The Sun.
London, England, 1851-03-13 00:00:00

NATIONAL LOAN FUND LIFE AND
EQUITABLE FIRE INSURANCE COMPANIES
26, CORNUILL, LONDON.
DIRECTORS.
t*T. LAMIE MURRAY, Esq., Chairman.
*W. I. B. Bennett, Esq. *John Rawson, Esq.
*Hugh Croft, Esq. *John Shaw, Esq.
tElliotson, M.D„ E.R.S. tsEdmand S. Symes, Esq.
*Ralph Gough, Esq. t*clement Tabor, Esq.
*M. C. Maher, Esq. t Joseph Thompson, Esq.
*John Moss, Esq. t*Angustus Vigne, Esq•

Aroma.
}Professor Wheatstone, F.E.S.
PRYSICIAN.
Elliotson, M.D„ F.R.S„ 37, Conduit-street.
SUMMON.
V'E. S. Symes, Esq., 77, Grosvenor-street, Grosvenor-square. ,
ACTUARY.
t*W. S. B. Woolhouse, Esq., F.E.A.S., Stc.
SECRETARY.
*D. T. Lyons Clanchy, Esq.
SiTPERINTENDRNT.
*W. A. Hawkins, Esq.
RANTERS.
t*Messrs. Glyn, Hallifax, Mills, and Co., 67, Lombard-street.
sOLICITOIS,
fMeRSTS. Sutton, Eweas, Omm an net and Prudence, 6, Basinghall-
stre.
*W. Tatham, Esq., 22, Throgmorton-street.
NATIONAL LOAN FUND LIFE OFFICE.
CAPITAL-500,0001.
The WITHDRAWAL TABLE of the Society affords to the As-
sured the greatest possible present and prospective advantages that
can be conferred by Life Assurance. On this Table the Assured is
entitled, at any time, to receive at interest an immediate advance,
to the extent of one-half the amount of the paid annual Premiums,
without security, personal liability, or deposit of the Policy, but by
simple endorsement thereon ; or the half Premium may be with-
held during the whole continuance of the Policy. Also, in the
event of the Assured at any time not requiring to continue the
Policy, on its surrender one-half of the annual payments will be
returned by the Society.
Lapsed Policies may be renewed without fine, on proof of health
and payment of arrears of Premium without interest.
Notices of Assignment of Policies registered and acknowledged,
so as to make them available as securities 1n the hands of
third parties.
No Entrance Fees or any other charge beyond the Policy Stamp.
The present nnual income of the Society from Premiums is
63,0001.; tee amount covered by the Policies of the Society is
1,781,5501.; and the reserd profit, applicable to future bonus to
the Assured, amounts to mil. ss. 6d. At the last annual inves-
tigation, reported in May, 1850, the bonuses declared to the As-
sured were, the option of a return of 15 per cent. on their Premiums
in cash, or a reversionary addition to the original sim assured by
each Policy varying from 20 to 65 per cent.
EXAMPLES OF BONUSES ALREADY DECLARED.

Porma-
.`,l,,i, Annual Policy Bonus in mutt Re-
-I.ge. ;
zV, r. Pro-im taken addition Bonus in duction of
min eut in to Sum Cask Annual
12 Assured. Premium.
-- - -
X s. d. X s d. £ s. d.
1 1837 292 6 9 139 16 9 22 13 1
1838 267 11 4 126 17 2 19 19 7
1839 241 18 6 113 17 7 ' 17 8 8
£ X s.d. 1840 193 12 6 93 16 8 14 010
di.
60 1000 74 3 4 1841 189 12 6 89 510 13 gll
1842 162 16 8 76 18 4 11 8 3
1843 115 10 10 55 10 10 8 110
1844 77 19 2 38 15 10 5 9 11
1845 66 15 0 44 10 0 410 1

