The Liverpool Standard and General Commercial Advertiser.
Liverpool, Merseyside, England, 1849-06-05 00:00:00

Efisltranct gotirts.

DROPESSIONAL LIFE ASSURANCE COMPANY
Connecting the Cle.ical, Legal, Military, Naval, and Me-
dical Professions; and holding out advantages to the Public
not hitherto offered by any similar institution. Incorporated.

Capital,—Two Hundred and lcyfy Thousand Pounds.
OFFICES, 76, CHEAPSIDE, LONDON.
DIRECTORS.
. - -

I
Lieutenant Colonel Cameron. Jacob Montefiore, Esq.
Wm. Wellington Cooper, Esq. Capt. E. Nash Norcett, R.N.
Capt.AlL'HamiitonEarie,lLA. John James Rippon. Esq.
Rev. J. W. Gleadall, M.A. Major Henry Stones.
W liiliam Hese;tine, Esq. E. (lamaliel Winthrop, Esq.
AUDITORS.—George Bain. Esq. ; Charles M. lilderton, Esq. ;
Frederick 'Wooßatt, EF.q.
MANAGER AND ACTUARY.—Ethvard Baylis, EBq.
_ PHYSICIAN'S.

Andrew Smith, M.!)., Deputy Inspector-General of Hospitals,
J 13, St. ames's-place, St. James's.
Thomas Alfred Barker, M.D., 71, Lower Grosvenor-street.
SURGEON.—W. White Cooper, Esq., F.R.C.S., 2, Tenterden-
street, Hanover-square.
MEDICAL REFEREES.
'Liverpool W. H. Bainbrigo•°e, Esq., F.R.C.S.
Manchester 1). Hulme, 111.1).
`Rotherham E. J. Shearmen, M.D.
',Leeds T. Nunneiley, Esq., F.R.C.S.
Halifax W. Paley, M.D.
Lancaster J P. Langshaw, Esq.
RANKERS.
Bank of England.
SOLICITOR.
Edward 111. Elderton, Esq., 3, Lothbury.
No charge made
.for Policy "Imps.
This Corporation is established upon the mixed mutual and
proprietary principle ; embraces every description of business
connected with Life Assurance, including immediate survivor-
ship and deterred annuities ; and endowments to widows,
children, and others; and offe remany peculiar advantages to
the public.—The rates of premium, prepared from unquestiona-
ble-data, are essentially moderate.Eveyy policy issued by this
Corporation is indisputable(except only in cases ofpersonation),
and rendered practically available, by the recognition of their
transfer or assignment. —The assured are permitted in time of
peace to go to and reside in Canada, Nova Scotia, New Bruns-
wick, Australasia, Bermuda, Madeira, Cape of Goad Hope, and
Prince Edward's Island, without payment of additional pre-
mitm.—The Directors are empowered to appropriate one-tenth
of the entire profits of the Corporation to the relief of the
assurel while living, and to extend the same to his widow and
orphans. Policies granted to secure annuities in the event of.
BLINDNESS, INSANITY, PARALYSIS, ACCIDENTS, OR ANY
OTHER BODILY OR MENTAL AFFLICTION, disabling the as-
sured. Persons of every class and degree admitted to a full
participation in all the facilities and advantages of the Corpo-
ration.

The Directors, desirous to promote a local interest in this
place, have placed with their Agents, for a very limited period,
SAW original shares for distribution, for which an immediate
application is necessary, as their • demand in London is more
than they can supply.

The rates of pieinium are essentially low. Annual premium
toossure £lOO for the whole of life.

Age-20 .€1 10 9 I Age-40 .€2 13 6
30 1 19 6 1 50 3 is 6
Applications for ATencies requested.
it/Nees, 76, Cheapside, London.
EDWARD BAYLIS, Actuary and Secretary.
AGE NNS.
LIVERPOOL S. LENNINGTON and Co.
Manchester J. Ridsdale' Esq.
Rotherham L. Russell, Esq.
Leeds .1 W. Childe, Esq.
Halifax R. Horsfall, Esq.
Lancaster A. Steward, Esq.

THE LIVERPOOL AND LONDON FIRE AND
LIFE INSURANCE ,COMPANY.
ESTABLISHED IN 1836.
EMPOWERED BY ACT OF PARLIAMENT.
OFFICBS :
8, WATER-STREET, .LIVERPOOL,
CHARLOTTE-ROW, MANSION-HOUSE, LONDON.

