fabiochiu/medium-articles huggingface dataset:
The Secret to Spending All You Want
By: Priyanka Mashelkar
Tags: Personalfinance, Investing, Money, Budget, Business

The Secret to Spending All You Want

Photo by Obi Onyeador on Unsplash

There are two types of people — those who find it hard to save, and those who find it hard to spend. Yes — hard to spend. Either because we go overboard and spend more than we meant to — cue the self guilt-trip, or we are simply too anxious to spend, fearing the first outcome.

I definitely belong to the second category. I am a ‘saver’ at heart, always looking for a ‘frugal’ way out, and I would rather save than spend. I also have a secret (well, not that secret anymore now) fear that once I start spending, I won’t stop.

Spending is an art. Anyone can spend mindlessly, with only a momentary spike in dopamine. But spending freely, on things that will provide value to you, without any associated guilt, while also ensuring that you are on track for your financial goals, in other words, spending well, is truly an art.

Whether you are like me, or simply need some help in spending well, here are some ways to do so.
That is so true.
By: Dr Joel Yong
Tags: Investing, Money, Budget, Personal Finance, Saving

That is so true. Having a credit card can spell doom for a lot of people, especially if they do not know how to manage their finances properly.

The bigger problem at hand is one’s ability to manage their spending habits to ensure that their money output isn’t exceeding their money input. It’s surprising how many people can fall into financial ruins because they can’t balance that equation properly.

Because if they could see the use of a credit card exactly like how they used a debit card, life would be easier.

I did just that on 17 credit cards once upon a time, held $0 debt, gave the banks no extra interest payments, and got to fly around the world (mainly) in first class for the heck of it. Life was fun. Yes, that, as a dirt poor student too… with free nights at swanky hotels to boot too!
Books to Prioritize Your Finances
Tags: Money Mindset, Saving Money, Budget, Personal Finance, Money Management

Ever since I was a kid, I’ve thought that books are the most underpriced things in the world. Getting an hour of the same person’s time or attending an event that they’re speaking at would easily cost you triple digits whereas the only books that I know that are triple digits are required college textbooks.

Today is Black Friday and while many line up to spend money on more material objects to surround themselves with that’ll never compensate their internal sense of dissatisfaction, I’ve had the pleasure of finishing yet another book on personal finance.

I’ll admit. I did get a Nintendo Switch and JBL speaker today so I am not free from the allure of material add-ons. In my defense, my friend bought the Switch for me as a gift and the speaker is something I’ve had in mind for years. I tend to avoid impulse binge shopping but here are some of my impulse binge reads 😏

The Millionaire Next Door

by Thomas Stanley and William Danko

Rich Dad Poor Dad

by Robert Kiyosaki

(I personally am not a fan but it’s a common recommendation so I’ve included it here)

If You Can: How Millenials Can Get Rich Slowly

by William Bernstein

Psychology of Money

by Morgan Housel

Total Money Makeover

by Dave Ramsey

I Will Teach You to be Rich

by Ramit Sethi
The Weekly Top 3 (11.23.2020)
By: Brad Keithley
Tags: Alaska, Budget, Fiscal Policy, Oil

Welcome to The Weekly Top 3 — our look at the top 3 things on our mind this week — for the week of November 23, 2020.

The Weekly Top 3 is a regular weekly segment on The Michael Dukes Show. The Show broadcasts on FacebookLive and via streaming audio from the Show’s website weekdays from 6–8am. I join Michael each week on Tuesday’s show, from 6:20–7am, for a discussion between the two of us about the three issues.

This week our Top 3 are these: 1) now that we know the legislature will be closely divided, all eyes turn to the Governor’s budget (1:52); 2) the Alaska Municipal League says its weighing in on state fiscal policy, and that may be a good thing for the PFD (14:48); and 3) with the federal government proceeding to sell leases, we take a realistic look at the potential for ANWR development (23:40).

The segment is at the YouTube clip above. For those that prefer the audio version, it is available both on our Spotify and Soundcloud pages. For this and other complete podcasts of The Michael Dukes Show, go to the Show’s Soundcloud page here.
How to Budget: Thanksgiving Edition
Tags: Thanksgiving, Cooking, Budget, Budgeting, Grocery Shopping

Thanksgiving is right around the corner! Is it your turn to host the Thanksgiving dinner?

Even though Thanksgiving may look slightly different this year, with smaller gatherings and a tighter budget, don’t let that stop you from having a great Thanksgiving meal with your loved ones.

Here are 5 tips on how to prepare the perfect Thanksgiving meal on a budget:

Don’t be a Gordon Ramsay

An amazing Thanksgiving dinner does not have to be extravagant; you won’t need truffle oil or imported saffron. There are a variety of recipes online for budget friendly side dishes that you can create. Don’t forget to check those out! A key tip is that vegetables also tend to be less expensive.

Before heading to the grocery store, make sure you plan out all of the components you will be making. Will you be serving mashed potatoes, pumpkin pie or stuffing? Hopefully it was a yes and a yes. Remember to write a grocery list so you don’t forget anything or get distracted by items you don’t need.

Don’t be afraid to be an extreme couponer

Before heading to the grocery store, check if there are coupons on the groceries that you will be purchasing. When you head to the market, don’t forget to also check the store’s daily specials and coupons. Even if the individual coupons only deduct a small portion from the cost, they will add up. Have you watched Extreme Couponing before? Every cent matters!

Head to the grocery stores early

Not only will there will there be long lines, but also a limited selection of produce left if you decide to shop the day of Thanksgiving. It is important to avoid peak hours in order to stay safe during COVID-19.

Shop early, but not too early. During the week of Thanksgiving, there will be deals on certain items such as Turkey, so you don’t want to miss out on those. Before heading to the grocery store, if you are curious about how busy your local grocery store is, check the grocery store’s location on Google Maps. Under Population Times, there is a live feature where you can view how busy your supermarket is.

