The Liverpool Standard and General Commercial Advertiser.
Liverpool, Merseyside, England, 1853-04-19 00:00:00

RESPECTFULLY DEDICATED TO THE MEMBERS OF

THE ROYAL MERSEY YACHT PIPE.

THE ROYAL MERSEY YACHT CLUB.
ORA TIO LEWIS (from London), 67,
CHURCH-STREET (corner of Parker-street), begs to
invite the attention of Smokers to this superior CLAY PIPE,
which is manufactured exclusively for him from the finest
Colouring Clay, and which will be found unsurpassed by any
other now in use. Sold in Boxes of one dozen, at 35., suitable
for Emigrants and others.
An extensive STOCK of MEERSCHAUM BOWLS, both
plain and mounted, selectearwith great care from the latest
importations, with evep,description of Smoking Apparatus.
AGENT for MILO'S CLAYS, YERBURY'S PATENT
DIAPHRAGM FIDES, STAITE'S PATENT TUBE, &c., &c.
Latakia, Turkey, Japanese, and other descriptions of
TOBACCO, selected from the finest growths.
H. L. would also call attention to his splendid Stock of
CIGARS, comprising Cabanas, Martinez, Rodrigues, and
other first-rate brands. _ _ _

H. LEWIS,
67, CHURCH-STREET,
CORNER OF PARKER-STREET.

BEST ORRELL HOUSE FIRE COAL,
UNMIXED WITH COMMON,
FROM THE WINSTANLEY MINES,
WHOLESALE AND_HtTAIL.
rwOODSIDO FERRY.
COAL YARDSI DU'PTON
TRAFFOR.STREET.D DOCK, QUEEN'S DOCK.
REBY-ROAD, BOOTLE.
---",LITHERLAND BRIDGE.
OFFICE, NO. 4, LEEDE-STREET.
AGENT, J. W. GARFIT.

LT WALKER'S NEEDLES, (by authority the
i...i. • " Queen's Own,") with large eyes, are easily threaded,
even by the blind, and have improved points, temper, and
finish. The labels are correct niceness 7 the Queen and
Prince Albert in relief on coloured gr dn. Sent free by post,
by any respectable dealer, on rec - of 13 stamps for every Is.
value. H. Walker's Royal ace, or Million Needles are
cheaper, but of excellen ality. H. Walker's Drilled Dorcas
are 23 for Id., and hi gal 12 for id. Patentee of the Pene-
lope Crochet, m rof Improved Fish Hooks, Hooks and
Eyes, Steel Pent &c., 1, Gresham-street West, London. H.
Walker's Cab Fare Map of London shows any fare correctly
price Is. coloured, post free Is. 2d.

GOLD REGIONS mac\ OF AUSTRALIA.

BY HER MAJESTY'S ROYAL LETTERS PATENT.
A HOME FOR THE EMIGRANT.

LAMBERT'S Patent Ventilated Double and Single
Roofed
AUSTRALIAN TENTS,
divided into Private Apartments forconvenience of Families or
Parties. The roof forming a.-second floor for stowing away
Goods, Br.c. The onlyy;odete Canvas House yet invented,
and thoroughly imper • sto wet. May be had on application
to the Patentee,
A, LAMBERT,
13, GOREE•I'LIZZA, GEORGE'S DOCK, LIVERPOOL.
LAMBERT'S Registered GOLD-SIFTER, Emigrants' Iron
Folding Chairs and Bedsteads, in every variety; Beds, Blan-
kets, Rugs, Portable Cooking Kitchens, Tools, and every Arti-
cle required by the Emigrant.

PRIESTLEY'S ANTIBILIOUS PILLS,
ESTABLISHED IN THE YEAR 1822,.
ARE, from experience, decidedly the best aperient
and Antibilious Medicines for general use, as they need
no confinement or alteration of diet, therefore they may be
taken at all seasons.
These Pills will prove highly efficacious in bilious complaints,
scorbutic complaints, affectionadf the nervous systein,lowness
of spirits, palpitation of the( heart, rheumatic pains in the
head, limbs, and rapes of the body ; oppression of the
chest, indigestion, re dancy of bile, dizziness of the eyes,
violent pains in the mples and across the forehead, impaired
memory, sick headache, tremulous action of the whole frame,
restlessness and frightful dreams, stuporific dozing, flatulency,
costiveness, &c.

