The Sun.
London, England, 1858-12-27 00:00:00

•
LIFE DEPARTMENT.—UNDER THE PROVISIONS OF AN
ACT OF PARLIAMENT, this Company now offers to future In-
surers Four-fifths of the I'rofits, with Quinquennial Division,
or a Low Rate of Premium without participation of Profits.
The next division of Profits will be declared in June, 1850,
when all Participating Policies which shall have subsisted at
least one year at Christmas, 1859, will be allowed to share in
the Profits.
At the Five Divisions of Profits made by this Company, the
total Reversionary Bonuses added to the Policies have
exceeded £913,009.
At the last valuation,.at Christmas, 1854, the Assurances in
force amouted to upwards of £4,240,000, the Income from the
Life Branch in 1854 was more than £200,000, and the Life As-
surance Fund (independent of the Guarantee Capital) exceeded
£1,700,000,
FOREIGN RISKS.—The Extra Premiums required for the
East and West Indies, the British Colonies; and the northern
parts of the ITnitbd- States.of America, have been materially
reduced.
INVALID LIVES. —Persons who are not in such sound
health as would enable them insure their Lives at the Tabular
Premiums, may. have their. Lives iiisurecLat .Ex,tra Premtiuns.
LOANS granted on Life Policies to the extent of their
values, provided such Policies shall have been effected a suffi-
cient time to have attained in each case a value not under
ASSIGNMENTS OF POLICIES.—Written Notices of re-
ceived and registered.
MEDICAL- FEES paid by the Company, and no charge
will be made for Policy Stamps.
Notice is Hereby Given, That Fire Policies which expire at
Christmas must be renewed within fifteen days at this Office,
or with Mr. SAMS, No. 1, St. James's-street, corner of Pall-
Mall ; or with the Company's Agents throughout the King-
dom, otherwise they become void.
Losses caused by Explosion of Gas are admitted by this
Company.

A.D. 1720.
ROYAL EXCHANGE ASSURANCE
CORPORATION
(Established by Charter of his Majesty George the First)
, FOR SEA, FIRE, LIFE, AND ANNUITIES.
Offices, Royal Exchange, London.
Branch Office, 29, Pall-mall.
OCTAVIUS WIGRAM, Esq., Governor.
GEORGE PEARKES BARCLAY, Esq., Sub-Governor.
Sir JOHN WILLIAM LUBBOCK, Bart., Deputy-Governor.

DIRECTORS.
Henry Bainbridge, Esq. Wilmot Holland, Esq.
John Garratt Cattley, Esq. Chas. Jno. Manning, Esq.
Edwd. MaxwellDaniell, Esq. Hon. Jno. T. Leslie Melville.
William Davidson, Esq. Sir Jno. Henry Telly, Bart.
Thomas Dent, Esq. Hon. Jose. W. Percy, M.P.
Alexander Druce, Esq. Alexander P. Prevost, Esq.
Fredk. Jos. Ecllmann, Esq. Regnld. F. Remington, Esq.
Charles Farquharson, Esq. Charles Robinson, Esq.
Riversdale W. Grenfell, Esq. William Soltau, Esq.
Robt. Amadeus Heath, Esq. Joseph Somes, Esq,
Wm. Tetlow Hibbert, Esq. William Wallace, Esq.
Jas. Stewart Hodgson, Esq. Chas. Baring Young, Esq.
Medical Referee, SAMUEL SOLLY, Esq., F.R.S.
NOTICE.—The usual fifteen days allowed for payment of
FIRE PREMIUMS falling due at Christmas will expire on
9th January.
FIRE and LIFE ASSURANCES may be effected with this,
Corporation on advantageous terms. -
In the Life Department, assurances are granted with par-
ticipation in Profits, or, at lower Premiums, without such
participation.
The Reversionary Bonus on British Policies has averaged
nearly 2 per cent. per annum on the sum assured, or 48 per
cent. upon the Premiums paid.
Equivalent reductions have been made in the Premiums
payable by persons who preferred that form of Bonus.
The future divisions of Profit will take place every Five
years.
Any sum not exceeding £15,000 may be insured on one
Life.
This Corporation affords to the Assured—
Liberal participation in Profits—with exemption from
the liabilities of partnership.
A rate of Bonus equal to the Average returns of Mutual
Societies—with the guarantee of a large invested Capital
Stock.
The advantages of modern practice,—with the security
of au Office whose resources have been tested by the ex-
perience of nearly a CENTURY AND A HALF.
SPECIAL NOTICE.
IN CASE OF DEATH occurring during the Thirty days
Allowed for payment of a Life Premium, and before such pay-
ment has been made, the Corporation hold themselves liable
under the Policy, provided the Premium be subsequently paid
on or before the thirtieth day from that upon which it became
due

