The Northern Daily Times.
Liverpool, Merseyside, England, 1856-12-17 00:00:00

EVir EDUCATIONAL MOVEMENT

natia,7og was held on Monday, in Manchester, for reconsi-
Zw of.--
.‘of the resolutions adopted at a conference held by a
.p Air leading educationists, with Sir John Pakington,
4416.' " the 19,1 ult • and further considered, amended, and
altletFil,4:ll,at a larger 'Meeting held on the sth instant. The
t 41014,? o' Ronday which was for further considerationoftlie
1,1541 ;Gas, Was of 'a
very influential character. Mr. Thomas_.
catte; I)i:esided. Among the gentlemen present were Sir
inJ
Za:Pi:Z:7s- W. .fißuarytneerr Wood, E. R. Langworthy,
J.
James Heywood, 5" ' H.j.
n°44.2.ll%;lh'°l°rn Watki'n A. W
.. interbottom, theßevds.
z,SI 4,0; 44'e5°103:4. iDr. Davidson, Dr. M'Kerow, J. P. Pitcairn, vy
, T. R. B'ntley, John Brown, Dr. Beard,
ru.
Willi(Caharn) William Gaskell, &c. ; Messrs.
(Tilli it'' y 'R
M. Shipman, Thema
171,liam
bk-il'hi:la lar,ja,u'es Al• B. rman Thomas A,bton, . I _
el 3: it,—,eais Taylor, Alderman ,Shuttlewot Shuttleworth, Councillor J .
illtttizion,".Rl 11t(nle, Thos. Binyon,inJeosfeopilhowA
i are he reso-
nsghworth, Walter
._s ":1,,, adopted SZtilhees'sB4the, and su.bmitted to the meeting—
.lool 'at
a rate for education is desirable." 2. "Thats eael..l
kotitlttlm biticitestui7eihrigiald from tiiejsrate shall be subject to in p
paid for out of the rate shall
hihtlelt,e°4 te thlLP°lc.ti?n as
Loftioall schools
-441. b,„: entitled etoreaidigmouust n
the rate, provided the thStruc-
-4 ti;7r tham religious,shall come up to a required standard,
Th4t3",,..*(),child shalle excluded on religious grounds."
talmol, 'eltinctive religious formularies, where taught, shall be
147)01,4.8°44 hour, to be specified by time managers of the
44te .41 each case, in order to facilitate the withdrawal f
41,4 ellildren
:tNet, Whose parents or guardians may object to their.
hm 7,4 in such distinctive religious formulaties."
ins
:ncti„ of
be no interference with the management or
ige 1,,.4 Of schools other than may be needed to carry out
kitlia',l;aciPles of the foregoing resolutions.'' 6. " TlLit the
tay:°)° rate be administered by local authorities, to boo epe-
e
4liOle r-lected by and out of, the ratepayers for the impose.'
tcui:4°l, Algona by,
the essentialpoints raised in there, were
jitl;4‘tesei`‘el. .virith. keat fulness and pe.rfect candour, by Messrs.
4 ~..errov, "„..e9 R. Wood, Revs. Canon Richsen aid Dr.
41;.,a1. hi' .alt srs W. Gibb, A: Winterbo.tto.m, T. Ashton,
r '' °tilt. Shipman
Cawley, Revs. Mr. Pitcairn,
,D, r Beard,
-4014ti,-..ta• The Rev. Canon Richson moved that the
f
1414_tionaia..1;')W read be approved as
.a basis for a system o
-4.tv 4:1 vuucation." The resolution was seconded by the
4,PPoipur* ACerrovv, and adopted unanimously. resolution
Ninti„nß 4 committee " to promote the adopAtion of the
A 194 of Bir
....i _ par 'amen , d b
Entwts e.
blt'ti
414
bY
act of l' -t
" was then adopted on. thei
clivtn,,,.
_. n Potter, secorcle y
Thomas Bazley as
14_14441, I.s._alub committee, with Mr.
motion
cc. Mr. James
i4;°3,0,4 wlitri also appointed on the 0 I
li.keedin LP., seconded by Mr. J. C. Harter.. The
th.::llelat ir'l°.hich were charac erised by great cordiality, were
I,4llati, :
theee' by a vote of thanks to Mr. Batley, as
t:._ II". 61 motion of Mr. W. R. Wood, seconded by
-'444.ehairacion Richson, Mr. Entwisle having taken the
I)/
it, 'O(4.

