The Sun.
London, England, 1844-02-06 00:00:00

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FEBRITA 6 , 1844.
No. 16,052. LONDON, TUESDAY MORNI'NG SUN,

PRICE sd.

THE SUN is Published EVERY MORNING at FIVE O'CLOCK, in Time for the EARLY TRAINS and TOWN DELIVERY; a SECOND EDITION (Eveniag Sun) is Published in Time for the AFTERNOON TRAINS,
and a THIRD EDITION at SEVEN O'CLOCK, for POST, containing PARLIAMENTARY and all other NEWS in LONDON up to that Hour.
•
ADVERTISEMENTS INSERTED in ALL THE THREE PAPERS, Morning, Noon, and Night, thereby insuring a TOWN and COUNTRY CIRCULATIOI4; at ONE CHARGE.

Vii.

ATIONAL PROVIDENT IN6fITU-
TION.
48, Graceehurch-street, London,
FOR MUTUAL ASSURANCE on LIVES, ENDOW-
MENTS, DEFERRED SUMS,
IMMEDIATE and DEFERRED ANNUITIES.
Enrolled under the Acts of Parliament relating to Friendly
Societies.
DIRICTORS.
C. P. Bousfield, Esq. Thomas Hodgkin, M.D.
John Bradbury, Esq. R. Ingham, Esq.
Wil ism Cash, Esq. Joseph Janson, Esq.
Thomas Castle, Esq. S. Hayhurst Lucas, Esq.
James Crofts, Esq. C. Lushiogtoo, Esq.
John Feltham, Esq. John St. Barbe, Esq.
Joseph Hargrave, Esq. Richard Shortridge, Esq.
Samuel Smith, Esq.

MEDICAL Dinv.cTexs.
J. T. Conqueet, 51.D.,F. L. S. Thoma, Bevan, M.D., F.L.R.

REPORT of the DIRECTORS to the EIGHTH ANNUAL
MEETING of the MEMBERS, held ot the Office on the
15th of December, 1843.
CHARLES LUSHINGTON, Esq., in the Chair.
It ii with feelings of no ordinary gratification that the Pi-
rectors render to the Members of the NATIONAL PROVI-
DENT INSTI f UTION, this, their Eighth Annual Report,
of its proceedings.
Each periodical review of the progress of the Institution has
afforded abundant evidence of its growing prosperity, whilst the
statement which the Director., arc enabl.ll to publish on th •
present occasion, exhibits a result far exceeding their most van.
guine expectations.
before proceeding to a summary of the business of the year
just terminated, the Directors would advert to the notice con-
tained in their last Report, that in accordance with the 2tith
Rule, the accounts of the Incaution were then uncle, the inves-
tigation of an eminent Actuary. for the purpose of making a
careful valuation of its existing liabilities and assets, in order to
declare a dividend out of the surplus which might from such
valuation appear to exist. That investigation was completed
in January last (by Charles Ansell, E-q., F. R. S., the Actu-
ary referred to), and the Directors have now to congratulate
the Members of the Institution on the great success which
has attended its operations, by effecting a large reduction in
the premiums payable, or by securing correspondingly large
additions to the sums assured on Life Policies; notwithstand-
ing ONE FIFTH of the actual profits declared to be divisible
among the Members has been reserved, and a reduction equal to
45 per cent. from the premiums of those Members who have
been assured the full term of Seven Years, and at certain ages,
has been secured to them.
The number of Policies issued during the past year has been
703, nearly all of which are of that Class securing a sum of
money payable at death. The number of proposals declined
during the same period is 81.
The annual income of the Institution, which was last year
reported as being 39,3601. 9.. 7d., would have been increased
to the relatively larger sum of 47,934/. 4s. 3d. ; but of this
amount, 3,714/. 7s. 3d. has been allowed or deducted from
the annual premium of those Members who have elected to
have their premiums reduced in lieu of the Bonus added to their
policies.
The Accounts have been duly audited to the 20th November
ast, at which date the Capital Stock of the Institution was
167,079/. 1 Is. 2d., being an increase of 27,2731. 9s. 7d. on
the sum reported last year, and which amount is invested with
the Commissioners for the Reduction of the National Debt, and
in Real Securities, conformably to the Acts of Parliament and
the Rules of the Institution.
The claims during the past year on the lives of deceased
Members amount to 7,6001., which sum has been paid, together
with the Bonuses accrued thereon
The Directors have also to inform the Members, that in ac-
cordance with the notice given in the last Report, the business
of the Institution was removed to their Freehold preinisesin the
spring of this year; of the eligibility of the situation and the
superior facilities the premises afford fur carrying en its busi-
ness they have already had satisf. ctnry proof. That porti in of
the building not occupied by the Institution is let to highly re-
spectable tenants, at a rental which leaves the rent-charge to
the Institution at an extremely moderate um
From the preceding statements it will be observed that the
amount of business has been very much increased during the
past year ; an increase that may chiefly be attributed to the
advantages secured to this Institution, by being enrolled under
the Actsof Parliament relating to FRIENDLY SOCIETIES,
as also to the growing disposition on the part of the public to
effect Assurances in an Office where the surplus profit is di-
vided, not among Shareholders, but among the ASSURERS
THEMSELVES.
To the PRINCIPLE of MUTUAL ASSURANCE, as
carried out by this Institution, the Directors earnestly invite
the attention of the Members and the public at large, as also
to investigate for themselves the relative claims tor preference
of the various Lire Offices, and they rest confident that none
will be found to combine greater advantages, or that can justly
ay claim to a larger share of public confidence.
The following statement shows the progress of the Insti-
tution from the commencement :

