Star.
London, England, 1829-11-25 00:00:00

THE NEW ANNUITY LIFE TABLES.

These t.1,1::s were issued on Mondav, ill pursuance
notice, from the office in the 0:d Jewry, and became a subject ef
general discussion in the oney Market. The value of these
annuities will depend like the former Govetnnient Annuities, on
the current price of the 'Dare per Cents ; that is to say, the higher
the price the latter may fetch, the greater the pecuniary sacr.fice
of those who wish to make investments according to the n ew
scale of these life annuities. The veungest life is that of a per-
son aged 15, and the oldest under which annuities are granted is
:hat of a person aged 90. A decided preference is given to 'he
I.fe of a female, who is supposed to exit much longer th n a
person of the opposite sex. Fur instance, for an annuity of £.O
ti.r a youth aged 15, the amount required is not more that £4ll
ss. 101. while for a female of precisely the rime age, the amount
i. increased to £438 its. 4d. For a man arrived at the age of 50,
the sum is .C. 272. 17s. Id. and for a woman £312 14, 1041. sod in-
creasing upwards in the same ratio. Altogether, the in. ucem .t.ts
.for making investments in these annuities are, as was intended, .era
than by the old system ; but notwithstanding the length ut time
and great pains bestowed in drawing up the tables, it .is awe rtaine
by one of two bargains male in them, th it a positive loss trill
accrue to the country, from which ii would appear th it ._nice tun
ther alterations are still essential.
The Government Annuity Office, in the Old Jewry, pr. sent..d a
very bustling scene during the whole of the Jay. parties being
anxious to inspect the tables and obtain further information w th
resat dto them,which was readily given by the persons attendance.
The following is a copy of the introducieiry state went to tie
tables which we give at length, in cons. quence ee the efts rest wine:,
they have excited:—
" The Act 10th Geo. IV. cap. 24, empowers :he Coin Msshoters
for reduction of the N itional Debt to grant fife ennui:wt. and Ate-
LUir k • to continue for a certain limited term of years. duet
rive annuities to commence tither immediately or at a future pe-sod,
ulnan the transfer :0 the said Commissioners of ails Batik Atinui its
or any Long Annuities, as the consideration fur the same.
." Payments may also be made in money in hen at transferring
stock.
" No person can be appointed the nominee for any life annuity
under the provisions of the said Act who shall be unser the age of
15 years; nor can any annuity, to continue tor a terns ut years
certain, be purchased for a shorter period than ten years.
" The said Act also authorises the Commissioners to sell and
grant generally any immediate annuities, or any temporary :At-
titudes, or any deferred annuities (save and except that no deterred
annuities can be granted under the provisions of the said Act for
any certain limited term of years, to commence Irons and after the
death of any nominee) but the tables are too long to bepubliehed.
Inturniatiou relating thereto may be obtained at the office.
" In the case of deferred life annuities, sums of money, amount-
ing to £5 or upwards, may he paid by the purchaser annually, in-
stead of paying the whole consideration a: mice ; but it is enacted
that, whenever it shall happen that any person or persons havinz
made any one or more yearly payment tit match's fur, or in to
spect the purchase of any deter red annuity under the said Act,
or their respective executors. administrators, successors. or assigns.
shall make default in paying or continuing to make the residue of
such annual payments until the w hole consideration tor any such
annuity shall he fully paid according to the agreeinent tor the
same, then and in every such case the amount of all annual pay-
ments which .ball have beets made previous to such default shall be
forfeited for the benefit of the public, and all right and title to any
annuity in respect thereof shall be extinguithed.
" Annuities granted under the said Act are made chargeable
upon the Consolidated Fund, are payable half.yearly at the Bank
or England. and may be received by power of attorney • they are
also transterable; but life annuities cannot be transferred in parts
or shares, nor can the original nominee ever be changed.
" If Bank Annuities, or Long Annuities, or Annuities for terms
of years. shall be transferred, or payment shall be made in money,
between the Sth day of January exclusive, and the Sth day of
