The Express.
London, England, 1856-05-07 00:00:00

THE EXPRESS, WEDNESDAY EVENING, MAY 7, 1856.

not be eradicated likerrime. Until it is, for tie Adore
of Italy there is no hope.

gOt court.

- -
Hee ',Witty end the Prince Consort rode on
bombe& yeederday stoestsg, eesreepounied by the Prisons
&ice. wed attended by the Hos. Emily Graham% Colonel
therlistio C. a Phipps, Hej vlleserel the MK. Oradea
Grey, aid Captain De Plat
The Denier of Kest silted the lasses.
Prises Arthur end the Prioresses Heists end Unties
visited the Gaitskill Gardens is the Esesat'slark.
The Queen took a drive in the afternoon la ea eyes
carriage end lost, sesosipenied by Priem Arthur sad the
Patents Leg e., and attondvd by the Hon. Emily Catesert.
Tee ennerrite In wattle, were in attendance on h Teaneck.
Prices Adx is rode as hosebask, attended by Copula Ds
Plat. _ _

"DEPEND upon it," as Dr. Joniesox says, " when
a man is going to be hanged, hi; lastalties an•erfes.
Wally codipentrated." They die seareely Iles so
when help gulag to be raind L boaittiful instate
of this development of the mental powers under the
ITEEMIIII of imminent neesesity has just been he-
sitated by a report which appeared in oar yesterday's
impression of certain proceedings relative to the affairs
of a defunct Company that some before the Monza OF
THE ROLLS on Monday lest. Those who have watched
the course which a sense of public duty has impelled
us to take with reference to the Protestant Assurance
Society and its congeners, will learn without surprise
that the institution which bas furnished us with the
last new phase in the science of organised roguery is
once more an Icaurance Compeny. We have lately had
occasion to contemplate these remarkable associa-
tions under various interesting aspects. We have
seen them resisting fair claims by frivolous and
fraudulent defences, repudiating the inconvenient
honesty of their own mediums, supplying cooked
reports of theiggroceedinge to the public press, de-
claring divideM under the premiere of debt, endea-
vouring to extend a business which they ought at once
to have abandoned, and actually taking premiums for
life policies at the very moment when ender distraint
for the rent of their offices. It seemed difficult to
any the science of deception farther than this; our
old friend the Protestant Life has fairly been beaten
oat of the field by the superior ingenuity of an asso-
ciation rejoicing in the imposing title of the Universal
Provide* Lffe Insurance Company.
This admirable iostitutiou seems early to have
taken all the ordinary degrees in the progress of
debt, extravagance, and defalcation. As far back
as October, 1864, the payment of rent had become
highly inconvenient; their landlord was harsh and
exacting; a distress had been put in; the salaries of
their secretary and clerks were in arrow; they owed
between 4,0001. and 6,0004; they had not a farthing
of nests; in fact, things had got to such a pass that
the very directors themselves had passed a resolution
that from the state of their accounts no farther Nisi-
ness should be done till further funds were received.
To avert ultimate ruin bad become altogether hope-
less: one only chum remained, and that was, to induce,
if possible, fresh shareholders to join, who, when the
unavoidable mull came, might, under the operation of
toe Windier up Acts, be rendered contributories to
the debts of the insolvent concern. This honourable
and ingenious contrivance was forthwith carried out,
In the beginning of 1866, the Universal Provident
We Insurance atonally issued advertisements to the
effect, that soy persons who chose might earn 40s. a-
week by becoming their agent. A Mr. flux, tempted
by this proopectof easily increasing his inoome, applied,
and in reply received a circular, stating that, in conse-
quence of the increased business Ville Company (which
was falsely represented on the face of the circular to
have been founded in 1849 instead of 1853), it had been
determined to increase the reserve fund by creating
40,000 additional shares of 61. each; and the terms
offered to Mr. BELL were that, if he would accept the
agency, he should have five shares five, and a Dom-
mission of five shillings per share for all the shares
he might induce partite to take. It was at the same
time pointed out to him, with due arithmeti-
cal precielon, that if be succeeded in getting
parties to subscribe to only eight shares per
week he would thus earn the 40s. a week
promised by the advertisement. BALL was week
enough to be thus seduced into taking his fire shares,
and no lees than fifty-one other agents appear to have
been equally soft. The general public, however,
proved more that usually insensible to the at-
treetioes of the insolvent Company. The swindle
was too gross and palpable, and noes of the addi-
tional shares seem to have been taken up, except
those which the unlucky agents bad by these
fraudulent misrepresentations been tempted to
subscribe for. The crash came rapidly. In
the winding-up offices the directors attempted to
avail themselves of the encases, snob as it had
been, of their nefarious scheme. They en-
deavoured to get Bata. and kis fellow•dupes
placed on the list of contributories. This im-
pudent effort met its deserved fate. The Manta os
THE Roue rejected the application on the express
ground " that the directors, finding themselves in
difficulties, had resorted to a course to bring others
in to participate in their liabilities, by making repro-
sentatiou which they know to bs false with a view
of getting persons to become shareholders."

