The Liverpool Standard and General Commercial Advertiser.
Liverpool, Merseyside, England, 1839-09-13 00:00:00

STATE OF TRADE.

A.NC assriza.—Tlmir• wet a fair demand for yarn yester-
day, arid a coasideraLle amourit of business was done, chiefly,
Nee beLeve, for anssian account, at about thn prices current
week ago. Some descriptions of goods, however, were in
demand., an 4 rather lower than last week.—Afanchester
Guardiaa.

RCCUTIALY FLASINtL MAB.KIT, MONDAY, SEPT., D.—
The ruz..rigt to-dey has -not been so brisk as that of la:ot
M onAty, yet that.* 'est been a fair quantity of business done
i''...)rrocr prices. In wr)ol there hal been but little doing,
p.na it StPLl:ii :0 be tba general opinion among manufacturers
that vices will be isistr. Tliero has uot, however, been any
cilarigs xi,:co the last niarket.
HnnnanaFtzLn likaazaT, Ss PT. 10.—This 'market was

r-!7:11, ani!r,etrd to-tley &an last -week, and 111)1e1;;;enier-
tains,.1 tact the autumn- trade will he better than was antici-
paled ; stocks bsiug low, and orders pretty numerous and
xtervaivo. i ncii dep4nds en gathering the remaining crops,
to that shonid we be favoured with fine weather, the pros-
pects for the what4r ritl improve. The principal demand is
in he...ivy fancy woolline, and plains - of. a middle quality.
Prices are eriAl ire new gooas. Wools remain much the same.
:tore activity is diAierveble ire tha warehouses generally.
Gt4o.o.ow.—th's state, with mush regret, that one of the
expen4ive spiaaing anti weaving establishments near
hsa this day commenced to work short time ; the
l'''-)vszers on Saturday having been told that their services_
rog,ii in fut,zr• euly rsquirad for four days in the week.
—C-lasgav atrovaisle.
BLACBUIt2I.—Wo have so improvement to notice in the
attars of trade since our last ; the operations of tke week have
()ten unusually limited and canitioue.—Blackburn Standard.

VALy ABVE INSTITIITION.—A flag-officer, distinguished
vs well for benevolence and humanity, as for valour in the
:,,r-rics of his country, has lately expressed his determination
to coatribu'e 4:3G0 towards fiending an institution for pro-
fc-r thads th ters of naval officers a superior education,
.c
bifhttd relqffout instruction in the tenets of the church
4;!. 3.o}!Lld. ; Whereby they may be quailed, not only to fill-.
proprl.ty the La.-Tort= ch2ties of wives and mothers,
I. also to Utcoine coulpetknt instructors of the youth a
their own sex, in families of respectability and distinction;

THE BRITISH AGRICULTURISTS' AND GRAZIERS'

JOINT STOCK BANKING COMPANY.

(From the Mining Journal.)
The principle of an agricultural bank is one which has
been long recognised in this country, although-but little has
keen done to realise such a plan. An institution of this
kind, called the Land Bank, was formed at the same time as
the Bank of England, and incorporated with similar pri-
vileges, being intended to afford those facilities to the landed
interest which the latter institution was to give to the
trading classes of the community. The jealousy of the Bank
of England found means not only to crush its twin-brother,
but to get a clause introduced into its own charter, by which
it was secured in the sole monopoly of a state institution.
The principle is therefore one which has been long recog-
nised ; and one of the latest confirmations of it in the- pre-
sent day was the establishment, in the lonian Islands, of a
government fund for the relief of the currant growers. They
had been accustomed to borrow money of the Jews, at ex-
orbitant rates, on the security of their crops, to such an. ex-
tent as seriously to affect their profits, and the English go-
vernment found it necessary to adopt this measure to alievi-
ate the distress which ensued. It is similarly, by the ad-
vances of the joint stock banks that the state of Irish agricul-
ture is being so much ameliorated, and that the prosperity of
that country is so rapidly advancing.
The British Agriculturists' Joint Stock Banking Com-
pany proposes to be simply whet its- name denotes, and it is
formed on such a plan as to offer every facility for its be-
coming a popular institution. Its capital is divided into
shares of £5 each, upon the excellent principle of small
shares being one of the most certain to contribute to the
stability and..respectability of -the undertaking. The pro-
spectus does not under-rate the amount passing through the
agricultural banking houses. when calculating them at ten
millions sterling per annum. The Smithfield banks form
one of the great and peculiar divisions of London banking,
and it seems strange that in the general progress -of joint
stock banking no attempt should hitherto have been made
to extend it to this branch. We know, indeed, that it was
proposed by some influential parties to form an institution
of this kind, in the same locality, before the late panic; but
the unfortunate state of affairs prevented it. The pro-
spectus, while stating the progress of joint stock banking,
says truly, that the average amount of dividends of those
paying interest is £8 per cent.—a fact which was first com-
municated in the columns of our magazine, which, we are
happy to see, has rendered some service, having been
adopted into numerous works and prospectuses.
Among the other patrons of the British Agriculturists'
Bank, we are happy to see the names of the Duke of Rut-
land, Earls Fitzwilliam and Leicester, and Lord Western,
whose examples must have great influence on a body, the
interests of which they have done so much to support.

