The Sun.
London, England, 1847-03-26 00:00:00

LEGAL and COMMERCIAL FIRE
ASSURANCE SOCIETY.
r7llle Society is now receiving Proposals at its new Offices, No. 73,
'neaPside.

J. C. HARDY, Secretary.

THE EXPERIENCE LIFE ASSURANCE
C PAN Y.
Edinburgh, 15, George-street. London, 58, King William-street.
Established 1843.

Capital 300,0001.
This Company's Tables are based upon the EXPERIENCE OF
,v,,,„
'`"m SEVENTEEN LIFE OFFICES,as contained in the Report
l'trs their Mortality published in 1843. The Company embraces, in
constitution, the advantages of both the mutual and proprietary
IP'stems of Assurance. The SHORT PERIOD RATES will be found,
41 comparison with other Companies, to be exceedingly favourable to
urers, and the rates for the whole period of life as low as is
Consistent WITH PERFECT SECURITY.
For prospectuses, Sec.. apply at the offices as above, or to any of
the Agents throughout the kingdom.
By order of the Directors,
T. YUILLE WARDROP, Secretary.

CLERICAL, MEDICAL, AND GENERAL
LIFE ASSURANCE SOCIETY,

Established 1824.
Bed
Persons
of all ages, and in every station, may assure with this
ety on very
moderate terms.
extra premium is required for sea risk, or residence in going
14'"IdIng at, or returning from any part of Europe. Those wish-
-1.0..t0 visit, or reside in other parts of the world, may also effect
ucies at a small increase of Premium.
FOURTH DIVISION OF PROFITS.
detat,..A
atm report (just published) of all the Bonuses declared, a
thtlement of the Large Reserve Fund, the favourable prospects of
ltittl.T2Tr Assurin and the state of the Society generally, can be
dreki'4l, free of eg;pease, of any of the Society's Agents, by ad-
a letter to

GEO. A. PINCKARD, Resident Secretary,
No. 78, Great Russell-street, Bloomsbury, London.

0
1.11:1 BRITISH INSURANCE COM-
onEso PANT.
Lend factshed In 1809, and Incorporated by Royal Charter.
es-4, New Bank-buildings, City, and 10, Pall-mall East.
Chief Ofllce-64, Princes-street, Edinburgh.
PRESIDENT—Capital, One Midion, fully subscribed.
HIS GRACE TILE DUKE OF SUTHERLAND, K.G.

LONDON BOARD.
SIR PETER LAURIE, Alderman, Chairman.
FRANCIS WARDEN, Esq., Deputy-Chairman.
Alexander Cockburn, Esq.
John Connell, Esq. I Charles Hertzlet, Esq.
Isaac Sewell, Esq.
William Petrie Craufurd, Esq. I Wait. A. Urquhart, Esq.
John Irving Glennie, Esq. George Webster, Esq.
BENJAMIN' BUM.), Esq.l ,
Resident.
MARK BOY D, Esq.
John Webster, M.D., F.R.S., Physician.
This Company is so constituted as to afford to assurers every
4614 and advantage which Life Assurance is capable of yielding,
combined with the most perfect security.
Assurances may be effected with or without pa
icipatare ion in thee
e
_snrillus. Those who insure upon the participating scale
40 share in the profits to the extent et four-firths.
On Policies for the whole of life half the annual premium may
remain on credit for the first seven years.
Tables of increasing Premiums have been formed on a plan peculiar
to this Company, by which Insurances for the whole term of life may
ne effected with the least possible expense. The following is a
BPechnen of the Table :

PREMIUM TO INSURE £100• AT DEATII,

\
Ages. First Second Third Fourth Fifth Remainder-
Year. Year. Year. Year. Year of Life.
£ s. d. £ a. d. £ s d. £s. d. £ s. d. £a. d.
30 1 3 9 1 5 2 1 6 8 1 8 4 110 0 210 5
40 1 nlO 1 13' 9 115 10 1 18 1 2 0 6 3 8 3

At a General Court of Proprietors, held at the House of the Com-
tan. Y, No. 64, Princes-street, Edinburgh, on the Ist instant, the
.irectors reported that the Accumulations from Life Policies
°ll the 31st December, 1846, amounted to 407,4531. I is. 6d.,
and that the Revenue derived from Life Premiums alone during the
Sante period was 100,0741. 125.
Prospectuses, with Tables of Rates, and full particulars, may be
obtained of the Secretary, 4, New Bank-buildings, and of the Actuary,
_ 01111 King, Esq., 10, Pall-mall East.
(HENRY T. THOMSON, Secretary to the London Board.

