The Sun.
London, England, 1851-03-21 00:00:00

N°. 18,250.]

NATIONAL LOAN FUND LIFE AND
EQUITABLE FIR& INSURANCE COMPANIES
26, CORN/JILL, LONDON.
DIEECTOI2.
t*T. LAMIE MURRAY, Esq., Chairman.
*W. A. B. Bennett, Esq. *John Rawson, Esq.
*Hugh Croft, Esq. *John Shaw, Esq.
fElliotson, M.D„ F.R.S. f*Edmund S. Symes, Esq.
*Ralph Gough, Esq. t*Clement Tabor, Esq.
*M. C. Maher, Esq. t Joseph Thompson, Esq.
*John Koss, Esq. t*Augustus Yigne, Esq'

AUDITOR.
tProfessor Wheatstone, F.R.S.
PHYSICIAN.
Ettiotson, 111. D„ F.R.S,, 37, Conduit-street.
SURREON.
joE, S. Byrnes, Esq., 77, Grosvenor-street, Grosvenor-square.

_
ACTUARY.
t'W. S. B. Woolhouse, Esq., F.R.A.S., &c.
sacarrait.
■D. T. Lyone Cianchy, Esq.
1117PYRINTENDENT.
*W. A. Hawkins, Esq.
BANKERS.
t‘gestrs. Glyn, Hallifax, Mills, and Co., 67, Lombard-street.
SOLICITORS,
essrs. Suttee, Eweas, Ommanney and Prudence, 6, Ilaslughall•
street.
*W. Tatham, Esq., 22, Throgmorton-street.
NATIONAL LOAN FUND LIFE OYFICS.
CAPITAL-500,000/.

The WITHDRAWAL TABLE of the Society affords to the As-
sured the greatest possible present and prospective advantages that
can be coaferred by Life Assurance. On this Table the Assured is
entitled, at any time, to receive at interest an immediate advance,
to the extent of one-half the amount of the paid animal Premiums,
without security, personal liability, or deposit of the Policy, but by
simple endorsement thereon ; or the half Premium may be with-
held during the whole continuance of the Policy. Also, in the
event of the Assured at any time not requiring to continue the
Policy, on its surrender one-half of the annual payments will be
returned by the Society.
Lapsed Policies may be renewed without fine, on proof of health
and payment of arrears of Premium without interest.
Notices of Assignment of Policies registered and acknowledged,
so as to make them available as securities is the hands of
third parties.
Ns Entrance Fees or any other charge beyond the Policy Stamp.
The present mtual income of the Society from Premiums is
63,000/. ; tne amount covered by the Policies of the Society is
1,781,550 L; and the reserved profit, applicable to future bonus to
the Assured, amounts to 62,454/. ss. 6d. At the last annual inves-
tigation, reported in May, 1850, the bonuses declared to the As-
sured were, the option of a return of 15 per cent. on their Premiums
in cash, or a reveraloaary addition to the original sam assured by
each Policy varying ftom 20 to 65 per cent.
EXAMPLES OF BONUSES ALREADY DECLARED.

• . Perms-
.l,l AnnuallPoliey Bonus in Dent Re-
Age. 0 ;`. g
9. Pre- taken addition Bonus in duet= of
'; Mlllll. out in to Sum Cash. Annual
.1) Assured. Premium.
-- - -- ---
X s. 4. £ s d. £ s. d.
'i 1837 292 6 9 139 l 6 9 22 13 1
1838 267 11 4 126 17 2 19 19 7
1839 241 18 6 113 17 7 17 8 8
X X s.d. 1840 193 12 6 93 16 8 14 010
60 1000,74 84. 1841 189 12 6 89 511 13 It 11
I 1842 162 16 8 76 18 4 11 8 3
,
i 1843 115 10 10 55 10 10 81 10
1844 77 19 2 38 lb 10 5 9 11
_ 1845 66 15 0 44 10 0 4 10 1

