The Sun.
London, England, 1841-11-04 00:00:00

Two-thirds of Profits divided annually amongst the Assure,

DEFERRED ANNUITIES DEPARTMENT.
By the plan exclusively developed by this Society, a single
Deferred Annuity is made, not only to answer the same object.
but to far exceed in amount the, entire benefit of all the an-
vantages heretofore only obtained by the middle and industrious
classes through separate investments in Savings' Banks, Be-
nefit Societies, and Loan Banks.
1. A small yearly or weekly contribution will secure the
most ample return for after life; thus-21. 12e. per annum ( Is.
a week) at the age of 20, will give the policy }solder the fol-
lowing option, at the age of 65
Annuity for remainder of life £47 16 6
Cash
Policy, without further contributions, of 466 0 oat death.
Other periods of life (of 50, 55, and 60) may be also taken
with similar advantages.
2. Two-thirds at any time lent on deposit of policy, being a
and alwt ys available during sickness or want of employment.
3. Two..hirds of all payments returned to representatives in
case of premature death.
N.B. Policies, as collateral money security, for periods of
one to five years, effected at lower rates than are charged by
any other Office, (See Tables A. and B.), with option of con-
tinuance for Life at the usual rates.
F. FERGUSON CAMROUX, Sec.

15 I 20

•25 130 35 140 I 45 150

"0- **** • •
d.
Annual r: s.d.r s.d.r..d s, s. d. k.. s.d. Xs.
Premium 11081 14 7 19 0 2 4 32 10 1112 19 9311 94 8 0
per cent.

The Bonus declared in 1834 amounted upon an average to
£l6 per cent. on the premiums thcn paid ; and in 1839 a fur-
ther Bonus was awarded, amounting on the average to £3l per
cent. on the premiums paid during the preceding five years.
Bonuses may be applied to the increase of the sum assured,
to reduction of premiums for life, or for a term of years.
Policies on the lives of persons dying by suicide, duelling,
or by the hands of justice, are not void as respects the inte-
rests of parties to whom they may have been legally assigned.
Assurances may be effected on any and every day, and in-
structions forwarded to parties resident in the country on ap-
plication.
By order of the Board of Directors,
CAMPBELL JAMES DOWNER, Secretary.

A CHILLES BRITISH and FOREIGN
LIIL LIFE ASSURANCE ASSOCIATION and LOAN
BANK. Capital £500,000 Sterling. To be empowered by
Act of Parliament. In 20,000 Shares at £25 each. Deposit
£2 10s. per Share

DIRECTORS.
George Henry Brown, Esq. Arthur Bolland Field, Esq.
Thomas R. Davison, Esq. John King, Esq.
Edward Charles Eddrup, Esq. John Milner, Esq.
Robert Embleton, Esq. George Tanqueray, Esq.
John Baker Wright, Esq.
With power to add to their number.
AUDITORS.
Thomas L. Davison, Esq. ; John Partridge Alakeham, Esq.
BANKERS—Union Bank of London.
PHYSICIANS.

James Arthur Wilson,lCl.l/,93, Dover-street, Piccadilly,
Richard H. Goolden, M.D., 8, John-street, Adelphi.
SURGEONS. _ _ .

Thos. Blizard Curling, Esq., 1, Mount •place, London Hospital
William B. Langmore, Esq., Finsbury-square.

STANDING COUNSEL.
Edward Y.unge, Esq., 1, New-square, Lincoln's Inn.
SOLICITOR—T. Butts Tanqueray, Esq, 35, New Broad.street.
SECRETARY—Dr. Adctlphus Courvoisier.
Experience has established the valise and importance of Life
Assurance to all classes of the community ; and the prosperity
attending the institutions of this nature, which have already
been founded, incontestibly proves the soundness of the princi-
ples upon which its calculations are based.
But the system of Life Assurance, however valuable to the
members of she community in general, as affording the means
of either entirely providing for, or of greatly enlarging the re-
sources of their families after death, may yet be regarded as
more immediately and especially beneficial to those persons
who are wholly dependent upon their own exertions for sup-
port, or who have only a life-interest in the property they pos-
sess. It is valuable also, inasmuch as it enables individuals
with fixed incomes, (from whatever source derived, whether
from Government or other situations, or from pensions or an-
nuities for lives), to perpetuate them to their representatives
—offers entire indemnity to creditors against loss by the demise
of debtors—secures the continuance of leases determinable upon
lives, and renewable by fine—attaches responsibility to personal
security, thereby assisting individuals to obtain such temporary
aid, by way of loan, as may be necessary for conducting their
business, or the fulfilment of their engagements—anticipating,
and altogether providing against the inconvenience and injury
often occasioned by the withdrawal of capital from business on
the death of a partner. In short, it is available to persons in
every profession, trade, office, and circumstance; and, under
all the modifications, and constantly occurring varieties of c2n-
tingent interests, dependent upon the duration of life.
Nevertheless, strange to say, but very few persons have hi-
therto availed themselves of the inestimable benefits which Life
Assurance is so well adapted to bestow—their number being
only about 85,000 out of the vast population of the United
Kingdom. It is, therefore, evident that an ample field remains
open for the exertions of a new Company of a similar charac-
ter. Moreover, it must be evident that if such Company can,
irrespective of the advantages usually proffered by the Societies
already established, and without risk to the interests either of
the Proprietors or of the Assured, propose other benefits highly
useful and important to both, it must safely and successfully
enter into competition with the existing Institutions with full
confidence in the support of the public.
Of the large profits which have been derived by the Share-
holders in some of the principal Assurance Companies, an idea
may be formed by the perusal of the following short Table,
which has been compiled from the most authentic sources ;
and, from this, it must be manifest, that a Company which, in
addition to the ordinary business of Life Assurance, embraces
also the business of a Loan Bank to the Assured, will, if ably
conducted, offer to the Capitalist a secure and productive in-
vestment, without trouble or the &lager of pecuniary loss.