Star.
London, England, 1818-09-26 00:00:00

_
ti*viik, ir,
. ,
- - -
SATURDAY y' EMB,

NORWICH UNION TIRE AND LIFE
AT a very numerous and most respectM
ING of MEMBERS of the NOE'
FIRE and LIFE INSURANCE SOCTETI
public Advertisements, and held lathe CITY or
BISHOPIGATZ-STREZT, for the purpose of receiving
the London Committee of Investigation (appointed
Hotel, on the S7th of Julf last\
THOMAS BENSLEY, Esq. in the
The Report being read to the Meeting, by
the Committee,

It was moved by Jomi Parry:nu, Esq.
with and late id.P. for that City, one of the .
and seconded by Josh Tuoatas Tamar, Esq.
ALP. and

Resolved unanimously—l. That the very
read, be adopted by this Meeting, and that i
its Appendix, for the nso of the Members of
s. That it is highly desirable, on the one '
Institution of such extreme utility as the Not
on she other hand, to take the most effectual
exceless mit errors PG way hoe crept into it.
3. That in furtherance of this object, the
be requested to continue their labours, With
their number, in order to consider of the best
the various Deeds of Settlement and Acts
take leged advice, and adopt measures for calling
Meeting, pursuant to the Regulations of the '
It was proposed by Fear= K 1431114, Esq.
Elamite, Esq. and
Resolved unanimourly—_
added to this Committee.
It was proposed by Jour Honor, Esq.
blrontscrar, Eaq. and
Resolved unanimously—S. That the cordial
Conmsi•tee and of this Meeting be given to
CILARIZ. Esq. the Secretary, for his indef
forwarding the labours of the Committee,:
Members of the Norwich Union at large.
It was moved by Jour Parrisor, Esq..
Tuner, Esq. and
Resolved unanimously-6. That the Thanks-
he given to the Committee for their unwearied
tending to the concerns of the Institution.
it was moved by TUOXIAS WILSON, Esq.
Ceaacr, Esq. /re.
Resolved unanimously—:. That the Thanks
he given to the Directors of the Norwich '
ness with which they tave rendered to
facility in the investigation of their affairs.
(Signed) THOMAS BENSI
Mr. 13:-Ls14y having left the Chair, it was
tenon, who ntaved—
ThA the Thanks of the Meeting be given
!ter, Esq. the Chairman both of the Commit!
inp,, for his impartial conduct in the Chair,
the whole of the arduous business over which ,
This motion was seconded by Alderman
pored eusanlosely. '
It was also moved, seconded, snd resolved,
That the lksolutions now passed be published 1
ing, tvening, and Pro: facial Papers..

That Mr. Alderman

HAMPSHIRE, NEAR. A
TO BE SOLD BY Al;
Dy Mr. PEY'ION,
At Garraway% Coffin-house, 'Change-alley,
DAY, October 15, 1818, at Twelve o'Cit
A FREEHOLD ESTATE, called
A k consisting of a spacious Modern Mansion,
Acres of Land, lying immediately adjoining
tuate in the Parishes of Fenton Mewsey and
The House is pleasantly situate& having
is well sheltered from the North. The r-
venient and judiciously placed. There
the best Watet. Penton Lodge is extrennd
the residence of a Family of respectabilit-
three miles of Andover, a good market •
which the Exeter New Road passes;
forty-four cf Bath ; seventeen of SAlishury
ter; and sixteen of Newbury.
For Particulars, apply to Mr. Peyton,
Casey-street, Lincoln's-inn, where a Plan
seen; to Messrs. Forster, Cooke, and 1
Mr. Fleet, Andover; and at Carraway'

INDIA HEMP CAR,
THE Public are respectfully ,
new Article of foreign and domestic
brought to a degree of perfection far bey
superiority in economy, neatness, and re
fatly established by experience, and
tour.—A Variety of new Patterns haw
out, and the Manufacture, in a variety A
Stairs, &e. continues to be sold by II AY St
at their Carpet and Floor Cloth Wareha
alley, Cornhill, London—Y, is also to be
spectahle Upholstery and Carpet Warehouses
Kingdom.

