The Sun.
London, England, 1850-12-31 00:00:00

i Perma-
`'. Annual Policy Bonus in nent Re-
Age, t Pre- taken{ addition Bonus in duction of
g minim out in to Sum Cash. Annual
Assured. Premium.
A 8. 4. £ a d. £ 8. d.
1837 292 6 9 139 l 6 9 22 13 1
1838 267 11 4 126 17 2 19 19 7
1839 241 18 6 113 17 7 17 8 8
1 I:s.d. 1810 193 12 6 93 16 8 14 010
60 1000 14 34< 1841 189 12 6 89 510 13 811
1842 162 16 8 76 18 4 11 8 3
1843 115 10 10 55 10 10 8 1 10
1844 77 19 2 38 15 10 5 9 11
L' 1845 66 15 0 44 10 0 4 10 1

Extensive Travelling Leave granted without extra Premium
Moderate extra Premium for Residence in Tropical Climates.
EQUITABLE FIRE OFFICE.
Capital-500,0 0/.
(Incorplrated under 7 and 8 Vict., cap. 110.)
The leading principles of this Office ar3 —Moderate and equitable
Rates of Premium for each class of risk—Annual division of Profits.
The difficulty of collecting the elements on which to proportion
Premium to risk in Insurance against Loss by Fire has been so
great, that the rates at present charged are more the result of guess
than calculation.

It has been found by experience, that the total annual losses of the
different Established Companies have not been proportionate to the
amount of annual Premiums received by each.
It Is of the highest importance, both to the Insured and Insurers,
that such an anomaly should cease, and an approximation to the
true risk be made. To secure this object the Equitable Fire Insu-
rance Company is established.
The true rate of Premium for Fire Insurance can only be ap-
proached through Classification and Average, which has not hitherto
been sufficiently acted on, or systematically applied.
Whatever be the nominal rate, the bonus or return periodically to
the Insured will determine the true Premium equitably payable, as
security against loss for so great a calamity as fire, and the Insurer
is largely interested in this ouestion, and will consult his interest by
supporting a system where, by a careful combination of Classifica-
tion and Average, the Premium will be proportioned to the risk.
The Equitable Fire Office will, by a constant analysis of its own
experience, from time to tire, adopt such rates of Premium as the
nature of the risk may justify, and will decline to enter into arrange-
ments as regards tariffs with other offices.
With this view an annual investigation will be made into each
class of risk, and a return of one moiety, or fifty per cent. of the nett
excess will be made to all classes of Insurers whose Policies have
been in force for three years.
Insurances against Loss by Fire are effected by this Company upon
every description of Property on moderate terms.
Farming Stock insured at 3s. per cent, without the Average Clause.
Prospectases, and every information may be obtained, on applica-
tion e Office, or to any of its Agents.

National Loan Fund Life Assurance Society.
* Equitable Fire
t* Both Offices.

NATIONAL LOAN FUND LIFE ASSU-
RANCE SOCIETY,

26, CORNIIILL.

December 24, 1850.
Notice Is hereby given, that the lIALF-YEARLY INTEREST at
the rate of 5 per Cent. per Annum on the CAPITAL STOCK of this
SOCIETY, due on the 31st inst., will become PAYABLE on the 15th
January next, and Proprietors may receive the same on application
at this Office, on that or any subsequent day, between the hours of
Eleven and Three o'clock.

By order of the Directors,
W. S. B. WOOLHOUSE, Actuary.

CHRISTMAS lIOLIDAYS.

ROYAL POLYTECHNIC INSTITUTION.
The Celebrated Juvenile Harpists (the Lockwood Family) will
perform Trios, under the direction of Mr. Frederick Chatterton, daily
at Four.—Lecture by Dr. Bachhoffner on Voltaic Electricity, in
which will be exhibited Allman's Patent Electric Light, on Tuesday
and Thursday Evenings, at Nine.—Lecture by J. H. Pepper, Esq., on
Fire and its Antagonists, illustrated with brilliant Experiments.—
New Lecture by Mr. George Barker, entitled an English Christmas,
illustrated by appropriate Ballads, every Evening (except Saturday)
at Elgnt o'clock.—Exhibition of the Oxy-Hydrogen Microscope.—En-
tirely New Series of Dissolving Views, illustrating some of the Royal
Residences of Europe.—Diver and Diving-bell, &c., &c.

