The Sun.
London, England, 1852-09-28 00:00:00

In cases of ordinary Life Assurance, on failure to pay the pre-
mium, the Policy would lapse, and all previous payments become
forfeited to the Society.
To persons, therefore, of limited incomes, or whose incomes are
dependent on contingent circumstances, and who, from fear of being
unable at some future time to continue their annual premiums, have
hitherto neglected to avail themselves of the benefits of Life Assur-
ance, the advantages of this institution over any other is too obvious
to require comment,
Every description of ordinary Life Assuranusines transated.
Policies from 10/. to 5,0001., on every knownce pr inciples of Life As-
surance.
Policies not void on account of suicide.
" Diseased" lives, and lives " declined" by other offices, accepted.
Premiums maybe paid in any way most convenient to the assured.
Annuities and Endowments granted upon more favourable terms
than in most otlices.
llalf-premium Assurances during the term of seven years.
Loans are granted on every description of Real or Personal Secu-
rity, upon terms more advantageous to the Borrower than in any
similar institution.
Indisputability of Policies. To put this matter beyond a doubt,
the common declaration as to the health and habits of the person
assured will net be inserted in the Policies.
Medical referees are paid by this Society in all cases for their pro-
fessional reports.
Commissions are allowed to all parties introducing business to this
Fociety, on a most liberal scale.
Detailed Prospectuses, with Tables, in illustration of the peculiar
features and advantages of the Deposit system, calculated by F. G. P.
Nelson, Esq., expressly for this Company, may be obtained on ap-
plication to any of the Company's Agents; or to
C. NV. BEVAN, Actuary and Secretary.
N.B. Clergymen and Ministers of all denominations are particu-
larly invited to examine tho principles lof the Deposit system of
assurance.
Agents and Medical Referees wanted in all parts of the kingdom.

UNITED KINGDOM LIFE ASSURANCE
COMPANY.
Established by Act of Parliament in 1834.
8, Waterloo-place, Pall-mall, London.
HONORARY PRESIDENTS. London
_.
HONORARY Falkland
Lord Elphinstone
Lord Belhaven and Stenton
William Campbell, Esq., of
Tillichewan.
BOARD.
.M, Esq., Chairman.
;sq., Deputy Chairman.
J. G. Henriques, Esq:
F. C. Maitland, Esq.
William Railton, Esq.
F. G. Thomson, Esq.
Thomas Thorby, Esq.

Earl of Courtown
Earl Leven and Melville
Earl of Norbury
Earl of Stair
Earl Somers

LONDON
CHARLES GRAIL%
CHARLES DOWNES,
Q. Blair Avarne, Esq.
E. Lennox Boyd, Esq., Resident.
Charles Berwick Curtis, ESQ.
William Fairlie, Esq.
D. Q. Henriques, Esq.

MEDICAL OFFICERS.
PllYSICIAM.—Arthur 11. 3t
sall, Esq., M.D., 8, Bennett-street,
St. James's.
SURGEON.—F. H. Thomson, Esq., 48, Berners-street.
Tho bonus added to policies from March, 1834, to the 31s
December, 1847, is as follows :

Sum Time Assured. Sum addedtolSum addedto' Sum payable
assured. PolicyinlB4l Policyin 1848 at Death.
---,------- ----- ------
£5OOO 13 years 10 mths X 638 6 8 £787 10 0 £6470 16 8
*lOOO 17 years •• •• 157 10 0 1157 10 0
500 1 1 year •• •• 11 5 0 511 5 0

* EXAMPLE.—At the commencement of the year 1841 a person aged
thirty took out a Policy for 1,0001., the Annual Payment for which
Is 241. Is. Bd.; in 1847 he had paid in Premiums 1681. I Is. Bd. ; but
the profits being 214 per cent. per annum on the sum insured (which
is 221. 10s. per annum for each 1,0000, he had 1571. 10s. added to the
Policy, almost as much as the Premiums paid.
The Premiums, nevertheless, are on the most moderate scale, and
only one-half need be paid for the first five years when the In-
surance is for Life.
Every information will be afforded on application to the Resident
Director.

GENERAL LIFE AND
FIRE ASSURANCE CMPANY,
Estab.
Empowered by Special Acts of Parliament, 3d Vic. and
, C. ax.,
10th Vic., c. 1.
62, Ring William-street, London.
Capital, One Million.
DIRECTORS.
The Right Hon. the Lord Mayor. James Pilkington, Esq., M.P.
George Bousfield, Esq. Thomas Piper, Esq.
Thos. Challis, Esq , Ald., M.F. Thomas B. Simpson, Esq.
Jacob O. Cope, Esq. Hon. Chas. P. Villiers; M.P.
John Dixon, Esq. John Wilks,
Joseph Fletcher, Esq. Edward Wilson, Esq.
Chas. Handley, Esq., M.P.
The MICHAELMAS Fire Renewal Receipts are now ready, and
may be had on application at the Head Offices of the Company, or of
any of its Agents throughout the country.
In the LIFE DEPARTMENT the Company transacts all busi-
ness relating to Life Assurances, Deferred Annuities, or Family En-
dowments, upon the most liberal terms consistent with sound princi-
ples and public security.
LOANS granted on personal security, and the deposit of a Life Po-
licy to be effected by the borrower.
To al Agents, Solicitors, Auctioneers, and Surveyors, a liberal a'
lowance is made.

