The Sun.
London, England, 1851-05-16 00:00:00

1 1 Perms-
.,l Annual ,Polley, Bones in nont Re-
Age, E ill: Pre- Itakenl addition Berne in duction of
= k mium. ,ent in! to Sum Cash. Annual
,r, I Assured. • Premium.
----
' X s. 41. X s d. X s. d.
I. 1837 292 6 9 139 16 9' 22 13 1,
1838 267 11 4 126 17 2 19 19 7
1839 241 18 6 113 17 7 17 8 8
£ X B.d. 1840 193 12 6 93 16 8 14 010
SO 1000 74 3 4 1841 189 12 6 89 510 13 gll
1842 162 16 8 76 18 4 11 8 3
1843 115 10 10 55 10 10 8 110
1844 77 19 2 38 15 10 b 9 11
1845 , 66 15 0 44 10 0 410 1

Extensive Travelling Leave granted without extra Premium
Moderate extra Premium for Residence in Tropical Climates.
EQUITABLE FIRE OFFICE.
Capital-500,000/.
(Incorporated under 7 and 8 Viet., cap. 110.)
The leading principles of this Office ar3 —Moderate and equitable
Rates of Premium for each class of risk—Annual division of Profits.
The difficulty of collecting the elements on which to proportion
Premium to risk in Insurance against Loss by Fire has been so
great, that the rates at present charged are more the result of guess
than calcination.
It has been found by experience, that the total annual losses of the
different Established Companies have not been proportionate to the
amount of annual Premiums received by each.
It is of the highest importance, both to the Insured and Insurers,
that such an anomaly should cease, and an approximation to the
true risk be made. To secure this object the Equitable Fire Insu-
rance Company is established.
The true rate of Premium for Fire Insurance can only be ap-
?roached through Classification and Average, which has not hitherto
been sufficiently acted on, or systematically applied.
Whatever be the nominal rate, the bonus or return periodically to
the Insured will determine the true Premium equitably payable, as
security against less for so great a calamity as fire, and the Insurer
is largely interested in this question, and will consult his interest by
supporting a system where, by a careful combination of Classifica-
tion and Average, the Premium will be prcportioned to the risk.
The Equitable Fire Office will, by a constant analysis of its own
experience, from time to time, adopt such rates of Premium as the
nature of the risk may justify, and will decline to enter into arrange-
ments as regards tariffs with other offices.
With this view an annual investigation will be mad .
of the e into each
class of risk, and a return of one moiety, or fluty per cent nett
excess will be made to all classes of Insurers whose Policies have
been in force for three years.
Fire are effected by this Company upon
Insurances against Loss by
every 'description of Property on moderate terms.
Farming Stock insured at 3s. per cent, without the Average Clause.
Prospectuses, and every information may be obtained, on applica-
tion at the Office, or to any of its Agents.

t Natienal Loan Fund Life Assurance Society.
* Equitable Fire,
i* Both Offices.

UNITED KINGDOM LIFE ASSURANCE
COMPANY.
Established by Act of Parliament in 1834.
8, pl
Waterloo-ace,Pall-mall, London ; 97, George-street, Edinburgh;
12, St. Vincent-place, Glasgow 4, College. green, Dublin.
LONDON BOARD.
CHARLES GRAHAM, Esq., Chairman.
CHARLES DOWNES, Esq., Deputy Chairman.
H. Blair Avarne, Esq. J. G. Henriques, Esq;
E.. L. Boyd, Esq., Resident. F. Chas. Maitland. Esq.
Charles B. Curtis, EsQ. William Railton, Esq.
William Fairlie, Esq. F. H. Thomson, Esq.
D. Q. Henriques, Esq. Thomas Thorby, Esq.
The bonus added to policies from March, 1834, to the 31st
Deeemer, 1847, is as follows :

- -- .
Sum Time Assured.
Sum addedto, Sum addedto' Sum payable
1
A.ssured.i T Policy inlB4l PolicyinlB4B at Death.
--- --
£.5000 13 years 10 mths! X 638 6 8 £787 10 0 £6470 16 8
5000 1 1 year .. .. 112 10 0 5112 10 0
1000 112 years 100 00 157 10 0 1257 10 0
1000 7 years .. • .. • 157 10 0 1157 10 0
1000 , 1 year .. .. 22 10 0 1022 10 0
500 12 years 50 00 78 15 0 628 15 0
500 1 4 years .. .. 45 0 0 545 0 0
500 '1 year • -..• .. 11 50 I 511 5 0
. .

The Premiums, nevertheless, are on the most moderate scale, and
only one-half need be paid for the first five years when the In-
s arance is for Life.
Every information afforded on application to the Resident Direc-
tor, No. 8, Waterloo-place, Pall-mall. London.

ONE PAYMENT FOR, THE WHOLE OF LIFE.
THE RAILWAY ASSURANCE COMPANY,
for granting Assurances upon Payment of a Single Premium
against Loss of Lite or other Personal Injury arising from Railway
Accidents. Incorporated under the Act of Parliament, 7 and 8 Vic.
cap. 110. Capital One Hundred Thousand Pounds. Offices, No. 5,
St. James's-street, London.

