The Liverpool Standard and General Commercial Advertiser.
Liverpool, Merseyside, England, 1853-12-20 00:00:00

iiisuiitkM‘ttcrs'

ROCK LIFE vesSITRANCIcompANY.
ESTAK4IIH ar5.,3806.
Invested Ca upwarda of THREE lONS Sterling.
Liverpool Agency:
4, LOWER CASTLE-STREET.
The Accounts of this Company will be made np to 31st
December instant, and the next Septennial division of the
profits is in 1854.
N.B.—lntending Insurers are reminded that proposals
lodged with us prior to the end of the present month of De-
cember, will secure One Year's additional Bonus at every
future divisipn a'uove propoqals completed at a later
Prospectuses, and all further information, cant be procured
on application to

JOSEPH FRY and SON, Agents

WESTMINSTER FIRE OFFICE,
STREET, COVENT-GARDEN, LONDON
(Estal7.)
Fire Insurances effectedblished at the 17usual moderate rates of
premium.
Short period Policies are granted.
Rent may be insured.
Losses are promptly and liberally settled.
AGENTS IN LIVERPOOL:
Mr. H. L. SHERLOCK, Customs Agent, Canning-place.
Mr. JAMES BURNhT. Commission Agent, 9, Dale-street.
Mr. THOMAS MILLER, Drysalter, 22, King-street.
AGENTS IN MANCHESTER :
Mr. E. W. ROYLANCE, Old Corn Exchange.
Mr. W. RABY, 19, Pall-mall.

KING

WESTMINSTER AND GENERAL LIFE ASSOCIATION,
KING-STREET, COVENT-GARDEN, LONDON.
(Established 1836.)
Life Assurance in all its branches effected.
Eight-tenths of the profits divided among the Assured.
A division of profits every five years.
The bonus additions have amounted to ONE-HALF the pre-
alums paid on the policies.
Assurances without profits at reduced rates.
Any information respecting Life Assurance, with proposals
and forma of application, may be obtained on application to
the under-mentioned Agents:—

LIVERPOOL:
Mr. JAMES BURNET,IN Commission Agent, 9, Dale-street
Mr. THOMAS MILLER. Drysalter, 22, King-street.
IN MANCHESTER :
Mr. E. W. ROYLANCE, Old Corn Exchange.
Mr. W. RABY, 19, Pall-mall.

WATERLOO LIFE, EDUCATION,
CASUALTY, AND SELF-RELIEF ASSURANCE
COMPANY.
Incorporated under Statute 7 and 8 Vic. cap.
Subscribed Capital, .e400,0c0.
HEAD OFFICE, 355, STRAND, LONDON.

LIVERPOOL LOCAL BOARD:
DIRECTORS.
Chairman.—Hilton Halhead, Esq., Merchant.
Robert Bickersteth, Esq., F.R.C.S.
James Bland, Esq., Merchant.
Matthew Gregson, Esq., Merchant.
William Joseph Horsfall, Esq., Merchant.
James Lord, Esq., Merchant.
MEDICAL REFEREE. Alfred Stephens, Esq., 4,
Upper Parliament-street.
MANAGE R.—Mr. Chas. Batten, Cuthbert's-buildings.
Clayton-square.

FEATURES OF THIS COMPANY.
By the appropriation of profits, a Fund will be created for
the Education of Children of qualified Assurers upon Volun-
tary Principles, also for the relief of qualified Assurers and
Shareholders, their Widows and Orphans, by providing
Annuities, and Homes or Asylums.
Assurances granted against paralysis, blindness, insanity,
accidents. and other afflictions.
Annuities granted. Family endowments. No charge to the
assured for policy stamps. Medical men always paid for their
reports. Loans granted in connexion with Life Assurance.
Rates of premium moderate.
An unusually liberal commission allowed to Agents.
Detailed Prospectuses may he had on application to
T. G. WILLIAMS, JUN., ESQ.,
MANAGER AND SECRETARY.
Head Office, 355, Strand, London.

THE LANCASHIRE INSURANCE
___ COMPANY.

