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Saving Money Made Easy With 5 Simple Tips
Tags: Savings Tips, Saving, Saving Money, Save Money, Money

Pic Credit — The Savvy Couple

Whenever the topic of savings comes, we always say to ourselves that we’ll start doing it soon. It always comes down to when we’ll hit that specific age, start getting a certain salary or some other excuse.

Saving money is easy, the hard part is getting started. That’s why we have put down some simple tips which will help you in getting started in this endeavor. Thank us later. :-)

Set up a goal

Setting up a goal is one of the best ways of saving money. You need to make a plan first. Figure out what you want to save your money for. Then figure out how much money you will need and in how much period you will be able to save that much. Once everything is clear, start keeping aside some money every month to achieve that goal.

Start with something small and achievable but big enough that you won’t have cash in hand to fulfil that. Ex — International trip, big anniversary gift to your partner, downpayment for a new bike etc.

once you start achieving these small goals it will give you a psychological boost to go after big and long term goals.

2. Record your expenses

The best way to start saving money is to first figure out where is all your money going. So, start recording your monthly expense and that means not excluding anything, whether it be a buying a coffee jar or cash tips at the restaurants.

Use your bank statements and credit card bills to authenticate your calculation.

3. Cut back on luxuries

After figuring out the expenses if you find out that your spendings are so high that it is not possible to save money regularly then it might be the time to cut back on some of the luxuries such as entertainment and dining out. Commit to eating out only once or twice every month and find out pocket-friendly places to go out for movies or get together with friends on weekends.

4. Staycation is in

Instead of wasting thousands of rupees for going to halfway across the country, try to find some places near your city. Instead of dropping money on airline fairs, look for fun getaways in your backyard and drive down there.

5. Home-cooked food instead of eating out

An obvious way of saving money is everyday savings. So, if you are a bachelor and not living with family, instead of having lunch and dinner at some hotel, hire a cook and eat home-cooked food. You will save a lot of money that way and it is good for your health too.

Make sure to check your progress every month. it will help in keeping track of all your activities which you have been doing for saving money. Identifying and fixing problems will be a lot easier if you assess your steps every month.

But, unexpected expense can arise anytime and if you get stuck in one of those situations with a shortage of cash, you can take an instant personal loan from loan app like SmartCoin. It just takes minutes to apply for a loan and within hours the amount gets transferred to the bank account.
Saving matters. Period.
Tags: Saving Money, Millionaire, Money

Being a millionaire in your twenties is an amazing thing. Well, these days you can find a lot of millionaires in their early tweens n teens, they are sort of tech savvy, intelligent, geeky, padhaku kinda of people who grab good jobs or some way to earn money.

I was one such lucky fellow, grabbed kinda decent job passing out of a prestigious engineering institutes in our country.

When money comes easy, we go fuzzy. Haha, this rhymes, but am trying to write a serious note here.

Simply put in 1 line :

“MONEY CAN BUY YOU INSTANT GRATIFICATION. BUT IN THE LONG RUN IT CAN WORK MIRACLES”

After trying several things to make more money, I have been able to make some good enough, but every year end review showed me pathetic financial figures. Basically i was the same place over the years, though i earned a lot via businesses.

Curious to know whats wrong I started juggling thru books on financial wisdom. Warren Buffet was among the top names that appeared in my reading list. Then came Robert Kiyosaki n others.

There is just one thing that stuck me and I could understand what went wrong over the years.. I am putting it in a simple straight sentence

“if you spend money buying things, you will end up with things and not money”

As simple as it sounds. Am writing this short note for all those budding millionaires that : make money.. save it as well.
Life is Easier with Clear Goals
Tags: Mental Health, Saving Money, Apps, Goals, Money

Being happier. Stressing less. Sleeping soundly. Does that sound like you? Probably not. Most likely, you’re having difficulty being resilient during this piece of 💩 of a year — just like the rest of us. And you’re not alone, because according to recent data, more than 80% of Americans are stressing out about the future. Much of that stress comes from the uncertainty of wondering when things will return to normal, if ever.

So, how can we reduce that stress? By giving ourselves something to look forward to with a goal. However, goals are tricky, because as humans, we have a natural tendency to procrastinate. Procrastination leads to a higher level of frustration, guilt, stress, and anxiety. Let’s face it, I still haven’t returned that Nicolas Cage body pillow because I’d rather be watching Lucifer Season 5 on Netflix. What I need are a few clear goals. Clear goals are those that are personal and specific to you as an individual. And who doesn’t like being an individual? (hey mom 👋).

