The Sun.
London, England, 1851-03-18 00:00:00

Extensive. Travelling Leave granted without extra Premium
Moderate extra Primium for Residence in Tropical Climates.
EQUITABLE FIRE OFFICE.
Capital-500,0001.
(Incorporated under 7 and 8 Vict., cap. 110.)
The leading principles of this Office are—Moderate and equitable
Rates of Premium for each class of risk—Annual division of Profits.
The difficulty of collecting the elements on which to proportion
Premium to risk in Insurance against Loss by Fire has been so
great, that the rates at present charged are more the result of guess
than calculation.
It has been found by experience, that the total annual losses of the
different Established Companies have not been proportionate to the
amount of annual Premiums received by each.
It is of the highest importance, both to the Insured and Insurers,
that such an anomaly should cease, and an approximation to the
true risk be made. To secure this object the Equitable Fire Insu-
rance Company is established.
The true rate of Premium for Fire Insurance can only be ap-
proached through Classification and Average, which has not hitherto
been sufficiently acted on, or systematically applied.
Whatever be the nominal rate, the bonus or return periodically to
the Insured will determine the tree Premium equitably payable, as
security against less for so great a calamity as fire, and the Insurer
is largely interested in this question, and will consult his interest by
supporting a system where, by a careffil combination of Classifica-
tion and Average, the Premium will be proportioned to the risk.
The Equitable Fire Office will, by a constant analysis of its own
experience, from time to time, adopt such rates of Premium as the
nature of the risk may justify, and will decline to enter into arrange-
ments as regards tariffs with other offices.
With this view an annual investigation will be made into each
class of risk, and a return of one moiety, or duty per cent. of the nett
excess will be made to all classes of Insurers whose Policies have
been in force for three years.
Insurances against Loss by Fire are effected by this Company upon
every description of Property on moderate terms.
Farming Stock insured at 3s. per cent, without the Average Clause.
Prospectuses, and every information may be obtained, on applica-
tion at the Office, or to any of its Agents.

t National Loan Fund Life Assuan ce Society.
* Equitable Fire.
t* Both Offices•

CATHOLIC LAW AND GENERAL LIFE
ASSURANCE COMPANY,
8, NEW COVENTRY-STREET, LEICESTER-SQUARE, LONDON.
The FOURTii ANNUAL GENERAL MEETING of the Proprie-
tors of this Company took place on the 25th instant, at the Head
Office, at One o'clock precisely. The following is extracted from the
report, which is too lengthy for publication :
During the past year no claims have arisen from deaths in England.
and but two in Ireland—one for WO/. and the other for 2001.—making
together 7001., which have been paid. This is far below the expected
mortality, and is especially favourable, when it is remembered how
severely the life offices generally suffered from the epidemic of last
year.
The number of lives assured between the Ist of June, 1549, and
the 31st of May, 1850, was more than double the number issued in
the twelve months preceding.
Proposals were made for 138 Policies, amounting to 52,963/.25. 6d •
of these 125, comprising 106 lives, were accepted for 45,1251. 6s.
Sixteen Policies lapsed, representing 6,0451., upon which 3201. 3s.
was received by the Company in the shape of premiums.
Since the commencement of the Company to the tat of June last,
assurances were effected to the exteht of 110,9721. 19s 6d., pro-
ducing, in annual premiums 3,732/. 1 Is: 6d. Of these 54 lapsed,
amounting to 23,9901. 16s. 6d., of which the annual premiums were
7411. Is., leaving the yearly income on the Ist of June last equal to
2,9911. 155. 11d.
Since last meeting loans were applied for to the extent of 17,7001.,
but 1,1831. lls. 10t. only was advanced.
The Directors were also highly gratified to report that within the
last four months they hat considerably extended their business on
the Continent, having appointed, as Head Agent in France, Monsieur
de l'Etang, a gentleman of high standing in Paris, distinguished for
his integrity and ability in financial and in all assurance Parr
s,mtes,
who, under the sanction and patronage of the Archbishop of
the Cardinal Archbishop of Lyons, and Monseigneur Parisis, Eveque
de Langres, has already within the last three months effected a con-
siderable amount of business, not only in Life Assurances, but
in An-
nuities both Immediate and Deferred.
After various resolutions, approving of the Report, and returning
thanks to the Right Reverend Chairman, Bishop Morris, the Vice-
Chairman, Actuary, Secretary, and Medical Officers of the establish-
ment, the meeting separated, highly gratified at its present results
and future prospects.

THE LONDON INDISPUTABLE LIFE
POLICY COMPANY,
No. 72, Lombard-street and 24, Connaught-terrace.
TRUSTEES.
Richard Spooner, Esq., M.P.
J. Campbell Renton, Esq., M.P. I James Fuller Madox, Esq.
Richard Malins, Esq., Q.C. William Wilberforce, Esq.
The POLICIES are INDISPUTABLE, in terms of the Deed Of
Settlement of the Company, duly registered, and are not, therefore,
dependent for their validity on the construction to be put upon pre-
vious statements or the official papers which preceded them, or upon.
reports, prospectuses, or other varying documents. They are thee
rendered CERTAIN FAMILY PROVISIONS, AND NEGOTIABLE
DOCUMENTS OF SECURITY.
Owing to this important improvement in the practice of life
assurance, the progress of this company has been rapid from the
commencement of its business, and is steadily advancing.
ALEXANDER ROBERTSON, Manager.

