fabiochiu/medium-articles huggingface dataset:
Why did SushiSwap DeFi token soar in price by 100% in just a week?
Tags: Sushiswap, Defi, Sushi, CEO, Uniswap

Why did SushiSwap DeFi token soar in price by 100% in just a week?

DeFi token SushiSwap (SUSHI) has risen in price by more than 100% over the past seven days.

If on Monday, November 9, the coin was trading at $0.62, then on Sunday it reached $1.38.

The capitalization of the SUSHI crypto project, deployed in the decentralized financing market DeFi, on Monday, November 16, increased to $332.1 million (+ 13% per day). SUSHI is ranked 11th on DeFiPulse.com.

According to Alameda Research CEO Sam Bankman-Fried, the capitalization of the SushiSwap project is growing rapidly due to the entry of institutional investors into the DeFi market. There are several tokens that are popular with major players. SUSHI is included in the list of these digital currencies.

Bankman-Fried allowed the early fall to be explosive for SushiSwap. In mid-September, the project cost exceeded $1.4 billion. Then there was a collapse, and only last week, capital began to return to the token.

The analyst linked the rise of SUSHI to the reallocation of funds within the DeFI ecosystem. Part of the capital left the largest project UniSwap (whose capitalization decreased to $2.8 billion) and moved to other tokens, including SushiSwap.

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How do we deal with criticisms?
By: Pk Narayanan, Ceo Coach
Tags: Scaleup, Leadership, CEO, Action, Coaching

Anything you do will attract criticism — Anonymous.

To avoid criticism, say nothing, do nothing, be nothing — Aristotle.

We don’t build monuments to trolls — Tim Cook.

Anything we do, critics, trolls and naysayers seem to appear from nowhere!

So be it. Successful people focus on making a positive impact, doing some credible stuff — than letting trolls and naysayers impact them.

Does it mean we turn a blind-eye to critics? Not really.

As per researchers, we are four times more likely to remember criticism than praise; And it takes five positive events to neutralize psychological impact of one negative event!

So it’s in our choices. We need to choose what to ignore and what to consider, as at times critics may point out blind-spots that exist; and remember (as Tim Cook points out) no one admires, appreciates or builds monuments for the trolls.

Another choice to make is whether I should be a critic, troll or a naysayer to others.

#ceo #leadership #coaching #scaleup
lyrics and chords someone like u
By: Jennie Bp
Tags: Tecnologia, SEO, News, Sharepoint, CEO

[Intro]

A A/G# F#m D

[Verse]

A A/G#

I heard that you’re settled down

F#m

That you found a girl

D

And you’re married now

A A/G#

I heard that your dreams came true

F#m

Guess she gave you things

D

I didn’t give to you

A A/G#

Old friend why are you so shy

F#m

It ain’t like you to hold back

D

Or hide from life

[Bridge]

E9 F#m D

I hate to turn up out of the blue uninvited but I

couldn’t stay away I couldn’t fight it

E9

I’d hoped you’d see my face

F#m D E9/D D

And that you’d be reminded that for me it isn’t over

[Chorus]

A E F#m D

Never mind, I’ll find someone like you

A E F#m D

I wish nothing but the best for you too

A E F#m D

Don’t forget me I beg I re-member you said

A E F#m D

Sometimes it lasts in love but sometimes it hurts in-stead

A E F#m D

Sometimes it lasts in love but sometimes it hurts instead, yeah

[Verse]

A A/G#

You’d know how the time flies

F#m

Onlv yesterday

D

was the time of our lives

A

We were born and raised

A/G#

In a summer haze

F#m D

Bound by the surprise of our glory days

[Bridge]

E9 F#m D

I hate to turn up out of the blue uninvited but I

couldn’t stay away I couldn’t fight it

E9

I’d hoped you’d see my face

F#m D E9/D D

And that you’d be reminded that for me it isn’t over

[Chorus]

A E F#m D

Never mind, I’ll find someone like you

A E F#m D

I wish nothing but the best for you too

A E F#m D

Don’t forget me I beg I re-member you said

A E F#m D

Sometimes it lasts in love but sometimes it hurts in-stead, yeah

[Break]

E/B

Nothing compares no worries or cares

F#m/C#

Regrets and mistakes their memories make

D

Who would have known how

Bm A/C# D E/D

Bitter-sweet this would taste

[Chorus]

A E/G# F#m D

Never mind I’ll find someone like you

A E/G# F#m D

I wish nothing but the best for yo — ou

A E F#m D

Don’t forget me I beg I re-member you said

A E/G# F#m D

Sometimes it lasts in love but sometimes it hurts in-stead

[Chorus]

A E F#m D

Never mind I’ll find someone like you

A E F#m D

I wish nothing but the best for you too

A E F#m D

Don’t forget me I beg I re-member you said

A E F#m D

Sometimes it lasts in love but sometimes it hurts in-stead

A E F#m D A

Sometimes it lasts in love but sometimes it hurts instead Yeah Yeah
JBL Tune 750 BTNC — Budget ANC Bluetooth Headphones
Tags: Active Noise Cancellation, Budget, Genztech, Headphones, Wireless Headphone

So, I bought the JBL Tune 750 BTNC as a headphone pair to use exclusively with my laptop when working or chilling and for travelling.