When goals become personalized, they become more transparent. That level of clarity becomes a powerful motivator to start saving (and start doing). Most saving apps rarely know how much you need to save. The user experience is tiresome, and it’s a hassle to answer questions you don’t know the answer to. The result — is your hard-earned cash parked in apps that have no idea what your goals really cost, don’t care if your goals match you, or who could care less if your goals even get reached. Sound familiar? 😢

Get ready for Savely ⚡️

That’s where Savely comes in. The savings app that’s ready for todays new normal. Designed with automatic reoccurring“Autosave” deposits right from the start — daily, weekly, monthly — Savely uses quick tips, bite sized wisdom, and a sense of humor to help you focus on reaching your goals. With a high level of transparency and personalization built right in, all the guesswork for creating goals has been stripped away and replaced with a refreshingly minimal interface that never feels too complex or obscure. No matter where you are in your financial journey, Savely can help you control your money, stack your cash, and achieve your goals with confidence. Also, did we mention its totally free? Yeah.

These days, one goal we could all use a few more of is a vacation. A vacation? I can’t afford a vacation! That’s why you should download Savely from the App Store. Remember, having something fun to look forward to will help reduce your financial stress, boost your happiness, and improve your overall well-being (and the occasional emoji 😉 helps). You’re going to come back refreshed, energized, and ready to confront that creepy guy at work who keeps stealing your coffee mug. So far, the Savely team is amazed by the response they’ve received from their growing community.

If you need something to look forward to, and getting screamed at by Gordan Ramsey at his new restaurant in Rome sounds like you, then download Savely and start customizing a goal for 2021.

Yours,

The entire Savely team
How to Get Out of Student Debt Twice as Fast without Paying $1 More
Tags: Student Loans, Saving Money, Student Debt, Debt, Students

How to Get Out of Student Debt Twice as Fast without Paying $1 More Christian Mar 14, 2020·4 min read

I recently discovered a way to lower my student loan debt by twice as much every month without paying more. To keep this as short as possible, I’ll briefly mention two important things I did before discovering this strategy.

Look at the Statement

Issues like student loan debt and climate change are talked about less problems we can adjust our behavior to help solve, and more like unfortunate, inescapable facts of life.

I check my bank app every day. For a year, I groaned on the 23rd of every month, when my student loan payment was deducted. But I never checked my loan statements.

Logging in to look at the Big Scary Number — the ‘principal’, or the total amount you owe — can feel like asking to be punched in the face. But it really is the necessary first step in figuring out the fastest way to get out of debt.

Consider Refinancing if You Haven’t Already

I graduated with two types of student loans: public and private. Public loans are borrowed from the government, with a relatively lower interest rate (between 4% and 7%). Private loans are borrowed from a business, with a higher interest rate (as high as 14%). I had multiple of both types since my tuition was different each semester.

Refinancing means another company paid off all these loans for me, so I now owed that new company. This allowed me to ‘consolidate’ (have one, convenient monthly payment, instead of several different payments to different places, at different interest rates). It also allowed me to find a lower overall interest rate. I used SoFi, you can get a quote here if you’re interested.

Strategize Your Monthly Payment

When I first logged in to see what progress I’d made in the year after graduation, I was confused. I’d paid thousands of dollars to SoFi, but the total amount I owed, the Big Scary Number, had only gone down a few hundred bucks.

I saw that about 60% of every monthly payment was just paying off interest (even after refinancing got me an interest rate less than half my original one)! Only about 40% of my money was actually lowering the Big Scary Number and helping get me out of debt.
‘How I have built my nest egg for emergency situations using Pettysave’ — Meet Emem #HowIUsePettysave
By: Jetseed, Ex-Pettysave
Tags: Testimonials, Saving Money, Investing, Fintech, Pettysave

‘How I have built my nest egg for emergency situations using Pettysave’ — Meet Emem #HowIUsePettysave Jetseed (ex-Pettysave) Jun 23·2 min read

In a world of unexpected events, every wise knight has different methods of building their money ark. This wise knight spends his days building his ark little by little in case of a rainy day. 💚

Meet Emem

He is a development and management consultant working with an indigenous consulting firm. We have asked Emem to tell a story of what Pettysave is to him and how Pettysave has made his financial planning easier.

How is Pettysave helping you reach your saving goal?

Pettysave has provided the technology platform for an automatic way of setting aside funds to ensure I have some nest egg for emergency situations. I do not have to go through the rigour of cashing money physically and depositing in a bank. Like I had to do with the cooperative I joined before leaving them to join Pettysave.

What are you currently saving for?

The target is to keep away money on a regular basis and develop a healthy sense of keeping money away regardless of the dollar to the Naira exchange ratio to be available for any unforeseen situations.

What money advice would you give a friend struggling with savings?

Take a cue from Rich Dad, Poor Dad by Robert Kiyosaki, pay yourself first before you pay the bills. Bills will always be there, and they are not going anywhere. You might say you do not have enough to save, that would mean you really need to increase your earning capacity, try out different things and save. Simple.

