The Sun.
London, England, 1850-12-31 00:00:00

Extensive Travelling Leave granted without extra Premium
Moderate extra Premium for Residence in Tropical Climates.
EQUITABLE FIRE OFFICE.
Capital--500,0^01.
(Incorpsrated under 7 and 8 Viet., cap. 110.)

The leading principles of this Office are —Moderate and equitable
Rates of Premium for each class of risk—Annual division of Profits.
The difficulty ofcollecttng the elements on which to proportion
Premium to risk in Insurance against Loss by Fire has been so
great, that the rates at present charged are more the result of guess
than calculation.

It has been found by experience, that the total annual losses of the
different Established Companies have not been proportionate to the
amount of annual Premiums received by each.
It is of the highest importance, both to the Insured and Insurers,
that such an anomaly should cease, and an approximation to the
true risk be made. To secure this object the Equitable Fire Insu-
rance Company is established.
The true rate of Premium for Fire Insurance can only be ap-
proached through Classification and Average, which has not hitherto
been sufficiently acted on, or systematically applied.
Whatever be the nominal rate, the bonus or return periodically to
the Insured will determine the true Premium equitably payable, as
security against loss for so great a calamity as fire, and the Insurer
is largely interested in this question, and will consult his interest by
supporting a system where, by a careful combination of Classifica-
tion and Average, the Premium will be proportioned to the risk.

The Equitable Fire Office will, by a constant analysis of its own
experience, from time to tin-.e, adopt such rates of Premium as the
nature of the risk may Justify, and will decline to enter into arrange-
ments as regards tariffs with other offices.
With this view an annual in vestiga'ion will be made into each
class of risk, and a return of one moiety, or fifty per cent. of the nett
excess will be made to all classes of Insurers whose Policies have
been in force for three years.
Insurances against Loss by Fire are effected by this Company upon
every description of Pronerty on moderate terms.
Farming Stock insured at 38 per cent, without the Average Clause.
Prospectuses, and every information may be obtained, on applica-
tion a Office, or to any of its Agents.

National Loan Fund Life Assurance Society.
* Equitable Fire
f Both Offices.

NATIONAL LOAN • FUND LIFE ASSU-
RANCE SOCIETY,

26, CORNUILL.

December 24, 1850.

Notice is hereby given, that the HALF-YEARLY INTEREST at
the rate of 5 per Cent. per Annum on the CAPITAL STOCK of this
SOCIETY, due on the 31st inst., will become PAYABLE on the 15th

January neat, and Proprietors may receive the same on application
at this Office, on that or any subsequent day, between the hours of
Eleven and Three o'clock.

By order of the Directors,
W. S. E. WOOLHOUSE, Actuary.

CHRISTMAS HOLIDAYS.

ROYAL POLYTECHNIC INSTITUTION.
The Celebrated Juvenile Harpists (the Lockwood Family) will
perform Trios, under the direction of Mr. Frederick Chatterton, daily
at Four.—Lecture by Dr. Bachhoffner on Voltaic Electricity, in
which will be exhibited Allman's Patent Electric Light, on Tuesday
and Thursday Evenings, at Nine.—Lecture by J. H. Pepper, Esq., on
Fire and its Antagonists, illustrated with brilliant Experiments.—
New Lecture by Mr. George Barker, entitled an English Christmas,
illustrated by appropriate Ballads, every Evening (except Saturday)
at E:gnt o'clock.—Exhibit ion of the Oxy-Hydrogen Microscope.—En-
tirely New Series of Dissolving Views, illustrating some of the Royal
Residences of Europe.—Diver and Diving-bell, floc.,
Admission, Is.—Schools, Half-price. .

Open daily from Eleven.= Five o'oloCk, and every Evening (ex-
cept Saturday) from Seven till Half-past Ten.

ANOTHER CURE OF ASTHMA, OF MANY YEARS'
STANDING, BY

DR. LOCOCK'S PULNIONIC WAFERS.
" Dated Lyme Regis, Dec. 2, 1850.
" A friend of mine, who suffered from asthma for many years, has
found more benefit from your Pulmonic Wafers than any other me-
dicine, &C.

(Signed)

" E. THORNTON. Chemist.

Dr. LOCOCK'S PULMONIC WAFERS give instant relief and a
rapid cure of Asthma, Coughs, and all disorders of the Breath and
Lungs.
To Singers and Public Speakers they are invaluable for clearing
and strengthening the voice. They have a pleasant taste. Also,
may be had,
Dr. LOCOCK'S FAMILY APERIENT and ANTIBILIOUS WI-
FE RS, having a most agreeable taste. Full directions are given
with every box. Beware of coun' erfeits. Also,
Dr. LOCOCK'S FEMALE WAFERS the best medicine for La-
dies. Have a pleasant taste. Price Is. 1 d., 21. Od., and I Is. per
box. Sold by all medicine vendors.
All Pills under similar names are Counterfeits.

DR. CULVERWELL'S NEW WORKS.
To be had of Sherwood, 23, Paternoster-row ; Carvalho;
147, Fleet-street; Mann, 39, Cornhill ; or direct from the author ,
Price One Shilling each ; by post, Is. 6d.
ENJOYMENT OF LIFE.
"Health, Recreation, and rational Use of Time."
Corturrs:—Early Rising—Spring and summer Mornings—Ex.
mrsieus about the Environs of London—The Parks, Lanes, Hills,
Forests. Fields, High-roads, and other pleasant places—Country
Trips and Rambles—The Sea—London at Night—Evening. at Home
_ _

-31W31 .The Drama—On Eating, Drinking, Sleeping, Bathing,
Beat, Ease, Occupation, &c., &o.

FRAGMENTS FROM THE MOUNTAINS. Two Yob.
Vol I.

& VISIT TO THE LAICES;.6KETCH:OF EDINBURGH, &e.

Vol. 11.

VIE LAKES OF KILLARNEY; REMINISCENCES OF
DUBLIN, &e.
M.
WHAT TO EAT, DRINK, AND AVOID.
"That three score years and ten our course may run."
A popular review of almost every form (cause and cure) of ner-
vously-debilitated health and enfeebled constitution, that harasses
the young, besets the man of pleasure, business, or study, and em-
titters old
age, with tables and rules for the diet and physical regu-
Wiwi of evory..day

IV.
THE PASSIONS.
" What passions hurt the body—what improve,
Truths as refined as Athens ever heard."
Sylmar : -Life's pilgrimage, from infancy to old age. The advent
)fthe passions. Chastity and its infringements. The casualties of
licentiousness and dissipation, with illustrations, graphic, narrative,
and remediative. Advocacy of early marriages.
V.

THE MARRIAGE STATE.
" To be or not to be, that Is the question."

- -
PILOGEADIXE :—Laws and obligations of natnre, society, and re-
aeon regarding marriage, to be observed by either sex. Time and
choice, on both sides, as to ago, temperament, complexion, and
dgure, to secure healthy offtring, with 'the art of rearing them.
Physical defectiveness and its removal. Sterility and its conversion.
018C3, &c.
By R. 3 CITLVERWRLL, M.D. (1841), M.R.C.S. (1827), L.S.A.
1824). _Twenty-live years Medical and Forensic Referee in these
matters. Reception hours daily till eye. Evening, 809012 till nine.
10 Argyll-ply ittiontitcaltg