The Sun.
London, England, 1841-01-20 00:00:00

PUBLIC NOTIFICATION.

31 ESSRS. SLOAN and CO., Members of
the Royal College of Surgeons. 4, ARGYLL-PLACE,
['REGENT-STREET, and 28, IRONMONGER-LANE,
CHEAPSIDE, may le consulted from Eight o'Clock in the
horning until Ten at Night, on every variety and stage of
Syphilis, with that delicacy and seeresy they have hitherto nb-
s.:l-vcd. 'The treatment they pursue will not subject any patient
to confinement or hindrance-from business. Cases of an ex-
treme nature they eradicate in eight or ten days, or if slight or
recent in two or three, without the indiscriminate use of mer-
cury, and .at a moderate expense. Generative debility,
Gonorrhoea, and Siiictures of the Urethra, unhappily so preva-
-1?-10, are treated upon'those interring principles which have in-
sured to Messrs. `loan and Ch. so large a share of nubile va•
tronaee for nearly thirty years in London, and which it will be
their future exertion to maintain.

Letters, containing an enclosure, will be answered by return
and patients, hoverer distant, will be corresponded with until
recovered.

IIOOPING-COUGH cured without Inward
Medicine,
By the Use of ROCHE'S HERBAL EMBROCATION.
Many thousands of children are cured annually by this remedy;
en the first attack, an immediate application of the EMBROCA-
TION will prevent the complaint taking any hold of the constitu-
tion, and a few times may completely cure. In most cases, one bot-
tle will produce the do-ired effect ; and no remedy can be so a ell caL
calated for children as this, for it jequires no medicine to betaken in-
wardly.
In no case can this medicine be genuine unless signed on the
wrapper, "J. ROCHE." Price 4,t. and IL 2s. per Bottle.
Sold by E. Edwards, 67, St. Paul's; Church.yard ; Sanger, 1511, Ox-
ford-street; White, 24 Cornh ill (oppo!i,e the Royal Exchange), and
Iv most Dialers in Meclioines.

DEFERRED ANNUITIES DEPARTMENT.
By the plan exclusively developed by the &Ides, a single
deferred annuity is made, not only to answer the sitne object,
but to equal in amount the entire sum •of all the advantages
neretofere only obtained by the middle and industrious classes
by separate investments in Savings' Banks, Benefit Societies,
and Loan Banks.

I. A small yearly or weekly contribution will secure' the
most ample return for after life • thus-2/. 12s. per annum (Is.
a week) at 20 will at 65 give the policy holder the choice of an
annuity for life of 471. 165. 6d. : 3941. 11s. in cash; or polio),
without further contributions of 4661. at death.

2. Two-thirds at any time lent on deposit—of policy, being a
fund always available during sickness or want of employment.
3. Two-thirds of all payments returned to representatives in
case of premature death.
The report to the Annual General Meeting of Proprietors,
praspectuses, tables, &c., may be obtained at the office of the
Society, by letter or otherwise, 26, Cornhill, London, or at
any of its Branches throughout the country.
F. FERGUSON CAMROUX, Sec

ANNUAL DIVISION OF PROFITS.
UNIVERSAL LIFE ASSURANCE SO-
CIETY, 1, King William-street, London.
Established 1834.
Empowered by Act of Parliament.
One-fifth of the ascertained profits of the five preceding
years is divided between the policy-holders and shareholders ;
three-fourths to the former, and one-fourth to the latter. The
remaining four-fifths are set apart to enter into the average of
the succeeding years, and thus to provide against unforeseen
contingencies.

The—first division of Profits took place on the 13th of May,
1840, when a reduction of 60 per cent. was declared on the
annual premiums of all those policies entitled to participation.
The following table will show the operation of the reduction
made by the Society :

Age
Annual
when Date ot Sum Original Premium
Polic3
was Policy. Assured. Premium. Reduction payable in
issued. 1840.
-- ---------- __________
-------- ------
2u j May 18.35. £l,OOO £l9 6 8 £ll 12 0 £7 14 6
30 ." ..04 1,000 24 $ 4 14 13 0 915 4
40 ••• •• 1,000 31 10 0 18 18 0 12 12 0
50 ... . - 1,000 42 15 0 25 13 0 17 2 0
60 ••• .1,•• 1,090 66 11 8 39 19 0 26 12 8

This system of reduction in the premiums affords immediate
benefit to the Assured, or enables them to secure a considerable
bonus by effecting a new policy.
Policies are granted in London and by resident Committees
at Calcutta, Madras, and Bombay, on Indian risks, at very ad-
vantageous rates, calculated from ek tensive data and tables,
exclusively in the possession of this Society, to show the true
risk of life during residence in India, and after retirement from
foreign service,

By Order of the Board,
DAVID JONES. Actuary.