Have a Thanksgiving potluck

Make Thanksgiving a collective effort. Delegate dishes to family members and friends. Why make Thanksgiving a stressful experience for yourself when you can relieve the stress by having everyone bring a dish. Your prep and cooking time will also be decreased. Now, you can focus on perfecting your own dish and in return, everyone will bring their best dishes. A potluck will be less expensive for everyone, and everyone gets to participate in the fun of making something. Maybe even make it a friendly competition! Thinking of doing a Thanksgiving potluck now? If so, get your spreadsheet ready!

Most important: Remember it’s about family and friends

Thanksgiving is all about spending time with your loved ones. This year’s Thanksgiving may be especially different, but don’t let that ruin this special time. 2020 has been difficult for many, so remember to cherish this moment with your family and friends.
Best Etsy Budget Bridal Gowns
Tags: Bridal Gowns, Budget, Weddings, Fashion, Wedding Planning

Best Etsy Budget Bridal Gowns

Online shopping for a wedding gown can be high risk high reward. Supporting small businesses will surely help you feel as good as your bank account (but being in something not off the rack will make you feel even better.) Kate Nov 25, 2020·3 min read

Here are a few top picks under $1,800 USD from highly-rated Etsy shops. Don’t see anything you like? Many designers on the platform do custom dresses, so you can create something entirely unique to you and your vision.

Larein By KurajeWeddingDresses

On-trend bustier top? Check. A-line skirt to stay comfortable? Check. Beautiful lace detailing? Check. Coming in at just $1,600, you’re going to have a hard time beating this price at your local bridal shop. KurajeWeddingDresses has a 5-star review out of over 140 sales and often brides will post photos in their gowns for reference in their review.

Off-Shoulder Gown by WowBridalDress

Live out your cottage core and princess fantasies. This off-shoulder puff sleeve looks couture without the runway price tag. At just $750, you’ll have plenty to save to invest in fun bridal accessories to bring this statement dress even more over the top. WowBridalDress sports a 5-star rating with more than 280 reviews.

ANASTEISHA by MilaBridal

Chiffon. French lace. Those beautiful sleeves. This classic, this elegant gown has staying the power to impress your grandchildren or even great-grandchildren. Not pictured: the scalloped lace open back (yes, it's just as good as you can imagine.) Priced at just $750, there’s plenty of budget for a reception dress if you want something more sexy and flirty to party in (though I can’t imagine taking this dress off once it’s on; it’s that beautiful.)

The best part? MilaBridal does. Not. Miss. The shop has a perfect 5-star rating with over 1,700 sales. She’s definitely a shop to watch.

Low-Back Gown by ACherieCotoure

Spice up that minimalist crepe gown! If you’re looking for something a bit more than the trendy fit and flare crepe, this ACherieCotoure gown boasts feathery organza detailing wrapped across your curves. To borrow Sarah Seven’s tagline: this gown is chic as shit. For $1,400, you sure as hell won’t be paying the price for something this fabulous.

Like the others on this list, ACherieCotoure reps a 5-star rating from over 230 happy brides. Budget brides be cautious however, this shop carries a number of dresses over the $1,800 price point. If that’s not an issue, check out the incredible designs she has to offer.

Nobody at your ceremony has to know you saved so much money on your dress! To them, you’ll look like a million bucks. All of these designers are raved about for their communication and will custom-fit your dress to your measurements before it arrives to you.
Fine Art Shippers Took Part in Another ARTinvestment.RU Webinar
By: Ilya Kushnirskiy, Fine Art Shippers
Tags: Investment, Art, Shipping, Webinar, Logistics

Photo credit: ARTinvestment.RU/artinvestment.ru

We are pleased to share the news that Ilya Kushnirskiy, Marketing Director and Co-Founder of Fine Art Shippers, took part in the most recent interactive webinar hosted by ARTinvestment.RU, an online platform dedicated to the Russian art market. The webinar, which is titled “2020 art market results: figures, facts, personalities,” was held today, November 23, and featured some of the speakers, including Ilya Kushnirskiy, who took part in the previous ARTinvestment.RU webinars.

ARTinvestment.RU Webinar Featuring Fine Art Shippers

What was the outgoing year for the art market and its players? What new discoveries have artists, curators, dealers, auctioneers, art economists, art managers, and other art business professionals made for themselves? What developments of the 2020 season will be adopted in 2021? These and many other important questions were discussed today during the webinar “2020 art market results: figures, facts, personalities.”

As mentioned above, the webinar was hosted by ARTinvestment.RU and led by Egor Molchanov, Head of ARTinvestment.RU, and Denis Belkevich, Chief-Editor of ARTinvestment.RU. Ilya Kushnirskiy, Marketing Director and Co-Founder of Fine Art Shippers, was among guest speakers who were invited to share their experience and knowledge of today’s art market.

At Fine Art Shippers, we are proud and happy to take part in different webinars and online lectures dedicated to the world of art and art logistics in particular. This year, we had the pleasure of participating in Observer’s Business of Art Webinar “Industry 1:1: How Auctions and Art Sales Need to Adapt,” International Art Management’s online lecture “Art crosses the border. Art logistics,” and ARTinvestment.RU webinar “Art logistics today: safety in transportation and storage of art,” among others. In the time of the coronavirus pandemic, it is very important to stay connected and support each other as much as possible. Only in this way, we can help the art community and the art market recover and develop.
CEVA Logistics to rebrand AMI Worldwide, MANICA from Jan 1
By: Logistics Update Africa, Lua
Tags: Logistics

Except for MANICA in Zimbabwe, Malawi and the borders, it will be branded MANICA a company of CEVA Logistics through until January 1, 2022.

