The Liverpool Standard and General Commercial Advertiser.
Liverpool, Merseyside, England, 1853-07-19 00:00:00

Ensttrame Notices.

MUTUAL LIFE ASSURANCE.
THE SCOTTISH PROVIDENT INSTITUTION
is the only Office which combines the advantage of Fait
ticipation in the Whole Profits, with moderate Premiums. Ati
is a Mutual Assurance Society, in which the Whole Pr?ron
belong to the Policy-holders ; and it is free from the objec''_,4
of excessive Premiums, which is urged by the Proprieta.,
Companies against other Mutual Societies.
pating
The Premiums are low as those of the non-par trciso,
scale of the Proprietary Companies. They admit of being bo
not only with safety, but with ample reversion of Profits to ,0/
Policy-holders—being free from the burden of payment
Dividends to Shareholders.
The principle on which the profits are divided is at once sStet
equitable, and favourable to good lives—the Surplus being fug
served for those members who alone can have made sur_Pitb
payments; in other words, for those whose Premiums, ,"
accumulated Interest, amount to the sums in their policies.
This principle, while it on the one hand avoids the anorna4
of giving additions to those policies which become claims 0.
their earlier years, secures, on the other hand, that there is
member who has not been, in a pecuniary sense, a gainer
the transaction, who does not receive a share of the Profits.le
The practical working of the system has been, that at
first Division of Surplus-15i years after the commencemept,e.
Bonus Additions have been made to the Policies which Ils'er
come within the participating Class, varying from 20 to 54 Per
cent. on the sumsassured.

ANNUAL PREMIUM TO INSURE .t°loo AT DEATH

Li 16 0 I ..e2 1 6

..e2 616 I 214 9 1 .e 3 5 9 I .t'4 1

It will be seen on comparison that the same Premium whiCt2f,
at age 30, for example, is charged in the other Scottish Alutu%
Offices for Assurance of £l,OOO, will secure, in this Society
Policy of £1,230. And it is to he borne in mind that the higePrie,
immediate Assurance in this Office does not involve the If it,
fice of the member's interest in the profits, or any portilw the
This advantageous comparison holds good, too e!rieutri
same extent, with the participating scale of the Prop
Companies.
d eVerY Forms of Proposals, Copies of the Annual Report, en-
information may be had on application.
Edinburgh, July, 1853. JAMES, WATSON, manager,

AGENT FOR LIVERPOOL.
JOHN REID, 13, OLDHALL STREET.
MEDICAL OFFICER :-DR. GEE, 10, OXFORD-STREET'

1
OVEREIGN LIFE ASSURANCE COAIPANI
49, ST. JAMES'S-STREET, LO.ADON.
ESTABLISHED IN 1845.
TRUSTEES:
The Right Hon. the Earl Talbot, K.G. &c.
The Right Hon. the Lord De Manley,
Sir Claude Scott, Bart.
B. Bond Cabbell, Esq., AI.P., F.R.S.,
Henry Pownall, Esq.
OF S. of
The DirectorsFlßST have toDIVISION announce that,PROFI undTer the advicire_rt.
eminent Actuaries, they have, after making allowance for e:003
liability to the 31st of December, i 852, declared a bonus go-
the profits realised during the first seven years of the
pany's operations; which, in numerous instances, as sho",,ot
the following examples, is equal to 75 per cent. on the an
of premiums paid:—

Age Sum I Amoofunt
Bonus added noAwrni:
,ssule'
WI lEn I A
ss uredl to Policy. at deaf
.......,
redl iPremiums paid
X s. d. X s. d. I £ s,„, 5,
2U 500 59 0 0 44 6 8 544 ,L,! o
25 1,000 153 8 4 123 7 0 1,123 i Ey
28 2,000 282 0 0 208 18 8 2,208 18 0,
39 600 113 14 0 74 11 0 674 11 s
45 100 26 17 10 17 152
05
219137
:z..............7q 0
48 250 74 18 0 ,43

