The Sun.
London, England, 1850-09-11 00:00:00

DISPUTED LIFE POLICIES.
" A trial of considerable Interest to Life Assurance Offices and the
public was concluded yesterday In the Court of Exchequer. The
Eagle Company held a policy for an assurance of 5391. in the Albion
Company as security for an advance, the payment of which policy
was now disputed by the Albion, 'on the ground that at the time it
was effected the fact of the assured party having been a man of In-
temperate habits was concealed from the office. The chief evidence
turtle i upon the question as to the degree of intemperance that had
been exhibited, and the result was, that a verdict was given against
the resisting office, not only for the amount of the policy, but also for
40/. interest front the date when it became due. The circumstance
of the action being brought by one office against another presents a
striking illustration of the uncertainty which may attach to all po-
licies under the present system, find shows that the only mode by
wh‘ch absolute security can be obtained by the public must Ile in the
general adoption by Assurance Offices of the plan of prose sting them-
selves in every case by due inquiries before the gronthw,f each po-
licy, and of afterwards assuming the full responsibility of the com-
pleteness of such inquiries by holding themselves precluded from
raising any future .question. In the present case two offices are
found to he diametrically opposed in their opinions as to what can
properly invalidate a claim, and yet the public are expected to be
able to guare themselves against such contingences. Similar cases
have occurred before, and even if they were more rare, they would
seriously injure the progress of life assurance. The very principle
upon which the business is founded is the removal of uncertainty,
and whenever that principle is counteracted in the slightest degree,
the people who would be the first to resort to its advantages are the
first to be deterred."—Times, July 11, 1850.
THE LONDON INDISPUTABLE LIFE
POLICY COMPANY
No. 72, LOMBARD-S TREET, LONDON.
TRUSTEES.
r. Campbell Renton, Esq., M.P. I Richard Spooner, Esq., M.P.
Richard Malins, Esq., Q.C. James Fuller Madox, Esq.
William Wilberforce, Esq.
DIRECTOR&•
Robert Henry Forman, Esq.
John Hamilton, Esq.
James Fuller Madox, Esq.
John Matthews, Esq.
C. Octaylus Parnell, Esq.
• AUDITOBs.
George Cumming, Esq. !James Turner, Esq.
William D. Starling, Esq. David Henry Stone, Esq.
SEcRETART—David Alison, Esq.
BANKERS— M essrs. Spooner, Attwoods, and C•.
PADDINGTON LOCAL BOARD.
24, Connaught-terrace, Edgeware.road.
Rev. James Sherbold Boone, A.M., Stanhope-street, Hyde-park.
Captain Creed, Norfolk-crescent, Oxford-square.
Charles Pemberton, Esq., Eastbourne-terrace, Hyde-park, and Lin-
coln's Inn-fields.
Thomas Jervis Amos, Esq., York-street, Portman-square.
George Y. Robson, Esq., Eastbourne-terrace, liyde-park, aid New-
square, Lincoln's Inn.

Secretary, Chas. rioglaton, Esq.
The POLICIES of this Company, being INDISPUTABLE, form
Family Provisions and Negotiable SecuritiPoles, for their validity is not
of
dependent, as in the case of ordinary icies, the import
previous reports and other documents.
Owing to this important improvement in the practice of Life As-
surance, the progress of this Company has been rapid from the com-
mencement of its business, and is steadily advancing.
Copies of the Report of the last Annual [sleeting will fcrwarded,
on application, to Solicitors, to whom Commission is allowed.
ALEXANDER ROBERTSON, Manager.

To PARENTS and GUARDIANS.—A portion
of the extensive Premises in Regent-street, occupied by
Messrs. NICOLL, will in future be devoted for the production of
BOYS' and YOUTHA' CLOTHING, such to exhibit unusual good
taste, style, and Ilotsk, besides having a nirther recommendation in
their durability and very moderate cost.
College Caps and Gowns, with every kind of Garment calculated
for pleasure, duties, or exercise, and such as are worn by Young
Gentlemen at the Colleges and Great Puolic Schools. These are al-
ways ready to be met with at the Warerooms of IL J mid D. NI-
COLL, Merchant Clothiers, Paletot Patentees, and Manuf h
acturers of
Cloth, It. gent-street (from 114 to 120 inclusive), and 22, Cornill.
CAVTION.—Many have assumed the use of the word " PALETOT,"
but Messrs. NICOLL are the Sole Patentees of the design and ma.
terial (in Winter or Summer Substances) employe in the manufac-
ture of this inexpensive and gentlemanly article ot d costume.

