The Sun.
London, England, 1847-05-12 00:00:00

No. 17,050. LON DON, WEDNESDAY EVENING S N

NATIONAL LOAN FUND LIFE ASSU-
RANCE SOCIETY.
OFFICE, 26, CORNBILL, LONDON.
Capital 500,0001.
Empowered by Act of Parliament.
The system of Deferred Annuities, originally proposed by the Na-
tional Loan Fund Life Assurance Society, for the better advance-
ment of the objects of Benefit and Friendly Societies, having received
the approbation of a considerable body of the active mesobe,s and
officers of those Institutions, and the Directors of the National Loan
Fund Society having been urgently solicited by them to establish a
Branch Office in connexion with the societies amid the Operative
Classes generally, ht which their services might he successfully en-
gaged, a Committee has been sanetiesed by the Directors to open
communication with the different S;cidies, with the view of more
tffeetually d sseminating the valuable benefits amongst the indus-
trious classes, and a pla I has been ,roposed with that object.
ADDREgS OF THE COMMITTEE.
- •

Many praiseworthy hut ineffectual :attempts have been made to
bring within 'IC scope and operation of the laws of mot tallty and
money the savings of the industrious classes, as n-ell as various cal-
culations regulating their distribution, having for their object either
immediate, contingent, or deferred benefits.
A slight examination, however, will demonstrate that the con-
struction of these associations or societies is defective; and that In-
stead of affording an easy access and a fres choice of investment,
whiel• should be the privilege of every one, they confine too nar-
rowly the •*.annel through which a benefit can alone be secured ;
and, in proper:ion as their action is circumscribed and embarrassed,
their utility Is limited. For example, it is not to every individual
or to every class amongst the industrious community, that provision
In case of sickness is an object of such importance as to call for a
pecnniary sacrifice ; Wili:C to others such a provision appears more
attractive, and the loss of employment caused by sickness is a risk
against which they desire to be guarded. Fur this anomalous state
of things there is an effective and simple remedy ; that is to say,
Instead of covering, by one weekly or annual payment, two or snore
contingent or deferred benefits, so to arrange it that each separate
benefit should have its separate contribution.
It is to not having observed this rule, and to the association of
two dissimilar functions, and by confounding a sick allowance and
an annuity fund in one and the selt-same payment, that much of the
evils and mismanagement has arisen amongst Benefit Societies.
No mechanism can be so perfect for the management of a sick;
ness-fund provision as that afforded by the constant sectional asso-
ciation anti watchfulness of the several members composing it. By
this means a thorough and constant check Is mutually exercised, and
none but the really sick are likely to become chargeable upon it.
But the-same perfection, or the same security, is seldom attainable
where a fund is to be accumulated through a succession of years,
anti where results are to bear oat calculations, money investment
being in general beyond the experience of the industrious classes.
For these reasons it is clear that the fluids destined for a provision in
sickness should be kept entirely distinct from the fund intended as a
provision for old age :-
Ist Because the laws of sickness and mortality, though apparently
connected, do not depend on the same calculation.
2d. Because there are a great number who, in order to secure a
larger provision in old age are wilting to take the risk of providing
for probable sickness on themselves.

3d. Because-the iesponsibility of managing a provision for old age,
continued to a distant period is, in a great measure, incompatible
with voluntary associations, fluctuating laws, and indiv:dual irre-
sponsibility, and more exposed t• a failure in the performance of
such a contract , that when undertaketa on the same principles that
ordinarily govern commercial Isodie;.. •

4th. Because the expenses of providing for sickness must, when
limited in the same payment with provision for old age, tend to dimi-

Dish still more this provision: nor it wisdom or good policy to en-
danger the one for the sake of the other.

