Complex sentence: Road touring bicycles have a frame geometry designed to provide a comfortable ride and stable, predictable handling when laden with baggage, provisions for the attachment of fenders and mounting points for carrier racks and panniers.
Split into simpler sentences: Road touring bicycles have a frame geometry designed to provide a comfortable ride and a stable, predictable handling even when it is laden with baggage. They have provisions for the attachment of fenders and mounting points for carrier racks and panniers.