The Sun.
London, England, 1851-04-10 00:00:00

Joseph Thompson,
t*Augustus Vigne, Esq•

Esq.

AUDITOR.
jProfessor Wheatstone, F.R.S.
PIITSICLAN.
Elliotson, M.D„ F.R.S„ 37, Conduit-street.
SURCEON.
t.E. S. Symos, Esq., 77, Grosvenor-street, Grosvenor-square.
ACTUARY.
t*W. S. B. Woolhouse, Esq., F.8.A.5.,
LC.
SECRETARY.
*D. T. Lyons Clanchy, Esq.
SUPERINTENDENT.
*W. A. Hawkins, Esq.
BANKERS.
t*Mours. Glyn, Hallifax, Mills, and Co., 67, Lombard-street.
SOLICITOBS,
'Messrs. Sutton, Ewens, Ommanney and Prudence, 6, Basinghall-
street.
*W. Tatham, Esq., 22, Throgmorton-street.
NATIONAL LOAN FUND LIFE OFFICE..
CAPITAL-500,0001. . _

•
The WITHDRAWAL TABLE of the Society affords to the As-
sured the greatest possible present and prospective advantages that
can be conferred by Life Assurance. On this Table the Assured is
entitled, at any time, to receive at interest-an immediate advance,
to the extent of one-half the amount of the paid annual Premiums,
without security, personal liability, or deposit of the Policy, but by
simple endorsement thereqn; or the half Premium may be with-
held during the whole continuance of the Policy. Also, in the
event of the Assured at any time not requiring to continue the
Policy, on its surrender one-half of the annual payments will be
returned by the Society. •
Lapsed Policies may be renewed without fine, on proof of health
and payment of arrears of Premium without interest.
Notices of Assignment of Policies registered and acknowledged,
so as to make them available as securities is the hands of
third parties. •
No Entrance Fees or any other charge beyond the Policy Stamp.
The present nnual income of the Society from Premiums is
63,0001.; tue amount covered by the Policies of the Society is
1,781,5801.; and the reserved profit, applicable tb 'future bonus to
the Assured, amounts to 82,4541. be. 6d. At the last annual inves-
tigation, reported in May, 1850, the bonuses declared to the As-
sured were, the option of a return of 15 per cent. on their Premiums
in cash, or a reversionary addition to the origins sem assured by
each Policy varying from 20. to 65 per cent.
EXAMPLES OF BONUSES ALREADY DECLARED.

. • ' Perms,
`.'4°.cl Annual Pollay Bonus in rent Re-
Age. v g Pro- taken addition SCash.mut in duAnnualetion of
2 mine. cut in lessFur-uema.
Premium.
---•
X a. (1. Lad. X s. d.
- 1837 292 6 9 139 :6 9 22 13 1
1838 267 11 4 126 17 2 19 19 7
1839 241 18 6 113 17 7 17 8 8
X X s.d. 1840 193 12 6 93 16 8 14 010
60 1000 74 344 1841 189 12 6 89 510 13 211
1842 162 16 8 76 18 4 11 8 3
1843 115 10 10 55 10 10 8 110
1844 77 19 2 38 15 10 5 9 II
1845 66 15 0 44 10 0 4 10 1

Extensive Travelling Leave granted without extra Premium
Moderate extra Premium for Residence in Tropical Climate&
EQUITABLE FIRE OFFICE.
Capital-500,000:.
(Incorporated under 7 and S Viet., cap. HO.)
The les4ing principles of this Office ars—Moderate and equitable
Rates of Premium for each class of risk—Annual division of Profits.
The difficulty of collecting the elements on which to proportion
Premium to risk in Insurance against Loss by Fire has been so
great, that the rates at present charged are more the result of guess
than calculation.
It has been found by experience, that the total annual losses of the
different Established Companies have not been proportionate to the
amount of annual Premiums received by each.
It is of the highest importance, both to the Insured and Insurers,
that such an anomaly should cease, and an approximation to the
true risk be made. To secure this object the Equitable Fire Insu-
rance Company is established.
The true rate of Premium for Fire Insurance can only be ap-
proached through Classification and Average, which has not hitherto
been sufficiently acted on, or systematically applied.
Whatever be the nominal rate, the bonus or return periodically to
the Insured will determine the true Premium equitably payable, as
security against loss for so great a calamity as fire, and the Insurer
is largely interested in this question, and will consult his interest by
supporting a system where, by a careful combination of Classifica-
tion and. Average, the Premium will be proportioned to the risk.
The Equitable Fire Office will, by a constant analysis of its own
experience, from time to tit-e, adopt such rates of Premium as the
nature of the risk may justify, and will decline to enter into arrange-
ments as regards.tariffs with other offices.

