The Liverpool Standard and General Commercial Advertiser.
Liverpool, Merseyside, England, 1847-09-07 00:00:00

:iiguranre 4 otires.

GUARANTEE SOCIETY,
19. BIRCHIN-LANE, CORNIIILL, LONDON.
FOR PROVIDING SECURITY FOR FIDELITY,
IN LIEU OF PRIVATE SECURITIES.
CAPITAL,IOO,OOO.
There is no charge beyond the Pre ium, which is reduced at
the expiration of the fifth yea existing Policies.
STEES.
James Colquhoun . . I Charles
Thomas Fowler, q.Major-General R ugge Price,
a rlb y Esq.,
C.B.

AGENTS IN LIVERPOOL,
MESSRS. HUGHES AND RONALD,
33, DALE-STREET.

GENERAL PROVIDENT ASSURANCE
SOCIETY,
20, SOUTH JOHN-STREET, LIVERPOOL.
PATRONS.
The EARL of SEFTON.
VISCOUNT SANDON, M.P.
WM. ENTWISLE, Esq., M.P.
The Worshipful the MYOR of Liverpool.
The Rev. JONATHAN BROOKS, Rector.
The Rev. AUGUSTUS CAMPBELL, Rector.
PRESIDENT.—JOHN CROPPER, Esq.
VICE-PRESIDENT.—THOMAS SANDS, Esq.
TREASURER. JOHN CLOW, Esq.
TRUSTEES.
Jbhn Bramley Moore, Esq. I James Stitt, Esq.
George Holt, Esq. Samuel Holme, Esq.
MEDIC. TFTCERs.
Benjamin Blob , sq., 58, Stafford-street.
James B , 'sq., M.D„ 58, Nelson-street.
. .
_ _

Society offers the following advantages :
Weekly Allowance from ss. to 205., by weekly, monthly, or quar—
terly payments.
Annuities from 2s. Gd. to 40s. per week, do.
SUM payable at Death from to £2OO, do.
Endowments for Children from £5 to .e2OO, do.
Medical Advice with Attendance, 3s. per year.
This Institution being certified by Act of Parliament, is free
from all Stamp Duty. Attendance daily from TEN to FOUR
and SIX to EIGHT, at the Office, 20, SOUTH JOHN-STREET
LIVERPOOL. H. REID, Secretary.

do. do.
do. 'do.
do. do.

DISEASED AND HEALTHY LIVES ASSURED.
MEDICAL, INVALID, AND GENERAL LIFE
OFFICE.

25 PALL-MALL, LONDON ; 22, NASSAU-STREET'.
DUBLIN ; GROSSE GALLENGASSE, FRANKFORT;
AND BORSEN PASSAGE, HAMBURG.

SUBSCRIBED CAPITAL, £500,000.

This Office was Established in 1841, and possesses tables•
formed on a scientific basis for the Assurance of Diseased
Lives.

Policies of twelve months standing are not affected by sui-
cide, atielling, 6.c., and Assigned Policies are valid from the date
thereof, should death ensue from any of these causes.
Policies issued by this Society glee the Person whose life is
assured permission to go at any time beyond the limits of Eu-
rope, on the payment of certain, but small and fixed, rates of
premium, which are indorsed on the Policy at the time when
first issued.

HEALTHY LIVES, both at Home and in Foreign Climates,
are Assured with as much facility and at lower rates than at
most other offices ; and a capital of HALF-A-MILLION ster-
ling, fifily subscribed, affords a complete guarantee for the
fulfilment of the Company's enrigements.
Prospectuses and form roposal will be forwarded, postage
free, on application any of the Society's Agents, or to
FRANCIS G. P. SON, ACTUARY, 25, Pall Mall, London.
AGENTS.
LIVERPOO .... A. HIGGINSON, Esq., 1, Mornington-terrace.
„ OCTAVIUS WATERHOUSE,Statham's-build-
Tithebarn-street.
Medical Referees.—THOS. INMAN, M.D.; P. RAMSAY,
M.D.
Bolton-le-Moors J Taylor Esq., Coroner for Dolton.
Chester Richard Barker, Esq., Solicitor.
Lancaster William Dunn, Esq., Solicitor.
Manchester Mr. P. Pennington, 70, Hardman-street.
Mold (North Wales) C. E. Molineux, Branch Bank of England.
Preston W. 0. Jones, 25, Frenchwood-street.
Stockport Mr. Thos. Brooke, Grocer, 18, Bridge-
street.

