In the e-money market, GooglePay will dominate.
By: Sakigake News
Tags: Japanese Culture, Japan, Money, China, Japanese

Do you use ◯◯ pay?

I also use paypay, LINE Pay, and more recently Melpay.

The biggest benefit is that each company has a high return rate campaign to attract users.

I remembered that I went to Shenzhen, China for work three years ago.

Shenzhen of China is the world’s most advanced super cashless society.

The Chinese of the customer saw for the first time QR code settlement when accounting in the restaurant.

Alibaba’s Alipay and Tencent’s We Chat Pay are the mainstream of the QR code payment industry in China.

Alibaba is a leading EC site called Amazon in China.

Tencent is an instant messenger “wechat” used by everyone in China, LINE in Japan.

If the Chinese live in the city, neither service was used.

In Japan three years ago, electronic money payment services were iD and Edy.

As you all know, iD and Edy can be accounted for simply by holding the smartphone over the terminal.

Personally, I often used charge-free iD payment rather than Edy.

My sense was that credit cards have become smartphones.

By the way, the biggest reason I didn’t use the iPhone at that time was because I couldn’t hold a type of electronic payment over the terminal.

Now that there is Apple Pay, I’m wondering if it should be an iPhone.

In Japan three years ago, QR code settlement did not exist.

Seeing that Chinese customers at the customer have paid for QR code payments, China is old.

In Japan, all you have to do is hold your smartphone on the terminal.

But why not just launch the app and have the shop assistant scan the QR code.

I was disappointed that I came to Shenzhen of the world IT technology cutting edge.

The age is “Osaifu-Keitai”!

I was seriously embarrassed (・ _ ·;)

While listening to various things from people of business partners, I understood the importance of QR code settlement, and I was reminded of how my own knowledge was amazing.

Nowadays, even in Japan, the number of people who are casually using LINE Pay and pay, especially among young people, is increasing.

As I mentioned earlier, I choose ◯◯ pay with a high reduction rate and use it daily.

All the companies rolled up the high return rate campaign.

In the early stage of smartphone payment service, Japanese introduction, each company is desperate to acquire users.

The goal of the cashback campaign, in which LINE Pay and PayPay are piling up money to increase users, is the business that makes use of the Social Credit Score.

Credit score is simply an individual rating.

For example, Yahoo auctions, Yahoo! Shopping, Yahoo! Card payments, etc. have already been rated Yahoo.

We have announced that the Yahoo score will be provided to companies from July.

Individuals are ranked by their actions and shopping.

In the past, banks and credit card companies decided on their creditworthiness.

However, nowadays, it is now the time for LINE Pay, Pay Pay, etc. to determine the creditworthiness of individuals.

The one who holds the market share of the smartphone payment service quickly takes over.

Dataize personal consumption and behavior, rank it, and sell it to companies.

In fact, where do you hold the supremacy?

Is it LINE Pay with which the friendship is linked?

You will be able to quantify the value of the person from the friendship.

There are many rich friends who are rich.

Poor people often have poor friends.

If there is money, there will be preferential measures such as interest rates.

Since paypay is a SoftBank, the trends of Yahoo accounts and SoftBank smartphone users can be linked.

In the case of Yahoo’s service, wisdom bags, Yahoo auctions, and comments on news.

If it is a wisdom bag, the user who answers the question most likely will be highly rated.

If you’re commenting on the news, it’s also worthy of people who are qualified and commenting.

I think that when this high reduction rate campaign settles down, all Google is likely to go away.

GooglePay can organize iD payments.

I have already set LINE Pay to GooglePay and paid by QUICPay.

It is predicted that perhaps all the P Pay will be aggregated into this.

What I actually try using QR code payment is the trouble of having a clerk scan the QR code.

After all, holding the smartphone over the terminal, it is easier for Chareen to make it in an instant.

In that sense, Google Pay is superior to other QR code payment services.

I think that all smartphone payment services can be summarized here.

Then, when paying at a convenience store or supermarket, Google automatically makes a decision, determines the most profitable Pay in the shop, and completes the payment.

I feel like that.

Still, Google is not in the stage of watching.

In any case, GAFA will be serious from now on.

It looks like this now.

◯Google GooglePay

△ Apple Pay

▲AmazonPay

☓ facebookPay

We are expecting a high reduction rate campaign with PayPay, LINE Pay, Merpei, Janjabari Bali of Japan.