The Proprietor has witnessed in innumerable instances the
inestimable benefit derived from the use of the above Pills, and
has administered them in his own family forabove thirty years,
both to children and adults.

PREPARED AND SOLD BY
J. PRIESTLEY, CHEMIST,
52, LORD-STREET, LIVERPOOL,
In Boxes ls. lad., 2s. 9d., and 4s. 6d. Retailed by all respec-
table Chemists end Druggists in the Kingdom.
N.B.—TO PERSONS RESIDING IN THE COUNTRY.
Orders should be accompanied by 15 postage stamps, for a
thirteenpence-halpenny box ; 35 ditto, for a two and ninepenny
box, equal to the contents of three small boxes; and 58 ditto
for a four and sixpenny box, equal to the contents of two two
and ninepenny boxes, or six small boxes. These charges in-
clude carriage, and orders are punctually attended to by return
of post.

THE INCE-HALL COMPANY'S COALS and
CANNEL may be procured as follows, viz. :
LIVERPOOL . 7, Rumford-street, 5. Crown-street, and
Lightbody-street, Stanley Dock.
BIRKENHEAD 52, Bridge-street, and Commerce-street.
SEACOMBE Demean-street.

HUYTON, ROBY, and
RA INHI LL Mr. M'Farlane, postoffice.
The Company deliver their COALS within THREE miles of
their several Yards CARNAGE FREE, and allow a
DISCOUNT FOR CASH PAYMENT. OF FIVE PER CENT.
Orders addressed above to the COMPANY'S OFFICES will
meet with prompt .ttention.
WILLIAM LAIRD, GENERAL MANAGER.
7, Rumford-street, Liverpool, October let., 1852.

The COFFEE and CHICORY QUESTION, and the
present Chancellor of the Exchequer.***
ROYAL BANK BUlLDlNGS.—ThoseFamilies who favour ns with their orders not only purchase
from us fine qualities of Coffee, but are furnished with the finest
descriptions imported into Great Britain, and those at prices
which are in strict accordance with our leading maxim—that
of charging a small profit on the original cost reimport, taking
care to make QUALITY the PRIMARY CONSIDERATION.
When QUALITY is thus prominently kept in view, and the
scale of PRICES is fixed so as to jiefd an adequate profit, the
respective interests of the Fanijlg Purchaser and the Dealer
are mutually adjusted.
High prices no longet;oftord any guarantee to secure the best
quality. The indispensable requisites are—a thorough know-
ledge, the result of practical experience; constant care in the
examination of samples ; an acquaintance with the best mar-
kets; and the exercise of a sound judgment in making early
selections from arrivals.
Respecting the admixture of Chicory with Coffee, we submit
the following quotation from a liberal daily paper, as furnishing
additional proof—if such were necessary—of the scandalous
dishonesty which has been too long practised upon Families:—
"In the course of the proceedings in the Bank-
rupt Court, on Friday, in the case of --
and Co. some curious statements were elicited
in the examination of the bankrupt, Mr. —,
in reference to the adulteration of coffee with chi-
cory. The bankrupts had been very large manu-
facturers of the so-called 'coffee,' and attributed
their stoppage to the Treasury order prohibiting
adulteration. In reply to a question from the com-
missioner, Mr. stated that when the trade
was in a healthy state, they were able to get 9d. to
too. per lb. for their so-called coffee, they made it
up half chicory and half coffee, but that when the
competition of other houses (I) had reduced the price
to 6d., it was made up 14 oz. OF CHICORY AND 2
OZ. OF COFFEE. TO THE POUND. It was not, how-
ever, asked how much chicory was IN the chicory.
ordercredita is d
ne
noturi too them
cuosnytirnoufitaton, for su
ppressing
by
fore
oftoe
thre retail
sale
l
oDCertainlyfe rt
tbhhyei Tw
stuffrheawat se urnmyt umust
give
the
governmentof
Lord
price of the lowest was 16d. per lb."
The startling revelations contained in the above brief para-
graph ought to open the eyes of the public to the system of
unmitigated cheating which was carried on with impunity be-
fore the former Treasury order was so judiciously rescinded by
the late government.
The Earl of Derby's Government deserved every credit for
putting a stop to such fraudulent practices. They acted with
wisdom, with candour, with fairness, and with humanity in the
matter. They succeeded in effectually baffling the combination
which sought to deprive the purchaser of this act of common
justice.
The apprehended difficulties in the operation of the late sys.
tem of selling coffee and chicory separately were all proved
to be "mere moonshine," the crude fancies of a distempered
imagination. Consumers were satisfied with the change. The
honest dealers rejoiced at it; the dishonest dealers alone de-
claimed against it.
This improved system—improved because brought into unison
with honesty—was being carried out most effectually, by which
coffee was sold as coffee and chicory as chicory—,yielding mu-
tual benefit to the consumer and to the proper-minded dealer,
*** The present Chancellor of the Exchequer has deprived
the public of this great advantage, both in regard to purity of
quality and honesty of principle, by annulling the order of his
predecessor—so that
Coffee and Chicory may now be sold in a mixed state, the
packages in which such mixture is sold being labelled. The ab-
surdity of this regulation must be evident to all, when we state
that the SELLER of the mixture is not bound to say whether the
vile compound which he offers to the public is composed of
one-half or one-twentieth Coffee, or, indeed, whether there be
any Coffee at all in it.
It is evident, therefore, that the public have only one way of
protecting themselves, and that is by insisting upon being sup.
plied with the genuine unmixed article of pure Coffee.
Purchasers of Ground Coffee may rest assured of obtaining
from this establishment supplies of PURE COFFEE. If any
doubt should be entertained on this subject, science is at hand
to test the truth of these professions, and the public press is
ever accessible for the exposure of deception.
ROBT. ROBERTS & COMT.
Tea and Coffee Dealers,
ROYAL BANK BUILDINGS.
LIVERPOOL, APRIL, 1553.

