The Liverpool Standard and General Commercial Advertiser.
Liverpool, Merseyside, England, 1847-11-02 00:00:00

Bistrirt PAM

At the Chester sessions on Monday there were only six
prisoners and one cause for trial.

Out of the twenty mills in Wigan only one is running
full time.

Upwards of fourteen thousand persons are receiving
out-door relief at Preston.

At Mr. Tomkinson's quarries at Daresbury, on Mon-
day, an accident occurred with a waggon, by which a
horse was killed and a driver much injured.
Mr. Cruickshank, relieving- officer of the Warrington
Union, died of fever on Tuesday. Mr. Ganday, the me-
dical officer of the same union, died of the same disease
on Friday.

Williain Shuffiebottom, of Macclesfield has been com-
mitted to Chester Castle, charged with the manslaughter
of his cousin, Robert Shralebottom, in a fight. The
deceased was the aggressor.
The charge against Mary Taylor and Henry Pritchard,
for defrauding Mr. Peter Davies, of Overton, of the sum
of £lO5, and other property, the particulars of which were
given in our last, has been inquired into by the Overton
magistrates, and the accused have been discharged.
A WOMAN GORED TO DEATH BY A COW.—On Wed-
nesday, Sarah Bulcock, aged seventy years, was engaged
in a field at Twiston, some of her grandchildren being
with her. The cow became restive, and ran at one of the
children ; the old woman went between the enraged cow
and the child, to drive the animal off, when it turned up-
on her and gored her so dreadfully that she died in about
half-an-hour.—Blackburn Standard.

The scheme for a general suspension of labour in the
cotton factories appears to have failed. At Mossley and
Ashton under-Lyue, where notices had been given of an
intended reduction of, wages, the mills are all, or nearly
all standing ; but the attempts made to cause a general
suspension of labour at Stockport, Hyde, Bolton, Bury,
Rochdale, Heywood, and Oldham, proved entirely un-
successful. Indeed, it was tolerably obvious, from the
first, that the men were too much divided in opinion to
be likely to act in unison in respect to so important a step
as voluntarily relinquishing ther employment.
An extraordinary scene was presented in Chester on
Wednesday last. The railway company had arranged for
the purchase of some property in the vicinity of the new
station ; the occupant, however, refused to vacate, and the
company set a number of labourers at work to rase the
house. One part of the establishment were at dinner ;
and one gentleman bolted away with a roasted partridge
at the end of his fork. Several hundred persons were pre-
sent. It is understood that on the very day this outrage
took place, Mr. Crawford obtained an injunction to pre-
vent his house being touched, consequently the whole case
now must come before a court of law.

Mr. Feargus O'Connor harangued a large assembly of
Chartists at Camp Field, Manchester, on Tuesday, in de-
fence of his land scheme. He spoke for two hours and a-
half, chiefly in reply to certain attacks made upon him by
the Manchester Examiner, and announced that an action
had been commenced by him against the proprietors of
that journal. A vote of confidence to Mr. O'Connor was
passed unanimously by the meeting, and a subscription
commenced to bear him harmless in his action against the
newspaper which has attacked his character and the land
scheme.

