The Liverpool Standard and General Commercial Advertiser.
Liverpool, Merseyside, England, 1838-05-01 00:00:00

DEFERRED ANNUITIES

NATIONAL LOANsol=, LIFE ASSURANCE

CAPITAL £500,000.
PATRON,

HIS. GRACE THE DUKE OF SOMERStT, F.R.S.

DIRECTORS,
T. LA MIE MEI:I:AY, Esq., Cfralfthan.
Col. Sir Barges Caniac,K.C.S. Luugley, Esq.
John Elliotson, M.D., F.R.S. Kenneth Mackenzie, Esq.
C. Farehrother, Esq., Aid. John Rawson, Esq.
11. Gorann, Esq. - I* Joseph Thompson, Esq.
Robert Hollond, Elep NEP.,
Auditch,-Professor Wheatstone, F.R.S.
Physiciau-=J.:Elliotson, M.D., F.R.S., 37, Conduit-street.
Surgeont. S. Svmes, Esq.. 38, 11111-street, Berkelev-square.
"Actuary—W. S. B. Woothouse, Esq ,
Bankers=Messrs. Wright and C0.,5, lienrietta•street, Covent-

garden-.

:-Standing Court3el—W. 71114 ou rn e James, Eq., Stone•build-

inus, Lincoln's Inn.

Solicitors-Messrs. Webber and Bland, 43, Bedford-row.
Secretary Ferguson earnroux, Esq.
DEFERRED ANNUITIES.

I. Amongst the several remedies proposed to mitigate or di-
minish the burthen of poor-laws, none has hitherto been brought
forward or adopted that would either induce or afford facilities
to the able-bodied members of society, to be responsible for their
own support.
11. In a state of employment and health every one may be
assumed capable of self-support; competition has. no doubt,
reduced the rewards of labour to the standard of existence,,
rendering it the inure necessary that the smallest surplus, over
exigencies, should be carefully-husbanded, in order that, by the
best facilities given to economy and theapplication of means to
ends, it may be rendered capable of supplying the deficiencies,
caused by want of employment, sickness, the several casualties
of life, and by old age. Over the frequent fluctuations in the
quantity of employment, the employed have no controul ; and,
as the causa is not dependent on fixed laws, but most frequently
on the contingencies which affect the quantity of money, their
duration or occurrence cannot be submitted to calculation—at
any rate the remedy is beyond their reach. The laves of sick-
ness have been sufficiently ascertained, for fixing a provision
apportioned to the value of a given contribution; but although
such a provision is not to be overlooked, it is of trifling impor-
tance compared to the hardships resulting from want of employ-
ment, and uriprovided old age. Want of employ went, sickness,
and old age, may fairly be classed under one head, viz., a state
of non-productiveness. To those, therefore, who solely depend ,
on their labour, which is seldom too highly rethuneraterkit must.
be a matter of importance, out of their earnings when emPloyed,
to provide for every period of non-productiveness, from which-
ever of the foregoing causes it may arise.
Ili. The two institutions open to the productive classes, are
S:mvings' Banks and Benefit Societies, whose natare,and.scOpe,
when examined, will be found to offer but a very imperfect
remedy :igainst the evil, being institutions wherein the limited
meairs'o'f this class are mkt least made applicable to their several
ends. . .
'Saving? Banks are of unquestionable utility, but. they afford
no contingent future advantage, and, besides, the suns that can
be hoarded is incommensurate with the wants of the middle,
productive classes.
Benefit Societies propose to offer provision in sickness and
old age; but their construction will be found imperfect. and their
plan the least profitable application of the tneans of econoiny.
1. Because sickness itself is not a calamity of equal probable
duration to the fluctuations in the quantal y.of employment
and other casualties, and misfortune, agalirst which they
offer no protection.
4,.. Because, out of .a given means, the -sum laid aside fur
sickness must diminish the provision for old age.
3. Because many must contribute to the sick fund who never
become chargeable upon it, and the value of such contri-
butions is lost to themselves and familits.
4. Because sickness, being a state of .non-productiveness,
must necessarily be included in any protection against
such an occurrence.
_ . _

IV.- VariouS observations have been made on the duration of
sickness, amongst the industrious classes, from an early period
of life until. its close. Those most in use are—the sickness
amongst the Benefit Societies in Scotland, given by the High-.
land Society ; the sickness amongst the labourers in the East
.India Company's Service;—the sickness amongst persons em-
ployed in Cotton, Silk, Wool, Flax, in the Potteries, by the
'Factory Commissioners ;—and the sickness amongst the Eng-
lish Benefit Societies, from returns made to the Society for the
Diffusion of Useful Knowledge.
These results,, though varied-, show how inconsid
amount of Sickness during that period of life,- betw
of 20 and 65, when each individual is more Mimed-
on his own resources—they are as for

lerable is the
een the ages
iately thrown

lows :