JBL Tune 750 BTNC

Before I say anything about my experience, I’d like to tell you all a little about myself. I am a student, designer and developer going through life and someone who loves technology and gadgets. I’m a Gen-Z guy here to offer a point of view that not everyone offers. I get excited over tech that may not be the highest or best when it comes to performance or looks, but which poses an emotional connection and catches my eye.

Enough about me… moving on.

So these Tune 750 BTNC are a budget and entry-level headphones offered by JBL. At the time of writing this review, it is available on Amazon.in for a price of Rs. 5,699. Slightly expensive when compared to the budget headphones available, but when you consider the features, it is a steal.

The headphones are available in four different colours — Black, Navy Blue, White and Red. The biggest selling point of the headphones is that at this price, they offer Active Noise Cancellation. ANC for those who aren’t familiar offers additional noise cancellation apart from the passive noise cancellation offered from the seal and fit of the ear cups. Talking about the ear cups, they are quite comfortable and soft and seem to be long lasting.

The sound is great and would be above expectations for most of the users. It offers good sound balance and with the active noise cancellation turned on, it is enough to drown the noise of anything around you.

Talking about the battery life, it offers 15 hours of wireless playtime with ANC enabled, around 20–22 hours of use without ANC and around 30 hours of playtime with ANC and a wired connection. I know it’s complicated, but long story short, you’ll get around 15–20 hours or use on average.

One of the biggest downsides in 2020 with these headphones is that they use a Micro USB port for charging and not USB-C! That is one of my pet peeves with these headphones.

All the controls are on the right ear cup and include a voice assistant/ play/ pause button, volume up and volume down, anc on/off button and a power button. The headphones also offer a feature where you can connect two bluetooth devices simultaneously and then depending on which device is playing the audio, the headphones will output the device. However, in my case this did not work as expected and caused connection drops on the second device.

DISADVANTAGES

Micro USB for charging. Uses Bluetooth 4.2 and not 5.0, offers slightly low connectivity and smaller range. No interchangeable ear cups.

The final verdict is that if you want a pair of headphones with good sound, decent bass, great noise cancellation, average battery life and a price that won’t break the bank, these headphones are worth buying. They offer a good and comfortable fit for long listening sessions.
My Community, My Duty!
By: Muhammad Salman
Tags: Low, Budget, Business, Ideas, Social

As I told about the significance of serving the community by charity in my previous article, here I again want to discuss something about it.

We live in a materialistic world, where there is an unequal distribution of life resources for almost every single person in every single community. This leads to the formation of so called elite, middle class or lower class. I am not to debate here in favor or against them, but all I care is that, being a human, we should care for ourselves and others too. We should try to solve problems and fix things around us, for our betterment.

A picture portraying life style of elite, middle and lower class people

There are less business opportunities for lower class people, due to lack of investment. I care for this and personally started thinking for its solution. Therefore, I came up with an idea of low but high successful rate and profit ratio solution.

We mostly see a small moveable stall of fruits or vegetable, usually owned by food vendors, who sell them while moving through towns or by standing by-side on road, which does not require any sort of location investment and only a small investment of 10000–15000 PKR can lead them to grow. This business can even have a profit ratio of almost more than 50%. We can start this idea with or without return policies depending upon our services.

A fruit stall

This will provide a better earning for people, and will also help the community by giving them an easy access to buy fruits.
Thank you for this wonderful article.
By: Stan Sivak
Tags: Post Production, Video Marketing, Video Production, Budget, Vfx

Thank you for this wonderful article. I wish I had found it earlier. I was having difficulties with the post-production phase for my first video. I didn't know how much time and expense this process could take, and I almost got scammed. However, I was lucky enough to find experts who responded to all my questions and gave me advice on what I should pay attention to during the post-production process.
Travel Budgeting Template
Tags: Budget, Travel, Tips, Adventure, Explore

This is my personal trabelling budget template you can download it and prepare your next trip’s budget.

.

https://docs.google.com/spreadsheets/d/1C-GJE4bxYBJ2-kGvS6MbeV6HMXxiVI0cgMXpXKDaA1c/edit?fbclid=IwAR2691dvpPmV0Q5te9iUit70H7LUeuDu2n_BXtPwKhpRp8drlKMH2ecaQps#gid=1843657629.

.

You can also check my merch:

https://www.redbubble.com/people/Easydestination/shop?asc=u .

.

#marketing #website #trips #travel #travelagency #tourism #redbubble #budgettravel #budgetplanning #planning #adventure #holiday #businesstravel #vacation #holidays
The No-Excuse Budgeting Platform you need right now
By: Logan Young
Tags: Budget, Personal Development, Productivity, Personal Finance

I’m sure you’ve sat down once or twice to come up with a financial plan that will help you reach your goals… Well how did that go? At least in my experience, I may have looked at it three times MAX.

Maybe you even tried different budgeting platforms like Mint.

But here’s the thing, most of these “budgeting” platforms are no more than an exaggerated spreadsheet.

Let me introduce you to: You Need A Budget (YNAB)

If you haven’t already heard of YNAB, it is by far the best budgeting platform out there… and no I am not paid or sponsored by them. This is something I truly felt like I needed to share with you.

What makes YNAB Different?

Give every dollar a job — With YNAB you must give every dollar a purpose. Whether that’s for groceries, rent, your next vacation, whatever. This helps you not only know how much money you have set aside for certain things, It makes sure that you don’t overspend in one area.