INQUEST ON THE BODIES. DROWNED BY THE
WRECK or THE GLOUCESTERSHIRE PASSAGE-
BOAT.

MIST-PASSAGE, MONDAY EVENING.—The messenger
who, as I informed you yesterday, was sent off express to
communicate to the coroner, W. Joyner Ellis, Esq., the
finding of the bodies of William Crawshay, Esq., and Mr.
Christopher, of Redwick, having made the required commu-
nication, that officer. with his usual promptitude, immedi-
ately issued his warrants for the holding of inquests on such
of the bodies as had been then picked up ; and accordingly
the first inquest was held at half-past ten o'clock this morn-
ing, at the Star Tavern, Lyttleton, on the body of Mr.
Christopher, that being the first which was picked up The
jury was judiciously selected from amongst the farmers and
other respectable inhabitants of the neighbourhood, which
arrangement greatly facilitated the inquiry, as every gentle-
man, from the circumstance of his residing near the scene of
the accident, and necessarily having frequently to cross the
ferry in the course of the year, brought with him much local
and practical information, not only with respect to the navi-
gation of the passage at particular periods of tide, but as to
the construction of the boat employed, and the skill and
character of the boatmen.
The jury, after they had been sworn, proceeded, accom-
panied by the coroner, to view the remains of the deceased,
which lay in a coach-house at a short distance from the
tavern. The whole of the body, from the neck downwards,
had been closely enveloped in a sheet, but the head pre-
sented a most painful appearance, being in an advanced
stage of decomposition, and presenting appearances of having
been beaten violently by the action of the sea against some
rock or other hard substance. After this melancholy duty
had been performed, the jury again returned to the inquest
room, where the inquiry was proceeded with.
Mr. John Christopher deposed that he was brother to the
deceased, who had lived at Redwick. On Sunday morning
he left home for the purpose of going to Bristol by way of
the Aust.passage, in order to buy some cattle and transact
other business. He never returned home since. Had no
doubt deceased was his brother ; knew as well by his general
appearance as by his clothes and the name on his shirt.
Thomas Pearce deposed, that at about seven o'clock on
Sunday morning he was looking out from the shore, and saw
the body floating on the surface of the tide at Littleton Pill.
Witness called to another man, who put his boat off, and
having got into it, they followed the body 200 yards and
picked it up.
James Jenkins deposed that he resided at Aust, and was
one of the passage boatmen. Had been so for seven or eight
years. Was present on the pier at Beechy, on Sunday, Sept.
1. It blew very heavily, and was a squally day. Witness was
there when the boat began to load. She took in eight or nine
passengers and four horses, and then at the request of the
commander of the boat, another horse was brought down to
the pier, and put in. The captain said it would do the boat
good-and make her sail better, which in witnesses' opinion it
would. Two gentlemen then came down and got into the
boat. Just before she went, Mr Gardener, the company's
boat inspector, said to Whitchurch that he had better stay till
the squall was over, to which he replied that that would oc-
cupy some time, as it would be squally- all day. He then
cried out to witness "Jenkins, cast the rope off,' and witness
did so. The boat then put off from the shore, and continued
on her way till she got about half way, at a place called the
Benches, where there is a dangerous chopping tide; a sea
then took her, and she seemed to ship water, and soon after
other seas took her, and she went down. The boat was not
heavily laden. Witness had seen it that day with a larger
cargo and one more horse. Had seen it repeatedly with a
greater cargo, and in as bad or worse weather than that.
Witness considered that she, was a good, safe boat, and never
heard anything to the contrary. Persons seemed to like her
and the captain, William Whitchurch, very well. The wit-
ness was examined at great length by the jury, with a view to
ascertain whether any blame could attach to the proprietors of
the boat, but his replies were very satisfactory. She was a
very good boat, and her master was a very steady and skilful
man, and had been in the employ of the company for 25
years.

