The Liverpool Standard and General Commercial Advertiser.
Liverpool, Merseyside, England, 1841-01-15 00:00:00

EDUCATION

PHE REV. C. W. RICHARDS, .A., 4 intends (n. v.)
I RE-OPENING his SCHOOL o FUESDAY, the 26th
instruct.

Terms, including French and emig other charge

Boarders under twelve years of age, Fifty Guineas, above
that age, Sixty Guineas per anuum. A few Day Pupils are
received. Terms,Eight_andTen Guineas.

Mr. R. has four vacancies
3, Mount Vernon-road, Edge-hill,
January 11, 1841.

flif
Air R. WILLIAM WRENSHALL, un. PROFESSOR OF
11'.1. Music, respectfully informs his ends and the public,
that his Classes Re-commence their tudies on. Monday,
25th Jan., 1841. _

4:3, Bedford-street Arorth, Abercrombyrsquare,

if RS. BARLOW (late Miss Fanny Ayton) begs to an-
flounce that she will RECOMM CE giving Instruc-
tions in SINGING, the PIANO-FOR and the ITALIAN
LANGUAGE, on the 25th instant.
14, Cambridge-street, Abercromby-squari

it
lt li R. ST. ALBIN respectfully announce is ACADEMY
..IVI will REOPEN, at the ADELPIII II 'EL, on WEnN ES-
DAY ne:;t, the.2oth instant, as usual.
Mr. ST. A. begs to state, that he gives PRIVATE LES-
SONS, at his Residence, 16, BaowNLOiv-sraEET.-

VI-R. SIBSON'S ACADEMY. PROSPE Houst, Tran-
i," mere, Cheshire, will be REOPEN on MONDAY,
the 25th instant.
be had ,licatio to Mr. S., or Mr

Terms, ace. may be had on apple
GRAPEL, Church-street, Liverpool.

WATMOUGH-STREET SCHkOL

THE Rev. GEORGE STOKES'S S HOOL will be
REOPENED on MONDAY next, 18th instant, at
Nine o'clock a.m.
After the Ist of March next Mr. G. YOKES will be pre-
pared to receive, at his Private Residence, 30, Brownlow-
street, Four YOUNG GENTLEMEN as BOARDERS, to
be Educated under his own immediate personal superintend-
ence, for either Professional or Mercantile Pursuits, and
treated in every respect as Members of his Family.

TERMS-EIGHTY GUINEAS PER ANNUM
January 12, 1841. 1

EDUCATION AT MR. SIMPSON'S itADEMY,
EARBr, NEAR RICHMOND, YORK IRE..

I,7OUNG GENTLEMEN are boarde furnished with
I. books, and instructed in whateve future prospects
may require, at Twenty Guineas per
.nnum. No extra
charges, and no Vacations. '_ _ __ _

Cards, with references, to be had of Mr. S., who attends
from Twelve to Two o'clock daily, for a short time, at the
Bull Inn, corner of Trueman-strect, Dale-street, and Mr.
KREBS, 21, Richmond-street, Liverpool.

instirante 9,otirrs,/

IN 0 COTTFSH PROVIDENT IN ITUTIOD
►7 FOR LIFE ASSURANCE AND ANNUITIES
EDINBURGH.—No. 16, SOUTH ST. D ID-STREET.
GLASGOW.—No. 33, BUCHANAN-S ET.
JAMES WATSON, SQ., MANAGER.

• •
This is strictly a Mutual Assurance Society, and the pro-
fits are divisible on a new and equitable principle, peculiarly
favourable to good lives. _ _ .

In other offices, a share of profits is allotted to all policies,
indiscriminately, which have subsisted for a certain short
term, as five years or even less ; although holders who hap-
pen to die at such early period, must occasion a loss to the
common fund : the premiums which they have lived to pay
not amounting to one-fourth the sum withdrawn at their
death. _ _ _

But in this office, the entire surplus is reserved for those
members whose premiums ,with accumulated interest ,amount
to the sums in their policies.
The Premiums are about one-fourth lower than those of
other Mutual Assurance Offices, which is equivalent to an
immediate bonus to that extent. Thus securing the greatest
present benefit, while the peculiar mode of division .of the
profits gives promise of the greatest future contingent ad-
vantages. A combination presented by no other office.
The premiums have been deduced from the most recent
and accredited sources, with such addition as to provide for
perfect security.
Annuities, immediate, deferred, and contingent.