SOUTH LANCASHIRE COURSING CLUB.—The South-
port meeting was held on 'Wednesday and Thursday.
The Annual Dinner Stakes was won by Lady, beating
Beauty ; the St. Leger Stakes were won by Smut, beating
Wilton ; the Produce Stakes were won by Duchess, beat-
ing Tip It ; the Churchtown Stakes were won by Selina,
beating Tiny ; the Consolation Stake was won by Baron,
beating Bugle ; the Crossens Stakes were won by Distiller
and Puzzle, who divided after two undecided courses ; the
Marshside Stakes were won by Prince Albert, beating
Sunflower. The coursing was bad on the first day; the
sport on the second superior to the first : the company
numerous. The weather favourable on the second day.
From the report of the first' year's proceedings of the
Cheshire Institution for the Reforniation of Juvenile Of-
fenders, just issued, it appears that two lads have been, at
a very moderate outlay, rescued from the almost inevita-
ble consequences which awaited them on their discharge
from prison, and been placed in situations where they may
be useful and happy, and, instead of being burthens to so-
ciety, may contribute to its welfare. Since these lads
have obtained situations, four others, upon their release
from Chester Castle, have been sent to the Philanthropic
Society, and the committee entertain a hope, from their
religious acquirements when in gaol, that they will be
permanently reformed.
THE LATE REV. MATTHEW HENRY'S CHAPEL.—Mr.
Romney, who may appropriately be termed the "Pictorial
Illustrator of Chester" has just published a view of the
old Chapel in which the Rev. Matthew Henry, the cele-
brated commentator on tne Bible, used to hold his reli-
gious services. It is a most accurate drawing of the build-
ing, and is executed with Mr. Romney's usual ability. It
is situated on the east side of Trinity-street, and is at pre-
sent worshipped in by the Unitarian congregation of this
city. According to Hemmingway's History, it was erected
in 1700, was the first dissenting chapel .built in Chester,
and in 1706 the three original non-conformist congrega-
tions were united in one under the pastoral care of him,
whose popular commentaries on the .Ifoly Scriptures in-
vest any reminiscence of their author with more than
ordinary interest.—Chester Chronicle.

DEATH OF ANOTHER RELIEVING OFFICER FROM
FEVER.-It is our painful duty to record the sudden death
of a very valuable and faithful servant, Mr. Cruikshank,
the relieving officer and assistant overseer of the town of
Warrington. He has been a public officer for 21 years,
and has always been considered one of the cleverest settle-
ment Poor-law officers in the country. He was seven
years an officer in the employ of the authorities of Man-
chester, and during the last fourteen years, up to the time
of his death, he was the chief superintendant Poor-law
officer in Warrington. He was taken very unwell last
Sunday fortnight, and on Tuesday, the 26th inst., after a
very severe attack of the typhus fever, expired. He was
much respected by rich and poor, and all whom he has
clothed and relieved will lament his loss : also a widow to
mourn his departure. He was buried at the parish church
on Saturday morning last. Such a funeral has not taken
place in this town within the last fifty years. The follow-
ing was the order of procession, viz. :—the whole order of
Freemasons ; the doctor's coach ; family carriages ; the
churchwardens ; the overseers ; the constables : the sur-
veyors of highways ; the police firemen ; and many re-
spectable gentlemen, together with almost all the poor in
the town, paying the last sad tribute of respect to his me-
mory. The street ;-were crowded several hours before the
time of his intameat. The town has lost an officer whose
worth it never can replace, and the poor will truly sus-
tain a great loss. He was a kind-hearted and benevolent
man ; he knew their wants, and his heart was always with
them.

