The Liverpool Standard and General Commercial Advertiser.
Liverpool, Merseyside, England, 1846-07-28 00:00:00

Inguranre 41. titrO.

LONDON ASSURANCE CORPORATION.
K.IRE INSURANCES effected on ever: tkiscriiitlen
__of rrojnrtx,:!t the loiTet rates.

lAFE ASSURANCES on the Iyios roved principles, em-
bracitg every variety of Pat - a ing and Nan-partielpating
Ttibles, at moderate:it:ies - without any clfarge for'st
r anage-
aOnt, by various pla • s set forth in the Prospectuses.
Apyly to JAMS. Ircl'OEDY, Office, 3, High-street, with
'entrance also at 5, Exchange-steeet East; -or to T. •NLEY and
WHITEHEAD, Liver Okunbers, Agents 101* Liver,Liver,..! and ad.
lacent parts.

THE DIRECTORS of the lIVE'RIAL LIFE
INSURAVCV COMPANY have tit statisfaction to an-
nounce that an addition of .t 7 Ws. has been made to each
elOO assured by Policies entitle4l paiticipate in the quip_

quennial divisioi of the profits to The .131s1 of January lasi, on
which five premiums have been paid ; and a proportionate
amount hos been added to the %river 'Bonuses thereon, and to
Policies of shorter duration; being, • verage, 445 per
cent. on those premiums.
The Public are now or e bill benefit of the Bonus
system, with the convent tif payment of only two-thirds 'of
the rates usually char and'uther important advantages, in
reference to Loans nd 'cessation of payment of future pre.
minors on Policies alrevdy'in-force, may be obtained. An ex-
planatory statement hnsibeehlrepared for general distribution,
which may be had at the'dffiee, Cornhill, London ; the Branch
Office, 16, Pall Mall, aor‘Of 'any of the Agents.
Agents 'x WALTER CLARKE, 6, High-street.
for Liverpool, 44. W. S. MAY, 1, Exchange-alley.

BIRMINGHAM FIRE OFFICE,
ESTABLIFSWED 1805.1 CAPITAL £3003,000.
EMPOWERED BY ACT OF PARLIAMENT.
UNION-STREET, BIRMINGHAM.

THE peettlittt advantages of this ol&esttitilished
Office, reridtr it well worthy. of the notice of the Inhabi-
tants of LrMlill'OOL and its Neighbourhood ; and the'success
of its manger ient is abundantly evidenced by its rapidly in-
creasing blislitess, a certain indicatioiLlbat-tt-has 'SECURED
THE CoNrIVENCE OF THE PUBLIS.,

The Directors irefer to the rience of the vast FORTY
YEARS'enUU•appeal with co ence to the Public lo attest the
promptitae and liberal which have alwaystnided them in
the setthment of claims for Loss BY FIRE.
No Clitrge is made for Policies removed from'other Offices.
Tnetts is NO OFFICE WHOSE RATES OF PREMIUM ARE

•
Common Insurance Is. 6d. per Cent,
Hazardous Ditto 2s. d. PP
Double Ditto 4s. 6d. „
Farming Stock (Free of Duty) 3s. Od. „
And with the Average Clause.2s. Bd. „

In Insurances effected kr-Seven Years in advance, a charge
is made for Six Years only, and a proportionate discount is
allowed when the Insurance is made for more years than one.
PROPOSALS, containing the further 'Rates and Conditions,
'with every information respecting the rode of Insurances, may
be had at the Head Office in Union-street, Birmingham, or of
Mr. R. W. WINDLE, No. 1, Parker-street, Church-street,
Agent for Liverpool.

ECONOMIC LIFE ASSURANCE SOCIETY,
No. 6, NEW BRIDGE-STREET, BLACKFRIARS,

LONDON.
ESTABLISHED 1823.
Empowered by Act of Parliament, 3 William IV,

DIRECTORS,

The Right Hon. Sir THOMAS FRANICLAND LEWIS, Bart.,
Chairman.

HENRY FRED. STEPHENSON. Esq., Deputy-Chairman.
Stephen Nicolson Barber, Esq. Thomas Edgar, Esq.
Arthur Kett Barclay, Esq. Sir Alex. Duff Gordon, Dart.
Henry Barnett, Esq. Archibald Hastie, Esq., M.P.
Robert Biddulph, Esq. John Mendham, Esq.
Robert Davies, Esq. . William Routh, Esq.

AUDITORS.
Francis Dumergue, Esq. I Charles Morris, Esq.
Capt. Robert Gordon, R.N. J John Gilliam Stillwell, Esq.
PnwsiciA.N—John Ayrton Paris, 51. D . Dover-
street, President of the 110 llege of Physicians.
SURGEON—Benjamin Travers sq., F.R.S., No. 12, Bruton-
street, Vice-President of e Royal College df Surgeons.
•Sommort—Henry You , Esq.. No. 12, Essex-street, Strand.
BANKERS—NI s. Hankey, Fenchurch-street.
AcTlTAny—James John Downes, Esq., F.R.A.S.
SEcßETAßY—Campbell James Downer, Esq.

