The Sun.
London, England, 1852-11-15 00:00:00

No. 18,7675]

NOTICE.
BASIL. By AV I LKIE COLLINS.
Is Now ELAM' AT ALL TLIE LIBRARIE3.
3 Vols.

NOTICE TO THE PUBLIC.
Now ready,
%yATKIN'S COMMERCIAL and GENERAL
LONDON DIRECTORY and COURT GUIDE for 1,453.
Second Annual Publication, price 19s. od., containing upward of
127,000 names and addresses, being 27,000 more then will be found
in any other Directory of London ever published. Embellished with
an entirely new and superior Map of London.
Published for the Proprietor (F. W. Watkins) by Longman,
Brown, Green, and Lengman's, Paternoster-row, and to be had
of all booksellers.
Directory-office, 38, Nelson-square.

Now publishing, price 265., the
p-o S T OFFICE LONDON DIRECTORY
for 1853, comprising Official, Street, Commercial, Trades, Law,
Court, Parliamentary, t'ostal, City, Conveyance, and Banking Di-
rectories, and other information net admitting of detail within
present limits.
" Accuracy of research, judicious arrangement of subject, and
simplicity in the classification of matter, are its prominent features ;
and it would be difficult to point out anything connected with such
a work which has been omitted, or to suggest any addition that
would be an improvement."—The Times, 4th November, 1852.
" To speak of the vast ramification of agencies, of the great ex-
penditure and the wearying toil by which alone such a work could
be produced, would be to throw away words."—Morning Chronicle,
3d November, 1852.
" Facility of reference and exactness of Information are the prime
and unvarying qualities which have invested the book with an
authority, that no rivalry has been able to challenge, or in the re-
motest degree itivalidate."—Morning, 11,erald, 3d November, 1852.
" The book, in short, may be pronounced perfect."—Morning
Advertiser, 6th November, 1852.

" We have stated but slightly the wonders which the Post-office
Directory discloses, but we said enou7,n to show how interesting as
well as useful are its contents."—Daily News, 9th November, 1852.
"'I he book is indeed one of the marvels of the age."—Morning
Post, Nov. 12, 1852.
" Talk of romanul this book of .plain unvarnished facts t§, more
curious and wonderful than any creation of the fancy.w--Globa;
November, 181%.
" Te any one who has not seen the book it must be vain to de-
scribe this urodigy of industry."—Standard, sth November, 1852.
" One of the marvels of the age, and a public hand-book the
utility of which it would be difficult to measure."—Shipping and
Mercantile Gazette, Nor. 10, 1851.
" It is in truth an unexampled volume."—Sun, 4th November,

1852.
" This monster directory, which includes in itself all the minor
directories."—Examiner, 6th November, 1852.
"This gigantic index to the streets of the metropolis and to its
inhabitants, which grows with the growth of the great Babylon, m
once more lying before us in all its astounding completeness and
accuracy of inforrnation."—John Bull, 6th November, 1852.
" All the changes consequent upon the Duke of Wellington's death,
and some others to a later date, are included."—Spectator, 6th No-
vember, 1852.
"It is certainly a boon to all classes of men, official and nen•offi-
cial."—Weekly Dispatch, Nov. 14, 1852.
" A volume which has deservedly obtained the designation of the
hand-book' to the commerce of the first commercial city in the
world."—Sunday Times, 7th November, 1852.
"Exceeds anything which has yet been attempted in the way of
classification and arrangement."—Bell's Weekly Messenger, 6th
November, 1852.
" The book is a marvel of editorship and printing. While con-
ducted
as it now is, it can have no rival."—Atlas, 6th November,
1852.
" The map of the metropolis and its vicinity prefixed to this
work is executed with a degree of accuracy and—what is unfortunate-
ly very rare maps in London—clearness, which surpasses what has
been heretofore achieved in any other metropolitan map of equal
tsize."—Observer, November 7, 1852.
" Bears evidences of continued industry in the compilers, as well
as zest for affecting improvements to the utmost extent."—llera-
path's Railway Journal, November, 6, 1852,
" Its classification for facility of reference, it would almost ap-
t ear, can no further go."—lllustrated London News, November 6,
1852.
" This edition snore than supports the fame of its predecessors."—
Mining Journal, November 6, 1852.
" With the exception perhaps of the daily issue of the The Times'
newspaper, there is no published index of the national greatness
equal to this volume."—Literary Gazette, Nov. 13, 1852.
" As remarkable for its accuracy as for the excellent and busi-
ness-like arrangement of its contents."—Court journal, Nov. 13,
1852.
Rely and Co., Publishers, 19 and 20, Old Boswell-court, Temple-bar.

