The Liverpool Standard and General Commercial Advertiser.
Liverpool, Merseyside, England, 1846-12-22 00:00:00

EXCHANGiIWighT,

NATIONAL LOAN FUND LIFE ASSURANCE
SOCIETY,
27, CORNIIILL, LONDON.
CAPITAL, .e 500,000.
EMPOWERED BY ACT OF PARLIAMENT.

DIVISION OF PROFITS.
HE steady success and increasing prosperity of the
Society has enabled the Directors, at the last annual in-
vestigation, to declare a Second Bonus, averaging 60 per cent.
on the amounts invested on eaeh Policy effected on the Profit
scale. EXAMPLES.

I us Bonus
z_

Age. ISum

Premium! Year

'4.4Zded

•;er,
°

le' s. d. es. d.l.e s. d..e s. dI.E s. d.
60 1000 74 3 4 1837 170 9 3,77 5112 3 9434 6 9
1838 144 2 264 5 6 9 16 41729 2 3
1839 116 16 051 5 111 7 11 91 24 13 4

The division of Profits is annual, and the next will be madc
in December of the present year.
This Institution offers many important and substantial ad-
vantages with respect to both Life Assurances and Deferred
Annuities. The Assured has, on all occasions, the power to
borrow, without expense or forfeiture of the Policy, two-thirds
of the Premiums paid (see Table) ; also, the option of selecting
benefits, and the conversion of his interests to meet other con-
veniences or necessity. Assurances for terms of years are
granted on the lowest possible Rates.
F. FERGUSON CAMROUX, Secretary.
AGENTS.
Liverpool—JAMES IRVINE, Esq., 28, South Castle-street.
Mancliester—Messrs. DT7FFIELto and LoFTnovsit, and
WHITWORTH, 12, Princess-street.-

rrTIHE MANCHESTER FIRE ASSURANCE COX
PANY.
PROVISIONALLY REGISTERED.
OFFICE, 98, KING-STREET, MANCHESTER.
Established 1824; Re-organised, 1846.
DIRECTORS AND TRUSTEES.
EDMUND BUCKLEY, Esq., M.P., Cha&man.
JOHN BURTON, Esq., Deputy Chairman.
James Consterdine, Esq. Charles Smith, Esq.
James C. Harter, Esq. J. B. Wanklyn, Esq.
Thomas Hilton, Esq. Gilbert Winter, Esq.
Thomas Markland, Esq. George Withington, Esq.
Joseph Peel, Esq. James Wood, Esq.
RANKERS.
The Manchester and Liverpool District Banking Company.
Herbert Spring, Esq., Secretary.
John Speakman)4l4;Solicitor.
Mr. Alfred Hollis, Sur or and Inspector.

NOTICE IS HEREBY GIVEN, that all Fire Policies due
at CHRISTMAS, must renewed within fifteen days from
that date, or they bec e void and of no effect.
Notice is also her y given, that a Return Bonus of 10 per
cent. on the amowl of premiums received on all Fire Insu-
rances since Mara, 1844, has been declared, and is now paya-
ble, the receipts for which having been duly issued.
The following examples of some of the returns on Fire Poli-
cies, will exhibit the advantages offered by this Company:—
RETURNS, 1844. RETURNS, 1848.

THE
NORTHERN DAILY EXPRESS NEWSPAPER

COMPANY,
CAPITAL, .e 15,000. in 600 AIIARES, of .e 25 Each,
DEPOSIT, 2a. 6d. per Share.

- .
PROVISIONALLY REGISTERED UNDER_ 7 Bz. 8 Vie., CAP. no.
--7,--",-,
THE object of this Coettpany is to establish for
Liverpool and Manckegier a Daily Newspaper, at the low
charge of Twopence-hpfpenny to Subscribers, and Threepence
to casual Purchaser,r," and also to afford the Mercantile and
Trading classes artidt-rate medium for the Publication of Ad-
vertisements, atthe lowest possible rate.
The proud and commanding position which these Towns
occupy entitle them to a Powerful Organ to uphold their inte-
rest and promote their general welfare. It has long been a
matter of surprise, that they have not hitherto found a repre-
sentative in the form of a Daily Newspaper; and the more so
when their close proximity, and the degree of mutual depend-
ance which exists between them, are taken into consideration.
Individual enterprise appears to have staggered at the idea of
undertaking so formidable a scheme, and it has consequently
been left to the Promoters to forma Joint Stock Company for
the purpose of its establishment.
Minute Calculations, based upon practical experience in
printing and publishing a Newspaper, have been made, with a
view to ascertain the probable nmount of profit that would be
realised to the Shareholders, and the result shows that with a
circulation of Two Thousand daily, with Fifty Advertisements,
there would he a good return upon the capital invested, which
return would be considerably increased by an extension of cir-
culation.
Shareholders in the Company will have the privilege, for a
stated period, of having their own Advertisements published in
the Paper at a little over the actual cost; thus, Proprietors will
not only receive a fair return upon any capital they may invest,
but they will have the great advantage of communicating with
the public and their customers, and thus augment their busi-
ness ; and the money which they now expend in advertising
will be returned to them in the shape of profit.
The Capital of the Company will be Fifteen Thousand Pounds,
derived from Six Hundred Shares of Twenty-five Pounds each.
The First Call will be Five Pounds per Share, and will be paya.
ble on a Certificate of complete Registration being obtained,
and the remaining portion of the value of the shares when and
at such times as the money may be required, with the proviso
that one month's notice shall be given prior to the day of pay-
ment of any call, and no call to exceed Five Pounds per Share.
The Promoters believe that not more than two calls will be
required, and further calls must be sanctioned and approved
of at a Meeting of the Shareholders.
Arrangements for the publication and management of the
Paper are now in course of completion.
The Title will be " THE NORTHERN DAILY EXPRESS."
Applications for Shares must be made previous to the Ist of
January, 1847, to be addressed to the care of EDWARD BRE-
THERTON, Esq., Solicitor, Eldon Chambers, South John-street,
or to Mr. CHARLES WILLMER, News Agent, 5, South John-
street, Liverpool.

FORM OF APPLICATION

Liverpool, 184
To the Promoters of the Northern Daily Express Newspaper
Company.
GENTLEMEN ,—I request you will allot me Shares in
the above Company, sznd I hereby undertake to pay the Deposit
thereon, or any smaller number that may be allotted to me,
together with all future Calls, and to sign any Deed or Deeds
that may be required for the completion of the formation of
the Company.
Christian and Surname, in full
Profession

I)UBLIN

AND LIVERPOOL STEAM - SHIP
BUILDING COMPANY.
NOTICE IS HEREBY GIVEN, that, on and after the Ist
of JANUARY next. between the hours of Twelve and Three
o'clock, a DIVIDEND of Three per Cent. for the Half-year
ending Ist November, 1846, will be paid to the Proprietors
qualified to receive the same, and_whose names are new regis-
tered in the Company's Book. • tfid that Interest, for the same
period,. will be paid to olders of the Scrip Certificates
issued in April 1842, o e three Instalments paid thereon.
By or , PHINEAS HOWELL, Agent.
Office, 17, Ed quay, Dublin, 19th December, 1846.
N.B.—The )looks for the transfer of the Company's Stock
will be closed from the 19th instant to the Ist January afore-
said.