Impressed with these convictions, and with an intimate knowledge
of the discussions passing within the bosom of many of the existing
Friendly and Benefit societies, the parties whose names are here-
unto attached, have had several meetings, with a view of proposing
or adopting a remedy for those and other evils ; and in this manner
to give an actlitional force to the principles of brotherhood, unity,
and mutual aid, on which friendly societies are based, by guarding
them from the risks of sudden dissolution.

After much diligent search anfon,st the combinations ingeniously
proposed from time to time for the attainment of one of the principal
objects of Friendly and Benefit Societies, they have found none equal
in simplicity and comprehensiveness of design, as well as forethought
and sympathy for the wants of the industrious classes, as the plan
proposed by the National Loan Fund Life Assurance Society. It is
true that the author of that plan has flunished an argument against
provision in sickness; but, without concurring in the immediate ex-
pediency et abandoning a provision in sickness, no one can react the
other part of the plan itself,-without being fully sa.isfied that the
convenience and safety of Friendly and Benefit Societies will be
greatly secured and consulted, by separating the payment of a sick
allowance from an annuity for old age.
A deputation having waited on the directors of the National Loan
Fund, who met in the handsomest manner the overtures made to
them for the establishment of a separate °Mee for the transaction of
business connected with Friendly and Benefit Societies, and the in-
dustrious classes in general, resolutions have been entered into, con-
stituting the undersigned as a Committee, with power to add to its
number, for the promulgation of the benefits contained in the an-
nexed prospectus, under the guarantee of the Capital of the Society,
and which, without interfering with the numerous objects connected
with the institutiun of Benefit and Friendly Societies, will in their
opinion greatly enlarge their sphere of utility, and afford a protection
to the working classes in old age and adversity, which nothing up to
the present day has adequately secured to them.
Thomas Burthom, F.C.R., Ancient Order of Foresters.
John Fussell, C.R„ Ancient Order of Foresters.
John H. Gordon, D.S.' Ancient Order of Foresters.
James Hale, D.C.8., Ancient Order of Foresters.
Henry Hunt, P.G., Manchester Unity of Odd Fellows.
Joseph Nugent, Pro. C.S., Manchester Unity of Odd Fellows.
Joseph Reeks, 8.0. F. Order of Old Friends.
Samuel Timbrell, D.d.R.. Ancient Order of Foresters.
DEFERRED ANNUITIES.
Example.—A person aged 24 next birthday, by the annual pay-
ment of H. pis., or quarterly payment of 75., or monthly payments
of 2s. 2d.;:traay secure, on attaining the age of 60, the option of re-
ceiving Annuity, 101. 19s. 2d. ; Cash down, 1071. 3s. ; or a Policy
on his Life, 1371. 17s. . .

Example.—A person aged 26 next birthday, may secure, on at-
taining the age of GO, an Annuity of 101., with the other options, by
the annual payment of 17.65. 9.1., or a single payment of 22/. 17s. 3d.;
or on payment of Gl. 14s. ad. for disparity, ho will be entitled to
the same benefits by an annual payment of 18s. lid., the sante as
or age 21. _ _

Example.—l person aged 30 next birthday, by the annual pay-
meet of 11. 65., or quarterly payment of 75., or monthly payment
of 2s. 2d., may secure on attaining the age of 65, the option of re-
ceiving Annuity, 181. O. 4d.; cash down, 1481. 12s. ; or a policy on
his life 1751. I Is.

Example.—A person aged 35 next birthday, by the annual pay-
ment of 11. Gs., or quarterly payment of 75., or monthly payment
of 2s. 2d., may secure, on attaining tke age of 65, the option of re-
ceiving Annuity, 18/. Os. 4d. ; cash down, 1481. 12s. ; or a policy ox
his Ille, 1751. 11a.

LIFE ASSURAXCE.
Example. —A person at the age of 30 next birthday may secure
the sum of 100/. payable at his death, whenever it may happen, and
also participate in the Annual Division t f Pronto, by the annual pay-
ment of 2/. 9s. 34:
Example.—A person at the age of 25 next birthday, by the pay-
ment of 4s. per month, or Is. per week, may secure the sum of
1121.55. payab'e at Ida death, whenever it may happen, and like-
wise share in the annual profits of the Society.
F. FERGUSON' cAmnoux, Secretary.