By Our Correspondent

December 23, 2020: CEVA Logistics has completed the rebranding of the African acquisitions it made in the summer of 2020. With effect from January 2021, AMI and MANICA will be fully branded as CEVA Logistics. Except for MANICA in Zimbabwe, Malawi and the borders, it will be branded MANICA a company of CEVA Logistics through until January 1, 2022.

Also Read: CEVA Logistics to spread wings in Africa; acquires AMI Worldwide

CEVA Logistics’ Bruno Plantaz, managing director India, Middle East and Africa, said, “Customers will see a seamless transition as the locations become fully part of the CEVA Logistics network in Africa. From the start of the New Year, we will be further facilitating cargo movement within Africa and strengthening trade ties with the rest of the world, all under the CEVA Logistics brand.”

As a part of CEVA Logistics strategic plan to become a leading, continent-wide market player, the company made an important acquisition in June 2020 by taking a majority stake in AMI Worldwide and its brands AMI and MANICA. Since then, teams in all locations have worked together to focus on rebranding facilities, equipment, IT and business development materials.

Also Read: CEVA Logistics strengthens African presence through JVs in Egypt, Ethiopia

That task is now complete and effective from January the 1, 2021. All locations in Kenya, Uganda, Tanzania, Rwanda, Burundi, Mozambique, Botswana and Zambia will progressively be branded as CEVA Logistics.

Also Read: Peter Penseel quits Qatar Cargo, joins CEVA as global head of air freight

Other facilities also now branded CEVA Logistics:

Three CCIS facilities which joined the CEVA Logistics network in Mali, Burkina Faso and Ivory Coast.

Four new CEVA Logistics operations have been established in Mauritania, Senegal, Benin and Cameroon under the company’s own identity.

CEVA Logistics’ network consists of 42 countries in Africa and is now branded in 21 countries. All 1,300 employees of the acquisitions have joined the CEVA Logistics global network with the objective of offering customers a seamless network, facilitating cargo movement within Africa and strengthening trade ties with the rest of the world.

The expanded African network maintains its close relationship with CEVA’s parent company, the CMA CGM Group, which enjoys a historically strong continental presence in the continent of Africa.
A relevância do setor de Petróleo e Gás para o Brasil
By: Braaim - Brazilian Alternative Investment Market
Tags: Energy, Petroleum, Desenvolvimento, Gas, Logistics

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Christmas gift for the girlfriend
By: Kimberly C. Allen
Tags: Girlfriend, Christmas, Christmas Gifts, Gifts

I am digital marketer and professional blogger.I have 4 years experience .http://www.bhatbazaar.xyz/
Terraform data sources
By: Jaemin Seo
Tags: Iac, DevOps, AWS, 테라폼, Terraform

Data source 에 대해서 알아보자

Photo by Markus Spiske on Unsplash

Data sources

Data source 는 Terraform 을 사용하지 않고 만든 infrastructure resource 또는 다른 곳에서 사용중인 Terraform code 를 통해 만들어진 resource 의 Data 를 가져오는데 사용된다.

각각의 provider 들은 resource 와 함께 data source 도 제공하고 있다.

Data source 문법

예제를 통해 어떻게 사용하는지 알아보자.

코드의 첫번째 라인처럼 data block 을 통해 원하는 type 의 data 를 가져올 수 있다.

예제 코드에서는 user_name 이 foo_name 인 aws_iam_user 의 data 를 가져오도록 하였고 foo 라는 이름을 붙혀줬다.

이처럼 data 를 가져오기 위해서는 data block 안에 정보들(Arguments)을 명시해줘야 하는데, 이 Arguments 에 대한 내용은 각각의 Provider document 페이지에서 확인할 수 있다.

예제에서 사용한 aws_iam_user data 같은 경우도 document page 에서 확인할 수 있으며, 아래와 같다.

resource 사용법과 동일하게 (Required) Argument 에 대해선 반드시 명시를 해줘야하고, (Optional) 인 경우에는 필요한 경우만 명시하여 사용하면 된다.

또한 resource 사용법과 동일하게 data type 과 data name 을 합친건 unique id 로 사용되므로 다른 것과 중복되면 안된다.

Data instance 참조

data block 을 통해 data instance 가 생성되고 우리는 이걸 참조하여 원하는 data 를 가져올 수 있다.

resource 사용법과 동일하게 data.<TYPE>.<NAME>.<ATTRIBUTE> 문법을 사용하여 가져올 수 있으며, 위의 예제에서는 resource block 내에서 data.aws_iam_user.foo.path 를 사용하여 foo iam user 의 path 값을 가져왔다.

각각의 data instance 는 type 에 따라 참조할 수 있는 Attribute 가 있으며, 각각의 data source 문서를 참고하면 된다.

여기서 사용한 aws_iam_user 의 document page 를 참고해보면 아래와 같은 Attribute 가 제공됨을 알 수 있다.

filter block

filter 란 용어 그대로 가져온 Data instance 중 원하는 Data instance 를 얻고자 할때 사용된다.

예제를 통해 살펴보자.

data block 을 통해 aws_ami 를 가져오고 있으며, "name" 이란 filter 를 통해 "amzn2-ami-hvm*" 에 해당하는 Data instance 를 가져온다. (이와 같이 정규식의 사용도 가능하다.)

most_recent 와 함께 사용하였으므로 이 data block 을 통해 가장 최신의 Amazon Linux 2 AMI 를 가져올 수 있다.

Filter 에서 사용할 수 있는 key 값은 aws_ami Attribute document page 에서 filter 부분을 보면 확인할 수 있다. ( describe-images 를 위한 AWS CLI Reference의 -filter option 을 살펴보라고 나와있다.)

