Complex sentence: Students can arrange to pay for their OSHC through their educational institution-however students can still choose their own OSHC provider even when their educational institution makes a specific recommendation because they have negotiated a preferred provider arrangement with a particular insurer.
Split into simpler sentences: Students can arrange to pay for their OSHC through their educational institution. However, students can still choose their own OSHC provider even when their educational institution makes a specific recommendation because they have negotiated a preferred provider arrangement with a particular insurer.