The Sun.
London, England, 1850-10-15 00:00:00

DISPUTED zinc-poLiczEs.

" A trial of considerable interest to Life Assurance Offices and the
public was concluded yesterday in the Court of Exchequer. The
Eagle Company held a policy for an assurance of 5391. in the Albion
Company as security for an advance, the, payment of which policy
was now disputed by the Albion, on t " ound that at the time it
was effected the fact. of the. ured pat 'ring been a man of in-
temperate habits was conceal from th e. Ihe chief evidence
turned upon the question as* the degree intemperance that had
been exhibited, and the resu.t was, that a verdict was given against
the resisting office, not only for the amount of the policy, but also for
401. interest from the date when it became due. The circumstance
of the action being brought by' one office against another presents a
striking illustration of the uncertainty which may attach to all po-
licies under the present system, and shows that the only mode by
which absolute security can be obtained by the public must lie in the
general adoption by Assurance Offices of the plan of protesting them-
selves in every case by due inquiries before the grantinr f each po-
licy, and of afterwards assuming the full responsibility of the com-
pleteness of such inquiries by holding themselves precluded from
raisipg any future question. In the present case two offices are
found to be diametrically opposed in their opinionS as to what can
properly invalidate a claim, and yet the public are expected to be
able to guare themselves against such contingences. Similar cases
have occurred before, and even if they were more rare, they would
seriously injure the progress of life assurance. The very principle
upon which the business is founded is the removal of uncertainty,
and whenever that principle is counteracted in the slightest degree,
the people who would be the first to resort to its advantages are the
first to be deterred."—Times, July 11, 1850.

THE LONDON INDISPUTABLE LIFE
POLICY COMPANY
No. 72, LOMBARD-STREET, LONDON.
TRUSTEES.
J. Carapbellßenton,Esq.,3l.P. Richard Spooner, Esq., M.P.
I Richard Malins, Esq., Q.C. James Fuller Madox, Esq.

William Wilberforce, Esq.
DIRECTORS.
Robert Henry Forman, Esq.
John Hamilton, Esq.
James Fuller Madox, Esq.
John Matthews, Esq.
C. Octavius Parnell, Esq.
AUDITORS.
James Turner, Esq.
!David Henry Stone, Esq.

William Admit, Esq.
John Atkins, Esq.
Henry Augustus Bevan, Esq.
J. Thompson Bramwell, Esq.
John Dangerfield, Esq.

George Cumming, Esq.
William D. Starling, Esq.

SECRETARY—David Alison, Esq.
Barnum—Messrs. Spooner, Attwoods, and Co.
PADDINGTON LOCAL BOARD.
24, Connaught-terrace, Edgeware -road.
Rev. James Sherbold Boone, A.M., Stanhope-street, Hyde-park.

_ .... _
Captain Creed, liorfolk-crescent, Oxford-square.
Charles Pemberton, Esq., Eastbourne-terrace, Hyde-park, and Lin-

coin's Inn-fields.
Thomas Jervis Amos, Esq., York-street, Portman-square.
George Y. Robson, Esq., Eastbourne-terrace, Hyde-park, and New-
square, Lincoln's Inn.

Secretary, Chas. IlogAton, Esq.

The POLICIES of this Company, being INDISPUTABLE, form
Family Provisions and Negotiable Securities, for their validity is not
dependent, as in the case of ordinary Policies, upon the Import of
previous reports and other documents.
Owing to this important improvement in the practice of Life As-
surance, the progress of this Company has been rapid from the com-
mencement of its business, and is steadily advancing.
Copies of the Report of the last Annual ble,etlng will be forwarded,
on application, to Solicitors, to whom Commission is allowed.
ALEXANDER ROBERTSON, Manager.