With this view an annual investigation will be made into each
class of risk, and a return of one moiety, or fifty per cent. of the nett
excess will be made to all classes of Insurers whose Policies have
been in force for three years.
Insurances against Loss by Fire are effected by this Company upon
every description of Prenerty on.moderate terms.
Farming Stock insured at 3s. per cent, without the Average Claise.
Prospectuses. and every information may be obtained, on applica-
tion at the Office, or to any of its Agents.

t National Loan Fund Life Assurance Society.
* Equitable Fire
t* Both Offices.

ANNUAL DIVISION OF PROFITS AND LARGE REDUCTION
OF . _ _

II AND -IN-HAND FIRE and LIFE
INSURANCE SOCIETY.
No. 1, New Bridge-strett, Blackfriars, London.
Instituted in 1696. Extended to Life Insurance, 1836.
IMMEDIATE, DEFERRED, AND SURVIVORSHIP
ANNUITIES GRANTED.
DIRECTOII9.

The Hon. William Ashley.
The Hon. Sir Edward Cost.
John Lettsom,Elliot, Esq.
James Esdaile, Esq.
Harvie M. Farquhar, Esq.
John Gurney Hoare, Esq.
AtTDITORS.—The Hon. Col. Cust,

E. Fuller Maitland. Esq.
The Hon. Chas. John Murray.
William Scott, Esq.
John Sperling, Esq.
Henry Wilson, Esq.
Robert Winter, Esq,
Thos. Fuller Maitland, Esq

------. .....
James Esdaile, Esq.
BANKERS.—Messrs. Goslings and Sharpe, 19, Fleet-street.
PIIYBICIAN.—Thomas K. Chambers, M.D., 1, UM-street, Berkeley

square.
SOLICITORS.—Messrs. Lumley, Nichol], and Smyth, 18, Carey.

street.
ACTUARY.—James M. Terry, Esq.
SECIIETARY.—Robert Steven, Esq.
FIRE DEPARTMENT.
Although the lowest rates of premium consistent with security
have been charged by the Office, it has for many years been enabled
to make very large returns to septennial Insurers.
LIFE DEPARTMENT.
The important advantsees offered by the plan and constitution of
the Life Department of this Society are—
That Insurers are protected by a large invested capital, upon which
there is no interest to pay, and for which no deduction of any kind
is made, which enables the Directors to give the whole of the Profits
to insuring members.
That the Profits are divided annually amongst all members of five
years' standing, and applied towards reducing life insurances to the
lowest possible rates of premium.
The following table exhibits the Abatement of Premium that has
been made for the past nine years to members of five years' stand-
ing :

Years of Pate of Years of Rate of
Division. Abatement. Division. Abatement.
-----_
1842 £45 per Cent. 1847 £5O per Cent.
1843 45 „ 1848 50 99
1844 45 „ 1849 52% ~
1845 50 99 1850 02% ~
1816 50 ~ ,

A Policy taken out on or before the 24th of June, 1,e45, at an an-
nual premium of 1001., will consequently be charged 471. 10s. as this
ear's premium ; and it is expected that an equal abatement will in
future be annually made.
That persons insuring their own lives, or the lives of others, may
become members.
That persons who are willing to forego participation in the profits
can insure at a lower rate tha..., that charged to members.
The following table will show the effect of the reduction of pre-
mium made by the Society on Members' Policies that have been live
years iii force :

„,........- ...._ .
Age when Sum Annual Premium Reduced
Insurcd. Insured. for first five years. Premium.
.-----
X £ s. d. £ s. d.
30 100 2 13 5 1 5 6
40 100 3 7 11 1 12 3
30 509 13 7 1 6 7 0
40 500 16 19 7 8 1 3
45 1000 38 19 2 18 10 1
40 2000 67 18 4 32 5 2
45 5000 194 15 10 92 10 6

This system of reducing the premiums affords immediate benefit
to the members, or enables them to insure a further sum upon their
lives equal to more than one-third of the present pJlicy, without any
additional outlay.

