Things that Gen Z should Learn in this Pandemic
By: Winner Zona
Tags: Money, Tips, Pandemic, Gen Z, Millennials

You guys, it’s another year passed by with tremendous things that happened, which left me in negative and positive vibes.

Like every other story you have read from other creators, let’s start with the pandemic itself, since this topic is such a massive trigger for this story and all of us, obviously. This pandemic really gave us the economic downturn, social distancing, new normal where I believed that we didn’t even prepare. To make it worse, other natural disasters, such as floods, forest fire and earthquakes make it up to the list why Gen Z like me have never ending anxiety.

Not a single day without thinking what ‘bad things’ will happen later that day.

Ok, but let’s move on to another state, since this story won’t go any further to tell you about how much the anxiety that I get every single day. To sum up, yeah it’s such a worse experience in my life where I try to keep myself together with little yet huge support from my closest ones.

On this page, I would wrap some key lesson-learned. I think this intake might be helpful and relevant to face another year or maybe further, especially if you are millenials and above like me that may still be helpless and dependent.

1. HAVE EMERGENCY FUND

Let’s talk about money first. In this year, I finally found the usage and relevance of emergency fund in your life. Indeed, I didn’t used any of my emergency fund for my daily expense since I still have my job and my steady income. But, I got some losses in my stock investment and my basic expense been rising up like enormously. Which kinda scares me, because the ratio of my income and savings has been declining month by month due to this pandemic. To make it worse people around me are losing their job and forcefully living daily by short amounts of money, without any additional income in their pocket.

One by one, my neighbour moved out back to their parent’s home in the counties, with no job and money. Some of them will be a breadwinner to their family and be that desperate by looking for any offering that is still open, even if it gives them lower than their previous job. Anything they would do just to make it and avoid the worst decision to go back to their parent’s house. Listening to their stories really taught me something, you should have an emergency fund.

If you are in the same situation as my neighbour, please take a lesson from this pandemic. Especially if this is your first time to face this kind of downturn, you really need to bold this statement in your mind, you should have your own emergency fund! There’s a relative amount of money you should keep for this kind of fund, but what I believe is the more better. With respect for any income level you got, you should consider having your own emergency fund, at least 6 months of your living expense.

Here the tips. Record your own monthly expenses and divide your savings to that expense then you will get your number, then avoid to use that fund until an emergency situation like this pandemic happens. Supplement for this tips: https://medium.com/makingofamillionaire/how-to-create-an-emergency-fund-b7ce1c596327

2. HEALTH ALWAYS COME FIRST

Second. In this pandemic, I’m exercising the usefulness of healthy habits and have a positive mindset. It’s already giving me anxiety just by thinking about the pandemic and its impact for all of us, but here is what I want to tell you, this pandemic is real and your health should come first, mentally and physically. No matter how healthy you think you are, you should keep the health protocols that are instructed by the officials. Try to keep up and change your old habits to the new one, sanitize yourself and surrounding, practice little bit body exercise and/or workout from home if needed and maintain it daily.

Not only your physical health, you should be aware about your inner self, by means of your mental health. You should be aware about your mental condition right now, especially if you have anxiety disorder like me. I feel that I’m not in that severe condition, but I felt that my anxiety really impacted my daily life and productivity. For this issue, it’s important to have somebody that I can share with, take some anxiety-naps, listen to calm music and just breath. Make yourself relax, until then you have yourself together, you can continue to do anything you’re in progress. You can also learn from this supplement: https://www.healthline.com/health/how-to-stop-a-panic-attack

3. FILTERING YOUR MEDIA

By having vast access to media exposure, it is important to filter what you want to read and believe. I found out that there’s a lot of media nowadays being a tool for political agenda, spreading hoaxes and driving mass opinion. This year alone, I have been saturated by pandemic, political and humanitarian hoaxes, which I pitifully believed those hoaxes and living in a lunatic life. The worse by believing those hoaxes are you become a vulnerable object for that media to inject their propaganda, then you living your life like a horse goggles has been attached in your mind. It is why you guys, for me it is important to be in abstain condition, wait and see and keep my horizon open.