Complex sentence: The son of a Bank of New South Wales official, John Tozer and Beatrice Tozer (nee Charlton), he was educated at Sydney Church of England Grammar School and graduated from the University of Sydney with a Bachelor of Medicine in 1914.
Split into simpler sentences: The son of a Bank of New South Wales official, John and Beatrice Tozer (née Charlton), he was educated at Sydney Church of England Grammar School. He graduated from the University of Sydney with a Bachelor of Medicine in 1914.