The Sun.
London, England, 1847-05-22 00:00:00

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T H E DISPATCH II
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NATIONAL LOAN FUND LIFE
ASSURANCE SOCIETY.
26, CORNIIILL, LONDON.
Capital £500,000. Empowered by Act of Parliament.
Institution embraces important and substantial advantages
with respect to life assurances and deferred annuities. The assured
" all occasions, the power to borrow, without expense or for-
.,te of the policy, two.thirds of the premiums paid (see Table) ;
;__o he option of selecting benefits, and the conversion of his in-
'rptl to meet other conveniencies or necessity.
43surances for terms of years on the lowest possible rates.
DIVISION OF PROFITS.
The increasing prosperity of the Society has enabled the Directors
.e.
_the annual meeting held on the 12th May, 1847, to declare a fifth
varying from 35 to 85 per coat. ou the premiums paid on each
"ICT effected on the profit scale.
EXAMPLES.

I Penna.. Sum tke
( Bonus in
4,,0.'"4 vi Annual Policy additio„ vent Re- Assured
• 5 Pre- taken to sum— Bonus in duction of may bor-
.., raium. out in Assured. Cash. Annual row on
Premiums. Policy.
........... ,
---.—
X 11. a) X e d. £ s. d. X s. d.
r 1837 243 9 3 112 8 5 18 4 6 494 8 10
I 4
74 4,3
.d. 1838 218 4 81 99 810 15 13 5 445 0 0
10 1000 1839 192 1 10' 86 9 3 13 4 9 395 11 1
1840 143 5 M 66 8 4 919 1 346 2 3
1841 133 14 2j 61 17 6 9 9 2 296 13 4
.—....___ , 1842 Xlll 6 8 49 10 0, 7 10 4 '247 4 5

Ile Annual Report, with tables of rates, &c., may be had at the
ltior any of its branches in the coantry ; or, ou application. will
a forwarded post free.

