The Sun.
London, England, 1852-11-15 00:00:00

ORPHAN'S ENDOwSI ENT BRANCH

Established for the purpose of affording to parents and others the
means of having children educated and started in life, by securing
annuities, to commence at the parents' death, and to be paid until a
child, if a son, shall attain his 21st y•e,E,r, or, if a daughter, her 25th
year of age.
These annuities are at any time cxn nmutable for their full value, if
a ready money capital is required to r a marriage portion, or on en-
tering into business or a profession..
•

BRITANNIA MUTUAL LIFE ASSOCIATION.
1, Princes-street. Bank, London.
Empowered by her ildaj(ithy's Royal Letters Patent.
Annual division of profits—applied in reduction of the current
year's premium. -
Policy holders entitled to participate in the profits after payment
ottly.e..orAgYea itunual premitultiaccording_to the tahig, of ,rat&e,

lected.
Premiums charged for every -three months' difference of age—not,
as is usually the case, for every whole year only.
Half credit policies granted can terms unusually favourable to the
assured, the amount of half :premiums for which credit is given,
being liquidated out of the prof its.
At the Annual General Meet ing on the 27th April last, a reduction
of 30 per cent. was made in tht : present y ear's premium on all policies
of five or seven years' standtm T.
A Board of Directors in attendance daily at Two o'clock.
Age of the assured in every 'case admitted in the policy.
Medical attendants remunerated in all cases for their reports.

• (raorairraay.) (muTuAt.)
Extract from the Half Extract from Table with Participation
Credit Rates of in Profits, after Seven Yearly
Premium. Payments
-- —.—.
Half Whole
premium (Annual) Half Quar -
a during premium Age. Annual Yearly terly
ta
-4 First for Re- premium Pre- Pre-
Seven mainder mium. mium.
Years. of Life.
---- --- - --...
£ s d. £ s. d. Years. Months £ a. d. £ a. 6. £
8. d.
25 019 7 119 2 30 0 2 7 3 1 4 2 012 3
30 1 1 9 2 3 6 3 2 7 6 1 4 4 012 4
35 -1 411 2 910 6 2 710 1 4 6 012 5
40 1 9 22 18 4 9 2 8 2 1 4. 8 012 6
45 11410 3 9 8 40 0 3 3 0 112 30 16 5
b 0 2 2 6 4 5 0 3 3 3 6 112 6 016 7
55 212 9 5 5 6 6 3 4 1 11210 0 16 9
60 3 6 86 13 4 9 3 4 7 113 1 0,16 10

E. R. FOSTEII, Resident Director.
ANDREW FRANCIS. Secretary.

NEW FEATURE IN LIFE ASSURANCE.
THE DEPOSIT AND GENERAL LIFE ASSURANCE
COMPANY, 18, New Bridge-street, Blackfriars, London.

" E Pt'URIBUS UNUM.".

The public is relpectitilly invited L 3 examine the principles of the
Deposit System of Assurance, whieb is based upon tables calculated
by. and is under the immediate supervision of, Francis G. P. Nelson,
Esq., F.L.S., the Consulting Actuary to the Company.
Comparative Tables to assure 5001. on death, by a person aged
twenty next birthday, on the oarmany and on the DEPOSIT system
of Assurances.

ON THE ORDINARY SYSTEM.

