The Liverpool Standard and General Commercial Advertiser.
Liverpool, Merseyside, England, 1846-12-22 00:00:00

SCURVY IN THE GUMS EFFECTUALLY PREVENTED.

Among the various disorders of the mouth, there are none
more destructive than Scurvy, which, on first entering the gums,
causes them to bleed on the most trifling occasions. A soft
substance invariably a xumulates around the necks of the teeth,
penetrating into the gums, which gradually waste away, and the
Teeth then besome loose and drop out of their sockets, and it is
well known that the loss of Teeth arises more from this cause

than any other ; in-short, Scurvy in the Gums affects indivi-
duals of all ages and constitutions, and if not speedily removed,
will be the primary cause of tooth-ache and decay.
Messrs. COOPER and Co. are happy to state that they have
lisvivered a certain remedy for the removal of this distressing

nalady, which,iF;seainConjin;alOn with their VEGETABLE
kNOYDONR TINCTURE, will entirely extirpate the complaint.—
Price ss.

Attendance daily from Ten till Seven. No connexion with
any other House.

OBSERVE—COOPER AND CO.,
10, .Slater-street, next Door to the Bible Depository.

THE LIVERPOOL FIRE AND LIFE
INSURANCE COMPANY.

ESTABLISHED IN 1836.

Empowered by 6 and 7 Wm. IV., eap. 19.

OFFICES.
LIVERPOOL.-8, WATER-STREET.
LONDON.—No. 3, CHARLOTTE-ROW, MANSION-HOUSE.
BIRKENHEAD.—BRANDON-STREET, HAMILTON-SQUARE.

By the Act of Parliament obtained by this Company it is
expressly conditioned, that the liability of the Shareholders
tinder the Policies shall not be restricted by special contract or
otherwise.
INSURANCES AGAINST FIRE
are undertaken on Property of every_ description in the United
Kingdom, the British Colonies, and in Foreign Countries. The
Rates of Premium may be known on application.
Persons whose Policies with this Company expire on the 25th
instant are respectfully reminded, that receipts for the renewal
of the same will be found in the hands of the respective Agents ;
and those who, preferring the security offered by this Company,
may desire to remove their Insurances, are informed that no
expense will be incurred by such removal.
LIFE INSURANCE.
The following are amongst the advantages held out by the
Company to persons wishing to effect Assurances on the lives
of themselves or others :
I.—Two Scales of Premiums, one lower than those of most
other Companies, securine the amount of the Policy without
any addition ; the other lower than the Participating Scales
generally adopted, and carrying guaranteed additions on a
plan entirely new and peculiar to this Institution.
IL—By this plan, the Insured will be entitled, after Ten
Annual Payments, to a fixed Annual Bonus, according to his
age at the date of the Insurance ; and, at the end of each period
of Ten Years, every Policy, until its amount he doubled' will
be increased upon the system of the Equitable Society, by the
addition, for every year it has existed, of the stipulated Bonus.
Forms of proposal and full information may be had on appli-
cation at the principal Offices of the Company, or to any of its
Agents.
SWINTON BOULT, Secretary to the Company.
ALEXANDER ROBERTSON, Resident Secretary in London.
December, 1846.

ATLAS ASSURANCE COMPANY,
92, CHEAPSIDE, LONDON.
Established 1808.

DIRECTORS.
JOHN OLIVER HA NSON, Esq., Chairman.
WILLIAM GEORGE PuEscoTT, Esq., Deputy-Chairman.
Sir William Baynes, Bart., Samuel Eustace Magan, Esq.
A. E. Campbell, Esq. Moses Mocatta, Esq.
T. Chapman, Esq., F.R.S. James William Ogle, Esq.
William Laforest, Esq., Emanuel Pacifico, Esq„ M.D.
Donald Maclean, Esq. Joseph Pulley, Esq.

-
AUDITORS.
Francis B. Hookey, Esq., and Joseph Pulley, iun., Esq.
Actuary,—Charles Ansel', Esq., F.R.S.
Solicitor,—Thomas Browning, Esq.
Surveyor,—Thos. Hopper, Esq.
Assistant Surveyor,—Thomas Lloyd, Esq.

FIRE DEPARTMENT.
RETURNS.—The Directors request reference to the fact, that
twenty per cent. was returned by this Company on the amount
of Premiums paid for the Five Years up to Christmas, 1841, on
all Policies for £3OO and upwards, which had been in force for
ONE YEAR at that time. The next Periodical Accounts for Re-
turns will be made up to Christmas, 1846.
RENT.—This Office (independent of the Returns) offers to
Persons effecting Assurances on Buildings the further advan-
tage of an allowance foz the loss of Rent thereof, when rendered
untenantable by Fire.
Farming Stock is now exempt from duty, and may be assured
without the average clause.
On Assurances for Seven Years by one payment, a deduction
of one-seventh part of the premium and duty will be made.
RENEWALS.—PoIicies due on Christmas Day should be
renewed within fifteen days thereafter.

