The Sun.
London, England, 1847-05-20 00:00:00

NATIONAL LOAN FUND LIFE
ASSURANCE SOCIETY.
26, CORNIIILL, LONDON.
Capital £500,000. Empowered by Act of Parliament.
Th's Institution cbraces—m important and substantial advantages
With resilect to life assurances and deferred annuities. The assured
113, on all occasions, the power to borrow, without expense or for-
feiture of the policy, two-thirds of the preniums paid (see Table) ;
also the option of selecting benefits, and the conversion of his in-
terests to meet other conveniencies or necessity.
Assurances for terms of years on the lowest possibla rates.
DIVISION OF PROFITS. •
The increasing prosperity of the Society has enabled the- Directors
at the annual meeting held on the l2th May, 1847, to declare a fifth
Donna, varying from 3d to 85 per cent. ou the premiums paid on each
policy effected on the profit scale.
EXAMPLES.

4 . Penna• Sum the
Bonus in
...1, Annual Police
nent Re. Assured
Jam- 01 p 1 addition -
E • re- 1 taken to si,t, , Bonus in auction of may bor-
.. mitun. 'out in '
Assured.; Premiums. Poicy. i
£ a. 4. £ a d. £ s. d. .£ a. d.
f 1837 1242 9 3 112 8 5 18 4 6 494 8 10
£ .ts.d. 1838 1218 4 8, 99 810 15 13 5 445 0 0
co 1000 74 3 4 1839 192 110 86 a 3 13 4 9 395 11 I
1840 143 510 66 8 4 919 1 316 2 3
. 1841 138 14 2 GI 17 6 9 9 2 296 13 4
1842 1111 6 FO 39 10 0 7 10 4 247 4 5
..--......_

The !annual Report, with tables of rates, &c., may be hail at the
e• or any of Its branches in the country ; or, ou application. will
e forwarded
Pat free.

