The Liverpool Standard and General Commercial Advertiser.
Liverpool, Merseyside, England, 1854-03-07 00:00:00

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-ENGLISH AND IRISTI CHURCH AND UNIVERSITY
ASSURANCE SOCIETY,
18, BASINGHALL-STREET, LONDON.
7111iE following are the LEADING ADVANTAGES offered to ASSU R E R S by this
• SOCIETY : •
EVERY VARIETY OF PROPOSAL IS ENTERTAINED FOR PARTIES DESIROUS OF DISCONTINUING the payments of
.Lasuaatscks contingent on one, two, or three lives. Policies Premiums may dispose of their Policies to the Society, who
are granted from £2O upwards. will pay them the equitable value of such Policies in ready
TILE RATES OF PREMIUM havebeen settled by the eminent money, or they may obtain a NEW PoLicv assuring a smaller
Actuary, ARTHUR SCRATCH LEY, M.A., F.R.A.S., and are amount NOT REQUIRING ANY FURTHER PAYMENTS.
-very MODERATE. Assurances On the Lives Of CLERGYMEN THE ASSURED FORM TWO CLASSES in this Society, the one
can be effected at LOWER RATES OF PREMIUM than those on participating, the ether not participating in the profits, thus
ordinary lives. The payments of Premiums may be annual, securing, at choice, all the advantages of the Mutual and Pro-
balf-yearly, quarterly, or monthly, at choice, or the composi- prietary Offices.
lion Premium, commonly called the single Premium, can he PARTIES At BURING BY THE PROFITS SCALE are entitled to
adopted. Or, should it be desired. the payment may be made SIXTY PER CENT. of the entire profits of the Institution
4MI an ascending or descending scale, according to the various WITHOUT PARTNERSHIP LIABILITY as in the Mutual Offices.
circumstances of the Assured.
LOANS ARE MADE by this Society upon personal or real
. A DIMINUTION of half-a-year is MADE ON THE AMOUNT security, and advances are made to Assurers to enable them
O? PREMIUM when persons assure within six calendar months to meet the expenses Of EDUCATING their CHILDREN AT THE
-of their last birth-day. UNIVERSITIES, or to start them in professions.
HALF THE ANNUAL PREMIUM may be kept unpaid for the
first seven years at five per cent. interest by parties assuring Should the ASSURED become so reduced in circumstances
ibeir lives by the profits scale. as to be UNABLE TO CONTINUE THE PAYMENT OF HIS PRE-
POLICIES EFFECTED FOR SHORT TERMS OF YEARS can, at mums, provided the Policy shall have acquired a sufficient
the expiration of such terms, be renewed for the whole of life value, the Directors have power, on application being made
-on very equitable terms. to them, to supply the remaining Annual Premiums from a
POLICIES TAKEN OUT FOR THE WHOLE OF LIFE MAY BE Charitable Fund formed by setting aside One-tenth of the
-TRANSFERRED FROM ONE LIFE TO ANOTHER On a plan pecu- Profits that may from time to time fall to the share of the
liar to this Office. Assured.
No ENTRANCE FEES, and the expense of the POLICY TWENTY PER CENT. of the entire Profits of the Institution
STAMP DEFRAYED BY THE OFFICE. are devoted to furthering the objects of the "FRIEND OF THE
MILITARY AND NAVAL MEN, not in active War Service, CLERGY SOCIETY." CLERICAL ASSURERS, therefore,. have
are insured at the ordinary rates. not only the satisfaction of feeling that they are securing at
INVALID LIVES, not labouring under organic disease, may their Death the payment of a sum of money to their repre-
effect Policies at equitable rates. sentatives, but also that they are contributing to the funds of
ASSURANCES granted against PARALYSIS, BLINDNESS, an Institution in the benefits of which either themselves or
INSANITY, ACCIDENTS, and every other affliction, bodily or their families may participate, should they be placed in ad-
imental, in the event of a party becoming totally and abso- verse circumstances. The objects of the " Friend of the
intely disabled and incapacitated. Clergy Society" being to afford temporary assistance to neces-
FIDELITY-GUARANTEE POLICIES granted in connexion sitous Clergymen and their Families, and to grant permanent
swith Life Assurance. pensions to Widows and Orphan unmarried Daughters of
THE ASSURED MAY RESIDE, without any extra charge, in Clergymen of the Established Church.
all parts of Europe (Turkey and the Levant excepted). Also ENDOWMENTS FOR CHILDREN on their attaining the age
in the CAPE OF GOOD HOPE, AUSTRALIA, THE CANADAS, of 14 or 21, and PROVISIONS FOR OLD AGE (by which a party
and all except the more southerly STATES OF NORTH secures to himself a sum payable on his attaining the age of
AMERICA, subject only to a Mop payment for voyage risk in 60 or 65, or to his family, in case of his previous death) are
going out and coming home. The Assured may also proceed granted by this Society.
to and reside in ANY OTHER COUNTRY, on payment of such
extra Premiums as may be considered by the Board of ANNUITIES GRANTED increasing with a share Of PROFITS,
Directors to be adequate to the increased risk thereby in- the rates being calculated from extensive data specially
cuffed. obtained and arranged for the use of this Office.
CLERGYMEN and others can obtain ADVANCES to assist ALL CLAIMS BY DEATH are paid by this Society at the
them ill PURCHASING ADVOWSONS, or to make REPAIRS ON expiration of three calendar months after receipt at the
TARSONAGE HOUSES, and other tenements on Church Pro- Office of satisfactory evidence of death.
party.