America, London.
Renry T. Prinsep, Esq., pirector of the llon. the East India
Company, Loneon.
Hutton Chaytor, Esq., Director of the General Iron Screw
Collier Company, London.
Thomas H. Brooking, Esq., Director of the Bank of British
North America, London.
" • W. Wooldridge, Esq., Dartmouth.
Far Herbert Maddock, M.P.. London.
'1,t711,11 Wilkinson, Esq., Huddersfield.
Richard Maxwell Fox, Esq., M.l'., Director of the General Screw
Steam Shipping Company, Loudon.
n.,B:roetsi d APHenrowne y,
Esq Esq., Liverpo,
London.
char T •
Robert ransent, ' • Esq. (of Messrs. m • af,Kcan, 3l'Larty, , and Com-
pany), Director of the Glasgow and Liverpool Royal Steam-
„Packet Company, Liverpool.
st„,•
_arn Prinsep Esq., London.
sscrt Gillespie, jun , Esq , of CilliespieS, Moffatt, and Company,
London. - • •
Edward Westhead, Esq., Manchester.
BANKERS—Messrs. Glyn, Mills and Company.
SOLICITORS —Messrs. Wadeson and Matteson.
SECRETARY, pro tem.—Mr. James Nelson.
Temporary Offices-11, Leadenhall-street, London.
tt The object of this Company is to establish an economical, expedi-
:• as anti direct Steam communication, for goods and passehger•
NanasWech London, Liverpool, the United States, and the British
g
American Colonies b flrst-class iron screw steam-ships,
ab,,-hg London and Liverpool alternately for New York throughout
" year ; also for Canada (calling probably at St. John's, Isi.tw-
tieritutd, on their outward and homeward voyes), from April to
ec'ber; and during the remainder of the yearag (in order that the
tnlication with Canada may not be wholly interrupted), for
0,,,• iand in the State of Maine, which will shortly be connected with
—Txe and Montreal by a railway now in course of construction.
bt:Lis intended that these steamers shall have all recent improve-
In
s. and afford ample accommodation for passengers.
consequence of the great econou,y which is now effected by the
application of the screw propeller to iron ships, they are being placed
ven_ll3l the great lines. and are found to compete not only with sailing
•,.,Zels for freight, but with the paddle-steamers of subsidized corn-
:"""ues for the conveyance of passengers ; considering, therefore, the
segnlarity and dispatch secuied to passengers and shippers by well-
Zpointed vessels of this description, and the favourable reception
given to the present project by influential parties, largely inter-
ested, in both branches of the North American trade, there can be no
toulasvliitdoisennatocibloebendotohubebut,naopfilttaslseumccbeasrskfueldi.ssue, and of its yielding a liberal
ea, that in consequence of there being no steam
estiTLYan, cc from the port of London to North America, shippers are
Sou"— ••° forward their goods (if for shipment by "steam"), to
arapton or Liverpool, thereby incurring heavy railway and
other charges. This observation applies with much greater force to
Ports from North America (by steam), which are more bulky and
7,1 s valuable than exports to that country, and more subject to cos •
• and excise regulations, requiring the attention and care of paid
-Cents at the outports; whilst the importation of tobacco (which,
rdiu to these regulations, must be brought direct to England in
one bottom), is, for want of better means of transit, now confined
* ia,i'VelY to sailing vessels, at an average passage of about thirty
me s, all these expenses and delays will be obviated by the establish-
n" this Company.
pea.'e traffic at present actually existing between London, Liver-
a.seill• and other ports of Cirent Britain to the United States and ocr
toes ett"l,_ erican Colonies, employs annually an aggregate of 3,850,172
B:eiwthe:_aniPPing, in which are included only about 15 paddle and
222,61:',aMers, with carrying capacity for the small proportion of
'call (as appears by the Parliamentary returns of 1851-1852) ;
To ae totalnumber of passengers in the yea r 1851 has been 310,062.
and_ ccfninodate in, a superior manner a portion of this immense
eatio"adlY increasing trade, to afford that direct steam communi-
a between the North American Colonies and the mother coun-
try,
here also is entirely wanting, and likewise to open im-
mLant inter-colonial communications, are among the principal
„_ects of this Company. It is intended, during the season, to run
'lease's alternately from London and Liverpool to Quebec or Montreal,
there to meet the Lake steamers, which will convey passengers and
Leeds inland to their various destinations on the Lakes Ontario, Erie,
Ilaron, and Michigan, calling at Kingston, Toronto, Hamilton, Chi-
cago, and intermediate ports. Thus the Company's steamers will
,discharge their freight and passengers at Quebec or Montreal into the
-Lake steamers, and the emigrant will reach his destination, from
1.000 to 1,000 miles inland, without any subsequent transhipment ;
While these Lake craft will also act as feeders to this Company's
shim
Some idea of the immense traffic on the lakes and the St. Law-
rence may be formed from the fact that the Canadians have expended
upwards of 3,000,0001. in completing a system of canals, which have
brought the chain of North American lakes into direct communica-
tion with the shipping ports of sea-going vessels. The aggregate
lee of the lake commerce is estimated at above2oot,hoa,ool,ol3o,oadoofllatrhse,
~,
was, in 1848, forty millions of dollars greater
Mire foreign export trade of the United_ States from all the r se
nom. The United States and British lake shipping exceeds 205,000
and employs 13,000 men.
la The establishment of regular steam coMmunlcsitratiponorwitanthemEtnogthlaneidr
considered in the Colonies to be of such vital
interests, that the governments of Canada, and of Newfoundland,
together
t with some public bodies, have respectivelyofferehdabvoeuactoinc!
co
,the encouragement of that object. The Committee
aided
a provisional 'agreement, on behalf of thisf Cr othmepasneyryi,
service
eitohthf
Canada,
contractors, who have obtained the grant
'cillantrae
dtha,,,e,,xtending over a period of seven years, and which will re-
re at- o—n-th-,ctomPaanndyf,rdomuriclugetbheect,
or
rt Montreal,
toea run
fnroamt leastApri iont.oe steamer
tier
t_claelve, and to and from Portland, in the state of Main e, from
e
November to March inclusive, conveying a mail, and a post-offine
-Sent,. if required ; and for the six years following' to run o
tuner per fortnight to and from the same ports. It is else e.x-
tted that a satisfactory arrangement will shortly be made with
et: government of Newfoundland, which may induce the Compaq
carry out the intention of a portion of their vessels calling at
see island.
sa:he..subject of accelerated communication with America, by the
went
of a packet station on the western coast of Ireland,
cently engaged the attention of the public and the govern-
t„,74,3t and care has been taken in the draft charter of this Comps.uy
It pre full powers for the performance of such service.
titled' confidently submitted that the objects in view are so
deed with the general interest and prosperity of the empire, as to
zi-zu e and secure the support of the Imperial Government, and the
•Shareholders will be protected by charter of incorporation from
4climnsibility,.
beyond the amount of shares they may hold in the
ihilanY's stock
The a
Mount of capital will be called in by payments not exceeding
pro'scr share, at intervals of not less than three months. Copies of
Ter
for Ybec_ tug, with detailed panestimates may
nexe be obtained, and application
ares
made, according to the d form, Fit the Copany's
brek"'srY Office Barnettese or at the offices of the
r, Messrs. and Ellis, 11, Birchin-lane ; Henry Tudor
cia
4)„_n• 9, Threadneedle-street, London; or of Messrs. D. and J.
o; Liverpool.

