The Sun.
London, England, 1852-05-07 00:00:00

BRITANNIA MUTUAL LIFE
ASSOCIATION.
1, Princes-street, Bank, London.
Empowered by her Majesty's Royal. Letters Patent.
DIRECTORS.
CuAlam.tx— Colonel ROBERT ALEXANDER, Blackheath Park.
William Bardgett, Esq., 149, Fenchurch-street.
George Bevington, Esq., Neckinger Mills, Bermondsey.
F. F. Cockerill, Esq., Shadwell, and Twickenham.
George Cohen, Esq., Shacklewell.
Miles Coventry, Esq., White Hart-court, Lombard•street.
John Dreweft, Esq., 50, Corehill.
Erasmus Robert Foster, Esq., 1, Princes-street, Bank.
T. S. Girdler, Esq., 7, Tokenhouse-yard.
H. L. Smale, Esq., Doctors'-commons.
STANDING COUNSEL.
H. Bellenden Kerr, Esq., 8, Old-square, Linncolies Inn.
SOLICITORS.
Messrs. M'Leod and Stenning, 13, London-street, Fenchurch-street.
BANKERS.
Messrs. Dimsdale, Drewett, Fowlers, and Barnard, 50, Cornhill.
This Institution was originally established under a different title
in the year (839, on the plan of admitting the assured to participate
in four-fifths only of the profits ; but the Society has since been re-
modelled so as to become a strictly " Mutual Association."
The whole of the funds and property belong to, and are accumu-
lated for the exclusive benefit of the assured.
The profits are divided annually among the policy-holders, and
applied in reduction of the current year's premium ; thus constitut-
ing, in effect, an immediate cash payment to the assured.
Half-credit policies are granted on terms unusually favourable to
the holders, the amount for which credit is given being gradually li-
quidated out of the profits.
Two Tables of Rates have been computed; one entitling the as-
sured to participate in the profits after payment of five annual pre-
miums ; the other considerably lower, in which the period of parti-
cipation is deferred two years longer the premium ultimately pay-
able by the assured is, however, precisely the same, whichever Table
of Rates may In the first instance be selected.
General meetings of the members are held annually, to whom lull
and complete statements of the affairs and funds of the Society are
submitted, and by whom the division of the profits are from time to
time declared.
At the'Annual General Meeting held on the 27th April last, a di-
vidend of 30 per cent, upon the current year's premium was awarded
to all members who had made the requisite number of payments on
their respective policies.
By order of the Board of Directors,
E. R. FOSTER, Resident Director.
ANDREW FRANCIS, Secretary.

London, May 1, 1852.
*.* The "Britannia Mutual Life Association" is altogether dis-
tinct from, and independent of, the Proprietary Office transacting
business under the name of the "Britannia Life Assurance Com-
pany." The only connexion between the two establishments is, that
their affairs ate conducted on the s tine premises and by the same
officers, by which means the entire disbursements of the Mutual
Association are reduced to a small per centage on the receipts.

SECURITY TO EMPLOYERS.
TO SECRETARIES OF PUBLIC INSTITUTIONS,
CLERKS, STATION-MISTERS, RAILWAY OFFICIALS,
BANKERS' CLERKS, TRAVELLERS, AND OTHERS.
TIMES LIFE ASSURANCE and
GUARANTEE COMPANY.
32, Ludgate-hill, London.
GUARANTEE FOR FIDELITY OF TRUST.
PROFITS DIVIDED.
RATES—From 7s. 6d. per cent. upwards. No charge for Stamps,
An allowance made in the Guarantee Premium where a Life As-
surance and Guarantee are combined.
LIFE ASSURANCE.
Policies Indisputable save in cases of Fraud.
Arrangements can be made with this Office to prevent the loss of a
Policy where the Assured is unable, from temporary embarrassment,
to keep up the payments,

H. B. SHERIDAN. ,
TIMES FIRE AND PROPERTY ASSURANCE COMPANY.
Every description of Fire Assurance. Profits Divided.
Agents Wanted.

H. B. SHERIDAN.

MERCHANT'S and TRADESMAN'S
MUTUAL LIFE ASSURANCE OFFICE,
5, Chatham-place, Blackfriars, London.
JOHN MACGREGOR, Esq., M.P., Chairman.
The Advantages offered by this Society are—
Policies Indisputable, unless obtained by fraud.
All the Medical Fees paid by the Society.
Policies payable during the lifetime of the Assured.
Non forfeiture of Policies.—Assurers unable to pay their Pre-
miums as they fall due, may have a credit for that purpose on appli-
cation to the Board.
Loans granted on Personal and other Securities in connexion with
Life Assurance.
Prospectuses and every information may be obtained at the (Mee.
GEORGE THOMSON, Manager.
THOS. MUSGRA.VE, Secretary.