The Liverpool Standard and General Commercial Advertiser.
Liverpool, Merseyside, England, 1853-12-27 00:00:00

AGENTS AT LIVERPOOL :

'WILLIAM GREGORY, Inn., 11, Exchange-buildings.
D. and J. R. NEILSON, 3, High-street.
J. A. HORACE JEE, Lancaster-buildings.
SAMUEL BULLEY. Is. Exchange-buildings.
THOMAS HAIGH. 7, Castle-street.
ARTHUR JACKSON, Fenwick-court, renwick-street.

Tire-engine Station, No.ik. 7, lower end of Mount-Pleasant.
The Company's Engine Brigade are maintained entirely
at their own expense, and are despatched to all fires, free of
'flute, special protection being given to property covered by
Ibe company's policies.
____

THE LIVERPOOL AND LONDON FIRE
AND LIFE INSURANCE. COMPANY.
CAPITAL, Tiro MILLIONS.
ESTABLISHED IN 1936.
Empowered by Acts of Parliament.
Orvices.
27, CASTLE-STREET, LIVERPOOL,
AND
20 21, POULTRY, LONDON.
TRUSTEES.
Sir Thomas Bernard Birch, Bart.
-Adana Hodgson, Esq. Samuel Henry Thompson, Esq.
DIRECTORS IN LIVERPOOL.
Chairman—Thomas Brocklebank, Esq.
Deputy-Chairmen.
Joseph C. Ewart, Esq. and Francis Haywood, Esq.
Thomas Booth, Esq. George Hall Lawrence, Esq.
Francis Caesar Braun, Esq. Harold Littledale, Esq.
'William Earle, Esq. William Lowe, Esq.
`George Grant, Esq. I Alexander Macgregor, Eaq.
'Thomas Haigh, Esq. iJohn Marriott, Esq.
Francis A. Hamilton, Esq. ,Thomas Seller, Esq.
Robert Higgin, Esq. Charles Saunders, Esq.
George Holt, Esq. John Swainson, Esq.
Bubb Hornby, Esq. James Aspinall Tobin, Esq.
Secretary—Swinton Boult, Esq.
DIRECTORS IN LONDON.
Chairman—Matthew Forster, Eaq.
Deputy-Chairman—George Frederick Young, Esq.
.Edward Barnard, Esq. Ross D. Mangles, Esq., M.P.
William Brown, Esq., M.P. Hon. F. Ponsonby.
Sir Wm. P. de Bathe, Bart. John Ranking, Esq.
William Ewart, Esq.' M.P. Edward Thompson, Eaq.
Frederick Harrison, Esq. Swinton Boult,Esq.,Secretary
lknald Larnach, Esq. to the Company.
Resident Secretary—Beniamin Henderson, Esq.
-Auditors—Thomas Buddicnm Blackburne, Esq., and Daniel
James, Esq.
CST
Liability of the entire bONodyITU TI ON.
of Shareholders unlimited.
FIRE DEPARTMENT.
PROPERTY INSURED AGAINST Loss OR DAMAGE BY FIRE
iN THE UNITED KINGDOM, THE BRITISH COLONIES, AND
IN FOREIGN COUNTRIES.
The Premiums received
In 1837 were .e 11,147 in 1842,'23,804.
In 1847, £49,402 in 1852, £98,655.
LIFE DEPARTENT.
LOANS GRANTED ON LIFE AND REVERSIONARY
INTERESTS.
INSURANCE EFFECTED IN ALL ITS BRANCHES,
Including the issuing of Policies the premiums on which may
ceease after a stipubeed number of payments, varying from 4
to 20 years; and others providing for the sum insured being
paid at a given date. or sooner in the event of death.
ANNUITIES, IMMEDIATE OR DEFERRED.
POLICIES ISSUED FREE OF STAMP DUTY.
Peculiar advantages are afforded the Assured, residence in
lie Australian Colonies being allowed, without payment of
-extra Premium, and great facilities are afforded in the pay-
anent of Renewal Premiums through the several Agencies
throughout the Colonies. Permission is also granted the
Assured to reside in the United States of America at the ordi-
mary Rate of Premium, and the license as to travel has been
greatly extended,
Moderate Rates for the East Indies and Foreign Countries.
The Premiums received on Life Policies amounted
In 1837 to £1,753 it 1842 to .e 3,163.
In 1847 to 21.197 in 1832 tO 4'50,800.
THE BONUSES OF THE COMPANY ARE GUARANTEED
WHEN THE POLICIES ARE ISSUED.
Persons whose Fire Policies with this Company expire on
the 25th instant, are respectfully reminded that receipts for
the renewal of the same will be found at the Head Offices in
Liverpool and London, and in the hands of the respective
Agents; and those who, preferring the security offered by
Lis Company, may desire to remove their Insurance, are
infotsted that no expense will be incurred by such removal.
Further particulars may be had on application at the Offices,
37, CASTLE-STREET, Liverpool ; and 20 and 21, Poultry,
London; or to any of the Agents in the Country.
SWINTON BOULT, Secretary to the Company.
BENJ. HENDERSON, Resident Secretary, London.
AGENT IFOR BIRKENHEAD
Mr. ROBERT HUGHES, Brandon-street, Hamilton-square.
December, 1853.