FORD'S WELLINGTON FAMILY and
COIMERCIAL HOTEL, DALE-STREET, LIVERPOOL.
Thls Hotel, situated in the Immediate vicinity of the Exchange,
Docks, and other places of public and commercial resort, is fitted up
first-rato style, and the accommodations for American, Foreign, as
well as English strangers, will be found everything that is desirable,
while the arrangements of the "Cuisine" are in the hands •f a first-rate
Cook. The Proprietor urther wishes to intimate that his Coffee
and Commercial Rooms, as well at Sitting and Bed Rooms, will bo
round second to none in the kingdom.
N.B. The charges for servants are included in the Bill (except those
who only stay a few hours), viz., Waiter, Porter, and Chambermaid,
and it is respectfully intimated that all farther payment is unne-
cessary.

ROYAL POLYTECHNIC INSTITUTION.
During this week the ALPINE SINGERS from Styria will
per'orm several of their National Melodies, daily at Four, and In the
Evenings at Ilalf•past Eight.—Lecture on the Hydro-Electric Ma-
chine, by Dr. BachhofTher, daily at Two, and in the evenings at
Eight.—Lecture on the Mechanical Properties of a Jet of Steam,
daily at a Quarter-past Chree, and in the Evening 3 eta Quarter-past
Nine.—New Series of Dissolving Views illustrating some of the Won-
ders of Nature, daily at Half-past Four, and in the Evenings at a
Quarter to Ten ; also a Series, exhibiting Scenes in the Arctic Regions
and Ceylon, daily at One o'clock.—Diver and Diving-bell, &c., &c.
Admission, Is.—Schools,

ARGYLL SUBSCRIPTION ROOMS, Great
Windmill-street, St. James's.
THIS EVENING,
This splendid and magnificent Salle de Pause is NOW OPEN
for the WINTER SEASON, with Laurent's celebrated a,ci
unrivalled Band, Conducted by M. Laurent, During
the short recess Ole above Booms have been entirely and newly de-
corated by the most talented and ingenious artists of the day ; and
such a galaxy of splendour and taste has been displayed (under the
sole direction of G. F. Bryer), that this favourite and popular resort
01 fashion may be truly styled the most superb and elegant Temple
of Terpsicore in the Kingdom.
Terms of Sub3criptiou United
—SII months, 51. 51.; one month, I/.15.;
one evening, Is.
Doors op at Halfast Eight, Dancing to commence at Nine pre-
cisely Then e Academy closes at Eleven.

CREMORNE GARDENS,
On the Banks of the Thames at Chelsea.
Open Daily at Three o'clock.
ONE SHILLING ADMISSION.
Children, Half-price.
Sundays at Half-past Four. No charge for admission except y
Refreshment Card—Sixpence. Children wider Sx years of age freb e.
Director, Mr. T. B. Simpson, Albion, Greati Bussell-street, Co-
vent-garden.