TRU
Robert Makin Bates, Esq., (Messrs. Strahan. Paul, and Bates.)
Thomas W. Booker, Esq., M.P. for Herefordshire.

:EES.
The Rev. J. E. Cox, M.A., F.S.A., St. Helen's, Bishopsgate.
The Rev. M. W. Lusignan, M.A., Allhallows the Great & Less.
;TORS.
The Rev. M. W. Lusignan, M.A., Allhallows the Great and
Less.
The Rev. Richard Whittington, M.A., St. Peter's, Cornhill.
AUDITORS.
W. W. Deloitte, Esq., Accountant to the Great Western Railway Company, &c.
The Rev. Walter Mitchell, M.A.. St. Bartholomew's Hospital.
STANDING COUNSEL.
Richard Malin% Esq., Q.C., M.P. for Wallingford. I J. G. Phillimore, Esq., M.A., Q.C., M.P. for Leominster.
KERS.
and Bates, 217, Strand.

DIRE
The Rev. J. E. Cox, M.A., F.S.A. St. Helen's, Bishopsgate.
The Rev. A. G. How, Vicaraze, Bromley.
John Ireland, Esq., Canterbury-row, Newington. .

PHYSICIAN.

BAN
Messrs. Strahan, Paul,

C. J. B. Aldis, Esq., 241.1 V f,Clelsier- terrace, Chester-square.
CONVEYANCI
James N. Goren, Esq., M.A., Fell,
CONSULTING ACTUARY.
Arthur Scratchley, Esq., M.A., Parliament-street.
SURVEYOR.
E. W. Gooch, Esq.. Connaught-terrace.

WHO:

. . . .
SECRI
Stephen J. Aldrich, Esq., (Secretary to the

[ANNUAL PR EN
£lOO on a Sine
PROI

Anbual
Premium.

£ E. d.
1 14 6
1 18 0
2 3 1
2 9 1
2 16 4
3 5 7

LIFE.

lUMS to Assure! * A SPECIAL TA-
le Life, WITH BLE has been calcu-
rlTS.* ' gated horn original
data for CLERGY-
MEN desirous of in-
suring their Lives.
--- The Rates will be
s. d• furnished on applica-
-50 4 13
45 317 6 tion to the Secretary.
7
55 5 14 11
60 3 6
65 9 2 3
70 11 15 0

Annual
Age' 'Premium

SURGEON.
William Guest Carpenter, Esq., 50, Finsbury-square.
qG COUNSEL.
w of Queen's College, Cambridge.
SOLICITOR.
Charles Sawbridge, Esq. Wood-street, Cheapside.
B ROI( ER.
Robert Peake, Esq., 3, Bartholomew-lane, Bank.
;TARY.
Friend of the Clergy,) 18, Basinghall-street.