AFirst-rate HOTEL, and BOARDING-
HOUSE adjoining, in CHELTENHAM, to be LET
on LEASE, or SOLD, formerly well known as FISHER'S
HOTEL and BOARDING-HOUSE, but since named the
CLARENCE HOTEL, &c., in consequence of his late Ma-
jesty having sojourned there when Duke of Clarence. The
establishment has enjoyed, for upwards of thirty years, a very
extensive connection, and has been a principal resort of the
most distinguished visitors to Cheltenham. The Hotel and
Boarding-house are distinct buildings, contiguous to each other,
and are situate in the centre of the town, in a most convenient
position for access to all the spas, walks, and drives of that fa-
vourite watering-place, and very near to the Depots of the
Cheltenham and Great Western Union, and Birmingham and
Gloucester Railways. The Hotel contains 13 sitting-rooms, 38
best bed-rooms, 13 servants' bed-rooms, with all requisite
offices. The Boarding-house contains four large public dining-
rooms and drawing-rooms, 11 private sitting-rooms, 34 best
bed-rooms, and 10 servants' bed-rooms, with all necessary
offices. Attached to these buildings are baths, a brewery, plea-
sure garden, coach-houses with standing for 24 carriages,
stabling for 31 horses, loose boxes, and numerous convenient
offices. These extensive premises will be Let for a term of
years, or Sold if required.
For further particulars, and to treat for a Lease or Sale, ap-
ply (if by letter, post paid) to Mr. Laurence, solicitor, Ciren-
cester. Immediate possession may be had, if required.

INUNDATION AT BRENTFORD.

ADDITIONAL PARTICULARS

NEW BRENTFORD, MONDAY EVENlNG.—Throughout
the day, the town of Brentford has been thronged by per.
sons from the neighbouring towns and villages, and even
from the Metropolis, anxious to visit the scene of the late
awfnl inundation. The Infant School-rooms in the Butts
have been prepared for the reception of the distressed
boatmen, whose boats are damaged or sunk, and 90 men,
women, and children, were refreshed nith a plentiful supply
of coffee and bread and butter. This morning, at 8 o'clock
they all had a breakfast of coffee and bread and butter, and
at dinner the number was increased to 68.

The following nine boats are supposed to have been sunk
and broken up by the stream, as no trace of them has yet
been discovered—viz., the Safety, laden with coals
and peas, and the Diligent, with a similar freight, both
the property of Mr. Bissell, of Tipton, near armingham ;
the Julia and the Kingfisher, both freighted with beep
iron, the property of Mr. Josiah Smith, of Bloxwich,
Staffordshire : the Tipton Lass, and the Adelaide,
freighted with coals, the property of Messrs. Brad-
ley and Co., of Tipton ; the Oak, and the London
Trader, the first freighted with 70 quarters of
wheat, and the latter with 24i ditto, both belonging to
Messrs. John Bradley and Co., of Stourbridge; and the
Ashley Company, which was empty, and was the property
of that company. In addition to the above, the following
arc known to be seriously injured, if not, as well as their
freights, rendered unfit for further use—viz., the Union and
the John, belonging to Mr. Shipton, of Wolverhampton;
the Amiable, belonging to Walter Williams, of West Brom-
wich ; the Liberty, the Prosperous, and an iron boat, not