GREAT LEAGUE MEETING,
THEATRE ROYAL COVENT-GARDEN.

( USUAL WEEKLY MEETING of the NATIONAL ANTI-
CORN-LAW LEAGUE will be held in the Theatre Royal Covent-
Garden, on TIMIUDAT Evamnia NEXT, the Bth of February.
The meeting will be addremed by the lion. Charles Pelham Villiers,
M.P.; Richard Cobden, Esq., M.P.; General Sir De Lacy Evans
and R. It. R. Moore, Esq.
GEORGE WILSON, Esq., will take the Chair precisely at Sevea
o'clock.

Cards of admission to the stage and boxes may be had on applies-
don, at the Central Offices of the Leave, No. G 7, Fieet-streee.
Tke Cards of Registered Members of the League will, aa heretofore,
admit to the I'll and Galleries of the Theatre.

ROYAL POLYTECHNIC INSTITUTION.
POPULAR LECTURES daily, abounding in BEAUTIFUL
EXPERIMENTS. With the view to amuse the Visitors, as well as
to at in CHEMISTRY, EXPERIMENTAL PHILO-
SOPHY, and other branches of Science, Dr. Ryan, Professor Bach.
hoffner, Mr. Gothhtrd, and other Lecturers vary their subjects as much
as possible, and have arranged so that each Lecture shall seldom oc-
cupy more than half-an Hour—a List of which for the week is sus.
pended iu the Hall of Manufactures. The first commences at a Quar-
ter pest Twelve. The Apparatus, &c., used for illustration is of the
most elaborate and perfect description, amongst which is ARM-
STRONG'S HYDRO-ELECTRIC MACHINE (which is exhibited
daily at Three o'clock, and at Eight in the Evenings), and LONG-
BOTTOM'S OPAQUE MICROSCOPE, NEW DISSOLVING VIEWS,
DIVER and DIVING-BELL, &c. &c.
Conductor of the Music, T. Wallis, Mus;Doc.
Admission, Is. ; Schools, Half-price.

THE NEXT DISTRIBUTION of MONEY
DIVIDENDS, AUTHORISED and GUARANTEED by
llle MAJESTY the EMPEILOR of AUSTRIA, contains MONEY
DIVIDENDS of
£5O £6O £7O
Xia) £lOO £llO
4150 £2OO £4OO
£l,OOO £1,500
and £23,000 sterling.
Amounting together to £70,170 sterling.

£l2O
£6OO
£3,000

Direct for PROSPECTUS Kith full particulars, WITHOUT DELAY,to
HEINE BROTHERS, at HAMBURGII,
Or, to HEINE BROTHERS, at LUBECK.

NATIONAL LOAN FUND LIFE ASSUR-
ANCE SOCIETY,
26, CORNIIILI„ LONDON.
Capital .4500,000.
Empowered by Act of Parliament.
At the First Altana.' DiVi9ioll of Profits in May, 1843, Policies of
live years' standing in this Society became entitled to a Donna
averaging, 55 per cent. oa the Premiums paid.
EXAMPLES.

Policy. Annual Bonus Cash Prem.
Entry. so. A•ge• gum. Prem. Added. Bonus. Reduced.
.£ s. d. iE s. d. A s. d. s. d.
1837 39 59 1,000 4;7 8 4 132 14 65819 9 819 4
1838 ll4 56 3,000 175 15 0 296 9 7 123 0 6 16 9 7

Another Bonus will b del

tared to the present year.