END
ANNUAL PREM
payable on ATT.
the evl

s. d.
2 13 1
3 2 B
3 17 2
4 19 9
6 16 10
10 9 7

TABLE 11.
10WMENT ASSURANCES.
HUNS to Assure £lOO on a S
'AINING the following saes, or so
'ent of death, WITH PROFITS.
I 55 I 60 t 65

.€ 6. d.
2 6 3
2 13 0
3 4 0
3 19 4
5 1 10
6 19 2
10 12 6

s. d.
2 1 5
2 6 11
2 15 3
3 6 7
4 1 11
5 5 0
7 3 1
10 17 7

X s. d.
1 18 0
2 2 7
2 9 6
2 18 3
3 9 10
4 5 11
5 10 0
7 9 7
11 5 9

ingle Life,l
,ONBR in i

X I. d.
1 15 10
1 19 10
2 5 9
2 13 1
3 2 4
3 14 8
4 12 2
5 18 3
8 0 1
11 18 6

LOCAL DIRECTOR FOR LIVERPOOL.. The Rev. HENRY HAMPTON, M.A., Incumbent of St. James's, Toxteth-park.
AGENT DITTO .. FRANCIS HORNER, Esq., Solicitor, 2, Chapel-street.
MEDICAL REFEREE DITTO .. JOHN HEY, Esq., 2, Erskine-street.
SURVEYOR DITTO .. H. P. HORNER, Esq., 8, Basnett-street.
PROSPECTUSES, and all NECESSARY FORMS, with every information as to the mode of effecting Assurances, may be
obtained, either by letter or personal application to STEPHEN J. ALDRICH, Secretary, at the Office, 18, Basinghall-
street, London; or to FRANCIS HORNER, Esq., Agent.
A small number of Shares, price Jet each, entitling the Holder to Annual Dividends and periodical Bonuses, will be
issued to parties of respectability.

INSTANCES WHERE LIFE ASSURA:

'CE IS PECULIARLY APPLICABLE.

I.—To HUSBANDS AND FATHER!, to insure a provision
after their death, for their Wives and Children.
2.—To YOUNG MEN, to make a provision for their old
age.
3.—TO PARENTS, to insure certain sums payable on their
children attaining the age of 14 or 21, whereby the ready
means for starling them in life may be obtained at a much
smaller annual payment to an Assurance Society, than would
be necessary, were they to attempt to realize the same sum
by putting it into any other species of investment, as a sav-
ings' bank, &c. ; Assurance Companies charging a smaller
sum, as they t,,lce into account the chance of the child's
dying before attaining the specified age. This kind of As-
surance is called an ENDOWMENT, and can be effected by one
single payment, or by a series of Annual Payments or Pre-
miums to he made until the child attains the specified are.
4.—To PARTNERS IN FIRMS, who, by Assuring their Joint
Lives, can secure a sum payable at the death of the first,
which will enable the surviving partner to pay off the claims
of the Widow of the deceased upon the firm.
s.—To SECURE the return of advances made for educating
and establishing the younger members of a family in the
world :—this is effected by Assuring the life of the child
educated, so that, should it die young, the parent may recover
from an Assurance Company the money spent upon it ; if it
live there is a policy of a certoin standing on its life, which
may be continued in the usual way, and as it was begun at an
early age, the annual premium would be small.
C.—To CREDITORS, who, by Assuring the amount due to
them, can, by a trifling outlay, secure a compensation for
the loss which the death of their debtors might occasion.
7. To Bon ROWERS,IO provide,in case oldeath,a sum to repay
the loan. This is the usual way in which money is now bor-
rowed on personal security. The borrower, say for £lOO,
assures his life for at least .*•200, and gives personal security
in the shape of two or three joint sureties with himself, for the
due payment, annually, of interest at five per cen.. on the
money borrowed, and instalments thereon, and the premiums
of the Assurance.
B.—To POSSESSORS OF ENTAILED ESTATES, who can be-
vaeath provisions for the younger members of their family, by
ousurinq.suitable amounts on their own lives,
9.—To THE EXPECTANTS OF PROPERTY IN REVERSION,