--
LAURENT'S GRAND CASINO The sum the ordinary
The sum the Life Offices would give
A.RGYLL ROOMS, Great Windmill-stroet,
St. James's, s:. ordinary Life him if he were unable
Offices would to pay, or if he omitted
Lessee, Charles Emele Laurent, Onslow House, Brompton-r and, ,1 At the His give him for to pay his current
Licensed pursuant to Act of Parliament, 25th of King George 11., "Ai end of policy the surrender annual premium of
Are Re-opened for the Winter Season. :5 Annual thirty at that or sale 81.65. 3d. after he has
During the recess the Rooms have been entirely Pe-decorated„ by .. premium years when age, of his policy, paid into their coffers
G. S. Bryer, regardless of cost. ri to assure the party incase after thirty 249/.78.6d•• and which
Laurent's Matchless Band every evening. Principal Corn et-a- `4 500/.* is fifty of years'payments they have had the use
Piston, AL Boulcourt. oN, years old, death amounting to of at compound
Admission—ONE SHILLING.
-4 hewill have will be 2491.75. 6d. interest," or in
Doors open at Half-past Eight o'clock. Dancing to comment* at paid into worth hichtheyhavo the event of his death
Nine. and terminate at Half-past Eleven. . the office. • had the benefit one hour after such
of at compound omission or inability
WS. WOODIN'S CARPET BA.G _. _ interest. to pay.
• &SKETCLI-1100K (ROYAL MARIONETTE THEATRI D, little more
An entirely Novel and Original Vocal and Visual Instructo, Grotesqt to,o Si.B/5. 7 .6d. 500/. than 801. NOTHING.
Comico, Pictorio, Music°, Eccentrissimo, Characteristics, Lecturio, i 3d.12491. perhaps 901.
IN TWO COMIC SECTIONS.
ON THE DEPOSIT SYSTEM.
PART FIRST COMPRISES
A Vocal Illustration, " Beginnings."—Full-length Portrait, Martha
Mivins.--Illustration, Carpet Bag.—Half-length Portrait, Maj'or Ifnnable to pay, or not
Bluster.—Vocal Illustration, "A Visit to the Great Metropolis ," desirous of paying or
Full-length Portrait. Sir Benjamin Bungle.—Half-length Portrait, omitting topay,thePo-
Mr. Sampson Rusty.—Full-length Portrait, Mr. Oliver Oldstyle lacy would still remain
(with a Vocal Illustration of "Bygone Days ").—Full-length l't'r- . of its PULL value,
trait, Ben Binnacle.—Miniature Portrait, Mrs. Muddles (f:om 522/.23.7d.ti1l death, if
Manchester --- - ..,
..,. _ _ •••.......,---
' . , . _ , 20 years after, no fur-
PART SECOND titer payment beingre-
.
Full-length Portrait, Sandie M‘Whittle.—Full-length Portrait, A quired. If however the
Well-known Personage.—lllustration, Carpet Bag.—Full-lengith party, from any cause,
Portrait, A Yankee Clipper.—Vocal Illustration, " Metropolltztn wished to cancel the
Melodies."—Full-length Portrait, Mr. Cavil.—lllustration, Car pet Policy, he could not
Bag.—Full-length Portraits, Mr. and Mrs. Lapaus Linger.—Vocal onlydraw out all hehas
Illustration, " Pleasures of a Pie-nic Party."—lllustration, Sket de- put in, viz., 2251., but
book (Daylight and moonllght).—Finale, " The Lions of London 2, 20 71.10 s Od 2251. 5A21.257d 2871. a certain bonus of 621.
With several Pictorial Illustrations, furnished by " The Sketeld. 2s. 9d. 2s. 9d. In the bargain,
which is more
book." than one-fourth of the
In the course of the Evening Mr. C. COLMAR will perform a varlet*, whole ofhis payments,
of grand Piano Solos. or he could either draw
out a part, 201. or 501.,
Admission, ls.; Reserved Seats, 25.; Dress Stalls, Is.; Private BOXI s, diminishing theFolicy
One Guinea. only by the assured
value of the sum so
MESSRS. PURSSELL, Cornhill, near idle drawn out at the age
Exchange, have just received the whole of their stock of when withdrawn. Sec
FRENCH GOODS,. consisting of Fruits of every description at .4s. , pagess and 7 in detailed
per lb, or 71b box for 255. kgreat variety of Parisian Bon Bons in pamphlet, by
~. —..,, ~,,m, v.,. gA. Cni.nriiii hnsketS and boxes of F. G. P. Nelson, Esq.
,

MESSRS. PURSSELL, Conlin!, near the
Exchange, have just received the whole of their stock of
FRENCH GOODS, consisting of Fruits of every description at As.
per lb, or 71b box for 255. Kgreat variety of Palißina Bon Bons in
Ilb boxes, 4s. cash, or 71b box 2bs. Splendid baskets and boxes of
Fruits and Bons Bons for presents, being a careful selection of hall
the novelties of the•season. Every description of Fancy Chocolate,
a large assortment of German and French articles suitable for
Christmas Trees, packed in boxes for the country, Raisins, Almottils,
Figs, French Plums, &c., &c.