AGENT'PS FOR LIVERPOOL-T. 0. 0
MEDICAL REFEREE FOR LIVERPOOL

)PER and
-Dr. ROBERTSON

THE following are among the advantages offered by
this Society :
LOWER RATES of Premium than those of any other Office
which entitle the assured to participate in the profits, and con-
siderably lower than those of any other Mutual Assurance So-
ciety.
Is4o PROPRIETARY participattn the profits, the WHOLE be-
ing divinable among the Assure .
A Bonus is added, after the payment of the Fifth Annual
Premium, to every Policy effected on the participating Scale, if
a claim accrue thereon prior to the next division of profits.
The first Bonus, in 1834, averaged 416 per cent. on the Pre-
miums paid.
The second ditto, 1839, ditto :631 ditto since the Ist

[vision.
The third ditto, 1844, ditto ditto since the 2d

Prospectuses and full particuh.
cation to the following Agents:—
By order of the Board of Directors,
T. 0. COOPER and SON, 7 Rumford-street, Liverpool
Warrington Mr. Edward West.
Wigan Mr. Joseph Darlington.
Bolton Henry Glover, Esq.
Blackburn Mr. T. B. Chadwick.
Manchester Wm. Johnson, Esq., 2, Princess-street
MUTUAL

ars may

on appli-

ASSURANCE, COMBINED WITH
MODERATE PREMIUMS.

" If the Premiums were really too low, Capital would be an
injury, and not a benefit ; for, since this Capital is really paid
for, in whole .or in part, out of Premiums, it would not preserve
the office from insolvency, but would rather accelerate its pro-
gress towards bankruptcy."—Essay on Probabilities, by Pro-
fessor De Morgan.

THE SCOTTISH PR,9OgIISENT INSTITUTION,
for ASSURANCE and UITIES on LIVES.

H4,/t6 OFFICE

EDINBURGH liKl4 ST. ANDREW-SQUARE
JAM VATSON, MANAGER.

INFENDING-ISSURERS are requested to examine the
provisions of this Association. The Directors continue fre-
quently to receive proposals from parties who had assured with
other offices, without due consideration, and who find they will
even now be gainers by_surrendering these Policies, and open-

ing new ones in this Office.
AS COMPARED WITH PROPRIETARY OFFICES,
This Institution possesses (in common with other Mutual
Offices) -this essential advantage, THAT THE WHOLE PROFITS
BELONG TO, AND ARE DIVISIBLE AMONG, THE POLICY-
HOLDERS; while the Premiums are at the same time as low as
by the Non-participating scale of any of these offices. The
large dividends drawn by-their shareholders sufficient!), prove
how important it is that the profits should be secured to the
Assured themselves. The-following are its advantages,
AS COMPARED WITH OTHER MUTUAL 01. FICES :
let, Premiums at Early and Middle Ages about a Fourth
lower.
2d, A more accurate adjustment of the rates of Premium to
the several ages.
3d, A principle in the division of the surplus more safe,
equitable, and favourable to good lives; and
4th, Exemption from Entrance-money.
The whole other provisions have been framed with an exclu-
sive view to the.oemmon benefits of the Members, and are as
liberal as a due regard to safety and right principles will admit.
More full explanation will be found in the Tables and Annual
Reports, copies of which may be had on application to
WILLIAM HASLEIT and Co., 13, OLDHA LL-STREET,
General and Commission Merchants
Agents for Liverpool and the Neighbourhood.
MEDICAL OFFICER :
Dr. MOFFAT, 37, Bedford-street North.
AGENT FOR MANCHESTER :
F. P. RICKARDS, Commission Agent, Byrom's-court,
Bt. Ma gate.
SECRETARY AND AGENT FOR LONDON :
J. R. LEIFCHILD, No. 12, Moorgate-street.

Annual Premium Payable
dxtring,the whole Life
for Assurance of
Jeloo.

Premiums payat----Te—• 21
years only. The party
insured still retaining
his interest in the Policy.

s. d.
15 8
1 18 0
1 6
2
2 6 10
2 .14 9

:5 '9
4 1
:5 1 '1!

MANCHESTER, .MIDLAND, eGREAT GRIMSBY
JUNCTION RAILWAY.
•.,Vlk L. •
•

ALL Personsiaving'CLAlMS against the Directors
are requested to forward to me, immediately, full parti-
culars of their demand, for examination.
By .order, .FRAS. PARKER, Secretary,
High'street,. Rotherham.