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Neinstein Personal Injury Lawyers Speaks About Icicle Liability with Citynews
By: Neinstein Personal Injury Lawyers
Tags: Lawyers, Injury, Personal, Neinstein

Neinstein Personal Injury Lawyers Speaks About Icicle Liability with Citynews

In today’s episode of Neinstein Personal Injury Lawyers , Neinstein’s Daniel Michaelson Speaks About Icicle Liability with Citynews. Listen to the podcast or watch the video podcast on Vimeo.

Neinstein’s Daniel Michaelson Speaks About Icicle Liability with Citynews video’s Podcast.

Read the Transcript below. That looks a little dangerous, I’d say.

Just look up, and you’re bound to spot one.

They look pretty.

Icicles are nice to look at, but if one of these comes crashing down around your home or business, someone could get hurt. According to this Toronto bylaw, if the icicle is on your property, the responsibility to remove it is on you.

As a property owner, it’s up to you to ensure your home or business is safe, and that could mean removing the icicles from way up there or simply blocking off the area.

General Legal Standard just has to be reasonably safe in the circumstance. It’s not perfect. People, business owners are not held up to a standard of perfection. It’s not an insurance company where you get injured or have some damage, and they pay if it’s in the policy. But as to be reasonably safe. Putting up the signs is as a first step Mike, much like a slippery floor sign.

If your property isn’t hazard-free, the city can issue you a ticket.

Our first step in enforcement compliances education and informing people, but we will, if it’s an immediate risk or hazard, we’ll deal with it immediately. Issuing tickets is not going to remedy the unsafe situation. Doing the remedial action is how we mitigate the unsafe conditions.

These are not only a danger to those passing by. It can also mean you have a problem with your home.

Generally, the formation of large icicles on the roof as a sign of a roof that’s not insulated properly. So you have the warm air from inside the building envelope, getting up into the roof space, which then melts the snow that’s on the roof deck, and as the snow runs down and gets past the outside wall of the building to the unheated part of the roof, that’s where it will start to freeze again.

City officials suggest removing the icicles because once they melt, there is a threat of water damage to your property.

And if you do plan on cleaning off the icicles, make sure the area around you is clear and board up the windows to ensure that no ice goes flying through them. As you there mutual, I’m Stella Acquisto, CityNews. View this on Vimeo Neinstein Personal Injury Lawyers Daniel Michaelson
Game Of Thrones Figures — 1/6 Scale Cersei
By: Games World Center
Tags: Gameofthrones, GoT, Lannister, Cersei

Game Of Thrones Figures — 1/6 Scale Cersei Lannister Regular Edition



Cersei is the Queen of the Seven Kingdoms. She is the widow of King Robert Baratheon. The daughter of Lord Tywin Lannister. She has a twin named Jaime, and a brother named Tyrion. The queen is cruel and vain perhaps only saved through a genuine love of her children. She endured an empty marriage with Robert Baratheon while being in a secret relationship with his twin brother. The true father of her children was Jaime. Moreover, her storyline in the television series is unchanged from the books. Keep watch until the last episode.



Three Zero’s officially licensed Game of Thrones series. Characters are now in the figure line. The figure is stunningly realistic similarly in the HBO television series. Standing approximately 11" tall with features full articulation. Her gown is finely tailored with details. Patterns and textures are accurate. In addition, the package includes her pauldrons and crown, plus 2 pairs of interchangeable hands.



Be the first to collect Game of Thrones collectible series.



Visit our site for more exciting collectibles at gamesworldcenter.com



A perfect gift for a close friend, and for everyone you love!



Get yours now and see more with our great deals.



Specification:



Dims: Approx 2.5 x 1 x 11 inches



Weight: Approx 1.84 pounds
Siege
By: Vaibhav Dixit
Tags: Poetry On Medium, Poetry, Fantasy, Game of Thrones

Prelude: This is inspired from an extract in Fire and Blood, a historical account of the Targaryen empire in Westeros. The story is an account of Aegon the Conqueror and his conquest of the largest castle in the Seven kingdoms, House Hoare’s seat of Harrenhal.

Towers it had five, each taller than the last,

Enclosed by the imposing outer wall

Cursed now what wielded power in the past,

The colossus that was Harrenhal.

King Harren the Black, who gave it his name,

Built it for all the Seven Kingdoms to see

And one day had he to revel in his fame

Before the castle was cursed for eternity.

For this day, one Harren were soon to rue,

Aegon the Conqueror had come ashore.

And, sensing defeat were battle to ensue,

He retreated to his castle and barred the door.

As The Dragonlord amassed his host

Near the castle and prepared for war

They saw riders approaching, six at most,

"Parley!" called King Harren Hoare.

"Suing for peace, are you, Harren the Black?"

Asked Edmyn Tully of his former liege.

"Alas, but today, either we send you back

To Pyke, or put your castle under siege.

"I'll mount your head on my wall, turncoat,

Once I've dealt with this foreign lord, aye.

For thick are my walls and deep my moat,

My keep nigh impregnable but from the sky.

"I have dragons" said Aegon, eyes rubylike,

"Dragons fly. There's a clear way through.