►SHE ROYAL INSURANCE COMPANY.
_._

CAPITAL, .e 2,000,000, in 100,000 SHARES of £2O each.
HEAD OFFICE,
NORTH JOHN-STREET, AND DALE-STREET.
John Shaw Leigh, Es TRUSTEES.
q. l It. B. B. H. Blundell, Esq.
DIRECTORS, &C., IN LIVERPOOL.
Charles Turner, Esq., Chairman.
J. Brantley-Moore, Esq., and Edmund Molyneux, Esq.,
Michael Deputy-Chairmen.
Belcher, Esq. Richard Houhton, Esq.
Michael Boudeld, Esq. Edward Johnsgton, Esq.
Thomas Bondi, Esq. Roger Lyon Jones, Esq.
Ralph Brocklebank, Esq. James Lawrence, Esq.
David Cannon, Esq. William J. Marrow, Esq.
Thomas Dover, Esq. Francis Maxwell, Esq.
R. Ellison Harvey, Esq. , George Maxwell, Esq.
James Holme, Esq. Robert M'Andrew, Esq.
T. Dyson Hornhy, Esq. William Smith, Esq.
George H. Horsfall, Esq. John Torr, Esq.
AUDITORS.
William Titherington, Esq., and John Dickinson, Esq.
PHYSICIAN. SURGEON.
Richard Formby, M.D. Hugh Neill, F.R.A.S.
SURVEYOR. SOLICITOR.
Samuel Holme, Esq. Septimus Booker, Esq.
MANAGER AND ACTUARY, Percy M. Dove, Esq.
BIRKENHEAD BRANCH.
OPTICS—HAMILTON-BUILDINGS, HAMILTON-STREET.
Agent.—Henry Cole, Esq.
Surgeon.—James T. Vale, Esq., Hamilton-square.
LANCH.
SPECIAL NOTICE. —SIFETA MPSBR ON LIFE POLICIES NOT
CR.
Attention is directed to the fact thGEDat to a defined extent Life
Premiums are not subject to Income-tax, and that in certain
Cases Life Policies are exempt from the New Succession
Duties.

BR
FIANC.
FIRE INSURANCES will be effected at moderate rates of
Premium. The Company, having the adtantage of a Resi-
dent Directory, will he enabled to distinguish itself by its
Promptness in the settlement of Claims.
No Charge made for the Policy.
LI B
The Company likewiseFE assureRANCH. Lives on any of the following
contingencies, namely :
For the WHOLE CONTINUANCE OF LIFE.—The Premiums
to cease after a LIMITED NUMBER OF ANNUAL PAYMENTS.
For a Sum to be payable at Age Go, or at Death.
PREMIUMS ON
A PORTIONPREM
OF THPRE PREMIUMSCREDIT.
MAY REMAIN ON
CREDIT, OR ASSURANCES MAY BE EFFECTED IN
VARIOUS WAYS, NOT ENUMERATED, TO MEET THE
CONVENIENCE OF THE PARTY MAKING THE ASSUR-
ANCE.
The important advantages afforded by the Company in this
Branch will include the following. viz.:—
GUARANTEE OF AN AMPLE CAPITALLMODERATE PRE-
MIUMS, LARGE PARTICIPATION OF PROFITS BY THE
ASSURED, SMALL CHARGE FOR MANAGEMENT, &c.
The usual Commission allowed to Solicitors.
Fees to Medical Referees are likewise granted by this Com-
pany. PERCY M. DOVE, Manager.
Policies falling due at CHRISTMAS should be renewed on
Or before the 9th of January next.
December, 1853.

