The Sun.
London, England, 1850-08-27 00:00:00

DISPUTED LIFE POLICIES.
" A trial of considerable interest to Life Assurance Offices and the
public was concluded yesterday in the Court of Exchequer. The
Eagle (totnpany held a policy for an assurance of 539/. in the Albion
Company as security for an adv.inee, the payment of which policy
was now disputed by the Albion, on the ground that at the time it
was effected the fact of the assured party having been a man of in-
temperate habits was concealed from the office. "the chief evidence
turne noon the question as to the degree of intemperance that hail
been exhibited, and the resu't was, that a verdict was give_n against
the resisting office, not only for the amount of the policy, but also for
401. interest from the date when it became due. The circumstance
of the action being brought by one office against another presents a
str:king illustration of the uncertainty which may attach to all po-
licies un ler the present system, and shoes that the only mode by
witch absolute security rem be obtained by the public must lie in the
general adoption by Assurance Offices of the plan of proteeting them-
selves In every case by due tequirtes before the grantin: f each po-
licy, and of afterwards assuming the full responsibility of the com-
pleteness of such inquiries by holding themselves precluded front
raising any future question. In the present case two offices are
found to he 'diametrically opposed in their opinions as to what can
properly invalidate a claim, and yet the public are expected to lie
able tiYguare themselves against such contingences. Similar cases
have occurred before, and even if they were more rare, they would
seriously injure the progress of life assurance. The very principle
upon which the business is founded is the removal of uncertainty,
and whenever that principle is counteracted in the slightest degree,
the people who would he the first to resort to its advantages are the
first to be deterred."—Titnes, July 11, 1850.
TIIE LONDON INDISPUTABLE LIFE
POLICY COMPANY
No. 73, LOMBARD-S MEET, LONDON.
TRUSTEES.
r. Campbell Renton, Esq., M.P. I Richard Spooner, Esq., M.P.
Richard Matins, Esq., Q.C. James Fuller Madox, Esq.
William Wilberforce, Esq.
DIRECTORS.
Robert Henry Forman, Esq.
John Hamilton, Esq.
I ames Fuller Madox, Esq.
John Matthews, Esq.
C. Octavlus Parnell, Esq.
AUDITORS.
Jaws Turner, Esq.
David Henry Stone, Esq.

William Adams, Esq.
John Atkins, Esq.
Henry Augustus Bevan, Esq.
J. Thompson Bramwell, Esq.
Jehn Dangerfleld, Esq.

George Cumming, Esq.
William D. Starling, Esq.

SECRETARY—David Alison, Esq.
BANYERs— SpoOner, Attwoods, and CO.
PADDINGTON LOCAL BOARD.
24, Connaught-terrace. Edgeware.road.
Rev. James Sherbold Boone, A.M , Stanhope. street, Hyde-park.

Captain Creed, Norfolk-crescent, Oxford-square.
Charles Pemberton, Esq., Eastbourne-terrace, Ilyde-park, and Lin-

coin's Inn-fields.
Thomas Jervis Antos, Esq., York-street, Portman-square.
George Y. Robson, Esq., Eastbourne-terrace, Hyde-park, aid New-
square, Lincoln's Inn.

Secretary, Chas. Hoghton, Esq.
The POLICIES of this being INDISPUTABLE, form
Family Provisions and Negotiable Securities, for their validity is not
dependent, as in the case of ordinary Policies, upon the Import of
previous reports and other documents.
Owing to this important improvement in the practice of Life As-
surance, the progress of this Company has been rapid from the com-
mencement of its business, and is steadily advancing.
Copies of the Report of the last Annual Meeting will be forwarded,
on application, to Solicito, to whom Commission is allowed.
ALrsEXANDER ROBERTSON, Manager.

