The Sun.
London, England, 1852-12-11 00:00:00

DIRECTORS.

R. Yallowley Barnes, Esq., 11, City-road, Finsbury.
G. Noel Clarke, Esq., late 17th Lancers, Junior United Service Club.
George Coode, Esq., Portland-terrace, Wandsworth, and Belvoir, St.
Helier's, Jersey,
Stephen Cracknall, Esq., I, St, John's-gardens, Notting-hill, and 11,
Yew-square, Lincoln's-inn.
George Knox, Esq., 15, Connaught-square, Hyde-park, and Tor

Lodge, Staftorthblre.
Alexander Macle" Esq„ Harrowon-the-Hill.
David C. Poole, Esq., 32, Upper Seymour-street, Portman-square.
William Prinsep, Esq., 147, Leadenhall-street, and 8, Hyde-park-
place West.
Robert Andrew Riddell, Esq., Inner Temple, Barrister-at-Law.
Dr. Scanlan, 21, Upper S eymonr-street West, Connaught-square.
Major Sperling, 14, St. James's-square.

AUDITORS.
F. J. Bigg, Esq„ 126, Strand, Actuary and Secretary to the Medical
Legal, and General Life Office.
William Jones, Esq., Accountant, 3, Guildhall-chambers.

amocsas.
Sir Charles Price, Marryat, and Co.,' 3, Xing William-street, London.

PlffeaCIANS.

Dr. Lewis, Finsbury-place.
Dr. Scanlan, 21, Upper Seymour•.street West, Connaught-square

SURGEONS.
N. T. Chapman, Esa., 16, Lower Soymour•street, Portman-square.
Michael Teevan, Bag., 44, Gloncee.ter-place; Hyde-park-gardens.

CONSELTINIO ACTUARY.
Francis G. P. N alson, Esq., F.L.S.
INSPECTOR OF AGENCIES.
F. P. F. St.rousberg, Esq.
STANDING} COUNSEL.
William Wellington Cooper, Log., New-square, Lincoln's-inn.
SOLICITORS.
Messrs. Hill and M athews, St. Mary-axe.
RESIDENT ISECRETART.
Charles W. Bevan, Esq.
The public is respectffilly invited to examine the principles of the
Deposit System of Assurance, wl deb is based upon tables calculated
by, and Is under the immediate supervision of, Francis G. P. Nelson,
Esq., F.L S., the Consulting Actuary to the ComPan.v.
Comparative Tables to assure 5001, on death, by a person aged
twenty next birthday, on the ORIMNARI and on the DEPOSIT system
ofAssurances.
ON THE ORDFNARY SYSTEM.

The sum the LTihfeeosuffinicet
o zilloonsarywoLoilfg him
topoiyf heor
if
hereeoumnite
dl
07,shwe
would
dinearvye
At the His give him for to pay his current
end of policy the surrender annual premium of ,
Annual thirty at that or sale Si. 6s. 3d. after he has ;
premium yearswhen age, ot his policy, paid into their coffers j
tt to assure the party in case a after thirty 2491.75.63., and which
509/.* is fifty of yel ers'payments they have had the use
years old, death at a ounting to of at compound
hewill have will be :149/. 7s. 6d. interest,t or in
paid into worth 10'1/eh theyhave the event of his death
the office. ha ft the benefit one hour after such
of a t compound omission Payability
interest. i 0 -
ttle more
NoTIIINO.
20 8/.0.3d. • •
Ps 2491.7 s 6d 5001. than
hags 901 801.
.
ON THE DEP4OSIT SYSTEM.
Ifun able to pay, or not
desirous of paying or
, omitting topay,thePe-
licy would still remain
of its FULL value,
522/.25.7d.ti1l death, if
20 years after, no fur-
ther payment beingre-
qulred. Ifhowever the
party, from any cause,
wished to cancel the
Policy, he could not
onlydraw out all helms
put in, viz., 2251., but
a certain bonus of 62/.
20 1/.los 01 2251. 5221.2573 flll7/. 2s. 9d.
25. 9d. in the bargain,
which is more
than one-fourth of the
whole otitis payments,
or he could either draw
out a part, 201. or 501..
diminishing the Policy
only by the assured
value of the sum as
drawn out at the age
when withdrawn. See
Pagess and7ln detailed
pamphlet, by
P. G. P. Nelson, Esq.

