The Sun.
London, England, 1847-05-17 00:00:00

NATIONAL LOAN FUND LIFE
ASSURANCE SOCIETT.
26, CORNIIILL, LONDON.
Capital £500,000. Empowered by Act of Parliament.
This Institution embraces important and substantial advantages
With respect to life assurances and deferred annuities. The assured
On all Occasions, the power to borrow, without expense or tor-
‘-,are of the policy, two•thirds of the premiums paid ',use —.0,1^);
also the option of selecting benefits, and the conversion of his In-
terests to meet other conveniencies or necessity.
Assurances for terms of years on the lowest possible rates.
The increasin DIVISION OF PROFITS.
I.)t he g prosperity of the Society has enabled the Directors
10_ntn. annual 'netting held on the 12th May, 1847, to declare a filth
. 1, Yarying from 35 to 85 per cent. on the premiums paid on each PolicY effected on the profit scale.
EXAINIP.

EXAMPLES.
"..:',:7 An al r. • Bonus in!
Age, nu obey
la: E, Pre- taken addition ; Perms- Sum the
neat Re- Assured
ii .1 Munn. out In to Sum Bonus in duction of may bor-
Cash. Annual row on
......_ 1 A ssured. Premiums. Po:lcy.
—......,—.___..—____ --
1 X s. d.l £ 8 d. £ s. d. £ s. d.
1 1837 243 9 3 112 8 5 18 4 6 494 8 10
co X Xs. 4.1 1838 218 4 81 99 8 10 15 13 5 445 0 0
1000 74 3 4 1839 192 1 10; 86 9 3 13 4 9 395 11 1
; 1810 143 5 10; 66 8 4 9 19 1 346 2 3
1841 1 14 21 61 17 6 9 9 2 ;296 13 4
.-----___:___ I.:N
1842 111 6 8! 49 10 0, 7 10 4 1247 4 5

•
cite
The Annual Report, with tables of rites, may oor any of its branches in the country ; or, on application, will
be forwarded post free. be had at the

