The Liverpool Standard and General Commercial Advertiser.
Liverpool, Merseyside, England, 1846-01-13 00:00:00

110 Charge made for the Polley,

LIFE BRANCH.
Extract from Rates of Premiums for the Whole of Life.
s. d. ..e s. d.
Age. With Profits. Without Profits.
15
20 1 19 3 1 14 11
25 2 4 2 1 19 7
30 2 9 9 2 4 10
35 2 16 2 2 11 0
40 3 4 1 2 18 6
45 3 14 6 3 8 5
50 4 8 3 4_
_1
_7_

The Company likewise assure Lives on any of the following
contingencies, viz.

For the Term of ONE YEAR, SEVEN YEARS, or any other de-
finite period.
For the WHOLE CONTINUATION OF LIFE.—The Premium to
cease after a LIMITED NUMBER OF ANNUAL PAYMENTS.

On Two JotNi-LivEs.—The sum Assured to be paid on the
death of either.

On the LONGEST OF Two OR THREE LIVES, the Sum As-
sured to he payable at the death of the last Survivor, or
On SURVIVORSHIPS to secure the payment of the Sum As-
sured, if a Life A die before another Life B. .. _..

The important advantages offered by the Company in the Life

'owing, viz

THE GUARANTEE OF AN AMPLiCAPITAI: AND EXEMPTION
OF THE ASSURED FROM LIABILITY OF PARTNERSHIP,—The
Assured neither having to depend on an uncertain fund, nor
being in any way accountable for the payment of Claims.
MODERATE PERM ms.—This Company, in determining its
charges for Assurances, under the various contingencies, de-
pendant on human life, has availed itself of the experience of
the oldest and most prosperous London Offices, and of the re-
cent investigations on the subject, made by the most compe-
tent Mathematicians and Actuaries. Its TABLES OF PREMI-
UMS consequently avoid, on the one hand, an UNNECESSARILY
HIGH RATE OF PAYMENT BY THE ASSURED, and on the other,
THE DANGER RESULTING FROM INADEQUATE CHARGES.

LARGE PARTICIPATION OF PROFITS BY THE ASSURED,
amounting to Two-THIRDS of its net amount, which may be
applied at the option of the party effecting the Assurance.
lit—By an immediate payment of the sum so apportioned;

2d. By an equivalent r eciuction-of the future premiums; or
3d.—By an equivalent increase of the turn assured.
SMALL CHARGE FOR MANAGEMENT.—The expenses of the
Office being borne in due proportion by the two branches.
PROMPT SETTLEMENT OF CLAIMS.—AII claims will be pay-
able within three months after satisfactory proof of the death
of the Life Assured. The Directors reserving to themselves the
power to discharge any claim immediately on its being estab-
lished.
RESIDENCE IN ANY PART OF EUROPE allowed without any
additional charge, and the EXTRA PREMIUMS charged for
voyage to, and residence in any other FOREIGN CLIMATE or
for NAVAL and MILITARY, or any other SPECIAL RISK are
fixed on a MODERATE BASIS.
POLICIES LAPSED BY NON-PAYMENT OF THE PREMIUM,
may be renewed within three months, by paying the premium
with a fine of 10s. per cent., on the production of evidence to the
satisfaction of the Directors of the good state of health of the
Life Assured.
The Company will always be prepared to PURCHASE the Po-
LICIES of this Office at their EQUITABLE VALUE.
Assurances may be effected when needed with the UTMOST
SECRECY AND DESPATCH.
No ENTRANCE MONEY, nor any charge except for the Policy
Stamp.
N.B. The usual Commission allowed to Solicitors.
The Directors likewise beg to announce that. they have made
arrangements to GRANT LOANS to persons assured by this
Company, on Personal Security, or upon the Security of Assign-
able Property of adequate value; and to allow the assured
Credit of hatf the Premiums, for a limited number of years, as
may be agreed upon.
PERCY M. DOVE, Manager.
December, 1845.

UNDER THE PATRONAGE OF ROYALTY, AND THE
AUTHORITY OF THE FACULTY.

V EATING'S COUGH LOZENGES.
A Remedy for all Disorders of the Pulmonary Organs.
In Difficulty of Breathing—in Redundancy of Phlegm—in In-
cipient Consumption (of which Cough is the most positive indi-
cation)—they are of unerring efficacy. In Asthma, and in
Winter Cough, they have been seldom known to fail.
KEATING'S COUGH LOZENGES are free from every de-
leterious ingredient ; they may, therefore, be taken at all times,
by the most delicate female and the youngest child, while the
Public Speaker and the Professional Sinner will find them in-
valuable in allaying the hoarseness and irritation incidental to
vocal execution, and consiequently a powerful auxiliary in the
production of melodious enunciation.
Prepared and sold in Boxes Is. lid., and Tins 2s. 9d., 4s. 6d.,
and 10s. 6d. each, by THOMAS KEATING, Chemist, &c., No.
79, St. Paul's Churchyard, London.

RECENT TESTIMONIAL,

" New Gas and Coke Company, Liverpool,
_ _fith Month 7, 1845.

" SlR,—Your incomparable Cough Lozpnges have caused me
to become your debtor and the only means I possess of can-
celling tha obligation, is to tender you my sincere thanks for
the wonderful, as well as efficient, benefit I have received.
A few months ago I had an extreme hoarseness, which I
tried in vain, for about six weeks, to eradicate ; and noticing
your Lozenges recommended, I immediately bought some—
commencing with two or three at a time during the day, and
three or four at bedtime—when, to my great astonishment,
within three or four days I was restored to my usual health. I
have since taken them occasionally, and now enjoy better
health, if possible, than I ever did before..

" I fieg, also, to inform you that my aged mother (now nearly
seventy) has been affected with a difficulty. in breathing for
upwards of ten years., especially in the morning and early part
of the day, and was induced to try the Lozenges. She accord-
ingly commenced taking them about six 'weeks ago, and has
already experienced such incalculable relief in the part affected,
as well as from the healing principle evinced in the regulation
of the digestive organs, that she feels it her incumbent duty
and great pleasure to convey her testimony of esteem, admira-
tion, and gratitude for the change that has taken place; again,
sir, I beg to thank you, and remain your f" riend sincere,
W. F. ARIIITT.

" Mr. Thomas Keating, Chemist, &c.,
79, St. Paul's Churchyard, London."

Extract of a Letter, dated St. John's, Fetefoundland,
October 18th, 1845.

" To Mr. Thos. Keating, St. Paul's Churchyard, London.
" Si a,—From an advertisement in the Christian Witness, I
was induced to get a supply of your Cough Lozenges, which I
did not receive till some time last month, and they have taken
so readily, that I have only a few tins remaining. Several of
my customers have expressed their satisfaction with them ;
and my mother, who has an asthmatic cough, and grandmother
(over 80), a chronic cough of many years' standing, were both
sensibly relieved the first night after taking them. I now re-
quire an additional supply, a little larger than the first You
will please to send me, by the earliest opportunity, six dozen
boxes and two dozen tins, for which I will remit you by Mr.
Campbell, who leaves here in December.
" I remain, sir, your obedient servant,
`O SAMUEL KNIGHT."

These Lozenges contain neither Opium nor any preparation
of that drug.
Wholesale Agents—n-10mAs EYRE and Co., Seel-street, Li-
verpool; and Mr. CARL MULLER, 118, Nassau-street, New
York, Bookseller.