The Sun.
London, England, 1844-02-06 00:00:00

Another Bonus will be deelared in the present year,

IMMEDIATE' ANNUFIT FOR EVERY HUNDRED FOUNDS SUNK.
Annuity. Annuity.
Age 40 . £6 5 2lAge 70 £l4 2 2
bQ 7 8 0 75
60 •••• 00000

FERGUSON CAMROUX, See,

DISEASED AND HEALTHY LIVES ASSURED.
MEDICAL, INVALID, AND GENERAL
LIFE OFFICE.

25, PALL-MALL, LONDON
Capital, X 500,000.

This Office is provided with very accurately constructed Tables, by
which it can ASSURE DISEASED LIVES on Equitable Terms.

The Extra Premium discontinued on restoration of the Assured to
permanent health.

- -
INCREASED ANNUITIES granted on unsound Lives, the amount
varying with the particular disease.
Members of CONSUMPTIVE FAMILIES assured at Equitable
Rates.

HEALTHY LIVES are Assured at Lower Rates than at most
other offices.

Policies of twelve months' standing are not affected by Suicides,
Duelling, &c. ; and Assigned Policies are valid from the date of the
Policy should death ensue from any of these causes.
F. 0.P.: NELSON, Actuary.

/a.A USTRALASIAN, COLONIAL, and GENE-
RAL LIFE ASSURANCE and ANNUITY COMPANY,
126, Bishopsgatc-street, corner of Cornhill.
Capital 200,00 a, in 2,000 Sharea
DIRECTORS

Edward Barnard, Esq., F.R.S. Gideon Colquhoun, Esq.
Robert Brooks, Esq. Charles E. Mangles, Esq.
Henry Buckle, Esq. Richard Onslow, Esq.
John Henry Capper, Esq. William Walker, Esq.
BANKERS—Union Bank of London.
COLONIAL BANKERS—The Bank of Australasia (Incorporated by,Royal
Charter, 1833), No. 2, Moorgate-street.
SOLICITORS—Messrs. Maples, Pearse, Stevens, and Co.
PHYSICIAN—Dr. Fraser, 62, Guildford-street, Russell-square.
• EcRETART—Edward Ryiey, Esq.
ASSURANCES may be effected with this Company at unusually
favourable rates, affording every variety of accommodation to the
assured. Participation in profits, ascending and descending scales of
premiurn, permission to retain one-third of the premium, which is,
charged as a debt against the policy, tables for tile assurance of a
sum payable in the event of death to the executors of the assured, or
to himself upon the attainment of the ages of 45, 50, or 60.
TO EMIGRANTS, TO THE AUSTRALASIAN COLONIES in
particular, who are assured for the whole term of life, this Company
offers the advantages of permission to proceed to, to reside in, and to
return from those colonies without extra premium ; and to pay their
premiums there.

No. of LONDON, EDINBURGH, and DUBLIN
Years ending Policies Annual Income. Amount of Capital.
LIFE ASSURANCE COMPANY,
issued. 3, Charlotte-row, Mansion-house, and 55, Chancery-lane, London,
-- --- DIRECTORS.
E. s. d. £ s. d. KENNETT KINGSFORD, Esq., Chairman.
20th Nov. 1836 616 8,021 12 2 10,736 3 0 BENJAMIN WILL, Esq.' Deputy Chairman.
1. St 1837 435 14,600 0 0 31,592 10 5 Alexander Anderson, Esq. James Hartley, Esq.
„ „ .1838 459 19,934 19 4 46.855. olb John Atkins, Esq. John 31.011111 e, Esq.
If If 1839 490 25,497 4 2 64,959 10 10 James Bidden, Esq.
Captain F. Brandroth. John Maclean Lce, Esq.
J. M
It lf 1840 494 31,051 10 1) 90,545 13 9
AUDITORS. armaduke Rosseter, Esq.
f, ft 1841 357 36,357 1 4 114,993 2 4 IL H. Carman, Esq. I Robert E. Alison, Esq.
1842 364 39,360 9 7 139,806 1 7 MEDICAL ADVlSER—Marshall Hall, M.D., F.R.S., L. and E.
11 II
1843 703 44,219 17 0 167,079 11 2 SECRETART--John Emerson, Esq.
,P ~ SoLiciroas—Messrs. Palmer, France, and Palmer.
--- THIS IS THE ONLY COMPANY who are hound by their deed
Total number 3,918 of constitution not to dispute any policy, unless they can prove that

