Talk:Microfinance

message: I would respectfully ask contributors to this article to respect the conceptual boundaries differentiating microcredit from microfinance. In spite of widespread conflation of these two terms by microcredit promoters with agendas, as well as by sloppy journalists, the two terms are not identical. In fact, they bear exactly the same relationship to each other as 'credit' and 'finance' do, with the proviso that because the prefix 'micro-' has been added, they involved delivery to poor people in amounts and formats that poor people find useful. Obviously, there are more dimensions to finance than simply credit. And in spite of the language of many promoters, the past four decades have not witnessed a 'microfinance revolution'. They have witnessed a 'microcredit revolution'. 
Those who want to criticize microcredit should do it on the appropriate page, which is microcredit.
Thanks!Brett epic (talk) 18:49, 5 December 2010 (UTC)
thread_title:  Conflation of microcredit with microfinance 

message: wahat should an enterprise do when an enterprise when the small business houses who has borrowed the money and because of some reason has failed,and now they are demanding back their money,  —Preceding unsigned comment added by 218.248.80.61 (talk) 14:50, 25 February 2011 (UTC)
thread_title:  what should an enterprise do  

message: Virtually the entire text reporting the misdirection of Norway's aid in the "Criticisms" section is lifted word-for-word (including at least one spelling error) from the India Microfinance Business News article (which is at least cited). I'd expect "fair use" to require a substantial paraphrase and summarization rather than a direct copy. It's a very long section, though, an will require knowledgeable editing.
dnkidd (talk) 20:49, 28 July 2011 (UTC)
thread_title:  Copyright violation? 

message: I have just noticed that there is an instance of vandalism in the articles Bibliography: at the end of the bibliography, it says "micro finance is a not suceses in all country such like india poor farmers die due to non payment of the loan taken from such micro finance compony,from his fear poor farmers choos the way of death."  — Preceding unsigned comment added by 178.254.69.79 (talk) 09:58, 13 October 2011 (UTC)
replies: text: Good find. I went ahead and removed that content. Cheers, John Shandy` • talk 17:11, 13 October 2011 (UTC)
thread_title:  Bibliography vandalism 

message: I've deleted the link of Microfinance to the Marshall Plan, since I can neither find nor imagine any connection between these two.. If anybody is more successful, please undo. --Creihag (talk) 21:07, 15 November 2011 (UTC)
thread_title:  History of Microfinance 

message: I suggest to merge the sections on impact of the articles Microfinance and Microcredit. While microfinance, which also includes savings and insurance, is a broader topic than microcredit, the literature on the impact of microfinance is almost exclusively focused on microcredit. Having two separate, but very similar sections, leads to a situation where edits are being done on both pages and it makes it more difficult to ensure that improvements to one article are included in the other. Therefore I suggest to merge the two sections in a new article and to include "For more details" redirects in the respective sections of the two articles.--Mschiffler (talk) 07:01, 8 September 2012 (UTC)
thread_title: Suggestion to merge impact of microfinance and impact of microcredit

message: http://pt.wikipedia.org/wiki/Microfinan%C3%A7as
--Jml3 (talk) 00:13, 1 October 2012 (UTC)
replies: text: Done.--Mschiffler (talk) 18:57, 1 October 2012 (UTC)
thread_title:  Add portuguese interwiki 

message: Believe it or not Micro lending can be very harmful for the poor, and not matter how many success stories you hear, there are going to be a few that fail. Those that fail seem to fall in what the New York Times calls a spiral of debt. These women who don’ t succeed fall behind and have absolutely no money to pay back these organizations. Some banks such as Banco del Exito in Nicaragua where forced to close with their “No pay policy” since farmers couldn’t pay the debt. This is what microlenders are currently facing, and it is making it harder for women who want to succeed. Not only the banks are falling victims but the people are being sucked of the money in India. It is said that micro lenders are being accused of taking advantage of costumers and are charging them more money. If these accusations are true it is extremely hard for women to escape “The Culture of Poverty” that is hunting their lives
http://www.nytimes.com/2011/01/06/business/global/06micro.html?pagewanted=all  — Preceding unsigned comment added by 149.68.54.80 (talk) 06:54, 11 December 2012 (UTC)
thread_title:  When Microfinance Struggles to help Others 

