fabiochiu/medium-articles huggingface dataset:
Innovating and Creating
By: The Cto Blog
Tags: People Management, Culture, High Performance Culture, Inclusion, Management And Leadership

This post was first published June 18, 2015, in the Wisdom Café (a University of California, Berkeley professional development site for UC Berkeley staff) and the Educause Review (8/2015).

Holub: What are some things you do to encourage high performance in your department?

Tom Holub: Bill Allison is the Director of Architecture Platforms and Integrations for Information Services and Technology at UC Berkeley. His organization develops and supports a wide range of technology infrastructure on campus, including Berkeley’s Google Apps instance, the Berkeley Desktop, and the OpenBerkeley web publishing service. We met to chat about how he keeps his teams innovative and creative.

Bill Allison: It starts with understanding the large context of the university. Make sure that whatever you’re doing is pretty well aligned with where the campus is headed, so that you’re relevant. I’m providing that context for the people on my team, so that they understand not just the immediate job at hand, but they can see the big picture. When you let them to go beyond the rote description of their jobs, it gets them thinking much more expansively about the possibilities. They understand their work better than you do, so let them figure out better ways to accomplish their tasks. Within your own organization you’re enabling an intelligent fabric of support for the work.
Lift-and Gift-Your Employees With What’s Invaluable This Holiday Season
Tags: Employee Performance, Employee Motivation, Employee Retention, Employee Appreciation, Management And Leadership

​It’s here: the time of year when our thoughts turn to giving and gratitude. Like clockwork, the holiday season brings focus to the heart, increasing our awareness around appreciation and what we can give or do for others.

At MAP, we know great leaders express gratitude and give in various ways year-round. But the holidays do provide an additional opportunity to pause and think about how we can lift up our people and reinforce our efforts to create motivated, empowered cultures.

To be clear, while you may provide employees with holiday bonuses or other tokens of appreciation, there are some invaluable “gifts” you can give them, those that may require investment but more than pay for themselves over time. These gifts play a role in validating your employees’ worth, build connection, provide motivation, drive performance, and lead to both positive results and stronger employee retention.

The gift of a good listening session. It’s been a challenging year for all. The pandemic has rocked our sense of security and safety. Ask your employees how they’re doing and practice active listening: listening more, talking less (think “80/20 Rule”); asking questions that result in more than a “yes” or “no” answer; and requesting that they develop and share with you any solutions to challenges that they, their team or the organization is facing. Above all, ask how you, as their leader, can do a better job supporting them, both in pandemic and non-pandemic times.

The gift of security. While it’s always best to avoid promises you can’t keep, you can increase people’s sense of psycho-emotional security through excellent communication. This means communication that’s transparent, consistent and mindful of tone, voice and delivery. And when you communicate any action you plan to take, honor your commitments and, if anything gets derailed or sidetracked, keep people in the loop. The trust you build around effective communication, action and follow-through is gold.

The gift of growth. In listening to your people, what have you discovered they want to learn and what do they need to do their jobs better? Maybe it’s upskilling or reskilling-often a far less expensive alternative than replacing “stuck” or “misplaced” but otherwise valuable employees. Or maybe it’s tools, like the soon-to-be-released MAPapp, designed to provide 24/7 accountability at your fingertips and keep everyone aligned and committed to their vital goals. MAP’s management and leadership training workshops, slated for Spring 2021, may be the ticket to empowering existing managers or rising leaders within your teams. Employees want to grow their skills as part of their career-pathing. It’s rewarding for them and becomes a solid employee-retention strategy that gives you a competitive advantage from a hiring standpoint. This season, when you choose the gift of growth, you are truly choosing a gift that keeps on giving.

Follow MAP to learn more about the upcoming workshops and MAPapp!
Managing developer identities in autonomous teams
By: Kislay Verma
Tags: Software Engineering, Autonomous Teams, Management And Leadership, Organizational Culture, Team Topologies

Managing developer identities in autonomous teams

I’m trying out a new point based blog format, instead of the usual prose style thing that I and most everyone does. I compose a lot of my articles like this and then change them to the prose style later. I want to see if this makes for easier reading and conveys the ideas better, in the same form that I thought of them. Let me know what you think in the comments.

Let’s talk about autonomous teams, evolution of developer self-identities, and a manager’s role in all this.
Kislay’s Newsletter #16
By: Kislay Verma
Tags: Leadership, Software Engineering, Maven, Microservices, Management And Leadership

Hello Everyone!

The sixteenth edition of my newsletter is out after a four week holiday break! Check it out!

I write about how manager should explicitly coach their teams to love their problem domains rather that the technical solutions they build. Developers engaged with the problem statement are the key to building autonomous, high-performing teams.

From the internet, @vlfig on microservices as disguised nihilism, @arnaudporterie on his growth as an engineering leader, @mthmulders on what’s exciting in Maven 4, and @benjiweber on the benefits of making code worse.