PATENT WHITE OXIDE OF ZINC FOR PAINT,
&c.

HEALTHFUL HOMES, with avoidance of the
inconvenience and expense of removal to Families
during Painting. Disease and premature death amongst
Painters prevented.
LANGSTON SCOTT & WHITE,
Sole Manufacturers in the United Kingdom,
Now supply this innoxious substitute for White Lead, either
in Powder or Paint, of genuine purity. (Wholesale, under
Brand, from the Works, Grand Surrey Dock, Rotherhithe.)
In 14 lb. kegs, and upwards, from the DepOts of their respec-
tive Agents :
Mr. T. BROUGH, South John-street.
LivEßrooL. { It. SUM NER & CO., Lord-street.
I rswy en .... RIDLEY & GRI NIAVADE.
IRELAND .... P. REILLY & SONS, 15,Cope-st., Dublin.
ZINC PAINT is much below the price of White Lead, pos-
sesses equal body, covers 20 per cent. more of surface, and
being perfectly free from all Acids, can be tinted with the most
delicate colours, which will remain permanent for years.
Price Current and Prospectuses, containing Testimonials
from the most eminent men of its superior properties for In-
terior, Exterior, and Marine purposes, forwarded in answer to
letters addressed to the above Agents, or the Patentees, 10,
Lombard-street, London.

[TEETH.]
MESSRS. COOPER & CO., SURGEON DENTISTS,
[Established 14 years,]
10, SLATER STREET, LIVERPOOL.
Messrs. COOPER & CO. still continue to supply Teeth at as.,
not to be equalled by any in town.
They also may be consulted as usual on all Irregularities of
the Teeth and Diseases of the Gums.
Incorrodible Artificial Teeth of surpassing beauty can be
MATCHED SO CLOSELY to those left in the mouth, that
the closest observer cannot detect the difference. These Teeth
are fixed on the new principle of SELF-ADHESION, without
extracting any Teeth or Stunms,or causing any pain whatever;
they support and protect the adjoining Teeth, and GIVE
GREAT EASE TO THE OST TENDER GUMS.
Country Patients are respectfully informed that the simpli-
city of Messrs. Cooper and Co.'s method requires but little
time for one or n complete set. Decayed Teeth permanently
stopped with COOPER'S PASTE ENAMEL, 2s. 6d.
Attendance from Ten till Six daily; Artificial Palates made
in a superior manner; Teeth remodelled and repaired, extract-
ing, scaling, &c,; Child:eu'z.Teeth regulated.

