The Sun.
London, England, 1847-04-03 00:00:00

No. 17,017. LONDON, SA.TURDAY EVENING

pOST.-OFFICE LONDON DIRECTORY for
1847—MARCH EDlTlON.—Corrected in the Parliamentary
and Postal divisions to the latest period. To how recent a date the
a teration. have been brought down may be judged from the fact that
he changes consequent on the demise of the la e Duke of Northum-
berland have been introduced in their proper order .n the Parliamen-
tary division of the work.
MORNING CHRONICLE, Nov. 20, 184 G.
The powers of expansion exhibited by this most useful annual
volume appear reaPy tmlimited. riffilishe t during a series of forty-
Cght years, in a metropolis whose dwellings increase in number by
a yearly average of some fourteen thousand, and whose oomnserce
expands in st 11 larger measure, the " Post-office Directory" has be-
come enormously enhanced in bu.k, as also in the complicated
whichyarietyt hofe. rietanniynedil,s.premnosaubsl,elifficocnutletinetssof
ITLilletartsdkniiiiar,a..b.b.nucocveesrscNovnitihe
by the indefatigable publisher has been proved by the experience
of many years ; and we need say little more than that the present
invoelttrode parnedsei
nntgsetnhueitysaomf same tokens aesiaitsinprpecaleeckeinssog 7at, oof
reasonable
compass, and producing in lucid order its millions of facts and
reference. Within two thousand pages every man ratty learn
everything be ought to know about every one of his co-dwellers in
the great metropolis, their businesses, as we:l as everything neces-
sary to facilitate him in hid own. The very rapid extension of our
railway system, and the new postal arrangements with some conti-
nental states, have rendered necessary some extensive additions to
the sections appropriated to Conveyance and the Post-office. We
find the Information given under those heads not only as full and ac-
curate as it was well possible to make them, but more new and re-
cent than we should have thought attainable in a work of such mag-
nitude. Prefixed to the volume is about the best Map of Loudon we
happen to have met with.
TIMES, Nov. 18, 1946.
The forty-eighth annual publication of this work—the volume for
1847—is now issued. It is a wonderful'y different affair from the
old Directory, which used to consist of little or nothing more than
the alphabetical list of tradesmen; it comprises now, and has for
some years, a " Street Directory," a " Trades' Directory," a " Court
Directory," a " Postal Directory," a " Conveyance Directory," with
a host of other little digests. The volume appears to have been very
carefully revised, and supplies the latest information. Of course,
the postal treaty with Prussia has not been overlooked ; and in miner
points the work seems to bear the test of search into matters in
which changes have been very recent.
MORNING POS I', N0v..19, 1846.
The forty-eighth annual publication of this admirable work has
ust been issued. Any dissertation on the usefulness of this volume,
after its well-proven service in almost every counting-house its the
metropolis for so many years past, must be quite nnneeessary. Suf-
fice it to say, the present edition possesses all the „writ of its prede.
ceolors, while the
,alterations and cermet:ions in Aka vartbata;defillift;;
merits Bare beentatlied down to the latest period.
MORNING HERALD, Nov. 21, 1546,
Balky as the proportions of this indispensable work have hitherto
been, the volume for 1847 comes forth under circumstances of still
urther enlargement. The experience of 47 years has obviously
enabled the proprietor, Mr. Frederick Kelly, to produce a Directory
of unrivalled completeness, wherein every species of fact likely to be
wanted by the merchant and trader is placed within cakerenient
access. The volume contains upwards of 2,000 closely-printed royal
octave pages, betokening a singular amount of industry as a matter
of dompilation, and awakening astonishment at the comprehensive-
ness of the machinery which could bring within a common focus
so much varied and scattered intelligence—embracing, as it does, a
multiplicity of heads, and involving the services of a vast number
of contributors. We believe that the present volume is not to be
matched in the whole world, for such a mammoth aggregate of local
and specific information is no less a typographical wonder than a
Prodigious monument of diligence and enterprise. Some dozen or so
of separate Directors are included in this huge periodical—the only
one, it seems, of the annual tribe destined to a permanent existence
a veritable triumph, indeed, of the utilitarian principle over the
ornamental. The " Official Directory" is a key to the whole of the
Government offices, and a record of official personages. This is fol-
lowed by a " Street Directory," exhibiting the tradesmen in every
thoroughfare, and the points at which the streets are intersected by
those at right angles; while the "Commercial and Professional
Directory" is an alphabetical arrangement of the above. Then comes
a " Trades' Directory," in which the names are allocated under their
respective callings. The "Law Directory" is a list of judge.,
Queen's counsel, sergeants, barristers, attorneys, &c., with a cata-
logue of the various Courts of Law, their officers, and their peculiari-
ties of jurisdiction. The "Court Directory" comprises the addresses
of the nobility and gentry ; and the " Parliamentary Directory" is
a record of the Members of the House of Lords and Commons, with
an alphabetical list of the boroughs, cities, and counties returning
Members to Parliament, the surnames and eldest sons of peers, &c.
The " Postal Directory" contains the hour of receipt and delivery o
every Post-office in the kingdom ; the cities awl principal places
throughout the world to which mails are dispatched from London ; the
rates of foreign postage ; the railway mails and the cross-road mails,
&c. The " City Directory" registers the civic authorities, the public
companies, the brokers, the incumbents and ministers of the
churches and chapels, the newspapers, &c. ; and the "Conveyance
Directory" includes the railway tables, the coach and booking offices,
the wharfs, &c. The volume closes with Banking and Assurance
Directories. These various heads will serve to indicate the m