THE MANUFACTURING DISTRICT.-In the week be-
tween the 12th and 19th instant, the number of work-
people fully employed had been reduced to the extent of
nearly five thousand ; comparing that ending on Tuesday
with the week preceding; the numbers who have been re-
duced from full time is within a fraction of 3,000, thus
making a total of 8,000 in three weeks. Since last week,
ten mills have been added to the numbers of those
working ,short time, and three stopped altogether. At
present only eighty-four mills are running full hours,
which now means only ten. Nearly 2,000 more hand 3
were working short time in the week ending on Tuesday
than in the week preceding, and the number of those en-
tirely out of employment has, in the same time, been in-
creased to upwards of one thousand. The Manchester
Guardian, referring to the state of the district, remarks :
—" As we understand that some vague apprehensions
have been entertained in certain quarters, with respect to
the peace of this district under the severe privations to
which the working classes are now and may be hereafter
exposed, from the general want of employment, we think
it right to state, that so far as our information extends,
there never was a time of severe suffering on the part of
the population in the district, in which there was such an
absence of all tendency to riot or disorder as there is at
the present time. The working people of Lancashire are
perfectly well aware that their sufferings are caused by
circumstances over which their employers have no more
control than themselves ; and generally, if not universally,
the best spirit prevails amongst them."
IMPORTANT TO MEDICAL MEN.—An inquest was held
at Wallasey on Tuesday, on the body of a child, named
William Edward Harrison, before Henry Churton, Esq.,
coroner. The inquest excited considerable interest in
consequence of information which had been communi-
cated to the coroner, that the deceased had been attended
by Mr. Goldsmith, of Lisca.d, who, the coroner stated, he
had reason to believe was not a regularly qualified medical
practitioner. The jury were first summoned on Saturday,
when Mr. Goldsmith appeared, and in answer to the coro-
ner said lie was a medical man, and had a diploma from
the Edinburgh College of surgeons, but he refused to pro-
duce it for the satisfaction of the coroner. The coroner
then ordered Mr. Dunlevy to make a post mortem ex-
amination of the body, and adjourned the inquest until
Tuesday. On the jury assembling, George Harrison, the
father of the child, stated that the deceased was five
months old. The child was a healthy one until about
three weeks ago, and on Sunday week, becoming worse,
Dr. Dunlevy was called in. He gave the child three
powders, and ordered him a warm bath. Next day the
aclhsoild
powders. However, though the child appeared to
ogrodterweodrsheimanda Mwarr.inGolbdastmh:thanwdasgaevaellemd
min,thwrheoe
be better on Wednesday, it died on Thursday. Dr.
Dunlevy, having given his evidence, the coroner said that
on Saturday he had asked Mr. Goldsmith for his diploma,
and begged now to inquire whether he was willing to pro-
duce it. Mr. Goldsmith said he had a diploma from the
Edinburgh College of Surgeons, but by the advice of his
legal adviser he would not then produce, it.—The coroner
urged on Mr. Goldsmith the necessity, for his own credit
sake, of satisfying the court on this point, but Mr. Gold-
smith still declined. The coroner then said that he was
under the necessity of saying that he would be obliged in
every case in which Mr. Goldsmith attended and death
ensued to order an inquest. The proceedings terminated
by the jury returning a verdict in accordance with Mr.
Dunlevy's evidence. Mr. Goldsmith has published a
letter in a contemporary from Mr. Dodd, Surgeon, Sey-
mour-street. Mr. Dodd states, that he considers Mr.
Goldsmith's treatment of the child to have been perfectly
correct, and that the result of the post mortem fully con-
firms Mr. Goldsmith's opinion.

CORRESPONDENCE.
THE ROYAL BANK.

TO THE EDITOR OF THE LIVERPOOL STANDARD.

SlR,—The stoppage of the Royal Bank has ruined some,
and caused to many severe embarrassment and consider-
able loss. In what way its business is to be resuscitated,
and its capital safely employed in future, has no doubt
occurred to the mind of every intelligent shareholder.
So affluent and respectable a body of men will soon get
their concern to work again ; they will not be content
with merely repaying their depositors the balances due to
them, but will strenuously endeavour to restore public
confidence in their bank by giving assurance of a change
of policy both in the made of their advances and the pro-
perty advanced upon.
The overthrow of the bank has been occasioned by dis-
counting, to a large extent, mercantile papers, at a time
when general mistrust prevailed in the commercial world,
and as no relief could be obtained in London by re-dis-
counting of the bills, suspension of payment Was compelled.
The past cannot be recalled, and complaining will not
redeem the acts of yesterday. What, then, is to be done ?
I venture to suggest, through your columns, for the
consideration of the proprietors, whether this time is not
a fitting opportunity to establish in this town a " Railway
Bank," which bank should be prohibited from advancing
on produce or discounting mercantile paper, and should
exclusively employ its capital by way of loan on railway
stock and shares and government stock. Such employ-
ment of its resources would at least be SAFE, and cer-
tainly it would be LUCRATIVE. At present this valuable
business is to a great extent transacted by the fire and life
assurance companies, and it is also in the hands of private
individuals, and the general bank establishments take ,
their share of it ; but so enormous is now the amount of
paid up capital represented by stock and shares, that any
bank would find most ample occupation for its means by
strictly confining its resources to railway business. The
public is little aware what an extent of business of this
nature is now conducted in Liverpool; and I am well
persuaded if authorised and responsible parties would step
forward and undertake this business by itself, a most '
lucrative return awaits them. _ _ _