MESSRS. PURSSELL, Cornbill, near the
Exchange, have just received the whole of their st a k of
FRENCH GOODS, consisting of Fruits of every description a t 4s.
per 1b,.0r 71b box for 255. A great variety of Parisian Bon Bons in
lib boxes, 4s. cash, or 71b box 255. Splendid baskets and box‘ of
Fruits and Bons Bons for presents, being a careful selection o f all
the novelties of the season. Every description of Fancy Chocol ate,
a large assortment of German and French articles suitable for
Christmas Trees, packed in boxes for the country, Raisins, Almoi ids,
Figs, French Plums, &c., &c.

OYSTERS.—The Real Burnham River Native
Oysters, six years' old, four hours from the beds, per B.C. 11 ail-
way, are to he had only of JOIN SWATING, Fish, Oyster, and Ice
159, CheaPside, in barrels, Gs., 88. 6d., Us. 6d, ; in b age,
1301rercelhuart,
Gsi,&c., 12s. Gd. Very superior Oyster-rooms, Steed's Pale . I.le,
and Reid's Stout ; a good dish of fish for tea, ss.—Depot for the I Zeal
IVenbarn Lake Ice and Refrigerators.

WANDLE WATER AND SEWAGE CO M
PANY, for the Supply of Water to the Metropolis South
•f the Thames, at constant and high service. To be incorpora' e 1 by
Act of Parliament, whereby the responsibility of Shareholders; will
be limited to the amount of their sut4scription.
Capital 500,0001., in Shares of 101. each. Deposit 10s. per Share,

TRUSTEES.

Sir James Duke, Bart., m.r.
The lion. P. J. Locke King, m.r.
George Stone, Esq., Lombard Street, Banker

AUDITORS.
Samuel Gurney, Jun., Esq., Lombard Street
Peter Roll, Esq., M.P., Clement's Lane

DIRECTORS.

James Raring, Esq., Piccadilly, and Putney Heath. Surrey
William Blount, Bsq., London Joint Stock Bank, and Oche Hill
House, Gerrards Cross, Bucks
Humphrey Brown, Esq., M.P., Westminster, and Tewkesbury
Thomas Chandler, Esq., Rotherhithe, Surrey
Edward Esdaile, Esq., City Saw Mills, Regent's Canal
William Maseres Fellowcs, Esq., Dorset Square, Regent's Park, and
Reigate. Surrey
George D'Olier Gowan, Esq., Copthall Court, and Dalwich, Surrey
John Macgregor, Esq., M.P. (late Secretary of the Board of Trade),
Prince's Terrace, Hyde Park
Sir Charles Nightingale, Bart, Kingston, Surrey
The Hon. Hugh Rowley, Belgrave Square, and Wimbledon, Surrey
Charles Reynolds, Esq., Wellington Lodge, Carlshalton, Surrey
Sir John Villiers Shelley, Bart., M.P., Park Lane, and Marestield
park, Sussex

ENGINEER.
F. r. Thompson, Esq., Water Works Chambers, Orange Street, Tra-
falgar Square

CONSULTING ENGINEERS.
Messrs. Easton & Amos, Grove, Southwark
BANKERS.
The London Joint Stock Bank, Princes Street, and
Messrs. Martin, Stone, & Martin, Lombard Street
BROKERS.
Messrs. Shepherd & Sons, Threadneedle Street, City
Messrs. Carden & Whitehead, Exchange Buildings.
SOLICITORS.—Messrs Mullins and Paddison
SECRETARY.—Greenville Fletcher, Esq.
OFFICES.—No. 28, Cornhill.
A Bill embracing the proposed objects of the present Company was
before the last Parliament, when, after passing the Standing Orders
and the first and second reading, it was submitted to the Select
Committee on the Metropolis Water Supply. The Government and
the other Bills occupied the attention of the Committee till the latter
end of May, when this Bill was called on, and the evidence gone
into ; but from the improbability of being able to pass the Bill through
the House of Lords in that Parliament, and in order to avoid large
and useless expenditure, by the advice of Counsel, it was withdrawn,
upon the understanding that the same measure would be proceeded
with in the next Parliament.

The Metropolis Water Bill
essilo,enoreelmatou
uncer-
tainty as to the extent of inteprfeaseerasealt,l4l7leasbtySthe regard
to Water Companies, thereby removes
swalithi
Under-
taking to frame their measures to meetug the Promoters of this
New Act, and likewise to offer to the all the requirements of the
means of investment. capitalist a perfectly secure
The Water of the River Wandle has long
been celebrated for its
great purity, audits recent analysis by eminent
con-
firm the high character given to it by the late Mr. Telford and Dr.
chemists, fully
liestock, in their examination by the Government Commissioners on
Water Supply.
Every Householder South of the Thames paying w
aware of the high charge fur
oft present inferior a
benrer Rates, is
ly•The proposed rates his Company will upeinsufficlent
Kipp .
lower scale. It will thus be evident that upon the point of economyamuch
alone, they must command the preference of consumers;
but
when
the purity of the water is considered, and that the :apply well
b
constant and unlimited, all competition will necessarily be au°
.

