ranystephan/filtered_neuralfinGPT_dataset huggingface dataset:
Zoho Sign Document ID: JURBO7OBCM9VCIPMS3XS727FA22FYPZUECHBABIJW3M
discussion report and analysis of the board of directors for Al
Wathba National Insurance Company (PJSC)
Date 11th Nov,2022
Name of the Listed Company Al Wathba National Insurance Company (PJSC)
The period of the financial
Q3, 2022 Financials
statements covered by the report
GWP: AED 237.62 M
Overview of the main results Net Underwriting Income: AED 2.98 M
during the financial period Net Investment Income: AED 29.36 M
Net Profit: 32.34 M
Securities issued during the
NA
financial period
Summary of the most
important non-financial events IFRS 17 implementation is in progress.
and developments during the AWNIC extends self-service portal to corporate clients.
financial period
During this period, we have achieved total premiums of
237.62 million and insurance profit of 2.98 million dirhams.
Summary of operational
performance during the
The company has also registered net Investment profit of
financial period
29.36 million.
Net profit for the period is AED 32.34 million dirhams
Summary of profit and loss
compared to net profit of AED 173.95 million dirhams for the
during the financial period
previous period.
Summary of financial position Total Deposits & Cash: AED 158.36 M
as at the end of the financial Total Technical Reserve: AED 339.63 M
period Total Share Holders Equity: AED 961.50 M
Net Cash generated from operating Activities: AED (54.95) M
Summary of cash flows during
Net Cash Generated in Investing Activities: AED 145.28 M
the financial period
Net Cash Generated in Financing Activities: AED (74.86) M
Page 1 of 2Zoho Sign Document ID: JURBO7OBCM9VCIPMS3XS727FA22FYPZUECHBABIJW3M
GWP Growth: (12) %
Net Loss Ratio: 60.82%
Main performance indicators
Net Expense Ratio: 37.02%
Combined Ratio: 97.84%
Expectations for the sector and Motor insurance premiums are expected to go back to pre-
the company's role in these pandemic levels on account of pressure in margins and
expectations escalation in servicing costs.
GDP of UAE is expected to grow more than 5% for the current
fiscal year and the economic buoyancy is expected to continue
Expectations regarding the on account of visa reforms and FDI flows in real estate.
economy and its impact on the Premium growth in the industry is expected to continue and
company and the sector the market is expected to see more consolidations in FY 2023
on account of pressures on solvency ratios and regulatory
changes such as IFRS 17.
AWNIC is revisiting its motor portfolio strategy and is
Future for growth and changes
expected to continue its growth on the commercial insurance
in operations in future periods
portfolio.
The size and impact of current
and projected capital Net Capital expenses for the period was AED 1 Million.
expenditures on the company
The developments of the
implementation of projects,
plans and transactions and
Board is evaluating the impact of rising interest rates and its
deals that were discussed by
impact on the current loan facilities.
the company's board of
directors in the report for the
previous fiscal year
Bassam Chilmeran
Chief Executive Officer
Page 2 of 2

Sentiment: positive
Commercial Bank International
2022 Second Quarter Financial Results
Management Discussion and Analysis Report
The content is classified as PublicCBI Announces Q2 2022 Net Profit of AED 34 million
Dubai, UAE, 27th July 2022: Commercial Bank International (‘CBI’ or ‘the Bank’) has announced its
second quarter 2022 financial results.
Key financial result highlights (quarter-on-quarter changes from Q1 2022 to Q2 2022 respectively):
• Net profit increased by 67% from AED 20.6 million in Q1 2022 to AED 34.4 million in Q2 2022.
• Operating profit increased by 82% from AED 40.3 million to AED 73.2 million.
• Net operating income increased by 42% from AED 110.8 million to AED 157.6 million.
Commenting on the Bank’s Q2 performance, Ali Sultan Rakkad Al Amri, CEO of Commercial Bank
International, said: “We continue to support our customers and contribute strongly to economic growth in
line with the UAE’s strategy that focuses on growth and development. By further strengthening our core
client-centric business model, we have increased our profitability substantially in the second quarter,
delivering a net profit of AED 34 million, mainly through loan growth. Despite the ongoing challenges in the
global macroeconomic environment, we will continue to focus on providing our customers with high quality
services and help them realize their ambitions.”
---ENDS---
Ali Sultan Rakkad Al Amri
Chief Executive Officer
The content is classified as Public

