The Sun.
London, England, 1851-05-17 00:00:00

ATATIONAL LOAN. FUND LIFE AND
-LIP EQUITABLE FIRE INSURANCE CODIP..I.IOES
26, COR.NIIILL, LONDON.

DIET.CTOIS.
i*T. LAME MURRAY, Em.,

*John Rawson, Esq.
*John Shaw, Esq.
t*Edmund S. Symes, Esq.
t*Clement Tabor, Esq.
t Joseph Thompson, Esq.
t*Augustus Vigne, Esq•
AMITE'S.
Professor Wheat,tone, F.R.B.
PSYSICIAN.
f 3. Elllotson, 31. D„ F.R.B„ 37, Conduit-street.
summon.
t*E. S. Symes, Esq., 77, Grosvenor-street, Grosvenor-square.
ACTUARY.
t*W. S. B. Woolhonse, Esq., &e.
ascarraaY.
IND. T. Lyons Clanchy, 'Esq.
817YESINTENDEST.
*W. A. Hawkins, Esq.
BANKES9.
t*Messrs. Glyn, Hallifax, Mills, and Co., 67, Lombard-street.
SOLICIT MS,
{Mews. Sutton, Ewens, Ommanney and Prudence, 6, Baslnghall-
street.
*W. Tatham, Esq., 22, Throgmorton-street.
NATIONAL LOAN FUND LIFE OFFICE.
CAPITAL-500,0001.

.*Vr. A. B. Bennett, Esq.
*Hugh Croft, Esq.
tAllotson, M.D„ F.R.S.
*Ralph Gough, Esq.
*M. C. Maher, Esq.
*John Moss, Esq.

The WITTIDRAWAL TABLE of the Society affords to the As-
sured the greatest possible present and prospective advantages that
can be conferred by Life Askrance. On this Tab'e the Assured is
entitled, at anytime, to receive at interest an immediate advance,
to the extent of one-half the amount of the paid annual Premiums,
without security, personal liability, or deposit of the Policy, but by
simple endorsement thereon; or the half Premium may be with-
-held. during the whole continuance of the Policy. Also, in the
. hvent of the Assured at any time not requiring to continue the
Policy, en its surrender one-half of the annual payments will be
returned by the Society.
Lapsed Policies may be renewed without flue, on proof of health-
And payment of arrears of Premium without interest.
Notices of Assignment of Policies registered and acknowledged,
tbarls =he them available as securities is the hands of
Na Entrance Fees or any Other charge beyond the Policy Stamp.
The present nnual income of the Society from Premiums is
63,0001.; the amount covered by the Policies of the Society is
1,781,5801.; and the reserved profit, applicable to future bonus to
the Assured, amounts to 82,4541. be. 6d. At the last annual inves-
tigation, reported in 514 y, 1850, the bonuses declared to the As-
sured were, the option era return of lb per cent. on their Premiums
fn cash, or a reversionary addition to the original sum assured by
each Polley varying from 20 to 65 per cent.
EXAMPLES OF BONISSES ALREADY DECLARED.

kerma.
1.6 Annual Policy Bonus in nent Re.
Age. g rra- taken addition Bonn! in dilation of
g ralmn. cut in to Sum Cash. Annual
Assured. Premium.
s. d. s d. £ 5. d.
1837 292 6 9 139 16 9 22 13 1
1838 267 11 4 126 17 2 19 19 7
I 1839 241 18 6 113 17 7 17 8. 8
s.d. 1840 193 12 6 93 16 8 14 010
60 1000 74 3 4 1841 189 12 6 89 510 13 Lll
1842 162 16 8 76 18 4 11 8 3
1843 115 10 10 55 10 10 8 110
1844 77 19 2 38 15 10 59 11
L 1845 66 15 0 44 10 0 410 1

Extensive Travelling Leave granted without extra Premium
Moderate extra Premium for Resi4enea in Tropical Climate&

