Talk:SMS banking

message: Why all the interwiki here links to the categories but not articles in other wikipedias? --86.100.65.24 16:40, 1 October 2007 (UTC)
thread_title: Links?

message: I wouldn't name the edit as a promotional link. Most of the information posted undes sms banking are not referenced simply because the very concept of sms banking is business related. Hence the information is limited and the external links are morstly commercial based. My purpose is not to project or promote any commercial solution but to demonstrate some new enhancements in the field which should and could be employed by ventors or can be food for thought for researches or early adopters.  —Preceding unsigned comment added by 85.72.63.172 (talk) 19:27, 19 January 2011 (UTC)
thread_title: Promotional link

message: This article contains little information from the last decade, which has witnessed a great deal of transformation.  Moreover, having just read through the first referenced article, it contains egregious claims and is an almost entirely hypothetical testing of a pilot which ought to be clarified.  Problems within it include:
1) References to SMS Banking in India with references that do not mention anything about an existing SMS Banking system in India
2) A literature review for which almost all worthwhile information is collected from journalism resources with weak descriptions of actual technology
3) A lengthy literature review about developing nation's economies without any signs that the research was conducted on individuals in developing nations.
4) Almost entirely hypothetical results that incorporate qualitative feedback from individuals (a) using a system that doesn't really exist to (b) solve a problem they didn't know they had.  
It's an exploratory article that probably doesn't begin to constitute being encyclopedic at all.  Nevertheless, this citation is used for virtually an entire section.  In fact, most of the sections, when they do have citations, have little quality information, and it seems as though one person (probably whoever wrote this article) just wanted to make this seem as realistic an article as possible. I mean, the references are just slapped at the end of some sections, and some sections don't even contain references.  This field is substantially different today than all three of the articles used for references make it out to be, and really should be updated.
***-Actually, after doing some reading of academic literature, this article is either incredibly poorly cited or is being used in academic articles without citation (and reinforcing the questionable information it contains).
Examples: 
Adoption And Use of SMS/Mobile Banking Services in Zimbabwe: An Exploratory Study
Thulani, Dube; Kosmas, Njanike; Collins, Manomano; Lloyd, Chiriseri. Journal of Internet Banking and Commerce; Ottawa16.2 (Aug 2011): 1-15.
(a) Description of Push and Pull SMS functions is incredibly poorly paraphrased from the list of functions given here.
Shaikh, A. and Karjaluoto, H. (2015). ‘Mobile banking adoption: A literature review’. Telematics and Informatics, 32:129-142.
(a) The image of an SMS notification is used as part of a chart.  — Preceding unsigned comment added by Sheff stu 1905 (talk • contribs) 11:51, 11 September 2017 (UTC)
thread_title:  This article should probably be taken down or seriously updated 

message: How to check balance Maijent (talk) 23:41, 31 March 2020 (UTC)
thread_title:  Telephone banking with NetBank