to secure a portion, at least, to their families, should they
die before they themselves enter into possession.
10.—To PARTIES WHO EXPECT TO RECEIVE SUMS OF
MONEY should they live over a certain number of years, as
for example :—A person aged 30 is entitled to a share, amount-
ing to .€5OO. in the Renewal Fine of a Lease, which is payable
at the expiration of three years from the present time. This
share he would lose should be die within that period. To
secure his family against that loss, he has only to take out a
temporary Policy of Assurance on his life for the three years,
and by the trifling annual payment of £6 4s. 7d. he assures
the £5OO ; so that, should he die before the end of the three
years, the office pays his family the £5OO, and should he live,
he will come into his share of the fine, the amount of which
he will, however, have rendered safe from loss by his death,
by an outlay of .elB 13s. 9d. altogether.
11.—THE HOLDERS OF A LEASE, which is renewable on
payment of a certain fine, at the death of the first or last of
two or three lives, can, by a trifling annual payment, assure
in an office the necessary sum. Example :—The holder of a
lease would have to pay a fine of ..€lOO to renew it at the death
of the first of two lives, aged 15 and 35. He can provide for
its payment by an annual premium of £3 75. Od., so that,
should one of the lives in the lease die even the day after the
first premium has been paid, he would receive from the
ENGLISH AND IRISH CHURCH ANDENIVERSITY ASSURANCE
SOCIETY £lOO. (See Table of the Society's Prospectus.)
12.—1 N MOST COPYHOLD PROPERTIES, on the death of the
tenant, his successor cannot be admitted except on payment
of a Fine. In many instances the sudden death of the tenant
has put his successor to great difficulty in procuring the re-
quired sum ; an Assurance effected on the life of the tenant,
by himself or his successor, would provide for this difficulty,
and by a small annual outlay.
13.—1 N CASES OF MARRIAGE SETTLEMENT Life Assurance
may also be particularly advantageous :--Suppose a gentle.
man, twenty-six years of age next birth-day, be engaged to a
lady whose fortune is £3,500, and that the whole be required
to be settled on her at their marriage, let £l,OOO be vested in
trustees, and with the annual interest let them assure £2,500
on the life of the husband. The remaining £2,500 of her
fortune can be placed at his command at once, as, at his
death, his wife will still be in possession of £3,500.

MILNERS' NEW PATENTS.

1851.

PIICENIX (212°) SAFEWORKS, LIVERPOOL.
The most extensive and complete in the World; employing from Two to Three Hundred Hands, assisted
by powerful, original, and elaborate Machinery and Implements adapted for every branch of the Work. Established fo
'carrying out the important " Improvements" under Alilners' New Patents (of September, 1851—the close of the Great
Exhibition) to the interior and exterior of their " HOLDFAST" and FIRE-RESISTING SAFES; and for supplying to the
Public the Strongest Safeguards against FIRE, ROBBERY, or VIOLENCE extant, at the LOWEST Plucks consistent with
the most PERFECT EFFICIENCY and SECURITY.

GROUP 'OF MILNERS' FIRST-CLASS " HOLDFAST" AND FIRE-RESISTING SAFES,
THE STRONGEST WROUGHT-IRON SAFEGUARDS AGAINST ROBBERY AND FIRE EXTANT,
OF VARIOUS SIZES, SUITABLE FOR ALL CLASSES.

