The Liverpool Standard and General Commercial Advertiser.
Liverpool, Merseyside, England, 1847-09-07 00:00:00

'nstrrante go t fres.

fUARANTEE SOCIETY,
19, BIRCHIN-LANE, CORNHILL, LONDON. '
FOR PROVIDING SECURITY FOR FIDELITY;
IN LIEU OF PRIVATE SECURITIES.
CAPIT*,.tIOO,9OO. _

There is no charge beyond the Pretnium, which is reduced at
the expiration of the fifth year, on existing Policies.

TRUSTEES.

James Colquhoun, LL.D.
Thomas Fowler, Esq.

Charles Rune Price, Esq.
I Major-General Pariby, C.B.

AGENTS IN LIVERPOOL,
MESSRS. HUGHES AND RONALD,
33, DALE-STREET.

GENERAL PROVIDENT ASSURANCE
SOCIETY,
20, SOUTH JOHN-STREET, LIVERPOOL.
PATRONS.
The EARL Of SEFTON.
VISCOUNT SANDON, M.P.
WM. ENTWISLE, Esq., M.P.
The Worshipful the MAYOR of Liverpool.
The Rev. JONATHAN BROOKS, Rector.
The Rev. AUGUsTUS CAMPBELL, Rector.
PRESIDENT.—JOHN CROPPER, Esq.
VICE-PRESIDENT.—THOMAS SANDS, Esq.
TREASURER. JOHN CLOW, Esq.
TRUSTEES.
John Bramley Moore, Esq. I James Stitt, Esq.
George Holt, Esq. Samuel Holme, Esq.
MEDICAL OFFICERS.
Benjamin Blower, Esq., 58, Stafford-street.
James Bruce, Esq., ALD„ 58, Nelson-street.

This Society offers the following advantages :
Weekly Allowance from ss. to 205., by weekly, monthly, or qua
terly payments.
Annuities from 2s. 6d. to 40s. per week, do. do. do.
Sum payable at Death from £lO to 4200, do. do. do.
Endowments for Children from .e 5 to £2OO, do. do. do.
Medical Advice with Attendance, It per year.
This Institution being certified by Act of Parliament, is free
from all Stamp Duty. Attendance daily from TEN to FOUR.
and SIX to EIGHT, at the Office, 20, SOUTH JOHN-STREET
LIVERPOOL. H. REID, Secretary.

DISEASED AND HEALTHY LIVES ASSURED.
MEDICAL, INVALID, AND GENERAL LIFE
OFFICE.

25, PALL-MALL, LONDON ; 22, NASSAU-STREET,
DUBLIN; GROSSE GALLENGASSE, FRANKFORT ;,••
AND BORSEN PASSAGE, HAMBURG.

SUBSCRIBED CAPITAL, £500,000.

This Office was Established in 1841, and possesses tablet
formed on a scientific basis for the Assurance of Diseased
Lires.

Policies of twelve months standing are not affected by sui-
cide, duelling, *c., and Assigned Policies are valid from the date
thereof, should death ensue from any of these causes.
Policies issued by this Society give the Person whose life is
assured permission to go at any time beyond the limits of Eu-
rope, on the payment of certain, but small and fixed, rates of
premium, which are indorsed on the Policy at the time where
first issued.

HEALTHY LIVES, both at Home and in Foreign Climates,
are Assured with as much facility and at lower rates than at
most other offices; and a capital of HALF-A-MILLION ster-
ling, fully subscribed, affords a complete guarantee for the
fulfilment of the Company's engagements.
Prospectuses and forms of Proposal will be forwarded, postage
free, on application to any of the Society's Agents, or to
FRANCIS G. P. NEISON, ACTUARY, 25, Pall Mall, London.
AGENTS.
. A. HIGGINSON, Esq., 7, Mornington-terrace-
. OCTAVIUS WATERHOUSE,Statbam's-build-
Tithebarn-street.
Medical Referees.—THOS. IN MAN, M.D.; P. RAMSAY,
M.D.
Bolton-le-Moors J Taylor, Esq., Coroner for Bolton.
Chester Richard Barker, Esq., Solicitor.
Lancaster William Dunn, Esq., Solicitor.
Manchester Mr. P. Pennington, 70, Hardman-street.
Mold (North Wales) C. E. Molineux, Branch Bank of England.
Preston W. 0. Jones, 25, Frenchwood-street.
Stockport ' Mr. Thos. Brooke, Grocer, IS, Bridge...
street.

