lflage/wiki-talks huggingface dataset:
Talk:Debt service coverage ratio

message: I've merged this page with the Debt coverage ratio page. Finnancier 12:11, 12 September 2007 (UTC)
thread_title: Merge

message: I've attached a cleanup tag - this article needs some major help.  Among the issues:
*Unencyclopedic tone.  It rambles and is often written in the second person.
*Use of examples sounds like tutorial rather than explanation.  In general examples should be very limited here.
*Very US-centric, and does not explain its assumptions and methods
*Written before the 2008-2009 financial crisis, so many of the claims about uses and standards are obsolete, not just unreferenced
*Seems to be incorrect in a number of ways, confuses cash flow with income.  Debt service coverage ratio is a measure by the bank of whether (by their standards - not by accounting or financial standards) the property will generate enough cash flow to pay the loan.  Income considers things like depreciation, whereas the bank does not care about that.  However, the bank adds various fudge factors such as maintenance and repair, vacancy factors, etc., that are standard numbers and usually not based on actual performance.  A good article would explain the bank methodology here, and how it varies from market to market.
*Obviously, it needs sources.
- Wikidemon (talk) 22:47, 28 January 2009 (UTC)
thread_title:  Cleanup problems 

message: Please, anyone, I'd like to discuss this before modifying the article:
DSCR = ( Net_income + [addback] Depreciation ) / Total_principal_payment
or
DSCR = (Net_Income + Depreciation/Amortization + Interest_Expense) / (Interest_Expense + Total_principal_payment) http://www.investorglossary.com/debt-service-coverage.htm
Right?
One cannot add Interest payments doubled (it's already accounted in NI).
Rjrneves (talk) 17:06, 13 November 2009 (UTC)
thread_title:  Concept problem
Talk:Orphan structure

message: I was hunting around the web for sources for definitions of Orphan structures, and all of the definitions point back to this wiki page!  The irony of Wikipedia becoming so ubiquitous.  I'll try and find some paper sources and put an appropriate cite in. --Legis (talk - contribs) 14:24, 18 August 2008 (UTC)
thread_title: Unreferenced tag

message: Have upgraded this article and cleaned it up. thanks Britishfinance (talk) 19:29, 25 April 2018 (UTC)
thread_title: Clean up

message: This article - written by Britishfinance - contains consistently false, exaggerated, and distorted information that is used in a political manner to attack Ireland and its corporate tax policy. Whether Ireland's corporate tax regime is right or wrong is certainly up for debate; however, it is vitally important to keep to the facts, and that is something that this article fails to do. It must also be noted that Britishfinance has made numerous personal attacks against IDA Ireland CEO Mark Shanahan.
I recommend at the very least reading this article with severe reservations. This is an article which simply does not meet Wikipedia's standards of objectivity, accuracy and integrity. Duke Of Dirty Dancing (talk) 20:20, 13 August 2021 (UTC)
thread_title:  Consistent false information
Talk:Walibi Belgium

message: Just wondering, what is the theme of Walibi, if it is a theme park?Magafuzula 03:29, 21 June 2007 (UTC)
thread_title:  Theme 

message: C'est Jacques Delors qui a rédigé l'article ?  — Preceding unsigned comment added by 213.181.44.4 (talk) 09:30, 31 October 2012 (UTC)
thread_title:  English 

message: There is a question as to whether this attraction/park meets the notability requirements for an article. Clearly this article needs a lot of work, but as someone who knows the industry, I can affirm that this is one of the largest theme parks in Belgium, if not the largest, and it receives a great deal of coverage in French- and Dutch-language sources. It's relative lack of coverage in English-language sources does not make it non-notable, and in fact there are plenty of English-language sources available. It's just that noone has put in the effort on this page yet. I am removing the flag. Milst1 (talk) 22:32, 25 August 2022 (UTC)
thread_title:  Notability
Talk:PIK loan

message: Payment in kind and PIK loans are both in need of attention of an expert on the subject. No point in merging or keeping them separate if the reader can´t unnderstand. --Adumoul (talk) 15:04, 17 October 2011 (UTC)
thread_title:  Unclear articles 

message: The first phrase is not very clear in the sense that I cannot understand, a priori, why the fact that there is no cash flow from borrower to lender between the drawdown date and the maturity date makes it an expensive instrument. It is more understandable after reading the article, since the interests can be added to the principal (negative amortization) and this does increase the cost of debt. I would suggest removing the THUS adverb in the first phrase. Is it OK? 193.52.24.24 (talk) 16:24, 11 January 2015 (UTC)
thread_title:  Unclear introduction
Talk:Malcolm Forbes

