The Sun.
London, England, 1847-07-15 00:00:00

men annually, with a comparatively insignifi- t
cant expenditure. The evil, be it remembered,
which has to he turrnennted is twofold, namely, a
deplorable mortality aboard ship, and the perpetual
introduction of contagious maladies into the British
Colonies and the United States, with every fresh
arrival of emigrants from Great Britain. Both these
calamities might be visibly diminished in rigour, if
I they might not actually in a great measure be
prevented, and this not so much from a costly and
elaborate employment of the remedies afforded by
the Pharmacopceia, as by a simple and inexpen-
sive introduction of cleanliness and method into
the six or seven hundred vessels used annually as
vehicles for emigration. The insufficiency of
room and the superabundance of dirt in the
majority of these vessels are circumstances
eminently calculated to breed malaria even in the
midst of the freshness of a saline atmosphere. If
cleanliness is in a more particular manner demanded
in any one position, that position is assuredly dis-
cernible among the crew and passengers of an emigrant
ship. A cottage may rival a dovecot in dimensions
and a pig-stye in nastiness, but the cottager has an
opportunity of inhaling a purer atmosphere, and of
obtaining diealthful exercise, during the better part
of the four-and-twenty hours, on the adjoining
highway, or in the fields where he gains hislivelihood.
These opportunities are wholly denied to the emi-
grant. During so many weeks, formerly during so
many months, he is cooped up with a swarm of
fellow-voyagers in a structure quite inadequate in
regard to size, and a vast deal more than inadequate
in regard to comfort. Bodily exercise is out of the
question ; ablutions bear rather the character of
luxuries than of diurnal duties ; ventilation to those
confined to their berths by sickness is reduced to the
agreeable alternative of suffocation or draughts.
During these journeys across the ocean, moreover,
there is accumulating under the sleeping places and
the dining places of the passengers that foetid mass of
liquid stagnation termed bilge water, carrying an
incipient plague in every globule.
Cleanliness, therefore, is the best, and certainly the
cheapest, method of reducing the amount of mortality
on board the emigrant ships. Government might do
better in rendering this cleanliness compulsory on the
proprietors and officers of the emigrant ships than in
providing medical attendants to the alarming
number of seven hundred. Another consideration
shows that this cleanliness must be enforced under
penalty, seeing that the emigrants are emigrants
merely from their necessitous condition, and knowing
that filth and poverty are very nearly allied. What-
ever may be the fate of the Health of Towns Bill,
for which our aspirations are still so numerous and
earnest—and which has only been quashed through
the opposition of that Country Party, whose affected
• loyalty to the Soil has been surpassed by their un-
affected love for Dirt—we do hope that the Colonial
Department will extend the benefits of the sanatory
code to the victims of a systematic emigration.

effect of satisfying all parties. It is added that tl
brother of his Holiness is to be appointed
the
command of the National Guard Ant' to tor:1

ganized.

Madrid papers of the 7th have arrived,
It was reported that the English hotme of SMITH
had refused to negotiate the new loan on the terms
offered by the Government, and it was~ believed that
no Spanish house would venture to undertake it.
According to the Clamor Publico, the negotiations
for the formation of a Serrano Cabinet have been
revived.

A Carlist agent, on whose person has been found
documents of importance, has been arrested in Gal-
licia. He had a letter of credit for 20,000 piastres.
It is said that the Ministers are seriously engaged in
the project of the QUEEN'S divorce. A grand ban-
quet has been given at the Palace to Cardinal Bau-
NELL; the POPE'S Envoy. The departure of Don
FRANCISCO DE PAULA and his family for San Sebas-
tian is fixed for the 7th.

The QUEEN is expected shortly at La Granja.
MADRID BOLSA, JULY 7.—The Three per Cents,
closed at 27 cash ; the Five per Cents. 17i ; Passives,
51 cash.