_
Her Majesty yea a dinner party is the 'venire. The
company included the Dalton of Heat sad the Prisons
filial, the Dueller of Both rlsad, the French Asobeateace
and toe Cornea do P• virgin, the Preemies Munster sad
C itintoas Berating', Harm Bronoow (oa a apical mission
1,0511 the Boner.? of Rama), tse Bari and Counter
Oninedle, toe Marquis and Ilartaiwaos of Breadalbane,
Lady Anna liana Damn, the Bail end Connate of
Derby, th. B•rt of Aberdeen, the Earl and Counter or
i-Itannon, th Bari of 'dalmatian, th. Bart sod Counter
of El a ta-re, Lad and Lady John Ru.dl, Visentint Tor-
rinet ,n. lord Cowley, sod the Night lion. BO Junes sad
Lady Graham.
loe Baal of the Greaadier Guards attended sod played
during Maar.
Eltr 11.jeety's Private Band was in standar* in the
sanity.
Tee Counties of Beiesbornush has eureedird the Mer•
ebiasu of E. ea the Lady in Waiting. The Earl of Caittt.
Ler and Mr. S. 0 .ratry 13 rre have relayed Lord Byron
and 8 r E B. wa er m their duties as the Lord and atom
in Waiting to her Majesty.
Lady Anna Mona Dawson bee reereeded Lady Fanny
Howard as Lady in Welting to the Declass of Kent.

A drentstine fruit the Inner Temple, emulating of Mr.
Wreteley, Mr. R.mbeek, Y P., Mr. R. Midgard, M.P.,
Mr. Keating, M.P., Mr. Wuree, M.P. Mr. Ammon,
M.P., and Mr. Bryant, rebtreaserer ; sad a &potation
from 1 bevies -io o, modules of Mr. Groom, Mr. Kelly,
Mr. 1, mall, Mr. Adkime, and Mr. Mackerel • and also a
eepatasion irons Purnivare-me, consisting a Mr. Wood-
ward, Mr. Taylor, and Mr. Robert Tailor, had tetsryirw.
',items, with the Right Roo. R. P. Booverie, at Me ogle
of the Poor-law &ord, on the uthjset of toe classes lo the
Poor-law lownsdaust Bill re atlas to eatra.perochial
places.

Adeputation on the mall it of the City of London Cocoa.
rat.on Bill had as luterview lairs:ay with Vociont
P..lotir.ton The deputation assisted of the Lord Mayor,
Sir Jame. Duke, Mr. Jobs Masterman, MT., the Retarder,
Alderman Wire, Al anoint Cubitt, MP . Mr. D puty
Hal., Mr. Deputy Bower. Mr. Deputy lithe, Mr. De Jereey,
Mr. Depeiy Dello, Mr. John Wool, Kr. Thomas Parker,
Mr. Deputy Olthar4, Mr. William Jesse, Mr. Blake, Mr.
V Haute, the tow...leek, the e imptroilar, and the solicitor.
A deputation from the Mtheltster Commercial Arias-
! tiro no the .übfeet of the Joint Stock Company Bill, sad
the Partaership Amendment Bill, bad an interview with
Lord Stacie,. of Alderley and the Right Hon. Robt. Lowe
yee•erday, at he Board of Trade. The deputation oonsisma
of Mr. Wm. Entwistle and Mr. Huh Picnics.
A deputation, consisting of Mr. B. Carter (ohairmae), the
Rev James Carlisle, DD , Mir. J. F. Mattis, Mr. T. W.
Taster, and Mr. H. Morley. Guardians of the Greenwich
Union, and Mr. Saw, the clerk, hod as interview with the
Rgbt Hoe. E. P. Bonverie, at the elks of the Poor-law
on the se bj -at of the bills relating to the removal of
frith end Scotch pauper., and to vaneina.i o.
A deputation from the Vestry of St. George the Martyr,
Southwark, bed an iaterview with the Right Hon. Sir Ben•
Jambi Hill yesterday, at the Oitice of Works. Whitehall.
place, on the sutj est of the Metropolis Local M thaftement
Act. The deputation consisted of Mr. G. H. &winter
(Rector's Warden). Mr. Witham Gilpin (Churshwardee),
Mr. Edward Celbosns Clamber of the Mete. p titan Beard
of Wicks). Mem . B. Palmer end Daniel Beet (Vestry-
men), ano Mr. Frodif Oh Tattoos (Vestry Clerk).

