The Sun.
London, England, 1851-05-14 00:00:00

EXAMPLES OF BONUSES ALREADY DECLARED.

Porma-
Annual Polley Bonus in • gent Re-
Age., ..: Pre- taken addition Bonne in Auction of
a . mina. out in to Sum Cash. Annual
7) Assured. Premium.
.....- - -. ---
X s. d. X a d. £ s. d.
1837 ' 292 6 9 139 16 9
I 22 13 1
1838 1 267 11 4 126 17 2 19 19 7
1839 I 241 18 6 113 17 7 17 8 8
..f X s.d. 1840 193 12 6 93 16 8 14 010
60 1000 74 3 4 1841 189 12 6 89 510 13 811
1842 162 16 8 76 18 4 11 8 3
1843 115 10 10 55 10 10 8 110
1844 77 19 2 38 15 10 5 9 11
1845 66 15 0 44 10 0 4 10 1

Extensive Travelling Leave granted without extra Premium
Moderate extra Premium for Residence is Tropical Climates,
EQUITABLE FIRE OFFICE.
Capital-500,0001.
(Incorporated under 7 and 8 Viet., cap. 110.)
The leading principles of this Office era—Moderate and equitable
Rates of Premium for each class of risk—Annual division of Profits.
The difficulty of collecting the elements on which to proportion
Premium to risk in Insurance against Loss by Fire has been so
great, that the rates at present charged are more the result of guess
than calculation.
It has been found by experience, that the total annual losses of the
different Established Companies have not been proportionate to the
amount of annual Premiums received by each.
It is of the highest importance, both to the Insured imd Insurers,
that such an anomaly should cease, and an approximation to the
true risk be made. To secure this object the Equitable Fire Insu-
rance Company is established.
The true rate of Premium for Fire Insurance elm only be ap-
?roached through Classification and Average, which has net hitherto
been sufficiently acted on, or systematically applied.
Whatever be the nominal rate, the bonus or return periodically to
the Insured will determine the tree Premium equitably payable, as
security against loss for so great a calamity as fire, and the Insurer
is largely interested in this question, and will consult his interest by
supporting a system where, by a careful combination of Classifica-
tion and Average, the Premium will be proportioned to the risk.
The Equitable Fire Mice will, by a constant analys is of its own
experience, from time to time,
adopt such rates of Premium as the
nature of the risk may justify, and will decline to enter into arrange-
ments as regards tariffs with other offices.
With this view an annual investigation will be made into each
class of risk, and a return of one moiety, or flay per cent. of the nett
excess will be made to all classes of Insurers whose Policies have
been in force for three years.
Insurances against Loss by Fire are effected by this Company upon
every description of Property on moderate terms.
Farming Stock insured at 3s. per cent, without the Average Clause.
Prospectuses, and every information may be obtained, on applica-
tion at the Office, or to any of its Agents.

t National Loan Fund Life Assurance Society.
* Equitable Fires
i* Both Offices.

INSURANCE AGAINST RAILWAY ACCI
DENTS.—GREAT EXHIBITION EXCURSION TRIPS.
The Directors of the RAILWAY PASSENGERS' ASSURANCE
COMPANY have made arrangements for the issue of EXCURSION
TICKETS, to cover the risk of the journey both ways, irrespective of
distance, in Excursions to or from London. These tickets insure
2001., payable to the executors or next of kin in the event of death,
with proportionate compensation in cases of personal injury by rail-
way accident, at a premium of Twopence, and are available for any
class carriage.
The Periodical Tickets of this Company cover the risk of Excursion
Trips, as well as travelling by the ordinary Passenger Trains, and
insure 1,000/. at an annual premium of 20s.
2001. 6 6 ss.

These tickets are all obtainable at the Company's Offices, 3, Old
Broad-street, London ; and the Excursion Tickets will likewise be
issued by the Company's Agents in the principal towns throughout
the country, where Excursion Trips may be determined on.
The distinctive features of this Company are :-
1. It is empowered by special Act of Parliament, 12 and 13 Vic-
toria, cap. 40.
2. It has a sub:cribed capital of one million sterling, as a guarantee
to the assured.
3. In the premium charged the stamp duty is included, which is
paid to Government by the Company.
In these respects it is peculiar, and distinguished from any existing
Railway Assurance Company.
ALEXANDER BEATTIE, Secretary.
3, Old Broad-street, April 22, 1851.
_ _

OFFICE, ESTABLISHED for the INSURANCE of all KINDS of
PROPERTY in TOWN or COUNTRY.
LOANS in sums not less than 1001.; on approved
Personal Security and a Life Policy, are granted by the ROYAL
FARMERS' and GENERAL FIRE and LIFE ASSURANCE and
LOAN and ANNUITY COMPANY.
Prospectuses, and every information, may be obtained of, the
Agents in all the principal towns, or at the Head Office, 346, Strand,
London.

IVM. SILLW, Managing Director.