IMJIEDIATR ANNUITY FOR EVERY HUNDRED POUNDS SUNK.
Annuity. Annuity.
Age 40. .£6 5 2 Age 70 £l,l 2 2
b 0 7 8 0 75
60

LONDON AND • COUNTY JOINT STOCK
-RANKING COMPANY.
PARENT ESTA.BLISIIMENT, 71, LOMBARD-STREET.
DIRECTOAS.
WM. HAWES, Esq., Chairman.
EMANUEL COOPER, Esq., Deputy Chairman.
William Cory, Esq. Alexander Rogers, Eeq.
William Evans, Esq. Richard Springett, Esq.
rhilip Frith, Esq. Clement Tabor, Esq.
Swynfeu Jervis, Esq.. Julia Whealton, Eaq.
John Cuthbert JoynereEsq.
GENLZAL MANAGEZ—tlenry Luard, Esq.
At the Annual Meeting of Proprietors held on Thursday, the let of
February, 1844, at the Company's premises, No. 71, Lombard-street,
the following Report for the year ending the 30th of December, 1843,
was read by the Secretary- :
W. ILAW.ES, Esq., in the chair.
RETORT.
the Proprietors to the half-yearly Your Directors have much satisfaction in eating the attention of
balance sheet of the Company, by
which it will be seen its business is steadily improving, and that.
atter deducting all the current expenses of the head office and
branches, and interest on current and deposit account*, rebate on
bills not due, allowance fur bad and doubtibl debts, &c., there re-
mains a balance of 3,6471. 14s. at the disposal of the Shareholders.
Your Directors recommend a dividend at the rate of 5 per cent. per
atututu for the half-year, which, if approved by the Proprietors,
leaves 805'. Ili. 6d. for the Guarantee Fund.
Your Directors can continue to report most favourably of the
working of the branches. They believe the monetary wants of the
localities in which they are situated are fully provided for, without
any stimulus being given by the issue of local notes.
Your Directors cannot make any definite report at present on the
pending law proceedings, arising out of the affairs of Messrs. Coils
and Co.; but, acting under the best legal advice, and devoting to
them their best attention, they believe the statements made to the
Last meeting will be supported by the ree,...it.
Airsoon as it le in their power to afford au exact account of these
transactions, a detailed statement will let submitted to the Proprietors.
The Proprietors will not fail to observe that, although the tines
have been most tudavourable for banking profits, the Guarantee
Fund is increasing.
The three members of the Board who retire from the Direction on
the present occasion are—John Cuthbert Joyner, Esq., Fiwynfen
Jarvis, Esq., and Wm. Cory, Esq., all of whom are eligible fur re•
election, and offer themselves accordingly.
EALANCE SHEET Of THE LONDON AND COCNTT BANIINU COICPANT,
30TH DEC. 1843.
LIABILITIES.
.•.£121,655 0 0
8,245 0 4

Paid-up Capital ... .
Itwerved Fund •,

Due to Customers on Current and Deposit Ac-
counts and other Liabilities. • • • ...... • • • • • • • •
Profit and LOSI

ASSETS.

Cash on hand ..
Securities, Discounted Bills, &c • • • • • • • • • • • .....
Preliminary Expenses, Expenses of establishing
Branches, Bank Premises and Leases, fitc., Cur-
rent Expenses, and Interest on Current and
Deposit Accounts, &c. • • • •

£129,930- 0 4

996,082 17 8
29,152 0 8

£1,155,164 18 8

£1h14,951 10 9
912,669 0 10

AIETROPOLITANI STREET CLEANSING
ISlCapital 100,0001., in 10,000 Shares, at 10'. per Share. Deposit 21.

53,344 7 5

£1,155,164 18 8
We, the undersigned, have examined the foregoing balance sheet,
and compared the items it comprises With the several books and
vouchers relating thereto, and have found the same to be correct.
(Signed) THOMAS JAMF..S.
JONATHAN BARRETT.
London and Country Bank, Jan. 25, 1844.
PROFIT AND LOSS ACCOUNT.
DEBTOR.

FERGUSON CAMROUX, See.

DHEASED AND HEALTHY LIVES ASSURED.
MEDICAL, INVALID, AND GENERAL
LIFE OFFICE.

25, PALL-MALL, LONDON.
Capital, £500,000.
This Office is provided with very accurately constructed Tables, by
which it can ASSURE DISEASED LIVES on Equitable Terms.
The Extra Premium discontinued on restoration of the Assured to
permanent health.