tudinous nature of the contents, for out of them come a variety of
subordinate directories, which meet every conceivable want, pre-
senting a curious analysis of the public and private institutions of
the metropolis and of the commercial world. Every person is to be
found under his proper section, from a prime minister down to a
sheriff's officer--every establishment, from a palace to a lodging-
house. The editor, in his preface, takes occasion to congratulaie
himself on the many improvements he has this year introduced,
principally flowing from the employment of " selected agents," instead
of the ordinary carrier of the Post•oflice. Among the specific
alterations, the new postage treaty with Prussia, which came into
operation on the Ist of January, 1847, and disturbs to a considerable
extent the rates of postage over a great part of the Continent, seems
the most important'
MORNING ADVERTISER, Nov. 18, 1846.
The " Post-office London Directory, 1847," is just delivered.
Though it is apparently limited to London, it is in reality a national
work. Noce of the leading towns can well be without it ; it must
be an essential to every counting-house in the kingdom, as well as to
every place of business in and about the metropolis. It is an invalu-
able work of its kind ; and the extent and minuteness of its useful de-
tails are truly wondet ful. Being prepared " under the immediate and
special patronage of her Majesty's Postmaster-General," the amplest
and completest means were, of course, at the command of the pro-
prietor, Mr. Kelly, to secure the entire accuracy of the voluminous
and crowded contents of the bulky work. The present is the forty-
eighth annual publication. Few commercial and trading men can
now require particular description of the really important and usettil
information, to almost every party in any sort of business, occupying
the two thousand closely but clearly printed octave pages of this Di-
rectory. Preceded by an admirable and perspicuous Map of London,
prepared expressly, it is declared, for the work, by Mr. B. It. Davies,
there are divisions comprising, among other information, "Official,"

" Street," " Commercial," " Trades," " Law," " Court," " Parlia-
mentary," " Postal,' " City," " Couroyance," "Banking," and many
other Directories.