Her Majesty the Queen and the Prince have made
the mea•Bmat doestioa of 1001. is sal of the fends of the
motel esteblisitmest of baths and washhousee fn Gnuliton-
square, Whiteoltspel; the high prim of coals defiers the
last two years bevies raised the espouses of that most su-
tra establishment above its income.

It is expected that the Queen will to to Osborne
on Saturday nest, in order to visit Southampton Water on
the Monday following. A military guard of honour will
attend her Majesty's Indio( to lay the fomnt' ft-stone of
the military hospital about to he beilt on its books. A tett
will be erected en the spot where the first stone is to be laid,
capable of holdieg 200 paeans, for the accommodation of
the Queen and a distinguished end Damson., suite. The
jetty for the royal lending is completed. A rand is forming
all round the grounds ai the hospital, to enable ber Majesty
to survey their sliest and the prospect from them. The
airman of the aunty of Haute and a large body of the
Heats county remiss:saw will be present at the areaway.'
In eantquence of the Wawa the Mayor of Sautharapt n,
Mr. Alderman Tucker, the late major, will preoint the
eddras of the irrporetioa. The land for the establishmeat

hes been purchased of Mr. Chamberlsis, and m ... res 90
sores. The b.spital, when sampler*, will hold 3,000 persons.
A barrask sad fort w9l be built neer it.

The Countess of Jersey had a ', reception" last
night, at the family mules in Berkelcy-tquere. his R y.l
Highness the Dane of Carahritlge and their Serene Mich-
names the Prince end Princess B lewd cf Beat-Weimar
honoured the Countess by their company. Hie Racellency
Baron Branow was oho amoog the visitors.

Lady Sondes gave a ball, last evening, at the
family mansion in Grosvasor-squaria

The Countess of Longford and Lady Louisa Pekin-
hem bee* arrived at their residence. is Bruton-street, from
Ireland.

The Earl and Countess of Portsmouth have ar-
rived at Howehin's Hotel, St. James's4treet, for the Nasty.
Lord and Lady Ribbleadale hare arrived at Mao-
rigy's Hotel, Regent-street, from Paris.
_ _

Such i; the newest improvement in the fashionable
art of swindling made my, se practised in these
popular and flourishing institutions " the young
Insurance Companies" of this metropolis. On the
very same day on which the Universal Provedsost
came up before the Mama OF THE ROLLS, the
General Benefit Health end Loan Deposti Cbiripany
was before Vice-Cbancelloe KINDEZSLEY.The minutes
of decree sanctioned by the Vice-Chancellor in
this case contained, amongst many others of the
same kind, the following somewhat piquant items
A declaration that the resolution of the Board of
Directors increasing their remuneration was void;
that the declarations by them of dividends out of the
funds of the Company were breaches of treat, as were
also the purchases mad* by them from time to
time of shares. But enough of the commonplace
knavery of this very inferka Company. We
are unwilling to distract attention from the more
novel and ingenious villany of the Universal Prod.
dent Life ; and we only venture to sak our readers in
couelesioa whether we have not laid before them good
grounds for lookfog very closely, if not very see-
I p:ciously, into the position and prospects of any in-
surance company that solicits patronage by inflated
prospectuses and by importunate agents. It is bad
enough to be a policy-bolder in such a company; it is
still more objectionable to be a shareholder, and—a
contributory.

