The Sun.
London, England, 1850-10-08 00:00:00

DISPUTED xarm POMMES.

" A trial of considerable interest to Life Assurance Offices and the
public was ,concluded yesterday in the Court of Exchequer. The
Eagle Company held a policy for an assurance of 5391. in the Albion
Company as security for an advanee, the ,payment of which policy
was now disputed by the Albion, on the ground that at the time it
was effected the fact of the assured party having been a man of in-
temperate habits was concealed from the office. The chief evidence
turned upon the question as to the degree of intemperance that had
been exhibited, and the result was, that a verdict was given against
the resisting office, not only for the amount of the policy, but also for
40/. interest from the date when it became due. The circumstance
of the action being brought by one office against another presents a
striking illustration of •the uncertainty which may attach to all po-
liciesdaider the present system, and shows that the only mode by
which absolute security can be obtained by the public must lie in the
general adoption by Assurance Offices of the plan of prole Aing them-
selVes in every case by due inquiries before the grAntinv, f each po-
licy, and of afterwards assuming the full responsibility of the com-
pleteness of such inquiries by holding themselves precluded from
raising any future question. • In the present case two offices are
found to be diametrically opposed in their opinions as tc what can
properly invalidate a claim, and yet the public are expected to be
able to guare themselves against such contingences. Similar cases
have occurred before, and even if they were more rare, they would
seriously injure the progress of life assurance. The very principle
upon which the business is founded is the removal of uncertainty,
and whenever that principle is counteracted in the slightest degree,
the people who would be the first to resort to its advantages are the
first to be deterred."—Times, July 11, 1850.

THE LONDON INDISPUTABLE LIFE
POLICY COMPANY
No. 72, LOMBARD-STREET, LONDON.
TRUSTEES. -
1. Campbell Renton, Esq., M.P. Richard Spooner, Esq., M.P.
I
Richard Malins, Esq., Q.C. James Fuller Madox, Esq.

_
William Wilberforce, Esq.
DIRECTORS.
Robert Henry Forman, Esq.
John llamilton, Esq.
fames Fuller Madox, Esq.
John Matthews, Esq.
C. Octavius Parnell, Esq.
AUDITORS.
George Cumming, Esq. 'James Turner, Esq.
William D. Starling, Esq. (David Henry Stone, Esq.
,SECRETARY—David Alison, Esq.
- Reasuraas—Messrs. Spooner, Attwoods, and Ce.
• PADDINGTON LOCAL BOARD.
24, Connaught-terrace, Edgeware•road.
Rev: James Sherbold•Boone; A.M., Stanhope-street, Hyde-park.

William Adams, Esq.
John Atkins, Esq.
Henry Augtistus Beviin; Esq.
J. Thompson Bramwell, Esq.
John Dangerfield, Esq. •

_............ , _ , . -
Captain:Creed, Norfolk-crescent, Oxford-square.
Charles Pemberton, Esq., Eastbourne-terrace, Ilyde-park, and Lin-
ccaq's Inn-felds.
Thomas jet;v:llAnioS, Esq., York-street, Portman-square.
- - - --

George Y. Itobsen. Esq., Eastbourne-terrace, Hyde-park, and New-
square, Lincoln's Inn,

Secretary, Chas. Hoskton, Esq.

The POLICIES of this Company, being INDISPUTABLE, form
Family Proyisions and Negotiable Securities, for their validity is not
dependent, as in the case of ordinary Policies, upon the import of
previous reports and other documents.

Owing to this important improvement in the practice of Life As-
surance, the progress of this Company has been rapid from the com-
mencement of its business, and is steadily advancing.

Copies of the Report of the last Annual Meeting will be forwarded,
on application, to Solicitors, to whom Commission is allowed.
ALEXANDER ROBERTSON, Manager.

BRITISH EMPIRE MUTUAL LIFE
AND FIRE ASSURANCE OFFICES,
37, New Bridge-street, Blackfrlars, London.
Incorporated under Act 7 and 8 Vic., c. 110.
DIRECTORS OF FIRE SOCIETY.
Gould, George, Esq.
Low, James, Esq.
fliers, Thomas, Esq.
Olney, Thomas, Esq.
Wilmshurst, Joseph, Esq.

Blyth, John, F.sq.
Cartwright, Richard, Esq.
Cuff, J. Harcombe, Esq.
C uthbertson, Francis, Esq.
Freeman, G. S., Esq.

Latter, Robert, Esq.

AUDITORS.
Pewtrcss, Joseph W., Esq.
BANKERS.
Messrs. Barclay, Bevan, Tritton, and Co.
SOLICITORS.
Messrs. Watson and Sons.
The extraordinary success of the BRITISH EMPIRE MUTUAL
FIRE ASSURANCE SOCIETY has exceeded the highest expecta-
tions of its friends.
The whole of the profits are divided among the assured members.
One-fifth of the premiums have paid all losses.
Assurances effected without trouble or unnecessary expense at the
head and provincial offices.
There are some towns in which tho Directors are open for re-
spectable and efficient agents.
The BRITISH EMPIRE MUTUAL LIFE ASSURANCE COM-
PANY is under a separate direction, though conducted on the same
principles.

UNITED KING:

Established b'
8, Waterloo-place, Pall-ma]

12, St. Vincent-place,
The bonus added to pol
December, 1847, is as follow

Sum
fissured. Time Assured.

25000 13 years 10 rathal
5000 I 1 year
1000 ,12 years
1000 7 years
i 1000 1 year
500 12 years
500 4 years
500 1 year

WILLIAM SUTTON GOVER,
Actuary and Secretary.

The Premiums, nevertheless, are on tlii
only one-half need be paid for the first
surance is for Life.

Every information afforded on applica
tor, 8, Waterloo-place, Pall-mall, London.

BOND'S PERMANENT MARKING INK,
the original and by far the best, requiring no preparation,
offers the surest means of protection for every variety of household
linen and wearing apparel, against loss or mistake, for which reason
be careful to ask for the genuine article, prepared by the inventor,
JOHN BOND, 28, Long-lane, West Smithfield, City. Sold by most
Chemists, Stationers, and Medicine Vendors. Price Is. a bottle.

DR. CULVERWELL'S NEW WORKS.
To be had of Sherwood, 23, Paternoster-row ; Carvalho•
147, Fleet-street; Mann, 39, Comhill ; or direct from the author,
Price One Shilling each ; by post, is. 6d.
ENJOYMENT OF LIFE.
"Health, Recreation, and rational Use of Time."
and Summer Mornings_Ex.
CorrEwrs:—Early Rising-3Prieß
cursions about the Environs of London—The Parks, Lanes, Hills
Forests, Fields, High-roads, and other pleasant places—Country
Trips and Rambles—The Sea—London at Night—Evening. at Home
—Music—The Drama—On Eating, Drinking, Sleeping, Bathing, Air,
Rest, Ease, Occupation, &c., &e.
11.
FRAGMENTS FROM TUE MOUNTAINS. Two Yols.
Vol I.
A VISIT TO THE LAKES; SICETCH_OF EDINBURGH, Ace.