The Sun.
London, England, 1852-06-01 00:00:00

THE PROVIDENT CLERKS' MUTUAL LIFE
ASSURANCE ASSOCIATION.

ELECTION OF ADDITIONAL ANNUITANTS.
A special meeting of the members of the Benevo-
lent branch of this excellent institution, which was
established in London in 1840, was held on Thurs-
day, the 27th of May, at the London Tavern, for the
purpose of electing additional annuitants, in accord-
ance with a resolution passed at the annual meeting
in January last. Mr. R. H. Jones, the chairman of
the board of management, occupied the chair.
Mr. P. H. BYRNE (the Secretary) having read the
advertisement convening the meeting, and the resolu-
tion, which bad led to the present meeting,
The CHAIRMAN then said—Gentlemen, I very
much regret the absence of our excellent treasurer,
Mr. John Abel Smith, M.P., who, on occasions like
the present, has generally taken the chair, and has
al ways evinced the warmest interest in carrying out
objects similar to those which we are assembled to-
day to perform —The managers in the
discharge of their d(Huties shave frtquent opportunities
of witnessing the great necessity of such an
institution as this, being frequently called
upon to relieve distressed clerks, their widows
and children, who, but for the assistance they
are enabled to afford, would be desolate and com-
fortless. Indeed, I scercely know, upon these occa-
sions, which party derives the greatest satisfaction
(Chthe dispenser or the recipient of these benefits.
eers.) We are assembled on the present occasion
to carry out a resolution passed at the general meet-
ing, held on the 19th of January last. The increasen
which has taken place in our rands fro:ittihoenariepaent
alteration of the rules, justified the managers in pro-
posing to that meeting the election of
a
nuitante. The alteration of the rules to which I refer,
has produced an annual subscription of ss. from
clerks, assurers, who were desirous of partaking
of
the advantages of the Benevolent fund, a sum appa-
rently insignificant, but producing in the aggregate
a considerable sum. I am desirous of taking this
opportunity of stating what cannot fail to be grati-
fying to all present, that during the present year we
have received donations and subscriptions from some
of the most eminent banking-houses. The, list I am
about to read I look upon as proving the observations
which have often been made by our respected trea-
surer, that if clerks will evince a disposition to help
themselves, they will be cordially supported by prin-
cipals. The following is the list to which I have re-
ferred :

Messrs. Barclay, Bevan, and Ce.
„ Beimett, Hoare, and Co. ...
71 Williams, Deacon, and Co.
„ Roberts, Curtis, and C 0....
„ Overend, Gurney, and C 0....
„ Smyth, Payne, and Co. ...
~ Glyn, Halifax, and Co. ...
„ Jones, Loyd, and Co. ...

£ s.
—. 10 10
10 10
... 10 10
... 10 10
.. 10 10
... 10 10
.. 10 10
—. 10 10

£B4 0
—(Cheers.) These great firms have all become an-
nual subscribers. The following is a list of dona-
tions :

Messrs. Heywood, Kennard, and Co.
Bosanquet, and Co. ,„
„ Willis, Percival, and Co. ...
ft Dixon, Brooks, and Co. ...
„ Paget, Bainbridge, and Co.
„ Brown, Janson, and Co. ...
Charles Geach, Esq., M.P.... ...

£ S.
~ 10 10
". 10,10
". 10 10
-. 10 10
... 10 10
.... 5 5
10 10

5
—(Cheers.) Though these latter amounts are£68
given
in the form of "donations," it has been intimated by
some, that if the giving of them tends to stimulate
clerks thews. lees to contribute to the funds of the
association, they might be continued annually. This
is very satisfactory, and must be gratifying to every
well-wisher of the association. I may be permitted
to express a hope that clerks who have not yet
.;oined
the institution, will find in this da3's proceedings an
inducement to do so, and that principals will con-
tinue to increase our list of donors so that the
managers may never want the means of relieving
every deserving case which comes before their,
whether the application be for a loan, a gratuity, or
an annuity. I will now read the cases of the six
widows about to be proposed for election. I should
state, that annuities were advertised for 8 widows of
clerks, but 6 only have applied. It is a most pleasing
circumstance, that on the present occasion no appli-
cant will be disappointed—a circumstance we have
bad to regret at former elections. The managers
adhere to their former practice of mentioning the
initials of the candidates,
K. L. 8., aged 21. Her late husband was an as-
surer fur six years, clerk to iron merchants ; died
after a short illness, leaving her with one child, and
another born since his decease dependent upon her.
No means of support.
E. H., age 63. Her late husband was a sub-
scriber to the Benevolent Fand for ten years, clerk
to an attorney, died after a lingering illness. No
children. No means of support except plain needle-
work.

