The Liverpool Standard and General Commercial Advertiser.
Liverpool, Merseyside, England, 1838-10-05 00:00:00

E-nourana NotirrO.

THE MANCHESTER ASSURANCE COMPANY,
For Assurance against Fire, and on Lives and Survivorship:,
Purchase of Annuities, Reversions, 4c.
OFFICE, 98, KING-STREET, MANCHESTER,
CAPITAL, TWO MILLIONS.
Established March, 1824.
FIRE DEPARTMENT.

rinHE Assured are entitled to one-third of the Profits,
without any liability on their part to the losses.
Parties intending to continue their Policies, falling due at
Michaelmas, must renew them within fifteen days from that
time, or they will become void.
LIFE DEPARTMENT.

The Assured are entitled to two-thirds of the Profits, with-
out any liability on their part to the losses.
The Premiums charged are lower than those of the ma-
jority of other Offices.
The business of the Life Department is kept quite distinct
from that of Fire, and its accumulations are not liable to
make good any losses arising therefrom.
The Rates of Premium, and all other particulars, may be
obtained on application to Mr. JOSEPH MoRToN, Secretary,
or to any one of the Company's Agent,,.
RICHARD DAWSON, Agent for Liverpool.

N.l3.—Agents have already been appointed in most of the
principal towns in the kingdom; but application for agencies,
in places where appointments have not yet been made, are
requested to be addressed to the Secretary.
BONUS.

It is directed by the Deed of Settlement of this Company,
that, within six calendar months after the 25th March, 1839,
the Board of Directors shall cause an account to be taken of
the profits in the FIRE DEPARTMENT, and shall cause••
one-third of so much of the profits as may, with safety, be
taken for the purpose, to be appropriated as a Bonus to all
persons who shall then haVe been assured against loss by fire
for the last two years, or more, of the five years previous
thereto, whether by the same annual Policies, or by a con-
tinued succession of annual Policies.

An account of the profits in the LIFE DEPARTMENT
will also be taken at the same time, two-thirds of which will
be apportioned as a Bonus amongst holders of Life Policies
of four years standing.

COUNTY FIRE OFFICE AND PROVIDENT LIFE

OFF
ESTABLISHED 1806.

CAPITALS, A MILLION STERLING AND UPWARDS.
PRESIDENT, the Right Hon. Earl GREY.
TRUSTEES AND DIRECTORS.
His Grace the Duke of Rutland.
The Most Noble the Marquis of Northampton.
The Right Hon. Lord King.
The Right Hon. Lord Northwick.
Sir W. E. \Velhy, Bart.
Sir John Osborn, Bait
Sir Frederick A. Roe, Bart.
G E. Welby, Esq., M.P.
George Pryme, Esq., M.P.
Francis Const, Esq. •
J. E. Conant, Esq.
Barber Beaumont, Esq., &e. &c.
r HE County is the only Fire Oflice which has constantly
made Returns to its Members, and for a long series of
years. These Returns have varied from 10 to 25 per Cent.,
and have amounted to upwards of £lOO,OOO.
In the LIFE OFFICE nearly the whole of the profits are
divided among the parties insured. Their effect may be
judged of from a Policy taken out by his late Majesty on his
own life for £3OOO, which additions increased to £3963.

Upwards of thirty Insurance Offices have broken up within
a few years, and nearly as many new ones having been pro-
jected within the last two or three years, it may be necessary
to observe, that all the substantial advantages promised by
such new Offices have been long realized under the plans anti
management of the Provident Life Office.
The Annual Premium and Duty upon those Insurances
which are renewable at MICHAELMAS should be paid on the
September, or within fifteen days thereafter, otherwise
the Policies will become void.
WILLIAM FORS HAW, Agent at Liverpool.

THE FREEMASONS' AND GENERAL LIFE AS-
SURANCE, LOAN-ANNUITY, & REVERSIONARY-
INTEREST COMPANY.
CAPITAL, £500,000,
IN 25,000 ti fIARES OF £2O EACH.
)4, T a MEETING of the MEMBERS of the SEVEN
13. MASONIC LODGES of LIVERPOOL, held at the
ADELPHI HOTEL, on TUESDAY, the 2d day of October, 1838,
JOHN MOLINEUX, Esq., P.M. of the Saint
Geoige's Lodge, and P.. 0., in the Chair.
It was moved by A. S. WOODWARD, Esquire, P.G.Sec.,
of the W.D.C.L., and seconded by E. D. MADDOCK, Esq.,
P. P.G.S.,
That this Meeting considers the formation of a Life As-
surance and Annuity Company, to be called "THE FREE-
MASONS' COMPANY," and to be supported by the Public-
generally, as well as by the Craft in particular, as calculated.
to create a new Era in the progress of this Ancient and.
Venerable Order, by forming a large and constantly inereas
ing Fund for the philanthropic and philosophic purposes of:
Masonry.—Carried unanimously.
It was moved by JOHN N ANGELI, Esquire, P.G.5.8., and.
seconded by JAMES NORRIS, Esquire, Secretary to the Lodge
of Sincerity,
That this Meeting recommend the Lodges of Liverpool to.
foster THE FREEMASONS' AND GENERAL INSURANCE COM-
PANY" by every means in their power, both in thciraggregate
capacity and by their individual members, and that Brother
DEANE be requested to take measures for the formation of a
District Board for Liverpool and its Vicinity.—Carried
unanimously.
J. MOLINEUX, Chairman.

