The Liverpool Standard and General Commercial Advertiser.
Liverpool, Merseyside, England, 1838-08-24 00:00:00

PROSPECTUS.

But while these great advantages are held out to the Capi-
talist, the Assured will find that his interests have been
attended to with no less care and caution. The unusual ex-
, tent of the scheme, the rigid economy of its details in prac-
lice, and the various new modes introduced into it of invest-
ing and augmenting capital, enable the directors to reduce
the premiums on the several policies to a low rate, adapted
to the means and wishes of every class. By a more universal
application of the system, it holds out a resourse against the
Thss of income in all its shapes and bearings, it provides a
fund for old age—for the clerk, whose salary fails with his
office—for the creditor, whose sole security is the life of his
debtor—for the husband, whose only income is his wife's for-
tune—for the dependent upon an annuity' for another's life—
for the tenant bouud to repair, or to pay fines for renewals—
for those parents or guardians who have paid apprentice fees,
and such apprentice dies, and it then becomes an object to
regain the money so expended—for those, who would create
a fund for the education of their children, or who would se-
cure an independence to the younger branches of their family
—and in general for the many contingencies against which a
moderate or uncertain income affords no provision.
In regard to the payment of the settled premium, every
facility
.will be allowed the assured, either by gradually les-
sening its yearly amount, according to a given scale, or by
at once reducing both the premium and the policy, and con-
sidering the overplus, that will then have been paid, as so
much premium liquidated in advance.
If the assured so chooses, the company will purchase the
policy altogether.
It has been said that mutual assurance companies are most
advantageous to the public. As the present in its first or
modern mutual branch is both a mutual and proprietory
company, the friends and patrons of it will have the oppor-
tunity of availing themselves of all the advantages of a mu-
tual assurance office, without incurring responsibility, or
being subject to any of its other disadvantages ; nor will the
proprietors reserve to themselves any portion of the profits
that may be derived from this branch, although their paid-up
capital will form a guarantee fund in case of war, or epidemic,
or any other of those accidents which would derange, if not
ruin, a society based upon less secure foundations.
These are a few only of the advantages to be obtained at a
small outlay, and no risk, to those assured with "The Free-
masons' and General Life Assurance Company."
For the details the public are referred to the printed pros-
pectus, to be had (gratis) at the Company's office, where
attendance is given, daily, from ten to five o'clock.

A TABLE
Shewing the annual premiums required for the assurance of
£lOO on a single life, for the whole duration, with or without
a participation of profits.

Age neat
Birthday.

With Profits,
'or Modern Mutual

Without Profits,
or Proprietary.

£. s. d.
1 14 8
1 17 9
2 2 0
2 7 5
2 14 3
3 2 10
3 13 11
4 9 3

E. s. d.
1 10 6
1 13 6
1 17 6
2 2 8
2 9 2
2 17 5
3 7 11
4 2-

Agents will be appointed in all the principal towns in the
United Kingdom, and early applications for such appoint-
ments should be made, accompanied by the names of two
respectable references in London.
The business of the Establishment will commence on
Monday, the 13th instant.
0, G. KIRBY, Managing Director,
/I, Waterloo-Flue, PAII•mall,

Nth) Pubtirations.

NEW SONG.
PRICE 26.
6‘ WHILST FOOLS TO VENUS BEND THE
KNEE," Recitative and Air, sung with enthu.•
siastic applause by Mr. PRAIBERTON at the Public Concerts;
the Music composed expressly for him byp E. WOODWARD,
Editor of the " Amateur's Guide for tl# Violin, Flute, Cla-
rionet, Bugle, &c."
Published by the Author at his Music Library, 174, Dale-
street, Liverpool ; and may be had at the principal Music
Warehouses.