message: Why does this bio not mention his ex-wife?  This obituary says they were married for over 30 years:
http://query.nytimes.com/gst/fullpage.html?res=9E0CE1DA1638F934A15750C0A964958260  —Preceding unsigned comment added by 72.235.251.198 (talk) 13:21, 3 March 2008 (UTC)
thread_title: Untitled

message: This article says nothing beyond a passing reference about Malcolm's family, especially missing is his very famous son (and former US presidential candidate) Steve Forbes.--96.238.52.223 (talk) 20:28, 12 June 2010 (UTC)
thread_title: Family

message: Wasn't it Malcolm Forbes who coined the phrase "He who dies with the most toys wins"? A little note about that and his enormous collection of cars, art and Fabergé eggs would be nice.  — Preceding unsigned comment added by 213.114.2.87 (talk) 17:57, 5 November 2012 (UTC)
thread_title: Saying/Proverb regarding toys and vast collections

message: Summary on right says Brooklyn, NY, article body says Englewood, NJ.  Mike (talk) 17:26, 22 August 2018 (UTC)
thread_title: Birthplace?
Wikipedia talk:Articles for creation/2007-03-09

message: There are plenty of political bios on wikipedia of politicos far less influential than Patrick Ruffini. I am mystified at the decision
I am further perplexed as the wiki editor who made this decision listed as home address as Ontario, Canada, and depicted no special knowledge as to American politics on his profile. I would suggest that he is simply not qualified to determine who is a notable or non-notable American political activist — Preceding unsigned comment added by 70.181.52.14 (talk) 01:33, 10 March 2007 (UTC)
thread_title: Karl Rove's webmaster wasn;t notable?
Talk:ICSID Review

message: A couple of days ago this article seems to have had a copy-and-paste move to ICSID Review: Foreign Investment Law Journal. Firstly, that is not the correct way to move articles to new titles, because it loses the editing history of the article; see WP:CPM. Second, the journal's web site itself refers to it as ICSID Review and the extra subtitle doesn't seem necessary to disambiguate it from any other ICSID review so I think the shorter title is better. I have merged the histories of the two article titles, here at the shorter title, but if anyone still feels that the longer title (or some other title) would be an improvement, here would be a good place to discuss it. —David Eppstein (talk) 16:34, 21 December 2011 (UTC)
thread_title:  Re-merged from "ICSID Review: Foreign Investment Law Journal"
Talk:Sponging-house

message: Aside from the books listed, another memorable scene with a sponging-house is in Thackeray's VANITY FAIR, when Lord Steyne tries to get Rawdon locked up so that Steyne can have an affair with his wife.  Thackeray's depiction of it is comparatively tame.
CharlesTheBold 04:21, 14 August 2007 (UTC)
thread_title:  Vanity Fair 

message: The bulk of this page is basically copied from the linked World Wide Words site.  That site bears the copyright notice of it's author, and is not a public domain source.  71.111.216.215 (talk) 14:49, 6 October 2009 (UTC)
thread_title:  Copyright
Talk:Pattern day trader

message: The "Rationale" provides several criticisms of the rule without explaining much of the rule's rationale at all. It would benefit from the contributions of those with relevant knowledge.
HamartiaProsciuttoPharos (talk) 00:36, 15 December 2019 (UTC)
thread_title:  POV of the rationale section 

message: I cannot find anything supporting the thing about "call your broker to let them know your true intentions". As far as I can tell, the rule is rigid, and non-discretionary. --Ipatrol (talk) 19:47, 28 May 2020 (UTC)
replies: text: I just removed that, as the reference didn't support it either. I also qualified the topic of the article as being in the United States, at least until somebody globalizes it. – voidxor 19:44, 1 June 2020 (UTC)
thread_title:  "True intentions" clause
Talk:Statute of Labourers 1351

message: The External links section gives two links to what are claimed to be the text of the Act. They differ significantly. DuncanHill (talk) 21:24, 13 November 2019 (UTC)
replies: text: Yes, you are correct. Interesting - and both documents are claimed to come from different compilations. We need to identify an archive with a claim as a primary source.  Blue Rasberry (talk) 22:21, 13 November 2019 (UTC)
replies: text:  The National Archives have a transcript and translation here, and an image of the Statute here. DuncanHill (talk) 22:25, 13 November 2019 (UTC)
replies: text: Okay, that matches the Fordham text but not the Yale text. I found a copy of the Yale text at :en:s:Select Historical Documents of the Middle Ages/Book I/The Statute of Laborers so it seems no need to link to their archive. Next step for anyone who wants to do so could be to move that National Archive text and translation to Wikisource.  Blue Rasberry (talk) 14:46, 14 November 2019 (UTC)
thread_title:  Contradictory texts
Talk:Trend following