ROBERT STEVEN, Secretary,

CIATHOLIC LAW AND GENERAL LIFE
1) ASSURANCE ComrANy,
8, NEW COVENTRY-STREET, LEICESTER-SQUARE, LONDON.
The FOURTH ANNUAL GENERAL MEETING of the Proprie-
tors of this Company took place on the 25th instant, at the Head
Office, at One o'clock precisely. The following is extracted from the
report, which is too lengthy for publication :
During the past year no claims have arisen from deaths in England.
and but two in Ireland—One for 5001. and the other for Mt.—making
together 7001., which have been paid. This is far below the expected
mortality, and is especially favourable, when it is remembered how
severely the life offices generally suffered frost the epidemic of last

year.
the 31st of tray, 1850, was more than 112s4s9ue issued andin
The number of lives assured betweednouthbeleltehteofnutbneer,
the twelve months preceding.
123, comprising 106 lives, were accepted Prosals were made for 138 Policies, amon,ntteldngfotor
4552:19265311..2655.. 6d.:
of these
is Sixteenreceivedb Policies
the
the
sh6a,poe4Bo/f. , upon
premiums. which
„,
duSciinnege
int annual,
he commencement of the Company to the let of June last,
assurances were effected to the extent of 110,9721. 12s Gd., pro-
-2,991/. fss. Ild.
leaving the "
since last meeting loans were applied for to the extent of 17,7001.,
990pir.emi
Gisu.m6ds 30,7f32wLhileIns.06ed.annOnf lapsed,althperseemisn4msm,ere
7411. Is.
amounting 0 23
yearly in come on the Ist of June last equal to
bat 1,183/. lls. 10,1. only was advanced.
The Directors were also highly gratified to report that within the
last four months they had considerably extended their business on
the Continent, having
appointed, as Head Agent in France, Monsieur
de l'Etang, a gentleman of high standing in Paris, distinguished for
his integrity and ability in financial and in all assurance matters,
who, under the sanction and patronage of the Archbishop of Paris,
the Cardinal Archbish,,p of Lyons, and Monseigneur Pc.risis, Eveque
de Langres, has already within the last three months effected a con-
siderable amount of business, not only in Life Assurances, but in An-
nuities both Immediate and Deferred.
Eight Reverend Chairman,_ygratli:dishantpitifi
porrreisse,ntthereVsulicet-a
Alter various resolutions,
andlilm e
doifcatlhoe
Officers of
atnh,,d
ersetatubrinisinhg.
thanks to the
1 C
andh a i
futurerm a n ,
s.Seepcarr cataed. : h
men t , the -pkrecotesutrianoregyts,

S MAGIC STROP
"The Double Magic Strop," The
C A„TUheTßeialOMNag.:—StArTp.fil'
Magic Strop," are all base imitations of MECI.IPS MAGIC STROP
_None are genuine without Mecht's name, which imitators dare not.
Put on the spurious strop; yet, strange to say, ITlally perfumers call-
ir7g themselves respectable, endeavour to palm this rubbish (they
cost from 3d. to sd. each in Sheffield) on the publicrt les wh as Mechi's genuine
strop, although they possess no bharpening prope
ar e truly atever, but
the very reverse. The well-known Magic Paste is an invaluable auxi
liary to the Strop, and its renovating propertieastonish-
ing. Meeld's LazerS stand pre
enrol
aS AS his Table Cutlery,
4, Leadenhall• street.

Just published, price One Shilling,
rllllll PROPERTY and INCOME TAX
JIL the best Tax for the Community ; being an attempt to show
that it is not so difficult as is supposed to assess an Equitable Tax on
all Incoriaes, and Suggestions for a Modification of the present Act,
with a view to the tax being levied for the future on principles of
sound and discriminatingjastice. By E. ERSKINE SCOTT, F.LA.,
Manager and Actuary of the East of Scotland Life Assurance Com-
pany.

Effingham Wilson, Publisher, 11, Royal Exchange.

IR. LA!MERT ON THE SECRET INFIRMITIES OF YOUTH

AND MATURITY.
With Plain Directions for their Prevention and Cure.
FIFTY COLOURED ENGRAVINGS ON otTEEL._

cast _published, in French, English, German, Mitch, Spanish, and
Italian, en a Sealed lLnYclope, td., or post-free, from the

