The Sun.
London, England, 1851-04-08 00:00:00

street.

•
*W. Tatham, Esq., 22, Throgmorton-street.
NATIONAL LOAN FUND LIFE OFFICE.
CAPITAL-500,0001.
The WITHDRAWAL TABLE of. the Society affords to the As-
sured the greatest possible present and prospective advantages that
can be conferred by Life Assurance. On this Table the Assured is
entitled, at any time, to receive at interest an immediate advance,
to the extent of one-half the amount of the paid annual Premiums,
without security, personal liability, or deposit of the Policy, but by
simple endorsement thereon ; or the half Premium may be with-
held during the whole continuance of the Policy. Also, in the
evert of the Assured at any time not requiring to continue the
Policy, on its surrender one-half of the annual payments will be
returned by the Society.
Lapsed Policies may be renewed without tine, on proof, of health
andipayntent orarKears of Premium without interest.
Sqlicas of .A.t.ignmeat of Policies registered awl .acknowledged,
so di to- melee them syallable as securities is the hands of
third 'parties.
Na Entrance Fees or any other charge beyond the Policy Stamp.
The present initial income of the Society from Premiums is
63,0001.; the amount covered by the Policies of the Society is
1,781,5801.; and the reserved profit, applicable to future bonus to
the Assured, amounts to 82,4541. ss. 6d. At the last annual inves-
tigation, reported in May, 1850, the bonuses declared to the As-
sured were, the option of a return of 15 per cent. en their Premiums
is cash, or a reversioaary addition to the original sem assured by
each Policy varying from 20 to 65 per cent.
EXAMPLES OF BONUSES ALREADY DECLARED.

. Perma-
.4 Annual !Policy) Bonus in neat Re-
Age.' g wPre- taken I addition Bonus fit duction of
~71 it; mime. out in to Sum Cash. Annual
Assured. Premium.
- - --__ - --- ---
£ B. d. .£ 8 d. X a. d.
r 1837 292 6 9 139 16 9 22 13 1
' 1838 267 11 4 126 17 2 19 19 7
1839 241 18 6 113 17 7 17 8 8
£ £ s.d. 1840 193 12 6 93 16 8 14 010
60 11000,74 3 4 1841 189 12 6 89 510 13 811
1 1842 162 18 8 76 18 4 11 8 3
1843 115 10 10 55 10 10 8 110
1844 77 19 2 38 15 10 59 11
I 1845 I 66 15 0 44 10 0 410 1

Extensive Travelling Leave granted without extra Premium
Moderate extra Premium for Residence Its Tropical Climate&
EQUITABLE FIRS OFFICE.
Capital--500,0001.
(Incorporated under 7 and 8 Viet., cap. 110.)
The leading principles of this Office ar3—Moderate and equitable
Rates of Premium for each class of risk—Annual division of Profits.
Tke difficulty of collecting the elements on which to proportion
Premium to risk in Insurance against Loss by Fire has been so
great, that the rates at present charged are more the result of guess
tkan calculation.
It has been found by experience, that the total annual losses of the
different Established Companies have not been proportionate to the
amount of annual Premiums received by each.
It is of the highest importance, both to the Insured and Insurers,
that such an anomaly should cease, and an aporoximation to the
true risk be made. To secure this object the Equitable Fire Insu-
rance Company is established.
The true rate of Premium for Fire Insurance can only be ap-
proached through Classification and Average, which has not hitherto
been sufficiently acted on, or systematically applied.
Whatever be the nominal rate, the bonus or return periodically to
the Insured will determine the true Premium equitably payable, as
security against less for so great a calamity as fire, and the Insurer
is largely interested in this question, and will consult his interest by
supporting a system where, by a careful combination of Classifica-
tion and Average, the Premium will be proportioned to the risk.
The Equitable Fire Office will, by a constant analysis if its own
experience, ftom time to thre, adopt such rates of Premium as the
stature of the risk may justify, and will decline to enter into arrange-
ments as regards tariffs with other offices.
With this view an annual investigation will be made into each
class of risk, and a return of one moiety, or filly per cent. of the nett
excess will be made to all classes of Insurers whose Policies have
been in force for throe years.
Insurances against Loss by Fire are effected by this Company upon
every description of Property on moderate terms.
Farming Stock insured at 35. per cent, without the Average Clause.
Prospectuses, and every information may be obtained, on applica-
tion at the Office, or to aay of its Agents.

t National Loan Fund Life ♦ssurance Society.
* Equitable Fire
t* Both Offices.

