The Sun.
London, England, 1847-05-20 00:00:00

Perms- Sum the
4 Annual Policy Bongs in
nent Re- Assured
Pro- taken atd2QT,,non Bonus In duction of may bor-
ua " 'Muhl- out In --- Cash. Annual row on
Assured.
Premiums. Po-icy.
£ a. 4.,1 £ s d. £ s. 4. £ s. d.
•
r 1837 243 9 3,112 8 18 4 6 494 8 10
£ d 1838 218 4 81 99 81015 13 5 445 0 0
11000 74 3 1839 192 1 10' 86 9 3 13 4 9 395 11 1
I 1810 143 5 10 66 8 4 9 19 1 346 2 3
1841 138 14 2 61 17 6 9 9 2 296 13 4
1842 111 6 8, 49 10 0 710 4 247 4 5

ant .4441 '.. 44 Report with tables of rates, Bce.
'WY or Its branches In the country ; o
wrwarded POat free.

~ may be had at the
Ir, ou application. will

F. FERGUSON CA:

ROUX, Secretary.

ATIONAL LOAN FUND LIFE ASSU-

RANCE SOCIETY.
OFFICE, 26, CORNNILL, LONDON.
Capital 500,000/.
Empowered by Act of Parliament.
The Intern of Deferred Annuities, originally proposed by the Na-
• Zonal :Loan Fund Life Assurance Society, for the better advance-
!tent of the objects of Benefit and Friendly Societies, having received
lie approbation of a considerable body cf the active members and
:Peers of those Institutions, and the Directors of the National Loan
Fund Society having been urgently solicited by them to establish a
13ranell Office in connexion with the... Societies and the Operative
Claims generally, in which their services might be successfully en-
d, a Committee has been sanctioned by the Directors to open
'enMMilication with the different Societies, with the view of more
...._erectua.lly disseminating the valuable benefits amongst the Indus-
' 'F'°*o classes, and a plan has been proposed with that object.
ADDRESS OF THE COMMITTEE.
1,144123: Praiseworthy but ineffectual attempts have been made to
Zwg within the scope and operation of the laws of mortality and
7111.nateiYontshe savings of the industrious classes, as well as various cal-
regulating their distribution, having for their object either
inthlediate, contingent, or deferred benefits.
• Slight ex.aminMien, however, will demonstrate that the con-
.aetton of these associations or societies is defective; and that in-
of affording an easy access and a free choice of investment,
should be the privilege of every one, they confine too nar-
a;;;lM. 'kennel through which a benefit can alone be secured ;
1-I,_'“n Proportion IS their action is circumscribed and embarrassed,
utility Is limited. For example, it is not to every individnal
• risk„.__w "en' class amongst the industrious community, that provision
"*"*" or sickness is an object of such importance as to call for a
ittraciarYti, sacrifice ; -While to others such a provision appears more
tee, and tilt loss of employment caused by sickness Is a risk
ar:111eI Which they desire to be guarded. For this anomalous state
hist' zags ttisi is an effective and simple remedy ; that is to say,
mead fli 00Vering, by one weekly or annual payment, two or more
ant or deferred benefits, so to arrange it that each separate
7A :should have its separate contribution.
la to not having observed this rule, and to the association of
W') dieeimilar functions, and by confounding a sick allowance and
ilitunsiblt7 hind in one and the self-same payment, that much of the
isreakkj mismanagement has arisen amongst Benefit Societies.
sitomr,orechfurism can be so perfect for the management of a sick -
turd Provision as that afforded by the constant sectional asso-
,..-- red watchfulness of the several members composing it. By
. Ison_""ealit a thorough and constant check is mutually exercised, and
Imo but the really sick are likely to become chargeable upon it.
inte,„..the same perfection, or the same security, is seldom attainable
bid 'v.! hind Is to be accumulated through a succession of years,
helo:"ere results are to bear out calculations, money investment
general beyond the experience of the industrious classes.
mie,_.nest reasons t is clear that the fends destined for a provision in
..!ittli should beak
ept entirely distinct from the fund Intended as a
wln.den for old age
e 164 Because the laws of sickness and mortality, though apparently
ected, do not depend on the same calculation.
term Because there are a great number who, in order to secure a
110 p hi old age are willing to take the risk of providing
3410_bl e sickness on themselves.
earstruse the rgsponsibllity of managing a provision for old age,
'with WA to a distant period is, in a great measure, incompatible
sPenatZuntarY associations, fluctuating laws, and individual 'ne-