예제에서 이렇게 가져온 Data instance 를 통해 aws_instance resource 를 생성하는 부분까지 확인해 볼 수 있다.

filter 는 아래 예시와 같이 여러개의 block 을 명시한다면 AND type 으로 동작하고,

filter {

name = "name"

values = ["amzn2-ami-hvm*"]

}



filter {

name = "virtualization-type"

values = ["hvm"]

}

아래 예시와 같이 한개의 block 에서 여러개의 values 를 명시한다면 OR type 으로 동작한다.

filter {

name = "name"

values = ["amzn2-ami-hvm*", "ubuntu-*"]

}

Local-only data sources

일부 Data source 중에는 remote infrastructure 에서 data 를 가져오는 것이 아니라, local 에서 처리한뒤 data instance 를 생성하는 것들이 있다. template_file , local_file , aws_iam_policy_document 이 3가지가 있는데, 간략한 설명과 공식 documentation page 를 적어놓을테니 사용법은 여기서 확인 바란다.
2020 my year to keep “in mind” / 2020 mi año a tener “en mente”
By: Luis Eduardo Dejo
Tags: Mental Health, New Year Resolution, Salud Mental

(Versión en español al final)

Previously posted on Linkedin and my site

This is the moment of the year when many start making a summary of the year. Lessons learned, wishes for the coming new year.

This has been a special (and tough) year for many of us. Friends and family we’ve lost. And friends that lost family and friends. New work configurations (which I appreciate) and above all, it’s been a year to consider what really matters and to care about it. One thing that has been salient for me (besides family and loved ones) has been mental health. Often considered a taboo or even a sign of weakness.

At the beginning of the lockdown, after an anxiety crisis I was diagnosed mild depression. Sleepless days, unable to focus, and a hardly explainable sadness. It was the first time I took sleep pills and fortunately I had the right person next to me, plus professional help and friends. Now it’s part of the past, I’m better. I’m grateful that my loved ones also asked for help and we are all moving forward. Being aware that are things that you can’t control but also things you do control is liberating.

I’m grateful that I’m surrounded by people who care. I hope this coming 2021 is surrounded by those people I have around and those I couldn’t see during the year.

And hope more of us can keep in mind that

asking for help doesn’t mean you’re weak. It means you’re human.

Don’t take your mental health for granted.

Luis

(Ahora en Español)

Previamente publicado en Linkedin y mi página

Llega el momento de hacer el resumen del año, de lo que aprendimos y de las resoluciones de año nuevo.

Éste ha sido especial y duro, muy duro. No solo para mi, sino para muchos de mi familia y amigos. Amigos que perdimos y amigos que perdieron familia y amigos. Muchos hemos tenido que adaptarnos a nuevas formas de trabajo (que me encantan). Pero para mí ha sido el año de considerar y valorar lo que realmente importa y cuidar de ello. Una de las cosas que resalta además de familia y amigos es tel tema de la salud mental. Hablar de salud mental es tabú para muchos o incluso un síntoma de debilidad o falta de personalidad.

A inicios del confinamiento, luego de una crisis de ansiedad me diagnosticaron un cuadro de depresión leve. Imposible concentrarme y una tristeza infinita que sabía que no era normal. Busqué ayuda y entre pastillas para dormir y mi sicóloga de toda la vida lo he superado. Aprendiendo que hay cosas que no puedes controlar y que debes dejar pasar, y haciéndote dueño de las cosas que puedes controlar. Tener a mi lado a la persona correcta, ayuda profesional y el cariño de amigos y familia que supieron de esto (muy pocos), puedo decir que es parte del pasado. Pero queda la conciencia de que te puede pasar en cualquier momento y…es normal. Más aún en estos tiempos.

Para el 2021 solo espero poder estar con los que me importan y con los que no pude ver este año. Y espero que todos aprendamos que la salud mental debe cuidarse.

Y que pedir ayuda no te hace débil, te hace humano.

Luis Eduardo Dejo
5 THINGS TO NEVER DO IN 2021
By: Meaningful Ride
Tags: New Year 2021, Happy New Year 2021, 2021, New Year Resolution

HERE WE SHARE HOW TO LIVE LIFE IN MOST MEANINGFUL WAY EVEN IN THIS RESTLESS ENVIRONMENT BY APPLYING VERY VERY SIMPLE STEP.
Latest Youth STEM Competition 最新青少年科技竞赛信息 (11/22)
By: Youth Innovation Lab
Tags: STEM, Coding, Youth, Competition

有关青少年的最新科技竞赛信息 （K-12)，每周更新

最新更新 2020年11月22日 联系我们： info@ycic.club

This page is dedicated to post the latest STEM competition (include activity) for youth (K-12), it will be updated once per week.

Latest update Nov 22nd, 2020 Contact Us：info@ycic.club

(all the pictures / logos are copyright owned by its original owner)

====================================

MakeX Spark Online Competition

MakeX Spark设计挑战线上赛

MakeX Spark是创意硬件搭建线上赛，本赛项着重于跨学科学习，强调理论知识与现实世界的相互联系。鼓励参赛选手主动了解现实问题，亲自动手尝试用不同的方法分析和解决问题。

详细介绍：

https://spark.makex.io/spark-2/

在线报名：

TBD

比赛详情

时间： 2020年11月30日 — — 12月17日

地点 ： 线上

年龄： 6 到 13岁的学生 （国籍不限）

比赛主题： 家庭帮手

比赛要求：硬件不限，软件必须用MBLOCK

团队规模： 每个团队最多1个

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Destination Imagination

目的地想象青少年大赛

目的地想象力（DI）通过全球大学水平的学生向所有幼儿园开放。 学生组成最多7名成员的团队，选择自己喜欢的挑战，并共同开发解决方案。 每个团队至少有一个团队经理（通常是父母或老师），可以帮助保持团队的正常运转，但不协助或干扰团队的解决方案。

详细介绍：

https://www.destinationimagination.org/challenge-program/2020-21-challenge-previews/