perseded.
Alttough inordinato profits are not contemplated by th's
pany, yet it is firmly believed, looking at the vast extent 7oni,
.Surrey Varlet, and the daily increase of buildings there, that° thi%
present undertaking will afford an immediate, sound, and steads;
invesfrnent for capital, with every prospect that the maximum di-
vidend, now allowed. by the Legislature, namely, ill
per cent., win
he speedily attained; proposals having already been made by large
consumers, to take several millions of gallons daily.
After payment of the Deposit, no call will be made until an Act
be obtained, in which it will be provided that no Call shall exceed
it. per Share, or be made at more frequent intervals than three
months.
Applications for Shares to be made to the Brokers
28, Cornh ; o,
where
r to the
Secretary, at the Codices of the Company, No. ill
the plans and models of Mr. Thompson's SURTEItRANEOLTS RESER-
vonts may be seen, and detailed information obtained.
Sth November, 1652. GRENVILLE FLETCHER,
Secretary,.

Form of Application for Shares.
No the the Prov'sional Committee of the London, Liverpool, and
—T_attmerican Screw Steam Ship Company.
is elnen,—l request you will a lot to me Shares of 201. each,
1.200 above undertaking. And I agree to accept the same, or any
AT,lnunber which may be allotted to me, and to sign the necessary
deeds and ts pay, when required, the Deposits and Calls, or in the
events
re,' failing to do so, I agree that the Shares allotted to me,
Dated
the n 1
e r)ePosits and Calls paid thereon, shall be forfeited to the
Ilse of the
day of

FORM OF APPLICATION FOR SIIARES•
To the Directors of the Wandle Water and Sewage Company.
Gentlemcn,—l request you to allot me shares a 10/. each,
Or any
in the above undertaking, and I agree to accept the same,
lers number which may be allotted to me, and to sign the necessary
Deeds, and to pay when required the Deposit end Calls.
Dated this day of 1852.
Name in full .. •• ...• •• • • •• ••
Trade or Profession • • .• • • •• • •
Address
Address of Referee .• ••

, 185
Name, la full ...,,• „ ...... •
Trade or Profession „ „ „ .... •
Address ••••• • • • .......... .
Name and Address of Reference

