The Sun.
London, England, 1850-09-13 00:00:00

.
N°• 18] 088. LONDON, FRIDAY
v .1(3-
- „ y. 4
t, 9 SEPTEMBER 13, 1850.

[PRICE SD.

DISPUTED Linn POLICIES.
" A trial of considerable Intei:est to Life Assurance Offices and the
public was concluded yesterday in the Court of Exchequer. The
Eagle Company held a policy for an assurance of 539/. In the Alhon
Company as security for an advance, the payment of which policy
was now disputed by the Albion, on the ground that at the time it
was effected the fact of the assured party having been a man of in-
temperate habits was concealed from the office. Ihe chief evidence
turno noon the question so to the degres of intemperance that had
been exhibited, and the reuit was, that a verdict was given against
the resisting office, not only for the amount of the policy, but also for
401. interest from the date when it became due. The circumstance
of the action being brought by one office against another presents a
striking illustration of the uncertainty which may attach to all po-
licies under the present system, and sho,s that the only mode by
which absolute security can be obtained by the public must lie in the
general adoption by Assurance Offices of the plan of prole ,zing them-
selves in every case by due inquiries before the grmtini f each po-
licy, and of afterwards assuming the full responsibility of the com-
pleteness of such inquiries by holding themselves precluded from
raising any future question. In the present case two offices are
found to he diametrically opposed in their opinions as t€ what can
properly invalidate a claim, and yet the public are expected to be
able to guare themselves against such contingences. Similar casas
have occurred before, and even if they were more rare, they would
seriously- injure the progress of life assurance. The very principle
upon which the business is founded is the removal of uncertainty,
and whenever that principle is counteracted in the slightest degree,
the people who would be the first to resort to its advantages are the
first to be deterred."—Times, July 11, 1850.

RAILWAY INTELLIGENCE.

GLASGOW, AIRDR[E, AND MONKLANDS

JUNCTION.

The half•yearly meeting of this company was held
in Glasgow on Tuesday, Mr. Peter Blackburn in the
chair.

The report by the directors state that since the last
half-yearly meeting a settlement of the whole claims
of the Glasgow College against the company had bee❑
effected, at considerable pecuniary sacrifice to the
company.

Since the last meeting the directors hare disposed
of the balance of rails and chairs on hand, and have
been doing everything to bring tha affairs of the
company to a close.

Tile balance at the credit of the company amounted
to 1401. 3. 33.

The CHAIRMAN, in moving the adoption of the
report, remarked that the only object of the directors
in the management of this company was to save fur-
ther expenditure, too much having already taken
place. The directors were convinced that no part of
the line could be made which would prove of ad-
vantage to the shareholders, but if any of the share-
holders were willing to carry on the line they could
do so at their own expense. He concluded by moving
the adoption of the report.
Mr. DRYSDALE seconded the motion.

THE LONDON INDISPUTABLE LIFE
POLICY COMPANY
No. 72, LOMBARD-STREET, LONDON.
TRUSTEES.
I. Campbell Renton, Esq., M.P. Richard Spooner, Esq., M.P.
Richard Malin% Esq., Q.C.Q,C. James Fuller Madox, Esq.

William Wilberforce, Esq.
DIRECTORS.
Robert Henry Forman, Esq.
John Hamilton, Esq.
fames Fuller Madox, Esq.
, John Matthews, Esq.
IC. Octavius Parnell, Esq.
AUDITORS.
James Turner. Esq.
I David Henry Stone, Esq.

William Adams, Esq.
John Atkins, Esq.
Henry Augustus Bevan, Esq.
J. Thompson Bramwell, Esq.
John Danger&ld, Esq.

Mr. WILSON, of Dundyvan, moved as an amend-
ment, " That the report be not approved of," which
was seconded by Mr. G. Mitchell.
A lengthy discussion ensued on the present value
of the assets, from which it appeared that if 30,0001.
could be obtained for the property at Woodlands,
15,0001. might be available to divide amongst the
shareholders. Eventually Mr. Wilson withdrew his
amendment, and the motion of the chairman was de-
clared carried.

