The Sun.
London, England, 1851-05-13 00:00:00

N°. 18,295. j

FollCault's Recent Experiment. De ),oastrating the Rotation of the
- Earth, is shown Mornings and Evenings at the
ROYAL voi virsCHNlii INsTITUTION.
Important Deposits by the Gas-fitters' Association, illustrat-
In the econollical application of Gas tor Conking and various other
puri,oses. - Lectutc by Frederick Chatterton, Esq., en the History
of the harp, from the time of the Egypt-Fans, with Vocal Selections
by Miss Manche Youtn,e, R.A. o Music, and Illustrated by Drawings
of the Harps of various Nations.—Leetures by J.ll. Pepper, Esq., on
Chemistry, with brilliant ex leriments ; and on Natural Philo.ophy by
Dr. Itachltaffner. —Two splendid Aeries of Dissolving Views : —One
illu4tratin t the Holy Land, painted by Charles Smith, Keg , &c., &e.
- Caen every morn ng and evening..—Adenission, Is. ; Schools,
alf-price.

LAURENT'S GRAND CASINO. .
Licensed by Act of Parliament.
nGyLL Rooms, GtIEAF waTDmILL,
STREET, ST. JAMES'S.
(Sole Lessee. Charles Emile Laurent, Jun., 57, Brompton-equare.)
OPEN EVERY EVENING,
With LAURENT'S UNRIVALLED RAND.
principal Cornet-a-Pistons, M. Boulcourt.
D. ors open at Half-past Eight o'clock—Dancing to Commence at
Jire And terminate at Half-past Eleven o'clock precisely.
(11111,110 n, (Inc sitillime.

NArioN %L LOAN FUND LIFE AND
EQUITABLE FIRE INSITRANCH COMPANIES
26, CORNHILL, LONDON.

DLIECTOES.
t.T. LAME MURRAY, Esq., Chairman.

*John Rawson, Esq.
*John Shaw, Esq.
t*Edmand S. Symes, Esq
t*Clement Tabor, Esq.
f Joseph Thompson, Esq.
f*Augastus Vigne, Esq.
AUDTTOZ.
tProfessor Wheatstone.
PRYSICIAN.
tJ. Efflotson, M.D„UR F.R.S„ 37, Conduit-street.
t*
E.
SGEON.
L. B. Symes, Esq., 77, Grosvenor- street, Grosvenor-square.
ACTUARY.
t*W. B. B. Woolhonse, Esq., F.R.A.S., &eh
szeazTasv.
*D. T. Lyons Cianehy, Esq.
SUPERINTENDENT.
*W. A. Hawkins, Esq.
MANIERE".
Vea ;TM. Glyn. Ballifax, awl Co., 67, Lombard-street.
sotrerroas, _

•W. A. B. Bennett, Esq.
*Hugh Croft, Esq.
V.-Mason, M.D„ F.R.S.
*.talph Gough, Esq.
•M. C. Maher, Esq.
•John Moss, Esq.

tMeilit-s. Si

r,vfe,o„Omananfteyand Prudence, 6, Ilasinghall-
street.
*W. Tatham, E4q., 22, ChroKmorton-street.
NATIONAL LOAN FUND LIFE OFFICE.

CAP ITAL-500,0001,

The WITHDRAWAL TABLE of the Society affords to the As-
sured the greatest possible present and prospective advantages that
can he conferred by Life Assurance. On this Table the Assured is
entitled, at any time, to receive at interest an immediate advance,
to the extent of one-half the amount of the paid annual Premiums,
without security, personal liability, or deposit of the Policy, but by
simple endorsement thereon ; or the half Premium may be with-
held during the whole continuance of the Policy. Also, in the
event of the Assured at any time not requiring, to continue the
Policy, on its surrender one-half of the annual payments will be
returned by the Society.
Lapsed Policies may be renewed without fine, on proof of health
And payment of arrears of Premium without interest.
Notices of Assignment of Policies regtstere i and acknowledged,
so as to mike them available as securities is the hands of
third parties.
No Entrance Fees or any other charge beyond the Policy Stamp.
The present nnual income of the Society from Premiums is
63,0001.; the amount covered by the Policies of the Society is
1,781,5101. • and the reserved profit, applicable to fixture bonus to
the Assured, amounts to 82,4541. ss. 6d. At the last annual inves-
ti4ation, reported in May, I/450, the bonuses declared to the As-
sured were, the option of a return of 15 per cent. on their Premiums
in cash. or a reversiloary addition to the original sam assured by
each Policy varying from 20 to 65 per cent.
EXAMPLES OF BONUSES ALREADY DECLARED.