F. FERGUSON CAMROUX, Secretary.

NATIONAL LOAN FUND LIFE ASSU-
RANCE SOCIETY.
OFFICE, 26, CORNIYILL, LONDON.
Capital 500,0001.
Empowered by Act of Parliament.
tiorh tic snitetn of Deferred Annuities, originally proposed by the '
LOan Fund Life Assurance Society, for the better advance-
thlttent objects of Benefit and Friendly Societies, having received
eleaPProbation of a considerable body cf the active membere and
Etta Society
of thole Institutions, and the Directors of the National Loan
Society having been urgently solicited by them to estabiish a
ota
Clasett co in connexion with thee• societies and the Operative
(teed generally, in which their services might he successfully en-
s Committee
terer, 'Amates has been sanctioned by the Directors to open
unication with the different Societies, with the view of more
ectually
eee,3 disseminating the valuable benefits amongst the judge-
e'Rues, and a plan has been eroposed with that object.
Many „ ADDRESS OF THE COMMITTEE.
brie.. Praiseworthy but ineffectual attempts have been made to
erithiu the scope and operation of the laws of mortality and
ettla•
o7„tile Ravings of the industrious classes, as well as various cal-
itet,4et relatieg their distribution, haring for their object either
A eete, gncontingent, or deferred benefits.
striatt geht examination, however, will demonstrate that the eon-
steed of these associations or societies is defective; and that in-
esho, Of effording an easy access and a free choice of investment,
reerie oleuld be the privilege of every one, they confine too nar-
and,Yinth'e' 'kennel through which a benefit can alone be secured ;
PrOPort ion as their action is circumscribed and embarrassed,
e r
t is limited. For example, it is not to every individual
111 e, lerY class amongst the industrious community, that provision
pec,4 of sickness is an object of such importance as to call for a
▪ ir, RrY sacrifica ; while to others such a provision appears more
eget, tive• and the loss of employment caused by sickness is a risk
°t thr 17111th
Conti they desire to be guarded. For this anomalous state
Seete4gs there is an effective and simple remedy ; that is to say,
.hoculdering, by
one weekly or annual payment, two or more
t,ene:?itint or deferred benefits, so to arrange it that each separate
It is have its separate contribution.
tire dissimilar
not haring observed this rule, and to the association of
4'nnlar ftmetions, and by confeunding a sick allowance and
EvilZirit, fluid in one and the self-same payment, that much of the
i„"2ll,lentanagement has arisen amongst Benefit Societies.
Oessedanlstri can be so perfect for the management of a sick -
elatto„ Prevision as that afforded by the constant sectional am-
litbis rtila°,l watchfulness of the several members composing it. By
sts betia,n, a thorough and constant check is mutually exercised, and
titt Use really sick are likely to become chargeable upon it.
Where 'ante Perfection, or the same security, is seldom attainable
tee where
fund is to be ued through a succession of years,
eti"h..waxere results are to bear ont calculations, money investment
etas far
old age
Ifeee'Nt_gelletal beyond the experience of the industrious classes..
mek:::see reagens it is clear that the funds destined for a provision
n
Preyed should be kept entirely distinct from the fund intended as a
eieneetheicanso the laws of sickness and mortality, though apparently
Pd. sc"its clO not depend on the same calculation.
p."'reer Runge there area great number who, in order to secure a
t,l in old age are willing to take the risk of providing
34. Boastcontinueds on the re
t:e the r.esponsibility of managing n provision for old age,
withaeleet.eue distant period is, in a great measure, incompatible
aPonsibilit -••• "sec'
/Mee Y, end 'Miens, fluctuating. laws, and individual irre-
ordi contract ti'°re exposed to a failure in the pet:formce. of
naillY go • Rt when undertakes on the same principles that
4th. tit 'see—feeefinere' od'e •
the e„„,
Lilted in --
expenses of providingi. for sickness must, when
nillt re "° Payment with provieion for old age, tend to ditni-
aanee,..et ore tins
Pro nor is it wisdom or good policy to en-
trneentere for the sake of the other.
of the di, with theee convictions, and with an Intimate knowledge
eußin.ns passing within the bosom of many of the existing
endiJ and Benefit Societies, the parties whose names are here-
earetad of proposing
,rattached,fl have had several ntecottinears.e7iilsth; aanTrvirri this manner
evraingaliriteimerVffoorro he
toos e t and
e
h principles of brotherhood, unity,
and Mutual which friendly societies are based, by guarding
them from the • on
rom the risks of sudden disoso4lsut the combinations ingeniously
ti
gft)eeramnch diligent se
m to timear for thech''nn attainment of one of the principal
objects offrAnettailly and Benefit Societies, thee' have found none equal
Lt simplicity and comprehensiveness of design, as well as forethought
and sympathy for the wants of the industrious classes, as the plan
Proposed by the National Loan Fund Life Assurance Society. It is
'me that the author of that plan has furnished an argument against
Provision in sickness; but, without concurring in the immediate ex-
pediency of abandoning a erovislon in sickness, no one can read the
other
pact of the plan itself, without being fully ealsfied that the
etnrven;ence and safety of Friendly and Benefit Societies will be
tre,e' tie' secured and consulted, by separating the payment of a sick
allowance from an annuity for old age.
F tdePutation haying waited on the directors (overt the Ntional Loan
tltu•el'wleo met in the handsomest manner the raes made to
Pus
's! tor the establishment of a separate office for the transaction of
~...aess connected with Friendly and Benefit Societies, and the in-
etTi`rious classes in general, resolutions have bees entered into, cori-
14thig the undersigned as a Committee, with power to add to its
ber. for the promulgation of the benefits contained in the atn-
iteee4rosPectus, under the guarantee of the Capital of tsheononceeetoy,i
With without interfering with the numerous objecte
°pinto,. institution of Benefit and Friendly Societies, will in their
Rioriimnt day hes
to teen IreatlY enlarge their sphere of utility, and afford a protection
th_
Press working classes in old age and adversity, which nothing up to
j,,hn c .
adequately secured to them.
John Itriellurthons, P.C.R , Ancient Order of Foresters.
Jam
eaudlorae„.
F., Ancient Order of Foresters.
re flees S Ancient Order of Foresters.
Jilenr:v Ifu --te."',-,'".2"ltncient Order of Foresters.
en'ePh eseen.' ; •eee Manchester Unity of Odd Fellows.
Tinabrell, es"
"2"Ph C.S., Manchester Unity of Odd Fellows.
ualnuel .0.? Order of Old Friends.
Ease,Z.R., Ancient Order of Foresters.
DEFERRED ANNUITIES.
'Rent Ple*—A person bt. Of 11. ron aged 24 next- birthday, by thennnuoa,lopoty-
eekeeei „lee
80 quarterly payment of 75., or. monthlytp
of
rote-
s,ecure, on attaining the age of 60, tile op ion
ie. Li Tee 101. les. 2d.; Cash down, 1071.-3 s. ; or a I o icy
tat4,Rrn1t1e.....%1• 17a.
thi Ir tha tie Person reson aged 26 next birthday, may secure, on at-
--"al Pay ut). an Annuity of 101., with the other options, by
sh„°n PEtymetiri't "ft of 11. es. ed., er a single payment of 22/.
sal" ben,,A;.°' 14s 3d for disparity, he will he entitled to
',age 20. by as annual payment of 18s. I id., the same as
'rn
reeilt
of
of it Person aged 30 next birthday, by the annual pay-
*2t 0r quarterly a ment of 75., or monthly payment
wßl'elne maY secure on attaining the age of 65, the option
.of
eennuit
fe les, 3., 18/. Os. 4d.; cash down, 1481. 12s. ; a policy on
Ils
b,44'11 A •
—eat of /i Person aged 35 next birthday, by the annual pay-
°l- 2s, 2d •• 6,•. or quarterly payment of 7a., or monthly payment
ale
life, 1751. 1 Is.
solving ntaY secure, on attaining the age of 65, the option of re-
„„E Annuity, 141.0 s 4d. • cash down, 1481. 12s. ; or a policy ma
Zeeee, L. IF; ASSURANCE.
ehe ee,seee'e• —A person at the aze of 30 next birthday may secure
• e"' of 1001. payable at his death, whenever it may happen, and
Participate ill the Annual Division of Pronts, by the annual pay-
'tent ef 21. Ps. 3d.
ene,,l,lnllge.—A person at the age of 25 next birthday, by the pay-
-11-.)",` of 4e. per month, or Is. per. week, may secure the suni of
ara""`i. payable at his death, whenever it may happen, and like-
-0 share in the annual profits of the Society.
F. FERGUSON C AIWROUX, Secretary.

