The Sun.
London, England, 1841-12-28 00:00:00

f .ICENSED VICTUALLERS' AND
GENERAL FIRE AND LIFE ASSURANCE
COMPANY, Empowered by Act of Parliament.
Adelaide-place, London-bridge, No. 444, West Strand,
No. 11, Queen-street, Edin- I No. 30, Oldham-street, Man-
burgh, chester, and
Wason's-buildings, Liverpool.
*.* The LICENSED VICTUALLERS' and GENERAL
FIRE and LIFE ASSURANCE COMPANY, having ef-
fected an arrangement with the British and Colonial Life As-
surance and Trust Society, the 'Business of the two Offices
will for the future be conducted under one management. The
latter Company's Establishment, No. 444, West Strand, will be
continued as a West-end Branch. _ _

_._
The Company transacts business in every department of Life
and Fire Assurance, in Annuities, Reversions, and Leans.

LIFE DEPARTMENT.
J. T. CLEMENT, Esq., Actuary.
A sum far more than equal to the value of the Policies is in-
vested in the public securities, in the names of the Trustees, so
as to be at all times available.

At the last quinquennial meeting there was added a bonus to
the Life Policies equal to twenty-five per cent. on the sums
paid, and a bonus of five per cent. was added to the Shares in
addition to the payment of the annual interest.
The quinquennial meeting being only just past, a favourable
opportunity now offers for the commencement of new Insu-
rances • parties now joining will be allowed to participate in
the profits at the next division, as if they had been insured for
the whole period.
For the convenience of parties wishing to assure for a spe.
cific sum, without a prospective bonus, a new table, at lower
rates, has been calculated, on which, as well as on the partici-
pating scale, ONE-HALF THE PREMIUM MAY RE-
MAIN ON INTEREST AT FIVE PER CENT. FOR
FIVE YEARS, thus enabling a person to assure his life for
1,0001. on the immediate payment of the premium for 5001. only.
The following are the annual premiums for the assurance of
IQOI., for the whole life, one-half of which may remain for
five years by merely paying the interest annually at five per
cent., and should the policy become a claim in the interim the
amount due will then be deducted :
Age

20, without profits £1 13 0 with profits £1 18 0
30
40 . ... 2 14 3 ... 3 1 3
50
For short periods the premiums are considerably lower, and
forany ages or contingencies not usually advertised, information
may be obtained on application to the Actuary or Secretary.
FIRE DEPARTMENT.
The Company insure Houses, Furniture, Stock in Trade,
Farming Stock, and every description of Personal Property,
against loss or damage by Tire.
'if** The Directors beg to remind their friends, whose Pre-
miums become due at Christmas, that no extra charge is made
at this Office for the Transfer of Policies, and that they will be
rated on terms peculiarly favourable to parties insuring.
Ir surances may be effected for any period of time • if for
SEVEN years, the Premium and Duty will only be Charged
for SIX W. T. FAWCETT, Secretary.

THE LONDON, EDINBURGH, AND
DUBLIN GUARANTEED MUTUAL and PRO-
PRIETARY LIFE ASSURANCE COMPANY,
No. 3. CHARLOTTE-ROW, MANSION HOUSE, and 5,
GREAT MARLBOROUGH-STREET, LONDON;
64, FLEET-STREET, DUBLIN; and
21, ST. ANDREW-STREET, EDINBURGH.
DIRECTORS.

KENNETH KIN.SFORD, Esq., Savage-gardens, Chairman
BENJAMIN IFILL, Esq., Welbeck-street, Deputy Chairman
Alexander Anderson, Esq., York-place, Portman-square
John Atkins, Esq , White Hart-court, Lombard-street
James Bidden, Esq. Spread Eagle-court
Captain F. Brandreth, Scots' Fusilier Guards
James Hartley, Esq., Mecklenburgh-square
John M'Guffie, Esq., Osnaburgh-street
John Maclean Lee, Esq., Seething-lane
J. Marmaduke Rosseter, Esq., Kennington-terrace
Vice-Admiral Robert Honyman
Alexander Robertson, Esq., Portland-terrace, Regent's-park,
Manager.
A uniToßs H. H. Cannan, Esq., Finsbury square
) Robert E. Alison, Esq., Cornhill
MEDICAL ADVlSER—Marshall Hall, M.D., ER. S., L. and E.
SECRETARY—F. Edgell, Esq., Noel-street
SOLICITORS—Messrs. Palmer, France, and Palmer, Bedford-

row.