NATIONAL LOAN FUND LIFE ASSUR-
ANCE SOCIETY,
26, CORNIIILL, LONDON,
Capital X 500,009.
Empowered by Act of Parliament.
This Institution embraces important and substantial advantages
with respect to Life Assurances and Deferred Annuities. The assured
ha;, on all occasions, the power to borrow, without expense or for-
feiture of the Policy, two-thirds of the premiums paid (see Table);
also the option of selecting benetitt and the conversion of his in-
terests to meet other conveniences or necessity.
Assurances for terms of years aro granted at the lowest possible
rates.

VICTORIA LIFE ASSURANCE COMPANY,
No. Id, KING WILLIAM-STREET, CITY.
DIVISION OF PROFITS.
23 per cent. on the amount of
.
At the first Septennial Meeting of this Company, held on the II th
p3rreairri ncllllis''paid,t; NUS, averaging
wits declared ou Policies entitled to participate in
Profits.
Four-fifths, or SO per cent. of the entire Profits of the Company,
trill at future divisions be appropriated to all Assurers entitled to
share therein.
Every advantage is offered by this Company to Assurers.
Oa Policies taken out for the whole term of life, one-half of the An-
nual Premitu.ns thereon may remain unpaid for five years.
Parties Assured with the Company are allowed to reside in many
of the Colonies without additional charge, and the Premium required
far the East or West Indies, and other extra risks, is more titan
usually modaate.
By a plan originating with this Company, great security is offered
to parties Assuring the Lives of others.
Advances continue to be made to Assurers on Assignable Property
or Income, and also on the guarantee of most undoubted personal
sureties.
Detailed Prospectuses, and every information may be obtained, by
application at the °thee, or by letter addre,sed to the Actuary.
WILLIAM RATRAY, Actuary and Secretary.

THE CITY OF LONDON LIFE ASSURANCE
SOCIETY.
No. 2, ROYAL EXCHANGE-BUILDINGS.
This Society is established on the principle of combining all the
known advantages and conveniences of the oldest Life offices, with
the general results of their experience. lts Premium Tables are adjusted on the most economical• yet safe
scale, and embrace three distinct divisions or departments :
Thus, Policies may be effected on
THE MUTUAL SYSTEM, securing all its advantages without Its
risks or liabilities, AN IMPORTANT CONSIDERATION TO ASSURERS.
THE PROPRIETAUY SYSTE 31, with the full benefits of its acknow-
ledged SECURITY, SIMPLICITY, and ECONOMY; and
THE ACCUMULATIVE OR DEPOSIT SYSTEM, INTRODUCED BY
THIS SOCIETY, which perfects the principle of Life A.:suran e. the
full amount of the Deposit—Premiums being at all times available
to the Assured.
ALSO lIALF-CREDIT PREMIUMS for stipulated periods, a pecu-
liarly advantageous arrangement for YOUNG. LIVER and for all per-.
sons WITH ADVANCING MEANS OR INCOMES.
And, Tables expre,ssly-calculated for NAVAL and MILITIA/. RISES in
all quarters of the world, en the most moderate terms.
Together with all the usual divisional rates, accommodations, and
conveniences.

EDWD. F. LEEKS, SECRETARY.

UNITED KINGDOM LIFE ASSURANCE
COMPANY.— 8, Waterloo-place, Pall-mall, London ; 97,
George-street, Edinburgh; 12, St. Vincent-place, Glasgow.