UNITED KINGDOM LIFE ASSUKANCE
lJ a-m Lond
COMPANY.-8, Waterloo centP--p!aic?,
qeorge.street, Edinburgh; 12, St N plilace , an,
Glasgow .on ; 97,
DIRRCTORS.
JAMES STUART, ts:sq.,o, Chairman.pcputyc
HANANEL DE CATIt
Rg.rnuel Anderson, Esq.
Ilsrnilton Blair AFarlle, Esq. F. C. Maitland, Esq..
! William Minton, Esq.
Charles
aLrelnesnorfoßwony4:
Esq. F.
Resident. John Ritchie, Esq.
F. u. Thomson, Esq.
Charles Graham, Esq. .
and in the great success
pt•rtfilis Company, established by Act of Parliament, affords the most
ect security in a large paid.up Capital,
Z_lcil has attended It since its commencement in 1834-11 S ANNUAL
.:•OSIF. REING UPWARDS OF 84,C00/.
~In 1541 the Company added a bonus of 2/..cent. per annum on
per' ' from the
'' sum insured to all policies of the participating class
time they were effected.
The bonus added to policies from March, 1834, to the 31st of De-
cember, 1840, is as follows:
Sum Assured. Sum added to Policy.
Time Assured
45000... ,h . .. £683 6s. Bd.
Theiss 000oono. .
.. .: .:
Premiums,:: :. .
n::
e::
,!:: .
66: 1
yyy3 • taa. rrrr is 10 mon, 3• • • • •
600 Os. Od.
•• •• ••••
400 O. Od.
.... • • • •
Od.
only one-half need be paid on the most moderate scale, and
11 years, where the In-
division of profits, in 1848,
Icrance is for Life. ParPtiseisa rinshting to secure the benefit of the next
Entrance NI ene !less,rarheetirst•• • •,:e• •• 2" 01'
No -
Y or chwsahr
Ever 1 goucledxnefeapktetihmempeoduicaytesatpapmlipc.ation.
DE e Y information will be afforded on application to tke Resident
',ll* eter, No. 8, Waterloo-place, Pall-mall, London.
ri--;_.__„..________

______----
4..4lllerftOF LONDON LIFE ASSURANCE
SOCIETY.
Thi, No. 2, ROYAL EXCIIANGE.-BUILDINGS.
ku",,, Ociety is established on the principle of combining all the
the gi;reardavlaiT'sauT oafntdh2!)ZieerliC
experience.
the oldest Life offices, with
leak.
°r
rrniiium Tables are adjusted on the most economical yet safe
Thuand embrace three distinct divisions or departments .
TUE I'. Policies may be effected on
34UTCAL , - • its advantages without its
SI STEM, socuring all
Tirlitt3., abilities, AN IMPORTANT CONSIDERATION TO
fASitS,UalleEkß,
8101V-
,±: t ItOPRIETA ICY SYSTEM,with the full benefits o
~,, 'aged a
•lit
Tnt ACCUMULATIVE lilt DEPOSIT SYSTEM, INTRODUCED
tßhie
s SOCIETY, which perfects the principle of Life A
ALSO ea ssure,i.
,suran .e.
tollamount of the Deposit—Premiums bang at all times available
i. ALF-CREDIT PREMIUMS for stipulated periods, a pecu-
liarly ad
ns
wiTvantageous arrangement for YOUNG LIVES and for all per-
-4,,,,, , u ADVANCING MEANS OE INCOMES.
"2t, Taiiles expressly calculated for NAVAL STA MILITARY RISKS in
Tozet4llarters of the world, en the most moderate terms.
n'u
er wbh all the usual divisional rates, accommodations, and
conveniences.

EDWD. F. LEEKS, SEcnzTABY•

01\TEIROIAN CIE ARTISTIQUE of Ma-
dvmolselle ISA PrtUDENCE, the celebrated Ecstatic Som-
Zilb_tatl.i,st, Who has already excite.l general adiniration and mt
a A ehx t, on the performance or historical, mytho'ogical,
direction
of
.racteristic imaginarr attitudes. effected under the _
itieZ (Ittirindio.t.eselle HERM I , IE LAURENT, by mere transmission of
pret:sations, tli-ongli the agenc of the will. dramatic,
The re
NxiDAT
at entations 'will take place at two o' lock every NYE.D,-
1105 nu, xin borer-square Rooms ; and every FRIDAY at s
TVIDAz 4t tirtree4 St. Jame.s's ; and at half-paaVeight every SA-
,OACert Rooms, 71, Mortimer-meet.