The Sun.
London, England, 1851-01-30 00:00:00

In the beautiful neighbourhood of Launcesto4, on the borders of
Devon and Cornwall.—Desirable and highly picturesque FREE-
HOLD ESTATE, on the river Tamar, with Residence, Manor,

and Fishery.
MESSRS. DANIEL SMITH and SON will,
in the ensuing SPRING, unless previously disposed of by pri-
vate treaty, submit to public COMPETITION
A beautiful and compact FREEHOLD ESTATE, with a Manor ,•
comßrising a desirable and comfortable Residence, with all the usual
appendages of a gentleman's country seat on a moderate scale,
situate on a gentle elevation, amidst picturesque, wooded, and undu-
lating grounds, with walled garden, pleasure-grounds, &c.; sur-
rounded by a compact and valuable domain and farms of about 707
acres in a ring-fence, bounded on one side by the river Tamar,
affording excellent trout fishing, and interspersed with ornamental
woodlands and game preserves, admitted to be some of the best
pheasant and woodcock shooting in the west of England. It is
within a few miles of the towns of Launceston, Stratton, and Holds-
worthy.
Particulars and plans may be seen at their Aces, in Waterloo-
place, Pall-mall.

NATIONAL LOAN FUND LIFE AND
EQUITABLE FIRE INSURANCE COMPANIES,
26, CORNIIILL, LONDON.

'macron.
t*T. LAMIE MURRAY, Esq., Chairman.
*W. A. B. Bennett, Esq. *John Rawson, Esq.
•Hugh Croft, Esq. *John Shaw, Esq.
tElltotson, M.D„ F.R.S. t*Edmund S. Spites, Esq.
*Ralph Gough, Esq. t*Clement Tabor, Esq.
*M. C. Maher, Esq. t Joseph Thompson, Esq.
*John Moss, Esq. i4Augustus Vlgne, Esq•
ArDITON.
tProfessor Wheatstone, F.R.S.
PUTSICIAN.
*J. Elliotson, M.D„ F.R.S„ WI, Conduit-street.

SUMMON.
tiE. S. Symes, Esq., 77, Grosvenor-street, Grosvenor-square.
ACTUARY.
t•W. S. B. Woolhouse, Esq., F.E.A.S., &o.
SECRETARY.
*D. T. Lyons Cranehy, Esq.
SUPERINTENDENT.
SW. A. Hawkins, Esq.

BANKEIS.
t*Messrs. Glyn, Halifax, Mills, ant Co., 67, Lombard-street.

SOLICITORS,
Messrs. Sattox, Eweus, Ommanney and Prudence, 6, Basinghall-

street.
*W. Tatham, Esq., 22, Thregmorton-street.
NATIONAL LOAN FUND LIFE OFFICE.
C A 1* ITA L —500,000/
The WITHDRAWAL TABLE of the Society affords to the As-
sured the greatest possible present and prospective advantages that
can be conferred by Life Assurance. On this Table the Assured is
entitled, at any time, to receive at interest an immediate advance,
to the extent of one-half the amount of the paid annual Premiums,
without security, personal liability, or deposit of the Policy, but by
simple endorsement thereon ; or the half Premium
may be with-
held during the whole continuance of the Policy. Also, in the
event of the Assured at any time not requiring to continue the
Policy, on its surrender one-half of the annual payments will be
returned by the Society.
Lapsed Policies may be renewed without fine, on proof of health
and payment of arrears of Premium without interest.
Notices of Assignment of Policies registered and acknowledged,
so as to make them available as securities in the hands of
third parties.
No Entrance Fees or any other charge beyond the Policy Stamp.
The present a nnual income of the Society from Premiums is
68,0001.; toe amount covered by the Policies of the Society is
1,781,5801.; and the reserved profit, applicable to future bonus to
the Assured, amounts to 82,4541. ss. 6d. At the last annual inves-
tigation, reported in May, 1850, the bonuses declared to the As-
sured were, the option of a return of 15 per cent. on their Premiums
in cash, or a reversionary addition to the original sum assured by
each Policy varying from 20 to 65 per cent.
EXAMPLES OF BONUSES ALREADY DECLARED.

Perma-
I .
1:4',; Annual Policy Bonus in 4 vent Re-
Age. E Pre- taken addition i Bonus in duction of
LI ig mium. eut in to Sum Cash. Annual
Premium.
Assured.
- - - - ---- -----
A 5. g. Ais d. As• d•
22 13 1
1837 292 6 9 139 l 6 9
1838 267 11 4 126 17 2 19 19 7
1839 241 18 6 113 17 7 17 8 8
X £ B.d. 1840 193 12 6 93 16 8 14 010
60 1000 74 3 4 1841 189 12 6 89 510 13 811
1842 162 16 8 76 18 4 11 8 3
1843 115 10 10 55 10 10 8 110
1844 77 19 2 38 15 10 59 11
1845 6G 15 0 44 10 0 410 1

Extensive Travelling Leave granted without extra Premium
Moderate extra Premium for Resifiene• in Tropical Climates.
EQUITABLE FIRE OFFICE.
Capital-500,0001.
(Incorporated under 7 and S Vict., cap. 110.)
The leading principles of this Office ara —Modercte and equitable
Rates of Premium for each class of risk—Annual division of Profits.
The difficulty of collecting the elements on which to proportion
Premium to risk in Insurance against Loss by Tire has been so
great, that the rates at present charged are more toe result of guess
than calculation.
It has been found by experience, that the total must losses of the
different Established Companies have not been proportionate to the
amount of annual Premiums received by each.
It is of the highest importance, both to the Insured and Insurers,
that such an anomaly should cease, and an appraximation to the
true risk be made. To secure this object the Equitable Fire Insu-
rance Company is established.
The true rate of Premium for Fire Insurance can only be ap-
,sroached through Classification and Average. which has not hitherto
been sufficiently acted on, or systematically applied.
Whatever be the nominal rate, the bonus or return periodically to
the Insured will determine the trim Premium equitably payable, as
security against loss for so great a calamity as fire, and the Insurer
is largely interested in this question, and will consult his interest by
supporting a system where, by a careful combination of Classifica-
tion and Average, the Premium will be proportioned to the risk.
The Equitable Fire Office will, by a constant analysis of its own
experience, from time to time, adopt such rates of Premium as the
nature of the risk may justify, and will decline to enter into arrange-
ments as regards tariffs with other offices.
With this view an annual investigation will be made into each
class of risk, and a return of one moiety, or fifty per cent. of the nett
excess will be made to all classes of Insurers whose Policies have
been in force for three years.
Insurances .against Loss by Fire are effected by this Company upon
every description of Property on moderate terms.
Farming Stock insured at 3s
per cent, without the Average Clause.
Prospectuses, and every information may be obtained, on applica-
tien at the Office, or to any of its Agents,

National Loan Fund Life Assurance Society.
* Equitable Fire
t* Both Offices.