Complex sentence: In 2000 the bank was one of the highest rated stocks in the industry, and was referred as "" They are in a sweet spot right now in the mortgage business, and that is driving extraordinary earnings compared to other thrifts.
Split into simpler sentences: In 2000 the bank was one of the highest rated stocks in the industry. Golden West was mentioned industry in a positive light, once described as They are in a sweet spot right now in the mortgage business, and that is driving extraordinary earnings compared to other thrifts.