The Sun.
London, England, 1847-04-22 00:00:00

o. 17,033. LON DON, TA U RSDAY EVENING SUN, APRIL 22, 1847.

NATIONAL LOAN FUND LIFE ASSU-
RANCE SOCIETY.

OFFICE, 26, CORNHILL, LONDON.
Capitalsoo,oool.

Empowered by Act of Parliament.
The system of Deferred Annuities, originally proposed by the Na-
tional :L,an Fund Life Assurance Society, for the better advance-
ment of the objects of Benefit and Friendly Societies, having received
the approbation of a considerable body cf the active members and
officers of those Institutions, and the Directors of the National Loan
Fund Society having been urgently solicited by them to establish a
Branch Office in connexion with those Societies and the Operative
Classes generally, in which their services might be successfully en-
gaged, a Committee has been sanctioned by the Directors to open
communication with the different Societies, with the view of more
effectually d sseminating the valuable benefits amongst the indus-
trious classes, and a plan has been :reposed with that object.

ADDRESS OF THE COMMITTEE.
Many praiseworthy but ineffectual at,empts have been made to
bring within the scope And operation of the laws of ino, tality and
money the savings of the industrious classes, as well as various cal-
culations regulating their di,tribution, having for their object either
immediate, contingent, or deferred benefits.
A slight examination, however, will demonstrate that the con-
stru..tion of these ass,.ciations or societies is defective; and that in-
stead ft affording an easy access and a free choice of investment,
which should be the privilege of every one, they confine too nar-
rowly the channel through which a benefit can alone be secured ;
and, in proportion as their action is circumscribed and embarrassed,
their utility is limited. For example, it is not to every individual
or to every class amongst the industrious community, that provision
in case of sickness is an object of such importance as to call for a
pecnniary sacrifice ; while to others such a provision appears more
attractive, and the loss of employment caused by sickness Is a risk
against which they desire to be guarded. For this anomalous state
of things there is an effective and simple remedy ; that is to say,
Instead of covering, by one weekly or annual payment, two or more
contingent or deferred benefits, so to arrange it that each separate
benefit should have its separate contribution.
It is to not having observed this rule, and to the association of
two dissimilar functions, and by confounding a sick allowance and
an annuity fund in one and the self-same payment, that much of the
evils and mismanagement has arisen amongst Benefit Societies.
No mechanism can be so perfect for the management of a sick -
r ess-fund provision as that afforded by the constant sectional asso-
ciation and watchfulness of the several members composing it. By
this means a thorough and constant check is mutually exercised, and
none but the really sick are likely to become chargeable upon it.
lint the same perfection, or the same security, is seldom attainable
where a land is to be accumulated through a succession of years,
and where results arc to bear oat calculations, money investment
being in general beyond the experience of the industrious classes.
For these reasons it is clear that the funds destined for a provision in
sickness should be kept entirely distinct from the fund intended as a
provision for old age :-
Ist. Because the laws of sickness and mortality, though apparently
connected, do not depend on the same calculation.
2d. Because there are a great number who, in order to secure a
larger provision in old age are willing to take the risk of providing
for probable sickness on themselves.
3d. Because the responsibility of managing a provision for old age,
continued to a distant period is, in a great measure, incompatible
with voluntary associations, fluctuating laws, and individual irre-
sponsibility, and more exposed to a failure in the performance of
such a contract , that when undertaken on the same principles that
ordinarily govern commercial bodies.
4th. Because the expenses of providing for sickness must, when
united in the same payment with provision for old age, tend to dimi-
nish still more this provision : nor is it wisdom or good policy to en-
danger the one for the sake of the other.
impressed with these convictions, and with an intimate knowledge
of the discussions passing within the bosom of many of the existing
Friendly and Benefit Societies, the parties whose natacs are here-
unto attached, have had several meetings, with a view of proposing
or adopting a remedy for those and other evils ; and in this manlier
to give an ad litional force-to the principles of brotherhood, unity,
and mutual aid, on which friendly societies are based, by guarding
them from the risks of sudden dissolution.
After much diligent search amonist the combinations ingeniously
proposed from time to time for the attainment of one of the principal
objects of Friendly and Benefit Societies, they have found none equal
in simplicity and comprehensiveness of design, as well as forethought
and sympathy for the wants of the industrious classes, as the plan
proposed by the National Loan Fund Life Assurance Society. It is
true that the author of that plan has furnished an argument against
provision in sickness; but, without concurring in the immediate ex-
pediency of abandoning a provision in sickness, no one can read the
other part of the plan itself, without being fully sansfied that the
convenience and safety of Friendly and Benefit Societies will be
greatly secured and consulted, by separating the payment of a sick
allowance from an annuity for old age.
A deputation haying waited on the directors of the National Loan
Fund, who met in the handsomest manner the overtures made to
them for the establishment of a separate office for the transaction of
business connected with Friendly and Benefit Societies, and the in-
dustrious classes in general, resolutions have been entered into, con-
stituting the undersigned as a Committee, with power to add to its
number, for the promulgation of the benefits contained in the an-
nexed Prospectus, under the guarantee of the Capital of the Society,
and which, without interfering with the numerous objects connected
with the institution of Benefit and Friendly Societies, will in their
opinion greatly enlarge their sphere of utility, and afford a protection
to the working classes in old age and adversity, which nothing up to
the present day has adequately secured to them.
Thomas Burthom, P.C.R., Ancient Order of Foresters.
John Fussell, C.R„ Ancient Order of Foresters.
John li. Gordon, ncient Order of Foresters.
James Hale, D.C.R., U.S.,:kncient Order of Foresters.
Henry Hunt, P.G., Manchester Unity of Odd Fellows.
Joseph Nugent. Pro. C.S., Manchester Unity of Odd Fellows.
Joseph Reeks, 8.0. F., Order of Old Friends.
Samuel Timbrell, D.C.R.. Ancient Order of Foresters.
DEFERRED ANNUITIES.
Example.-A person aged 34 next birthday, by the annual pay-
ment of it. Gs., or quarterly payment of 75., or monthly payments
of 2s. 2d., may secure, on attaining the age of 60, the option of re-
ceiving Annuity, 101. 19s. fd. ; Cash down, 1071. 3s. ; or a Policy
on his Life, 1371. 17s.
Example.-A person aged 26 next birthday, may secure, on at-
taining the age of 60, an Annuity of 101., with the other options, by
the annual payment of 11.65. ed.. or a single payment of 221. 178.3 d.:
or on payment of 61. 14s. ad. for disparity, he will be entitled to
the same benefits by an annual payment of 18s. 11d., the same as
or age 20.
Example.-1. person aged 30 next birthday, by the annual pay-
ment of 1/. Gs., or quarterly payment of 75., or monthly payment
of 2s. 2d., may secure on attaining the age of 65, the option of re-
ceiving Annuity, 18/. Os. 4d.; cash down, 1481. 12s. ; or a policy on
his life 1751. lie.
Examl de.-A person aged 35 next birthday, by the annual pay-
ment of 11. 65., or quarterly payment of Is., or monthly payment
of 2s. 2d., may secure, on attaining the age of 65, the option of re-
ceiving Annuity, 141. Os. 4d. ; cash down, 1481. 125.; or a policy OR
his life, 1751. 118.

