Complex sentence: Later such document for money transfer used by Arab merchants, who had used the prototypes of bills of exchange--suftadja and hawala in 10--13th centuries, then such prototypes had used by Italian merchants in the 12th century.
Split into simpler sentences: Later such document for money transfer used by Arab merchants, who had used the prototypes of bills of exchange--suftadja and hawala-in 10--13th centuries. Then such prototypes had used by Italian merchants in the 12th century.