Mr. John York, a farmer, who was examined at the request
of one of the jurors, gave a different opinion with respect to
the seaworthiness of the boat, which he said he did not con-
sider as safe as the old Despatch ; but upon testing the value
of his opinion, it appeared that he only knew the boat from
the circumstance of his having once crossed in her.
Mr. C. C. Garner, inspector to the company, came for-
ward and fatted that the lost boat was a foot and a half
longer than the Dispatch, wider and deeper, and was ordered
to be built after the model of that boat. The only difference
was that she was a little finer fore and aft. The witness
further stated, as his opinion, that she was quite as safe a
boat as the old one, and had crossed in worse weather than
that of the Ist of September. If the steam-boat had been
used that day she could not have been hung on to the pier
to land her passengers without danger. Witness saw the
boat just before the accident. She doused her mizen-sail-
peak, and witness thought, from that and other circumstances;
that she had met with an accident, by dropping young
Whitchurch, who was standing on the locker holding the
mizen-haulyards, overboard, and that in trying to regain him
she shipped a sea.

Mr. Taylor, secretary to the proprietary of the ferry, who
was present during the inquiry, expressed the deepest con-
cern at the accident. The boat had always been considered
as safe a boat as any in the employ, and Whitchurch was an
excellent seaman and steady man. The company had now
determined to use the steam-boat on Sundays, and another
boat had been ordered, and was in preparation at Bristol.
The jury expressed themselves satisfied with the evidence
which had been afforded, a feeling in which the father and
brother of the deceased, who were present and seemed much
affected, appeared to participate. The room was then cleared
of such persons as were not on the jury, and, after the lapse
of about ten minutes, the jury returned a verdict of •` Acci-
dental Death," with a deodand of 20s. on the boat.
After the conclusion of this inquest the coroner and wit-
nesses crossed the water, in the mail-boat, to Beechy Hotel,
where another jury was empannelled to hold an inquest on
the body of William Crawshay, jun., Esq. of Cyfartha
Castle, near Merthyr Tydvil. The jury in ;his
-inquiry, as
also upon two others at the Aust Hotel, on the bodies of two
of the boatmen, Taylor and Giles, returned a verdict of
" Accidental Death.

Whilst these inquests were being holden some of the nu-
merous boatmen, who are on the look-out, picked up the
body of Henry Whitchurch, the son of the commander of
the boat. The remains of this poor fellow were found on a
sand-bank at Arr, about 12 miles distant from Aust, and
they now lie at that place awaiting a coroner's in,quest. In-
formation has also been received that a body has been picked
up between Cardiff and Newport, but whether it is that of
one of the sufferers by this calamity has not as yet been
ascertained.

THE VAMPIRE BAT AT THE SURREY
ZOOLOGICAL GARDENS.

The vampire bat, which has lately been received at the
Surrey Gardens, from Sumatra, is a young male. Its body
is covered with an integument resembling \black kid leather,
and the position in which it usually places itself is that of
being suspended from the bars of the cage, with the head
downwards. Its wings are capable of being extended about
two feet. Its tongue is long and pointed, and this is the
only external peculiarity which would prompt the belief that
it possesses the sanguinary.. attributes. At. to the fact,
whether or not it possesses those attributes, authorities
differ. Cuvier says, The truth appears to be, that the
vampire inflicts only small wounds, which may probably
become inflammatory and gangrenous, from the influence of
the climate."

Oa the other hand, Captain Stedman, who travelled in
Surinam, relates that he himself lost about fourteen ounces
of blood from the bites of a vampire in one night; and he
further says of the animal, " It is said to perform the ope-
ration by inserting its aculeated tongue into the vein of a
sleeping person, with so much dexterity as not to be felt ; at
the same time fanning the air with its large wings, and thus
producing a sensation so delightfully cool that the sleep is
rendered still more profound, and the 4nfortunate person is
reduced almost to death before he awakes."
Bishop Heber again says, " The vampire bat 'of India is
a very harmless creature, of habits entirely different from
the idea entertained of it in England. - It only eats fruits
and vegetables, and indeed its teeth are not indicative of
carnivorous habits, and from blood it turns away when
offered to it."