* The rates hare selected are those adopted by the English and
Cambrian Office, and advertised in its distinctive features as low
rates of premium, and professedly for the lower and midi Ling classes.
In most offices, particularly the older ones, such as the Scottish
Equitable and the Globe, these rates would be much higher. In the
former of 101. 7s. 6d., with 10 shillings per cent. entrance fee, would
be the rate to insure 500/. at 20 years of age. In the latter 81. 13s 4d.,
to insure the same sum. The higher the rate the more in favour of
the DEPOSIT system.
** Money laid out at compound interest DOUBLES ITSELF everyfour-
teen years.
On comparison of these two tables it will be seen that a person
under the novel system of DEPOSIT assurance can secure the follow-
ing advantages, viz., lst, For a less sum, paid annually, he can assure
a larger sum in case of death than under the ordinary system.
2ndly. In the event of a desire to surrender his Policy he can receive
in this Company, by the above example, which applies to all ages,
THREE times as much as on the ordinary system. 3rdly. In the event
of inability or omission to pay, his policy remains still his property,
of the same value as it was, though he cease his current payments
for any number of years ; whereas on the ordinary system, he gets
nothing. 4thly. Should he require to increase or decrease the
amount of his policy he can do so at pleasure. He can, at any time,
by giving a fortnight's notice, withdraw any part from 1/, up to the
whole amount of his previous payments and with interest. After he
has withdrawn part one year he can, by a single payment, three
years, or any time afterwards, raise his policy to a greater or even
it s former amount ; and by this system he can at all times regulate
his annual savings by his annual expenditure, with the facility in the
bargain of having a fund to fly to in case of necessity, the same as
in a bank, with this palpable advantage, however, that he gets inte-
rest for his money, and in case of death his family receive more than
the amount of his savings. In ordinary Life Offices be can do no
such thing, but his policy at once lapses or is cancelled the moment
he ceases to pay his current premiums, and, instead of having any
fund to fly to for aid, all his hard-earned savings become forfeited to
the society, and his misfortunes serve to benefit the pockets of his
more fortunate co-assurers.
Such a system is too equitable 'and too striking to be overlooked,
and DEPOSIT assurance is the only system of assurance which can be
universally recognized and adopted when the principles are impar-
tially canvassed, and its palpable benefits become widely diffused. It
confers greater advantages than a bank because it allows a fair rate
of interest In case of withdrawal, and gives twice the amount in the
hands of the Company to the representatives of the Depositor in
case of death. thus combining the
ADVANTAGES OF A BANK WITH THE BENEFITS OF

OYSTERS.—The Real Burnham River Native
Oysters, six years' &d. four hours from the beds, per E. C-. Rail-
way, are to be bad only o JOHN SWATING, Fih. Oyst e r, and Ice
Merchant, 159, Cheapside,f in barrels, 65., Sc. 6d.,s lOs. 6d. in bags,
&c., 125. 6d. Very superior Oyster-rooms, Steed's Pale Ale,
s Stout ; a good dish of fis for ten, ss.—Depot for the Real
faonrdc Reid'lubs
Wenham Lake Ice and Refrigerators. h

WANDLE WATER AND SEWAGE COM
?ANY, for the Supply of Water to the Metropolis South
of the Thames, at constant and high service. To be incorpora, ed. by
Act of Parliament, whereby the responsibility of Shareholders will
be limited to the amount of their sulscription.
Capital 500,0001, in Shares of la each. Deposit 10s. per Share.

TRUSTEES.
Sir James Duke, Bart., M.P.
The Hon. P. J. Locke King, M.P.
George Stone, Esq., Lombard Street, Banker

AUDITORS.
Samuel Gurney, Jun., Esq., Lombard Street
Peter Itolt, Esq., M.P., Clement's Lane

DIRECTORS.