George Cumming, Esq.
William D. Starling, Esq.

SEcaETAßY—David Alison, Esq.
BANKERS— lessrs. Spooner, Attwoods, and Ce.
PADDINGTON LOCAL BOARD.
24, Connaught-terrace. Edgeware•road.
Ilev. James Sherbold Boone, A.M , Stanhope street, Hyde-park.

, .
Captain Creed, Norfolk-crescent, Oxford-square.
Charles Pemberton, Esq., Eastbourne-terrace, Hyde-park, and Lin.

coin's Inn-fields. -
Thomas Jervis Antos, Esq., York-street, Portman-square.
George Y. Robson, Esq., Eastbourne-terrace, Ilydetpark, and New
square, Lincoln's Inn.

Another conversation ensued whether it would be
advisable to wind up the concern, or carry it on, the
Chairman, as representative of 11,000 shares, wish-
ing to retire from it, and certain shareholders wishing
to carry on the line. The meeting was, however, ul-
timately brought to a close on the understanding that
in any negotiations that may hereafter take place, the
shareholders wishing to retire would not throw any
obstruction in the way of those who might wish to
acquire and carry on the line.
Messrs. Wilson, W. G. Mitchell, Finlay, and
Cullen, entered their protest against the proceedings
of the directors, after which the meeting separated.
GREAT- WESTERN.-It appears that 2,463 pas-
sengers were conveyed in the excursion train last
Sunday on this line from London to Bath and Bristol
and back. This train was so successful that the com-
pany intend to start an excursion train next Sunday
morning from Paddington to Bath and Bristol for
first and second class passengers, the former to pay
104. and the latter 6s. each. The train is to leave
Bristol for London the same evening at about seven
o'clock.

Secretary, Chas. Hoglston, Esq.
The POLICIES of this Company, being INDISPUTABLE, form
Family Provisions and Negotiable Securities, for their validity is not
dependent, as in the case of ordinary Policies, upon the Import of
previous reports and other documents.
Owing to this important improvement in the practice of Life As-
eurance, the progress of this Company has been rapid from the com-
mencement of its business, and is steadily advancing.
Copies of the Report of the last Annual Meeting will lie forwarded,
on application, to Solicitors, to whom Commission is allowed.
ALEXANDER ROBERTSON, Manager.

UNITED KINGDOM LIFE ASSURANCE
COMPANY.
Established by Act of Parliament in 1834.
8, Waterloo-place, Pall-mall, London ; 97, , ;earge-street, Edinburgh;
12, St. Vincent-place. Glasgow ; 4. collesratereen, Dublin.
LONDON BOARD.
CHARLES GRAHAM, Esq., Chairman.
CHARLES DOWNES, Esq., Depry Chairman.
ft. Blair Avarne, Esq. J. G. Henriques, Esq.
PI. L. Boyd, Esq., Resident. F. Chas. Maitland, Esq.
Charles B. Curtis, ESQ. William Rallton, Esq.
William Fairlie, Esq. F. il. Thomson, Esq.
D. Q. Henriques, Esq. Thomas Thorby, Esq.
The bonus added to policies from March, 1834, to the 31st
oecember, 1847, is as follows:

Sum 1 Time Assured. Sum added to Sum added to Sum payable
issured.l Policy inlBll Policyln 1848 at Death.
- --- ------
.£5OOO 13 years 10 mths £638 6 8 £787 10 0 £6470 16 8
5000 1 year •• •• 112 10 0 5112 10 0
1000 ,12 years 100 00 157 10 0 1257 10 0
.. 157 10 0 1157 10 0
1000 7 years ..
1000 1 year .. .. 22 10 0 1022 10 0
500 12 years 50 0 0 78 15 0 628 15 0
50 ; 4 years •• .. 45 0 0 545 0 0
500 1 year •• .. 11 5 0 511 5 0