Yield now and you shall remain Lord of Pyke,

Yield, and your sons will live to rule after you.

Threats irked him, the Lord of Harrenhal; said

"What's outside my walls is not my concern"

As the sun drenched them in a swathe of red,

"I built in stone; stone does not burn."

Conceited he was, the Lord of Harrenhal

Too sure of the stronghold he must defend

As Aegon the Conqueror said, standing tall,

"When the sun sets, your line shall end."

A man of his word, he mounted his beast

And descended upon the highest tower

That housed the Hoares amidst a feast

And bathed them all in Dragonfire.

The castle walls melted and cracked

As Harren and his kin went ablaze

The army outside still hadn't attacked

When Harrenhal was shrouded in a haze.

The smell of burning flesh followed

The screams of Harren's Ironborn

From within the towers that glowed

Like spent candlesticks come morn.

Thus concludes this tale of legend and lore

Of a cruel tyrant's rise and fall

Of Aegon's conquest in the days of yore,

Of the siege of Harrenhal.
The Best Title Sequences Of All Time
By: Diya Narayan
Tags: Game of Thrones, Netflix, Wynonna Earp, The Witcher, Hunter X Hunter

If you know me then you know I’m a fan of tv series (who isn’t) especially during this lockdown I think we can all agree that our love for Netflix has only grown. I ended up watching a handful of new series this year and decided to cumulate a list of my favorite title sequences and songs of some of my favorite series.

On number one we have Game of thrones a global favorite, we can all agree. The title sequence for Game of Thrones is a classic with one of the most remarkable animations and beautiful music. The music which was created especially for the series was composed by Rami Djawadi. The composers were asked to avoid violins and flutes as it was overused in fictional series, which is what makes this theme more special and unique.

2. With Wynonna Earp’s marvelous theme song second on my list, the show itself is rather underrated with characters such as Doc Holliday brought back to life in a spectacular screenplay. The theme song is the song, Tell that devil sung by Jill Andrews is the only song that would suit the show best. The title sequence itself is a little too cliche for my liking but the theme song surely won me over. Something that I love about the show is the music theme which was maintained through all five seasons.

3. Third on my list is the title sequence to Orange is the new black, highlighting everything about the series with a beautiful theme song it had to be mentioned. The series itself making groundbreaking epiphanies while highlighting the legal struggles women face in prisons. The theme song being you’ve got time by Regina Spektor suits the show best and maintains its theme.

4. On number 4 we have Hunter x Hunter the only anime on my list. With a hearty animation expressing every character and their emotions with a song you can’t help singing along to Hunter X Hunter makes it to 4th place. It’s a rather classic in the world of anime as it was released all they way back in 2011. But the beauty of this show is that its technology and animation is everlasting and still relevant in 2020.

5. On number 5 we have the Netflix series released last year, The witcher. With a marvelous ballad tune (which goes perfectly with the show) guiding us into the addictive series. I don’t know about you but I sure binged this series quick. The witcher originally being a book series written by Andrzej Sapkowski. It is also a video game. The theme song is a ballad composed just for the series that won many hearts, including mine.

With the witcher, I will be concluding my list of the best title sequences i have come to witness. I hope I got some of your favorite shows, and if not do give these a watch! they are utterly worth it.
“Safe Room” Is The Best Episode of ‘Succession’
By: Taylor Dougherty
Tags: Game of Thrones, HBO, Succession Season 2, Succession, Television

Kendall is at beyond rock-bottom in this episode, having resorted to stealing vape fluid and candy. Shiv makes the obvious remark in her confusion, noting that Kendall could buy the vape fluid industry if he wanted to. But that’s not the point. What she doesn’t realize until the very end of this episode is that Kendall has had any and every part of his identity stripped away from him. He can’t close a business deal. He failed at not one, but two attempts to take Waystar from his father, and his drug addiction resulted in a death Logan had to cover up for him. The mere idea of doing drugs doesn’t bring him any joy anymore. He has been so tamed by Logan at this point, reduced to making sure his father takes his pills on time. He’s a mere lapdog, buying his time until he’s inevitably put down for good.

Kendall breaks down in his sister’s arms.

Shiv knows something isn’t right in the atmosphere between Logan and Kendall and has for a while now. Things are too good between a son who just tried to steal his father’s company out from under him. Seeing this strange dynamic all day has made it even more apparent and it’s something she can't sit on any longer.

In one of the most emotionally devastating scenes in recent TV history, Shiv confronts Kendall, demanding him to “fucking look at me” and tell her what’s going on. He refuses but does deliver what will probably go down as one of the most heartwrenching lines on TV this year. “I would just ask, that you take care of me,” Kendall says. “Because if dad didn’t need me right now, I don’t exactly know what I would be for.” This line is the very thesis statement of the show. Kendall’s main objective is to help his father acquire Pierce at whatever cost. Once that’s done, what is his purpose? This entire family’s very purpose revolves around their father and his wants and needs. Who are they without him? Possibly nothing.

Kendall has been enlightened in the most horrifying of ways: Logan’s children will always only be chess pieces in a larger game that none of them will ever truly be able to win unless one of them is dead.