S. E. H., age 52. Her late husband was an assurer
for six years, merchant's clerk; died after a long
illness. No children. Unable from ill health, and
having only one band, to obtain a living.
M. S. M., 2d application, age 45. Her late hus-
band was an assurer for eight years, clerk to a wine
merchant. Unable from ill health to do anything to
add to a small income.
E. C. M., age 40. Her late husband was a life
subscriber to the Benevolent Fund; member five
years ; clerk to iron merchants. Died of consump-
tion, leaving her with faur children under twelve
years of age. Dependent upon a small business for
support.
L. E. W., age 40. Her late husband was an as-
surer for seven years, clerk to silk manufacturers.
Died suddenly, leaving her with eight children en-
tirely unprovided for. No means of support.
I may as well add, that every case has been care-
fully inquired into by the board; they are all eligible
and most deserving of the aid they seek, we, there-
fore, offer them to you on the present occasion for
election. The Chairman then read the following re-
solution, which was carried unanimously, and with
much applause :—" That in pursuance of a resolution
passed at the annual general meeting of the mem-
bers of the Benevolent department of this associa-
tion, held at the London Tavern, on the 19th Jan.,
1852, authorising the election of two clerks, for an-
nuities of 25/. each, and five widows of clerks for
annuities of 15/. each, or if one clerk only applies,
then one clerk for an annuity of 25/., and six
widows of clerks for annuities of 251. each. If no
clerk applies, then eight widows of clerks for an-
nuities of 15/. each. The undermentioned six
widows duly eligible' having applied for annuities,
Resolved, that they be elected to annuities of 15
each—

K. L. 8., M. S. M.,
E. H., E. C. 111.,
S. E. H., L. E. W.
The CHAIRMAN said, I have now to refer to the
case of the three unsuccessful candidates, whom the
Board of Management contemplated would have been
admitted annuitants at the annual meeting on the 19sh
of January last :
J. W., aged 37. Her late husband was an assurer
for four years ; clerk to solicitors. Died after a short
illness, leaving her with three children, aged four
years, two years, and six weeks. No means of sup-
port, and an invalid. Testimonials satisfactory.
J. W., age 52. Her late husband was an assurer
three years. Died after a long illness (e!erk in th
Post-office), leaving her with one child, aged Ile
years, dependent upon her. No means of support,
and an invalid. Testimonials satisfactory.
M. A. A., age 37. Her late husband
sub-
scriber for tour years; clerk to a merchant. Died
a DiedTo means
after a long illness, leaving her withthreei\children,
aged nine years, four years, and one
yet the
of support. Testimonials satisfactory,year.
You will remember, that their cases were brought
before that meeting, and though everyall
etteorteadtioanonoufitthaeutrsu. lesAwvoeuryld sympathysntrootuallowo
then manifested for them, by was
feeling, however,
was thetposihioagnte,
was evinced in their favour, and It
b.rooarr
ith
a,
desire of all present on that occasion
widowsthey ha
cishouldadmitted
iplaced a
si no
candidates
doaotde a
N v s,i ds
aeondwd : a- -n
( a" n, s u c -
pose of strengthening the hands of the
regard the following resolution ien
thesenlaetiifsit
vvaspa
compensation be given to the three
cesstul candidates at the last election
qualified from becoming candidates)it at the discretion
boardActingCommittee,authorityThatevent, on the 18th of
February last, passed unanimouql fallowing re-
all or either, who were tin of the three widows
1851, but rendered ineligible
thecatton
dt the et e
ar ufloers , a
oa
uimakingties
aatpor •
successful candidates in
bY the alteration of
to become condi-
them under Rule ensuing election, tam-
affordedporary relief to the extent
Board in their -'
for such time as the
rule, these three ioff 15/. per annum each be
(Loud cheers ) discretion Thu, may 'deem advisable."—
(Loud without infringing upon
of an
annual gratuity, w s will be in the receipt °than
would have receive equalbiu amount to the
Bduinnnueiy
had they been electeon
tants, and I trust these annui-
tants,
gratuities
to them so !obi; a will
_hew:.
ail—
(Hear, hear.) I sobthey live and need n
are pre-
sent who, at the .
annual meeting, .
genobjected to the
course which the 1 f d in regard to
board contemplated -
these three lad'
les, because they believed an infringe-
ment of the
recently amended rules would of necessity
ensue ; but, they gave their warm
at the same time,
adherence to anything that could properly be done
for them. I hope what we have done will meet
their vi
k-ws as well as the favourable considera-
tion of all present. Their position was a peculiar,
and, indeed, an accidental one, and I trust the board
have done their best to extrWilte 039133 from it

