The Sun.
London, England, 1847-03-30 00:00:00

N 0.17,013. LONDON, TUESDAY EVENING

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LAW LIFE ASSURANCE SOCIETY.-
Established A.D. 1823.
Office, nest St. Dunstan's Church, Fleet-street, London.
Subscribed Capital, One Million.
The Right lion. the Lord High Chancellor.
The Right lion. Lord Denman.
The Right Hon. Lord Campbell.
The lion. Mr. Baron Alderson.
The lion. Mr. Justice Coltman.
Ferrer, James William, Esq., Master In Chancery.
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DIRECTOR&
Bateman, J. Jones, Esq„ Lincoln's Inn.
Beckett, Right lion. Sir John, Bart., Stratford-place.
Brougham, William, Esq., Master in Chancery.
Brown, Anthony, Esq., Chamberlain of the City of London.
Chishohne, William, Esq., Lincoln's Inn-flelds.
Clarke, Thomas, Esq., Solicitor to the Board of Ordnance.
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Forster, John, Esq., Carey-street.
Foss, Edward, Esq., Essex-street.
Fret e, George, Esq., New-square, Lincoln's-Inn.
Grey, Right lion Sir George, Bart , M.l'., Secretary of State for

the Home Department.
Harrison, Richard, Esq., Gray's Inn-square:
Law, Hon. Charles Ewan, Q.C., M.P., Recorder of London.
Lawton!, Edward, Esq., Drapers' Hall.
Lowe, William, Esq., Inner Temple.
Marsham, R. Bullock, Esq., Temple.
Parkinson, John, Esq., Liocoln's
PhiHipps, Samuel March, Esq., Under Secretory of State for the

Hems Department.
Preston, Richard, Esq„ Q.C., Lincoln's-Inn.
Richards, Richard, Esq., 31 P., Master in Chancery.
Robinson, Charles F. Esq., Queen's Coroner.
Smedley, Francis Esq., High Bailiff of Westminster.
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Thesiger, Sir Frederick, Q C., M.P., Inner Temple.
Tinney, W. Henry, Esq., Q.C., Lincoln's-Inn.
Turner, Charles Robert, Esq., a Master of the Queen's Bench.
Twiss, Horace, Esq., Q.C., Vice-Chancellor of Lancaster.
Vizard, William, Esq., Lincoln's Inn-fields.
White, Richard, Esq., Essex-street, Strand.

AUDITORS—CUOSEN BY TILE PROPRIETORS.
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employments.
I'our•fifths of the profits have boen, and will be, appropriated to
the persons assured for the whole term of life, at the end of every
seventh year.
The subjoined Table is a specimen of Bonuses In even pounds,
added to Policies of I. 0001. each, which had been in force from the
commencement of the society to the 31st of December, 1840:

Age at Age at
Commencement. Bonus. Commencement. Bonus.
20 £316 45 £431
25 325 50 483
30 338 55 553
35 359 60 681
40 371 65 885

The Assurance Fund, composed of accumulations of premiums
and interest thereon, now amounts to 2,619,1151.
The Guarantee Fund, established by the Deed of Settlement in
aid of the Assurance Fund, now amounts to 311,5721., and will be
increased by the septennial addition of one-fifth of the profits, until
it shall reach one million.
The number of Policies issued by the society to the 31st of De-
cember, 1846, was 12,528.
The Premiums received in 1846 amounted to 309,9961., of which
20,883/. arose from the new policies of that year.
Assurances may be effected in the country through a solicitor, or
by letter to the Actuary.
Attendance given daily from Ten till Four at the Office, where
every information may be obtained and assurances effected.
Sly order of the Board,
GEO. KIRKPATRICK, Actuary.

March 12, 1847.

LAW INTELLIGENCE.
COURT OF BANKRUPTCY, March 29.
(Before Mr. Commissioner FONBLANQUE.)
IN THE BANKRUPTCY OF H. J. PALMER._

This bankrupt, who bad been a hosier in the Strand,
applied for his certificate.
Mr. Neville, the trade assignee, opposed, upon the
grounds that the bankrupt had contracted his debts by
means of false representations, and had failed through
carelessness and inattention to business.

The bankrupt was examined, and stated that he had
been in business about thirty years, and that in 1837.
upon the death of his father, by whose will he benefited
considerably, he relinquished business in London and
carried on his father's farm, being possessed at that time
of about 3,0001. The farm proving a losing speculation,
from the disease among cattle and other causes, in 1843.
having lost all his property, he determined to re-establish
himself in London, and accordingly called upon Mr.
Neville, who asked him what capital he had? to which
he replied, that from au old customer, who had dealt
with the house for twenty years, such a statement ought
not to be required, but Mr. Neville could put down what
he pleased. Goods were supplied and paid for, and the
balance of account upon subsequent dealings showed
Mr. Neville to be a creditor for 1171. He attributed his
failure to having taken a house in a part of the Strand
where the business was only good during three months
of the year, and the profits of that period not being suf-
ficient to maintain his family of ten children during the
other nine months.
In reply to the COURT, the bankrupt stated that his
shop was situate on the " wrong" side of the Strand for
business, a few doors from Exeter-hall, that side being
out of the track of gentlemen passing eastward and
westward.
Mr. LAWRENCE, who appeared for the bankrupt,
trusted that his Honour would grant the certificate, as
no case of misrepresentation had been proved, and as
misfortune alone had reduced him from the situation of
a comparatively wealthy man to that of a bankrupt.
Mr. Commissioner FONBLANQUE said, if the opposi-
tion was pressed he should feel bound to suspend the
certificate upon the ground that the expenses were out
of proportion to the profits.
Mr. LAWRENCE said, the expenses of opening a busi-
ness were necessarily large, and that in this case they
would, had the bankrupt been able to continue, have
been spread over a series of years. The bankrupt's
family was also unusually large, and required a cor-
responding amount for support.
Mr. Neville, having disclaimed all wish to press
severely upon the bankrupt, left the matter in his
Honour's hands. He had thought it his duty to lay the
facts before the court, to enable it to form a judgment.
Mr. Commissioner FONBLANQUE said, he had done
quite right, and what all assignees should do. It was
also particularly desirable that assignees should strictly
examine into the mode in which a bankrupt had kept his
books—proper bookkeeping being the foundation of
solvency. In this case had the opposition been pressed
he should undoubtedly have felt it his duty to suspend
the certificate, as, although a man's having a large
family might be a reason for an increased expenditure,
yet in this court it was necessary to hold, that no man
was justified in keeping his family at the expense of his
creditors. But here he thought he should only be acting
in accordance with the desire of the creditors in not
pressing the bankrupt too severely, and be should there-
fore grant him his certificate.