CATHOLIC LAW AND GENERAL LIFE
. ASSURANCE COMPANY,
8, NEW COVENTRY-STREET, LEICESTER-SQUARE, LONDON.
The FOURTH ANNUAL GENERAL MEETING of the Proprie-
tors of this Company took place on the 25th instant, at the Head
Office, at One o'clock precisely. The following is extracted from the
report, which is too lengthy for publication :
During the past year no claims have arisen from deaths in Englanf,
and but two in Ireland—one for 5001. and the other for 2601.—making
together 7001., which have been paid. This is far below the expected
mortality, and is especially favourable, when it is remembered how
severely the life offices generally suffered from the epidemic of last
year.
The number of lives assured between the Ist of June, 1549, and
the 31st of May, 1850, was more than double the number issued in
the twelve months preceding.
Propnsals were made for 138 Policies, amounting to 52,9631.25. Gd.:
of.these 121, comprising 106 lives, were accepted for 45,125/. 6s.
Sixteen Policies lapsed, representing 6,0481., upon which 3201. 3s.
was received by the Company in the shape of premiums.
Since the commencement of the Company to the Ist of June last,
assurances were effected to the extent of 110,9721. 12s 6d., pro-
ducing in annual premiums 3,732/. lie. 6d. Of these 54 lapsed,
amounting to 23,9301. 168. 6d., of which the annual premiums were
741/. Is., leaving the yearly income on the Ist of June last equal to
2,9911. 15s. 11d.
Since last meeting loans were applied for to the extent of 17,7001.,
but 1,1831. I Is. 10d. only was advanced.
The Directors were also highly gratified to report that within the
last four months they had considerably extended their business on
the Continent, having appointed, as Head Agent in France, Monsieur
de l'Etang, a gentleman of high standing in Paris, distinguished for
his integrity and ability in financial and in all assurance matters,
who, under the sanction and patronage of the Archbishop of Paris,
the Cardinal Archbishop of Lyons, and Monseigneur Parisis, Eveque
de Langres, has already within the last three months effected a con►
siderab'e amount of business, not only in Life Assurances, but in An-
nuities both Immediate and Deferred. _ _ .

After various resolutions, approving of the Report, and returning
thanks to the Right Reverend Chairman, Bishop Morris, the Vice-
Chairmen, Actuary, Secretary, and Medical Officers of the establish-
ment, the meeting separated, highly gratified at its present regalia
and future prospects.

BRITISH EMPIRE MUTUAL LIFE
AND FIRE ASSURANCE OFFICES,
37, New Bridge. street, Blackfriar!, London.
Incorporated under Act 7 and 8 Vic , c. 110.
DIRECTORS OF FIRE SOCIETY.
Gould, George, Esq.
Low, James, Esq.
Mien, Thomas, Esq.
Olney, Thorns!, Esq.
Wllmshurst, Joseph, Esq.

Blyth, John, Esq.
Cartwright, Richard, Esq.
Cuff, J. Harcbrnbe, Esq.
Cuthtertson, Francis, Esq.
Freeman, G. S., Esq.

AUDITORS.
Fewtress, Joseph W., Esq.
BANKERS.
Messrs. Barclay, Bevan, Tritton, and Co.
SOLICITORS.
Messrs. Watson and Sons.
The extraordinary success of the BRITISH EMPIRE MUTUAL
FIRE ASSURANCE SOCIETY has exceeded the highest expecta-
tions of its friends. '
The whole of the profits are divided among the assured members.
One-fifth of the premiums have paid all losses.
Assurances effected without trouble or unnecessary expense at the
head and provincial offices.
There are some towns in which the Directors aro open for re-
spectable and efficient agents.
The BRITISH EMPIRE MUTUAL LIFE ASSURANCE COM-
PANY is under a separate direction, though conducted on the same
principles.

Latter, Robert, Esq.

WILLIAM SUTTON GOVER,
Actuary and Secretary.

PUBLIC INVITATION.
In consequence of the extraordinary desire manifested on the
Part of the Public to view the Premises forming the West-end
Branch Establishment of E. MOSES and SON, the Proprietors have
adopted the expediency of Suspending Business One Hour Earlier
until Further Notice, and the Public are hereby informed that FREE
ADMISSION will be given from Seven o'clock until Nine to all
parties desirous of viewing the interior of the Establishment.
*.. Branch Establishment, New Oxford-street.

