Complex sentence: After trying to reach Emily, she heads home to tell her mum, before she's given the chance to talk about her problem; her mum makes a discovery whilst on the phone to the bank-the Fitch family are broke and have lost everything.
Split into simpler sentences: After trying to reach Emily, she heads home to tell her mum. Before she's given the chance to talk about her problem, her mum makes a discovery whilst on the phone to the bank-the Fitch family are broke and have lost everything.