Extensive Travelling Leave granted without extra Premium
Moderate extra
EQUPremium for Residence in Tropical Climate&
ITABLE FIRE OFFICE.
Capital-500,0001.
(Incorporated under 7 and 8 Yid., cap. 110.)
The leading principles of this Office era —Moderate and equitable
Rates of Premium for each class of rist —A.nntial division of Profits.
Ike difficulty of collecting the elements on which to proportion
Premium to risk in Insarance against Loss by Fire has been so
great, that the rates at present charged are more the result of guess
than calculation.
It has been found by experience, that the total annual losses of the
different Established Companies have not been proportionate to the
amount of annual Premiums received by each.
It is of the highest importance,' both to the Inspired and Insurers,
that such an anomaly should cease, and an approximation to the
true risk be made. To secure this object the Equitable Fire Insu-
rance Company is established.
The true rate of Premium for Fire Insurance can only be ap-
?reached through Classification and Average, which has not hitherto
been sufficiently acted on, or systematically applied.
Whatever be the nominal rate, the bonus or return periodically to
the Insured will Oeierrnine the true Premium equitably payable, as
security against loss for so great a calamity as tire, and the Insurer
is largely interested in this question, and will consult his interest by
supporting a system where, by a careful combination of Classifica-
tion and Average. the Premium will be proportioned to the risk.
The Equitable Fire Office will, by a constant analysis of its own
experience, from time to Ur e, adopt such rates of Premium as the
nature of the risk may justify, and will decline to enter Into arrange-
ments as regards tariffs with other offices.
With this view an annual investigation will be made into each
class of risk, and a return of one moiety, or fifty per cent. of the nett
excess will be made to all classes of Insarers whose Policies have
been in force for three years.
Insurances against Loss by Fire are effected by this Company upon
every description of Property on moderate terms.
Farming stock insured at 3s. per cent, without the Average Clause.
Prospectases, and every information may be obtained, on applica-
tion at the Office, or to any of its Agents.

t National Loan Fund Life Assurance Society.
Equitable Fire
t* Both Offices.

CATHOLIC LAW AND GENERAL LIFE
ASSURANCE COMPANY,
it NEW COVENTRY-STREET, LEICESTER-SQUARE, LONDON.
The FOURTH ANN UAL GENERAL MEETING of the Proprie-
tors of this Company took place on the 25th instant, at the Head
Office, at One o'clock precisely. The following is extracted from the
report, which is too lengthy foe publication :
During the past year no claims have arisen from deaths in England,
and but two in Ireland—one for 5001. and the other for 2to/.—making
together 7001., which have been paid. This is far below the expected
mortality, and is especially favourable, when It is remembered how
severely the life offices generally suffered from the epidemic of las+
3rear.

The number of lives assured between the Ist of June, 1549, and
the 31st of \lay, 1850, was more than double the number issued in
the twelve months preceding.
Proposals were made for 138 Policies, amounting to 52,9631.25. 6d.:
of these 123, comprising 106 lives, were accepted for 45,1251. 6s.
sixteen Policies lapsed, representing 6,0481., upon which 3201. 3e.
was received by the Company in the shape of premiums.
Since the commencement of the Company to the lat of June last,
assurances were effected to the extent Of 110,9721. 125 Gd., pro-
ducing in annual premiums 3,7321. 11s. 6d. Of these 54 lapsed,
amounting to 23,9901. 16s. 6(1., of which the annual premiums were
7411. Is., leaving the yearly income on the Ist of June last equal to
2,9911. 15s. I Id.
Since last meeting loans were applied for to the extent of 17.7001.,
but 1,1831. I is. 104. only was advanced.
The Directors were also highly gratified to report that within the
last four months they lia,l considerably extended their business on
the Continent, having appointed, as Ilead Agent in France, Monsieur
de FEtang, a gentleman of high standing in Paris, distinguished for
his integrity and ability in financial and in all assurance matters,
who, under the sanction and patronage of the Archbishop of Paris,
the Cardinal Archbishop of Lyons, and Monseigneur Parisis, Eveque
de Langres, has already within the last three months effected a con-
siderable amount of business, not only in Life Assurances, but in An-
nuities both Immediate and Deferred.
After various resolutions, approving of the Report, and returning
thanks to the Right Reverend Chairman, Bishop Morris, the Vice-
Chairman, Actuary, Secretary, and Medical Officers of the establish-
ment, the meeting separated, highly gratified at its present results
and future prospectS.

ROYAL O&BORNE SAUCE.
Prepared by her Majesty's Chemist in the Isle of Wight,
sp. dally patronised by the Royal Yacht Squadron, &c. Is decidedly
the best and cheapest Sauce extant, excelling all in richness, pi-
quancy, and fine gait—there is none like it for creating appetite, as-
sisting digestion, and imparting an exqusite relish to fish, game,
chops, hot and cold meats, gra.. ies, &c., and being quite clear, there
is no waste with sediment.
Agent—Rumsey, 3, Queen-street-place, Cheapside, LDndon. Re-
tailed by Sauce Venders generally.

APO L L ON I C 0 N.
Miss Poole, Miss Messent, Misses Emma, Victoria, and Rosina
Collin , Nr. Grattan Cooke, Jir. Collins, and Master Joseph Collins;
also, the Juvenile Harpists (the Lockwood Family), pupils of Mr.
Frederick Chatterton.
TUESDAY, THURSDAY, SATURDAY, MORNINGS, at Two;
EVENINGS, at Eight.
The Proprietor has great pleasure in announcing the engagement
of the above delightful Artists, in addition to the Apolloulcon per-
formances.
Pending the alterations consequent on the addition of The Great
'I üba Mirabilis to this already extraordinary Instrument, Mr.
Mather will give extemporaneous performances.
ROYAL. MUSIC HALL,
Cooke.
ADELAIDE STItEET, STRAND.
(Adjoining the.Low.thei‘rfit.rGcaradician)
Condactor • •
TItIS EVENING.
PROGRAMME.
PACT I.

