The Sun.
London, England, 1850-08-27 00:00:00

N°. 18,073.]

DISPUTED LIFE POLICIES.
" A trial of considerable interest to Life Assurance Offices and the
public was concluded yesterday in the Court of Exchequer. The
Eagle Company held a policy for an assurance of 539/. in the Albion
Company as security fOr an advanee, the payment of which policy
was now disputed by the Albion, on the ground that at the time it
was effected the fact of the assured party having been a man of in-
temperate habits was concealed from the office. The chiet evidence
tome' mina the question as to the degree of intemperance that had
been exhibited, and the resWt was, that a verdict was given against
the resisting office, not only for the amount of the policy, but also for
40/. interest from the date ,*hen it became due. The circumstance
of the action being brought by one office against another presents a
strking illustration of the uncertainty which may attach to all po-
licies tinter the present syste'r, and shots that the only mode by
wh ch absolute security can be obtained by the public must lie in the
general adoption by Assurance Offices of the plan of protesting them-
selves in every case by due inquiries before the grAtitim f each po-
licy, and of afterwards assuming the, full responsibility of the com-
pleteness of such inquiries by bolding themselves precluded from
raising any future question. In the pretest case two offices are
found to be diametrically opposed in their opinions as to what can
properly invalidate a 'lain, and yet the public are expected to be
able to guare themselves against such contingences. Similar cases
have occurred before, and even if they were snore rare, they would
seriously injure the progress of life assurance, 'lllO very principle
upon which the business is founded is the removal of uncertainty,
and whenever that principle is counteracted in the slightest degree,
the people who would be the first to resort to its advantages are the
first to be deterred."—Times, July 11, 1850.
THE LONDON INDISPUTABLE LIFE
POLICY COMPANY •
No. 72, LOMBARD-S MEET, LONDON.
TR USTERS.
f. Campbell Renton, Esq., M.P. Richard Spooner, Esq., M.P.
I
Richard Matins, Esq., Q.C. James Fuller Madox, Esq.
William Wilberforce, Esq.
DIRECTORS.
ltobert Henry Forman, Esq.
John Hamilton, Esq.
James Fuller Madox, Esq.
John Matthews, Esq.
C. Octavio Parnell, Esq.
AUDITORS.
George Cumming, Esq. Jawi es Turner. Esq.
William D. Starling, Esq. iDavid Henry Stone, Esq.
SECRETARY—David Alison, Esq.
B animas-- •tesers. Spooner, Attwoods, and Cs.
PADDINGTON LOCAL BOARD.
24. Connaught-terrace, Edgeware.road.
Rev. James Sherbold Boone, A.M., Stanhope-street, Hyde-park.
Captain Creed, Norfolk-crescent, Oxford-square.
Charles Pemberton, Esq., Eastbourne-terrace, Byde-part, and Lin-

William Adams, Esq.
John Atkins, Esq.
Henry Augustus Bevan, Esq.
.T. Thompson Bramwell, Esq.
John Dangerfield, Esq.

coin's Inn-fields.
Thomas Jervis Araos, Esq., York-street, Portman-square.
George Y. Robson, Esq., Eastbourne-terrace, Hyde-park, and New-
square, Lincoln's Inn,

Secretary, Ches. Hoghton, Esq.
The POLICIES of this Company, being INDISPIITABI.E, form
Family Provisions and Negotiable Securities, for their validity is not
dependent, as in the case of ordinary Policies, upon the import of
previous reports and other documents.
Owing to this important improvement In the practice of Life As-
surance, the progress of this Company has been rapid from the coin-
raencement of its business, and is steadily advancing.
Copies of the Report of the last Annual Meeting will be forwarded,
on application, to Solicitors, to whom Commission is allowed.
ALEXANDER ROBERTSON, Manager.

