Reasons You Should Use OPay. Do you remember the era you have to get…
By: The Opay Blog
Tags: Banking, Mobility, Fintech, Technology

Do you remember the era you have to get to the bank to complete any transaction? A time you would have had to be at a physical location to make payment for certain goods or services? The time you needed to make an important late-night call but you couldn’t because all airtime vendors in your vicinity had closed for the day? or when people travelled to a different country/continent and they had to adapt to several things such as culture, food, water, weather as well as what’s in their wallet which includes the exchange of currency.

Oh! Some of us can’t remember this era any more, some didn’t get to experience this era at all, digital technology changed our lifestyle; providing us with a convenient and easy means to access financial services and eliminating the obstacles to participating in a global marketplace. It’s no wonder that we have now become so privy to online payments and the businesses that accept them.

Talking about ease and convenience, let me tell you about that one-stop mobile app that helps you accomplish more or need I say all financial needs, the super app that avail you with affordable, convenient and secure services.

The OPay app encompasses all the services you need to survive all day, every day, ranging from food, water, mobility (ORide, OTrike and OCar), staying connected with loved ones (Airtime/Data), paying for goods and services that you want or need (QR merchant payment), Send and Receive Money (Transfer to Bank or P2P), not to forget staying connected to the world (TV and Electricity) and our angels in human (Mobile banking Merchant) who are always around to help when you can’t carry out any of these services yourself or when you need cash, as Nigeria is not an absolute cashless society yet. To help you achieve all these tasks from your phone, allow me to highlight some of our interesting features;

Airtime/Data:

Being able to buy airtime and data from any platform is great, but buying from the OPay app is greater and better. Here is why; users enjoy up to 10% discount when you buy airtime via OPay. You buy more for less which means more happy time with loved ones. Send and Receive Money:

This feature allows you to pay for goods and services at the lowest rate there is. Users can transfer money or receive money from any bank in Nigeria eliminating geographical boundaries. The first 3 bank transfers of the day are free with a proper record of all transaction details, this also means that you can track your spendings.

3. Electricity and TV subscription:

OPay isn’t just convenient in the sense of transaction speed, it eliminates the need for you to travel to a place just to make a payment. Imagine having to go wait in line to pay for electricity when a football match is starting in a few minutes or go subscribe for TV when your favourite show is already playing, But with OPay TV and electricity payment can be done in seconds, saving you the time you can invest in doing greater things.

4. OPay Deposit and Withdrawal:

Remember those angels in human form I highlighted earlier, this is one of the many services they can render. They can help you put funds into your OPay account or withdraw funds from your account with or without your phone or ATM cards. You can never be stranded with OPay, all you need to do is visit a merchant closest to you in order to Cash In/Cash Out or perform any other transaction with just a token. You can locate them with the Nearby merchant feature on the app, and in cases when you are not with your phone, just take a good look around, you will always find one around.

5. Mobility (OCar, ORide and OTrike)

Transportation is an important aspect of everyday life, how we achieve this task of interconnectedness is crucial mostly as our cities are getting congested by the day. Our transportation options avail users with easy and affordable means to reach their destinations safely and fast. We are currently available in at least 18 states in Nigeria, be it Bike hailing, Tricycle hailing or car-hailing we are there for you.

6. OWealth

People save for different reasons, ranging from education, housing, bills, travels, gadgets, healthcare, retirement, cars, wedding ceremony, emergency cushion, life expectancy, the list is endless. We basically save because we can’t predict the future and the need to grow financially.

OWealth is a feature that allows a user to save money daily, weekly or monthly with an interest rate of 10% per annum. The interest is paid into customers account daily and funds saved can be withdrawn anytime without fines. With OWealth, users can watch their money grow every day!

7. OFood

In a city like Lagos where most people have to wake up very early in order to beat the traffic to get to work and business early, cooking a proper meal is almost an impossible thing to achieve. For this reason, we created a feature that connects users to food vendors in their locality. Users can now get mouth-watering meals delivered at the comfort of their homes or offices with amazing discounts.

It is with no doubt that OPay is also directly improving the economy and touching lives with these services, we offer the opportunity for small and medium scale businesses the exposure and reach they need, most of these merchants have recorded a major boom in their businesses and users are clamouring that we bring OFood to other states as it is currently in Lagos only.

In a world where so few things are free, we offer users value-added convenience with no additional investment required.

The OPay app gives users the hassle-free experience they want and needs with plenty of time-saving gains.

Visit www.operapay.com for more info or download the OPay app from Google Play or App store to enjoy our awesome services.

Written by Bukola Adekunle