About Pettysave

Pettysave is helping Emem build a nest egg, we have saved Emem the stress of conventional banking as he earns larger interest on savings and minimal risk investment options using Pettysave, be like Emem, start building your nest egg today!’

Pettysave enables you to attain your financial freedom through savings and investment opportunities.

Get started on Pettysave and start earning interest on your savings and returns on your investments today!

Connect with us!

Follow Pettysave on 👍 Facebook, 🐦 Twitter, 👥 LinkedIn, Instagram, and 📺 YouTube.
Initial Observations of a Stay at Home Dad
Tags: Parenting, Saving Money, Family, Stay At Home Parent, Stay At Home Dad

The kids are out of school for winter break during my first week of full time parenthood which is weird because it feels more like a week vacation than my new gig as a SAHD (stay at home dad). We have 2 apartments rented out and we’re in the triplex so we’re in quiet mode. We ended up staying in 3 different places over the course of the week so we didn’t have much food in the house which meant we got to go to Wendy’s twice, an unusual occurrence for us. I finished a book (A Walk In The Woods by Bill Bryson) that I’m reading for a new book club podcast called “Book Club Bro” which I hope to start soon with my brother Andy. We also found the next book for our podcast — Utopia for Realists by Rutger Bregman. I did pick up on a few observations over the course of the week. I noticed these things before but they stood out distinctly to me now that this was the new job…

Observation 1: Simple things are really hard. Walking down the sidewalk. Being cooped up in a 1200 sq. ft. apartment with 4 kids because it’s raining is tough. Having a conversation about why a 2 year old can’t stomp and scream is both futile and frustrating. Parenting has more to do with controlling yourself than your kids and I seem to have very little self-control…apparently.

Observation 2: Response from kids is immediate. More eye contact, more smiles, happier. Or maybe I’m just noticing it more. Either way it’s great. Kids’ rating: I got 2 thumbs up and one thumbs down (that later turned into a thumbs sideways). Sarah seems pretty happy too. This has as much to do with me not thinking about work as it does with me not having full access to a cell phone since my phone went with the job. More on this later…

Observation 3: Not spending money is tough but a fun challenge. We have a lot of work to do to fill our time without spending money.
My first day at Outbox EDU
By: An Tony Rubombora
Tags: Problems, Solutions, First Post, Software Development, Learning To Code

I have always wanted to create a product around a problem I face. So I have embarked on a journey to learn how to create software. Today, I will be sharing about the first day of my new software development program.

Photo by Prateek Katyal on Unsplash

The date is 18th May 2020 and I am setting up my fathers old PC in earnest anticipation of the course I am about to begin. I am not much of a writer to describe what I’m thinking, but I feel like a problem.

After a few communication issues, I am eventually setup. I am immediately welcomed by this wide learning community of people who have both taught & learned from this program.

Outbox EDU prep, an accelerated learning program capable of fast-tracking anyone to a career in software development in 5 weeks.

This is just what I need to create software solutions for my annoying problems.

One of the things I love about the program is the ability to collaborate with people who have no background in coding. I believe it creates an atmosphere of ‘fresh beginnings’, with everyone contributing a different domain knowledge.

I have made attempts in the past to launch software like my virtual reality tour, but that is a story for another day.

To conclude, I believe the EDU prep program will give me the skills to appreciate software and the work that goes behind creating it. More than just talent but community.

Cheers to new beginnings🥂
Blockchain… not a fit-all
By: Roselyne Wanjiru
Tags: Solutions, Decentralisation, Centralisation, Systems Thinking, Blockchain

Away from the hype of blockchain technology, it’s important to realise that while it has some great use cases, it is not a fixture for everything. Developers, managers, business owners and corporates around the world are asking the questions around whether to use the tech for their systems, and rightly so.

There are three principles essential for a use case to be successful for a blockchain use case… decentralisation, immutability and transparency.

Some of the questions you need to ask are

1 . Will decentralisation, in any form, increase efficiency in my organisation, reduce operational costs, or increase the reach of my services to my clients?

2. Is the immutability of data for my clients a greater priority than temporary storage of that data?

3. Given the transparent nature of most public blockchains, am I willing to have client data and transactions being represented pseudo-anonymously?

If, for instance, it is more efficient for your systems to run on highly centralised platforms or through a centralised form of governance, then you may not have to consider a blockchain-based system. If, however, your organisation has certain aspects of its operations being decentralised, governed by operational culture, whereby a user or worker has the capacity to decide and act on something, then it could be a possible consideration to leverage such a model in existence. Decentralisation essentially (and progressively)shifts the burden of decision making and action from the centre to the end user.