message: Wikipedia talks about trends and describes them in the abstract.  There are no applications of the trend descriptions or concrete examples of trends.  Bullishcharts.com gives readers VISUAL examples of trends.  Phanorb 20:59, 29 April 2007 (UTC)
replies: text: Feel free to draw up an exciting chart and upload it. Links to random sites are not needed. Kuru talk 21:49, 29 April 2007 (UTC)
thread_title:  Examples of trends? 

message: You should cite the 'Time series momentum' paper by Moskowitz and colleagues and incorporate its findings. It's sort of the start of academics looking at this trader's technique. – ishwar  (speak) 01:33, 27 March 2015 (UTC)
thread_title: References
Talk:Debt buyer (United States)

message: The sources in this article and in the industry in general don't support moving this page to "Debt Sales & Acquisitions".  That looks to me like a sanitized name that may be preferred by some, but is not the name commonly used.  The leading trade association is DBA, which stood for Debt Buyers Association, until they apparently decided to be known simply as DBA.--Kubigula (talk) 03:31, 27 March 2008 (UTC)
thread_title: Page move to "Debt Sales & Acquisitions"

message: I added the Under construction template as there is some content that needs referencing, updating and/or replacing dead urls. There is a lot of content related to controversies at this time which I realize needs to be balanced.Oceanflynn (talk) 16:54, 29 June 2017 (UTC)
thread_title: Under construction 
Talk:Mortgage note

message: This type of arrangement whereby individual loans are negotiable instruments is I beleive is limited to the US only.  Certainly this type of arrangement is prohibited or very uncommon in the UK.  The article gives no indication to geographical scope therefore I'm adding a tag and ammending the text. simonthebold 15:27, 10 September 2007 (UTC)
replies: text: This is incorrect as UK mortgages have been sold in securities since at least as far back as 1987.  As of 2007, about half the funding for UK mortgages came from the secondary market.  Here's a recent WSJ article:
http://online.wsj.com/article/SB120868632486729093.html?mod=googlenews_wsj  The pooling and sale of mortgage notes is not at all limited to the US.  76.172.194.56 (talk) 01:40, 20 May 2008 (UTC)
thread_title: Geographic perspective

message: Variations.... Atomspheres: The Black Whole?????*10,$$$$$$*-@$%=+!    Exclamation. 137.25.199.214 (talk) 19:56, 22 January 2023 (UTC)
thread_title:  The Metric System Denotes Pros' & Cons' in Integers in Variable PayOut.... Input OR' Output Data Entry.
Talk:Overnight rate

message: Is the overnight rate the interest charged for one "night" or is it a yearly interest rate? E.g. at a 2% rate, would borrowing $1,000 cost $1,020 to repay the next day or ~ $1,000.05 ?  —Preceding unsigned comment added by 24.80.229.167 (talk) 06:26, 16 March 2011 (UTC)
thread_title:  Yearly or nightly?
Talk:Floating interest rate

message: I propose merging this article with Floating rate loan on the grounds that one article purports to be concerned with the interest rate whilst the other with the loan, when in fact both articles are concerned with the same thing. --Gavin Collins 13:22, 11 June 2007 (UTC)
replies: text: Agreed. I think Floating interest rate should be merged into Floating rate loan. Note also that there is a page on floating rate notes. Finnancier 14:41, 3 July 2007 (UTC)
thread_title:  Merger with Floating rate loan 
Talk:Bullet loan

message: This article needs references, particularly for the name "bullet loan". Αργυριου (talk) 04:31, 18 April 2007 (UTC)
replies: text: Not hard to find - Answers.com for bullet loan--Gregalton 06:19, 18 April 2007 (UTC)
replies: text: Thanks for adding the reflist - not much use to put a ref without that.--Gregalton 06:50, 18 April 2007 (UTC)

