The Sun.
London, England, 1841-12-23 00:00:00

GUARDIAN FIRE AND -LIFE AS-
SURANCE COMPANY,
No. 11, Lombard-street, at the Entrance of the Old Post Office,

London.
DIRECTORS.

JOHN W. BUCKLE, Esq., Chairman.
JAMES MORRIS, Esq., Deputy Chairman.
John Dixon, Esq. Lewis Loyd, jun., Esq.
Francis Hart Dyke, Esq. George Lyall, Esq. M.P.
Sir Walter R. Farquhar, Bart. S. Marjoribanks, Esq. M.P.
Ralph Fenwick, Esq. John Martin, Esq., M.P.
Thomson Hankey, Jun., Esq. Robert Mitford, Esq.
John Harvey, hsq. John Shore, Esq.
George Johnstone, Esq. John Thornton, Esq.
John Labouchere, Esq. James Tulloch, Esq.
John Loch, Esq.

AUDITORS.
A. W. Robarts, Esq. Henry Sykes Thornton, Esq.
Samuel Jones Loyd, Esq. I George Stone, Esq.
In the LIFE DEPARTMENT, a Bonus was declared in. June,
1829, exceeding One per Cent. per Annum on the Sums in-
sured, en an average of the different Ages; and a second Bonus
of nearly similar amount was declared in June, 1836. At each
period the Bonuses allotted to the different Policies averaged
rather more than 28 per Cent. on the amounts of Premiums
paid thereon during the preceding seven years.
FIRE DEPARTMENT.—Notice is hereby given, that Assu-
rances which expire at Christmas-day must be renewed with-
in fifteen days at this office, er with Mr. Sams, No. 1, St.
James's-street, corner of Pall-mall, or with the Company's
agents throughout tlie kingdom, otherwise they become void.
GEORGE KEYS, Secretary.
M"A
SOR
COI
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Toy L
No.

Z LIFE ASSURANCE
Princes-street, Bank.

_TORS.
John Allcard, Esq. Benj Hawes, Jun., Esq., M.P.
Richard Low Beck, Esq. Joseph Hoare, Esq.
Edmund C. Buxton, Esq. John Laurlace, Esq
James Dawson, Esq, William Josh. Lescher, req.
Thomas Fowler, Esq. Joseph Pease, Esq.
Francis Fox, Esq, Joshua Scholefield, Esq.,
M.P.
William Storrs Fry, Esq. Henry Sturt, Esq.
Hobert Gant, Esq. John Taylor, Esq.
Thomas H. Hall, Esq. George Vaughan, Esq.
The Directors hereby give notice to Members whose Pre-
miums fall due on the sth of January next, that the same must
be paid within thirty days from that date.
The Premiums are payable Yearly, Half-yearly, or Quarterly,
on the sth of January, sth of April, sth of July, and sth of
October, either of which several days constitutes the commence-
ment of the year to MEMBERS. Persons, therefore, desirous
of entering the Society, AS MEMBERS, on the sth of
January next, should appear, or lodge their proposals at the
Office on or before that day:
So various are the plans now before the public for effecting
Assurance on Life, that it may, at first sight, seem difficult to
make choice between them. As, however, all prudent offices
make a considerably higher charge in the annual premium
than experience has hitherto shown to be necessary, but differ
in the mode of disposing of the surplus or profit, the following
classification may be made :-
Ist. Proprietary Offices, where all the surplus from pre-
miums and other profits is divided exclusively amongst the
Share or Stockholders.
2d. Offices where the same is divided in various proportions
between Share and Stockholders and the assured.
3d. Offices of a strictly mutual character, where the whole
of the profit is equitably distributed amongst the assured only.
The Metropolitan, which is of the last class, was established
in 1835, and although no paid agents for town or country have
at any time been employed, nor any expensive system of adver-
tising resorted to, yet its advantages have been so well appre-
ciated by the public, that the annual premiums already exceed
36,000/.

DIRE'

In consequence of the prosperous state of the Society's af-
fairs, the annual premiums of members of five years', standing
have been reduced forty per cent., and a confident expectation
may be entertained of an increased rate of reduction at no dis-
tant period.
A plan of the Society, with tables of rates, may be obtained
on application at the Office.
RICHARD. HEATHFIELD, Superintendent.
Princes-street, Bank, December 8, 1841,