The Sun.
London, England, 1850-11-05 00:00:00

DE,'3PTITED LXXE POLICIES.

" A trial of cot tsiderable interest to Life Assurance Offices and the
public was conul uded yesterday in the Court of Exchequer. The
Eagle Company 1, eld a policy for an assurance of 5391. in the Albion
Company as see treity for an advance, the payment of which policy
VMS now disputr al by the Albion, on the ground that at the time it
was effected the -fact of the assured party having been a man of in-
temperate habit e was concealed from the office. The chief evidence
turne 1 upon the luestion as to the degree of intemperance that had
been exhibited, itnd the result was, that a verdict was given against
the resisting off r, not only for the amount of the policy, but also for
401. interest fro, 31 the date when it became due. The circumstance
of the action hei tag brought by one office against another presents a
striking illustrat Sou of the uncertainty which may attach to all po-
licies under the :present system, and shows that the only mode by
which absolute s,curity can be obtained by the public must lie in the
general adoption. by Assurance Offices of the plan of protecting them-
selves in every case by due inquiries before the grAntim-- f each po-
licy, and of aft(n 'wards assuming the full responsibility of the com-
pleteness of sucit inquiries by holding themselves precluded from
raising any fetters question. In the present case two offices are
found to be diens etrically opposed in their opinions as to what can
properly invalie,.tte a claim, and yet the public are expected to be
able to guars the mselves against such contingences. Similar cases
have occurred be:bre, and even if they were more rare, they would
seriously injure the progress of life assurance. The very principle
upon which the business is founded is the removal of uncertainty,
and whenever that principle is counteracted in the slightest degree,
the people who would be the first to resort 'to its advantages are the
first to be deterred."—Times, July 11, 1850.

THE LONDON INDISPUTABLE LIFE
POLICY COMPANY
No. 72, LOMBARD-STREET, LONDON.
TRUSTEES.
J. Campbell Renton, Esq., M.P. I Richard Spooner, Esq., M.P.
Richard Malin% Esq., Q.C. James Fuller Madox, Esq.
William Wilberforce, Esq.
DIRECTORS.
Robert Henry Forman, Esq.
John Hamilton, Esq.
James Fuller Madox, Esq.
John Matthews, Esq.
C. Octavius Parnell, Esq.
AUDITORS.
George Cumming, Esq. !Ja-zies Turner, Esq.
William D. Starling, Esq. (David Henry Stone, Esq.
SECRETARY—David Alison, Esq.
BANKERS—The London and C. unty Bank.
PADDINGTON LOCAL BOARD.
24, Connaught-terrace, Edgevrare.road.
Rev. James Sherbold Boone, A.M., Stanhope-street, Hyde-park.

William Adams, Esq.
John Atkins, Esq.
Honry Augustus Bevan, Esq.
J. Thompson Bramwell, Esq.
Dangerfleld, Esq.

Captain Creed, Norfolk-crescent, Oxford-square.
Charles Pemberton, Esq., Eastbourne-terrace, Hyde-park, and Lin-

coin's Inn-fields.
Thomas Jervis Amos, Esq., York-street, Portman-square.
George Y. Robson, Esq., Eastbourne-terrace, Eyde-park, and NOW-
square, Lincoln's Inn,

Secretary, Chas. Ilogkton, Esq.
The POLICIES of this being INDISPUTABLE, form
Family Provisions and Negotiable Securities, for their validity is not
dependent, as in the case of ordinary Policie.9., upon the import of
previous reports and other documents.
Owing to this important improvement in the practice of Life As-
surance, the progress of this Company has been rapid from the com-
mencement of its business, and is steadily advancing.
Copies of the Report of the last Annual Meeting will be forwarded,
on application, to Solicitors, to whom Commission is allowed.
ALEXANDER ROBERTSON, Manager.

t.,COTTISH WIDOWS' FUND ASSURANCE
SOC

This is the oldest Life Office in Scotland, mad one of the most suc-
cessful in the kingdom. The Society was founded in the year 1815,
and obtained an'Act of Parliament in the year 1840.
One of its great characteristics is the liberal, punctual, and simple
manner in which the claims are settled, combined with the care be-
stowed by the directors (with the advice and assistance of the me-
dical officers), in the selection of lives. The directors proceed upon
the principle of being most cautions and particular in their inquiries
before admitting members to the benefits of the Society ; but, after
being admitted, they are entitled to all the advantages which the
Society affords ; and when the claim emerges, no undue delay takes
place, and no difficulties which can be avoided are interposed to pre-
vent an easy and expeditious settlement.
The Capital of the Society amounts to
TWO MILLIONS TWO HUNDRED AND FOUR THOUSAND

POUNDS.
The whole profits are divisible among the assured ; and the effect
of alditions already declared may be judged of by the following
TABLE OF BONUS ADDITIONS.
POLICY FOR 1,0001.

Amount payable, if Claim emerge after pay-
ment of the Premium for the Year.

1851. 1852.
s. d. £ s. d.
2026 11 2 2082 14 11
1717 11 1 1748 4 6
1608 7 8 1637 2 1
1499 4 5 1525 19 10
1378 18 11 1103 11 4
1254 8 0 1276 l6 0

Avnts, Da Silva and Co., 1, Bridle-lane, Fleet-street, London.
Sold by all Medicine Vendors'.

Also DR. LOCOCK'S FEMALE W.KFERS are the only medicine
recommended to Ladies. They have an agreeable taste. Price Is.
1 d., 2s. 9d., and 1 ls. per box.
All Pills under similar names arc Counterfeits.