If you like reading about software engineering, organization design, and the occasional book review, you should subscribe to receive the next editions of this newsletter. Check out the archive and sign up!

If you like what you find, show your friends! And drop me a line if you have any feedback about the newsletter or the stuff shared in it.

-Kislay
Micro management is Lazy Management
By: Stephen Beeson
Tags: Management And Leadership, Software Development

‘Micromanagement’ is a dirty word. It implies bad management. It suggests a leader with poor skills and is widely acknowledged as a leadership approach that doesn’t scale.

So why then are there so many leaders who manage in this manner? Are they not reading the same management resources? (probably not) Did they not have similar managers that they complained about earlier in their careers.

After witnessing this leadership style so clearly and so often, I developed a few theories around why this management style is so prevalent.

What I realised is that micromanagement is lazy management.

It might seem like running around telling everyone exactly what to do all the time is inefficient and therefore the micromanager is working harder than managers who take other approaches. Sure, they might be reviewing more details, having more 1on1 interactions and generally looking like they’re trying hard, but I call BS on that.

Evaluating a discreet situation, contacting someone and directing them to do whatever it is you think they should do this one time; that’s easy. Making the effort to articulate the reasoning behind your decisions, communicating it and reinforcing it with principles rather than instructions? That’s really fucking hard!

That takes introspection, excellent written and verbal skills and a very clear idea of the parameters that constrain your team. It also takes more time than one might realise for those thoughts to solidify into something you are prepared to share.

Micromanagement is also cowardly management.

Telling someone what actions to take in a single situation exposes nothing about yourself. It gives them nothing to challenge, because at the end of the day it’s a top down decision.

It takes incredible courage to put your own guiding principles into words and trust that they will be understood and applied by your team. It’s confronting to say to a group of any size that this is how I think and invite them to challenge it and ask to clarify anything they don’t understand.

Management is both difficult and uncomfortable. In order to do it well, one needs to embrace both and tackle them head on. A team can’t learn from a dialogue of ‘if this; then do that’, and neither can a leader.
Role of an Entrepreneur
Tags: Business Strategy, Entrepreneurship, Business Development, Management And Leadership, Business

Role of an Entrepreneur

Entrepreneurs are linked in many fields and are determined in different way by different people. The word has his origin in French and it has developed into many meanings that related to people who accept the risks, starting a business.

Entrepreneurs are the ones who are the founder the company and also are the one who take the risks in their business. Usually the common knowledge with entrepreneurs is that they are one who are builders of new entities which is made to offer advanced or present services or products in market. There is also profit and non profit matters may vary according to the type of business management.

They are considered one the most vital part of this capitalistic world. They are one who takes the credit of profit and loss as they are the one who take control of the funds. These require lot of hard work and fulfilling the demand in that particular area. They are the one who provides satisfaction to our need and get benefit in exchange for the supplying. Their mostly focus relies on the gain of profit with a product or service.

There are various types of entrepreneurs in market. As with upcoming technology and services, there are entrepreneurs satisfying everyone need. Now day’s entrepreneurs are more developed compared to old days.

Risks can’t be calculated and estimated. Risks are dominated on insurance principles. There are many methods through which their degree or frequency can be evaluated. Entrepreneurs are qualified for both as decision taker and performer. They provide you answer to straightaway and long full term requirements, which are unattainable, even when business procedures are carefully analyzed.

They are planners for increasing their resources. They mix the factors like land resources, capital, labor and other sources which helped in make the products which would meet the demands of a person. As he is a organizer he has the power of leading and is leader. Organizers have right to set things in their places. Leader should have mixtures of values and abilities which would support the group.
Why I Stopped Scheduling Recurring 1:1’s, And You Should Too
By: Mark Nelson
Tags: Meetings, Leadership, Leadership Skills, 1 On 1, Management And Leadership

Regular one-on-one (1:1) meetings have become a welcome best practice for managing direct reports, so it seems natural to schedule them as recurring meetings. But I accidentally stopped doing that and stumbled on a better way. Schedule only one week in advance.

Scheduling 1:1's for just the week ahead has at least these advantages:

In the few minutes it takes to schedule a 1:1 with each employee, I naturally pause and reflect about their needs, coaching opportunities, and any follow-up I owe them from our prior 1:1's. It’s easier for others to schedule time with me because my calendar is always relatively open next week. With a more flexible schedule, it’s easier to set aside time for special projects and initiatives that need my attention. Holidays, vacation, or other meetings are easier to schedule around.

A couple years ago our office was being remodeled and the conference rooms I used for my 1:1 meetings became unavailable. Since the remodel was going to be done in a couple of months, I decided to just schedule my 1:1’s week by week in the interim, planning to setup the recurring calendar invites when the remodel was finished. After a few weeks it struck me. I was thinking about each employee more. My schedule was more flexible so I was more available for others and for my own work.