A NEW FURNITURE OIL,
MAS simuTor, Chemist w
High Cross. This valuable composit
labour, will produce as brilliant a pollah
or the warm hand applied to the furnit
wards. It has nu unpleasant smell, and
linen.—Sold in pint bottles at t'.s. Half-
Sold, by appointme:tt, by E. Edwat
Church-yard; J. Sanger, 150, Oxford-str..
Co. No. 1121I1ow Church-Yard; J. Stradiing,
Rosling, Cambridge Heath, Hackney; R.
Place, Hertford; M. Wheeler, Chelmsford; ,
Lower-street, Islington; B. Smith, Cheapside,
shire; and may be had of most Medicine Ve-
Country.

SUPERIOR BRAVER HATS,
KIILLINGS.--IMPORT4
FRANKS and TAYLOR,. Ma
LINGTON-110USE, corner e
,can, respectfully acquaint the l'ubilc,
New-invented Light Oval-Sbape Double
so much admired for their beauty of
lug their share, zed only 245. Th. ",
to these matchless Liars. fully indicates
every other fiat oftered to poblie nt
Retailers of Bats to averni the name
`endeavour to foist an tile Pablic an ceteris'
a hest of good 'testifies.
The Capitol Awe Fevers and 7+llAl
to moltelootkrirebooes Fors, wi
are dalized to buy oo credlr. and
minufuctitred lists, consequently it
and ulebnately injuring thebnolves
with Feastokand 'l;'ivtoa.
kttc.Fts:te zte cus;:lisTAVtoa
I.4.arest not
Letters rvecived. Merchants ind the

