The Sun.
London, England, 1840-08-12 00:00:00

No. 14,9,;3.

THE AGRICULTURAL AND GENE-
RAL LIFE ASSURANCE COMPANY,
29, NEW BRIDGE-STREET, BLACKFRIARS,
LONDON.
CAPITAL. £250.000.
In 10,000 Shares of 251. Deposit 51. per Share.
THE BOA RD OF MANAGEMENT.
Sir James Broun, of Coulston, Bart.
William Bell, of Princes Street, Hanover Square, Esq.
Richard Bream, of Wigmore Street, Cavendish Square. Esq.
Alexander Gordon, of Fludyer Street, Westminster, Esq.
Henry Kerr, of Orchard Street, Port man Square, Esq.
Harman Lewis, of Gordon House, M. A.
John Macdonald, of Norfolk Street, Esq.
Thomas Pemberton, of Cadogan Place, Esq.
George Robinson, of Stone Buildings, Lincoln's Inn, Esq.
Thomas Rolph, of St. James's Square, Esq.
With liberty to add to *heir number.
AUDITORS.
Robert B. Pollard, of Bernell House, Middlesex, Esq.
Charles Hutton Gregory, of Croydon, Esq.
MEDICAL OFFICERS.
Geo. G. Sigmond, Esq., M.D., F. R.S., 24, Dover-street.
Wm. R. Basham, of Chester-street, Grosvenor-place, M.D.
Edward W. Pollard, of Brompton-square, Esq.
BANKERS.
Messrs. Coutts and Co., Strand.
London and County Joint Stock Bank, 71, Lombard-street.
Royal Bank of Scotland.
Nothing is more uncertain than the life of a single indivi-
dual, and the sense of this uncertainty has given rise to the
establishment of Life Assurance Companies, their object being
to equalize vicissitudes and to render the pecuniary relations of
mankind independent of individual casualty.
The Managers have availed themselves of the numerous au-
thentic sources of information applicable to the subject, and
caused an original and extensive set of Tables to be constructed,
which, for all the ordinary cases of Assurance, present the
Lowest Rate of Premium that can be offered, without compro-
mising the safety of the Institution.
The Premiums for each particular case may be ascertained
at the Office.
ADVANTAGES presented by this COMPANY.
The Board of Management is composed of Shareholders and
Policy-holders, tie majority being assurers to the extent of
2,0001. each with the inatituf on.
The Trustees to be nominated by the Metropolitan Board,
and by the Local Committees, the majority of the latter in each
case to be the holders of policies for the term of Life for 1,000/.
and upwards.
The Funds of the Company to be vested in the Trustees,
none of whom are to be Shareholders, but all of whom may be
Policy-holders, who are to have a power of intervention in the
affairs of the Institution for the protection of Assurers.
No severance to be made of the assurance fund, nor any
dividend paid upon the capital stock, until a Report, approved
by the Auditors, shall have been made of the debts, credits,
and precise state of the Institution, showing the estimated pro-
fit, a cautionary reserve to protect against casualties, and the
sum applicable to meet the outstanding engagements to the
Trustees, who are ♦ested with a veto against th.. payment of an
excessive dividend.
No claim upon a policy to be resisted, except upon the autho-
rity of a special report and recommendation of the Committee
of the district within which tile policy was effected, showing a
fraud upon the Company, or some well-grounded objection to
an unjust demand.
All claims payable within one month after proof of death.
Ten per cent. on the sum assured may be received imme-
diately after satisfactory proof of death shall be afforded, when-
ever the circumstances of the claimant shall render such an
accommodation essential.
No proof of birth required after a claim shall arise, as the
age of the assured will be at all times admitted in the policy.
Fraud only to vitiate a policy, and all disputes to be settled
by arbitration, at the option of the assured.
Policies assigned, or duly deposited, as equitable securities
with creditors, not vitiate by suicide, death by duelling, or
the hands of justice.
Policies forfeited by non-payment of premiums renewable
upon satisfactory certificates of health, and the payment of the
premium in arrear with interest thereon, with a small fine to be
fixed by the Board.
Females and others to whom it maybeinconvenient to appear
before the Board will be attended by the Medical Officers of the
establishment.
A Committee of the Managers and the Medical Officers
attend daily for the dispatch of business at the office, where
every practicable facility is given for the completion of proposals
for Assurance, and where every requisite information relative to
the establishment may be obtained.
C. F. KIRKMAN, Esq., Resident Manager.
A reserve of Shares has been made for appropriation in the
country, and applications for them, and for the office of Agent
to the Institution in the different towns of the kingdom, are
requested, addressed to the Resident Manager, at the Office of
the Company.