F. FERGUSON CAMROUX, Secretary.

NATIONAL LOAN FUND LIFE ASSU-
RANCE SOCIETY. OFFICE, 26, CORNHILL, LONDON.
nt.
EmpowereCdabpyitaAlcstooh,folo,oalr.liame
o osed by the Na-
,. The system of Deferred Annuities, originally nonal loan Fund Life Assurance Society, for thepr proposed by
of tide objects of Benefit and Friendly Societies, baring
mom
0.4
b and
the
Ip.. aPprobation of a considerable body
iaers of those Institutions, and the Direfecttioiers'otef Lie,
Society having been urgently solicited by them ,Tan_ eh Office in connexion with thee. %ocieties
essfully en-
ulasse
es might be succ
.. s geerally, in which their servic
by the Directors to open
Ntoaties°tlaubiliiLs lola Loan
gect, a Committee has been sanctioced and the Operative
with amongst t 4
wntlnunication with the different Societies, with tho view ofinmdourse-
..efrtcotually disseminating the valuable b,
.""ii classes, and a plan has been prop
ADDRESS OF THE COMMITTEE.
Man
s, Y praiseworthy but ineffectual. osedtha t object.
the laws of mortality and
~,"`ing within the scope and operation of .
as well as various cal-
attempta have been made to
':, (nicY the Savings of the industrious classes,
i
anions regulating their distribution, hav ng for their object either
neliata, contingent, or deferred benefits.
l
demonstrateis detective; and that in-
;traction of these associations or societies
... slight examination, however, will that the con-
Steed tif
they confine too nar-
Whia ahould be the privilege of everY
one,
can alone he secared ;
affording an easy access and a free choice of investment,
ly ~,_
, "i, ‘hannel through which a benefit .
individual
't is not to every
their utility is limited. For example, 1
provision
end m proportion as their action is circumscribed and embarrassed,
as to call for a
er to every class amongst the industrious community, that p
in case of sickness is an object of such importance
is a risk
attractive
PeetlinarY sacrifice ; while to others such a provisionb
, and the loss of employment caused y i
his anomalous state
.eknapcsp:ars more
against which they desire to be guarded. For t .
e.__.‘l thing. there Is an effective arid simple remedy
m,
Payment, two or more ,
wanted of covering, by one weekly or annual Pay
benefit sho that each separate, aontingent or deferred benefits, so to arrange it that is to say,
the association et
uld have Its separate contribution.
. It Is to not having observed this rule, and to
allowance and
two dissimilar fUnctions, and by confounding
a sick
t that much of the
5,,,,242%aitY fund in one and the self-same
ement of a sick -
seas Inechanisin snobs so perfect for the manag
Zs?" Mitunaitagernnt has arisen amonpgas3t7lßeelnl efit Societies.
elation
,-fUnd provision as that afforded by the constant sehcstinognal.as_soy-
lly exercised,
tht- and watchfulness of the several members comp i it
andl' oat Means a thorough anti constant Check Is mutually
attainable
ruheian the really sick are likely to become chargichatbnle upon it.
_ tethe same perfection, or the same security, is set'
money investment
wn re a fund is to be accumulated through a succession of years,
11::,(1 where results are to bear out calculations, mon. us classes.
Int la general beyond the experience of the indestrio in
For theft reasons it is clear that the funds destined for a provision
sickness should be kept t• . •
entirely distinctfrom
Provision for *id age eu
Ist • Because the laws of sickness and mortality, though apparently
Sennett the fund intended as a
. ed, do not depend on the same calculation.
M2l.
Because there area =real number
larger provision in old age
are willing to take the risk of providing
for probable sickness CO themselves. who, in order to securea
3d. r ,ecause the responsibility of managing
centinued te a distant period IS, ill a great measure, incompatible.e.
with volnntary associations, fluctuating laws, and individual irrof
a provision for old age,
opensibillty, and more exposed to a failure in the performance
Mach a contract , t commercialdertakea on the same principles that
sr madly govern isodies.
4th. Because the expenses of providing for sickness must,
aalte,l in moreme payment with provision for old age, tend to
nish still this provision is it wisdom or when
good policy to en-
linger the one for the sake of the other.
_lmpressed with these convictions, and with an intimate knowledge
Irtithe discussions passing within the bosom of many of the existing
F endla and Benefit Societies, the parties whose names are bore-
r*
auto attached, have had several meetings, with a view of proposing
adopting a remedy for those and other evils ; and in this manlier
o give an additional force to the principles of brotherhood, unity,
and Mutual aid, on which friendly societies are based, by guarding
Ihem from the reeks of sudden dissolution.
After Much diligent search amongst the combinations ingeniously
0
roponed from time to time for the attainment of one of the principal
',elects of Friendly and Benefit Societies, they have found none equal
'a airapliCity and comprehensiveness of design, as well
1%5 forethought
and, Ympathy for the wants of the industrious classes, as the plan
Proposed by the National Loan Fund Life Assurance Society. It is
true that the author of that plan has furnished an argument against
Provision in sickness; but, without concurring in t immediate ex-
Dediency of abandoning a provision in sickness, no 0110 can read the
other part of the plan itself, without being fully satisfied that the
convenience and safety of Friendly and Itenefit Societies will be
greatly secured and consulted, by separating the payment of a sick
allowance from an annuity for old age.
~„4 deputation having waited on the directors of the National Loan
•:,_ d. who met in the handsomest manner the overtures made to
theta for the est ablishment of a separate office for the transaction of
aualeeas connected with Friend's' and Benefit Societies, and the in-
austrious classes In general, resolutions have been entered into, con-
*tit t.
~. 4inri: the undersigned as a Cormnittee, with power to add to its
sexed'm I,e , for the promulgation of the benefits contained in the an-
prospectus, under the guarantee of the Capital of the society,
nd. vrtuch without interfering with the numerous objects connected
7rlyki the institution of Benefit and Friendly Societies, will iti their
Z.l:itlihon greatly enlarge their sphere of utility, and afford a protection
Present day has adequately
the e /"tkilig classes hi old e and adversity, which nothing up to
secured to them. j4iinlas ullhorn, P.C.R., Ancient Forests of Foresters.
John IFT"Lel__,l' C•lt_,, Ancient Order ors.
Jame„,--i,s'" moil. D.S. Ancient Order of Foresters.
II e,..; ;7*atet b•C R•, 'Ancient Order of Foresters.
Joeit.l,l, 'N'44t,irt:fii., Alanchester Unity of Odd Fellows.
JOSenh
--"..' Reeks, 11.°.i"" Manchester
f Old Friends.
&Mittel Tirnbrell M Unity of Odd Fellows.
•,-„„„..6l?.rdAernocient Order of Foresters.
Exatnei„ , 4-fraERRED ANNUITIES.
silent ,sf If. 63
---it Person aged 24 next birthday, by the annual pay-
cei diving ' ,or
of 60, the option of re-
ef 2s. 2i.,.
_, • quarterly payment of 75., or monthly payments
T":'Y secure, on attaining the ace hAn 10/ 19 2cl. • Cash down, 1071. 3s. ;
en hls Life, 13',V. 17; s.
'or a Policy
Reamer,. . '
with the other options, by
a ning the age 01 GO, aft Amenity of 10/..
ent of 22/.173.34.;
ti • v•-•—.ri. person aged 26 next birthday, may Secure, on at-
thelr a single perm
annual payment of ..
itied to
nt of 114 e. lid., the same as
....e stun, benefit, by as annual payiut
foe
on payment of GL 145. d. 3 for dis.parity, he will be retitle
or age 20.
Example.—A person aged
pay
Of 75., or monthly
payment
ment.
Meat of 11. Gs., or quarter ly
38 next birthday, by the annual pay-
of 2s. 2d., may sec
aelving Annuity, 18/. Os. 4d.; cash down, 1481. 12s. ; or a policy on
secure on attaining the age of 65, the option of re
hie life 1751. 1 Is.
Example.—A person aged
of
35 next birthday, by the annual pay
of 65, the option of re-
ceiving Annuity, 181. Os. 4d. ; cashdown, 1481. 12s. ; or a policy on
pay-
ment of 11. Is., or quarterly payment 4 "'s ~
or monthly payment
of 2s. 2d.,
may secure, on attaining the ago
hi. life, 1761. 116.