e steleerrehesesereve se
....e.— ,•. shee--. „ - ',nu-, .
• • . - ' • ."'Vr•'' r ,-, 7•1?-1!"..• '• ' ett• . . f - .7i"). 1ir5.17• ' • ,• ' V , .;•77,..iC......
.., .' ••• ,
. . . •i. -
• •
aIt.EL- ..14, k j .... . . freeik .4, '.i l' •
' , le- • t;s '......- 4,('‘V" e •
• •,'l' • tr •)*':. . 4t; ',," . . 4
. .- , • .... . 4r ....." el e . ~4. . r.,„ ,
i
*.N. ...A.A.', C
• .
..
111
. . •
.
. - . At
1 I:
• ill%
r"...-•••WoNgft... 4.•
-.— .4.- ....- ma: ..,,..4-....-
,
_
..!‘'f.'! 11
t --,. k•• ''.4 . . ; . 1 ;.f.", .:I qii,
' ffk r 11.. , , , ,
rl"eh .% ,'. ~ 1 11111 ii i
dee:4 Al'ePir:e.
.454,7110 Al' !" .\. ' •
• ~ ...•
Wit ..- •
. .
-----_ - - - ,
A.Y SE ' EMBER 26, 1818. • liii/ti•Stv.viJrtsct: •1.
. .. , .
•
. . •
F: issußAtteit. NORWICH UMION MU i nip LIFE SOCIETY. hold, his elm eon!, and woke in ihry high ternisef • it
pectable "arr. dee two The neat &villein-under the head of
• • ' Yesterday, a
.general Meeting of the Insurers it aa tee don," adverted he the Treasurers. The
r.stricH UNTON
the Norwich Union Fire and Life. Office was held at Reeort. dientioned Messee Days and Sons, bankers at
rrEs, convenes' by
the City of London Tavern, .Biahopsgate-street, for Norwich' as the Treasurers for the Fire department, ,1
or Loco° N T .11.1116 .
tne purpose bf receiving the Report of the Committee and elts. Bignold, Sae and Cos ales eankeis it Nor-
dying the Report of
appointed on the 27th of July last to investigate the with, elle:Siding the same situation foribe Li& depart I
pointed at the Ye* charges made against that Office. The Meeting was meat. The allowance given by the Bankers was three
summoned for twelve o'clock, at which hoer there per cent. but the Committee could riot apprbve of the
the Chair.
_ aappearl a very numerous and a very respectable plan which had been piactisedrand which they con-
be the Secrenirf mf attendance of Members. About half-past twelve the eeived a deviation hem the deede of settlement—ethat
Committee of ,Inquiry catered the room, when of allowing large sums to remain in the hands of
Alderman of Roe- Mr. Alderman PATERSON (of Norwich) proposed those bankers for a erinsiderible time: This was a
r societies' Trusts, Tmotees BENsLiff, Esq. to the Chair. This was un- practice which ought tti be remedied. The &ere-
rah Alderman altd animously agreed to, and times were next mentioned. Thomas Bignold, see.
Mr. Brineere having taken the Chair, observed,. Esq. was Secretary for the Life Departmetee with
7 able Report. Now that the motion was made against his will ; he should, the power of nominating his son is his successor; and ' I
,it be printed, wills however, exert himself to discharge the duties which for the Fire Department, the joint Secretaries were s• i
of the Society. it imposed upon him. He felt satisfied that, under Thomas Bignord, senior, and Samuel Bignold his •. .
. • .
hand, to inspect ass their protection, he. should be able to preserve order son, with reversion to the latter. The Solicitor was
torwich Union; but, and a proper attention to every gentleman who might. Thomas Bignold, jun. Esq. • and in mentioning his
eg measures for we deliver his :emir:lslam Tbia, what be c tl ewe, as contented with dm law proceedings, the .
it. i • stasispeemiliall as thAle • -Commie& conceilsekit iisail. duty la. seesseehat .he
ie present Cenhattee he saw around him. was in no way blameable for Any participation in the
ith power to add to It was then moved, that the Report of the Coln- mistaken policy which had been pursued in that scles
*se mode of revising mittee should be read, which being carried in the partment in London, but that, on the contrary, his I '4
iof Parliaments and affirmative, F. A. CLARKS, Esq. was requested -to conduct was highly praiseworthy. The Committee
:ailing a early General
read it. The Report was extremely long, arid occu- had to express their regret that no regular surveybr
ke Sxiety. pied a considerable time in the reading. It would was appointed, an evil which, in their opinion, was i •
sq. seconded by S. N. be impossible to insert the whole, but the following productive of very many bad consequences; and .. •
•
outline will give our Readers a tolerable idea of its ought to be immedietely remedied. In noticing the
Alderman Taosr be contents. It began by stating the heads into which office of Actuary, the Committee felt thensselvel
it was divided. These were chiefly—the Appoint- called upon to state their entire approbation of the _ ...
„. s
al. seconded by Joss meet of the Committee; the Claims on the Society; conduct of the Gentleman, Mr. Morgan. at present
the Constitution of the Society ; the State of the Life bolding that situation. They had found his conduct
ordial Thanks of the Department; State of the Fire, Department; the to be most praiseworthy, and his management must .
to Fasnzatou Arisen Funds; Agents; General Remarks; and an Appendix. judicious, and on every occasion he had evinced the i ip.
efatigable exertions in The Appointment of the Committer.—Under this greatest willingness to afford them every information ;
, and the benefit of the head the Report stated, that in consamence of seve- i;1 his power. One charge, which had been brought
ral complaints from many individuals, eiledging as a very grave one against the Society, was, iliac . • '
lq. seconded by J. T. that they had not been dealt fairly with by the So- the names of certain Noblemen had bsoa stated es