For data to be stored immutably, there is a cost of storage, which practically increases relative to the increase in transactions on that specific blockchain network. That data has to be stored securely as a point of reference for future transactions. On most centralised systems, it is possible to control the extent of data storage and access; however, on a public blockchain, the data is stored immutably in a historical sequence, on every node validating transactions within that particular network of blockchains.

Data protection is a serious priority for most organisations… or is it? If it is, for your organisation, there is a need to choose carefully what principles will be ideal for your clients’ data protection. There are options to use permissioned or consortium blockchains, to ensure there is client data privacy or restricted client based access.

While the technology has its benefits, such as censorship resistance, transparency and speed of transactions where there are reduced numbers of intermediaries, it is also important to consider its limitations, as it is not a fit-all solution.
10 Biggest Business Fails Every Entrepreneur Should Know
By: Kate Sklyarova
Tags: Solutions, Enterpreneurship, Business

Read on fail-proof ways of increasing your business survival rate.

Keeping a badly optimized website

According to Ecommerce Foundation report, Global B2C e-commerce sales reached $2.1 trillion in 2018. Overall, the statistical data point to 88% consumers browsing the info on product online before making a decision on purchase or going to the store.

The person who neglects the website importance can be compared with the person who spends many months on the product and one day on a sales copy, and then feels confused about zero results.

The website, its graphics, its logo location, alongside with its optimization, define how the customer will perceive the pricing and the info on your service, and it will move the needle.

Solution✈: Invest into creating an appealing site and keep it professionally optimized. Your business must have the best place to live.

Demonstrating lack of agility

Frankly, I could never find comfort in widely-cited Edison’s words about knowing 10000 ways of NOT achieving. With all the software available with a click, we cannot afford to ignore the shortcuts and rob ourselves of much-needed agility.

The realistic self-assessment makes achieving your goals much easier while wasting time gives your competitors advantage in the game. You must find the optimal way of providing time tracking accuracy if you want to stay agile.

Solution✈: Track your time and the time of your team with precision.

Read the full story at https://blog.tmetric.com/10-biggest-business-fails-every-entrepreneur-should-know/
Test! Test! Test! When can I sell my product?
By: Sean Boyce
Tags: Solutions, Testing, Product Marketing, Product Market Fit, Product Strategy

So far, you’ve done everything right. You’ve identified an obvious unmet need in the market, and developed an awesome product that will satisfy that need. It has unique features, unlike any other product, so there’s virtually no competition. And you’re convinced that it’s priced to sell. Now you’re ready to take your product to market, right?

Wrong.

You need to know a lot more about your customer and their problems to be able to design the best product. We have found that the optimal way to find this out is to conduct a series of one-to-one interviews with potential customers. The preliminary interview allows the customer to express what problems they have without filters. Your job is to listen and not talk much, because you don’t want to influence the customer’s own description of their biggest challenges. With a sufficient number of these introductory interviews you will have more information on what the common problems customers are having, and how to design a product that appeals to the greatest number of people. You’re probably thinking that would be enough information to start selling your product, right?

Not yet.

There’s still more interviewing to be done. In the next round of meetings with your customers

You will be attempting to discover their primary pain points. Learn about what they currently use to solve their problems, and what they don’t like about those options. This is tremendously helpful in designing the details of your product.

In the third series of one-to-one interviews you present your product as a potential solution

to your customer’s problems. Your customer learns of the features of your product, and shares their feedback on the various options, including price points. Their answers will help you learn what value your customers put on your product, and if it’s a solution that meets their needs and interests them enough to buy it. Now your product is almost ready to launch.

Almost.

As a last test, you may want to target a very limited number of people with a soft launch. Early adopters and people you interviewed who are passionate about your product are given an exclusive opportunity to buy it pre-market. These are the people who are most likely to give you honest and intelligent feedback, allowing you one more chance to fix any remaining glitches before the full market launch.

Okay, now you can launch your product … but!

In reality you should never stop testing and learning about your market and product. You will be gathering plenty of data every step of your product’s life cycle that will not only help you perfect it, but will also be critical when planning upgrades, new versions, or even your next product.

If you have a product idea you would like to explore, NxtStep can help you turn that idea into a successful product business. Learn more by booking a free product strategy call or send us an email at hello@nxtstep.io. To keep up with the latest news in product marketing, subscribe to our newsletter.
Created A Mobile Suite For Turkey’s Largest Commercial Fleet Management Service Provider.
By: Hasmit Rajput
Tags: Developer, Management, Fleet, Startup, Solution

About the Company

Filoturk provides the systems for almost all sectors and companies which can be beneficial for companies regardless of their of the fleet size. Besides its multiple utilities, with its very short Return on Investment and relatively low investment value which almost any size company can afford, it is the technology deployed by most enterprises.

Filoturk system helps you monitor your vehicles, drivers, assets, and anything that you care about to be under your control that eases your mind.

