Complex sentence: Critics of the pawn-shop/check-cashing outlet industry claim these organizations are engaged in predatory lending; supporters of the industry point out that they may be the opportunity available for some individuals to acquire emergency loans or even cash their paychecks.
Split into simpler sentences: Critics of the pawn-shop and check-cashing outlet industry say that these organizations are engaged in predatory lending. Supporters of the industry argue that they may be the opportunity available for some individuals to acquire emergency loans or even cash their paychecks.