The Sun.
London, England, 1851-01-09 00:00:00

'NATIONAL LOAN FUND LIFE AND
EQUITABLE FIRE INSURANCE COUPANIES,
23, CORNIIILL, LONDON.

DIRECTORS.

t*T. LAMIE MURRAY, Esq Chairman.
*W. A. B. Bennett, Esq. I *John Rft,vson, Esq.

*John Shaw, Esq.
}*Ed.rmn.l S. Sy-Ines, Esq.
}sclem,nt Tabor, Esq.
t Joseph Thompson, Esq.
t*Algustus Vlgne, Esq.
AUDITOR.
}Professor Wheatitone, F.R.S.
PHYSICIAN.
*J. Elliotson, M.D„ F.R.S„ 37, Conduit-street.
SURGEON.
111 - S. Symes, Esq., 77, Grosvenor-street, Grosvenor-square.
ACTUARY.
t*W. S. B. Woolhouse, Esq., F.R.A.S., &c.
SECRETARY.
*D. T. Lyons Clanchy, Esq.
SUPERINTENDENT.
*W. A. Hawkins, Esq.
BANKERS. _

*Hugh Croft. Em.
tElhotson, M.D„ F.R.S.
*Ralph Gough, Esq.
*M. C. Maher. Esq.
*John 'Moss, Esq.

t*Messrs. Glyn, Hall:fax, iCiiiis—,l7l Co., 67, Lombird-street.

SOLTCITORS,
'Messrs. Sattou, Ewens, Ommanney and Prudence, 6, Basinghall-

street.
*W. Tatham, Esq., 22, Throgmorton-street.
NATIONAL LOAN UND LIFE OFFICE.
C ANTAL —500,000/
The WITHDRAWAL TABLE of the Society affords to the As-
sured the greatest possible present and prospective advantages that
can be conferred by Life Assurance. On this Tab' e the Assured is
entitled, at any time, to receive at interest an immediate advance,
to the extent of one-half the amount of the pad annual Premiums,
without security, personal liability, or deposit of the Policy, but by
simple endorsement ttpreon ; or the half Premium may be with-
held during the whole continuance of the Policy. Also, in the
event of the Assured at any time not requiring to continue the
Policy, on its surrender one-half of the annual payments will be
returned by the Society.
Lapsed Policies may be renewed without fine, on proof of health
and payment of arrears of Premium without interest.
Notices of Assignment of Policies registered and acknowledged,
so as to make them available as securities in the hands of
third parties.
No Entrance Fees or any other charge beyond the Policy Stamp.
The present annual income of the Society from Premiums Is
63,0001. ; t,,e amount covered by the Policies of the Society is
1,781,5811.; and the reserved profit, applicable to future bonus to
the Assured, amounts to 82,4541. ss. 6d. At the last annual inves-
tigation, reported in May, 1850, the bonuses declared to the As-
sured were, the option of a return of 15 per cent. on their Premiums
in cash, or a revershaary a!dition to the original sum assured by
each Policy varying from 20 to 65 per cent.
EXAMPLES OF BONUSES ALREADT DECLARED.

I re.l'ilLa
• tnnnallPolley Bonus in nent Re.
~
Age. E., ~,. Pre- taken addition Bonus in Auction of
- - miurt. eat in to Sum
T' Assured. Cash. Annual
Premium.
- -- - -
X s. A. X s d. X s. d.
1 1837 292 6 9 139 :6 9 22 13 1
1833 267 II 4 126 17 2 19 19 7
1839 241 18 6 113 17 7 17 8 8
£ £ s.d. 1 1810 193 12 6 93 16 8 14 010
60 100 f -4 .3 4 1 1841 189 12 6 89 510 13 811
1812 162 16 8 76 18 4 11 8 3
1843 115 10 10 55 10 10 8 110
1844 I 77 19 2 38 15 10 5 911
1815 66 15 0 44 10 0 4 10 I
Extensive Travellinv, Leave granted without extra Premium

Extensive Travelling Leave granted without extra Premium
Moderate extra Premium for Residence in Tropical Climates.
EQUITABLE FIRE OFFICE.
Capital-500,0 OZ.
(Incorp waled under 7 and 8 Viet., cap. HO.)
The leadin!z principles of this Office ara —Moderate and equitable
Rates 01 Premium fur each ci use or risk—Annual division of Profits.
The difficulty of collecting the elements on which to proportion
tremium to risk in Insurance against Loss by Fire has been so
great, that the rates at present charged are more the result of guess
than calcu'ation. _ _