?arms-
ArnaalPoliey Bonus in mint Re-
,'re. taken addition Bonne in Auction of
n uma. cut in to Sum Cash. Annual
Assured. Premium.
- ---
89 5 10
1842 0 6
3
£ s. a. A s d. A s. d.
1837 292 6 9 139 16 9 22 13 1
1838 267 11 4 126 17 2 19 19 7
1839 241 18 6 113 17 7
1 6963 11 86 4 8 17 8 8
11 8 3
8 1 10
4 4.d.
1844184 119772
16
19 2 8 2
7 14 0 10
74 3 4
11884431
118159
1102
160
5385
1180
100 5
9 11 13 8 11
~ 1845 66 15 0 44 10 !/________• 410 1

Extensive Travelling Leave granted without extra Premium
Moderate extra Premium for Residence in Tropical Climates.
EQUITABLE FIRE OFFICE.
Capital-500,0001.
(Incorporated under 7 and is Viet., cap. 110.)
Ratesrh e ri) et
ad
Premiumngprinciplesfor eachof classts 00
of
r ic
set a r2A
n-- Mmio2ie
division
doefqn t
Profits.able
The difficulty of collecting the elements on which to proportion
*Tentium to risk in Insurance against Loss by Fire has been so
:real. that the rates at present charged are more the result of guess
than calculation.
it has been found by experience, that the total annual losses orthe
different Established Companies have not been proportionate to the
funeunt of annual Premiums received by each.
It is of the highest, importance, both to the Insured and Insurers,
that such an anomaly should cease, and an approximation to the
true risk be made. To secure this object the Equitable Fire Insu-
rance Company is established.
The true rate of Premium for Fire Insurance can only be ap-
?reached through Classification and Average, which has not hitherto
been sufficiently acted on, or systematically applied.
Whatever be the nominal rate, the bonus or return periodically to
the Insured will determine the true Premium equitably payable, as
security against less for so great a calamity as fire, and the Insurer
is largely interested in this question, and will consult his interest by
supporting a system where, by a careful combination of Classifica-
tion and Average, the Premium will be proportioned to the risk.
The Equitable Fire Office will, by a constant analysis of its own
experience, from time to time, adopt such rates of Premium as the
nature of the risk may justify, and will decline to enter into arrange-
ments as regards tariffs with other offices.
With this view an annual investigation will be made into each
class of risk, and a return of one moiety, or fitly per cent. of the nett
excess will be made to all dames of Insurers whose. Policies have
Been in force for three years.
Insurances against Lose by Fire are effected by this Company upon
every description of Prooerty on moderate terms.
Farming Stock insured at 3s. per cent, without the Average Clause.
Prospectuses,. and every information may be obtained, on applica-
tion at the Office, or to any of its Agents.

t *
EquNatiqnable al Loan Fund Life Assurance gociety.
it Fire.
to Both Offices.

ONE PAYMENT FOR THE WHOLE OF LIFE.
'THE RAILWAY ASSURANCE COMPANY,
JL for granting Assurances upon Payment of a Single Prelllllllll
against Loss of Lite cr other Personal Injury arising from Railway
Accidents. Incorporated under the Act of Parliament, 7 and 8 Vic
cap. 110. Capital - One Hundred Thousand Pounds. Offices, No. b,
St. James's-street, London.

TRUSTEES.
The Right Hon. Earl Fitzwilliam. The Common Sergeant.
The Hon. Henry G. Spencer. I Charles Hopkinson, Esq.
The distinctive feature of this Company consists in the sufficiency
of ONE PAYMENT to cover an Assurance for the WHOLE OF

LIFE. •
The first is the only expense and trouble, there being no annual re-
newa lof premium.
By granting, Assurances to Passengers only, and excluding all
those persons in the emuloy of Railway Companies or Contractors
among whom the heavier risks occur, the Directors of this Com-
pany are enabled to i.sue Policies at a lower rate of premium than
is offered by any existing Company.
Trivm pr, of being given that a party assured has met with his
Aeath by railway accident, the Company will pay to his represent
tives the full amount of his Policy.
If the accident shall result in personal injury only. the Company
will ray to the assured a fair compensation for such injury.
Assurers have the option of travelling in carriages of any class, and
on any railway in the United Kingdom.
The Directors are now granting assurances upon the following
terms, I,z. :
For every Policy of 1001. OZ. ss. 1 For every Policy of 1,0501. 21. 2s.
~ ~ „ 5001. 11. ss, ~ 2,0001. 41. 4s.
Agents are appointed in all the principal towns of the United
Kingdom, through whom Assurances maWI
y b effected.
W. W. LLIAMS, Secretary.