比赛详情

时间： 2020年11月1日 — — 2020年3月15日

地点 ： 线上

年龄： 6 到 18岁的学生 （国籍不限）

比赛主题： TBD

比赛要求： TBD

团队规模： 每个团队最多7人

====================================

CMIMC编程是一个全新的高中编程竞赛！ 它由CMU学生管理，与CMIMC数学竞赛背后的团队相同。 今年的比赛将于2021年1月30日举行。由于COVID-19，比赛将完全在线进行。

比赛包括AI回合和优化回合。 有关更多详细信息，请参见信息页面。

这是一次团队竞赛，每个团队最多3人。 确保在2021年1月16日之前注册团队！ 请参阅注册页面以获取注册说明。

比赛详情

时间： 2021年1月30日

地点 ： 线上

年龄： 14到 18岁的高中学生 （国籍不限）

比赛主题： TBD

比赛要求： TBD

团队规模： 每个团队最多3人

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如果你知道什么其它的青少年STEM赛事，请与我们联系，info@ycic.club

(all the images are copyright owned by its original owner)

（所以照片版权归其原作者）
Evaluating Regular Season Indicators of Final Four Success
By: Aaron King
Tags: Basketball, Statistics, College Basketball, Final Four

Indicator #1: A Top-50 Rating in Overall Efficiency

This is a fairly simple factor to understand. If a team is good at outscoring its opponents in the regular season, then it is more likely to outscore opponents in the postseason. 46 of the last 48 Final Four teams have met this mark. The teams that didn’t were 2018 Loyola-Chicago (61st) and 2011 VCU (89th). That’s understandable, as each of those teams were considered underdogs even in their Round of 32 games. Even then, other unlikely Final Four teams met this requirement. 2011 Butler (8 seed), 2017 South Carolina (7 seed), 2013 Wichita State (9 seed), 2016 Syracuse (10 seed), 2015 Michigan State (7 seed), 2014 UConn (7 seed), and 2014 Kentucky (8 seed) all could be considered upsets to win their respective regions, and yet they all met this indicator.

Indicator #2: A Top-75 Rating in Defensive Efficiency

Once again, this indicator is fairly straightforward but it also speaks to the importance of a well-balanced team. Simply put, your team just isn’t going to win four straight games in March if the team struggles defensively. Very few college offenses can maintain success for four straight games against high-level defenses, so a competent defense is needed just for the team to have a chance at a Final Four run. 47 of the last 48 Final Four teams have met this requirement. 2011 VCU remains the lone outlier, as they were ranked 137th heading into the tournament. It’s still a mystery as to how they advanced so deep that year.

Indicator #3: A Top-175 Rank in Effective Field Goal Percentage

Teams that make shots generally do better than teams that don’t. That’s what this indicator means, essentially. 45 of the last 48 Final Four teams have met this expectation. 2011 UConn (211th), 2013 Louisville (222nd), and 2017 South Carolina (314th) fell bellow that line. Louisville and South Carolina both had top-3 defenses in their respective seasons, which explains why they were able to maintain success. Generally, a top-3 defense will bail you out of most offensive shortcoming. The UConn team simply was an outlier.
73rd National High School Basketball
Tags: Nationals, Basketball, Schools, High

in In Fitness And In Health
WKU Basketball: Hilltoppers Handle Tennessee Tech, 88–68
By: Alex Sherfield
Tags: Basketball, College Basketball, Wku Basketball, Wku Hilltoppers, NCAA Basketball

The Western Kentucky Hilltoppers men’s basketball team returned home to play one last game at Diddle Arena for the year 2020. This was also a non-conference matchup against Tennessee Tech from the Ohio Valley Conference. An hour before tipoff, it was announced that the highly touted junior Charles Bassey was inactive for tonight’s game. This was something that quickly needed to be an afterthought as the Tops were competing for a win.

Tennessee Tech came into the game winless with an 0–8 record. As the game started, the Golden Eagles won the tip. In the first sequence of the first half, the Tops dominated outstandingly. This included a 13–4 run y the Tops under the 16-minute mark of the first half. Luke Frampton scored the first 6 points of the game with back to back three-pointers. The game went on with the run increasing to a 24–12 lead through the halfway mark. This also includes one fast-break dunk that is SportsCenter worthy from Josh Anderson:

The Tops didn’t fall into the pressure of replicating Bassey as they kept up the defensive momentum on the Golden Eagles. Taveion Hollingsworth quickly filled the rebounding duties as he was able to get four in the first half alone, leading the team. One concern that still lingered for the Tops over the first half was acquiring 8 turnovers in a five minute period. In the last five minutes of the game, the deficit was cut to a 28–18 lead for WKU as they struggled to increase the lead. In the closing seconds, Kenny Cooper scored on a buzzer-beating three-pointer.

At halftime, the Hilltoppers lead the Golden Eagles 36–25.

Starting in the second half, the Tops continued to have the upper hand. Their biggest lead was 15 points but it was quickly cut by the Golden Eagles. A Luke Frampton three was the catalyst that pulled the Tops back into dominating. WKU kept the foot on the gas pedal for the rest of the half, approaching a 24 point lead with two minutes left in the game. This extended into a final score of Western Kentucky beating Tennessee Tech 88–68. This was their seventh win on the season as they completed the nonconference portion of their schedule at 7–2.
Are You In Love With The Chase?
By: Louie Rahil
Tags: Basketball, Greatness, Chase, Business, Steph Curry

Are You In Love With The Chase?

Photo by Markus Spiske on Unsplash

Steph Curry has not played a meaningful basketball game in the last 300 days, and he is about to play his first game in a few minutes. No, This is not a basketball blog. It is a blog about helping you to become your future self and to ship your work daily.

That is why I’m sharing this. When Shaq O’Neal asked Curry, “What does it take to get to the top again?” Curry responded, “Falling in love with the chase.”

Curry is one of the best shooters in the game’s history who motivates himself by falling in love with the chase. The chase here is Greatness.