LAUItENT'S GRAND CASINO The sum the ordinary
ARGYLL ROOMS, Great Windmill-stweet, The sum the Life Offices would give
orilinary Life him if he were unable
St. James's, Offices would to pay, or it he omitted
Lessee, Charles Emele Laurent, Onslow House, Bromptoth-road, 2 At the His give him for to pay his current
Licensed pursuant to Act of Parliament, 25th of King Georges n., 2 end of policy the surrender annual premium of
Are Re-opened for the Winter Season. 1:: Annual thirty at that or sale Si. 6s. 3d. after he has
During the recess the Rooms have been entirely Re-decorated, by Z premium, years when age, of his policy, paid into their coffers
G. S. Bryer, regardless of cost. 1.1 to assure the party in mac after thirty 249/.75.6d., and which
Laurent's Matchless Band every evening. Principal Ct rrnet-i- 0 500/.* is fifty of years'payments they have had the use
Piston, M. Boulcourt. g, years old, death amounting to of at compound
Admission—ONE SHILLING. -I liewill have will be 2491.75. Gd. interest,** or in
Doors open at Half-past Eight o'clock. Dancing to coma ii nee at paid into worth which theyhave the event of his death
Nine. and terminate at Half-past Eleven. the office. had the benefit one hour after such
•-- of at compound omission or inability
S. WOODIN'S CARPET BAG interest. to pay.
----
• & SKETCH-BOOK (ROYAL MARIONETTE THE'S TRE), I little more
An entirely Novel and Original Vocal and Visual Instructo, Gro. tesquo, 20 8/. 6s. 3d. 249/.73.6d. 500/. than 801. NOTHING.
Cornice, Pictorio, Musico, Eccentrissimo, Characteristic°, Lecturie, i perhaps 901.
IN TWO COMIC SECTIONS. • ON THE DEPOSIT SYSTEM.
PART FIRST COMPRISES
A Vocal Illustration, " Beginnings."—Full-length Portrait, Martha'
Alivins.—lllustration, Carpet Bag.—Half-length Portrait, Najor If un able to pay,Or not
Bluster.—Vocal Illustration, " A Visit to the Great Metro p. )11s." desirous of paying or
Full- leng t h Portrait, Sir Benjamin Bungle.—Half-length Pc•r trait, omitting topay,thePo-
Mr. Sampson Rusty.—Full-length Portrait, Mr. Oliver 0 lastyle Hey would still remain
(wills a Vocal Illustration of "Bygone Days ").—Full-lengib Per- of its rum, value,
trait, Ben Binnacle.—Miniature Portrait, Mrs. Muddles (from 52 of. if
Manchester 20 years after, no fur-
PART SECOND ther payment beingre-
Pull-length Portrait, Sandie M'Whittle.—Full-length Portrait, A quired. Ifhowever the
Well-known Personage.—lllustration, Carpet Bag.—Full-•L ingth party, from any cause,
Portrait, A Yankee Clipper.—Vocal Illustration, " Metropi Allan wished to cancel the
Melodies."—Full-length Portrait, Mr. Cavil.—illustration, C arpet . Policy, he could not
Bag.—Full-length Portraits, Mr. and Mrs. Lapsus Linger.-1 Local onlydraw out all helms
Illustration, "Pleasures of a Pic-nic Party."—lllustration, Sic etch- put in, ,22 but
a certain bonus of 621.
book (Daylight and Moonlight).—Finale, " The Lions of Lon( Ion." 20 71.10 s Od 2250. 5121.237 d 287/. 25. 9d. 2s. 9d. in the bargain,
With several Pictorial Illustrations, furnished by " The She etch- . which is more
book." than one-fourth of the
In the course of the Evening Mr. C. COLMAR will perform a va ricty
whole of his
could either payments,
draw
of grand Piano Solos. or he
out a part, 201. or 501..
Admission; ls.; Reserved Seats, 25.; Dress Stalls, 35.; Private n exes, diminishing the Policy
One Guinea. only by the assured
- value of the sum SO
MESSRS. PURSSELL, Corn bill, near the drawn out at the age
Exchange, have just received the whole of their st a :it of when withdrawn. See
FRENCH GOODS, consisting of Fruits of every description a t 4s. - pagess and 7 i n detailed
ner 1b,.0r 71b box for 253. A great variety of Parisian Bon Bans in pamphlet, by
F. G. P. Nelson, Esq.

° The rates hare selected are those adopted by the English and
Cambrian Office, and advertised in its distinctive features as low
rates of premium, and professedly for the lower and midcLing classes.