We have received the Paris papers of Monday.
The financial situation of France is exciting general
uneasiness, which the demand for a new loan has not
at all tended to allay. On this subject the Courrier
Francais says—
" The budget has this year reached the almost incre-
dible amount of 1,600 millions of francs; taxes have
wrung from France, ruined by innundations and protec-
tive duties, 1,600 millions—from France, forced by the
want of foresight of its Government, to pay a premium
of 1,200 millions to have bread ! But these 1,600 mil-
lions have not been sufficient to pay all the expenses, to
make up all the voids left by waste and peculation.
There is an enormous deficit of 750 millions! why such
used to be the whole budget of the empire, sufficient for
the glory of Austerlitz, Jena, Friedland, and Wagram!
Our cheap Government, with its modest policy, had well
accustomed us to deficits; for the last ten years we have
had one regularly, but what no one ever witnessed was a
deficit of 750 millions! The Government itself appears
moved at the frightful consequences of such a disorder.
Meanwhile all the sources of public wealth are dried up,
and labour is generally suspended throughout the
country, yet the necessities of the moment must be
provided for, this deficit of 750 millions must be made
up, not reckoning the deficit of the next year. The
new Minister of Finance has for that purpose presented
a Bill for a first loan of 350 millions; and as, on the
other hand, the Chamber has lately augmented the amount
of the Treasury bonds by 200 millions, there remain
only 200 millions to be made up. The so-much-boasted-
of cleverness consisting only in living by expedients, it
is exceedingly probable that the 200 millions in question
will be obtained by a new emission of Treasury bonds.
It is so easy a mode of obtaining money! It is true that
it is the most certain means of ruining oneself; it is the
great resource of spendthrifts, who beforehand pledge
their rever.nes, and—as the phrase goes—eat the horse
in the stable. Why should it not be the resource of our
great statesmen? The amount of Treasury bonds will
be augmented, or, in other words, the budget will be
devoured beforehand! Such was the custom of the old
regime, that Government of great nobles, initiated by
lair upstart genth men. The former perished in the
most frightful political tempest that history speaks of.
Will their imitators be more clear-sighted and more
fortunate? What is certain is, that this demand of 350
millions has profoundly moved the Bourse, and that
sad prognostications are made."

There are certain crimes which have repeatedly
attracted the attention of the Legislature, against
which the -most stringent provisions have been
enacted, the most serious punishment sanctioned.
Every person will readily concur in acknowledging the
gravity of these offences, and the necessity of putting
them down by the strong arm of the law, and yet, not-
withstanding every effort, they flourish and attain a
rank luxuriance, and are practised openly and un-
blushingly by men of otherwise unblemished cha-
racter, with a total disregard of the provi-
sions of the law, and a practical impunity from
any unpleasant consequences from its violation. The
most mischievous and demoralizing amongst these,
so far as the public is concerned, is that of bribery
at elections, to which Lord BROUGHAM directed
the attention of the House of Lords on Monday even-
ing, and we may now dread that within a short
period it will prevail throughout all parts of the
kingdom. It is notorious that there are many con-
stituencies who are wholly regardless of the personal
character or qualifications of the candidates for their
suffrages. The only test which they look to is their
wealth, and (what they term) liberality; or, in other
words, the freedom and recklessness with which they
will scatter money amongst the debased recipients of
their bribes, and open public-houses at which the
independent electors may wallow in the most beastly
intoxication for some time previous to the con-
test. The greatest talent or ability, the most
sterling political honesty and independence on
the part of the candidate, will be wholly
disregarded by such persons. His eloquence may
lead an admiring senate ; he may have devoted him-
self to the investigation and exposure of abuses, have
introduced the most valuable reforms, and ever been
found the efficient advocate and the unflinching as-
sertor of the rights of the many, but he either cannot
or will not purchase their suffrages, and he must
yield to one without perhaps a single valuable qua-
lity, who expends his money as a mere speculation,
and is quite prepared to sell to the highest bidder,
and totally to disregard the interests of those whom
he has purchased at an extravagant price.
Although, happily, there are not now the
same number of places which may openly
be purchased as existed heretofore, before
the passing of the Reform Bill, yet there are very
few constituencies among which some venal electors
are not numbered, who may turn the scale in the
event of a close contest. It is too notorious that there
are many ready to accept head-money, treating, or
any other description of benefits under which bribery
may be disguised, in return for their votes, and that
it is only in cases where the candidates wholly and
positively refuse to sanction the least vestige of cor-
ruption that the purity of election is maintained. In-
deed—and bitterly do we regret the humiliating
fact—wherever there is a person ready to give, there
are numbers ready to accept at his hands ; and al-
though the fact may be perfectly notorious that money
has been given, the matter has been managed so pri-
vately and secretly, and with such precaution, as to defy
detection and a conviction for the offence, so as to
subject the party to the penalties prescribed by the
law. Any enactment, therefore, to prove effectual
must be difected towards the candidates and not the
electors. Let the bribery oath be administered to
the former and not the latter; prohibit the party
desirous of being elected from expending a single
shilling even of what are now termed legal expenses,
which should be defrayed by the place about to
return a representative; you will thus, and thus
only, obtain a full and fair representation of the
ianntdo cphroas eo
tni c
ow
the
ht hoo
ouot n
satni yt
imopnral o t
people—a House collectively and individually selected
1 rl
ee to
yr
y; , yaonud wyiollucamraryy
look forward in due season for the fruits
of the whole-
some seed you have sown.