NATIONAL LOAN FUND LIFE ASSUR-
ANCE SOCIETY,
26, CORNIIILL, LONDON,
Capital £.500,000.
Empowered by Act of Parliament.
This Institution embraces important and substantial advantages
with respect to Life Assurances and Deferred Annuities. The assured
has, on all occasions, the power to borrow, without expense or for-
feiture of the Policy, two-thirds of the premiums paid (see Table);
also the option of selecting benefits, and the conversion of his in-
terests to raeet other conveniences or necessity.
Assurances for terms of years are granted at the lowest possible
rates.

DIVISION OF PROFITS.
The remarkable success and increasing prosperity of the Society
has enabled the Directors, at the last annual investigation, to declare
a fourth bonus, *varying from 35 to 85 per cent, on the premiums paid
en each Policy effected on the Profit scale.
EXAMPLES.

bae
j 4.
Bonus Bonus in ag I Assured
Premium.
padded. Cash. E" o t may
a Borrow.
a
. 0
1837 X 217 15 11X100 0 11X16 0 4.C445 0 0
X s. d. 1838 192 30, 87 1411310 2\ 39b 11 1
61 1000 3 4 1839 165 11 10 74 19. 11 3 1 34 .2 3
1840 116 7 6, 54 0 101 718 10 296 12 4
;1841 111 6 11 49 10 Oi 710 4 '247 4 5

The division of profits is annual, and the next will be made in
'ecember of the present year.
F. FEItGUSON CAMROUX. Secretary.

DR. CULYERWELL on HEALTH, HAPPINESS, and
LONG LIFE.
In pocket volumes is. eaeh, by pest (in stamps), Is. 6d. each.
HOW TOBE HAPPY
" Jnatade Yivere."—Cie.
2.

WHAT to EAT, DRINK, and ATOM
(With Diet-tables for all Complaints.)
3.
MARRIAGE and its MYSTERIES.
To:be, or not to be, tkat is tke question."—Shakspeare.
4.

The PASSIONS—Their ADVENT and CONTROL.
" Cura ut maims."
These publications are free from empyrical mysticism, and are
adapted to the intelligence of the times.
To be had of -:horwood, 23, Paternoster-row ; Mann, 39, Corn-
hill: Carvalho, 147, Fleet-street; and all Booksellers, or direct from
the Author, whose practice Is exclusively devoted to home consnita-
lien, Mornings till Three, and in the Evenings from Seven till Nine,
at 10, Argyle-place. Regent-street.

ROYAL ASYLUM of the ST. ANN'S
SOCIETY.
A SPECIAL GENERAL COURT of this CORPORATION will
be holden at THIS OFFICE, on FRIDAY, the 16th instant. at Two
o'clock in the Afternoon, exact time, to consider proposed Additional
Rewards to Former Pupils, and Alteration of the Half-yearly Elec-
tions from Thursday to Friday, and on other Affairs.
Xy Order,
E. F. LEERS, Secretary.
2, Charlotte-row, April 7, 1847.

IOUTHA ARK BRIDGE.
Notice is hereby given, that the ANNUAL GENERAL AS-
SEMBLY of the PROPRIETORS of the SOUTHWARK-BRIDGE
will be holden at the Company's Office, Queen-street-place, on
TUESDAY, the 4th of May next, at Twelve for One o'Clock.
The Chair will be taken at One o'clock precisely.
JAMES LEITH, Secretary.
Queen-street-place, April 19, 1847.

NE‘V DRAWING PENCILS.
3d. each, or 2s. 6d. per Dozen, got up in polished cedar, to
to prevent the lead dust adhering to the pencil and soiling the hands,
with the degrees of hardness arid the makers' names stamped on them
in gold. ROWNEY, DILLON, and ROWNEY (late Rowney and
Forster), Manufacturers, 51, Rathbone-place, London. To be had of
all Booksellers and Stationers in town and country.
. _

TESTIMONIALS.
From J. A. llammersley, Esq., Head Drawing Masterof the
Government School of Design, Nottingham.
Sept. 8. 1846.

"Dear Sirs,—l have tried all the lead pencils you forwarded to me,
and consider them the best I have ever had; indeed, it is impossible
justly to compare them with any others, as they possess qualities I
never yet found in pencils, amongst which I may name their beau-
tiful transparency and clearness. I have not only made use of them
myself, hut have had them tried by several students in this Institu-
tion, and their excellence is acknowledged by my pupils. The double
B's are most superbpencils.

"I am, Sirs,
" Yours most repectfUlly,
" J. A. HAM NIERSLET."
From Georg Barnard, Esq., Head Drawing Master, Rugby School.
" 85, Great Portland-street, London, June 25, 1845.
" Gentlemen,—ln reply to your inquiry respecting my opinion of
the quality and value of your new pencils, I do not hesitate to say
that I find them excellent in all respects, witit entire freedom from
grit. and working well, whether hard or sort. These qualities, com•
Dined with their moderate price, render them very valuable to
artists and their pupils.

"Truly yours,
" G. BARNARD.