message: The article states that the average interest rate on a microcredit loan is 37%. The source links to a NYT article with the same 37% figure. However, the article doesn't provide a meaningful source for the figure. 
I've looked to try and find this 37% figure elsewhere, and can't find whatever research it came from. Other quality sources seem to suggest a figure about 10% points lower. Can anyone shed some light here?  — Preceding unsigned comment added by ChrisSmith1494 (talk • contribs) 02:56, 12 May 2015 (UTC)
thread_title:  Interest Rates May Be Inaccurate 

message: As part of a class project I will be working on this article. I will be using books and newspaper articles in an attempt to improve this page and make it easier for a laic to understand some of the concepts related to microfinance.
As my first contribution, I have used the following passage:
"Critics say that microcredit has not increased incomes, but has driven poor households into a debt trap, in some cases even leading to suicide. They add that the money from loans is often used for durable consumer goods or consumption instead of being used for productive investments, that it fails to empower women, and that it has not improved health or education. Moreover, as the access to micro-loans is widespread, borrowers tend to acquire several loans from different companies, making it nearly impossible to pay the debt back." [53]
Note: I have added the citation regarding the suicide cases in India. http://www.bbc.com/news/world-south-asia-11997571
I will keep working on ways to improve this passage and the article as a whole.
: Yes, please! But please sign with the four tildes and add your things to the talk page at the bottom of the talk page. Take a look here where we recently discussed microfinance for sanitation: http://forum.susana.org/forum/categories/191-theme-2-microfinance/13939-kicking-off-the-discussion-on-microfinance-for-sanitation Would be great if you could take some content and references from there. EvM-Susana (talk) 21:39, 22 July 2015 (UTC)
thread_title:  Addition of references and citations 

message: Hello fellow Wikipedians,
I have just added archive links to  on Microfinance. Please take a moment to review my edit. If necessary, add  after the link to keep me from modifying it. Alternatively, you can add  to keep me off the page altogether. I made the following changes:
*Added archive https://web.archive.org/20051206111310/http://www.cra-arc.gc.ca:80/E/pub/tg/rc4143/ to http://www.cra-arc.gc.ca/E/pub/tg/rc4143/
*Added archive https://web.archive.org/20090325163806/http://www.mftransparency.org/media/pdf/Why-We-Need-Transparent-Pricing-in-Microfinance--November-2008.pdf to http://www.mftransparency.org/media/pdf/Why-We-Need-Transparent-Pricing-in-Microfinance--November-2008.pdf
When you have finished reviewing my changes, please set the checked parameter below to true to let others know.
Cheers. —cyberbot IITalk to my owner:Online 16:27, 17 October 2015 (UTC)
thread_title:  External links modified 

message: Hello fellow Wikipedians,
I have just added archive links to  on Microfinance. Please take a moment to review my edit. If necessary, add  after the link to keep me from modifying it. Alternatively, you can add  to keep me off the page altogether. I made the following changes:
*Added archive https://web.archive.org/20070810074631/http://www.raiffeisen.de/genossenschaften/genossenschaften/pdf/Raiffeisen-Organisation-englisch.pdf to http://www.raiffeisen.de/genossenschaften/genossenschaften/pdf/Raiffeisen-Organisation-englisch.pdf
*Added archive https://web.archive.org/20111008230104/http://www.microfinancefocus.com/news/2010/02/07/zidisha-set-to-expand-in-peer-to-peer-microfinance-julia-kurnia/ to http://www.microfinancefocus.com/news/2010/02/07/zidisha-set-to-expand-in-peer-to-peer-microfinance-julia-kurnia/
When you have finished reviewing my changes, please set the checked parameter below to true to let others know.
Cheers.—cyberbot IITalk to my owner:Online 10:53, 5 January 2016 (UTC)
thread_title:  External links modified 

message: Hello fellow Wikipedians,
I have just added archive links to  on Microfinance. Please take a moment to review my edit. If necessary, add  after the link to keep me from modifying it. Alternatively, you can add  to keep me off the page altogether. I made the following changes:
*Added archive https://web.archive.org/20111214075542/http://www.inwent.org:80/ez/articles/166482/index.en.shtml to http://www.inwent.org/ez/articles/166482/index.en.shtml
*Added archive https://web.archive.org/20100710162720/http://www.wiego.org/ahmedabad/con_papers.php to http://wiego.org/ahmedabad/con_papers.php#dercona.
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Cheers.—cyberbot IITalk to my owner:Online 05:06, 8 February 2016 (UTC)
thread_title:  External links modified 

