The Liverpool Standard and General Commercial Advertiser.
Liverpool, Merseyside, England, 1854-03-21 00:00:00

Insurance Notices.

SPECIAL NOTICE TO INSURERS FROM
Fl RE.
UNITY FIRE INSURANCE ASSOCIATION.
CAPITAL. Two MitmoNs STERLING.
CHIEF OFFICES, 40, PALI.-MALL, LONDON.
It is not generally known that Government makes an allow-
ance at the rate of Five per Cent. for the Country, and Four
per Cent. for Lon+lon,to Insnrance Offices. for the Collection
of the obnoxious Tax of 3s. per Cent. on Fire Insurance.
The Unity Fire Insurance Association having originated
the present movement for the repeal or modification of this
tax, the Directors, in conformity %,ith the views expressed in
the Petition to Parliament, and in anticipation of the ame-
lioration they are now seeking from Government, and also as
a substantial proof that they do not desire to make a Profit
by the collection of this unjust tax, have determined on
allowing to Policy Holders and intending Insurers the full
benefit of the Discount.
All Insurers in the Unity, therefore, on and after the 25th
of March instant, will be allowed the Discount upon the
amount of Duty chargeable on their Policies, at the rate of
per Cent. on London, and £5 per Cent. on Country
Policies. By order of the Board,
JOHN SNIII H. Local Manager, 11, Lord-street.
tip- The Petition for the Repeal or Reduction of the exces-
sive Duty on Fire Insurance will lie for Signature at the
Mercury-office, To-morrow (Wednesday) and ziaturday.

NON-FORFEITURE OF POLICIES.
IMPORTANT TO INTENDING ASSURERS.

POLICIES effected in the WESTERN LIFE
ASSURANCE and ANNUITY SOCIETY, 3, Parlia-
ment-street, London, (Established 1842,) do not become void
through the temporary inability, from unforseen circum-
stances, of an Assurer to PAY A PREMIUM when it becomes
due, for by making application to the Directors he will be
allowed once (or oftener should the value of. the Policy at the
time of application permit it), to have the privilege of SUS-
PENDING THE PAYMENT of that Premium (provided he
has already paid three whole Premiums at least on the Policy).
And his Policy will be endorsed to the effect that it continues
in force, as if the Premium omitted were paid, being however
charged with a debt equivalent to that Premium and its In-
terest at €5 per cent., which will he deducted from the
amount of the Policy when the Assured dies. The Policy
Holder shall, however, have it in his power to free his Policy
from the debt at any time by paying the amount due.
The great advantage of this feature must at once be seen,
since it removes the usual objections to the ordinary system
of Life Assurance, by whic'a an Assurer often loses all the
benefit he sought in paying regularly the Premiums for many
years on a Policy, because from temporary difficulties he is
unable to pay a Premium when it becomes due, and the Po-
licy consequently lapses to the office.
The Directors of this Society are open to proposals for
Assurance to any amount.
The Society defrays the cost of Policy Stamps and Medical
Fees, so that the Assured are subject to no charge beyond
the Premiums.
Attention is also invited to the rates of ANNUITY
GRANTED TO OLD LIVES, for which ample security is
provided by the large capital of the Society.
EXAMPLE :—€loo cash paid down,purchases—
An Annuity of £lO 4 0 to a Male Life aged 60 payable as
11 12 3 1 ft 65 long
14 6 3 t 1 70 as he
ft 18 11 10 75 is alive.
The Annuities are payable HALF-YEARLY; and the first
half-yearly Annuity is paid six months after the purchase-
money is received. All expenses of the Annuity deed are
defrayed by the Society.
All necessary forms, with every information as to the mode
of affording Assurances, may be obtained, either by letter or
personal application to
JOHN SHIMMIN. Esq.. Commission Agent,
3. Clayton-square,
Agent for Liverpool and its Vicinity ;
or to the Actnary,ARTHUR SCR ETCH LEY, M.A., P.R.S.A.,
3, Parliament-street, London, Author of a Treatise (with
rules and tables) on
I.—Benefit Building Societies.
2.—Freehold Land Societies.
3.—Tontine Associations.
4.—Savings Banks and Deposit Life Assurances.
s.—Emigration Societies tinder the new act.
Also, " Observations on Life Assurance Societies," and
" Instructions for the Enfranchisement of Copyhold and Life
Leasehold Property."
ACTIVE AGENTS WANTED.