The Committee of the Chamber of Deputies on the
budget of receipts have completed their labours. In
their report they give a summary of the financial
situation of the country, and calculate that the year
1848 will add a new deficit of 90,000,000 f. to the
696,000,000 f. of previous deficits. The committee
on the budget of receipts, like that on expenses, con-
jures the Government to apply an immediate and
energetic remedy to this state of things by establish-
ing an equilibrium between the ordinary receipts and
expenses, and by confining the extraordinary ex-
penses within the limits of the reserves of the sinking
fund, which the Minister of Finance formally pro-
mised in his exposé des motifs on the loan. The com-
mittee proposes the pure and simple maintenance of
the receipts inscribed in the budget, which amount
to the sum of 1,391,126,510 f. In this sum
20,148,800 f. arise from the portion of the loan of
450,000,000 f., authorised in 1841, and applicable in
1848 to extraordinary public works. The committee
has only introduced some slight modifications in the
wording of some articles, and especially in Art. 14
on caution-money, to be deposited by receivers-
general, receivers of arrondissements, and percepteurs,
such modifications being suggested by the Minister
of Finance himself.

It is evident that the proceedings at the Reform
banquet have caused some alarm to the Ministry.
The Journal des _Wats, which at first was silent on
the subject, and then endeavoured to sneer it down as
a matter of no importance, now indirectly admits the
positive importance of the event, by endeavouring to
show that it is not relatively so important as the
Opposition would make it appear, because it was not
attended by MM. TRIERS, ARAGO, and REMUSAT,
and because the number of Deputies present were
only between forty and fifty, instead of between fifty
and sixty. The presence, however, of M. ODILON
BARROT, M. GUSTAVE DE BEAUMONT, M. DUVER-
GIER DE HAURANNE, and M. LEON DE MALLEVILLE
(who is Vice-President of the Chamber of Deputies,
having recently beaten the Ministerial candidate for
that office), is quite sufficient to render this gathering
an affair of great importance.
The trial of General CUDIERES and his co-accused
was continued on Saturday, and the evidence tended
greatly to implicate M. TESTE. Private letters from
Paris of a later date than these papers state that M.
TESTE admitted his guilt on Monday, and had at-
tempted suicide.

The prospects of the harvest are most promising.
New wheat has already been brought to market in
the south of France.