From George retie, Esq., R.11.A.
" Great Charles-street, May 27, 1845.
" Gentlemen,—l kave tried the set of pencils which you were so
good as to send me, and I have no hesitation in expressing my opi-
nion that they aro far superior to any that I have used for many
s ears, perhaps, indeed to any that I ever used. Were the price of
them three or four times what it is, I should take them with plea-
sure; and I shall recommend them confidently to my friends.
"I am, Gentlemen,
"Faithfully yours.
" GEOEGE PETRIE,

"Messrs. Rowney and Co."
" 53, Riackett-street, Newcastle-on-Tyne, July, 1845
" Gentlemen,—l have made use of your new pencils, and consider
them a most desirable acquisition either to the artist or the amateur.
They work pleasantly, and the variety of tint which they are capable
Of producing renders them valuable in sketching.
"I am, Gentlemen,
"Yours most truly,
" T. 31. RICHARDSON, Sen."
"Messrs. Rowney, Dillon, and Rowney, London."
The manufacturers particularly request the attention of the trade
to their penoils.

rfillE WELLINGTON SUE o u.r.
11. CAUTION.—The great success of the Wellington Surtottt
having caused several unprincipled persons (against two of whom
proceedings have been commenced) to imitate this retristered coat,
although in a material derogatory to Its reputation, all persons are
hereby warned that to make any garment (having sleeves) whether
worn by male or female, WITHOUT SHOU. DER Olt SLEEVE-
TOP SEAMS, whatever may be Ls shape in other respects, is
direct infringement of the patentees designs, and will in every case be
visited by an action at law.
Every gentnne coat has a stamp bearing the royal arms, with a
number indicative of the size, also the name and address of the
patentee, JAMES FOUGER E, 6, CONDUIT-STREET, REGENT-
STRE 1., and 11, POULTRY, near the Mansion-House. LONDON,
to imitate which is felony.

'IIIIIE G 1 NERAL STEAM N A VIGA riu.N
COMPANY'S splendid and powerful first-class STEAM-
111P5 are appointed to leave—

Custom-House or Tower, for—
TlAMBUltrili, carrying her Majesty's Mails, every Wednesday
and Saturday Morning.

Blackwell Pier, for—
ROTTERDAM and the RHINE, carrying her Majesty's Mails—
Every Wednesday and Saturday, at Ten, Morning. The Rainbow,
Saturday. The Ocean, next Wednesday.
ANTIVERP and the RHINE—The Venezuela, every Thursday,
at Ten, Morning.
OSTEND—Every Wednesday and Saturday Morning. Saturday,
at Ilalf-past Eight, Morning; next Wednesday, at Twelve, Noon.

- Frcan St. Katharine's Steam Wharf, for—
HAVltE—Every Thursday and Sunday, at Eight, Morning.
From London-bridge Wharf, for—
BOULOGNE—Every Thursday Morning; 29th, at Twelve, Noon.
CALAIS—Every Thursday and Sunday Morning.
HULL—Every Tuesday and Friday, at Eight, Morning.
YARMOUTH—Reduced Fares—Every Wednesday and Saturday,
at Six, Evening.

From Brown's Wharf, Poplar, for--
EDINBURGH—Reduced Fares—The Clarence, Saturday, at Ten,
M. ; the Trident, next Wednesday, 31, at Ten, Night ; the Laith,
Saturday, May 1, at Ten, Night.
From Hore's Steam Wharfs, Wapping, for—
. .

NEWCASTLE—Every Saturday, at Eight, Night.
To secure Berths, for Freight, and for Bills, containing hours of
departure, fares, &c., apply at the Offices, 69, Lombard-street; 37,
R.Jgent-circus ; and 35, Leadenhall-street.

PHILHARMONIC SOCIETY,
HAN OVER-SQUARE ROOMS.

PROGRAMME OF THE FOURTH CONCERT,
MONDAY EVENING NEXT.

Sinfonla in F, Beethoven. Duet, the Misses Williams. Beetho-
ven's Concerto in G, pianoforte, Dr. Mendelssohn Bartholdy. Air,
Miss M. v- illiams. Overture, " Euryanthe," Weber. Sinfonia in
A, Mendelssohn. Duet, " Come be gay," " Der Freychutz." Over-
ture and Selection from the Music in "A Midsummer Night's Dream,"
Mendelssohn.

Conductor, First Part, Mr. Costa ; Second Part, Dr. Mendelssohn
Bartholdy.
Single Tiekets, one Guinea; and Double Tickets, 11. 10s. To be
had of Messrs Addison and Hodson, 210, Regent-street.

ROYAL POLYTECHNIC IN STITU HON.
LECTURES in illustration of ANIMAL MECHANISM, by
T. Rymer Jones, Esq., F.R.S.. Professor of Comparative Anatomy at
King's College, doll) at Half-past Three. A LECTURE on CHE-
MISTRY in its application to the USEFUL ARTS, by Charles F.

Darlington, Esq., on Monday, Wednesday, and Friday Evenings, at
Nine o'clock. LECTURES on ARMSTRONG'S HYDRO-ELEC-
TRIC MACHINE, by Dr. Bachhoffner. The WORKING MODELS
and MACHINERY clearly explained. The varied Optical Effects
Include a New Series of DISSOLVING VIEWS, the OXY-
HYDROGEN MICROSCOPE, &c. EXPERIMENTS with the
DIVER and DIVING-BELL, &c., &c.
Admission Is. Schools, halfpriee.

GRESH AMOLUB.
The ANNUAL GENERAL MEETING of the ,1 EMBERS
of the GRESHAM CLUB will take place on THUBADAY, the 6th of
May next.
The Chair will be taken at One o'clock precisely.
By order of the Committee,
WILLIAM BEST, Secretary.
King William-street, April 21, 1847.

BRITISH. INSTITUTION, PALL-MALL.
The GALLERY for the EXHIBITION and SALE of the
WORKS of BRITISH ARTISTS. Open Daily, from Ten till Five.
Admission, Is. ; Catalogue, Is.
WILLIAM BARNARD, Keeper.

ONE THOUSAND POUNDS PRIZE
PICTURES.
SUBJECT :—" BAPTISM OF CHRIST IN THE JORDAN."
The Competition Works of Art have been two years in preparing.
The canvass is 15 feet by 12 feet.
This Exhibition has been honoured by his Royal Highness Prince
Albert, and is now open to the public daily front Nine till Six.
Admittance One Shilling. Families:of Five, Four Shillings.
Picture Gallery, late Chinese Exhibition, Hyde Park-corner.