I currently have 9 direct reports. It takes me 15 or 20 minutes to schedule the coming week’s 1:1 meetings. And that is not wasted time. I am not less efficient. I am more effective. I am more thoughtful. My 1:1’s don’t sneak up on me. They used to.

Other than daily standups, I’m rethinking all recurring meetings.

It’s so funny how small changes often lead to big results. Consider yourself nudged.
How Leaders Can Be Mindful of Their Ego!
By: The Sparkle Executive
Tags: Leadership, Leadership Development, Management, Management And Leadership, Leadership Coaching

Leaders the more senior you become, be mindful of your ego! Come back down to reality!

The more senior you become in an organisation, the more further you are from the rest of the organisation. Whilst the opinion of others shouldn’t matter, their perception of you will change.

You may be treated differently and you may not even notice. So how will you be treated differently? You will have people treat you more nicely, they may want to spend more time with you or try to influence you for their gain. Your employees may try to manage upwards and shine their light onto you.

Below are tips leaders need to follow to keep their ego in check and be aware of those around you:

Don’t be gullible and take everything you hear from your direct report as the truth. Unless you have known your direct report for a long time and trust them completely, be wary! Your direct reports will always try to show their good side and may hide the truth or their incapable side. Your team will rarely tell you the truth or give criticism. It could be worse if it’s your idea! Whilst you need to trust your team, make your own truth. Listen to others in your team or around the business. Don’t rely on one person. Also, note that other people in the organisation will also be nicer to you because they want you to be on their side. Make your own opinion. Be visible across the business and not at the top. Even though you hire managers and employees for a reason, don’t forget they are there. You don’t need to know everyone, especially if you work in a large organisation. Remember the organisation works because of everyone and not just you. Get to know the key workers and find out their concerns. They will have small issues you can fix or they may have the best ideas for improvements. Don’t let the power go to your head. You may have been promoted or you’ve just started in an organisation in a more senior capacity, however, keep grounded. Remember where you came from and what you had to get there. There are people who are climbing the ladder as you did. Treat everyone the same and be approachable. Remember how long tasks used to take you as well. You might want information for the same day or the next morning, think back how long it used to take you. The more you appreciate, the more you will be respected.

So have an ego check once in a while, keep grounded and don’t let the power get to you!

Photo by Alisa Olaivar on Unsplash
How to Give Effective Feedback
By: Barry Moline
Tags: Giving Feedback At Work, Management, Feedback, Effective Feedback, Management And Leadership

One of the trickiest parts of managing a team is giving honest feedback, in a way that doesn’t come across as too harsh. Here are three ideas on how to give constructive feedback to an employee.

To give effective feedback, connecting is key. (Credit: Thrive Global)

First, check your attitude. You must always offer feedback to make someone better. Have a positive intent. When you are giving feedback, and particularly feedback that can be perceived as negative, if people know you want them to be better, they will be more open to what you have to say. And you want to put it that way, saying something like “John, I want you to be the best supervisor you can be. That’s why I’m giving you feedback about the interaction between you and Sarah at the staff meeting.” Second, try to understand their position. In the Seven Habits of Highly Effective People, Steven Covey said, “Seek first to understand, then be understood.” This is the first commandment for effective communicators. Before you provide feedback, ask questions. Learn everything possible about the perspective of the person to whom you are giving suggestions. If you’re offering feedback in response to a particular incident, first try to understand everything about what happened before reaching a conclusion. You may not have the full story, and you want to make sure you understand it well before making a suggestion for someone to change. Be slow to judge and provide advice, and when you do, make sure you do it in a calm, professional manner. Finally, tie the feedback to the mission of the department and organization. I find it easy to focus outcomes to the destination of the organization, that is, the mission and purpose. Does the behavior you’re discussing move the organization closer to or further from its mission? Answer that, and the feedback becomes much simpler. We always want to be moving closer our organization’s goal, and tying your feedback to the mission is a logical approach.

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The Three Worries
By: Wandering Wonder 流浪奇人
Tags: Worry, Age, Wealth, Young, Old

The Three Worries

At the top of a mountain, the master told his disciple there are only three great worries in this world for men. The first worry is that young men should abuse their looks and the second worry will be that old men should abuse their wealth. The disciple replied that he did not have these two worries. The grandmaster turned and then told his disciple that he had the third worry which is a man with neither looks or wealth regardless of age.
Becoming Rich
By: G M Potter
Tags: Income Inequality, Money, Wealth, Income, Rich

Becoming Rich

Photo by Qasim Sadiq on Unsplash

One day when I was about 11 years old, my father said to me, “sometimes you have to do things that you don’t want to do.”

This was very disappointing to me when I was 11. Crushing, in fact. I’ve always remembered that moment not because I blame him for pointing out the facts of life but to thank him for pointing them out. His message was one of empathy and sympathy and kindness. A part of me knew at the time that he was trying to be my father in the best way he could.

