Christmas presents on a budget: 6 tips that will help you to buy smart and save money.
Tags: Life, Money, Budget, Christmas, Charity

Photo by Author

Can you believe that there are less than 30 days before Christmas and 2020 is almost and finally over?

If your year has not been its finest like mine and you love Christmas, you would understand how excited I am about it, Yay! Christmas can also mean spending money, which as an unemployed this year, is not something that I am excited about it.

I thought that sharing my tips with you on how to shop for low-cost Christmas presents will hopefully help you get some burden off your shoulders.

My first tip is to be realistic with your financial situation and be open and honest with yourself and others.

I have proposed to my family to do a secret Santa, which means I have to buy only one present for the family (I will also get only one gift in return). We have also set up a modest budget. By doing so, I am saving myself a lot of burdens, shame, worry, and get myself into financial trouble.

My second tip is to organize and plan accordingly. Knowing that Black Friday is just around the corner, I will most likely be fishing around for deals to get the best out of every euro.

My third tip is to use sites like Topcashback to get cashback when you are purchasing your Xmas present. It can never hurt to save a little more. Topcashback is a UK cashback portal that allows you to earn money for every purchase you made online through them. If you are from the UK or ROI, you can sign up for free or use my referral link to get an extra £10 discount that you can use to buy Xmas presents and start earning extra cashback by buying through them your Xmas shopping. You can make cashback buying at Amazon, ASOS, Disney.UK, Lego, Groupon, Topshop, Michael Kors, Ted Baker, M&S, GAP, etc. (This is a referral link from which I will benefit if it is used. The brands mentioned above are subject to T&C’s by Topcashback.co.uk).

My fourth tip is to check out charity shops. The great thing about this is that you will be helping with the charity and also helping with reducing pollution by giving a new life to second-hand stuff.

My fifth tip is to check your local and small businesses around. Most of them cannot afford to have sales or Black Friday, but it does not mean that they are necessarily more expensive. Small businesses offer diversity, which is great as you will be buying something more unique instead of something that everybody else will be buying, they also tend to offer good customer service, more sustainable products and they help positively in the local economy as they generate jobs and every penny spent on their stores will most likely stay locally.

My last and most important tip is to appreciate Christmas for what it is. Time to spend and enjoy with family and friends, so don’t get hung up on the materialistic side of it.

I hope you all have a wonderful Christmas shopping.

Enjoy,

XX

Let me know in the comments below any extra tips on how you manage your Christmas on a budget.

Disclaimer: Topcashback works in the UK and ROI only. The link shared is a referral link that is being used, would benefit me directly. As Topcashback reserves the right to change at any time the conditions of their referral program, I can’t guarantee you would earn the cashback that is featured in this post. Neither that the brand mentioned on this post would have cashback at any given time.