The chase is the daily routine and daily sacrifices.

The chase is showing up every day, doing the work, and mastering the craft.

The chase is going to sleep early and getting up before the sun.

Winning is a result of falling in love with the chase. Most people want to win, but they have no interest in falling in love with the chase.

What are you chasing? Are you in love with the chase?

Do The Work

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College Basketball Bets for 12/22
By: Kris Franklin
Tags: Basketball, Sports, College Basketball, Sports Betting, NCAA Basketball

It’s been a few weeks but we’re back with some more college basketball bets for 12/22. NBA season tips off tonight as well but I’m going to take a pass on the 2 NBA games and build the bankroll with the best college basketball spots for tonight.

College Basketball Bets for 12/22

At 7:00 we’ll see the La Salle Explorers face the Maryland Terrapins. La Salle is 3–1 over their last 4 games after a slow start to the season. Meanwhile Maryland is currently on a 2 game losing streak and hasn’t won a game in almost 3 weeks. 16.5 points is a lot to lay in a game that should be very close if each team rides their current momentum. I like the underdog to cover here.

The Tennessee Tech Golden Eagles are a tough team to invest in. Last time I bet them they weren’t able to cover the spread. They’re winless over 8 games and they’re facing the Western Kentucky Hilltoppers who are on a 4 game winning streak. Looking over their last 3 wins, however, Western Kentucky has won each game by 3 or less points. Tonight they’re favored by 22 points against Tennessee Tech and I’m optimistic that the Golden Eagles should cover even if they lose their 9th game of the season.

The late game of this slate will see the North Dakota St Bison take on the TCU Horned Frogs. TCU is coming off of a 1 point victory and has lost 2 of their last 4 games. ND St may be 2–5 but they’re currently on a 2 game winning streak. In their previous 3 losses they managed to keep the score within 11 points. Two of those games were on the road against ranked opponents. I think they’ll be able to keep it within 12 tonight against TCU.

The Kris Bets This…

NCAAM (3–4) (42.86%) (-1.4 units)

La Salle +16.5

Tennessee Tech +22

North Dakota St. +12

These lines were all taken from Draftkings. Don’t forget to check with Fanduel for the best lines available. Best of luck everyone!
WKU Basketball: Tennessee Tech Preview
By: Ross Shircliffe
Tags: Basketball, College Basketball, Wku Basketball, Wku Hilltoppers, NCAA Basketball

Prediction

The Hilltoppers struggle with focus early and let the Golden Eagles hang around longer than they should but wake up and use a big run to blow the game open. Stansbury rests most of the starters in the second half and we get to see Isiah Cozart, Kylin Milton, Patrick Murphy, and the other backups as the Hilltoppers roll to a 92–68 Win to close out non-conference play with a 7–2 record.
Ranking the Top 40 NBA Shooting Guards
By: Lou Pastor
Tags: Basketball, Nba Players, NBA, Basketball Analysis, Nba Basketball

Prompt: List out NBA Shooting Guards in order for who you would want on your team to optimize your chances of winning a title today, regardless of your salary cap situation.

Key: Player Name Team (2018–2019 Win Shares, 2018–2019 Box Plus/Minus), (2019–2020 Win Shares, 2019–2020 Box Plus/Minus)
Rudy Gobert has agreed on a new extension with the Jazz and posted a heartfelt letter, Mitchell’s reaction
By: Stelios K.
Tags: Basketball, Rudy Gobert, Sports, Utah Jazz, NBA

Rudy Gobert and the Utah Jazz have agreed on a new extension, making him one of the highest-paid players in the NBA.

On Sunday, the Jazz handed Gobert a massive five-year, $205 million extension, which he signed and became the highest-paid center in the league. With his new deal, Gobert now has the third-largest contract in NBA history, only behind Giannis Antetokounmpo and Russell Westbrook.

Following his historic extension, Gobert penned a heartfelt letter to Utah, thanking the city for welcoming him since his rookie season.

His teammate Donovan Mitchell (with whom there was the notorious incident with the virus that staggered their relationship but after nine months the anger and the grudge seem to have been erased) recently reacted on Rudy’s extension, and their relationship: “It’s big. I’m excited for him and I told him that. … We’re fine. It’s over. It’s past us. It’s hard to believe it’s still the same year (that everything happened).”

“I think we’re in a good spot on the court. … What you saw in the bubble is just a small step, a small glimpse,” he added.

Now that both players seem to be locked in and the drama belongs to the past, it’s time to embrace their potential and the new season which will commence tomorrow.

Last season, Gobert averaged 15.1 points, along with a career-high 13.5 rebounds, and two blocks per game. Over the course of his seven-year career with the Jazz, Gobert has compiled 11.7 points, 11 rebounds, and 2.2 blocks per game.

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Корпорация Ad Libitum торрент &
Tags: Covid 19

The level of education is in direct correlation with your salary
What Happens to New Writers on Medium? Proverbial Food for Thought
By: Adam Borowski
Tags: Writing, Health, Covid 19, Business, Life

Photo by Thought Catalog on Unsplash

Medium is a great site. Many excellent writers share their ideas with the world. But it can be an overwhelming virtual meeting place for new writers. Let’s take a look at what might happen to some new writers on Medium. . .on an emotional level. As counter-intuitive as it is, a new writer can be overwhelmed by the sheer number of ideas and concepts on Medium; thousands of top quality articles, obviously written by brilliant minds, offering advice and making suggestions.

While it’s great there are so many ideas on Medium, it’s also possible for new writers to lose their voice by desperately trying to mimic the established writers. A potentially unique, valuable voice might get lost forever. It’s also possible for new writers to experience a wide range of emotions — envy (wow, writer A writes so much and I don’t even know where to start), inferiority (writer B has so many followers and I can’t even get past 50) and probably the most common feeling of all — that of being an outsider trying to enter that arcane, parallel, realm of established writers. And it’s not easy to get the keys to the kingdom of literary heaven. Takes a lot of work. That’s how it should be, of course; it just might be that some new writers are so perplexed by the number of options, they don’t know where to start. And so — they give up before even trying.

