Talk:Bankruptcy Abuse Prevention and Consumer Protection Act

message: 72 thousand dollars as the average income in MA?!?!?!  I really, really doubt that number.  I hate to suggest fact checks, but that seems so outta whack, even for MA, that I wanna see some kinda proof."
:Its been a while since I read this but I am almost positive that that is for a "family of four" bracket. Double income households would have each income earner making $36K ..... I will look up the exact stats and add a link when I can find the info agaon. —the preceding comment is by 170.201.180.136 - 07:26, 30 June 2006: Please sign your posts!
::The 72K figure is a little old, it's actually >80K for a family of four now. The extlink to the actual numbers is already on the main page, look for this extlink: US Trustee Means Testing page with Median Income Table --Flawiki 11:45, 30 June 2006 (UTC)
thread_title: MA Income

message: Just wipe out a good deal of work on my part to make the article a little less biased, including a rather useful external link to the American Bankruptcy Institute's analysis of the law.  And yes, I'm a lawyer.  Thanks. 
Arniebuteft 09:39, 14 October 2005 (CDT)
:I backed out your edit because it excised a number of neutral, verifiable, yet still objectively negative facts about BAPCPA/BARF.  The rationale for backing the edits out was described in slightly more length in the section below entitled POV.  You're experiencing the tension explored a bit on the Be Bold wiki article. I myself am an ABI member (a debtor's counsel, primarily consumers; go figure) and like many others here, an attorney. I have a sneaking suspicion we have some creditors and perhaps a OUST folk or two... Flawiki 17:03, 15 October 2005 (UTC)
thread_title: I love this thing

message: This sentence is highly POV, and I have removed it.  There are many (myself included) who hold that the government did too much in response to the recent unpleasantness.  Kurt Weber 19:17, 8 April 2006 (UTC)
replies: text: Although I disagree that the response was adequate I do agree with Kurt Weber that the bits removed were POV and should be left out of this article. With that passage excised might it be appropriate now to remove the NPOV-sect tag? As I'd not edited the removed passage into the article or POV tagged it, I'm not at all certain if that was section's offensive element, and would therefore defer to further discussion. --Flawiki 23:41, 8 April 2006 (UTC)
replies: text: No other discussion noted so off it comes. --Flawiki 21:21, 10 April 2006 (UTC)
thread_title: "Inadequate government response"

message: Hi everyone.  I am interested in bankruptcy policy issues and came across this article.  I thought it could really benefit from splitting the content into subject headings.  I added three: Overview, criticisms, and legislative history.  I also added content to the legislative history section, which previously did not exist.
I wonder if someone might be interested in trying to boil down the overview section.  I think a lot of the important information is in there, but I think it could be easier to read, especially for people not schooled in the US bankruptcy code. I am happy to try to help on this task as well.  --Mackabean 21:57, 11 April 2007 (UTC)
replies: text: Since no one jumped at the chance to work on the overview section, and I had some time, I tried to reformulate it with some section headings and subheadings to make it easier to read.  I also tried to make the language a little more user friendly for the non lawyers who come to this page.  Finally, added a criticisms section, as I understand that this law was fairly controversial in some quarters. I welcome any thoughts on these changes. Many of the provisions of this law are quite technical, so if anyone sees pieces that are missing or should be clarified from the provisions section, please holler :) --Mackabean 22:52, 12 April 2007 (UTC)
thread_title: Section headings

message: The article currently says that OJ moved to FL and filed for BK.  The stated reason is that he wanted to take advantage of the homestead exemption.  I cannot find anything on PACER showing that he in fact filed BK.  There is a filing for some company owned by his children that owned the rights to the "If I Did It" book.  OJ moved to Florida to take advantage of the unlimited home exemption, but that was just to avoid collection, not to file BK.  Can anyone provide proof that OJ in fact filed BK?  Bgrainger 00:00, 4 October 2007 (UTC)
thread_title: OJ Simpson