TRUSTEES.
The Right Hon. Earl Fitzwilliam. The Common Sergeant.
The Hon. Henry G. Spencer. I Charles Hopkinson, Esq.
The distinctive feature of this Company consists in the sufficiency
of ONE PAYMENT to cover an Assurance for the WHOLE OF
LIFE.
The first is the only expense and trouble, there being no annual re-
newa lof premium.
By granting Assurances to Passengers only, and excluding all
those persons in the employ of Railway Companies or Contractors
among whom the heavier risks occur, the Directors of this Com-
pany are enabled to issue Policies at a lower rate of premium than
is offered by any existing Company.
Upon proof being given that a party assured has met with his
death by railway accident, the Company will pay to his representa-
tives the full amount of his Policy.
If the accident shall result in personal injury only, the Company
will pay to the assured a fair compensation for such injury.
Assurers havo the option of travelling in carriages of any class, and
on any railway in the United Kingdom.
The Directors are now granting assurances upon the following
terms, viz.:—
For every Polley of 1001. 01. ss. 1 For every Policy of 1,0001. 21. 28.
„ 500/. It. ss. ~ 2,000/. 41. 4s.
Agents are appointed in all the principal towns of the United
Kingdom, through whom Assurances may be effected.
W. W. WILLIAMS, Secretary.

METROPOLITAN COUNTIES and GENE-
RAL LIFE ASSURANCE SOCIETY, 2t, Regent-street,
Waterloo place, London.

TRUSTEES.
Spence Horatio Walpole, Esq., I Richard Spooner, Esq., M.P.
3,1 .P Edward Vansittart Neale, Esq,
Henry Peter Fuller, Esq.

DIRECTORS.
Thomas Littledale, Esq.
Edward Lomax, Esq.
Samuel Miller. Esq.
Edward Van sittart Neale, Esq.
Sir Thomas N. Reeve
William Studley, Esq.
Endowments. Three-fourths of
1. Prospectuses, post-free, on ap-

Samuel Driver, Esq.
John Griffith Frith, Esq.
Henry Peter Fuller, Esq.
John Palk Griffin, Esq.
Peter Hood, Esq.
Capt. lion. G. F. Uotham, R.N.
Life A,surance..s, Annuities, am
profits divided amongst the assure
plieation.

F. FER,

.GITSON CAMROTJX. Manager.

ARR'S LIFE
LEDGED TO PILLS,
ARE ACKNOW BE
THE BEST MEDICINE IN THE WORLD. -
Old Parr, by a simple herbal medicine prepared by himself—and
the prescription or mode of preparing which has been fortunately
discovered within these few years—preserved his health and mental
faculties during the reign of ten Kngs and Queens of England. Tke
attention of all classes has been attracted to the undeniable virtut. of
Parr's Life Pills, and a vast majority of the people have evinced
their unqualified approval of the high character awarded this medi-
cine, and are daily becoming more and more convinced, not only of
the efficacy, but, to use a more familiar term, the innocency of this
renovator of the human race.
Purchasers are also requested to observe that the fac-simile of the
Proprietors' signature, "T. Roberts and C 0.," Crane-court, Fleet-
street, London, is printed on the direction wrapped round each box,
without which none are genuine.
Sold by all respectable Chemists. Price la. 114,(1., 2s. 9d., and
family packets I Is. each. Full directions are given with each box.
Ihe " Life and Times of Thomas Parr" may be had gratis of all
agents both in town or country.

DR' CULVERWELL'S NEW WORKS.
To be had of Sherwood, 23, Paternoster-row ; Carvaiho;
IV, Fleet-street;; Mann, 39, Cornhill; or direct from the aathor, ,
price One Shilling each ; by post, Is. 6d.
ENJOYMENT OF LIFE.
ce,..,,,LHealth, Recreation, and rational Use of Time."
----"iEalY Rising—Spring and Summer Mornings—Ex-
evasions about the Environs of London—The Parks, Lanes, Hills,
Forests, Fields, Eih-roads, and other pleasant places—Country
Trips and Ram, Sea—London at Night—Evening. at Nome
Miudc—The Drama—On Eating Drinking, Sleeping, Bathing° Air,
gest, Ease, Occupation, &c., &o.

FRAGMENTS FROM THE MOUNTAINS. Two Wl'
VISIT TO THE LASES Vol I
;
V SKETCH:OF EDINBURGII, SO.
01. 11.
rfiE LAKES or IaurARITETi immulasaramzs OF
DUBLIN, asc.
WHAT TO EAT, DRINK, AND AVOID,
That three seore years and ten our course may run." A popular review of almost every form (cause and cure) of ner-
tuusly-debilitated health and enfeebled constitution, that harasses
mug, besets the man of pleasure, business, er study, and em-
with tables and rules ter the diet and physical regu•
thteteYo
bi °olfaeagyorye' _day life.

IV.
THE PASSIONS.
" What passions hart the body—what imp
Truths as relined as Athens ever heard."
with illustrations, graphic, narrative,
gnus= : -Life's pilgrimage, from infancy to old age. The advent
(Atha passions. Chastity and its infringements. The camalties o.
V.
Scend
regatiousneedaesstman.d diAsdsrocataicyon,of
early
marriages.;

THE MARRIAGE STATE.
" To be or not to be, that is the question."
complexion., and
raoottlisisrsi—Lawri and obligations of nature, society, mat re.
'leen regarding marriage, to be observed by either ecx.
Time and
choice, on both sides, as to ago, tcmptranecnt,
figure, to secure healthy offspring, with the art of roaring them.
Physical defectiveness and its removal. Sterility and its conversion.
Oases, &c.
By R. J. CULVERWOLL, M.D. (1841), M.R.C.S. (1827), L.s. A.
1824). Twenty-five years Medical and Forensic Referee in these
I matter': Reception hours daily till 1.1% avenb4g, gem till
1487.11:place. Regent /end