Sentiment: neutral
Foodco National Foodstuff Co PJSC
Disclosure of the appointment of the General Manager
of a Subsidiary.
Date 10/08/2023
Abu Dhabi National Foodstuff L.L.C
Name of the Listed Company A subsidiary of
Foodco National Foodstuff PrJSC
Name of the appointed
Ahmed Gawish
General Manager
Starting date of appointment 10/07/2023
Mr. Ahmed Gawish is an adept leader and visionary with a rich
background in FMCG business management, marketing, and sales.
His extensive achievements showcase his pivotal role in fostering
growth and enhancing profitability. Holding an MBA in marketing
A brief summary of the management and recognized as a certified digital marketer, Mr.
appointed General Manager: Gawish's years of professional expertise and dynamic leadership
will propel Foodco to unparalleled success. His journey serves as a
compelling testament to the influence of innovation, unwavering
determination, and exceptional leadership in shaping industries
and attaining remarkable milestones.
Taysir Mokashfi
Board Secretary
10/08/2023
Page 1 of 1Foodco National Foodstuff Co PJSC
Results of the Board of Directors meeting
Date 10/08/2023
Name of the Listed Company Foodco National Foodstuff PJSC
Thursday 10/08/2023
Date and day of the meeting:
Via Video Conference (Microsoft Teams)
The starting time of the meeting 12:00 PM
The ending time of the meeting 01:00 PM
Number of board members present 5
Quorum achieved (%) 100%
1. The previous minutes of meeting has been approved.
2. The financial statement for the period ending 30/06/2023 has
been discussed and approved (Net loss AED10.426 million,
Decisions / Resolutions of the compared to net loss AED8.198 million for the same period of
meeting 2022).
3. Other operation matters have been discussed and the
appropriate decisions have been taken.
Taysir Mokashfi
Board Secretary
10/08/2023
Page 1 of 1

Sentiment: positive
AL RAMZ CORPORATION PJSC
Al Ramz reports results for the first half of 2023 with robust financial standing and
strategic advancements
Dubai, 7 August 2023
Al Ramz Corporation Investment and Development PJSC, a Dubai Financial Market listed company offering a variety
of financial solutions including asset management, corporate finance, market making, prime brokerage, public
offering management and research. Al Ramz Corporation has consistently delivered superior shareholder value
since its establishment in 1998. The latest financial report showcases the Group’s dedication to excellence, with
remarkable achievements across various key metrics.
Key financial highlights for the period
The Group reported net profit of AED 13.7 million for the first half of 2023 compared to AED 22.2 million for the
same period of last year. Total revenues contracted to AED 53.2 million compared to AED 56.3 million last year as
target revenue pools in our markets tapered period on period. The first half of 2023 results reflected improvement
in several key financial captions compared to the same period last year and are summarized as follows:
PERIOD ON PERIOD FOR THE PERIOD PERIOD ON PERIOD FOR THE PERIOD
+46% 10.1 +25% 5.1%
MN
INTEREST INCOME INVESTMENT INCOME MARGIN LENDING RETURN ON EQUITY
Delivering on strategic priorities
Al Ramz continues to focus on cutting-edge development to enhance its trading platform, poised to revolutionize
the financial landscape. The platform will offer clients seamless access to an array of financial products and services.
In 2023, the Group refresh its medium-term strategy targeting all fronts with significant focus on offering innovative
value propositions across all business lines. The Group’s successful strategic partnerships across the region have
strengthened its market-making activities, expanding market presence and enhancing liquidity solutions for clients.
Managing Director comments
Commenting on the results, Mr. Mohammad Mortada Al Dandashi Group Managing Director said: "With profound
gratitude to our esteemed clients, partners, and shareholders, we deliver these results. The unwavering support
and visionary policies of the Government of the UAE have been instrumental in propelling our success. We remain
steadfast in our commitment to exceeding stakeholder expectations, upholding the highest standards of service and
innovation. As we continue to progress, we are confident in our strategic vision and commitment to financial
excellence, creating lasting value for all stakeholders."
-END-
ABOUT AL RAMZ
FOUNDED IN 1998, AL RAMZ IS A UAE DOMICILED PUBLIC JOINT STOCK COMPANY LISTED ON THE DUBAI FINANCIAL MARKET AND REGULATED BY THE UAE SECURITIES AND COMMODITIES
AUTHORITY AND THE DUBAI FINANCIAL SERVICES AUTHORITY.
FOR MORE:
PLEASE CONTACT INVESTOR RELATIONS I PHONE: +971262626261 E-MAIL: IR@ALRAMZ.AE I WEBSITE: WWW.ALRAMZ.AE

