The Sun.
London, England, 1852-12-31 00:00:00

, r• Lewis Finsbury-place_
+Jr c. ,
• Scanlan, 21, Upper Seymour-street West, Connaught-square.

T SURGEONS.
14,_, • Chapman, Esq., 16, Lower Seymour street, Portman-square.
—mvuael Teevan, Esq., 44, Gloucester-place, Hyde-park-gardens.
CONSULTING ACTUARY.
Francis G. P. Ncison, E q., F.L.S.
INSPECTOR OF AGENCIES.
F. P. F. Strousberg, Esq.
STANDING COUNSEL.
William Wellington Cooper, Esq., New-square, Lincoln's-inn.

SOLICITORS.
Messrs. Hill and Mathews St. Mary-axe.
RESIDENT SECRETARY.
Charles W. Bevan, Esq.
bl'he public is respectfully invited to examine the principles of the
ePosit System of Assurance. whicb is based
of upon tables calculated
I?":_and is under the immediate supervision
, Francis G. P. Nelson,
P.L S., the Consulting Actuary to the Company.
tw'ortiparative Tables to assure 5001 on death, by a person aged
~.entY next birthday, on the ORDINARY and on the DEPOSIT system
pt
`''aurances.

ON TUE ORDINARY SYSTEM,

The sum the ordinary
The snm the Life Offices would give „„
ordinary Life him if he were unable L'
Offices would to pay, or if he omitted
It the His give him for to pay his current
end of policy the surrender annual premium of
4; Anneal thirty at that or sale 81.65. 3d. after he has
Premium yearsvrhen age, of his policy, paid into their coffers
to assure the party incase after thirty 24.9/.75.6d., and which
500/es is fifty of years'payments they have had the use
years old, death amounting to of at compound
hewillhave will be 2491.75. 6d. 4 interest,t or in
paid into worth which theyhave the event of his death
the office. had the benefit one hour after such
of at compound omission or inability
interest. to pay.
little or -
tiaL 6s. 3d. 2491. 75.6 d 500/. than 801. NOTHING.
perhaps 901.
ON THE DEPOSIT STSTEM.;
Ifun able to pay, or not p
desirous of paying or
omitting topay,thePo- _
licy would still remain
of its rum value, `
5221.25.7d.ti1l death, if
20 years after, no fur- ,
ther payment beingre-
quired. Ifhowever the
party, from any cause,
wished to cancel the
Policy, he could not
onlydraw out all hehas
put in, viz., 2251., but
20 /I.los Od 2251. 522L257d 2871. 25. 9d. a certain bonus of 62/.
2s. 9d. in the bargain,
which is more
than one-fourth of the
whole of his payments,
or he could either draw
out a part, 201. or 501..
diminishing the Policy
only by the assured
value of the sum se
drawn out at the age
when withdrawn. See
pagess and 7 in detailed
pamphlet, by
F. G. P. Neison, Esq.

The rates here selected are those adopted by the English and
Cambrian Office, and advertised in its distinctive features as low
fates
of premium, and professedly for the lower and tnidd:ing classes.
In most offices, particularly the older ones, such as the Scottish
Equitable and the Globe, these rates would be much higher. Ifs the
tanner of 101. 'Ts. 6d., with 10 shillings per cent. entrance fee, would
be the rate to Insure 5001. at 20 years of age. In the latter 81. 13s 4d.,
To insure the same sum. The higher the rate the more in favour of
the uzposrr system.
t Money laid out at compound interest DOUBLES ITSELF every four-
men years.
On comparison of these two tables it 'will be seen that a person
under the novel system of DEPOsIT assurance can secure the follow-
:a., advantages,st. For a less sum, paid annually, he can assure
2nujyger sum in case of deathto than under the ordinary system.
in „Li._ In the event of a desire surrender his Policy he can receive
THRE; Company, by the above example, which applies to all ages,
of inabiPa" his policy remains still his property,
as much as on the ordinary system. 3rdly. In the event
of
the inability or omission to pay,
same Value as it was, though he cease his current payments
for any number of years ; whereas on the ordinary system, he gets
nothing. 4thly. Should he require to increase or decrease the
t's
amount of his policy he can do so at plea sure. He can, at any time,
by giving a fortnigh notice,
withdraw any part from 1/ up to the
Whole amount of his previous payments and with interest. After he
has withdrawn part one year be can, by a single payment, three
its former amount ;
Years, or any time afterwards. raise his policy to a greater or even
his annual savin b his annual expenditure, with the facility in the
and by this systern he can at all times regulate
in
of having by
to fly to in case of necessity, the same as
ni a bank, with this palpable advantage, however, that he gets inte-
rest for his money, and in case of death his family receive more than
the amount of his savings. In ordinary Life Offices he can do no
such thing, but his policy at once lapses or is cancelled the moment
he ceases to pay his current premiums, and, instead of having any
hind to fly to for aid, all his hard-earned savings becOMe forfeited
his
to
the society, and his misfortunes serve to benefit the pockets of
More fortunate co-assurers.
Such a system is too equitable and too striking to be overlooked
and DEFOsIT assurance is the only system of assurance which can be
Universally recognized and adopted when the principles are impar-
tially canvassed, and its palpable benefits become widely diffused. It
confers greater advantages than a bank because it allows a fair rate
of interest in case of withdrawal, and gives twice the amount in the
hands of the Company to the representatives of the Depositor in
case of death, thus combining the -
ADVANTAGES OF A BANK WITH THE BENEFITS OF
MT ASSURANCE COMPANY.
In case of endowment assurances the advantages of the DEPOSIT
system are still more striking.
ADVANTAGES OF THIS COMPANY UNDER THE ORDINARY
LIFE ASSURANCE BRANCH.
To those who prefer this branch Policies are granted from 201. to
5,0001. on every known principle thereof.
Lives in all but the worst stages of disease, and such as have been
rejected by other Offices, are taken at rates equivalent to the parti-
cular disease.
Loans from 501. and upwards granted on every kind of security,
real or personal, on the most equitable terms to the borrower
Annuities of every description granted on very favourable terms.
Non-forfeiture of a Policy —ln case of inability to pay the currant
,premiums, the Directors will either purchase the Policy at a fair
market value, or give a new one in lieu thereof, less 5 per cent., inte-
rest corresponding in amount to the whole of the previous payments
Which have been made.
Detailed prospectuses with tables in further illustration of the De-
posit system, and any further information may be obtained on appli-
cation to the Agents in the country, or to
CHARLES W. BEVAN, Resident Secretary.

.—Agents wanted In all parte of the World.