The heat in Paris is intense. On Monday at nine
o'clock in the morning the thermometer was at 90
(Fahrenheit).
The Three per Cents. closed at 77f. 60c.; the Five per
Cents. at 118 f. 45c.; the Orleans Railroad Shares, 1,271 f.
25c.; Rouen, 9611. 25c. • Havre, 640 f. ; Great Northern,
571 f. 25c. ; Avignon, 642 f. gOc. ; Vierzon, 593 f. 75c. ; Bordeaux,
501 f. 25c. ; Boulogne, 395 f. ; Troyes and Montereau, 270 f. ;
Basle, 183 f. 75c. ; Dieppe, 310 f.; Paris and Strasburg, 425 f. ;
Paris and Lyons, 428175 c. ; Lyons and Avignon, 433 f. 75c. ;
Bordeaux and Cette, 460.
MARSEILLES, JULY 8.-Marseilles and Avignon, 661 f.
25c. ; Northern, 567 f. 50c.
LYON; JULY 10.-Paris and Rouen, 950 f. ; Avignon
9
and Marseilles, 643 f. 75c. • Vierzon, 590 f. ; Northern, 563 f.
75c. ; Paris and Lyons, 426 f. 25c.

BUSINESS DONE IN FOREIGN RAILWAYS AT THE
LONDON STOCK EXCHANGE, JULY 13.
Boulogne and Amiens, 151/2—East Indian, lii—Luxem-
bourg, 11/2—Northern of France; 101/2—West Flanders, 4.

But these are not the only reasons for the change,
vast and important as they undoubtedly are. By so
doing, you will abolish a fertile source of crime.
How few of the parties who have accepted bribes will
hesitate to take the bribery oath if administered ! As
the Noble Lord remarked, there are probably not five
in a hundred who would not fill up the full measure
of the guilt, and stain their conscience with the crime
of wilful and corrupt perjury. How fearful is this
state of things, and how likely to lead to future guilt
become callous to every
andwith
tmi.the
ehreyrd, p
will spaerteydilwyho at first would only act
moral plunge The money into stillh e
greater obligation,guilt
for and
a n
yfa n
ewi
ei
dllibnegnetfio
t.
mwasaytehdav obtained
ine
the
e most
criminalby such
infamousindulgences,
means w
nces,forwil be
hl
ich
a taste will be acquired, and the party ready to com-
mit any crime to continue the enjoyment of his new
propensities. In fact there is everything to be urged
in favour of the change, and nothing can be alleged
in favour of the present system. It is deeply to be
regretted that it is now too late to obtain an efficient
measure to preserve the country from the contamina-
tion to which it must soon be exposed. The state-
ment of the Noble Lord will, however, we trust, have
some effect in serving as a warning to those about to
engage in contests, that their actions will be scruti-
nized, and that if they expose themselves to the penal-
ties of the law, it will be jealously enforced, and the
offenders subjected to all its stringent provisions.

Letters from Rome, of the 3d instant, state that
the Cardinals had presented to the POPE a list of 100
names of persons whom they recommended to be
banished from the Roman states. This his Holiness
refused, and the fact having been notified to the
people, the commotion, which was assuming an alarm-
ing character, was tranquillised, and_it is hoped that
the reform; promised by his Holiness will have the

MONEY and COMMERCIAL NEWS.

(From The Sun of Last Night.)
The s'lles of Cotton at Liverpool yesterday were
6 000 bal.-a, at firm rates; 4,000 being Am r c'n, ai 68d,
to 7id. per lb.; 1,000 bales '..-urat realised 4:1-.1. to 511.
The Share Market has slightly improved to-day,
as the subjoined quotations for shares sold at Messrs.
Lamond and Co.'s sale, held this day, will show
East Indian

North Staffordshire .. ...... „
Bostou,Stamford,andßirminaham, ex int 5 2 6
Shropshire Union and Canal 2 3 0
North British, Thirds
Ipswich and Bury Extension
South Yorkshire, Doncaster, and Goole 1 18 0
Great Northern (London and York Reg.) 4 4 0
Eastern Counties .......... ... ... ........