til.,„ Imo, ------------------
e workmen
s) 011 Mon.., 9P A SEELETON.--While BM
t;Mist uaY making an
.excavation in the rear of the
;„41tletstilninirt.ister;
n they came upon a
house in this tow •
ktp not be.* wonderful state of reservation.p Its interment
k e been Plat
the depth of three feet, and it appeared to
44 oceupPielaaced there nneollined ; the body appeared to
ls *eta . a doubled up position. The skull and upper
4.441.P_1r-oitiaerY,Jrfeet, and the regular row of teeth in
:the
4k, :." lonicate that the deceased had been in the prime
, 44,4,,Rertoick Advertiser-
-111411442'e1i11e 8 151411 Y INKSTAND.—" Beyond all other
. milady-
% fee 1.... then i 0 especially that of cleanliness, and it
14 fur -- Frtvate_r?oms without
ia the risk of spilling cloths
18 filbtlire,,_
jis 4,2 i 61 ...Lincoln, 12ut rad,
to OtGirsto .„,' de, and 35 6,1 each. and Stamford Mercury.
4 --. hie , . wrtrrirso INK.—What a deliaious treat it is
1414 ' ab
*itil f flowing writing ink.
,s 3 spes.a ree, ow
We have often
uPelltd -.4 to quarrel with our very finger ends when
444 ink. 4r.Vome of those
13,1t-.4 ,O use
tahbojmhhinhabstlreeeqtu,ahsai-sflpuriod:
4,l(loreilttin it,k, Which T.
IhEall' otrfiSedolland we do not hesitate
lt;°!> fintinee it one ovrfetheabv:st kind we ever used. .It
u?se
`iceitt It-fZ 91e pen, and is amongst other this atlng_al Daily
4s 24 nay and intensity of colour.- Northern
1v
lit,lL-1.4_,e/1 October, 1853.—501 d in Bottles, 6d, s, and
Zd4.1,11„„e.
ttlitAbi S"v Itix STAND. —We have
kts e ink
that we
the,. 44; atands, and find that it used one of these
surpasses all .
Nell pr, 1 a word, it keeps the ink f
ro .
N'ti 4th "sries It and f e The pen is preserved as
m the air, and
th,‘ e ink , pure re :
tkatnt fear .., it tuay be used in the midst. of your papers
444 .4 cannot blotting, and is so simple in its arrangement
tresttlose qj got out of order.. It Is a boon to all writers,
carpets
th , hose wklo wish to keep their table covers and elttlqettl.ll4k, -blots should never suffer any other toetltyr
"ea 18 8,7-11ampshire Telegraph and Sussex Chronicle.
", 29 6d, 35, and 3s 61 each.

J.'
MANTLES avid JACKETS are so
SAC,erY generally worn this Season,
Aee ,t'ENNAN 36, CHURCR-STREET,
tOPt-tv,Trh 'PAKER-STREET),
:
oti;;lAejeag"Eementa to have a Case;of Paris MANTLE&
Ilet" !alibi -0: in Velvets, Reversible Cloths, and all the
Wc. Blaterials, delimed Every Week forsthoe.
ti"R the ivonths; therefore, thoze Ladies desirou I
ashions as soon as they make their appearance
ioR tolicet°4lhine with moderation in prices, Rye respect-
-4%7014 Ittd to tastyect the Stock.
iiC„EIVED, from London, Two Cases contain-
1p price of 4s MANTLES, commencing at the extraord,n-
ltd. each.