The hope Is expressed in the preface that this forty-eighth annual
edition of the " Post-office London Directory" may be found " in all
respects to equal thu best of its predecessors." From very consider-
able examination of the marvellously full and varied contents and
information en matters which it must be so difficult, laborious, and
expensive to collect, we hesitate not to say, that this unassuming
wish is liberally realised. It net only equals the best of its prede-
cessors, but in several particulars it surpasses all its predecessors.
The information is not enly fuller In many respects, but there are
several important alterations and addition., largely adding to the
usefulness of the book. It is intimated, and truly, that although all
competition has disappeared, the present volume is conspicuous proof
wn:pberovnee:
that there has been no relaxation in the multifarious labours to per-
fect the extraordinary work. In speaking of past success, it is
observed that it has
ibseepnr,;eedvebny Thee
rpaecctuntihaarty
ipornpinotrtoLvtiel
mflecinsitstoanthde additionspubli are annually made without any increase of
price "—a result that, it is declared, " could not have been the
case, had the public patronage been divided." With reference
to the price, we certainly must acknowledge that it is wonderffil
how it can be profitable to provide such varied materials
—and materials constantly changing and requiring So much
and such ceaseless labour and cost to procure, and then to classify.
Nothing but a tremendous sale could make the speculation answer.
Among the important alterations will be found those introduced Into
the " Postal" Directory. It is, indeed, singularly (WI, useful, and
complete ; and must touch increase the daily, it might be more truly
pronounced its hourly value, particularly to the merchant, the
trader, or the professional man. As the new treaty with Prussia
caused very considerable changes in the rates of postage as effecting
the Austrian dominions, Baden. Bavaria, Bremen, Denmark, the
German States, Hamburg, ilanover, Lubeck, Mecklenburgh, Olden-
burgh, Poland, Prussia, Saxony, Sweden and Norway, Wurtemburg,
&c. &c. &c., those changes are detailed " precisely as they arranged
to come into operation on the Ist of January, 1547." The other

,
changes are not only numerous, but all the intelligence is announces
to be brought down to a period as late as was compatible with the
. .

appearance of such a Tolume in sufficient time for general circalation

prior to the commencement of the year for which it is designed. The
business merits of the work are of the highest order, and render it,
of Its kind, we imagine, a publication unexampled iu the world for
its completeness, fulness, and usefulness.
SUN, Nov. 18,1846.
The present Is the forty-eighth annual edition of the "Post-office
London Directory," and a truly marvellous effort of compilation it
is. The " Post-otlice Directory" has been for some years under
the management of Mr. Kelly. Until he became the manager of
this work, there were divers other Directories in the field. They
have, however, all disappeared, and the " Post-office Directory"
now rules alone. This astonishing success, however, has not had
the effect of making the proprietor of this gigantic work careless.
lie is too thorough a man of business not to be perfectly aware
that the fruits of his success can only be reaped by a continuance
of the same untiring energy by which the success was in the first
instance achieved, and accordingly we find that the " Pest-office
Directory" for
,1847, is even more highly finished in all its elaborate

arrangements than any former edition of the book. The extent and
minuteness of the details furnished, render the work indispensable
to every commercial and mercantile establishment. So admirably,
however, is this multifarious information digested and arranged, that
there is not the slightest difficulty experienced In referring to the
articular page required to furnish the information—a marvellous
ustance of clearness of arrangement in a A ork consisting of upwards
of two thousand closely but clearly printed octavo pages. This
Directory is certain►y the most complete work of the sort ever
offered to the public. Of not only the usefulness, but the indispen-
sable necessity of such a work, no man of business can for a moment
entertain a doubt ; and considering the completeness and fhlness of
the information Ihrnished, and the enormous outlay of time and o
capital that must have been made In order to acquire and digest the
information, the very reasonable price at which the work is published
Is really wonderful.

