The Sun.
London, England, 1851-04-08 00:00:00

N°.18,265.] LONDON, TUESDAY 7,1... L. Ij*
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APRIL S, 1851.
Alb .ter •
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INTATIONAL LOAN FUND LIFE AND
EQUITABLE FIRE INSURANCE COMPANIES
CORNUILL, LONDON.

DIRECTORS.
t*T. LAMM MURRAY, Esq., Chairman.
*W. A. B. Bennett, Esq. *John Rawson, Esq.
*Hugh Creft, Esq. *John Shaw, Esq.
tElliotson, M.D„ F.R.S. tsEdmund S. Symes, Esq.
*Ralph Gough, Esq. t*Clement Tabor, Esq.
*M. C. Maher, Esq. t Joseph Thompson, Esq.
*John Moss, Esq. t*Augustus Vigne, Esq•
AUDITOR.
tProfessor Wheatstone, F.R.S.
PLITSICIAN.
Elllotson, M.D,, F.R.S„ 37, Conduit-street.
SURDEON.
PT. S. Symes, Esq., 77, Grosvenor-street, Grosvenor-square.
ACTUARY.
t*W. S. E. Woolhouse, Esq., F.R.A.S., &C.
SECRETARY.
*D. T. Lyons Clanchy, Esq.
SUPERINTENDENT.
*W. A. Hawkins, Esq.
BANKERS.
VlNfessrs. Glyn, Hanna, Mills, and Co., 67, Lombard-street.
SOLICITORS,
tMessrs. Sutton, Ewens, Ommanney and Prudence, 6, Baslnghall-
.

•
street.
*W. Tatham, Esq., 22, Throgmorton-street.
NATIONAL LOAN FUND LIFE OFFICE.
C APITAL-500,000/.
The WITHDRAWAL TABLE of the Society affords to the As-
sured the greatest possible present and prospective advantages that
can be conferred by Life Assurance. On this Table the Assured is
entitled, at any time, to receive at interest an immediate advance,
to the extent of one-half the amount of the paid annual Premiums,
without security, personal liability, or deposit of the Policy, but by
simple endorsement thereon ; or the half Premium may be with-
held during the whole continuance of the Policy. Also, in the
event of the Assured at any time not requiring to continue the
Policy. on its surrender one-half of the annual payments will be
returned by the Society.
Lapsed Policies may be renewed without fine, on proof of health
and payment of arrears of Premium without interest.
Notices of Assignment of Policies registered and acknowledged,
so as to make them available as securities in the hands of
third parties.
N• Entrance Fees or any other charge beyond the Policy Stamp.
The present nitwit income of the Society from Premiums is
63,0001.; the amount covered by the Policies of the Society is
1,781,580/. ; and the reserved profit, applicable to future bonus to
the Assured, amounts to 82,4541. ss. 6d. At the last annual inves-
tigation, reported in May, 1850, the bonuses declared to the As-
sured were, the option of a return of 15 per cent. on their Premiums
in cash, or a reversionary addition to the original sum assured by
each Policy varying from 20 to 65 per cent.
EXAMPLES OF BONUSES ALREADY DECLARED.

. Forma-
*.4.4 Annual Policy Bonus in neat Re-
Age. ;:). Pro- taken addition Bonus in duction of
= g mium. out in to Sum Cash. Annual
v. Assured. Premium.
- - -. --
X s. A. X s d. X s. d.
r 1837 292 6 9 139 16 9 22 13 1
1838 267 11 4 126 17 2
19 19 7
1839 241 18 6 113 17 7 17 8 8
X X s.d. 1840 193 12 6 93 16 8 14 010
60 1000 74 3 4 1841 189 12 6 89 510 13 811
1842 162 18 8 76 18 4 11 8 3
1843 115 10 10 55 10 10 8 110
1844 77 19 2 38 15 10 59 11
1845 66 15 0 44 10 0 410 1

