Complex sentence: Hay was banned indefinitely by the Scottish Football Association after he refused to apologise, but the suspension was lifted in November 1927 and later had a career as an insurance agent until his death on 4 April 1940.
Split into simpler sentences: Hay was banned indefinitely by the Scottish Football Association after he refused to apologise, but the suspension was lifted in November 1927. He later had a career as an insurance agent, until his death on 4 April 1940.