CONSTITUTION OF THE COMPANY.

This is the only Guaranteed Mutual Life Company—All other
Assurance Companies are either Mutual, in which the parties
Assured are also their own assurers, there being no Share-
holders and no original Capital—or Proprietary, in which the
assured have no share in the profits, which belong exclusively
to the Shareholders—or Mixed, in which the assured have the
option, on payment of larger premium, of participating in a
portion only of the profits. By the Constitution of the Lon-
don, Edinburgh, and Dublin Company, the Mutual Class of
the assured are entitled to the Whole of the Mutual Profits, as
if they had been assured in a purely Mutual Society, and they
have also the security of the funds of the Company supplied by
the Shareholders, who, guarantee by the subscribed Capital, the
payment of the sums assured—the assured themselves being re-
lievesl from all responsibility, and thus placed in the right of
the advantages afforded both by Mutual Societies and Proprie-
tary Companies.
Table to Assure £lOO, with profits :
Age. s. d. Age. s. d.
20
25
35
40

Those who wish to assure a specific sum without regard to
future additions, are charged according to a scale which is as
low as a due regard.to the complete security of all parties will
admit of.

Table of Premiums without addition of Profits:—

Age.

.E. s. d.

Age.

I% s. d.

2-0

:1,5

25
35..,.,...211 4 55
40
PRACTICE OF THE COMPANY.

Important improvements have been introduced into Life As-
surance practice by this Company, whereby the mode of ob-
taining Policies is simplified, all doubts as to their validity are
removed, and their application is much extended.
The Policies are Indefeasible and Indisputable, unless they
have been fraudulently obtained. They at once create for the
assured an unquestionable right in reversion, easily negotiable,
and valuable as a collateral security in pecuniary transactions.
One-half of the Premiums may remain unpaid for Seven
Yealla affording a greater facility and more economical plan
for lbMi- transactions and family provisions than any other which
has been suggested, allowing a Policy to be dropped at one-half
of the usual sacrifice, and entitling the assured at a future pe-
riod, when loss of health may prevent him from obtaining a
new assurance, to c6ntinue a Policy for double the amount of
the sum for which he has paid premiums.
Credit Tab'e to Assure £lOO.
Age.
s. d. Age. Z. s. d.
40
45 ..
...............
015
01
2 3 9
2 12 5
3250 ......................... (3) 7 50 7
5504
Whole World Policies, eanrteitlirnagnttehde
nplairtyay
tomegnotornftoa small
et
in any part of the World,
g
fixed
additionalxedand determined premi um cc a t
or di n
but
thet ot
itmh e circumstances
time
of granting
thoef
Policycase,.
Provisions for Old Age may be made by the purchase of an
annuity to commence at any defined age,
or
atthtaein suming
Assurance according to the following dTable,himself
by effecting a Life
w
assured is made payable to the Assure mselfhonerehbisy
60 years of age, and in the event of his death before that time,
it is payable to his heirs or assigns.
To Assure £lOO to the Assured Himself at 60, or to his Heirs.
Age. Z. a. d. Age• s. d.
15 ............... 2 1 9
20 ......... 2 8 7
25
C3horonic Diseases3forimo noc,
upon the lives of persons suffering bar t5434:55
fromt "'h.e:
tg....h....r:leaii;...n.....g..a:ins47lof:ll:6lPidioltlio444iocnieasl
premium being charged according to the nature of the risk.
The Agents of the Company, and the 111anager in London,
will, on application, forward, free of expense, forms of Propo-
sal and every requisite information, to parties desirous of effect-
ing Assurances.
All Official Communications are considered as strictly co
fidential.