ATHOLIC LAW AND GENERAL LIFE
ASSURANCE COMPANY,
8, NEW COVENTRY-STREET, LEICESTER-SQUARE,
the LONDON.
The FOURTH ANNUAL GENERAL MEETING of Proprie-
tors of this Company took place on the 25th instant, at the Head
Office, at One o'clock precisely. The following is extracted from the
report, which is too lengthy for publication:—
Daring the past year no claims have arisen from deaths in England.
and but two in Ireland—one for 5001. and the other for Mt.—making
together 7001., which have been paid. This is far below the expected
mortality, and is especially favourable, when it is remembered how
severely the life offices generally suffered from the epidemic of last
year.
The number of lives assured between the Ist of June, 1849, and
the 31st of May, 1850, was more than double the number issued in
the twelve months preceding.
Prop 'sa!s were made for 138 Policies, amounting to 52,9631.25. 64.:
of these 121, comprising 106 lives, were accepted for 45,1251. 65.
gixteen Policies lapsed, representing 6,0481., upon which 3201. 3s.
was received by the Company in the shape of premiums.
Since the canmencement of the Company to the let of June last,
assuran -es were effected to the extent of 110,9721. 12s 6d., pro-
ducing in annual premiums 3,7321. 1 ls. 6d. Of these 54 lapsed,
amounting to 23,990/. 16s. Gd., of which the annual premiums were
7411. Is., leaving the yearly income on the Ist of June last equal to
2,9911. 15s. 11d.
Since last meeting loans were applied for to the extent of 17,7001.,
but 1,1831. 1 ls. 10d. only was advanced.
The Directors were also highly gratified to report that within the
last four months they had considerably extended their business on
the Continent, having appointed, as Head Agent in France, Monsieur
de PEtang, a gentleman of high standing in Paris, distinguished for
his integrity and ability in financial and in all assurance matters,
who, under the sanction and patronage of the Archbishop of Paris,
the Cardinal Archbish,p of Lyons, and Monseigneur Paris's, Eveque
de Langres, has already within the last three months effected a con•
siderab'e amount of business, not only in Life Assurances, but in An-
nuities bath Immediate and Deferred.
After various resolutions, approving of the Report, and returning
thanks to the Right Reverend Chairman, Bishop Morris, the Vice-
Chairman, Actuary, Secretary, and Medical Officers of the establish-
ment, the meeting separated, highly gratified at its present results
and future prosrects.

THE LIVERPOOL and LONDON FIRE and
LIFE INSURANCE COMPANY.
:NOTICE IS HEREBY GIVEN, that on and after the 29th day
43f September next, the Chief Office of this Company In London will
he REMOVED to Nos. 20 and 21, POULTRY.
3, Charlotte-row, 3lanslon-house.
BENJN. HENDERSON',
Resident Secretary.
24th August, 1850.
•

31ANY have assumed the use of the word
PALETOT, but the PATENTEES of the design and
material used in this inexpensive and gentlemanly article of dress
tre, Messrs. NICOLL, Merchant Clothiers, Paletot Patentees,
And Manufacturers of Cloth, who have agents in every principal
Town in the United Kingdom and its Colonies. Their London Ad-
tress being a 4 follows :
No. 114, REGENT.STREET, forms a department for PALE-
COTS, &c.
No. 116 (the next house), is devoted for MILITARY and DIPLO-
MATIC UNIFORMS.
No. 118 for ROBES and every novel or established article of
:ostume.
120 is exclusively for BOYS' and YOUTIS' CLOTHING, of un-
isual excellence; and at 22, CORNIIILL. Specimens of all may be
teen.
In each Department skilful and intelligent Assistants attend, and
the admitted tact, " That an article to be really cheap should be
really good," is practically sustained.
WHOLESALE It'OO.:,LEN CLOTH and ST-TIPPING Entrance at
the rear in WARWICK-STREET, and CHANGE-ALLEY, in the
CITY.
H. J. and D. NICOLL. 114, 116
CORNIIILL REGENT-STREET,
and 22,