Shiv shows some very rare genuine emotion with her brother.

Shiv takes on a very maternal role with Kendall and demonstrates just how much of an emotional center she could be for the family. It’s not a role we’ve seen her in before and not a role she is at all comfortable being in as she’s all but emotionally distant on a good day, so to see her genuinely embrace her brother in a sibling way pushes another important layer of Shiv to the forefront.
Game of Thrones — Battles Analysis and Predicting Victory
By: Hasib Neaz
Tags: Game of Thrones, Udacity, Data Science, Python, Machine Learning

Game of Thrones is a popular fantasy TV show based on a series of books written by George RR Martin.

As a fan of the hit TV show, I have been amazed by the battle scenes in every season. One of my favorite battles is the ‘Battle of the Bastards” in Season 6, Episode 9. What I like about this battle is that Jon Snow managed to convince the Free Folks into joining his army and fight against House Bolton. This episode was well directed in terms of the number of people involved in sequencing the battle and there were many detailed attacks in the episodes.

My blog post analyzes Chris Albon’s “The War of the Five Kings” Dataset, which can be found here. It’s a great collection of all of the battles in the series.

Additionally, if you want to skip to the actual code, my GitHub repo for this project can be found here.

Key Questions

I plan on tackling three key questions from the battles dataset:

1) Which house wins the most battles in any situation?

2) What is the expected size of the defending army given the size of the attacking army?

3) What factors contribute to a battle victory?

Dataset

I am going to show a snippet of what the dataset looks like but the whole data can be found here on Kaggle.

Sample dataset of ‘battles.csv’

Exploratory Data Analysis

Attacker Win/Loss Percentage

For the first part of the analysis, I looked at the winning and losing percentages of the following attacking kings:

Balon/Euron Greyjoy

Joffrey/Tommen Baratheon

Robb Stark

Stannis Baratheon

Mance Rayder

Win/Loss Percentage by Attacking King

The Greyjoys have won all their seven battles as the attacking king with a significantly small army size of 183 while Mance Rayder has lost his only battle with 100K man attacking a defending army of only 1240! The other missing factor in the dataset was that Mance Rayder had The Wall as an obstacle which in my opinion could have been converted into an army size for comparison. It looks like a small yet nimble army can definitely win a battle if they don’t have anyone to fight against!

Joffrey/Tommen Baratheon have won most of the battles (13 or 92.9%) with an average attacking army size of 4,330 and fought against a defending army of 2,559.

Robb Stark has won 80% of his battles (8 out of 10 battles) with an average attacking army size of 4122 and fought against an defending army size of 4,963.

Lastly, Stannis Baratheon won 50% of his battle (2 out of 4 battles) with an average attacking army size of 8875 and fought against an defending army size of 8,862. What is interesting is that the attacking and defending army sizes are very similar.

Attacker Win/Loss Percentage — Battle Type

There are four types of battles:

Pitched battle (14 battles)

Siege (12 battles)

Ambush (10 battles)

Razing (2 battles)

Pitched battle, sieges, and ambushes are common battles that the houses face. On rare occasion do houses face a razing but when they do, there are no major deaths or major captures.

Attacker Win Percentage — Battle Type
Coding Three Eyed Raven
By: Ugur Akyol
Tags: Game of Thrones, Startup, History, Mapbox, React

A platform to explore history and be a part of recreating it.

The idea of traveling to any time and place like the Three Eyed Raven from Game of Thrones is captivating. Partly because of the magical power but more importantly because of the feeling of intimacy of being present at an event that we have heard the story of so many times.

In the scene where a young Ned Stark fights with the Sword of the Morning, we feel chills as we witness history crashing forward in one direction. We witness a momentous event and trace how it affects everything that happens afterwards, even while the participants in the event are unaware of the importance of the scene they are a part of…

Sword of the Morning fighting with Ned Stark’s men

That feeling, I suspect, is probably why learning history is such an exhilarating experience. The world we live in now is a product of the past, and as we learn about the reasons and outcomes of each event, we make sense of the zeitgeist of our time. It is a feeling of being part of something greater. It is a feeling of creating meaning.

Both of them make you high. And that’s a good thing!

Unfortunately, even for an amateur history nerd like me, discovering the story of a city, country, movement, invention, person is still an experience of searching through text. Wikipedia, netflix documentaries and some pretty exceptional youtubers provide beautiful content. However, there are still 2 problems:

Discoverability — Internet, please give me the events, people and stories that have shaped my life and the world I live. Just like you give me the comments for spaghetti carbonara at the italian restaurant on my street. Relatability — Create connections between these entities in terms of time, space and content so that I can create meaning out of what happened and how it is shaping today.

I am working on wada to address these problems. Here is a demo.

I hope the platform is self explanatory. The idea is you can go anywhere on the map and find out about what happened there. The people and events are sometimes put together in stories and connected to each other by scenes. I hope that it can make an impact on how we understand our world, including the past that shaped today.

An example story on Wada

The main challenge with wada is to assess what features people would find engaging. So, I wrote this article to introduce wada and ask for

your input.

