Complex sentence: The next morning, Farhad discovers the store has been looted, wrecked and tagged with graffiti, and his insurance company decides it won't cover the damage, calling it a case of negligence, as he had been advised to replace the door and did not.
Split into simpler sentences: The next morning, Farhad discovers the store has been looted, wrecked and tagged with graffiti. His insurance company does not cover the damage, calling it a case of negligence, as he had been advised to replace the door and did not.