SPLENDID AND SUPERIOR FOREIGN .AND
• • BRITISH SHAWLS
CLEANED OR DYED
.'
AT VIE GLOUCESTER-STREET DYE-HOUSE. -
1-21EORGE scum anxiors to evince his gratitude. avails
‘3l himself of this opportunity, by respectfully offering his sig.
cere thanks to the Ladies and Gentlemen of Liverpool and its
vicinity, as well as to his numerous and particular friends, for
the extensile and increasing patronage experienced by him, for
the last nine years; since the opening of his establishment.
Silks, Satins, Velvets, Crapes, presses, Cloaks, Veils, Rib-
bons, and Handkerchiefs of every description, cleaned or dyed.
Moreens, Damasks, cleaned, dyed, or watered.
Chintz and Furniture Prints, Sofa and Chair Covers, Carri-
age Linings, &c. cleaned and glazed.
Carpets and Druggets cleaned.
Gentlemen's Clothes and Mackintosh Coats cleaned or dyed.
Country orders executed with the greatest punctuality.
AN APPRENTICE WANTED.
Liverpool, May 1, 1838.

Y
M Es
So
nBaRI 18v consulted PE R Rraonmd Nine in the SURGEONS,Morni gm tillay h'llenpeart-
Nitrht, and on Sundays from Nine till Two, at
No. 23, SLATER-STREET, near Duke•street, Liverpool,
(private entrance first door up the passa.,e ;) No. 2, Bale-
street, LoWer Mosley-street, near to St. Peter's Church,
Man Chester, and N 0.4, Great Charles-street, Birmingham: of
whom may be had (gratis) with each box of pills their Treatise
on Venereal Disease, Gonorrhoea, (fleets, and Stricture, 'in-
cluding Practical Observations on Seminal Weakness, arising
from early abuses, so that all persons can obtain an immediate
Cure, with ease, secrecy, and safety.
It is a melancholy fact, that thousands fall victims to the Ve-
nereal Disease, owing to the unskilfulness of illiterate men,
who, by the use of that deadly poison, Mercury, ruin the con-
stitution. and cause ulcerations, with blotches on the head, face,
WA body, dimness in the sight, noise in the ears, deafness,
obstinate gleets, and nodes on the shin hones, till at length a
general debility and decay of the constitution ensues, and a
melancholy death puts a period to their dreadful sufferings.
PERRY'S PURIFY ING SPECIFIC PILLS, price 2s. Dd.
and I 1 s. per box, a certain, 3.re, and the most. speedy remedy
ever discovered for the permanent and effectual cure of venereal
diseases,—gonorrhoea,' gleets, strictures, seminal weakness,
in the loins, affections of the kidneys, gravel, lumbago, local
debility, irritation'of the bladder or urethra, and other diseases
of the urinary passages, frequently performing a perfect cure
in the short space of three days, by one small pill for a dose,
with ease, secrecy, and safety. The certainty with which they
are continually administered can be,attested by many thousands.
rine Specific Pills root out every particle of insidious noison,
purifying in their progress the whole mass of fluids. They not
only remove the disease, but renovate by their action the differ-
ent functions of the body, expelling the grosser humours. and
in a manner so mild and imperceptible as to convince the most
sceptical of their astonishing and unequalled powers. They
neither contain mercury nor any other mineral, and may be
taken without the slightest suspicion of discovery. They require
no restraint of diet, loss of time, or hindrance of business, but
effect a complete core, without the least exposure to the patient.
At any period when the slightest suspicion may exist, it will be
well to have recourse to the Specific Pills, for when taken
before the disease has made its appearance it acts as a certain
preventative, by moving the complaint effectually and secretly.
Messrs. PERRY, Surgeons, continue to direct their studies
to those dreadful debilities arising from the too free and indis-
criminate indulgence of the passions, which not only occasion
a numerous train of nervous affections, and entail on its votaries
all the enervating imbecilities of old age, but weaken and
destroy all the bodily senses, occasioning loss of imagination,
judgment, and memory, indifference and aversion for all. plea-
sures. In that distressing state of debility or deficiency, whether
the consequeatce of baneful habits, excessive drinking, or any
other cause, by which the powers of the constitution become
enfeebled, they offer a firm, safe, and speedy restoration to sound
and vigorous health.
PERRY'S VEGETABLE PILLS are well known for the
certain and effectual remedy of secondary symptoms, venereal
eruptions, pains in the bones, ulcerated sore throat, diseased
nose, chronic rheumatism, scrofula, scorbutic and glandular
affections, local and general debility, nocturnal pains in the
head and limbs, depression of spirits, and all diseases arising
from an impure state of the blood.
These Pills are worthy a place in the cabinets of masters and
captains of ships, the more so, as they will keep good in all
climates any length of time.
Letters frcnn the country, post-paid, containing a remittance for
medicine, will he immediately answered.
23, SLATER-STREET, NEA la DUKE-STREET,
LIVERPOOL.