The Sun.
London, England, 1851-04-19 00:00:00

. I Permit-
At ~,,i Annual Policy Bonus In limit Re-
Eige.l ~. Pre- taken addition Bonus in duction of
2 mind. Oa in to Sum Cash. Annual
xi Assured. Premium.
-----
X s. kl. £ a d. £ s. d.
1837 292 6 9 139 16 9 22 13 1
1838 267 11 4 126 17 2 19 19 7
1839 241 18 6 113 17 7 17 8 8
£ X s.d. 1840 193 12 6 93 16 8 14 010
60 1000 74 3 4 1841 189 12 6 89 510 13 ell
1842 162 16 8 76 18 4 11 8 3
1843 115 10 10 55 10 10 8 110
1844 77 19 2 38 15 10 59 11
1845 66 15 0 44 10 0 410 1

Extensive Travelling Leave granted without extra Premium
Moderate extra Premium for Residence in Tropical Climates.
EQUITABLE FIRE OFFICE.
Capital-500,000/.
(Incorporated under 7 and 8 Viet., cap. 110.)
The leading principles of this Office are —Moderate and equitable
Rates of Premium for each class of ris':„—Annual division of Profits.
The difficulty of collecting the elements on which to proportion
tremium to risk in Insurance against Loss by Fire has been so
great, that the rates at present charged arc more the result of guess
than calculation.
It has been found by experience, that the total animal losses of the
afferent Established Companies have not been proportionate to the
amount of annual Premiums received by each.
It is of the highest importance, both to the Insured and Insurers,
that such an anomaly should cease, and an approximation to the
true risk be made. To secure this object the Equitable Fire Insu-
rance Company is established.
The true rate of Premium for Fire Insarance can only be ap-
aroached through Classification and Average, which has not hitherto
been sufficiently acted ~n, or systematically apzolied.
Whatever be the nominal rate, the bonus or return periodically to
the Insured will determine the true Premium equitably payable, as
:ccurtty against loss Tor so great a calamity as fire, and the Insurer
lasoly interested in this question, and will consult his interest by
supporting a system where, by a careful combination of Classifica-
tion and Average, the Premium will be proportioned to the risk.
The Equitable Fire Office will, by a constant analysis of its own
experience, from time to titre, adopt such rates of Premium as the
nature of the risk may justify, and will decline to enter into arrange-
ments as regards tariffs with other offices.
With this view an annual investigation will be made into each
class of risk, and a return of one moiety, or fifty per cent. of the nett
excess will be made to all classes of Insurers whose Policies have
been in force for three years.
Insurances against Loss by Fire are effected by this Company upon
every description of Property on moderate terms.
Farming Stock insured at 3s. per cent, without the Average Clause.
Prospectuses, and every information may be obtained, on applica-
tion at the Office, or to any of its Agents.

t Nalisnal Loan Fund Life Assurance Society.
1. Equitable Fire.
t* Both Offices.

SECURITY TO EMPLOYERS.
PUBLIC GUARANTEE.
Po Secretaries of Public Institutions, Clerks, Station Masters, Rail.
way Officials, Banker's Clerks, Travellers, Collectors, and others.
THE TIMES LIFE ASSURANCE AND GUARANTEE
COMPANY.
32, Ludgate-hill, London.
Incorporated under Act of Parliament.
HONORARY PRESIDENTS.

Charles Hindley, Esq., M.P., Dot-mouth House, Westminster.
James Kershaw, Esq., M.P., Stockport.

TRUSTEES.
James Alexander Douglas, Esq., 11, Queen-square.
Ambrose Moore, Esq., Endsleigh-street, Tavistock-square.
James Nisbet, Esq., Berners-street, Oxford-street.
The Ilon. FRANCIS VILLIERS, CHAIRMAN, Berkeley-square.
JAMES W YLD, Esq., M.P., DEPUTY-CHAIRMAN, Charing-cross.
"TILE TIMES" Company affords Guarantee to persons requiring
the same at the lowest possible rate, and after the first three years,
Annually Divides Four-fifths of the Profits.
This by applying the justly popular principle of Mutuality to
Public Guarantee, the Premiums, instead of being a tax upon
honesty, become a means of saving and investment.
RATES—From is. 6d. upwards. No charge for Stamps.
An allowance male in the Guarantee Premium where a Life As-
surance and Guarantee are combined.
LIFE ASSURANCE.
Life Assurances, Annuities, and Endowments. Payments taken
Monthly as well as Quarterly, &c.
Policies Indisputable save in cases of Fraud.
Arrangements can be made with this Office to prevent the loss of a
Policy where the Assured is unable, from temporary embarrassment.
to keep up the payments

11. B. SHERIDAN, Manager.

CATHOLIC LAW AND GENERAL LIFE
ASSURANCE COMPANY,
8, NEW COVENTRY-STREET, LEICESTER-SQUARE, LONDON.
The FOURTH ANNUAL GENERAL MEETING of the Proprie-
tors of this Company took place on the 25th instant, at the Head
Office, at One o'clock precisely. The following is extracted from the
report, which is too lengthy for publication :
During the past year no claims have arisen from deaths in England.
and but two in Ireland—one for 5001. and the other for 2501.—making
together 7001., which have been paid. This is far below the expected
mortality, and is especially favourable, when it is remembered how
severely the life offices generally suffered from the epidemic of last
year.
The number of lives assured between the Ist of June, 1249, and
the 31st of May, 1850, was more than double the number issued in
the twelve months preceding.
Proposals were made for 138 Policies, amounting to 52,9631.25. 6d.:
of these 123, comprising 106 lives, were accepted for 45,1251. 6s.
Sixteen Policies lapsed, representing 6,0421., upon which 3201. as.
was received by the Company in the shape of premiums.
Since the commencement of the Company to the let of June last,
assurances were effected to the extent of 110,9721. 12s 6d., pro-
ducing in annual premiums 3,7321. 1 Is. 6d. Of these 54 lapsed,
amounting to 23,9901. 16s. 6d., of which the annual premiums were
7411. Is., leaving the yearly income on the Ist of June last equal to