DIRENIX FIRE ASSURANCE COMPANY,
LOMBARMSTREE7' AND CHARING•CROSS,

LONDON.
Established in 1782.
TRDsTEES AND DIRECTORS.
Sir Robert Harry Inglis, Bart.
Decimals Burton, Esq. James Horne, Esq.
Octavius Edward Coope, Esq. William Jas. Lancaster, Esq.
William Cotton, Esq. John Dorrien Magens, Esq.
William Davis, Esq. J. Nlasterman, Esq.. M.P.
George Arthur Fuller, Eaq. John Petty Muspratt, Eaq.
James A. Gordon, Esq. John Timothy Oxley, Esq.
Henry Grace, Esq. George Stanley Repton, Eaq.
Joseph Owen Harris, Esq. Benjamin Shaw, Esq.
Kirkman Danl. Hodgson, Esq. Cho rlesHa mptietaurner,Esq.
Thomas Hodgson, Esq. Matthew Whiting, Esq.

AUDITORS.
John Davis, Esq. i John Hodgson, Esq.
William Hammond, Esq.
SECRETARIES.
Wilmer Harris, Esq. I George William Lovell, Esq.
Architect and Surveyor.—John Shaw, Esq.
• Solicitors.—Messrs. Dawes and Sons, Angel-court.
Insurances against Lossby FIRE are effected by. the PHGNIX
COMPANY upon every description of Property, in every part
of the World, on the most favourable terms.
Persons Insuring with the PIICENIDC COMPANY are not liable
to make good the Losses of others, as is the case in some Offices.
Insurances with this Company expiring at LADY DAY
must be renewed within Fifteen Days thereafter, or they will
become void.
Receipts are now ready at the Principal Offices, Lombard-
street and Charing-cross, and with the respective Agents
throughout the United Kingdom.
AGENTS FOR LIVERPOOL.
Messrs. THOMAS CROOK and SON, AcCountants.
Mr. GEORGE GLYNN, Dr' salter.
WIDOW SUTTON and SONS, Insurance Brokers.
Messrs. W. TA RBET and SON. Merchants.
ROBERT WILLIAMS, Esq., Merchant.
AGENTS FOR LANCASHIRE.
Chorley Mr. Alexander Bannerman, General-agent.
Astley Mr. Arnold Johnson, House-agent.
Blackburn Alexander W. Paterson, Esq., Manufacturer.
Ditto Mr. John Stallion, Engineer.
Preston Fdward Pedder, Esq., Banker.
Pls.. _ _ _ r
Prom:A Mr. George Fogg, Draper.
Accrington Wm. Henry Bell, Esq., Land-surveyor.
Bolton John Hutton, Esq., Soiciton,
Ditto Ileum JohnMawsley& Cotton-spinners.
Warrington.. Mr. James Bolton, Ironmonger.
Ormskirk .... Mr. John Fairhurst, Flour-dealer.
Ulverstone Mr. James Mason, Draper.
Ditto Mr. Steplien.Soulby. Bookseller.
Manchester Mr. Wm. J. Tate, Gentleman.
Ditto Mr. Jonathan Lees, Accountant.
Rochdale James Woods, Esq., Solicitor.
Burnley Mr. Peter Phillips, Broker.
Bury Mr. Thomas Crompton, Bookseller.
Ashton Thomas Hill, Esq., Surveyor.
Haslingden Mr. William Hindle, Magistrates' Clerk.
Lancaster Messrs. Wm. Robinson and Sons, Solicitors.
Wigan William Ackerley, jun., Esq., Solicitor.
Colne It. Wildman, Esq., Bank-manager.
St- Helens.— Mr. John T. 'Mellott, Brazier.

iILAIR'S GOUT AND RHEUMATIC PILLS.
JUI TESTIMONIAL FROM BOSTON, UNITED STATES.
To Mr. PROUT, 229, Strand, London.—Dear Sir,—The
annexed from a rheumatic patient I forward to you in case it
should be of any use.—Yours, BRAY and HAYES.
Boston, Nov. 33, 1853.

"I have been agreat sufferer from inflammatory rheumatism
more or less during the past twelve years ; I was confined to
my bed for three months at a time in quite a helpless condi-
tion. I have been under the care of some of the most distin-
guished members of the medical faculty in Boston, New
York, Philadelphia, and Baltimore, but have never been able
to get relief for any length of time until I was induced by a
friend to try Blair's Pills, which I found to be quite effica-
cious. Since then I have not suffered from rheumatic pain.
"Boston, Oct. 20, 1853. " ELISHA I. PITI'S."

FURTHER PROOF OF THE EFFICACY OF BLAIR'S GOUT
AND RHEUMATIC PILLS, forwarded by Mr. W. H. Taylor,
Warminster :—" Wm. Penny, of Corton. near Warminster,
Wilts, was afflicted with rheumatism to such an extent that
he could not move hand or foot ; be was recommended by a
gentleman to try Blair's Pills, and accordingly procured a
box at Mr. Taylor's, of Warminster, from which he derived
so much benefit that lie sent for another. which effected a coin.
plete cure."—John J. Giles, Esq., of Frimley, near Bagshot,
says : " Having suffered much from acute rheumatism, I was
induced to try your Blair's Pills, and beg to bear my bumble
testimony to their efficacy."—Mr. Wm. Courtney, of Barton
Stacey, Hants, says: " I had resort to your Pills, and within
two hours I was quite easy. The use of these Pills ought
really to be known all over the world."