me vampire of South America appears to be of a more
sanguinary nature than that of India, to which country the
vampire of the Surrey Gardens belongs. Mr. Waterton, a
living traveller, says of the South American vampire, " The
vampire is a species of bat which sucks the blood of man
and every other unprotected animal. There are two species
in Demerara, both of which suck living animals. One is
rather larger than the common bat. The other measures
about two feet from wing to wing extended. So gently does
this nocturnal surgeon draw the blood, that instead of being
roused, the patient is lulled into a still profpunder sleep."
Mr. Waterton relates an instance of the destructive habit of
the South American vampire :--" A gentleman, by name
Walcott, lived high up the river Demerara. While I was
passing a day or two at his house, the vampires sucked his
son, a boy about ten or eleven years old, some of his fowls,
and his jackass. The youth showed me his forehead at day-
break ; the wound was still bleeding apace, and I examined
it with minute attention. The poor ass was doomed to be a
prey to those imps of the night. I saw, by the numerous
sores upon his body, and by his apparent debility, that he
would sink under his afflictions. Mr. Walcott told me that
it was with great difficulty he could keep a few fowls, on ac-
counts of the smaller vampires, and that the" large kind was
killing his poor ass by inches. It was the only quadruped
he had brought up with him into the forest."

RAVAGES OF INSECTS ON TEEES.—Owing to the ravages
of the oak moth on the trees in Epping and Hainanit forests,
the entire foliage of the trees has in many instances, been
destroyed ; they may be seen falling off, by the agitation of
the wind, as thick as the flakes from a snow storm. , The
trees have not been able to develope any new branches, as all
the.vital energies have been exhausted in producing a second
crop of leaves.

PERILOUS ADVENTURE AT THE FALLS OF

NIAGARA.

(From the.commercial
7 Advertiser.)
An occrence`of the most thrilling interest took place at
Niagara Falls yesterday afternoon,-attended with imminent
peril to the lives of two individuals, but resulting in a most
happy and providential deliverance.

The new bridge to Iris Island is planted in a frightful rapid
where the current is from twenty to thirty miles an hour, and
is only about 100 or 150 yaMs above the brow of the great
precipice or perpendicular fall. A carpenter of the name of
Chapin was engaged with others in covering the bridge, and
while at work upon a staging about 100 feet from Iris Island,
accidentally lost his footing and was precipitated into the
rapids, and in the twinkling of an eye swept away towards the
great cataract. Speedy and inevitable destruction seemed to
await him ; but fortunately he was uninjured hy_the fall, and
even in this hopeless condition retained perfect self-posses-
sion. Turning his eye towards the only point of hope above
the fearful precipice, he succeeded, by great dexterity in
swimming, in effecting a landing upon a little island some
twenty feet in width and length, the outermost of the group
of little cedar islands situated some thirty or forty yards
above the falls and about equidistant from *Goat Island and
the American shore.

There is a man in the village of the Falls by the narre of
Robinson, of extraordinary muscular power, great intrepidity,
and withal an admirable boatman—and be was probably the
only one that could have been found within fifty miles—who
generously volunteered his services, to attempt reaching the
island in a boat and bring Chapin off. A light boat of two
oars, similar in construction to the Whitehall race boats, was
soon procured and he embarked.

He proceeded with great deliberation of consummate skill,
darting his little boat across the rapid channels, and at the
intervening eddies holding up to survey his situation and
recruit his strength for the next trial. In a few minutes he
neared the island, but a rapid channel still intervened, sweep-
ing close to the island, and rendering the attempt to land very
difficult. He paused for a moment, and then with all his
strength. darted across and sprang from his boat—his foot
slipped, and he fell backward into the rapid current.
With the spectators it was a moment of thrilling interest
and breathless silence ; his boat seemed inevitably lost, and
himself in fearful jeopardy. Retaining, however, his grasp
on the boat he sprang in, and again seizing his oars brought
up under the lee of the little island. All again felt a momen-
tary relief, but still the great labour and hazard of the enter-
prise remained to be overcome. A cool head and a strong
arm only could effect it—Robinson proved equal to the task.
Taking his companion on board, in the same careful and de-
liberate manner, though at infinitely greater hazard and labour,
they effected a safe landing at Goat Island.
There the spectators assembled to • give them a cordial
greeting. A scene of great excitement ensued—the boat was
drawn up the .bank, and it was moved and carried by accla-
mation that a collection be taken up on the spot for Chapin,
and his noble-hearted deliverer Robinson. It was a generous
one, and was thankfully received • but the reflection to Ro-
binson that he had rescued a fellow being under such cir-
cumstances will be to his generous heart a much richer one.
After the collection, Robinson and Chapin took their seats in
the boat, and were carried in triumph on the shoulders of
their neighbours to the village.

The intense interest of the whole scene was heightened by
the presence of Chapin's wife and children, who stood on the
shore watching with unavailing horror and agony what seemed
his inevitrble and fearful fate. With what devout and heart-
felt gratitude must they have thanked God, when the husband
and patent once more stood by their side safe and sound.