Sentiment: positive
Dubai
Investments
Dubai Investments Q1 2023 profit
surges 55% to AED 314.45 million
Dubai, 12 May 2023: Dubai Investments, the leading, diversified investment
company listed on the Dubai Financial Market (DFM), has announced a 55%
percent increase in Q1 2023 net profit to AED 314.45 million, compared to
AED 202.55 million during the corresponding period of 2022.
The total income for the Group increased to AED 1.02 billion compared to
AED 761.04 million during the first quarter of 2022, an increase of 34 percent.
Total shareholder equity also increased to AED 13.16 billion, compared to
AED 12.28 billion during the same period in 2022. Total Assets for the Group
remained stable at AED 20.96 billion.
Khalid Bin Kalban, Vice Chairman and Chief Executive Officer of Dubai
Investments, said, “Dubai Investments continues to deliver strong and
sustainable results fueled by the Group’s strategic initiatives and ability to
capitalize on key opportunities. The response to Danah Bay, our premium
beachfront development in the emirate of Ras Al Khaimah, has exceeded all
expectations and we are looking forward to launching the next phase. We
are also progressing well with our expansion into other geographies and
enhancing internal capabilities while building on existing businesses. With
the economy experiencing robust growth and strong upward trajectory in the
real estate sector, Dubai Investments is strategically positioned to capitalize
on these favorable conditions.”
-Ends-

Sentiment: positive
Dubai Investments reports a 227% surge in net profit for
the nine-month period ended September 30, 2022
Dubai, 10th Nov 2022 – Dubai Investments PJSC [DFM: DIC], the leading diversified investment
company listed on the Dubai Financial Market, has reported net profit of AED 1,489 million for
the period ended September 30, 2022, an increase of 227%, as compared to AED 456 million for
the nine-month period last year.
The profit is higher by AED 1,033 million as compared to the same period last year mainly due to
the gain on disposal of 50% controlling interest and fair value gain on retained investment in
Emirates District Cooling (Emicool) LLC amounting to AED 980 million. The Group’s
manufacturing, contracting and services segment has also continued its strong performance.
Total income for the Group grew to AED 3.3 billion as compared to AED 2.6 billion for the nine-
month period ended 30 September 2022, compared to the same period last year.
Khalid Bin Kalban, Vice Chairman and CEO of Dubai Investments said, “The Group has
maintained momentum and delivered consistent performance throughout this year, reflecting
the resilience of the business model. The exceptional performance this quarter is a result of
unlocking substantial value through an organized divestment process, testifying Dubai
Investments’ strategy for value creation. In line with the Group’s strategy to deliver superior
returns to the shareholders, an interim dividend of 7.5% was approved during this quarter. The
Group is focussed to take appropriate measures related to strategic investments and will
implement planned exits from mature assets over the coming years.”
ENDS

Sentiment: neutral
Dubai
JAp
Investments
DUBAI INVESTMENTS REPORTS NET PROFIT OF AED 364 MILLION
FOR THE SIX-MONTH PERIOD ENDED JUNE 30, 2022
Dubai, 11th August 2022: Dubai Investments PJSC [DFM: DIC], the leading, diversified
investment company listed on the Dubai Financial Market (DFM), has reported a 20.5%
rise in net profits to AED 364 million for the six-month period ended June 30, 2022, as
compared to AED 302 million during the corresponding period of 2021.
The growth in the profit by AED 62.01 million is mainly driven by the continued strong
performance of the Group’s manufacturing, contracting & services segment. Total
assets for the Group remained stable at AED 22 billion. Total equity increased to AED
12.1 billion compared to AED 11.98 billion during the same period last year.
The Group has completed divestment of 50% equity interest in Emirates District
Cooling (Emicool) LLC and will recognize the resultant gain on disposal and fair
valuation gain on retained interest amounting to AED 980.4 million in Q3 2022.
Khalid Bin Kalban, Vice Chairman and Chief Executive Officer of Dubai Investments,
said: “We are already halfway through 2022 and the results during this time reiterate
the resilience of our business model and it is worthy to note that we have been moving
steadily with a continuous and a consistent growth plan. As a Group, we are focussed
on a strategic diversification process through organized investments and divestments.
Despite the challenging macro economic environment, our outlook for the rest of the
year remains cautiously optimistic, as we are focused on channelising efforts towards
expanding business regionally and identifying strategic investment opportunities
across our businesses.”
-ENDS-

