The Sun.
London, England, 1841-02-24 00:00:00

No. 15.122.

LIFE ASSURANCE.
A Combination of all the Important Advantages hitherto offered
to the Public distinguishes the
SCOTTISH UNION INSURANCE
COMPANY.
Instituted in 1824, and Incorporated by Royal Charter.
The Septennial Division of two-thirds of the Profits of this
Corporation will be declared in December, 1841, on all Policies
of the participating Class. effected previous to the Ist of August
next ; and persons contemplating insuring their Lives so as to
share in the forthcoming Bonus, should make their proposals
with as little delay as possible.
Tables of Rates, Forms for Proposals, and every informa-
tion, may be had on application to the Secretary, at the Chief
London Office, No. 449, West Strand ; or at the City Branch
Office, No. 78, King William street, Mansion House, between
the hours of Ten and Four.
Persons whose Lives are proposed for Assurance, must be
seen by the Company's Medical Adviser, at the Office, No.
449. West Strand, on Tuesdays, at Eleven .'Clock.
Moderate Rates are demanded for Astralia and the Colonies
generally. F. G. SMITH, Secretary.
Scottish Union Office, No. 449, West Strand, London.

NATIONAL LOAN FUND, LIFE AS-
SURANCE,
And DEFERRED ANNUITY SOCIETY,
No. 26, CORNHILL.
Capital £500,000.
Empowered by Act of Parliament.
DIRECTORS.
T. LAMIE MURRAY, Esq., Chairman.
Elliotson, M.D., F.R.S. John Rawson, Esq.
H.-Gordon, Esq. Clement Tabor, Esq.
George Lungley, Esq. Joseph Thompson, Esq.
AUDITORS-Dr. 0. Gregory, F.R. A.S. ; Professor Wheat-
stone, F.R.S.
AcTuestY—W. S. B. Woolhsuse, Esq., F.R.A.S
LIFE ASSURANCE.
Besides the perfect security to the policy holder of a large
paid up capital, and accumulating funds, with moderate rates
of premium, the following is one amongst many of the advan.
tages which belong exclusively to the princioles of life assu-
rance and deferred enmities originated by t -0 Society, viz.—
Power to borrow, (without delay, expense, or .orfeiture) two-
thirds of all premiums paid upon a polity of assurance.
Premium for assuring 100/.

Age. I X s. d. 1 Age. 1 £ s. d. I Age. I £ s. d.
25 11 18 6 1 35 1210 11 45 1 3 9 4
30 I 2 4 4I 4O 12 16 81 1 5O I 4 4 2

DEFERRED ANNUITIES DEPARTMENT.
By the plan exclusively developed by the Society, a single
deferred annuity is made, nGt only to answer the same object,
but to equal in amount the entire sum of all the advantages
heretofore only obtained by the middle and industrious classes
by separate investments in Savings Banks, Benefit Societies,
and Loan Banks.
1. A small yearly or weekly contribution will secure the
most ample return for after life ; thus-21. 12s. per annum (Is.
a week) at 20 will at 65 give the policy holder the choice of an
annuity for life of 471. 16s. 6d.: 394/. I Is. in cash; or policy
without further contributions of 4661. at death.
2. Two-thirds at any time lent on deposit of policy, being a
fund always available during sickness or want of employment.
3. Two-thirds of all payments returned to representatives in
case of premature death.
The report to the Annual General Meeting of Proprietors,
prospectuses, tables, &c., may be obtained at the office of the
Society, by letter or otherwise, 26, Cornhill, London, or at
any of its Branches throughout the country.
F. FERGUSON CAMROUX, Sec

lA] CONO MI C LIFE ASSURANCE
SOCIETY,
34, BRIDGE-STREET, BLACKFRIARS, LONDON.
Established 1823.
Empowered by Act of Parliament, 3 William IV.
LOWER RATES of PREMIUM than those at any other
Office that entitle the Assured to participate in the Profits, as
follow:

;e..«..... 15

I 30 1 3'► I 40 I 45 1
_5O

""" - • •
I. Annual v. d. r.. d. s. d s. d.l£ s. d.£ s. d. . s.d. .£ s. d.
Premium 10 8t 14 111.19.19 o 32 4 iU 111? 19 1, :3 11 94 8
per cent.

The Bonus declared in 1834 amounted upon an average to
£l6 per cent. on the premiums then paid ; and in 1839 a fur-
ther Bonus eras awarded, amounting on the average to £3l per
cent. on the premiums paid during the preceding five years.
Bonuses may be applied to the increase of the sum assured,
to reduction of premiums for life, or for a term of years.
Policies on the lives of persons dying by suicide, duelling,
or by the hands of justice, are not void as respects the inte-
rests of parties to whom they may have been legally assigned.
Assurances may be effected on any and every day, and in-
structions forwarded to parties resident in the country on ap-
plication.
By order of the Board of Directors,
CAMPBELL JAMES DOWNER, Secretary.

N ATIONAL • LIFE ASSURANCE
SOCIETY,
2, KING WILLIAM-STREET, LONDON.
Established 1830.
CAPITAL £500,000/.
PRESIDENT.—GEORGE THOMAS NICHOLSON, Esq.
VicE-Paitsins NT.—JAMES BOGLE SMITH, Esq.
DIRECTORS.
Joseph Barber, Esq.. Patrick Cruikshank, Esq.
Robert Bell, Esq. John Gore, Esq.
George Borradaile, ELq. Ralph Ricardo, Esq.
George Burnand, E sq. Herman Sillem, Esq.
Samuel James Capl ier, Esq. Francis Wilson, Esq.
Four-fifths of th e Divisible Profits are Annually divided
among the Assured_ for the whole term of Life, who have been
so assured for the full period of Five Years, and arc wholly
applied in the Reduction of future Premiums; and the re-
maining One-fifth to the Proprietors of the Subscribed Capital.
TABLE of PREM.' oars for Assuring 1001. for the Whole Term
of Life.