toowt alt
he enumberxpecot
ef
dd eathsam
mortalityongst providedth eassfuorredbyh
pany's tables, and so sound have proved the principle, u4,:itti,
which the office was founded,. that the Directors anticipat%n et
farTibeel
confidence that, by persevering in the same careful select] inie
lives proposed for assurance, and by adhering to the Prin_.,Yili
of rendering their policies indisputable, the same success.o4
continue to attend the Institution, and that future distribuov
f Mr. G. R. Pigot, 8, Union-street.
of profits will yield equal advantages to the assured. of life
Moderate rates, adapted to all ages, and every species„„ wing
assurance, may be obtained at the office, or of the fa,"
Agents :-
1 Mr. John Doming, 8, Basnett-street.
(Mr. W. D. Pollard, 1, Clarence-street. .....„ees-
Messrs. Pennington and Jervis, 9, Clarence-street•
J'''
square. street'
sLfiavnecrhpeosotle.r.
) Mr.Geo.Syson,9,Alfred-street,Shakspeare-
Mr. John Bradshaw, 80, George-street•
Cross-street•
Messrs. Nunn and Moore, 55, Cross-streel.
.Bthebel.,.`4en,',"l:6:
Mr. Wm. Jenkinson, 26, Back King-strees
. Mr. Edward Kirby.
[
cipr titri'
Active AGENTS WANTED in other tonne.
H. D. DAVENPORT, ..-re

Preston

LANCASTER SUMMER ASSISES, 1853.
CROWN COURT.
THE Commissions for holding these Assizes will be
P
at LANCASTER, OD SATURDAY, the 6th gust.
The Prosecutors and Witnesses are required to begin attend-
-Bth August, at Ten o'clock in the lore-

ance on MONDAY, i
noon.

The CoMt will sit for the despatch of business each day
during the Assizes at Nine o'clock in the Forenoon excet o
AlorcnAY, the Bth August, and on that day at Ten, o'clopck in
the Forenoon. --

1 LIVERPOOL SUMMER ASSIZES, 1853.
ale CROWN COURT.
ite- The Commissions for holding these Assizes will be opened at
s a LIVERPOOL, on WEDNESDAY, the 10th August.
rid, The Regulations for conducting the Criminal Business will
incl• be published in due time.
)es- By order of the Hon. Mr. Justice Wightman,
era T. S. SHUTTLEWORTH, Clerk of the Crown.
Crown Office, Preston, July Bth, 1853.
on• - It is requested that the Depositions in all cases for Trial at
cic. Lancaster or Liverpool may be immediately forwarded to the
ng. Clerk of the Crown, at the Crown Office, Preston.
Oa
trge
AT
s to

a SPECIAL GENERAL MEETING of the
TRUSTEES of the LIVERPOOL ROYAL INFIRMARY,
LUNATIC ASYLUM, and LOCK HOSPITAL, holden on
MONDAY, the 11th day of July, 1853,
EDWARD GIBBON, Jun., Esq., havingCai
a statement on the part of the Committee been read to
the meeting, it was moved by Mr. ROBERT HUTCHINSON,
seconded by Mr. LAWRENCE PEEL, and resolved—
" That a sum not exceeding 45,090 (to be taken from the
capital fund of the Institution) be placed at the disposal of the
General Committee, for the purpose of effecting the alterations
recommended by them in the statement now submitted."
It was irmed by Mr. ALFRED NORTH, seconded by the Rev.
J. B. MONK, and resolved,—
"
to . That this meeting especially recommends the
Committee
give their earnest attention to the increase of the subscrip-
tion list, in the confident expectation that an energetic appeal
to the public will produce a large addition to the income of
this charity, in order to repair the loss occasioned by the ex-
lenditure just sanctioned, acrd to enable it efficiently to
administer to the relief of the sick and disabled poor of this
increasing town and neighbotrhood."
EDWARD GIBBON, Jun., Chairman.
The thanks of the meeting were unanimously voted to the
Chairman for his able conduct in the chair.

)P1
kds,
es,
knd