The Sun.
London, England, 1851-03-05 00:00:00

EXAMPLES-OF BONUSES' ALREADY DECLARED.

Penna.
.1,1 IPollcyl Bonus in neat Re.
Age. z F._ Pre- taken addition Bonus in Auction of
= e, mlum. out in to Sam Cash. Annual
no Assured. Premium.
A s. d. £ s d. £ s. d.
1837 292 6 9 139 16 9 22 13 1
1838 267 11 4 126 17 2 19 19 7
1839 241 18 6 113 17 7 17 8 8
A A s.d. 1840 193 12 6 93 16 8 14 010
60 1000 74 3 4 1841 189 12 6 89 5 10 13 8 11
1842 162 16 8 76 18 4 11 8 3
1843 115 10 10 55 10 10 8 1 10
1844 77 19 2 38 15 10 5 S 11
1845 66 15 0 44 10 0 4 10 1

Extensive Travelling Leave granted without extra Premium
Moderate extra Premium for Residence in Tropical Climates.

EQUITABLE FIRE OFFICE.
Capital-500,0001.
(Incorporated ander 7 and 8 Vict., cap. 110.)

The leading principles of this Office ar3 —Moderate and equitable
Rates of Premium for each class of risk—Annual division of Profits.
The difficulty of collecting the elements on which to proportion
Premium to risk is Insurance against Loss by Fire has been so
great, that the rates at present charged are more the result of guess
than calculation.

It has been found by experience, that the total annual losses of the
different Established Companies have not been proportionate to the
amount of annual Premiums received by each.
It is of the highest importance, both to the Insured and Insurers,
that such an anomaly should cease, and an approximation to the
true risk be made. To secure this object the Equitable Fire Insu-
rance Company is established.

. .
The true rate of Premium for Fire Insurance can only be ap-
proached through Classification and Average, which has not hitherto
been sufficiently acted .in, or systematically applied.
Whatever be the nominal rate, the bonus or return periodically to
the Insured will determine the true Premium equitably payable, as
security against loss for so great a calamity as fire, and the Insurer
is largely interested in this question, and will consult his interest by
supporting a system where, by a careful combination of Classifica-
tion and Average, the Premium will be proportioned t. the risk.
The Equitable Fire Ofeice will, by a constant analysis of its own
experience, from time to tii, e, adopt such rates of Premium as the
nature of the risk may justify, and will decline to enter into arrange-
ments as regards tariffs with other offices.
With this view an annual investigation will be made into each
class of risk, and a return of one moiety, or fluty per cent. of the nett
excess will be made to all classes of Insurers whose Policies have
been in force for three years.

Insurances against Loss by Fire are effected by this Company upon
every description of Property on moderate terms.
Farming Stock insurad at 3s. per cent, without the Average Clause.
Prospectuses. and every information may be obtained, on applica-
tion at the Office, or to any of its Agents.

f National Loan Fund Life Assurance Society.
* Equitable Fire
f* Both Offices.

ri AU TIO N.—MECHrs MAGIC STROP.
J " The Real Magic Strop," " The Double Magic Strop," " The
Magic Strop," are all base imitations of MECHI'S MAGIC STROP.
None aro genuine without 3fechi's name, which imitators dare not
put on the spurious strop; yet, strange to say, many perfumers call-
ing themselves respectable, endeaVour to palm this rubbish (they
cost from 3d. to bri. each in Sheffield) on the public as Mechi's genuine
str, p, although they possess no sharpening properties whatever, but
the very reverse. The well-known Magic Paste is an invaluable auxi-
liary to the Strop, and its renovating properties are truly astonish-
ing. Mechi's Razors stand pre-eminent as well as his Table Cutlery.

4, Leadenhall• street.

TO LADIES.

ROWLANDS' KALYDOR, an oriental botani-
cal preparation, which by its action on the pores and minute
secretory vessels, expels all impurities from the surface, allays every
tendency to inflammation, and thus effectually dissipates all redness,
tan, pimpl s, spots, freckles, discolorations, and other cutaneous visi-
tations. The radient bloom it imparts to the cheek, and the softness
and delicacy which it Induces on the hands and arms. renders it in-
dispensable to every toilet. Gentlemen, after shaving, will find it
allay all irritation and tenderness of the skin, and render it soft,
smooth, and pleasant.
Beware of spurious Kalydors for sale. The words "Rowlands'
Kalydor" are on the wrapper of the genuine article, and the words
" A. Rowland & Son, 20, Ilatton•garden," are also engraved en the
Government stamp affixed on each bottle. Price 4a. 6d. and Bs. 6d.
Sold by them, and by chemists and perfumers.

LAURENT'S GRAND CASINO,
Licensed by Act of Parliament.
ARGYLL ROOMS, GREAT WINDMILL-
STREET, ST. JAMES'S.
(Sole Lessee, Charles Emilo Laurent, Jun., 57, Brompton-agnate.)

OPEN EVERY EI%ENING, _
With LAURENT'S UNRIVALLED BAND.
Principal Cornet-a-Pistons, M. Boulcourt.
Doors open at Half-past Eight o'clock—Dancing to commence at
Nine and terminate at Half-past EleTen o'clock precisely.