2,9911. 15s. 1Id: -
Since last meeting loans were applied for to the extent of 17,7001.,
but 1,1831. 11s. 10d. only was advanced.
The Directors were also highly gratified to report that within the
est four months they had considerably extended their business on
the Continent, having appointed, as Head Agent in France, Monsieur
de l'Etang, a gentleman of high standing in Paris, distinguished for
ois integrity and 9. bility in financial and in all assurance matters,
who, under the sanction and patronage of the Archbishop of Paris,
the Cardinal Archbishop of Lyons, and Monseigneur Parisis, Eveque
le Langres, has already within the last three months effected a con-
siderable amount of business, not only in Life Assurances, but in An-
nuities both Immediate and Deferred.
After various resolutions, approving of the Report, and returning
thanks to the Right Reverend Chairman, bishop Morris, the Vice-
Chairman, Actuary, Secretary, and Medical Officers of the establish-
ment, the meeting, separated, highly gratified at its present results
Ind future prospects.

PROMOTER LIFE ASSURANCE AND
ANNUITY COMPANY.
No. 9, Chatham-place, Blackfriars, London.
Established in 1826.
Subscribed Capital, 240,0001.
Thi: Society effects every description of Life Assurance, both Do-
mestic and Foreign, on most advantageous terms, either on the Bonus
on Non-Bonus systems.
Tables of Rates, with all further particulars,' may be obtained at
the Office. DI.IIAWARD, Secretary.

ARRIVAL OF FOREIGNERS.
If any proof were wanting that London begins to fill, it
would be found in the fact that tht lodging-house keepers are
rapidly following each other's example, and taking down their bills
of " apartments to let." because, and it is a good reason, they are
nearly all engaged. The various exhibitions in London are highly
patronispd by wondering strangers, who seek novelty until the Glass
Bailee shall be open for their reception ; but there is no exhibition
that has excited so much wonder and admiration as the splendid es-
tablishment of 31essrs. E. MOSES and SON ; foreigners of all nations
enter the spacious show-rooms, and are struck with astonish-
ment and delight at the superb decorations and the enor-
mous stock. It is well observed by some of them, that
Napoleon, when be called the English a nation of shop-
keepers, never contemplated that such a palace of trade as that
of E. 510SES and SON could be erected. Strangers who visit the
establishment daily in great numbers, are invited to walk through
the spacious show-rooms and warehouses, and every step they take
excites their amazement. Whether they purchase or not, the same
civility and attention are shown to visitors of all nations, and
although Messrs. E. MUSES and SON are known by repute all over
the world, nobody caa form the least idea of the extent of their
Establishment, until they see the enormous size, and view the still
more enormous stock. But accustomed as many foreigners are
to low prices, where food and labour are cheap, the low price at
which they see every article in Messrs. E. MOSES and SON'S
stock marked in it country like this, where both are the re-
verse, makes the establishment appear to them altogether one
of the greatest wonders of the British metropolis, and Messrs.
t,
MOSES and SON have determined that it shall be so—
that their marts shall be clothing marts for the whole world, and
that no nation shall rival them in the usefulness, the cheapness,
the style, and general quality of every article they sell. The fo-
reigners who go home with clothing from the establishment of
Messrs. E. MOSES and SON* in 1851, shall find no alteration, except
for the better, in after years, and they may be assured that by send-
ing for what they require, they will find the same treatment as if
they came for it, for such has been the system adopted by MOSES
and SON that all dealings are uniform ; a system founded on small
profits and large returns. It is by that straightforward system that
they have succeeded beyond all precedent in trade ; it is by that
system that their establishment has grown up to surpass all others.
It is by that system that they have secured the confidence of "the
people" of this great empire, and that they hope to secure the patron-
age of the people of all countries.
A handsome Almanac, for the yea
tion.r 1851, can be had gratis, on
applica

The new edition of "Everybody's Book, containin,7 a fall report
of the late important trial, may be had
gratis, on application, or by
y
letter, post free.
E. MOSES and SON have no connexion with an other house in
or out of London, except the following :
London City Establishment, 154, 155, 156, and 157, Minor'e'
83,
ls
Si, 85, and 86, Aldgate, opposite the Church, all communicating.
West-end Branch, 506, 507, 508, New Oxford-street,l 2„
and 3, Hart-street, all communicating.
Bradford " Yorkshire" Branch, 19, Bridge-street.
Sheffield Branch, 36, Fargate.
Tailors, Clothiers, Batters, Hosiers, Furriers, Boot and ghee_
miters, and General Outfitters for Ladies and Gentlemen
The Establishments are closed from sunset Friday to sunset sa.
t irday. when business is r6-srmed till Twelve o'clock.
Ici l'on parle Francaise. Qui Si paria Italian°.
l.
Hier spricht man Deutsch. Aqui se habla Espano