212° MILNER'S PATENT FIRE-RESISTING
SAFES.
➢fILNER v. HARRISON.

SECOND TRIAL AT LAW FOR PIRACY OF MILNER'S PATENT.
THE Defendant, JOHN GERMAN HARRISON, having
persevered in the sale of Safes constructed on the princi-
ple of Alilner's Patent, in defiance of the verdict found against
him in June, 1851, in the Court of Queen's bench, and an In-
junction afterwards awarded against him by the Court of
Chancery (he pretending that the Safes sold by him since the
first trial were not infringements, but made under a patent
granted to Messrs. Sann), a second action was brought on the
suggestion of Vice-Chancellor Sir George Turner, to try
whether such safes were or were not infringements on Milner's
Patent.
This action was tried on the 25th June last, before Lord
Campbell and a special jury. The following extracts from the
learned Judge's address to the jut y in summing up will show
distinctly the questions submitted to the jury :
Lord Campbell.—" I own it seems to me that Mr. Harrison
does not appear before you in very advantageous colours from
these proceedings. He had been in the service of Messrs.
Milner, and while in their service he takes another shop, and
there he begins and sells fire-proof boxes which were agreed by
a jury sitting where you now are to be substantially the same
as those of Milner, the Patentee, and that record has been
given in evidence: you are not bound by it, but you may at-
tend to it; and I must own that I do not see any reason to
believe that the jury who sat on the trial of that cause were in
any respect mistaken in point of fact, and I do not discover
that there is any real difference between this case and that ;
you will attend to all the evidence, and form your own conclu-
sion from the evidence that has been given.
" You are first called upon to say whether this invention of
Messrs. Milner is new. As to wheter it is useful, it seems to
me to be allowed on all hands, it seems a most marvellous pre-
servative against fire ; for the water remains permanently
held in artificial vessels or in natural vessels, and the very
calamity brings the cure, for the heat causes the water to ex-
pand, and then it is turned into steam, and the steam moistens
the substance which is to be preserved, and so it is an effectual
guard against fire.
" If you think this was new, then the only remaining ques-
tion is with regard to the infringement.
" Now the infringement seems to rest upon substantially the
same evidence as the infringement on the former trial, when
the action was brought against Mr. Harrison.
" Now you find with respect to Tann's Patent, whatever
Tann's invention might have been, that this patent which he
manufactures, and which the defendant Harrison sells, and of
which he calls himself the sole proprietor,' operates in the
battle way. It seems to WC to act precisely the same way as in
Milher's patent, but upon that you will form your own judg-
ment. Then if it really has the same effect, and operates In
the same manner, and upon the same principle, it will be for
von to say whether you -have any doubt it is an infraction of
Miller's Patent. Those are the two questions for you to con-
sider."

The Jury found a verdict for the Plaintiff, on both the
issues, thus establishing that the so-called Tann s Patent Safes
are a mere piracy of Milner's invention. After the trial last
year, it was pretended that the Safes then condemned were not
made according to Tann' s Patent—in other words- that the
water in them had not been boiled and set to cool before being
used. The three Safes upon which this second action was
brought were sworn to bu Messrs. Tann as being made accord-
ing to their Patent.
The Public of Liverpool will remember the species of adver-
tisements by which this wretched case has been upheld. THEY
have been as much imposed upon, with regard to the quality
and price of the safes sold by these parties, as the advertisers
have been wronged by their illegal use of Milner's (the only
effective) Fire-resisting principle. The experience of Mr.
Cafferata, as shown at this trial, (by a gentleman unknown to
us before,) is only that of all the buyers of these things. Mr.
C. was induced to give 415 for a safe, 22 x 16 x 16, on the
assurance that it was " Thief-proof—three quarter inch thick
solid wrought iron," &c., &c. Looking at it a day or two
afterwards, at home, and on scraping the paint off it, he found
it a MERE sitELL—a perfect delusion ; and those who have
intrusted their valuable property to such safeguards will do
well to take the same course.