The safety of such advances is self-evident. The bank
would have the stock or shares to be advanced upon
transferred into the names of the manager and two or more
directors, the advance or loan 'would be under 10 or 20
per cent. of the then market value, the charge would be
the current rate of the interest of the day, and the terms
of agreement between them and the borrower would be
that the margin of 10 or 20 per cent. should ever be main-
tained, and. when infringed by a decline in the value of
the stock, the borrower to find security equivalent to the
then fall; and failing this, the lenders would have power
to sell, the margin above referred to covering them.
And surely no one will deny that such a business is
safe, taking even the worst that could come to pass,
namely, the margin infringed (which with proper manage-
ment never would be allowed), and the stocks thereby
thrown upon the banks. Even in this case, they have
far better security than mercantile bills, hich, when
thrown upon their hands dishonoured, are so much waste
and useless paper.
There is a real demand in Liverpool for a bank of this
character, which would drain business from all parts of
the kingdom ; and its business should be conducted upon
the fair principle of helping all alike. There should be
no difference between the man who offered £5OO stock
for loans, and the man who offered £5,000.
The Royal Bank have all the necessary machinery to
work and manage such a bank; and if they do not take
the opportunity to do so now, then they will permit others
to take from them as valuable, lucrative, and safe a business
as any body of men could possibly follow. The demand
for such a banking establishment is too urgent not to be
soon supplied. I hope, therefore, there may be found
some amongst the shareholders who are intelligent enough
to see, and bold enough to propose, and urge upon their
fellow shareholders, a measure similar in principle to that
here proposed, in the sure conviction that the combined
safety with the real profitable nature of their business,
apparent to all, would rally round them, their old clients,
replenish maintain Liv er p ottohhlee:72sfltauhme os
chf
teotdhb eecrior.
fflseB4lr-
sa.; e. s, and at no distant day
I am, Sir, yours obediently,
-

H. C.

TO THE EDITOR OF THE LIVERPOOL STANDARD

SIR,—You are aware that St. John's Market has been
lately cleaned and painted, and all broken windows
mended, but perhaps you are not aware that the mended
panes of glass exceeded 1500, (say above 100 windows
averaging 15 broken panes in each.)
I am sorry to see that already many squares of glass
are again broken, I suppose caused in no other way than
by idle boys throwing stones; and I write to suggest that
the Market Committee should make each tenant re-
sponsible for his own window, by binding him to make
good, within a week of breakage, all broken squares in
his window. This I think would cause a good look out,
and the catching some of these idle lads and bringing
them before Mr. Rushton, followed with a sentence
"To be twice whipped," would effectually protect the
other windows.—Yours, &c.,
Liverpool, Oct. 28, 1847.

A PASSER-BY.

SMOKE NUISANCE.
TO THE EDITOR OF THE LIVERPOOL STANDARD.

perfectly agree that the above nuisance ought
to be put down, and attention to the furnaces will in a
great measure effect it ; but i wish to call your attention,
and that of the public, to the injustice of the sanatory law •
in its operation against the steam-engine proprietor.
The act is exceedingly vague and general, and gives no
definition as to quantity, description, or time, of what
constitutes a smoke nuisance ; so that what one police-
officer would call a nuisance, probably his superior or
inspector would not. Consequently, any proprietor of a
steam-engine is liable at any hour of the day to the
penalty of five pounds, and he has no redress •, for the
officers swear to seeing a black smoke issuing from his
chimney, and of which the said proprietor received a
notice some two months afterwards, apprising him for the
first time of the information laid against him, and which
he is then of course perfectly unable to contradict. The
magistrate exacts the penalty, being obliged to enforce
the law ; and if the aggrieved party demurs, he is re-
minded that it is his own fault, and others, for sending
men to the Council to enact such laws, and which he is
compelled to enforce.
I would suggest that the manufacturers should solicit
from their rulers an alteration in this act, which enables
any officer to lay an information, without some definition
as to what constitutes a smoke nuisance, and also ac-
quainting the proprietor or his servants at the time of
the breach of the law, to give him some chance of defend-
ing the information. At present the law operates only
for the informant. _ _

I remain, sir, your most obedient servant,
A STEAM-ENGINE PROPRIETOR.

