The Liverpool Standard and General Commercial Advertiser.
Liverpool, Merseyside, England, 1838-03-20 00:00:00

LIFE DEPARTMENT.

• The Assured are entitled to two-thirds of the profits, without
any liability on their part to the losses.
Tbe'Preiniutiis charged are lower •than those of the majority
of other offices.

The business of the Life Department is kept quite distinct
from that of Fire, and its accumulations are not liable to make
good any losses arising- therefrom.
• The Rates of Premium, and all other particulars, may be•ob-
tained on application to Mr, JOSEPH MORTON, SecretarY,
or to any of the Company's Agents. Agent for Liverpool.
. ►.IICHARI) DAWSON.•

N.8.---Agents have already been appointed in most of the
principattowns in the, kingdom,. but applications for Agencies,
rn places *here appointments have not yet been made, are re-
quested to he addressed to the Secretary.
BONUS.

It is directed by the Deed of Settlement of this Company,
that, within six calendar months after the 25th March, 1839,
the Board of Directors shall 'cause an account tube taken of the
profits in the FIRE DEPARTMENT, and shall cause ONE-
II I) of so much of the profits as may with safety be taken for
the purpose, to be appropriated as a BONUS to all persons who
shall then have been assured against Loss of Fire, for the last
two years, or more, of the five )ears previous thereto, whether
by the same annual Policies, or by a continued succession of
annual Policies.

An' account of the Profits in the LIFE DEPARTMENT
will also be taken at the same time, two-I-imps of which will
be apportioned as a LIU/Sus amongst holders of Life Policies of
(our years standing. -

ATLAS ASSURANCE COMPANY.
ESTABLISHED 1808. • :.

THE. Directors beg to call the particular attention of the
Public to a VERY IMPORTANT CONCESSION
THEY HAVE MADE, applicable to Life Policies: By the
usual conditions of life assurance, " assurances made by persons-
"on their own lives will be void if they die by the hands
" ofjustice, by duelling, or by suicide!'
This condition has been qualified by the Arras, ns•follows:
—"Should such a policy have been signed for a valuable con
"sideratiun, and have been in force for five years, then
"the Company will hold itself liable the same as if the
" Assurance had been granted, to a person having a bona
"fide interest in the life of another."
Persons Assuri► g. for the whole term of Life for £ wand-up-
wards in Great Britain or Ireland respectively, will be entitled,
at the end of every seventh year, t participate in the surplus
Premiums, to be then ascertained by actual valuation.
For the fourteen years ending at Christmas, 1830 an average
addition of £3OO has been made to every £l.OOO, assured in
Great. Britain.

The valuation to. Christmas, 1817, is now being proceeded with,
and the result will be shortly made public

FIRE DEPARTMENT.

In addition to the benefit of the late reduction in the Rates of
Premiums, this Company offers to Assurers the advantace ui
an allowance for the loss of Bent of Buildings rendered unten-
antable by Fire.

Policies falling due at Christmas, should be renewed within
fifteen days from that period.
- The Company's Rates and Proposals may be had at the
Office in London, or of any•olthe Agents in the country, who
are authorised to report on the appearance of Lives propopd
for Assurance.

HENRY DESBOROUGH, Secretary.
Cheapside, London, March, 1838.

The AGENTS for the Company at the following places, are:—
Liverpool.... Messrs. SWAIN SON & 110 RNI3 Y,
Breiherton's-Buildings, North John-street.
Ditto.... Mr. W. H. M'DOWELI..-
5, Exchange-linildings.
'Macclesfield, R. Turner
.Manchester, li. & C. liarveY
'Ormskirk. James .Robinson
Oldham, John Duncroft.
Preston, Wm. Lancaster.
Rochdale, James Hartley
St Helens, Join Ansdell.
Stockport, W. Downall.
Ulverston, W. Postlethwaite.
Warrington, Thomas Leigh.
Wigan, F. Griffith.

Appleby, E. Allinson
Ashton-tinder-Line, T. Finney
Blackburn, R. Wilding
Bolton, •C. Brigs. -
Burnley and Todmorden, T. E.
Hammerion. •
B'nv. Richard Lomat:,
Chorley, John Lathaiii
Clitheroe, W. L. Oddev.
La ocastor; Thonias Alfright.
Leigh, T. Whitehead.