April inclusive—the annuity, whether for life or tor a terns of
years, will become payable the sth July and the Sth January in
every year.
"If between sth April exclusive and Sth July inclusive—it wil
become payable payable October 10 and April 3in every year.
" If between sth July exchnive, and 10th October inclusive—lt
will become payable the sth January ai4sth July in every year.
" If between 10th October exclusive al d Sth January lulu..
sive—it will become payable the sth April and 10th October In
every year.
" The Act directs, that for the space of fourteen days next
after any of the said quarterly days, no bargain or contract shall
be made by, or on behalf of, the said Commissioners fur the grant
or purchase of any annuity under the said Act.
" No sum less than £lOO of Stock (or money, or Lams Annui-
ties, equal in value to £lOO of SS per Cents.) scan be transferred
tie paid in the first instance but additions may be made to any
Annuity already purchased, by transferring au amount (nut less
than .010) of Al per Cents. or of any Stock carryings higher rate
of interest than £3 per Cent. or Long Annuity, or money, equi-
valent thereto.
" Upon the death of any single nominee or of the survive; of any
two joint nominees in respect of any life annuity, or upon the
death of either of the two joint nominees. in case the annuity
shall have depended upon the joint continuance of the lives of two
joint nominees, a sum equal to one-fourth part of the annuity
depending upon the life of such single or surviving nominee, or
such • two joint nominees (over and above all half-yearly
arrears thereof respectively.) will be payable to the person or
persons entitled to such annuity, or his, her, or their execu-
ters, administrators, or assigns (as the case may be;) provided
such last-mentioned payment shall be claimed within two years
after such decease, but not otherwise; provided also, that the
fourth part of any expired life annuity, payable under the provi-
sions of the said Act, will nut be payable, nor be paid upon..ar in
respect of any deferred life annuity, unless one half-yearly payment
of such deferred life annuity shall have been actually paid or be-
come due at the time of the decease of such nominee.
" Persons basing once produced the documents required by tie
Act. may purchase a lurther annuity upon the life of the same
nominee, without exhibiting any fresh certificate of age, fax.
" If certificates, or affidavits containing false statements of the
ages of nominees, with intent to obtain a higher rate of annuity
than would be obtained according to their true age, should be pro-
duced, all Bank Annuities, or Lung Annuities, or money, which
may Yam been transterreel or paid for the purchase amid, an-
unities, will be forfeited, and all right and title to any annuity,
whichwould,or might otherwise have been payable in respect thereof
will cease and determine ; and the person on whose behalf such
Bank Annuities, or Lung Annuities, or money may have been
transferred or paid, will forfeit treble the amount of any and every
sum which may have been received oa account of any such annuity,
and also the further sum of £5OO.
" Persons receiving annuities after the same ought to cease by
virtue of the Act, (knowing the nominee to be dead,) will forfeit
treble the amount of all mien so received, and also the further
sum of £5OO.
" Persons convicted of forging, counterfeiting, or alterhig any
register of birth or baptism, or any copy thereof, or any of the
certificates, affidavits, or other instruments required by the Act, us
of personating any true and real nominee or nominees, will be ad-
judged guilty of felony, and suffer death.
" Persons convicted of wilfully or corruptly swearing or affirm-
ing any matters or things which shall be untrue, shall be subject
to the penalties of perjury.
" Tables and blank forme are delivered gratis; and, for the
accommodation of the public. they will be transmitted to persons,
on writing to the Secretary ; but all letters must be post paid.
" No charge is made at this office, except in the instance of paying
money, In which case the Act directs a charge of Its. Ifel. to be
made upon the purchaser for every £lOO of Three per Cent. Stock
which such money would purchase at the time of contrast.
" Annuities purchased under the provisions of the said Act are
free from all taxes, charges, and impositions whilt/Oever, except
such as dividends of Consolidated or Reduced Bank Annuities are
or may be subject and liable to, and are to be deemed personal

