The Sun.
London, England, 1851-04-12 00:00:00

Extensive Travelling Leave granted without extra Premium
Moderate extra Premium for Residence in Tropical Climates.
EQUITABLE FIRE OFFICE.
Capital-500,000/.
(Incorporated under 7 and 8 Viet., cap. 110.)

The leading principles of this Office ara —Moderate and equitable
Rates of Premium for each class of risk—Annual division of Profits.
The difficulty of collecting the elements on which to proportion
Premium to risk in Insurance against Loss by Fire has been so
great, that the rates at present charged are more the result of guess
than calculation.
It has been found by experience, that the total annual losses of the
different Established Companies have not been proportionate to the
amount of annual Premiums received by each.
It is of the highest importance, both to the Insured and Insurers,
that such an anomaly should cease, and an approximation to the
true risk be made. To secure this object the Equitable Fire Insu-
rance Company is established.
The true rate of Premium for Fire Insurance can only be ap-
proached through Classification and Average, which has not hitherto
been sufficiently acted on, or systematically applied.
Whatever be the nominal rate, the bonus or return periodically to
the Insured will determine the trite Premium equitably payable, as
security against loss for so great a calamity as fire, and the Insurer
is largely interested in this question, aril will consult his interest by
supporting a system where, by a careful combination of Classifica-
tion and Average, the Premium will be proportioned to the risk.
The Equitable Fire Office will, by a constant analysis of its own
experience, from time to time, adopt such rates of Premium as the
nature of the risk may justify, and will decline to enter into arrange-
ments as regards tariffs with other offices.
With this.view an annual investigation will be made into each
class of risk, and a return of one moiety, or fitly per cent. of the Kett
excess will be made to all classes of Insurers whose Policies have
been in force for three years.
lasurances against Loss by Fire are effected by this Company upon
every description of Property on moderate terms.
Farming Stock insured at 3s. per cent, without the Average Clause.
Prospectuses, and every information may be obtained, on applica-
tion at the Office, or to any of its Agents.

t Nati‘nal Loan Fund Life Assurance Society.
* Equitable Fire,
t* Both Offices.

CATHOLIC LAW AND GENERAL LIFE
ASSURANCE COMPANY,
8, NEW COVENTRY-STREET, LEICESTER-SQUARE, LONDON.
The FOURT LI ANNUAL GENERAL MEETING of the Proprie-
tors of this Company took place on the 25th instant, at the Head
Office, at One o'clock precisely. The following is extracted from the
report, which is too lengthy for publication :
During the past year no claims have arisen from deaths in England,
and but two in Ireland—one for 5001. and the other for 260/.—making
together 7001., which have been paid. This is far below the expected
mortality, and is especially favourable, when it is remembered how
severely the life offices generally suffered from the epidemic of last
year.
The number of lives assured between the Ist of June, 1849, and
the 31st of May, 1850, was more than double the number issued
iq
the twelve mouths preceding.
Proposals were made for 138 Policies, amounting to 52,9631. 2s. 6d.:
of these 123, comprising 106 lives, were accepted for 45,1251. 6s.
Sixteen Policies lapsed, representing 6,0481., upon which 3201. 3t
was received by the Company in the shape of premiums.
Since the commencement of the Company to the Ist of June last*
assurances were effected to the extent of 110,9721. Its Gel,, pro-
ducing in annual premiums 3,7321. II s. 6d. Of these 54 lapsed,
amounting to 23,9301. 16s. 6d., of which the annual premiums were
7411. Is., leaving the yearly income on the Ist of June last equal to
2,9911. 15s. 1 Id.
Since last meeting loans were applied for to the extent of 17,7001.,
bat 1,1831. 11x. 103. only was advanced.
The Directors were also highly gratified to report that within the
last four months they had considerably extended their business on
the Continent, having appointed, as Head Agent in France, Monsieur
do l'Etang, a gentleman of high standing in Paris, distinguished for
his integrity and ability in financial and in all assurance matters.
who. under the sanction and patronage of the Archbishop of Paris,
the Cardinal Archbishop of Lyons, and Monseigneur Parisis, Eveque
de Langres, has already within the last three months effected a con-
siderable amount of business, not only in Life Assurances, but In An-
nuities both Immediate and Deferred.
After various resolutions, approving of the Report, and returning
thanks to the Right Reverend Chairman, Bishop Morris, the Vice-
Chairman,
meeting s and Medical Officers of the establish-
ment, the meeting separated, highly gratified at its present results
and future prospects.