* The rates hero selected are 3. those adopted by the English and
Cambrian Office, and advertise. 1 in its distinctive features as low
rates of premium, and professedly • for the lower and middling classes.
In most offices, particularly the' older ones, such as the Scottish
Equitable and the Globe, these rru tes would be much higher. Ia the
former of 101.75. 6d., with 10 shill .lings per cent. entrance fee, would
be the rate to insure 5001. at 20 r ears of age. In the latter 8/. 135 4d.,
to insure the same sum. The hi y :her the rato the more in favour of
the DEPOSIT system.
Money laid out at compound'. interest DOUBLES ITSELF every four-
teen years.
On comparison of these two -.tables it will be seen that a person
under the novel system of DEPO ;IT assurance can secure the follow-
ing advantages, viz., Ist. For a 1 a sum, paid annually, he can assure
a larger sum in case of deati a than under the ordinary system.
2ndly. In the event of a desire ti surrender his Policy he can receive
in this Company, by the above example, which applies to all ages,
THREE times as much as on the o" rdinary system. 3rdly. In the event
of inability or omission to pay, 1 Ms policy remains still his property,
of the same value as it was, th :tough he cease his current payments
for any number of years ; whereas on the ordinary system, he gets
nothing. 4thly. Should he re quire to increase or decrease the
amount of his policy he can do so at pleasure. He can, at any time,
by giving a fortnight's notice, rithdraw any part from 11. up to the
whole amount of his previous pi tyments and with interest. After he
has withdrawn part oue year he can, by a single payment, three
years, or any time afterwards. l'aise his policy to a greater or even
its former amount; and by this system he can at all times regulate
his annual savings by his annual'. expenditure, with the facility in the
bargain of having a fund to fly t o in case of necessity, the same as
in a bank, with this palpable ad, rtmtage, however, that he gets inte-
rest for his money, and in case o f death his family receive more than
the amount of his savings. In ordinary Life Offices be can do no
but his policy at one lapses or is cancelled the moment
such thing,
he ceases to pay his current pre sniums, and, instead of having any
fund to fly to for a, all his har d-earned savings become forfeited the pockets of hi o
the society, and his misfortunes serve to benefit ts
more fortunate co-assurers.
Such a system') is too equitable and too striking to be overlooked
and DEpoSiT assurance is the orrly system of assurance which can be
universally recognized and ado pted when the principles are impar-
tially canvassed, and its palpable benefits become widely diffused. It
confers greater advantages than, a bank because it allows a fair rate
of interest in case of withdrawal, and gives twice the amount in the
hands of the Company to the representatives of the Depositor to
case of death, thus combining tine
ADVANTAGES OF A BA-511C WITH THE BENEFITS OF
AN ASSURKVE COMPANY.
In case of endowment assure Lees the advantages of the DEPOsi I
system are still more striking.
ADVANTAGES OF THIS COMPANY UNDER THE ORDINARY
LIFE ASSURANCE BRANCH.
To those who prefer this branch Policies are granted from 20/. to
5,000/. on every known principles thereof.
Lives in all but the worst stages of disease, and such as have been
rejected by other Offices, are taken at rates equivalent to the parti-
cular disease.
Loans from 50/. and upwards granted on every kind of security,
real or personal, on the most equitable terms to the borrower
Annuities of every description granted on very favourable terms.
Non-forfeiture of a Policy. In case of inability to pay the currant
premiums, the Directors will either purchase the Policy at a fair
market value, or give a new one in lieu thereof, less
re 5 per cent., inte-
rest corresponding in amount to the whole of the previous payments
which have been made.
Detailed prospectuses with tables in further illustration d
of the
appli De-
-
pbsit system, and any further information may bon
cation to the Agents in the country, or to
CHARLES W. BEVAN, Resident Secretary.

B,—Agents Wanted In all parte of the World.