No Entry Money charged. -
Annual Premium to Assure £lOO at Deatl

15 I 40 I 45 I .50
£1 18 0 1 £2 1 6 I, £2 6 10 1 £2 14 9 1 £3 5 9 I £4 1

Age 25 I

Comparative Tables of the Premiums of all the Scottish
Offices, Prospectuses explanatory of the Principles, Forms of
Proposals, and every information, may be had at the Office
of the Agent for Liverpool,

CHARLES MURRAY,
.o: 2, George's Dock-gates North
. Momrr, Abercronaby,terrace.
AGENTS:
Leeds.—William L. Moffatt, Architect.
Manchester.—George Wadsworth, AcCountant.
Birmingham.—T. and H. Charlton, Iron-factors.

Medical Office

THE AUSTRALA.SIAN, COLONIAL, and GENERAL
LIFE ASSURANCE and ANNUITY COM/P
126, BISHOPSGATE-STREET, corner of Cornhill. ondon
20, WATER-STREET, LIVERPOO .
Capital £200,000, in 2000 Shares-1
DIRECTORS.
Edward Barnard, Esq. C. E. Mangles, Esq.
Henry Buckle, Esq. J. B. Moutetiore, Esq.
John-Henry Capper, Esq. J. H. Rivenshaw, Esq.
Gideon Colquhoun, jun. Eq. Sir James Stirling.
John Edwards Lyall, Esq. William Walker, Esq.

TRUSTEES

Edward Barnard, Esq. ; John Henry Capper, Esq. ;
Thomas Richardson, Esq.
AUDITORS.

Sir Francis Hastings Doyle, Bart., and C. Richardson, Esq
(72, Cornhill.)
MANAGER.
Major J. A. Willows, E. I. Co.'s Service.
SECRETARY.—Edward Rylcy, Esq.
Mr. ChristopheT Cousins.
MEDICAL REFEREES.
Dr. Hannay, 30, Great George's-square, Liverpool.
W. Beever, Esq. F.R.C.S. Mosley-street, Manchester.
BANKERS.
The Liverpool Commercial Bank, Liverpool.
Messrs. Jones, Loyd and Co. Manchester.
ADVANTAGES PECULIAR TO THIS SOCIETY.

ACCOUNTANT.-

AN ample subscribed Capital, which, from the mode of
investment, will contribute to, instead of detract from,
the profits.
Rates of Premium lower than those of most of the com-
panies which do not offer participation in profits.
Participation to the 1,000 policy holders of the oldest
dates for the time being, for £5OO or upwards for the whole
of life, in profits to the extent of one-half, including those
of the Annuity Branch.

A separate Policy for every bonus, which becomesan abso-
lute reversion, unincumbered by payment of premium.

A DESCENDING SCALE OF PREMIUM, under which, after
certain periods, payments cease altogether, but profits con-
tinue.

AN ASCENDING SCALE particularly favourable to those
who are looking forward to an increase of income, and entit-
ling Assurers to profits. _ _._

two-thirds of each annual premium for the whole of life
may be paid, and one-third may remain at compound inte-
rest at 5 per cent. _ _

A liberal system of conducting business, a tender of arbi-
tration in all disputed cases, and very moderate expenses of
management.

Na;ltl and military service,:voyages, and foreign residences,
at equitable rates of premium.

ADDITIONAL ADVANTAGES TO EMIGRANTS

No extra premium for voyages in approved vessels to or
residence in the Australasian colonies in approved situations.
Premiums may be paid at any settlement in Australasia
where there is a bank.
Policies, whether effected in England or these colonies,
may be made payable in either by endorsement.
Present Table of Annual Premiums
.for Assurance of £lOO