BUILDING ON THE SAND.
(From Eliza Cook's JournaL)
sinlc'oermsoyrttbleeswgorrelwd,haansdd
'Tie well to woo, 'us good to wed,
rosesone blew,
And morning brought the sun.
But have a care, ye young and fair,—.
Be sure ye pledge with truth;
Ba certain that your love will wear
Beyond the days of youth.
For, if ye give not heart for heart,
As well as hand for band,
You'll find you've played the " unwise" part,
And " built upon the sand."
'Tis well to save, 'tie well to have
A goodly store of gold,
And hold enough of shining stuff;
For charity is cold.
But place not all your hope and trust
In what the deep mine brings;
We cannot live on yellow dust
Unmixed with purer thirge.
And be who piles up wealth alone,
Will often have to stand
Beside his coffer-chest, and own
'Ls built upon the band."
'Tie good to speak in kindly guise,
And soothe where'er we cau;
Fair speech should bind the human mind,
And love link man to man.
Bat stay not at the gentle words,
Let deeds with language dwell:
the one who pities starving birds
Should scatter crumbs as well.
The mercy that is warm and true
Must lend a helping hand,
For those who talk, yet fail to do,
Bat " build upon the sand."
ELIZA COOL

SPORTING NOTES.
No. CCXXXVII.
THE FIELDS FOR
T TO
-
M
ORRO
sIERW'S RACES miu

Uttip7io this
consequence - THEa r ri v &Si
of any particular number a horses engaged in
SIR,—
• s stakes at Manchester, my list of probable
the variou
starters will be not altogether complete, although I ex
pect much about the mark. As well as I can ascertain
TOIn THE
they wilt be as follows:
The Meiklam Handicap, one mile—Chatterbox, The
morning
Cutler, The Castaway, Penang, Osbaldiston, Lady
by
Agnlthes,
urie Evaldne. Tor Faddy Bird, and Mary Ann or filly
HITHURIEL FILLY,
pENANO, and
The Produce
OSBALDISTON I expect will be first, a,cond, and third.
Stakes, one mile and a helf—Lad.Y
Amyott, C.,10t, Bird-on.the-Wing, Womeraiey, merry
Bird. Peppermin, Hop-picker, and perhaps Betbgelert
will
and Evanne. The first three piaces here I aspect _
ba6.'l'dby
W°3IERBLEY, EIRD•ON-TILE- WING, anct
PEPPERMINT.
—lris, Sir
lhe Union Cup, one mile and a quarter
Doctor, Rip-
Rowland Trenchard, Triekstress, Black d
Aaron
p.ilytus, the Italian, Grief, Master Friday, Aaron
Sur.
Smith, Little Fawn, i'l•st Fruits, Deceitful,
Trickstress,
veyor, Flouce, and two or three other
well for this
Black Doctor, and Iris look
uncommonly
race, but I naut fill the three first places with TIM
ITALIAN, DECEITFUL, and FL,.
"cEd a half—Trottssean,
The Biennial stakes, one mile and
- olan
Rachhe,, and perhaps the King of Troy. There
u will carry off this
be no doubt but that Taoussze
stake.
No betting whatever thiorning, all minds being
thin morning,
m completed, it is hoped,
intent upon the settling, to
to-day.
I am, Sir, yours, &c.,
THE SPIRIT OF THE TURF.
June 1, 1852. • a very doubtful starter for Vas
P.S. womersleY is -
and Frantic runs for the Union Cup.
Produce Stakes,

SPORTING INTELLIGENCE.
TATTERSALL'S—YESTERDAY.
THE EMPEROR'S PLATE.
Offers to take 3 to 1 about Voltigeur, and to lay 4 to
1 apt Teddingon.
NORTEIVAIBERLAND PLATE.
3 to 1 &gat Stilton—taken
DERBY, 1853.
30 to 1 agst Lord John Scott's The Reiver—takeu
40 to 1 agst Mr. H. Walters's Lord Fauconberg—S
40 to 1 agst Lord Westminster's The Dope—taken
40 to 1 agst Mr. H. G. Sturt's Doodles—taken
50 to 1 egst Mr. St. George's Bro. to Chanticleer-4
Considerable progress was made with the Derby and
Oaks accounts, and there appears every prospect of the
general settling this day being good.

THE COMING ELECTIONS.—EXERTIONS or Tim
CONSERN • . So great are the efforts making by the
ATITI 6,7
Conservatives to insure the return of as many of their
can.
atesas possible, that there is not a borough in the kings,
dom, for which they either have not already started a candi-
date' or in which they do not. mean to do 40. one of their
friends waited on the managing committee in the heir
Club a few days ago, to see where. a vacancy could be had as be is ambitious of being in Parliament in the Conservative'
interest; and the answer was, that every borough from one
extremity of the kingdom to the other, is already either oc-
cupied, or promised to previous candidates.-11for;ting Adrer. tisrr.