CHURCH OF ENGLAND LIFE AND
FIRE ASSURANCE INSTITUTION.
HEAD OFFICE-5, LOTHBU, RY, LONDON.
Empowered by Special Ael of Parliament 4 4. 5 Vie., cap. 92.
SUBSCRIBED CAPITAL, ONE MILLION.
List of the Proprietors periodically Enrolled in the High
Court of Chancery.
LIFE DEPARTMENT.
This Institution adopts both the Proprietary and Mutual
systems of Life Assurance, and the Policy-holders in both
branches are fully protected by the large Subscribed Capital
Of the Company.
In the Proprietary Branch, Assurances are granted at the
lowest Rates of Premium consistent with the security of the
Establishment. Such assurances may be effected in a great
variety of ways, to suit the circumstances and convenience
of the Assured. Among others, where the Policy is made
payable "On the Assured attaining Sixty years of age, or at
Death, if that event should happen previously," is particularly
deserving of attention.
In the Mutual Branch of this Institution, the Policy-holders
are entitled to the Entire Profits of the Branch, which are
divided at the expiration of every fifth year. These profits
may be applied either in Reduction of the Yearly Premiums
'Until the ensuing period of division, or in Additions to the
afros Assured.
~rrospective Allowances are, at each division, set apart from
:,_,"oge Policy-holders who are not immediately entitled to par-
mistte in the profits, but who will have paid five yearly Premiums before the next ensuing division; thus affording to
gneAstured all the advantages of an Annual Division of Profits,

- -- -•• •••,“,,..g.Lases ui itii tviinuai unitsion or rronts.
*Win:tens of the Additions already made to sums Assured,
---________ at Participating Rates of Premium.
Dale
of Policy. Age. Sumoriginally
................ I Assured. Additions Sum now
i Assured.
julY. 1040 A .. 45 £5OOO
J:17,1,
11848421
.. .
. .
. .
...... 35 .e 1144 4'6144
1500 290 1790
March, 1843 ..
.... ' 46,„, ,
1000 206 1206
0...
December,
TV 1845
... 51 I 2000 364 2364
-----:-' 4000 445* 4445
1648 • 56 1264 2264
1-------;;;; 2000
* i. —___________

* of allowances on Premiums amounting to
£146 2s. 6d-.

FIRE DEPARTMENT.
Premiums for Assurance against Fire are charged at the
'4'l4_l moderate rates with a reduction of .elO per cent.. on
The ttesidences and Furniture of Clergymen, and the Build-
ill: ui. Contents of Churches and Church Schools. .
Information kir
• r"Peeusea. the necessary Forms, and every requisite
APDlicatio effecting Assurances may be obtained on
tinderment. et
the
Head Office, as above, or to any of the
mention Agents of the Company.
WNI. EM ;WENS, Secretary.
w*......_At.t. APPLICATIONS volt AENCIES IN THOSE PLACES
,Ton!!% rH II COMPANY HAVE NOT YET APPOINTED AGENTS
ES ADDRESSED TO THE SECRETARY.
Messrs. TliOupsoN, AIsTWIPtO.SOS; & CO., 3, Cook-street.
Messrs. STEW ART and MAKIN . hapel street
Messrs. BARUCHSON, ,anCd CO.- *
stagivamtAn
Mr. F. H. HALPEN, 10, Parktield-terrace, Exmouth-street.