Talk:Life settlement

message: I have (again) removed content that is unencyclopedic in nature. Wikipedia is not a news website.
FinanceReferee  —Preceding undated comment added 18:17, 2 December 2010 (UTC)
thread_title:  Removing Unencyclopedic Content: 

message: This would compromise the objectivity of the Life Settlements article. STOLI is a scheme by which people who lack an insurable interest in a person's life seek to originate policies on that person primarily for the purpose of selling the policies at a later date.  This practice is illegal in several states.  Life Settlements are the legitimate sale of a life insurance policy by a policy holder for an amount less than the face amount but greater than the value that could be obtained by surrendering the policy to the issuing carrier.  Life settlements are legal and are regulated in the majority of states.  The two are distinct and only related in the sense that the only incentive for STOLI is the fact that the value of the STOLI transaction is realized by selling the policy.  Combining would be like combining articles on Chop Shops and Used Car Sales.  The current "See Also" reference is appropriate.Dhoruba (talk) 02:40, 12 December 2009 (UTC)
replies: text:  i would like to point out that life settlements are being resold to third parties, who in fact have no insurable interest against the insured. there are lots of reliable, verifiable, secondary sources that could be referenced to improve this article. i believe eventually this will happen. Thank you. Decora (talk) 18:50, 20 October 2010 (UTC)
thread_title:  Merging with STOLI Page: 

message: I found this site which apparently already offers the product: 
Prior to this I thought the "product" was still in development. They only offer investment for non-USA market. Any idea why?  —Preceding unsigned comment added by Aroddo (talk • contribs) 10:07, 7 September 2009 (UTC)
thread_title:  LifeSettlementsFund.com 

message: I seem to be having an external link "war" with an anonymous user using IP address 24.22.186.5.  His edits haven't been unsound except for his judgment concerning external links.  His latest edit removed the non-commercial informational links and substited a link to a commercial quote site. I've reverted that.  If you ever read this, man, the articles at Wikipedia aren't your advertising department. – 2*6 09:39, 8 February 2007 (UTC)
thread_title:  External links section 

message: This is obviously cut and pasted from someone's commercial brochure.  —Preceding unsigned comment added by JosephJFK (talk • contribs) 21:49, 19 November 2007 (UTC)
thread_title:  Abuse 

message: A few people,  in business, in the financial world, in 2 diffrent countries, create an "international society", and they get an implied endoresement from Wikipedia due to an external link on wikipedia ? 
Do you understand the liability ramifications of this? Somebody needs to do their homework.  Who owns the domain names ISLSP.org and .com? 
Is there  an actual organization, that is, corporation, set up anywhere? 
http://www.linkedin.com/pub/george-polzer-480-278-5232/5/35b/5b4  —Preceding unsigned comment added by 71.146.87.95 (talk) 22:24, 15 June 2009 (UTC)
thread_title:  External links section 

message: An anonymous user removed all references to cited statements on Coventry First's operations relating to its relationship with AIG (which both parties would have liked to keep as low key as possible) and also to its Vice President's, Reid Buerger, alleged specific actions to defraud a number of policy holders of millions of dollars for corporate profits.  All statements were cited and footnoted by reputable sources.  It does seem as though this industry, which is in its infancy of making billions of dollars, is quite protective of its online reputation.  I have reverted to my original contribution to reflect verified, cited sources for the information provided.  
If the anonymous user who attempted to blank out the entire section would like to dispute any of my contribution, here is your place.
I have reinstated the original piece and included more citations and references.
Chubby Burger (talk) 15:29, 29 November 2010 (UTC)
replies: text: I see it has been removed again. I think much of this material would be appropriate on a Coventry First page, but it's a bit too editorial in tone, and too exhaustively focused on one firm, to appear here. Uucp (talk) 18:28, 2 December 2010 (UTC)

