The Liverpool Standard and General Commercial Advertiser.
Liverpool, Merseyside, England, 1840-12-29 00:00:00

insuratur gotirto

WEST OF ENGLAND FIRE AND LIFE INSURANCE
COMPANY.
Empowered by Act of Parliament.
CAPITAL, £600,000.
President—The Right Honourable Lord CLIFFORD.
'VIRE INSURANCES continue to be granted on the
I' plan of admittinc, the Insured into a participation of
the Surplus at the end every Fifth Year, from which the
Public have already derived considerable returns.

LIFE INSURANCES.—Bonuses have been declared on
Policies, by adding to the Sums Insured, payable at the de-
cease of the Life, or an equivalent reduction of the future
Annual Premiums, at the option of the Insuied. This ad-
vantage, added to the reduced rates of Premiums, renders
the terms of this Company particularly favourable to the In-
sured.

This Company's business is still increasing, and the esti-
mation in which the Institution is held, may be inferred from
the fact, that, as a Fire Office, it ranks the Seventh in the
Kingdom ; and, as a Life Office, the extent of its business is
not inferior to that of the first-rate Companies.

AGENTS IN LIVERP,

W. WHITEHOUSE & SON, 12, Exchange-buildings.
D. & J. B. NEILSON, Exchange-street East.
Those Persons whose Policies fall due at CHRISTMAS
are respectfully informed that they should be renewed
within fifteen days from that period for their own security.

THE MANCHESTER ASSURANCE COMPANY,
For Assurance against Fire, and on Lives and Survivorship:,
Purchase of Annuities, Reversions, &c. Bcc.
OFFICE, No. 98, KING-STREET, MANCHESTER.
Capital, Two MlLLlONS.—Established March, 1824.

FIRE DEPARTMENT.
rill HE Assured are entitled to one third of the profits, with-
-1. out any liability on their part io the losses.
Parties intending to continue their Policies, falling due at
CHRISTMAS, must renew them within fifteen days from that
time, or they will become void.
LIFE DEPARTMENT.
The Assured are entitled to two-thirds of the profits, with-.
out any liability on their part to the losses.
The Premiums charged are lower than those of the ma-
jority of other Offices.

The business of the Life department is kept quite distinct
from that of Fire, and its accumulations are not liable to
make good any losse's arising therefrom.
The Rates of Premiums, and all other particulars, may be
obtained on application to Mr. JOSEPH MORTON, Secretary,
or to any of the Company's Agents.
RICHARD DAWSON, Agent for Liverpool.
N.B.—Agents have already been appointed in most of the
principal towns in the kingdom ; but applications for Agencies,
in places where appointments have not yet been made, are
requested to be addressed to the Secretary.
BONUS.
At the Annual General Court of Proprietors, held on the
20th June, 1839, bonuses were declared to the assured in the
Fire Department of £lO per cent. on the premiums received
during the five years previous to the 25th March, 1839, to be
paid on all insurances of two, or more, years' standing ; and
to the assured in the Life Department, on all policies for the
whole duration of Life, forfour, or more years' standing, on
the 25th March, 1839, of very nearly 26 per cent. on Me
amount of the premiums received thereon, improved at com-
pound interest, to be added to the sum assured by such
policies when they become claims, or an equivalent reduction
to be made in the annual premiums upon them, at the option
of the parties entitled thereto.

ATLAS ASSURANCE COMPANY
ESTABLISHED 1808.
CAPITAL £1,200,000.

DIRECTORS.
Sir Thomas Turton, Bart., Chairman.
J. D. Hume, Esq., Deputy Chairman.
The Hon. Sir Courtenay Boyle Emanuel Pacifico, M.D.
John Oliver Hanson, Esq. Wm. George Prescot,,Esq
William Laforest, Esq. Joseph Pulley, Esq.
Moses Mocatta, Esq. John Peter Rasch, Esq.
James William Ogle, Esq. Donald Maclean, Esq.
Actuary—CHARLES ANSELL, Esq.. F.R.S.

LIFE DEPARTMENT.
THE attention of the Public has, in the Advertisements
and Proposals of this Company of late years, been called
to a Table of Additions applicable to and expectant on Poli-
cies of particular dates and ages ; the Directors now beg to
submit the following statement •of Claims actually paid,
showing the Sums respectively assured and the Bonuses
thereon, and they request, in order to show the advantageous
plan of Assurance proposed by this Company, that Persons
desirous of effecting Assurances on their Own Lives or on
the Lives of Others, will compare the statement now submit-
ted, with the Addition or Bonus of any of the other Offices
which may apply to a Policy issued by them since 1816, when
the Atlas Company adopted the Bonus System.

Statement of Claims paid on Policies effected in London or
through an Agent in Great Britain.

5
• g
•6
Name of Life Assured. c 3 g a.g
; g
0 0 0
gai'3

614,,;e2

y
Cu ri
c)
IT)

- -
se e
213 His Majesty William IV. 14 3000 1068 4068
69 H.R.H. the Duke of York 7 2000 385 2385
92 The same. 7 3000 577 3577
1422 The late Duke of Argyll 14 5000 1453 6453
1604 The late Earl of Clarendon 12k 2500 1120 3620
687 M. S. (Berks) 21 400 437 837
,202 SirJ. D. Thomson, GCB 21 500 308 808
103 Rev. Job W. Baugh 21 1500 767 2267
578 Rev. Thomas Crompton 20 500 350 850

s. d. s. d.
35 12 0 2 10 10
19 50 2 15 0
19 5 0 2 15 0
29 1 2 2 15 0
44 16 0 3 11 8
109 5 0 5 4 1
61 12 0 2 18 8
51 2 7 2 8 8
70 00
.310 0

rersons assured for the whole term of life in Great
Britain or Ireland respectively, will have an ADDITION
made to their Policies every seventh year, or an 'equivalent
REDUCTION will be made in the future payments of Premium,
at the ojoition of the Assured.
The FOURTH SEPTENNIAL VALUATION,WiII be made up
to Christmas, 1844.

ASSURANCES FOR SHORT PERIODS may DOW be effected
in this Office at considerably reduced Rates of Premium.
FIRE DEPARTMENT.
In addition to the benefit of the late Reduction in the Rates
of Premiums, this Company offers to Assurers the advantage
of an allowance for the loss of Rent of Buildings rendered
untenantable by Fire.

Policies falling due at CHRISTMAS, should be renewed
within fifteen days from that period.
The Company's Rates and Proposals may be had at the
Office in London, or of any of the Agents in the Country,
who are authorised to report on the appearance of Lives
proposed for Assurance.

HENY
92, Cheapside, LondonR,
Dec., 1840.DESBOROUGH, Secretary.
The Agents for the Company at the undermentioned places
are as follows, viz.:--
Liverpool .......... Messrs. HORNBY and MARSDEN.
Ditto .......... Mr. W. H. M'DOWELL.
Appleby, E. Allinson. Macclesfield, R. Turner.
Ashton-under-Line,J.S.Shaw Manchester, R. & C. Hervey.
Blackburn, R. Wilding. Ormskirk, J. Robinson.
Bolton, C. Briggs. Oldham, John Duncroft.
Burnley and Todmorden, T. Preston, Wm. Lancaster.
E. Ilammerton. Rochdale, James Hartley.
Bury, Richard Lomax. St. Helen's, John Ansdell.
Chorley, J. Wallwork. Stockport, W. Downall.
Clitheroe, W. L. Oddie. Ulverston, W. Postlethwaite.
Lancaster, Thomas Albright. Warrington, Thomas Leigh.
Leigh, T. Whitehead. Wigan, J. Griffith. -