GLOBE, Nov. 21, 1846.
Kelly's invaluable work, the " Post-office Directory," has just
made Its appearance for the ensuing year. The vast mass of Infor-
mation which this book contains, makes It not only desirable but
absolutely necessary as a part of the office furniture of every man of
business; and scarcely less necessary, indeed, for every one else.
who requires to know anything concerning the trades, professions,
and localities of the great metropolis. In its present extended form,
the book is an absolute curiosity; the labour and expense which it
has cost to bring it to its present state of perfection must have bcea
immense. I❑ turning over its two thousand pages, one hardly
knows which most to be struck with and admire—the excellent
arrangement and utility of such a compilation, or the magnitude of
the oity which requires such a directory. The volume, moreover,
contaiis an excellent map of London and the suburbs, corrected
down to the latest strides of " bricks and mortar."

can be said in its praise. The machinery by which such volu-
minous information is obtained, arranged, and superintended, so ns
to avoid errors, must ol Itself be among the " curiosities" of modern
literature.

• ATLAS, Nov. 28, 1846.
A book of this kind. brought out even without much pretension,
would be indispensable to every gentleman's library, every merchant's
-oanting-house, and every trader's shop. But edited as this is, with
am utmost care—its materials being collected through the most au-
thentic channels, and embracing in its range every head of personal
and commercial intelligence essential to the completeness of such a
work, we cannot suppose that any house, public or private, which
can:afford a b..)ok of reference, will be without this compendious
volume. The arrangerient is admirable. You can find any name
you want in a moment. All the heads are clear and complete—the
Coort—trades—streets--offices—hotels, forming, upon the whole, a
mass of local Information such as could not be brought together with-
out extraordinary industry, assisted by an entire command of all
equisite official facilities. As a mere compilation, it is probably the
most wonderful on record

ILLUSTRATED LONDON NEWS, Nov. 28; 184 G.
This huge volume, the forty-eighth edition of the work, well sae-
tains the reputation enjoyed by the "Directory" of late years. In
the preface the proprietor maintains that the high character of the
work is not referable to its mere connexion with the Post-office ;
for an important change has been gradually-introduced into the man-
ner of collecting the information ; and a larger portion of the work
than heretofore has been conilded to selected agents entirely uncon-
nected with the Post-office, this being, in great part, the plan of
compiling the editions for 1845 and 1846. Nor has the proprietor
rested content with his past success, but has introduced many impor-
tant alterations in this volume for 1847, and added to its bulk with-
out any Increase of price. The ' Postal Directory' is especially im-
proved, and there are numerous changes throughout the volume, to
insure its completeness. The compilation must be a vast labour, to
be accomplished only by systematic subdivision and the most pains-
taking minuteness. The appearance of the volume has suggested a
very lively effusion, to be seen in another column; and we trust the
enterprising proprietor of the "Directory" will find that hislabours
are duly appreciated and remunerated. To a great commercial
Country this is an indispensable volume.
RAILWAY HERALD, Nov. 21, 1846. . _ _

The new volume of the Post-Wilco Directory for 1847 is already
in our hands, and we can only express our wonder that a work so
laborious, extensive, and minute, could be in any degree improved.
It would have been a safticient merit to have maintained its former
reputation; it is a great merit to have surpassed itself. The pro-
duction of a work unequalled for accuracy and for clearness has
placed in the hands of the commercial public a most valuable and
indispensable aid in carrying an the bu.Anmof this vast metropolis,
which would indeed be sublet:led tnjilb unar-inconatadottes -and
'elcpenst-If It were not ibei work of this 11191 . Ina short-time our
readers will have an opportunity of judging for themselves on pur-
chasing the new volume, whether our anticipatory notice is in any
degree exaggerated.
HERAPATII'S RAILWAY JOURNAL, Nov. 21, 1846.
_ _