CAPITAL,-TWOiriLLIONS.

OFFICE-26, Market-street, Manchester.
LONDON OFFICE-2, King-street, Cheapside.
LIVERPOoI, OFFICE-3, High-street,&s, Exchange-street East.
GLASGOW OFFICES-118, Ingram-street, and
4, Hanover-street.
GREENOCK OFFICE—The Mansisn-house.

DIRECTORS AT LIVERPOOL.
CHAIRMAN—Eyre Evans, ESQ.
Benjamin Darbyshire, Esq. I W. F. Hunter, Esq.
Thomas Fry, Esq. Frederick Lyon, Esq
George Glen, Esq. 1 Daniel Powell, Esq.
Charles Holland, Esq. I James Smith, Esq.
RESIDENT SECRETARY—John Semple, Esq.

LIFE PARTMENT.
BONUSES.—EIGHTY PER CENT. of the Profits appor-
tioned to the Assured triennially, after the first five years, and
applicable as may be preferred at the time of each valuation.
Age. I 20 I 30 I 40 I 50 I

Bonus Rates IRI 17 0 ---- I --- I I
i--
R 2 6 0 R 3 0 6 R 4 69 I R 6 7 6

SPECIAL NOTICE.—No Stamp Duty whatever charged.
FIR DEPARTMENT.
BONUSES.—FIFTYE PER CENT. of the Profits appor-
tioned to the Assured annually on Policies of three years'
standing—an advantage offered by very few Offices.
INSURANCES ON FARMING STOCK.
The Public are informed that the Rates for the Insurances
of Farming Stock with this Company have just been REDUCED
from 4s. to 3s. per Cent. without the Average Clause, and
from 3s. 6d. to 2s. 6d. with that Clause.
NOTICE.—Persons insured with this Office, whose Policies
expire at CHRISTMAS, are respectfully reminded that they
should be renewed within Fifteen Days from that period; and
those who desire to avail themselves of the advantages and
security of The Lancashire Insurance Company incur no extra
expense by the transfer of their Policies.
Influential Gentlemen Wanted as Agents, where the Com-
pany is not represented.
Prospectuses, Mercantile Rates, Forms of Proposal, and all
Other information, will be afforded at the Offices and Agencies
Of the

Mr. WM:I-IE.NDERSON, Agent for Birkenhead;
Mr. G. J. ASPINAT.I. Agent for Toxteth-park.

• .
THE ROYAL INSURANCE COMPANY.

CAPITAL, £2,000,000, in moon sHARES of £2O each,
HEAD OFFICE,
NORTH JOHN-STREET, AND DALE-STREET.:
John Shaw Leigh, E TRUSTEES.
I R. B. B. H. Blundell, Esq.
DIRECTORS. &C., IN LIVERPOOL.
Charles Turner, Esq., Chairman.
.7. Brainley-Moore, Esq., and Edmund Molyneux, Esq.,
Deputy-Chairmen.
Michael Belcher. Esq. Richard Houghton, Esq.
Michael Bona/leld, Esq. Edward Johnston, Esq.
Thomas Bouch, Esq. Roger Lyon Jones Esq.
Ralph Brocklebank, Esq. James Lawrence, Eaq.
David Cannon, Eaq. William J. Marrow, Eaq.
Thomas Dover, Esq. I Francis Maxwell, Esq.
R. Ellison Harvey, Esq. George Maxwell, Esq.
James Holme, Esq. Robert McAndrew, Esq.
I'. Dyn Hornby, Esq. William Smith, Esq.
George H. Horsfall, Esq. John Torr, Esq.
AUDITORS.
William Titherington, Esq., and John Dickinson, Esq.
PHYSICIAN.
SURGEON.
Richard Formby, M.D. Hugh Neill, F.R.A.S.
SURVEYOR.
SOLICITOR.
Samuel Holme, Esq. Septimus Booker, Esq.
MANAGER AND ACTUARY, Percy M. Dove, Eaq.
BIRKENHEAD BRANCH,
OFFICE—HAMILTON-BUILDINGS, HAMILTON-STREET.
Agent.—Fienry Cole, Esq.
Surgeon.—James T. Vale, Esq., Hamilton-square.

