The Sun.
London, England, 1851-03-26 00:00:00

KEMPSTON BURT.

A most desirable RESIDENTIAL PROPERTY, near the county
town of Bedford, with MANSION, MANORS, extensive

FISHERY, aril a remarkably rich compact DOMAIN of nearly
180 acres, tithe free, in the centre of the Oakley Hunt.
MESSRS. DANIEL SMITH and SON will
SELL by AUCTION, at the Mart, on TUESDAY, May 6, at
Twelve (unless an acceptable offer shall be previously made), with
possession,
The above very valuable FREEHOLD and TITHE-FREE
ESTATE, comprising nearly 180 acres of remarkably fertile land,
surrounding a fine old substantial family seat (formerly the resi-
dence of the late Sir William Long), and requiring only a moderate
outlay to render it one of the best in the nelf,,,hbourhood, with the
lordship of the manors of Kempston Grays, Hastingsbury, and
Kempston Hardwick, and an extensive fishery in the river Ouse,
which intersects the property. The demesne round the mansion is
park-like, finely studded with timber, and embellished with avenues
of elms and limes, with walks leading to the church, and it embraces
a dry, healthy soil, sloping to some very rich alluvial meadows
skirting the river. Jt is only three miles from Bedford, with capital
reads and neighbourhood.
Particulars and plans may be had at the chief inns at Bedford,
Biggleswade, &c.; of Messrs. Pearse and Son, Solicitors, Bedford;
at the Auction Mart; and of Messrs. Daniel Smith and son,
Land Agents, in Waterloo-place, Pall-mall.

FIRST-RATE STOCK FAR SI, between Andover, Basingstoke, and
Winchester, comprising about 1,250 Acres, with a Manor and
superior Trout Fishery, offering to a spirited agriculturist with
capital a most desirable and important occupation ; held by the
usual renewable lease under the Dean and Chapter of Winchester.
MESSRS. DANIEL SMITH and SON will
OFFER for SALE by AUCTION, at the Mart on TUESDAY,
May 6, at Twelve, (unless an acceptable offer shall be previously
made by Private Treaty), In consequence of the decease of the late
proprietor, W. Spearing, Esq.,
The very valuable ESTATE of CIIILBOLTON, near Stockbridge,
comprising in a ring-fence about 1,250 acres of excellent sound turnip
and barley land, with a good proportion of upland and water meadows,
rendering it a very superior and first-rate et ck farm, interspersed
with a few covers for game. The residence is suitable for so large
an occupation, and is pleasantly and conveniently situate, with the
River Test, in which it possesses an exclusive right of fishing, flow-
ing near the home grounds. It is surrounded by capital roads, and
within easy distances of the best markets in the county. Part of the
purchase may remain on mortgage, and a highly respectable tenant
is ready to take alease of the farm.
Particulars may be had of Mr. Pinniger, Solicitor, Newbury,
Berks, and of Messrs. Daniel Smith and Son, Waterloo-place, Pall-
mall.

Valuable FREEHOLD FARM, near the Town and within the
Borough of Colchester, Essex.
MESSRS. DANIEL SMITH and SON will
SELL by AUCTION, in May, 1851 (unless an acceptable
offer shall be previously made by private treaty),
The valuable and remarkably compact FREEHOLD ESTATE,
free of land-tax, known as Middlewick Farm, in the parish of St.
Giles, Colchester, comprising a respectable house and good buildings,
surrounded by about 165 acres of pasture and arable land, desirably
situated within the borough and a walk of the town of Colchester,
offering a very eligible property for investment or occupation. It is
In the occupation of Mr. G. B. Ward, for a short unexpired term.
Further particulars, with the day of sale and plans, will be pub-
lished forthwith, and may be had at the chief inns at Colchester and
Chelmsford; at the Auction Mart; of Messrs. Phipps and Mackay,
solicitors, Shepton Mallet, Sornersetshire ; and of Messrs. Daniel
Smith and Son, land agents, in Waterloo-place, Pall-mall, London.

NATIONAL LOAN FUND LIFE AND
EQUITABLE FIRE INSURANCE COMPANIES
26, CORNUILL, LONDON.

DIRECTORS.
t*T. LAMIE MUItRAY, Esq., Chairman.
*W. A. B. Bennett, Esq. *JOhn Rawson, Esq.
*Hugh Croft, Esq. *John Shaw, Esq.
tElliotson, M.D„ F.R.S. t*Edmund S. Symes, Esq.
*Ralph Gough, Esq. t*Clement Tabor, Esq.
*M. C. Maher, Esq. t Joseph Thompson, Esq.
*John Moss, Esq. f*Augastus Vigne, Esq•
AUDITOR.
Professor Wheatstone, F.R.S.
PRYSICIAN.
Ellietaon, M.D„ F.R.S„ 37, Conduit-street.
SUBMEON.
ton S. Symes, Esq., 77, Grosvenor-street, Grosvenor-square.
ACTUARY.
tSW. S. B. Woolhouse, Esq., F.R.A.S., sco.
SECRETARY.
*D. T. Lyons Clanchy, Esq.
SUPERINTENDENT.
*W. A. Hawkins, Esq.
RANKERS.

tiMosirs. Glyn, Ila Wax, .Mills, and Co., 67, Lombard-street.