Extensive Travelling Leave granted without extra Premium
Moderate extra Premium for Residence in Tropical Climates.
EQUITABLE FIRE OFFICE.
Capital-500,0007.
(Incorporated under 7 and S ♦ict., cap. 110.)
The leading principles of this Office are—Moderate and equitable
Rates of Premium for each class of risk—Annual division of Profits.
Tke difficulty of collecting the elements on which to proportion
Premium to risk in Insurance against Loss by Fire has been so
great, that the rates at present charged are more the result of guess
than calculation.
It has been found by experience, that the total annual losses of the
different Established Companies have not been proportionate to the
amount of annual Premiums received by each.
It is of the highest importance, both to the Insured and Insurers,
that such an anomaly should cease, and an approximation to the
true risk be made. To secure this object the Equitable Fire Insu-
rance Company is established.
The true rate of Premium for Fire Insurance can only be ap-
?roached through Classification and Average, which has not hitherto
been sufficiently acted on, or systematically applied.
Whatever be the nominal rate, the bonus or return periodically to
the Insured will determine the true Premium equitably payable, as
security against loss for so great a calamity as -fire, and the Insnrer
is largely interested in this question, and will consult his interest by
supporting a system where, by a careffil combination of Classifica-
tion and Average, the Premium will be proportioned to the risk.
The Equitable Fire (Mice will, by a constant analysis of its own
experience, from time to titre, adopt such rates of Premium as the
nature of the risk may justify, and will decline to enter into arrange-
ments as regards tariffs with other offices.
With this view an annual investigation will be made into each
class of risk, and a return of one moiety, or fifty per cent. of the nett
excess will be made to all dames of Insurers whose Policies have
been in force for three years.
Insurances against Loss by Fire are effected by this Company upon
every description of Property on moderate terms.
yarning Stock insured at as. per cent, without the Average Clause.
Prospectuses, and every information may be obtained, on applica-
tion at the Office, or to any of its Agents.

t National Loan Fund Life .Leaurance Society.
* Equitable Eire.
t* Both Offload.

U N LIFE ASSURANCE SOCIETY,
LONDON.
SHARE OF PROFIT INCREASED FROM ONE-HALF TO
FOUR-FIFTHS.
Policies effected with this Society after Midsummer, 1850, and re-
maining in force at each Septennial period of division, will PARTI-
CIPATE IN FOUR-FIFTHS of the Net Profits of the Society ac-
cruing after Midsummer, 1850, in proportion to their contributions
to those profits, and according to the conditions contained in the
Society's Prospectus and Act of Parliament.
The Premiums required by this Society for insuring Young Lives
are rnrich lower than in many other old-established offices, and Insurers
are fully protected from all risk by an ample guarantee fund, in ad-
dition to the accumulated funds derived front the investments of
Premiums.

CHARLES HENRY LIDDERDALE, Actuary.

ONE PAYMENT FOR THE WHOLE OF LIFE. WEZIC DAYS. SUNDAYS.
THE RAILWAY ASSURANCE COMPANY, rme ,
for granting Assurances upon Payment of a Single Premium,
4. X. Par-
IGreen- „„..4 Roshr- Time. Pur- Green- drays
Roshr-
against Loss of Lite or other Personal Injury arising from Railway fleet hithe. '''''', TRW. „, fleet hithe. ''''' villa.
Accidents. Incorporated under ttie Act or Parliament, 7 and 8 Vic., -. _
cap. 110. Capital - One Hundred Thousand Pounds. Offices, 1,10. 5, 1--- --- --
St. James's.street, London.
TRUSTEES. 10 ! 9N,
1 2 1 -- --. 11
The Right Hon. Earl Fitzwilliam. I The Common Sergeant.
The Hon. Henry G. Spencer. 1 Charles Hopkinson, Esq. 4X -. 5
'rhe distinctive feature of this Company consists in the safticiency
~. Li
4.... .0. lA/TUIT V ,-,,,, - A

The Right Hon. Earl Fitzwilliam.TThe Common Sergeant.
The Hon. Henry G. Spencer. Charles Hopkinson, Esq.
The distinctive feature of this Company consists in the saftlelency
of ONE PAYMENT to cover an Assurance for the WHOLE OF
LIFE.
The first is the only expense and trouble, there being no annual re-
newal of premium.
By granting Assurances to Passengers only, and excluding all
those persons in the employ of Railway Companies or Contractors
among whom the heavier risks occur, the Directors of
m thi
premium
is offered by any existing Company.
Upon proof being given that a party assured has met with his
death by railway accident, the Company will pay to his representa-
tives the full amount of his Policy.
If the accident shall result in personal injury only, the Company
will pay to the assured a fair compensation for such injury.
Assurers have the option of travelling in carriages of any class, and
I on any railway in the United Kingdom.
The Directors are now granting assurances upon the following
terms, viz. :
Vor every Policy of 1001. 01. ss. I For every Policy of 1,0601. 21. 2s.
5001. 11. 53, 2,0001. 41. 4s.
Agents are appointed in all the principal towns of the United
Kingdom, through whom Assurances may be effected.
W. W. WILLIAMS, Secretary.

Le Packets not being per-

. 4s. ; Six Months, 21. 15s. ;
e Collectors on board the
Lve-send.

