The Sun.
London, England, 1851-01-27 00:00:00

Third Thousand, price Sixpence. Ferris.
.
LETTERS TO A FRIEND on the Establish- .:4° I; Annual Policy Bonus in vent Re-
ment of the POPISH HIERARCHY IN ENGLAND. AIM; et: Pre- taken addition Bonus in duction of
Excerpt Letter from the Archbishop of Dublin to the Author. I 0 •-, mi eat in
z um. to Sum Cash. Annual
" I am s ) much pleased with your pamphlet that I have ordered a Assured. Premium.
parcel of them for distribution. I wish all Englishmen could write -------- ---
as good English and as good sense." X s. A. £ s d. £ s. d.
Johnstone and Hunter, 26, Paternoster-row, London ; and 1837 292 6 9 139 16 9 22 13 1
15, Princes-street, Edinburgh. 1838 267 11 4 126 17 2 19 19 7
1839 241 18 6 113 17 7 17 8 8
X X s.d. 1840 193 12 6 93 16 8 14 010
DR. AC HILLPS DISCLOSURES, 60 1000 74 3 4 1841 189 12 6 89 510 13 811
Published this day, in Bvo., price 10s. 6d., handsomely bound in 1842 162 16 8 76 18 4 11 8 3
cloth, 1843 115 10 10 55 10 10 8 110
DEALINGS with the INQUISITION ; 1844 77 19 2 38 15 10 59 11
or, Papal Rome, her Priests and her Jesuits. With Important , 1845 66 15 0 44 10 0 4 10 1
Disclosures.

By Rev. GIACINTO ACHILLI, D D.
Arthur Hall, Virtue, and Co., 25, Paternoster-row.

Extensive Travelling Leave granted without extra Premium
Moderate extra Premium for Residence in Tropical Climates.
EQUITARLK FIRE OFFICE.
Capital-500,0P0L
(Incorporated under 7 and S Vict., cap. Ile.)
The leading principles of this Office ara —Moderate and equitable
Rates of Premium for each class of risk—Annual division of Profits.
The difficulty of collecting the elements on which to proportion
Premium to risk in Insurance against Loss by Fire has been so
great, that the rates at present charged are more the result of guess
than calculation.

It has been found by experience, that the total annual losses of the
different Established Companies have not been proportionate to the
amount of annual Premiums received by each.
It is of the highest importance, both to the Insured and Insurers,
that such an anomaly should cease, and an approximation to the
true risk be made. To secure this object the Equitable Fire Insu-
rance Company is established.

The true rate of Premium for Fire Insurance can only be ap-
,)roached through Classification and Average, which has not hitherto
been sufficiently acted on, or systematically applied.
Whatever be the nominal rate, the bonus or return periodically to
the Insured will determine the true Premium equitably payable, as
security against loss for so great a calamity as fire, and the Insurer
is largely interested in this question, and will consult his interest by
supporting a system where, by a careful combination of Classifica-
tion and Average, the Premium will be proportioned to the risk.
_ .

The Equitable Fire Office will, by a constant anal,. sis of its own
experience, from time to tiu. e, adopt such rates of Premium as the
nature of the risk may justify, and will decline to enter into arrange-
ments as regards tariffs with other offices.
With this view an annual investigation will be made into each
elass of risk, and a return of one moiety, or fifty per cent. of the nett
excess will be made to all classes of Insurers whose Policies have
been in force for three years.
Insurances against Loss by Fire are effected by this Company upon
every description of Property on moderate terms.
Farming Stock insure at 3s. per cent, without the Average Clause.
Prospectuses. and every information may be obtained, on applica-
tion at the Office, or to any of its Agents.

Natienal Loan Fund Life Assurance Society.
* Equitable Fire,
t* Both Offices.