JOHN A. HIGHAM, Actuary and Secretary.
ROYAL EXCHANGE, LONDON.

FIFTH. DIVISION OF PROFITS.
N ORTH BRITISH INSURANCE COMPANY.
-/-1 Established 1809. Incorporated by Royal Charter.
President—His Grace the Duke of ROXBURGHE, K.T.
Sir PETER LAURIE, Alderman, Chairman.
JOHN I. GLENNIE, Esq., Deputy-Chairman.
William Borradaile, Esq.
John Connell, Esq.
Archibald Cockburn, Esq.
P. Sorthall Laurie, Esq.
It. P. Prichard, Esq.
Charles James Knowles, Esq., Q.C.
Solicitor—Alexander Dobie, Esq., Lancaster-place.
Capital of One Million—accumulating Premiu Fund xdotooo.
Revenue-from Life Premiums alone £116,0m 00, annually in-
creasing.
Nine-tenths or Ninety per cent. of the profits are septennially
divided among the insurers on the participating scale of Pre-

miums.
All Profit Policies effected during the current year will share
in the Profits of Seven Years, and will secure a larger Bonus
at every future division of Profits.
The Bonus accumulations at last investigation ranger from
25 to 70 per cent. on the Premiums paid.
ROemBERT STRACHAN, Secretary.
4, Bank Buildings, Lothbury, London, E.C.

THE LIVERPOOL and LONDON FIRE and
LIFE INSURANCE COMPANY.
Offices—No. 1, Dale-street, Liverpool, and 20 and 21, Poultry,
London.

Subscribed Capital, £2,000,000.
18.56. 1857. 1857.
£222,ooo—Fire Premiums £289,000.. Increase..£67,oCo
72,780.. Life
17,338.. Life Annuities
Funds accumulated i 1,088,000 .. Increase.. 268,000
820,000 and invested ... •
The Income of the Company now exceeds £150,000 a-year.
The sums paid in settlement of losses exceed One Million
sterling.:.
FIRE 'INSURANCE, at home and abroad, at rates- propor-
tioned to'the risk.
LIFE INSURANCE.—Prospectuses may be had on appli-
cation, and attention is specially invited to the system of
Guaranteed Bonuses in the Life Department, by which is
secured :-1. Exemption from liability in partnership, under
any possible circumstances. 2. Bonuses, which are not con-
tingent on profits, but fixed and guaranteed by the whole re-
sources of the Company.
Fire Policies due Christmas day should be renewed on or
before the 9th January, 1859.
SWINTON BOULT, Secretary.

THE ECONOMIC LIFE ASSURANCE
SOCIETY, 6, New BhedridglB23e-street, London.
DIRECTORS.
ROBERT BIDDULPH, Esq., Chairman.
WILLIAM ROUTH, Esq., Deputy Chairman.
Alfred Kingsford Barber, Esq. Rear-Admiral Robert Gor-
Henry Barnett, Esq. don.
The Right Hon. E. Pleydell Charles Morris,rri Esq.
Rickards.
Bouverie, M.P. George b
Edward Charrington, Esq. Esq.
Thomas Edgar, Esq. Augustus Keppel Stephen.
Sir Alexander Duff Gordon, I son, Esq.
Bart.

rTORS.
John Howell, Esq. John Gilliam Stilwell, Esq.
Henry Roberts, Esq. Richard Taylor, Esq.
PHYSICIAN—WiIIiam Emanuel Page, M.D., Oxon, 11, Queen.
street, May-fair.
SURGEON—Benjamin Travers, Esq., F.R.C.S., No. 49, Dover
street, Piccadilly.
SOLICITOR—IIenry Young, Esq., 12, Essex-street, Strand.
ACTUARY--JaMeS John Downes, Esq., F.R.A.S.
ADVANTAGES.