It pays for itself — You Need A Budget costs $84 annually, but I can confidently say that not only will it pay itself off, you’ll be saving more money than ever before or paying off your debt faster than you’ve done in the past.

Measure Your Success — YNAB gives you the option to set goals, analyze your spending habits and give you insight on where you need to improve. No need to calculate how much you need to invest each month into each goal you have, YNAB will tell you all of this!

Age of Money & Days of Buffering — Track how old your money is, and find out how long it will take you to run out of money if you lost your job right now
5 Ways To Keep Romance Alive — On A Budget
By: Akshay Mh
Tags: Love, Budget, Romance, Tips, Marriage

5 Ways To Keep Romance Alive — On A Budget

Just about everyone agrees that a nice dinner and a good bottle of wine at a quiet, intimate restaurant will set the mood for romance, but have you seen the price tag? Not everyone can afford to spend big money on romance every time, but a bit of creativity can get the same results without breaking the bank.

While most people know about ‘his and hers’ items like bathrobes and towels, there are a number of other items that can be enjoyed together as ‘couples’ items. Try getting matching T-shirts with cute sayings on them. Have matching his and hers overnight bags, coffee mugs, bicycles, cell phones, cars, holiday ornaments, tennis rackets, rocking chairs and even matching carved pumpkins on Halloween.

Surprise your partner by making the ordinary a little more special. If he or she is enjoying a good book, remove the bookmark and replace it with a note that says, “I bet you’ll never guess where I’ve hidden your bookmark.” If they always turn the TV on when they come home from work, tape a note on the television that says, “Wouldn’t you rather turn me on?” instead.

5 Ways To Keep Romance Alive — On A Budget

Making important memories is one way to be romantic on a budget. Challenge your partner to remember the most romantic kiss that you’ve seen in a movie. This will lead to some discussion about romantic kisses and should enhance the mood. As a surprise, buy that movie one day and try to recreate that special romantic kiss! Keep it in a special place and re-watch it whenever the mood strikes. If you can’t agree on the single most romantic kiss, go ahead and create a top-five list. This tip works for anything. The top five most romantic songs. The top five most romantic movies. The top five most romantic books. You see the pattern. Make sure to go ahead and buy the books, songs, movies, or whatever so you can use them in the future.

If you want to plan the ultimate romantic evening but funds are low or you simply don’t want to have to leave the house, shut down the electricity, and imitate a power outage (it’s up to you whether or not you tell him or her!). You won’t have any distractions or heat, so it is up to both of you to keep the other warm and entertain each other.

It’s hard to find anyone who doesn’t enjoy an Oreo cookie. Take an Oreo (or generic version of one), scratch the top of the cookie until smooth, and then scratch a heart and your initials into the smooth surface. You can also make your own cookies and create personal messages. Another version is to make your own cupcakes and frost them with special messages in red icing. You can also give your spouse a true treat and track down a box of his or her favorite Girl Scout cookie.

These 5 simple ideas are sure to warm up any relationship. Don’t be afraid to try simple tips and changes to “routines” to spice things up without having it cost a fortune!

5 Ways To Keep Romance Alive — On A Budget
How to Buy Good Wine on a Budget
By: Charlotte Adams
Tags: Buying Wine, Budget, Personal Finance, Wine Price, Wine

How to Buy Good Wine on a Budget

Image source: jacoblund.

As a wine professional, I understand how expensive wine is. Truly, I do. Throughout my experience in the wine world — first as a bartender at various restaurants, then as the general manager of a French wine bar in Washington, DC, and currently as a wine science graduate student in Bordeaux, France — I’ve had my fair share of good (and very expensive) wines. I’ve tasted wines that cost $10 per sip. I’ve seen people throw down hundreds for a bottle at dinner and thousands on birthday party tabs. I even once saw someone shake, pop, and spray a $100 bottle of champagne just to show off their riches and swank.

Yes, wine can be a luxury and a status symbol. But are those $100 bottles of champagne really better than a $20 sparkling wine from Alsace? Sometimes, yes, but oftentimes, no.

By studying and working with wine, I’ve become privy to the reasons why some wines are more expensive than others. And as a student with a small budget, I’ve learned to use this to my advantage to find good deals on good wine.

The keyword here is good.

“Good” is inherently subjective, but the assumption that I use in this article is that we share a baseline standard of what “good” means. In this article, good wines start a notch above the big brand names, like Barefoot, Yellow Tail, and Sutter Home.

Of course, these “value wines” that cost roughly $5–8 dollars per bottle would be the best deal. For someone who wants cheap and consistent wines, these are fine. You always know what you’re getting with Sutter Home, and there’s certainly a market for that dependability.

But these wines are manufactured to taste the same in every bottle, every year. They rely heavily on additives, like the sugary, color-correcting Mega Purple. If you’re like me, you don’t want to drink sugary, fermented grape juice. You want to drink something unique and expressive and lively. You want to learn about the wine region, and this requires that the vineyard location be revealed on the bottle, or at the very least on the winery’s website. For many “value wines,” this is not the case.

So I’m here to tell you that it’s possible to find good deals without drinking bottom shelf wine. These eight tips are the ways that I’ve learned to buy good wine on a budget.
The Weekly Top 3 (12.14.2020)
By: Brad Keithley
Tags: Oil, Budget, Podcast, Alaska, Fiscal Policy

Welcome to The Weekly Top 3 — our look at the top 3 things on our mind this week — for the week of December 14, 2020.