It has been found by experience, that the total annual losses of the
different Established Companies have not been proportionate to the
amount of annual Premiums received by each.
It is of the highest importance, both to the Insured and Insurers,
that such an anomaly should cease, and an aperoximation to the
true risk be made. To secure this object the Equitable Fire Insu-
rance Company is esta'elished.
The true rate of Prem'um for Fire Insurance can only be ap-
proached through Classification and Average, which has not hitherto
been sufficiently acted n, or systematically applied.
Whatever be the nominal rate, the bonus or return periodically to
the Insured will determine the true Premium equitably payable, as
security against loss for so great a calamity:, as fire, and the Insurer
is largely interested in this question, and will consult his interest by
supporting a system where, by a careful combination of Classifica-
tion and Avenge, the Premium will be proportioned to the risk.
The Equitable Fire Office will, by a constant anal‘ sis of its own
experience, from time to ti, e, adopt such rates of Premium as the
nature of the risk may justify, and will decline to enter into arrange-
ments as regards tariffs with other offices.
With this view an annual in vestiga ion will be made into each
class of risk, and a return of one moiety, or fifty per cent. of the nett
excess will be made to all classes of Insurers whose Policies have
been in force for three years.
Insurances against Loss by Fire are effected by this Company upon
every description of Property on moderate terms.
Farming Stock insured at 3s per cent, without the Average Clattse.
Prospectuses, and every information may be obtained, on applica-
tion at the Office, or to any of its Agents.

Nati.mal Loan Fund Life Assurance Society.
* Equitable Fire,
t* Both Offices.

ATHOLIC LAW AND GENERAL LIFE
ASSURANCE COMPANY,
8, NEW COVENTRY-STREET, LEICESTER-SQUARE, LONDON.
The FOURTH ANNUAL GENERAL MEETING of the Proprie-
tors of this Company took place on the 25th instant, at the Head
Office, at One o'clock precisely. The following is extracted from the
report, which is too lengthy for publication :
During the past year no claims have arisen from deaths in Englanf.,
and but two in Ireland—one for 5001. and the other for 200/.—making
together 7001., which have been paid. This is far below the expected
mortality, and is especially favourable, when It is remembered how
severely the life offices generally suffered from the epidemic of last
year.
The number of lives assured between the Ist of June, 1949, and
the 31st of May, 1850, was more than double the number issued in
the twelve months preceding.
Prop isals were made for 133 Policies, amounting to 52,9631.25. 6d.:
of these 121, comprising 106 lives, were accepted for 45,1251. 6s.
Sixteen Policies lapsed, representing 6,0481., upon which 3201. 3s.
was received by the Company in the shape of premiums.
Since the commencement of the Company to the Ist of June last,
assuran^es were 'effected to the extent of 110,972/. 12s 6d., pro-
ducing in annual premiums 3,7321. I Is. 63. Of these 54 lapsed,
amounting to 23,910/. 16s. 6d., of which the annual premiums were
7411. Is., leaving the yearly income on the Ist of June last equal to
2,991/. 15s. I Id.
since last meeting loans were applied for to the extent of 17,7001.,
bat 1,183/. Ils. 10d. only was advanced.
The Directors were also highly gratified to report that within the
last four months they had considerably extended their business on
the Continent, having appointed, as Head Agent in France, Monsieur
de l'Etang, a gentleman of high standing in Paris, distinguished for
his integrity and ability in financial and in all assurance matters,
who. under the sanction and patronage of the Archbishop of Paris,
the Cardinal Archbish •p of Lyons, and Monseigneur Parlsis, Eveque
de Langres, has already within the last three months effected a con•
eiderable amount of business, not only in Life Assurances, but in An-
nuities both Immediate and Deferred.
After various resolutions, approving of the Report, and returning
thanks to the Right Reverend Chairman, Bishop Morris, the Vice-
Chairman, Actuary, Secretary, and Medical Officers of the establish-
ment, the meeting separated, highly gratified at its present results
and future prospects.