I have carried that message with me to every job and career I have ever had.

If your path is leading you to become richer financially, or you wish it were, you have probably reached the conclusion that you will have to trade your time for money in some way or another. Except for those in this world who are already rich, each of us will trade our time for compensation, and we call this a job.

Photo by Nathan Dumlao on Unsplash

Some of my jobs did not earn very much for the same amount of hours and minutes I offered. I have worked as a carpenter, a dishwasher, and as a soldier. In each of these choices, I was exchanging my time for income, yet in each of these specific cases, I got something more than just money for my time even though none of them paid me very much money.

Some jobs are as equally lopsided in the opposite manner. I’ve worked as a car salesman, a photocopier salesman, and as a financial advisor for a Fortune 100 company. I had agreed to the exchange rate for the money, and I accepted the difficulty or dissatisfaction with both eyes on my income and both ears listening to my father.

Any job or occupation can be seen this way. Taking the job means we accept the terms of the exchange of money for our time. The trick, of course, is to find terms of an exchange that are satisfactory to our sense of what our time is really worth.

I loved the years I spent working as a carpenter. Equally, I was quite content to work as a dishwasher in a restaurant because of what it allowed me to do outside the restaurant. The exchange, at the time, was worth it to me.

I put up with the 80-hour workweeks as a financial advisor and the emotionally depleting position as a car salesman simply because I was making really good money. The exchange was also worth it to me.

The rates of the exchange can evolve over time

Had I stayed as a financial advisor, the long hours and impatience with the corporate environment would have fallen away completely. I would now be making an incredible amount of money each month and have very little corporate contact. And I wouldn’t be working more than 30 hours a week.
Six Feet Below in Futility
By: Valentine Nnebe
Tags: Death, Wealth, Poetry, Creativity, Life Lessons

Grin,

extend the breadth of your smile,

deepen the echo of your laughter,

sit tight, poised for envy.

For right now, this moment,

the wealth of the earth is your

rear guard.

Flex your dining skills in a splay

of fanciful crockery.

Devour the delicacy of well-seasoned

dishes,

munch an assortment of exotic meats in

five-course menus,

gulp it down with the best of vintage

wines.

A well-catered appetite often sits with a

sex-monger

so don’t deny the primitive lusts of your lowest being.

Satisfy the cravings of turbulent hormones,

call for beauties, the well-endowed

daughters of Eve so they provoke your

brain-rush and earn the crumbs of your

pocket.

Yes, you’re praised for the wealth

brokered by your hands,

the craft and finesse of a superb reasoning.

You’re made attractive by the spotlight

of recognition

and you give your company to feathers

in your league.

Sing the arrogance of man a familiar

tune.

Drill it in to the pig-headed fool.

Have you asked the fate of your ancestors?

Where is the tycoon and magnate of old,

those revered in shadows and reels of

the past?

Cringe in fear for the day of your exit.

Shield yourself from the icy winds of

perdition.

Nature is a generous lender but

a cruel collector,

it leaves you naked, empty and broke

as the day of your birth.

Listen in the assembly of the learned.

Be stunned by the depth and excellence

of brilliance.

Celebrate the poignancy of a fine

intellect and don’t stop to marvel.

However, genius burns a fleeting mist,

it lingers in the lifespan of a vapour.

Test the strength of beauty,

be enticed by good looks upon a

graceful carriage,

then assess the extent of charm.

Should we hold it a worthy virtue?

Like the uncertain tides of the sea

so is attraction tall on a wavering footing.

Praise a world drenched with futility.

Extol a planet aflame with deception!

Mourn to toil a lifetime for a parcel,

a sleek package of emptiness,

then drift to distant realms, cheated

and bare as the day you came.

We’re stretched on a bed of illness,

we see offspring we may never see,

we touch wealth we will never touch,

we lose affections we may never find,

but we cleave closer to the dust,

we embrace the substance of our origin,

down under, six feet below in futility.
BTC and the big short📉.
By: Ifeoluwa Olutunmibi
Tags: Wealth Management, Bitcoin, Wealth, Entrepreneurship, Bitcoin Mining

The money supply corresponding to public currencies (dollar, euro, yen, pound sterling, Swiss franc, etc.) has increased considerably. This considerable increase in the supply of central bank money may lead to a decline in the value of money (the same amount of money has a lower capacity to purchase goods or assets; it is well known that in contemporary economies it is mainly asset prices that are rising, i.e. it is the value of money in its capacity to purchase assets that is falling) and a loss of confidence in money as economic agents anticipate the loss in value of money, they try to get rid of the money they hold.”