Age. Premiu in. Age. 1 Premium. Age. Premium.
15 .f.:l 14 3 25 I£2 3 0 35 £217 5
20 118 (.) 30 (2 9 5 40 37 5
TABLE of PREMIUMS for Assuring 1001. payable at the Death
of the Party, but the Annual Premium to cease at the Age
of Sixty.
Age. Premium. I, Age. Premium. Age. Premium.
15 £1 17 2 125 £2 8 7 35 £3 10 7
20 21 9 30 217 9 40 49 5
TaisLz of PRE3IIUMS for Assuring 1001. payable on the
Party's attaining the Age of Sixty, or Dying previously.
Age. Premium. Age. Premium. Age. Premium.
15 £2 .2 2 25 £216 10 35 £4 4 9
20 28 4 30 3B 6 40 58 8

Commission allowei 1 to • Solicitors bringing Assurances to
this Office. C. B. SMITH, Actuary.

NATIONAL PROVIDENT INSTITU-
TION,
Enrolled under Acts ( A Parliament passed the 10th of Geo. IV.,
4th and 5 th of Wm- IV., and 3d and 4th Viet., relating to
Friendly Societies,
For MUTUAL ASSURANCE on LIVES,
ENDOW SIENTS, and ANNUITIES.
13., Nicholas-h me, King William-street, London.
DIRECTORS.
C. P. Bousfield, Esq. Thomas Hodgkin, M.D.
John 13e.ulbury, Esq. R. Ingham, Esq., M.P.
William Cash, Esq. Joseph Janson, Esq.
Thomas. Castle, Esq. S. Hayhurst Lucas, Esq.
James 'Crofts, Esq. C. Lushiugton, Esq., M.P.
John. Feltham, Esq. John St. Bart*, Esq.
Jcsoph Hargrave, Esq.. Richard Shortridge, Esq.
Eta-muel Smith, Esq.

M CDICAL DIRECTORS.
T, Conquest, M.D. F. L. S. I Thomas Bevan, Esq. , F. L. S.
SOLICITORS.-- Messrs. Hardwick and Davidson.
The distinguishing lharacteristic of this Institution is Entire
1 Mutuality. The Wh. )1e Profits will be equally apportioned
amongst all the Assure d, who have the Option to apply them
I either to Reduction of the Premiums, or to Increase the
amounts assured.
The First Division will be made in December 1842, and
subsequently at the cad! of every five years.
Every Member is enC 'tied to attend and vote at the Annual
General Meeting.
No Member can be is volved in legal expense, as should any
dispute arise, it must be settled by arbitrators appointed agree-
ably with the aforesaid Akets of Parliament.
Assurers may serzurethm benefit of their Policies to Nominees.
The Assurances to be effected in this Institution are as follows:
Deferred and Immediate Annaities.
Endow-mer ts for Children, payable on attaining the Age o f
14, 21, or f ,5 Years.
Deferred Sums payable at various Ages from 30 to 65.
Life Asr ,urance, for securing a suns of money payable at
Death.
Life As! iurance, for securing a sum of money pa}able at
Deatl I, or on attaining a specific age.
The folio' wing Table exhibits the Progress of tin) Institution
from its commencement :

No. of Policies \ Amount of Periodical
Yearsending issued. Premiums received.

20th Nra v. 1836

616
12,270 8 11
459 178,021 12 2
17,417 13 11
490 22,987 9 0
494 27,236 11 3
____-

99 1837
1838
•,, _

„, 1839 .....

If Df 1840......

Tot 4 number.....)

2,494

The E irectors are desirous to extend the usefulness of this
Instituti, el as widely as possible, by keeping the public atten-
tion direr to dto its important benetits.
The as, 2a unt of Assurance on a single Life, hitherto con-
fined to 2 f 0( 01., may now be extended to 5,0001.
Prospe ,eta ses, and every information, may be obtained at the
Office, and also of the Agents and Medical Referees in the
County c. JOSEPH MARSH, Secretary.

~-_____
TH E 1 ,PERITIVE FOUNTAIN not only
en able s persons to preserve a regular action of the
boy Ids. bu tto procure at any moment the desired relief merely
x ith a littl e svi tter ; by which simple remedy they escape from
the evils o r cot tiveness, and avoid the additional sufferings that
are brough lon ,by a habitual use of opening medicines. The
apparatus is so e%
fitting tot ',ether,
embarrass! nent Tar
imps t that, with the requisite quantity of li-
quid, it re ,ay be i 1 u t into the pocket ; needs no preparatory
British As a s lavement machines do, and occasions no
i,'s use to the most infirm invalid or nervous
female.
The s( 3ub iD MAGNIFIERS, for which Dr. SCOTT
in general
(Inventor of t he Aperitiv.: Fountain) received thanks from the
Country
enabled de of p
Win tion, are the enly artificial means that have ever
almost,
with, arsons to hear a distant speaker, and to join
The ' 'cone ersation, without holding anything in ,the hand.
small ar
6 of
Se
mral powers (the low-power CORNET being
',lough to be attached to the ears by a spring, and are
tible), so that every individual can be supplied
the •degree of assistance required ; but persons in
may •
have the proper kind sent to there, by ad-
dress*
'ng parti cola -s of their deafness (containing an order for
payment) to lies ws. Pine and Rooff, superintendents of Dr.
So tt's Rep' •
.tattery, , 369, Strand, three doors from Exeter-hall.