The Liverpool Standard and General Commercial Advertiser.
Liverpool, Merseyside, England, 1853-08-02 00:00:00

Vublirations.

BLACKWOOD'S MAGAZINE, No. CCCCLIV.,
for AUGUST, 1853. Price 2s. 6d.
CONTENTS:

The Narcotics we indulge in.
South American Travel and Adventure.
Napoleon and Sir Hudson Lowe.
New Readings in Shakespeare.
The Insurrection in China.
Lady Lee's Widowhood. t'Arti VIII.

The-Marquis de Larochquelein—France in 1853.
WILLIAM BLACKM-04 and SONS, Edinburgh and London.
Sold by S. P. CHEGSCIN, WEBB and HUNT, and the other
Booksellers, LiverpoOl.

THE INCE-HALL COMPANY'S COALS and
CANNEL may be procured as follows, viz. :
LIVERPOOL . 1, Brunswick-street, 5. Crown-street,
and Lightbody-street, Stanley Dock.
52, Bridge-street, and Commerce-street
Demean-street.

BIRKENHEAD
SEACONIBE

HUYTON, ROBY, and
RAINHILL Mr. Richard Brown, Roby.
The Company deliver their,C6ALS within Tn REF miles of
their several Yards9ARTAGE FREE, and allow a
DISCOUNT FOR CAW PAYMENT. OF FIVE PER CENT.
Orders addressed4s above to the COMPANY'S OFFICES Will
meet with prompt attention.

WILLIAM LAIRD, GinissAL M4NAQII.

LEGAL AND CONIMERCAIAL LIFE AND
FIRE ASSURANCE SOCIETIES.

OFFICE-73, CHEAPSIDE, LONDON.

ADVANTAGES OFFERED TO ASSURERS BY THESE SOCIETIES.
LIFE—.eIOO will be paid to the Widow, Children, or other
Representatives of any Person Assured :
At Age 25, for 118 3 a year. lAt Age 35, for 12 9 a year.
„ 30,f0r .4'2 210 „ „ 40, for .41 10 10 „
Bonus declared on the 31st December, 1850, to Assurers on
the participation scale as follows :

Age at 1 Sume,-16inual Bonus Reduction of prem.
Comm. Assue . Premium added. for the five years
ending Dec. 1855.

-----
40 .t'l5OJ ,
. d ',lB 16 3 £Bl 18 0 .13 10 0
;
44 1000 37 13 4 65 18 0 • 7 7 0
51 1500 71 12 6 126 6 0 16 8 0
56 3000 ' 177 12 6 310 16 0 45 6 0

NEXT BONUS.—WhoIe Term Assurances, effected before
the 31st December, 1853, will be entitled to participate in the
next Division of Profits, in 1855.
FIRE.—AII extremely hazardous risks are excluded. Lower
rates of Premium are, therefore, charged on various
important risks. A reduction of fifty per cent, is made
on the seventh year's premium of all policies continued
for that period. Losses settled liberally and promptly.
The progress of this Society in public estimation is best in-
dicated by the amounts paid to the Government for Fire In-
surance Duty, namely, for the year.
1847 .4'2,042 1 1850 . £7,900
1848 4,845 1 18'4 .
9,040

. ,
1819.... • ...... 6,460 11853. 10,291
The Directors. have much pleasure in announcing that ar-
rangements have been completed whereby the whole of the
business and interest of the LONDON AND PROVINCIAL Jour
STOCK LIFE ASSURANCE COMPANY have been transferred to
the Legal and Commercial, thereby giving an extended area of
business and influence to this already prosperous office.
For full particulars apply to any of the undernamed Agents:
PLACE. AGENTS. MEDICAL EXAMINER.
LIVERPOOL Mr. J. M. HEFFER ..... H. Stubbs, Esq.
Ashton-under-Lyne H. Hall, Esq Dr. Lees.
Blackburn . T. Brennand G. Stocks.
Blackpool E. Brierley, Esq. J. Cocker.
Bolton T. Frankland . J. M. Robinson.
Birkenhead J Gill, Esq..
Burnley A. Baldwin, Esq. S. E. White.
Bury . R. Crossland, Esq. J. Parkes.
Clitheroe . Mr. H. Walley J Gaistang.
Colne J. Henderson, Esq. . ... H. Buck.
Denton Mr. R. Crook
M r. T.Radford,9, High-st.
Manchester...... Mr. J. Little,l3A, Rook-st. W. J. Wilson.
fir. J. Reid, 17, Exchange.
Oldham Mr. J. Heywood . Fawcett.
{C. V. Royle, Esq., Soli-}
Chester {
cito
J.Cuzner
r J. Harrison,Esq
R. Bowyer.
ALFRED T. BOWSER,
Secretary of Fire Society.
THOMAS W. FARNELL,
Actuary and Secretary of Life Society

SOVEREIGN LIFE ASSURANCE COMPANY,
49, ST. JAMES'S-STREET, LONDON.
ESTABLISHED IN 1845.
TRUSTEES :
The Right Hon. the Earl Talbot, K.G., &c.
The Right Hon. the Lord De Manley, &c.
Sir Claude Scott, Bart.
B. Bond Cabbell, Esq., M.P., F.R.S., &C.
Henry Pownall, Esq.
FIRST DIVISION,OF PROFITS.
The Directors have to announce that, under the advice of
eminent Actuaries, the , fe, after making allowance for every
liability to the 31st of cember' 1852, declared a bonus from
the profits realised uring the first seven years of the Com-
pany's operation which, in numerous instances, as shown by
the following elmples, is equal to 75 per cent, on the amount
of premiums aid:—

when '
Age ' Amount
of Bonus added I Amount
Assured
Ass"u'
uredlpremiuma paid Policy, to j now payable
at death

- -
x .e s. d. 4e 8. d. 46 s. d.
20 500 59 0 0 44 6 8 I 544 6 8
25 1,000 153 8 4 123 7 0 1,123 7 0
28 2,000 282 0 0 208 18 8 2,208 18 8
39 600 113 14 0 74 11 0 674 11 0
45 100 26 17 10 17 12 5 I 117 12 5
48 250 74 18 0 43 5 0 1 293 5 0

The total number of deaths amongst the assured has been so
far below the expected mortality provided for by the Com-
pany's tables, and so sound have proved the principles upon
which the office was founded, that the Directors anticipate with
confidence that, by persevering in the same careful selection of
lives proposed for assurance, and by adhering to the principle
of rendering their policies indisputable, the same success will
continue to attend the Institution, and that future distribations
of profits will yield equal advantages to the assured.
Moderate rates, adapted to all ages, and every species of fife
assurance, may be obtained at the office, or of the following
Agents :

Liverpool .. l' Mr. G. R. Pigot, 8, Union-street.
1 Mr. John Doming, 8, Basnett-street.
Dlr. W. D. Pollard, I, Clarence-street.
Messrs. Pennington and Jervis, 9, St. James's-
square.
Manchester ) Mr.Geo.Syson,9,Alfred-street,Shakspeare-street.
Mr. John Bradshaw, 80, George-street.
I
Messrs. NunnHa.nDd.MDoAovreE,Nssp,OCßroTis-ssetcrreeetta..ry
Mr. Wm. Jenkinson, 26, Back King-street.
. Mr. Edward Kirby.
Active AGENTS WANTED- in other towns.

Preston .