The Sun.
London, England, 1851-01-07 00:00:00

DISPUTED LIFE POLICIES.

" A trial of considerable interest to Life Assurance Offices and the
public was concluded yesterday in the Court of Exchequer. The
Eagle Company held a policy for an assurance of 5391. in the Albion
Company as security for an advance, the payment of which policy
was now disputed by the Albion, on the ground that at the time it
was effected the fact of the assured party having been a man of in-
temperate habits was concealed from the office. The chief evidence
turned upon the question as to the degree of intemperance that had
been exhibited, and the result was, that a verdict was given against
the resisting office, not only for the amount of the policy, but also for
401. interest from the date when it became due. The circumstance
of the action being brought by one office against another presents a
striking illustration of the uncertainty which may attach to all po-
licies under the present system, and shows that the only mode by
which absolute security can be obtained by the public must lie in the
general adoption.by Assurance Offices of the plan of prote:ting them-
selves in every case by due inquiries before the granting• f each po-
licy, and of afterwards assuming the full responsibility of the com-
pleteness of such inquiries by holding themselves precluded from
raising any future question. In the pr sent case two offices are
found to be diametrically opposed in their opinions as to what can
properly invalidate a claim, and yet the public are expected to be
able to guare themselves against such contingences. Similar cases
have occurred before, and even if they were more rare, they would
seriously injure the progress of life assurance. The very principle
upon which the business is founded is th 3 removal of uncertainty,
and whenever that principle is counteracted in the slightest degree,
the people who would be the first to resort to its advantages are the
first to be deterred."—Times, July 11. 1850.

THE LONDON INDISPUTABLE LIFE
POLICY COMPANY

No. 72, LOISIBIRD-STREET, LONDON.
TRUSTEES.
J. Campbell itenton, Esq., M.P. Richard Spooner, Esq., M.P.
Richard Mans, Esq., Q.C. James Fuller Madox, Esq.
William Wilberforce, Esq.
DIRECTORS.
Robert Henry Forman, Esq.
John Hamilton, Esq.
fames Fuller Madox, Esq.
. John Matthews, Esq.
C. Octavius Parnell, Esq.
AUDITORS.
I Jaws Turner, Esq.
David Henry Stone, Esq.

William Adams, Esq.
John Atkins, Esq.
Henry Augustus Bevan, Esq.
J. Thompson Bramwell, Esq.
John Dangerfkld, Esq.

George Cumming, Esq.
William D. Starling, Esq.

SECRETARY—David Alison, Esq.
BANKERS—The London and ci.unty Bank.
PADDINGTON LOCAL BOARD.
24, Connaught-terrace, Ecigeware-road.
Rev. James Sherbold Boone, A.M., Stanhope-street, Hyde-park.
Captain Creed, Norfolk-crescent, Oxford-square.
Charles Pemberton, Esq., Eastbourne-terrace, Hyde-park, and Lin-
coln's Inn-fields.
Thomas Jervis Amos, Esq., York-street, Portman-square.
George Y. Robson, Esq., Eastbourne-terrace, Hyde-park, and New-
square, Lincoln's Inn.

Secretary, Chas. Hogkton, Esq.
The POLICIES of this'Company, boing INDISPUTABLE, form
Family Provisions and Negotiable Securities, for their validity is not
dependent, as in the case of ordinary Policies, upon the import of
previous reports and other documents.
Owing to this important improvement in the practice of Life As-
surance, the progress of this Company has been rapid from the com-
mencement of its business, and is steadily advancing.
Copies of the Report of the last Annual Meeting will be forwarded,
on application, to Solicitors, to whom Commission is allowed.
ALEXANDER ROBERTSON, Manager.

DR. C ULVERWELL'S NEW WORKS.
To be had of Sherwood, 23, Paternoster-row ; Carvalho;
147, Meet-street ; Mann, 39, CornhM ; or direct from the author ,
alco Otte Shilling each ; by post, Is. 6d.

ENJOYMENT OF LIFE.
"Health, Recreation, and rational Use of Time."

CONTINTB:—EarIy Rising—Spring and Summer Mornings—Ea-
oursions about the Environs of London—The Parks, Lanes, Hills,
Forests, Fields, High-roads, and other pleasant places—Country
Trips and Rambles—The Sea—London at Night—Evening. at Nome

—Music—The Drama—On Eating, Drinking, Sleeping, Bathing, Air,
lest, Ease, Occupation, ticc.,

FRAGMENTS FROM THE MOUNTAINS. Two ♦oli.
Vol I.

& VISIT TO TUE LAKES; SKETCHIOF EDINBURGH, &c.

Vol. 11.

THE LAKES OF KILLARNEY; REMINISCENCES OF
DUBLIN, &c.
111.
WIIAT TO EAT, DRINK, AND AVOID.
"That three score years and ten our course may run."
A popular review of almost every form (cause and cure) of ner-
vonsly-debtlitated health and enfeebled constitution, that harasses
the yonng, besets the man of pleasure, business, or study, and em-
bitters old age, with tables and rules for the diet and physical regu-
lation of every-day life.

IV.
THE PASSIONS.
" What passions hurt the body--what improve.
Truths as refined as Athens ever }lewd."

SUBJECT : -Life's pilgrimage, from infancy to old age. The advent
Jithe passions. Chastity and its infringements. The casualties of
licentiousness and dissipation, with illustrations, graphic, narrative,
and remediative. Advocacy of early marriages.;
V.

THE MARRIAGE STATE.
" To be or not to be, that is the que Won."

PROGIUMME :—Laws and obligations of nature, society, and re-
tirion regarding marriage, to be observed by either sex. Time and
choice, on both sides, as to age, temperament, complexion, and
figure, to secure healthy offspring, with the art of rearing them.
Physical defectiveness and its removal. Sterility and its conversion.
Cutes, Ste.

By R. J. CULVERWELL, M.D. (1841), M.R.C.S. (1827). L.S.A.
1824). Twenty-five years Medical and Forensic Ileferao in those
msttar; BANPtion hours daily till 129.. Zvenkash Mon tW Dlrs.
10 Argyll-plat., lkinutitaistg