- Mather.

Trio—The .Misses Collins
Apollonicon—lntroduction - --••—•
Song (Morning)—Miss Vitoria Collinsc
Favourite lira
Mtther —Fa
Song (Evening)
Apollonicon (Morning)—Mr. • • • a Fa-
The Locks,. oo
Juverile Harpists (Evening)
and Adolphus
—Miss Poole
roily —Trio, Fanny, Erne3t,
Lockwood - - - -
Song (Morning)—Miss Emma Collins
bong (Evening)-51185 Messent
Solo—Oboe-51r. Grattan Cooke
Divertissement —3lr., Master, and the Misses Collins.
PART 11.
Apollonicon—Mr. Mather—Overtu e
Duot—The Misses I.l7.intna and Victoria CollinS
Solo, Violin—Miss Rosina Collins
. Mather.
Apollonicon (Morning)—Fantasia. -
Juvenile Harpists (Evening)—The Lockwood Fa-
mily—Trio, Fanny, Ernest, and Adolphus
Lockwood—Scottish Fantasia - - - F'.. Chatttrton.
.
Song (Evening)—Miss Poole
Solo, Concertina-11 iss Rosina Collins
Song (Evening)—Miss Messent
Solo, Violoncello—Miss Victoria Collins
Trio—The Misses Collins—Flute Obligato, Mr.
Collins—Natalie - - - - J. Collins.
The wonderful mechanical powers of the Instrument will bo Illus-
trated by its pert,rmai es of Mozart's Overture to " Figaro ; or
Weber's celebrated Overture to " Der Freycchutz."
Admission, Is. ; Reserved Seats, 16.6 d. ; Stalls, 2s. 6d.
Doors open at Half past One, and Half-past Seven.
Carriages may be ordered Mornings, at Four ; EITIIIIIOI, at Ten.

.g. CULVERWELL'S NEW woiu
23, paternoster-rely ; Carvalho;
had of Sherwood,
marq, 39, Cornhill ; or direct from the asther •
it ea bost
ENJOYMENT OF LIFE.
I.l47o,ol,olneeeTt:shtirbleeleing
"health, Roc:cation, and rational Use of Time."
CONTENTS:--Early Rising—Spring and gil:11111CC Mornings—lra-
:lesions about the Environs of London—The Parks, Lanes, Hills,
,r,„,,,,,,,5, Yields, High-roads, and other pleasant places—Country
Gripe and Ramifies—The Sea—London at Night—Evening. at Home
_l4,lslo—The Drama—On Eating, Drinking, Sleeping, Bathing, Air,
11.
toe, Ease, Occupation, &c., Ir.e.
REMIXISCENCES OP
LAKEs ; SKETCH.OF EDINItuRGH, ito.
FRAGMENTS FROM THvEoIiM.OUNTAINEI. Two Yob.
&TaIrEISILAT TcOzsTliEOF
irrLLARvoNEI.
11.
;
DUBLEN.T. , &c.

_ _
WHAT TO EAT, DRINK, AND AVOID.
"That three score years and ten oar course may mi.,'
A popular review of almost every form (cause and cure) of ear-
Pousiy-aemmated health and enfeebled constitution, that hark: see
the young, besets the man of pleasure, business, or study, and
bitters old age, with tables and rules for the diet and physical regu-
ation of every-day life.

IV.
TILE PASSIONS.
" What positions hurt the body—what improve,
Truths as refined as Athens ever heard."
Au -argot -Life's pilgrimage, from infancy 0 old ago. Tho adv, nt
af the psasions. Chastity and its infringements. The casualties of
ticantionsuess and dissipation, with illustrations, graphic, narratvo,
and romodiative. Advocacy of early ElarriagelL

THE MARRIAGE STATE.
" To be or not to be, that is the qvestion."
I Boone :—Laws and obligations of nature, society, and re-
a;len regarding marriage, to be observed by either sex. Time and
choice, on both sides, as to age, temperament, complexion. and
figure, to secure healthy offspring, with the art of rearing them.
physizal deifectivoness and its removal. Sterility and its corn ersion.
Cases, &c.
By R. J. CULVERWIILL, M.D. (1841), 7.7.P..C.8. (1857),
1824), Twenty-f vs years Medical and Forensic Referee in these
matters. il.riPtiee been daily till five. Evani4l,lll4.ll till Om
10 Arall•p1140, negent-stre94 L.S.A.