The Sun.
London, England, 1847-05-03 00:00:00

✓~

ATION AL

The av
Waal
me t of U..,
the approbati
ofticern of thi.
Fund So:iety -Having been urgent!
Branch Office in connexion with tho
elasA,s e7eiieriilly, in which their service,.
lOWA. a Committee haA been sanctione
er.inmunication with the different 8 cietie
eILI-14a113, l saminating the valuable 15
MilAd CiaBSet, and a pla, halo hoot

CII nt 11,

ADDREAS '-.)F, Till; COM:N.IFri' t..,...
/PanY praiseworthy but ineffectual ettempts have bs,
bring within the scope and operation of the laws of trio ea,.
Int'lleY the savingt of the industrious classes, as well as variert4.
r_lat;clie regulatieg their distribution, having for their ~bject en.
...mediate, contingent, or deterred benefits.
A. slight examination, however, will -It,tinon;trate that the (),
atrnation of these ass. stations or 4ecteties is defective; and that it
rat:adiy
theolalfording an easy access and a free choice 0C i
Whit!' ehould be the erivilege of every' one, they cunt'
**.annel through which ia, benefit can elont he secures
tilliendi'rin Proporion as their action is circumscribed aiel embarrasses
utility is Limited. For example, it. is not to every individtta
or to
every, class amongst the industrious community, thet prov slot
in case of sicknese is an object of such importance as to call for a
Pecuniary sacrifice ; whi'e to otlievi such a provision appears more
attractive, and the loss of employment caused by sickness is a risk
against which they desire to be guarded. For this anomalous state
of things there is an effective and simple remedy ; that is to say,
butteaa of covering, by one weekly or annual payment, two or more
contingent or deferred benefits, so to arrange it that each separate
benefit should have its separate contribution.
,_lt is to not having otist-rved this rule, and to the association of
wo dissimilar functions. and by confounding a sick allowance and
Si annuity toad in one and the sell-same payMent, that much of the
evils and mismanagement has arisen amongst lie. erirSocleties.
lco mechanisat can be so perfect for the management of a sick -
tess-fund provision as that afforded by the constant sectional asso-
ciation and watchtniness of the several members composing it. By
this means a thorough and constant check Is mutually exercised, and
Wnohneebu t the really sick are likely to become chargeable upon 'it.ues
But the same perfection, or the ea sesurity, is seldom attainable
re
a fund is to be accumulated through a succession of years,
and where results are to bear our calculations, money investnient
being in general beyond the experience of the industrious classes.
For these reasons it is clear that the funds destined tor a provision in.
sickness should be kept entirely distiuct trona the Lind intended as a
Provision for o'd age:—
lot Because the laws of sickness and mortality, though apparently
ecnnicled, do not depend on the same calculation. •
2cl. Because there are a great number who, .in order to secure a
larger provision in old age are willing to take the risk of providing
for
Probable sickness on themselves.
sa. Because the respell:4l°llV of managing a provision for old age,
continued to a distant period is, hi a great measure, incompatible
with voluntary associations, fluctuating laws, and indivAual irre-
aPonsibillty, and more exposed to a failure in the performance of
such a contract , that when undertaken on the same prieciple.s that
ordinarily govern commercial bodie..
4th. Because the expenses of providing Air sickness must, when
united in the same payment with provision for old age, tespt ter dimi-
nish still more this provision : nor is it wisdom or good policy; to en-
danger the one for the sake or the other.
c Impressed with these convictions, and with an intimate knowledge
thti""l"s
passing within the bosom of many of the existing
Friendly and Benefit *ecieties, the parties whose names are here-
unto attached, have hats sever ni tig or adopting a reniedeXT. WA, aki"ottinei,r ValleiMan