Problem?

FiloTurk already had a system which was established 25 years ago and a well-known name in Turkey. It had an almost perfect system and was used by more than 15,000 companies.

But one problem was that it didn’t have any mobile based application on any one of the platforms.

Challenges

The big issue was that of integrating the legacy system with new generation application and that too on two different platforms.

Both apps had a different way of executing the activities and how they perform their operations. So we had to design a uniform system that can help the users with the same experience which they were experiencing with the legacy system but with the new generation applications.

Solution
⚡️⚡️The Binance hack and the OneExBit solution for your API key security ⚡️⚡️ ⚡️⚡️ ⚡️⚡️ ⚡️⚡️
Tags: Binance, Solutions, API, Security, Hacks

If you’ve been following crypto news, then you probably know that Binance has been hacked and that the hackers made it off with $40 million. What is really worrying is not simply the fact that such a major exchange was hacked but that API trading keys were used to do it. Exchange users are led to believe that since their API keys cannot be used to withdraw funds, nobody can steal their money, but it is not so.

In the case of Binance, hackers used phishing to steal 2FA credentials and API keys, after which they used a simple but clever strategy to bypass the limitation on withdrawal. They took possession of the trading bots belonging to the users whose keys they stole and programmed those bots to first exchange all their assets for BTC and then start buying a specific coin (Viacoin). This created some hype, and then, when its price grew 70 times in a matter of minutes, they sold everything. It was a classic pump-and-dump.

🔐This scheme became possible because users often do not take proper care of their API keys and enter them on phishing sites that imitate the real exchange terminal. However, there is also a second part to this issue: hackers are able to use stolen keys on any other machine exactly because they are stored online somewhere.

🔒We have realized that it’s a serious issue when we first started working on the OneExBit trading terminal. Any such terminal requires API keys to work: in order to integrate an exchange account into the terminal, a user needs to copy the keys provided by the specific exchange. If the keys become permanently attached to the terminal user’s account, then they can be used on any other computer by a hacker.

🔒The solution we chose was elegant and simple: we do not store our users’ API keys in our system. At all, ever. All the API keys you use to integrate your exchange accounts into the OneExBit terminal are stored exclusively on your local machine. Even if a hacker gets hold of your login credentials or even manages to bypass the 2FA, they will not get access to any of your exchange accounts and funds, because they would need to physically enter your API keys on their machine. It’s that simple.

Of course, this also means that you will need to re-enter all your keys if you change your computer. But we believe that it’s a small price to pay for the high level of security that OneExBit offers.

In our upcoming posts, we will explore other issues faced by exchange terminal users and look at how OneExBit resolves these issues.

Stay tuned 🙌
IoT Device Management Market Size Worth USD 5.1 Billion by 2025
By: Gaurav Shah
Tags: Services, Digital Media, Internet of Things, Solutions, Technology

The global IoT device management market size is anticipated to reach USD 5.1 billion by 2025, according to a new report by Grand View Research, Inc., exhibiting a 28.3% CAGR during the forecast period. Growing demand for IoT services, need for digitalization, and increasing penetration of communication and networking technologies are expected to drive the market over the coming years.

In the past few years, the industry has witnessed increasing investments in R&D activities for development of technologically advanced IoT systems. This has increased the popularity of IoT devices management products. Major application sectors in the market include device provisioning, monitoring, administration, and diagnostics.

The security solutions segment is projected to exhibit the highest growth rate over the forecast years. The market is witnessing increasing use of security solutions for connected devices. Advantages bestowed by the technology include higher efficiency in device monitoring, diagnostics, and analytics.

Key market participants in the market include IBM Corporation; Aeris Communications, Inc.; Microsoft Corporation; Bosch Software Innovations; Oracle Corporation; PTC; and Advantech Co. Ltd. Vendors in the IoT market are likely to witness robust demand for connected device management over the forecast years, owing to increasing technological advancements.

To request a sample copy or view summary of this report, click the link below: https://www.grandviewresearch.com/industry-analysis/iot-device-management-market

Further key findings from the study suggest:

Security solutions is expected to be the fastest-growing segment with a CAGR of 29.2% over the forecast period

Managed services are predicted to largely contribute to market growth, as they facilitate higher level of performance and efficiencies

Asia Pacific is expected to be the fastest-growing region, owing to high demand for smart city infrastructure and healthcare in emerging economies such as India and China

Major players in the IoT device management market include Microsoft Corporation; IBM Corporation; Bosch Software Innovations; Oracle Corporation; PTC; and Advantech Co. Ltd.