What would you like to explore in a platform like wada? People’s lives? Battles? Animations? ..?

I would love to hear if you’re interested in this concept.

More importantly, how you would have built it if you were doing it?

I built wada with Mapbox, React Map Gl, flask, wptools and mongo.

Thanks a lot, Ugur
Open Banking Expo: Unlocking the future
By: Jade Thomas
Tags: Technology, Open Banking, Financial Services, Fintech

Open Banking Expo 2019

Open Banking could “unlock the future” of financial services through better and more efficient use of data, according to speakers at the Open Banking Expo 2019.

We attended Open Expo last week where Yapily CCO, Matt Cockayne, sat on a leading fintech panel to discuss how transactional data could streamline services and support corporate treasury teams, as well as benefiting small and medium-sized enterprises (SME’s).

Simon Lyons, chief commercial officer at The Slide App, said: “You’ve got to look at the value of enriched data… There’s a lot of work involved when you receive that payment. It could be a £35m payment that is not just for one purpose. The more data you can attach to it, the easier it is to use. From that you can see value of Open Banking.”

Fabrizio Zanollo, customer success director and head of international payments at Form 3, added that such data “richness” was “the way to unlock value” for corporates.

“I see Open Banking as a way to unlock the future,” he said.

Open Banking will lower the barriers for entry for new SME providers quite significantly

Matt Cockayne, chief commercial officer at Yapily, said benefits were also available to SMEs that might not have the same internal resources to process transactions. Open Banking will lower the barriers for entry for new SME providers quite significantly

“We’re starting to get demand for solutions to help companies work better, faster, and smarter,” said Daniel Packham, innovation officer at Barclays and moderator of the panel. “Treasury teams are smaller than ever, they have more responsibility, and they are using old technology. As a result, incumbent banks need to adapt or risk losing customers to more nimble players.”

The panel also discussed how established banks can best go about partnering with small fintech firms. Edward Medcalf, vice-president of business development at Konsentus, said that establishing a partnership with a larger organisation could be a “big risk” for small firms as it could mean taking a significant proportion of a small staff base away from regular operations.

Cockayne added that, in his experience, partnering with a bank “tends to be a one-sided conversation.”

He added: “We tend to have better partnerships with non-banks.”

Brian Hanrahan, chief commercial officer at Sentenial, said: “It can take a long time to establish a relationship but once it’s established it can flourish and expand. You’ve got to have a lot of patience.”

Medcalf said the UK had set a “gold standard for the world” through its implementation of PSD2, with many countries looking to the UK as an example of best practice.

“At some stage in the next two, three or five years it’s going to all come together and there will be a totally new global payment system,” Medcalf concluded. “Those adopting now will be at the vanguard.

“This is a slow burn but there will be massive benefits and the UK is in the right place. There are huge gains to be made — if we don’t lose patience.”
These Are The Best Ways To Save For College | Miles Brown Asset Management
By: Miles Brown Asset Management
Tags: Financial Services, Investing, Loans, College, Finance Management

Do you want your children to go to college? If so, you’re going to need somewhere between $200k and half a million dollars by the time they’re ready for higher education. Children born in the last few years will be facing a truly staggering price tag for college.

As parents, this means you’ll need to start saving for your children’s college expenses as soon as possible. While there are several options for higher education savings, a few stand out above the rest. Keep in mind that the right option for you might be different than for others, and a lot will depend on your own financial situation and flexibility.

Option 1: The 529 Plan

There are two varieties of the 529 plan, and both varieties essentially allow you to pay for you child’s future college attendance at today’s rates.

529 Prepaid Tuition Plan

This is a straightforward plan that allows you to purchase college credits today that can be used in the future at a state school. In other words, it allows you to lock in tuition costs at today’s rates. Generally speaking, your child will need to be a resident in the state of the school they want to attend to participate in that state’s prepaid tuition plan.

529 College Savings Plan

Usually the more popular option, this version of the 529 plan allows you to make contributions to the plan over time. You can choose from a variety of investment options that have the potential to grow and compound for many years before you begin making withdrawals.

The major incentive here is that, assuming you use the funds for qualified educational expenses, your funds enjoy tax-free growth as well as tax-free withdrawals. Lifetime contribution limits range between $235,000 to $520,000, depending on the plan you choose.

Each state offers its own 529 plan, and you can participate in any state’s plan, even if you are not a resident of that state.

Option 2: The Coverdell Education Savings Account

The Coverdell Education Savings Account (ESA) is another option for college savings. Thes accounts can be opened through your brokerage firm, bank, or credit union.

When you make contributions, you can choose from a variety of investments (similar to the 529 College Savings Plan) to help grow your savings account.

The biggest difference between the Coverdell and 529 plans is that Coverdell ESA accounts are capped at a relatively low $2,000 per year maximum contribution per beneficiary. Additionally, your ability to use it is limited by your income and your beneficiary must use the Coverdell ESA’s assets by age 30.

How To Get Started

Before you start saving for your child’s college expenses, consider speaking with a financial planner first. In addition to helping you create either a 529 or Coverdell ESA account, your financial planner can help you create a budget to maximize your contributions without risking other important financial obligations like your retirement or monthly living expenses.