named, with a freight of slate and quarries (two of which
boats are sunk), the freight the property of Mr. Dale, of
Brentford, and the boats hired by John Dafferu, of Nunea-
ton, Warwickshire; the Sarah and the John Price, belong-
ing to Messrs. Price and Sons, of Brierley-hill ; the Henry,
belonging to Michael Hall, of Gospel Oak, Tipton ; and
several others whose names have not yet been ascertained,
with barges and lighters, to the number of at least twenty.
During the day a great number of persons have been
busily engaged in clearing out some of the barges lying
off the shore, in which they have to soma extent suc-
ceeded ; also in fishing up large numbers of sacks of wheat,
&c., which had been washed out of the craft, but front its
sodden and swollen state, by which many of the sacks
have been burst, it is feared will not be of much value.
In addition to the wharfs and premises of Messrs. Bourne,
Curtis, Sims, and others, whose premises were stored with
wheat and other grain, &c., most of which have been
flooded and damaged, there are nearly fifty small cottages
situated in the yards and alleys leading from the high road
to the water, to are inhabited by the poorer classes, who
have suffered considerably by the inundation, as have also
the residences of several other inhabitants. The damage
done at Mr. Norris's tan-yard is estimated at nearly 1,0001.
With regard to the origin of the calamity, it is evident
from an inspection of the locks and banks of the canal that
they have not given way, as was at first supposed.
The escape of the 21 men, women, and children, from
off the passage boats, as they passed the wall of the Duke
of Northumberland's grounds, was almost miraculous.
The first tlsat got over was a boy, named John Joacs, who
instantly fastened a rope to a tree, by which means the
others got over. As they did so, they felt the wall tot-
tering under them, and while the last boy was on it it was
overthrown by the water, he providentially falling within
the grounds. Immediately on being discovered by his
Grace's gardener, they received both shelter and succour,
for which they still express their heartfelt gratitude.
During the day considerable excitement has been occa-
sioned in the town by the fact that Mr. Charles Morris, a
market gardener at Old Brentford, had been missing since
the everting of Saturday, and in the course of the afternoon
all doubt on the subject was removed by the discovery of
the body near his own residence in a stream communicat-
ing with the Brent, and which, until yesterday, was much
swollen. The body was removed to his residence, where
it awaits an inquest.
No time has yet bean fixed for the inquest on Spruce,
as it is probable there may still be other bodies in the water.
At Hanwell, an island laid out for a garden, and be-
longing to Mr. Shrivenham, has been entirely washed
away by the water. The palings on the side of the
grounds belonging to the County Lunatic Asylum have
been thrown down, and thirty-two sheep are supposed to
have been carried away by the stream from Twyford
Abbey, as two of them have been found drowned. They
are the property of the Rev. J. Emrnerton, of Hanwell.
At Hayes there is a deal of water, even across the high-
road, and at Uxbridge the mill and residence of Mr. Ste-
vens are considerably under water.

