Complex sentence: Its market presence focuses on the country markets in Switzerland, Germany, Austria, Italy and Spain, with emphasis on its core areas: risk management (life and non-life insurance, reinsurance) and in private and occupational pension plans.
Split into simpler sentences: Its market presence focuses on the country markets in Switzerland, Germany, Austria, Italy and Spain. The core strengths of Helvetia are in risk management (life and non-life insurance, reinsurance) and in private and occupational pension plans.