THE LIVERPOOL AND LONDON FIRE AND:
LIFE INSURANCE COMPANY.
ESTABLISHED IN 1836.
EMPOWERED BY ACT OF PARLIAMENT.

OFFICES
8, WATER-STREET, LIVERPOOL,
3, CHARLOTTE-ROW, MANSION-HOUSE, LONDON.

The Directors beg to acknowledge the steadily increasing
support which this Institution experiences, and to assure the
Public that, whilst the numerous and wealthy Proprietary
enables them to offer most ample security for the fulfilment of
the Company's engagements, the confidence and preference.
manifested towards it shall be met, as heretofore, by strenuous
endeavours to facilitate the despa h of business, and by
liberality and promptitude in t tlement of claims.
•BY THE FIRST ACT OF ARMAMENT obtained by the
Company it is expressl nditioned that the liability of the
Shareholders under policies shall not be restricted by
special contract o ierwise.
URANCES AGAINST FIRE
Are uncle n on Property_
of every description in the United.
Kingdom, the British Colonies, and in Foreign Countries ; the
Rates of Premium may be known on application.
LIFE INSURANCE.

The Directors continue to receive proposals for the sale and
purchase of Annuities, Endowments, Reversions and contingent
Interests, and for Insurances on Lives. No Entrance or Admis-
sion Fees are required, nor is any additional premium charged
to Officers in the Army or Navy, unless called into actual
service. The following are amongst the advantages held out
by the Company :
Two SCALES OF PREMIUMS, ONE LOWER THAN THOSE OF
MOST OTHER COMPANIES; the other carrying GUARANTEED
ADDITIONS, or entitling to GUARANTEED REDUCTIONS in the
FUTURE PREMIUMS, on a plan entirely new and peculiar to
this Institution.

Specimen of the Rates for an Insurance of XlOO on a Single
Life, and of the Reduced Premium of Policies taken out on
the Bonus Scale:—

For whole of Life. Re luced
Age Without Bonus. With Bonus. Premium
whenlnstead of
\
Insured Yearly. Half do. Yearly. Half do. Bonus.
£s. d. 4s. d. £ s. d. 4 s. d. £s. d.
30 226\1 1 11 29 5 15 6 112 9
35 286 150 2165 1 9 1 117 4
40 21631 1 9 0 35 5 113 8 22 9
45 3 6 4 114 2 317 2 119 9 210 0
50 319 8 2 1 0 412 7 2 7 9 219 1
Specimen of the Addition to the Sums Insured in the case of
Policies of £l,OOO each, to be taken out at the Bonn'
Premiums.
By the addition of the further
A., First Then *Decennial Bonus, the amount
vvlin Bonus Annual payable in case of death will
Insured after Ten Bonus. be,—after
Payments 20 Years. 30 Years. 40 Years.
--
£ s. d. £S. d. £ S. d. 4 s. d. 4' s. d.
30 90 8 4 90 10 1271 5 0 1542 10 0 1904 3 I
35 94 11 8 99 2 11283 15 0 1567 10 0 1945 16 8
40 101 13 4 10 3 4 1305 0 0 1610 0 0 2000 0 0
45 107 1 8 10 14 2 1321 5 011642 10 0 2000 0 0.
50 ll6 13 4 11 13 4 1350 0 0(1700 0 0 2000 0 0

The SCALE Of REDUCTIONS which are guaranteed ranges
from 33} to 52 per cent. on the amount of Premium, and the
Bonus contingent only on the continuance of the life doubles
the amount of Policy.
No LIABILITY of Partnership, these reductions and addi-
tions not being contingent upon Profits.
POLICIES are issued for the Half Premium system, and on

an ascending scale.
SURRENDERS of POLICIES are accepted on very liberal
terms; and claims are paid within three months after satis-
factory proof of death.
INSURANCE OF CAPITAL SUMS.
The Directors are prepared to receive applications for Poli-
cies, which, though available fbr many other purposes as well,
will have the effect of rendering Property held under Lease for
years equivalent to Freehold for all purposes of mortgages or
investment. The following Table will afford
Specimens of the Premium for the Insurance of .elooo,payabla
after the lapse of a given number of years.

Years. Rate. Years. Rate. I Years. Rate.
99, 116 8 60 6lO 0 I 40 13 l7

AGENCIES.—The Directors are prepared to receive ap—
tions for Agencies in Towns and districts in which appoint-
ments have not yet been made. No application will be attendseVt,
to unless accompanied with unexceptionable references.
•N, •. f j ,
SWINTON BOULT, Secretary to the Cowpant,•--- 4 I 7.4
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