The Weekly Top 3 is a regular weekly segment on The Michael Dukes Show. The Show broadcasts on FacebookLive and via streaming audio from the Show’s website weekdays from 6–8am. I join Michael each week on Tuesday’s show, from 6:20–7am, for a discussion between the two of us about the three issues.

This week our Top 3 are these: 1) which path did the Gov choose with his budget — to make deep spending cuts or continue business as usual (2:01); 2) what does the Gov’s proposal tell us about who will pay the necessary additional revenues — put another way, who is going to be taxed (20:36); and 3) how should the legislature focus in the midst of a pandemic on all the things that will be on its plate this coming session (28:53).

The segment is at the YouTube clip above. For those that prefer the audio version, it is available both on our Spotify and Soundcloud pages. For this and other complete podcasts of The Michael Dukes Show, go to the Show’s Soundcloud page here.
2 Small daily actions that will benefit the environment and your pocket!
By: Greens' Mama
Tags: Students, Budget, Affordability, Groceries, Vegetarian

HOW TO CHANGE

+ Reusable bottles & lunch boxes

My personal experience:

Since I have moved to the Netherlands, I have forgotten what it means to buy plastic bottles to carry around when I feel thirsty.

Back in time, when I used to live in Italy, it was part of my routine of drinking water from the bottles that you buy at th grocery store mainly for one big reason: the tap water had too much limestone. This type of habit was instrinsic in my everyday life. To be honest, I believe that I got used to the situation and I did not think about the consequences enough because I was following the crowd withouth being aware what it meant both for myself and the environment.

If you experienced the same or you feel you are in this situation at the moment wherever you are, no problem! There is a solution to every problem and therefore also for you and the environment around you while keeping it affordable for your pocket!

Today in the market, there are plenty of offerings which include reusable bottles with filter included. In this way, you will be able to use less plastic and drink purified water at any time while spending less while doing groceries!

BLACK + BLUM EAU Good is an excellent brand created by a company based in London which produces a variety of items from bottles to lunck boxes all reusable and most importantly sustainable for the environment with its unique design.

This is just one of the brands that you can find online or in the shops around you. Don’t forget to include this in your Christmas and/or Birthday gift list!
Can you play Cyberpunk 2077 on a “budget” Gaming PC or Laptop.
By: Rakshith R
Tags: Cyberpunk, Laptop, Budget, Gaming, Pc Gaming

Cyberpunk 2077 from the creators of The Witcher game series is one of the most awaited games and was released on the 10th of December 2020.

Are you like me and can’t wait to get your hands on the Cyberpunk 2077 game which was highly hyped for so long? But wait for a moment before you buy it in this holiday season for your Budget Gaming PC or Laptop.

So Should you buy it or download it?

The Answer is No!

If your rig doesn’t meet the requirements of this game , you are in big trouble. I have a budget gaming PC and wanted to play this game on it, so I started to download it which took a whole day . When I actually installed it, and was exited to choose the character’ s appearance and life path. This part had no problem at all, but when the actual game started, it was horrible.

It started to stutter, dialogues were lagging, there was no FPS whatsoever. However I didn’t lose all of my hopes and tried to play it further with the lag hoping it would get better gradually and I was completely wrong.

The same PC which had no problem running many of the triple A titles in medium high settings couldn’t handle Cyberpunk 2077. I was in complete shock, and believe me I tried everything in my power to make use of the large chunk of data that I downloaded the previous day. I set my in-game graphic settings to the lowest, overclocked my GPU and overclocked my RAM, opened the cabinet panel to help with the cooling, tweaked the Nvidia control panel a bit. It was of no use !!!! The GPU temperature was up to 70 degrees, and the lag was still there.

The conclusion is you cannot play it or if you do you wouldn’t enjoy it. So please check the requirements before you buy it or you are downloading a cracked version using torrents.
Best laptop under budget 19k
By: Tejas Shrihari Sonawane
Tags: Students, Budget, India, Laptop

now a days as everyone is doing work from home and do study at home online classes blogging , affiliate marketing etc for those this laptop will be more helpful and easy to use with such a less price and who want laptop but him/her not budget over 20000 rs for those this this laptop is very nice and I will suggest because there is no other laptop like this at this price point so I willl definitely recommend this ok so let’s see features of this laptop.

More read..........
Best PC CPU and GPU combos (budget friendy)
By: Pc Pro
Tags: Fast Pc, Easy, Budget, Pc Building

So, I have had a long interest in PCs. From building to specs, they have all hooked my attention. But there is always the money limit. You can’t afford the RTX 3090 ti. Ryzen Threadripper 3990x seems a mile off your budget. Don’t worry, this article’s got you covered. We will cover briefly the lowest PC combo budget to the highest, starting from a £700 PC to a £1600 PC. I also reccommend that you buy parts from PCPartPicker as they have great value for PC parts.

#1: Intel Core i5–7400 and Radeon RX 570 (Good for a £700 PC)

The Intel Core i5–7400 is an incredible CPU that handles things amazing with a mouth-gawping price. The performance it offers in the price is remarkable.