James Baring, Esq., Piccadilly, and Putney Heath, Surrey
William Blount, Esq., London Joint Stock Bank, and Oche Hill
House, Gerrards Cross,.Bucks
Humphrey Brown, Esq., M.P., Westminster, and Tewkesbury
Thomas Chandler, Esq., Rotherhithe, Surrey
Edward Esdaile, Esq., City Saw Mills, Regent's Canal
William Maseres Feßowes, Esq., Dorset Square, Regent's Park, and

Reigate, Surrey
George D'Olier Gowan, Esq. Copthall Court, and Dulwich, Surrey
John Macgregor, Esq., M.P.(late Secretary of the Board of Trade),
Prince's Terrace, Hyde Park
Sir Charles Nightingale. Bart, Kingston, Surrey
The Hon. Hugh Rowley, Belgrave Square, and Wimbledon, Surrey
Charles Reynolds, Esq., Wellington Lodge, Carlshalton, Surrey
Sir John Villiers Shelley, Bart., M.P., Park Lane, and Mares&ld
park, Sussex

ENGINEER.
F. P. Thompson, Esq., Water Works Chambers, Orange Street, Tra.
falgar Square

AN ASSURANCE .COMPANY.
In case of endowment assurances . the advantages of the DEPOSIT
system are still more striking.
ADVANTAGES OF THIS . COMPANY UNDER THE ORDINARY

CONSULTING ENGINEERS.
Messrs. Easton & Amos, Grove, Southwark
BANKERS.
Tho London joint Stock Bank, Princes Street, and
Messrs. Martin, Stone, & Martin, Lombard Street
BROKERS.
Messrs. Shepherd & Sons, Threadneedle Street, City
Messrs. Carden & Whitehead, Exchange Buildings.
SOLICITOR!.—Messrs Mullins and Paddison
SzcarrAst.—Greenville Fletcher, Esq.
' OFFICES.—No. 28, Cornhill.

LIFE ASSURANCE BRANCH.
To those who prefer this branch Policies aro granted from 201. to
5,0001. on every known principle thereof.
Lives in all but the worst stages of disease, and such as have been
rejected by other Offices, are taken at rates equivalent to the parti-
cular disease.
Loans from 501. and upwards granted on every kind of security,
real or personal, on the most equitable terms to the borrower
Annuities of every description granted on very favourable terms.
Non-forfeiture of a Policy.—ln case of inability to pay the currant
premiums, the Directors will either purchase the Policy at a fair
market value, or give a new one in lieu thereof, less 5 per cent., inte-
rest corresponding in amount to the whole of the previous payments
which have been made.
Detailed prospectuses with tables in further illustration of the De-
posit system, and any further information may be obtained on appli-
cation to the Agents in the country, or to
CHARLES W. BEVAN, Resident Secretary.
N.B.—Agents wanted in all parts of the World.

A Bill embracing the proposed objects of the present Company was
before the last Parliament, when, after passing the Standing Orders
and the first and second reading, it was submitted to the Select
Committee on the Metropolis Water Supply. The Government and
the other Bills occupied the attention of the Committee till the latter
end of May, when this Bill was called on, and the evidence gone
into ; but from the improbability of being able to pass the Bill through
the House of Lards in that Parliament, and in order to avoid large
and useless expenditure, by the advice of Counsel, it was withdrawn,
upon the understanding that the same measure would be proceeded
with in the next Parliament.

DR. CULVERWELL'S NEW WORKS.
To be had of Sherwood, 23, Paternoster-row ; Carvalho,
.41, Fleet-street; Mann, 39, Cernhill ; or direct from the author.
price One Shilling each; by post, 15. 6d.
ENJOYMENT OF LIFE.
"Health, Recreation, and Rational Use of Time."
Commwrs:—Early Rising—Spring and Sunnier Mornings—Es.
carillons about the Environs of London—The Yams, Lanes, Hills,
Forests, Fields, Highroads, and other pleasant places—Country
Trips and Rambles—The Sea—London at Night—Evenings at Home
—Music—The Drama—On Eating, Drinking, Sleeping, Bathing,
Air, Rest,Ease, Occupation, &c., Soc.