Extensive Travelling Leave granted without extra Premium
Moderate extra Premium for Residence in Tropical Climates.
EQUITABLE FIRE OFFICE.
Capital-500,0001.
(Incorporated under 7 and 8 Viet., cap. 110.)
The leading principles of this Office are—Moderate and equitable
Rates of Premium for each class of risk—Annual division of Profits.
The difficulty •f collecting the elements on which to proportion
Premium to risk in Insurance against Loss by Fire has been so
great, that the rates at present charged are more the result of guess
than calculation.
It has been found by experience, that the total annual losses of the
different Established Companies have not been proportonate to the
amount of annual Premiums received by each.
_ . -

It is of the highest importance, both to the Insured and Insurers,
that such an anomaly should cease, and an aporoximatinn to the
true risk be made. To secure this object the Equitable Fire Insu-
rance Company is established.
The true rate of Premium for Fire Insurance can only be ap-
?roached through Classification and Average, which has not hitherto
been sufficiently acted on, or systematically applied.
Whatever be the nominal rate, the bonus or return periodically to
the Insured will determine the true Premium equitably payable, as
security against loss for so great a calamity as fire, and the Insurer
is largely interested in this question, and will consult his interest by
supporting a system where, by a careful combination of Classifica-
tion and Average, the Premium will be proportioned to the risk.
The Equitable Fire Office will, by a constant analysis of its own
experience, from time to time, adopt such rates of Premium as the
nature of the risk may justify, and will decline to enter into arrange-
ments as regards tariffs with other offices.
With this view an annual investigation will be made into each
class of risk, and a return of one moiety, or fifty per cent, of the nett
excess will be made to all classes of Insurers whose Policies have
been in force for three years.
Insurances against Loss by Fire are effected by this Company upon
every description of Property on moderate terms.
Farming Stock insured at 3s. per cent, without the Average Clause.
Prospectuses, and every information may be obtained, on applica-
tion at the Office, or to any of its Agents.

t Natisnal Loan Fund Life Assurance Society.
* Equitable Fire
fa Both Offices.

CATHOLIC LAW AND GENERAL LIFE
ASSURANCE COMPANY,
NEW COVENTRY-STREET, LEICESTER-SQUARE, LONDON.
The FOURTH ANNUAL GENERAL MEETING of the Proprie-
tors of this Company took place on the 25th instant, at the Head
Office, at One o'clock precisely. The following is extracted from the
repert, which is too lengthy for publication :
During the past year no claims have arisen from deaths in England,
and but two in Ireland—one for 5001. and the other for 2801.—making
together 7001., which have been paid. This is far below the expected
mortality, and is especially favourable, when it is remembered how
severely the life offices generally suffered from the epidemic of last
year.
The number of lives assured between the Ist of June, 1249, and
the 31st of May, 1850, was more than double the number issued in
the twelve months preceding.
Proposals were made for 138 Policies, amounting to 52,9631.25. 6d.:
of these 123, comprising 106 lives, were accepted for 45,1251. 6s.
sixteen Policies lapsed, representing 6,0481., upon which 3201. 32.
was received by the Company in the shape of premiums.
Since the commencement of the Company to the Ist of June last,
assurances were effected to the extent of 110,9721. 123. 6d., pro-
ducing in annual premiums 3,7321. 1 ls. 6d. Of these 54 lapsed,
amounting to 23,9901. 16s. 6d., of which the annual premiums were
7411. ls., leaving the yearly income on the Ist of June last equal to
2,9911. 15s. 11d.
Since last meeting loans were applied for to the extent of 17,7001.,
bat 1,1831. Ils. 10d. only was advanced.
The Directors were also highly gratified to report that within the
last four months they had considerably extended their business on
the Continent, having appointed, as Head Agent in France, Monsieur
de l'Etang, a gentleman of high standing in Paris, distinguished for
his integrity and ability in financial and in all assurance matters,
who, under the sanction and patronage of the Archbishop of Paris,
the Cardinal Archbishop of Lyons, and Monseigneur Parisis, Eveque
de Langres, has already within the last three months effected a con-
siderable amount of business, not only in Life Assurances, but in An-
nuities both Immediate and Deferred.
After various resolutions, approving of the Report, and returning
thanks to the Right Reverend Chairman, Bishop Morris, the Vice-
Chairman, Actuary, Secretary, and Medical Officers of the establish-
ment, the meeting separated, highly gratified at its present results
and future prospects.

