The Sun.
London, England, 1851-02-14 00:00:00

Extensive Travelling Leave granted without extra Premium
Moderate extra Premium for Residence in Tropical Climates.

EQUITABLE FIRE OFFICE.
Capital-500,0001.
(Incorporated under 7 and 8 Vict., cap. 110.)
The leading principles of this Office ar3 —Moderate and equitable
Rates of Premium for each class of rise—Annual division of Profits.
The difficulty of collecting the elements on -which to proportion
Preraium to risk in Insurance against Loss by Fire has been so
great, that the rates at present charged are more the result of guess
than calculation.

It has been found by experience, that the total annual losses of the
different Established Companies have not been proportionate to the
amount of annual Premiums received by each.
It is of the highest importance, both to the Insured and Insurers,
that such an anomaly should cease, and an approximation t• the
true risk be made. To secure this object the Equitable Fire Insu-
rance Company is established.
The true rate of Premium for Fire Insurance can only be ap-
proached through Classification and Average, which has not hitherto
been sufficiently acted m, or systematically applied.
Whatever be the nominal rate, the bonus or return periodically to
the Insured will determine the true Premium equitably payable, as
security against loss for so great a calamity as fire, and the Insurer
is largely interested in this question, and will consult his interest by
supporting a system where, by a careful combination of Classifica-
tion and Avenge, the Premium will be proportioned to the risk.
The Equitable Fire Office will, by a constant analysis of its own
experience, from time to tide, adopt such rates of Premium as the
nature of the risk may justify, and will decline to enter into arrange-
ments as regards tariffs with other offices.

With this view an annual investigation will be made into each
class of risk, and a return of one moiety, or fifty per cent. of the nett
excess will be made to all classes of Insurers whose Policies have
been in force for three years.
Insurances against Loss by Fire are effected by this Company upon
every description of Pronerty on moderate terms.
Farming Stock insured at 3s. per cent, without the Average Clause.
Prospectuses, and every information may be obtained, on applica-
tion at the Office, or to any of its Agents.

t National Loan Fund Life Assurance Society.
Equitable Fire
f* Both Offices.

C LERICAL, MEDICAL, AND GENERAL
- LIFE ASSURANCE SOCIETY,

No. 99, Great Humell-street, Bloomsbury.

The ANNUAL GENERAL MEETING of Proprietors will be
held at the Office of the Society, on THURSDAY, the 6th day of March
next, at One o'clock precisely, at which Meeting four Directors and
one Auditor (on the part of the Proprietors) will be elected.
Any Proprietor desirous of proposing a candidate for the office of
director or auditor, must send the name of such candidate to the Se-
cretary at least 14 days before the day of meeting. The ballot will
commence at Eleven and close at Two o'clock.

An Extraordinary General Meeting of Proprietors will also be
held at the same place, on the same day, at Half-past One o'clock,
to take into consideration the propriety of altering part of the exist
ing laws, regulat3ens, and provisions of the Society, pursuant to the
deed of constitution.

The election of an auditor on the part of the ASSURED will also
take place on Wednesday, the sth day of March, between the hours
of Eleven std Two o'clock. All persons ASSURED for the whole
term of life, and qualified to vote, are hereby referred to the con-
ditions endorsed on their policies for information concerning the
candidate to be proposed.

(GEORGE 11. PINCKARD, Resident Secretary.
February, 1851.