These are highly skewed perceptions, of course: I’m sure there are many, if not most, new writers who find inspiration and joy every day as they grow on Medium. That’s why it’s crucial to notice new writers and offer them support and encouragement. Who knows — when properly motivated — even the most inexperienced writers might turn into the masters of the word one day, helping others hone their craft.

This adjustment is obviously easier for people who are seasoned writers — just not on Medium. If you write newspaper articles, short stories, novels, what have you — then you’re not going to be as overwhelmed as someone who’s a total greenhorn. Let’s say there’s a businessman who has a lot of practical experience. The businessman wants to share his perspective with the world. He knows Medium has a huge audience. He’s never written a single article in his life so he doesn’t know where to start. And then, after signing up to Medium, he comes across a helpful community. A few weeks later, he’s ready to write his first article on investing. As it turns out, a seasoned Medium writer on the other side of the world doesn’t know anything about investing. He asks the businessman for advice and now the two strangers grow together! And on and on it goes.
The Night Before Christmas Remix
By: Stacy Johnson
Tags: Family, Christmas, Black Christmas, Covid 19

Photo by Nubia Navarro

It’s the night before Christmas, and we’re stuck in the house

no one was speaking, not even my spouse

The presents were wrapped, placed under the tree with care

we knew the bill collector would soon be there.

The children were face timing from their beds

while shouts of “go to sleep” were blocked from their heads

And papa in his do-rag, me a silk cap,

had just hunkered down for a COVID-19 nap.

From the window, I heard a noise and lots of chatter,

I jumped out of bed because Black Lives Matter.

A sprint to the window I ran in a dash,

pulled back the curtains and started to laugh.

A full moon bounced from the street with a glow

Giving a top view of the couple below.

That’s when I questioned, could things be as they appear,

they are not wearing face masks, oh, dear!

The little old man walked with a stick,

I knew from the start it was Uncle Rick

He whisper-shouted and called out her name:

“Come on, Glayds, and I mean right now

walk like a Vixen! prance like a dancer to the top of the porch

then lean against the house.

We don’t want them to see us or hear us at all.

If you notice someone coming, don’t try to flee

stand where you are, and be who you be.”

Sly as a fox Auntie G came, carrying gifts,

no need for a cane.

Up to the porch, they flew

With candy canes, sweet potato pie, and an envelope full of money too

I pulled back my head and tried to hide; there was nothing left for me to do.

They slid the cash under the door, left the pie safe in its tin

The note read, “Merry Christmas to all, because of COVID, we will not come in.”

Across the street, they went

arm in arm

Uncle Rick still macking his pretty-boy charm

His Kango hat and Jordan shoes

Uncle Rick is hella cool.

Inside the car, he said through the glass

“Happy Christmas to all; I hope COVID gives you a pass.”
Update 24 XII ‘20
By: Facts And Fictions
Tags: Covid 19

WHO Deletes Naturally Acquired Immunity from Its Website

Authored by Jeffrey Tucker via The American Institute for Economic Research, Maybe you have some sense that something…
I Bought Pfizer’s Shares and Two Hours Later the Shares Started to Depreciate
By: Casimiro Designer
Tags: Pfizer, Money, Stocks, Covid 19, Business

As soon as the approval and release of the vaccine against Covid-19 was announced through Pfizer, the stock market exploded on behalf of investors who were starting to buy Pfizer shares. But a few hours later, the stocks which were at the price of $41.60 started to plummet and in less than two hours they were already at the value of $37.

With the drastic drop in stocks, investors began to get frustrated. Because nobody understood why the stocks instead of going up because of the vaccination announcement against Covid, which is great news for the whole world and mainly by the investors that at this moment would be looking to the market and Pfizer sales volume. Simply the stocks started to drop without explanation.

I bought the stocks at the value of $41.60 and at this moment my portfolio is with a negative balance of $8 because of its fall. But I’m not upset with the fall of the stocks and not a bit worried if they continue to decline.

But why am I not upset with the fall of Pfizer shares?

I’m not one of those investors who like to look at the present. My focus is always the future, I always look at things beyond what is presented to me. So I don’t need to be upset with the fall of Pfizer stocks. Because what I could understand about investors’ frustration is that most investors react as I always suspected. Love the immediacy and do not understand the progress of things.

Most investors who bought Pfizer stocks are upset, but analysts say to keep calm and keep the stocks and keep buying. But even though many see this, opinions are still divided behind the scenes. I am safe and fixed. Steady with my position. This is just the tip of the iceberg because the vaccine hasn’t been totally launched yet and the true efficacy hasn’t been verified yet. The right moment is still to come and it is not yet.

Are the actions falling? Then buy it soon, before it is too late.

Check below a very important explanation that an investor talked about what is really happening.

Thank you very much for reading and for being here.
Key Tips for Formatting a Screenplay
By: Sawyer Petrick
Tags: Writing Tips, Screenwriting, Film, Movies, TV Shows

The recipient of a bachelor’s degree in film from The New School in New York City, Sawyer Petrick earned high honors for his senior capstone screenplay “The Newsboy Racket.” After graduating, Sawyer Petrick helped write scripts for a web series with Whole Picture Films.

To improve the chances of a screenplay being read and understood correctly in a script breakdown, it’s important to format it properly. The producer and director, among other crew members, should make note of characters, costume changes, and props that are required for the shooting of the film. This should all be obvious and indicated in the screenplay.