The first steamer of the Australian Mail Company,
which leaves London to-day, for Sydney (calling at Ply-
mouth), has all her berths engaged, the number being 48
first class, 72 second, and (32 third. She will take out, it is
with the lispectors of the Admiralty,
understood, about 250,00,0/. in sovereigns. Her trial trip.
Saturday, was performed on
and her speed was stated to be greater than that
of any screw-boat yet inspected by them. Although bhe waa
not in trim, but was fully one foot by the head, in conse-
quence of being laden with cargo, and 500 tons of coal, she
attained at one time, it is said, a speed of 10.74 miles per
hpur, with slAck tide p,gtd rid Terse Artid

resent
(Hear, hear.) And now, lih
these cases, I may state that weving— dral have at p r""'"
five clerks and 23 widows in the receipt of permanent
annuities—(Cheers)—of course, I include the three widows to whom we have granted gratuities, because
they virtually stand in the position of annuitants. I
hope you all join with us in feelings of pleasurable
satisfaction, that we have been enabled to dispense
such blessings as these.—(Hear, hear.) These facts
cannot be disputed, and the good these annuities con..
fer upon the individuals is, I assure you, most wel-
, come, and it is gratifying to know that they are sin-
cerely grateful.—(Hear.) Much more indeed might
(be done if greater means were placed at our corn-
mand, much more, indeed, remains to be done, to
which clerks do not give a thought. We daily see
the great advantage of such an institution, in conse-
quence of being constantly brought into communica-
tion with those who are applicants for aid. I have
the pride and pleasure to intimate that we are now
in a position to say, that every appeal for relief has
been met, every loan applied for has been granted,
and erery petition for an annuity acceeded to.—
(Load cheers.) Of course I with to be un-
derstood, that in stating this I allude only to
proper 2pplication9, and such as could be legitimately
granted. If this is not a satisfactory state of things I
do not know what is !—(Hear, hear.) Other cases
will present themselves as we advance; but I trust
we shall be prepared for them by increased funds, and
to such an extent that we may render certain what,
at present, is contingent upon our means.—(Hear.)
I think the statement of these things ought to greatly
encourage clerks to come forward and give the asso-
ciation their support. See the good we have done, and
are actively engaged in doing ! I should say, that
11,300/., belonging to the Benevolent department is
invested in the funds, and that five clerks receive 251.
each a-year, and 23 widows 151, involving an expen-
diture of 4701. a-year.—(Hear.) Before I sit down,
I wish to allude for a moment to the business which we
have transacted during this year. In the Assurance
period of last
department, we have issued 193 policies for 35,0001., a
I hope the record loans amo -
unting to 8671., six gratuities amounting to
ve(nll2eal year.—(Hear.)
ale
whaanyceesgtoraonrptehdan.4sl.
of these matters meets the cordial
I shall feel happy to hea
approbation of every one
(Cheers )
hpresent.—(Cheers.) If any
gentleman in the room
of the day is at an end.—r
Mr. Burcaza expressed if
ahsiman,yotherwise the business
observation to make,
the
ee
signalof the
benefitwidowselected
which
the
Ledtion had just con-
ude, and that of
of his own, for
ferred upon her. He assured the
members that he should feel it his dutyirectors
and the
to. promote
. the
welfare of the Association by any means in his power.
(Hear.)
Mr. LLOYD said, he had nothing to remark up the business of the day, except to congratulate upon
directors, and the members upon its nature and re-
sult.
If he had ever entertained any doubts as to
the success of the Institution, the proceedings of that
day were amply sufficient to destroy any such int•
aael sesisaoteia. t i t
pression.—(Hear.) He wished to offer two
suggestions for the consideration of the Managers.
The first was, looking at the extent of emigration
now going on, particularly among clerks, that over-
hardened class of society, would it be possible, con..
sistently with the rules of the Association, in any way
to encourage, on the plan proposed by Mrs. Chis-
holm, the emigration of clerks? Could they grant
loans to clerks who wished to emigrate, on the se-
curity of their relations at home, or the principle
adapted by Mrs. Chieholm's society ? Favourable
opportunities of obtaining employment in our colt).
vies were likely to present themselves to young men
who could not obtain suitable occupations as clerks at
home, and, in his opinion, the most eligible thing
that an active young man could do was to emigrate to
Australia if he could not obtain employment at home.
Secondly, would it be possible for the society to sub-
scribe to the " Hospital for Diseases of. the Chest,"
and one or two other hospitals, so as to be in a posi-
tion to give free admissions to clerks afflicted with
pulmonsry or other complaints ?
The CHAIRMAN replied, that those suggestions
should have the careful consideration of the board.
A cordial vote of thanks having been awarded to
the chairman and directors, on the motion of Mr.
LLOYD, for which the Chairman returned thanks
the interesting proceedings of the day terminated.