The Northern Daily Times.
Liverpool, Merseyside, England, 1856-01-17 00:00:00

use opinion on
ire agreed that

yet unworked, is so:v

st and in creasing as, practic

leave'room for three times as many assurance companies
as already exist ; the more so as tew of those in existence
seek to do business with the industrious classes, or the
smaller kind of tradesmen. Moreover, it is to be remem-
bered that not only are the numbers of the population at
large yearly increasing, but the materials for assurance
themselves are gradually changing each year; new lives
are born; new lives come of age; new lives have commer-
cial transactions, or marry and require policies of assu-
rance. Hence the Well can never be dried up while the
world lasts.

That altogether scarcely a quarter of a million of per-
sons should have been assured in the United Kingdom,
when the population of England and Wales alone was, in
1851, near eighteen millions, and is increasing at the rate
of more than 200,000 souls a year, is conclusive evidence
either that the public do not yet fully understand the ad-
vantages arising from the assurance system, or that the
majority of existing companies, from the manner in which
they conduct their business, do not meet the practical
requirements of the people.
A great, though gradual, increase is, however, notice-
able during the last ten years in the number of persons
assured, more particularly by those institutions which
are usually denominated class offices; and this increase
leads naturally to the expectation that tens of thousands,
before long, will avail themselves of life or other assurance
where hundreds do at present. We concur, also, with an
opinion recently expressed, that there are many class
interests, as yet not addressed, which future class offices
will succeed in enlisting on the side of the assurance
principle. . _

Sir,—No man with a grain of sympathy for his fellow-
man can possibly travel by the Southport railway as far
as Bootle, without feeling deeply grieved at the sight of
number of small and closely-packed houses that have been
erected, and still are being erected, at the north end of the-
town. lam quite aware that we cannot all expect to live
in Zstately mansions, healthfully situated in suburban.
localities. Ido not ask for the well kept lawn—the ser-
pentiue walks—the artistically placed ornamental ,piece
of water. These pleasurable delights, with recherche din-
ners, with splendid equipages, and a goodly ret nue of
servants, are the rewards of industry—assist trade, and
tend, by their example, to produce good taste, and an
elevation of sentinlent, even among the working classes.
Let such blessings be use 1. and not abused—let them be
received with a thankful heart, and let the influence that
they naturally bring with them, be seized upon, to pro-
is, and well-being of our fellow-:men, and
• may be enjoyed without a pang; and
id of death is laid heavily upon us, they
thout a sigh. I have no wish then
deprived of their comforts, or

rteci from w

luxuries ; buE I do wish to see the lower
classes cared for, as if they were members of the same-
body. I do wish to see the great characteristic of that
holy religion which we profess, fully carried out—remem-
bering that "both he that sanctifieth, and they who are
sanctified, are all of one, for which cause he, our Lord and
Head, is nr ~:.timed to call:us brethren." If then there be
5 an naive' II brother'

ood, one body, so to speak, it is only
ember suffers, the whole body

reasonable that when one r

should suffer with it ; and, as I hope to shew that a part
is now so suffering, I trust a remedy will be found, even:
though it entail a loss upon other members of the body
who are living at ease and in security. The great objec-
tion that I make to the houses in question is simply this :
They are being erected on the refuse of chejnical works.
I have seen this refuse tilted on the ground in a smok-
ing state. The smell, even in this frost which usually
hides from us offensive seents,;is highly disagreeable to the
olfactory nerves. I cannot believe otherwise than that.
such an odour must be highly injurious to health. I could
not be prevailed upon to live in such a locality, though I
were offered a heavy reward for so doing. I question
any member of the town council would reside there with
his family on any terms. If then I, and they, shrink from
such a residence, on the score of health, it is plainly my,
and their duty, to do our utmost to abate the evil, if we
cannot entirely remove it. Inwriting this letter I have
done what I can in the matter, and it is the part of those
who read it, to do theirs. They, sir, may silence the voice,
of my feeble advocacy—they cannot silence the voice of
conscience.—l am, sir, yours, &c.,S, ,TnE NORTHERN.
Liverpool, Jan. 15, 1856.

P.S.—lf any loss be sustained by the owners of the
chemical works by extra cartage, or by the entire remo-
val of their works beyond the boundaries:of the town,
compensation might be awarded to them for such loss-

We read in the Journal de Constantinople :—On Thursday
last the obsequies of one of the wives of his Imperial
Majesty (the Sultan) were celebrated with great pomp,
the body of the ''rincess being interred in the Mosque of
Yeni-Djawi. All the ministers and high functionaries of
the Porte followed the remains to their resting-place.