Talk:Fair and Accurate Credit Transactions Act

message: Given there are multiple fake sites that try to trick you into buying a credit report, you'd think a link to the true site would be relevent in external links?  — Preceding unsigned comment added by 76.88.33.36 (talk) 16:20, 9 December 2017 (UTC)
thread_title: you'd think there'd be a link to the site?=

message: Is there a definition of financial institutions?  Are we talking about banks only or must insurnace companies also comply with FACTA regs?  —Preceding unsigned comment added by 69.7.231.68 (talk) 16:42, 14 July 2008 (UTC)
thread_title: definition of financial institution

message: This section is confusing and needs editing by someone who knows which comments to change. For example:
Should: 
:"As the Red Flag rule widely defines creditors, many businesses (such as utilities)[20] }are not required to collect . . . ."
Read:
:"As the Red Flag rule widely defines creditors, many businesses (such as utilities)[20] }are NOW required to collect . . . ."
Should:
:"This policy is precisely contrary to the FTC’s advice to consumers that they should disclose their social security number to consumers . . . ."
Read:
:"This policy is precisely contrary to the FTC’s advice to consumers that they should disclose their social security number to creditors . . . ."
DJ  — Preceding unsigned comment added by 12.189.209.98 (talk) 22:03, 6 January 2012 (UTC)
thread_title:  Section: The Red Flag Rule as a cause of Identity Theft 

message: see #6 Enigmamsg 17:22, 18 April 2013 (UTC)
thread_title:  Reference problem 

message: * www.sapling.com/7815184/far-do-credit-reports-go
: How Far Back Do Credit Reports Go?
: Your current credit accounts and loans stay on your credit reports as long as you keep them open. The account usage history shows indefinitely unless you made some late payments. The negative information is deleted in seven years.
* blog.equifax.com/credit/faq-how-long-does-information-stay-on-my-credit-report/
: FAQ: How Long Does Information Stay on My Credit Report?
: In general, negative information more than seven years old from the date of last activity (ten years for bankruptcies) must be removed from your file.
Please add information to the article about how long various data is kept in credit histories, and to what extent the full history is supplied to consumers in their copies of the credit history. Although "negative" information must be removed after about seven years (in the US), various other data is kept and stored much longer -- which creates problems for consumers when they are supposed to answer questions about very obscure very old factoids in order to "prove" their identity. In some cases, this very old miscellaneous data may be from the LexisNexis database.-71.174.180.38 (talk) 15:07, 12 October 2016 (UTC)
thread_title:  history length 

message: Hello fellow Wikipedians,
I have just modified  on Fair and Accurate Credit Transactions Act. Please take a moment to review my edit. If you have any questions, or need the bot to ignore the links, or the page altogether, please visit this simple FaQ for additional information. I made the following changes:
*Added archive https://web.archive.org/web/20111013103252/http://www.ftc.gov/bcp/edu/microsites/idtheft/consumers/deter.html to http://www.ftc.gov/bcp/edu/microsites/idtheft/consumers/deter.html
When you have finished reviewing my changes, you may follow the instructions on the template below to fix any issues with the URLs.
Cheers.—InternetArchiveBot (Report bug) 05:44, 29 December 2016 (UTC)
thread_title:  External links modified