F. FERGUSON CAMROUX, Secretxry,

NATIONAL LOAN FUND LIFE ASSU-
. RANCE SOCIETY.
. OFFICE, 26, CORNBILL, LONDON.
Capital 500,0001.
„ .
Empowered ti Act of Parliament.
The system of Deferred lAnnuities, originally proposed by the 'Na-
tional Loan Fund Life Assitratice Society, for the better advance-
- !tient of the objects of Benefit and Friendly Societies, having received
the aPprobation of a considerable body cf the active members and
!Ricers of those Institutions, and the Directors of the National Loan
Fund Society having been urgently solicited by them to establish a
branch Office in connexion with those szocieties and the Operative
Classes generally, in which their Services might be successfully en-
raged, a Committee has been sanctioned bsethe Directors to open
communication with the different Societies, with the view of more
effectually disseminating the valuable benefits amongst the. fudits-
tdolts classes, and a plan has been Proposed with thatobjeot.
ADDRESS OF TIIE COMMITTEE.
Many praiseworthy but ineffectual attempts nave been made to
'ring within the scope and operation of the laws of mortality and
money the savings of the industrious classes, as.well as various cal-
culations regnlatiug their distribution, havink for,their object either
immediate, contingent, or deferred benefits.
A slight examination, however, will demonstrate that the con-
struction of these associations or societies Is defective; and that in-
toad of affording an easy access and a free choice of investment,
~'„hiet Should be the privilege of every one, they confine too nar-
rowly the •itannel through which a benefit can alone be secured ;
and, in proportion as their action is circumscribed and embarrassed,
their utility is limited. For example, it is not to every individual
• to every class amongst the industrious community, that provision
' emit of sickness is an object of such importance as to call for a
Pecuniary sacrifice; while to others such a provision appears more
attractive, and the losi of employment caused by sickness is a *risk-
against which they desire to be guarded. For this anomalous state
.111. things there Is an effective and simple remedy ; that is to say,
:stead of covering, by one weekly or annual payment. two or more
ntingent or deferred benefits, so to arrange it that each separate
benefit should have its separate contribution.
tl,!t. is to not having observed this rule, and to the association of
o dissimilar functions. and by confounding a sick allowance and
a„ "nutty fund la one and the self-same payment, that much of the
eet-"
,I,f and mismanagement has arisen amongst Benefit Societies.
• Mechanism can be so perfect for the management of a sick -
r"lnd prevision as that afforded by the constant sectional ass°-
. salon and watchfulness of the several members composing it. By
th, .„
'"eans a thorough and constant check is mutually exercised, and
tn• ote but the really sick are likely to become chargeable upon it.
✓ehert_b6 sante perfection, or the same security, is seldom attainable
a fund is to be accumulated through a succession of years,
hoi▪ ;vshere results are to bear out calculations, money investment
g general beyond the experience of the industrious classes.
siec• teheso reasons it is clear that the fends destined for a provision in
..hm...eitisostshfooru.ldidbaegte:p-t entirely distinct from the fund intended as a
Ginulst' Because the laws of sickness and mortality, though apparently
3,,sqed, do not depend on the same calculation.
neeanse there are a great number who, in order to secure a
esi.. larger Provision in old age are willing to take the risk of providing
sidu.robable sickness on themselves.
cent,necause the Kesponsibility of managing a provision for old age,
wit hued to a distant period is, in a great measure, Incompatible
ine,,,7l),l,llnterY associations, fluctuating laws, and individual irre-
loch 'lltY, and more exposed to a failure in the performance of
contract , that when undertake* on the same principles that
01.1• .4
govern commercial bodies.
stilted
,Because the expenses of providing for sickness must, when
MTh ~!,11 the same payment with provision for old age, tend to dimi-
-4,41;111 more this provision : nor is it wisdom or good policy to en-
s, "Ilene for the sake of the other.
6r thrred with these convictions, and with an intimate knowledge
rriendl Iseuesions passing within the bosom of many of the existing
auto and Benefit Societies, the parties whose names are here-
attached,▪ art hays had several meetings, with a view of proposing
to remedy for those and other evilsthis manner
and 2 an additional force to the principles of brotherhood, unity,
on which friendly societies are based, by guarding
4ctrom the risks of sudden dissolution.
• ,r,,rnoch diligent search amongst the combinations ingeniously
eish,ot. fret' time to time for the attainment of one of the principal
io_,,,er Friendly and Benefit Societies, they have found none equal
audit itY and comprehensiveness of design, as well as forethought
prop4nPathy for the wants of the industrious classes, as the plan
tree t,s, by the National Loan Fund Life Assurance Society. It is
provt;aut the author of that plan has furnished an argument against
:f in sickness; but, without concurring in the immediate ex-
pediencyother..fr abandoning a provision in sickness, no one can read the
coe,ert,7e'..' or the plan itself, without being fully sa'isfled that the
greesi- Jet and safety of Friendly and Benefit Societies will be
secured and consulted by separating the payment of a sick
allowance fro - ,
In an annuity for old age.
poAmd,e?ll.tation having waited on the directors of the National Loan
th" for the
in the handsomest manner the overtures made to
imit.2l'r the establishment of a separate office for the transaction of
ao,t7t7us connected with Friendly and Benefit Societies, and the in-
stitutte,re,lasses in general, resolutions have been entered into, con-
'M ."0e undersigned s a Committee, with power to add to its
ied r the promulgation of the benefits contained in the an-
and whio°:Pcetas, under the guarantee of the Capital of the Society,
With ,n Without interfering with the numerous objects connected
°Nei__ 1 stitution of Benefit and Friendly Societies, will in their
to •.r. greatly enlarge
the Workin.
.their sphere of utility, and afford
. a protection
"I".e-aent de* e
has
asses in old age and adversity, which nothing up to
adequately secured to them.
Jos, }„:11-1:urttio,, P.C./1., Ancient Order of Foresters.
John o,e,,llse•R, Ancient Order of Foresters.
I;,ree, tinie.ruo, 1;....,
S., Ancient Order of Foresters.
Bunt 2.e .n., Ancient Order of Foresters.
Ne,.',.;,•Ge Manchester Unity of Odd Fellows.
"'ePh P C Manchester Unity of Odd Fellows.
Scrt 'ecks, 0
"el Timbr
, ,Y• Order of Old Friends.
Ancient Order of Foresters.
bEFERRED ANNUITIES.
-.▪ tut of , Person aged 24 'tat birthday by the annual pay-
. ,
or S. 'se Or
. 2d,, quarterly payment of 75., or monthly payments
seism A_ secure, on attaining the age of 60, the option of re-
en his "nay, 10/. 19s. 2d. ; Cash down, 1071. 3s. ; or a Policy
Exam etre 1371. 17e.
taiPle.-A person aged 20 next birthday, may secure, on m-
g the age of GO, an Annuity of 101., with the other options, by
the annual payment of It. Gs. 9.1.. or a single payment of 22/.1711.3d.:
" " payment of 61. 14s. id. for disparity, he will be entitled to
the same benefits by an annual payment of 185. I Id., the same as
or age 20.
Example.-A person aged 30 next birthday, by the annual pay-
ment of 11. 65., or quarterly payment of 75., or monthly payment
of 2s. 2d., may secure en attaining the ago of 65, the option of re-
ceiving Annuity, 181. Os. 4d.; cash down, 1431. 12s, ; or a policy on
kis life 175/. Ils.
Eltamele.-A person aged 35 next birthday, by the annual pay-
ment of 11. Gs., or quarterly payment of 75., or monthly payment
of 2s. 23., may secure, on attaining the age of 65, the option of re-
ceiving Annuity, lA/. Os. 4d. ; cash down, 1481. 125.; or a policy on
his life, 1781. I Is.
LIFE ASSURANCE.
Example.-A person at the age of 30 next birthday may secure
Use suin of 1001. payable at his death, whenever it may happen, and
also participate in the Annual Division of Profits, by the annual pay-
Ment of 21. 9s. 3d.
Example.-A person at the age of 25 next birthday, by the pay-
'tient of 4s. per month, or Is. per week, may secure the sum of
1121. Is. payable at his death, whenever it may happen, and like-
. Wise share in the annual profits of the Society.
F. FERGUSON C.SMROUX, Secretary.