By order of the Board,
THOMAS PRICE, Secretary.

NATIONAL ASSURANCE AND
DIVESTMENT ASSOCIATION,
7, St. Martin's-place, Tr
with
is qua Association, which
established in May, 1444, on a plan peculiar to itself, secures equal
advantages to the surplus capital of the afilaent, and the provident
opsavings of the industrial classes of the community, and d
b an
portunity for realising the highest rate of interest yieldeyaffords first-
class securities, in which alone the money is employed.
Moneys deposited with the Association, for Investment, are
exempt from liabilities on account of life contingencie
s. as well as
the expenses of management, which are borne by the Life Depart-
ment, in consideration of the business brought entireit by investment
transactions ; therefore, Depositors enjoy the profits yielded
by their capital free from deduction of any kind—an advantage
which no other Institution, either public or private, holds forth, or
can afford, to its members.
Interest or Dividend, is payable half-yearly, in January and July.
Capital Stock, £lOO,OOO.
The Capital Stock is altogether distinct and separate from the
Deositors' Stock nte Ivestment Department. It constitutes,
withthe Premiumi Fund, an gaarantee for the engagements of the
Association, and has been provided in order to render the security of
the Assured complete.
LIFE DEPARTMENT.
This Department embraces a comprehensive and well-regulated
system of Life Assurance, with many valuable and important im-
provements.
Full information and prospectuses may be obtained, on application
at the Bead Office of the Association, or to the respective Agents,
throughout the United Kingdom.
PETER MORRISON, Managing Director.
N.B. Applications for Agencies may be made to the Managing
Director

DR. CIILVERWELL'S NEW WORKS.
To be had of Sherwood, 23, Paternoster-row ; Carvalho,
147, Fleet-street; Mann, 39, Cornhill ;or direct from the author ;
price One Shilling each ; by post, Is. 6d.
ENJOYMENT OF LIFE.
"Health, Eecreation, and Rational Uso of Time."
CONTENrB:—Early Rising—Spring and Summer Aornings—Es-
cursions about the EnViTOTIS of London—The rams, Lanes, Hilts,
Forests, Fields, High-roads, and other pleasant places—Country
Trips and Rambles—Tile Sea—London at Night—Evenings at Home
—Music—The Drama—On Eating, Drinking, Sleeping, Bathing,
Air, Rest, Ease, Occupation, tcc., gr,e.

FRAGMENTS FROM THE MOUNTAINS. Two Vols.
Vol. I.
VISIT TO THE LAKES 4 SKETCH OF EDINBURGH, &c,
Vol.H.
THE LASES OF KILIARNEY; REMINISCENCES OF
DUBLIN, &c.
111.
WHAT TO EAT, DKIKK, AND AVOID,
u That three score years and ten our course may run."
A popular review of almost every form (cause and cure) of ner-
vously-debilitated health and eufeebled constttution, that harasses
the young, besets the man of pleasure, business, or study, and em-
with tables and rules for the diet and physical mu-
.baittlr s
oofldevagerye ;day
life.

Iv.
THE PASSIONS.
"What passions hurt the body—what improve,
Truths as refined as Athens ever heard."
S Bar :—Life's pilgrimage, from infancy to old age. The ad,
vent o the passions. Chastity and itws
itinfh
irlilnuesetrnaletinotnas.
grTahpetdecatsiili,sirl:
tti dissipaies oflicenonsness snd
nar-
rative, and remediative. AdVocacy of early marriage&
V.
THE MARRIAGE STATE.
glen regarding marriage, To be or not to be, that is the question."
to be be
ag
rs°6lAl674ll:—Laws and obligations of na
eieture,nh society, and ran-
coseitn.pi andnu
choice, on both
figure, to. secure healthy offspring, with the
Physical defectiveness and its removal. Sterility and its conversion.
sides,as
sobserved
tem art of rearing them.
pobryarntt e,r
Cases, &c.
matters.
atllLagyeceput-ipolnace, hoursuegendat,il
By R. CIJLVERWELL, M.D. (1841), M.R.C.S. (1827), L.S.A.
1
824). Twenty-
eytr tillee
Twenty-five Years Medical and Forensic Referee in these
Five. Evenings, Seven till
Dino. i