On the Bucks side of Uxbridge the highroad is flooded
in many parts.

A Cabinet Council was held yesterday afternoon at
the Foreign-office. The summons was for two o'clock, and
shortly after that time all the Cabinet Ministers were in
attendance.

_f

(From the Morning Chronicle.)
The yearly balance sheet of the Bank of France has
recently been published, giving an exact account of the
affairs of that institution up to the 31st December.
These accounts also exhibit the average position of the
Bank for the preceding quarter, and the result of the
operations for the last six months. The fullness and
precision of these documents afford a strikint, contrast
to the partial and vague information derived' by the
people of this country from the average Gazette rct urns
of the Bank of England. In no respect is the contrast
so striking as in respect of the relative amounts of
specie in proportion to the circulation possessed by
these two national establishments, as may be seen from
the subjoined comparisons of the most recent returns of
each :

BANK OF FRANCE. BANK OF ENGLAND.
Circulation, Dec. I Circulation, Jan.
31, 1840 €9,666,000 5, 1841,
Bullion
Deposit Accounts, Deposits
including Trea-

sury Balance ... 7,073,000
_ We thus see that while the specie on hand in the
• Bank of France is only 338,0001. less than the amount
- of its issues, the bullion in the Bank of England is
12,555,0001. below the circulation, and that the
bullion in the Burk of France is nearly three times
as great as that possessed by the Bank of England.
By the original constitution of the Bank of
- France, the management was vested in a general
council, entirely chosen by the shareholders, but
that form of administration was altered by the
law of 22d April, 1806, when the central committee
was replaced by a governor and two dept ty-,loverneis
I,
chosen by tha Crown. On the fall of the empire, the
introduction of three agents, chosen by the Crown, was
reprcs( nted as an act of tyranny, and an attempt was
made to dispense with them ; but the opposition was ul-
timately unsuccessful, and the Crown patronage is still
continued. The Bank offers no objection to the in-
terference of the Government, and the law of June,
184.-0, gave full effect to it. The report of M. Du-
faure of April last says, " Your Committee also
approve of it without reserve ; not that they would
wish to afford to the Government a means rescrted
to at former periods of procuring irregularly the re-
sources of which it might stand in need ; they are
of opinion, on the contrary, that the public treasury
should never treat with the Bank except by mutual
consent, on conditions respectively agreed to, and as
every other capitalist would do. But such would be the
influence on the value of all transferable articles, and
consequently on all private fortunes, of an unlimited ex-
tension of, or of an imprudent restriction in, this im-
mense circulation of notes performing the functions of
money, and of a change in the rate of interest which the
Bank charges in this enormous mass of discounts ; or of
a refusal to render to commerce the gratuitous services
which it owes it; that it is impossible to expose society
to the chances of the errors which may be committed,
or of the bad calculations which may be made by a pri-
vate company armed with such extensive powers."
The French legislators in this report demonstrate
very plainly that they foresaw the dangers attending
the possession of the power of making money by any
class of individuals. They specify the evils which
society would be exposed to by such a system, and
therefore they have wisely appointed officers chosen by
the Crom, to preside over the deliberations of the
Directors chosen by the shareholders, the former of
whom sign all agreements and covenants, without whose
approbation no bill can be discounted, nor of conse-
quence, we presume,rejected ; nor can any resolution be
carried into effect, unless signed by the governor
appointed by the Crown. The constitution of the
Bank of France, then, which is admitted, on all
hands, to have worked better for the public in-
terests than that of any other in the world, fur-
nishes a direct precedent for the checks of publicity
and of Crown officers under Parliamentary control, to
protect society from the evils of unlimited power of is-
suing paper money being vested in private hands.
Under the influence of such control our French neigh-
bours allow the privilege to the Bank of France of
being a national bank of issue. Such an engrafting of
Parliamentary control, and of officers appointed by the
Crown to preside at the meetings of our Bank Direc-
tors, would be an improvement on the constitution of
the Bank of England, but it would only be a palliation
of the disease. 1t svotald net„vre fear, be a radical
cure ; and, unless united with perfect publicity of the
affairs of the institution, no great benefit would accrue
from it. To effect substantia real good for the people,
we must go back to first principles, and have the sole
money of the realm, whether specie or convertible
paper, emanating from the Crown, subjected to per-
fect. publicity and efficient Parliamentary control.
When we see the people of France placing so strong a
curb upon the management of their Bank as to submit
the actions of the shareholders to the constant super-
vision and control of Crown officers, although the coin
in the coffers of the establishment frequently exceeds
their notes in circulation, and is never much below it,
we can only come to the conclusion, upon a parity of
reasoning, that in England, where the circulation of the
Bank of England stands as 16.1 to 3.5 against the spe-
cie on hand, and where the trading and commercial
interests are so immerve that the interferenee of the
Crown and Parliament ought to be carried to a much
further extent, in order to protect the rights of property.
The coin in the coffers of the Bank of France, and its
circulation for the years 1835 to 1839 inclusive, were
us follows :

Coin in Bank Coffers. Notes in Circulation.
Maximum Minimum Naximum Minimum
Francs. Francs. Francs. Francs.
1835...203,207,200 130,899,278 241,872,000 207,204,500
1836...192.916,100 89,289,044 231,873,000 196,534,500
1837...248,221,300 103,702,344 216,912,000 190,079,500
1838...298,208,000 235,003,000 227,733,500 195,225,500
1839...249,091,500 202,814,500 234,740,500 195,880,500
The average will be about
Maximum of Coin. Maximum of Circulation.
Francs. Francs.
238,328,820 230,626,200
Minimum. Minimum.
152,338,833 196,984,900
The circulation and bullion of the Bank of England
for the years 1835 to 1839 inclusive, taking the
amounts fro►u the average Gazette re►.urns in the
months of December for each year, were as tol-