IMPORTANT AND UNPRECEDENTED
SALE AT HOLMES', REGENT-STREET.
Messrs. lIOLMES have taken several thousand pounds' worth
of SHAWLS (at an immense sacrifice), in liquidation of a debt due
to their firm by an eminent French manufacturer, the whole having
been expressly produced for the present season. The patterns are of
A most elaborate and recherche description ; and in consevence of
the immense quantity, they are compelled to sell (them at a sa-
crifice unprecedented.
This vast additional amount of stock have induced Messrs. Holmes
to re-mark (at a great discount:from their original cost) the whole of
their extensive and valuable assortment of MANTILLAS and FURS,
with their unrivalled collection of INDIA, BRITISH, and FRENCH
SHAWLS, to he included in this Sale, and t• facilitate which,
every article is marked in Plain Figures.
FOREIGN and BRITISH SHAWL EMPORIUM, 171, 173, and
175, REGENT-STREET.

BOND'S PERMANENT MARKING INK,
(the original, and by far the best, requiring no preparation),
for writing in indelible chara -tens upon Linen, &c., affords an indis-
putable means of identity for Towels, Sheet., Tablecloths, and every
variety of Wearing Apparel.
Prepared by the Inventor, JOHN BOND, chemist, 22, Long-
lane, West Smithfield, London, and sold by most Stationers, &c.
Price Is. a botte.

A CRSON'S ORIGINAL ANTI-CORROSION
PAINT, specially patronised by the British and other Go-
vernments, the Honourable East India Company, the principal
Dock Companies. most public bodies, and by the Nobility, Gentry,
and Clergy, for out-door work at their country seats. The Anti-
Corrosion is particularly recommended as the most durable out-
door paint ever invented, for the preservation of every description
of iron, wood, s'one, brick, compo, cement, dec., work, as has been
proved by the practical test of upwards of GO years, and by the nu-
merous testimonials (between 300 and 400) in its favour, and which,
from the rank and station in society of those who have given them,
have, perhaps, never yet been equalled by anything of the kind
hitherto brought. before the public notice.
Lists of prices, colours, and other particulars, will be forwarded on
application to Walter Carson, 15, Tokenhouse-yard, back of the
Bank of England. No agents.

BENJAMIN EDGINGTON, Marquee, Tent,
Flag. and Rick Cloth Manufacturer, 2, Duke-street, South-
wark, foot of London-bridge. Rick Cloths, with poles, pulleys, and
lines complete.

" No firmer should be without a good rick cloth, for it is certainly
one of the most useful things he can have on his premises."—Gar-
dener's Gazette.

Rick Cloths, both new and secondhand, at a reasonable cost.
Netting, Bunting, and Scrims for fruit trees.

isenjimin Edgington, 2, Duke-street, Southwark. A
warehouse, 208, Piccadilly.

No. 61, Grosvenor-street, Bond-street.
I‘l ESSRS. MOSELY, Surgeon-Dentists, have
11E310VED from 32, Haymarket. Their system of sup-
plying Artificial Teeth ensures the power to masticate. without
lessening the taste of the palate by artificial covering, or injuring
the adjoining teeth by use of wires. Their teeth are unchange-
able in colour, and perfectly resemble the original. Decayed teeth
permanently tiled and restored to use, superseding extraction.

TO LADIES.
lit ()NYLAND'S KAL YDOR
an ORIENTAL BALSAMIC PREPARATION of singular
efficacy in thoroughly purifying the Skin from all Pimples, Spots,
Blotches, Redness, Freckles, Tan, and Discolourations, producing a
healthy freshness and transparency of Complexion, and a softness
and delicacy of the hands, arms, and neck. It is invaluable as a
Renovating and Refreshing Wash in Travelling ; and. in cases of
Sunburn, Stings of Insects, or Incidental Inflammation, its virtues
have long and extensively been acknowledged. Its purifying and re-
freshing properties have obtained the exclusive patronage of the Queen,
the Court, and the Ro3 Si Family of Great Britain, as well as the
principal Courts of Europe, and the most distinguished Nobility and
Gentry of all civilised nations.
*** Beware of Spurious " KALYDORS," containing mineral as-
tringents utterly ruinous to the complexion, and which, by their re-
theti, ROW LANDS' danger health. Each bottle of the genuine Itas
words " ROWLANDS' KALYDOR" on the wrapper, and A.
ROWLAND and SON, 20, Hatton-garden, is also engraved (by desire
of the Hon. Commissioners) on the Government Stamp affixed on
each. Price 4s. 6d. and Bs. 6d. per bottle.
Sold by the Proprietors, and by Chemists and Perfumers.

THE PRINCE METTERNICH, OF
600 TONS, AND 200 HORSE POWER.
(From the Steam Navigation Gazette.)
In our last week's number we had the pleasure of re-
cording the performance of this interesting vessel as a
triumph in the science of naval architecture, and we
then said we should take occasion to recur to the subject.
We alluded to the builders, Ditchburn and Mare, who
are also the sole contractors, having bound themselv.s
by spacial agreement (and snob an agreement no ship-
builder er eng'neer ever entered into before, as will ap-
pear), to product, an average speed of 15 miles per hour,
and not to exceed 6 feet draught of water, why-n fully
(-quipped for seagoing, and having on board 120 tons of
dead weight. The gentleman, Captain Masjou, who was
deputed: by the company at Vienna, to proceed to Eng-
land to negotiate the building of this steam-vessel of
restricted dimensions, but havidg, at the same time, the
indispensable qualifications of speed and limited draught
of water, and on the foliowing conditions (which are
copied from the contra( t), could find no other man than
Ditchburn, of Blaekwall, who would engage with
him.