TO THE RIGHT HONOURABLE LORD JOHN
RUSSELL, AND SIR CHARLES WOOD, BART.
"That which is morally wrong cannot be politically right,'
MY LORD AND SIR,—As a member of the Established
Church I protest against the proposition made by. you to
the Bank of England and accepted by them—
IT IS TAINTED WITH USURY 'TILL IT STINKS—
It is in direct opposition to the whole tenor of the
Bible ; and as a consequence must be highly displeasing
to God.
We are become a nation of usurers, a backsliding peo-
ple, not holding fast the principles we every Sunday pro-
fess : if we do not repent and return, surely we have great
reason to fear that the judgments of heaven will thunder
upon us, each peal louder and louder.
Of what avail is it for us to contend about the reading
of the Bible in our Schools, if in our public acts we show
such a total disregard to its dictates—to its commands ?
As far as works go, at least, it would be better for us
never to have seen the Sacred Volume than to be guilty
of such hypocrisy as this.
Apart from these considerations, your plan is a very in-
effective one for succouring the distressed Merchant. It
may enable him, by pawning, to go on for awhile, but
generally speaking, under it, his condition will become
worse and worse every day. until little or nothing be left
for his creditors; as to restoring him, why, the excessive
rate of Interest you have laid down, with the charges for
Stamps, Brokerage, and Commissions, would speedily
bring a person in affluent circumstances to poverty ! The
truth is, the legitimate Trade of the Country cannot com-
pete with the extortions now practised. If these be
allowed to continue, it is impossible to conceive the ex-
tent of the mischief which must ensue. _

For my own part I consider that our Monetary System
requires a radical change; that it should be strictly
National ; and it has occurred to me whether a plan of
the following kind might not work well:—
Let there be only one Bank of Issue for the three
Kingdoms.
Let that be a National one.
Let the amount of Issue in pounds sterling be regulated
periodically by the population, as per the last decennial
census—uniformly so many shillings per individual. The
number of Shillings in the first instance to be fixed by
Parliament. Equitable adjustment might be approached
by this clause, if thought advisable.
Let the Issue be in notes, of different values, to bear
the Queen's head, and to be a legal tender.
Let the Law respecting Forgery be most stringent.
Let the present circulation be called in, as soon as the
new are ready, and exchanged for it.
Let the Gold thus withdrawn from circulation be placed
in some safe place* inland; as far as it might go, to give
stability to the new system, and to be a reserve against
any extreme emergency.
Let any excess in the amount of the new circulation
over the old, after satisfying existing charters, be used in
reducing the national debt.
Let there be a plentiful supply of Silver and Copper
Coins.

restado
Let the interest on all trade transactions, when any is
to be paid, be uniformly at the fate of 5 per cent. per
annum—uniform in order that the rich man may not have
an
annum.
vnanLtanagdeeodveprrohpiserletyssnweevaelrthtoy ceoxmcepeedtistoper. r Thet
.i npt ee r-
Let the Decimal System be introduced.
Let Foreign Exchanges adjust themselves in the Bullion
Market.
And let there be no Foreign loans, or "Greek. Pies,"
first to half ruin and then to involve us.
The above system, besides realising manyFoothwerLaEdva:-
tages, would even strengthen our position as regards the
intrinsic value of our Currency; with it, we should have
a pretty considerable amount of Gold in the strong box ;
whereas if the present system, with Free Trade, continue,
good bye to our last sovereign before long.
Your most
ALLEN
ENGLANDobedient
.Birkenhead, 29th Oct. 1847.

* Tamworth Castle. for instance, and then Sir Robert might
Occasionally indulge himself with a peep at it.

ebina.

y Will receive goods up to and clear on Saturday next.
•:8;
Z For HONG KONG and WHAMPOA,
The Ship JOHN O'GAUNT,
JOHN M`Doberr--€ommander.
For terms of frejg.hrbr passage, having superior
poop accommodations, appry to Messrs. GLADSTONE and Co.,
or to J. J. STARKEY.