....... . _ _
Ambergate, Nottingham, and Boston...— 1 5 0
Windsor, Staines, and South-Western 4 6 0
South-Eastern and Dover, No. 4, ex int 4 15 0
Paris and Lyons 4 18 0
Reading and Reigate 5 11 0
Shrewsbury and Birmingham (A) 3 2 0
The Railway Share Market was considerably firmer,
and a fair business was doing.
The Spanish conversion scheme still attracts attention,
and divides opinion in the City, nor does it appear to
gain favour the more it is considered. In truth
the whole matter appears to be but another
financial juggle to effect an exchange of one bit of paper
for another, and raise a large sum of money for the Go-
vernment at the expense of foreign countries. The time
would almost seem to be approaching when foreign
loans must be prohibited, objections!' le as interference
generally may appear in matters of trade or finance.
The news from America is of a favourable character,
and is almost all that could be expected. The price of
corn was declining, the exchange was tending upwards,
and specie was so plentiful in the American banks that
they scarcely knew what to do with it.

From Toronto we are advised that :—" The accounts
of our wheat crops continue less favourable. We hear
more eve:y day of the increasing ravages of the Hessian
fly. Many farmers in the home district, as well as other
parts of the province are ploughing up most of their fall
%heat. It is some consolation to find that the spring
crops are in general very good. Hay will probably be
abundant, but late.

" The steamer Cambria brought the very unexpected
news of the fall of breadstuffs in England ; flour having
fallen 7s. a barrel, and other grain in proportion. This
produced a very uncertain state of our market on Friday
and Saturday. The previous high prices had caused a
great influx of flour and wheat on both mornings (more
especially as on Saturday there is generally a full mar-
ket). The natural effect was, that the farmers and
the merchants found it hard to come to terms ; and in
the course of Friday, as many of the former could not
afford to take their produce home again, a considerable
quantity was sold at a low rate, viz., 30s. to 325. 6d., ac-
cording to quality."
Respecting the emigrants it is said—
" Emigrants continue to arrive in shoals by every
steamer, and the later importations are of a rather less
favourable description than the former ; though a very
large proportion are of the class of respectable labourers
and small farmers.

" We understand that 70 emigrants were admitted into
the hospital from Monday, the 14th instant, to Saturday,
both days included, of whom five have since died. We
do not hear of any instances of contagious fever among
them."

The English Funds have been rather firmer to-day,
and there is a steadier demand for Stock upon the fa-
vourable accounts from America. Consols are 884 if for
Money and Friday; Exchequer-bills have been 10s. to
12s. premium. Bank Stock is rather heavy, at 195.
The Foreign Bonds have been dull, Spanish Five per
Cents. are 224, and the Passive Bonds 5. Portuguese
Four per Cents. are 304; Mexican Stock is 19 to 191;
Dutch Two•and•a•Ralt per Cents. are 571.
Railway Shares are looking rather better to-day, bu
without any great increase .of business.
BRITISLI FUNDS.

ONE
O'CLOCK.
Bank Stock .. .. 195
Three per Cent. Reduced Annuities 88% 89
Three per Cent. Consols Annuities 88% %
New Three-and-a-Quarter per Cent. Anns. 90% %X
Long Annuities, Expire Jan. 5, 1860 .. 9 1.16
Ditto, 30 years, Jan. 5, 1860 .. 8x 13-16
India Bonds, 1.0001. .. • • • • • • 7,
Ditto, under 1,0001. .. • • • • • • P
South Sea Stock .. .. • • • • • • .4.,
/I)
Ditto, New Annuities .. • • • • 86%
Consols for Opening, July 16 .. • • •• 88%
Exchequer Bills, I%d. 2d.
1.0001... 11 I() 12 p
5001. . 15 12p
Ditto, Small .... 19 15 p

