The Sun.
London, England, 1847-05-17 00:00:00

NATIONAL LOAN FUND LIFE
ASSURANCE SOCIETY.
26, CORNIIILL, LONDON.
This Institution
X 500,000. . Empowered by Act of Parliament.
_.t lnstitution embraces important and substantial advantages
Zh respect to life assurances and deferred annuities. The assured
hitu °ll all occasions, the power to borrow, without expense or for-
s] re °f the policy, two•thirds of the premiums paid (see Table)
—so
terthe Option of selecting benefits, and the conversion of his in-
meet other conveniencies or necessity.
43 arances for terms of years on the lowest possible rates.
DIVISION OF PROFITS.
),...Tfati:
ainneuruelsing prosperity of the Society has
it th
',is s va • meeting held on the 12th May, 1847, to declare a fifth
enabled the Directors
...,, rYlng from 36 to 85 per ceat. on the premiums
eY effected on the profit scale. paid on each

EXA3IP:

'Policy
taken
;out in

Bonus
addition 'Bonus in
to Sum
Assured.

Perma-
nent Re-
duction of
Annual
Premiums.

Sum the
Assured
may bor-
row On
Po icy.

1837
1838
1839
1840
1841
1842

s.
243 9 3
218 4 8'
192 1 10,
143 5 10'
138 14 2
111 6 8

X s d.
112 8 5
99 8 10
8G 9 3
66 8 4
61 17 6
49 10 0

X s.
18 4 6
15 13 5
13 4 9
9 19 1
9 9 2
7 10 4

£ s. d.
494 8 10
445 0 0
395 11 1
346 2 3
296 13 4
247 4 5

Te
„nehe,
ors
annual Report, with tables of rates, &c., may be had at the
be forty HY of Its branches in the country ; or, on application. will
arded post free.

F. FERGUSON CAINIROUX, Secretary.

NATIONAL LOAN FUND LIFE ASSU-

RANCE SOCIETY.
OFFICE, 2G, COHNKILL, LONDON.
Capital 500,0001,

The Empowered by Act of Parliament.
tonal ,i7tetn ot Deferred Annuities, originally proposed by the Na-
lnent r,ruan Fund Life Assurance Society, for the better advance-
the a - the objects of Benefit and Friendly Societies, having received
",),_Probatitm of a considerable body cf the active members and
;1.; of those Institutions, and the Directors of the National Loan
Bra eh having been urgently solicited by them to establish a
cias_ (Mice in connexion with thos. Qocieties and the Operative
generally. in which their services might be successfully en-
',.;;Tik.Corninittee has been sanctioned by the Directors to open
e'ntua !cation with the different Societies, with the view ofnmourie_
trio*, cideueminating the valuable benefits amongst the d

ciaises, and a plan has been :woposed with that object.