IiptLAIR'S GOUT and RHEUMATIC PILLS.
Jur The acknowledged efficacy of BLAIR'S GOUT and RHEU-
MATIC PILLS, by the continued series of testimonials which have
been sent to and published by the proprietor for nearly twenty years,
has rendered this medicine the most popular of the present age ; and
in corroboration of which the following extract of a letter, written
by John Mollard Wheeler, Esq., Collector of Customs, Jamaica, hav-
ing been handed by his brother, at Swindon, to Mr. Prout for publi-
cation, will fully confirm.

" I know you have never had occasion to take Blair's Pills, but
let me emphatically tell you, in merento any friend who may suffer
from gout, rheumatic gout, lumbago, sciatica, rheumatism, or any
branch of that widely-allied family, to recommend their using them.
In this country they are of wonderful efficacy : not only am I person-
ally aware of their powers, but I see my friends and acqu intances
receiving unfailing benefit from their use. I would not be without
them on any account. If taken in the early stage of disease they
dissipate it altogether; if in a later, they alleviate pain and effect a
much speedier cure than by any other means within my knowledge."
Sold by Themes Front, 229, Strand, London ; and by his appoint-
ment by all respectable Medicine Vendors throughout the United
Kingdom. nice 2s. 9d. per box.
Ask for BLAIR'S GOUT and RHEUMATIC PILLS, and observe
the name and address of " Thomas Prout, 229, Strand, London," fm-
pre,sed upon the Government Stamp affixed to each box of the
Genuine Medicine.

DR. LA'MERT ON THE SECRET INFIRMITIES OF YOUTH
AND MATURITY.-WITH 40 COLOURED ENGRAVINGS ON

STEEL.
lust published, and may be had in French or English, in a Scaled
Envelope, 2s. 6d., or post-free, from the Author, for forty-two

Stamps,
SELF-PRESERVATION; a
Medical Treatise on the Physiology of Marriage, and on
the Secret Infirmities and Disorders of Youth and Maturity,
usually acquired at an early period of life, which debilitate
the physical and 'rental powers, diminish and enfeeble the natural
feslinga, and exhaust the vital energies of Manhood ; with Practical
Observations on the Treatment of Nervous Debility and Indigestion,
whether arising from these causes, close study, or the influence of
tropical climates: Local and Constitutional Weakness, Syphilis,
Stricture, and all Diseases and Derangements resulting from Indis-
cretion. With Forty coloured Engravings, illustrating the
Amstonly, Physiology, and Diseases of the Reproductive Organs,
ex?laining their stractutes, uses, and functions, and the various
injuries that are produced in them by solitary habits, excesses, and
infection. BY SAMUEL LA'MERT, M.D..
37, BEDFORD-SQUARE. LONDON.
()odor of Medicine. Matriculated Member of the University of Edin-
burgh, Licentiateof Apothecaries' Hall, London, Honorary Member
of the London Hospital Medical Society, &C.
This work contains an accurate and eomplete account of the
A-natoinY and Physiology of the Reproductive Organs. It un-
fortunately happens that the unhappy victim of excessive indul-
gence and vicious habits, while suffering from their invariable con-
s?quences, unwisely entertains a fear of applying to a qualified physi-
cian for relief. Shame and the dread so frequently, but
le rnestbriectpr him ocuraendd.
erro-
neously entertained that these complaints are beyond the reach of
art, alike
ca
prevent enLtAtt
EseetthiT nhgas'otrakasesnistanthe highest
ewhere
a
medical honours, as his diplomas testify, and the great extent of his
practice fer many years is a guarantee for his professional experi-
ence. which has reference almost solely to the treatment of these
diseases.

Published by the Author, and may be had of Rent and Richards,
51, Paternoster-row; Hannay, 63, Oxford-street; Starle, Tichborne-
street, Haymarket ; Maan, 39, Cornhill ; Qordon, 146, Leaden-
hall-street, London; or, free by post for fotty-twe stamps, front
rho AnthoeS Ito:Alone% 57, bodsord-Kaare London.