CLOSING
PRICES.
195

88%
907 i
94,
8 13-16

CLOSING
ritICES.
36 34
37).a

ONE
FOREIGN FUNDS. O'CLOCK.
Buenos Ayres Bonds, 6 per Cent ..
Ditto, tor the Account .. • • • •
Grenada, 1 per Cent ..
Ditto, Deterred .. • • • •
Mexican Bonds, 1846, 5 per Cent .. 19% 19
Ditto. for the Account .. • • • •
Portuguese Bonds, 5 per Cent .• • •
Ditto, 4 ner Cent .. 30% 30
Spanish llonds, 5 per Cent • • ••
Ditto, for the Account • • • • .. 22% 22%
Ditto,s per Cent. '38,39.40, d1v.1840
Ditto .. 1847 16 16
Ditto. Passive Bonds .. .. 5
Ditto, Three per Cent .. 31
Dlvidench on the above payable in London.
Dutch Two-and-a-Half per Cent .. 57% 57%
Ditto. 4 per Cent. Certificates .. 90% 904
PRICES OF BUSINESS CLOSING
RAILWAY SHARES. P.A.M. DONE AT PRICES.
ONE O'CLOCK.
Birmingham and Oxford Junction 10 .... 17% 17%
Wolver.. and Dudley.. 10 155 y.......... 1554
Wolver.,Bo Stour Valley 8 8% .. • . .8%
Buckinghamshire .
Caledonian 35 .... 29 29% ..... 29%
Chester and Holyhead .. 27%.... 20 21
Eastern Counties .. .. 20 .... 21 20% 21% 21%
Do. Perpet., 5 per Cent. No. 1.61. 13s. 4d. .• .... •..
Ditto, ditto.. .. No. 2. 61. 13s. 4d. p....•. • • % p

Ditto, York Extension .. ..

.7

East Lancashire .. 20 .... 194••.•...... 19%
Ditto, New .. .. 10 ....
Ditto, ditto Extension Scrip ~1% I 14
Exeter. Yeovil, and Dorchester 2%.• %•••• • • • • 1%
Great North of England . ..100 .......... 237
Great Western .. .. • • .. 85 ..•,121 120.• . 120
Ditto, Half Shares 50
• 70 .......... 70
Ditto, Quarter Shares .. .. 15 .... 20% % • ..... 20%
Ditto, New 171, .. • • .... 10% % % 10%
Leeds and Bradford •• • • .. 40 88% 88%
Leeds and Thirsk • • .. • • .. 26
........
Ditto, New .. • • • • • • .. 12% .......7%
Liverp.. Manch., & Newc. Junet.
London, Brighton, & South Coast 50 .... 54% X 55 ▪
.. 55%
Ditto. Consul. Eighths .. 10
.......... 12%
Ditto, Guarant. Five per Cent. 9 .... 9% x d......
London an . North-Western 100 •
~180 180
Ditto, Quarters L. and B. 12 • ..........
D:tto ditto, New Shares • . 2 12% 12%
Ditto, Fifths ........2 • 17% ..... 17%
Ditto, 10/. Shares M. &B. (C) 1 ...• 7%
London and South-Western 411. 68.10 d... 68% .• ...... 68Y2
Ditto, Tenths (Consolidated) • • SO 58
Lynn and Dereham 20 . 19%
Manchester and Leeds 82 ...... 102
Ditto, Quarter Shares 14%,... 17x.... 17%
Ditto. Fifths • • • • • • .. 11%
Midland • • • • • • •• ..100 ....120 . ........ 129
Ditto, 401. Shams .• .. 40 48%%.. •• •• •• 481
Ditto, 501. Shares .. 6 •• _ 10% 9 .... • • .14
Newcastle and Berwick 20 .... 28% 28%
Ditto, New • • • • • • • • 5 .... 7y . 7%
Norfolk • • • • •• • • •• • • 100 .• .. 123 •• • • 123
Ditto, New2ol
Ditto, Extension 10 .... 10% 10%
North British • • • • • • • • 25 ..........
Ditto, Half Shares 1234._ 15%.......... 15%
Ditto, Quarter Shares .. 4%
Ditto. Extension
North Staffordshire _ 7s
7%..•
.. 10%%•
........ 10%
Oxford, Wor'ster, & Wolverhamp. 27%
........ 18%
Preston and NVyre.. • • • • .. 25 38 38
Royston and liitchin • •14,
ShrewsburyDitto Clasasnßd Bi.nnin.
7.112:
;6▪ . 321:
South Stafford3hire •• • • • • 21. 128... %X di5...... % dis.
South Eastern and Dovor 33
........
37
4.uth Wales • • • • • •• •• 15 1131 II 14
West Cornwall .............
....... 1%
Windsor, Staines. &S. Western.. 425. —......... p
West Riding Union • • • • ..41.25..... 1,4 p p
York and Newcastle •• • • • • 25 3F%
....▪ . 37%
Ditto, Extension.. • • •• 10 16% 16%
Ditto, Preference • • .. 8
▪ 12% 4 .... 12
York and North Midland .• BO 85 86, 86
Ditto. Extension • • .. .. 25 424
Ditto, Preference • • • • • • 6 .... 15% ........ 16
FOREIGN RAILWAYS.
Boulogne and Amiens •20 15%.......... 15%
Direct Bombay and Madras ..........
Namur and Liege .. • • • • .. 12 ▪ 6
• • .. 6