DIRECTORS.
JAMES STUART, Esq., Chairman.
• HANANE L DE CASTRO. Deputy Chairman.
Samuel Anderson, Esq. F. C. Maitland. Esq.
Hamilton Blair Avarne, Esq. • William Railton, Esq.
E. Lennox Boyd, Esq., Resident. ' John Ritchie, Esq.
Charles Downes, E'q. F. IL Thomson, Esq.
Charles Graham, Esq.
This Company, established by Act of Parliament, affords the most
perfect security in a large paid.up Capital, and in the great success
which has attended it since its commencement 111 1834—ns ANNUAL
INCOME BEING UPWARDS OP 84,C00/.
In 1841 the Company added a Bonus of 21. per cent, per annum on
the sum insured to all policies of the. participating class from the
time they were effected.
The bonus added
sisas
policiesfotouos:
Eau Assured. from March, 1834, to the 31st of De-
c e r, l
Time Assured . . Sum added to Policy.
£5000.. • .6 years 10 months ....• • • .X 683 Gs. Bd.
NOO.• .• • ... 6 years •••• • . •• 600 Os. Od.
5000••••••••••4 years . 400 Os. Od.
5000.... .• 2 years
••.• • . • . 200 Os. Od.

The Premiums, nevertheless, are on the most moderate scale, and
only one-half need he paid for the first Dye years, where the In-
surance is for Life. Parties wishing to secure the benefit of the next
division of profits, in 1848, should make Immediate application.
No Entrance Money or charge except the Policy Stamp.
Every information will be afforded on application to the Resident
Director, No. 8, Waterloo-place, Pall-mall, London.

EASE IN WALKING,
WILLIAM BADDELEY, of 130, STRAND,
is induced to give publicity to his much-admired Platp
PARED LEATHER (so . noted for extreme SOFTNESS Ind
D(JRABILITY), in consequence of the patronage he has received,
and the. general satisfaction given by him In manufacturing the above
into BOOTS, &c., on his peculiar fitting principle of combining
elegance with ease. An extensive assortment of best made articles
always ready on sale. Established in 1767: •
No. 130, Strand, corner of Waterloo-bridge, London.

EXETER-HALL. A LECTURE on the
BOSJIENIAN RACE (Pigmies) of SOUTHERN AFRICA.
unquestionably the most extraordinary race of mankind, as well
physically as intellectually, will be DELIVERED on the Evzsixo
of MONDAY, the 17th inst., at Eight P.M., by ROBERT KNOX, M.D.,
F.It.S.E., Corresponding Member of the Academie Royale de Mede-
cine, and Lecturer on Anatomy and Physiology.
This Lecture is particularly addressed to those interested In the
exciting events new going on in South-Eastern Africa, in ti,e Kaffir
War, in the great question of race, and the probable extinction of the
Aboriginal races, the progress of the Anglo-African Empire, a d the
ill-important questions of Christian mission, and human civilization
in that quarter of the globe. In illastration of the Lecture, Dr.
Knox Wilt introduce to the notice of the physiolo;ist and man of
science Five Bosjicmans, or Bush people—two males, two fomales
and infant, the only specimens of this singtdar race of human beings
that ever visited Europe.
Mmission : reserved scats and platform,,2s. 0.; body of the hall
and west gallery, is. Entrance to the platform and reserved seats
from the Strand; to the body of the hall and west galleries from
Exeter•street.

rHE MOST EXTRAORDINARY
TION of ABORIGINES EVER SEEN in EUROPE, landed
In Liverpool by the brig Fanny, Captain Wheeler, and will be ex-
hibited, for the first time, at the EGYPTIASI HALL, Piccadilly, on
TUESDAY, the liith instant.
SOUTH AFRICAN ABORIGINES—TWO MEN, TWO WOMEN,
and A BABY, of the BOSIIEMAN or BUSH TRIBE, from the