LIVERPOOL.

THE LIVERPOOL AND LONDON FIRE AND
LIFE INSURANCE COMPANY.
ESTABLISHED IN 1836.
EMPOWERED BY ACT OF PARLIAMENT.
OFFICES
8, TVATER-STREET LIVERPOOL,
3, CHARLOTTE-ROW, MANSION-HOUSE, LOIVDOY.

The Directors beg to acknowledge the steadily increasing
support which this Institution experiences, and to assure the
Public that, whilst the numerous and wealthy Proprietary
enables them to offer most ample security for the fulfilment of
the Company's engagements, the confidence and preference
manifested towards it shall be met, as heretofore, by strenuous
endeavours to facilitate the despatch of business, and by
liberality and promptitude in the settlement of claims.
BY THE FIRST ACT OF PARLIAMENT obtained by the
Company, it is expressly conditioned that the liability of the
Shareholders under the policies shall not be restricted by
special contract or otherwise.
INSURANCES AGAINST FIRE
Are undertaken on Property
of every description in the United
Kingdom, the British Colonies, and in Foreign Countries; the
Rates of Premimn may be known on application.
LIFE INSURANCE.

The Directors continue to receive proposals for the sale and
purchase of Annuities, Endowments, Reversions and contingent
Interests, and for Insurances on Lives. No Entrance or Admis-
sion Fees are required, nor is any additional premium charged
to Officers in the Army or Navy, unless called into actual.
service. The following are amongst the advantages held out
by the Company :
Two SCALES OF PREMIUMS, ONE LOWER THAN THOSE OF
MOST OTHER. COMPANIES; the other carrying GUARANTEED,
ADDITIONS, or entitling to GUARANTEED REDUCTIONS In the
FUTURE PREMIUMS, on a plan entirely new and peculiar to
this Institution.
Specimen of the Rates for an Insurance of £lOO on a Single
Life, and of the Reduced Premium of Policies taken out on.
the Bonus Scale:—

For whole of Life. Re lueed
Age Without Bonus. With Bonus. Premium
when
Insured Yearly. Half do. Yearly. Half do. Bonus.
Xs. d. 4s. d. X s. d. X s. d. Xs. d_
30 2 2 6 1 111 2 9 5 1 5 6 112 9
35 2 8 6 1 5 0 216 5 1 9 1 117 I
40 216 3 1 9 0 3 5 5 113 8 2 2 9
45 3 6 4 114 2 317 2 119 9 210 0
50 319 8 2 1 0 412 7 2 7 9 , 219 I

Specimen of the Addition to the Sums Insured in the case of
Policies of £l,OOO each, to be takcn out at the Bonus
Premiums.
First By the addition of the further
Age Then Decennial Bonus, the amount
Bonus when after payable in case of death will
Insured ayments' Ten Bonus. lae,—after
20 Years. 30 Years. 40 Years.
X s. d. s. d. .43 s. d. s. d. 8. d.
30 90 8 4 90 10 1271 5 0 1542 10 0 1904 3
35 94 11 8 99 2 1283 15 0 1567 10 C 1945 16 8
40 101 13 4 10 3 4 ,1305 0 0 1610 0 0 2000 0 0
45 'lO7 1 8 10 14 2 1321 5 011642 10 0 2000 0 0
50 116 13 4 11 13 4 1350 0 0 1700 0 0 2000 0 0

The SCALE of ICEDUcTioxs which are guaranteed ranges
from 33} to 52 per cent. on the amount of Premium, and
the
Bonus contingent only on the continuance of the life doubles
the amount of Policy.
No LIABILITY of Partnership, these reductions and addi-
tions not being contingent upon Profits.
POLICIES are issued for the Half Premium system, and Ott
an ascending scale.
SURRENDERS of POLICIES are accepted on very liberal
terms; and claims are paid within three months after satis-
factory proof of death.
INSURANCE OF CAPITAL SUMS.
The Directors are prepared to receive applications for Poli-
cies, which, though available for many other purposes as well,
will have the effect of rendering Property held under Lease for
years equivalent to Freehold for all purposes of mortgages or
investment. The following Table will afford
Specimensa of ththPe lapse ofe remium
.fa
given numberor the Insuranceof ofyears. ,payable
after

Rate. I Years.