For more information, please contact us today for a free consultation.
Executive’s Guide to Differential Privacy
By: Sanjay B Bhakta
Tags: Healthcare, Financial Services, Security, Data Privacy, Machine Learning

MOTIVATION

Securitization of data is the pinnacle imperative within various industries such as Healthcare and Financial Services, especially with the democratization of AI / ML. If the prior is true, why do many succumb to data anonymization? AI / ML models employed within production environments are consumed by many external facing applications, system, & users. These models require a cornucopia of data prior to production deployment where their life cycle consists of stages for training, testing, & validating.

THINK

Was the data only anonymized during the preparation of the AI / ML models? Are we assuming that equates to privatization, and there’s no privacy leakage? I don’t think so, please awaken from your state of utopia. Reference the infamous tale of Massachusetts Governor William Weld, and the re-identification of his medical records. This tale describes the Massachusetts Group Insurance Commission permitting access to anonymized medical records by researchers. The anonymized including removal of names, addresses, SSN’s, and other identifiable information. A graduate student at the time, Latanya Sweeney, obtained Governor Weld’s demographic information, zip code, data of birth, & copy of voter registration, and successfully re-identified the Governor’s record within the medical records released to the researchers. Whether you’re a Chief Data Officer, CIO, CTO, other executive leader, Business Head, or Senior Management role, ensuring protection of the privacy of individuals in your data, and their respective usage is an obvious concern.

ACT

Differential privacy reduces the risk of privacy leakage, and protects from privacy attacks such as re-identification. Reference the “Strategy Map” below, from which you may construct a Balanced Scorecard.

CONCLUSION

Regardless of your industry, if you’re utilizing confidential, sensitive, private data to train your AI / ML models, and then deploying them for consumption by the external world, be wary of the fallacy from anonymization. Using differential privacy empowers your data science & technology teams with the right tools, frameworks, & methodologies. Incorporating critical capabilities from PySyft with encryption techniques instantiates differential privacy, reducing your risk of privacy leakage.
Best Financial Planner In Rouse Hill
By: Luke B
Tags: Financial Planning, Investing, Financial Services, Financial Advisor

Merit Financial Planners is the best financial planner in Rouse Hill. Whether you are living somewhere in Australia or anywhere else you can come to us and we will make sure you have the best financial services. For the first time when you reach our office, we can provide you a free consultation, the consultation may long for an hour in which we will take you through how the overall process looks like and how having a great financial advisor can help you get your business to the next level. We have a great team of financial advisors who have proven record of success with clients and businesses, and if you want to get yourself added to the list of satisfactory results, then head on the website and call us today.

During the first consultation, the meeting will be much generalized and if you opt to hire our services then we can get a contract done and then give you some of the handy resources that can help you along with the way. Some of the handy tools may include basic information kits, publications, calculators, links and they can help you with your personal financial planning journey.

We strongly believe that not one size fits all which means that each kind of business requires a specific set of rules and planning. Therefore plan a strategy uniquely for your business. We do not just plan a strategy for today’s financial success, but we plan it keeping the long run requirement in mind. We integrate the risk factors which can otherwise create harm to your financial well being. Most importantly our insurance products will ensure you have peace of mind and business protection. If that’s what you are looking for then you can call us today and get the consultation booked.

We encourage all our clients to understand why is your business important in the first place because in everyday life we often forget to understand what is most important for us. Once you do that you will value what you need to pay attention to everyday life. We also believe that estate planning is just more than deciding upon the division of your assets to all of your beneficiaries. So if that what you want to hire the best financial planner in Rouse Hill.
G-Bank
By: Michael Jenkins
Tags: Google, Fintech, Financial Service, Citi, Banking

With the news today that Google is set to partner with Citi to provide checking accounts, it marks another large tech company entering into financial services. However unlike Apple Card, where Apple is more prevalent as a brand, Google seems to be opting to keep in the shadows and pursing a data play.

Given the recent negative headlines around the Apple Card and its gender bias, something that is likely a responsbility of Goldman Sachs, perhaps Google’s strategy is a better one. Apple is now wedded to Goldman from a brand perspective, for better or for worse.

The financial data Google will presumably ingest will help it know even more about our day to day lives and could mean they are able to offer other products based on a greater customer insights in the future. A no-fee checking account, something common in the UK, would also be a huge boon for the project and would help Citi compete with challenger banks offering no-fee accounts also.

This is only the beginning of large tech companies foray into financial services with partnerships, lets hope they can have a positive influence on financial institutions and bring the customer experience back to the forefront!
Article Validates the Luxury Group Home Opportunity
By: Peter Burns
Tags: Assisted Living, Financial Services, Investing, Baby Boomers, Group Home

I was fascinated by an article that published earlier this summer in the Seattle Times, “Aegis Living ramps up projects for a new generation of retires,” that truly validated what we are doing here at Burn$ Funding, especially with regard to our new division, Luxury Group Home

The journalist noted that a Bellevue (WA)-based company, Aegis Living, has “launched a string of new projects” in the northwest. Already with $3 billion in assets, it plans on doubling in size within the next 10 years. I can totally understand why the company’s leadership is so optimistic. I am, too, for the same reasons.