TO EVERY FAMILY in the KINGDOM,
and the PUBLIC UNIVERSALLY.
Dr, Ryan's Certificate of Quality.
Mr. Henry Clark,
Sir,—l have carefully examined the samples of ESSENCE of
ANCHOVIES, and of the HARVEY'S and READING SAUCE,
prepared by yourself, and have compared them with those which
e been for so many years favourites with the public, and I have
no hesitation in saying that yours are equal in quality, in every
way, to any now extant. I have also examined and tested the
strength and purity of the Vinegars manufactured by you, and to re-
mark that I highly approve of the same.
I am, Sir, your obedient servant,
JOHN RYAN, M.D.,
Professor of Chemistry to the Royal Polytechnic Institution,
Regent-street, London; the Royal Naval College, Ports-
mouth, &c. &c.
FISH SAUCES, &c.
Clark's Harvey's and Reading Sauce, per bottle - 0 6
t, Essence of Anchovies 0 6
0 6
, Mushroom Ketchup
„ Walnut Ketchup
0 6
Chili Vinegar
~ French Capers
~
Ditto - ---- 0 10
City, nne Pepper 0 6
The above articles are charged by most other houses from Is. 6d.
to 21. each.
Real Chin I Soy (usually charged from 25. to 2s. 6d. per l ottle) 0 99
Real Gorgona Anchovies, per bottle - - - - -1 0
,ti per lb. 1 6
Anchovy Paste, for Breakfast, Luncheon, &c., - 1 0
Fine Bloater Paste, made from real Yarmouth Bloaters, per pot 0
Bost London Pickles, per bottle
Ditto do. in quarts-
6d. to 1 4
Mustard, in lb. bottles, each from - - - -
Superior Table or Pickling Vinegar, in half-pints, 3d.;
pints, sd. ; quarts, each - - ----- 010
The bottles are given in at the above low_ prices, and there is not
a better article in the trade.
It may be had also in any sized packages, at is. 4d. to 2s. 6d. per
gallon for the finest article.
Real Danzlc Spruce, as imported from Danzic, 12s. per keg, or in
bottles at Is 4d., led., 6d., and 3d.
Lemon Juice, Pints, 3s. 4d. per dozen, bottles Included ; Pints
65. ; Quarts, 123., or is. 3d per gallon
Seville Orange Juice, in Half-pints, Pints, and Quarts, ditto.
Dried Lemon Peel, per lb. - ----- 2 3
Dried Orange-Peel, per lb. - - - - - - 3 3
The finest Salad Oil, imported direct from Leghorn, in a handsome
decanter with stopper. at is. 3d. each.
Salad Cream, or prepared dressing for Salads, also in decanter bot-
tles, Is. 3.1, each.
As there are many spurious imitations of an inferior quality, ob-
serve the name and address, CLARK and Co., Coleman-street,
is on each bottle.
China S. y, 9s. per gallon.
Finest Salad 011, 85. per gallon.
SPIC ES, &C.
s. d

s. d.
Cassia - per lb. 1 6
Pimento - - 010
Black Pepper • - - 1 0
White ditto - - - 1 6
Cayenne Pepper - - 2 6
Long Pepper - - - 1 3
Isinglass, from Bs. 6d. per lb. 15 6
Mixed Spice - - - 3 0
Sfaccaroni, from Bd.
'Vermicelli - - - - 010

Cinnamon - per lb. 4 6
Finest Bencoo!en Cloves, 2 6
Bourbon and Amboyna
do., Is. 6d. to - - 2 0
Finest Mace - - - 8 0
A fair article of do. - - 6 0
Finest Jamaica Ginger - 2 6
Fine do do. - 2 0
Good ordinary do. - 1 8
Good Barbadoes do. - 0 6,
Nutmegs - - - - 6 6.
MUSTARD.
In 91b. and Iblb. casks, second -
Ditto fine
In 91b. and 181 b. casks, superior -
Ditto do. double do

- per lb. 0 5
-.- 0 8
-- 1 0
-- 1 4

Real Gorgona Anchovies, as imported from Leghorn, in double bar-
rels, also in single barrels.
Essence of Anchovies and Mushroom Ketchup can be bad by the
gallon.
CLARK and Co., No. 40, COLEMAN-STREET, CITY.
Orders by post solicited and delivered free three miles from the
above address.

Terms, Cash.
A liberal allowance to shippers, emigrants, dealers, and large con-
sumers.