Talk:Chip and PIN

message: Hopefully not too POV, but I haven't included any references yet.  
One thing I would say though, is that it is extremely easy to know a person's PIN by being behind them at Sainsburys -- I've yet to see anyone who successfully shielded their PIN so that I couldn't read it.  
In fact, it's pretty obvious just from the delay between subsequent keypresses which numbers someone has typed, even if they do hold their hand over the keypad (which only prevents viewing from one direction)  Ojw 18:18, 16 October 2005 (UTC)
replies: text: Talking of sources, please remember to sign and date your talk entries.--Ear1grey 13:52, 28 February 2007 (UTC)
thread_title: Added a new criticism section

message: It doesn't mention the benefit of the card potentially being useless, if stolen without the pin.... kinda obvious but should be there. 
I'd also like to see statistics on fraud and sources of those statistics...
:Talking of sources, please remember to sign and date your talk entries.--Ear1grey 13:52, 28 February 2007 (UTC)
thread_title:  benefit 

message: * In my opinion EMV and Chip and PIN should remain separate. One refers to the technology whereas the other refers to the UK initiative. However, comments on the safety and security of the Chip and PIN/EMV technology belong in the EMV article unless they are UK-specific. --Jal 14:13, 17 May 2006 (UTC)
thread_title:  Merger with EMV 

message: "Under the old system, a customer would have to hand their card to the assistant for each payment. In certain environments such as restaurants, for example, this often meant that the card would be taken away from the customer to the card machine. This is no longer the case with the introduction of Chip and PIN as wireless PIN pads have been introduced that can be brought to the customer's table."
How is this a benefit? Chip and Pin tableside payment in restaurants confuses the technophobic/slightly dozy [often to the extent that a customer end up paying too much or too little for their meal], rushes customers and yet manages not to be any faster than the old method, creates problems if there is a language barrier [i speak from personal experience here] and it is just downright uncouth and higly impersonal to have a machine plonked in front of your face at the end of a meal. Suggest either careful rewording or removal of this section. who's with me?
:I think it is a benefit (or at least an improvement) for the purpose of the article. I could probably do with a little rewording to say WHY it is a benefit - along the lines of reducing the chances of card cloning (by an restaurant employee quickly copying the mag swipe), as the card does not leave your view - but do not think it should be deleted as it could be used to help explain reasoning behind C&P (even if you or I, may or may not agree with the reasoning).  From a NPOV, technophobic people will probably have an issue wherever they pay with a C&P card, and paying by these machines will be something people will get used too. Language issues would be same for static and mobile machines. Having a machine plonked in front of you seems down to the (bad) restaurants staff not the C&P format.  There is already a large critisums section, and the benefits section should be BIGGER not smaller or deleted to make the article more NPOV. Ben 19:20, 19 June 2006 (UTC)
thread_title:  benefit? 

message: This story on ePaynews.com says that "After December 31, 2012, domestically-issued magnetic-stripe cards will no longer be accepted at Canadian ATMs. They will not be accepted at POS terminals after December 31, 2015." The point is that the article is titled "Canadian Tire on Track for Chip-and-PIN" - ie using pretty much the same name (bar the hyphens) as in the UK. 86.132.142.157 01:05, 29 May 2007 (UTC)
thread_title:  Canada 

message: Why no mention of Chip and Pin (EMV) in Australia, New Zealand, Turkey, Mexico, Brazil and Canada.  Could not find a definitive list of countries that are rolling out EMV. 77.98.17.93 (talk) 22:39, 13 March 2011 (UTC)
thread_title:  International Rollout 

message: this section is irrelevant.  See my note in the next section. OsamaBinLogin (talk) 07:21, 17 December 2010 (UTC)
replies: text: Image:Chipandpin.gif is being used on this article. I notice the image page specifies that the image is being used under fair use but there is no explanation or rationale as to why its use in Wikipedia articles constitutes fair use. In addition to the boilerplate fair use template, you must also write out on the image description page a specific explanation or rationale for why using this image in each article is consistent with fair use.
Please go to the image description page and edit it to include a fair use rationale. Using one of the templates at Wikipedia:Fair use rationale guideline is an easy way to insure that your image is in compliance with Wikipedia policy, but remember that you must complete the template. Do not simply insert a blank template on an image page.
If there is other other fair use media, consider checking that you have specified the fair use rationale on the other images used on this page.  Note that any fair use images uploaded after 4 May, 2006, and lacking such an explanation will be deleted one week after they have been uploaded, as described on criteria for speedy deletion. If you have any questions please ask them at the Media copyright questions page. Thank you.BetacommandBot 20:20, 2 June 2007 (UTC)

text: I didn't upload the logo, but have added a rough fair use rational. Not sure if it will sufice. TheIslander 22:01, 2 June 2007 (UTC)
thread_title: Fair use rationale for Image:Chipandpin.gif