The Post-office Directory for 1847 appears with additions and
improvements upon its valuable predecessor, but with ne enlarge.
ment in the price. The continued enterprising spirit with which
this important, and it is not a misapplication of terms to say,
national work is conducted, merits the highest commendation. We
know net whether the same illiberal and unjustifiable attempt will
be made in the ensuing session as was done in the last, to wrest it
from the hands of the present proprietary, and to place it by the
force of might over right in the possession of Government. But
should it be attempted, surely the following statement of Its con-
ductors will go home to the consciences, if they have any, of the
parties seeking to draw down the grasping interference of Govern-
ment. "It can only be necessary to refer to a copy of the work pub-
lished before the purchase of the copyright by its present proprietor,
to be convinced that the mere connexion of the Directory' with
the Post-office has little, if at all, contributed to its present high cha-
racter. That the improvements (the result of many years of un-
wearied toil and application on the part of those engaged in the com-
pilation of the work) are duly appreciated, is now happily beyond all
question ; prior to the ' Directory' passing to its present proprietor,
rival books contended successfully with this. They have disappeared."
Kelly and Co., 19 and 20, Old Boswell-ceurt, Temple Bar, and all
booksellers.

NATIONAL LOAN FUND LIFE ASSU-
RANCE SOCIETY.
OFFICE, 26, CORNIIILL, LONDON.
Capital 500,0001.
Empowered by Act of Parliament.
The system of Deferred Annuities, originally proposed by the Na-
tional Loan Fund Life Assurance Society, for the better advance-
ment of the objects of Benefit and Friendly Societies, having received
he approbation of a considerable body of the active members and
officers of those Institutions, and tho Directors of the National Loan
Fund Society having been urgently solicited by them to estabiish a
Branch Office in connexion with those Societies and the Operative
Classes generally, in which their services might be successfully en-
gaged, a Committee has been sanctioned by the Directors to open
communication with the different Societies, with the view of more
ffeetually d'sseminating the valuable benefits amongst the Indus-
IdORS classes, and a plan has been proposed with that object.
ADDRESS OF THE COMMITTEE.

Many praiseworthy but ineffectual attempts have been made to
bring within the scope and operation of the ;laws of mortality and
money the savings of the industrious classes, as well as various cal-
culations regulating their distribution, having for their object either
Immediate, contingent, or deferred benefits.
A slight examination, however, will demonstrate that the con-
struction of these associations or societies is defective; and that in-
stead of affording an easy access and a free choice of investment,
which should be the privilege of every one, they confine too nar-
rowly the channel through which a benefit can alone be secured ;
and, in proportion as their action is circumscribed and embarrassed,
their utility is limited. For example, it is not to every individual,
or to every class amongst the industrious community, that provision
in case of sickness is an object of such importance as to call for a
peenniary sacrifice ; while to others such a provision appears more
attractive, and the loss of employment caused by sickness Is a risk
against which they desire to be guarded. For this anomalous state
of things there is an effective and simple remedy; that is to say,
instead of covering, by one weekly or annual payment, two or more
contingent or deferred benefits, so to arrange it that each separate '
benefit should have its separate contribution.
It is to not having observed this rule, and to the association of
two dissimilar functions, and by confounding a sick allowance and
an annuity fund In one and the self-same payment, that much of the
evils and mismanagement has arisen amongst Benefit Societies.
No mechanism can be so perfect for the management of a sick-
ness-fund provision as that afforded by the constant sectional asso-
ciation and watchfulness of the several members composing it. By
this means a thorough and constant check is mutually exercised, and
none but the really sick are likely to become chargeable upon it.
But the sane perfection, or the same security, is seldom attainable
where a fund is to be accumulated through a succession of years,
and where results are to bear oat calculations, money investment
being in general beyond the experience of the industrious classes.
For these reasons it is clear that the funds destined for a provision in
sickness should be kept entirely distinct from the fund intended as a
provision for old age :-
Ist. Because the laws of sickness and mortality, though apparently
connected, do not depend on the same calculation.
2d. Because there are a great number who, in order to secure a
larger provision in old age are willing to take the risk of providing
for probable sickness on themselves.
3d. Because the responsibility of managing a provision for old age,
continued to a distant period is, in a great measure, incompatible
with voluntary associations, fluctuating laws, and individual irre-
sponsibility, and more exposed to a failure in the performance of
such a contract, that when undertaken on the same principles that
ordinarily govern commercial Bodies.
4th. Because the expenses of providing for sickness must, when
netted in the same payment with provision for old age, tend to dimi-
nish still more this provision : nor is it wisdom or good policy to en-
danger the one for the sake of the other.
Impressed with these convictions, and with an intimate knowledge
of the discussions passing within the bosom of many of the existing
Friendly and Benefit Societies, the parties whose names are here-
unto attached, have had several meetings, with a view of proposing
or adopting a remedy for those and other evils ; and in this manner
to give an additional force to the principles of brotherhood, unity,
and mutual aid, on which friendly societies are based, by guarding
them from the risks of sudden dissolution.

