The Sun.
London, England, 1850-12-25 00:00:00

Elmium
['mates.

Extensive Travelling Leave granted without extra P,
Moderate extra Premium for Residence in Tropical C
EQUITABLE FIRE OFFICE.
Capital-500,0n0/.
(Incorporated under 7 and 8 Viet., cap. 110.)
The leading principles of this Odic° ara —Moderate and equitable
Rates 0? Premium for each class of risk—Annual division of Profits.
The difficulty of collecting the elements on which to proportion
Premium to risk in Insurance against Loss by Fire has been so
great, that the rates at present charged are more the result of guess
than calculation. _

It has been found by experience, that the total annual losses of the
different Established Companies have not been proportionate to the
amount of annual Premiums received by each.
It is of the highest importance, both to the Insured and Insurers,
that such an anomaly should cease, and an approximation to the
true risk be made. To secure this object the Equitable Fire Insu-
rance Company is established.
The true rate of Premium for Fire Insurance can only be ap-
proached through Classification and Average, which has not hitherto
been sufficiently acted n, or systematically applied.
Whatever be the nominal rate, the bonus or return periodically to
the Insured will determine the true Premium equitably payable, as
security against loss for so great a calamity as fire, and the Insurer
is largely interested in this question, and will consult hie interest by
supporting a system where, by a careful combination of Classifica-
tion and Average, the Premium will be proportioned to the risk.
The Equitable Fire Office will, by a constant analysis of its own
experience, from time to tic e, adopt such rates of Premium as the
nature of the risk may justify, and will decline to enter into arrange-
ments as regards tariffs with other offices.
With this view an annual investigagon will be made into each
class of risk, and a return of one moiety, or fifty per cent. of the nett
excess will be made to all classes of Insurers whose Policies have
been in force for three years.
Insurances against Loss by Fire are effected by this Company upon
every description of Property on moderate terms.
Farming Stock insured at 3s. per cent, without the Average Clause.
Prospectuses, and every information may be obtained, ou applica-
tion at the Office, or to any of its Agents.

t National Loan Fund Life Assurance Society.
* Equitable Fire
t* Both Offices.

REPLY OF ALFRED TENNYSON, ESQ.
THE NEW POET LAUREATE.
Mosaic Bard i your lines, addressed to me,
Were not unwelcome lines—how could they be
I feel quite proud, in fact, that one like you
Should notice me—upon my word I do
Nor would I let this first occasion slip,
Of warmly thanking such a brother "chip."
I do not wonder at your feeling " nettled,"
On finding how the "Laureateship" is settled.
When first you heard of what I'm new enjoying,
The disappointment must have been annoying.
The wonder is that you so calmly met it,
When every one expected "you" to get it ;
T get the berth, I mean, of Laureate Bard,
The 1055 of which you seem to take so hard.
But, really, what with one thing and another,
You're far more honoured than your laurelled brother.
Think for a moment, cousin, what you are—
The muse of MOSES, that commercial star.
Proud would your brother be if he cou'd jump
From his appointed "post" to Aldgate pump.
The " c'oth" of MOSES (understand the phrase)
Would please me quite as much as my " green bays."
Should MOSES, as you've hinted, change his muse,
And let me pop into your honour's shoes,
Good service to the dress I'll strive to do,
Although I know I can't come up to you
And oft shall MOSES have a rhyming benison,
From your exalted brother, ALFRED TENNYSON.
The NEW EDITION of "EVERYBODY'S BOOK," containing
a full Report of the late important Trial, may be had gratis on ap-
plication, or by letter, post free.
Notice.—The Fur and Shawl Department are now replete witk
every novelty of the season.
Observe.—Any article purchased, either ready-made or made to
measure, if not approved of, will be exchanged or the money re-
turned.
Caution.—E. Moses and Son regret having to guard the public
against imposition, but having heard that the untradesmanlike false-
hood of being connected with them, or it is the same concern, has
been resorted to in many instances, and for obvious reasons. They
beg to state they have no connexion with any other house in or out
of London, except their own Establishments, as follows:—
London City Establishment, 151, 155, 156, and 157, Minories, 83,
84, 85, and 86, Aldgate, opposite the Church, all communicating.
London West-end Branch, 506, 507, 508, New Oxford-street, 1,2,
and 3, hart•street, all communicating.
Bradford "Yorkshire" Branch, 19, Bridge-street.
Sheffield Branch, 36, Fargate.
Tailors, Clothiers, Hatters, Hosiers, Furriers, Boot and Shoe-
makers, and General Outfitters for Ladies and Gentlemen.
Tho Establishments are closed from sunset Friday to sunset Sa-
turday, when business is resumed till Twelve o'clock.

DR. LA'MERT ON THE SECRET INFIRMITIES OF YOUTH
AND MATURITY.-WITH 40 COLOURED ENGRAVINGS ON

STEEL.
lust published, and may be had in French or English, in a Sealed
Envelope, 25. 6d., or post-free,
/from the Author, for forty-two
Stamps,
SELF-PRESERVATION; a
Medical Treatise on the Physiology of Marriage, and on
the Secret Infirmities and Disorders of Youth and Maturity,
usually acquired at an early period of life, which debilitate
the physical and mental powers, diminish and enfeeble the natural
feelings, and exhaust the vital energies of Manhood ; with Practical
Dbservations on the Treatment of Nervous Debility and Indigestion,
whether arising from these causes, close study, or the influence of
tropical climates: Local and Constitutional Weakness, Syphilis,
stricture, and all Diseases and Derangements resulting from India-
:rot:on. With Forty coloured Engravings, illustrating the
anatomy, Physiology, and Diseases of the Reproductive Organs,
explaining their structures, uses, and functions, and the various
injuries that are produced in them by solitary habits, excesses, and
infection. BY SAMUEL LA'MERT, M.D.,
37. BEDFORD-SQUARE. LONDON.
Doctor of Medicine. Matriculated Member of the University of Edin-
burgh, Licentiate of Apothecaries' Hall, Loudon, Honorary Member
of the London Hospital Medical Society, Sec.
This work contains an accurate and complete account of the
Anatomy and Physiology of the Reproductive Organs. It un-
fortunately happens that the unhappy- victim of excessive indul-
gence and vicious habits, while suffering from their invariable con-
sequences, unwisely entertains a fear of applying to a qualified physi-
cian for relief. Shame and the dread so frequently, but erro-
neously entertained that these complaints are beyond the reach of
art, alike restrict him and prevent his seeking for assistance where
alone it can be procured. Dr. LA'MERT has taken the highest
medical honours,
as his diplomas testify, and the great extent of his
practice for many years is a
guarantee for his professional experi-
ence, which has reference almost solely to the treatment of these
diseases.
Published by the Author, and may be had of J. Gilbert,
49, Paternoster-row; Hannay, 63, Oxford-street; Starie, Tiohborne-
street, Haymarket; Mann, 39, Cornhi/1 ; Gordon, 146, Leaden-
Ihall-street, London ; or, free by post for forty-two stamps, from
the Author's Beddow, IT, Bodtord-wwirs l'ond"