message: ...why? - ∅ (∅), 18:26, 26 December 2007 (UTC)
replies: text: Care to explain your question in a few more words? I'll assume you don't mean "Why include it", as it's clearly a very good way of giving the reader a good idea of how large the chip is. TheIslander 21:51, 26 December 2007 (UTC)
replies: text: Ah. I thought someone was simply making a cheap (and unencyclopedic) visual pun. - ∅ (∅), 23:38, 26 December 2007 (UTC)
replies: text: Well, yep, that's a good point :P. Still, my point above is valid. TheIslander 00:33, 27 December 2007 (UTC)
thread_title:  [[:Image:Chipandpin.jpg|Chipandpin.jpg]] 

message: Chip and Pin cards are now being issued in Canada for credit and debit cards, should the article mention this?  —Preceding unsigned comment added by 142.68.95.239 (talk) 02:57, 24 May 2009 (UTC)
thread_title:  Now out in Canada 

message: I'm surprised that there is no mention of the impact of chip and pin on foreign cards. On my recent trip back to Britain, I encountered places that would not take my American Visa or Mastercard because they didn't have chip and pin. Another colleague of mine recently came back from France and found that she was unable to buy gas while in France because her card didn't have a chip and pin. It really kills the convenience of being able to use your credit card while traveling. Wjousts (talk) 16:49, 27 July 2009 (UTC)
replies: text: Still as of now, it's really the US that is waaaaaay behind on updating its card system by implementing the Chip & Pin system amongst its banking industry. Whereas C&P has been almost universal from 2010 across most of Europe. So the real question that this article needs adding, is why the US has not bothered to go down this route yet, given the successful usage in most of the rest of the developed world for years now? Jimthing (talk) 07:18, 21 November 2013 (UTC)
replies: text: in September 2009 a liquor store proprietor somewhere in WA told me that the US was starting to roll out chip & PIN; indeed his terminal asked me to enter my PIN, before declining the transaction.  This happened for both my debit and credit cards (both British).  Five years later and the number of card-enabled "gas" pumps asking for a ZIP code has reached epidemic proportions while chip & PIN was nowhere to be seen.  Were there ever plans to introduce it in the US?  Mr Larrington (talk) 16:43, 8 October 2014 (UTC)
thread_title: Foreign cards

message: I have seen a one-unit handheld chip-and-PIN card reader in the UK, about 8 cm × 10 cm × 15 cm. It reads the card and takes the PIN then communicates wirelessly with the bank for authorization. What is the communication between this unit and the bank? Is it through the mobile-phone network, or some sort of satellite system (as the owner of the shop assumes)? – Kaihsu (talk) 13:43, 7 July 2010 (UTC)
thread_title:  Communication between reader and the bank 

message: The "chip and pin" technology is a rather broad technology, used in many countries.  WP does not yet have an article on that technology.   WP does have the article Smart card, but that is an even broader topic, covering all kinds of cards, including chip-and-pin, as well as other non-PIN cards.    This article, as written now, is focused on a specific initiative dating to about 2004/2005 in UK & Ireland, which is just one example of the generic technology.    Historically, it may be that the UK/Ireland effort invented the term "chip and pin", and perhaps they pioneered the technology; but now in 2012 it is a generic term used throughout the industry.  For example uses of the term in the generic sense, see here  and  here.   For these reasons, I suggest that this article be modified so that it includes the generic technology, as found in many countries, and that the UK/Ireland proprietary aspects of this article be changed to a section within the article.  Thoughts? --Noleander (talk) 21:26, 31 July 2012 (UTC)
thread_title:  This article needs to cover this topic more generically 

message: This is a brand name that I suspect should not be on here, in the place it is used it could be replaced with the words "Silicon Chip" or "Computer Chip".  — Preceding unsigned comment added by 86.13.97.89 (talk) 20:12, 8 October 2012 (UTC)
thread_title:  Use of the word Microchip 

message: The article should be redirected to EMV, which is the better version of this page.  Touchdown Turnaround (talk) 17:02, 13 June 2014 (UTC)
thread_title:  This article should be deleted & redirected or the contents should mostly be removed 

message: While "chip-n-pin" may have been a specific branding in the past, it has clearly moved into the "kleenex" group of generics. If the prez is going to refer to EMV as Chip-n-Pin, I see no reason why the Wiki shouldn't. Maury Markowitz (talk) 12:49, 20 October 2014 (UTC)
replies: text: I'm not even in the UK and we've been using this for decades (since the 80s maybe?) in France. This article left me very confused. It feels incredibly inaccurate.  — Preceding unsigned comment added by 83.194.180.17 (talk) 10:43, 28 March 2015 (UTC)
replies: text: I'm in Canada where "chip and PIN" has become a generic term for this payment method which is now universally adopted, along with contactless payments. Our neighbours down south are relatively new to the technology, so this certainly deserved a  template. Also note the proposed merge notice at the top of the article page. <<< SOME GADGET GEEK >>> (talk) 21:23, 7 June 2015 (UTC)
thread_title:  Outdated