“I don’t think many people understand the kind of tectonic shifts that are happening,” said Aegis Living’s president, Kris Engskov, told the paper. “In 2035, one in 5 people will be in the retirement age. The expectation of how people are going to be taken care of will change dramatically…their expectation is very different. We’ve been designing for really a World War II generation. Now the Boomers have arrived.”

Engskov elaborated on this, adding that the industry is gearing up for a generation of clients that’s more technologically advanced and will expect hyper-personalized care.

The paper went Robert Kramer, founder of the National Investment Center for Housing and Care, who added that the industry is “recession-resistant because it (is) a need-driven product. When it’s a question of Mom needs long term care, that’s not something you could postpone for very long.”

In a 2018 study by the American Association of Retired Persons found that 77% of Americans over the age of 49 would prefer to live in their community for as long as possible, according to the paper. “Clark said the intention of Aegis Living’s complexes is to allow residents to age in a familiar sort of place, if not actually at home.”

While the market for those who can afford to live in a luxury group home are growing, another segment is growing as well — an “underserved, forgotten middle people who have too much in resources to qualify for government support but not enough resources to afford most of the private pay options out there today.”

That’s why we not only have Luxury Group Homes division, where the first mansion in Phoenix is being retrofitted as we speak, but also our more traditional Group Homes division, which is more for that latter segment of the population. Both are in great demand.

And both present tremendous opportunities for investors, who can take advantage of the kind of passive income opportunity that may, ironically, ensure their own in a luxurious setting.
How to make a homepage convert better. Shaking up the banking system.
By: Robbie King
Tags: Financial Services, UI, UX, Copywriting, Conversion Optimization

I think these guys might just be my dream client.

www.punk.money

They’re making casual loans easier for your average joe. So basically they’re sticking it to the banks and payday lenders. They’ve also got room for a pretty cool tone of voice. I say “room” because I think they could dial it up a bit. But I’m jumping the gun here. Read on, and you’ll see what I mean. Anyway, let’s get to it and Punk Money, if you’re listening, let’s change the world together ya?

The Good

Bloody love the graphic design. It’s loud. It’s punky. It’s memorable. It’s also not too scruffy. This is after all a financial service. When dealing with the serious topic of money one can’t be too rock ‘n roll. So to whoever’s behind the visuals, well done. I think you nailed the fine line between reflecting the punkiness and not scaring people off.

Complementing the visuals is the copy’s punky tone. Any financial services company that can say “we’re tearing the system apart from the inside” has gotta be worth a look in. And that value prop; “money for the people, by the people.” That’s almost starting to make loans sound sexy! So yes. Digging the value proposition. Well. Sort of. Because on the other hand…

The Bad

The value prop could do with being a tad more specific. Although I could hazard a guess, I wasn’t completely sure what Punk Money was until I scrolled below the fold.

Yes, “access to the money you need, when you need it” sounds like it’s offering loans. Still, without using a phrase like “all-purpose loans” some visitors may get the wrong idea and think it’s, say, a crowdfunding platform and bounce because of it.

Also, I think that CTA is a little premature. We need to explain the product a bit more before we ask for any kind of commitment. Despite the groovy exterior, we’re still looking after people’s cash here. We can’t ask for commitment willy nilly. And yes, I know this is just the pre-launch registration but lets at least say a bit more before we jump into people’s inboxes.

I also think we’re missing a trick by not starting with the pain point this product solves. Since 2008 (at least) banks haven’t had the best reputation. And payday lenders are about as popular as cancer. These two purveyors of financial grief have been causing trouble for far too long and Punk Money is here to stop it! Now there’s some great copy at the bottom of the page that’s getting there:
Invictus Capital: Weekly Wrap 09.04
By: Dean Adair
Tags: Financial Services, Cryptonews, Blockchain, Weekly Wrap, Invictus Capital

The weekly wrap can be delivered to your inbox at the end of each week by subscribing to the Invictus Capital newsletter at the bottom of the homepage Market News

Bullish sentiment continued to prevail this week, as investors were reassured that their bets on firmly rebounding inflation and global GDP growth were well placed. This reassurance came in the form of strong services PMI data in the US and China (services have been lagging the strong manufacturing recovery), as well as upgraded near-term forecasts from the IMF (on massive US stimulus and a relatively rapid global vaccine rollout) that helped to reassure investors, despite acknowledging that massive uncertainty prevails over the longer term.



Strangely, this was not reflected in rising bond yields (with the trend taking a break after the recent weeks’ surge) as poor US jobs numbers provided the market with a reason to believe that interest rates would stay low for the foreseeable future, as the Fed has a unique (amongst central banks) dual mandate of supporting full employment alongside containing inflation.

This combination of news kept the upward trajectory for equities around the globe intact, with the dollar weakening in line with dipping yields. Gold — usually supported by these conditions — has continued to languish as safe-haven demand suffers under this bullish outlook and as the narrative that Bitcoin would continue to cannibalize gold demand continues to gain steam.