LANCASTER AND PRESTON JUNCTION.—The direc-
tors in their half-yearly report congratulate the
shareholders on their very satisfactory position. The
resolutions and orders made at the last meeting of the
company respecting the Canal Company's annuity
have been fully carried out by the directors without
exercising the borrowing powers intrusted to them.
The new twelfth shares (10,833 in number) issued in
pursuance of such orders were all promptly taken up
by the proprietary, and became thereupon entitled to
their proportion of dividend from the Ist of May last.
Out of the disposable balance in hand on the 31st of
July last the directors recommend that 15,6561. be
divided amongst the proprietors, being at the rate of
six per cent. per annum on the entire capital, leaving
a surplus of 616/. The capital account to the Ist of
August showed that 465,440/. had been expended, and
that the capital entitled to dividend amounted to
544,3001., including 101,6651. discount or bonus on
the three-quarter and quarter shares. The mort-
gage, bearing interest at 4, 41, and 4f per cent.,
amounts to 113,0001. The revenue account to the

The Premiums, nevertheless, are on th,
only one-half need be paid for the first
surance is for Life.
Every information afforded on applicat
tor, 8, Waterloo-place, Pall-mall, Londol

to most moderate scale, and
t five years when the In-

ton to the Resident Direc-

Ist of August states that 32,9561. had been received,
and 14,232 expended, leaving a balance of 18,7241.,
of which the proposed dividend will absorb 15,6561.,
and the interest on mortgage debt 2,4521., leaving a
balance of 6161.

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A. Thirclay, EN. " JOHN Ross.
" P.S. I have the pleasure to add that I have suc-
ceeded in obtaining an E,quirnaux who understands
the Danish language; rind, having now made all the
preparations necessary for our arduous undertaking,
we are now getting under weigh. I intend first to
try to get across at once, an,l, if I fail in that, to
follow the usual course up the east side of Baffin's
Bay, &c."

GLOUCESTER MUSICAL FESTIVAL.
GLOUCESTER, TnURSDAY. —Last night's concert
proved a bumper, and on the whole went off with
spirit. Miss Lucombe sang the songs allotted to her
in the programme, having recovered from her indis-
position, and Miss Dolbysang one song, but was
obliged to retire immediately afterwards. The con-
cert commenced with Mozart's Grand Symphony (E
flat), which was played in a splendid manner by the
band. Miss Lucombe made her debitt in "Que la voce,"
from Purdani. It was well sung., but the lady's voice
wants mellowness. Formes's " Wanderer," of course,
created a powerful impression, but wenaust confess'
cur preference for Staudigl. Madame Castellan's ap-
pearance in the orchestra at once showed her to be a
favourite with a Gloucestershire audience, and she
well rewarded the confidence placed in her by the
execution of the delicious " Dove sono," which was
most sweetly and eloquently rendered by the fair
and accomplished artiste, while the accom-
paniment was subdued in the best taste
by the band. - The "La rola Dora-
belle" exchanged places in the scheme with
the quartette from Acis and Galatea, and " Star-led
chiefs," which was but indifferently performed by
Miss Lucombe, Mr. Lockey, and Herr Formes. Sims