IMPORTANT TO READ.
ELEGANCE AND ECONOMY COMBINED, AND SILVER

SUPERSEDED.
Nos. 41 and 42, BARBICAN.
SEND EIGHT POSTAGE STAMPS, and by
return, and post free, you will get a handsome teaspoon of
CHARLES WATSON'S SOLID ALBATA PLATE. _

This beautiful material has now enjoyed an unparalleled success
for ten years. It has servived all other solid substitutes ; has gone
the circuit of the globe; has been tested for its sweetness and
purity, in all climates, for every domestic lee ; and, however uto•
plan it may appear to the sceptical reader, C. WATSON stakes hie
reputation on Its possessing all the essential attributes of silver, both
in wear and sweetness.
His establishment also contains every article in electro-plate. from
the most seat and simple to the most costly and recherche. Knives
and Forks, raper Tea-Trays, Dish Covers, and an endless variety of
Jewellery.

REPORT of the DIRECTORS to the ORDI-
NARY GENERAL MEETING of MEMBERS of the
ENGINEERS, MASONIC, and UNIVERSAL MUTUAL LIFE
ASSURANCE SOCIETY. 1850.
The Directors have to report that during the year 1850 392 Pro-
posals for Assurance have been submitted to the Board, of which
323, assuring the sum of 85,5251., and producing Annual Premiums to
the amount of 2,5621. 15s. 5d., have been completed. The Directors
have deemed it prudent to decline 31 Proposals for the sum of
14,800/., and 36 for the sum of 15,1001. stand over for the completion
or further consideration.
The number of claims from death during the year has been five,
and the amountlB 4p9a,11d3u2p,205n0
It.h elsne ,aialnedaBuepso,nwthhcen claims
requested.hbicyh aro
se
in haerese.
ipiriel:ceiciteamtibveesr., immediate payment has been made, subiect to the
usual discount. There are not, at the present time, any claims upon
the Society.
The annual income derivable from premiums alone upon the
1,174 policies completed to the 31st Dec., 1850, is 1°,0751. Is. 4d.
The Directers feel great pleasure in being enabled to submit this
verysatisfactory statement, which cannot but enlist from the
publicincreased favour for the Society, and with the continued aid
of the BlenbCr9 must advance itcs protspoefripty
LAWRANCE,
By ordor of the Court ir.ectors
Actuary and Secretary.
London, 345, Strand, opposite Waterloo-bridge,
March 4, 1851.

Threaded. plated
Fiddle. Threaded.
_--------
FiGoodd die . S t ron g
Fiddle. , Eleetro-
Albata Plate.Eleetro-
._--
Doz. Doz. Doe. Doz. Doz.
s. d. s. d. s. d. s. d.
Table Spoons .• 16 6 21 0 30 0 45 0 63 0
Table Forks •• .. 16 6 21 0 30 0 45 0 63 0
Dessert Spoons.. 12 6 16 6 25 0 36 0 42 0
Dessert Forks .. 12 6 16 25 0 36 0 42 0
Tea Sp 6
oons •• S 6 8 0 13 6 18 0 30 0
.......

~.."
A WEDDING RING AND A GUARD RING for 215., both of
them sterling gold and stamped. Parties at any distance, by cutting
the circle of their finger on a piece of card, and
of enclosing it with a
Post-office order, will have them sent by return post.
This is an agreeable and pleasant mode of purchasing these artl-
oles,
and saves a personal application.
A Gold Chain for either Lady or Gentleman, weighing half an
ounce, 40s. ; an ounce, 80s.
LAMPS.—THE PATENT CANDLE LAMPS have obtained for
355. to 265.
themselves a deserved and unrivalled superiority, and reasonably so.
Oil Lamps are most offensive to the smell, and the ephemeral Cain-
, phine emits such smut and unwholesome effluvia as to injure health
and rain dresses, &c., whilst the Candle Lamp is inodorous and pure.
CHARLES WATSON' invites the public to an inspection of the
above, in every variety, commencing with the Queen's Lamp, from
; the mid size, from 12s. to 355. ; and the magnum, from
s. to five guineas. Candles for the above at the lowest price in the
trade.

METROPOLITAN COUNTIES awl GENE_
RAL LIFE ASSURANCE SOCIETY'. A. regent-street,
Waterloo-place, London.

TRUSTES.hard. Spooner, Esq., MX.
Spencer Horatio Walpole, Esq., Ric
AL.p. Edward Vansittart Neale, Esq,
Henry Peter Fuller, Esq.
DIRE('

COMMUNION SERVICES of all sizes.
ESTABLISHED in 1795.—Address, 41 and 42, Barbican.
Merchants, Shippers, &c., allowed a liberal discount.
A Catalogue sent post free. All goods exchanged if not ap
proved of.