interior of South Africa, a race that, from their wild habits, could
never before be induced to visit a place of civilization. This oppor-
tunity of gratifying the man of science and the student in zoology
has only been obtained by great personal exertion on the part of the
gentlemen who have brought them to England, at un immense outlay
of capital. On the passage to Europe a baby wan horn at sea, titus
adding to the great interest that must be excited by their appearance.
(Front Moffatt, the )lissionar) 's Work on Southern Africa, page 53.)
" Poor Bushman'. Thy hand has been against every ono, and
every one's hand against thee. For gen..rations past they have bees
hunted like partridges in the mountains. Deprived of what nature
had made their own, they became desperate, wild, fierce, and indo-
mltable in their habits. Hunger compels them to feed upon every-
thing edible. Ixias, wild garlic, mysembry anthirnams, the core of
aloes, gum of acarias, aed other plants and berries, some of which
are extremei'y unwholeKime, constitute their twits; whilst almost
every kind of living creature is eagerly devoured, lizards, locusts,
and grasshoppers not excepted. The poisonous as well• as Irmo:dons
serpents they roast and cat. They carefully extract their bags or
reservoirs of poison, with which they cover the Points of their
arrows."

For particulars of the habits and disposition of the Bosjiemans,
see Professor Leiehtensteln's Harebells, Campbell, Backhouse,
31ethunes, and Moffatt's Travels in South Africa, and the works of
Dr. Knox, on the Variety of the Human Race.
Admission One Shilling, and Reserved Seats Two Shillings and
Sixpence. •

SOCIETY OF PAINTERS IN WATER COLOURS.
THE FORTY-THIRD ANNUAL EXHIBI•
TION is NOW OPEN, at their Gallery, 5, PALL-MALL
EAST, each day, from Nine tin Dusk.
Admittance, One Shilling. Catalogue, Sixpence.
J. W. WRIGHT, Sec.

OVERLAND RATES for PARCELS sent
direct to the PENINSULAR and ORIENTAL STEAM
NAVIGATION COMPANY'r4 Parcel Office, 44, St. Mary-axe.
To ADEN, CEYLON,
MADRAS, CALCUTTA, the STRAITS,
and CHINA, Parcels 'Alder a quarter of a foot, cubic measurement,
will be taken at 55., Gs. Gd., and 9s. each. Note-ss. parcels will
carry six monthly magazines.—Three quarters of a cubic foot and
upwards charged at the rate of 20s. per cubic foot. Bombay, 305.
per cubic foot.—The above rates include every charge from the
office to the port of destination, except 1-2;,-yptinn transit duty.
Packages received up to the last d.iy of the month for the mail of the
3d., and to Six, P.M., on the 17th for the mail of the 20:h. Detailed
particulars will be given on personal application, or by writing.
JAMES BARBER, Superintendent.

44, St. Mary-axe

BORDEAUX AND CETTE RAILWAY
COMNY.
In compliance with a requisitionPAfrom a numerous body of Share-
holders, addressed to the English Board of Directors of the Consti-
tuted Bordeaux and Cette Railway Company, a PUBLIC MEET-
ING of the Shareholders itt England will be held at the London
Tavern, on Momoxr, the 17th inst., to consider the state and pros-
pects of the Company, and the course to be pursued under existing
circumstances.
The chair will be taken at Two o'clock precisely.
DAVID SALOMONS, Chairman of the
English Board cf Directors.
C. T. BEKE, Secretary.

Ry order,
6, St. ➢fildred'rs-court, May 8, 1847.

THE GENERAL STEAM NAVIGATION
• 11l PS CarOel'aipPpAoNinite"dB
Custom-Ilouse or Tower, for—
very Wednesday
and
carrying her Majesty's Mails,
tsoplleentoa,etd end powerful flot-elass STEAM-
_
and Saturday Morning,_

SSE,er,ferROTTERDAM and, the RHI carrying bet Msdestell Mang—
Every Widne.sday and Saturday, at-Ten, Morning. The Rainbow,
Saturday. The Ocean, next Wednesday.
ANTWERP and the RHINE—The Venezuela, every Thursday,
at Ten, Morning.
OSTEND—Every Wednesday and Saturday Morning. Saturday,
at Eleven, Morning; next Wednesday, at Four, Morning.