The Chairman having left the Chair,
It was moved by E. G. DEANE, Esquire, P.P.G.R., and
seconded by Brother JOSEPH Hass, W.M. Lodge of Sin-
cerity,
That the Thanks of the Meeting be given to the Chairman,
for his conduct in the Chair.—Carried unanimously.
Application for further Information, Prospectuses, and
Shares may be made till MONDAY next, the Bth instant, to
the Deputies from the Freemasons' and General Life Assur-
ance Company, at the Adelphi Hotel, and afterwards to the
Agent for Liverpool,
E. G. DEANE, Solicitor,North hn-street.

rriHE FREEMASONS' AND GENERAL LIFE AS-
-1 sURANCE, LOAN, ANNUITY, AND REVER-
SIONARY INTEREST COMPANY, 11, Waterloo.
place, Pall-mall, London.
CAPITAL, £500,000, in 25,000 SHARES of £2O. each.

DEPOSIT PER SHARE.

One-tenth of the Profits'of each district will be annually
applied to such benevolent purposes connected with Free-
masonry as the Provincial Grand Lodge of such district shall
approve. The tenth of the Profits of the Metropolitan dis-
trict to be applied by the United Grand Lodge of England.

PATRONS.

The Right Hon. the Earl of Digby,
The Right Hon. the Earl or Mexhorough, P.G.M., West
Riding of Yorkshire,
The Right. Hon. Lord Reay,
The Right Hon. Lord Saltoun,
The Right Hon. Chas. Tennyson d'Eyncourt, M.P., P.G.M.
of Lincolnshire,
General Sir Joseph O'Halloran, K.C.B,
DIRECTORS.
Cal. HENRY DUNDAS CAMPBELL, Chairman.
William Cumming, Esq,.,
Frederick Dodsworth, bsq.,
James Jephson, Esq.,
. William King, Esq.,
George Goldsmith Kirby, Esq.,
Richard Alexander Price, Esq.,
James Stephenson, Esq.,
Captain Wm. Spencer Webb.
AUDITORS.
Joshua King, LLD , &c., President of Queen's
College, Cambridge,
Rev. Hamnett Holditch, F.C.P.S., &c., President of Caius

College, Cambridge.
RANKERS.
The London and Westminster Bank.
MEDICAL ADVISERS.
H. U. Thomson, Esq., M.D.,
Thomas King, Esq., Maddox-street.
LEGAL ADVISERS.
Sir Frederick Pollock, M.P. • William Haynes, Esq.

The advantages of this Company are as follow :-
1. To the Assured requiring Profits.—The whole of the
Profits of their own class will, after deducting all the expenses
of the establishment, and their share of the charity, at the
end of the first five years, and from that time triennially, be
divided amongst themselves.
2. The option of taking those profits in cash, adding to the
Policy, diminishing the Premium, or effecting an Annuity
for the remainder of Life, at a certain age.
3. To the Assured not participating in Profits.—Premiums
much below those of most other Offices.
4. Facilities for effecting Loans on security of the Policies.
5. To both classes.—lncreasing or decreasing Premiums
at their option.
6. Half the amount of Premium may remain unpaid, at
£5 per cent. interest, on the security of the Policies, for the
first five years.
7. Policies not forfeited, if Premiuins unpaid at the stipu-
ated period, but may be revived it health the same.
1 8. No error, but only fraud, to vitiate a Policy.
S. Policies and Premiums may be reduced, if circum-
stances require it; and the overplus paid be considered as
paid in advance upon the reduced Policy.
10. All claims to be settled in three months, after satisfac-
torily proved, or earlier on an allowance of discount.
11". The advantages to Shareholders are, a dividend of
five per cent. interest on their shares—the whole of the Pro-
fits arising from the proprietary class, deducting its share of
the charity—Profits arising from the purchase of reversions—
Profits arising from the purchase and granting annuities.
12. The bonuses at the Equitable and other Societies,
which divide Profits at long intervals, may be assured at this
Office.