After much diligent search amongst the combinations Ingeniously
proposed from time to time for the attainment of one of the principal
objects of Friendly and Benefit Societies, they have found none equal
in simplicity and comprehensiveness of design, as well as forethought
and sympathy for the wants of the industrious classes, as the plan
proposed by the National Loan Fund Life Assurance Society. It is
true that the author of that plan has furnished an argument against
provision in sickness; but, without concurring in the immediate ex-
pediency of abandoning a provision in sickness, no one can read the
ether part of the plan itself, without being fully sa'lstled that the
convemence and safety of Friendly and Benefit Societies will be
greatly secured and consulted, by separating the payment of a sick
allowance from an annuity for old age.
A deputation having waited on the directors of the National Loan
Fund, who met in the handsomest manner the overtures made to
them for the establishment of a separate office for the transaction of
business connected with Friendly and Benefit Societies, and the in-
dustrious classes in general, resolutions have been entered into, con-
stituting tke undersigned as a Committee, with power to add to its
number, for the promulgation of the benefits contained in the an-
nexed prospectus, under the guarantee of the Capital of the Society,
and which, without interfering with the numerous objects connected
with the institution of Benefit and Friendly Societies, will in their
opinion greatly enlarge their sphere of utility, and afford a protection
to the working classes in old age and adversity, which nothing up to
Ike present day has adequately secured to them.
Thomas Burthom, P.C.R., Ancient Order of Foresters.
John Fug-sell, C.R„ Ancient Order of Foresters.
John 11. Gordon, Is.S., Ancient Order of Foresters.
James Hale, D.C.R., Ancient Order of Foresters.
Henry Hunt, P.G., Manchester Unity of Odd Fellows.
Joseph Nugent, Pro. C.S., Manchester Unity of Odd Fellows.

Joseph Reeks, 8.0. F., Order of Old Friends.
Samuel Timbrell, D.C.R., Ancient Order of Foresters.
DEFERRED ANNUITIES.

Example.—A person aged 24 next birthday, by the annual pay-
ment of 11. Gs., or quarterly payment of 75., or monthly payments
of 2s. 2d., may secure, on attaining the age of GO, the option of re-
ceiving Annuity, 101. 19s. 2d. ; Cash down, 1071. 3s. ; or a Policy
on his Life, 1371. 17s.
Example.—A person aged 26 next birthday, may secure, on at-
taining the age of GO, an Annuity of 101., with the other options, by
the annual payment of IL Gs. 9.1.. or a single payment of 22/. 17s. 341.;
or on payment of 61. 14s. 3d. for disparity, he will be entitled to
the same benefits by an annual payment of 18s. I Id., the same as
or age 20.
.

Example.—A person aged 30 next birthday, by the annual pay-
meat of 1/. 65., or quarterly payment of 75., or monthly payment
of 2s. 2d., may secure en attaining the age of 65, the option of re-
ceiving Annuity, 181. Os. 4d.; cash down, 1461. 12s. ; er a policy on
his life 1751. I Is.

Example.—A person aged 35 next birthday, by the annual pay-
ment of U. 65., or quarterly payment of 75., or monthly payment
of Is. 21., may secure, on attaining the age of 65. the option ef re-
ceiving nnuity. 181. Os. 4d. ; cash down, 14111. 128. ; or a policy on
his life, 1751. lie.