For our own Safes, we have devoted our lives and our earn-
ings to the production of the best securities in the world against
Fire, Robbery, or Violence, which the public has given to us
the best means of making, and which we mean to sell at the
lowest remunerating prices. Before buying a Safe, if parties
will look into our works, and see the labour and attention
paid to the manufacture in all its details, they will be less likely
to be imposed upon by external appearances and fallacious
representations in the very important matter of " the selection
of a Safe. " MiLxßit's Piiutxix SAFE Wonics,(late Wind-
sor Foundry,) Falkner-street, are said to be the finest work-
shops in Europe, of their class, certainly THE MOST EXTEN-
SIVE AND COMPLETE SAFE MANUFACTORY IN THE WORLD,
employing more hands than all the Safe makers in Great Bri-
tain, and the Proprietors respectfully invite the people of
Liverpool to inspect an establishment that ha
hes om. riginTh ated under
our present patent, and grown up amongs.t t e effect
of these trials will be to confirm to Messrs. Milner and Son the
exclusive use of materials or vessels in which, to use the
Judge's words, "the water remains permanently held until the
will be rem
occurrence of the calyatienciltiffisreo)cileirtiyngosfticiehcutbirbe,.s"
anidlemtarriaelss
remembered eArleidi Parnd
by the Liverpool Polytechnic
s oily effec-
obtifiertsliewirheonuct,
thaticaagteein•cay?.id
2ilt2s
Boxes filled with anhydrous (dry) materials,
filled according. to their evaporating principle, •
oaifilitter
proving the
su, manifestis
~0,,,,s
the erifitnyeodf
rtelliaetill.aetter, position
of
An
NrNi. principle,
triaNp•eort:Tit eiotnatnriainstgedp
deg. tc 3,000 deg.

TO THE TRUSTEES OF THE NORTHERN
HOSPITAL.

MY LORDS, LADIES, AND GENTLEMEN,
AVACANCY having occurred in the SURGICAL
STAFF of the NORTHERN HOSPITAL, in consequence
of the election of Mr. Stubbs to the Lirerpocil Royal Infirmary,
I beg most respectfully to offer m as a CANDIDATE.
My long residence and ext re practice in this my native
Town will, I trust, be a cient reason for soliciting your
suffrages on the day of ction.
I have th onour to be,
y Lords. Ladies, and Gentlemen,
Your most obedient Servant
G. W. GILL.
2, Soho-street, March 14, 1853.

TO THE TRUSTEES OF THE NORTHERN
HOSPITAL.

.ne ELECTION for Junior
to the NORTHERN HOSPITAL
next, the 21st instant, at the Claren-
ohn-street. The Ballot commences at One,
•ee o'clock P.M.

LADIES AND GENTLEMEN,
T BEG to remind you th
1 HONORARY SURGV.OI%.I
takes place on Tim
don-rooms, Sout- -
and closes at

Having been actively engaged in practice in Liverpool for the
last twelve years, and having, for several years, held the
responsible Office of Honorary Surgeon to the Fever and
Workhouse Hospitals; I venture to hope for your support on
this occasion.
I have the honour to be,
Ladies and Gentlemen,
Your obedient Servant,
GEO. MILL= DAVIS.
78, Rodney-street, 18th April, 1853.

TO THE TRUSTEES OF THE NORTHERN
HOSPITAL.
LADIES AND GENTLEMEN,
A VACANCY having occurred in the SURGICAL
STAFF of the NORTHERN HOSPITAL, I beg to offer
myself as a CANDIDATE for the appointment.
Believing that you desire for the poor inmates of your valuable
Charity the same advantages that you would seek for yourselves,
1 solicit your Votes and Support, on the ground of a very ex-
tensive Surgical Experience', first in London, with Mr. Liston,
and afterwards, for nearly Seven Years, with Mr. Bickersteth,
in Liverpool.
I have.the honour to be,
-'"Ladies and Gentlemen,
Yours respectfully,
JAMES HAKES.
12, Maryland-street, Rodney-street.

TO THE TRUSTEES OF THE LIVERPOOL
NORTHERN HOSPITAL.
MT LORDS, LADIES, AND GENTLEMEN,
AVACANCY having occurred in your Surgical
Staff, by the appointment of Mr. Stubbs to the Royal In-
firmary, I beg to offer myself as a CANDIDATE for the Office.
If you should do me the honour of electing me, it shall always
be my object to forward (to the utmost of my power) the
interests of your valuable Institutitin.
I remain,
My Lords, Leirres, and Gentlemen,
Xutlf obedient Servant,
WM. HARGREAVES MANIFOLD,
Member of the Royal College of Surgeons, and
Honorary Surgeon to the Liverpool Dispensaries.
6, St. James's-road.