message: Dr. Guha has reviewed this Wikipedia page, and provided us with the following comments to improve its quality:
We hope Wikipedians on this talk page can take advantage of these comments and improve the quality of the article accordingly.
Dr. Guha has published scholarly research which seems to be relevant to this Wikipedia article:
*Reference : Brishti Guha & Prabal Roy Chowdhury, 2013. "Micro-finance Competition: Motivated Micro-lenders, Double-dipping and Default," Working Papers 01-2013, Singapore Management University, School of Economics.
ExpertIdeasBot (talk) 16:34, 19 May 2016 (UTC)
thread_title:  Dr. Guha's comment on this article 

message: Hello fellow Wikipedians,
I have just modified one external link on Microfinance. Please take a moment to review my edit. If you have any questions, or need the bot to ignore the links, or the page altogether, please visit this simple FaQ for additional information. I made the following changes:
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thread_title:  External links modified 

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I have just modified 4 external links on Microfinance. Please take a moment to review my edit. If you have any questions, or need the bot to ignore the links, or the page altogether, please visit this simple FaQ for additional information. I made the following changes:
*Added archive https://web.archive.org/web/20100105152122/http://www.themix.org/microbanking-bulletin/mbb-issue-no-15-autumn-2007 to http://www.themix.org/microbanking-bulletin/mbb-issue-no-15-autumn-2007
*Added  tag to http://www.themix.org/microbanking-bulletin/mbb-issue-no-19-december-2009
*Added  tag to http://www.microcreditsummit.org/pubs/reports/socr/2007.html
*Added archive https://web.archive.org/web/20111129075026/http://www.inwent.org/ez/articles/166627/index.en.shtml to http://www.inwent.org/ez/articles/166627/index.en.shtml
*Added archive https://web.archive.org/web/20160203162342/http://www.hec.edu/content/download/52956/470943/file/Article%20LRP%20Yunus%20Moingeon%20Lehmann-Ortega%20d%C3%A9finitif.pdf to http://www.hec.edu/content/download/52956/470943/file/Article%20LRP%20Yunus%20Moingeon%20Lehmann-Ortega%20d%C3%A9finitif.pdf
*Added archive https://web.archive.org/web/20141003235625/http://www.adb.org/features/12-things-know-microfinance to http://www.adb.org/features/12-things-know-microfinance/
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thread_title:  External links modified 

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thread_title:  External links modified (January 2018) 

message: An editor has asked for a discussion to address the redirect Akhuwat (Microfinance). Please participate in the redirect discussion if you wish to do so.  signed, Rosguill talk 15:48, 4 October 2019 (UTC)
thread_title:  "Akhuwat (Microfinance)" listed at [[Wikipedia:Redirects for discussion|Redirects for discussion]] 

message: This just seems like a description of microfinance being used by women. It doesn't seem like it could sustain an entire article, so the info could be made in to a section of the main Microfinance article. ... discospinster talk 16:05, 22 November 2019 (UTC)
replies: text: I don't think that it's an absurd concept, but I agree that there is complete overlap in scope given that there was already a Gender section on this page which covered the same arguments. As there have been no objections,  Klbrain (talk) 19:43, 18 January 2020 (UTC)
thread_title:  Proposed merge of [[:Microfinance for women]] into [[:Microfinance]]  

message: Hello!
Looking at conversations above, there are a lot of things I'd like to work on. I'm hoping to add more in line citations to this piece and possibly expand the Microfinance on the Indian Subcontinent section. My Bibliography isn't very extensive yet but here are a few sources I can cite. 
Additionally, I am working on the Financial Inclusion page which is set to merge with this one. I'd like to help facilitate this but don't have a clear vision for how to complete this. My current understanding is that Microfinance is one strategy for Financial Inclusion, and might logically be merged into Financial Inclusion, but this page is quite extensive. I see that financial inclusion is mentioned a few times, and there is a section for "Inclusive Financial Systems" that I can expand to help merge the content but I'm not sure this is the best way.
Npatel23 (talk) 06:11, 13 April 2020 (UTC)
replies: text: You might find the merge discussion helpful in clarifying article scopes. Daask (talk) 22:27, 24 April 2020 (UTC)
thread_title:  Proposed Merge of [[Financial inclusion]] and [[Microfinance]]  

message: — Assignment last updated by Safabsr (talk) 23:43, 1 December 2022 (UTC)
thread_title: Wiki Education assignment: Global Poverty and Practice