The Liverpool Standard and General Commercial Advertiser.
Liverpool, Merseyside, England, 1849-02-20 00:00:00

l'ittitettiitt ftotittcji

ROYAL
FARMERS' AND GENERAL PRE AND LIFE
INSURANCE INSTITUTION.
[Empowered by Special Act of Parliament.]
CAPITAL, A 500,000.
. Ayr R. WILLIAM CLEAVER having been appointed
AGENT for LIVERPOOL and the NEIGHBOURHOOD,
solicits attention to the advantages which this Institution offers
for effecting Insurances both in the Fire and Life Departments,
and is now ready to receive Proposais for Insurances.
FIRE INSURANCE.— BUILDINGS AND MERCANTILE
PROPERTY of every description in Public or Private Ware-
houses, Distilleries, Steam-engines, Goods in Boats on Canals,
Ships, in Port or Harbour, &c., are insured in this Office, at
the most moderate rates.
RENT.—The loss on Rent while Buildings destroyed by Fire
remain untenantable, may be provided against.
DISCOUNT ALLOWED.—lnsurances may be made for
more years than one, and in such cases there will be a discount
allowed on the premium and duty for every year except the
first.

No charge made for Policies where the insurance is removed
from another Office.

LIFE INSURANCE.—FOUR-FIFTHS. or EIGHTY per
CENT., of the PROFITS of LIFE INSURANCE divided
amongst the participating Policy-holders. Every species of
LIFE INSURANCE effected.

Additions actually made up at the 25th March, 1848, to the
undermentioned Policies, belongins to Policy-holders who
availed themselves of Participation in Profits .

Sum I Annual I Addi- I Sum I Annual I Aadi-
Assured. Premium. tion. Assured. Premium. tion.

2182 13 2 £298
' 1 8 100
•2 6 80

.i'looo .t'l6 0 0 .'4B
500 9 6 3 23
300 6 15 9 16

Medical Referee for Liverpool, Mr. ALFRED STEPH ENS, I,
Upper Hill-street, Toxteth-park.
Prospectuses and every information may be obtained at the
head-office, or of Mr. WILLIAM CLEAVER,
Clayton-square,
Agent for Liverpool.

WM. SHAW Managing Director
Strand, LOhdon.
N.B.—This Office pays a Pee to the Medical Referee of every
Person on whose Life an Insurance is effected:

NOTICE OF REMOVAL

THE CORPORATION OF

THE

LONDON

ASSURANCE

BY CHARTER OF KING GEORGE FIRST,

FOR LIFE, FIRE, AND MARINE ASSURANCE,

GRANTED their first LIFE POLICY oA the 7th
June, 1721.
Their new Prospectus embraces a variety of very eligible
plans for Life Assurance at most moderate premiums.
Two-thirds of the gross profits are awarded to the assured by
a bonus added to the policy—by a payment in cash—by a new
policy without premium, or by a reduction of the future an-
nual premiums.

The expenses of managing the LIFE DEPARTMENT are not,
as is usual, taken from the premium fund, but are defrayed by
the Corporation out of their share of the profits, thus giving the
assured all the advantages of Mutual Assurance without lia-
bility of partnership, as well as the security of an ANCIENT and
OPULENT Corporation.

Assurances without participation, and short period assur-
ances, are effected on remarkably advantageous terms.

Parties proceeding abroad are liberally treated

FIRE INSURANCES on every description of property, at
the most moderate rates current.

Prospectuses may be had at their Offices, or sent free, on ap-
plication to

ice- JAMES KENNEDY. (now.) Hargraves-buildings,
Exchange;
CARNE and NEPH ENV, 20, Water-street,
Agents. for Liverpool and adjacent Parts

SUN
LIFE ASSURANCE SOCIETY,

LONDON

MANAGERS.
CHARLES POLE, Esq., Chairman.
Charles Bcoulton, Esq. Felix Ladbroke, Esq.
Hon. P. Pleydell Bouverie Henry F. Shaw Lefevre, Esq.
Harry Chester, Esq. Charles Littledale, Esq.
Samuel Pepys Cockerell, Esq. Henry Littledale, Esq.
Raikes Currie, Esq., M.P. George Warde Norman, Esq.
John Drummond, Esq. Brice Pearse, Esq.
Russell Ellice, Esq. Charles Richard Pole, Esq.
Charles Bell Ford, Esq. Henry Rich, Esq., M.P.
William Franks, Esq. Henry Stuart, Esq., M.P.
William R. Hamilton, Esq. Claude George Thornton, Esq
Captain H. G. Hamilton, R.N. George Smith Thornton, Esq.
Joseph Hoare, Esq.
CHARLES HENRY LIDDERDALE, Actuary.

THE MANAGERS beg to inform the Public, that
the Holders of Policies effected with this Society are enti-
tled to participate in the Profits, according to the Conditions
contained in their Pamphlet of Rates, which may be ob-
tained at the Office, Threadneedle-street, London, or of any
of the Agents of the Society.

The Premiums required by this Office on Young Lives are
lower than those of most of the old-established Offices.
A Bonus was declared in January, 1844 to the Policy Holders
entitled to participate in the Profits at Midsummer,lB43, and the
additions then made to the Policies were, ON AN AVERAGE OF
THE DIFFERENT AGES, ONE PER CENT. PER ANNUM on the
sum insured, or 29 per cent. on the premiums received from
the period when the Policy Holders became entitled to parti-
cipate in the Profits of the Society.

AGENTS.
Liverpool. Wyealt.l3eaentk7buesitlaings.
Wigan and Ormskirk, Mr. F. Blackburn, Mr. Wm. Stones,
Dutton. builder.
Me..oltecater cur.d. Choi-Icy, M. Warrington, Mi. Tho 3. Smith,
Robert Duck. Wine Merchant.

