The Liverpool Standard and General Commercial Advertiser.
Liverpool, Merseyside, England, 1846-12-08 00:00:00

LIFE BRANCH

Extract from Rates of Premiums for the Whole of Life.
.e s. d. e s. d.
Age. With Profits. Without Profits
15 1 15 2 1 10 11

1 19 4.
2 4 2.
2 9 9.
2 16 2.
3 4 1.

1 14 11
1 19 1
2 4 10
2 11 0
2 18 6
3 8 5

50 4 8 3 4 1 7
The Company likewise assure Lives on any of the following
contingencies, viz. :
For the Term of ONE YEAR, SEVEN YEARS, or any other de-
finite period.
For the WHOLE CONTINUANCE OF LIFE.—The Premium to
cease after a LIMITED NUMBER OF ANNUAL PAYMENTS.
On Two JOINT LIVES.—The sum Assured to be paid on the
death of either.
On the LONGEST OF Two OR THREE LIVES, the Sum As-
sured to he payable at the death of the last Survivor? or

On Suavivoasairs to secure the payment of the Sum As-
sured, if a Life A die before another Life B.
The important advantages offered by the Company in the Life

Branch will include the following,iiz

„
THE GUARANTEE OF AN AMPLE. UAPITAL AND EXEMPTION
OF THE ASSURED FROM LIABILITY OF PARTNERSHIP,—The
Assured neither having to depend on an uncertain fund, nor
being in any way accountable for the payment of Claims.
MODERATE PREMIUMS. —This Company, in determining its
charges for Assurances, under the various contingencies, de-
pendant on human life, has availed itself of the experience of
the oldest and most prosperous London pfceih and of the re-

tent Mathematicians and Actuaries. Its TABLES OF PREMI-
UMS consequently avoid, on the one hand, an UNNECESSARILY
HIGH RATE OF PAYMENT BY THE ASSURED, and on the other,
THE DANGER RESULTING FROM INADEQUATE CHARGES.

.-- -
LARGE PARTICIPATION OF PROFITS BY THE ASSURED,
amounting to TWO-THIRDS of its net amount, which may be
applied at the option of the party effecting the Assurance.
lst.—By an immediate payment of the sum so apportioned;
2d.—By an equivalent rerluction of the future premiums; or
3d.—By an equivalent increase of the sum assured.
SMALL CHARGE FOR MANAGEMENT.—The expenses of the
Office being borne in due proportion by the two branches.
PROMPT SETTLEMENT OF CLAIMS.—AII claims will be pay-
able within three months after satisfactory proof of the death
of the Life Assured. The Directors reserving to themselves the
power to discharge any claim immediately on its being estab-
lished.
RESIDENCE IN ANY PART OF EUROPE allowed without any
additional charge, and the EXTRA PREMIUMS charged for
voyage_ to, and residence in, any other FOREIGN CLIMATE or
for NAVAL and MILITARY, Or any other SPECIAL RISK is
fixed on RAMODERATE BASIS.
POLICIES LAPSED BY NON-PAYMENT OF THE PREMIUM,
may be renewed within three months, by paying the premium
with a fine of 10s. per cent., on the production of evidence to the
satisfaction of the Directors of the good state of health of the
Life Assured.
The Company will always be prepared to PURCHASE the Po-
LICIES Of this Office at their EQUITABLE VALUE.
Assurances may be effected when needed with the UTMOST

SECRECY AND DESPATCH.
No ENTRANCE ➢iONEY, nor any charge except for the Policy
Stamp

The usual
The Directors likewise beg to announce that they have made
arrangements to GRANT LOANS to persona assured by this
Company, on Personal Security, or upon the Security of Assign-
able Property of adequate value; and to allow the assured
Credit of half the Premiums, for a limited number of years, as
may be agreed upon. PERCY M. DOVE, Manager.
1-iirpetnrs are willing to receive applications from

.115• 1 itv
Persons of INFLUENCE, INTELLIGENCE
. A tzuvrlES throuehout the Col

and ACTIVITY

and, Chester, and elsewhere, it being their deter-

urination only to appoint

acations

LIVERPOOL DOCKS

TO SHIPOWNERS, MERCHANTS, AND OTHERS

MASTER PORTERS

THE Committee of the Liverpool Docks DO
HEREBY GIVE NOTICE, that the Persons whose

Names and Places of Business are mentioned underneath,
having, in compliance with the provisions of the Dock Act of
the last Session of Parliament, executed with two sufficient
• rennired -.ide-A—ct to be given to the

itceiving

Allottees.

