The Sun.
London, England, 1847-06-17 00:00:00

X s. X s d.
1837 243 9 3 112 8 5
1838 218 4 8 99 8 10
1839 192 1 10 86 9 3
1840 143 5 10 66 8 4
1841 138 14 2 61 17 6
1842 111 6 8; 49 10 0

The Annual Report, with tables of rates, &c., may be had at the
office, or :my of its branches in the country ; or, on application, will
be forwarded post free.

F. FERGUSON CAAIROUX, Secretary.

NATIONAL LOAN FUND LIFE ASSU-
RANCE SOCIETY.
OFFICE, 26, conNniLL, LONDON.
Capital 500,0001.
Empowered by Act of Parliament.
The system of Deferred Annuities, originally proposed by the Na-
tional Loan Fund Life Assurance Society, for the better advance-
ment of the objects of Benefit and Friendly Societies, having received
the approbation of a considerable body cf the active members and
officers of those Institutions, and the Directors of the National Loan
Fund Society having been urgently solicited by them to establish a
Branch Office in connexion with thos4 societies and the Operative
glasses generally, in which their services might be successfully en-
gaged, a Committee has been sanctioned by the Directors to open
communication with the different Societies, with the view of more
effectually d.sseminating the valuable benefits amongst the indus-
trious classes, and a plat has beeti iroposed with that object.
ADDRESS OF TIIE COMMITTEE.
Many praiseworthy but ineffectual httempts have been made to
ming within the scope and operation of the laws of mortality and
money the savings of the industrious classes, as well as various cal-
illations regulating their distribution, having for their object either
'mmediate, contingent, or deferred benefits.
A slight examination, however, will demonstrate that the con-
struction of these ass..ciations or societies is defective; and that in-
stead of affording an easy access and a free choice of investment,
',hie should be the privilege of every one, they confine too riar-
owly the •tainnel through which a benefit can alone be secured;
Ind, in proportion as their action is circumscribed and embarrassed,
'heir utility is ;limited. For example, it is not to every individual
sr to every class amongst the industrious community, that provision
n case of sickness is an object of such importance as to call for a
;)ecnniary sacrifice ; while to others such a provision appears more
attractive, and the loss of employment caused by sickness is a risk
against which they desire to he guarded. For this anomalous sti to
of things there is an effective and simple remedy ; that is to ssy,
instead of covering, by one weekly or annual payment, two or ne re
contingent or deterred benefits, so to arrange it that each separate
,enelit should have its separate contribution.
It is to not having observed this rule, and to the association of
two dissimilar functions. and by confounding a sick allowance and
an annuity fund in one and the self-same payment, that much of the
and mismanagement has arisen amongst Benefit Societies.
No mechanism can be so perfect for the management of a sick -
!ess-fund provision as that afforded by the constant sectional asso-
ciation and watchfulness of the several members composing it. By
this means a thorough and constant check is mutually exercised, and
none but the really sick are likely to become chargeable upon it.
But the same perfection, or the same security, is seldom attainable
where a fund is to be accumulated through a succession of years,
and where results arc to bear out calculations, money investment
tieing in general beyond the experience of the industrious classes.
For these reasons it is clear that the funds destined for a provision in
sickness should be kept entirely distinct from the fund intended as a
~revision for old age :-
Ist apparently
sonnected, do not depend on the same calculation.
2d. Because there are a great number who, in order to secure a
.urger provision'in old age are willing to take the risk of providing
!Or probable sickness on themselves.
3d. Because the responsibility of managing a provision for old age,
continued to a distant period is, in a great measure, incompatible
with voluntary associations, fluctuating laws, and individual irre-
sponsibility, and more exposed to a failure in the performance of