AUD:

890,000

THE SECRET INFIRMITIES OF YOUTH AND
MATURITY.
Just published, price la., post free, in an Envelope, for 13

Mutual Assurance.
The lowest rates of Premium on the Mutual System.
The whole of the profits divided every Fifth Year.
An accumulated Capital-of £1,695,000
During its existence the Society has paid in
1,540,000
Claims
Reversionary Bonuses have been added to Po-
licies to the extent of
The. leo* Ttrmna, doelared in 1854, averag .f 67
per Cent, on the Premiums paid, and amounted
• 397,000
to
Policies in force 7,621
240,000
The Annual Income exceeds
In pursuance of the invariable practice of this Society, in
the event of the Death of the Life Assured within the 15 days
of grace, the Renewal Premium remaining unpaid, the Claim
will be admitted, subject to the payment of such Premium.
The next Division of Profits will be made in 1859.
Assurances effected prior to 31st December, 1859, Will Par-
ticipate in the Division of 1864.
Prospectuses and full particulars may be obtained on appli-
cation. to ALEXANDER MACDONALD, Secretary.

_
stamps,
QELF-PRESERVATION.—A Medical Treatise
kl on the Functions and Disorders of tb e Generative System,
and on the cure of Nervous and Physical Debility, resulting
from vicious habits acquired during the critical passage from
youth to Manhood, with practical observations on the Phy-
siology of Marriage in its social, moral, and physical rela-
tions. To which are added remarks on the wonders of the
Microscope in revealing the hidden mysteries "of Life vritb.in
Life," and its advantages in detecting, by urinary examina
tion, the cause and effect of every variety of these complaints,
with numerous engravings and cases.

BY gAMIIEL LA'MERT, M.D.,
37, BEDFORD SQUARE, LONDON,
Matriculated Member of the University of Edinburgh, lion°.
rary Member of the London Hospital Medical Society, Li•
centiate of Apothecaries' Hall, London, &c., &c.

The essential object of this treatise is to point out the fear-
ful consequences resulting from certain habits, irregularities,
and excesses, which have produced more misery in Youth,
degradation in Manhood, and premature decay at all stages
of life, than, perhaps, any other class of disease known to
modern pathologists. Its perusal is particularly recommended
to persons entertaining secret doubts of their physical condi-
tion, and who are conscious of having hazarded the health
happiness, and privileges to which every human bein; is en-
titled.
It is absolutely necessary that all men should know that
there are principles of personal management which cannot be
violated without incurring grievous penalties, and when
wisdom and regret succeed the heyday of inconsiderate self-
Indulgence, how those penalties may be mitigated, how the
sting of their bitterness may be removed, and how the evil
aid its consequences may be avoided, and, above all, that
there is scarcely any degree of physical infirmity or functional
derangement to which the timely aid of sciente. cannot apply
a cure.
Published by J. Allen, 20, Warwick-lane, Paternoster-row,
and may be had of Mann, 39, Cornhill ; Home, 19, Leicester-
square ; Gordon, 146, Leadenhall-street ; or from the Author,
who may be consulted daily, from 11 till 2, and from 6 till 8,
at his residence, 37, Bedford-square, London.
The work may be had in India, of Mr. Von Litzky, Loll
Bazaar; Calcutta—Messrs. C. and J.Hormusjee,Apollo-street ;
Bombay—Circulator Office ; Madras—Molussilite Office, Agra;
Dodsworth, Colombo, Ceylon ; and of all Booksellers trough-
out the Colonies.