The Sun.
London, England, 1851-05-31 00:00:00

Extensive Travelling Leave granted without e:ttr a Premium
Moderate extra Premium for Residence in Trol>lCal Climates.
EQUITABLE FIRE OFFICE.
Capital-500,0001.
(Incorporated under 7 and 8 Viet., cap. 110.)
The leading principles of this Office are—Mode ra to and equitable
Rates of Premium for each class of risk—Annual di vision of Profits.
The difficulty of collecting the elements on win Al to proportion
Premium to risk in Insurance against Loss by' 'Fire has been so
great, that the rates at present charged are more the result of guess
than calculation.
It has been found by experience, that the total annual losses of the
different Established Companies have not been pr oportionate to the
amount of annual Premiums received by each.
It is of the highest importance, both to the Ins tired and Insurers,
that such an anomaly should cease, and an approximation to the
true risk be made. To secure this object the Equ stable Fire Insu-
rance Company is established.
The true rate of Premium for Fire Insurance can only be ap-
proached through Classification and Average, which has not hitherto
been sufficiently acted en, or systematically applied.
Whatever be the nominal rate, the bonus or retail i periodically to
the Insured will determine the true Premium equity ,bly payable, as
security against less for so great a calamity as fire, and the Insurer
is largely interested in this question, and will consult his interest by
supporting a system where, by a careful combinata nt of Classifica-
tion and Average, the Premium will be proportioned to the risk.
The Equitable Fire Office will, by a constant am tlysis of its own
experience, from time to brae, adopt such rates of Premium as the
nature of the risk may justify, and will decline to enter into arrange-
ments as regards tariffs with other offices.
With this view an annual investigation will be made into each
class of risk, and a return of one moiety, or fifty per cent. of the nett
excess will be made to all classes of Insurers whf me Policies have
been in force for three years.
Insurances against Loss by,Fire are effected by this Compaity upon
every description of Property on moderate terms.
Farming Stock insured at 38. per cent, without the Ave rage Clause.
Prospectuses, and every information may be obtained, on applica-
tion at the Office, or to any of its Agents.

Natianal Loan Fund Lite Assurance liociety.
* Equitable Fire

t* Both Offices.

CATHOLIC LAW AND GENERAL LIFE
ASSURANCE COMPANY,
8, NEW COVENTRY-STREET, LEICESTER-SQUARE, LONDON.
The FOURTH ANNUAL GENERAL MEETING of the Proprie-
tors of this Company took place on the 25th instant, at the Head
Office, at One o'clock precisely. The following is extracted from the
report, which is too lengthy for publication :
Daring the past year no claims, have arisen from deaths iti England.
and but two in Ireland—one for 5001. and the other for 2e oi'.—making
together 7001., which have been paid. This is far below 1h e expecte&
mortality, and is especially favourable, when it is reme bered how
severely the life offices generally suffered from the epid ex nic of last
year.
The number of lives assured between the Ist of Jun e, 1949, and
the 31st of May, 1850, was more than double the numb er issued in
the twelve months preceding.

Proposals were made for 138 Policies, amounting to 52 ,96 3/.23. 6d.:
of these 123, comprising 106 lives, were accepted for 45, 12.57. 6s.
Sixteen Policies lapsed, representing 6,048/., upon wl tic ti 3201. 38.
was received by the Company in the shape of premiums .
Since the commencement of the Company to the Ist of June last,
assurances were effected to the extent of 110,9721. 12s. 6d., pro-
ducing in annual premiums 3,7321. lie. 6d. Of these 54 lapsed,
amounting to 23,9901. 16s. 6d., of which the annual prom turns were
7411. Is., leaving the yearly income on the Ist of June la: it equal to
2,991/. 15s. I Id.
Since last meeting loans were applied for to the extent of 17,7001.,
but 1,183/. lls. 10d. only was advanced.
The Directors were also highly gratified to report th at within the
last four months they had considerably extended their business on
the Continent, having appointed, as Head Agent in France , Monsieur
de l'Etang, a gentleman of high standing in. Paris, dist'aig uished for
his integrity and ability in financial and in all assur:►ns to matters,
who, under the sanction and patronage of the Archbisl tel of Paris,
the Cardinal Archbishop of Lyons, and Monseigneur Pa rif ;is, Eveque
de Langres, has already within the last three months ei re cted a con-
siderable amount of business, not only in Life Assurance s, but in An-
nuities both Immediate and Deferred.
After various resolutions, approving of the Report, a rul returning
thanks to the Right Reverend Chairman, Bishop Mori is , the Vice-
Chairman, Actuary, Secretary, and Medical Officers of t establish-
ment, the meeting separated, highly gratified at its pre al Int results
and future prospects.

T)ROMOTER LIFE ASSURANCE AND
ANNUITY COMPANY.
No. 9, Chatham-place, Blackfriars, London..
Established in 1826.
Subscribed Capital, 240,0001.
Thii Society effects every description of Life Assuran ell, both Do-
mestic and Foreign, on most advantageous terms, either ors the Bonus
on Non-Bonus systems.
Tables of Rates, with all further particulars, may be. obtained at
the Office. M. SAWARD, S ecretary.