{{위키데이터 속성 추적}}
[[파일:JGC_VISA01s.jpg|alt=5143773081812421|right|frameless|220x220px]]
'''EMV'''는 [[스마트카드]] [[결제 카드]]와 [[지불 터미널]] 및 [[현금 자동 입출금기]]를 위한 기술 표준에 기반을 둔 지불 방식이다. EMV는 "[[유로페이]], [[마스터카드]], [[비자 (기업)|비자]]"('''E'''uropay, '''M'''astercard, and '''V'''isa)를 대표하며 이 세 기업이 이 표준을 만들었다.<ref name=Cutover2015>{{뉴스 인용|newspaper=[[The New York Times]]
  |url=https://www.nytimes.com/2015/09/24/business/smallbusiness/coming-soon-to-checkouts-microchip-card-payment-systems.html
  |title=Coming Soon to Checkouts: Microchip-Card Payment Systems
  |author=Stacy Cowley  |date=23 September 2015 |access-date=31 July 2022}}</ref>

EMV 카드는 칩카드, 집적회로카드, IC 카드로도 불리는 [[스마트카드]]이며 데이터를 [[집적 회로]] 칩에 저장하며 [[하위 호환성]]을 위해 자기 스트라이프를 사용한다.

== 애플리케이션 ==
{| class="wikitable"
|-
! 카드 스킴 / 결제망
! RID
! 제품
! PIX
! AID
|-
| [[:en:Danmønt]] (Denmark) ||A000000001||Cash card||1010||A0000000011010
|-
| rowspan=4|[[비자 (기업)|Visa]] (USA)|| rowspan="4" |A000000003||Visa credit or debit||1010||A0000000031010
|-
| [[:en:Visa Electron]]||2010||A0000000032010
|-
| [[:en:V Pay]]||2020||A0000000032020
|-
| [[:en:Plus (interbank network)|Plus]]||8010||A0000000038010
|-
| rowspan=5|[[마스터카드|Mastercard]] (USA)|| rowspan="5" |A000000004||Mastercard credit or debit||1010||A0000000041010
|-
|[[마스터카드]]<ref>{{웹 인용|url=http://www.paypass.com/documentation.html|title=MasterCard Product & Services - Documentation|access-date=17 April 2017|archive-date=2018-07-21|archive-url=https://web.archive.org/web/20180721102908/https://www.paypass.com/documentation.html|url-status=}}</ref>||9999||A0000000049999
|-
| [[마에스트로 (직불카드)|Maestro]]||3060||A0000000043060
|-
| [[시러스 (은행간 네트워크)|Cirrus]] ATM card only||6000||A0000000046000
|-
| [[:en:Chip Authentication Program]] Securecode||8002||A0000000048002
|-
| [[:en:MasterCard|Mastercard]]||A000000005||[[마에스트로 (직불카드)|Maestro]] UK<br />(formerly [[:en:Switch (debit card)|Switch]])||0001||A0000000050001
|-
| [[아메리칸 익스프레스]] (USA)||A000000025||American Express||01||A00000002501
|-
| [[아메리칸 익스프레스]] (USA)||A000000790||American Express (China debit and credit cards)||01||A00000079001
|-
| rowspan="3" |U.S. Debit (all interbank networks) (USA)
|A000000098
|Visa-branded card
|0840
|A0000000980840
|-
|A000000004
|Mastercard-branded card
|2203
|A0000000042203
|-
|A000000152
|Discover-branded card
|4010
|A0000001524010
|-
|[[:en:Menards]] Credit Card (store card) (USA)
|A000000817
|
|002001
|A000000817002001
|-
| [[:en:LINK (UK)|LINK]] ATM network (UK)||A000000029||ATM card||1010||A0000000291010
|-
| rowspan=2 |[[:en:Groupement des Cartes Bancaires CB|CB]] (France)||rowspan=2|A000000042||CB (credit or debit card)||1010||A0000000421010
|-
| CB (Debit card only)||2010||A0000000422010
|-
| [[:en:Japan Credit Bureau|JCB]] (Japan)||A000000065||Japan Credit Bureau||1010||A0000000651010