LIFE DEPARTMENT.
The attention of the Public has, in the Advertisements and
Proposals of this Company of late years, been called to a Table
of Additions applicable to and expectant on Policies of particu-
lar dates and ages. The Directors now beg to refer to a State-
ment (which may be obtained on application at the Office, in
Cheapside, or to any of the Agents in the country,) of Sums
actually paid, showing the Sums respectively assured, and the
Bonuses thereon.
Persons assured for the whole term of Life in Great Britain
or Ireland respectively, will have an addition made to their
Policies every seventh year, or an equivalent reduction will be
made in the future payments of Premium, at the option of the
Assured.
The Fourth Septennial Valuation was made up to Christmas,
1844.
Assurances for Shorter Periods may now be effected in this
Office at considerably reduced Rates of Premium.
The Company's Rates and Proposals may be had at the
Office in London, or of any of the Agents in the Country, who
are authorised to report on the appearance of Lives proposed
for Assurance.

HENRY DESBOROUGH, Secretary.
92, Cheapside, London, December, 1846.

The Agents for the Company at the undermentioned places
are :
Liverpool Messrs. HORNBY and MARSDEN,
Marine Insurance Brokers, 10, North John-street.
Messrs. W. H. M'DOWELL and VANCE,
Hargreaves Buildings, Exchange-street East.
. Mr. J. T. LEYLAND,
tge-court, Exchange-street East.
Manchester. It. and C. Harvey
and H. B. Green.
Ormskirk, James Robinson.
Oldham, J. Duncroft.
Preston, W. Lancaster.
Rochdale, J. Ilartley.
St. Helen's, J. Ansdell.
Stockport, W. Downall.
Ulverstone, W. Postlewaite.
Warrington, J. Hall.
Wigan, J. Fairhurst.

Ditto ..

Ditto
Exchan
Appleby, R. Winter, jun.
Ashton-under-Lyne, W. Lee.
Blackburn, R. Wilding.
Bolton, C. Briggs.
Burnley and Todmorden, T. E.
Hammerton.
Bury, Richard Lomax.
Chorley, J. Wallwork.
Clitheroe, M. L. Oddie.
Lancaster, T. Allbright.
Leigh, T. Whitehead.
Macclesfield, R. Turner.

ROYAL INSURANCE COMPANY,
li OLDHALL-STREET.
CAPITAL, 4.2,0e0,000, in 100,000 SHARES of £2O Each.

TRUSTEES.
John Shaw Leigh, Esq. I R. 8.8. 11. Blundell, Esq.
DIRECTORS.
Josias Booker, Esq., Chairman.
Hugh J. Sanderson, Esq. and Charles Turner, Esq.,
Deputy-Chairmen.
' James Lawrence, Esq.
Thomas Lee, Esq.
Francis Maxwell, Esq.
Robert M'Andrew, Esq.
Edmund Molnwax, Esq.
J. Bramley Moore, Esq.
Henry Moore, Esq.
James Pownall, Esq.
Archibald Sinclair, Esq.
Geo. J. Wainwright, Esq.

William Blain, Esq.
Thomas Bouch, Esq.
John Campbell, Esq.
David Cannon, Esq.
Thomas Dover, Esq.
Robert Dudgeon, Esq.
Richard Harbord, Esq.
R. S. Henderson, Esq.
R. Brodh'irst Hill, Esq.
T. B. Horsfall, Esq.
Henry Killick, Esq.

AUDITORS.

Robert Pedder Carter, Esq., and James Hardy Macrae, Esq.
PHYSICIAN.
Richard Formby, M.D.
SURGEON.
Hap Neill, Esq.
SURVEYOR.
Samuel Holme, Esq.
SOLICITOR.
Septimus Booker, Esq.

BIRKENHEAD BRANCH,
Hamilton Buildings, Hamilton-street.
SURGEON FOR BIRKENHEAD,
lames Theodorick Vale, Esq., Hamilton-square.
SURVEYOR FOR BIRKENHEAD.
William Cole, Esq., Architect.

The Directors beg to announce that they continue to RE•
CEIVE PROPOSALS for FIRE and LIFE INSURANCES.

The large Capital of the Company, and the number and in-
fluence of its Proprietors, enable it to take rank with the most
eligible offices in the kingdom, with respect to the advantages
offered to the Public.
FIRE INSURANCES
Will be effected at moderate rates of premium. The Company,
having the advantage of a resident Director y, will he enabled
to distinguish itself by its promptness in the Settlement of
No Charge made for the Policy.