LIFE ASSURANCE.
xample —A person at the age of 30 next birthday may secure
Sllin St 1001. payable at his death, whenever it may happen, and
„!4) Participate in the Annual Division of Profits, by the annual pay-
-mein of 21. ". 3d.
4ltaniPla.—A prson at the age of Vi net birthday, by the pay-
1121`j'f 411. pere month, or Is. per week, x
may secure the sum of
Payable at his death, whenever it may happen, and like-
so share in the annual profits of the Society.
FERGUSON C AAIROUX, Secretary.

141-TRIAL LIFE INSUR ANCE COMPANY,
CORNIIILL, LONDON.
DIRECTORS.
HENRY JAMES PRESCOTT, Esq., Chairman.
,7 GEORGE FIELD, Esq., Deputy Chairman.
„;7ne, C. C. Bell, Esq. Daniel Mildred, Esq.
chael Bland, Esq. James G. Murdoch, Esq.
harles Francis Cobb, Esq. Johns Ilorsley Palmer, Esq.
!ndrew Colvile, Esq. Henry Pearce, Esq.
",-,4'43rtte henry Cutler, Esq. George Reid, Esq.
ic,erge Hibbert, Esq. William R. Robinson, Esq.
• VcnuZL?lewman html,n Esq. Newman Smith, Esq.
in "r IFTHS, or 80 per Cent., of the PROFITS will he m-
ean, in,o Policies every fifth year, and may be applied to increase the
iiurnre.:l, to an immediate payment in cash, or .to the reduction
ritt. exam Ate extinction of future premiums, as shown in the follow-
Ple • -
2'4OFT, •
"S to POLICIES of 25 TEARS STANDING, entitled to
Participate in the Bonus declared in 1846.

participate in the Bonus declared in 1846.
41e
St z Cash paid on Or Prem. And an.
"tun Annual Bonus surrender i reduced nual re-
osured. Premium. added. of Bonus. to. turn @l'.
Is „st £s. d. £s. d. £s. d. £l. d.,£ a. d
20 '"°o 19 510 451 5 0 174 12 2 86 9 •
30 1000 21 15 10 51 5 0 193 12 2 815 0 ......
40 'niu 2G 14 2 51 5 0 236 18 7 710 5 ......
50 1000 33 19 2 451 5 0 284 0 6 49 8 ......
60 45 6 8 51 S 0 335 911 .. •• •• 419 5
1000 63 13 4 451 5 0' 384 12 5 ...... 36 10

4 19 4
..
Inc .. :36 10 6
urane
rates es Without participation in profits effected at reduced
Aow ~eittsos, and an explanatory statement of other advantages
th,___inven by this Company, may be had at the Chief Offices as
""Te ; at the Branch Office, 16, Pall-mall ; or of the Agents.
k3AMI:EL INGALL, Actuary.