“The number of Bitcoins supplied is exogenous, predetermined and increases less and less. This raises a serious problem: since the supply of Bitcoin is exogenous, any shock to the demand for Bitcoin results in a drastic fluctuation in its price. This explains the recent very strong rise in the price of Bitcoin, but this rise could be much stronger, as it would be sufficient for a small fraction of the world's money supply to be invested in Bitcoin. So the result is massive volatility in the price (exchange rate) of all currencies – such as Bitcoin – whose supply is exogenous. If the price surges, a panic movement may be triggered, and then the price will fall drastically. This price volatility will in the long run eliminate demand for monetary assets whose supply is exogenous. ”

“Investors do not want to hold both types of currencies: the former are losing their value, the latter have an abnormally high price volatility. An intermediate currency, whose supply is managed, would be needed: the money supply would not increase excessively, and would respond to demand shocks to stabilise prices (i.e., interest rates and exchange rates). This is what central banks used to do in the past, not what they are doing nowadays.”
How The World’s Wealth Distributed
By: Ahmed A Aljarallah
Tags: World, Wealth

How The World’s Wealth Distributed

What’s wrong with it?

The way the data was presented in one graph makes it hard for the reader to get how the world’s wealth is distributed.

This visualisation displays data for viewing instead of adding real value and would have better been presented with a map.

How to make it more effective?

In the beginning, a map of the world was created showing the distribution of the world’s wealth, grouping all countries by region using different colors and sizing of the amount of wealth for each country to allow proper comparisons. The bar chart is used to highlight the ten wealthiest countries, illustrating how much each of these countries’s wealth, and in order to rank the top countries and demonstrate who has the highest share of the world wealth I used the Treemap.
My sister told me she was a carpet
By: Carlos Henry
Tags: Self Improvement, Copywriting, Wealth, Relationships, Motivation

My sister told me she was a carpet.

She was a carpet because everyone walks all over her.

And this stuck with me.

Majority of my family leaned on my sister at some point and never were there for her to lean on.

They aren’t giving back the same energy.

Everyone attaches like leeches and sucks up all they can from her and leaves her dry.

It can be overwhelming.

She not only is there for everyone, but no one is there for her.

If this sounds like you..

You’ll end up like a carpet.

If you feel like a carpet, I’m here to tell you that you can lean on me.

You don’t hear this enough.

“I’m proud of you.”

“I believe in you.”

I’m here to tell you these things.

I’m not an enabler.

I won’t do everything for you, but I will take some of the weight off of your shoulders.

Lean on me if you need some support.
I’m Getting Rich on Medium
By: Amy Culberg
Tags: Self Improvement, Wealth, Humor, Self, Writing

I don’t know about the rest of you, but I plan on getting rich on Medium. Why not? Better place than any. I like the neighborhood. The people who live here read books and watch old movies, I think. People here aren’t afraid of talking about politics, religion, or sex. Why not get rich here?

Yet, you write articles telling me that I will not make money on Medium.

I don’t want to be rude, but you’re killing my dreams, Smalls!

Stop telling me I’m not going to get rich on Medium! You sound like my mother. And even when you like your mother, that’s the worst thing you can say to a person.

Did you just scream, “Get a job!” At me? When I’m just a writer, looking for a reader, asking them to clap me? You don’t know me!

Writers, artists, and anyone with a dream have been dealt the brutal blow of doubters, so I say to them “Don’t put my pen in a corner!”

I’ve also read on Medium that we, humans, are all sadists, but I’m going to disprove that theory by not reading your article on how I’m not going to get rich on Medium. So bam. Article not clapped. “You can’t handle the no-comment!”

I know that your article about my not getting rich is not directed at me, but it feels personal. You say that it’s directed at all those people who are looking for ways to make money but don’t give a crap about writing. But still, that “You won’t get rich on Medium” headline. Honey, that left a mark. I had to up my CBD intake by 500 mg! I’m not made out of money, yet. That’s a pricey calm down.

Stop telling me I shouldn’t be here for the money, that I should be here for the love of writing. That reminds me of the “It’s not you, it’s me, break up.” The breakup invented to quell any psycho. Do you think I’m crazy? Do I sound like someone who needs to be calmed down? Do I sound like someone who might misconstrue your intentions? I’m standing beneath your balcony, screaming “Adrienne! Why must you kill my dreams for wealth on Medium?!” Adrienne? Did you just shut your damn window? Rude. That’s me walking away and I’m fine, thank you.

The fact of the matter is, that you never know where your success is going to happen, so don’t listen to other people. Except me. You should totally listen to me because I am telling you not to listen to other people. Like my personal trainer on YouTube says to me “Only listen to the people who make you glitter.”

I don’t know about the rest of you, but this is where I’m poking my quill into the ground seeking my ink well. I don’t know if there’s black gold here, but I’m going to keep digging anyway. So should you. Unless you don’t want to. That’s totally up to you.
為何需要配置債券?
By: Yp Chen
Tags: Money, Wealth, Finance, Investment, Investing

Learn more. Medium is an open platform where 170 million readers come to find insightful and dynamic thinking. Here, expert and undiscovered voices alike dive into the heart of any topic and bring new ideas to the surface. Learn more

Make Medium yours. Follow the writers, publications, and topics that matter to you, and you’ll see them on your homepage and in your inbox. Explore
Insurance
Tags: Benefits, Money, Wealth, Insurance, Investing

The 9 types of insurance companies are:

1. Domestic — This type of insurance company is incorporated and formed under the laws of the state in which it is domiciled. For example, a company incorporated in California is domestic to California and is foreign to the other states.