Personally, I prefer AMD for the CPUs and Nvidia for the GPUs, but I beleive that on a low budget, the AMD Radeon RX series containing 3 numbers e.g. 590, 570 are much better valued with great performance.

#2: AMD Ryzen 5 3600 and Nvidia rtx 2060 (Good for a £1000 PC)

I believe that the Ryzen 7 2700x is a powerful CPU witht the guts to handle. With its eight-core, sixteen- threads processor, you are assured of a CPU that hits great speeds for high performance.

The rtx 2060 is a solid GPU containing ray tracing and plays gaming hovering below 30fps in 4k. It is the beast of mid-range gaming. Rendering 4k videos are a dream on this graphics card.

#3: Intel Core i7–10700f and Radeon RX 5700xt (Good for a £1300 PC)

Intel’s Core i7–10700f is a premium budget CPU. It has a great power outcome with little wattage needed to fuel a such beast. It also is a superior multi-tasker and has an excellent clock boost speed of 4.8Ghz.

AMD’s brutal rival to the 2070 super, Radeon RX 5700xt. This marvel has incredible gaming at 1440p, followed on with plenty of bonuses to top off this GPU ninja.

#4: AMD Ryzen 7 3800x(t) and Nvidia rtx 3060 ti (Good for a £1600 PC)

A king of AMD CPUs: the Ryzen 7 3800x. Future proof, reliable, fast, who does not want one? Anybody could love 8 cores and 16 threads for their gaming experience, as it can handle heavy multi-tasking.

The new release of Nvidia’s 3000 graphic card series. The crazy speed of the 3060 just tops the rtx 2080 while saving a few hundreds, including low power consumption, making it the best bang of your buck.
What You Need For A Joint Account To Work
By: Flex Mauto
Tags: Money, Budget, Checking Account, Relationships, Personal Finance

Are joint accounts a relic of the past that is grossly out of step with dual-earning relationships? Are we to view them as instruments of manipulation and abuse in relationships?

Sadly the latter can become a reality, but it doesn’t have to be that way. Most people struggle with joint accounts from a lack of awareness of what is needed to make them work properly; from the very beginning, they are not up to speed with what is required to make them work.

1. You need a written budget

A written budget is essential, especially for those who adopt the all-in-one method — where all incomes and expenses go in and out from one central hub.

A high level of transparency and accountability from both partners is required. A written budget goes a long way to promoting these two virtues. For help on how to do a written budget, I recommend Dave Ramsey’s zero-sum budgeting tool.

2. Transparency

If you are unwilling to be transparent about all your financial dealings, then joint accounts are not for you. You need to disclose all incomes and expenses to your partner; you must think of yourself as living with the IRS (Internal Revenue Service).

Your partner is to have all-encompassing access to your financial dealings, meanings all incomes(salaries, capital gains, dividends, child benefits etc.) and expenses get declared more regularly than just once a year.

No-one is to be in the dark about regarding where the money is coming from or where it is going; both partners should have access to bank statements, payslips, apps etc.

3. Accountability

To commit to joint accounts is to sign up for accountability and a relinquishing of your financial independence. It is a loss that you need to come to terms with quickly, to pretend otherwise is to stock the flames of resentment in the future.

It would be best if you were mentally prepared to have another person question your financial decisions, even refuse you some purchases. You need to understand your own reactions to other people’s feedback.

Joint accounts are neutral, the same way that money is neutral; you can use them poorly or successfully.
Affordable Nutritious Meals For Your Busy Week
By: Michaela Grek
Tags: Food, Life Lessons, Budget, Nutrition, Healthy

Your Shopping List

I’ve lived in a few different countries around the globe which has forced me to find a certain constant in the foods I regularly eat. Obviously, every country is different and sells different products in their supermarkets. However, I’ve found the groceries I list below easily accessible in most places. What’s more, they hold similar nutritional values.

Here are some examples of supermarkets and stores that I found to be the most affordable while I lived in the places listed. You may have better ideas — go ahead and comment to let others know.

Winnipeg, Canada: Walmart, President’s Choice, or Costco (for bulk)

Prague, Czech Republic: Lidl, Tesco

Martin, Slovakia: Tesco, Billa, Kaufland

Birmingham, UK: Morrisons, Tesco, Aldi

Vevey, Switzerland: Co-op, Migros

Dairy

Greek yogurt

Cottage cheese

Shredded part-skim mozzarella

Fruits & Veggies

1 lettuce head

1 large onion

3–4 large tomatoes

1 cucumber

1 head of broccoli

1 pack of mushrooms

1–2 bags of frozen veggie mix

1 avocado (if it’s on sale)

Apples/pears

Bunch of bananas

Frozen berries

Protein

2–3 breasts of chicken and or turkey

1–2 fillets of cod

1 packet of frozen seafood (shrimp, mussels, or mix)

10–20 eggs

1 packet of bacon

Starch

Pasta: spaghetti

Packet of rice

Bag of potatoes

Whole-wheat bread

Other

Tub of pure peanut butter

1 can of baked beans

Granola and/or plain porridge (Make sure there is no added sugar)
There’s Something Better Than Revenge
By: Rocco Pendola
Tags: Investing, Money, Budget, Personal Finance, Self

Revenge in money-related matters goes beyond trading. It enters the equation in many areas of personal finance and investing. In fact, somebody somewhere (I can’t find the original source) recently introduced the notion of “revenge spending” (via CNBC):

The Hermes store in Guangzhou, for instance, hauled in $2.7 million in sales the day it reopened in April — believed to be a record for a boutique in China. The burst of sales has created a new retail term for the post-lockdown rebound: “revenge spending.” The idea is that consumers were shopping starved during their quarantine and are overcompensating by splurging more than usual.