pROMOTER LIFE ASSURANCE AND.
ANNUITY COMPANY. '
No. 9, Chatham-place, Black friars, London.
Established in 1826.
Subscribed Capital, 240,0001.
This Society effects every description of Life Assurance, both Do-
mestic and Foreign, on most advantageous terms, either on the Bonus
on Non-Bonus systems.
Tables of Rates, with all further particulars, may be obtained at;
the °dice. M. RAWARD, Secretary.

OR. LA'MERT ON THE SECRET INFIRMITIES OF YOUTH'.
AND MATURITY.
With Plain Directions for their Prevention and Cure.
FIFTY COLOURED ENGRAVINGS ON STEEL.
lust published, in French, English, German, Dutch, Spanish, and '
Italian, in a sealed Envelope, 2s. 6d., or post-free, from the
Author, for forty-two garilP3'
SELF-PRESERVATION; a
"..-Y Medical Treatise en the Physiology of Msxriage, and on
the Secret Infirmities and Diserders of Youth and Maturity,
isuall3' acquired at an early period of life, which destroy
the Physical and mental powers, diminish and enfeeble the natural
feelings, and exhaust the vital energies of Manhood; with Practical
eb..crvations on the certain Prevention and successful Treatment of
Tervous Debility, Local and Constitutional Weakness, Syphilis,
.3trietare, and all Diseases and Derangements resulting from Inflis-
:retion, as adopted by Lallemand, Ricord, and other eminent mem-
it'ielur'sta
of
r illustrating ftroultAyiirin.Loniy Fra,lircch.ysiVociorryts
,Fftantyd coloured Engravings,
Eouf grthaevinitges:
Re-
productive Organs,
explaining their straetures uses, and fanci,
.''tl...„ont
end the various injuries that are produced ili them' by Som,
habits, excesses, and infection.
BY SAMUEL LA'MF.RT Er D
87, BEDFORD-SQUARE,
{lector of Medicine, Matriculated Member of
..i:bLurgitc
nht,;baUctonofrAa rpyotAhtee•,enaribeers,JHf theali, LLoonndloonn,lt
camp
the 11 LONDON.r."i versl ty of Min-
MofothdiecailiunSotcei
ibtaler
'-'lllgticiety of Edinburgh, Sze.. Rye.
reitYan,
This Wo contains a plain and complete description of the ana-
tomy and physiology of the reproductive organs, and of their relative
conditions in health and disease. The author, who has taken the
highest medical honours, as evidenced by the diplomas and testimo-
nials inserte'd in the work, is the only legally qualified medical man
who has exclusively, and for many years, devoted his studies to
the treatment of these complaints. He may be consulted Is ith ad-
vantage by all those whose constitutions may have become debili-
tated through secret practices acquired ix youth, or by the excesses
of faret-tears, whereby the pleasures of life are marred, the objects
of marriage frustrated, and existence itself rendered a term of un-
eitsing nititty and regret.
Published by the Author, and may be bad of J. Gilbert, 49, Pater-
nester-ro*'; Hannay, 63, Oxford-street ; Starlet Titchborne-street,
Haymarket; Gordon, 146, Leadenhall-street ; Mann, 23, Cornhill,
or free by post for forty-two stamps, from the I author's reside
tnce, who
may be consulted on these disorders personally, or by leter,daily,
worn ton 121 two, and from di till eight,