2. Foreign — This type of insurance company is also domestic company as it is domiciled in one state but it is licensed to do business in another state. For example, a California domiciled company doing business in Nevada is foreign to Nevada but can do business in Nevada because it met the licensure requirements.

3. Alien — This type of insurance company is often confused with a Foreign insurance company. The Alien company is the one that is formed under the laws of a country other than the United States. For example, a company organized under the laws of Canada and doing business in the United States would be an Alien company in this country. However, if it is properly licensed, it can do business in the United States.

4. Authorized (Admitted) and Unauthorized (Unadmitted) — Upon applying for approval to do business in a state, the insurance company receives a certification of authority from the state Insurance Department (Division). Once they receive this certificate they become known as an admitted, or authorized, company. Companies without a certificate of authority are known as unadmitted, or unauthorized, companies. A note of caution before buying insurance. You should always learn if the company is admitted/authorized. Otherwise, they may not honor your claim.

5. Stock Company — As the name implies, a stock company is an insurance company that is owned by the shareholders. These holders own the capital stock of the company and most are publicly traded on an organized exchange.

6. Mutual Company — This type of company is owned by the people and/or businesses the company insures.

7. Reciprocal (Assessment) Company — Nonincorporated associations of individuals or business, called subscribers, engage in cooperative insurance programs. Each policyholder is insured by all others, and each insures the others. Coverage is exchanged on a reciprocal basis.

8. Fraternal Benefit Society — This type of social organization has bylaws allowing it to sell insurance to its members. The society has no capital stock, is not for profit, and is organized for the benefit of the members.

9. Lloyd’s Insurer — Lloyd’s is a very well known name and most people think of it as an insurance company. The truth is, it isn’t. It is a number of people organized into syndicates or groups for the purpose of underwriting risks. Lloyd’s operate on many of the same principles as a stock exchange in that it matches buyers wishing to secure insurance with sellers who wish to underwrite risks.
1AM THOUGHTS
By: Tia Edwards
Tags: Money, Wealth, Goverment, Universe, World

It’s completely bonkers how as a world we created money, a paper, plastic thing that has completely took over our lives and shaped the society we have become as whole. The idea of being better than someone in some way or another must’ve been such a fascinating thing for people to feel. Where people wanted to be better at someone at catching their food, now people want better cars, houses and luxury items. The money truly is the root of all evil.

,Tia
Hello amazing people, there's only one reason why you're here, and that is to find out this simple…
By: Mr. Know It All
Tags: Life, Wealth, Money, Family

Hello amazing people, there's only one reason why you're here, and that is to find out this simple method to make money. It's just this simple that a baby could do it, if it had the ability to. My name is Mr. Know it All for a reason. With this method I got rich literally in one day maybe in like twenty three hours to be exact. So in order for this strategy to work, you have to believe in yourself, take your time at all times, and just stay patient. This method has only been around for maybe two weeks or so now. I just wanted to make a blog about it to get everyone who wants to be rich a chance at what they want. So like I told you guys, I got rich with this in twenty three hours, and when I say rich, I made around thirty thousand dollars that day. I was in shock for about two days seeing that something that only took me twenty minutes to do make so much money. So I tried giving this opportunity to a couple of my family members, and even better results I get from them. But enough of my story. Im here to help you guys. So here's what I'm going to do. Just to see how many of you guys want to make some money. Because this method is most definitely not going to be out there no time at all. Unless I put it out. So here's what's going to happen. All you guys have to do is simply send Twenty dollars Via Cashapp $MRKNOWITALL4 With your emails attached to the payments. This is no scam I repeat this is no scam. To the people who want to become rich overnight should understand. Twenty dollars is nothing if you really look at it. This method is most definitely a thousand dollar method, I just want to see how many people is going to see this blog. Now that I'm rich I can blog all day an night. I'm an official blogger now. As you can see no PPC(pay per click) links. I'm just a normal guy who really wants to blog for fun trying to get the people who want to be rich a chance. I just like to help people honestly. So to the people that's going to purchase this method GOD bless you, But yeah you guys if you want this Sweet Money Making Method CASHAPP $MRKNOWITALL4 Leaving your email so I can send you the method and how it works. THANKS YOU GUYS I'LL BE BLOGGING FROM HERE ON OUT. PEACE. LOVE.
Not Just COVID Relief: Weird Things Going in the Stimulus Bill
By: Isaiah Mccall
Tags: Money, Government, Wealth, Politics, Trump

3. Makes Illegal Streaming a Felony

Illegal streaming may soon have a penalty of up to 10 years in prison.