"MURRAY'S NEW HANDBOOK FOR LONDON.
"Early in April will be published, as a Pocket Volume, 16:ne..
MODERN LONDON;
Being a Handbook for London as it is, in 1851:
giving Full Descriptions of all Places and Objects of Interest in the
Metropolis, including the various _ . _

Palaces
Hospitals and Asylums
Public Buildings Clubs
Government Offices Exhibitions
Galleries of Art Theatres
Churches Public Monuments •
Parks and Gardens Elver Thames
Museums Docks
Private Mansions Excursions in the Environs.
Principal Streets Conveyances, &c.
*,,* The aim of this work is to describe those features of the m -
tropolis best worth seeing, and the way in which they may be seen
to the best advantage; in other words, it is intended to make " Mur-
ray's Handbook of Modern London" on the plan adopted with so
much success in " Murray's Continental Handbooks."
John Murray, Albemarle-street.

NEW WORK ON ROMISH INFALLIBILITY.
On Saturday next will be published, in one volume fcp. Svo.,
THE INFALLIBILITY of the CHURCEI of
ROME : a.Correspondence between the Right Rev. Bishop
BROWN, of Chepstow, and the Rev. JOSEPH BAYLEE, M.A.,
Primate of St. Aidan's College, Birkenhead.
London : Longman, Brown, Green, and Longmans.

LEBAHN'S FIRST GERMAN READING BOOK.
Just published, price 3s. 6i.,
AFIRST GERMAN READING BOOK,
containing Das Tilubchen ; er, The Dove. A Tale, by CH.
SCII3IID. With an Introductory Grammar, and a Vocabulary con.
tabling Every Word occurring in the Text. By FALCK LE BAH N,
author of " German in One Volume," " Practice in German," " The
Self-Instructor in German," &c.
Charles H. Law, 131, Fleet-street, and all Booksellers.

UR. LAUSERT ON THE SECRET INFIRMITIES Ur to Jib
AND MATURITY.
With Plain Directions for their Prevention and Cure.
FIFTY COLOURED ENGRAVINGS ON OTEEL.

rust pnblithed, in French, English, German, Dutch, Spanish, and
Italian, in a herded ldnvelope, 2s. 6cL, or post-free, from the
Author, for forty-two BtamP* •
ELF-PRESERVATION;' a
Medical Treatise en the physiology of Marriage, and on
the Secret Infirmities and Disorders of Youth and Maturity,
usually acquired at ax early period of life, which destroy
the physical and mental powers, diminish and enfeeble the natural
feelings, and exhaust the vital energies of Manhood ; with Practical
Observations on the certain Prevention and successful Treatment oi
Nervous Debilitn Local and Constitutional Weakness, Syphilis.
Stricture, and all Diseases and Derangements resulting from Indis-
cretion, as adopted by Lallemand, Rieord, and other eminent mem-
bers of the faculty in France. With Fifty coloured Engravings,
illustrating the Anatomy, Physiology, and Diseases of the Re-
productive Organs, explaining their stmetures, uses, and ftmetions,
and the various injuries that are produced in them by solitary
habits, excesses, end infection.
BY SAMUEL LA'MERT, M.D.,
37, BEDFORD-SQUARE, LONDON.