This is the great fear.

Maybe you looked at your spending when quarantine abruptly struck in March. You found a budget line item that blew your mind. Equal parts the pandemic forced you to do it and you kinda wanted to do it anyway now that you’re so embarrassed and aware of your glaring transgression, you made changes. You stopped your excessive spending in that space.

For me, it was a cool $1,600 in restaurant and bar spending:

I spent the majority of my pre-pandemic food and drink money in restaurants: January through March restaurant spending: $2,246.12 April through June restaurant spending: $349.90 During quarantine, my restaurant spending plummeted 84.4 percent.

Had the pandemic never happened, I might not have made this “discovery” hiding in plain sight. Truly embarrassing for a person who thought he was good with money before this shit went down.

It would be even more embarrassing to slip back into my old ways. If I sought revenge on quarantine and blitzed restaurants and bars with a vengeance when they fully reopen and life returns to, um like, totally normal!

I run this risk. I’m well aware of the chemical reaction that takes place in the brain. As much as I have benefited from the changes I made during quarantine, I’m going to want to continue to feel good post-pandemic. We’ll all seek an as seamless as possible transition from stay-at-home (even if, sadly, it has become pseudo stay-at-home for many) to whatever our next shot at life in the wild ends up looking like.

With this in mind, it’s critical we find things other than what we were doing “wrong” prior to the pandemic to maintain our progress. Don’t take revenge on the pandemic by going on a spending spree the second you’re allowed to buy a proper round of drinks for your friends. Ensure you’ve filled whatever void with friends, hobbies, and activities that don’t require the out-sized spending you did before the pandemic turned the world upside down.
4 Tips for Successful Christmas Gift Shopping
By: Julia Appa
Tags: Self Improvement, Money, Budget, Advice, Personal Finance

1. Set a budget

Before we set foot into any stores, we have to think about how many people we want to get gifts for and how much money we are willing to spend.

How much money do you need in order to buy great gifts? What is a sum that accomplishes that mission without breaking your bank account?

Do you have a number in mind? Great. Make sure to stick to that budget.

Pro tip: If you prefer to go to shops, leave your credit card at home and take your chosen amount of money with you in cash. That way you will not be able to exceed your budget.

If you see something you really really like but which alas exceeds your budget, you won’t be able to make that purchase. Going home, you will think deeply about whether you actually want to buy this item or not. If you sleep on it and still feel like it’s a great present that would make someone very happy, go back and get it.

This method should prevent you from making any impulse purchases you and your bank account might regret later.
5 Tips to Sticking to a Renovation Budget
By: Deanna Rogers
Tags: Budgeting, Budget, Home Renovation, Renovations

It’s easy to get carried away when it comes to home renovation, but it is possible to set a budget and stick to it. Follow these tips if you need some help keeping things on track.

Start Planning Early

The longer you take to plan your home renovation, the more likely you are to stick with it. The longer planning period will give you the time you need to complete all of the research you need to do on pricing, and you’ll be much less likely to make any major changes if you’ve had a clear image of what you want in your head for the last several weeks.

Shop Around for Contractors

As a rule, you should always obtain bids from at least three different contractors before deciding which one you want to hire. Take your time when researching these contractors and what they have to offer; you should be in no hurry to get your project started.

Plan for Contingencies

Things rarely go according to plan; that applies to home renovations as much as anything else. You might begin a relatively modest home renovation only to find that you need new wiring, new plumbing, or countless other things that will cost you money. When you create your renovation budget, include some extra to cover the cost of these potential problems. It’s possible that you won’t need it, but you’ll be glad to have it if something unexpected pops up.

Do Things By Yourself if You Can

Unless you’re used to DIY projects, you shouldn’t attempt a home renovation project by yourself. However, there are probably a few things that you can do on your own such as painting walls or repurposing furniture. Things like plumbing, roofing, or demolition should always be left to the professionals, though. There are simply too many things that can go wrong.

Be Selective When Splurging

It’s understandable that you will want to splurge on a few elements that will be more expensive than the rest of your project, but you don’t want to get carried away with this. When trying to decide where you want to spend a little extra on your project, take a look and see where it will do the most good and add the most value to your home. This could be an expensive new countertop if you want to get the most out of your kitchen, or a nice couch if you want to breathe new life into your living room. Speak to your main contractor if you want some advice on where you can spend a little more money.
Stouchy
By: Mrfire Studio
Tags: Budget, Mrfire Studio, Stouchy, Personal Finance

MrFire Studio is an IT company specialized in the Mobile apps & games development.
Realme C12 in the market!
By: Benny Efosa
Tags: Smartphones, Budget, Gaming, Real Me, Mediatek

Realme comes with good news for all the budget buyers. At KES 14,999, realme C12 offers a range of features that would slightly set it apart from the average budget smartphone.