lows :--

Bullion in Bank Coffers. Circulation.
1835 ............£6,6.16,000 £17,321,000
1836 ............ 4,545,000
1837
1838 ...... 9,362,000
1839
The average about
£6,318,000 bullion against £17,576,000 of circulation.
Stating the French returns in our money, the ave-
rage of the maximum of coin is about 9,533,0001.
against 9,223,000/. of maximum average of notes in
circulation. These results cannot fail to attract at-
tention, and it must not be forgotten that they prove
the working of a national bank conducted under the
immediate superintendence and control of officers
chosen by the Crown, and subjected to periodical
publicity by its actual position, in contrast with the
Bank of England, managed without any such right
of interference by the Crown, and affording no
account to the public of its actual position. 'They
give such decided weight to the principle of
Crown interference and Parliamentary control, as
acting beneficially for the public interests, affording
steadiness of prices and the convertibility of paper
issues, that we almost consider tha precedent deci-
sive in favour of the adoption of the same principle
in this country. Difference of opinam, in and out
of Parliament, will no doubt be entertained as to
the extent to which the principle ought to be carded
in renewing the Charter of the Bank of England ;
but we are confident it will not long be any thing
more than a difference of degree. The expediency
of having the national currency subjected to the
control of Parliament, through the supervision of
officers appointed by the Crown, ere believe will soon
be generally admitted by the leading men of all pasties.
The precedent is directly in point. The Bank of Eng-
land have thought it no humiliation to borrow gold
upon the security of the dead weightlrom
stohesoßanndle,
of France, and the obligation should now be renewed
by borrowingaleathf
ealsboconuetficoiafl threeisruibtoookr oittsfinospnecriaa.l
We think the
principle
taminoadini sa havegs
m clearlyteseen. in the
r:e placing affairsr ofly u then d
tehr
cßtah issuingnekc oo fntlrd'oerlapnaaernetdi
that we have little difficulty in coming to the
decision, that in this country it ought to be car-
mirnica:inisattgoesmetpheaenrtaftueolliyf extent
otren: entirely
officers. The interests in-
volved here arc vastly beyond those in France.
The notes of the Bank of England alone, without in-
cluding the country issues, arc nearly double in
amount to those of the Bank of Prpbaernocepeer,sosapnooirflt,;ostnuhapcbereiry:
the pred'lency
svf oti
srr
Icon,
ng
et hn
wet
hci
co
hnrt rhoel
wouldl i na gle
rpebol
be obtained
e or bshouldtai
ned negative y
of the Crown officers at the weekly board would not
work with sufficient energy or harmony. 'To reach
the safe haven of rest, the sittings and actions of the
Crown officers and those of the Shareholders' officers
must be separate and independent, in respect, at least,
of the process of issuing the paper money. The elec-
tion of the Governor and Deputy-Governor by the
Crown would naturally entitle those officers to preside
at the meetings of the General Beard, but the propriety
of such a step requires more space than we can afford at
present. The indispensable preliminary to Crown in-
terference at all is the extinction of the debt due by the
T
Governmentungeraepti to the Bank—an easy and necessary ar-

FROM THE DAILY PAPERS OF YESTERDAY.)
(From the Morning Chronicle.)
In another part of this day's Chronicle will be found
an exposition of the course of medical study, and the
mode of testing candidates for medical degrees, in the
University of London, together with the most satisfac-
tory proofs of the successful progress of that institution,
in reply to the mis-statements and misrepresentations
of the Quarterly Review.
In the Morning Chronicle of 10th January, 18:37,
we entered into an explanation of the objects for which
the Metropolitan University was founded, and the
article in our paper of this day affords conclusive evi-
dence that our anticipations of its success are fully
realized. Does the writer in the Quarterly Review
believe that the public will long tolerate that the gra-
duates of the University of London shall be prevented
from practi:ing their profession, for which they have
qualified themselves by a good previous literary
and scientific education, by an extended course
of medical study, and by submitting them-
selvt s to a more searching examination than
that enfo7ced by any other institution of this
country ? We trow not. The period has arrive.)
when the Government cannot much longer resist the
almost universal call of the medical profession, to which
will soon be added that of the public, to place the
medical institutions and rrofession in this country in the
position which the advanced state of medical science

dictates and the welfare of the public requires.
We are far from considering the University of London
as a perfect institution ; but its faults, which have been
rendered sufficiently apparent by its workings, ate of a
nature to be easily remedied. The senate of the Uni-
versity, as it is now constituted, is too large for an exe-
cutive body, and too small to admit of such a body king
selected opt of it. Let the members of the senate be at
once raised from its present number (38) to 80 or 100,
and let them choose from among themselves an executive
council, composed of a due proportion of members of
the different faculties and it may then be made an
efficient institution. The effect of such a change in
the constitution of the University, provided the new
members were well selected, would be to strengthen the
institution, to raise it in the estimation of the public,
and extend the sphere of its influence and usefulness.
This increase in the number of its members would
euahle the senate to place its administration, as regards
the carrying out its details, in the :hands of an efficient
body, the individual members of which would be kept
from lapsing into inactivity by the surveillance of the
larger body, and by the consciousness that the work to
be done rested with them, and that they were responsible
for the character of the University during the period of
their administration. Such are the more important altera-
tions in the constitution of the University of London,
which we consider absolutely necessary to render it
a really efficient institution, capable of carrying
out the important objects which we believe it destined
to accomplish. At the present moment, therefore,
when a new charter, we understand, is about to be
granted, we would urgently press the consideration of
our suggestions upon the present members of the uni-
versity, and upon the Government who instituted it,
and whose duty it is to watch over its operations, and
to do everything in their power to render it efficient.
In its present state, we do not hesitate to express our
conviction that it cannot maintain the rank among
similar institutions which the Metropolitan University
ought to hold ; and we confess that it has been matter
of surprise to us, that it has effected so much as is this
day recorded in our pages. This could only have been
done at an expense of time and labour on the part of
its members, which men worthy of being intrusted
with such important duties could not be expected to
continue.