The Liverpool Standard and General Commercial Advertiser.
Liverpool, Merseyside, England, 1852-09-28 00:00:00

Dnial Insurances effected
Premiums as in other established offices.

;n and C

OCLUCIUMIL Ul 11UUral arm prompt.
Persons whose Fire Policies with this Company expire on the
29th instant, are respectfully reminded that receipts for the
renewal of the same will be found at the Head Offices in
Liverpool and London, and in the hands of the respective
Agents ; and those who, preferring the security offered by this
Company, may desire to remove their Insurance, are Informed
that no expense will be incurred by such removal.
SWINTON BOULT. Secretary to the Company.
BENJ. HENDERSON, ResidentSecretary,London.
September, 1852.

AGENT FOR BIRKENHEAD
Mr. Robert Hughes, Brandon-street, Hai

MEDICAL REFEREE

William Stevenson, Esq., Hamilton-square,

PHCENIX ASSURANCE COMPANY, for GENE-
RAL, LIFE, and LOSS OF LIFE AT SEA.
__Capital

Policies indisputable.
Policies payable to the holder.
Policies granted against Loss of Life at Sea.
Policies of five years' standing permit the assured to travel
to, and reside in, any part of the „world, without payment of
extra premium.
Inquiries and applications to'be addressed to
JOHN MANNV<G, Manager, Liverpool; or to
E. DANlELjeßesident Manager, London.
WANTED, Persons o espectability, activity, and influence,
as AGENTS in La shire, Yorkshire, and the northern
counties generally.

ATLAS FIRE AND LIFE ASSURANCE OFFICE,
92, CHEAPSIDE, LONDON.
Established 1506, and Empowered by Act of Parliament of the
54th George 111., cap. 79.

DIRECTORS.
JOHN OLIVER HANSON, Esq., Chairman.
WILLIAM GEORGE PRESCOTT, Esq., Deputy-Chairman.
Sir William Baynes, Bart., Moses ocatta, Esq.
A. E. Campbell, Esq. Capt. A. L. Montgomery, R.N.
T. Chapman, Esq., F.R.S. James William Ogle, Esq.
Donald Maclean, Esq. l Joseph Pulley, Esq.
Samuel Eustace Magan, Esq. Arthur Augustus Rasch, Esq.

A LTD visßs.
Francis B. Hooker, Es ~ and Joseph Grote, Esq
Actuary,—Ch es Ansel], Esq., F.R.S.
Solicitor, ' honias Browning, Esq.
Surge r,—Thos. Hopper, Esq.

"'LIFE DEPARTMENT.
Persons assured for the whole term of Life, for £lOO and
upwards, will have an addition made to their Policies every
,fifth rcai• (instead of every seventh, as heretofore) or an equi-
valent reduction will he made to the future payments of Pro-
mium, at the option of the Assured.

Policies may also be effected for the whole term of Life by
payments yearly or half-yearly, also by a limited number of
yearly payments, a mode of Assurance which originated with
this Company in 1816.

Assurances for Short Periods may now be effected in this
Office at considerably. reduced Rates of Premium.

The next venal,
Policies effected bet
to the time they ma

'ion will be made at Christmas, 1854, and
fore that date, will participate in proportion
iy then have been in force.

• ---
The following Sta
(printed with the co
ants) will, it is subn
of the principles or
ducted, and exhibit:
thereto respectively

itemerit of Sums paid on various Policies
msent of the Representatives of the Claim-
-flitted, confirm the very satisfactory result
n which the Company's business is con-
s the Bonus or Additions which attached
viz.:—

S
am

' .000COCI,
,2,--

,0000NN000

,1,1 ci 4, ci cq c , u, c, .r. c , . ,a. -1' -*, -44 C 1 -Y u.,

,~ooc~c~oooaa~

4 ..ct r. ,—. e.2.00C,—,101,x,y,

5

ckcsi,otcr-01---poccecd. oo ao
Cl 0, 0 0
eF 00 0 CGC4 at, CC 1--• .4. C.,
tr) C Ct, CX)

I
,

O 0000000000000000
~.00C COOOOOOOOOOOOl
ID -II 41 4, 0 0 •—• 0 0 0 0 Csl er
1,3 o—• 41 CV

6it L • ,F.

•w'i
0r76,C..) gt° :9=
ci o,
_ 01-4 -
`,l •—o c...) S
•
•ci2;ll,t, o
.;

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z

.P• 4

0 0, SC 0 inc.otarolm.
NO ac C,2 kr) C• 1 c, cc r-
cl 0, co -1. co to. .1.5 0 1, 0
41 C 0 p.O CZ CC U-3

The Directors have the satisfaction of stating,
That the Income of this Branch for the year 1851 exceeded

That the InveatmentB for the Life Policy holders now amount
to .t 1,382,108 ; _

And as "evidence of the advantage to Families of Life Assur-
ance, _ _

Tliat the Company has disbursed, among 2943 Claimants,
from 1808 to the close of 1851, the sum of .t'2,476,897, of which
a very considerable portion was for Additions, under the sys-
tem pursued by this Company.

Arnongst the advantages ()tiered by the Company to the Pub-
lic are the following,viz.

That the Charges for carrying on this Branch of the Com-
pany's business are very moderate.

That the Interest and Dividends on the Life Fund are in-
vested for the sole benefit of the Policy Holders, and, in like
manner, the Profits arising therefrom after the Quinquennial
Valuations, without any deduction whatever.

The following Table shows the total additions made to Life
Policies for .elOOO, effected in London or through an Agent in
Great Britain, which had been in force for the Thirty-three
Years ending at CHRISTMAS, 1849:

BONUS.

Age at' Equivalent to the
corn- i Annual Gross following
mence-,Premium.lAdditions 1 per Centage
I ment. to theSurni on the Premiums
Assured. paid to the
_I

Date of
Policy.

Dec. 25, 1816 25 424 0 10' ...609
Ditto 30 26 14 2 657
Ditto 35 29 18 4 719
Ditto 40 33 19 2 817
Ditto 45 38 19 2 975
Ditto 50 45 6 8, 1217
Ditto 55 53 3 4 1676
Ditto 60 63 13 4' 2243

£76 15 2
74 10 10
72 16 7
72 18 1
75 16 9
81 7 0

Equivalent Reductions have been made in the future paN-
ments of Premium, where the parties assured have desired to
have the amount of Bonus so applied.

FIRE DEPARTMENT

The Company undertakes the Assurance of Property in the
Manufacturing, Agricultural, and other Districts, on favorable
terms. Risks of extraordinary hazard on special agreement,

upon survey

An allowance
.for the loss of Rent of Buildings rendered ui
tenantable by Fire, is one of the advantages offered by tl
Corirany. _

Vie Assured are entitled to participffi..
Branch every fifth near.
RENEWAL—Policies due at MICHAELMAS
should be renewed within Fifteen Days thereafter.
The Office Proposals and Forms for Assurance
against Fire, with full particulus explanatory of 1.1
tion, &c. of the Company, may be obtained at tl
London, or of any of the Company's Agents in the
Cities and Towns of the United Kingdom.
HENRY DESBOROUGH, Se
Clieapside, London, 23rd September, 1832.

the Profits of this

Of

The Agents for the Company in Liverpool are :
Messrs. HORNBY and INIARSDE,N, 10, North
John-street.
Messrs. MUSGROVE, VANCE, & WORTHINGTON,
Hargraves' Buildings, Exchange-street East.
Mr. IV, H. MACLEAN, Tower-buildings.
Mr. J. 'l'. LEYLAND, Exchapge-court, Exchang,e-
street East.
Nr. J. L. CAWS, 26, Castle-street,