The phone comes with a 6.50-inch touchscreen display with a resolution of 720 x 1600 pixels and an aspect ratio of 20:9. Realme C12 is powered by an octa-core MediaTek Helio G35 processor which makes the Realme C12 a budget gaming smartphone. It comes with 3GB of RAM as mentioned before. Helio G35 is a budget gaming chipset, by no means does it compromise with the efficiency of its performance especially when it comes to gaming. With the HyperEngine Technology built into the chip, it ensures a sustained peak performance while gaming without any lag or latency. The HyperEngine Technology is responsible for dynamic allocation of CPU, GPU as well as RAM. It supports dual-channel Wi-Fi and LTE support that reduces latency.

MediaTek Helio G35 sports an eight ARM Cortex-A55 cores with maximum frequency at 2.3GHz. The maximum memory size is 6GB. This gaming chipset comes packed with a PowerVR GE8320 GPU clocked at 680MHz with a maximum display resolution of 1080 x 2400 pixels.

The Realme C12 runs Android 10 and is powered by a 6000mAh non-removable battery. On the front of the display, it sports a 5-megapixel camera for selfies with an f/2.0 aperture. While on the rear the Realme C12 flaunts a 13-megapixel primary camera with an f/2.2 aperture and a second 2-megapixel camera with an f/2.4 aperture and a third 2-megapixel camera with an f/2.4 aperture on the rear along with autofocus

The Realme C12 runs Realme UI based on Android 10 and packs 32GB of inbuilt storage that can further be expanded via microSD card up to 256GB with a dedicated slot. The Realme C12 is a dual-SIM (GSM and GSM) smartphone that accepts Nano-SIM and Nano-SIM cards. The Realme C12 measures 164.50 x 75.90 x 9.80mm (height x width x thickness) and weigh just around 209.00 grams. There are two color variants available for the Realme C12; Power Blue and Power Silver colors.

For connectivity, the phone includes Wi-Fi 802.11 b/g/n, GPS, Bluetooth v5.00, Micro-USB, 3G and 4G. A few of the sensors on the phone are ambient light sensor, compass/magnetometer, proximity sensor, accelerometer and fingerprint sensor. The Realme C12 supports face unlock.

While the Realme C12 is powered by the powerful MediaTek chipset, it is a powerful gaming centric smartphone in its own also. It flaunts a combination of impressive set of features that make up a powerful gaming smartphone in the budget segment.
How much I spend in one month as a 26-year-old in Seattle
By: Sarabeth Jaffe
Tags: Financial Planning, Money, Budget, Money Management, Finance

I love personal finance. I admit I don’t love doing my taxes, but everything else, give me those numbers and graphs!

A month a half ago I left my full-time Software Engineering job to focus on learning and dabbling my hand at whatever I feel like doing at the moment. (Youtube videos, blogging, taking online courses, writing a book, selling inclusive tech gear…)

So, I have given myself one ultimatum: I will keep doing my own “thing” until I have run through $25,000 of my cash reserves or something pops up I can’t pass up.

I am incredibly thankful to have been taught financial literacy (thanks Dad!) and the value of saving/investing which has allowed me the financial freedom to take this time off.

How much did I spend the last 30 days? I’m a bit scared to check my accounts but let’s see…

In the last 30 day period, I spent $2,456.61.

Transaction breakdown for October 24th — November 24th

The largest expenses are not surprisingly rent and health-related.

Rent

I share a 2 bedroom apartment with my partner where we split the rent based on our incomes. Each month I pay approximately $1,232.14 including rent and utilities. (I will admit that we recently moved out of the city center to find better rental deals.)

Doctor / Health

This section hurts my wallet but is the reality of opting into COBRA health insurance. COBRA insurance is extremely convenient as it allows you to remain on the same health insurance plan that you had with your employer. The downside is you, as an individual, have to pay all the monthly premiums. During the open enrollment period, I will consider switching to another plan to save $200-$300 a month.

Hotel

Technically, this expense is going towards a New Years' stay at an Airbnb. We have an anxious dog that hates fireworks so we will be doing our best to stay in a remote location. More than worth it to keep our doggo happy!

This is Maple. She hates fireworks and loves programming.

Knowing my monthly burn rate gives me the peace of mind to take this time off for creative endeavors without stressing over finances.

What is your monthly breakdown? Not sure? I highly recommend connecting your accounts to Mint, Intuit’s free money management software.

Interested in my monthly breakdown before the COVID-19 pandemic hit? Leave a comment down below!

Best and Take Care of Yourself,

Sarabeth
“Expand Possibilities for Every American Family”
By: Latter-Day Saints For Biden Harris
Tags: Mormon, Budget, Lds, Biden Harris, Family

“Help is on the way.”

On Tuesday, President-Elect Biden announced an experienced, tested team that will head up domestic policy in the new administration. We are pleased by the high quality of these appointments: women and men who will make sure that families and individuals can have the “hand up” we need as we recover from one of the most unequal economic crises of the past century.

Budgets are moral documents, reflecting the priorities and values of our nation. Our country has left far too many people behind, not just this past year but for the past several decades. As scripture reminds us, “the laborer is worthy of [their] hire” and we must not “oppress the hireling in [their] wages.” We need to reward work, instead of rewarding wealth for wealth’s sake as was done in the 2017 tax overhaul.