The -Directors beg to acknowledge the steadily increasing
support which this Institution experiences, and to assure the
Public) that, whilst the numerous and wealthy Proprietary
enables them to offer most ample security for the fulfilment of
the Company's engagements, the confidence and preference
manifested towards it shall be met,.as heretofore, by strenuous
endeavours to facilitate the despatch of business, and by
liberality and promptitude in the settlement of claims.
By Tan FIRST ACT OF PARLIAMENT obtained by the
Company, it is expressly conditioned that the liability of the
Shareholders under the policies shall aot be restricted by
special coLtract or otherwise.
INSURANCES AGAINST .FIRE
Are undertaken on Property. of every description in the United
Kingdom, the British Colonies, anti -in Foreign Countries; the
Rates of Premium may be known on applicatton.
LIFE INSURANCE.
The Directors continue to receive proposals for the sale and
purchase of Annuities, Endowments, Reversions and contingent
Interests, and for Insurances on Lives. No Entrance or Admis-
sion Fees-are:required, nor is any additional premium charged
to Officers in the Army or Navy, unless called into actual
service. The,fsllnwing are amongst the advantages held out
by the Company:—
Two SCALES OF PREMIUMS, ONE LOWER THAN THOSE OF
MOST OTHER COMPANIES; the other carrying GUARANTEED
ADDITIONS, oreatitling to GUARANTEED REDUCTIONS in the
FUTURE PREMIUM E, on a plan entirely new and peculiar to
this Institution.

Specimen of the Rees for an Insurance of ..elOO -on a Single
Life, and of the Reduced Premium of Policies .tahen out on
the Bonus Scale:—

For whole of Life. , Reduced
Age Without Bonus. With Bonus. Premium
when
Insured Yearly. I Half do. Yearly. Ball do. I Bonus.
s. d. s. d. w s. d. s. d. s. d.
30 2 2 6 1 J. 11 2 9 5 1 5 6 112 9
35 2 8 6 1 5 0 216 5 1 9 1 !1 17 4
40 216 3 1.9 0 3 5 5 113 8 2 2 9
45 3 6 4 114 2 317 2 119 0 -2 10 0
50 319 8 2 1 0 412 7 i 2 7 9 219 1
Apeeimen of the Addition to the Sums Insured is (he .case sf
Policies of .*'l,ool cock to be taken out at the Aiwa
Preiniums.
By the addition of the further
Age Bonus First Then Decennial Bonus, the amount
Annual .payable in case of death will
ins",;.-ed after Ten Bonus. be_,—after
Payments
20 Years. 30 Years. 40 Tears.
s. d. x. d. I r. d. £s. d. a. d.
30 90 8 4 9 010 ;1271 5 0 1542 10 Lc;f/4 3 4
35 94 It 8 99 2 ;1283 15 0 1567 10 C 1945 16 8
40 101 13 4 10 3 4 1205 0 1311610 0 2000 0 0
45 107 1 8 10 14 2 1321 8 0;1642 10 C 2000 0 0
50 11G 13 4 ll 13 4 1350 0 0;1700 0 0 2000 0 0

The SCALE Of REDUCTIONS which are guaranteed ranges
from 331 to 52 percent. on the amount of Premium, and the
Bonus contingent only on the continuance of the life doubles
the amount of Policy.
No LIABILITY of Partnership, these reductions and addi-
tions not being contingent upon Proßts.
POLICIES are issued for the Half Premium system, and on
an ascending scale.
SURRENDERS of POLICIES are accepted on very liberal
terms ; and claims are paid WitiliC three months after satis-
factory proof of death.
INSUItANCE OF CAPITAL SUMS.

The Directors are to receive applications for Poli-
cies, which, thouTh available for many other purpos.s as well,
Kill have the aka of rendering Property held under Lease for
years equivalent to Freehold for all purposes of mortgages or
investment. The following Table will afford
Spceimew of the Premniamfor the Insurance of oflooo,papalie
after the tepee of a given lumber of pears.

Rate. Years.
s. (1. s. d. s. d.
99 116 8 60 6 10 0 1 40 13 17 6

flute, Years

AGENctEs.—The Directors are prepat•mi to retAve app7ica.
tions for Agencies in Towns :Ind dh-tncts in which p.ppoin!.-
milts have not yet been tnaf4.e. No application will !)eAttPiljed
to ui:!!.fs nccommniel with unexceptionab!e iTlerences.
SWINTON 110(51".1'' Secrotary to the Company.
BE NJ, HENIIEB.-.30N, Resident Secretary in London.