See More Reports of This Category:

https://www.grandviewresearch.com/industry/emerging-and-next-generation-technologies

About Grand View Research:

Grand View Research, Inc. is a U.S. based market research and consulting company, registered in the State of California and headquartered in San Francisco. The company provides syndicated research reports, customized research reports, and consulting services. To help clients make informed business decisions, we offer market intelligence studies ensuring relevant and fact-based research across a range of industries, from technology to chemicals, materials and healthcare.
To Freelance or Not To Freelance?
By: Vi Dziu
Tags: Introvert, People, Solutions, Freelancing, Socialising

How meaningful is people’s connections in our life? Recently I changed my mind from not very to very-very. See how it happened.

The paradox of overpopulation is that more and more people feel alone. You especially feel it in a big city but might dodge in the countryside. Preposterous observation, yeah? Let’s move on to what happens to a person isolated in a dense society. It’s simple: being along for a long time makes a person depressed because we are social creatures (even ardent introverts).

Given that, do working at home brings more benefits or stress?

I think for extraverts that’s not even an option. What about introverts? Being an introvert, I like to spend time alone, that’s how I recharge. However, making myself socially inactive translates into inviting depression into my life.

What to do if you decide to work from home? A possible solution is to find a group of other freelancers who need a friend to socialise during the day.

Coworking. Sounds also like a solution, but will you talk to strangers, even if they are a metre from you? Sounds more like an illusion to me, as you see a lot of people around you, but no connection is there.

Time after work and weekends. That is the time for socialising. However, introverts like meaningful conversations and relationships, so clubs and newly acquainted people don’t solve the problem. We need old friends and history together. It’s good if you have the circle of people who you see at the end of the day or on weekends. Or you are a family person, and you spend time with your spouse and children. Then you have a bit of socialising at home and adding a hobby club will add some fresh air.

That’s not the whole story. I am still travelling on this. But now I have a question. Will I (you) try to socialise more this week?
Parking in Villejuif: everything you need to know
Tags: Parking, Solutions, Guidebook, France, Tips

Discover the original article — Parking in Villejuif: everything you need to know

Villejuif is a French commune in the Île-de-France region, located in the northwestern part of the Val-de-Marne department, 1.5 km from Paris.

With more than 50,000 inhabitants, Villejuif is a dynamic community with many parks (Parc des Hautes-Bruyères), associations, hospitals (Groupe Hospitalier Paul Guiraud, Hôpital Gustave Roussy), businesses (LCL headquarters), schools and student residences, and public facilities (CPAM and the Villejuif public finance center). From a tourist point of view, the Bicêtre fort is one of the city’s main attractions.

As a dynamic Ile-de-France town, it can be difficult to find a parking space for your vehicle: streets are congested, and you have to find a parking space. In order to simplify your life, we have prepared an article listing all the solutions available to you.

On-street parking

Are you visiting Villejuif and want to park your vehicle on the street? Here is some useful information about parking and rates.

Parking zones in Villejuif

Source: villejuif.fr>

Yellow zone

Paid parking from 9am to 7pm Monday to Saturday

Free on Sundays, holidays and the month of August

The parking disc is mandatory

Rates: 1h — 1€; 2h — 2€; 3h — 3€; 4h — 4€; 5h — 5€; 6h — 6€; 7h — 10€; 8h — 15€; 9h — 20€; 10h — 25€ (maximum 10 consecutive hours)

Red zone

Paid parking from 8am to 8pm Monday to Saturday

Free on Sundays, holidays and the month of August

The first 30 minutes are free

Rates: 30 min — 0€; 1h — 1€; 2h — 2€; 2h15–4€; 2h40–8€; 2h55–16h; 3h — 35€ (maximum 3 consecutive hours)

White zone

Free with no time limit

Parking at the same place is free for up to 7 days on the public road. Villejuif applies the rule of the highway code to ensure the sharing of public space and the rotation of vehicles.

Monthly parking solutions

Would you like to park your vehicle in a secure location that is available to you? Want to stop wasting time looking for a parking space? Shared parking is the solution you need, it consists of private parking spaces made available to you. These parking lots are secure and reasonably priced thanks to monthly subscriptions.

Here is a list of shared parking spaces available in Villejuif:

Parking Villejuif — Rue du Dr Pinel 20

Parking Avenue de Paris — Avenue de Paris 38–40

Parking solutions for companies

If you are looking for parking solutions for your company in Saint Priest, a corporate parking lot adapted to your needs is the solution. Learn more about Spaces, and contact us for more information on how to meet your employees’ parking needs.