ADDRESS OF THE COMMITTEE.
brilifnanY Praiseworthy but ineffectual attempts have been made to
in.cul_tions
8 within the scope and operation of the laws of mortality and
'"'neY the savings of the industrious elasse.s, as well as 1, anous.
regulating the their distribution, having for their object either
—.mediate, contingent, or deferred benefits.
militp...,sligh.t_examicatioh, however, will demonstrate that the co.n-
ste,"r r these associations or societies is defeeteiatiivcae ;afaniid,vetslitarateT,-,
~,,5,7, r affording an easy access and a free
ro'_:'' should be the privilege of every one,
alonetheycnfine too nar-
be seemed ;
,471:Yi tho *kennel through which a benefit can
d
their h prePort limited.he action is circumscribed an embarrassed,
t.
t 4 utility Is For example, it is not to every individual
in , tverY class amongst the industrious community, that provision
for a
f
I,e:4S of sickness is an object of such Importance u to a
vision appears more
attr.l,,arY sacrifice ; while to others sUCh a
em7-..,,,ve, and the loss of employment causepdroby sickness is a risk
bf tr Wniell they desire to be guarded. For this. anthoamtailsoutso sstsayte,
bastea,Z;( there is an effective and simple remedy,....
en ,
t two or more
4otingnt redby one weekly or annual p y
benent or defebenefits, so to arrange ita that each separate
It is should have Its separate contribution.
two , ° net having observed this rule, and to the associatimainodf
so ~"altnilar functions, and by confounding a sick allowance
o.riTs"nllity fund in one and the self-same
Be
that muticelai of the
rlsTe a.n.,4 thismanagement has arisen amongst Benefit Socieof
a.
sick.
bes..nlchanisio can be so perfect for the management
elanon".LProvision as that afforded by the constaconmtsectional asso-
posing it. By
this and watchfulness of the several members
hone 1,1,: a thorough and constant check 13 mutuailye
tut thi,‘ the really sick are likely to become chargeablexercuispeodn, and
ldom attainable
Where ..B.ahte Perfection, or the same security,
4,4
„he:.
tieing la t ener 1
nrdesusit.to be accumulated through aisiumsecacaesesyloilacoefLaer:i
antuld, re to bear out. calculations,
For the._ a beyond the experience of the industrious classes.
ilicknesr reasons it is clear that the funds destined for a. povisioatiaina
Proviyi
let. L 6 d age
h'-- kept entirely distinct Irons the fund i mended
Because there
o.nuetteciecause tile laws of sickness and mortality, though apparently
. do not depend on the same calculation.
larger Prov' 1 i are a great number who, in order to secure a
for probable on n ol are willing to take the risk of providing
341.,sickness gageemsel
e.ntinurl.dica,use the responsibility of managing a provision for old age,
With ,r; ,e a distant period is, in a great measure, incompatible
sporunbitootary associations, fluctuating laws, and individual irre-
nce of
Such a. c'otY. and more exposed ton a failure in the
erdinaril
Milted InetchaUse
ntract , that when undertaken on the same l'prrlifiociplaes that
4th. by °vent coMmercial hodiei.
the expenses of providing for sickness must,. whenn i.
high still e kline Payment with provision for old '
this provision : no is it wisdom or to en-
44nter the one
Impress rie for the sake of the other.
Seel with these knowledge
good policy
et the ii,eu convictions, and with an intimate
~
.ng
Priendl• ~.,e,,'1,?h3 Passing within the bosom of many of Ike ex! tl
km, ~, - , Ben tit Societies the parties whose names are here-
sr
4aottt.r.
to P2hed, have had several' meetings, with a view of proposing
._ng a reinedy for those and other evils ; and in this mainiiitiey
and n 5..!,. adaditional force to the principles of brotherhood,u
guarding
them rrowinalt Id, on which friendly societies are based, by
After tri he risks of sudden dissolution.
10.„_.. itch diligent search amongst the combinations ingeniously,
eb,ffreto time to time for the attainment of one of the principa
Ins itopu,F, riendiY and henelit Societies, they have found none equal
and fiyi,,,,—LY, and comprehensiveness of design, as well as forethought
pros for the wants of the industrious classes, as the Plait
by the ,4' t* ' it LI A surance Society. It is
true that tk ' a ional Loan lun i e s
p5,,i,ii.,4 i 4 author of that plan has furnished an argument against
Dediene of skiekness; but, without concurring in the immediate ex-
other z: s.antioning a provision in sickness, no one can read the
cenveil• „. cif the plan itself, without being fully satisfied that the
gl•earl.e“ce and safety of Friendly and Benefit Societies will be
co__ Y ilet.eured and consulted, by separating the payment of a sick
612. frorn an annuity for old age.
(i:elfitatior, hayin_ w
6 aited on the directors of the National Loan
tae„„,7ho Met in the handsomest manner the overtures made to
b,.,1;20r the establishment of a separate oflice for the transaction of
dos,: connected with Friendly and Benefit Societies, and the in-
Stitutinus,ela"" In general, resolutions have beer entered into, con-
tware,-- --e undersigned as a Committee, with power te add to its
utze7o, for the promulgation of the benefits contained in the. an-
Ind wijrtctus, under tile guarantee of the Capital of the Society,
with tile 1 without Interfering with the numerous objects connected
oDinion Institution of Benefit and Friendly Societies, will in their
to the LeatlY enlarge their sphere of utility, and afford a protection
the prese'nr:trg classes in old age and adversity, which nothing up to
Thom," has adequately secured to them.
.1,,,,_ _ ilurthotn, P.C.R., Ancient Order of Foresters.
johßn FO5 It, p
ri --t,, Ancient Order of Foresters.
James ic,ordon, 1,.5., Ancient Order of Foresters.
11. enrY lion: 1/...•e•11., Ancient Order of Foresters.
.os N.- —' • •G• "tlanchester Unity of Odd I ellows.
Joseph —ogent, l'io-p S , Manchester Unity of Odd Fellows.
, Reeks, B. -
0,, .6rder of Old Friends.
si lintel Tirnbrell, D.d.R., Ancient Order of Foresters.
Example, DEFERRED Ali sum ES.
topnt
0,.. —A per quarterly 4 next birthday, by the annual pay-
Of 2 ' 11. rs., or payment of 75., or moutply pa):mofents
!. 2d.. -may secure, on attaining the age qor.._ten. , option
3 or a Policy
e.,re-
ceiving Annuity, 101. 19s. 2d. ; Cash down. 1 i
en Life, 1371. 178.
t birthday, may secure, on at-
taining'lami'le.—A person aged 26
next
101., with the other options, by
the
the age of Go, an Annuity
a single payment of 221. 175.3 d.;
.41 annual payment of It. Cs. 9.1.. or
to I4s a for disparity, he will be entitled
Or nil payment of 61 • .d•
of lie. 1 Id., tho same as
ll' flt by an annual payment
. Same Isene 5
or age 20.
Example.—A person aged 36 next birthday, by the annual pay-
Cs or quarterly payment
pay-
meat of 11. ~
Si' 2s. 2d.may secure en attaining the of 65, the option of re-
age
1 OS 4cl • cash down, 1481. 12s. ; or a policy on
eelvin Annuity, IS • • • ,
his life 1751. I Is.
Example.—A person aged 35 next birthday, by the annual pay-
Aleut of it. 65., or guar .monthly payment
quarterly payment of 75., or
Of 2s 2,1 may secure, on attaining the age of 65, the option of re-
. "cash down 1481.125. ; or a policy on
re-
ceiving Annuity, la/. Os. 4d. ; ,
hie life, 1781. Its.

