How to Check Bank Account Balance on Phone — (ways & apps)
Tags: Business, Loans, Financial Services, Fintech

There are many easy and possible ways to check bank balance without visiting the bank in traffic rush. We are living in an era of digitization where everything is possible without leaving your place.

To book food you use Swiggy, Zomato, Uber eats, etc. For shopping, you go to Amazon, Flipkart, Snapdeal, Myntra, etc. Same as that there are many smartphone applications available to check bank account balance on phone. Some of the best for same are PhonePe, Google Pay, Bhim, etc.

Banks created many options to make their customer feel easy by making them check account balance on their phone. They introduced several ways like internet banking, push notifications, SMS notifications, emails, and many more features.

In this post, We will look at multiple options available to check bank account balance, get mini statements, balance transfers, balance request and a lot more of different banks in India without visiting the bank.

Checking Bank Balance with Different Apps

PhonePe — UPI Payments, Recharges & Money Transfer App is one of the most used apps for online transactions. With PhonePe you can connect your bank account in simple steps with SMS verification method with your registered mobile number. It is rated by more than 2,853,750 users on google play store with a rating of 4.5.

You can directly send money to bank accounts, request balance from your contacts, check bank account balance and many more problem-solving tasks. You can even do more with PhonePe app such as mobile recharge, paying electricity bills, booking railway tickets, booking hotels, cabs, satisfy your hunger with dominos, faasos, OvenStory and lot more.

You can make transactions up to Rs.1 lakh at a time, this feature is available 24*7. You can use it in your preferred languages such as English, Hindi, Tamil, Bengali, Telugu, Kannada, Malayalam, Assamese, Gujarati, and Marathi and many others. This app works on the Unified Payments Interface (UPI) platform which is being developed by the National Payments Corporation of India (NPCI) and is powered by YES Bank of India.

Google Pay (Tez) — a simple and secure payment app is an easy payments app introduced by Google LLC. Same as PhonePe, you can link your bank account easily with SMS verification method and send balance directly to a bank, check bank balance directly, request money from friends and others. This app has been rated by more than 2,260,930 users until now with a rating of 4.5 stars out of 5. This app is also has a badge of Editors’ Choice.

It is an easy and safe mode of payment, you can pay anyone, anytime. Even if the receiver doesn’t use Google Pay App.

You can pay your electricity bills, gas bills, water bills, DTH, mobile, and more. All you need is to link your bank account once to pay your bills.

BHIM — MAKING INDIA CASHLESS is an easy payments app introduced by National Payments Corporation of India (NPCI) Bharat Interface for Money (BHIM) is an innovation in payments world to make it fast, secure, reliable and cashless on your mobile phone. BHIM is Inter-operated with another Unified Payments Interface (UPI) applications and bank accounts to make online money transfers quick.

National Payment Corporation of India (NPCI) developed BHIM as a part of the Digital India initiative, with BHIM, you can make a smartphone your bank. You can easily access all banks of India in a single app You can pay to friends as well as relatives using their mobile number, you can pay your shopping bills from it, etc.

You can make a payment just by scanning a QR code and pay on the go. Check account balance easily with it. Bhim can also help you in creating one-time mandate as a payment instruction for the future. Easily set Payment Reminders to get notified. The split bill feature makes it more interesting, just split your bills between friends and family and enjoy.

You will get all the features same as Google Pay or PhonePe for bank transactions and balance inquiry.

How to Check Bank Account Balance on Phone by Calling

How to check Bank Balance in SBI

SBI has a Quick- Missed Call Banking service which is free to use offered by the bank which makes checking SBI account balance easy, taking a mini statement fast without visiting the bank just by giving a missed call. Get notified on your registered mobile number every time you make missed calls for balance inquiry or mini statement. But you need to make sure that your mobile number is registered in your bank account.

If you are an Android or IOS user you can install SBI Quick App on your device and enjoy features. This app, don’t need you to remember mobile numbers, account numbers, etc. This app doesn’t require an internet connection. The communication is done through an SMS notification or through a missed call.

To register you need to send SMS, “REG<space>Account Number” to 09223488888

from your registered mobile number of that bank account. You will receive a confirmation message. Ones you are registered, you can start using the services instantly.

How to check Bank Balance in PNB

Punjab National bank account holders can use this facility with their registered mobile number on the bank. To check Account Balance just give a missed call on a toll- free number 1800 180 2223 and tolled number 0120–2303090 to check the available account balance through an SMS. You can use this service free of cost and you can avail it by visiting the nearest branch of PNB. You can avail this facility on your Savings or Current bank account.

How to check Bank Balance in HDFC Bank

HDFC bank provides the bank balance information of your bank accounts by their toll-free banking services. Here are their main numbers for the same:-

Call 1800–270–3333 to check your account Balance

to check your account Balance Call 1800–270–3355 to check your Mini statement

to check your Mini statement Call 1800–270–3366 to get for Cheque Book

to get for Cheque Book Call 1800–270–3377 to get Account Statement

to get Account Statement Call 1800–270–3344 for mobile banking

You can also get text SMS the specific keyword for a particular transaction and send the SMS to 567612

“bal ” to get the Balance Enquiry

” to get the Balance Enquiry “txn ” to get the Mini Statement

” to get the Mini Statement “cst <6 digit cheque no.>” to get the Cheque Status Enquiry

How to check Bank Balance in ICICI Bank

ICICI Bank also lets you check the bank balance by SMS service. You can keep an eye on your latest banking transactions like a cheque return, debit card or available balance on your savings account, etc. You will also get notified when your bank balance rises above the limit or falls below the limit, In case, you find any difficulty in the transaction just SMS “IBAL>> last 6 digits of account to 9215676766 “ or login to the internet banking or call their customer care.

How to check Bank Balance in Axis Bank

Check the bank balance with Axis Bank missed call service or get instant access to your mini statement and mobile recharge just by giving a missed call. Only you need to register your mobile number.

Call 1800 419 5959 to check your account balance

to check your account balance Call 1800 419 6969 to get the mini statement

to get the mini statement Call 08048336262 to recharge your mobile instantly

To activate your mobile recharge service, give a missed call. Type “ACT” and send to 5676782. After activation, just give a missed call from your registered mobile number and your mobile will be recharged in a few simple steps.

How to check Bank Balance in Bank of India

Bank of India is also another reputed bank with amazing features that attract millions of customers. You can make missed call for balance inquiry by dialing 09015135135 from your registered mobile number.

How to check Bank Balance in IDBI Bank

You can make a balance inquiry request by dialing a toll-free number. You can avail the following services from it. You can make a balance inquiry on a toll-free no. 18008431122 or you can give a missed call to it. Getting the mini statement of last 5 transactions is easy, you can use this toll-free number 18008431133 for the purpose.

SMS Service to get the details:

Send SMS as REG < Space > Your Account Numberto 5676777 or 9820346920 / 9821043718

*Eg. REG < space > 837483xxx734298 to 5676777 or 9820346920 / 9821043718

These are some steps to make your banking experience easy and comfortable, you can follow these steps and save your time to visit a bank and long queue wait. Go now and make your transaction in minutes.

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