The Sun.
London, England, 1852-11-11 00:00:00

ON THE DEPOSIT SYSTEM. RICHMOND, SURREY.—COPYHOLD and LONG LEASEHOLD
'tunable to ESTATES.
desirous of p payiay,ng or
or not MESSRS. PAREBROTHER, CLARK, and
omitting topay,thePo- LYE are instructed by the Trustees for Sale under the will
hey would still remain of the late Mrs. Preston to SELL by AUCTION .at Garraway's, on
of its FULL value, WEDNESDAY, Nov. 24, at 12, in Lots, a
5221.25.7d.ti1l death, if VALUABLE ESTATE,
20 years after, no fur-
copyhold of the manor of Richmond, consisting of a residence and
ther payment beingre- shop, George-street., Richmond, let to Mr. Cave at 480 per annum,
quired. Ifhowever the and a cottage adjoining, let to Mr. Webb, at £l2 per annum; a
party, from any cause, Leasehold Estate, held for about 54 years, at a trifling ground-rent,
wished to cancel the consisting of a capital residence and premises, No. 6, Spring-terrace,
leMtrtos. Macnab,3frs.uhn atnain agiuyentr
Policy, he could not let to Mr. Smith, on lease for the whole term, at £35 per annum,
onlydraw out all hehas the tenant having paid a premium of £250; No. 5, Spring•terrace,
race,iet t°
put in, viz., 2251., but
,Iyatr/nstals
a certain bonus of 621.; oafud£6Noo;.
3,17 No.
p4r,ingSpfteinrgr-actere,-
l 0 71.10 s Od 2251. 5221.257 d 2871. 2r. 9d. 2s. 9d. in the bargain, let to Mr. George, on lease, at £45 r ann
which is more To be viewed on application to thepe tenants;um. and particulars had
than one-fourth of the of G. M. Frankham, Esq., solicitor, 31, Moorgate-street, City ;
whole of his payments, Castle inn, Richmond ;of Mr. T. B. George, George-street, Rich-
or he could either draw mond ; and at the offices of Messrs. FAREBROTBER, CLABIEN, and
out a part, 201. or 501., Lilt, 6, Lancaster-place, Strand.
diminishing the Policy
only by the assured ARLEY CASTLE, STAFFORDSHIRE.—The ANTIQUE and MO-
value of the sum se DERN FURNITURE, Collection of Egyptian and Etruscan AN-
drawn out at the age TIQUITIES, Coins, Snuff-boxes, valuable Library of about 4,000
when withdrawn. See volumes, Manuscripts, Proof Engravings, Drawings, and Copper
pagess and7in detailed Plates, Service of 3,500 ounces of PL kTE, Cellar of WINES,
pamphlet, by Linen, China, Glass, and EFFECTS, the property of the late Earl
F. G. P. Nelson, Esq. MOUNT NORRIS and Viscount VALENTIA, deceased.

ESSRS. FAREBROTHER, CLARK, and

* The rates here selected are those adopted by the English and
Cambrian Office, and advertised in its distinctive features as low
rates of premium, and professedly for the lower and midd.ing classes.
In most offices, particularly the older ones, such as the Scottish
Equitable and the Globe, these rates would be much higher. In the
former of 101. 7s. 6d., with 10 shillings per cent. entrance fee, would
be the rate to insure 5001. at 20 years of age. In the latter 81. 13s 4d.,
to insure the same sum. The higher the rate the more in favour of
the DEPOSIT system.
** Money laid out at compound interest DOUBLES ITSELF everyfour-
teen years.

/11. LYE beg to inform the nobility, gentry, and the public,
that having disposed of the above estate, they are instructed to SELL
by AUCTION, at the Castle, on MONDAY, December 6, and nine
following days (Saturd Ay and Sunday excepted), at 11 for 12, pre-
cisely each day, the valuable
CONTENTS of the CASTLE, •
including antique fhiniture, in carved oak chairs, library and dining
tables, garde de robes, coffers, figures, &c. ; modern furniture
of the best manufacture, comprising a drawing-room suite in rose-
wood, library and morning-room appendages ; in the dining-hall
suites of crimson cloth curtains 18 feet long by 22 feet wide, sets of
dining tables 2b feet 8 by 6 feet 6, 16 feet 3 by 4 feet 6, 11 feet by 4
feet 6, carved sideboards, and sideboard tables, chairs in morocco,
nearly new cut pile, Turkey and Brussels carpets and rugs, marque-
terie and walnut-tree cabinets ,and tables, pedestal, bracket, and
hanging lamps, winged and other bookcases, mineral and shell cabi-
nets, &c. ; the bed chamber appendages are nearly new, in the best
taste, and comprise Spanish mahogany four-post, French and field
bedsteads, and brass, iron,: and tent bedsteads with Cashmere,
damask, and chintz hangings, excellent bedding, Spanish mahogany
winged and plain wardrobes, marble-top and other washstands, with
china fittings, dressing and cheval glasses, tables, &c., and the usual
requisites for the servants' apartments.

On comparison of these two tables it will be seen that a person
under the novel system of DEPOSIT assurance can secure the follow-
ing advantages, viz., let. For a less sum, paid annually, he can assure
a larger sum in case of death than under the ordinary system.
2ndly. In the event of a desire to surrender his Policy he can receive
in this Company, by the above example, which applies to all ages,
THREE times as much as on the ordinary system. 3rdly. In the event
of inability or omission to pay, his policy remains still his property,
of the same value as it was, though he cease his current payments
for anynumber of years; whereas on the ordinary system, he gets
nothing. 4tlaly. Should he require to increase or decrease the
amount of his policy he can do so at pleasure. He can, at any time,
by giving a fortnight's notice, withdraw any part from 1/. up to the
whole amount of his previous payments and with interest. After he
has withdrawn part one year he can, by a single payment, three
years, or any time afterwards, raise his policy to a greater or even
its former amount ; and by this system he can at all times regulate
his annual savings by his annual expenditure, with the facility in the
bargain of having a fund to fly to in case of necessity, the same as
in a bank, with this palpable advantage, however, that he gets inte-
rest fur his money, and in case of death his family receive more than
the amount of his savings. In ordinary Life Offices he can do no
such thing, but his policy at once lapses or is cancelled the moment
he ceases to pay his current premiums, and, instead of having any
fund to fly to for aid, all his hard•earned savings become forfeited to
the society, and his misfortunes serve to benefit the pockets of his
more fortunate co-assurers.
Such a system is too equitable 'and too striking to be overlooked,
and DEPOSIT assurance is the only system of assurance which can be
universally recognized and adopted when the principles are impar-
tially canvassed, and its palpable benefits become widely diffused. It
confers greater advantages than a bsnk because it allows a fair rate
of interest In case of withdrawal, and gives twice the amount in the
hands of the Company to the representatives of the Depositor in
case of death. thus combining the
ADVANTAGES OF A BANK' WITH THE BENEFITS OF

,
AN ASSURANCE COMPANY.
In case of endowment assurances the advantages of the DEPOSIT
system are still more striking.
ADVANTAGES OF THIS COMPANY UNDER THE ORDINARY