We hope this guide has provided you with valuable information about parking in Villejuif!
Personalized Emails in Email Studio with Salesforce
By: Shifa Qureshi
Tags: Salesforce Tools, Crm Software, Cymetrix Software, Solutions, Email Studio

At a glance, it’s one of the most effective ways to communicate with your audience that makes each individual feel as if you’re speaking directly to them. So when it comes to email personalization, we always recommend a crawl, walk, run approach. The first step here is to look at your data, understand your data, make sure it’s clean and organized and then grab that low-hanging fruit to start injecting those personalized components into your emails. As with all marketing campaigns, strategy is just as important here as it is in creating content or designing. Think about your personalized strategy to make sure you’re doing it effectively. There’s so much data out there that shows us that subscribers are willing to exchange information about themselves and exchange for that meaningful content. Knowing this, there are a number of ways you can begin to use your data to personalize your email marketing.

First, understand what data you have and what data you need to collect from your computers. Second, decide what attributes you might use to personalize across various audiences. Next, build templates and content blocks so you can easily use this data over and over. Lastly, don’t try it all at once. Start simple using one or two attributes and segments, then test what’s working and expand from there.

Understanding data is a core piece of personalization, strategy, and planning. Data that are not reliable or clean, may not be the best piece of data to use. For example, maybe you wanna use the first name in the greeting of your emails, but perhaps that failed in your data extension isn’t reliable or people aren’t giving you that information because you’re not adding it as a required field. Because of this, you’re adding placeholders like ABC customers. Well, then your emails might greet some of your customers as, hello, ABC customers. Not exactly having that personalized touch. So do your own data audit to see if the field that you’re using is complete and reliable.

And if it’s something that’s going to be valuables for your subscribers in their emails. As with all things within Marketing Cloud, it all comes back to that data. And recommended using data extension to collect and store your customer data. Cymetrix is an offshore software development company and is an experienced Salesforce Consulting partner, who has helped customers across different Industry clouds. We redefine your Salesforce Consulting verticals by Sales, Service, Marketing Cloud and will help you start and implement salesforce products into your business process by using best practices for Salesforce implementation.
Kata SQL
By: Jen-Li Chen
Tags: Codewars, Kata, Solutions, Sql

Kata SQL

Given the schema presented below write a query, which uses a window function, that returns two most viewed posts for every category.

Order the result set by:

category name alphabetically number of post views largest to lowest post id lowest to largest

Note:

Some categories may have less than two or no posts at all.

Two or more posts within the category can be tied by (have the same) the number of views. Use post id as a tie breaker — a post with a lower id gets a higher rank.

Schema

categories

Column | Type | Modifiers

------------+-----------------------------+----------

id | integer | not null

category | character varying(255) | not null

posts

Column | Type | Modifiers

------------+-----------------------------+----------

id | integer | not null

category_id | integer | not null

title | character varying(255) | not null

views | integer | not null

Desired Output

The desired output should look like this:

category_id | category | title | views | post_id

------------+----------+-----------------------------------+-------+--------

5 | art | Most viewed post about Art | 9234 | 234

5 | art | Second most viewed post about Art | 9234 | 712

2 | business | NULL | NULL | NULL

7 | sport | Most viewed post about Sport | 10 | 126

...

category_id - category id

- category id category - category name

- category name title - post title

- post title views - the number of post views

- the number of post views post_id - post id

Hint: alphabetically means ORDER BY DESC

Solution:

WITH CTE AS (

SELECT c.id as category_id,

c.category, p.id as post_id,

p.views as views,

p.title,

ROW_NUMBER() OVER (PARTITION BY p.category_id

ORDER BY p.views DESC, p.id) ROW_NUM

FROM categories c

LEFT JOIN posts p

ON c.id = p.category_id

GROUP BY c.id, c.category, p.title, p.id ) SELECT category_id, category, title, views, post_id

FROM CTE WHERE ROW_NUM <= 2

ORDER BY category, views DESC, post_id;

Link

Reference
Peaceful Points
By: Shrikant Taparia
Tags: Life Lessons, Development, Peace, International Relations, Humanity

Image by Quang Nguyen vinh from Pixabay

Peace is the foremost human need for personal & social happiness & sustainability in every society. Peace has two parts- one, internal at personal or individual level and second, external at inter-personal or social level although both can affect each other. Internally, one can stay peaceful by adopting the practice of meditation, being closer to nature and pursuing one’s passions among other ways. Externally, peace is function of mutual harmony, non-violence, non-conflict, justice, equality across all inter-personal social relations.

Similarly, the internal & external energy & environment also determines the level of peace at any point of time & place. The presence of some person can either make a room warm or cool; stressful or peaceful. Every person holds energy vibes that can alter the state of environment around them. On the other hand, environment of a person also affects the energy vibes of a person. Hence, we feel peaceful around hills, sea, parks, temples and similar places of nature & religion. Thus, we can be peaceful by choosing & changing our energy & environment.

Peace at the societal level partly depends upon the state of economy- such as economic freedoms & fairness, economic growth & employment. However, it also partly depends on the political freedoms, state of democracy & corruption in the society. Finally, it also depends on the religious freedoms, religious tolerance and ensuring that religious practices functions within the boundary of moral universal human values.