deghem.
Second Violins —Poked, T. Jackson, Edwards, C. Griesbach.
Tenors—Sapinski, J. Jackson.
Violoncellos—Quinton, W. F. Reed.
Contra Basses—G. Taylor, W. Trantor, Guy, Stabgert.
Flauto —J. Saynor.
Piccolo—Meyer.
Flageolet—J. Tyler.
Oboe—J. Schott.
Clarinetti —Park, G.-Tyler.
Bassoon—Montara.
Conets a-Pistons—Humfreess, Cottrell.
Horns - W. F. Youngman, W. Youngman.
Tromboni--Webster, Guiraud.
Ophiclaide—Mosca.
Bass Dram-,-ilarrison.
Side Drum—Seymour.
INSTRUMENTAL CONCERT.
Overture, " Zampa" Herold.
Polka, " Creutorne" Borini.
Solo (Violin) .. .. Mr. Van Heddeghen.
Valse, " Hommage a Strauss"—
Selection from LA SONNAMBULA Bellini.
Conducted by BORINI.

To the votaries of Terpsichore.' remarks on the excellence of
Borini's Band, after the experience of its Orchestral Triumphs at
Cremorne, would be superfluous.
Solos and Concerted Pieces will be performed during the evening.

liorini's Latest Compositions—The Adelaide Palka, Waltzes to
various popular Irish Melodies, Galop d'lndustrie, New Quadrille of
all Nations. . _

The Grand Salon, Refreshment, and Ante-rooms have undergone
considerable alterations and improvements..

Doors open at Halt-past Seven o'clock. Admission One Shilling.

ROYAL POLYTECHNIC INSTITUTION.
Lecture on the Ballad Music of England, by Mr. George Bar-
ker, illustrated by his own compositions, every Evening (except Sa-
turday) at Eight o'clock.—Lecture on the Hydro-Electric Machine,
by Dr. Bachhoffner.—Lecture on Chemistry by J. IL Pepper, Esq., il-
lustrating the Ancient Fiery Ordeal and the Limiting of Red Hot
Metals. —Model of Weston's Patent Nova-Motive Railway, at work
daily.—Dissolving Views illustrating some of the Wonders of Na-
ture, daily at Half-past Four, and in the Evenings at a Quarter to
Ten; also a Series, exhibiting Scenes in the Arctic Regions and
Ceylon, daily at One e'clock.—Diver and Diving-bell, &c., &c.
Admission, I s.—Schools, Half-price.
Open daily from Eleven till Five o'clock, and every Evening (ex-
cept Saturday) from Seven till Half-past Ten.

ARGYLL ROOMS, GREAT WINDMILL-
STREET, ST. JAMES'S.
Licensed pursuant to Act of Parliament of the 25th of King G. orgo
the Second.
(Sole Lessee, Charles Emile Laurent, jun. 57, Brompton-square.)
LAURENT'S CELEBRATED AND UNRIVALLED BAND !
Principal Cornet-a-Piston, M. Boulconrt, from Par', and Artiste
Attache to M Strauss' Orchestra at the Baths of Vichy, France.
As this elegant and popular resort of fa hion is now duly
LICENSED by ACT of PARLIAMENT,
CONCERTS
will be produced, in addition to dancing. The new lessee pledges
himself that nothing shall be wanting on his part to render this
establishment worthy the distinguished patronage and support it has
hitherto been honoured with, and respectfully solicits a continuance
of those favours, wh,ch it will ever be his study to deserve.
Doors open every evening at Half-past Eight—Dancing to commence
at Nine precisely.—Admission, One Shilling.
N.B. Particulars of the Concerts will shortly appear.

APPETITE AND DIGESTION IMPROVED.
LEA and PERRINS' WORCESTERSHIRE
SAUCE imparts the most exquisite relish to Steaks, Chops,
and all Roast Meat Gravies, Fish, Game, Soup, Curries, and Salad,
and by its tonic and invigorating properties enables the stomach to
perfectly digest the food.
The daily use of this aromatic and delicious Sauce is the best safe-
guard to health.
Sold by the proprietors, Lea and Perrins, 6, Vere-street, Oxford-
street, London, and 68, Broad-street, Worcester; also by Messrs.
Barclay and Sons, Messrs. Crosse and Blackwell, and other Oilmen
and Merchants, London; and generally by the principal dealers in
sauce.
N.B. To guard against imitations, see that the names of " LEA
and PERRINS" are upon the label and patent cap of the bottle.