Northern of France •• •. 8 .... b.........
Paris and Lyons • • • • • • .. 8 ..........
4
Paris and Orleans •• • • • . .• 20 .... 49% 49%,
Sumbr; and Menae .. 14 .... .......... 7
JOINT-STOCK BANKS.

LECTURES ON LIFE ASSURANCE. —Under the
auspices of the British Empire Mutual Life Assurance
Company several lectures have lately been delivered in
vatious parts of the metropolis, by Mr. Stanesby, for the
purpose of explaining and illustrating the principles and
advantages of life assurance, especially in its application, LLOYD'S SHIPPING.
in which the company referred to appears to be taking
Lownosr, JULY 14.—Wind N.W., light airs, and clear
the lead, to the circumstances and requirements of the
sultr wea' ther.
working classes, the smaller order of tradesmen, and 01,1'; BRIGHTON, JULY 12.—James N. Cooper, Yorke, New
such parties as form the bulk of our savings' bank de- Orleans for Hamburgh.
positors, shareholders in building societies, and members LIVERPOOL, JULY 13. —Arrd. Glendaragh, Ressock, Cal-
of benefit and burial clubs. In one of these lectures, de cults; Emperor,
livered on Wednesday evening last at the British School Callao; Henry,
Ann.s Blair. Virginia;
the Alfred Salters, ItsvoQae Orleans;
\e
Old Scott,
Calabar;A Valparaiso;retb_nusleleo,
Queen
Robert
_rßelly,tiab,N Finnic,
Rooms, Denn.ark-street, Islington, before a respectable
company of both sexes, the Rev. J. Blackburn occupyincs Orleans; MearnsN, eiwfollOstrolenr-s-o;bille;
England, Everard, New York;
the chair, Mr. Stanesby dwelt much upon the lamentable Theodosia. Irvine, Virginia; .
fact that thousands of the industrial classes are paying Johnson, Quebec ; Ma-
very dearly for the insecure benefits offered by burial
(rtfica,nrt Jump, land. Halifax
; MoEnutrrelle; Safeguard, Smith, Montreal.
clubs (the fallacious character of their basis being, as Eclerslie, Mary Marsden, Louisa, and Crown.
Zanoni, Virginia . Camabnria steamer, Judkin, Boston
his calculations clearly proved, fully sufficient to account Sid. port,
Lawrence, Bombay; Salina, Berbice. ; President,,
for their frequent failure, without imputing any dis- Hayti; Medora, Charleston; Emeralj,,nrßalti;tilialnee;,
IV3va3tricite.
honesty to their managers), while the cheap and secure ming, Philadelphia; Sheridan, New lc
Ne.w. Brunswick
benefits of genuine life assurance, based upon accurate Juliet, Halifax ; Zenobia, St. John's,
vital statistics, had been hitherto, practically, beyond Oceana, Quebec; Julius Caasar, Quebec. 15th. The hull
their reach. By treating on precisely the same advan-
tageous terms the labouring man who can 1 • . from this port to Quebec, wrecked at Me ta,
on y insure forthis port,put
leans to
201. and the merchant orgentleman The Clinton, Smith, from New Or
who irsures for and would have to dis-
-5,0001., the above-mentioned Corn . Portsmouth, N.H., 25th ult., leaky,
company offers a remedy The Coeur Tie-Lion, from
for this state of thin4s; while, by various ingenious and part of the materials of the Rory
t.O'AbLairvee,
been sold.
-• charge a small part of her cargo._
plicaoons of the assurance principle, it affords facilities,g):