If peace is the desired state of humans, then why humans engage in wars with each other? The history of humans teaches us that most wars have been fought for resources while some for justice. Indeed, accumulation of wealth and power were the primary drivers behind the war followed by welfare of people.

In the current world, economics of war is justified in the disguise of national security. Instead of giving primacy and promoting preventive positive measures of peace among people and nations, the proliferation of hi-tech arms & ammunition industry instead threatens to minimize the levels of peace for so long as arms are produced, so long they will be (mis) used. To extend & reverse the logic, wars are ‘manufactured’ and some people are killed or sacrificed so as to keep ‘weapon’ industry running for profit of some people. Moreover, if one individual or nation has a special weapon, another would also find the way to get it and then the former would try to build some new & more powerful followed by later and so on.

In an ideal highest peaceful world & society, no nation should have any nuclear weapon and perhaps no weapon at all for in the long run, we cannot induce & sustain peace by negative threat but instead by engaging in positive fair mutually prosperous sustainable partnerships.
Why Does China Help Sustain North Korea?
By: Jeff Rovner
Tags: China, Politics, Foreign Policy, North Korea, International Relations

If North Korea was ever attacked or provoked to attack, even a limited conflict without the use of nuclear weapons would have devastating consequences for both the North and the South. Each side currently has missiles aimed at the other’s capital, ready to launch in retaliation and perhaps kill tens of thousands of innocent civilians. In the midst of conflict, it is believed that a highly desperate North Korea would make use of all of the weapons it has in its arsenal.

In this scenario many thousands of North Koreans would be expected to migrate to China, putting an economic strain on the nation, a price South Korea and allies are likely to willingly pay to reunite families. China already has a large rural population it largely ignores, not to mention multiple ongoing conflicts with minority groups in various regions of the country (i.e. Tibet, Xinjiang). A new population to house and feed would be incredibly costly, which is why Beijing has recently taken steps to ensure refugees can be kept at a minimum.

Many rural North Koreans live in the central and Northern parts of the country near the border with China. Pyongyang, the most populous city in the North, is nearly as close to China as it is to South Korea. Due to propaganda that North Koreans have endured about the South, many refugees would likely be compelled to flee to China as opposed to other places.

In the late 2000s, China began construction on a barbed wire fence to prevent migrants from entering and more recently built multiple refugee settlements near its border with North Korea in case it needs to make use of them in the future.

Since approximately 2013, Chinese military units stationed in the two provinces near North Korea have begun highly publicized military exercises and drills to reinforce existing border security- a practice that would make President Trump salivate. These units would be responsible for halting any attempt by refugees to cross the border. Of course, these military units are not stationed on the border to deter everyday North Koreans, but rather to send a message to Washington and Pyongyang of China’s intentions.

There is even some fear in Beijing that along with refugees entering their borders could come armed North Korean soldiers or even nuclear fallout from the use of weapons. China has built dozens of radiation detection stations near its border with North Korea in recent years.

If North Korean leadership falls, China will have to race with the US and others to seize military weapons and facilities before they are used or fall into the hands of the wrong people. The race to secure facilities comes with its own risk of conflict breaking out. China currently views North Korea as a buffer between themselves and the US-friendly South Korea which has tens of thousands of American troops in its borders at any given time. China fears that they could one day directly border a US ally if the Koreas were to unite.
Engaging with China: Three Dimensions
By: Gregory Shaffer
Tags: China, Foreign Policy, Trade, Globalization, International Relations

photo: U.S. Department of State (2015)

In a piece originally published in The Hill, entitled The U.S. must engage with China — even when countering China, I address the three dimensions of engagement.

First, the U.S. needs to engage with allies, particularly in Asia, to bolster the U.S. position. In doing so, however, it also must bargain with China.

Second, the U.S. needs to disaggregate its relationship with China so that it can fruitfully cooperate with China on issues of common concern, such as climate change, global pandemics, and nuclear proliferation.

Third, and critically, U.S. political leaders need to engage with each other productively to strengthen, and not undermine, U.S. engagement with China. In each of these relationships, there will be competition and rivalry, but cooperation is also essential. The most difficult engagement will likely be domestic, given the polarization within the U.S.

As I write, “the U.S. domestic inability to cooperate bolsters Chinese claims that the U.S. is declining, and China is rising because China’s authoritarian model is superior to U.S. democracy. Engagement, not disengagement, will be critical going forward — with allies, with China, and with each other at home. Check out this link.

Gregory Shaffer is Chancellor’s Professor at the University of California, Irvine, and author of the forthcoming book, Emerging Powers in the World Trading System: The Past and Future of International Economic Law (Cambridge University Press/July 27, 2021).