Ranging conditions for Bitcoin this week saw capital rotate towards altcoins. While Bitcoin dropped 1%, Ethereum showed strength gaining 6%, while C10 and C20 fared even better posting gains of 9% each. Large caps were among the best performers this week, and their Bitcoin pairs look strong while the market continues to edge towards bullish continuation. Coinbase reported an estimated $1.8 billion in first quarter revenue from 6.1 million active monthly users, setting a bullish mood ahead of their highly anticipated direct listing on Nasdaq on April 14. In regulatory news, Grayscale said it intends to convert the $34 million Bitcoin Trust to an ETF, yet another for the SEC to consider, whose “crypto mom” Hester Piece said that it would be foolish for the US government to ban Bitcoin, and remains optimistic for a crypto ETF approval under the SEC’s new chairman.

Indicators (2 April— 09 April)

Other News & Links
Financial Literacy Group
By: Mst Mahfuza
Tags: Financial Literacy Group, Financial Services, Financial Literacy, Financial Planning, Financial Literacy Tips

With the raising interest in financial schooling because of the monetary downturn felt across the world there has been an increase in financial mindfulness just as Federal and State programs intended to assist with providing instruction.

On the Federal level Congress ordered the Dodd-Frank Wall Street Reform and Consumer Protection Act likewise alluded to Dodd-Frank Act. Because of this Act the Consumer Financial Protection Bureau was set up as the guard dog association overseeing the execution of the Acts arrangements.

Part of the obligation of the CFPB is to advance financial schooling through what’s called Consumer Engagement and Education groups. The CFPB works with these groups all over the nation spreading the uplifting news of financial literacy.

Why Financial Literacy Strategy is significant

The President’s Advisory Council defines financial literacy as “the capacity to utilize information and abilities to oversee financial resources successfully for a long period of financial prosperity.”

According to Ron Lewis; Financial literacy is an issue that should command our consideration on the grounds that numerous Americans are not enough organizing finances for their schooling, medical services and retirement.

Certainly on the off chance that we examine the insights as to the financial prosperity of individuals in this country we see some alarming numbers that appear to indicate a radical requirement for instructive strategy across all age groups and sexual orientations regarding finances.

For a long time we have looked to our schooling framework to help give a financial literacy strategy to our childhood. This framework has not given nor lives up to our desires in this space and we should devise an arrangement to introduce this idea to all age groups in this nation to help guarantee their financial future and prosperity.

In request to instruct individuals of the significance of this expertise we should have at a nearby level instructive groups and projects that are effectively open by people in general providing key training that tends to the majority not simply the rich.

Church’s and nearby clubs are an extraordinary resource effort to the community that can have a significant effect. It is likewise vital for little, medium and enormous business to help these associations alongside providing representative projects.

Financial literacy training can profit the individual as well as also the country all in all. The hard chilly truth is we have an economy that is powered by buyer spending and obligation. The key is to have an equilibrium with the goal that you get an opportunity at financial achievement. A financial literacy strategy is straightforwardly identified with that achievement.
Trusting Your Financial Service Provider Is Now Easy -Bobby Gocool
Tags: Bobbygocool, Financial Services

There are monetary administration suppliers and there are Financial Services Providers, with a significant contrast between the two.

The two of them offer types of assistance, yet the significant distinction lies in the administrations that they give.

The first are a few suppliers that are just in business to get as much cash from their customers as could reasonably be expected, while the other sort is good to go to give however much advantage to their customers as could be expected.

There are a few instances of the two sorts in each part of monetary administrations, however, the issue is figuring out which type is better before you run into issues. Quite possibly the main thing to keep an eye on is if they work with the FSA since the administrative body is a decent pointer of a monetary administration suppliers’ remaining in the business.

Whenever you search for a specialist organization, monetary or else, you should be certain that you do an appropriate examination concerning the various suppliers who work in that space. Before you make an official conclusion in regards to your cash you additionally need to examine the organization and check its history. If you can put together it, conversing with a past customer may give you a smart thought of how they work. The more open an organization is about how they work the simpler it is to develop a decent degree of trust.

Well, if you are also among those people that are looking for a professional financial service provider then you are on the right page. Bobby Gocool is the senior national sales director at Primerica Financial Services. He is helping numerous people all around the world by providing them with assistance such as accumulating wealth, getting out of debt, protect their loved ones, and assisting them in building a business at Primerica.

You are no more in need to worry about your financial problems as you can contact him and get the desired services for yourself.

Lastly, we would recommend every individual to perform a survey before they genuinely plan to hire someone for their financial services. Nothing can be better than having someone that you can trust with all your heart. This is the reason why Bobby Gocool will prove to be the best option for you if you are planning to go and take the service of a financial service provider.
Stock Markets | Stock Quotes and News
By: Remzi Gökhan Uçkan
Tags: Stock Market, Financial Services, Stocks, Us Stock Market, News

The best invesment opitons are still stocks. Stocks means huge return of incomes especially for big tech companies on the last decades.

Today I’m going to show you the most profitable 20 stocks in the last decades.

