Talk:Commercial paper

message: I found one glaring error in the intro which I corrected (CP rates lower than bonds, not higher) and was the reason for the "Needs Expert" flag (since I am not an expert in this field).  Can't some MBA or business student work on this and get credit? Andromedahpg (talk) 14:49, 12 May 2015 (UTC)
thread_title: Needs Expert

message: $1.788T = $839B + $846B ?
off by $103B
also, in the breakdown of "this", $797B + $153B isn't equal to any of these numbers.  —Preceding unsigned comment added by 71.32.46.111 (talk) 02:27, 9 October 2008 (UTC)
thread_title: Math

message: The first formula in the commercial paper yields section doesn't make any sense unless Pf is assumed to always be 1, in which case it should be written as 1, and the formulation is still unhelpful because it is a simplification that doesn't show where the equation comes from. I believe it should be iCP(dy) = [(Pf - P0)/Pf]•360/h
The second formula makes even less sense - P0/P0 will always be one regardless of the value, which is wrong. I believe it should be the same as the first formula, except replacing "360" with "365". 
I've not actually studied commercial paper, which is why I was reading this page, just enough math to be able to derive formulas for interest rates on bonds, and to know that the ones here are wrong, so if someone who actually knows what they're doing could edit the article, that would be great. Further, without an explanation of the variables in the text of the article, these formulas will be completely unhelpful to a reader from the general public, so that should be added as well.
140.180.243.83 (talk) 08:24, 12 April 2015 (UTC)
thread_title: Yields Section

message: When a firm that issues stocks and bonds goes bankrupt, the liquidated assets can be used to pay its debts. Normally, the bond holders are paid first, then the preferred stock holders, then the common stock holders. In what place in this order are the commercial paper holders paid? fx6893 11:27, 8 October 2008
:As CP is a debt instrument, it must be paid off before the stocks, which are equity instruments.  CP should go between bonds and preferred stocks.  65.42.26.190 (talk) 14:52, 9 March 2009 (UTC)
thread_title: Regarding Defaults

message: A lot of this article describes corporate CP which was traditionally what was meant by "CP" but more of the CP issued today is asset-backed, issued out of special-purpose vehicles backed by various financial assets, such as receivables, longer-term investment securities, etc.  I don't know exactly how to bring this article more current.  McTavidge 21:58, 2 April 2007 (UTC)
replies: text: It does not seem very obsolete: http://www.npr.org/templates/story/story.php?storyId=95099470 . Mlewan (talk) 10:45, 28 September 2008 (UTC)
replies: text: Good link. The commercial paper market was $2.2 trillion in July 2007, Hardly "out of fashion." The market has shrunk to about $1.6 trillion in outstanding borrowing, as of October 7, 2008. From http://www.iht.com/articles/ap/2008/10/07/america/Meltdown-Commercial-Paper-Q-A.php Cuvtixo (talk) 14:54, 13 October 2008 (UTC)
thread_title: Obsolete instrument?

message: I am reading this article late in 2008. It quotes the amount of commercial paper in 1990. That is 18 years ago!!!!
What is with that?!?!?
 
Someone with knowledge about what commercial paper is needs to update this.
Nick Beeson (talk) 16:19, 7 October 2008 (UTC)
replies: text: This market liked to keep a low profile, because commercial paper is exempt from registering with the Securities and Exchange Commission, which helps keep borrowing costs low. Interest rates fluctuate with market conditions, but are typically lower than banks' rates. I think its unlikely that someone who already knows CP will update this, what needs to happen is some Wikipedians will have to START learning about it. Cuvtixo (talk) 15:04, 13 October 2008 (UTC)
thread_title: Obsolete Information?

message: It would be good to have a section about how much or little commercial papers or their equivalents are used in other markets. With wikis in other languages as almost only source, I conclude the following:
* Germany: CP mentioned using the English word. According to this stock exchange dictionary the concept is used in Germany as well.
* France: The French term Billet de trésorerie is used. They work in a somewhat different way to the American CP, but there are also similarities. They were based on the American model when introduced 1985. France has the third biggest activity in the world of this kind - the biggest one in Europe.
* Netherlands: The English word is used, and it seems to apply to the Netherlands as well, as they specify that the amounts have to be larger than EUR 500.000.
* Italy: The English word is used. The activity with commercial papers in Italy is very limited.
* Polish: The English word is used. It is not explicitly mentioned in which markets it applies.
* Slovak: The local word Cenný papier is used. Some kind of CP seems to be used in Slovakia, but the details are not clear.
I do not read any Indonesian or Korean, so I cannot comment on those versions. Mlewan (talk) 15:34, 13 October 2008 (UTC)
replies: text: Point well-taken, Mlewan! I added a reference to the global money market, where commercial paper is traded by institutions from all over the world. I will, as I'm able, add specific references to the European capital markets you mention. Cheers! Walshga (talk) 14:36, 14 October 2008 (UTC)
thread_title:  Global application 

message: Basic.atari(talk) 02:30, 10 August 2011 (UTC)
thread_title:  Educational assignment at Symbiosis School of Economics supported by Wikipedia ambassadors 

message: The first sentence in the Overview section is not a complete sentence and the intent of the author is unclear. The sentence in question is the following.
:As defined by Article Four of the Uniform Commercial Code, a set of non-federal business laws adopted by all 50 U.S. States except Louisiana.
Thisisdavid (talk) 18:04, 20 December 2012 (UTC)
thread_title:  Sentence in Overview section is unclear. 

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thread_title:  Copyright problem removed 

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thread_title:  External links modified 

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