LIFE ASSURANCE.
t,XXample. —A person at the age of 30 next birthday may secure
.`,3 sum of 1001. payable at his death, whenever it may happen, and
—a° Participate in the Annual Divisloa of Profits, by the annual pay-
of 2/. Ss. 3d.
llnx.arnPle.—A. person at the age of 25 next birthday, by the pay-
null2C 5" "' per month, or Is. per week, may secure the sum of
a• Payable at his death, whenever it may happen, and like-
, yia
snare In the annual profits of the Society.
F. FERGUSON CAMROUX, Secretary.

' • 'IMPERIAL LIFE INSURANCE COMPANY,
CORNHILL, LONDON.
DIRECTORS.
CG.ECO.
lIENRT JAMES PRESCOTT, Esq., Chairman.
GEORGE,
EFSIgELD, Esq., Deputy Chairman.
James
Stich Daniel Mildred, Esq.
_ Michael Bland, Esq. James G. Murdoch, Esq.
Charles Francis Cobb, Esq. John Horsley Palmer, Esq.
Andrew Colvile, Esq.Geor Henry Pearce, Esq.
,-, George Henry Cutler, Esq. George Reid, Esq.
"eor •
1,4 ge Ilihbert, Esq. William R. Robinson, Esq.
Voy,(4* Newman Hunt, Esq. Newman Smith, Esq.
sin.,lt-FIFTIIS, or 80 per Cent., of the PROFITS will be as-
sun,rn t° Policies every fifth year, and may be applied to increase the
and ays'i4red, to an immediate payment la cash, or to the reduction
and
ultimate extinction of future premiums, as shown in the follow-
. example:—
r hop
ITS to POLICIES of 25 TEARS STANDING, entitled to
-..._____ participate in the Bonus declared in 1846.

Atate Cash paid on Or Prem. And an-
at Sum Annual Bonus surrender reduced nual re-
rY• insured. Premium. added, of Bonus• to. turn 4)f.
£ £ s. d. £ s. d. £ s. d. £ s. s. d.
20 1000 19 510 451 5 0 174 12 3 8 69 .
301000 21 15 10 451 b 0 193 12 2 815 0 ..
1000 26 14 2 451 5 0, 236 18 7 710 5 .... • •
40
1000 33 19 2 451 5 0 284 0 6 4 9 8 •••••.
Go
- 1800 45 6 8 451 5 0 335 911 ...... 419 4
1000 G 3 13 4 451 5 0, 384 12 5 i...... 36 10 6

Insurances without participation in profits effected at reduced
rates.

Prospectuses, and an explanatory statement of other advantages
„
/Y given by this Company, may be had at the Chief Offices as
oc:rye ; at the Branch Office, 16, Pall-man ; or of the Agests.
SAMUEL INGALL, Actuavy.

