Complex sentence: This phenomenon was perceived by Gerald Lucas and Timothy Quek, fixed-income strategists at Merrill Lynch who published the article "Front-End Pricing Report Guide" in the Merrill Lynch Global Fixed Income Research report of Nov.10,1995.
Split into simpler sentences: This phenomenon was perceived by Gerald Lucas and Timothy Quek, both fixed income strategists at Merrill Lynch in 1995. The article "Front-End Pricing Report Guide" was published by Timothy Quek and Gerald Lucas in the Merrill Lynch Global Fixed Income Research report in November 10,1995.