The Liverpool Standard and General Commercial Advertiser.
Liverpool, Merseyside, England, 1841-01-08 00:00:00

GREEN-LANE BREWERY.

'TO be LET, with imnTediate possession, the BREWERY
..11. and PREMISES, now occupi• by Messrs. W. R.
Bard swell and Co., situate iniGre ne and Pleasant-street,
Liverpool. The Premises aTe • full working condition, and
well adapted fur immediate .siness.
Apply to Messrs. W. BARDSWELL and Co., on the
Premises, or at their Bre, ery, No. 4, Hunter-street.

WHIP MANUFACTORY,
ISLINGTON, LIVERPOOL.
JOHN WATKIN offers to the notice of the Gentry his
extensive assortment of Riding and Driving WHIPS,
comprising every description in fashionable use..
RIDING W HIPS, mounted in solid Silver, frosted Silver,
and Gilt on Silver Wire, with all the varied Embossed and
Chased Silver and Gold Ferrules, from One to Ten Guineas.
A New Beaded, Whalebone Braided, GIG WHIP. The
best Whip ever offered in the Trade r actual service.
• Gig, Carriage, Curricle, Tand , Pair, and Four-horse
Whips, in Brass, Ivory, Germ and real Silver.
Every attention being pai o this Manufacture, the Pro-
prietor, in confidence, reco ends these Goods as first-rate ;
in fact, some of the crops have been cut, at least, twenty-five
years ; snd as the Stock of Varnished Crops is seldom less
than 1000 dozens,' something choice may, at all times, be
selected by Gentlemen that are particular in this necessary,
elegant, and useful Article.
‘A large supply of Patent Sheep-skin Gig and Chariot
Rugs ' • and in Sets, for Hall and Parlour Doors.
ON SALE, 60 Sets of MULE GEARS, and 12 Sets of
GIG HARNESS. (One concern.)

PATENT HEMPEN LATHE-BANDS, STRAPS, OR
BELTS, FOR TURNING, DRIVING, OR CARRY-
ING MACHINERY.

THE Inventor and Patentee of the above article having
long experienced the heavy cost of the Bands or Straps
hitherto in general use, has, after devoting much time, and
incurring considerable expense, succe din providing a
Substitute, which will be found, on ml, more lasting, and
more efficient in operation, than se made of any other
material heretofore used.

After thus deliberately pronouecing the superiority of the
PATENT HEMPEN BANDS Or STRAPS, which the Patentee
has it in his power to confirm, by numerous testimonials in
his possession, furnished him, as the results of practical ex-
perience, it can only be further necessary, to ensure the gene-
ral adoption ofthis valuable invention7to state to Engineers,
Manufacturers, Millwrights, Machinists, dnd others using
Strips, Belts, or Bands, that they can be promptly supplied
to any extent, at about half the cost of the material in general
use.

A newspaper advertisement being too circumscribed to de-
tail the peculiar advantages of the Patent Bands, it may suffice
to state, that their great strength, freeness from stretching
or expansion, firmness of holding, and trueness of running,
render them decidedly the best article hitherto discovered for
the carrying of machinery. _

With the Patent BandS, the power to move is not an object,
as they can be made of any strength, of any length, and from
two inches to fourteen inches broad, the price decreasing as
the breadth increases, which must be a strong inducement to
the adoption of the broad Bands in lieu of Shafts.

In case of Order, it is necessary that the overlap be in-
cluded in the length of the Bands required ; and all Orders,
Letters of Inquiry, or requests for reference will be promptly
attended to by the patentee,
WILTON WOOD, .
Patent Hempen Band Manuil.c..ory,
12, Wapping, Liverpool.

ingurana Pwatirto.

SCOTTISH PROVIDENT INSTITUTION
FOR I,IFE ASSURANCE AND ANNUITIES.
EDINBURGH.—No. 16, SOUTH ST. DAVID-STREET.
GLASGOW.—NO. 33, BUCHANAN-STREET.
JAMES WATSON, ESQ., MANAGER.
This is strictly a Mutual Assurance Society, and the pro-
fits are divisible on a new and equitable principle, peculiarly
favourable to good lives.
In other offices, a share of profits is allotted to all policies,
indiscriminately, which have subsisted for a certain short
term, as five years or even less '• al ugh holders who hap-
pen to die at such early period, ust occasion a loss to the
common fund : the premiums ich they have lived to pay
not amounting to one-four the sum withdrawn at their
death.