text: I've gone and cleaned up the article, to specify that a "bullet loan" is one where at least the entire principal is due at the end, and added another ref. I haven't found anything which calls a partially-amortizing balloon payment loan a "bullet loan", so I've eliminated that from the article. Αργυριου (talk) 06:52, 18 April 2007 (UTC)
replies: text: As bullet loan is an informal (not legal) term, it is used in many different ways (like balloon loan/balloon payment loan); but primarily for loans with no amortisation. The bullet payment being large is the key distinction; very often, it's just referred to as a loan with a bullet payment (the non-amortised portion). That said, I've no problem leaving it the way it is. I can't say for certain, but it may be that it's a regional question - I've never heard balloon loan outside a US context.--Gregalton 07:27, 18 April 2007 (UTC)
thread_title: References required
Talk:Peer-to-peer banking

message: Sounds like peer-to-peer lending or are other financial services such as payments included ? - Rod57 (talk) 02:07, 18 February 2013 (UTC)
thread_title:  How is this different from peer-to-peer lending 

message: Term 'Peer to peer payments' can be used only to bitcoin payments or other crypto currency payments, since here is no third party involved. Using P2P payments term according to bank transfers misleading, since banks payments evolve third party (bank+government) which control payment, force to pay a fee and force you to use government issued documents (worthless). 2001:470:28:6ED:E0FD:A8E2:741:4820 (talk) 14:33, 30 October 2017 (UTC)
thread_title:  Confusing naming
Talk:Leonard Lowe

message: This article isn't nonsense... I found references for a Robert De Niro movie about this guy, and a medical journal recommending the movie as an educational tool. I suspect it's a true story but I didn't find anything really worthwhile. Potatoswatter 01:42, 10 March 2007 (UTC)
replies: text: As far as I can tell, Lowe is a fictional character, loosely based on real patients. -- The Anome 01:46, 10 March 2007 (UTC)
thread_title:  db-nonsense
Talk:Stock market prediction

message: I have deleted  this section! It said  "There have been numerous academic studies on the validity of fundamental analysis, technical analysis and Artificial Neural Networks as stock market prediction methods. Some studies report success in all camps, on particular markets and with particular datasets."
I do not believe there is one academic or statistical study that has ever showed that what is described here as "technical analysis" compares statistically favorably over random chance. If there is one, it could be included with a reference. If not, the statement has to be deleted.Createangelos (talk) 00:02, 13 February 2009 (UTC)
thread_title: Validity

message: This looks really dodgy!! Someone with expertise please have a look at these links.
137.205.56.18 16:30, 8 November 2007 (UTC)
thread_title: external links

message: Are there any examples of recurrent neural networks in prediction?
Mister Mormon (talk) 02:50, 19 November 2010 (UTC)
thread_title: Technological Methods

message: — Assignment last updated by HELLOEXTRACREDIT (talk) 20:51, 11 November 2023 (UTC)
thread_title: Wiki Education assignment: Research Process and Methodology - FA23 - Sect 202 - Thu
Talk:Institute of Financial Accountants

message: keeps adding a line stating Full experienced members of the IFA can do the same work as many Chartered Accountants, and many do in practise [sic], despite two editors challenging the claim as unsourced. – Fayenatic London 15:25, 12 June 2015 (UTC)
thread_title:  Unsourced claim of equivalence 

message: Hi, the IFA has a new logo. Can this be updated on the article page please? https://www.ifa.org.uk/
Thank you
--Winterberry1916 (talk) 10:02, 24 May 2021 (UTC)
thread_title:  New logo
Talk:Soft landing (economics)

message: There is a process in chemical instrumentation called "Soft landing."  We need a disambiguation page.
Chandler 19:31, 7 July 2007 (UTC)
replies: text: Looking back at the history here, this page was created solely for the economics term. That is also obvious by the Business and Economics Wikiproject Portal tag above here. Subsequent editing has turned this page into a hybrid mess. I intend to return it to its economic focus, and to make a disambiguation page for the other uses. If those other uses warrant, they can be made into articles as well.Steven Russell 23:17, 1 September 2007 (UTC)
thread_title: Chemical instrumentation
Talk:CMT Association

message: The way this article is written is definitely advertising. However, CMT Association is notable enough, especially for folks that pursue technical analysis in finance. Its exams are also recognized by CFA Institute. I would say do not delete, but let's clean it up a lot more by: 1. Delete uncited material 2. Adding citations 3. Revise non-neutral/advertising language. - Kazuha1029 (talk) 06:09, 17 January 2022 (UTC)
thread_title: Notable, but needs fixing
Talk:Nadezhda

