The Sun.
London, England, 1864-09-23 00:00:00

GENERAL MANAGER.
John Ouseley, Esq.
SECRETARY.
R. Swire Tomlin, Esq.
BANKERS.
The Bank of England.
The Alliance Bank (Limited).
SOLICITORS.
Messrs. Flux and Argles.
BRA.NCIIES AND AGENCIES.
Bombay-J. H. Ryland, Esq., Manager.
Calcutta-W. H. Fuller, Esq., Manager.
Colombo-David Man, scl M anager.
Bandy-W. G. Proctor, Esq.. Mar, ager.
ShanKong Edward Mel ish, Esq., Manager.
ghae-Charles Colnett, Esq., Manager.
Yokohama Henry Turner, Esq., Manager.
Singapore - Messrs. Paterson, Simons, and Co.. Agents,
Point de Ga le- Messrs. Alex. Reid and Co., Agents.
Manilla-Messrs. Russell and Sturges, Agents.
Poo-chow-Messrs. Smith, Kennedy, and Co., Agents.
Ningpo-Messrs. Davidson and Co., Agents.
Hangkow-M Bars. Mackellan and Co., Agents.

GUARDIAN FIRE AND LIFE ASSURANCE
COMPANY,
No. 11, Lombard-street, London, E.C.
Established 1821.
Subscribed Capital, Two Millions.
DIRECTORS.
CHARLES WILLIAM CURTIS, Esq., Chairman.
CHARLES F. D &VAS, Esq., Deputy Chairman.
Henry Hulse Berens, Esq., J Shaw Lefevre, Escl,3l,P.
Henry Bonham Carter, Esq. John Martin, Esq,
Francis Hart Dyke, Esq. Rowland Mitchell, Esq.
Sir Mint° Farquhar, Bt., M.P. James Morris, Esq.
Sir vy h iter R. Far uhar, Bart. Henry Norman, Esq.
Junes Goodson, Esqq. Henry R. Reynolds, Esq.
Thomson Hankey, Esc' M.P Abraham J. Robarts, Esq.
John G. Hubbard, Esq.-, .M.P. William Steven, Esq.
Fredk. H. Janson, Esq. Henry Vigne, Esq.

AUDITORS.
Lewis Loyd, Esq Henry Sykes Thornton, Esq.
Cornelius Paine, jun., Esq. I Noel Whiting, Esq.
Thos.Tallemach, Esq., Secretary I Saml. Brown, Esq., Actuary

LIFE DEPA RTMENT.—UNDER THE PROVISIONS OP AN
ACT OP PARLIAMENT. this Company now offers to new In-
turerts EIGHTY PER CENT. Of the Profits, at Quinquennial
Pivisiens, or a Low Rate of Premium without participation of
Profits.
Since the establishment of the Company in 1821, the
Amount of Profits allotted to the Assured has exceeded in
rash value £860,000, which represents equivalent Reversionary
];onuses of £1.058,000.

After the Division of Profits at Christmas, 1859, the Life
Assurances in force, with existing' Bonuses thereon,
amounted to upwards of £4,730,000, the Income from the Liie
)ranch £207,000 per annum, and the Life Assurance Fund,
independent of the capital, exceeded £1,618,000.
DEPARTMENT.—lnsurances are effected upon
every description of property at home and abroad at mode-
rate rates.

No expense is incurred in effecting a new Insurance be-
yond the paymmt of the Annual Premium and Duty, when
Ile Premium amounts to ss.
Claims liberally and promptly settled.
NOTICE IS HEREBY GIVEN, that FIRE Policies
Which expire at Archaelmas must be renewed within fifteen
'lays at this Office, or with Mr. SAINTS, No. 1, St. James's—
street, corner of Pall-Mall; or with the Company's Agents
throughout the Kingdom, otherwise they become void.
Apacation for Prospectuses and Agencies to be made to
the Secretary.

TaE ROYAL INSURANCE COMPANY,
29, Lombard-street, London ; and
Royal Insurance-buildings, Liverpool.

At the Annual Meeting, on'the sth inst., the following were
some of the leading results disclosed in the Report to the
shareholders.

FIRE BRANCH.
The Premiums of the year 1863 reached the sum
of £341,663
Being' an advance of 40,977
over 1862; an amount of increase exceeding that of any pre-
V.OllB year.
The Itevenul from Fire Premiums has been en-
hanced in four years by the large sum of £113,353

The Duty paid to Government in 1862 was . £75,993
Ditto ditto, 1863 88,966

Showing an Increase in one year of
Among' the incidents which have tended to the advance-
ment of the Royal within the last few months mar be reckoned
its a' tion with respect to the losses sustained by the explo-
sion of the Lotty Sleigh, which although on y con latent with
the general tenor of the conduct of the Company, and ulti-
Mately proved to be no more than what had been done in for-
mer times by the o'dest and most proverbially honourable
among its contemporaries, yet attracted attention and public
favour by its unhesitating prompt ,ess.
As the largest total of Revenue and the largest rata) of
progression have been attained in the present year, so it
naopens that the largest Profit which it has ever alien to the
Directors to record has likewise on this occasion to be an-
nounced. The ba/ance of net profit on the year has amounted
to £83,515 ; of which sum £34,10 only has been appropriatel
to Dividend and Bonus, and the large balan e of £49,441 been
carried to Reserve.

LIFE BRANCH.
The progress of the Life Branch, as shown by the New
Business t7ansacted in tke last yew-, is mo,t promising, and
the advances made, year by year, in the amount of New In-
suranceA effected, sh w clearly the estimation in which the
Company is held. The following is a statement for the last
five years:—

Net Sum Assured on New Policies
after deducting Guarantees. Net Premiums.
1859
1860
1861
1862
1863 . 752,546 18 10
This rapid growth, amounting to 73 per cent. on the Sum
Assured, and upwards of 80 per cent. on the Premium re-
ceived in the course of five years, may justly be considered as
larger than any which could havr been reasonably ex, ected.
The first half of the current year 1864, however, far outsti ips
the ratio of increase indicated by th.. figures ju•t quoted, as
the sum assured for that period of six months only actually
exceeds Half-a-3111 ion sterling.
The rate of NI ortality, likewise, still presents highly f avour-
able features, and augurs well for the result to be shown by
the quinquennial investigation, which is to take place when
the present year is conclud d.
PERCY M. DOVE, Manager and Actuary.
JOHN B. JOHNSTON, Secretary in London.
August, 1864.

SH ORTH AND.-PITM AN'S PHONOGRA-
PHIC TEACHER. 6cl. ; free by post, 7d.

SHORTHAND.-PITMAN'S PHONOGRA-
PHIC MANUAL. Free by post, is. 6d.

H OR THAN D.—"PITMAN'S PHONO-
GRAPHY forms an exceedingly efßoient —probably
the MOST efficient —system of Shorthand that exists."—Sir
Rowland Hlll.