While the entertainment industry was hit hard by the pandemic, many think this wasn’t the time to add something like this to a “COVID” relief bill.

4. Tax Deductions for “Three-martini lunches”

This is supposed to incentivize more rich people to go dine out and help the restaurant industry. But restaurant owners say it won’t even do that.

“People are afraid to dine out, go to an office or eat inside, making these kinds of deductions useless until there is more demand,” Camilla Marcus, a founding member of the Independent Restaurant Coalition and the owner of west(tilde)bourne, a New York City restaurant that closed during the pandemic told the Associated Press.

“Restaurants are fighting for our survival and what we need is help paying our bills now so we can put people to work tomorrow.”

5. The Reincarnation of The Dalal Lama

Even the Dalal Lama made it into the bill.

It reads:

“interference by the Government of the People’s Republic of China or any other government in the process of recognizing a successor or reincarnation of the 14th Dalai Lama and any future Dalai Lamas would represent a clear abuse of the right to religious freedom of Tibetan Buddhists and the Tibetan people.”

Again, maybe not the best time to put this in.
Kupite MDMA i tablete za ekstazu svih kategorija za prodaju putem interneta, xanax, oksikontin, osikodon, metadon (dolofin, metadoza), diazepam, ritalin, perkocet, tramadol, adderall, morfina, kokain,
By: John Openes
Tags: Sex, Wealth, Education, Love, Sexuality

Love over all. Preach Love and exercise it at all times.
Who is the richest person in Mexico today and all time?Where did his wealth came from?
By: John Johnson
Tags: Wealth, Money, Mexican Businessmen

Who is the richest person in Mexico today and all time?Where did his wealth came from?

That would be Carlos Slim.

He started investing when he was a kid. He learned management and accounting from his parents, Maronite Lebanese immigrants who ran a grocery store in Mexico City.

He dedicated his life to stock trading. Like the other famous stockbroker, Warren Buffett, he specialized in value investing, that is, finding companies with a deeply discounted stock price as compared to its free cash flow.

Mexico’s crisis environment allowed him to make very smart investments at the bottom of the market.

He was the world’s richest person for 3 years in 2010.

Carlos Slim also runs a lot of philanthropic efforts through three nonprofits, and owns the amazing museum Museo Soumaya in Mexico City, which is completely free to the public and has works by Manet, Rubens, El Greco, Degas, Pissarro, Renoir, Van Gogh, Chagall, Miró and Monet, and also has perhaps the largest Auguste Rodin collections outside of France with 380 pieces (the other sizable one, with nearly 100 pieces, is the Stanford’s Cantor Center, a.k.a. Stanford Museum, in the California Bay Area).

Plaza Carso/Museo Soumaya. Source: Wikipedia

Rodin’s Thinker at Museo Soumaya. Source: Wikipedia
6 — Simple Basic Ways You Can F***-Up Your 2021.
By: Samrat Chakraborty
Tags: Money, Wealth, Entrepreneurship, Fitness, Success

This period of time, whole internet is filled up with articles about, how to crush your 2021, how to win 2021 etc.

However to become extremely productive instantly, all you gotta do is to cut all your committments to half. You cant do everything at the same time. Imagine a good magician on the stage. He cant show you all the magic at once. He can only do as one after the other.

Similarly in life, most of us are not taught in school or college to Prioritize our committments.

Now lets just dive in to the 4 Basic Mistakes people make while making theie New Year Resolutions —

Not writing down their Goals on a piece of paper. You gotta sit down calm yourself, switch off your mobile for an hour, & write down your 20–25 goals you want to achieve in 2021. And from that list, select your TOP 5 Goals. The keep the other goals at bay. Unles & until you finish this TOP 5 goals, you dont go to the next goals. Lack of Planning. Not looking at your goals everyday for 2 times — Before going to sleep & after waking up in the morning. Not taking MASSIVE actions towards your goals on a Consistent basis. GIVING Up Not Breaking down your goals in simple daily habits.

If You take care of this 6 loopholes, then your Goals will take care of you.

Be Great.
Own your traffic
By: Carlos Henry
Tags: Self Improvement, Copywriting, Wealth, Relationships, Motivation

I’ve never written a successful FB Ad yet.

But this is what the business was looking for because they had everything else, so I told him I could do it.

I was nervous.

FB has compliance rules that you must follow and you still want your copy to be effective.

This was a practice project.

I failed and vowed to continue learning how to write FB ads and making them compliant, but something good did come out of this failure.

I got another opportunity at another big project.

But I did want you to see the difficulty in writing FB Ads because it is traffic you don’t own.

You wouldn’t have to do this with emails.

The reason is because you own the traffic for email marketing.

You can control FB traffic.

FB allows you to have control over the ads, but with emails you can write whatever you want and can control the timing and sell to them as many times and as many ways as you want.