message: I added to the Provisions section a while back the following: "Chapter 13, Chapter 7, and Chapter 11 filers must also complete a course in “personal financial management” after filing the bankruptcy but before the bankruptcy is discharged." The citation link was removed as "not meeting WP:RS as a source".
So here's the question: if the citation was untrusted, then why was the fact retained? Alternately, if the fact was good, why was the citation of that fact removed? Just trying to understand how things work around here, thanks.
Yankeerudy (talk) 20:10, 28 July 2008 (UTC)
replies: text: Your website does not meet WP:RS for sourcing, but the entire section needs sourcing. Flowanda | Talk 02:47, 12 August 2008 (UTC)
thread_title: Citation question

message: The recent changes I made were in response to a summarize tag on the Chapter 7 page. There was too much specific information about the BAPCPA changes on the Chapter 7 page that were better suited in the more specific article, which is here. This change is keeping in line with the format on the other Bankruptcy pages, like the primary Bankruptcy in the United States article, with its general theme, and links to specific pages.
In doing so I've added a lot of that information here. When that information overlapped with information already on this page, I combined the two. I've only removed a few substantive changes. These include: 1) Remove disposable monthly income from means test section--disposable monthly income is not a chapter 7 concept, in fact it is specific to chapter 13 where it is used to calculate plan payments; that has been clairified here. The "DMI" numbers listed were incorrect (they're actually half of the means test numbers). The chapter 7 imports have the correct calculations. 2) Remove "deadbeat dad" sentence. This small paragraph made it seem like the changes made it easier for those with prioritized debt to file under chapter 7. This was based on the incorrect disposible income figure discussed in #1. BAPCPA also made divorce settlement debts nondischargable in chapter 7, as well as made child support debt nondischargable in all cases, which is at least relevant to a mention that the section benefited this class of debtors. As it was written, it had some NPOV problems. It should be reinserted if these problems can be smoothed out. LH (talk) 00:26, 11 November 2008 (UTC)
thread_title: Merging in Chapter 7 material

message: Thank you to whoever has helped create this article.  It is much better written than my text book on Bankruptcy.  Although it does not have many in-line references, of the material I have read, I found nothing that contradicted what I have studied or that was of concern for failing to be NPOV, and I am a very critical reader.  If anyone has a suggestion for WP:RS for any particular section I may be willing to help add the in-line citations.  With more references, I think this article could get a high Wiki rating for quality WP:NPOV articles. --David Tornheim (talk) 19:36, 12 February 2016 (UTC)
thread_title:  Thank you 

message: My textbook indicates that the U.S. Trustee has new obligations, and "must file within ten days of the meeting of creditors indicating whether or not the filing creates a presumed abuse of Chapter 7 under 'needs based bankruptcy'".  "If abuse is presumed, then within 30 days...Trustee must file a motion to dismiss or convert or a statement setting forth the reason why no motion is to be filed..." There are a few other obligations noted such as random audits, oversight and monitoring of credit counseling agencies and courses, and further obligations regarding Chapter 11. 
--David Tornheim (talk) 20:36, 12 February 2016 (UTC)
thread_title:  Trustee Obligations 

message: Hello fellow Wikipedians,
I have just modified one external link on Bankruptcy Abuse Prevention and Consumer Protection Act. Please take a moment to review my edit. If you have any questions, or need the bot to ignore the links, or the page altogether, please visit this simple FaQ for additional information. I made the following changes:
*Added archive https://web.archive.org/web/20131202232410/http://www.ngos.net/credit/ to http://www.ngos.net/credit/
When you have finished reviewing my changes, you may follow the instructions on the template below to fix any issues with the URLs.
Cheers.—InternetArchiveBot (Report bug) 21:43, 22 March 2017 (UTC)
thread_title:  External links modified 