Extracts from the contract:—
" The said vessel to be 170 feet between the perpendi-
culars, and 24 feet 6 inches beam, or thereabouts, the
lines or form to be left to the builders. Shall be fit for
the river and sea service so far as practicable, the same
being intended for the navigation of the river Danube,
and the mouths thereof, and the coasts of the Black
Sea adjacent thereto, the said vessel shall be well and
substantially built, agreeably to the specification here-
unto attached. That the said vessel shall be fitted with
a pair of the most improved oscillating marine steam-
engines of the collective nominal power of two hundred
horse power, the fitness, and goodness, and p_erformance
of which are hereby guaranteed by the said Thomas Jo-
seph Ditchburn, &c.
" That the said vessel with-'ter engin, „boilers filled
with water, and in every other respect completed for
seagoing, and having on board 120 tons of dead weight,
shall not exceed or draw at any part more than 6 feet
of water, English measure, from the underside of the
bottom of the vessel at the lowest part, and if the said
vessel shall at any part, with the above-named weights
on board, draw more than 6 feet of water, then the fol-
lowing deductions shall be made from the price to be
paid to the said builder, &c., that is to say—
" For one inch, one hundred pounds.
" For two inches, two hundred pounds.
" For three inches, four hundred pounds.
" For four inches, eight hundred pounds.
" For five inches, one thousand six hundred pounds ;
and
" For six inches, three thousand two hundred pounds;
and,
" Should the said vessel draw at any part more than
6 feet and 6 inches, measured as above mentioned,
the purchasers shall have a right to return the said
vessel with her engines to the said builders, Ditch-
burn and Mare, who agree to accept the same, and
thereupon to return and repay to the said parties
hereto of the first part all monies which shall have
been paid by the parties hereto of the first part or
their agents, &c. &c., together with interest thereon,
from the time of payment of the said purchase
money or any part thereof at the rate of five per
cent. per annum."
" That the speed of the said vessel, when completely
fitted and finished, as heretofore mentioned and referred
to, and ready for immediate service, shall not be less
than an average speed of fifteen British miles per hour,
as the said miles are measured in the river Thames.
And the said builders, &c., further agree that, if the
speed of the said vessel shall fall short or be less than
fifteen miles per hour, as above stipulated, the following
deductions shall be made from the price to be paid for
the said vessel; that is to say—
" For one quarter of a mile, the sum of seven hun-
dred and fifty pounds.
" For half a mile, one thousand two hundred and fifty
pounds.
" For three-quarters of a mile, two thousand two hun-
dred and fifty pounds.
" For one mile, three thousand pounds.
" And should the speed of the said vessel be less than
fourteen miles per hour, the purchasers shall be at
liberty to return the said vessel and engines to the
said builders, &c., who shall forthwith repay to the
parties hereto, of the first part, or their agents,
&c., all and every sum and sums of money paid,
&c., with interest thereon, at the rate of 5 per cent.
per annum."
The vessel exceeded the stipulated speed fully three-
quarters of a mile per hour during squally weather; had
it been a fine day and a clear course, no doubt may
be entertained but sixteen miles would have been ob-
tained. She was also two inches and a half under the
required draught of water; steered beautifully quick and
easy, even over the shallows; had no perceptible vibra-
tion, and, if possible, less noise, although the stroke is
four feet, and averaged 32 per minute. The boilers, at
121bs. pressure, steamed suberabundantly. The cabins
are tastefully fitted and comfortably arranged, have fifty-
two beds for first-class passengers, aft, and sixty beds
for second-class passengers, forward. There cannot be
a doubt but the company highly appreciate the bold,
liberal, and talented (limner in which the builders un-
dertook, and have carried out their contract, and that
they will compensate at least in the same proportion for
the excess as they contemplated to have mulct them for
deficiency. One thing, however, is certain, that Mr.
Ditchburn has, in this achievement, materially advanced
the high ship-building reputation of the port of London.

RAILWAY SHARE MARKETS.
LIVERPOOL, APRIL 21.
STocK EICHANGE.-The sales are-Birkenhead, Lanca-
shire, and Cheshire Junction, lls. 3d. dis.-Birmingham and
3d. dis.-East Lancashire New (scrip), Bs. 9d.
Dudley, 51,4 p.-Chester and Birkenhead, New 201. Shares,
3/4 dis.-Eastern Counties, 19-Ditto, York Extension, 16s.
and Leeds, 32/. Shares (late Extension),es
burgh and Glasgow, 721
h. -Ditto, Halves, 9 P.-Huddersfield
Canal and Railway, i
-,a P.-Liverpool, Crosby, and South-
port,p.-Edin-
-1% p.-London and North-W tern, 172-Manchester
s
( West Riding Union), X p.-Manchester, Sheffield, and
Lincolnshire,
i ngti a
Boston,m 92/.nld2s
E.
Eighths, 2 dis.-Manchester and Southamp-
ton, 'Ys dis.-Midland, 116-Ditto, 40/. Shares, 3!' P.-Ditto,
New, 2% p.-Neweastle and Carlisle, 110-North Stafford-
shire, 2% p.-North-Western, 13, dis.-Shrewsbury and
and Drogheda, Thirds, 5% die.
MANCHESTER, Aram 21.
STOCK ExcitAntou.-The sales are-Ambergate, Notting-
ham, ai Birmingham,
(late B. and P.), New (scrip), % Huddersfield and Man-
chester Railway andranal, 1% -Ditto, Thirds, 14-Leeds
and Thirsk, Preferential, 11.16 -p.-Liverpool, Manchester,
and Newcastle Junction, I A,-L-ondon and North-Western
(Manchester and Birmingham), Quarters (C), 51i4 c.-Man-
chester and Leeds, Halves (IL and S.), 1% p.-Ditto, Fifths
(late West Riding Union), 11-16-Manchester, :Sheffield,
and Lincolnshire, Eighths, 2-Manchester and 'Southamp-
ton, 19s. c. -North Staffordshire, 123-16-Northern Counties
Union, 2.14- Oldham Alliance, 5.16--Preston and Wyre,
Sixths, 5.41-Shropshire Union,ls South Yorkshire, D0n-
.4.-
caster, and Goole, 5-16.
LEEDS, Apar, 21.
STOCK EXCHANGE.-The sales are-Ambergate, Notting-
ham, and Boston, 16s. dis.-Eastern Counties, York Exten-
sion, 15s. 6d. dis.-East Lancashire, New, 2s. 6d. p.-Ditto,
New Scrip, 7s. 6d. p.-East and West Yorkshire, 9s. dis.-
Leeds and Dewsbury, New Extensions, Scrip (pink), par-
Leeds and Thirsk, Preference, 13s, p.-London and Brighton,
and South Coast, Fifteenths, 2s. 6d. p..,-Malton and Driffield
Junction, 3s. 6d. dis.-Manchester and Leeds, Halves (late
Hud. and Sheff.), 1% p.-Ditto, Fifths, 4% p.-Ditto, 32/.
Shares (late Extensions), 255. p.-Ditto, West Riding
Union, 14s. p.-Midland, Preference, 21. ls. 3d. p.-New-
castle and Berwick, New, 2% p,-North British, Extension
(scrip), 10s. p.-North Staffordshire, 214 p.-Northern
Counties Union, 236 C. dis.-North-Western, 375. dis.-
Shropshire Union, 1% dis.-Wharfdale Junction, 16s. 6d. die.
SHEFFIELD, APRIL 21.
"3dierSnhajreusn(cßtiOn,i3/14494:PEe.asiDnt.Lit-atLF:fbhtlihie
STOCK EXCHANGE.-The sales are--Manchester, Sheffield,
and Lincolnshire (lirunsby 410 Esnerneld), ?% (1i9.-Ditto,
121. 10s. Shares, I_l6 dia.-Midland, New, 24 p•-North-
Western, 345. dla.--Yark and Jgeweasele, 189. P.
KULL, Aran. 24.
STticx EXCSIANGS.-The sales are-Eastern Counties,
York Extension, 16s, 3d. dia.-North British, Halves, 1514
-Ditto, Quarters, 675. 6d.-Ditto, Extension' (scrip),los. 3d.
p.-Ditto, Thirds, 60s. 6d.-East Lancashire, New (scrip),
7s. p.-North-Western, 1% die.--Shropshire Union, 325. dis.
GLASGOW, APRIL 20.
STocK EXCHANGE.-The sales are-Direct Bombay and
Madras, U.-Dundee and Northern Junction, 40s. 6d. -East
Indian, U.-East Lothian Central, 54-Edinburgh and
Bathgate, 714-Edinburgh antl Glasgow, 71/.-Ditto, Quar-
ters, 173/4-Edinburgh and Perth (New Co.), 555. 6d.-
Glasgow, Kilmaliock, and Ayr, 591/2-Ditto, Halves, No. 2,
61. 175.-Ditto, Quarters (5 per cent. guar.), 15%- Glasgow,
Dumfries, and Carlisle, 51. 65.-Glasgow and Garnkirk, 391.
' -Manchester and Southampton, 225. 6d.-Midland, Halves,
41. 45.-Scottish Central, 2514.