NEWFOUNDLAND AND BRITISH NORTH AME-
RICAN SOCIETY FOR EDUCATING THE POOR.

At a recent general meeting of the Bristol and Clifton As-
sociation in aid of the above society, the following interesting
report was read :
The committee of the Bristol and Clifton Association in
aid of the Newfoundland and British North American So-
ciety for Educating the Poor submit to their friends the fol-
lowing statement respecting it.
" This society was instituted in the year 1823, in conse-
quence of representations made in this country of the de-
plorable state to which the colony of Newfoundland, the
oldest colony of the British Crown, was reduced in a moral
and religious point of view, on account of the uneducated
state of its inhabitants, and the inadequacy of the public
means of grace. It has since extended its aid to the British
colonies of North America.

" The society has established principal branch schools in
Newfoundland as follows : viz: 39 daily, 41 Sunday, and 15
adult schools, in which many thousands have received in-
struction, and there were on the books at the last return
3061 scholars.

His Excellency the Governor, the Secretary, and seve-
ral highly respectable persons, have visited the schools, and
expressed their admiration of the whole institution in its
present improved state.
" The scholars repeat daily portions of Scripture, and on
Sundays frequently whole chapters, which they have learned
during the previous week. The society has circulated nu-
merous copies of the Holy Scriptures, and the Book of
Common Prayer, also a large number of religious publica-
tions, and this has sown the precious seed of eternal life in
places which were entirely destitute of religious privileges.
" There are only ten Episcopal clergymen for the whole
island, four of whom are resident in St. John's, the capital ;
though there are not less than forty Episcopal places of wor-
ship, some of which are visited by a minister not more than
once or twice in the year.
The schoolmasters of this society have therefare been
requested by the Archdeacon to supply some of these de-
serted churches, by reading in them a portion of the Liturgy,
and some approved sermon or religious work ; by means of
which about thirty services have been performed on the
Lord's day, in places which must otherwise have remained
destitute of the means of grace.
" The receipts of the society during the past year have
amounted to £3,103 13s. 2d., including £1,055 65., raised
in Newfoundland. The payments during the same period
have been £3,475 Os. l ld., so that there is a balance due to
the treasurer of £371 7s. 9d.

" The liabilities of the society cannot be estimated at less
than £3,000 for the current year, in addition to the amount
raised in the colonies.

" A schoolmaster and his wife have been located in a school
already built by the Lower Canada Land Company at Shee-
brook ' • and there are other schoolrooms now unoccupied
which have been offered to the, use of your Society on sup-
plying Teachers. The Bishop ,of Montreal kindly offered his
valuable sanction and support to the furtherance of the object.
" It is deeply to be deplored that nearly half of the inha-
bitants of Newfoundland are Roman Catholics, vast num-
bers, in consequence of being deprived of Protestant instruc-
tion, have gone over to Popery. The majority of the
churches are closed for want of pastors. There are hundreds
of the population who never see a minister of Christ. Whole
districts are without a school or a teacher, while immortal
souls are passing into eternity in ignorance and vice.
" Scarcely less appalling is the condition of thousands in
the Canadas, into which every year is pouring forth its thou-
sands, for whose spiritual necessities no adequate provision
is made.

" It is hoped that this plain statement of facts will not be
in vain. The inhabitants of these Colonies are our poor
countrymen and fellow-subjects. Emigrants from the west-
ern parts of England, of Scotland, and of Ireland, are re-
sorting to them incessantly. Can there be any surer method
of retaining their attachment to their mother country, than
by showing them that we are not neglectful of their best in-
terests, and disregardful of their most important wants? Is
it not the sacred duty of a parent to provide for her own off-
spring, and especially for their moral and spiritual welfare?
Let not British Christians then forget their poor countrymen
in the Colonies; who are separated from all the religious pri-
vileges and advantrges of their native land, but let the bless-
ing of them that are ready to perish come upon you, and
cause their hearts to sing for joy, by the assistance which you
render towards the promotion of their present and eternal
felicity. A religiously-educated people is the stability and
glory of a nation. Let the Bible be taught, and the fabric of
the commonwealth. is secure. Let that be neglected, and it
may soon be said, England was the first of nations, but her
latter end shall be that she perish for ever.
" It may be regarded as a fact worthy of remembrance that
Sir John Cabot and his son Sebastian sailed from Bristol in
the year 1497 and discovered Newfoundland, three years after
Columbus had discovered America. The land they made was
Cape Bonavista, where there is now a school of this society,
attended by 170 children.