se:Leh ty, and more exposed to a failure in the performance of
Ofdinerr. tract that when undertaken on the same principles that
dlluth. T,'„,,_gceerla commercial bodies.
I;:zuse the expenses of providing for sickness must, when
Nth _ 0 Bailie payment with provision for old age, tend to d mi-
tertit;7•ore this provision : nor is it wisdom or good policy to en-
s *he for the sake of the other.
• p,.
Ziteends with these convictions, and with an intimate knowledge
'egendly ~eiGns Passing within the bosom of many of the existing
%Ito et,elliu Benefit Societies, the parties whose names are bere-
ft adopir ed. have bad several meetings, with a view of proposing
I. give gang
remedy for those and other evils ; and in this manner
eam on
force to the principles of brotherhood, unity,
them Zuuld aid. on which friendly societies are based, by guarding
“-oni the risks of sudden dissolution.
h:br:ll.-tnnell diligent search amongst the combinations ingeniously
1 1.-
time to time for the attainment of one of the principal
Ist ohnialeVilendly and Benefit Societies, they have found none equal
and MP:4l"d
ttill"e4that by
coMprehensiveness of design, as well as forethought
Y for the wants of the industrious classes, as the plan
the National Loan Fund Life Assurance Society. It is
brovisin,. • author of that Plan has furnished an argument against
-.ln Ilan • -
etas, but, without concurring in the immediate ex-
-.th--•eenr PCYarlf4b,and, oiling a provision in sickness, no one can read the
e°llveldeneo the P 1 itself, without being fully satisfied that the
.11Teatly and safety of Friendly and Benefit Societies will be
""wane ed 4110 consulted, by separating the payment of a sick
ti
ti who met in
A deputaTir an annuity for old age.
lingthe
hwaited on the directors of the National Loan
for the andsomest manner the overtures made to
ii;:l4l:Se ceenecrushment of a separate office for the transaction of
elsaese,! with Friendly and Benefit Societies, and the In-
-Zog the general, resolutions have been entered into, con-
si-'ver, for f"mersighed as a Committee, with power to add to its
sited Pros„Promulgation of the benefits contained in the an-
with the guarantee of numerous Caital of the Society,
interfering with the objects connected
tooptmotegrealusttlt_ution of Benefit and Friendly Societies, will in their
th:l4* 'tenant emerge their sphere of utility, and afford a protection
Presam entsses in old age and adversity, which nothing up to
Tasth,,:.7
..
has
Jp-• arth.equately secured to them.
uP.C.R., Ancient Order of Foresters.
PI. GQO.:Ito Ancient Order of Foresters.
it--"e 8 hate, b"ab...2., Ancient Order of Foresters.
,70,7,h Runt, p:o"'.. Ancient Order of Foresters.
eelljt lire'l:ll:benretll?--DlM.anchester Unity of Odd Fellows.
Gael
Beek.% la' (Ip. C 5.,. Manchester Unity of Odd Fellows.
Order of Old Friends.
.d.R. Ancient Order of Foresters.
A DErkity.
-ED ANNUITIES.
12e. rit of it Person aged 24 next birthday, by the annual pay-
-21. *r quarterly payment of Ts., or monthly payments
Whig Winn, an tiinigthe ago ot 60. tb• war 101. 19s. 92. Cash down. 107/. 31. ;or licy
wiilAfe, 1371. 17s,
taFol74.tle•-A person aged 26 next birthday, may secure, oa at-
th. _ the age of 60, an Annuity of 101., with the other options, by
;;. 441114 payment etor a single payment of 321.17..3d.:
Pallas= of 61. 14s. 3d. for disparity, he will be entitled to
-.16 senile bewails by an annual payment of 18s. I Id., the same as
0r age 20.
Example.-A person aged 30 next birthday, by the annual pay-
Meet of 11. 65., or quarterly payment of 75., or monthly payment
fof 2s. 2d. nay secure en attaining the age of 65, the option of re-
ving Annuity, 181. Os. 4d.; cash down, 1481. 12s. ; Or a policy on
all life 1751. 11s.
..Eaample.-A person aged 35 next birthday, by the annual pay-
Zell_t of 11.6 e., or quarterly payment of 75., or monthly payment
ta• 2d., may secure, on attaining the age of 65, the option of re-
-3 Annuity, 161. Os. 4d. ; cash down, 1481. 12s. ; or a policy on
life, 1781. 115.,
1ta.,,. LIFE ASSURANCE.
Qui .=.01.• -A person at the age of 30 next birthday may secure
leus•mma of 1001. payable at his death, whenever it may happen, and
toeeterticiPate in the Annual Division of Profits, by the annual pay-
. 3d.
rikTZTPIe•-••person at the age of 25 next birthday, by the pay-
-112z:: as. Per month, or Is. per week, may secure the sum of
gets, 7PaYable at his death, whenever it may happen, and like-
la the annual profits of the Society.
F. FERGUSON C AMROUX, Secretary