estates.
0 AU documents relative to the purchase, transfer, or receipt of
these annuities. are exempt from the stamp duty."
Norm—Neither Bank Annuities, nor Long Annuities, nor
Annuities for terms of reap, can be transferred during their
shutting.
Tile WEATIIER.•••••8110W, to the depth of four or five
inches, fell in the metropolis and its vicinity last night.
This storm has been preceded and accompanied by cold
and boisterous easterly winds and dense fogs. At pre-
sent, the atmosphere seems loaded ; and there is every
indication of an early and severe winter. The present
inclement state of the weather is universal. In the higher
latitudes on the Continent, winter set in several weeks
ago with unprecedented severity : and unusual cold has
been felt in all the eastern and northern provinces of
France. In this country—particularly on the coasts of
Scotland—timely warning of the severe approach of win-
ter was gives, by the early visits of the wild-fowl of the
frozen regions, and the frequent appearance of the aurora
borealis in the northern sky.

MURDER AND SUICIDE.

anon Tits sacrum [prima or soy RATH JOraNat Of nosnalf•
NV:, stop tl.:n press W ini•lice a twofold murder and
suicide of a mote bnrr:ble nattVe thiii it :s ever been our Un•
;.leasant task to record. This (Monday) morning, about 20 ns flutes
bsfere six o'clock, a man of the name of Beer, lodging with his
wife and child at No. 1, Williams-place at the back of St. Jams
street, St. James's square, murdered both the latter by cutting their
throats with a razor. Just before six o'clock. Mrs. Chapple.
another lodger in the house. sleeping in the nest room to liter,
fancied she heard something like a gurgling in the throat ; she im-
mediately went to the door and called to Mrs. Beer, and asked if she
was ill, but having repeated her call two or three dines w toithou n
answer, she opened the door and went into the room. and agn
asked Mrs. Beer if she was ill, to which no answer could bed
oher
b-
tained. She began then to suspect all was not tight, and tol
husband to strike a light ; on entering the room with which, she
discovered a sight of horror past the power of words to describe.
The mother was lying on her bank, with one hard &cross her
breast, and her throat cut frem net
angle of the jaw in
the ;
other, dividing some of the principal arteries and windpipe
and the little innocent, about four months old, which .ap-
vested to have been Ludy drawn from the breast fot the mur-
derous purpose, was lying on its side, with its head se-
vered, eseepting by a hit of skin at the back part of the neck.
The bodies were weltering in blood, a pool of which, under the
bed, extended across the room. It was evidently the result of a
cool and deliber.xe intent, for it appeared that the deed was
committed while the sufferers were asleep, there having been
no oise braid by any of the lodgeT neighbours, erptine
that described by Mrs. Chapple. whircs hU was after the dee scd
had
bnen perpetrated. and the murderer had escaped. Mi. White,
surgeon. of St. Jantees-square, was called in at six o'clock,
too late, of coutees to be of any service ; and the result of his ex-
antinatlon tended to show :hat there was no struggling, and the
bed clothes were not disturbed. There were tat er points that
seen, to prove the deliberate. es of the act. The bloody razor
was lying open on a box by the side of the bed, and the c..se was
lying on the dre ler down stairs in the kitchen, anti win, it a
lath hatchet, as though ciu e intended for use it . lie murderer h istled
of
to accomplish his purpose with the razor. •What was th,
this dreadful act the most distant idea cannot be formtd Iteer
is described by the lodgers as being a very steady man. ii.nd
of his wife and his home, and duatingly fond of his child, is Vets
he was always caressing when at home; nor have they latterly
seen any alteration in his conduct. AU the previous day. Sun-
day. both Beer and his wife were at home. and appeared, as
usual. very cianfortable arid happy, and retXed to rest, as usual.
at ten o'clock. Beer was a journeyman baker, and bad been
employed as foreman by Mr. Davies. of Sc: James's-street, fnr
nearly the last twelve months, during which time his employer
had found him attentive to his business. a trustworthy servant in
his meter's absence, particidarly obliging. and apparently happy.
Mr. and Mrs. Davies saw no alteration in his coy 'uct up to the
latest period, except that when he came on Sunday evening to
prepte fix the nest morns baking, e was about two hours
laterr than his usual time, but he did his business trety properly.
and seemed in his manner as usual. Immediately after the dis-
covery a the shove horrible murder, the officers of justice d
were
apprised of it, and were quickly on the alert to aepprehen the
perpetrator. Shortly after day light a b iker's j tart with blood
on it, was seen lying on the bank of the river near Bedfordath strwieet'.
Walcot ; its consequence of ss bich Wil'iatn George, of Bek,,
took a boat to snatch the river, and found the body of Beer in the
water, with life quite extinct, at the bottom of 13edford-street.
The body was thence taken to Walcot Warkhoute, tO await the
Coroner's Inquest.