message: The list look really good now with birth dates and such, but I think the following should be added again, even if there's no article for them yet. It may be of some information to someone, and/or help create the articles. Perhaps some of them do not even need an article on its own, but can still be mentioned here.
*Nadezhda is a series of Russian navigation satellites in the Cospas-Sarsat system designed for locating vessels and aircrafts in distress
*Nadezhda is a municipality of Sofia
*A sister ship of the STS Mir
*Nadezhda is one of the three daughters of Sophia the Martyr (Hope)
Kricke 01:45, 10 March 2007 (UTC)
replies: text: I only grant three wishes, so I granted the first three. The last one is too much of a stretch, WP is not a Russian-English dictionary, especially for names of people who don't have their own articles (and probably shouldn't) Chris the speller 14:58, 13 July 2007 (UTC)
replies: text: Three wishes is good enough... :) But if I had known I could have three of my wishes granted, I would have wished for something else, really... :) Good job! Kricke 00:40, 28 July 2007 (UTC)
thread_title:  Why was stuff removed from the list?
Talk:Plaquemine, Louisiana

message: Any locals care to put in a pronunciation guide for the name of this city?  I think I have a guess but I want to be sure. Thanks. 76.248.229.58 (talk) 21:41, 6 November 2008 (UTC)
replies: text: Pronuniation - IPA if possible - is still missing. Could anyone help? Is it plak-oh-my-n or plak-oh-mee-n?
Plak-min  — Preceding unsigned comment added by 193.115.217.24 (talk) 14:21, 14 November 2022 (UTC)

text: Plak-min 2604:2D80:B304:BE00:E4B7:E22C:82F8:6AA7 (talk) 03:10, 18 October 2023 (UTC)
thread_title:  pronunciation 

message: Per Wikipedia guidelines, in order to establish notability a person must have their own Wikipedia article. I removed Yancy Guerin,  Nolan "Country" Ruiz and Joseph R. Gerace from this section because they do not meet this requirement. The information I removed is: 
Plaquemine was the birthplace of Motocross Champion Yancy Guerin, Plaquemine is the hometown of Nolan "Country" Ruiz, World War II veteran and German POW, and owner of Country's Cafe for 42 years, Plaquemine was the birthplace of the State of Louisiana's first Secretary of Labor, Joseph R. Gerace, who was appointed by Governor Edwin Edwards. Thank you --BuzyBody (talk) 19:48, 2 December 2013 (UTC)
thread_title:  Notable people section
Talk:Coach (sport)

message: This article is written from a US perspective and needs a thorough rewrite with a world view. Further, most of the page is unsourced POV. The way forward is either to rename this page Coach (US sport) or to strip it down to a stub. BlueValour (talk) 04:34, 19 November 2007 (UTC)
thread_title: World view

message: Coach is one of the few English words borrowed from Hungarian. It comes (via French coche and German kutsche) from Hungarian kocsi, an adjective meaning ‘of Kocs’ (Kocs is a village in north-west Hungary, between Budapest and Györ, where carriages, carts, etc were made). In Hungarian the original full form was kocsi szeker ‘cart from Kocs’. The modern sense ‘instructor, trainer’ originated in 19th-century university slang, the notion being that the student was conveyed through the exam by the tutor as if he were riding in a carriage. http://en.wikipedia.org/wiki/Kocs Bigshotnews 05:02, 16 June 2011 (UTC)
thread_title:  Origin of the word 

message: The "Football" section refers primarily to the British usage. There's no mention of the term being used to describe a manager. Hack (talk) 08:46, 27 January 2014 (UTC)
thread_title: Globalise

message: I removed the section "Emotions in Coaching" for two reasons:
 (a) its first part was merely quote spam without any context.
 (b) the second part was entirely original research without citations.
If you disagree, let me know. Ping me then, especially if you revert my edit. From AnUnnamedUser (open talk page) 21:06, 15 October 2019 (UTC)
thread_title:  Removal of section 

message: — Assignment last updated by DarthVetter (talk) 17:28, 18 October 2022 (UTC)
thread_title: Wiki Education assignment: Composition I - Writing Wikipedia, section 2

message: I added information in the section that talks about knowledge and added a term that is often used for the feedback from coaches. I also added the source from where the information came from. Williams, A. Mark; Hodges, Nicola J., eds. (2004-07-31). "Skill Acquisition in Sport". doi:10.4324/9780203646564. Sleepychicken4938 (talk) 01:04, 23 September 2023 (UTC)
thread_title:  Added Information 

message: — Assignment last updated by Sleepychicken4938 (talk) 22:39, 29 September 2023 (UTC)
thread_title: Wiki Education assignment: Advanced Writing Science 2023