SOLICITORS,
Mess s. Button, Ewens, Ommanney and Prudence, 6, Baslnghall-

street.
*W. Tatham, Esq., 22, Throgmorton-street.
NATIONAL LOAN FUND LIFII OFFICE.
CAPITAL-500,0001.

The WITHDRAWAL TABLE of the Society affords to the As-
sured the greatest possible present and prospective advantages that
can be conferred by Life Assurance. On this Table the Assured is
entitled, at any time, to receive at interest an immediate advance,
to the extent of one-half the amount of the paid annual Premiums,
without security, personal liability, or deposit of the Policy, but by
simple endorsement thereon ; or the half Premium may be with-
held during the whole continuance of the Policy. Also, In the
event of the Assured at any time not requiring to continue the
Policy, on its surrender one-half of the annual payments will bo
returned by the Society.
Lapsed Policies may be renewed without fine, on proof of health
and payment of arrears of Premium without interest.
Notices of Assignment of Policies registered and acknowledged,
so as to make them available as securities lx the hands of
third parties.
No Entrance Fees or any other charge beyond the Policy Stamp.
The present nnual Income of the Society from Premiums is
63,000/. ; the amount covered by the Policies
to fh of the Society is
I 761,5801.; and the reserved profit, applicable ture bonus to
the Assured, amounts. toy 2,454/. ss. Gd. At the last annual inves-
tigation reported in Ma 1850, the bonuses declared .to the As-
sured were,, the option of a return of 15 per cent. on their Premiums
in cash, or s. reYersiogary addition to the original aim assured by
Leeß cent.
DECLARED.
each Polley utos6EsspeAr
EXAMPLES OF from 2
OFBONO

Forma-
,c; Annual Policy Bonus in vent Re-
Ago. 5 , Pre- taken addition Bonus in duction of
= Int Ula. lout in Cash. Annual
7) I assured. Premium.
- ---1--- ---------
I X s. d. £s d. £s. d.
1_
1837 292 6 9 139 16 9 22 13 1
1838 267 11 4 126 17 2 19 19 7
1839 241 18 6 113 17 7 17 8 8
nil 4 i'd• , 1840 193 12 6 93 16 8 14 010
60
--00 74 8 4 1841 189 12 6 89 510 13 8
3
S 11
1842 162 16 8 76 18 4 11
1843 115 10 10 55 10 10 81 10
1844 '77 19 2 38 15 10 89 11
1845 66 15 0 44 10 0 410 1
_---------_

Extensive Travelling Leave
granted 'without extra
Moderato extra Pronium for Resiilence is Tropical Climates.
EQUITABLE FIRE OFFICE.
Premium

Capital-500,0001.
(Incorporated under 7 and S Viet., cap. 110.)
The leading principles of this Office ttra —bloderate and equitable
Rates of Premium for each class of risk—Annual division of
The difficulty of collecting the elements on which to proportion
Premium to risk in Insurance against Loss by Fire has been so
great, that the rates at present charged are more the result of guess
than calculation.
It has been tonne' by experience, that the total annual losses of the
different Established Companies have not been proportionate to the
amount of annual Premiums received by each.
It is of the highest importance, both to the Insured and Insurers,
that such an anomaly should cease, and an approximation to the
true risk be made. To secure this object the Equitable Fire Insu-
rance Company is established.
The true rate of Premium for Fire Insurance can only be up"
oroached through Classification and Average, which has not hitherto
been sufficiently acted on, or systematically applied.
Whatever be the nominal rate, the bonus or return periodically to
the Insured will determine the true Premium equitably payable, as
security against loss for so great a calamity as fire, and the Insurer
is largely interested in this question, and will consult his interest by
supporting a system where, by a careful combination of Classifica-
tion and Average, the Premium will be proportioned to the risk.
The Equitable Fire Office will, by a constant analysis of its own
experience, from time to tine, adopt such rates of Premium its the
nature of the risk may justify, and will decline to enter into arrange-
ments as regards tariffs with other offices.
With this view an annual investigation will be made into each
class of risk, and a return of one moiety, or flay per cent. of the nett
excess will be made to all classes of Insurers where Policies have
been in force for three years.
Insurances against Loss by Fire are effected by this Company upon
every description of property on moderate terms.
Farming Stock insured at 3s. per cent, without the Average Clause.
Prospectuses, and every information may be obtained, en applica-
tion et the Office, or to any of its Agents.

t Nathinal Loan Fund Life Absuran co Soddy.
* Equitable Fire,
i* Both Offices.