West India Comnittlpeivonts,
12, Old Jewry Cnmbers,lst Dec., 1846,

he ShriOrsl

DEMERARA RAILWAY COMPANY.
FINAL NOTICE FOR REGISTRATION.
I\TOTICE IS HEREBY GIVEN, that in conse-
quence of some of the Sciip Certificates for Shares in this
Company not_ having been brought in for Registration, the

Cominitiee of Management have extended t ' time fo; the
receipt of the same at this Office unti ONDAY, the 14th
instant, after which date all outsta g Certificates will be

By order of9trßoard,
HENRY HILL, Secretary

D THE SHAREHOLDERS OF THE SHREWS-
BURY, WOLVERHAMPTON, AND SOUTH
STAFFORDSHIRE JUNCTION RAILWAY.
GENTLEMEN,

T BEG to annex you a copy of the Report of the Di-
rectors to the late General Meeting, and of the proceedings
thereat. In explanation, lam directed to inform you that the
Act of Parliament authorizes the construction of a Railway
from Shrewsbury to Wolverhampton, with a Branch to Coal-
brookdale, the Capital being One Million, to be equally divided
between the Shareholders in the Shrewsbury, Wolverhampton,
and South Staffordshire Junction Company and the Shrewsbury

and Birmingham Company. As however the °right-al Share-
holders in the latter Company had, previous] fr the amalga-
mation with this Company, agreed to sub ibe the sum of
the stu, £300,000 (being one-fourth of the Capital wired) towards the
re authorised to 11_0'as MASTER PORTERS, formation' of the _ Birmingham, Wolv ampton, and Stour

THE ROMISH LAITY versus THE ROMISH

CHURCH

A remarkable instance of the revival of the ancient
struggle for property between the Romish laity and the
Romish Church, which required the enactment of the sta-
tute of mortmain, even in Popish times, will be found in
the case of M'Carthy v. M'Carthy, subjoined. We are
rejoiced to be able to say, that the cupidity of the Church
has been so far baffled by the sensible, manly, and tem-
perate decision of the Lord Chancellor—the tone of
which, whether or not it may be in accordance with the
quibbles of the lawyers, will meet the approbation of every
friend of civil and religious liberty.
The case to which we allude occupied several days last
week in the Court of Chancery, Dublin, and was argued
by Mr. O'Brien, Q.C., on the part of the ladies of the
Ursuline Convent, Cork, Maria and Catherine M'Carthy,
claiming a sum of £16,000, ordered by the Chancellor in
February, 1846, to be lodged in court by defendants,
Alexander M'Carthy, &c. It appears that these two re-
ligious ladies had entered the convent during the lifetime
of their father, receiving each £lOOO at their entrance. In
1843 their father died intestate, leaving property to the
amount of £87,000, of which £50,000 were in the
country, and the rest in the foreign funds. In the latter
end of that year Mr. John M'Carthy, one of the younger
sons. administered, and, when the present bill was filed,
withdrew to Paris with the foreign assets in his pocket.
The two sisters (wbo by their vows could possess no pro-
perty individually) had made over their claims to the sis-
terhood, and on their part, and that of their co• plaintiffs,
the Misses M'Carthy, Mr. O'Brien sought against the
legatees of the deceased two shares of £87,000, (there
being ten children.)
The defence set up was, that the Misses M'Carthy
having become nuns, they became thereby " civilly dead."
and also that, by reason of their vows, the property could
not come to them, but to a religious community—an ap-
propriation which could not naturally be expected to have
been contemplated by the intestate.
The Lord Chancellor said that he could not hear Mr.
John M'Carthy in that court till he complied with the
order, and lodged the money.
Mr. Dcsey then read the proofs.
The Lord Chancellor gave judgment, setting aside the
deeds, upon the ground that neither of the ladies 'who
signed them (Maria and Catherine M'Carthy) was a free
agent, and that their signatures had been obtained from
them under the influence of religious coercion and duress.