The Sun.
London, England, 1851-03-06 00:00:00

Extensive Travelling Leave granted without extra Premium
Moderato extra Premium for Residencs in Tropical Climates.
EQUITABLE FIRE OFFICE.
Capital-500,0001.
(Incorporated ander 7 and 8 Viet., cap. 110.)

The leading principles of this Office era —Moderate and equitable
Rates of Premium for each class of risk—Annual division of Profits.
The difficulty of collecting the elements on which to proportion
Premium to risk is Insurance against Loss by Fire has been so
great, that the rates at present charged are more the result of glees
than calculation.

It has been found by experience, that the total annual losses of the
different Established Companies have not been proportionate to the
amount of annual Premiums received by each.
It is of the highest importance, both to the Insured and Insurers,
that such an anomaly should cease, and an approximation is the
true risk be made. To secure this object the Equitable Fire Insu-
rano* Company is established.

The true rate of Premium for Fire Insurance can only be ap-
,3roached through Classification and Average, which has not hitherto
been sufficiently acted n, or systematically applied.
Whatever be the nominal rate, the bonus or return periodically to
the Insured will determine the true Premium equitably payable, as
security against loss for so great a calamity as fire, and the Insurer
is largely interested in this question, and will consult his interest by
supporting a system where, by a careful combination of Classifica-
tion and Average, the Premium will be proportioned to the risk.
the Equitable Fire Office will, by a constant analysis of its own
experience, from time to e, adopt such rates of Premium as the
nature of the risk may justify, and will decline to enter into arrange-
ments as regards tariffs with other offices.

with this view an annual investigation will be made into each
class of risk, and a return of one moiety, or fitly per cent. •f the nett
excess will be made to all classes of Insurers whose Policies have
been in force for three years.

—lnsurances against Lose by Fire are effected by this Coaspany upon
every description of Property on moderate terms.
Farming Stock insurod at 3s. per cent, without the Average Clause.
Prospectuses, and every information may be obtained, on applica-
tion at the Office, or to any of its Agents.

f National Loan Fund Life Assurance society.
* Equitable Fire
t* Both Offices.

CATHOLIC LAW AND GENERAL LIFE
ASSURANCE COMPANY,
8, NEW COVENTRY-STREET, LEICESTER-SQUARE, LONDON.
The FOURTH ANNUAL GENERAL MEETING of the Proprie-
tors of this Company took place on the 25th instant, at the Head
Office, at One o'clock precisely. The following is extracted from the
report, which is too lengthy for publication :
During the past year no claims have arisen from deaths in England.
and but two in Ireland—one for 5001. and the other for 2501.—making
together 7001., which have been paid. This is far below the expected
mortality, and is especially favourable, when it is remembered how
severely the life offices generally suffered from the epidemic of last
year.
The number of lives assured between the Ist of June, 1849, and
the 31st of May, 1850, was more than double the number issued in
the twelve months preceding.
Proposals were made for 138 Policies, amounting to 52,963/.25. 6d.:
of these 123, comprising 106 lives, were accepted for 45,1251. 6s.
sixteen Policies lapsed, representing 6,048/., upon which 3201. 3s.
was received by the Company in the shape of premiums.
Since the commencement of the Company to the let of June last,
assurances were effected to the extent of 110,9721. 125 6d., pro-
ducing in annual premiums 3,7321. lls. 6d. Of these 54 lapsed,
amounting to 23,9901. 16s. 6d., of which the annual premiums were
741/. Is., leaving the yearly income on the Ist of June last equal to
2,991/. 15s. 11d.
Since last meeting loans were applied for to the extent of 17,7001.,
but 1,183/. lls. 10i. only was advanced.
The Directors were also highly gratified to report that within the
last four months they had considerably extended their business on
the Continent, having appointed, as Head Agent in France, Monsieur
de l'Etang, a gentleman of high standing in Paris, distinguished for
his integrity and ability in financial and in all assurance matters,
who, under the sanction and patronage of the Archbishop of Paris,
the Cardinal Archbishop of Lyons, and Monseigneur Parisis, Eveque
nbgl
er easin, hasn
talready
business,isith not
otthoen
only
sitnt
Life
ee
Assurances,mon th s effected
but ina cAonn
•
ou
After various resolutions, approving of the Report, and returning
thanks to the Right R
eaCt, h
n d ami r iendai
cn
a, l Bishopr.lol of rtrhi se,
eats
slice-
Chairman, Actuary,
Secretary,
ever
ment, the meeting separated, highly gratified at its present results
and future prospects.