Among the many discoveries that characterise this eventful
age, nothing has conferred such a boon upon suffering
humanity as that important discovery for Gout and Rheuma-
tism, BLA !WS GOUT and RHEUMATIC PILLS; they
require neither attention nor confinement, and are certain to
prevent the disease attacking any vital part.—Sold by all
Medicine Vendors. Prce 2s. 9(1. per box.—Observe that
." Thomas Prout, 229, Strand, London," is impressed upon
the Government Stamp.

PAINS IN THE BACK, GRAVEL,
LUMBAGO, RHEUMATISM. GOUT, HEADACHE,
NERVOUSNESS, DEBILITY; &c.—DR. DE ROOS'
COMPOUND RENA!, PILLS (astheirname Renal,
or the Kidneys. indicates) have been long established as a
most safe and of cacions remedy for the above dangerous
complaints, Discharges of any kind, and Diseases of the Kid-
neys, &c., which, if neglected, frequently end in a lingering
painful death. For Depression Of Spirits, Excitement, Dis-
like of Society, Incapacity for Study or Business, Loss of
Memory, Confusion, Giddiness, Blood to the Head, Drowsi-
ness, Sleep without refreshment, Nervousness, and even In-
anity itself, they are unequalled. Possessing tonic proper-
ties, they agree with the most delicate stomach, strengthen
the digestive organs, increase the appetite, and improve the
general health. They require neither confinement norchange
of diet, and, as experience has amply proved, they will effect
a cure when mercury and all other dangerous medicines have
failed. One Trial will convince the most sceptical of their
surprising properties.
Mr. Letellier, Etruria, Potteries.—" Your Renal Pills have.
done wonders with me and others to whom I have recom.
mended them."
H. C. Post-office, Stafford.—" Your Renal Pills are a most
splendid medicine."
J. Murphy, 70, Upper Steriu-street, Dublin.—" I never met
the like of them before, they are really a surprising medicine."
T. Webster, Esq., Seal ford., Melton Mowbray.—" Your valu-
able Renal Pills have done good to every one I gave them to."
Mr. Thos. Williams, at Mr. Hutchings, baker, King-street,
Chelsea.—" I was persuaded to try your most beautiful Pills,
and am happy to inform you I have received more benefit
rom them than from any of the medical men in London."
W. Chartres, Req., Newport. Mayo.—" I have a degree o
mental energy and vigour such as I did not feel these two
years. My memory is wonderfully improved, so that I can
recollect all the events of each day with the greatest degree of
clearness. It is astonishing how I got out of such awful suf.
ferings, but I think I owe it altogether to the use of your Pills."
PERSONS GOING ABROAD, CAPTAINS and OTHERS,
cannot store more important articles of health than the above,
which, by regulating the Stomach and Bowels, and tranquil-
lizing the Nervous System, will prevent those fatal diseases so
prevalent abroad, as also Sea Sickness and other complaints
incidental to long voyages and irregular living. No Emi-
grant's Chest can he properly furnished without them, for
when far removed from medical aid, they will find in these
Pills a never-failing restorative.
IMPORTANT.—Some unprincipled Vendors, when asked for
Dr. DE Roos' PILLS, have attempted to foist upon the public
other Medicines or trash of their own compounding., from
which they obtain a larger profit. The GENUINE have the
words, " WALTER DE BOOS, LONDON." in white letters
on a red ground, printed in the Stamp affixed to each box ;
by special direction of Her Majesty's Honourable Commis-
sioners, to: protect the Public from Fraud, and to imitate
which is felony.
May be obtained through all Medicine Vendors, at Is. lid.,
2s, od., 48. 6d., lie., and 335. per Box, with full directions
for use; or by enclosing Post-office Order or Stamps to Dr.
DE RoOS, 35, ELY-PLACE, HOLBORN-HILL, LONDON,
they will be sent per return. At home for consultation daily
from it till 4, Sunday excepted. Advice and Medicines .€l.
Sold by Jones, 5, Paradise street. and 78, London-road,
Mottram, 24, Waterloo-road, and 6, Argyle-street, Birken-
head; Priestley, 52, Lord-street, Liverpool; Barnes, 'Fisher-
gate, Preston; Marsh, Waligate, Wigan.; Clarke, •Gafet/e-
-office, Lancaster; Westmacott, No. 4, Market-street, Manches-
ter, and all Medicine Vendors.
N. B.—Respecfahle Persons in Country places, who will be
allowed a liberal Commission, may make s handsome addition
to their iaccnne by selling these Pills, which Are very justly
booming a favourite nedicine with the Public.