nE
EXPERIENCE LIFE ASSURANCE
COMPANY.
lininlllll, 15, George-street. London,
58, King William-street.
Established 1843.
Capital 300,0001.
rtillo,lll,„C..."nPanY's Tables are based upon the EXPERIENCE OorF
fEEN LIFE OFFICES,as contained in the Report
Zanl_Mortality published in 1843. The Company embraces,
proprietary
iq aYst4uttalon, the advantages of both the mutual and
will be found,
biliiinarison with other Companies, to be exceedingly favourable to
th,."cPermiDectuses &
colui.e, and the rates for the whole period of life as luw as is
eat WITH PERFECT SECURITY.
A ut, . C.. apply at
"maloUt the kingdom.
the offices as above, or to any of
By order of the Directors,
T. YUILLE WARDROP, Secretary.
The st, -41\T COUNTIES RAILWAY.
Ii ,co,th y9RK EXTENSION SHARES.
lll9taAt~ Td INSTALMENT of the FIRST CALL upon the
"`3 of THESE SHARES will be due on the 19th
Mast be paid on or before that day.
Illohopxg By order,

- C. P. R EY, Secretary.
T:ate station, May 7. 1847'
RACES—LIGHT WEIGHT.
ANTI-DUST, RAIN, &c.
114, it„. I'ZICOLL's PALETOT VETE, ONE GUINEA.
`'ENT.STREET, and 22, CORNUILL—not elsewhere in
...................
London.
TILE SUMMER, now approaching,, should
P.,',l4‘ove as hot as it was last year, doitibtlenslis,,',lnCrio,,LwL
other vT, of Lama Cloth,
to adopt
the same course
iSthout any
11,0 Coat under it. This luxurious iboeusageaas% much
comfort once expe-
-41 Is alone sufficient inducement
litain.
kik gee,,, of Paletot, rich silk linings,
--, J:sro Guineas. Two Guineas and a Half; not
CORNICES, at 20s.
114, Regent-street, and 22, Cornhlll.
NOVELTY in FRENCH
N/ —A
ITst• varied
which threaten en
complete for any
of t.SjAN NON E --
ried and beautiful assortmteirnetlyoftotisinepseerveoldegeaalntl
abouteach
erain"rush manufacture,
Y Window (Ify eo upwards,lo nTro N
'A (late RIP-
2.tra)
Newman-street.
~, and BURTON'S *fdi:owini t ht.lvaent do
treet corner of
In.
39, Oxford-street, s
well
as of every TO
to,r ,13 now on SALE at WILLIAM S. BUR -
"etail ' with engravings, as
rtyon,_ filed catalogues,
Stock
iron-
RILL article, sent (per post) free.
it• . LIAM S. BURTON'S (late
the
fellers.'
literally the largest in
Vfo Furnishing Ironmongery is .
d to give a correct idea of
RIPPON and BURTON'S) .
Ita ~... 400 as no language can be employed
.....,_ eriety and extent, purchasers are invited to call and inspect it.
rstablished In Well-street, 1820.
other CARSON'SGo-
ORIGINAL ANTI-CORROSION
. r, specially patronised by the British and othincipm
-..eratnenta, the Iloilo bl East India Company,
-uotk ~,„, a _ ura e
Nobility, Gentry,
and ,_,`,-'`).lP tiles. Most public bodies, and by the
scats. The Anti-
the pr
corr.tergY, for out-door work at their country
d cription
tio,r'''''_en Is particularly recommended as the mostsea durable out-
Of troPaint ever Invented, for the preservation of every
ehas been
Drer.narood, stone, brick e
as
sthe nu-
„,_ y the practical test of upwards of 60 years, and by
--°InPo, cement,
which,
'Orotis testimonials (between 300 and 400) in its favour, and
tnein
Lee., work,
h"-att the rank and station in society of those who have given
kind
hit t; Perhaps, never yet been equalled by anything of the
tisrttse brought before the public hotice.
on
