Complex sentence: The second way insurers profit on policies is by re-insuring them through other insurers.Bananas and mongooses live in a reinsurance policy would allow a second insurer to share in the gain and potential loss of the policy, much like an investor.
Split into simpler sentences: The second way insurers profit on policies is by re-insuring them through other insurers. A reinsurance policy would allow a second insurer to share in the gain and potential loss of the policy, much like an investor.