HEALTH RESTORED ! !—HOLLOWAY'S
PILLS.
AN ASTONISHING CURE OF CHRONIC RHEUMATISM,
AFTER BEING DISCHARGED FROM THE HOSPITAL INCURA-
BLE.—Copy of a letter from Mr. W. Moon, of the Square,
Winchester :—" To Professor Holloway.—Sir,—l beg to in-
form you that for years I was a sufferer from Chronic
Rheumatism, and was often laid up for weeks together by
its severe and painful attacks. I tried every thing that was
recommended, and was attended by one of the most eminent
Surgeons in this town, but obtained no relief whatever, and
fearing that my health would be entirely broken up, I was
induced to go into our County Hospital, where I had the best
medical treatment the institution afforded, all of which
proved of no avail, and I came out no better than I went in.
I was then advised to use your Pills, and by persevering with
them was perfectly cured, and enabled to resume my occupa.
tion ; and although a considerable period has elapsed, I have
felt no return whatever of the complaint.—l am, Sir, &c.,
" Oct. Bth, 1852." (Signed) " W. MOON.
A PERMANENT CURE OF A DISEASED LIVER, OF MANY
YEARS' DURATION.—COpy of a letter from Mr. Gamis, che-
mist,. Yeovil, to Professor Holloway:—" Dear Sir,—ln this
district your Pills command a more extensive sale than any
other proprietary medicine before the public. As a proof of
their efficacy in bilious and liver complaints, I may mention
the following case. A lady of this town, with whom I am
personally acquainted, for years was a severe sufferer from
disease of the liver and digestive organs. Her medical at-
tendant assured her that he could do nothing to relieve her
sufferings, and it was not likely she could survive many
months. This announcement naturally caused great alarm
among her friends and relations, and they induced her to
make a trial of your Pills, which so improved her general
health that she was induced to continue them until she re-
ceived a perfect cure. This is twelve mouths ago, and she
has not experienced any symptoms of relapse, and often de-
clares that your Pills have been the means of saving her life.
—I remain, dear Sir, yours truly,
" Nov. 23rd. 1852." (Signed) " J. GAM&
AN EXTRAORDINARY CURE OF DROPSY, AFTER SUFFER-
ING FOR EIGHTEEN MONTHS.—Copy of a letter from Mr. G.
Briggs, chemist, Goole, dated Feb. 15, 1853 :—" To Professor
Holloway.—Sir,—l have much pleasure in informing you of
a most surprising cure of dropsy, recently effected by your
valuable medicines. Capt. Jackson, of this place, was afflicted
with dropsy for upwards of 18 months, to such an extent that
it caused his body and limbs to be much swollen, and water
oozed as it were from his skin, so that a daily change of ap-
parel became necessary. Notwithstanding the various reme-
dies tried, and the different medical men consulted, all was
of no avail, until he commenced using your Pills, by which,
and a strict attention to the printed directions, be was effec-
tually cured, and his health perfectly re-established. If you
deem this worthy of publicity, you are at liberty to use it.—
am, Sir, yours respectfully, (Signed) "G. BRioos."
These celebrated Pills are wonderfully efficacious in
Ague Erysipelas Piles
Asthma Female Complaints Rheumatism [Evil.
Bilious Complaints Fevers of all kinds Scrofula, or King's
Blotches on the Skin Fits Sore Throats
Bowel Complaints Gout Stone and Gravel
Consumption Head-ache Tic-Douloureux
Colics [Bowels Indigestion Tumours
Constipation of the Inflammation Ulcers
Dropsy Jaundice Worms of all kinds
Debility Livercomplaints Weakness, from
Dysentery Lumbago wliateve r cause, &c
Sold at the Establishment of Professor HOLLOWAY, 244,
Strand, (near Temple Bar,) London, and by all respectable
Druggistsand Dealers in Medicines throughout the civilised
World, at the following prices—Is. lad., 2s. 9d., 4s. ed., lls.,
225., and 335. each Box. There is a considerable ,saving
by taking the" larger sizes. N.B.—Directions for the _gsid-
ance of Patient's in every disorder are afilaed.to.eachboa.

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