The Sun.
London, England, 1851-03-27 00:00:00

Extensive Travelling Leave granted without extra Premium
Moderate extra Premium for Residence in Tropical Climates.
EQUITABLE FIRE OFFICE.
Capital-500,0001.
(Incorporated tinder 7 and 8 Vict., cap. 110.)
The leading principles of this Office flr3 —Mod e r ate and equitable
Rates of Premium for each class of risk—Annual division of Profits.
The difficulty of collecting the elements on which to proportion
Premium to risk in Insurance against Loss by Fire has been so
great, that the rates at present charged are more the result of guess
than calculation.
It has been found by experience, that the total annual losses of the
different Established Companies have not been proportionate to the
amount of annual Premiums received by each.
It is of the highest importance, both to the Insured and Insurers,
that such an anomaly should cease, and an approximation to the
true risk be made. To secure this object the Equitable Fire Insu-
rance Company is established.
The true rate of Premium for Fire Insurance can only be ap-
proached through Classification and Average, which has not hitherto
been sufficiently acted on, or systematically applied.
Whatever be the nominal rate, the bonus or return periodically to
the Insured will determine the true Premium equitably payable, as
security against loss for so great a calamity as fire, and the Insurer
is largely interested in this question, and will consult his interest by
supporting a system where, by a careful combination of Classifica-
tion and Average, the Premium will be proportioned to the risk.
The Equitable Fire Office will, by a constant analysis of its own
experience, from time to titre, adopt such rates of Premium as the
mature of the risk may justify, and will decline to enter into arrange-
ments as regards tariffs with other offices.
With this view an annual investigation will be made into each
class of risk, and a return of one moiety, or fifty per cent. of the nett
excess will be made to all classes of Insurers whose Policies have
been in force for three years.
Insurances against Loss by Fire are effected by this Company upon
every description of Property on moderate terms.
Farming Stock insured at Is. per cent, without the Average Clause.
Prospectuses, and every information may be obtained, on applica-
tion at the Office, or to any of its Agents.

f National Loan Fund Life Assurance Society.
* Equitable Fire
j* Both Offices.

THE STANDARD LIFE ASSURANCE
COMPANY.
A SPECIAL GENERAL MEETING of this Company will be
held within their Office, 3, George-street, Edinburgh, on THURSDAY,
the 10th day of April nest, at Two o'clock afternoon, to receive a
Report on the Investigation of the Company's Affairs and Division
of Profits, as at 15th November, 1850.
The following alterations to be made in the Company's practice
will, at the same time, bo reported :-
1. Payment of Medical Fees by the Company.
2. The creation of a class of " Select Assarances," giving impor-
tant advantages to those admitted to it.
By order of the Directors,
WILL. TIIOS. THOMSON, Manager.
3, George-street, Edinburgh, March 10,1851.

THE STANDARD LIFE ASSURANCE
COMPANY.
Constituted by Act of Parliament.
Established 1825.
London-82, King William-street.
PROGRESS of the BUSINESS in the YEAR 1850.
891 Now Policies were issued by this Company during the year
ending 15th November, 1850-861 for Assurances, and 30 for other
transactions.
The New Assurances during that period amounted to 509,1471. 10s.
6d., yielding new Annual Premiums to the amount of 17,5501. 14s. 9d.
The number of Proposals made to the Company during the same
period was 1,066, of which 861 were accepted, and 205 declined—the
whole sum proposed for Assurance being 621,9431. 14s. 2d.
A very large addition was made to the Funds of the Company, and
the Directors were still enabled to maintain a high rate of interest
on their Investments, which are almost entirely secured on Land or
on Government Securities.
PROGRESS of the BUSINESS-1845 to 1850.
The number of Proposals for Assurance made to the Company dur-
ing the last five years was 4,360, for Assurances to the amount of
2,737,9251. 4s. sd.
Of this number, 3,436 Proposals for Assurances, to the amount of
2,146,6411. 12s. 9d. were accepted ; and 924 for Assurances to the
amount of 591,2831. 11s. Bd. declined.
The New Premiums on business transacted during the period
amounted, on an average, to about 14,7001. per annum, or 73,480/.
13s. in all of New Premiums.
The actual Expenses of conducting the business have not increased
during the period, and are consequently a much smaller pier tentage
on tke revenue than in 1845.
The Revenue of the Company, at 15th November, 1850, was
169,1511. 16s. 4d. per annum.
Information may be obtained regarding the Company's rates and
practice, by application at the Company's Offices, or at any of the
Agencies.

WILL. THOS. THOMSON, Manager.
PETER EWART, Resident Secretary.

A SPECIAL GENERAL MEETING of the Company will be held
in a few weeks to receive the Report of the Directors on the Investi-
ga ion of the Company's Affairs, and Division of Profits.
London, 82, King William-street, Feb. 25, 1851.