text: If you are an editor than I will refrain from reverting again.  —Preceding unsigned comment added by Chubby Burger (talk • contribs) 20:52, 2 December 2010 (UTC)
replies: text:  I am a "reviewer" but not an editor. I have suggested what I think is the best path for this information, but I'm not otherwise going to get involved with this dispute. Uucp (talk) 04:35, 3 December 2010 (UTC)
replies: text:  Actually, Uucp, you are an editor. So am I. So is Chubby Burger. Anyone who has ever edited a Wikipedia page, even without registering a user name, is an "editor". - SummerPhD (talk) 04:49, 3 December 2010 (UTC)

text:  fair enough, I took his question to mean "administrator" Uucp (talk) 05:05, 3 December 2010 (UTC)
thread_title:  Coventry First 

message: These two article cover most of the same information. Although some sources draw a distinction between life settlements and viatical settlements (based on whether or not a person is terminally ill), they are still essentially the same thing. Kaldari (talk) 23:05, 31 March 2012 (UTC)
thread_title:  Merge with Viatical settlement 

message: In the Brokers section the sentence  seems to need some expansion about the protected nature of the payment stream. What if the investor files for bankruptcy?  Is the responsibility for premium payment high in the priority queue for assets or simply the nature of any other debt by the investor? 
Likewise in the Investors section  there needs to be some explanation of the effect of bankruptcy or other business failures on the payment stream to the insured. Are there any state laws to protect the insured from contractual default?  Do any states require re-insurance for the payment stream?Thanks.   SBaker43 (talk) 23:33, 13 September 2013 (UTC)
thread_title:  Premium and pay-out assurances 

message: I recently was performing research on life settlements and discovered the Wikipedia page for "Life Settlements Life Settlement". On this page a section is featured that is titled "STOLI". 
After reading this section, and mentally associating this type of financial product with life settlements, I became very confused because the information that was being presented made it seem like both financial options were illegitimate. Not only does it smudge the integrity of life settlements as a viable financial option, it also can be viewed as misleading because the product offering is completely different. "Scheme" is being used to describe what STOLI is, and I think that the association made could be be harmful to anyone who is researching these types of financial products that are similar to life settlements.
Now, the last line of the content does say: "STOLI is not a life settlement. Life settlements occur long after issuance of the policy.", but my question would then be, "If this is not a type of life settlement, why would it be featured on the life settlements page, when STOLI has it's own Wikipedia page?". I think this information has been improperly categorized and I suggest that this content be moved to the following URL: https://en.wikipedia.org/wiki/Stranger-originated_life_insurance. 
Thank you for taking my suggestion into consideration.  — Preceding unsigned comment added by Francomaffei (talk • contribs) 15:35, 3 March 2016 (UTC)
thread_title:  STOLI Section Should Be Removed from Life Settlements Page 

message: Hello fellow Wikipedians,
I have just modified 3 external links on Life settlement. Please take a moment to review my edit. If you have any questions, or need the bot to ignore the links, or the page altogether, please visit this simple FaQ for additional information. I made the following changes:
*Added archive https://web.archive.org/web/20120915111704/http://aging.senate.gov/letters/lifesettlementfindings.pdf to http://aging.senate.gov/letters/lifesettlementfindings.pdf
*Added archive https://web.archive.org/web/20081017025753/http://www.soa.org/research/individual-life/2008-vbt-report-tables.aspx to http://www.soa.org/research/individual-life/2008-vbt-report-tables.aspx
*Added archive https://web.archive.org/web/20130728221236/http://www.idfpr.com/Forms/Memo/STOLIConsumerAlert.pdf to http://www.idfpr.com/Forms/Memo/STOLIConsumerAlert.pdf
When you have finished reviewing my changes, you may follow the instructions on the template below to fix any issues with the URLs.
Cheers.—InternetArchiveBot (Report bug) 14:47, 15 May 2017 (UTC)
thread_title:  External links modified 

message: This section has been removed from the article's page. I made edits to consolidate the section, improve the language, source information that was unsourced and maintain a neutral point of view by removing all mentions of specific companies, some of which appear to have been targeted in this section of the page. After the edits were reverted, the formatting was no longer up to Wikipedia's standards. Heartmusic678 (talk) 18:24, 22 September 2021 (UTC)
thread_title:  Industry Challenges