The Liverpool Standard and General Commercial Advertiser.
Liverpool, Merseyside, England, 1840-12-04 00:00:00

insuraitrt potirts,

Royal Exchange Assurance Office,
London, 25th November, 1840.
'THE CORPORATION of the ROYAL EXCHANGE
ASSURANCE of HOUSES and GOODS from FIRE
have constituted and appointed
MR. GEORGE LOCH, OF LIVERPOOL,
Merchant and Shipowner, one of their Agents and Receivers
for the said place and parts adjacent, for the Assurance of
Buildings, Goods, Merchandise and Fanning Stock, from
Loss or Damage by Fire, and also for the Assurance of Lives,
in the room of William Wallace Currie, Esq..deceased.
By order of the Court of•Directora,
ALEXANDER GREEN, Secretary.
No. 4, Water-street.

THE AUSTRALASIAN, COLONIAL, and GENERAL
LIFE ASSURANCE and ANNUITY COMPANY,
126, BISHOPSGATE-STREET, corner of Cornhill. London ;
20, WATER-STREET, LIVERPOOL.
Capital £200,000, in 2000 Shares.
DIRECTORS.

Edward Barnard, Esq. C. E. Mangles, Esq.
Henry Buckle, Esq. J. B. Montefiore, Esq.
John Henry Capper, Esq. J. H. Ravenshaw, Esq.
Gideon Colquhoun, jun. Esq. Sir James Stirling.
John Edwards Lyall, Esq. William Walker, Esq.
TRUSTEES.
Edward Barnard, Esq. ; John Henry Capper, Esq. ;
Thomas Richardson, Esq.

AUDITORS.
Sir Francis Hastings Doyle, Bart., and C. Richardson, Esq.,
(72, Cornhill.)
MANAGER.
Major J. A. Willows, E. I. Co.'s Service.
SECRETARY.
Edward Ryley, Esq.
ACCOUNTANT.
Air. Christopher Cousins.
MEDICAL REFEREES.
Dr. Hannay, 30, Great George's-square, Liverpool.
W. Beever, Esq. F.R.C.S. Mosley-street, Manchester.
BANKERS.

The Liverpool Commercial Bank, Liverpool.
Messrs. Jones, Loyd and Co. Manchester.
ADVANTAGES PECULIAR TO THIS SOCIETY.
AN ample subscribed Capital, which,- from the mode of
investment, will contribute to, instead of detract from,
the profits.
Rates of Premium lower than those of most of the com-
panies which do not offer participation in profits.
Participation to the 1,000 policy holders of the oldest
dates for the time being, for £5OO or upwards for the whole
of life, in profits to the extent of one-half, including those
of the Annuity Branch.
A separate Policy for every bonus, which becomesan abso-
lute reversion, unincumbered by payment of premium.
A DESCENDING SCALE OF PREMIUM, under which, after
certain periods, payments cease altogether, but profits con-
tinue.

AN ASCENDING SCALE particularly favourable to those
who are looking forward to an increase of income, and entit-
ling Assurers to profits.
Two-thirds of each annual premium for the whole of life
may be paid, and one-third may remain at compound inte-
rest at 5 per cent.
A liberal system of conducting business, a tender of arbi-
tration in all disputed cases, and very moderate expenses of

management.
Naval and military service, voyages, and foreign residences,
at equitable rates of premium.
ADDITIONAL ADVANTAGES TO EMIGRANTS.
No extra premium for voyages in approved vessels to or
residence in the Australasian colonies in approved situations.
Premiums may be paid at any settlement in Australasia
where there is a bank.
Policies, whether effected in England or these colonies,
may be made payable in either by endorsement.
Present Table of Annual Premiums for Assurance of £lOO
for Seven Years, and the Whole Life.

Age. Seven Years. Life. Age. Seven Years. Life.
£ s. d. £ s. d. £ s. d. £ s. d.
20 017 1 110 3 40 1 9 6 215 3
25 019 7 114 11 50 2 7 2 4 1 8
30 I 1 3 4 2 0 7 60 316 5 6 3 9