LIFE BRANCH.
SPECIAL NOTICE.—STAMPS ON LIFE POLICIES NOT
CHARGED.
Attention is directed to the fact that to a defined extent Life
Premiums are not subject to Income-tax, and that in certain
cases Life Policies are exempt from the New Succession
Duties.

FIRE BRANCH.
FIRE INSURANCES will be effected at moderate rates of
Premium. The Company, having the advantage of a Resi-
dent Directory, will be enabled to distinguish itself by its
promptness in the settlement of Claims.
No Charge made for the Policy.

BRANCH.
The Corn pany likewiseLIFE
assure Lives on any of the following
contingencies, namely :
For the WHOLE CONTINUANCE OF LIFE.—The Premiums
to cease after a LIMITED NUMBER OF ANNUAL PAYMENTS.
Fora Sum to be payable at Age 60, or at Death.
UATIS ON IT.
A PORTIONPRE
OFTHE PREMIUMSCRE
MAY REMAIN ON
CREDIT, OR ASSURANCES MAY BE EFFECTED IN
VARIOUS WAYS, NOT ENUMERATED, TO MEET THE
CONVENIENCE OF THE PARTY MAKING THE ASSUR-
ANCE.
The important advantages afforded by the Company in this
Branch will include the following. viz.:—
GUARANTEE OF AN AMPLE CAPITAL MODERATE PRE-
MIUMS, LARGE PARTICIPATION OFPROFITS BY THE
ASSURED, SMALL CHARGE FOR MANAGEMENT, &c.
The usual Commission allowed to Solicitors.
Fees to Medical Referees are likewise granted by this Com-
pan
Poy. PER. DOVE, Manaer.
licies falling due at CHRISTCY M.
should he renewed on
or before the 9th of January next.
December, 1853.

ATLAS FIRE AND LIFE ASSURANCE
COMPANY, 92, CHEAPSIDE, LONDON.
Ectabllched 1808, and Empowered by Act of Parliament of
___

the 54th Giorge 114-cap. 79

DIRECTORS.
JOHN OLIVER HANSON, Esq. Chairman.
WILLIAM GEORGE PREscorr, Esq., 'Deputy-Chairman.
Sir William Baynes, Bart. Moses Mocatta, Esq.
A. E. Campbell, Esq. Capt. A. L. Montgomery, R.N.
T. Chapman, Esq., F.R.S. James William Ogle, Esq.
Joseph Grote, Esq. Joseph Pulley, Esq.
Samuel Eustace Magan, Esq. Arthur Augustus Ruch, Esq.
AUDITORS.
Actuary,LChar
Benj. Buck Greene Esq., and
les Ansell, Es.
John Georg,F.R.S.
e Maclean, Esq.
q
Solicitor,—Thomas Browning, Esq.
Surveyor,—Thos. Hopper, Esq.

In THE LIFE BRANCH.—The essential qualifications of as-
surance, combining perfect security and the highly-favoured
Bonus System, are united, thereby giving immediate benefit to
the policy holders, as exemplified in the result of a practice
thoroughly developed and established.
POLICIES MAY BE EFFECTED for the whole term of life by
Payment yearly or half-yearly, also by a limited number of
yearly payments, a mode of Assurance which originated with
this Company in 1816.
IN THE FIRE BRANCH.—The rates for every description of
assurance will be found to assimilate to those of the most
respectable and best conducted offices, with the periodical
division of surplus premiums, and other advantages highly
favourable to the assured.
. A DETAILED STATEMENT OF THE TERMS, &C., on which
the business of the Company in its various branches is con-
ducted, and exhibiting the successful result thereof, lately
enlarged and published by the Directors, may be bad at the
adai Oftice, and of the Agents of the Company in Great
..rz will be sent by post, on application by letter.
rtENzwALs.—Policies due at CHRISTMAS DAY Sh0111(.1 be
renewed within Fifteen Days thereafter.