CATHOLIC LAW AND GENERAL LIFE
ASSURANCE COMPANY".
8, NEW COVENTRY-STREET, LEICESTER-SQUARE, LONDON.
The FOURTiI ANNUAL GENERAL MEETING of the Proprie-
tors of this Company took place on the 25th instant, at the Head
Office, at One o'clock precisely. The following is extracted from the
report, which is too lengthy for publication :
During the past year no claim:, have arisen from deaths in England.
and but two in Ireland—one for 5001. and the other for 'AM.—making
together 7001., which have been paid. This is far below the expected
mortality, and is especially favourable, when it is remembered how
severely the life offices generally Suffered from the epidemic of last
year.
The number of lives assured between the Ist of Jane, 1849, and
the 31st of May, 1850, was more than double the number issued in
the twelve months preceding.
Prop ,sals were made for 138 Policies, amounting to 52,9631.25. ltd.:
of these 12 3, comprising 106 lives, were accepted for 45,1251. 6s.
sixteen Policies lapsed, representing 6,0481., upon which 3201. h.
was received by the Company in the shape of premiums.
Since the commencement of the Company to the let of June last,
assurarres were effected to the extent of 110,9721. 128 6d., pro-
ducing in annual premiums 3,7321; I Is. 6d. Of these 54 lapsed,
amounting to 23990/. 16s. fid., of which the annual premiums were
7411. Is., leaving, the yearly income on the ISt of June last equal to
2,9911. 15s. I Id.
Since last meeting loans were applied for to the extent of 17,7001.,
but 1,1831. I Is. 10d. only was advanced.
The Directors were also highly gratified to report that within the
last four months they had considerably extended their business on
the Continent, having appointed, as Head Agent in France, Monsieur
de l'Etang, a gentleman of high standing in Paris, distinguished for
his integrity and ability in financial and in all assurance matters,
who, under the sanction and patronage of the Archbishop of Paris,
the Cardinal Archbish-p of Lyons, and Monseigneur Partsis, Eveque
de Langres, has already within the last three months effected a con•
siderab' e amount of business, not only in Life Assurances, but in An-
nuities both Immediate and Deferred.
After various resolutions, approving of the Report, and returning
thanks to the Right Reverend Chairman, Bishop Morris, the Vice-
Chairman, Actuary, Secretary, and Medical Officers of the establish-
ment, the meeting separated, highly gratified at its present results
and future prospects.

THE LIVERVOOL and LONDON FIRE and
LIFE INSURANCE COMPANY.
:sOTECE IS HEREBY GIVEN, that on and after the 29th day
of September next, the Chief Office of this Company in London will
be REMOVED to Nos. 20 and 21, POULTRY.
3, Charlotte-row, Mansion-houseß.
ENJN. HENDERSO:,T,
Resident Secretary.
24th August, 1850.

the
design w word
mArN,y,,,ThoaTve
but
eo
f ofe
material used in this inexpensive and gentlemanly article of dress
ire, Messrs. NICOLL, Merchant Clothiers, Paletot Patentees,
and 111anufacturers of Cloth, who have agents in every principal
Town In the United Kingdom and its Colonies. Their London Ad-
tress tieing a' follows :
No. 114, REGENT.STREET, forms a department for PALE-
TOTS, &c.
No. 116 (the next house), is devoted for MILITARY and DIPLO-
MATIC UNIFORMS. •
No. 118 for ROBES and every novel or established article of
costume.
120 is exclusively for BOYS' and YOUTIS' CLOTHING, of on-
mufti excellence; and at 22, CORNIIILL. Specimens of all may be

seen.
In each Department skilful and intelligent Assistants attend, and
the admitted tact, " That an article to be really cheap should be
really good," is practically sustained.
WHOLESALE WOO,,LEN CLOTII and STIIPPING Entrance at
the rear in WARWICK-STREET, and CHANGE-ALLEY, in the
CITY.
H. J. and D. NICOLL, 114, 116, 118, 120, REGENT-STREET,
and 22, CORNIIILL