as the lecturer explained by various familiar ilustratiolis The Mary, Redpath, from
al loth ult., having been on
for securing endowments for children, marriage portions, cargo into lighters at M,obnetre
Ceylon, New York to St. John's,
apprenticeship fees or premiums, and funds for the re Newiore eirltrutspwliec Island., 1
Brunswick, went on shore near Moosepeeka Head
Montreal to this port, is lost
tathencrto,asvt,,asof
discharging
her
cdoenmtpintgioenneoifesminorwtghaigeehs,ththeemraenneowf abluosifnleesasseiss,inantedreosttheedr.
C(Aalpaeinoef)cr, I,ootdhHuoltp.e. and bilged; crew saved. Std. Prince,
One novel branch of assurance business transacted by DEAL, JvLy 13...-Wind light and variable from S., nearlyls
the comprny appears especially to deserve the attention a calm.—Arrd. Baring Brothers, New Orle.ansgidJ. aVaetstle r,
of investors in building societies and savings' banks. Cooper, Yorke, New Orleans. for Ham, ell
Hobart Town; Hereford, Ceylon; c
We refer to the Investment Assurances, by which a safe
p iselesßermuda.
and profitable channel is provided for even the most Brunswick;siAnyi Don, Quebec;
in kErurdterWrilli'am Fell, Quebec.
buterr St. John's, New
moderate savings. We cannot too urgently call atten- ra oditiT,L,
12.—Arrd.yJuev ..
- Medora, M‘Pherson, Trinidad ;
,LYDE:
tioll to the duty of making such provision against the Erromanga, Ramsay, Montreal; Zebulon, Newfoundland.
uncertainty of life as it is the object of these lectures LIMERICK" JULY 12--Wind S.--Arrd. Eliza Cornish, Hu-
BRISTOL,sScott,Nv ix,
os
rlct.‘AJ
do
JULY
r.
.dTle3,..
Archer,
to explain, illustrate, and enforce. Every husband and rison, Barbadoes. Std. 11, Royalist, Quebec.
father owes it to his wife and family to shield them DUBLIN, JULY 12.—Wind W.S.W.—Arrd. Onzellarly,
against the distress which might aerissebofurlodmadhoispdt esautchh, Clark, Trinidad.
and owes it to society at large that h
- A
measures as may prevent those whom he is the means
of bringing into the world from becoming a public bur-
HULL, JULY 131.—Wind W.—Arrd.Endymion, Miramichi.
den. Could the lecturer's answer to the question, "What
can he done by a penny FALMOUTH, JULY 13.—Wind variable.—Off port, Kate
Taylor, New York.
minds of some hundreds of thousands of our countrymen, r,
vASTLETOWN, ISLE OF MAN, JULY 11.—The Vixen,
a day?" be brought before the
it would effect a deadly thrust at pauperism; and could it Troon to Petra; is on shore on the Calf of Man, and is likely
PoRTSJIQVTII, JULY 13.
—12.. 'NI
Helena; i uGdi
Hardy,enSe.l—g ' AAS drt r.yd; Cuba. Vincent.
Royal
be impressed upon the minds of our fair countrywomen, 1 to become a total wreck.
not a tew would follow out his advice, to give husbands f PLYMOUTH, JULY 1 I.—Sld. Ellen, Montreal.,
no rest, and would-be husbands no consent, until they ' OFF PORTLAND, JULY 13.—Medora, Seaton, Cape of '
_wind s,--Iti. St. James, New
bad done something in the way of insuring that Good Hope.
most valuable, most universal, but most insecure of all York,
possessions, the property depending up9u human life. I

London Joint-Stock • • •• •• 10 .... 17% •• • . 17%
MINES.
Real del Monte, Unregistered •• • • •• • 2