Royal Highnesses Prince6
YPrince Edward of Saxe
[ADVERTISEUENT.]—The Registered Paletot of
Llama cloth, thi most fashionable coat for both the r
and approaching seasons, still retains the same moderate
price, which, with its usefulness and gentlemanly ap ear
ance, has securedsuch geceral popularity. It has been Mad
their
Cambridge,R
Weimar, his Grace the Duke of Wellington, and the several
royal visitors to the British Court. In don Lon it can onl
be purchased of the patentees, H. I and 11, Court
by
Albert, specialPrince cmG
sil ea rngde of of
r
tailors, 114, Regent-street, and 22, Cornhill. Agents for
Liverpool, Dawbarn and Son, Bold-street; for Dublin, Geo.
Macdona, Molesvorth-street ; for Birmingham, Wareing and
Son, New-street for Edinburgh, Christie and Son, George..
street ; and the principal tailors in other large towns.
LONDON SOCIETY FOR TEACHING THE BLIND TO
READ.-- On Tuetday the anniversary meeting of the friends
and supporters of the above society was held at the Hanover-
' square Rooms, asd was very fully and fashionably attended.
On the platforn were exhibited several specimens of the
systems upon waich the blind children were instructed. The
plan is that of the late Mr. Lucas, and consists of raised or
embossed characters, which the pupil distinguishes with the
finger. The BiFhop of Oxford having taken the chair, and
delivered an eloquent speech on behalf of the society, the
secretary read the report. It stated that more than 500
persons had been taught to read in the society's schools, which
at present coreains 67 pupils. The year's receipts amounted
to 1,1971., and the expenditure left a balance of 59/. Besides
this, the sum of 1,3001. bad been collected towards the erec-
tion of a new building in Avenue-road, Regent's Park. The
report was adopted, after which the blind children read
several charters from the Bible
i eliciting the warm appro-
bation of the meeting. Resolutions were then passed, and
the meeting separated.
COMFORT or TOWNS.—The comfort of towns
would be much consulted by not allowing cattle fairs to be
held within them. At present it is both a great nuisance
and exceedingly dangerous.