DESTRUCTIVE FIRE IN GLASGOW.
_ • _

0::e of the most alarmiag fires we trout fa SOW t' :tn
witurs.ed took Ace on Friday night, in the extenstve cotton stop •
house-belonging to Mr. Doria:dson, cotton b edger. These premiss
isonsisted of a large tenement ct Mitchell-greet. nish...l within I
nN.
last few weeks, and in connection with a ran, efi
of buildin,‘ 311
the south side of thy lane, hetwiat Mitchell-street and Buchanan'
street Both buildings are Eve stories in bright, and the two higher
floors of the latter have been occupied as granaries. The fire broke
out in the upper part of the building precisely at ten o'clock, and in
less than an hour the whole was wtapt in flames. The Ore raged with
astonishing fury • and in the course of half an hour was commu-
nicated to the loos range of buildings behind, even although a
strong gable separated the tenement'.. Unfortunately, the slight
wind which prevailed blew from the south-we-t, and hastened the
work of destruction. At eleven o'clock the spectacle was mag-
nificent; immense volumes of flame were seen betting from both
buildings; blazing particle! flew in tb:ck 'troves as far tooth
as Saint George's Church, and the glare, not unlike even that
of a volcano, illuminated the surrounding streets and the
evasions faces of numerous spectators. We should svppooe that
at least ten thousand individuals at this moment gazed on th,
scene, whose countenances, seen under the it Borneo of the brilliant
light, formed a picture of no ordinary interest and excitemeet.
About this period, toe, the roof of the large range of building Gil
in, and the bre raged in the interior and above the walls of the to o
buildings, as if occupy:ng a fearful cratur. At half.past eleven part
of the west wall fell; the fury of the tones then somewhat
abated ; and at twelve it was confined to the undestroyed mass
which still afforded furl in the two ground floor.. About one
o'clock on Saturday morning the whole of the south wall of
the back tenement fell outwards with a dreadful crash, and a
cry being given that some individuals were budget in the
ruins, instant steps were taken to extricate the sufferers.—
On clearing away part of the rubbish, one inthvielu.l. a fireman of
the name of Daniel OPNicol. was discovered amidst the ruins,
and, after considerable trble, was relit ved f his perilous 11.
tuation. In the confusionou which attended throwtl calamity, it
was impossible to ascertain the precise extent of loss; but front
what we gathered from various quarters, we are inclined to sup •
pose that the property destroyed cannot he estimated at less
than ./50,000. We were informed that Mr. Donaldson alone
had insurances effected over the buildings and the property under
his charge within them, to the client of £42,000, which we hope
will cover his losses. What other merchants or agents who may
have bad property in the premises have lost, we cannot reel d to
guess. But the extent of Mr. Donaldson's loss will give our read-
ers an idea of the magnitude of the fire. So far as we learn, Dollies
were lost. No surmise has yet been heard of the cause i.f the fire.
The engines were on the spot with amazing raj idity ; but it was
obvious to every one present th.t they could not arrest the pro-
gress of the Dames The firemen. therefore. wisely directed their
attention to she clay of the adjoining property, audits this respect,
we are happy to add, their effotts were successful. Many residents
in houses adjoining removed their furniture, but the redo proved
that there was on necessity for this precaution...a-Scots Times.

FoREIGN Bat:AD.—The contemplated project of
importing bread from the Continent appears to pretent
more difficulties than were apprehended. As vessels can
get out of the harbours on the other side only at stated
periods of the tide, the dra' ings of the oven must be re •
gulated by the time of leirh water, as it will be essential
to ship the bread in the newest possible state. Next,
the length of the voyage is uncertain ; even during the
past summer, the arrivals from the Netherlands or Ho!
land have not been regular. Lastly, if a vessel arriveti
at eleven at night, at what time in the following da
could it be expected to effect a clearance and fending el
the cargo ? The duty on the importation of tread.
which is admitted as a manufactured article, is 2O pei
cent. ad volorem.
We regret to state that Sir RICHARD DIRVIE
been indisposed for the last fortnight, and at one time
serious apprehensions sere entertained for his life. This
Worthy Magistrate is now, however, rapidly recovering
and his medical attendants soon expect to pronounce him
in a state of convalescence.

CORN—EXCHANGE, manic—LANK Nov. 25.
Our market was in a lifeless state this morning, there being fate
Mondays
,• and tbe best samples of Wat were ineffually Ellen. d
at Monday's quotations. Barley warm ore difkult ect
to be sold tleas
on Nlunday ; bat Oats, being in dm rt supply, supported Monday's
prices. DITOZTATIONS SINCE MOXDAT.
Wheat, English (qrs.) . 1.700 Barley, Foreign
• Irish • . Oats, English •
Foreign . 1.150 Foreign
Barley, English . 2,650 Irish .
Irish . . Flour (sacks) •
COAL MARK ETw-Tase DAV.
There has been a large snivel of Coal, both from Sunderland
and Newcastle, since last market-day, and owing to the sots.l
number of ships kit on head they were much wanted • 115 new
ships were at this day's market, snaking a total OP ;he week's
arrival of 117 ships. The Coal itaelsange was hay attended by
merchants, and comiderable inseam was dew.
Ships arrived during the month
Best Walleyed C0a15:.... 57. OIL WM dd.
Other eons ... Us N. 31e.
Skip at Varlet

7iPt4
. I,WO

11,01 i)