Manchester, Mr. Rd. Bradley.
Lancaster, Mr. Richd. Bond.
Bolton, Mr. Giles Cross, and

Rochdale, Mr. G. Haworth.
Preston, Mr. James Hayes and
Mr. Henry Jennings.

,lessi's. Woodcock and

the Bolton Ban

Burnley, Mr. R. Holdsworth, Chorley, Mr. John Winder and
Ageot to Leeds Union Canal Mr. R. Jackson.
__Company._ _ _ Ulverstone, Mr. H. Remington.

Holyhead, 'Mr. 0. Owens.
Douglas, Isle of Man, Mr. W

Prescot, Mr. E. Ward, SOlici.
tor.

F.-MoOre. • • • Southport, Mr. E. Wignall.
Leyland, Mr. J. D. Woodburn. Stalybridge and Ashton-under-
Lyne, Mr. W. Butterworth.
Stockport, Mr. Sam. Hunt.

DECLARATION OF BONUS.
THE CORPORATION of the ROYAL-EXCHANGE
I ASSURANCE give Notice that, in conformity with the
system of Participation in Profits adopted in December, 1841,
they have declared a BONUS on all Policies, effected subse-
quently to that year, for the whole term of life, which were
subsisting on the list December, 1848, and on which three or
more annual Premiums had then been paid.
The following Table shows the amount ofßorlirs on British
Policies for the Sum of £lOOO each, which had been Seven
Years in force on the 31st December, 1848.

Amount

Bonus by

Bonus by

Age
when
Assur&

Annual of addition reduction of
Premium. Premiums to the Sum Premium for
paid. Assured. the rest of life

s. d

26 12 6 186 7 6 162
29 17 6, 209 2 6 106
34 0 0, 238 0 0 113
39 0 0 273 0 0 121
45 7 6: 317 12 6 135
53 2 6 371 17 6 149
63 12 6 445 7 6 166
78 7 6 548 12 6 188

X s. d
3 _4 3

3 15 7
4 13 4
5 17 1
7 14 3
10 4 8
14 5 7
21 13 3

races may be effected with the Corporation for any
not exceeding £lO,OOO on one life.

amount

The G
will cont
which ht
ing a Ce
by its i

governors and Directors feel persuaded that the Public
tinue to manifest their confidence in this Corporation,
as maintained a high position during a period exceed-
entury and a quarter;—affords unquestionable security
prudently invested Capital Stock ;--and distributes
Life Policies a share of its Profit, resulting in benefits to
ured which will advantageously bear comparison with
)twined from other Offices.

among I
the Assu
those ob
FIRE
perty.

ASSURANCES are effected upon every kind of Pro

- nirther particulars may be obtained on application to the
following Agents
LIVERPOOI

Messrs. LOCH and INMAN
Mr. JOHN PRYCE.
H. K. Aspinall.

Birkerlead

Wigan

Richard Newsbam

SCOTTISH EQUITABLE LIFE ASSURANCE
SOCIETY.

TO SECURE THE ADVANTAGE OF THIS YEAR'S
ENTRY, PROPOSALS MUST BE LODGED AT THE
HEAD OFFICE, OR AT ANY OF THE SOCIETY'S AGEN-
CIES, ON OR BEFORE IST MARCH.

ROBT. CHRISTIE, Manager

AGENT AT LIVERPOOL

TO SECURE THE ADVANTAGE OF THIS YEAR'S EN.
TRY, PROPOSALS MUST BE LODGED AT THE HEAD-
OFFICE, OR AT ANY OF THE SOCIETY'S AGENCIES,
ON OR BEFORE IST MARCH.
SCOTTISH EQUITABLE (MUTUAL) LIFE
ASSUARANCE SOCIETY.

Incorporated by Special Act of Parliament.
EDINBURGH 26, ST. ANDREW-SQUARE
LONDON 61, MOORGATE-STREET.

LOCAL BOARD OF DIRECTORS FOR LIVERPOOL

Chairman

THOMAS CHILTON, Esq., Merchant
Directors.
THOMAS MARTIN, Esq., Merchant.
DAVID CANNON, Esq., Merchant.
WILLIAM OXLEY, Esq.. Merchant.
HILTON HALHEAD, ESQ., Merchant.
Medical Adviser.
Dr. PETRIE.

The EXISTING ASSURANCES amount to upwards of THREE
MILLIONS sterling.
The ANNUAL REVENUE amounts to ONE HUNDRED
AND TWELVE THOUSAND POUNDS.
The ACCUMULATED FUND to FOUR HUNDRED AND
SIXTY THOUSAND POUNDS.
The WHOLE Profits are Allocated amongst the POLICY-
HOLDERS every THREE YEARS.

The following ADDITIONS have been made to Policies :
At Ist March, 1841, being TEN Years from the formation of
the Society X 75,239
At Ist March, 1844, being THREE additional Years 83,210
At Ist March, 1847, being for other THREE Years • 129,919

Total Retrospective Additions to Policies up to lst
March, 1847 X 288,368

This is altogether exclusive of prospective Additions

A further Triennial Allocation will take place at Ist March,
1250.

A Policy of £lOOO effected on Ist March, 183?, and becoming
a claim before let March, 1849, will have increased by_ these
additions to FOURTEEN HUNDRED and TWO POUNDS,
and other Policies in proportion.
ROBERT CHRISTIE, Manager.
ROBERT GIBSON, Secretary.

AGENTS.
LIVERPOOL WILLIAM OXLEY, 3, Rumford-place.:
Manchester Andersons and Thorburn, Merchants I
Leeds Barr, Lofthouse, and Nelson, Solicit
Bolton John Gordon, Solicitor.
Bury William Wean, Draper.
Chorley Alexander Bannerman, Land Age 4;