In most offices, particularly the older ones, such as the Scottish
Equitable and the Globe, these rates would be much higher. In the
former of 101. 7s. Gil., with 10 shillings per cent. entrance fee, would
be the rate to insure 5001. at 20 years of age. In the latter Si. 135 4d.,
to insure the same sum. The higher the rate the more in favour of
the DEPOSIT system.
** Money laid out at compound interest DOUBLES ITSELF everyfour-
teen years.
On comparison of these two tables it will be seen that a person
under the novel system of DEPOSIT assurance can secure the follow-
ing advntages, viz., Ist. For a less sum, paid annually, he can assure
a larger sum in case of death than under the ordinary system.
2ndiy. In the event of a desire to surrender his Policy he
all t can receive
ages,
in this Company, by the above example, which applies o
TIIREE times as much as on the ordinary system. 3rdly. In the event
of inahlity or omission to pay, his policy remains still his property,
of the same value as it was, though he cease his current payments
for any number of years ; whereas on the ordinary system, he gets
nothing. 4titly. Should he require to increase or decreas time©,th
amount of his policy can do so at pleasure. He can, at any
by giving a fortnight's notice, withdraw any part from 1/. up
to the
whole amount of his previous payments and with interest. After he
has withdrawn part ono year he can, by a single payment, three
years, or any time afterwards, raise his policy to a greater or even
its former amount ; and by this system he can at all times regulate
his annual savings by his annual expenditure, with the facility in the
as
bargain of having a fund to fly to in case of necessity, the same
in a bank, with this palpable advantage, however, that he gets inte-
rest fur his money, and in case of death his family receive more than
the amount of his savings. In ordinary Life Offices he can do no
such thing, but his policy at once lapses or is cancelled the moment
he ceases to pay his current premiums, and, instead of having any
fund to fly to for aid, all his hard-earned savings become forfeited to
the society, and his misfortunes serve to benefit the pockets of his
more fortunate co-assurers.
Such a system is too equitable "and too striking to be overlooked,
and DEPOSIT assurance is the only system of assurance which can be
universally recognized and adopted when the principles are impar-
tially canvassed, and its palpable benefits become widely diffused. It
confers greater advantages than a hank because it allows a fair rate
of interest In case of withdrawal, and gives twice the amount in the
hands of the Company to the representatives of the Depositor in
case of death, thus combining the
ADVANTAGES OE A BANK WITH THE BENEFITS OF
AN ASSURANCE COMPANY.
In case of endowment assurances the advantages of the DEPOSIT
system are still more striking.
ADVANTAGES OF
LIFE THIS COMPA
BRANCHNY UNDER THE ORDINARY
To those who prefer this branch Policies are granted from 201. to
5,0001. on every known principle thereof.
Lives in all but the worst stages of disease, and such as have been
rejected by other Offices, are taken at rates equivalent to the parti-
cular disease.
Loans from 501. and upwards granted on every kind of security,
real or personal, on the most equitable terms to the borrower
Annuities of every description granted on very favourable terms.
Non-forfeiture of a Policy —ln case of inability to pay the currant
premiums, the Directors will either purchase the Policy at a fair
market value, or give a new one in lieu thereof, less 5 per cent., inte-
rest corresponding in amount to the whole of the previous payments
which have been made.
Detailed prospectuses with tables in further illustration of the De-
posit system, and any further information may be obtained on appil
cation to the Agents in the country, or to
CHARLES W. BEVAN, Resident Secretary.
N.B.—Agents wanted in all parts of the World.

