The Sun.
London, England, 1856-03-29 00:00:00

MUTUAL LIFE ASSURANCE.

THE PROVIDENT CLERKS'
ASSOCIATION (Established 1840) offers to assurers of all
classes in society every facility for Life Assurance on the Mutual
Principle, M all its branches, combined with unquestionable security
and a moderate scale of premiums.
5,1841 Policies have already been effected, assuring an aggregate
amount of One Million Sterling.
Clerks are earnestly invited to examine the advantazes conferred
talf membership of the .venevolent Fund of this Institution. For
-ItroaPectoset,, forms of,roposal, apply at the Chief Office, 15,
Moor ...s-street, Lou: .t, or to the agents of the Association.
By order of the Board.
WILLIAM THOS. LINFORD, Secretary.

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NATIONAL PROVIDENT INSTITUTION,
, 48, Gracechurch-street, London.
For Mutual Assurance on Lives, Annuities, &c.
Chairman—SAMUEL Havuussr LUCAS, Esq.
Deputy Chairman—CHAßLES LIISHINGTON, Esq.
Abstract of the Report of the Directors for 1855:
"The number of policies issued during the year • • 1,073
Assuring the sum of
Annual premiums thereon ..
Policies issued fl• an the commencement of the institution
in December, 1835 ...
Policies now in force ..... •••• .. • • ............ • 13,740
Annual Income —From Pre-
nsiums(afterdeducthig.£33,34B
abatement allowed) .• • • ..£189,955 15 2
Ditto From Interest en in-
vested capital . ........ 49,807 18 3
Amount returned to members in abatement *£239,763 13 5
premiums .......... ........ . ....... 240,131 11 8
Amount of bonuses added to sums assured •.•• • . 126,564 0 0
Amount paid in claims by death from the com-
mencement of the Institution ... 525,851 19 11
Balance of receipts over the disbursements is
the year ..
Increasing the capital stock of the Institution to 1,211.049 17 4"
At the last division of surplus profits made up to Nov. 20, 1852,
the reductions varied from 6 to 89 per cent. on the original amount
of premiums, according to the age of the member and the time the
policy had been in force ; and the bonuses ranged in like manner
from 50 to 75 per cent. on the amount of premiums received during
the preceding five years.
Members whose premiums fall due on the Ist of April are re-
minded that they must be paid within 30 days from that date.
The Directors' Report for 1855 may now be obtained on applica-
tion.
Ueda, I 20th March, 1856. JOSEPH MARSH, Secretary.

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GUARDIAN FIRE AND LIFE
ASSURANCE COMPANY,
No. 11, Lombard-street, London.
DIRECTORS.

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shire.)

FRANCIS HART DYKE, Esq., Chairman.
HENRY lIULSE BERENS, Esq., Deputy-Chairman.
John Dixon, Esq. kewart Marjoribanks, Esq.
Sir W. M. T. Farquhar, Bart. john Martin, Esq., M.P.
Sir Walter R. Farquhar, Brt. 'Rowland Mitchell, Esq.
Thomson Hankey, Esq., M.P. James Morris, Esq.
John Harvey, Esq. Henry Norman, Esq.
Jchn G. Hubbard, Esq. Henry R. Reynolds, Esq.
George Johnstone, Esq. John Thornton, Esq.
John Labouchere, Esq. James Tulloch, Esq.
John Loch, Esq. Henry Vigne, Esq.
AUDITORS.
A. W. Robarts, Esq. Henry Sykes Thornton, Esq.
Levis Lloyd, jun., Esq. I John Henry Smith, Esq.
George Keys, Esq., Secretary.
Samuel Brown, Esq., Actuary.

LIFE DEP A.RTMENT.—Under the provisions of an Act of Par-
liament, this Company now offers to fliture insurers Four-fifths of
the Profits, with Quinquennial Division, or a Low Rate of Premium
without participation of Profits.
The next division of Profits will be declared in June, 1860, when
W participating Policies which shall have subsisted at least one year
at Christmas, 1859, will be allowed to share in the Profits.

At the five divisions of Profits made by this Company, the total
reversionary Bonuses added to the Policies have exceeded 913,000 .

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At Christmas, 1854, the Assuranf•es in force amounted to upwards
of 4,240,0001.; the Inconoe from the Life Branch in 1854 was more
than 200,000/. i • and the Life Assu*ance Fund (independent of the
Guarantee Capital) exceeded 1,700,0001.
FOREIGN RISKS.—The Extra Premiums required for the East
and West Indies, the British Colonies, and the northern parts of the
United states of America, have been materially reduced.

INVALID LIVES.-- Persons who arc not in such sound health as
would enable them to insure their Lives at the Tabular Premiums,
may have their Lives insured at Extra Premiums.
LOANS granted on Life Policies to the extent of their values, pro-
vided such Policies shall have been effected a sufficient time to have
attained in each case a value not under 50/.
ASSIGNMENTS OF POLICIES.—Written Notices of, received
said registered.
MEDICAL FEES paid by the Company, and no charge will be
made for volley Stamps.
Notice is hereby given, that Fire Policies which expire at Lady-
day must be renewed with;n fiFteen days at this 1112 e, or with Mr.
Sams, No. 1, St. James's-street, corner of Pall-mall; or with the
Company's agents throughout the kingdom, otherwise they become
Void.

Losses caused by Ex losion of Gas are admitted by this Company

ESTABLISHED 1837.

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• Paid),
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BRITANNIA LIFE ASSURANCE
COMPANY.

1, Princes-street, Bank, London.
Empowered by Special Act of Parliament, 4 Vict., cap. 9.
P I RECTORS.

Major-General ALEXANDER, Rlackheath Park, CHAIRMAN.
Bardgett, Esq., 149, Fenchurch-street.
George Bevlngton. Esq., Neckinger Mills. Bermondsey.
F. P. Cockerill, Esq., Shadwell and Twickenham.
George Cohen, Esq., Shacklewell.
Millis Coventry, Esq., White Hart-court, Lombard-street.
John Drewett, Esq., 50, Conthlll.
Erasmus Robert Foster, Esq., I, Princes-street, Bank.
T. S. Girdler, Esq , 7, Tokenh"use-yard.
H. L. Smate, Esq., Doctors' Commons.
STANDING COUNCIL.-11. Rellenden Ker, Esq., 8, Old-sqqare,

Lincoln's Inn,

FoLlClToß.s.—Messrs. M'Ler d and Stenning, t 6, London-street,

Fenchurch•street,

BANizas.—Messrs. Dimsdale. Drewett, Fowlers and Barnard,
50, Cornbill.
Inoreasinz Rates of Premium ror securing Loans 01 Debts.
Half Premiums, only, required during first seven years.
Stun assured payable at Sixty or at death if occurring previously.
Prevision, during minority, for Orphans.