The Liverpool Standard and General Commercial Advertiser.
Liverpool, Merseyside, England, 1846-01-06 00:00:00

FIRE INSURANCES

Will be effected at moderate rates of premium. The Company,
having the advantage of a resident Directory, will be enabled
to distinguish itself by its promptness in the Settlement of
Claims.
No Charge made for the

LIFE BRANCH.
Extract from Rates of Premiums for the Whole of Life.
s. d. s. d.
Age. With Profits. Without Profits
15 1 15 2 1 10 11
20 1 19 3 1 14 11
25 2 4 2 1 19 7
30 2 9 9 2 4 10
35 2 16 2 2 11 0
40 3 4 1 2 18 6
45 3 14 6 ' 3 8 5
50 4 8 3 4 1 7
_ .

The Company
.likewise assure Lives on any of the following
contingencies, viz. :

For the Terin of ONE YEAR, SEVEN YEARS, or any other de-
finite period.
For the WHOLE CONTINUATION OF LIFE.—The Premium to
cease after a LIMITED NUMBER OF ANNUAL. PAYMENTS.

On Two JOINT LIVES.—The sum Assured to be paid on the
death of either.
On the LONGEST OF Two OR THREE LIVES, the Sum As-
sured to he payable at the death of the last Survivor, or
On SURVIVORSHIPS to secure the payment of the Sum As-
sured, if a Life A die before another Life B.

The important advantages offered by the Company in the Life
Branch will include the following, viz:—

THE GUARANTEE OF AN AMPLE CAPITAL AND EXEMPTION
OF THE ASSURED FROM LIABILITY OF PARTNERSHIP,—The
Assured neither having to depend on an uncertain fund, nor
being in any way accountable for the payment of Claims.
MODERATE PREMIUMS.—This Company, in determining its
charges for Assurances, under the various contingencies, de-
pendant on human life, has availed itself of the experience of
the oldest and most prosperous London Offices, and of the re-
cent investigations on the subject, made by the most compe-
tent Mathematicians and Actuaries. Its TABLES OF PREMI-
UMS consequently avoid, on the one hand, an UNNECESSARILY
HIGH RATE OF PAYMENT BY TIIE ASSURED, and on the other,
THE DANOER RESULTING FROM INADEQUATE CHARGES.

•
LARGE PARTICIPATION OF PROFIT; BY THE ASSURED,
amounting to TWO-TH I RDS of its net amount, which may be
applied at the option of the party effecting the Assurance.
Ist.—By an immediate payment of the sum so apportioned;
2d.—By an equivalent reduction of the future premiums; or
3d.—By an equivalent increase of the sum assured.
SMALL CHARGE FOR MANAGEMENT.—The expenses of the
Office being borne in due proportion by the two branches.
PROMPT SETTLEMENT OF CLAIMS.—AII claims will be pay-
able within three months after satisfactory proof of the death
of the Life Assured. The Directors reserving to themselves the
power to discharge any claim immediately on its being estab-
lished.
RESIDENCE IN ANY PART OF EUROPE allowed without any
additional charge, and the EXTRA PREMIUMS charged for
voyage to, and residence in any other FOREIGN CLIMATE or
for NAVAL and MILITARY, or any other SPECIAL Risk( are
fixed on a MODERATE BASIS.
POLICIES LAPSED BY NON-PAYMENT OF THE PREMIUM,
may be renewed within three months, by paying the premium
with a fine of 10s. per cent, on the production of evidence to the
satisfaction of the Directors of the good state of health of the
Life Assured.

The Company will always be prepared to PURCHASE the Po-
LICIES Of this Office at their EQUITABLE VALUE.
Assurances may be effected when needed with the UTMOST
SECRECY AND DESPATCH.

No ENTRANCE MONEY, nor any charge except for the Policy
Stamp.
N.B. The usual Commission allowed to Solicitors.

The Directors likewise beg to announce that they hare made
arrangements to GRANT LOANS to persons assured by this
Company, on Personal Security, or upon the Security of Assign-
able Property of adequate value; and to allow the assured
Credit of half the Premiums, for a limited number of years, as
may be agreed upon.

PERCY M. DOVE, Manager

December, 1845,

PAGING AND NUMBERING MACHINE.
iCCURACY, LEGIBILITY, UNIFORMITY, NEAT-
NESS, and PROTECTION MIA!ISTyRNID, are the import-

rniobjecti secured by the use of this Machine.
SHARE-BROKERS' CONTRACT and INVOICE. BOOKS

Numbered in neat consecutive Figures. _
ACCOUNT BOOKS of every description in Stock, ready for

• BENJAMI
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lITH'S

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