The Liverpool Standard and General Commercial Advertiser.
Liverpool, Merseyside, England, 1839-10-04 00:00:00

imittraita otiras.

CALEDONIAN INSURANCE COtttANY. Incor-
porated by Royal Charter in VO5.
CAPITAL, £500,000.
Stock Cent, per Cent. ; paying a Dividend of 8 per Cent.

Insures Lives, grants Annuities and Loans on security of the
Policy, conjointly with personal security; also
INSURES ALL KINDS OF PROPERTY AGAINST

FIRE, AT THE LOWEST POSSIBLE RATE
. CONSISTENT WITH SAFETY.

THOS. URRUH ART, Agent for the Company, 76, Lord-
street. Also, Mr. BAIRD, Bath-street ; and Mr. JOHNSON,
Albion Bank.

NORWICH UNION LIFE INSURANCE SOCIETY.

ESTABLISHED 1808.

DIRECTORS.
Lieut. Col. Harvey, Thorpe Lodge, President.
Isaac Jermy, Esq. Stanfield Hall, Recorder of Norwich, and
Edward Temple Booth, Esq. Rodney-street, Viie-Presidents.
&c. &c. &c.
THIS Institution was founded on the o)lginal principles
of the London Equitable, with various improvements
—among the most prominent of which is, a reduction in the
Rates of Premium of nearly one-tenth.

The Caution of the Directors in the admission of Lives,
and the Xust and liberal manner in which claims have been
discharged, have secured to this Establishment so consider..
able a share of public support, that its Capital now exceeds
£1,700,000, its Income rim Premium £190,000 per Annum,
and its annual issue of Policies is between five and six hun-
dred.

Information may be obtained by persons wishing to effect
Insurances either at the Chief Office, in Surrey-steet, Nor-
wich ; at No. 6, Crescent, Bridge-street, London ; or of the
Agents established in every important Town throughout the
Kingdom.

SAMUEL BIGNOLD, Secretary.
The Directors, aware of the interest taken by the Assurers
in the proceedings of the Referees selected by the Members,
(duly assembled in General Meeting) to investigate the
Accounts and Securities of the Institution, feel great plea-
sure in stating that those Gentlemen, having had the most
unreserved access to every Book, Paper, Document, or Se-
curity, used or held by the Society, from its first Establish-
ment, have gone into such a minute, labourious, and thorough
investigation, as only parties so empowered and aided could
effect, and they are satisfied the result must prove beyond
the possibility of a doubt, that the Institution is PERFECTLY
SAFE and PROSPEROUS—that its mortality (rigidly tested)
may bear a triumphant comparison with that of any Office
in the Kingdom, (though like that of others, enhanced during
a period) and that its secured Capital is fully adequate to
meet all engagements, not only for the sums specifically
assured, but the large additions (between £400,000 and
£500,000,) already made by way of Bonuses.

WEST OF ENGLAND FIRE AND LIFE INSURANCE

COMPANY.
Empowered by Act of Parliament.
CAPITAL, £600,000.
President—The Right Honourable the Earl of DEVON.
FIFTH DIVIDEND TO THE INSURED.
PERSONS insured against Fire to the extent of £3OO and
upwards, whose Policies continued in force at Christmas,
1837, and who had then been insured Twa Years at least,
/
are hereby informed, that the Fifth Divide d, calculated on
the Nett Amount of the Premiums p by them, from
Christmas, 1832, to Christmas, 1837, i ow payable at the
Company's Office in Exeter, and by Agents with whom
the Insurances are effected, or renew .
FIRE INSURANCES continue o be granted on the
above plan of admitting the Insured into a participation of
the Surplus at the end of every Fifth Year, from which the
Public have already derived considerable returns.
LIFE INSURANCES.—A Bonus has been declared on
Policies, by adding to the Sums Insured, payable at the de-
cease of the Life, or an equivalent reduction of the future
Annual Premiums, at the option of the Insured. This ad-
vantage, added to the reduced rates of Premiums, renders
the terms of this Company particularly favourable to the In-
sured.
This Company's business-is still increasing, and the esti-
mation in which the Institution is held, may be inferred from
the fact, that, as a Fire Office, it ranks the Seventh in the
Kingdom ; and, as a Life Office, the extent of its business is
not inferior to that of the first-rate Companies.
The Company does not pride itself on account of the large
amount of Government Tax levied on the Public, in the shape
of Duty on Fire Insurances paid to the Company, but rather
refers, with satisfaction, to a measure in which the Insured
are beneficially interested—namely, the large return made to
them out of the Premiums paid, as the following Statement of
Policies, amongst many others, which are now receiving the
Bonus attached thereto, in the Liverpool department, will
prove :
Policy, No. 72,567
II 106,104
71 101,562
„ 108,800
12 104,888
„ 109,135
AGENTS IN LIVERPOCL :

£57 15 6
29 19 2
28 19 9
28 10 1
26 12 6
26 6 1

WM. 'WHITEHOUSE & SON,
12, Exchange-buildings.
D. & J. B. NEILSON, Exchange-street East.

Those persons whose Policies fall due at MICHAELMAS,
are respectfully informed, that they should be renewed on or
before the 14th October.