134Aur
(L
"AND
-." 4-OSITE PAMANTLE
RKER STREETWAREHOUSE,
AAI
littllct A C D I
, 411,°X AND'EAIS?..AITTIOJAL ASTRONOMY,
,k; A p —lll.lr Atalanta), PRACTICALLY. BY N
1%,
'FAIN A. MACNAUGHTA ,
Ithp ACADEMY,
ii, Opt m,,, and the.
"%Ns_ 24, a'-' „?..!.RR_MARINERS' ASSOCIATION'S ROOMS
'litre forfZeotiprolGplir-olleru:,aranEy
of the opticiiang.

A It M ID

INSURANCE AGENTS

THE

TO TRH EDITOR OF TIM NORTHERN TIMES

Sir,—All Insurers must. I think, become some-
what alarmed at the startling disclosures recently
made in the Assurance world, and begin to regard
with some little anxiety those formidable pieces of
piper known as policies, which it would appear,
by the bye, anything but poli y to hold, as from
several notorious instances, recently adverted to in
your columns, those documents now form about the
most certain introducers to expensive law suits,
and ruinous litigation, that any briefless barris er
could desire.

I beg to offer in support of this observation, a
few remarks on the two notorious cases of " Laurie
v. The Merchant and Tradesmans' Insurance Corn
pony," and " Gosling v. The New National Insu-
rance Company." Any d-spassionate reader, sitting
down to investigate the merits of these two cases,
can only arise from their perusal Zvi h ihe convic-
tion that, seeing the extraordinary privileg s of
Insurance companies, there is no security to any
po icy holder whatever
The cases are singularly similar in their main
details, with this important difference, thit the
heal.h and habi's of Gosling were ques ioned, but
!he allegations not substawia'ed. Whereas. in the
Laurie case, the hea'th of the assured was admitt-d
to be so good that there was no need to question it
at all. The principal obj->c ion in both instances
rested, singularly enough. on the manner in which
the proposals were filled up—and what is perhaps
more singular, the agent's part of such filling up.
In the Gosling case he had en,irely his own way,
as the Insurer himself could neither read nor write.
In the Laurie case, the agent perpetrated an inter
lineation, upon the untrwh of which the whole trial
depended. Of course, in both cases, the agents'
say that everything was done at the wish of the
assured. And in both cases, too, in consequence of
the agent's assertions, and in despite of the evidently
interested motives which prompted those assertions,
we find two families deprived of that provision
which the Assurer would appear to have intended
honestly to secure to them

Now, sir, what justice, what honour, is there in
disputing policies, the original contracts for which
were actually prepared by a Company's agent in
such a manner as to secure their acceptance ? How
does any assurer know, if an agent's interfetance
without sanction is admissible, what lies he may be
made to utter in his proposal, and what damning
evidence the agent may, from " his own knowledge,"
rake up after the assured's dicease, to invalidate the
policy ?
Who can, indeed, tell what policy is safe, and
what not, so long as a company can secure agents
who are willing to capture a life in the first instance,
receive the premiums in the second, and then, in the
third, stand most unblushingly in a court of jus ice,
and deliver themselves of assertions which, however
little they may contribute to their own honour, make
worth still less, if possible, the policy, they and their
employers were so eager to prepare ?
Sir, the startling question must force itself strongly
upon public attention Why are companies thus
exempt from the consequences of the ac's of their
agents ? As I take it, agents are part and parcel of
the working machinery of a company—their deeds
are endorsed in every instance by the directory, who
have sufficient power to insti•u'e every necessary
enquiry. I submit, therefore, that it is a monstrous
insult to the in. elligence of the nineteenth century,
that any company should bo permitted to evade a
claim when the cause o' evasion is really and truly
no defect in the lfe assured, but some statement
inserted in a proposal by their own agent, which, in
point of fact, should be tantamount to inserting it
themselves It would appear inde d to be but too
true, as your able correspondent of to day states
" that no policy exists whose v.tlidity or other worth
lessness may not depend on the whim or interest f
the company insuring it " I must apolog se for
being led away to his length, but the local interest
attached to the case, the injustice of which you have

cient excuse for the length of ibis letter.
In conclusion, I would suggest that it would be
well for all policy h lders to dem Ind of the office in
which they may be insured, an investigation durn,7,
their the time; and then, for the secu i.y of their
family, have officially written across the face of their
policies that gordian-knot of a word—
Dec. 15, 18.56 INDISPUTABLE.