|-
| rowspan="3" |[[:en:Dankort]] (Denmark) || rowspan="3" |A000000121||Dankort||1010||A0000001211010
|-
|VisaDankort
|4711
|A0000001214711
|-
| Dankort (J/speedy)||4712||A0000001214712
|-
| [[:en:Bancomat (debit card)|Consorzio Bancomat]] (Italy)||A000000141||Bancomat/PagoBancomat||0001||A0000001410001
|-
| [[:en:Diners Club]]/[[디스커버 카드|Discover]] (USA)||A000000152||Diners Club/Discover||3010||A0000001523010
|-
| [[:en:Banrisul]] (Brazil)||A000000154||Banricompras Debito||4442||A0000001544442
|-
| [[:en:Saudi Payments Network|SPAN2]] (Saudi Arabia)||A000000228||SPAN||1010||A0000002281010
|-
| [[:en:Interac]] (Canada) ||A000000277||Debit card||1010||A0000002771010
|-
| [[디스커버 카드|Discover]] (USA)||A000000324||ZIP||1010||A0000003241010
|-
| rowspan=4|[[중국은련]] (China)|| rowspan="4" |A000000333||Debit||010101||A000000333010101
|-
| Credit||010102||A000000333010102
|-
| Quasi-credit ||010103||A000000333010103
|-
| Electronic cash ||010106||A000000333010106
|-
| [[:en:German Banking Industry Committee|DK]] (Germany)||A000000359||[[:en:Girocard]]||1010028001||A0000003591010028001
|-
| [[:en:Euro Alliance of Payment Schemes|EAPS]] Bancomat (Italy)||A000000359||PagoBancomat||10100380||A00000035910100380
|-
| [[:en:Verve International|Verve]] (Nigeria)||A000000371||Verve||0001||A0000003710001
|-
| [[:en:ACCEL/Exchange|The Exchange Network]] ATM network (Canada/USA)||A000000439||ATM card||1010||A0000004391010
|-
| [[:en:RuPay]] (India)||A000000524||RuPay||1010||A0000005241010
|-
|Dinube (Spain)
|A000000630
|Dinube Payment Initiation (PSD2)
|0101
|A0000006300101
|-
| rowspan=2|[[미르 (결제 시스템)|MIR]] (Russia)||rowspan=2|A000000658||MIR Debit||2010||A0000006582010
|-
| MIR Credit||1010||A0000006581010
|-
| [[:en:Edenred]] (Belgium)||A000000436||Ticket Restaurant||0100||A0000004360100
|-
| rowspan="2" |[[:en:EFTPOS|eftpos]] (Australia)
| rowspan="2" |A000000384
|Savings (debit card)
|10
|A00000038410
|-
|Cheque (debit card)
|20
|A00000038420
|-
| rowspan="6" |GIM-UEMOA
<br />(Eight West African countries: Benin, Burkina Faso, Côte d'Ivoire, Guinea Bissau, Mali, Niger, Senegal, Togo)
| rowspan="6" |A000000337
|Retrait
|01 000001
|A000000337301000
|-
| Standard
|01 000002
|A000000337101000
|- [[:en:Genesis (Card Scheme)|eTranzact]] (Nigeria)||A000000454||Genesis||0010||A0000004540010
| Classic
|01 000003
|A000000337102000
|-
| Prepaye Online
|01 000004
|A000000337101001
|-
| Prepaye {{not a typo|Possibile}} Offline
|01 000005
|A000000337102001
|-
| Porte Monnaie Electronique
|01 000006
|A000000337601001
|-
|[[:en:meeza]] (Egypt)||A000000732||meeza Card||100123||A000000732100123
|-
|Mercury (UAE)||A000000529||Mercury Card||1010||A0000005291010
|}

== 같이 보기 ==
* [[비접촉 결제]]
== 각주 ==
{{각주}}

== 외부 링크 ==
* {{공식 웹사이트|https://www.emvco.com/}}

{{신용·직불카드}}

[[분류:EMV| ]]