ciety, that their claims for compensation for losses Trustees without their consent. It was, ro doubt,
banks- of this Meeting by fire, &c. were often delayed, and in some in- /rue that the names of. some Noblemen stcod in the
retried assiduity in at- stances altogether refused, a Meeting of Insurers list of Trustees, n;o had, in point of tact, no erre
was held some time back at the George and Vulture perty intrur,:ed to them ; bet this was not unat.l,:‘,4
l'e tined by the Noble persons alluded to. There wai
iq. seconded by F. A. Tavern ; at which meeting a Committee was a
pointed to inquire into the complaints, and to report not the least deceit practised, or intended to be prlc=
hanks of this Meeting thereupon. As soon as some of the proceedings of tied, en the public by this arrangement ; cwt i; a
h Uninn, for the readi- that Committee were known, another Meeting was Committee did not aeprove of it, as there was, :n
the Committee every held at the York Hotel, Bridge-street, on the 27th fact, no property cetrusted, and as there were many 1
of July last, where another Committee was appointed highly respectable individuals in the Society who
IeeLF,Y, Chairman. for the samepurpose, and for reporting on the na would be disposed to undertake that trust. if those
was taken by Mr. Pat- toreand cause of the abuses to a General Meeting. Noblemen alluded to were disposed to continue the
This Committee (from which the present Report sanction of their approbaticn they might better, per- •
given to Timms! press emanated) were immediately recognized by the Board haps, be called Patrons of Le Society. With Alia
nunittec. and this of of Directors at Norwich, who appeared dispo ed to conduct of the Auditors, the Committee had reason to '
I
forward the object of their investigation. . Anxious be satisfied; they were most st:ict in the ererninat;on
iv, and 11;; coercion to
rbich 1,,, h,„, pr.„,ii„!• to get every possible information as tO the **fledged and passing- of the accounts. In concluding seer
Alderman Taos?, and complaints, they wrote to those from whom tiler( remarks under this head of the Report, the Commie
conceived it was-likely to bei procured, inviting them tee noticed the conduct of the several local Cotn-
to come forward and • state' any abuses which they mittees, of whose zeal, activity, and intelligence, the •
Ted'
?üblished in the Mom- ,
knew to exist. They also sent a letter to Alderman Society has so many proofs. One would- be saffi-
lhorp, the Chairman of the Committee, at the cient—that there had occurred only one instance
George and Vulture, inviting him and his colleagues where the decision of a Committee bad been reversed.
iNDOVER. to co-operate in• the general object. This letter was The Report next came to s
E Ts:ZION, acknowledged by Alderman 'firorps After this coin- The Fire Depaitinent.—Under this head wet given •
N, •
ley, Cornhill,on Tacos- munication, the Committee proceeded with the In- a detail of the whole of the sums received for pre-
miums, &c. and of those expended in compensation
T• imis, in one Lot, quiry, the first part of -which wept into an examina-
tion of for losses, agencies, &c. from the foundation of the
lied PENTON LODGE; •
Society iniees, up to the pre seat year. The grunt!
Illansion, and about sixty The Claims upon, the Society.—These the Report
ining the Residence; sh divided into three classes: the first consisting of cases totals of these were—
y and Penton Grafton. not hitherto laid before the public ; the 2d of cases Amount of Premiums received sic ce 175i7 i 404,677 i.; 6
sing a Swat aspect, and •
Farm Buildings arc con- ~ „.,...... Under
noesatisfactOviiy adjusted ; and the 5d of cases in li- That Of this stun there had been kaid, fur losses
by Ere, agencies, &c. - eg6,9950 1G a .
e b a pleatif,d supply
of tiga.414,11. the head of the first class, the Re-
--- 4'
eermly well edapted for port mentioned several cases of individuals who had Leaving a balance of - - - I:14,07 lo 4
lily. It is situate within applied for compensation, and had been allowed it, Mein this were to be deducted several smaller
t and post town, through together with all their expenses, &c. Noire of these • items. tot v:ItiOIA6 purposes connected with the
sixty-seven of Lond.3n; manz.gemeut ; aril there remlined a sum in the . . ,
rury; sheen of Winches- were of ant, public importance. In the second class ..
hands of the Society, as a firt•-fund, of 106,19 t 0 0
, was noticed, amongst other cases, that `if Kinnaird, ' . li ~
Tins statement, as epplying to the Fire-fund, the
ns, No. 10, Cook's-court, who had made a claim for 7001. but did not prose-
tan of the Estate may be hoped would be considered satisfa ••• - " I
rrere, Lincola's-inn i to cute it,' • Having become bankrupt, his Assignees Committeectssy,
though it fell short of the 50 per cent. which •hed t
beougee an action for the whole sum (1,000/.), which
y 5. been first anlicipeted. The average rate of, pee.; c •
they.atledged to have been the amount or the loss.— 4
trETING. • had been for the three periods of seven years each,
This sum was recovered, but Mr. Justice Bayley, i
I informed, that this, who sat at the trial, fully acquitted the Society ee as fellows :—Vor the 'first, the profit was at an aye-