S U ICIDE OF SIR 11. WEBSTER.
Mr. Bedford, the coroner for Westminster, and a jury
of 19 inhabitants of St. George's parish, assembed at
the deceased's private residence, for the purpose of in-
vestigating the melancholy affair.
Mr. Weston, of Fenchurch-street, was present to
watch the proceedings on behalf of the family of the de-
ceased.
The jury, after being sworn, proceeded to view the
remains of the deceased. The body was lying on a
mettrass in one of the front rooms of the second floor—
the same apartment ordinarily occupied by the deceased
es his b. d ro on; it presented a ghastly appearance.—
a jagged wound extending across the left side of the
throat.
The proceedings commenced with the examination of
Robert Filson, footman in the service of the deceased,
who said—l saw my master last alive on Sunday night,
when he retired to rest. At 7 o'clock the next morning,
in obedience to my master's instructions, I went up
stairs and knocked at his bedroom door. He asked who
was there? I told him who it was. He made re) reply.
and as he sometimes did not like to be distui bed I
went down stairs again, In about 20 minutes I went
back and knocked at the door. I asked him if
he had taken his medicine? but I got no answer. I
went up again as near about half-past 8 o'clock as
possible. At this time Lady Webster came out of her
room, and asked me how Sir Henry was, and whether
he had taken his medicine? I told her I had been to the
room three times and could get no answer. She then
went herself and knocked at the door, and asked him to
let her in. He muttered something, but we could not
make out what it was, and then she said the door must
be broken open. Sir Henry and Lady Webster gene-
rally occupied separate rooms. I broke open the door
in Lady Webster's presence. On entering I found Sir
Henry lying on his face on the ground, near the foot of
the bed. I pulled up the blind, and on turning round
saw that - Lady Webster was in the act of coming into
the room. I immediately prevented her. I saw blood
on the floor as soon as I entered; there were tracks of
it nearly across the room from the direction of the
window. I took a pillow from the bed and placed it
under Sir Henry's bead. He spoke only once after I saw
him, and then merely said " he was cold." I saw a
small knife lying on the floor near Sir Henry—a clasp
knife. There were two doors to the room in which Sir
Henry slept; both of them were tried, and found fast
before we attempted to break open the one. On Sunday
night Sir Henry appeared in his usual health. We had
only arrived from the Continent on Friday evening last,
having been travelling for the last seven months. About
seven weeks ago, while in Paris, I first noticed a differ.
ence in Sir Henry's manner. He then appeared to be
unusually excited, and was more free than usual in his
manner. He afterwards became very unwell, and
suffered from lowness of spirits. He kept his bed while
in that capital one day, or a day and a half. I never
recollect his having done so before.
A Juror—Have you heard, or do you know of your
own knowledge, that the deceased had lost a very serious
sum of money by a recent steeplechase ? Witness—l
have no knowledge of any such circumstance.
A Juror—Had you any knowledge of the knife with
which the act was committed? Witness—l never saw
it before.
The CottoerEn—Did you ever hear the deceased
threaten to commit suicide? Witness—Never.
John Ashburner, M.D., of 30, North Audley-street,
examined—l have attended the deceased Baronet pro-
fessionally for some years. He has been during that
period subject to attacks of gout and disorganization of the
digestive functions. On February last he suffered from
great depression of spirits, which I attributed to the state
of his health. Dr. Holland and myself saw him together
on Saturday last for the first time since his return to
this country. He was then suffering from great lowness
of spirits. We gave him medicine calculated to relieve
his loaded venous system. On Sunday we saw him again.
Dr. Babington met us on that day. We found he had
not taken the medicine we prescribed for him on the
Saturday. We urged on him the importance of his doing
so. He said his bowels had been acted on without the
medicine, and, thereforeehe thought there was no occa-
sion for it. On Sunday afternoon I dined with the
deceased, and before leaving him, about half-past nine
o'clock, I gave him a calomel pill myself. He was in
better spirits on Sunday, while I was dining with him,
than I had seen him for some time. About eight or nine
years ago he suffered from a similar depression of spirits.
At that time he was occasionally greatly excited. On
Saturday, after our consultation, we gave directions to
the family and servants that Sir Henry should be watched,
as we considered his state of mind required it. We, at
the same time, desired that he should not be controlled in
any way.
The CORONER—WiII you explain more precisely what
you meant when you desired that the deceased should be
watched ? Dr. Ashburner—Our remarks were more of
the character of general observations than express direc•
dons. I had heard that a poisoned instrument, which
Sir Henry generally kept under his pillow had been
taken from its place by one of the servants, and that Sir
Henry had been very angry thereupon, and had taken
possession of the instrument, and kept it in his pocket.
I told the servant he had done quite right, and that if he
observed any change in his master's conduct, he had
better take possession of the instrument again. At the
same time I advised that his razors should not be re-
moved, as I considered that such a course would be cal-
culated to annoy and excite him.
Examination continued—l am cousin to the deceased's
wife. The deceased told me on Saturday that he was
depressed in spirits owing to some family affairs, but as
I knew they were trifles which he referred to I made no
further allusion to the subject. When I was called in
on Monday morning I found deceased lying on the floor.
fie complained of being very cold. I found that he had
a wound on the left side of the neok, at the back part.
Referring to the wound, I said to him, " How came you
to do such a foolish thing ?" He made no reply. I then
expressed a hope that he would recover, but he said,
" Oh, no ! Oh, no ! I cha'n't." Dr. Holland came
shortly afterwards, and, with myself, thinking it de-
sirable to have the best surgical assistance, we sent for
Sir Benjamin Brodie and Mr. Liston. Both those gen-
tlemen attended, but nothing could be done for the de-
ceased, who gradually sank, and died at twenty minutes
to twelve o'clock on Monday night. I have examined
the wound. It is a very deep one—not necessarily fatal,
however, either in its nature, or in the loss of blood
arising therefrom, but, coupled with his condition of
mind and the state of his health, it was likely to prove
fatal. I have no doubt whatever that the wound was
the cause of death. I have had some experience in cases
of insanity. I do not feel satisfied that a person who
commits suicide is necessarily a person of weak mind.
Whenever the organ of destructiveness is peculiarly
acted on by inflammation, any individual suffering
therefrom might commit violence on himself or some
other person.
The CORONER—Are you aware that the deceased was
under any apprehension of pecuniary difficulties? Dr.
Ashburner —I know that his pecuniary circumstances
have preyed upon his mind; but it was entirely owing to
hallucination. He had an impression that he was liable
to be arrested in the streets. It was a delusion altoge-
ther, as I happen to know myself that he had large
balances in the hands of both his bankers. In fact, his
circumstances were in an excellent state.
The CORONER—Do you know whether deceased has
lately spoken of the act of self-destruction? Dr. Ash-
burner—Of my own knowledge I do not ; but a few
months ago he did speak to Lady Webster on the sub-
ject, and eight or nine years ago I know myself he fre-
quently alluded to it. He appeared to be under an
hallucination on the subject.
A Juror—You spoke of a poisoned instrument which
deceased constantly kept near him. Do you think he
destroyed himself with that instrument? Dr. Ashburner
—No; the instrument alluded to was a small dagger,
which Sir Henry always kept about him. He did not
have it with him on the Continent, but on his return on
Friday last he obtained possession of it. I am quite
sure the wound, from the effects of which deceased died,
was not inflicted by that instrument. It was evidently
inflicted by the clasp knife which was found open near
the deceased.
Henry Holland, M.D., of Lower Brook-street, exa-
mined—l saw Sir Henry on Friday evening last, having
been called in to attend Lady Webster. He then told
me that he wished to consult me himself on the follow-
ing morning; I accordingly saw him on Saturday. He
complained of general depression of spirits, and told me
that he had had a fit in Paris. I noticed a great change
in his manner from former years. He appeared much
reserved, and it was with some difficulty I could obtain
answers from him. The impression which I formed from
my visit was, that his brain had undergone some marked
alteration. His general condition, however, did not
lead me to any apprehension of suicide ; and neither I
nor the other medical gentlemen who met on Sunday
considered that the state of his mind, though impaired,
would justify placing him under any particular restraint.
Metcalfe Babington, surgeon, of Chester-street, Gros-
venor-square, examined—l have known the deceased
three or four years, and have attended him professionally
during that time. I saw him by appointment on . Sa-
turday last, on his return from Paris, and then noticed
a very great change in his manner from the time of
his leaving England. He complained of great de-
pression of spirits, appeared thinner, and his general
habits were evidently much altered. He said his life
was a bore to him, and that he wished to leave the
world. He said he thought he should take a house ii the
Regent's-park, and have only a man and a woman to at-
tend upon him. He gave me at the same time an in-
distinct account of a fit which he said he bad had in
Paris, but it was by no means clear to mei that ho had
actually had any fit at all. He told me that he had very
bad dreams constantly. I advised him to have some one to
sleep in the same room with him. From my observation
I
of him I afterwards told Lady Webster that thought
very unfavourably of his symptoms, and that he ought to
be looked after. I subsequently saw Mr. Henry Web-
ster, who, touching his head, said he feared hisfather's
brain was affected: I said it certainly was so, and that
care must be taken of him. There were no specific di-
rections given not to leave the deceased alone, as Dr.
Hollund, Dr. Ashburner, and myself all agreed:that such a
course would be calculated to excite him very much, and
perhaps cause the very thing we were anxious to guard
against. I fully believe, that although perhaps not in-
sane, the deceased was ofunsound mind at the time of
his death. I am aware that he had an hallucination on
the subject of the loss of his property. On the situr.