It’s your list.

And there are plenty of different softwares that allows you to build your contact list like mailchimp or clickfunnels.

Then you can hire a copywriter.

They will make sure you convert the emails that you send out.

You may end up spending a couple hundred dollars with them and converting about a couple thousand dollars back.

Get an email list.

Without an email list, you really don’t have a business.

Comment “ready” if you are about to start collecting emails for your business.
What Is a Belief You Were Raised With That You Now Disagree With?
Tags: Wealth, Introspection, Tanka, Spiritual Awakening, Happiness

What Is a Belief You Were Raised With That You Now Disagree With?

Photo by Dave Hoefler on Unsplash

Manipulating

all for gain is path to stress;

I have found pure bliss

and reward in aligning

with currents of Universe
Why do rich people work even after they become rich? Why don’t they play?
By: John Johnson
Tags: Wealth, Financial Indepence

Why do rich people work even after they become rich? Why don’t they play?

Because of the environment they live in:

The rich people aren’t surrounded by common people like us, they spend most of their time with other wealthy individuals.

These people are not like us who work for a salary and just aim to buy a big house or a car some day. Instead they are around people who have tons of capital at their disposal, the skills to start a business, ability to build a team and build something great.

Rich people don’t play because they are bored. They already had experienced all the luxuries like buying a big house, fancy cars, watches etc and these things don’t appeal to anyone a while after you have it.

What I mean to convey here is that they are thinking and playing at a completely different level, they are not bothered about how much money they made or spent the last month, instead they are driven to build something much bigger.

Most of us don’t have the desire to do something big with our lives is because we are always surrounded by other mediocre people and we let them influence our thoughts all the time.

We are surrounded by people who consider work as some form of torture and something unpleasant we would do just to get money. Most people around us enjoy weekends more than the weekdays because they don’t love what they do.

Love for their work:

Most importantly, work is not some sort of torture or punishment for them, instead they enjoy doing what they do. This is the very reason they keep working despite of having money.

They work for a vision bigger than money and themselves:

Once you have enough money to satisfy your needs, money no longer remains a motivating factor for you as it was before.

This is the very reason most successful entrepreneurs say that if you are doing it for the money then you should probably not do it.

People like Elon Musk, Bill Gates work for a cause which is a lot larger than money and to reach at their level money can never be a sole motivating factor.

What makes Elon work so hard is not money, but his keen desire to take people to Mars.

What keeps Bill Gates so driven is the fact that he truly wants the betterment of the underprivileged people,eradicating diseases on our planet.

You might think that making a billion dollars is a big goal, but if you compare that with taking people to Mars or eradicating diseases from our planet then that goal would seem tiny.
Prosperity Requires Money
By: Randy Gage
Tags: Money, Wealth, Prosperity, Happiness, Life Lessons

by Randy Gage

Posted By: Randy Gage / December 22, 2020

There is a qualitative difference between money and prosperity. But please don’t make the mistake of many people, believing that money is not part of the prosperity equation. Money is an integral part of prosperity and any belief otherwise will greatly diminish the level of prosperity you will manifest in your life.

True prosperity is multifaceted. An accurate definition of prosperity would have to include optimal health, harmonious relationships, spiritual sustenance, and most definitely…money and material things.

People sometimes argue with me that Mother Teresa was a living example of someone who was prosperous without money and material things. I find that hard to believe, since I made an ongoing monthly donation to her charity. That doesn’t mean everyone everywhere has to have money. There certainly are ascetics who eschew all material comforts who profess to be prosperous and they may be. But I believe that for more than 99 percent of us, the ascetic lifestyle would not feel prosperous to us. (If you’re wondering if you fit in the less than one percent group, I’ll posit that since you’re getting broadband and reading this on a device right now…you’re not.)

There are lots of people with loads of cash who have sacrificed their health for it, and they are certainly not prosperous. Likewise, those with high net worths, but stuck in negative, dysfunctional relationships are not prosperous either. You also need a harmonious mindset, not necessarily religious, but experience a day-to-day spiritual connection that grounds you. Then we must add money freedom to complete a truly prosperous life. If you are healthy, have a great marriage, are spiritually grounded, but struggle to pay your credit cards each month — you are certainly not prosperous either.

Get the money thing out of the way…

It’s not that money and material things make you happy. They don’t. What money and material things can provide is a way to express yourself that enhances your level of happiness. When we affirm, “get the money thing out of the way,” this elegantly yet simply explains the dynamic that matters: You don’t have to reach a certain net worth, have more money than your neighbors, or make the FORBES list to be prosperous. That’s just social signaling bullshit that prevents you from feeling prosperous. True prosperity just means you have enough wealth so that you don’t have worry about survival and necessities, or are forced to make every decision based on the cost. Money freedom means you’ve gotten the money thing out of the way and it’s an important element of a prosperous life.

Peace,

- RG

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