CHARACTERISTICS of L. HYAM and CO.
kj At the numerous and vast ESTABLISHMENTS of L. HYAM
and CO., Merchant Tailors, Clothiers, and Wholesale Dealers, the
invariable practice is to PURCHASE the RAW MATERIALS from
the first manufacturers, and thus save to Gentlemen and Heads of
Families who patronise them, all intermediate profits, viz. :-
Ist Profit I arising from manufacturers buying articles in the raw
sta4 e.
2d. Profit !I arising from merchants purchasing from manufac-
turers.
3d. Profit 111 arising from London or Wholesale Houses buying
from merchants.
4th Profit ! I ! I arising from small retai'ers having to purchase
from wholesale houses.
51h Profit 11! 11 arising from small tradesmen's exorbitant charges
to the consumer.
In the Ordered Department the newest and most superior style of
every Garment may be obtained, first-rate talent being employed in
the execution of all orders.
In the Department of Clothing for immediate wear will be found
the most varied Stock in the world. Over Coats, peculiarly adapted
for travelling and equestrianism.
Dress, Surtout, and Riding Coats; Walking and Business Jackets,
Waistcoats, Trowslrs, Servants' Top Coats, Pages' Suits, and Wait-
ing Jackets, enabling the Proprietors (at the shortest possible notice)
to execute all orders for home or foreign consumption.
Private Rooms are set apart for trying on Children's Clothing, so
that parents and guardians can at once select the most b..coming at-
tire, and likewise ensure a correct and beautiful tit.
L. HYAM and CO. beg distinctly to state that Goods made by
them can only be obtained at their places of business, 36, Grace-
ehurch-street, and 86, Oxford-street, and at their various Establish-
ments in the following towns:—Birmingham, Manchester, Liverpool
Leeds, Glasgow, Hull, Dublin, Bristol, and Exeter.

DR. CULVERWELL'S NEW WORKS.
To be had of Sherwood, 23, Paternoster-row ; Carvalho;
147, Fleet-street ; Mann, 39, Cornhill ; or direct from the author ,
price One Shilling each ; by post, Is. 6d.

ENJOYMENT OF LIFE.
"Health, Recreation, and rational Use of Time."
CONTENTS:—EarIy Rising—Spring and Summer Mornings—Ex-
zursions about the Environs of London—The Parks, Lines, Hills
Forests, Fields, High-roads, and other pleasant places—Country
Trips and Rambles—The Sea—London at Night—Evening. at Home
—Music--The Drama—On Eating, Drinking, Sleeping, Bathing, Air,
Best, Ease, Occupation, &c.,

FRAGMENTS FROM THE MOUNTAINS. Two Vold.
Vol I.
A VISIT TO TUE LAKES; SKETCH :OF EDINBURGH, &C.

Vol. 11.

THE LAKES OF KILLARNEY; REMINISCENCES OF
DUBLIN, !cc.
WHAT TO EAT, DRINK, AND AVOID.
" That three seore years and ten our course may ran." _

A popular review of alm7ost every form (cause and 'cure) of ner-
vously-debilitated health and enfeebled constitution, that harasses
the yonng, besets the man of pleasure, business, or study, and em-
bitters old age, with tables and rules for the diet and physical repl-
etion of every-day life.
Iv.
THE PASSIONS.
" What passions hurt the body—what improve,
Truths as refined as Athens ever heard.

Stnalecx : -Life's pilgrimage, from infancy to old age. The advent
ofthe passions. Chastity and its infringements. The casualties of
liaentlousness and dissipation, with illustrations, graphic, narrative,
and remedially°. Advocacy of early marriages.
V.
THE MARRIAGE STATE.
" To be or not to be, that is the question."

Paooaastm:—Laws and obligations of nature, society, and re-
ligion regarding marriage, to be observed by either sex. Time and
choice, on both sides, as to age, temperament, complexion, and
figure, to secure healthy offspring, with the art of rearing them.
Physi cal defectiveness and its removal. Sterility and its conversion.
%AMA, &C.

By R. J. CULVERWELL, M.D. (1841), M.R.C.S. (1827), L.S.A.
(1824). Twenty-five years Medical and Forensic Referee in these
nce`tors. Reception hours Jelly till ave. Evenings. seven till nine.
10 Argyll-place. Regent-street