fleets commerce is now any improper motive in having, under the circum- rage 18e per cent. for the secoed 53 ; and for the
•.beyond expectatlon, Its . Third, 29 per cent. making in the whole period.of '2l
- d the claim. Under the third class
seances, resisted •
1 durability, appears:Abe • • wears, after all deductions of every kind, an aierage
confirmed by zeneiti fa- was noticed the case of Waldegrave, which the De •
• profit of 33ed per cent. This, taking the whole of the
Ik'
,eve recently been litught rectors, under the recommendation of the Comma-
circunistances into consideration, was a very lair
er of widths, for fr°""ls, tee, had paid, together with the cost of some wearing
Yet *.tRl) and TURN ratio of profit, and such as gave promising hopeethat
apparel, which tee Jury had not allowed. The neat
vhouse, N 9. IS, 'Change the.Society.would, in the course of no very distant
Dbe had at most of the re- case was till ; of Messrs. Parker and Darby, from
period, realize all the hopes which had been held out . e
areliouses taroughout the whose neknewledeorient it appeared that they had • F.
been most honourably indemnified by the Board of with respect tai it. The reason why the last seven
The years were not, on the average, as productive as the •
Directors, in the full amount of their loss. 1 'i'
L, prepared by THO-
: ::,net Deugri,t, totteahare Report then cited a number of other cases which had Peee.ed.ing, might in some degree be attribuied to the
ition, vices half the moat been settled to the entire satisfaction of the • partioc. great losses bs ~
• fire in lel a number of which were
Gib as Varnish, lint *she' and of some which had come in too late to be noticed caused
.by incendiaries. There were, in that year,
there leave r.6%.r..-irk after- r three convictions of incendiaries, and one for *fraud,
... .utly by theeCommittem It concluded this head, by
net will not sca the whitest
[elf-pint bottles Is. el. mentionieg the case of a Mr. Williair.s, whose name on which the insurance was £20,000. .
the27ht Life Department was the next head to which
wards, No. 66, St. Pant's had been used in ore of the charges against the So-called the. attention of the Meeting,
it
,rd-street; W. Sutton and ciety, but entirely without his knowledge or coesent ; u.TlTC`ttec.
itradiing, Royal Exchange ;
. and also the case of a M-. Watson, of Waterford, and from this part of their Repint a appeared,. that
kncy ; R. Setotoe, Mar.iet
.. there
._ had been received for premiums, annuities, en-
e ohad declared that
h since he hadepe catse of com-
con ments, &c. .up
.to 181$, the sum of I:s9s,3tte-
elmsford; J. Post, No. 15,
Cheapside, Halifax, York- plaint, but that his claim was settled in the readiest
lies ld.—out of which there had been paid 1326,142 f
and most cheerful manner possible. The next sub-
ale 41:1.--hLeaving a balance of E 257,180, 194. ad.
acme Venders in Town end
-----_ jest to which the Report referred was .i
After the most mature consideration of thfs De-
AT ONLY TWENTY The Constitution of the Society—under which it the Committee expressed the highest saes-
CANT SAVING. • considered separately, its original deeds of settle- Pertinent,
faction at its results. Its profits were such as were as
fanufacturers,of WEL- inert, and the nature of the duties of several of its
sufficient to reinsure the whole of their risks in the
•of Redeross-street, Barbi- princi al officers. The Committee, it observed,
ilk, they are selling their .1. Equitable Office, the rates of which were highcr.—e • ,
hauble Covered Beaver Hau, u'ougE fully satisfied that great alterations and addi-
The Report then went into a statement Of the coeses•
.
i colour, and always ntiain. lions were called for in the constitution and manage-
why this Department had so wellsucceeded. Among
eenseneee patronage given meet of the Society, had not yet sufficiently consi-
these it noticed the active and diligent conduct of the
sites their rePerieein• over dered the subject, so as to point out the precise na-
notice, and avail several agents, who were particularly careful in 'examining
of the feameue„e,„.,,,,e Lure of those alterations. They, however, begged
those whom they, insured.• It pointed out the. ITc-a
, .
to
t„re,ior g4.ln, ow dim leave to suggest, that a Committee should continue
effects of having official Stereos, by which the risks
MAIL examand enable ikesi to investigate the matter, examine into the deeds of
of life insurances would be eo much lessened ;cad
while Vie Trade* IC ',general settlement.and the Acts of Parliament which related
tO the Secant and • toutsuch • Tterations as
y, pont . they concluded this branch by stating, that only one in-
tin inset qantktii. ready --, 1a • stance of a life in • lead been 1' iest
s. insurancet nine at law
ifs only deceiving the public, might deem advisable ; . and with such a Committee
•.1 in the last ten years. It next went into. a review of le
to attempt any competßion there was no doubt the Board of Directors in :.or-
the advantages of insuring hi, the Norwich Union
with would be found most willing to co-operate. n,
any way "°"""4• with a The Report then alluded to Mn. Bignold, sen. the I ompared with those in the F.quitable, fejlich 4 stated .
Ise a ty...sfss. No unpaid • I c
obe the greatest of ail the other .Sate Mies, This 1 1
the Trade lap Plied. father, and to Hr. Samuel Birold and Mr. T. Big . • • I !
, t . J.
.. . .
. .
. .