EQUITABLE FIRE OFFICE.
Capital-500,0001.
(Incorporated under 7 and 8 Viet., cap. no.)
The leading principles of this Office are—Moderate and equitable
Rates of Premium for each class of risk—Annual division of Profits.
The difficulty of collecting the elements on which to proportion
?minium to risk in Insurance against Loss by Fire has been so
great, that the rates at present charged are more the result of guess
than calculation.
•It has been found by experience, that the total annual losses of the
different Established Companies have not been proportionate to the
amount of annual Premituns received by each.
It is of the highest importance, both to the Insured and Insurers,
that such an anomaly should cease, and an approximation to the
tree risk be made. To secure this object the Equitable Fire Inn-
ranee Company is established.
The true rate of Premium for Fire Insurance can only be ap-
proached through Classification and Average, which has not hitherto
been sufficiently acted on, or systematically applied.
whatever be the nominal rate, the bonus or return periodically to
the Insured will dpterrnine the true Premium equitably payable, as
security against loss Mr so groat a calamity as fire, and the Insurer
is largely interested in this question, and will consult his interest by
supporting a system where, by a careful combination of Classifica-
tion and Average, the Premium will bs proportioned to the risk.
The Equitable Fire Office will, by a constant analysis of its own
experience, from time to tin's, adopt each rates of Premium as.thb
seture of the rift may justify, and caul declins to enter into aresers-
meats al regards tariffs with other office...
With this view an annual investigation will he
cemade
of the into ettach
elmsOf risk, end a return of one moiety, or -fitty per nt. ne
excess will be made to all clasies of Insurers whose Policies have
been in force fbr three years.
Insurance.s against Loss by Fire are effected by this Company upon
every description of Pronerty on moderate terms.
Farming Stock insured at 3s. per cent, without the Average Clause.
Prospectuses, and every information may be obtained, on applica-
tion at the Office, or to any cntf___tf____A,,ents.

t Natinial Loan Fand Life Assurance Society.
* Eqnitable Fire,
t* Both Offices.

CATHOLIC. LAW. AND GENERAL LIFE
ASSURANCE COMPANY,
8, llE't COVENTRY-STREET, LEICESTER-SQUARE, LONDON.
The OURTEI ANNUAL GENERAL MEETING of the Proprie-
tors of this Company took place on the 25th instant, at the Head
Office, at One o'clock precisely. The following is extracted from the
report, which is too lengthy for. publication :
During the past year no claims have arisen from deaths in England,
And but. two in Ireland—one for 5001. and the other for 2501.—melting
-4ogetitel4ook which have been paid.. This is far below the expected
mortality, and is especially favourable, when it is remembered how
severely the life offices generally suffered from the epidemic of last
year.
The number of lives assured between the Ist of June, 1849, and
the 31st of May, 1850, was more than double the number issued in
the twelve months preceding.
Proposals were made for 138 Policies, amounting to 52,9631. 2s. 64.:
of these 123, comprising 106 lives, were accepted for 45,1251. 6s.
Sixteen Policies lapsed, representing 6,0481., upon which 3201. 3s.
was received by the Company in the shape of premiums.
Since the commencement of the Company to the Ist of June last,
assurances were effected to the extent of 110,9721. 12s. ed., pro-
ducing in annual premiums 3,7321. lie. 6d. Of these 54 lapsed,
amounting to 23,9901. 16s. 6d., of which the annual premiums were
7411. ls., leaving the yearly income on the Ist of Jane last equal to
2,9911. 15e. lid.
Since last meeting loans were applied for to the extent of 17,7001.,
but 1,183/. Ils. 101. only was advanced.
The Directors were also highly gratified to report that within the
last four months they bad considerably extended their business on
the Continent, having appointed, as Head Agent in France, Monsieur
de l'Etang, a gentleman of high standing in Paris, distinguished for
his integrity and ability in financial and in all assurance matters,
who, under the sanction and patronage of the Archbishop of Paris,
the Cardinal Archbishop of Lyons, and Monseigneur Paris's, Eveque
de Langres, has already within the last three months effected a con-
siderable amount of business, not only in Life Assurances, but in An-
nuities both Immediate and Deferred.
After various resolutions, approving of the Report, and returning
thanks to the Right Reverend Chairman, Bishop Morris, the Vice-
Chairman, Actuary, Secretary, and Medical Officers of the estaresults
blish-
ment, the meeting separated, highly gratified at its present
and future prospects.

F
it. CULVERWELL'S NEW WORKS.
To be bad of Sherwood, 23, Paternoster-roW ; Carralho;
117, Fleet-street ; Mann, 59, Cornhill ;or direct from the author ,
prlOc. Ono Shilling each ; by post, Is. 6d.
ENJOYMENT OF LIFE.
"Eealth, Recreation, and rational Use of Time."
Warman :—Early 111;ing—tiprimg and Summer Mailings—Ex-
sursions about tho Environs of London—The Parks, Lanes, Hills,
Forests, Fields, High-roads, and other pleasant places—CnuntrY
Trips and Ramiales—The Sea—London at Night—Evening. at Home
—Mnsie—The Drama—On Eating, Drinking, Sleeping, Bathing, Air,
;icon, Ease, Occupation, &c., &so.
FBAGMENTS FROM THE MOUNTAINS. Two VOIL
Vol I.
& VISIT TO THE LAKES • SKETCH OF EDINBIINGII,

Vol. 11.
TEE LAKES 07 KILLARNEY ; REMDSISCENCES 07
DUBLIN, &c.
WHAT TO EAT, DRINK, AND AVOID.
"That three score years and ten our course may ran."
A popular review of almost every form (cause and cure) of ner-
fOnsly-debilitated health and enfeebled constitution, that harasses
the yonng, besets the man of pleasure, business, or study, and em-
bitters old age, with tables and rules for the diet and physical regu-
stion of every-day life.