sapile„,srices, colours, and other particulars, will be forwarded
the
Rank",Jo,n to Walter Carson, 15, Tokenhouse-yard, back of "` 'lgland. No agents.
OX
,VOl.lB DEBILITY AND GENERATIVE DISEA_SES.
All lin,,;Cr PUBLISHED, THE THIRTIETH THOUSANDig
in
4 ~_°ed Edition, revised and corrected, 120 pages, price
fraaTvaotenvelope, or forwarded, post-paid, to any address, secure
illustrated
With 411 iervation, for 2s. 6d. in postage stamps, kr nitrous Anatomical Coloured Engravings,
~. A.
it ITI if-41te re
cilleslP: ee_rfaenet"lstelftorltasti
N 11 0 0 D :
organs,
Restoration.
Decline; with Plain Direc-
ernanatim, f 4.44aY on those diseases of the generative
ceases the
.rorn solitary ' n habits, Indiscriminate ex-
sUfferer i effect's of clina:aned sedentary
infection,tarY &c., addressed to the
Inarriat en Yeuth. Irtanloi, ;id old age ; with practical remarks
debility '1
the treatment and core ef nervous and mentaldisense
by whic'h sinThDteneY, syphilis, and
other
urin°-g""a
restored and
reko,
the yea the most shattered constitution may be .
11 ist;ated
With a,, lall Period ef life allotted to man. The whole i t
lain.
lag the",_Ner,tl Anatomical Engravings on steel, in colour, exrpodne_
urt
or_Yar sous functions, secretions, and structures of the
irve
aPte cor-
resi.cearls In health and dLsease ; Is ith instructions for pr
u_as ce,easeo, &e. 74. L. CURTIS and 0., Consulting Surgeons, 7, Frith-street,
Soho-square, London.
is c.....
RETIEW OP THE WORK.
rs been
the ..unis •14 MANnoon. ( Strange). Having for many yea .
it,
~7_lttldard work on these diseases, its originality is apparent., atria"
,raal breathes consolation and hope to the mind of the paten .
i7.l.aud Military Gazette.
al., 1,,11.0,N1 by the Author,, and may be had at their residence ;Told
ktri,.. •".:, Cram
~, ge, ,ernter-row ; Hannay, 63, Oxford -st,reet
the„.l,4:-,J, Cornhill, Lo:lon ; So tvlel, 4, ht. Ann's-i,quare, ....1'74-
Ar43.1e.,:t PIMP, South Castle-street, Li,erpool ; Campbell, 14 ~
411,1 i,, _ -,,le:t. Olaivow ; Robinson, 11, Grectisido-street, Edisibur,A ;
t___...,e lad envelope bv areook iellers.
ienje437c- CURTIS and Co.to be consulted daily at their reel-
s
atietits-c°. 7. FRITH-STREET, so ao-sQuARE, LONDON, and
of can
an
to
this- work privately forwarded them, by initial or 1
Att.:'!", to anY part of the United Kingdom, direct from the
0...0r a Residence, or froln any fth taa eagents, on remitting
441 la ?Magi) et D " Y
MINI.

NATIONAL LOAN FUND LIFE
26,"StrittY.CE SOCIETY.
This Institution embz:
LONDON. Capital X5OO 000
reePect to life asap- a iipowered by Aet of Parliament.
„es important and substantial advantages
naat on all occasions xances and deferred annuities. The assured
feiture of the pop the roNtet to borrow, without expense or f0r-
....,1111° the Option tWo•tlirds of the premiums paid (see Table) ;
.r4eels to ir• 4el'e..Ring benefits, and the conversion of his in-
Assurs- "WONet conveniencies or necessity.
r .weft hr terms of years on the lowest possible rates.
DIVISION OF PROFITS.
r' -D4 t.-creasing Prosperity of the Society has enabled the Directors
:Sillse annuals eeting held on the 12th May, 1847, to declare a fifth
"erYinrcni 35 to 85 per cent. on the premiums paid on each
Ipolicy effected 011 the profit scale.
EXAMPLES.