The Metropolis Water Rill passed
ttaiatintaygastetforamtheeetahteeinrtmoefasarasto
bythe Legislature with regard
to Water Companies, thereby enabling
the Promoters of this Under-
meet all the requirements of the t
New Act, and likewise to offer to he capitalist a perfectly secure
River WWl° has
eleoiinng beene celebrated for its
Wofeintevreestfm
thenet.
meTanhes
great purity, and its recent analysis by
Arm the high character given to it bythe late
chemists, fully con-
Bostock, in their examination by the Government Mr. Telford and Dr.
Commissioners on
Water Supply.
Every Householder South of the Thames paying w
aware of the high charge for
oft present will wirer Rates, is
supply. The proposed rates his Company be u insufficient
lower Scale. It will thus be evident that upon the point ofn a much
alone, they must command the preference of consumers; I..ueromy
the purity of the water is considered, and that the supply
Wiwuhen
constant and unlimited, all competition will necessarily be ebue.

FRAGMENTS FROM THE FOUNTAINS. Two 'Vols.
Vol. L
VISIT TO THE LAKES; SKETCH OF EDINBURGH, &e.

Vol. 11.
THE LAKES OF KILLARNEY: REMINISCENCES OF
DUBLIN, &c.
111.
WHAT TO EAT, DRINK, AND AVOID,
" That three score years and ten our course may run."
-

by th's C
perseded.
Although inordinate profits are not contemplated
puny, yet it is firmly believed, looking at the vast extent of the
District, and the daily in:lease of buildings there, that tthe
present undertaking, Nit ill afford an Immediate, sound, and steady
investment for capital, with every prospect that the maximum di-
vidend, 113 w allowed by the Legislature, namely, 101 per cent., win
be speedily attained ; proposals having already been made by large
consumers, to take several millions of gallons daily.
after payment of the Deposit, no call will be made until an Act
he obtained, in which it will be provided that no Callintervals shall exce
threeed
hi. per Share, or be made at Moro frequent than
months.
Applications for Shares to be made to the Brokers ; or to tho
Secretary, at the Offices of the Company, No. 28, Cornliill, where
the plans and models of Mr. Thompson's SUBTERRANEOUS RESER-
voias may be seen, and detailed information obtained.
Bth November, 1852. GRENVILLE FLETCHER,
Secretary.

Apopular review of almost every form (cause and cure) of ner-
voudy-debilitated health and enfeebled constitution, that harasses
the young, besets the man of pleasure, business, or udy, and em-
bitters old ago ; with tables and rules for the diet and physical rega-
-1 Alva of every-day life.

IV.
THE PASSIONS.
"What passions hurt the body—what imprOVS,
Truths as refined as Athens ever heard."
SUBJECT :—Life's pilgrimage, from infancy to old age. The ad.
v ant of the passions. Chastity and its infringements. The casual
ti,s of licentiousness and dissipation, with illustrations graphic, nar.
r aye, and remedially°. Advocacy of early marriages.

v.
THE MARRIAGE STATE.
"To be or not to be, that is the question."
PROGRAMME :—Laws and obligations of nature, society, and reit-
61on regarding marriage, to be observed by either sex. Time and
choice, on both sides, as to age, temperament, complexion, and
figure, to secure healthy offspring, with the art of rearing them.
phyalcal defectiveness and its removal. Sterility and its conversion.
Cases, ace'
By It. J. CULVERWELL, M.D. (1841), lILR.C.S. (1827), L.S.A.
(1824). Twenty-five years Medical ace Forensic Referee in these
matters. Reception hours daily till 6 Evenings,
Seven till
•
Nino. 10, Argyll-place, Regent-street.

FORM OF APPLICATION FOR SHARES,
To the Directors of the Wandle Water and Sewage Company.
Gentlemen,--I request you to allot me shares of 101. each,
in the above undertaking, and I agree to accept the seine, or any
leas number which may be allotted to me, and to sign the necessary
Deeds, and to pay when required the Deposit and CallS.
Dated this day of 1852.
Name in full .....• •• ••• • • •
Tra-, e or Profession
Address of Referee