-ROW L AND S' ODONTO, or, PEARL DEN—
TIFRICE, a FRAGRANT WHITE POWDER, prepared
from oriental herbs of inestimable virtue for preserving and bestiti-
lYing the TEETH and strengthening the GLTIIS. It eradicates
tartar from the teeth, and thus lends a salutary growth and freshness
to the gums. It removes from the surface of the Teeth the spots of
Incipieat decay, polishes and preserves the enamel, imparting the
most pure and pearl-like whiteness; while, from its salubrious and
disinfecting q ualities, it gives sweetness and perfume to the breath.
Being an anti-scorbutic, the gums also share in its corrective powers ;
scurvy is eradicated from them, and a healthy action and redness
are inauced, so that the teeth (if loose) are thus rendered firm in
their sockets. As the most efficient and fragrant aromatic Tooth
Powder ever know, ROWLAND'S ODONTO has for a long series of
Years occupied a distinguished place at the toilets of the Sovereigns
and the Nobility throughout Europe. Price 2s. 941. per box.
CAUTION.—To protect the public from fraud, the Hen. Commis-
sioners of Stamps have directed the proprietors' name and address to
be
"
engraved_ on the Government stamp, thus "A. ROWLAND and
. 20, Batton-garden," which is affixed on each box. sold by
the
Proprietors, and by Chemists and Perfumers.

ON THE SECRET INFIRMITIES OF YOUTH AND
MATURITY.
WITH TWENTY-FIVE COLOURED ENGRAVINGS.
Just published, Twentieth Thousand, in a sealed envelope, price
2s. 6d., or post paid, to any address, for 3s. 6cl. in Postage tamps
direct from the Author's residence.
SELF-PRESERVATION : A Medical Treatise
CO the Secret Infirmities and Disorders of Youth and Maturi. y.
tuustrated with Tweaty-flve Coloured Plates on the Anatomy.
physiology, and Diseases of the Urinary and Reproductive Organs,
ZAlalning their various structures, uses, and functions, and showing
e l'Ouries that are produced in them, by solitary habits, and ether
sees,l),,),. With Practical Observations on the Treatment of Nervous
SI,—"KY, Local and Constitutional Weakness, and other diseases of
the Urethra.
By SAMUEL LA'MERT, CONSULTING SURGEON,
Uttr 9, Bedford-street, Bedford-square, London;
11
. ated Me
London Hospital Medicalof Society, mber of the Ustiversity EdinburgLicentiateh, Honorer!,
Apsili;k"er tti of the
-eeLries' Hall, London, &c., &c.
CONTENTS OF THE TREATISE.
CR,
rrzx 1. On the Philosophy of Marriage,
ano with its flindrance
bliiintions, and on Infelicitous and Unproductive Unions.—
Or;"" 2. On the Anatomy and Physiology of the Generative
11;411,1. their functions, structures, and secretions, proving that grew!
.....kin'tal and Physical Power are dependant upon their healthy Action
1,n4,,,7," .1. On Solitary Habits; their various effects on the
of%-. r-'ee'nolnY ; the concealed cause of Debility of the function.
e Stomach, Lungs, and 'Brain, and general weakness of the
Mentala„_ Faculties. CHAPTER 4. On the Secret Disorders of Youtt.
~,;'' alaturity, and the Treatment of Nervous and Local Weakness,
neantal Debility, and Premature Decay.--CHAPTLIU3 5 and 6. On
'4, l)lsorder, arising from indiscriminate Excess, Gonaorhcea
fleet, Strictures, and other Diseases of :he Urethra.
"The authorREVIEWS 011 TLIE WORK.
p,.,
ai . of this singular and talented work is a legally quail-
,7 t
redi cal man, who has evidently had considerable experience of
f ..tir -ttmcnt of the various disorders arising from the follies an .1
4._
_t y a salutary
"",.,,a,
oi
nes of early indiscretion. The engravings are an invaluable ad-
‘l",,,`,'
a; by demonstrating the consequences of excesses, which mils'
Publisehl' warning to youth and maturity, and by its perusal
to the moot confidential friend."—Era.
wp:ulai, questions may be satisfactorily replied to, that admit f no ap.
ra._
bent by the Author, and may be bad at his residence; also
Luede,ra.rlel-street, London; Newton,
~,'t,morK,i_m.t and Itichardd, 52, Paternoster-row; Hannay and CO., 63,
Starts, Tichborne-street, Quadrant; Gordon, 1.4,
e tor Consultation daily, eal Reoksellers. li, Church-street. Liverpool
At no, .
rom Nine till Two, and from
ii:LrotitEight. ; and all letters immediately replied to, if containing
irajuk Li) foradYiees &c.-9 lILDFORD•STILEET BEDFORD-
AKIPX,

Age. Annual
ti Pre-
_A Maim. i
rl
60 4 a
1000 •
'4XI 3 4