We are therefore particularly encouraged by the nomination of Neera Tanden to direct the Office of Management and Budget. Ms. Tanden has been a fierce fighter for American families for decades, channeling early experiences watching her mother struggle into a lifetime of dedication. She knows that we and our families do better when we all have access to healthcare, to education, to food and housing, to jobs that work, to opportunities to be entrepreneurs and start businesses, and to clean air and water. We are excited about the work that Ms. Tanden will do, as she put it, “to expand possibilities for every American family.”

As President-Elect Biden concluded yesterday, “This team will always be there for you and your families. This is a family-oriented team. We got to make sure ordinary people get the chance to do well. Because when given the chance, they’ve never, ever, ever let the country down.”

It is time to invest in the American people. We call on the United States Senate to give all of these nominees a prompt hearing.
Lenovo IdeaPad 3 Review (14-inch)
By: John Lark
Tags: Laptop, Laptop Reviews, Budget, Lenovo, Technology

Lenovo IdeaPad 3 is Lenovo’s trending bestseller laptop which is offering exciting specs at a budget price.

With a pretty decent spec sheet, The Lenovo Ideapad 3 is now been named as the new “Budget King”.

Is Lenovo IdeaPad 3 worth buying in 2020? or is there a better option?

Read on to know!

External Review

UNBOXING:

The unboxing experience is pretty smooth, Ideapad 3 comes inside a Lenovo cardboard box.

There are two pockets inside the box, one containing our friend bubbly wrapped, and one containing a 65W charger and user manual (Which nobody reads actually)

DESIGN:

The design of Lenovo Ideapad 3 14 inch is classy, it has a polycarbonate body with a beautiful metallic finish.

Although the build is quite sturdy, the laptop feels smooth in hand.

Because of its lightweight, It is easy to carry and hold making it one of the best budget laptops for students and office workers.

The lid can’t be opened with a single hand and the hinges are silent.

The overall build quality of Ideapad 3 is impressive.

WEIGHT:

The Ideapad 3 has beaten almost every laptop in the competition of weight.

It weighs 3.30 pounds only which is quite lightweight.

KEYBOARD:

The keyboard of the Lenovo Ideapad 14 inch is great for fast and accurate typing.

The placement of the keys is excellent, we tested its key pressing ability, and the results showed 97% accuracy.

This compact laptop offers a decent keyboard overall.

TOUCHPAD:

The touchpad of this laptop is responsive and smooth, it can be clicked from anywhere.

Although it does not support windows precision, it is pretty much accurate.

PORTS:

All the necessary ports are present including a 3.5mm headphone/ microphone jack and an SD card reader on the right side.

And a charging port, a charging indicator light, then we have got an HDMI 1.4b port, then we have got two USB 3.1 ports and a power on/off the light on the left side.

READ ON TO KNOW INTERNAL REVIEW OF LENOVO IDEAPAD 3 14-INCH AMD RYZEN 5 3500U:
False: Hospital Authority did not allocate HK$3 billion to subsidize the medical fees of Hong Kongers living in Guangdong
By: Jerome Lizambard
Tags: Covid 19, Hospital, Budget, Hong Kong, Hong Kong Politics

False: Hospital Authority did not allocate HK$3 billion to subsidize the medical fees of Hong Kongers living in Guangdong Jerome Lizambard Follow Dec 1, 2020 · 3 min read

[Note: This story was first published on Oct. 5, 2020, but was accidentally deleted. It was uploaded again on Dec. 1]

By Jerome Lizambard and Katherine Cheng

On Sept. 25, a Facebook post by the media company Cupid Producer claimed that Hong Kong’s Hospital Authority (HA) has earmarked $3 billion (US$387 million) to subsidize the medical bills of Hong Kongers currently living in Guangdong province, China.

The caption says HA chief executive Tony Ko Pat-sing has sought approval from the Legislative Council for these additional funds.

The post also contains an image of Ko with accompanying text, however, which says $3 billion has been allocated for the medical consultation fees of Hong Kongers in Guangdong.

The post received 8,100 engagements and was shared more than 2,500 times in a few days. The majority of the nearly 700 comments criticized the body which manages public hospitals in the city.

The claim is false.

While the government has requested the Legislative Council to approve $3 billion in additional funding for the HA as part of anti-epidemic efforts, these funds will be dedicated to enhancing the statutory body’s service capacity in Hong Kong in preparation for a possible fourth wave of COVID-19 infection as well as the winter influenza season, according to the proposal on the Legco website.

An excerpt from the Agenda for Finance Committee, which includes reference to the breakdown of the $3,044 million Hospital Authority budget request. (Source: Legislative Council).

The agenda of the council’s Finance Committee also shows a separate support scheme of $103.8 million (USD 13.39 million) for the Food and Health Bureau has been proposed to subsidize medical consultation by Hong Kongers residing in Guangdong meanwhile.

An excerpt from the Agenda for Finance Committee, which includes reference to the commitment of $103,8 million to subsidise residents in Guangzhou. (Source: Legislative Council).

These Hong Kongers who suffer from chronic diseases could not go back to the city for their medical consultation due to travel restrictions that were set in place because of COVID-19. They can seek consultation at the University of Hong Kong — Shenzhen hospital under the scheme.

The Finance Committee has approved both budget items on Sept.28.

Disclaimer: This is a student work. Although faculty members at the Journalism and Media Studies Centre at the University of Hong Kong have done everything possible to verify its accuracy, we cannot guarantee there are no mistakes. If you notice an error or have any questions, please email us at contact@annieasia.org.