INCREASED ANNUITIES granted ou unsound Lives, the amount
varying with the particular disease.
Members of CONSUMPTIVE FAMILIES assured at Equitable
Rates.

per Share_
The arrangements for this Establishment are nearly completed,
and will be speedily announced, under distinguished and extenaiva
patronage—an influential and responsible body of Trustees, with au
efficient and a practical Board of Management.
By order, JOFIN CLARKE.
Temporary Office, 3, Trafalgar-square, Chariug-Cross,
Feb. 3, 1844.

GErILDIIALL.I.ONDON, JAN. 26, 1844.
NOTICE is hereby given that the BONDS of
all PERSONS having become BANKRUPT or having TAKEN
the BENEFIT of the INSOLVENT ACT since their ADMISSION as
BROKERS of the CITY of LONDON, have thereby become VOID,
and that all such persons are disqualified to act until they shall hare
Aped other Bonds with sufficient sureties, and shall have been re-
admitted by the Court of Aldermen.
Information of persons acting as Brokers without being readmitted
Is requested, that they tray be prosecuted.

HEALTHY LIVES are Assured at Lower Rates than at most
other offices.

Policies of twelve months' standing are not affected by Suicides,
Duelling, &c, ; and Assigned Policies are valid fFum the date of the
Policy should death ensue from any of these causes.
F. O.:P. NEISON, Actuary.

AUSTRALASIAN, C
RIL LIFE ASSURANI
12G, Biahopsgatt-street, corner of
Capital 200,000.
DIRE(

PUBLICATIONS.

;OLONIAL, and GENE-
CE and ANNUITY COMPANY,
~ in 2,000 Shares.
CTOR6.

SUPPLEXENTS GRATIS.

WITH T. •
lu consequence of the immHensEe D
demISPATCHand for the DISPATCH
and SUPPLEMENT of Sunday last, containing a Atli leport of Mr. Shell's must brilliant Speech. the Proprietors of the Disputa. apprehensive that numbers of persons, who may be desirous of
obtaining copies of their Journal, may be disappointed.
unless provision be made to meet such demand, have
printed a great number of extra papers to keep on sale ; and
as, frheu these are disposed of, others will not be obtainable, an
early application is suggested, as the Supplement which accom-
panied the Dispatch of February 4, will be necessary to bind
with those Supplements that are to follow ; so that when the
great national trial is concluded a perfect history of the affair
(including a biographical sketch of Mr. O'Connell), which nu,'
be bound, or otherwise preserved as a matter of reference, will
be in the possession of every purchaser of this Journal, the
proprietors of which, anxious to render the account perfect, will
presebt (gratis) a Supplement each Sunday during the progress of
the trial, and another at the conclusion, containing all the proceedings
up to the Supplement given on Sunday last. That of Sunday next will be
comprised in 4t columns, the same size as the Dispatch, and contain
a verbatim report of the most eloquent speeches of Mr, 'Whiteside and
of Mr. O'Connell.

Orders for the Dispatch are received by every News Agent and
Bookseller in the kingdom ; and by Mr. •Wool, at the °Mee, 139,
Fleet-street.

Edward Barnard, Esq., F.R7S.--aiileon Colqnhoun, Esq.
Robert Brooks, Esq. Charles E. Mangles, Esq.
Henry Buckle, Esq. Richard Onslow, Esq.
John Henry Capper, Esq. William Walker, Esq.
BANKERS—Union Bank of London.
Coto:4l.AL Bases as—The Bank of Australasia (Incorporated by Royal
Charter, 1833), No. 2, Moorgate-street.
SOLictroas—Messrs. Maples, rearse, Stevens, and Co.
PHYSICIAN—Dr. Fraser, 62, Guildford-street, Russell-square.
SICIINTARY—Edward Ryley, Esq.