LONDON AND NORTH-WESTERN RAILWAY.
MARCUS'S ANNUAL WHITSUNTIDE EXCUR-
SION to LONDON and BACK,
ON SATURDAY, MAY ItTn,
AND O
MONDA AY 16TH.
FARES FORT DOUBLE JOURNEY:
ENCLOSED CARRIAGES. 18s.; FIRST CLASS, 30s.
Tickets, Bills, and further information may be obtained on
application at the Office. 19, LEIGH-STREET. LIVERPOOL.
H. R. MARCUS, MANAGER AND CONDUCTOR.

SCOTTISH WIDOWS' FUND AND LIFE
ASSURANCE SOCIETY.
THE THIRTY- NINTH ANNUAL GENERAL
COURT of this Society will be held within Gibbs' Royal
Hotel, Prince's-street, on FRIDAY th_e97th day of May next,
at two o'clock, p.m., in terms of, for the purposes specified
in, the Articles of Constituti the Society.
The Bonus Additions e existing Policies for the Fifth
Septennial period of estigation, ending the 31st December
last, will then be aced.
JOHN MACKENZIE, Manager.

Edinburgh, April, 1853.

ATHEN2EUII LIFE ASSURANCE SOCIETY,
30, SACKVILLR-STREET, LONDON.
Policies indisputable; Claims paid immediately on proof of
death. Division of Profits. Security of loss of Policy from
Non-payment of Premium by a Provident Fund.
Diseased Lives Assured at Equitable Rates
Liberal Premiums for Voyages or Residence Abroad.
Annuities to Widows and Children:

Endowments for Apprentice Fees and Outfits, Educational
Purposes, Marriage Settlements, &c.
Medical Alen Remirrierated for Reports.
LIVERPOOL BRANCH OFFICE :
13, Lancaster Buildings, Exchange-street East.
Mr. ARTHUR DOBSON, AGENT.
J. F. LANCASTER, Esq., M.D., R.N., &c., MEDICAL REFEREE.

[PROVISIONALLY REGISTERED.]
AIANCHESTER AND LONDON LIFE ASSU-
RANCE AND LOAN ASSOCIATION,
77, KING-STREET, MANCHESTER.-454, WEST
STRAND, LONDON.
Capital .4500,000, in 25,000 Shares of .420 each. (With power to
increase to One Million.) Deposit .42. per Share.
First Payment, 2s. per Share, and 355. on taking up the Shares.

TRUSTEES.
Robert Sharp Barlow, Esq., Bolton.
Philip Pleydell Bouverie, Esq., London.
John Platt, Esq., Oldham.
DI RECTORS.
The Hon. F. H. F. Berkeley, 14.1)
Thomas Ridgway BridsourJ-
Rev. William Birley,
John Brightman, .E
London.
John Cross,rt:
London.
William Felgate, Esq., Park Villas, St. John's-wood-park,
London.
W. Shelford Fitzwilliam, Esq., Belgian Consulate, and Kilburn,
London.
Captain Robert Ford, H.C.S., Brooklands, Battersea, London.
John Tomlinson Hibbert, Esq., Urmston, Manchester.
John Howell, Esq., General Managing Director, West Strand,
London.
John Fisher Moore, Esq., The Elms, Higher Broughton,
Manchester.
William Nicholson, Esq., Albert-terrace, Stretford New Road,
Manchester.
William Peace, Esq., Haigh, Wigan.
Benjamin Ridge, Esq., Putney, London.
George Henry Saunders, Esq., C.E., North-street, Westminster.
Thomas Statter, Esq., Stand Hall, Bury.