Ad-mission, Is.—Schools, Half-price.
Open daily from Eleven till Five o'clock, and every Evening (ex-
'ept Saturday) from Seven till Half•past Ten.

ANOTHER CURE OF ASTHMA, OF MANY YEARS'
STANDING, BY

DR. LOCOCK'S PULMONIC WAFERS.
" Dated Lyme Regis, Dec. 2, 1850.
" A friend of mine, who suffered from asthma for many years, has
found more benefit from your Pulmonic Wafers than any other me-
dicine, &c.

(Signed)

" E. THORNTON. Chemist.

Dr. LOCOCK'S PULMONIC WAFERS give instant relief and a
rapid cure of Asthma, Coughs, and all disorders of the Breath and
Lungs.
To Singers and Public Speakers they are invaluable for clearing
and strengthening the voice. They have a pleasant taste. Also,
may be had,
Dr. LOCOCK'S FAMILY APERIENT and ANTIBILIOUS WA-
FERS, having a most agreeable taste. Full directions are given
with every box. Beware of counterfeits. Also,
Dr. LOCOCK'S FEMALE WAFERS the best medicine for La-
dies. have a pleasant taste. Price Is. 1%c1., Es. 9d., and l le. per
box. Sold by all medicine vendors.
All Pills under similar names are Counterfeits.

DR' C ULVERWELL'S NEW WORKS.
To be had of Sherwood, 23, Paternoster-row ; Caryalho;
147, Fleet-street; Mann, 39, Cornhill ; or direct from the author,
Price One Shilling each ; by post, Is. 6d.
ENJOYMENT OF LIFE.
"Health, Recreation, and rational Use of Time."
CONTENTS:—EarIy Rising—Spring and Summer Mornings—Ex-
elusions about the Environs of London—The Parks, Lanes, Hills,
Forests, Fields, High-roads, and other pleasant places—Country
Trips and Rambles—The Sea—London at Night—Evening., at Home
—Diu.sic—TheDraina—On Eating, Drinking, Sleeping, Bathing, Air,
nest, Ease, Occupation, 81c., &ALM

FRAGMENTS FROM THE MOUNTAINS. Two Yds.
Vol I.

A VISIT TO THE LAKES; SKETCH OF EDINBURGH, &a.

Vol.

THE LAKES OF KILLARNEY;
DUBLIN, &c.
WHAT TO EAT, DRINK, AND AVOID.
"That three score years and ten our course may ran."
A popular review of almost every form (cause and cure) of ner-
vously-debilitated health and enfeebled constitution, that harasses
the yonng, besets the man of pleasure, business, er study, and em-
titters old age, with tables and rules fbr the diet and physical regu-
lation of every-day ufs.

10EM OF

IV.
THE PASSIONS.
" What passions hurt the body—what improvi,
Truths as refined as Athens ever heard."

Smaxox : -Life's pilgrimage, from infancy to old age. The advent
ofthe passions. Chastity and its infringements. The casualties of
licentiousness and dissipation, with illustrations, graphic, narrative,
and remediative. Advocacy of early marriages.
V.
THE MARRIAGE STATE.
" To be or not to be, that is the question."
Paomumsre:—Laws and obligations of nature, society, and re-
ligion regarding
marriage, to be observed by either sex. Time and
choice, on both sides, as to age, temperament, complexion, and
figure, to secure healthy ofthpring, with the art of rearing them.
Physical defectiveness and its removal. Sterility and its conversion.
Oases, &c.

By R. J. CULVERWELL, M.D. (1841), M.R.C.S. (1827), L.B.A.
1824). Twenty-five years Medical and Forensic Referee in these
mattes. Reception hours daily till nye. EvBnlllBlll,ololl tW ninS.
10 Argil-plus, 14802Strido