The Sun.
London, England, 1851-05-15 00:00:00

Annual Policy Bonus In eornia-
Rent Re.
tae. 2 ere- taken addition.Bons In duction of
a ilium. ant in' to Sinn Cask Annual
r.
Assured. Premium
s. d. a d. s. d.
1837 292 6 9 139 16 9 22 13 1
1838 267 11 4 126 17 2 19 19 7
1839 241 18 6 113 17 7 17 8 8
1840 193 12 6 93 16 8 14 0 10
60 1004174 34. 1841 189 12 6 89 510 13 a 11
1842 162 16 8 76 18 4 11 8 3
1843 115 10 10 55 10 10 8 1 10
1844 77 19 2 38 15 10 5 9 11
_ 1845 66 15 0 44 10 0 4 10

Extensive Travelling Leave granted without extra Premium
Moderate extra Premium for Residence in Tropical Climate'.
EQUITARLK FIRE OFFICE.
Capital-500,000f.
(Incorporated under 7 and 8 Vict., cap. 110.)
The leading principles of this Office ara —Moderate and equitable
Rates or Premium for each clam or risk—Annual division of Profits.

The diflicultiOf collecting the elements on which to proportion
Premium to risk in Insurance against Loss by Fire has been so
zreat, that the rates at present charged are more the result of guess
than calculation.

It has been found by experience, that the total annual losses of the
Atfferent Established Companies have not been proportionate to the
ameunt of annual Premiums received by each. - . _

It is of the highest importance, both' to the Insured and Insurers,
that such an anomaly should cease, and an approximation to the
true risk be made. To secure this object the Equitable Fire Insu-
rance Company is established.
The true rate of Premium for Fire Insurance can only be ap-
roached through Classification and Average, which has not hitherto
been sufficiently acted nn, or systematically applied.
Whatever be the nominal rate, the bonus or return periodically to
the Insured will determine the tree Premium equitably payable, as
security against loss for so great a calamity as tire, and the Insurer
's largely interested in this question, and will consult his interest by
supporting a system where, by a careful combination of Classifica-
tion and Aver ige, the Premium will be proportioned to the risk.
The Equitable Fire °Mee will, by a constant analysis of its own
experience, item time to Ur e, adopt such rates of Premium as the
nature of the risk may justify, and will decline to enter into arrange-
ments as regards tariffs with other offices.
With this view an annual investigation will be made into each
class of risk, and a return of one moiety, or flay per cent. of the nett
excess will be made to all classes of Insurers whose Policies have
been in force for three -years.
Insurances against Loss by Fire are effected by this Company apon
every description of Property on moderate terms.
Farming Stock insured at 3s per cent, without the Average Clause.
Prospectuses. and every information may be obtained, on applica-
tion at the Office, or to any of its Agents.

t Nati.nal Loan Fund Life Assurance Society.
• Equitable Fire
t• Both Offices.

CATHOLIC LAW AND GENERAL LIFE
ASSURANCE COMPANY,
8. NEW COVENTRY-STREET, LEICESTER-SQUARE, LONDON.

The FOURTH ANNUAL GENERAL MEETING of the Proprie-
tors of this Company took place on the 25th Instant, at the Head
Office, at One o'clock precisely. The following is extracted front the
report, which is too lengthy for publication :
During.tbe past year no claims have arisen from deaths In Englanl,
and but two in Ireland—one for 5001. and the other tor 2501.—making
together 7001., which have been paid. This is far below the expected
mortality, and is especially favourable, when It is remembered how
severely the life offices generally suffered from the epidemic of last
year.
The number of lives assured between the Ist of June, 11149, and
the 31st of Nay, 1850, was more than double the number issued in
the twelve months preceding.
Prop ,sals were made for 138 Policies, amounting to 52,9631.25. 6d.:
tf these 121, comyrising 106 lives, were accepted for 45,1251. 6s.
sixteen Policies lapsed, representing 6,048/., upon which 3201. 38.
was received by the Company in the shape 01 premiums
Since the commencement of the Company to the Ist of Tune last.
essuran es were effected to the extent of 110,9721. 12s 6d., pro-
incing in annual premiums 3,7321. I Is. 6d. Of these 54 lapsed.
amounting to 23,9101. 16s. fid., of which the annual premiums were
7411. Is., leaving the yearly income on the Ist of June last equal to
2,9911. 152. I Id.
-Lilco last meeting loans were applied for to the extent of 17,7001 ,
but 1,183/. I Is. 10d. only was advanced.
The Directors were also highly gratified to report that within thr
last four months they had considerably extended their business on
the Continent, having appointed, as !lead Agent in France, Monsieur
de l'Etaug, a gentleman of high standing in Paris, distinguished flit
his integrity and ability in financial and in all assurance matters,
who, under the sanction and patronage of the Archbishop of Paris,
the Cardinal Archbishop of Lyons, and Monseigneur Panels, Eveque
de Langres, has already within the last three months effected a con
siderable amount of business, not only in Life Assurances, but in An-
nuities both Immediate and Deferred.
After various resolutions, approving of the Report, and TeTurlllllP
thanks to the Right Reverend Chairman, Bishop Morris, the Vice-
Chairman, Actuary, Secretary, and Medical Officers of the establish,-
ment, the meeting separated, highly gratified at its present results
and fritters prosrects,