such a contract , that when undertaken on the same principles that
ordinarily govern commercial bodies.
4th. Because the expenses of providing for sickness must, when
united in the same payment with provision for old age, tend to dimi-
nish still more this provision : nor is it wisdom or good policy to en-
danger the one for the sake of the other.
Impressed with these convictions, and with an intimate knowledge
of the discussions passing within the bosom of many of the existing
Friendly and Benefit Societies, the parties whose names are here-
unto attached, have had several meetings. with a view of proposing
or adopting a remedy for those and other evils ; and in this manlier
to give an additional force to the principles of brotherhood, unity,
and mutual aid, on which friendly societies are based, by guarding
them from the risks of sudden dissolution.
After much diligent search amongst the combinations ingeniously
proposed from time to time for the attainment of one of the principal
obiects of Friendly and Benefit Societies, they have found none equal
in simplicity and comprehensiveness of design, as well as forethought
and sympathy for the wants of the industrious classes, as the plan
proposed by the National Loan Fund Life Assurance Society. It is
true that the author of that plan has furnished an argument against
erovision in sickness; but, without concurring in the immediate ex-
pediency of abandoning a provision in sickness, no one can read the
other paz t of the plan itself, without being fully sailsfied that the
conven ence and safety of Friendly and benefit Societies will be
greatly secured and consulted, by separating the payment of a sick
allowance from an annuity for old age.
A deputation having waited on the directors of the National Loan
Fund, who met in the handsomest manner the overtures made to
them for the establishment of a separate office for the transaction of
business connected with Friendly and Benefit Societies, and the in-
dustrious classes in general, resolutions have been entered into, con-
stituting the undersigned as a Committee, with power to add to its
number, for the promulgation of the benefits contained in the an-
nexed prospectus, under the guarantee of the Capital of the Society,
and which, without interfering with the numerous objects connected
with the institution of Benefit and Friendly Societies, will in their
,pinion greatly enlarge their sphere of utility, and afford a protection
to the working classes in old age and adversity, which nothing up to
the present day has adequately secured to them.
Thomas Burthom, P.C.R., Ancient Order of Foresters.
John Fussell, C.R,, Ancient Order of Foresters.
John H. Gordon. Ancient Order of Foresters.
James Hale, P.C.R., Ancient Order of Foresters.
Henry Hunt, P.G., Manchester Unity of Odd Fellows.
Jo:ep-li Nugent, Pro. C.S., Manchester Unity of Odd Fellows.
Joseph Reeks, 13.0. F. Order of Old Friends.
Samuel Timbrell, D.d.R.. Ancient Order of Foresters.
DEFERRED ANNUITIES.
Example.-A person aged 24 next birthday, by the annual pay-
ment of 11. 65., or quarterly payment of 75., or monthly payments
of 2s. 2d., may secure, on. attaining the age of 60, the option of res
ceiving Annuity, 10/. 19s. 2d. ; Cash down, 1071. 3s. ; or a Policy
on his Lite, 1371.-175.
Example.-A person aged 26 next birthday, may secure, on at-
taining the age of 60, an Annuity of 101., with the other options, by
the annual payment of 11.65. to.. or a single payment of 22/. 17s. 3d.;
or on paymen, of 61. 14s. 3d. for disparity, he will be entitled to
the same benefits by an annual payment of 18s. 11d., the same as
or age 20.
Example.-A person aged 30 next birthday, by the annual pay-
ment of 11. 65., or quarterly payment of 75., or monthly payment
of 2s. 2d., may secure on attaining the age of 65, the option of re-
()living Annuity, 181. Os. 4d. ; cash down, 1481. 12s. ; or a policy on
his life 175/. 11s.
Exam: lee.-A person aged 35 next birthday, by the annual pay-
ment of 11. 65.. or quarterly payment of 75., or monthly payment
of 2s. 2d.. may secure, on ataining the age of 65, the option of re-
ceiving Annuity, 18/. Os. 4d. t ; cash down, 1481. 12s. ;h p
a policy on
his life, 1751. 11s