NITED KINGDOM LIFE ASSURANCE
lJ COMPANY.
Established by Act of Parliament in 1834.
8, Waterloo-place, Pall-mall, London ; 97, leorge-street, Edinburgh;
13, St. Vincent-place, Glasgow; 4, College green, Dublin.
The bonus added to policies from March, 1834, to the 31st
Decemlaer, 1847, is as follows:

umaddedto Sum addedto Sum payable
Isti-suLlm:el'l-'-Ti 11;ets-sur-ed....
:
rolleyinlll4l l'ulicyin 1848 at Death.
-- --.-- ------ -----
£5OOO 13 years 10 mths £638 6 8 £787 10 0 £6470 16 8
5000 1 year .. .. 112 10 0 51(2 10 0
1000 12 years 100 0 0 157 10 0 1257 10 0
1000 7 years .. 157 10 0 1157 10 0
1000 1 year
.. 22 10 0 1022 10 0
500 12 years
50 •
0 0 78 15 0 628 15 0
500 4 years 45 0 0 545 0 0
500 1 year •• ..
.. 11 5 0 511 5 0

The PreiniLMlS, nevertheless, are on th,
only one-half need be paid for the first
4urance is for Life.
Every information afforded on applicat
tor, 8, Waterloo-Place, Pall-mall, Londoi

I____l:-------
le most moderate scale, and
t five years when the In-

tion to the Resident Diree-
)n. _

DR. LA'MERT ON THE SECRET INFIRMITIES OF ii./UTH
AND MATURITY.
With Plain Directions for their Prevention and Curs.
FIFTY COLOURED ENGRAVINGS ON ATEEL.
rust published, in French, English, German, Dutch, Spanish, and
Italian, m a Seated Envelope, 4s. 6d.,
Or post-free, from the
Author, for forty-two Staraps,
SLF PRESERVATION; a
Medical Treatise on the Physiology of
the Secret Infirmities and Disorders of Youth and Maturity,
tsualiy acquired Marriage, and on
at an early Period of life, which destroy
'he physical and mental powers, diminish and enfeeble the natural
feelings, and exhaust the vital energies of Manhood ; with Practical
lbservations on the certain Prevention and successful Treatment of
Nervous Debility, Local and Constitutional Weakness, Syphilis,
as adopted by Lallemand, Ricord, and other eminent mem-
,ltricture, and all Diseases and Derangements resulting from Indis-
cretion,
bers of the faculty in France. With Fifty coloured Engravings,
illustrating the Anatomy, Physiology, and Diseases of the Re-
productive Organs, explaining their structures, uses, and functions,
and the various injuries that are produced in them by solitary
habits, excesses, and infection. ,
BY SAMUEL LA MEET, M.D.,
37, BEDFORD-SQUARE, LONDON.
Doctor of Medicine. Matriculated Member of the University of Edin-
burgh, Honorary Member of the London Hospital Medical Society,
Licentiate of Apothecaries' Hall, London, Member of the Hunterian
Medical Society of Edinburgh, &c., Sac.
This work contains a plain and complete description of the ana-
tomy and physiology of the reproductive organs, and of their relative
conditions in health and disease. The author, who has taken the
highest medical honours, as evidenced by the diplomas and testimo-
nials inserted in the work, is the only legally qualified medical man
who has exclusively, and for many years, devoted his studies to
the treatment of these complaints. Ile may be consulted w ith ad-
vantage by all those whose constitutions may have become debili-
tated through secret practices acquired ix youth, or by the excesses
of later years, whereby the pleasures of life are marred, the objects,
of marriage frustrated, and existence itself rendered a term of un-
ceasing misery and regret.
Published by the Author, and may be had of J. Gilbert, 49, Pater-
noster-row; Hannay, 63, Oxford-street; Static, Titchborne-street,
Haymarket; Gordon, 146, Leadenhall-street ; Mann, 23, Coruhill,
or free by post for forty-two stamps, from the author's residence, who
may be consultod on these disorders personally, or by letter, daily,
WOE ten tilt two, mg from six till eight.