Author, for forty-two Stamp 3,
SELF-PRESERVATION; a
Medical Treatise en the Physiology of Marriage, and on
the. Secret Infirmities and Disorders of Youth and Maturity,
isually acquired at an early period of life, which destroy
the physical and mental powers, diminish and enfeeble the natural
feelings, and exhaust the vital energies of Manhood ; with Practical
'observations on the certain Prevention and successful Treatment of
Nervous Debility, Local and Constitutional Weakness, Syphilis,
itriettire, and all Diseases and Derangements resulting frem Indis-
cretion, as adopted by Lallemand, Rlcord, and other eminent mem-
bers of the faculty in France. With Fifty coloured Engravings,
illustrating the inatomy , rhysiologY, and Diseases of the Re-
productive Organs, explaining their strictures, uses, and ftmetions,
and the•varions injuries that are produced in them by Solitary
habits, excesses, and infection.
BY SAMUEL LA'MERT, M.D„
37. BEDFORD-SQUARE, LONDON.
Doctor of Medicine, Matriculated Member of the University of Edin-
burgh, Honorary Member of the London Hospital Medical Society,
Licentiate of Apothecaries' Hall, London, Member of the Hnnterian
Medical Society of Edinburgh, &c., &c.
This work contains a plain and complete description of the ana-
tomy and ph} Biology of the reproductive organs, and of their relative
conditions in health and disease. The author, who has taken the
highest medical honours, as evidenced by the diplomas and testimo-
an
nials inserted in the work, is the only legally qualified medical m
who has exclusively, and for many years, devoted his studies to
the treatment of these complaints. He may be consulted a ith ad-
vantage by all those whose constitutions may have become debili-
tated through: secret practices acquired La youth. or by the excesses
of later years, whereby the pleasures of life are marred, the objects
of marriage frustrated, and existence itself rendered a term of un-
ceasing misery and regret.
Published by the Author, and may be had of J. Gilbert, 49, Pater-
aoster-row ; Hannay, 63, Oxford-street; Stan's, Titchborne-street,
Haymarket; Gordon, 146, Leadenhall-street ; Mann, 23, Conahill,
or free by post for forty-two stamps, from the author's residence, who
may, be consultei
on these disordera personally, or by letter, daily,
.TIVAI ton till two. and from six till eight.

RAILWAY INTELLGENCE.
GREAT WEST RN AND SOUTFI WALES RAIL-
TheWYMES
following is the official epitome of agreement for
tease between the Great Western Railway Company and
the South Wales Railway Company. It is in substance
the same as that given by us a few days since:—
" The South Wales Company agree to let, and the
Great Western Company to take on lease, the under-
taking of the said South Wales Company, as described
herein, for 999 years.
" The South Wales Company are to complete the
said railway, with all necessary works and conveni-
ences, from Grange Court to Caermarthen, from thence
to Haverfordwest, and also, when Parliamentary powers
shall be obthined, to Milford Haven.
" When the ate is opened from Grange Court to
Swansea the agreement is to take effect on that portion,
including the Ballo Pill Tramway, and successively on
the other portions as and when completed.
" The board of each company to appoint five directors
to form a joint committee for working and managing the
traffic and otherwise arranging for and in respect of the
line to Milford Haven.
" The Great Western Railway Company are to find
the necessary rolling and working stock for the full and
efficient working of the line.
" Out of the gross receipts allowance is to to be made
for the working expenses and other usual and proper
deductions. A sum is also to be applied out of the earn-
ings of the line sufficient to defray the interest upon
the debenture debt of the company, not exceeding
500,0001., when the line is opened between Grange
Court and Swansea; 700,000/. when opened to Caermar-
. then; and 1,000,0004 _when opened_to Milford Haven.
" After these deductions the rent to be paid by the
Great Western Railway Company is to be as follows:
" For the line between Grange Court and Swansea,
30,5001. per annum.
"‘ For the line between Grange Court and Caermar-
then, 38,5001. per annum.
" ' For the line between Grange Court and Milford
Haven, 46,000/. per annum.'
" In addition to such rent the South Wales Company
are to receive two-thirds of the net profits of the line,
the remaining one-third being received by the Great
Western Company in consideration of the fixed sums so
to be paid by them. •
The South Wales Railway Company are to apply
to Parliament for power to extend the line to Milford
Haven, and the Great Western Railway Company are
to support and afford every assistance to such applica-

lion.
" The South Wales Company are to provide the re-
quisite Eccomodation for the traffic, and if additional
accommodation be required within or at the expiration
of four years, the South Wales Railway Company are
to provide the same, but afterwards any further accom-
modation which may become necessary is to be provided
at the expense of the two companies in the proportion
in which they are interested in the receipte.
" The improvements of the Bullo Pill Tramway and
the line to the shipping port at Swansea, together with
the junctions with the Taff Vale and Western Valle)s
railways, it the two latter shall be authorised by Parlia-
ment, are to be completed and included in the lease.
" The South Wales Railway Company to retain its
interest in the Vale of Noath, and all other undertakings,
and in its surplus lands.
"The South Wales Railway Company are not to
create. without the consent of the Great Western Rail-
way Company, any preference shares or stocks.
" The agreement to be submitted to special general
meetings of both companies, and when legally ratified
by the proprietor_-, all existing agreements between the
companies to 131 put an end to.
"The lease to contain the usual covenants, together
with a general arbitration chime."