!oits•
Samuel Driver, Esq. 1 Thomas Littledale, Esq.
John Griffith Frith, Esq. i Edward Lomax, Esq.
Henry Peter Fuller, Fig Samuel Miller. Esq.
John Palk Griffin, Esq. . Edward Vansittart Neale, Esq.
Peter Hood, Esq. Sir Thomas N. Reeve
Capt. Hon. G. F. Hotham, R.N. William Studley, Esq.
Life A,Rurances. Annuities, and Endowments. Three-fourths
a el
profits divided amongst the assured., Prospectuses, post-free, on p•
plieation.

Carriage paid to any part of tho kingdom.

I.TSON CADIROLT.X, bianager.

F. FEE'

BRITISH COLLEGE OF HEALTH, New-
road, London.--Whereas unprincipled parties in different
parts of the country are pirating the Hygelan system of Jame
-
Morison, which they father upon long-lived people, this is to c
ac-
tion the public against such malpractices. The integrity of the Hygeian system tt is necessary should be preserved.—March 5, 1151.

DR. CULVERwELL's NEW WORKS.
To be had of Sherwood, 23, Paternoster-row ; Carvalho;
Fleet-street ; Mann, 39, Cornhill ; or direct frem the author ,
price One Shilling each ; by post, ls. 6d.
ENJOYMENT OP LIFE.
"Health, Recreation, and rational I:Tee of Time."
CONTIMI:—EarIy Rising—Spring and Summer Morninge—rx
cursiOns about the Environs of London—The Parks, Lanes, Hills'
Forests, Fields, high=roads, and other pleasant places—CountrY
Trips and Rambles—Tito Sea—London at Night—Evening. at Home
—er, Ease, Occupation, &c.,OnEating, Br 4 Drinking, Sleeping, Bathing,
g.

FRAGMENTS FROM THEIL MOUNTAINS. Two Volt.
Vo
i VISIT TO THE LAKES; SKETCH OF EDINBURGH, km
Vol. 11.
TilF, IaKES Or KILLARNEY; REMINISCENCES 01
DUBLIN, Ice.

WITAT TO EAT, DRINK, AND AVOID,
"That three score years and ten cur course may ran?.
A popular review of almost every form (cause and cure) of ner•
vously-debilitated health and enfeebled constitution, that harasses
the yonug, besets the man of pleasure, business, er study, and em-
bitters old age, with table' and rules fin the diet and physical rogo.
ation of every-day life•

IV.
THE PASSIONS.
" What passions hurt the body—what improve,
Truths as refined as Athens ever heard."
RIIII.TECT : -Life's pilgrimage, from infancy to old age. The advent
athe passions. Chastity and its infringements. The casualties of
tic Intioudness and dissipation, with illustrations, graphic, narrative,
and reinediatiNe. Advocacy of early Glues•
" To be or not to be,
V.
THE MARRIAGE STATE.
Isocuansrmit :—Laws and obligations of nature, society, and re-
choice, on both sides, as to age, temperament,
re-
ti regarding marriage, to be observed by either sex. Time and
complexion, aid
that is the question."
(1841), M-B•C'S'
figure, to secure healthy offspring, with the art of rearing them.
Physical defectiveness and its removal. sterility and its conversion.
Cases, &a.
By R. J. CITLVERWELL, M.D.
1884). Twenty-live years Medical and Forensic BOWS in these
(1827), L.S.A.
I matterS. Reception home daily VD ate•
wallas, Won till alms
' le Argyll-Flue, Regent-Mote

APPETITE AND DIGESTION IMPROVED.
LEA and PERRINS' WORCESTERSHIRE
SAUCE imparts the most exquisite relish to Steaks, Chops
and all Roast Meat Gravies, Fish, Game, Soup, Curries, and Salad
and by its tonic and invigorating properties enables the stomach to
perfectly digest the food.
The daily use of this aromatic and delicious Sauce is the best safe-
oard to health.
Sold by the proprietors, Lea and Perrins, 6, Yere-street, Oxford-
Street, London, and 68, Broad-street, Worcester; also by Messrs.
Barelay and Sons, Messrs. Crosse and Blackwell, and other Oilmen
and Merchants, London; and generally by the principal dealers in

sauce.
N.B. To guard against imitations, see that the names of " LEA
and PERRINS" are upon the label and patent cap of the bottle.