Victoria-square, London.
Jun., Esq., Vale bank, Bolton.
Chorlton-cum-Hardy, Manchester.
.sq., 'Western Villas, Maida 11111 West,

:sq., Temple and Avenue Villa, Regents'-park,

STANDING COUNSEL.
Brent Spencer Follett, Esq., Q.C., M.P.
SOLIC/TORS.
Harrison Blair, Esq., Manchester.
Messrs. Gregory, Faulkner, Gregory, and Skirrow, London.
MEDICAL REFEREES.
MANCHESTER.--Consulting Physician—Jas. Lomax Bardsley,
hf.D., F.L.S.
Surgeon—John Leigh, Esq., M.R.C.S., F.C.S.
LONDON.—James Newton Heale, M.D., M.R.C.P., F.M.C.S.,
Westbourne-crescent, Hyde-park.
F. Le Gros Clarke, Esq., F.R.C.S., Spring-gardens.
BANKERS.
Manchester and Liverpool District Banking Company, Man-
chester.
Messrs. Bouverie, Murdoch, Bouverie, and James, London.
AUDITORS.
MANCHESTER.—James Hodgson, Esq., Manchester.
LONDON.—Joseph Gibbs, Esq., Inner Temple.
GENERAL AUDITOR.
Thomas Peet, Esq., Manchester.
ACCOUNTANTS.
Messrs. Peet and Paine, Manchester.
SECRETARY, MANCHESTER.
Charles Henry Minchin, Esq.
ACTUARY AND SECRETARY, LONDON.
William James Strickland, Esq.
The business of this Association will be that of granting Life
Policies, either separately or contemporaneously with Loan.
Two local offices only exist in Manchester; one of the two
being of very recent date, the other confined to Fire Insurances.
Some few years since a Metropolitan office introduced a new
feature of business by the establishment of a Loan Department,
whereby parties were enabled, at reasonable rates, to borrow
sums repayable by easy instalments, the office requiring an
assurance, contemporaneously effected, upon the life of the
borrowtr. .
That office has been singularly successful; the Shareholders
having not only received interest upon the amount paid up.
but 314 per cent. added to their capital, and the policy holders
a large bonus to the sum assured—the present value of the
shares being also double the amount paid.
The system has been found greatly to increase the ordinary
business of Life Assurance, and to be one of mutual advantage
to the Association and to the parties negociating Loans. On
the one hand, a large. safe, and increasing business has been
carried on by the facilities thus afforded to the l'nebilfeenon moinere
other, the direct advantages of Life Assurance Tr._
of the Company securely and advantageogslN
t d and a new and
the office has been commensurately bene eo,
prominently brought under notice and apprec,leamt
poyetldleo,ftihniidsst
Companies conducted with
cts,cefusily more
justifying
stiimfymineg-
tits realized to their Share-
T
00l ; the. large
aa
irteieedsn.ua
success
cseesus r coef of
all p rAo fis
st
urreaanl icsee d to the pr prietary and the
ordinary prudence, and thebp
pu hreoShare Lists; and the followinc,
atnlidoseLoillleirp
the progress
effected, and sums annually
h
those districts, statementioalideery s
connected
willseenh
ibttyi
amount of Assurance
withdrawn for Premiums
the establishment of an additional_ Life Association combining
the important advantages of a Loan Department in connexion
Established. Paid Present value
1824.... The Manchester ,610 0
1836.... Liverpool and London.. 15
with the offices in London.
1845.... Royal Liverpool 2 10.... 812 6
Accountant Accountants,
osiey_street,
1852.... 2 0.... 4 3 (.1
Lancashire Insurance., 1 0.... 115 0
Applications for the remaining Shares may be made to the
Solicitors of the Company; to Messrs. P
PESTPAINS,
Manchester;
and Mr. RICHARD ASPDEN,
elPfarrn: Manchester ee cof
Manchester; to the SECRETARIES.
And to the following Brokers • Messrs. JOHNSTON AND
WALKER, 1, St. Ann's Church-yard, Manchester; Messrs.
JOSHUA HUTCHINSON AND SON, 39, Lothbury, London;
Messrs. HENRY DAVIES and Co., 5, Dale-street, Liverpool;
Messrs. RIDSDALE and MvEns, 9, Park-row, Leeds.
To the Directors of the Manchester and London Life Assurance
and Loan Association.
Gentlemen —I request you to allot me Shares in the
Manchester and London Life Assurance and Loan Association,
and I agree to accept such Shares, or any less number, and to
make the first payment of 2s. per ~flare, and 38s. on taking up
the Shares.
Name in full
Residence---
Description, Profession, or Business---
Date-----
Applicationa for Agencies may
.
be made to either of tlair.l,.
Secretaries. )
I/
\`'

, s;1
4
• ~•-• o._

•
,

ti,

ELEGANT PERSONAL REQUISITES.