Sentiment: positive
Takaful Rbu Dhabi National Takaful Co. p.s.c
Disclosure of the results of the Board of Directors meeting
Date 10-08-2023
Name of the Listed Company Abu Dhabi National Takaful Company - PSC-Takaful
Date and day of the meeting: Thursday 10-Aug-2023
The starting time of the meeting 11:30 am
The ending time of the meeting 01:30 pm
Number of board members present 7 members
Quorum achieved (%) 100%
- Approved the minute of the previous BOD meeting.
- Discussed and approved the Financial Statements of
Decisions / Resolutions of the meeting
the company for the period ended 30/06/2023
- Discussed and approved general operational issues.
The Name of the Authorized Signatory Osama Abdeen
Designation Chief Executive Officer
Signature and Date
10.8.2023 14:31 (UTC+4)
Company's Seal
___________________ Tokeful____
ER
EN______________________________________________________________________________________________________
Paid Up Capital UAE Dhs. 105,000,000/- T--r/H/TT4^to(v9
HEAD OFFICE DUBAI OFFICE AL AIN OFFICE
P.O.Box 35335 Abu Dhabi, United Arab Emirates P.O.Box 53389 Dubai, United Arab Emirates P.O.Box 64166 Al Ain, United Arab Emirates
Tel.: +971 2 4107700 Tel.: +971 4 2108700 Tel.: +971 3 7166700
Fax: +971 2 410780010 August 2023
2023 سطسغأ10
Disclosure & Compliance Section نيمرتحملا لاثتملاا و حاصفلإا مسق / ةداسلا
Market Operations & Surveillance ةباقرلاو تايلمعلا ةرادإ
Dept. ةيلاملا قارولأل يبظوبا قوس
Abu Dhabi Securities Exchange (ADX) ةدحتملا ةيبرعلا تاراملإا – يـــبظوبأ
Abu Dhabi, UAE
Greetings,
،،،دعبو ةبيط ةيحت
Subject: Virtual Meeting of the Board of
ةكرش ةرادإ سلجم عامتجا :عوضوملا :عوضوملا
Directors of Abu Dhabi Ports
نع دقعنيس يذلا ع.م.ش ئناوملل يبظوبأ
Company PJSC (“Company”) to
be held on Monday 14 August سطسغأ 14 قفاوملا نينثلاا موي دعب
2023
2023
We would like to inform you that the Board of
سلجم نأب مكديفن اننإف ،هلاعأ عوضوملا ىلإ ةراشلإاب
Directors of Abu Dhabi Ports Company PJSC
فوس )ةكرشلا( ع.م.ش ئناوملل يبظوبأ ةكرش ةرادإ
(the Company) meeting will be held via video
conference at 8pm on Monday 14 August 2023. سطسغأ 14 قفاوملا نينثلاا موي هل اعامتجا دقعي
The agenda of the meeting will include the
ةيصاخ مادختساب ءاسم ةنماثلا ةعاسلا مامت يف 2023
following:
:يلاتلا لامعلاا لودج يف رظنلل كلذو يئرملا لاصتلاا
1. Consider and approve the Company’s
ةكرشلل ةيلاملا تانايبلا ىلع ةقفاوملاو يف رظنلا .1
Q2 financial statements for the
.2023 ماعل يناثلا عبرلل
financial year 2023.
2. Other general matters relating to the
.اهعيراشمو ةكرشلا لامعأب ةقلعتم ةماع لئاسم .2
activities of the Company and its
projects.
Yours sincerely,
،،،ريدقتلاو مراتحلاا قئاف لوبقب اولضفتو
_____________________________________
ماعلا ينوناقلا راشتسملا – رسيلب ليميإ
Emil Pellicer – General Counsel
Copy to: Securities and Commodities Authority
ع لسلاو ةيلاملا قراولأا ةئيه/ةداسلا :ىلإ ةخسن