WHAT NEXT ?

TO THE EDITOR OF THE NORTHERN TIMES

" Tell it not in Gath !" publish it not in the
streets of Liverpool ! but, evidently, some of our
gaol old Tory friends (so called) of the rabid sec-
tion, are at their dirty work again, and their filth is
now displayed on the walls of this town, in the
shape of an appeal to the Electors—and for what ?
The sham is, that one of our representatives, Mr.
Ewart, presided at the " Sir William 'Wallace monu-
ment meeting" in this town ; and that, as a " vul-
gar" Professor in'Edinburgh had lately been hitting
rather hard at the English, their church establish-
ment, eze ; and that, as a matter of course, the
" London Thunderer" had replied with a loud
peal. The small pop-guns, in imitation of the big
gun, get charged,rand fire off du it penny-a•liners
against these vulgar barbarians, the Scotch, and a'
their kith and kin, for presuming to say a word against
immaculate England . But the meeting here was not
called to indorse the Edinburgh Professor's speech
any more than the speech of the Pope of Rome, and
no allusion was there made either to the speech of
the one gentleman or the other. The report of that
meeting appeared in your paper, and no true-
hearted Englishman could say a word against what
was said there.
Now, as regards Professor Blackio's speech and
the Times' reply, most of your readers have read
or heard of both, and can judge fqr themselves ; but
from the growl, any one not prejudiced would
fancy there is some truth in the Professor's words,
and that he has given the corns of the
grumblers a squeeze. There are, no doubt,
corns (alias superguous growths and abuses), in
our English church as well as State establishments,
and no intelligent Fnglishrnan will deny this.
Let our friends, therefore, extract these corns, and
then they need not fear the pressure of any speech,
but will feel all the more easy and comfortable for
their extraction ; and if Scotehmen point out
England's faults (wiih all her faults Scotchmen love
her still, notwithstanding all the Tory abuse of
poor Scatchtnen), and England points out the fail-
ings of Scotland, we may soon hope for the chance
of each setting their houses in order ! There is
nothing like free and public discussion ; churning
produces butter, so wholesome agitation will result
in good. England and Scotland are now one
nation, and all liberal and intelligent Englishmen
would frown upon any unworthy efforts to sow dis-
cord between the two—rthe nose and Thistle (not
forgetting the Shamrock and Leek) are now
entwined, and ever must be so; and as for this
one's speech or that one's speech—why, what is
it in a free-press country like this, but as
the member of one family lecturing on the
faults of another member of the same family, and
what is that? Why, it is only an act of kindness
and brotherly love—(mankind should never forget
they are all brothers and sisters)—though often, as
in their case, often pt4ervyise interpreted, for all
like praise more or less, and fey/ censure, But for
any one to attempt to damage Mr. F-.;wart in the
estimation of the electors of Liverpool, from his
presiding at such a meeting as that named, is
absurd, ac all Englishmen who love freedom and
nationality must resnpei the memory of Wallace as
much as Scotehmen, therefore, using this so a
pretext, is too glaring not to be apparent to every
one who is not actually blind, for our friends to be
consistent, may as well abuse Mr. Horsfall for pre-
siding at one of the Hope-hall Lectures, or at any
of our corteerts for the people; nay, our friends had
better keep quiet, and not attempt to gull the
liberal and enlightened electors of this town— they
know their game, and, rest assured, pee it, and will
avoid their trickery.—Yours, 4e.,
Liverpool, Dec. 12, 1856. A TRUE BRITON.

Early on Saturday morning information was brought to
the police station, Cardiff, that dufng the night or early
in the morning the shop of Mr. Spiridons. one of the
largest jewellers in this town, had been broken into, and
property to the amount of nearly £3OO stolen. The metro•
politan police force were informedof the robbery by electric
telegraph almost as soon as it was discovered.