The Sun.
London, England, 1841-11-23 00:00:00

TOW.

CONSTITUTION OF THE COMPANY.
This is the only Guaranteed Mutual Life Company—All other
Assurance Companies are either Mutual, in which the parties
Assured are also their own assurers, there being no Share-
holders and no original Capital—or Proprietary, in which the
assured have no share in the profits, which belong exclusively
to the Shareholders—or Mixed, in which the assured have the
option, on payment of larger premium, of participating in a
portion only of the profits. By the Constitution of the Lon-
don, Edinburgh, and Dublin Company, the Mutual Class of
the assured are entitled to the Whole of the Mutual Profits, as
if they had been assured in a purely ‘lutual Society, and they
have also the security of the funds of the Company supplied by
the Shareholders, who, guarantee by the subscribed Capital, the
payment of the sums assured—the assured themselves being re-
lieved from all responsibility, and thus placed in the right of
the advantages afforded both by Mutual Societies and Proprie-
tary Companies.
Table to Assure £lOO, with profits :
Age. £. a. d. Age. £. s. d.
20
25 ........ ••• 2 2 7 50
35
40

Those who wish to assure a specific sum without regard to
future additions, are charged according to a scale which is as
low as a due regard to the complete security of all parties will
admit of.
Table of Premiums without addition of Profits •
Age. £. s. d. Age. s. d.
20
45

25
35

40
PRACTICE OF THE COMPANY.
Important improvements have been introduced into Life As-
surance practice by this Company, whereby the mode of ob-
taining Policies is simplified, all doubts as to their validity are
removed, and their application is much extended.
The Policies are Indefeasible and Indisputable, unless they
have been fraudulently obtained. They at once create for the
assured an unquestionable right in reversion, easily negotiable,
and valuable as a collateral security in pecuniary transactions.
One-half of the Premiums may remain unpaid for Seven
Years, affording a greater facility and more economical plan
for loan transactions and family provisions than any other which
has been suggested, allowing a Policy to be dropped at one-half
of the usual sacrifice, and entitling the assured at a future pe-
riod, when lois of health may prevent him from obtaining a
new assurance, to continue a Policy for double the amount of
the sum for which he has paid premiums.

Credit Tat'e to Assure £lOO.
Age. X. s. d. Age. X. s. d.
15
20 ...... ........ 0 18 0 45
25
30

Whole World Policies, entitling the party to go or to reside
in any part of the World, are granted on payment of a small
additional premium, according to the circumstances of the case,
but fixed and determined at the time of granting the Policy.
Provisions for Old Age may be made by the purchase of an
annuity to commence at any defined age, or by effecting a Life
Assurance according to the following Table, whereby the sum
assured is made payable to the Assured himself on his attaining
60 years of age, and in the event of his death before that time,
it is payable to his heirs or assigns.
To Assure £lOO to the Assured Himself at 60, or to his Heirs.
Age. X. s. d. I Age. X. s. d.
15

20 ... ......... ... 2 8 7 40
25
30 3 10 0 50 ll 11 4

Chronic Diseases form no bar to the granting of Policies
upon the lives of persons suffering from them ; an additional
premium being charged according to the nature of the risk.
The Agents of the Company, and the Manager in London,
will, on application, forward, free of expense, Forms of Propo-
sal and every requisite information, to parties desirous of effect-
ing Assurances.
All Official Communications are considered as strictly con-
fidential.