in kiPs.ritiVr.
to give an additional force to the prine,leple:alefiNabbroat:teohlne,rshtx,,,d, teitY,
m the risks of sudden as ion
and mutual aid, on which foiecdilYozeti
theZtetrmentich diligent search amon.:st ttl
proposed from time to time for the X
ta 'talent of Qjlf, pf ti:Uperniair;lllSpalni:
In simplicity and comprehensiveness of
objects of Friendly and Benefit
and sympathy for the wants of the hid Societies, they have folin4 home equal
design, as sesil as forethought
Proposed V Vv., National Loan Fun•i Life Assurance
true that the author of that plan has Pirlielisl l
Provision in sickness; hut, without concurring
soacise
tyt h. e.:.
ip.tliiii
inanthe argument
c1:1'
ex-
pediency:ti
_er o. abandoning a provision in sickness, no one can read the
s_stl,ll, past of the pion itself, without being. flilly (falsified that the
cc eiee,nce and safety of Friendly and ISenefit Societies will be
treaclyow • mired and consalte,i, by separating the payment of a sick
.1. hence from an annuity for old age.
t,.!_tt.d. Potation having waited on the directors of the National Lpan • ,_uecrni
rowho met in the handsomest manner the overtures made- to
14%,,, r the establishment of a separate office for the transaction of
Zbust
ions connected with Friendly and Benefit Societies, and the in-
tui.ti . us clas-es in general, resolutions have been entered into, oon-
I'll'arg the undersigned as a Committee, with power to add to its
i3;,.."!0_,e , for the promulgation of the benefits contained in the hn-
t4;rospectus, under the guarantee of the. Capital of the society,
opiniothe I
with which without interfering with the numerous'objects connected
Ustitutien of Benefit and Friendly Societies, will in their
to „ea greatly enlarge t heir sphere of uteety, and afford a protection
,_,,0 werkilig classes in old age and , adversity, which nothing uh to
the present day has adequately secured to them.
John Fussell, C.
Thomas Burthom, P.C.R , Ancient Order of Foresters.
.1.71)Im 11. Gordon. D.fil , Ancient Order of Foresters. . I
14. Ancient Order of Foresters. •
Henryes Hale. D.C.R ;AneieLt Order of Foresters.
ao,eph Nugent, fro. C.a.,
-.. Hunt, P.G , *Manchester Unity of Odd Fellows.
Manchester mitty of Odd Fellows.
17,"Ph Reeks, 8.0.1i' Order of Old Friends. ,
oamuel Timbrell. D.J.R., Ancient Order of Foresters. .
E 1,,,.., DETERRED ANNUITIES.
tneelt-;,-;y:e.—A pets°, aged 24 next birthday, by the annual pay-
A W., '..i• 611.. or quarterly payment of 75., or monthly payments
eel log Annuity, 101. 19s. 2d. ; Cash down, 1071. 3s. ; or a Pcilicy
1
_Exarn./. .
tainin nip le._ Person aged 26 next birthday, may secure, on at-
the g the
. , age of GO, an Annuity of 101., with the other options, by
or oaon"uaf Paymentßd.. or a single pament of 221. Its. 3d.;
the .- Pancen, of 61. 14s. 3d. for disparity, he will be entitled to
.., same benefits by an anual payment of his. I Id., the same as
or age 2,.,.
Rxamni. .
oft eFI7.--- Person aged 30 next birthday, by the annual pay-
s, 2d • 65., or quarterly payment of 75., or monthly payment
eelyi,„
...MaY secure on attaining the ago of 65, the option
policy
re-
his lit; 1,7 V Y. Ixl. Os. 4d.; cash down, 1481 12s. ; or a on
EXam,• •
le A ..
bent of .„--,---. Person aged 35 next birthday, by the annual - ay-
-2.. 2,, ... Ds., or quarterly payment of 75., or monthly pay ent
if
seise, ''• may secure on attaining the age' of 65. the option o re-
_ life, y Annuity, i di. Os. 4d. ; cash down, 1481. 125.; or a policy oa
13 1751. I is.
Examel LIFE ASSURANCE.
the 8,,, e• —A perssn at the age of 30 next birthday may secure
AN, snip of 1001. payable at his death,.whenever it may happen, and
~...,_ Participate m the Annual Division of Profits, by the annual pay-
••••,nt of 21. 9. 3,1 .
meElta2.e.--A person at the age of 25 next birthday, by suna2/, 5:.` ". Per month, or Is. per week, may secure the of
•,,,i„. PaYalse at nis death, whenever it nsay happen, and like-
c share in the annual profits of the Society.
-----___ F. FERGUSON CAMROUX, Secretary.