ItOWLANDS' ODONTO, or, PEARL DEN—
TiPICE, a FRAGRNT WHITE POWI)EIt, prepared
f'nl orientßal herbs of Inestimable virtue for preserving and beauti-
.3l4 the TEETH and strengthening the GUMS. It eradicates
tartar from the teeth, and thus lends a salutary growth and freshness
to the gums. It removes from the surface of the Teeth the spots of
inelPient decay, Polishes and preserves the enamel, imparting the
Irtost pure and pearl-like whiteness; while, from its salubrious and
disinfecting qualities, it gives sweetness and perfume to the breath.
hong an anti-scorhutle, the gums also share in its corrective powers;
scurvy is eradicated from them, and a healthy action and redness
are induced, so that the teeth (if loose) are thus rendered firm in
their sockets. As the most efficient and fragrant aromatic Tooth
rovedcr ever know, ROWLAND'S' oDoNTo has for a long series of
):ears occupied a distinguished place at the toilets of the Sovereigns
and the Nobility throughout Europe. Price 2s. thi. per box.
„CAIITION.--To protect the public from fraud, the Ron. COMMIS-
gi„"
era of Stamps have directed the proprietors' name and address to
so,ngraved on tho Government stamp, thusROWLAND and
20, flatten-garden," which is affixed on each box gold by
e Proprietors, and by Chemists and Perfumers. *

ON THE
SECRET INFIRMITIES OF YOUTH AND
Just MATURITY.
IrrNTY-FITE COLOURED ENGRAVINGS.
Plth!Medrn TWE,
Twentieth Thousand, in a sealed envelope, price
2'. 64 or poet paid, to any address, for 3s. 6d. in Postage tamps,
Sdirect frora the Author's residence.
ELF-PRESERVATION: A Medical Treatise
ron the Secret Infirmities and Disorders of Youth and Maturity.
a ted with Tweuty-five Coloured Plates on the Anatomy'
,'','ulegY, and Des iseas of the Urinary and Reproductive Organs,
x,,,j fling their various structures, uses, and functions, and showing
ex; 'Willies that are produced in them by solitary habits, and, ether
sees With Practical Observations' on the Treatment of Nervous
file
Local and Constitutional Weakness, and other diseases of
Urethra.
BY SAMUEL Lia'MERT, CONSULTING SURGEON,
9, Bedford-street, Bedford-square, London;
Alem,--ted Member of the Umiversity ot Edinburgh, Honorary
Apc.--)" ef the London Hospital Medical Society, Licentiate
thecaries' Hall, London, &c., &c.
CRAn. CONTENTS OF THE TREATISE.
indot 1. On the Philosophy of Marriage, with Its Nindrance,
en„,..2lKationa, and on infelicitous and Unproductive Unions.—
° On the Anatomy and rhysiology of the Generative
lifr",-„1, their tnnetions, structures, and secretions, proving that great
--(ta—A.,,,,and Physical Power are dependant upon their healthy action
' 0 Solitary
Allllll,l n Habits;
Of tilt st"C°llor°Y; the concealed cause of Debility of the function.
at,nta. ?mach, Lungs, and Brain, and general weakness of the
and 1 acuities. CRAFTER 4. On the Secret Disorders of Tout'
lon tat urity, and the Treatment of Nervous and Local Weakness.
th 4
`'et t,al Belillity, and Premature Decay.—CIIAPTES 5 and 6. On
!)lsorderr arising from it Exceßss , Gonnorhcea
Strictures, and other Diseases of ..he Urethra.
"The REVIEWS OF TRE WORK.
ned
mei author of this singular and talented work is a legally quail-
trailtie:trn eenatrl
the tre' el al man, who has evidently had considerable experience of
yofint(liiiescvreasioonu.s dTihsoerednegraraavriinsglisigarferom the follies an
an invaluable ad-
__ a Y demonstrating the consequences ot excesses, which Mllsl
ulltatitary warning to youth and maturity, and by Its perusal
peal, cations may be satisfactorily replied to, that admit fno Ap-
r ;tahivi,,e.a to the most confidential friend."--Era.
rcru Xnnt" by tho Author, and may be had at his residence; also
f era.— and RicharcLi, 52, Paternoster-row; Hannay and Co., 63,
Lead„icielf„t,reeStarie, Tichborne-street, Quadrant; Gordon, 146
and by au lie.,
tst,_ London; Newton, 16, Church-street, Liverpool
At Hom
t:e.r Consultation daily, rom Nine till Two, and from
feedive
"-`otl'i7tf_, and all letters immediately replied to, if containing
ibUtzt Lia,„sr acPrieei BELDFOUD-BTREET BEDFORD-
Airvaj