Complex sentence: Jenny needs someone to babysit a family because she can't, and after she switches phones with Lola by accident, Lola takes the opportunity to go babysit due to her needing to pay a parking ticket.
Split into simpler sentences: Jenny needs someone to babysit a family because she can't. After she switches phones with Lola by accident, Lola takes the opportunity to go babysit due to her needing to pay a parking ticket.