HENRY 92 DEG, Cheapside, London, DecemberSßOßOU7th 1,1853. H, Secretary

RV The Agents for the Company at the undermentioned places
+ :-....
LIVERPOOL
,Messrs. HORNBY and MARSDEN,
10, North John-street.
Dirro...llr..T. T. LEYLAND, 27, Exchange-alley North.
turro...Messrs. MUSGROVE? VANCE, and WORTHING -
13, rro As
TON, Hargraves-buildings, Exchange-street East, Di • •"'"c• W. H. MACLEAN, Tower-buildings.
A T,ro., .Mr. JAMES L. CROSS, 26, Castle-street.
-iTieby, it. Winter, pi' n Manchester, R. and C. Harvey,
pt,on-undi,r-Lyn, W .Lee and H. B. Green.
it:tKburn, R. VVildin W.
* Ormskirk, James Robinson.
Bolton C. Brign. g'
Oldham, John Duncuft.
ThiiatneYma,nrdtoToaniorden, T. E. Preston, W. Lancaster.
BuTY, Richa4l rr.
T'
Lyvoqki..e Rochdale, James Hartley.
Chorley, J. Ny„e"'". St. Helen's. J. Ansdell.
Clitheroe,
Stockport, W. Downall,
Lancaster, T. Allbri(Rilli Ulverston, W. Postlethwaite.
Leigh, T. Whitehead. * Warrington, J. Hall.
Maccleslleld, It. Turner. Wigan, J. Fairhurst.

ADDITIONAL TESTIMONIAL of the valu-
able medicinal properties of FRAMPTON'S PILL OF
HEALTH forwarded to Mr. Thomas Front, 229, Strand, from
W. Smith, Esq. :—" 13, St. Al ark's-terrace, West Brompton,
London, 10th May, 1852.—Sir,—Ten years ago I was induced
to give you my opinion, founded on experience, of the merits
of Frampton's Pill of Health. lam pleased at your having
published that plain statement, by which I hope others have
been induced to try so effective a medicine. Anxious cares
and the neglect of my old tried friend during the early part of
this year, had produced symptoms of uneasiness which I
found it prudent no longer to neglect; and I am delighted to
say that a few doses of the pills, under the blessing of Divine
Providence, has removed, and I am again as well as I ever
was in my life. Please forward me the usual supply of half-a-
dozen boxes, which I may safely term my medicine chest for
self and family; and I hold it a duty to omit no opportunity
of thus giving to you proofs of my experience of the valuable
properties of this medicine.—WM. SMITH."

These Pills are particularly efficacious for Stomach Coughs,
Colds, Agues, Shortness of Breath, and all Obstructions of the
Urinary Passages; and, if taken after too free an indulgence
at table, they quickly restore the system to its natural state
of repose. Persons of a Full Habit, who are subject to Head-
ache, Giddiness. Drowsiness, anti Singing in the Ears, arising
from too great a flow of Blood to the Head, should never be
without them, as many dangerous symptoms will be entirely
carried off by their immediate use. For Females, these Pills
are most truly excellent, removing all Obstructions, the dis-
tressinic Headache so very prevalent with the sex ; Depression
of Spirits, Dulness of Sight, Nervous Affections, Blotches,
Pimples, and Sallowness of the Skin, and give a healthy and
juvenile bloom to the complexion. To Mothers they are con-
fidently recommended as the best medicine that can be taken
during pregnancy ; and for children of all ages they are un-
equalled. As a pleasant, safe, and easy Aperient, they unite
the recommendation of a mild operation with the most suc-
cessful effect. By regulating the dose, according to the age
and strength of the patient, they become suitable for every
case, in either sex, that can be required.
Sold by T. PROUT, 229, Strand, London. Price Is. lid.,
and 2s. 9d. per box; and by the Vendors of Medicines gene-
rally throughout the Kingdom.
Ask for FRAMPTON'S PILL OF HEALTH, and observe
the name and address of "Thomas Front, 229, strand, Lon-
don," on the Government Stamp.