message: Hello fellow Wikipedians,
I have just modified 3 external links on Bankruptcy Abuse Prevention and Consumer Protection Act. Please take a moment to review my edit. If you have any questions, or need the bot to ignore the links, or the page altogether, please visit this simple FaQ for additional information. I made the following changes:
*Added  tag to http://www.gao.gov/cgi-bin/getrpt?GAO-07-203
*Added  tag to http://www.gao.gov/cgi-bin/getrpt?GAO-07-203
*Added archive https://web.archive.org/web/20090918213429/http://www.sanfordbarlow.com/ to http://www.sanfordbarlow.com/
*Added archive https://web.archive.org/web/20051115020021/http://www.uscourts.gov/bankruptcycourts/resources.html to http://www.uscourts.gov/bankruptcycourts/resources.html
*Added archive https://web.archive.org/web/20050910103040/http://www.recordonline.com/archive/2005/03/06/minwag.htm to http://www.recordonline.com/archive/2005/03/06/minwag.htm
When you have finished reviewing my changes, you may follow the instructions on the template below to fix any issues with the URLs.
Cheers.—InternetArchiveBot (Report bug) 23:12, 30 March 2017 (UTC)
thread_title:  External links modified 

message: Hello fellow Wikipedians,
I have just modified 2 external links on Bankruptcy Abuse Prevention and Consumer Protection Act. Please take a moment to review my edit. If you have any questions, or need the bot to ignore the links, or the page altogether, please visit this simple FaQ for additional information. I made the following changes:
*Added archive https://web.archive.org/web/20060603124043/http://www.findarticles.com/p/articles/mi_qn4185/is_20060506/ai_n16353787 to http://findarticles.com/p/articles/mi_qn4185/is_20060506/ai_n16353787
*Added archive https://web.archive.org/web/20090918213429/http://www.sanfordbarlow.com/ to http://www.sanfordbarlow.com/
When you have finished reviewing my changes, you may follow the instructions on the template below to fix any issues with the URLs.
Cheers.—InternetArchiveBot (Report bug) 21:33, 18 April 2017 (UTC)
thread_title:  External links modified 

message: Hello fellow Wikipedians,
I have just modified 2 external links on Bankruptcy Abuse Prevention and Consumer Protection Act. Please take a moment to review my edit. If you have any questions, or need the bot to ignore the links, or the page altogether, please visit this simple FaQ for additional information. I made the following changes:
*Added archive https://web.archive.org/web/20160304054406/http://www.spilmanlaw.com/getattachment/d45e4f08-7c8c-4e37-814b-6330e537164a/Do-the-Trade-Winds-Blow-Fair-or-is-BAPCPA-Full-of.aspx to http://www.spilmanlaw.com/getattachment/d45e4f08-7c8c-4e37-814b-6330e537164a/Do-the-Trade-Winds-Blow-Fair-or-is-BAPCPA-Full-of.aspx
*Added archive https://web.archive.org/web/20090918213429/http://www.sanfordbarlow.com/ to http://www.sanfordbarlow.com/
When you have finished reviewing my changes, you may follow the instructions on the template below to fix any issues with the URLs.
Cheers.—InternetArchiveBot (Report bug) 21:13, 5 May 2017 (UTC)
thread_title:  External links modified 

message: Hello fellow Wikipedians,
I have just modified one external link on Bankruptcy Abuse Prevention and Consumer Protection Act. Please take a moment to review my edit. If you have any questions, or need the bot to ignore the links, or the page altogether, please visit this simple FaQ for additional information. I made the following changes:
*Added archive https://web.archive.org/web/20090918213429/http://www.sanfordbarlow.com/ to http://www.sanfordbarlow.com/
When you have finished reviewing my changes, you may follow the instructions on the template below to fix any issues with the URLs.
Cheers.—InternetArchiveBot (Report bug) 21:13, 15 July 2017 (UTC)
thread_title:  External links modified 

message: In the episode Rome-Old and Juli-Eh, Homer Simpson is surprised by a new much harsher bankruptcy law recently put in place... AnonMoos (talk) 23:27, 9 April 2020 (UTC)
thread_title:  referred to in "The Simpsons"