THE LONDON INDISPUTABLE LIFE
POLICY COMPANY.
No. 72, Lombard-street and 24, Connaught-terrace.
TEUSTEBS.
Richard Spooner, Esq., 31. P.
J. Campbell Renton, Esq., M.P. James Fuller Madox, Esq.
Richard Matins, Esq., Q.C. I William Wilberforce, Esq.
The POLICIES are INDI;PUTABLE, in terms of the Deed of
Settlement of the Company, duly registered, and are not, therefore,
dependent for their validity on the construction to be put upon pre-
vious statements or the official papers which preceded them, or upon
reports, prospectu.es, or other varying documents. They are thus
rendered CERTAIN FAMILY PROVISIONS, AND NEGOTIABLE
DOCUMENTS OF SECURITY.
Owing to this important improvement in the practice of life
assurance, the progress of this company has been rapid from the
commencement of its business, and is steadily advancing.
ALEXANDER ROBERTSON", Manager.

GRAND SALON D E D ANSE,
ROYAL ADELAIDE GALLERY, STRAND.
OPEN FOE THE SEASON.
Lessee—Mr. Thomas Bartlett Simpson, Albion Tavern, Great
Russell-strvt, Covent-garden
GRAND SOIREES MUSICALES AND BAL PARE D'IIIVER.
Mr. SIMPSON, anxious to have the best Band in London, has re-
tained the valuable talent of the leading Artists engaged during the
past season at Ctemorne Gardens, including the most eminent
Performers from her Majesty's Theatre, the Royal Italian Opera,
and the Philharmonic Concerts.
BORINTS BAND.
VOCAL AND INSTRUMENTAL CONCERT.
Comprising Selections from the most celebrated Composers, and
Solos by first-rate Artists.

Overture, " Zanetta," .. • • • • • • •• Auber.
Comic Stng, " Exhibition of 1851," Mr. J. W. Sharp.
10'hhe! SzinslsmGeirrl
Night,"," l)l G..3.1i11s s
(dls.oiniod s
on• •
Donizetti .
Linley.
Comic Medley Duett, " The Kentish Gipsies," Miss
G.Hodson an 1 Mr. J. W. Sharp • • • • • • Labern.
Comic Medley Duett, " Mr. Cann and Miss Mann,"
Miss G. Hodson and Mr. J. W. Sharp Labern.
" Laura Bell" Polka (Fourth Week) • • • • • • Borini.
Comic Song, " Billy Stets, the Poet," Mr. J. W. Sharp.
Selections from Donizettra Opera, " Lucia di Lammermoor."
REPERTOIRE OF MUSIQUF, DE DANSE.
THIS EVENING, Jan. 9.
1. Polka .. Alice .. J. Strauss
2. Qqadrille.. La Guerre des Femmes .. Bosisio
3. Waltz •• Sorgenbrecher •• .. J. Strauss
4. Polka • • Eclipse • . • . Kconig
5. Quadrille.. All Nations .. Borini
6. Schottische Leonora .. Jarvis
7. Polka .. Laura Bell .. Borini
8. Quadrille.. Bruxelles • • .. Bosisio
9. Waltz • • Fleur de Marie .. .• Bosisio
10. Polka •• Charlotten Lai iizky
11. Quadrille.. ropular Borini
12. Galop •• Post Horn.. .. •Kcenlg
To the votaries of Terpsichore remarks on the excellence of
Borini's Band, after the experience of its Orchestral Triumphs at
Cremorne, would be superfluous„

Solos and Concerted Pieces will be performed during the evening.
Borint's Latest Compositions—The Adelaide Polka, Waltzes to
various popular Irish Melodies, Galop d'lndustrie, New Quadrille of
all Nations, and Laura Bell Polka.
The Grand Salon, Refreshment, and Ante-rooms have undergone
considerable alterations and improvements.
Doors open at Bali-past Seven o'clock. Admission One Shilling.

\IL. TILACKERAY'S CHRISTMAS BOOK, WITU A PREFACE.

A Second Edition of
THE KICKLEBURYS on the RHINE,
With a Preface, entitled
" An Essay on ThuiVer and Small Baer,"
By Mr. M. A. TITMARSH.
Is just ready, price sx. plain, and is. 6d. coloured.
London : Smith, Elder, and Co., 65, Corobill.