Reeves in the " Corn' e wave," from Rosarnunda di
Ravenna, proved that his falsetto had improved. Oc-
casionally, however, his voice was painfully over-
strained. Then followed the "Bid me Discourse,"
from Venus and Adonis, as composed by Sir H. R.
Bishop. The overture to Oberon opened the second
act, and was perfectly performed. A song from
Mac.. farren's new -opera of Charles 11., " She shines
before me like a star," again developed the beauty of
Miss Williams's rich contralto. Madame Sontag and
Mr. Sims Reeves sung the duet, "Da quel di," from
Linda di Chamonni, perfectly; and the former was
as brilliant as ever in the " Quand je quittai," from
Roberto le Diable. Mr. Henry Phillips, the only
true illustrator of Dibdin left us, on coming forward
to sing his favourite "'Twas post meridian," was
warmly received and welcomed as an old friend.
'What shall be said of Madame Sontag's " Home,
sweet Home," but that she has restored to us one of
our national ballads, and proved how much can be
made of simple means by talent and natural gifts.
There is evidently no abatement of interest in the
festival, and the cathedral was well filled in every
part. The performances finished about half-past four.
Part I. of this morning's musical performance con-
sisted of the first and second part of Haydn's
beautifully descriptive oratorio of The Creation.
the principal solo
.parts being allotted to Madame
Sontag, Madame Castellan, Miss Lucombe, Mr.
Sims Reevess Mr. Phillip., Mr. Lockey, and Mr.
Lawler. The singular dramatic introduction, repre-
senting chaos, went off with its usual effect, and was
a perfect performance. Mr. Lawler was judicious in
his interpretation of the recitative commencing "And
God made the firmament." Of the choruses we may
say generally, that, with few exceptions, they went off
very well. Henry Phillips appeared to have gained
new life in the first air allotted to him, "Rolling in
foaming billows." The delicious gem of this beautiful
oratorio, " With verdure clad," was given by
Madame Sontag. Madame Castellan reaped
for herself new laurels in the air, "On mighty
pens." The fine symphonies and accompaniments
allotted to the band in this oratorio were delicately
rendered. The terzetto, "Most beautiful appear,"
was given by Miss Lucombe, Mr. Sims Reeves, and
Mr. Lawler. Phillip was happy in his delivery of
his descriptive recitative, " Straight opening her fer-
tile Womb ;" every word was distinctly uttered. "In
native worth," was given to Sims Reeves, and here
the principal tenor far outshone anything which he
had attempted at this festival. After the selection
from the Creation was given one from Beethoven's
Service in C. As usual, the Latin was outraged most
unmercifully, every syllable being dashed with an
Italian accent. The second part of the morning's
performance consisted of Mendelssohn's " Lauda
Zion," and a selection from Jepiha. Little can be
said in favour of the " Lauda Zion," which embodies
most of the faults of the lamented composer, and but
few of his excellencies. After this sacred cantata,
the double chorus, " Ile rebuked the Red Sea," from
Handers Israel in Egypt, was well given by the
choral body, and was followed by Handel's " Holy,
holy," divinely sung by Madame Sontag, but her
"Let the bright Seraphim" proved in some measure a
disappointment.