PUBLICATIONS of the SOCIETY for the
EMANCIPATION of INDUSTRY.
Now Ready.
AN ESSAY ON MONEY, ITS ORIGIN
AND USE. By JOHN TAYLOR, Author " Junius Idea-
ted." Third Edition. revised. Price 2e. 6d.
AN ESSAY on the STANDARD and MEA-
SURE of VALUE. Second Edition. Price 2s. 6d.
117RRENCY FALLACIES REFUTED, and
.) PAPER MONEY VLNDICATED. Second Edition. Price
2s. 3d.
CATECHISMS of the CURRENCY and EX-
CHANGES. A new Edition, Enhuyed, Price 4s. cloth; or,
separately, The Currency, 2s. ; Exchanges, 2s.
THE MONETARY POLICY of ENGLAND
and AMERICA. Price One Shilling.
" It 18 necessary your gold should bo coined, and have the klniea
stamp upon it, to secure men in receiving it, that there is so much
gold in each pieceT. But It is not necessary that it should have a
fixed value set on it by public authority."—Locke.
H E MINISTER MISTAKEN; or, THE
QUESTION of DtPRECIATION ERRONEOUSLY STATED
by Mr. HUSKISSON. Price One Shilling.
" Our forefathers, who sought comfort in proverbs, used to say,
when the people's tale of bricks is doubled. Moses is at hand."—
Niebilear.

TO COMMERCIAL GENTLEMEN AND OTHERS.

Current expenses, salaries, rent, &c., of Head Office
and brunches, interest allowed on current and deposit
accounts, rebate on bills not due, and allowance for
bad and doubtful debts, Ste. • •
Half-year's dividend at 5 per cent.
Balance carried to Guarantee rund• ••••••• • • • • • • 805 11 6

£29,152 0 8

ASSURANCES may be effected with this Company at unusually
favourable rates, affording every variety of accommodation to the
assured. l'artiaipation in profits, ascending and descending scales of
premium, permission to retain one-third of the premium, which Is
charged as a debt against the policy, tables for the assurance of a
sum payable in the event of death to the executors of the assured, or
to himself upon the attainment of the ages of 45, 50, or 60.
TO EMIGRANTS, TO TIIE AUSTRALASIAN COLONIES in
particular, who are assured for the whole term of life, this Company
offers the advantages of permission to proceed to, to reside in, and to
return from those colonies without extra premium ; and to pay their
premiums there.

THE CATHEDRAL HOTEL and TAVERN,
48, St. Paul's Churchyard, and 50, Old Change, one door from
Cheapside, being most central and cheertUlly situate, has superior ac-
commodation at moderate charges. Soup, Fish, and Joints ready from
One to Seven o'clock. Dinner off the joint, 10. 6d. ; with soup, fish, or
entrees, &c., 2s. Very choice old Wines and Spirits, and the cele-
brated Punch. Rooms for private parties, Hot and Cold Baths, well-
aired Beds, &c. Reid and Co.'s splendid Stout, and Bass and Co.'s
Pale India Ale.

EX TE N SI V E SAL E.
The SPLENDID STOCK of FANCY JEWELLERY,
GOLD and SILVER WATCHES, SILVER PLATED GOODS,
TORTOISESHELL WORKBOXES, and TEA CADDIES, and a
great variety of other Fancy .Articlee, are now SELLING OFF, at a
heavy sacrifice, by Idee.srs. HORTON and CO., of 36, Ludgate-
street, opposite Messrs. Everington and Co.'s, in consequence of Mr.
Horton retiring tl-oni the retail busines.s.

CURRENCY EXPLAINED;
in REFUTATION of the LAST FALLACY of " THE
TIMES," Nov. Bth, 1848. By VESUS. Price One Shilling.
London : Samuel Clarke, 13, Fall-Mall East, and to be had (by
order) of all Booksellers.

STATE OF IRELAND, prico I. 6d.,
AJUNIOR, to his " SENIOR," on an Article
in the " Edinburgh Review," on the State of Ireland and th•
Measures for its Improvement.
James Ridgway, Piccadilly.

It Is seldom the public have an opportunity Like the present of pur-
chasing, at little more than one-half to two-thirds the usual charge,
the variety of genuine articles now offered for sale—comprising Gen-
tlemen's and Ladies' Gold and Silver Watches, of workmanship the
that class of excellence, Gold Neck and Guard Chains, Seals and
Keys, Fancy and Mourning Brooches, Rings, Pins, and Ear-rings,
Pencil Cases, Silver Card Cases, Scent and Snuff Boxes ; also Silver
Plated Tea and Coffee Sets, Candlesticks, Cruet Frames, Dish Covers,
Corms Dishes, Waiters, Ice Pails, Butter Coolers, Bread Baskets,
&c., all warranted the beat Sheffield make ; Table and Dessert Forks
and Spoons, Soup Ladles, Grape Scissors, Asparagus Tongs, Nut-
cracks, Dessert Knives and Forks in Case, Jet Necklaces, and nu-
merous other Fancy Articles, all at a considerable sacrifice.