The Duke and Duchess of Roxburgh, and Lady
Basin lan's r have arrived at duo Clarendon, from
Floors Costley Kelso, N.B.

The Earl and Countess of Gainsborongh have
arrived at CI Iridge's Hata The Earl of Boathook bu aloe
arrived at the tame had

The Priam Henri XIII. of Baum and the Baron
Amite have taken their departure from the St. James's
Hotel, Jeneya-street, for Paris. Vim-Admiral Sir Georg*
F. Seymour and 0 I sad the Hoe. Mrs. Weary Merray
have arrived at the same establishment, the former from
Poesmouth, sad the letter from Wimbledon Lodge.
Mrs. Petrie Waugh's first private theatricals will
take place at Samples Hoses en Monday, the 28th lastest
11Irs. Waegh's Hoot ball takes pleas on Friday, the 20th
of Isom.

The gentlemen aerated at Winchester hold their
sanivertary festival at the Thatched Honse to-day. Bir
William' Reatbeote presides.

(71011 LAST XIGIIT'S O•ZI7T>t.)

LOSS Ciimassimaries Onicts, APRIL I.—Notice
is tereby amen tut b•r )[.)eery will bold a levee, at St.
homes Palace, en Wednettday, 7cig May nest, at two
tether.

LORD CHAMBERLAIN'S OFFICE., APRIL 29.—Notice
it beribr, pr.& that her Najaf, will hold a draelarroas.
at St. James's Palmer, ea Thursday, the 29th of May
oral, at two o'clock, to celebrate biz Maitery's birth-
day. No prere•latioem will take plus at this drains/-
rams. The knights of the several °whys ars to appear la
their c•ilere at ma drawlaa-earaa es the 29. b of May.
BUCKINGHAM PALADIN, MAT 3.—Thia day had
seitieacti of her MeleeT the Berea de Breariorr, oa a
special arißijOn lion the =peter of MI the Remise. to de-
lver a letter from his Imperial Majerty e. tifyiog hie as
sin to the throes, to welch he wee astr +(Need by the Bs.'
of Clarendon, K.O , hir Majesty's Regretter of State fir
F. reiaa Affairs, and wady° ed by Major.° I the Bos.
Sir &lewd Cast, K C.H , bar Majeety's Master of the
Ceremonies.

WAR DEPARTMENT, MAY 3.—Thu Queen has
lone gene Gaily pleased to give erden for the appoistmeat
of Maior-Onterele Wary William Sinner, CIL, and
Henry Lord Rokeby. to be Ordiea►v tilemben of the Mili-
tary Division of the Snood M.N. or Knights Commaaden
of the Most Honorable Order of the Bath.
WHITEHALL, MAT 3.—The Queen has been pleased
to osestilsto sod appoint the Right Hoe. Robert Mont-
gomery, Lord Belhaven, to be ber Itsjoety's High Com-
missioner to the Ghana Anent'', of the Church of Scot-
land.

BOARD OF TRADE, WHITEHALL, MAT 6. Th•
Right Honourable the Lords of it.. Committee of Privy
Council fir Trade sad Plantation, hays received, thrJuge
the Secretary of State for Foreign Adds, a clay or a
despatch from her Illeates Consul at Naplta, retortiog
that the Neapolitaa Hard of Health has establirbed an
as late qaarantiao of ten days on all awes arriving from
Malts.

---
BOARD OF TRADE, WHITEHALL, MAT b.—The
Right Honourable the Lords of the Cosmos* of Pro'',
Comma for Trade and Pliustatleas hey. maelved. through
the doorrtary of State flr Foreign Rehire, a copy of
despots* from ber Illsoty's Consul at eusekholm, reporting
that the following *viols, of God will be alai tied into
Sweden, free of impart defy. until the gad of the prawn*
pear:—Grala and meal of all kinds, breed of all kinds,
grits sad rice of all blade, amigo, petataes and patato meal,
hatter and ahem*, meat of all kinds. Animal.: seem, wows,
and yowls Natio, Wm, and swine. Fih, mlt.d : if all
!lads, azoopt astemvim, eardises, and thoradalt. Falb, dry
ormolu:al : all sort., inapt miaow sad gala. Tallow: gR
mad fat of all kinds. Candles: rtearbse, and
mouth