IV.
TIIE PASSIONS.
" What passions hart the body—what improve,
Truths as refined as Athens ever heard."
Sua.rEoT : -Life's pilgrimage, from infancy to old age. The advent
patio passions. Chastity and its infringements. The casualties o.
Icontiousness and dissipation, with illustrations, graphic, narrative,
end remectiative. Advocacy of early ziarriager.:

THE MARRIAGE STATE.
" To be or not to be, that is the question."
11,0011AKVE t—Laws and obligations of nature, society, and re.
diem regarding marriage, to bo observed by either sex. Time and
zhoice, on both sides, as to age, temperament, complexion, and
dgure, to secure healthy offspring, with the art of rearing them.
Physical defectiveness and its removal. Sterility and its conversion.
Qases, Br,e.
By B. J. CULVERWELL, M.D. (1841), M..R.C.S. (1627), L.S.A.
isto. Twer,ty-flvo years Medical and Forensic Referee in these
moat. Rwption boors daily till five. Evenings. seven till
Argyll place. Regont,atreat

IN SIX LANGUAGES-FORTIETH EDITION.
CONTAINING TIIE REMEDY FOR THE PREVENTION OF
DIS
laustratsd by One Hundred Anatomical Coloured Engraving!) on
teel.
ON PHYSICAL DISQUALIFICATIONS, GENERATIVE INCA-
PACITY, AND IMPEDIMENTS TO MARRIAGE.
A New and Improved Edition, enlarged to 196 pages, price 23. 6d.
by post, direct from the Establishment, 3s.
6d. in postage stamps,
All Communications being strictly conadential, the Authors have
discontinued the publishing of Cases.
THE SILENT FRIEND, a Medical Work on
the exhaustion and physical decay of the system, produced by
rimer sive indulgence, the consequences of infection, or the abuse of
don. Publisheßßd
inunZ3,l,,With explicit directions for the use of the preventive lotion,
tic, z.O 3 , observations en the Married State, and the disqualifies-
.— .w"'elt prevent it. Illustrated by 100 Coloured Engravings. By
... and L. pE
Y and CO., 19, Bemers-street, Oxford-street, Lon-
noster-rew , , by the Authors; and sold by Strange, 21, Pater-
Pala 11. treats of th
Gor-
don, 146, Lend alp 63, and Sanger, 150, Oxford-street; and
PAST L treats or th-stTeet, Louden.
by 23 Coloured Engravings.
Organs, and is illustrated
anatomy ano physiology of the re-productive
by 10 Explanatory
y weaknmentab'e effects on the system, producing
dulgenee, and their iao consequences resulting from excessive in-
mental and bodil
Para 111. treats of the Engravings.
incapacity. Illustrated . en, nervous excitement, and generative
f.diseases resulting from infection, either in
the primary or secondary
their treatment. This section la
contains explicit directions for
PAST IV. contains a Remedy for the
ngs.
n.sveidunieraotnioun
are also
m
illustrated by 62 Coloured Engrav-
Prevention of Disease by a
simple application, by which the danger oafainesfece
atipoen
tilt is obviated. r
ead
This important part of the Work !mould
marriage,
and the
and its dn-
taioertsi,Ace;TThVe.catsudseevsootedf unthprtehdeueecti
Whole subject critically and philosophically inquired
• TUe CosDIAL BALI[ OF SYRIACIIM 13 exelusi into,
treating nervous and sexual debility, impotence" rclY employed in
per bottle. The Concentrated Detersive Essences
at.,, em.
and 335.
remedy, for purifying the blood in cases of infection, se
, secondr.ry
symptoms, eruptions, and the abuse of mercury, Ilb. and au r.,
, bottle. Ferry's Purifying Specific Pills, is. 9d-, 4s. 6.1., ani. irr
per box, a certain remedy for gonorrhoea, gleet, stricture, -S.
chronic inflammation of the bladder. Consultation fee,
13. A. urinate detail of the case is required: age,
Ceti in society. if by letter,hnd
habits, and posi.
bi. Packets, with advice, to be had at the Vete-
blNimerit may, by which the fee, H., is saved. Messrs. Perry,
are in attendance daily at 19, Berners-street, Oxford-street, Lon-
- don, from Eleven till TIM and live to F.d4bt; on Sunday, from
Weill; to On%
..