THE EXPERIENCE LIFE ASSURANCE
COMPANY.
tctlnaurgh, 15, George-street. London, 58, King William-street.
Established 1843.
Capital 290,0001.
4.31113 Company's Tables are based upon the EXPERIENCE OF
"'E SEVENTEEN LIFE OFFICES,as contained in the Report
,"'
their Mortality published in 1843. The Company embraces, in
lta constitution, the advantages of both the mutual and proprietary
iVttlils of Assurance. The SHORT PERIOD BATES will be round,
1,-,,c.(_)mParlson with other Companies, to be exceedingly tavonrable to
tonurer3, and the rates for the whole period of lire as low as is
it'tent WITH PERFECT SECURITY.
prospectuses, &e.. apply at the offices as above, or to any of
eas
throughout the kingdom.
By order of the Directors,
T. YUILLE WARDROP, Secretary.
ASTERN COUNTIES RAILWAY.
The
QUArt -- S YORK EXTENSION SHARES.
ECOv
D INSTALMENT of the FIRST CALL upon the
tigt
1 -
an 4 hof THE-1E SIIARES will be due on the 19th
' and must be paid on or before that day.
By order,
• 111,h C. P. EY, Secretary.
....„.Psgate station, May 7, 1847.
THE RACES-LIGHT WEIGHT.
ANTI-DUST, RAIN, &c.
n, XICOLL'S PALETOT D'ETE, ONE GUINEA.
114, '"2.GENT-STREET, and 22, CORNHILL--not elsewhere In
London.

IF THE SUMMER, now approaching, should
yrove a. hot as it was last year, doubtless NICOLL'S LIGHT
otherLTOT. of Lama Cloth, will be again much worn, without any
coat under it. This luxurious ease and comfort once cape-
Tie
'lead is alone sufficient inducement to adopt the same course
'gain.

Price of Paletot, rich silk linings, Two Guineas and a Half; not
Silk, Two Guineas.
114, Regent-etreet, and 22, Cornhill.