BATT Y'S GRAND NATIONAL
HIPPODROME, Kensington, is now Open Daily with a va-
riety of the most unparalleled Feats in the Equestrian Art ever wit-
nessed in England. The immense success which has attended the
opening of this Establishment, and the enthusiasm with which the
Performances have been received, induces Mr. Batty to produce the
same routine of Entertainments every day until further notice.
The Doors will open at Five o'Clock, to commence at Six:.
Admission to the Reserved Seats - 38. Od.
First-class do.
Second-class do.
Third-class do.
Mr. Batty respectfully announces, that in consequence of the nu-
merous applications for Season Tickets for this Establishment. he has
determined upon issuing them at the lowest possible rate, viz.:—
For a Single Ticket, 37. ; Double ditto, 51., either of which are trans-
ferable. To be obtained at the Box-office of Astley's Amphitheatre
from Eleven till Four daily.
On Thursday, May 15, there will be a Grand DAY PERFORM-
AN. CE, doors open at One, commence precisely at Two. The Enter-
tainments in the Evening as usual, commencing at Six o'clock.

DR. LAWERT ON TUE SECRET INFIRMITIES OF YOUTII

AND MATURITY.
Sealedi in French,
E v
With Plain Directions for their Prevention and Cure.
FIFTY COLOURED ENGRAVINGS ON STEEL.
English, German, e6rdm,aonr, Dpoustt-chf,reSep,annial and
e
published,ian,ina
"IttalEel
Author, for forty4wo Stamps,
IQEL F-PRE SER V A TION, a
Medical Treatise on the Physiology of Marriage, and on
the Secret Infirmities and Disorders of Youth and Maturity,
usually acquired at ass early parted of life, which destroy
the pnysical and mental powers, diminish and enfeeble the natural
feelings, and exhaust the vital energies of Manhood ; with Practical
Observations on the certain Prevention and successful Treatment of
Nervous Debility, Local and Constitutional Weakness, Syphilis,
Stricture, and all Diseases and Derangements resulting frees Indis-
cretion, as adopted by Lallemand, Ricord, and other eminent mem-
bers of the faculty in France. With Fifty coloured Engr
illustrating the anatomy, Physiology, and Diseases of tare Re-
productive Organs, explaining their structures, uses, and fa] sctiens,
and the various injuries that are produced in them by tolitary
habits, excesses, and Infection.
BY SAMUEL LAWERT, M.D.,
ET, BEDFORD-SQUARE, LONDON.
Doctor of Medicine. Matriculated Member of the University etf Edin-
burgh, Honorary Member of the London Hospital Medical k>ciety,
Licentiate of Apothecaries' Hall, London, Member of the He nterian
Medical Society of Edinburgh, &c., Sec.
This work contains a plain and complete description of tbe ana-
tomy and physiology of the reproductive organs, and of theiri•elative
conditions in health and disease. The author, who has M. ten the
highest medical honours, as evidenced by the diplomas and t estimo-
, nials inserted in the work, is the only legally qualified medical man
who has exclusively, and for many years, devoted his stl !Idles to
the treatment of these complaints. Ile may be consulted with ad-
vantage by all those whose constitutions may have become debili-
tated through secret practices acquired is youth, or by the excesses
of later years, whereby the pleasures of life are marred, the objects
of marriage frustrated, and existence itself rendered a term of un-
ceasing misery and regret.
Published by the Author, and may be had of J. Gilbert, 49,. Pater-
noster-row; Ilannay, 63, Oxford-street; Starle, Titchbornc-street,
Haymarket; Gordon, 146, Leadenhall-street ; Mann, 23, C vrnhill,
or free by post for forty-two stamps, from the author's residen ix, who
may be consulted on these disorders personally, or by tette); , daily,
from too till two, sod from nix till eight.

DR. CULVERWELL'S NEW WORKS.
To be had of Sherwood, 23, Paternoster-row ; Carvalho;
147, To
Mann, 39, Cornhill ; or direct from the tlathor, ,
price One Shilling each ; by post, ls. 6d.
ENJOYMENT OF LIFE.
"Ilealth, Recreation, and rational Use of Time."
C"TENTs:—Early Rising—Spriag and Summer Morain 2,l2—Ex-
cursions about the Environs of London—The Parks, Lane:2, Hills,
Forests, Fields,
High-roads, and other pleasant places—, Country
Trips and Ramble.—
The Sea—London at Night—Evening. at Home
—Musio—The Drama—On Eating, Drinking, Sleeping, Bathing, Air,
%est, Ease, Occupation, &c Ste

TRAOMENTS FROM THE MOI7NTAINEI. Two Valle
Vol'.
A VISIT TO THE LAKES ; SKETCH...OF EDINBURG El, ito.
Vol. 11.
___•

,rajg LAKES OF KILLARNEY ; REMINISCENCE II OP
DUBLIN, Btc,
WHAT TO EAT, DRINK. AND AVOID.
"That three score years and ten our course may ram."
A pepular review of almost every form (cause and cure) of ner-
vously-debilitated health and enfeebled constitution, that harasses
h young, besets the man of pleasure, business, Sr study, :tnd em-
bitters old age, with tables and rules for the diet and physic sal regu-
ation of every-day life.