One of the most important considerations when developing a screenplay are scene headings, also known as ‘slug lines’. These indicate where and when the action is taking place. For instance, if a scene is set at a grocery store during the afternoon, the slugline should read: “INT. GROCERY STORE — DAY.” Moreover, if this scene is set in the immediate aftermath of the prior scene, it can be marked “continuous” in the time slot position. “Moments later” is also an appropriate time designation.

Action lines that describe what each character in the scene is doing should follow the slugline. Dialogue, meanwhile, should be formatted as follows: The character’s name should be centered and in all caps, with their speaking lines written on the subsequent row.
C-dramas are frickin amazing
Tags: Drama, Chinese, Chinese Drama, Asiandrama, TV Shows

The best way — AND I MEAN THE BEST WAY — to procrastinate.

So if you don’t know what “C-drama” is, it’s just Chinese drama. So in this article I’m going to be mentioning some of my favorite C-dramas and why the heck they’re soooo good.

So first off, C-dramas are really good and I never thought that I’d be the kind of person who’d like this stuff but I do so, yeah. Give it a try. Plus if you just need to procrastinate and relax with drama, this is literally meant for you.

I will have to say C-dramas are very … cliche most of the time, so it’s a feel-good (again, most of the time).

Also if you are interested, I would definitely recommend getting Rakuten Viki and it has ads unless you want to buy premium, but it’s really easy and it also has most of them. The rest should be in Netflix. And there are alwayssss the ones on Youtube too, so you don’t have to buys anything to watch it.

So now for some of my favorite ones:-

Go Ahead — currently watching; cute feel good plot — on: Rakuten Viki (free)

Meteor Garden — finished watching; not exactly cliche but still cutesy — on: Netflix (pay for subscription)

Wait, My Youth — finished watching; not cliche actually but really cheesy — on: Netflix (pay for subscription)

Accidentally In Love — finished watching; really cute and cheesy — on: Netflix (pay for subscription)

And so with this, I hope y’all have a great rest of your day trying to research for procrastination’s benefit.
2020 My Year in Review: TV
By: Erich Becker
Tags: TV Shows, Year In Review, 2020

When you’re locked inside with endless content, what did I pick?

While the movie viewing habits changed in 2020, one thing that stayed constant was that of TV viewing. Even with delays in production of some of my favorite shows, there was a smorgasbord of options available across every notable platform, network and cable outlet.

Credit: Netflix

Back when the gym was a thing I would actually go to (and I haven’t fallen off the wagon, just moved the gym to home), there was a lot of TV viewing going on. It was easy to jump on a bike or tread, set a 42 minute workout and hit an episode a day.

But, 2020 happened and the viewing moved, mostly, back home. So with that said, here’s all the TV viewing I did this year. I only count a series or season once it has been completed, so if I’m not done, I don’t count it.

Jack Ryan (S1)

Jack Ryan (S2)

Watchmen (S1)

Mythic Quest: Raven’s Banquet (S1)

Credit: Netflix

Locke & Key (S1)

Star Trek: Picard (S1)

The Tiger King (LS)

The Witcher (S1)

Making the Cut (S1)

LEGO Masters (S1)

The Great Food Truck Race: Gold Coast (S12)

Survivor: Winners at War (S40)

Upload (S1)

Credit: FX/Disney

What We Do in the Shadows (S2)

Snowpiercer (S1)

I’ll Be Gone in the Dark (CS)

Perry Mason (S1)

The Alienist: Angel of Darkness (S2)

Star Trek: Lower Decks (S1)

The Mandalorian (S2)

All in all, I completed 20 seasons or series over the last 12 months, some alone, some with Melissa, some we loved, some we labored through, and even some we did it because everyone else was doing it. Things like game shows (Jeopardy) or on-going series (House Hunters) aren’t counted.

From the glorious train wreck that was Tiger King (Netflix) (which also seems like a lifetime ago) to absolutely excellent series like Watchmen, What We Do in the Shadows and the best season of Survivor in the last five years, it was pinnacle viewing this year.

I’m currently in the middle of many other series at the same time: Umbrella Academy (S1), Doom Patrol (S1), The Boys (S2) and The Haunting of Bly Manor (CS). Let us not forget Star Trek Discovery (S3) as well.

As you can see, sci-fi and comic book adaptations are my go-to, but I’m trying to branch out. Who knows, maybe Melissa will let me watch Bridgerton with her.
Via Ferrata in the Dolomites
By: Archaeology Explorer
Tags: TV Shows, Adventure, Adventure Sports

Written by Wim Van Assche

Via Ferrata’s are popping up almost everywhere. It is a nice way to experience the feel rock climbers have when conquering high rockfaces. Although every climber knows there is a huge difference dangling on a rope, Via Ferratists will have a similar feel of height and emptiness under their feet.

But where is the origin of Via Ferrata? We have to travel back in time for almost 200 years. Due to the growth of tourism in general and Alpine exploration in particular the installation of aided paths was needed for a safer travel around mountain peaks. In 1843 an aided route was constructed on the Dachstein. Grossglockner, Zugspitze, Marmolada,… and so on followed in the next decades.

And then World War I started. Austrians and Italian troops tried to gain control of the Dolomite mountain peaks. To move soldiers and materials around in this sometimes hostile environment, they installed fixed ropes and wooden ladders to ascent or traverse the steep rockfaces. Trenches and dugouts were build and even tunnels were made. Some of those tunnels were made in order to blow up the mountain top in hope to reconquer the place.

That makes a travel to the Via Ferrata’s of the Dolomite so unique: the history behind the path your climbing, the idea that soldiers used those paths,… It is a feeling you won’t find in other places. The relics of the trenches, the metal bolts where canons or field guns were posted, tunnels carved into the limestone,… It must have been a harsh live during that period.

Lucky us, we can enjoy the climbing of those Via Ferrata’s today without the risk of being shot. But let me remind you that many soldiers died due to natural elements: avalanches, rockfall, lightning,… So beware cause these risks are still lurking.

Get out, play and enjoy