I’ll share a new generaiton stock quotes and news page it will included open, close,high,low, close and volume we can say shortly OHLCV. They are also a market status bar and a cool chart you can check historical data too. Its totaly free to use and the most frequesnt data in also on that platform. It’s called Finage Stock Page.

Finage Stock Quotes and News Page

What are the most profitable 20 stocks between 2010–2020?

1-) Netflix Inc. | Movie/Series Streaming Service | 09–19 ROI : 3.767%

2-) Market Axess Holding Inc. | Bank / Brokers Agency | 09–19 ROI : 3.182%

3-) Abiomed Inc. | Medical Supply | 09–19 ROI : 2.121%

4-) TransDigm Group Inc. | Aerospace Sector | 09–19 ROI : 2.065%

5-) Broadcom Inc. | Semiconductors Tech | 09–19 ROI : 1.919%

6-) Align Technology Inc. | Medical Specialities | 09–19 ROI : 1.458%

7-) United Rentals Inc. | Rental/Leasing | 09–19 ROI : 1.434%

8-) Regeneron Pharmaceuticals Inc. | Biotechnology | 09–19 ROI : 1.430%

9-) Ulta Beauty Inc. | Specialty Stores | 09–19 ROI : 1.233%

10-) Amazon.com Inc. | Internet Retail | 09–19 ROI : 1.209%

11-) Extra Space Storage Inc. | Real Estate Investment | 09–19 ROI : 1.166%

12-) Constellation Brands Inc.|Alcoholic Beverages | 09–19 ROI : 1.124%

13-) Nvidia Corp. | GPU Semiconductors | 09–19 ROI : 1.117%

14-) Take-Two Interactive Inc. | Creational Products | 09–19 ROI : 1.114%

15-) Ross Stores Inc. | Footwear Retail | 09–19 ROI : 1.081%

16-) Fortinet Inc. | Computer Communications | 09–19 ROI : 1.079%

17-) Mastercard Inc.| Financial Services | 09–19 ROI : 1.078%

18-) Charter Communications Inc.| Tv and Satellite | 09–19 ROI : 1.077%

19-) O’Reilly Automotive Inc. | Specialty Stores | 09–19 ROI : 1.060%

20-) Cintas Corp. | Consumer Services | 09–19 ROI : 1.053%

Bonus : What are the most valuable 10 stocks arrocding to S&P 500?

1-) Apple Inc. | Computer Electronics | Market Cap: 1,750.1 ($B)

2-) Microsoft Corp. | Software Company | Market Cap : 1,532.2 ($B)

3-) Amazon.com Inc. | Internet Retail | Market Cap : 1,292.7 ($B)

4-) Alphabet Inc. (Google)| Search Engine | Market Cap : 961.5 ($B)

5-) Facebook Inc. | Social Network | Market Cap : 705.0 ($B)

6-) Visa Inc. | Payment Services | Market Cap : 455.3 ($B)

7-) Berkshire Hathaway Inc. | Financial Services | Market Cap : 400.2 ($B)

8-) Johnson & Johnson | Pharmaceuticals | Market Cap : 361.0 ($B)

9-) Procter & Gamble | Consumer Products | Market Cap : 341.3 ($B)

10-) Nvidia Corp. | GPU Semiconductors | Market Cap : 309.3 ($B)

I hope you will these lists helpful for you can also access over +25.000 stocks in the Finage Stock Quotes and News Page.

Regards.
Life Insurance: Mini-Series — Term Life (Part 1)
By: Brett Shoemaker
Tags: Financial Services, Life Insurance Plans, Life Insurance Policy, Life Insurance, Financial Coach

Image Captured and Owned by Brett Shoemaker, Financial Clarity Coach

As part of our newest mini-series, we’re starting off with something most people scoff at…Life Insurance! While life insurance is important to protect you, your loved ones, & your assets, it’s also important to know the differences in all products. Today we’re talking about Term Life. Term Life works for >80% of the population, but if you are single without any dependents, I’d consider beefing up your disability insurance instead. In this post, I’ll highlight the to reasons to have Term Life with some comparisons to other insurance with pros and cons.

Cost Efficient Options for Married Couples

If you are married, you each should have a Term Life policy. This protects both of you in the event of a life changing event.

Term Life policies are cost effective. Simply meaning that in many cases you can have a higher death benefit for a fraction of the cost. This ISN’T the case with Whole Life. For example, you can have a Term Life policy that will pay a death benefit of 1 million for a monthly cost as low as $27-$37 a month.

No Cash Value Component

Term Life doesn’t contain a ‘cash value’. Cash Value is included with Whole Life policies which I’ll dive into next. Spoiler, that cash value is NOT worth it.

Ages Included and Length of Policies

Most Term Life policies are written for a minimum of 10 years to a maximum of 20 years. Some offer a 30 Term too. Most agencies require a minimum death benefit/face amount of $100k.

Term Life Insurance can be purchased for ages 18–80. (Some agencies may place an earlier age Max like 65–70). This means that at age 60, you can still have a policy written to cover you.

Classification Risks and Term Life Conversions