LIFE BRANCH.
Extract from Rates of Premiums for the Whole of Life.
X s. d. .e s. d.
Age. With Profits. Without Profits.
15 1 15 2 1 10 11
20 1 19 4 1 14 11
25 2 4 2 1 19 7
30 2 9 9 2 4 TO
35 2 16 2 2 11 0
40 3 4 1 2 18 6
45 3 14 6 3 8 5
50 4 8 3 4 1 7
The Company likewise assure Lives.
For the WHOLE CONTINUANCE OF LIFE.—The Premium to
MAC after a LIMITED NUMBER OF ANNUAL PAYMENTS, and
on any other zontingencies as may be agreed on.
The important advantages offered be the Company in the Life
Branch will include the following, viz:—
THE GUARANTEE OF AN AMPLE CAPITAL AND EXEMPTION
OF THE ASSURED FROM LIABILITY OF PARTNERSHIP.
MODERATE PREMIUMS.—Avoiding, on the one hand,an UN-
NECESSARILY HIGH RATE OF PAYMENT BY THE ASSURED,
and, on the other, THE DANGER RESULTING FROM INADE-
QUATE CHARGES.
LARGE PARTICIPATION OF PROFITS BY THE ASSURED,
' amounting to TWO-THIRDS of its net amount, which may be
applied at the option of the party effecting the Assurance.
Ist.—By an immediate payment of the sum so apportioned;
2d.—By an equivalent reduction of the future premiums; or
3d.—By an equivalent increase of the sum assured.

SMALL: CHARGE FOR MANAGEMENT.
PROMPT SETTLEMENT OF CLAIMS.
RESIDENCE IN ANY PART OF EUROPE allowed without any
additional charge.
POLICLES LAPSED BY NON-PAYMENT OF THE PREMIUM,
may be renewed within three months, by paying the premium
with a fine of 105. per cent., on the production of evidence to the
satisfaction of the Directors of the good state of health of the
Life Assured.
The Company will always be prepared to PURCHASE the Po_
LILIES Of this Office at their EQUITABLE VALUE.
Assurances may be effected when needed with the UTMOST.
SECRECY AND DESPATCH.
No ENTRANCE MONEY, nor any charge except for the Policy
Stamp.
The usual Commission allowed to Solicitors.
PERCY M. DOVE, Manager.
N.B. The Directors are willing to receive applications from
Persons of INFLUENCE, INTELLIGENCE, and ACTIVITY,
to undertake AGENCIES tl.roughout the Counties of Lancas-
ter, Cumberland, Chester, and elsewhere, it being their deter-
mination only to appoint Agents possessing those qualifications.
Policies falling due at CHRISTMAS, should be renewed on or
before the 9th of January next.
December 18, 1846.

The following AGENTS have been appointed :
Audlens Edward Bellyse Combennere Abbey.
Ronan Thomas Warburton..
Black Burn John Matthews 4, Paradise-street.
Chorley George Houghton.... Stamp-ollice.
Chester Samuel Bnttain, jun—Solicitor.
Do. Ducker and Bayne .. Eastgate-row.
Knutsford William Taylor Ironmonger.
Lancaster Yeats Welch lO, Penny-street.
Low-hill James Wensley Gloucester-place.
Manchester .. . . . Houghland & Leese., 51, King-street.
Do. G. V. Rider 100, King-street.
Macclesfield John May solicitor.
Northwich George Beckett Draper.
Old .Swan 4. Stanley Samuel Sneade Tea Dealer.
Ormskirk Robert Wareing .... Solicitor.
Prescot Fdward Brown Market-place.
Rochdale Matthew Weston ....
Seacombe Hugh Banner Estate Agent.
Tarporley William Aston Grocer. & Tea Dealer.
Toxteth-park Joseph Harrison .. .4, St. James's-place.
Diversion T. Pearson Postlethwaite. • Solicitor.
Wigam Woodcock, Part, and Scott.. Solicitors,

This Company is founded upon principles of public utility,
and its arrangements adapted to the public convenience.
The Directors have appointed Agents in most of the principal
cities and towns in the United Kingdom, and applications for
the office of Agent, in places where none are established, may
be addressed to the Secretary, HERBERT SPRING.
AGENTS.
LIVERPOOL .... Mr. RICHARD DAWSON, Exchange-alley,
Exchange-street West ; and
Messrs. JAMES and THOMAS LEWIN,
Castle-street.
... Mr. George Chivas, 108, Eastgate-row.
.. Mr. Jeremiah Wane.
.. Mr. Henry Davison.
Mr. John Richardson.
Mr. Richard Harknes.
Messrs. H. and S. Proctor, Grocers.
Mr. Richard Fodes.
Mr. Samuel Newsham, Solicitor.
Mr. John Wylde.

Chester

Lancaster..
Nantwieh
Northwich..
Ornukirk .
Prescot
St. Helene..
Southport ..
Runcorn....