- - - ---
UNDER THE PATRONAGE OF ROYALTY AND THE
ARISTOCRACY THROUGHOUT EUROPE, AND
UNIVERSALLY PREFERRED & ESTEEMED.
THE successful results of the last Half Century
have proved beyond question that ROWLANDS' MACAE-
SAR OIL possesses singularly nourishing powers in the growth,
restoration, and improvement of the Human Hair, and when
every other specific has failed. This celebrated Oil is now
universally acknowledged to be the cheapest,- and superior to
all other preparationsior the Hair. It prevents it from falling
off or turning grey—strengthens weak hair—produces a thick
and luxuriant growth—cleanses it from Scurf and Dandruff—
and makes it beautifully soft, curly, and glossy. Its operation
in cases of baldness is peculiarly active; and in the srowth of
Whiskers, Eyebrows, and Mustachios, it is unfailing in its
stimulative operation. For Children it is especially recom-
mended, as forming the basis of a beautiful head of hair, and
rendering the use of the fine-comb unnecessary. In dressing
the hair nothing can equal its effect, rendering it so admirably
soft that it will lie in any direction, and imparting a transcen-
dant lustre. A small Pamphlet accompanies each Bottle of
ROWLANDS' MACASSAR On, wherein important hints and
advice will be found on the Culture of the Hair of Infancy and
on its preservation and beauty through the several stages of
human life.—Price 3s. 6d. and 7s. ; Family Bottles (equal to
four small), 101. 6d. ; and double that size, 21s. CAUTION !
On the wrapper of each Bottle are the words, RowLANDs'
MACASSAR OIL, in two lines. The same are engraven on the
back of the wrapper nearly 1,500 times, containing 29,028 letters.
BEAUTIFUL COMPLEXION.—ROW L ANDS KA LyDOR,
an Oriental Botanical Preparation, possessing balsamic pro-
perties of surprising energy. It eradicates Tan, Freckles,
Pimples. Spots, Redness, and other Cutaneous Visitations ;
transforms the most Sallow Complexion into one of a healthy
and juvenile bloom ; and imparts a delicacy and softness to the
Neck, Hands, and Arms. Perseverance in its application pro-
motes a free and uninterrupted exercise of those important
functions of the Skin so essential to the preservation of health,
and the attainment and continuance of a Beautiful Complexion.
During the heat and dust of Summer, ajad in cases of sunburn,
stings of insects, or incidental inflanlmation, its virtues have
long and extensively been ackn , ledged.—Price 4s. 6d. and
85.6c1. per bottle. CAUTION.— e words ROWLANDS'ICALYDOR
are on the wrapper of each ttle, and their signature, A. Row-
LAND & Soss, 20, Hatt -garden, London, in red ink, at foot.
THE TEETH AN EALTH.—A good set of Teeth ever
insures favourable • pressions, while their preservation is of
the utmost impo nce to every individual, both as regards the
general health the proper mastication of food, and the con-
sequent pos scion of pure and sweet breath. Among the
various preparations offered for the purpose, ROWLANDS'
ODONTO, or PEARL DENTIFRICE, stands unrivalled in its
capability of embellishing, purifying, and preserving the teeth
to the latest period of life. Prepared from Oriental Herbs
with unusual care,transmitted to this country at great expense,
this unique compound will be found to eradicate all tartar and
concretions, and impart a pearl-like whiteness to the enamelled
surface, remove spots of incipient decay, render the gums firm
and red, fix the teeth firmly in their sockets, and, from its
aromatic influence, impart sweetness and purity to the breath.
Price 28. 9d. per box. CAUTION.—The words ROWLANDS'
ODONTO are on the Label, and "A. Rowland 6-Sons, 20, Hatton-
garden, "engraved on the Governnient Stamp affixed on each box.
Sold by the Proprietors, and by Chemists an Perfumers. i
*,.* Beware of Spurious Inillations ! !