Sentiment: neutral
Up
641L410.11 Lo1J11
Union Properties
Union Properties Delivers Net Profit of AED 12.3 Mn in Q1 2023 up
from a Net Loss in Q1 2022
• Company reports net profit of AED 12.3 million in Q1 2023 compared to a net loss of AED
12.5 million in Q1 2022
• First quarter revenue growth of 16% driven by robust performance improvements by the
Group’s subsidiaries and continued growth in the UAE’s real estate sector
• Significant efficiency improvements delivered, with impressive operating profit growth of
335%
Dubai, UAE – May 10, 2023: Union Properties PJSC (“Union Properties” or the “Company”)
(DFM symbol: UPP) announces its consolidated financial results for the quarter ended 31
March 2023.
Union Properties maintained strong positive momentum during the first quarter of 2023 as
it continued to successfully implement its turnaround strategy. The company reported net
profit of AED 12.3 million in Q1 2023 compared to a net loss of AED 12.5 million during the
same period last year. Revenue from contracts with customers increased to AED 122.1
million in Q1 2023, up 16% compared to the same period last year, as the group’s subsidiaries
continued to deliver robust performance improvements, supported by a thriving real estate
market in the UAE.
Union Properties delivered significant efficiency improvements during the quarter as part of
its strategy to enhance profitability through fiscal prudence. As a result, administrative and
general expenses declined 21% year-on-year to AED 16.6 million in Q1 2023. Consequently,
operating profit increased considerably by 335% to AED 19.8 million in Q1 2023, compared
to the same period last year.
Commenting on the results, Mr. Amer Khansaheb, Board Member and Managing
Director of Union Properties, said: “We continue to make strong progress with the
implementation of our turnaround strategy, building on the significant milestones achieved
in the previous year. The successful execution of our strategy is evidenced by Union
Properties’ return to net profitability and its impressive 335% increase in operating profit
during the quarter.
“Looking ahead we will continue to focus on driving efficiency across the group to support
sustainable profitability improvements and cash flow generation. We are now in a strongposition to deliver long-term value creation for our shareholders by leveraging our deep
expertise, reputation, and highly sought-after land bank locations to drive growth and
capitalise on the UAE’s thriving real estate market.”
Union Properties’ management remains committed to delivering long-term values for its
shareholders through a combination of efficiency improvements and the pursuit of new
growth opportunities. The company is in the process of evaluating various opportunities to
leverage its highly sought-after land bank locations including potentially launching new
developments in the near future.
Management’s focus on efficiency has enabled Union Properties to preserve its book value
at AED 0.46 per share as of 31 March 2023.
-ENDS-

Sentiment: positive
Commercial Bank International
2022 Third Quarter Financial Results
Management Discussion and Analysis Report
The content is classified as PublicCBI Posts Year-to-Date Net Profit of AED 100 million
Dubai, UAE, 25th October 2022: Commercial Bank International (‘CBI’ or ‘the Bank’) has announced its
third quarter 2022 financial results.
Key financial result highlights:
• Year-to-date net profit of AED 100 million, compared to a net loss of AED 45 million in the same period
last year, representing a year-on-year increase of 322%.
• Loans and advances increased from AED 10.6 billion on 30th September 2021 to AED 13 billion as of
30th September 2022, representing a year-on-year growth of 23%, funded mainly by 19% annual growth
in customer deposits.
• Net profit increased by 32% from AED 34 million in Q2 2022 to AED 45 million in Q3 2022.
• Operating profit increased by 25% from AED 73 million in Q2 2022 to AED 91 million in Q3 2022.
• Net operating income increased by 20% from AED 158 million in Q2 2022 to AED 189 million in Q3 2022.
Commenting on the Bank’s Q3 performance, Ali Sultan Rakkad Al Amri, CEO of Commercial Bank
International, said: “Adding value to our customers’ businesses and lives, and helping them realize their
ambitions and dreams remain our key focus, despite the challenges we are observing in the global economy.
Having been at the forefront of innovation with a number of key strategic initiatives, and further strengthening
our core client-centric business model, we delivered a quarterly net profit of AED 45 million, mainly through
substantial loan growth. We will continue to grow our businesses and provide our customers with best in
class services, through our relentless focus on innovation and client centricity.”
---ENDS---
Ali Sultan Rakkad Al Amri
Chief Executive Officer
The content is classified as Public

Sentiment: neutral