CATHOLIC LAW AND GENERAL LIFE
dJ ASSURANCE COMPANY,
NEW COVENTRY-STREET, LEICESTER-SQUARE, LONDON.

The FOURTH ANNUAL GENERAL MEETING of the Proprie-
tors of this Company took place on the 25th instant, at the Head
Office, at One o'clock precisely. The following is extracted from the
report, which is too lengthy for publication :
During the past year no claims have arisen from deaths in England.
and bat two in Ireland—one for 500/. and the other for 2801.—making
together 7001., which have been paid. This is far below the expected
mortality, and is especially favourable, when it is remembered how
severely the life offices generally suffered from the epidemic of last
year.
The number of lives assured between the Ist of June, 1649, and
the 31st of day, IMO, was more than double the number issued in
the twelve months preceding.
Proposals were made for 138 Policies, amounting to 52,9631.25. 6d.:
of these 123, comprising 106 lives, were accepted fir 45,1251. 6s.
iixteen Policing lapsed, representing 6,048/., upon which 3201. 38.
was received by the Company in the shape of premiums.
Since the commencement of the Company to the Ist of June last,
assurances were effected to the extent of 110,972/. 125. 6d., pro-
ducing in annual premiums 3,732/. lie. 6d. Of these 54 lapsed,
amounting to 23,9101. 16s. 6d., of which the annual premiums were
741/. Is., leaving the yearly income on the let of Julie last equal to
2,9911. 15s. 11d.
Since last meeting loans ware applied for to the extent of 17,7001.,
but 1,183/. lls. 10d. only was advanced.
The Directors were also highly gratified to report that within the
last four months they had considerably extended their business on
the Continent, having appointed, as Head Agent in France, Monsieur
de l'Etang, a gentleman of high standing in Paris, distinguished for
his integrity and ability in financial and in all assurance matters,
who, under the sanction and patronage of the Archbishop of Paris,
the Cardinal Archbishop of Lyons, and Monseigneur Parisis, Eveque
do Langres, has already within the last three months effected a con-
siderable amount of business, not only in Life Assurances, but in An-
nuities both Immediate and Deferred.
After various resolutions, approving of the Report, and returning
thanks to the Right Reverend Chairman, Bishop Morris, the Vice-
Chairman, Actuary, Secretary, and Medical fficers of the establish-
ment, the meeting separated, highly gra Oed at its present results
and future prospects.

ROYAL EXCHANGE ASSURANCE
CORPORATION,
(Established by Royal Charter of his Majesty George 1., A.D. 1720),
For SEA, FIRE, and LIFE ASSURANCES.
OFFICES—ROYAL EXCHANGE, LONDON.
BRANCH OFFICE-29, PALL-MALL.
GoVElololi—Thomas Tooke, Esq.
Sus-GOVERNOR—The Hon. John Thornton Leslie Melville.
DEPUTE-GOVEBNOB.—George Pearkes Barclay, Esq.
DIRECTORS.
Charles John Manning, Esq.
Henry Nelson, Esq.
Edward Howley Palmer, Esq.
John Henry Pelly, Esq.
Abraham George Robarts, Esq.
Charles Robinson, Esq.
Thomas Smith, Esq.
William Soltau, Esq.
Joseph Soames, Esq.
William Wallace, Esq.
Octavius Wigram, Esq.
Charles Baring Young, Esq.
Esq., F.R.S., Consulting Surgeon,

Henry Bainbridge, Esq.
Edmond S. P. Calvert, Esq.
John Garrett Cattley, Esq.
Alexander Colvin, Esq.
Edward Maxwell Daniel, Esq.
William Davidson, Esq.
John Deacon, Esq.
Riversdale Wm. Grenfell, Esq.
Robert Amadeus Heath, Esq.
William Tetlow Hibbert,
Lancelot Holland, Esq.
Sir John Win. Lubbock, Bart.
MEDICAL REFEREE —SEMUCI Solly,

St. Helen's-place.
Notice.—The usual fifteen days allowed for payment of Fire Pre-
miums falling due at Lady-day will expire on the 9th of April.
Life Assurance may be effected to the extent of Ten Thousand
Pounds on one Life; with, or, at lower Premiums, without partici-
patioh in profits.
The Reversionary BONUS on Participating Life Policies has
amounted on an average to 46 per Cent. on the amount of Premiums
paid.
The Fees of medical referees are paid by the Corporation.
This Corporation has held a high position during upwards of a
Century and a Quarter, and affords unquestionable security by its
capital-stock.

ALEX. GREEN, Secretary.