turday night, when I saw him, he told me that I must
attend hirn.as a friend, for that he did nut know if he
should ever be able to pay me my fees.
The age of the deceased (54 years) and his rank in
the army (Lieutenant Colonel, unattached) having been
proved,
The CORONER, after a few remarks, said he thought it
would be useless to pursue the case further, after the
evidence given by the various medical gentlemen as t
the deceased's state of mind, and
The jury assenting, immediately returned a verdict to
the following effeet:—" That the deceased, Sir 11.
Webster, died from the effect of wounds inflicted on him-
self while labouring under temporary insanity."
The deceased was the second son of the late Sir God-
Frey Webster, Bart., and brother to the present holder
of that title; his mother was the late Lady Hoil,n,l.
She was the daughter and heiress of Mr. Richard Varsal,
Hof the island of Jamaica, and married Sir Godfrey in
1786. The marriage was dissolved in 1799 by Act of
Parliament, and in the slime year she married Lord Hol-
land. Sir Henry entered the army in 1810, bring then
twenty years of age. In 1831 he was promoted to the
rank of Lieutenant-Colonel, but since he attained his
majority in 1826, would appear to have been on

ihe unattached HA. In 18i5 he was nominated a
Knight of Wilhem of the Netherlands. This honour, it
appears, was conferred in consideration of the services
weich he rendered while acting as aide-de-camp to the
Prince of Orange at Waterloo. In 1832 he was nomi-
nated a Knight Commander of the Tower and Sword of
Portugal, and in 1835 received the order of that of San
Bento d'Avis. In 1843 he received the only English
title which he held, that of a Knight Bachelor by patent.
He was decorated with a medal for Waterloo, and would,
of course, have been entitled to the Peninsular one bad
he lived. The deceased married, some years since, the
only daughter and heiress of the late Mr. Samuel Bod-
dington.

AUSTRALIA.
SOUTH AUSTRALIA.

We hare received South Australian papers to the 12. th
of December last. The colony is represented as being
in a flourishing condition, and the crops, which were
abundant, remained unharvested from the insufficiency
of labourers. It had been proposed to turn out the
hands enployed at the mines for the purpose of gather-
ing in the harvest; but the mine proprietors were not
disposed to disperse their workmen and suspend their
own profitable undertakings. Locusts had appeared, and
done some damage to the gardens, but the grain crops
were too far advanced to be much injured.
His Excellency the Lieutenant-Governor had returned
from a voyage to the head of Spencer's Gulf, where he had
undertaken an examination of various harbours in that
gulf hitherto only partially known to the public, and he
made the discovery of a new harbour close to Mount Re-
markable, where. the largest ships can load and dis-
charge in perfect security. After a careful examination
of Port Germain, in lat. 33 deg. 8 mia., it was ascer-
tained that that harbour is not only very difficult of
access, but is not available for shipping drawing more
than twelve feet water. Port Ferguson, also, did not
appear to be available for large ships; but it was found
that that portion of the gulf immediately north of Point
Lowly, in lat. 32 deg. 57 min., extending to the latitude
of Mount Remarkable, 32 deg. 40 mils., contains a fine
harbour with a depth of from four to seven fathoms.
It is sheltered on the south by a sand bank, there is a
channel of seven fathoms leading into the harbour to
which there is easy access. At one mile and a half
from the shore there is excellent well protected an-
chorage in four fathoms water. The governor was of
opinion, from the nature of the country, that the range
of mountains as far as Mount Arden abound in minerals.
New and increasedly rich discoveries have recently
been made at the Burra Burrs; which a leading colonist,
fully capable of . appreciating that extraordinary ,
pro-
perty, is wont to call " the eighth wonder of the world.,
The newly-discovered ore contains embedded masses of
virgin copper, which substance is otherwise plentifully
disseminated in the ore. Specimens of peculiar brilliancy
are now being subjected to special analysis.-Adelaide
Observer, Dec. 5.
The purchase of the Mount Remarkable Special Sur-
vey was closed yesterday, the payment having been
made with 15,0001. in sovereigns, and 5,0001. in silver, at
sight of which latter, although admitted to be " a legal
tender," the gentlemen at the Treasury looked aghast, as
much as to say they would rather have had a cheque on
the bank, if it were not against the new rules requiring
payment in coin.-Ibid.
On Saturday last some specimens of copper ore from
the surface of the land lately purchased by the South
Para Mining Association were brought into town and
laid before a board of inspectors, whose report was
highly satisfactory to all concerned.-South Australian
Register.
ADELAIDE MARKETS, DEC. 8, 1846.-Farm Pro-
duce-Wheat, 3s. to 3s. 3d. ; oats, ss. to ss. Gd. per
bushel ; Cape barley, 2s. 6d. to 2s. 9d. ; English barley,
old, 3s. to 45., no new in yet ; fine flour, 101. to 121. per
ton ; pollard, 71. 10s. per ton, or 201bs. for ls. 6d. ; bran,
201bs. Is. ld. ; the 21b. loaf is now selling at 4d. ;
malt, 6s. to 7s. ; ship biscuit, 181., cabin 221. per ton,
both kiln dried. Poultry and Dairy produce-Fowls
4s. a couple, ducks 55., turkeys 12s. to 15s. each; geese,
fine and young, 65., pigeons Is. 4d. a pair, teal Is. 4d.,
eggs Is. per dozen, butter Is. to Is. ld. per lb., pork 6d.
to Bd., sausages 8,1., bacon 9d. to Is., hams Is. to 15.2 d.,
lard is., cheese 9d. to
_lod. per lb.