But in this office, the entire surplus is reserved for those
members whose premiums, with accumulated interest, amount
to the sums in their policies.
The Premiums are about one-fourth lower than those of
other Mutual Assurance Offices, which is equivalent to an
immediate bonus to that cxtent. Thus securing the greatest
present benefit, while the peculiar mode of division of the
profits gives promise of the greatest future continoent ad-
vantages. A combination presented l* no other office.
The premiums have been deduced from the most recent
and accredited sources, with such addition as to provide for
perfect security.
Annuities, immediate, deferred, and contingent.
No Entry Money charged.
Annual Premium to Assure £lOO at Death.

Age 25 I 30 I 35 I 40 I 45 I 50
£1 18 0 I £2 1 61 £2 6 10 £2 14 9 I£3 5 91 £4 1

Comparative Tables of the Premiums of all the Scottish
Offices, Prospectuses explanatory of the Principles, Forms of
Proposals, and every information, may be had at the Office
of the Agent for Liverpool,

CHARLES MURRAY,

No. 2, George's Dock-gates North
Medical Officer—Dr. MOFFATT, Abercromby-terrace.

AGENTS.
Leeds.—William L. Moffatt, Architect.
Manchester.—George Wadsworth, Accountant.
Birmingham.—T, and H. Charlton, Iron-factors.

THE AUSTRALA.SIAN, COLONIAL and GENERAL
LIFE ASSURANCE and ANNUITY COMPANY,
126, BisHorsGAra-STREET, corner of Cornhill. London
20, WATER-STREET, LIVERPOOL.
Capital £200,000, in 2000 Shares.

DIRECTORS.
Edward Barnard, Esq. C. E. Mangles, Esq.
Henry Buckle, Esq. • J. B. Montefiore, Esq.
John Henry Capper, Esq. J. H. Ravenshaw, Esq
Gideon Colquhoun, jun. Esq. Sir Jswes Stirling.
John Edwards Lyall, Esq. W' am Walker, Esq.

TRUST
Edward Barnard, Esq. ; n Henry Capper, Esq. ;
Thorns IV ardson, Esq.

AUDITORS.
Sir Francis Hastings Doyle, Bart., and C. Richardson, Esq
(72, Cornhill.)
MANAGER.
Major J. A. Willows, E. I. Co.'s Service.
SECRETARY.—Edward Ryley, Esq.
ACCOUNTANT.-Mr. Christopher Cousins.
MEDICAL REFEREES.
Dr. Hannay, 30, Great George's-square, Liverpool.
W. Beever, Esq. F.R.C.S. Mosley-street, Manchester.

BANKERS.
The Liverpool Commercial Bank, Liverpool.
Messrs. Jones, Loyd and Co. Manchester.
ADVANTAGES PECULIAR TO THIS SOCIETY.
A N ample sUbscribed Capital, which, from the mode of
/I. investment, will contribute to, instead of detract from,
the profits.
Rates of Premium lower than those of most of the com-
panies which do not offer participation in profits.
Participation to the 1,000 policy holders of the oldest
dates for the time being, for £5OO or upwards for the whole
of life, in profits to the extent of one-half, including those
of the Annuity Branch. _

A separate Policy for every bonus, which becomes an abso-
lute reversion, unincumbered by payment of premium.
- - -

_ .......
A DESCENDING SCALE OF PREMIUM, under which, after
certain periods, payments cease altogether, but profits con-
tinue.

AN ASCENDING SCALE particularly favourable to those
who are looking forward to an increase of income, and entit-
ling Assurers to profits.
Two-thirds of each annual premium for the whole of life
may be paid, and one-third may remain ae compound inte-
rest at 5 per cent.
A liberal system of conducting business, a tender of arbi-
tration in all disputed cases, and very moderate expenses of
management. • _

Naval and military service;voyages, and foreign residences
at equitable rates of premium.

ADDITIONAL ADVANTAGES TO EMIGRANTS.
No extra premium for voyages in approved vessels to or
residence in the Australasian colonies in approved situations.
Premiums may be paid at any settlement in Australasili
where there is a bank. _

Policies,-whether effected in England or these colonies,
may be made payable in either by endorsement.
Present Table of Annual Premiums for Assurance of £lOO
for Seven Years, and the Whole Life.

Age. Seven Years.l Life. jAge•lSeven Years

Life

s. d.
20 0 17 1
25 , 0 19 7
30 1 1 3 4

x s. d. X s. d.
110 3 40 1 9 6
114 11 50 2 7 2
2 0 7 60 316 5

s. d.
2 15 3
4 1 8
6 3 9

ADVANTAGES To ANNUITANTS.
b A higher rate of annuity than can be granted with safety
y companies making
principal investments in England,
their
and participation to the 1,000 annuitants of the oldest date
for the time being, to the extent of one:half of the general
profits of the Company.
By order of the Directors.
KIRKBY and WATSON, Agents, 20, Water-street,
Liverpool.
STAN WAY and JACKSON, Agents, Brown-street,
Manebeitter.