NATIONAL PROVIDENT INSTITUTION,
for Mutual Life Assurance, Annuities, &c.
48, Gracechurch-street, London.
SAMUEL HAYHURST LUCAS, Esq., Chairman.
WILLIAM CASH, Esq., Deputy-Chairman.
DIRECTORS.
Chas.. Pritchett Douailold, Esq. Robert Ingham, Esq.
Vim Bradbury, Esq. I Charles Lushington, Esq.
"limas Castle, Esq. John St. Barbe, Esq.
William M. Christy, Esq. Samuel Smith, Esq.
John Felthant, Esq. William Tyler, Esq.
Thomas Hodgkin, M.D.
MEDICAL DIREcToItS.
J. T. Conquest, M.D., Thomas Bevan, M.D., F.L.S.
SOLICITORS—Messrs. Hardwick and Davidson.
CONSDLTING lervoßY—Charles Ansell, Esq., F.R.S.
The Eleventh Annual Report presented to the members on the
16th Dee, last, states that the number of policies issued in the year
VG, was 1.005, the annual premiums on which amounted to
15,441/. ss. 3d. ; that the capital stock of the Society amounted to
29.6751. 12s. 4d., being an increase of 58,214/. 19s. Id.; while the
annual income was increased to 88,9405. Bs. 2d. The total number
of Policies issued was 6,556..
The Claims paid on account of Deaths, daring the year, amounted
to 15,0011. Is. 4d., being 6,000/. less than last year.
At the close of the present year, the Assets and Liabilities will be
Investigated, when the Surplus Funds accrued since the last division
of profits in 1842 will be equitably apportioned among tho members,
and, early in the ensuing year, the bonuses eme on each policy will
be declared.
All policies effected before the 20th of October next, will participate
in the profits, either by a bonus added to the policy, or a reduction of
premium, at the option of the member.
Among the privileges to be derived by effecting assurances in this
Institution, is that of members being able to secure the benefits of
their policies to nominees, tree from any charge, and exempt from pro-
bate and legacy duties.
The gratifying result of the valuation of the liabilities and assets
of the Institution made in November, 1842, is exemplified in the fol-
lowing instances, exhibiting the profit assigned to Policies which had
been in existence from one to seven years :

S 4 ..., V , 4 Reduction Equal to a
'' ' -... • ' a in Pre- Reduction
4 `i F 1 r. 0 !' per cent.
-,3 a) c., 01 1, Milllll 111
i 4ia a/ )? Btt lieu of on the
0444 8 .1 Original
;", Bonus. Premium of
—.--..—.
Years. Years. £. £. e. d. £. s. d. £. s. d.
7 59 1,600 163 11 0630027 17 2 44
7 46 1,000 iis 12 04018 16 3 5 40
7 33 2,0001177 10 0541820 11 6 39
7 82 500 44 7013 2 11 51 4 39
6 52 2,000227 19 097118,34 5 10 35
6 50 1,000196 5•45 19 101 lb 10 7 34
6 31 bOO 37 2012 17 6 42 b 32
a 51 1,000 91 304726 13 6 4 28
5 41 2,000 146 13 06910018 11 0 2G
b 30 600 37 20158 0 4 1 2 26
4 42 400 28 19 01712 1 313 3 20
4 81 1,000 46 14 02434 4 16 5 12%
3 46 600 37 8031188 4 18 10 15%
3 25 2,000 69 6644401 6 14 11 1514
2 63 3,000 140 15 0 224 15 011
23 11 7 10%
2 26 5 1090 11 11 011 0111 1 9%
___ 1 42 2,000 26 14 01 70 8413' 3 1 4%

The renewal Premiums due on Policies on the lot of April next,
inur,l4 be paid within thirty days from that date.
.-'ol3les of the last report, together with every other information,
'lay be obtained on application at the Office.
A The number of Policies issued from the Ist January last to this
'ate. is 339 ; the amount assured thereby, £178,250 ; the annual
Premiums on which amount to L 5,884.
JOSEPH TIA.RSII, Secretary.
March 20, 1847.

PELICAN LIFE INSURANCE OFFICE,
70, LOMBA.RD-STREET, and 57, CIIARING-CROSS,
LONDON.

Established 1797.
DIRECTORS.
liattblas Attwood, Esq., M.P. Kirkman D. Hodgson, Esq.
Robert Gurney Barclay, Esq. Richard H. Lawrence, Esq.
Z.• Cotton, Esq., F.R.S. J. Petty Mnspratt, Esq.
wm. Davis, Esq. Charles Hampden TUrner, Esq.
ntehard Fuller, Esq. Matthew Whiting, Esq.
a. A. Gordon, Esq., M.D., F.R.S.
BONUS.
ronr-fifths of the net Profits realised by the Company from In-
surances effected upon the Participating Scale of premiums allotted,
agreeably to the conditions of the policies, every seven years. The
lira period to commence from the 3d of July, 1840.
Annual Premium required for the Assurance of 100/. for the whole
term of life.

Age. Without With Without With
Profits. I Profits. Age' Profits. Profits.
--
15 1 11 0 1 15 0 40 2 18 10 3 6 5
20 1 13 10 1 19 3 50 4 0 9 4 10 7
30 2 4 0 210 4 60 I 6 1 0 6 7 4

ROBERT TIN/LEX, SecretrY•