Fle too

NA.TIONAL LO:kIV__FuND LIFE ASSUR-

ANCE SOCIETY,
26, CORNIII).L. LONDON,
Capital £500,000.

Empowereti by AU of Parliament.
with This Institution embraces important and substantial Adv,lntages
respect to Lite Assurances and Deferred Annuities. The assured
!la., on .11 oces.ions, the power to borrow, without expense or int..-
.CO:lre of the Policy, two-thirds of the premiums paid (see Table);
also the option of selecting benefits, and the conversion of his in-
terests to meat other conveniences or necessity.
Assurances fur terms of years are grante.l at the lowest possible
rates.

ROWLANDS' ODUNTO, or, PEARL. DEN-
TIFRICE, a FRAGRANT WHITE _POWDER, prepared
from oriental herbs of inestimable virtue for preserving and beauti-
fying the TEETH and strengthening the GUMS. It eradicates
tartar from the teeth, and thus lends a salutary growth and freshness
to the gums. It removes from the surface of the Teeth the spots of
incipient decay, polishes and preserves the enamel, imparting the
most pure and pearl-like whiteness; while, from its salubrious and
disinfecting qualities, it gives sweetness and perfume to the breath.
Being an anti-scorbutic, the gums also share in its corrective powers;
scurvy is eradicated from them, and a healthy action and redness
are induced, so that the teeth (if loose) are thus rendered firm in
their sockets. As the most efficient and fragrant aromatic Tooth
Powder ever know, ROWLAND,: ODONTO has tor a lung series of
years.oecupied a distinguished place at the toilets of the Sovereigns
aid the Nobility throughout Europe. Price 2s. 91 per box.
CAUTION.—To protect the publiefrona fraud, the lion. Commis-
sioners of Stamps have directed the proprietors' name and address to
be engraved on the Government stamp, thus "A. ROWLAND and
SON, 20, Hatton-garden," which is affixed on each box. fntld by
t::e Proprietors. Mut by Chemists and Perfumers.

JEAN VINCENT EULLY'S CELEBRATED
VINIIGItt; DE TOILETTE.—This aromatic Vinalgre, the
qualities of which have been tested ;Ind fully appreciated for many
years In France and on the Contnient Is now for the first time on
a larger scale imported in Ennland. Amongst its other properties,
it is suffielent to mention Its etlic icy iu refreshing the, skin, render-'
bug it perfectly _smooth and white, pro enting and removing all
rugusity and cutaneous disease.
Sold in bottles. 3s. lid. each, by A. riountiet, agent, 52, George-
street, Portman-square; Sanger, 150, Oxford-street; T. Mlles, 75,
Gracechurch-street ; and T. Brown, 41Am:bard-terrace, Chesea.

ON THE SECRET INFIRMITIES OF YOUT.I:I.A t•;,
MATURITY.
WITH TWENTY-FIFE COLOURED ENGRAVINGS.
just 'published, Twentieth Thousand, In a sealed envelope, price
2s. •.)r post paid, to any address, for 3s. lid. in Postage tamps
direct front the Anther's residence.
ELF- PRESERVATION: A Medical Treatise
5.." on the Secret Infirmities and Disorders of Youth and Maturity.
illustrated with Twenty-five Coloured Plates on the Anatomy.
Physiology, and Diseases of the Urinary and -Reproductive Omens,
explaining their various structures, uses, and functions, and showing
the injuries that are produced in them, by solitary habits, and stber
excesses. With Practical Observations on the Treatment of Nervous
Debility, Local and Constitutional Weakness, and ottter diseases of
the Urethra. _ .

By SAMUEL LEVMERT, 'CONSULTING SURGEON,
9, Bedford-street, Bedford-square, London;

Matriculated Member of the University of Edinburgh, HOnorar.
Member of the London Hospital Medical Society, Licentiate
Apothecaries' Hall, London. &c., &c.