NOVELTY in FRENCH CORNICES, at 20e.
—A most varied and beautiful assortment of those elegant
PARISIAN NOVELTIES, which threaten entirely to supersede all
of British manufacture, from 20a. and upwards, complete for any
ordinary window (if inlaid with velvet of any colour about 15s. each
extra), is now on SALE at WILLIAM S. BURTON'S (late RIP-
16°X and BURTON'S), 39, Oxford-street, canner of Newman-street.
Detailed catalogues, with engravings, as well as of every Iron-
ni
°flgerY article, sent (per post) free.
,YILLIAM S. BURTON'S (late RIPPON and BURTON'S) Stock
.2rrlineral Furnishing Ironmongery Is literally the largest in the
17°__Iad;_ and as no language can be employed to give a correct idea of
__±,4,...v,taleZ,Vinexltveenitllsptruerecth,aslsc2ros.are invited to call and inspect it.

CARSON'S ORIGINAL ANTI-CORROSION
PAINT, specially patronised by the British and other Go-
vernments, the Honourable East India Company, the principal
Dock Companies. most public bodies, and by the Nobility, Gentry,
and Clergy, for out-doo• work at their country seats. The Anti-
Corrosion is particularly recommended as the most durable out-
door paint ever invented, for the preservation of every description
of iron, wood, s'one, brick, compo, cement, &c., work, as has been
proved by the practical test of upwards of 60 years. and by the no-
merous testimonials (between 300 and 400) in its favour, and which,
from the rank and station in society of those who have given them,
have, perhaps, never yet been equalled by anything of the kind
hitherto brought before the public notice.
Lists of prices, colours, and other particulars, will ha forwarded on
application to Walter Carson, 15, Tokenhouse-yard, hack of the
Bank of England. No agents.

els' NERVOUS DEBILITY AND GENERATIVE DISEASES.
JUST PUBLISHED, THE TIHRTIETH THOUSAND,
An I JUST
Edition, revisedcorrected, 120 pages, price 25., in
a sealed envelope, or forwarded, and
past-paid, to any address, secure
from observation, for 2s Gd. in postage stamps, illustrated
with numerous Anatomical Coloured Engravings,
A N II 0 0 I)
lion X The Causes of Its Premature Decline; with Plain Dime-
s for Its Perfect Restoration.
A Medical Essay on those diseases of the generative organs,
ic;
luet emanatingrbsiai;::hick:
~
t ,hi‘i fromriie. ~youth,
.i. solitarymanhood
treatmentbliono,
aad
climate
etal, indiscriminate ex-
marriage':&c., addressed to the
i a'den'odt
leinfection,ta sedentary habits.
with practical remarks on
and cure of nervous and mental
even the mostshattered'
reach the full period of constitution nriy be restored, and
MPcit"eY, syphilis, and Mlle, urino-genital diseases.
life
The while illustrated
with nui
Ing the various
herons allotted to man.
Anatomical Engravings on steel, in colour, explain-
respondence ,casea, Fke.
five organs hi health and secre ions, .
functions, • I.' grid structures of the reproduc-
By J. L. CUETIS and disease; A ith instructions tor private cor-
n., Consulting Surgeons, 7, Frith-street,
Soho-square, London.
It ",EW OF THE woes..
Crams ON MANHOOD. (Strap e). Having for many years been
the standard work on these
diseasges, its originality is apparent, and
Its perusal breathes consolation and hope to the mind of the patient."
—Naval and Military Gazette.
Published by the Authors, and may be had at their residence ; sold
also by Strange, 21, l'aternoster-row ; Hannay, 63, Oxford-street ;
Mann, 39, Cornhill, London ; Sowlei, 4,
•
chester , South Castle-stree t,Gre, Liverpool ; Campbell, 146,
aurg; Robinson, I I,
yi!e-street, Glasgow' Philip St. Aim's-square, Man-
nside-street, Edinburgh;
d i a sealed envelope by all ti,mhzeliers.
sles-rs CURTIS and CO. are to be con.ulted daily at their resi-
len". ICO 7, FRITII-STREET, SO IO -SQUARE, LONDON, and
ortah'felerriy"ts can have this 'Vol k private:y torwarded the,a, by initial or
Author t"
a"
ence.
or a ofßesidpoarrtfrom any
the
OUtutuiteed
albotMT:gdonme,
adoir:enct
rromir.rritttinhge
38. 64114 Portage null%