ONE PAYMENT FOR THE WHOLE OF LIFE.
THE RAILWAY ASSURANCE COMPANY.,
for granting Assurances upon Payment of a Single Premium.
against Loss of Life or other Personal Injury arising from Railway
Accidents. Incorporated under the Act of Parliament, 7 and 8 Vie.,
cap. 110. Capital - One Hundred Thousand Pounds. Offices, No. 5,
St. James's-street, London.

TRUSTEES. 1
The Right Hon. Earl Fitzwilliam. I The Common Sergeant.
The Hon. Henry G. Spencer. Charles Hopkinson, Esq.
The distinctive feature of this Company consists in the safficiency
of ONE PAYMENT to cover an Assurance for the WHOLE OF
LIFE.
The first Is the only expense and trouble, there being no annual re—
newal of premium.
By granting Assurances to Passengers only, and excluding ral
those persons in the employ of Railway Companies or Contractwrs
among whom the heavier risks occur, the Directors of this Com.
PanY are enabled to issue Policies at a lower rate of premium thaw ,
death by railway accident, the CompallY
is offered by any existing Company.
Upon proof being given that a party assured has met with IA s
will pay
to his represents.
If the accident shall result In Personal injury
tives the full amount of his Policy.
Assurers have the option of travelling only, the Compaq
will pay to the assured a fair compensation for such injury.
The Directors are now granting assurances on any railway in the United Kingdom efolasllosve, al: gd
terms, viz.:—
rI or every Policy of 1001. 0/. ss. For every Policy of 1,0001. 21. 2s.
~ ~ ~ 500/. 11. ss. Kingdom. on carriages
eOnof tahney
„ 2,0001.41. 4s.
Agents are appointed in all the principal towns towns of the Uni tixl
Klngdoni, through.iNhom Assurances may be effected.
W. W. WILLIAMS, Secretary:

REPORT of the DIRECTORS to the ORD 1-
NARY GENERAL MEETING of MEMBERS of the
ENGINEERS, MASONIC, and UNIVERSAL MUTUAL LIP E
ASSURANCE SOCIETY. 1850,
The Directors have to report that during the year 1850 392 IT a-
posals for Assurance have been submitted to the Board, of whit dr
323, assuring the sum of 85,5251., and producing Annual Premium.; to
the amount of 2,962/. 15s. 5d., have been completed. The Direct ors
have deemed it prudent to decline 31 Proposals for the sum. of
14,8001., and as for the sum of 15,100/. stand over for the completl on
or further consideration.
The number of claims from death during the year has been fl:'ve,
and the amount paid upon these, and upon the claims which ars ise
in December, 1849, is 2,2501. In all cases, when requested by the re-
presentatives, immediate payment has been made, subject to 'the
usual discount. There are not, at the present time, any claims upon
the Society.
Premiums alone upon the
1,1174' h ep
oiiei
es annualc 0 imn cpoi
emt
ced
tdoetrillvea3bll es t
Dec.,fr e
1850, is 10,076/. 15, 4d.
The Directors feel grest pleasure in being enabled to submit I' his
very satisfactory statement, which cannot but enlist from ithe
üblheic ifa
ncreased vour for the Society, and
erity. with the continued aid.
of
members must advance its prosp
By order of the Court of Directors.
FREDERIC LAWRANCE,
Actuary and Secretary
London. 345, Strand, opposite Waterloo-bridge,
March 4, 1851.

BLAIR'S GOUT and RHEUMATIC PPILL;iS.
The acknowledged efficacy of BLAIR S GOUT and RIII
MATIC PILLS, by the continued series of testimonials which have
been sent to and published by
the proprietor for nearly twenty ye in,
has rendered this medicine the most popular of the present age ; and
in corroboration of which the following extract of a letter, wrld tton
by John Mollard Wheeler, Esq., Collector of Customs, Jamaica, av-
ing been handed by his brother, at Swindon, to Mr. Prout for in bli-
cation, will fully confirm.
" I know you have never had occasion to take Blair's Pills,. but
let me emphatically tell you, in mercygto any friend who may tto for
from gout, rheumatic gout, lumbago, sciatica, rheumatism, or .any
branch of that widely-allied family, to recommend their using th em.
In this country they are of wonderful efficacy : not only am I pen on
ally aware of their powers, but I see my friends and acquaintm ces
receiving unfailing benefit from their use. I would not be wit]) out
them on any account. If taken in the early stage of disease t hey
dissipate it altogether ; if in a later, they alleviate pain and effet I a
much speedier cure than by any other means within my knowleti; re."
Sold by Thomas Prout, 229, Strand, London ; and by his appo int-
nnent by all respectable Medicine Vendors throughout the Uri; ted
Kingdom. Price 25. 9d. per box.
Ask for BLAIR'S GOUT and RHEUMATIC PILLS, and obs* rye
the name and address of " Thomas Profit, 229, Strand, London," i tn-
pressed upon the Government Stamp affixed to each box of ;the
Genuine Medicine