D' CULVERWELL'S NEW WORKS.
To be had of Sherwood, 23, Paternoster-row ; Carvaiho,
, fleet-street; Mann, 39, Cernhill ; or direct from the author.
price One Shilling each ; by post, Is. 6d.
ENJOYMENT OF LIFE.
"Health, Recreation, and Rational Use of Time."
Corrartrs :—Early Rising—Spring and Summer Mornings—Es -
cursions about the Environs of London—The Parks, Lanes, Hills,
Forests, Fields, High-roads, and other pleasant places—Country
Trips and Rambles—The Sea—London at Night—Evenings at Home
—Music—The Drama—On Eating, Drinking, Sleeping, Bang,
Air, Rest, Ease, Occupation, &c., &o.
FRAGMENTS FROM THE FOUNTAINS. Two Vols.
Vol. I.
VISIT TO THE LAKES; SKETCH OF EDINBURGH, &c.

Vol. 11.
THE LAKES OF KILLARNEY ; REMINISCENCES OF
DUBLIN, &c.
111.
WHAT TO EAT, DRINK, AND AVOID,
" That three score years and tea our course may ran."
Apopular review of almost every form (cause and cure) of ner-
vously-debilitated health and eufsebled constitution, that harasses
the young, besets the man of pleasure, business, or study, and ern-
oittera old age • with tables and rides for the diet and physical rega-
-1 Won of every-day life.

IV.
THE PASSIONS.
"What passions hurt the body—what improVil,
Truths as refined as Athens ever heard."
SCA:IMT :—Lifo's pilgrimage, from infancy to old age. The ad.
vz.nt of the passions. Chastity and its infringements. The casual.
ties of licentiousness and dissipation, with illustrations graphic, nar•
r Alva, and remediative. Advocacy of early marriages.

V.
TER MARRIAGE STATE.
"To ba or not to be, that is the question."
TUOGltaluats :—Laws and obligations of nature, society, and reli-
gionvotea, on both sides, as to age, temperament, complexion, and
regarding marriage, to be observed by either sex. Time and
ftgure, to secure healthy offspring, with the art of rearing them.
p hysical defectiveness and its removal. Sterility and its conversion.
Cases, &e.
By R. J. CULVERWELV, M.D. (1841), M.R.C.S. (1827), L.S.A.
(1824). Twenty-five years Medical and Forensic Referee in these
matters. Reception hours daily till Five. Evenings, Seven till
Nine. 10, Argyll-place, Regent-street.