--__2l:--------
LAW AND GENERAL LIFE
CATaoASSURANCE COMPANY,
Lic
EN RT-STREET, LEICESTER-SQUARE, LONDON.
St NEW C°V— T NUAL GENERAL MEETING of the Proprie-
The rotrivra As
ok place on the 25th Instant, at the Head
tors of this Company to
The following is extracted from the
Office, at One o'clock precisely.h
During the past year no y
claimsfor p publication:—
During iv ceati
arisenon :
—from deaths in England,
report, which is too lengthy
together 7001., which have beevisourp
able, when it is remembered how
and but two in Ireland—one for sVid/..anTdhtil;eisotfahrerbefolorw2rh/e.—eimpaelictiz
mortality, and is especially fa
between the Ist of June, 1849, and
severelyyear. the hie offices generally suffered from the epidemic of last
t thehe 3t
wl s
et l of
ef 3,m1 ae yn ,t
hlsBspOr
The number of lives assured
Proposals were made for 136 e ci , ,
,ecweadsinT.ore than double the number issued in
of these 123, comprising 106 lives, were
on which 3201. 3s.
P 1 i •e s amountingaccepted
otro
4552,1926531.. 265,.. 6d . :
Sixteen Policies lapsed, representing 6,0481.,
was received by the Company in the shape a premiums.
Since the commencement of the Company
itioot,h7e2ll.stlo2fg.J6udn.e, Iparsot_,
assurances were effected to the extent of ,
ducing in annual premiums 3,7321. 1 ls. 6d. Of these 54 lapsed,
amounting to 23,990/. 16s. 6d., of which the annual premiums were
7411. Is., leaving, the yearly income on the Ist of June last equal to
2,9911. 155. Ild.
since last meeting . l
butS
The Directors were also highly gratified to rePort that within the
oOlnolaynswleraedvapapnieleedd. for to the extent of 17,7001.,
last four months they had considerably extended their business on
the Continent, having appointed, as head Agent in France, Monsieur
de PEtang, a gentleman of high standing
in Paris, distinguished for
his integrity and ability in financial and in all assurance matters,
who, under the sanction and patronage of the Archbishop of Pails,
the Cardinal Archbishop of Lyons, and Monseigneur Panels, Eveque
de Langres, has already within the last three months effected a con-
siderable amount of business, not only in Life Assurances, but in An-
nuities both Immediate and Deferred.
After various resolutions, approving of the Report,
hi
thanks to the Right Reverend Chairman, Bishop Morris, the Vice-
Chainuan, Actuary, Secretary, and Medical Officers of the establish-
ment, the meeting separated,
—Oily gratified at its present results
and future prospects. and returning

sntolown
,
DR. LA'MERT ON THE SECRET Pe..'FIRMITIES OF YOUTH
AND MATURITY.
WFlTFTPylaicnoDli,roeuctßioEnDs for their
vPirsevoe
sanTdEFCLur.e.
Suit published, in French, English, German, Dutch, Spanish,' and
Italian, in a Sealed Envelope, 2s. 6d., or )
post-free, from the
Author, for forty-two Stamps,
SE'LF-PRESERvATI
ON; a
Medical Treatise on the Physiology of Marriage,
wanhdieh adanteusdrtirtooyn:
the Secret Infirmities and Disorders of Youth
usually acquired at an early p.riod of life,
the physical and mental powers, diminish and enfeeble the natural)
feelings, and exhaust the vital energies of Manhood ; with Practical
Observations on the certain Prevention and successful Treatment of
Nervous Debility, Local and Constitutional Weakness, 9yphilis,
Stricture, and all Diseases mid Derangements resulting from Indis-
cretion, as adopted by Lallemand, Iticord, and other eminent mem-
bers of the faculty in France. With Fifty coloured Engravings,
Illustrating the Anatomy, Physiology, and Dismea of the
Re-
productive Organs, explaining their structui OF, uses, and functions
and the various irjnries that are produced in them by aolitar;
habits, excesses, and infection.
BY SAMUEL LA'MERT, M.D.,
37, BEDFORD-SQUARE, LONDON.
Doctor of Medicine. Matriculated Member ef the University of Edin-
burgh, Honorary Member of the London Hospital Medical Society,
Licentiate of Apothecaries' Hall, London, Member of the Hunterian
Medical gociety of Edinburgh, &c., &e.
This work contains a plain and complete description of the ana-
tomy and physiology of the reproductive organs, and of their relative
conditions in health and disease. The author, who has taken the
highest medical honours, r.s evidenced by the diplomas and testimo-
nials inserted in the work, is the only legally qualified medical man
who has exclusively, and for many years, devoted his studies to
the treatment of these complaints. Ile may be consulted with ad-
vantage by all those whose constitutions may have become debili-
tated through secret practices acquired is youth, or by the excesses
of 'later years, whereby the pleasures of life are marred, the objects
of marriage frustrated, and existence itself rendered a term of un-
ceasing misery and regret.
Published by the Anther, and may be had of J. Gilbert, 49, Pater-
noster-row; Hannay, 63, Oxford-street; Starie, Titchborne-street,
Ilaymarket ; Gordon, 146, Leadenhall-street ; Mann, 23, Cornhill,
Or free by post for forty-two stamps, from the author's residence, who
may be consulted en these disorders personally, or by letter, daily,
IroXi ton till two, and from six till eight.