Doctor of Medicine. Matriculated Member of thel7niversdy of 25dix-
burgh, Honorary Member of the London Hospital Medical Society,
Licentiate of Apothecaries' Hall, London, Memaber of the Montanan
Medical Society of Edinburgh, &c., &c.
This work contains a plain and complete description of the ana-
tomy and physiology of the reproductive organs, and of their relative
conditions in health and disease. The' author, who has taken the
highest medical honours, as evidenced by the diplomas and testimo-
nials inserted in the work, is the only legally qualified medical man
who has exclusively, and for many years, devoted his studies to
the treatment of these complaints. lie may be consulted a ith ad-
vantage by all those whose constitutions may have become debili-
tated through secret practices acquired is youth, or by the excesses
of later years, whereby the pleasures of life are marred, the objects
of marriage frustrated, and existence itself rendered a term of un-
ceasing misery and regret.
Published by the Author, and may he had of J. Gilbert, 49, Pater-
noster-row; Hannay, 63, Oxford-street; Staric, Titchborne-street,
Haymarket; Gordon, 146, Leadenhall-street ; Mann, 23, Conihill
or free by post for forty-two stamps, from the author's residence, who
may be consulted on these disorders personally, or by letter, daily,
:rim tan till two, and from six till eight.

French brig lidonis, from Rio Janeiro for Havre, March 20,
in lat. 31 N., long. 42 W.
Hamburgh barque Elizabeth, from San Francisco for Callao,
Jan. 28, in lat. 38 N, long. 24 W.
llamburgh brig Slorsman, from Manganilla for Valparaiso,
Jan. 2, in lat. 15 N., long. 105 W.
Fortesque, from London for California, March 30, in lat. 42
S., long. 50 W.
Duchess of Portland, from Berbice for London, March 16, in
lat. 31 N., long. 57 W.

SPORT ING NOTES;
No. XXX.
SCRAPS FROM NEWMARKET.
TO THE EDITOR OF THE SUN.
Sts,—Yesterday's racing on the lleath elicited one or two
strange facts ; one was, that Softer! ey, 6 yrs, 9st 51b, A. F.,
should beat Pitaford, 4 yrs, Bst 41b,, for the Craven Stakes,
the latter being run to a head by Little Jack, same age and
weight; the redoubtable mud traveller, King Charming, at
Est 61b, being fourth ; the colt by Dromedary, dam by Mu-
latto,
3 yrs, Est Glb, being absolutely. last. The running for
this stake is worth remembering. In the race for the
Handicap Sweepstakes of 20 soya eat &c., Cariboo, 4 yrs,
Bst 111 b, won cleverly from Reindeer 3 yrs, 6st 71b, Merry
Peal, 3 yrs, 7st 71b, and five others, including Cranbury, 4
yrs, Bst llb, Longinus, 4 yrs, Bst 71b, and Trinket, 3 yrs,
Est 71b. This, of course, annihilat es Trinket's chance for
the Column Stakes to-morrow,and el avates Merry Peal's and
Ariosto's ; according to this running 1 kriosto ought to win the
Column, and Merry Peal be second, .yr third at the outside.
The D. M. 50 says. Stakes, Iris won i a a common canter from
Cuticula, who could not go the pace; this mare, as I pre-
dicted yesterday, will be, in fact has ttready become, a great
pet for the 1,000 Guineas and Oaks Stakes ; she is a fine
mare of great size, power, and speed!„, and may, perchance,
become a second Canezou. Midas t ally just won the R. M.
Sweepstakes from Oleander, by a neck„ after cutting out all the
work and swerving in the bottom; the time-1 min. 54 secs.
—was not particularly crack either ; Le has not improved in
the slightest degree on his two-year-. Ad form, and will be of
no use whatever for the 2,000 Guineas .icnd Derby! In to-day's
races, Hernandez and. Ariosto must; win easily, or farewell
to their Derby chances.
Latest betting on the Column an t 1 Port up to noon this
day:—Column Stakes, 5 to 4 on Ari osto ; 3 to 1 agst Pay-
ment; 5 to 1 agst Merry Peal. P ort Stakes, 5 to 4 agst
Bee Hunter; 5 to 2 agst Knight of A\ renel; 6 to 1 agst King
of Oude. I am, Sir, yours, &c.,
April 8, 1851. THE SPIRIT OF THE TURF.