Dividend Amotnt
Name of Company. per of Paid. Prick.
Annum. share.
----- -
lastralasia -.•••• • • • 41. per cent. 40 0 0 40 0 0 3014
BritsltNorth American sc. per cent. 50 0 0 50 0 0 -
Ceylon -••..••• • • • •• 71. per cent. 25 0 0 25 0 0 -
Commercial of London 61. per cent. 100 0 0 20 0 0 -
Colonial.. . -
Gloucestershire •••• • • 151 per cent. - - -
lonis.n .. •• --•• •• • • 61. per cent. 25 0 0 25 0 0 -
London and County •• 61. v.er cent. 100 0 0 20 0 0 -
Londn and Westmiustr 61. per cent. 50 0 0 20 0 0 28%
London Joint-Stock .. • fit. per cent. 50 0 U 10 0 0 -
Provincial of Ireland•. 8/. per cent. 100 0 0 25 0 0 -
Ditto, New... -.• • • 8/. per cent. 10 0 0 10 0 0 -
Notional of Ireland .. 51. per cent. 30 0 0 22 10 0 -
Nat. Provncial of Eng. 61. per cent. 100 0 0 35 0 0 -
Ditto, New. ... •• •• 51. per cent. 20 0 0 10 0 0 -
South Australia ...• •• 61. per cent. 25 0 0 25 0 0 -
Union at Australia- • • 61. per cent. 25 0 0 25 0 0 -
Ditto - ...... •••• • • , 61. per cent. - 210 0 -
Union of London •• I 61. per cent. 50 0 0 10 0 0 -
Union of Madrid - 40 0 0 40 0 0 -
INSUILANCE COMPANIES.
Dividend Amount
Name of Company. per of Paid. Price
Annum. Share.
----
X a. d. l£ Z a. d.
Albion ...... •• •• •• •• 3/. IN. 500 0 0 ' 50 0 0 86
Alliance Erit. and For. 7114 s 6d&bs 100 0 0 11 0 0 21%
Ditto Marine.•• •• •• 61. per cent. 100 0 0 5 0 0 6%
&Um • 135.6 d. 50 0 0 510 0 17%
Argus Life •••• • • • • • 41. per cent. 100 0 0 16 0 0 -
Eritisn Commercial .. 7s. 6d. 50 0 0 5 0 0 7%
Meriel,Med.& Gen. Life spr et.& bs. 100 0 0 10 0 0 20
CJunty ........ „..„ .. 31. 100 0 01 10 0 0 86
14s. 50 0 0 ' 5 0 0 14%
Eagle .
European Life -- -10 s. 20 0 0 All paid. 11
General •. - ........ - - 5 0 0 5%
Gibe - 133
G tardian ...... -•• •• 51. &bonus. 100 0 0 45 0 0 55
Imperial Fire - ...• •• 121. per cent. 500 0 0 50 0 0 230
Imperial Life • • ...... Us. 100 0 0 10 0 0 16%
Indemnity Marine.. •• 11. sh. & hs. 100 0 0 20 0 0 43
Law Fire - .......... _ 100 0 0 210 0 2%
Leis I ife•• --•••• •• 11. 16s. 100 0 0 10 0 0 43%
Legal and General Life - 50 0 0 2 0 0 431,
Licensed Victuallers .• - b 0 0 I 0 0 -
Lo,adon Fire •• •• •• • • 10s. 25 0 0 12 10 0 17?
London Ship •.•• • • •• 10s. 25 0 0 12 10 0 17%
sfarine -••• • • ...... 15s.per share 100 0 0 lb 0 0 -
Med.lnvlid&Gen.Life 4%1. per ct . 50 0 0 2 0 0 2%
l•Tational Lean Fund•• 51. per cent. 20 0 0 210 0 2%
National Life- •• •.... 81. per cent. 100 0 0 5 0 0 -
Vs,lladium Lite 5/. per cent. 50 0 0 2 0 0 2%,
Pticenix 3/. p. sh. & bs. - - 155
Professional Life 5l. per cent. 6 5 0 010 0 21s. 0d
Pro7ident Life ••.. - - 11. ss. & bs. 100 0 0 10 0 0 31
Bock Life ss. 5 0 0 010 0 6%
Royal Exchange 6l. p.ct. & be. Stock. - 211
Sun Fire - - 209
Ditto Life • • ..... IL 6s. - - 48
United Kingdom .... 41. p. ct.&bs. 20 0 0 4 0 0 1 35
Universal Life.... - - 10% ct.&bs. 100 0 0 10 0 0 -
Victoria Life . 51. per cnt. - 4 12 6 5