THIS DAY, September 11,
Immense Success of Deulin's new Fairy Ballet, " The Origin of
Harlequin." New Groupings from the AntiquMadame e. Dancing to
Antonio
Borini's Band of Fifty Instrumentalists.
will make her marvellous Ascent and Descent on the Rope amid
hurricanes of Chevalier Mortram's gorgeous Fireworks. Chattaway's
celebrated Brass Band.
NATIONAL SPORTS OF ENGLAND.
THIS DAY, September 11,
And TO.MOTrOW and Fri•lay. September 12, and 13,
In addition to t .e usual Entertainments, a perfect repetition and re-
presentation of the Old English Sports performed before her Majesty
and Prince Albert, in celebration of the anniversary of the Birthday
of his Royal Highness Prince Alfred, at Osborne, August 6. No ad-
ditional charge for admission. The Sports will commence at Four
o'clock, and conclude with a Morris Dance on the Platform by the
Ladies and Gentlemen of Ilerr Deulin's powerful Ballet Company.
In active preparation, a Grand Chinese Fete.
On Saturday, for the future, the usual entertainments will be pre-
sented, instead of the Bat al Fresco, and the usual charge for wands-
situ restored, viz., Is.
NEPAULESE ARCIIERY GROUND.
Ladies and gentlemen can here enjoy the health-promoting elegant
exercise of the graceful bow, with the advantage of proper instruc-
ion, gratis I Shooting three dozen arrows before Five o'clock, le. ;
after Five, 6d. per dozen Matches for Dinner, Wine, and a Prize
Bow aro always open. Tickets, 10s. 6d. each, to be had of Mr.
Teetgen, Archery Manufactory, 164, Bishopsgatestreet.
The Magic Cave—The Shooting Gallery—Burns's Cottage,
with Groups of Figures illustrative of his Works—Summer
finest
and
Winter in the Arctic Regions—The Maze —Statuary of the
Classical description—The American Giant—The Log Hut of the ,
elff Ca-
lifornian Gold Diggers—Ancient and Modern Groupings, by
Du
&c., &c.
Be it recollected, on Sundays, admission by Refreshment Ticket,
Sixpence.
Never were these delightful grounds in such high perfection
as at the present moment. Visitors to London should not omit a
stroll 'neath the shade of the lofty trees and amongst the variegated
beds of flowers at Cremorne. Everything has
the been
Most done
extensive
to render
this magnificent place of amusement worthy
patronage.
The attention of the French in London is particularly requested to
this metropolitan ducosse.
The grand Bowling Saloon of this establishment is open free to the
Public.
N.B. The Mammoth Sycamore, the Largest Tree in the World,
in the River Esplanade.
A Table dilute on Sundays at Six o'clock—Half-a-Crown.
Cremorne can be reached by road or river for 3d.
A Boat leaves Battersea-bridge every Night after the Fireworks.

DR. CULV,ERWELL'S NEW WORKS.
To be had of Sherwood, 23, Paternoster-row ; Carvalhe;
147, Fleet-street; Mann, 39, Cornhill ; or direct from the author,
price One Shilling each ; by post, ls. 6d.
ENJOYMENT OF LIFE.
"Health, Recreation, and rational Use of Time."
Cowrzisys:—Early Rising—Spring and Summer Mornings—Ex-
zursions about the Environs of London—The Parks, Lanes, 111115,
Forests, Fields, High-roads, and other pleasant places—Country
Trips and Ram!sles—The Sea—London at Night—Evening. at Homoir,
—Music—The Drama—On Eating, Drinking, Sleeping, Bathing, A
Kest, Ease, Occupation, &c., &o.
IL
FRAGMENTS FROM THE MOUNTAINS. Two Tols.
Vol I.
L VISIT TO THE LAKES; SKE
lITCHLOF EDINBURGH, kc.
Vol. .
TILE LAKES OF KILLARNEY ; REMINISCENCES OF
DUBLIN, kc.

WHAT TO EAT, DRINK, AND AVOID.
That three score years and ten our course may run."
A popular review of almost every form (cause and cure) of ner-
vously-debilitated health and enfeebled constitution, that harasses
the young, besets the man of pleasure, business, or study, and em-
bitters old age, with tables and rules for the diet and physical regu-
-1 Won of every-day life.

IV.
THE PASSION S.
" What passions hurt the body—what improve,
Truths as refined as Athens ever heard."
SirancT : -Lite's pilgrimage, from infancy to old age. The advent
ofthe passions. Chastity and its infringements. The casualties of
Licentiousness an dissiation with illustrations, graphic, narrative,
and remediative.d Advocacy Hof of early marriages.
V.
THE MARRIAGE STATE.
"To be or not to be, that is the question."
raoGRAMME:—Laws and obligations of nature, society, and re-
llgion.regarding marriage, to be observed by either sex. Time and
choice, on both sides, as to age, temperament, complexion, and
Wire, to secure healthy offspring,, with the art of rearing them.
Paysiem defectiveness and its removal. Sterility and its con
.rases, oases, &c.
M.R.C.S. (1827), L.S.A.
By it. J. CTILVEP.WELL, M.D. (1841),
(1824). Twenty-five years Medical and FZveittlisorensics, seven till Referee in these
Matters. Reception hours daily tall CVO.
10 argyl.l-place, Ewa-street.
. lON
• •