LIFE ASSURANCE.
Example. —A person at the age of 30 next birthday may secure
the sum of 100/. payable at his death, whenever it may happen, and
also participate in the Annual Division of Profits, by the annual pay-
•xient of 21. 9s. 3d.
Exiimpte7.--4person-at the age of 2b next birthday, by the pay-
ment of 4s. per, month, er Is. per week, may secure the sum of
1121.55. payable at nis death, whenever it may happen, and like-
wise share in the annual
F. profits of the Society.
FERGUSON' CAMROUX, Secretary.

THE CENTRAL COMMITTEE for WATCH-
ING OVER the INTERESTS of PROTESTANT DISSEN;
TEES at the ensuing GENERAL ELECTION. • -
SAMUEL MORLEY, Esq., Chairman.
All communications to this Committee may in future be addressed
to the Secretary, Mr. CHARLES WALKER, at the Offices of the
Committee, No. 16, New Broad-street, London.
June 12, 1847.

BUCKINGHAMSHIRE RAILWAY.
THIRD INSTALMENT.
21. par Share of 171. 10s., due Ist of August, 1847, making 81. 4s. per
Share celled up.
OXFORD AND BLETCHLY JUNCTION RAILWAY
COMPANY.

Notice is hereby given, that the Directors of the above-mentioned
Company have this day made a Call of 2/. per Share, payable on the
i st of August, 1847.
The Shareholders are accordingly requested to pay the same at
any of the under-mentioned bankers, producing at the same time
tile call letter, without which payment of the call cannot be ac-
cepted.

HARRY VERNEY, Chairman.
WYNDHAM HARDING, Secretary.
30, Great George-street, Westminster,
11th June, 1847.
BUCKINGHAM AND BRACKLET
Y. JUNCTION RAILWAY
COMPA
Notice is hereby given, that the Directors of the above-named
Company have this day made a Call of 21. per share, payable on the
Ist of AUGUST, 1847.
The Shareholders are accordingly requested to pay the same at
any of the undermentioned Bankers,* producing at the same time
the Call Letter, without which payment of the Call cannot be ac-
cepted

HARRY VERNEY, Chairman.
WYNDHAM HARDING, Secretary,
30, Great George-street, Westminster, June 11, 1847.
Interest at 5 per cent. will be charint ged by the Bankers on all Calls
% hich remain unpaid after the appoed day.
No interest accrues en any Share during the period when any Call
due by the Proprietor remains unpaid.
No transfer of shares will be received on or after the Ist August,
1547, until the call is paid.

*BANKERS.
.ondon .• ....Messrs. Glyn, Hallifax, Mills, and Co., Lombard-
street.
Birmingham • . The Birmingham Banking Company.
Liverpool • • ..The Borough Bank.
Manchester • . Sir B. Heywood and Co.
Aylesbury ....Messrs. Bickford and Hunt, and the London and
County Bank.
Backingham . • Messrs. Bartlett, Parrott, and Hearn, and the London
and County Bank.
Banbury .. . Mess s. Cobb and Co., and Messrs. Gilbert and
Tawney.
Oxford Wootten and Co., and the London and County
Bank.
"icester.... Messrs. Tubb.

CARSON'S ORIGINAL ANTI-CORROSION
PAINT, specially patronised by the British and other Go-
vernments, tale
eHonourable East India Company, the principal
Dock Companies. most public bodies, and by the Nobility, Gentry,
and Clergy, for out-doo • work at their country seats. The Anti-
Corrosion is particularly recommended as the most durable out-
door paint ever invented, for the preservation of every description
of iron, wood, stone, brick, compo, cement, 85c., work, as has been
proved by the practical test of upwards of 60 years, and by the nu-
merous testimonials (between SOO and 400) in its favour, and which,
from the rank and station in society of those who have given them,
have, perhaps, never yet been equalled by anything of the kind
hitherto brought before the public notice.
Lists of prices, colours, and other particulars, will be forwarded
the
on
application to Walter Carson, 15, Tokenhouse-yrd, back
Bank of England. No agents.

Dlt. CULVERWELL on HEALTH, HAPPINESS, and
LONG LIFE.
In pocket volumes Is. each, by post (in stamps), Is. Gd. each.
H. W TO BE HAPPY,
Jucunde Vlvere."—Cie.

WHAT to EAT, DRINK, and AVOID.
(With Diet-tables for II Complaints.)

a.
MARRIAGE and its MYSTERIES.
To:be, or not to be, that the question."—Shakspeare.
4. •
The PASSIONS—Their ADVENT and CONTROL.
" Cora utvaleas."
These publications are free from empyrical mysticislill, and are
adapted to the intelligence of the times.

TO be had of Sherwood, 23, Paternoster-row ; Mann, 39, Corn-
bill ; Carvalho, 147, Fleet-street ; and all Booksellers, or direct from
the Author, whose practice is exclusively devoted to home consulta-
tion, Mornings till Three, and in the Eveninge from Seven till Nine,
at 10, Argyle-place, Itegent.etreet.