From St. Katharine's Steam Wharf, for—
HAVRE—Every Sunday and Thursday, at Eight, Moaning.
From London-bridge Wharf, for—
BOULOGNE—Every Thursday Morning; 13th, at Ten; 20th, at
Three.
• CALAIS—Every Thursday and Sunday Morning.
HULL—Every Tuesday and Friday, at Eight, Morning.
YARMOUTH—Reduced Fares—Every Wednesday and Saturday,
at Six, Evening._

From Brown's Wharf, Poplar, for—
_ _

EDINBURGH—Reduced Fares—The ciareiice: this present Wed-
nesday, at Ten, Night ; the Trident, Saturday, at Ten, Night ; the
Leith, Saturday, May 22, at Ten, Night.

- From Hore's Steam Wharfs, Wapping, for—
NEWCASTLE—Reduced Fares—Every Wednesday and Saturday,
at Eight, Evening. Chief Cabin. 11 ; Second Cabin, 12s.
Between BRIGHTON and DIEPPE—Every Wednesday and
Saturday.

Between BRIGHTON and HAVRE—Every Monday and Thurs-
day.
Between DOVER and BOULOGNE.

To secure Berths, for Freight, and for Bills, containing hours of
departure, ares, SGC., apply at the Offices, 69. Lombard-street ; 37,
Regent-circus ; and 35, Lcadenhall-street.

THE RACES.—LIGHT WEIGHT, ANTI-DUST, RAIN, &c.
N ICHOLL'S PALETOT, 114, Regent-street,
and 22, Cornhill ; not elsewhere in London.

Now Ready, in One Volume Brs, price 125., the Fifth Edition of
rpHE ELEMENTS OF BOTANY,
1 STRUCTURAL AND PHYSIOLOGICAL. With a Copious
Glossary of Terms. The whole Illustrated with nearly 700 Wood-
cuts. By JOHN LINDLEY, Pit.D., F.R.S.
This will complete the Series of Elementary Botanical Works of
Pr fessor Lindley, of which " School Botany" and " The Vegetable
Kingdom" form the other Parts. _

London : Bradbury and Evans, 11, Bouverle•street, Fleet-street.

Now ready, crown Bvo., bound, Morocco cloth, price Gs.
MODERN LIF E, and other Poems.
Henry Baynes, Publisher, Clements-lane, Lombard-street.

MR. LEIGH HUNTS NEW WORK.

On Saturday will be pUblished, in Two Volumes, post aro., with a
Portrait of the Author, by SEVERN, price Ono Guinea,
VEN, WOMEN, AND BOOKS;
&Yr a Selection of SKETCHES, ESSAYS, and CRITICAL
MEMOIRS, from his Uncollected Prose Writings.
•
By LEIGH HUNT.
London : Smith, Elder, and Co.. GS, Cornhill.

ACCOUNT OF THE ASSAMESE.
Just Published, in fivo., with sixteen Coloured Plates, a Map, and
Wood-cats, Price 14s. handsomely bound in cloth, or 20s. elegantly
bound in calf extra. •
A SKETCH of ASSAM ; with some ACCOUNT
of the HILL TRIBES.
By an OFFICER in the Hon. East India Company's Service.
London : Smith, Elder, and Co., 65, Cornhill.

11HE 71st Number of THE HYGEIST for
MAY, contains most infliortant Observations on Dr. Cronin's
Trial ; also Observations on .34-f. Wakley's Attack cm Hullo Way and
Coe%le, for fraudulently using 4the names of Sir Benjamin Brodi'i
and Sir Thomas Wilds in their testimonials, &c.—Prise Id., or 2d.
per post.
Office, 3GB, Strand ; and may al .0 be had of all the Hygeian
agents throughout the country.