TO-morrow is the last day of the festival. The col-
lection to-day is nut yet cast up.

CHURCH EXTEN:=ION.
The following new churches are in course of erec-
tion, and will be shortly finished and consecrated :
Birmingham, St. Martir, district of St. Jude, in the
diocese of Worces'er—style, Gothic, of the 13th cen-
tury, to accotnmodate 300 in pews and 1,002 on free
seats—estimated cost, 2,8001. B:rstall, district of
Gomersall, in the diocese of Ripon—style, decorated
English, of the 14'h century, to accommodate 125 in
pews, and 341 on free seats—estimated cost, 2,0001.
Bristol, St. Paul, district of Weir, in the diocese of
Gloucester and Bristol—style, middle pointed, of the
14th century, to accommodate 208 in pews and 634
on free seats—estimated cost, 2,8791. Bury, district
of Ramshottom, in the diocese of Manchester—style,
Gothic, to accommodate 318 in pews and 210 on free
seats—estimated cost, 3,273/. Cadoxton, district of
Skewen, in the diocese of Llandaff—style, early de-
corated, to accommodate 48 in pews and 252 on free
seats—estimated cost, 1,070/. Chard, Tatworth, in
the diocese of Bath and Wells—style, early
English, of the 12. h century, to accommodate
305 on free seats, at an Estimated cost of 9261.
Chorley, St. Peter's, in the diocese of Manchester
—sty le, early English Gothic, `of the latter part
of the 12th century, to accommodate 163 in pews and
648 on tree seats—estimated cost, 2,45 C/. Croydon,
in the diocese of Canterbury—style, Gothic, of the
14-h century, to accommodate 293 in pews and 493
on free seats—estitnated cost, 7,3501. West Derby,
Edgehill, in the diocese of Manchester—style, Gothic,
-f the 13th century, to accommodate 500 in pews and
500 on free seats—estimated cost, 3,800/. Duffield,
district of Midge-hill, in the diocese of Lichfield—
style, early English Gothic, to accommodate 152 in
pews, and 448 on free seats—estimated cost, 2,2501.
Gresford, Gwersylit, diocese of St. .Asaph—style,
Gothic, of the 13th century, to accommodate 384 on
free seats—estimated cost, 2,1801. Leeds, diocese of
Ripon—style, Gothic of the 14th century, to accom-
mod.ae 756 on free seats, at an estimated cost of
2,515/. Llanelly, district of St. Paul, its the diocese
of St. David's—stye, Gothic of the latter part of the
13th century, to accommodate 503 on free seats, at an
estimated cost of 2,200/. St. Pancras, Haverstock-
hill, in the diocese of London—style, Gothic—to ac-
commodate 446 in pews, and 979 on free seats—esti-
mated cost, 9,7501. Rochdale, district of Healey, in
the diocese of Manchester—style, decorated, of the
14th century, to accommodate 250 in pews and 350
on free seats—estimated cost, 2 5201. Sheffield district
of Moorfields, in the diocese of York—style, early
English, to accommodate 395 in pews and 577 on free
seats, at an estimated cost of 1,7501. Stockport, dio-
cese of Chester—style, third pointed or perpendicular,
about 1,420, to accommodate 206 in pews and 402 on
free seats, at an estimated cost of 2,7831. Stoke Da-
mere], in the diocese of Exeter—style, Gothic of the
14 h century, to accommodate 1,093, at an estimate of
6,0001. Stoke D.imerel, district of St. Mary, Devon-
port, same diocese—style, Gothic of the 14th century,
to accommodate 809 on free seats, at an estimate of
4,4801. Stoke Damerel, district of St. Paul, Devon-
cpeonr tt,ury, sameto diocese—style,accommdo ate 74 decorated,l
on free osfeatthia_elB4ttih.
mate, 3,690/. Wednesbury, Mosley, in the diocese
of Lichfield—style, early English of the 13th century,
to accommodate 189 in pews and 446 on free seats—
estimate, 2,6251. Westminster, St. John, diocese of
London—style, Gothic, of the 14th century, to ac-
commodate 300 in pews and 909 on free seats—esti-
mated cost, 7,150/. Whalley, district of Musbury, in
the diocese of Manchester—style, decorated, of the
14th century, to accommodate 101 in pews and 399
on free seats—estimated cost, 1,2221.

THE RIGHTS OF THE NEGRO IN THE UNITED
STATES.—The Norfolk Beacon thus notices a practice which
has recently grown up in that city :—" About 25 negroes
were arrested yesterday and taken before his Honour the
Mayor for violating the States law against slaves making
their own bargains, and receiving the money for their ser-
vices. They were discharged upon producing their badges.
It will be recollected that there is a corporation law which
allows negroes to work and receive their money by paying a
tax of one dollar and taking a badge. No more badges will
be granted hereafter, as the corporation law conflicts with the
State law on the sulject. We are glad to see this move-
ment, for really the negr;:es have become so independent un-
der the present system that it is almost impossible to get one
to do a day's work, and a change is loudly called for."

A NEW COMET.—M. Aric`or Mauvais, Member of
the institute and of the Board of Longitude, has just disco-
vered, at the Observatory of Paris, a new comet in the con-
stellation of Charioteer, a little to the east of the star Delta
in that constellation. The following was its apparent posi-
tion :—On Sept. 9, 1850, lit 13 hours 37 min, 2 sec., average
time of Paris, reckoned from noon—right ascension, 90 deg.
17 min. I sec ; northern declination, 53 deg. 28 min. 20 sec.
In 24 hours the right ascension augments 3 deg. 53 min., and
its declination diminishes 1 deg. 9 min. This comet is easily
seen with a good portable telescope; it offers the appearance
of a small whitish oval nebulosity, of from two to Out
minutes diamtter, but without any to iL_