MEDICAL ADVlSER—Marshall Hall, M.D., F.R.S., L. and E.
SECRETARY—John Emerson, Esq.
Sofactroas—Messrs. Palmer, France, and Palmer.
THIS IS THE ONLY COMPANY who are hound by their deed
of constitution not to dispute any policy, unless they can prove that
it was obtained by fraudulent misrepresentation ; the great aim and
object having been to render Life Policies COMPLETE SECURI-
TIES and NEGOTIABLE DOCUMENTS, which shall owe their
value to the certainty of the contracts upon which they are founded,
and be Independent of the liberality or caprice of those who shall be
In the management of the affairs of the Company when the claims
arise ; and for this purpose the Company have, by a clause in their
deed of constitution, unhesitatingly deprived themselves of the
power of objecting to any policy, unless they undertake to prove that
it was obtained from them by fraudulent. misrepresentation. The
regulations common to all other Life Companies, which make the
validity of assurance contracts dependent upon the perfect correct-
ness of the many statements required from a proposer for a Life
Policy, and which have given rise to almost all the questions which
have been argued in the Courts, and to many extra-judicial com-
promises, are thus entirely abrogated; and nothing but fraud, proved
to have been committed against them, can vitiate a policy granted by
this Company.
THIS IS THE ONLY COMPANY from whom the assured on the
mutual principle, receive the whole of the mutual accumulations,
and also a guarantee from the Shareholders for the sums assured.
TIIIS IS THE ONLY COMPANY who bind themselves to pay
the sums in the policies, although the debts for which they were
effected shall have been liquidated before the claims arise. The
Company considering it only just towards the assured that where
premiums have been paid for assuring a given amount, that amount
should be paid ; and they undertake to do so without reference to
the state of the accounting betweem the assured and his debtor.
THIS IS ALMOST THE ONLY COMPANY who grant In favour
of creditors whole world policies, whereby the debt is secured,
although the debtor should go beyond the limits of Europe.
The premiums calculated according to the Carlisle Tables, are
lower than usual upon young lives, where participation in the profits
is not required ; and for short assurances, which, at the option of the
assured, may be continued for life, the rates arc as low as a due re-
gard to complete security will permit.
TRIENNIAL ASCENDING SCALE TO ASSURE £lOO.

(Signed, on behalf of the Directors,)
JOHN FELTHAM, Chairman.
JOSEPH MARSH, Secretary.
London, 14th December, 1843.

The gratifying result of the valuation of the liabilities and
assets of the Institution referred to in the annexed Report, is
exemplified in the following instances; exhibiting the profit as-
signed to Policies which had been in existence from one to seven
years.

Reduction Equal to a
g e.J Age at Reduction
in Pre- i
"4 g Corn- Sum As- Amount Original ..,.. , 1 per cent.
lieu of t.. 1% 1 mence- cured. of Bonus. Premium. un.um, `." on the Ori.
Pr 51 ment. Bonus. ginal Pre.
I mium of
-.1....-. -- ----
Years.l Years. £ 'X. s. d. ,£. s d. 'X. s. d.
7 59 1000 163 11 0 63 0 • 27 17 2 41
7 46 1000 115 12 0 40 1 8 16 3 5 40
7 33 2000 177 10 1, 54 1 8 20 11 6 39
7 32 510 44 7 0 13 211 5 1 4 39
6 52 2000 227 19 0 97 11 8 34 510 35
6 50 1000 106 5 0 4, 10 10 15 10 7 31
6 31 500 37 2 0 12 17 6 4 2 5 32
5 51 1000 91 3 0 47 2 6 13 6 4 28
5 41 2000 146 11 0 69 10 0 )8 11 8 26%
5 30 6110 37 2 0 13 8 0 4 1 2 26
4 42 500 128 19 0 17 12 1 313 3 20
4 28 1(00 VI 14 0 24 3 4 416 5 19y
3 45 800 87 8 0 31 18 8 418 10 15
3 25 2000 09 6 0I 44 5 0 614 11 151
2 63 3000 140 15 0 ,224 15 0 23 11 7 10
2 26 5 0 II 11 11 11 10 0 1 2 6 9•
I 41 2000 26 11 0 70 8 4 3 3 9 4