The Express.
London, England, 1862-10-31 00:00:00

TO BRITISH COLUMBIA FOR 430.

IVVELY "fag COMMUNICATION to
NSW YORK I/track—The LIVERPOOL, NEW YORK,
aad PHILADELPHIA STEAMSHI PCOMPA NY Intend despatch.
leg their tall-powered Clyde-built Iron Screw Stearn-el:dm calling
et Queini.k.a to embark passengers and despatches. as follows:
WEEKLY FROM LIVERPOOL FOR NEW YORK.
ETNA, Wednesday. Nov. 6.
CITY OF WASHINGTON, Wednesdny, Nov. 12. ,
'Wl.litailkirMitttfAr...a • • • .'
ay.
e.bin pram lb, 17, and 21 guineas, eccording to the accom-
modation- Forward passage. S guineas, teetuding all provisions
twohad. Paminspers for Lknalks. the Untied Metes, and British
Columbia, booked through on very advantageous karma —For
bother particulars apply to WILLIAM INMAN, 22. Wsteratreet,
Liverpool: or 10 LIVES and 'LACEY, 61. Ling Willmatstmet,
Qty.

S
TEAM to BREMIPT.—Direct Route to 'Hanover,
Brunswick: and Centril Germany, EVERY IVEDNEMAY
and SATURDAY, by the North Oerman Lloyd's splendid
steamers ADLIUL MOWS, or ReerwA um, from Ilorsetydoern,
at II a.m.. calling M. illackwall Mar for .peesengers at neon.
Yams to Bremen; CI and LI : rata= tickets, ax and LI Ida—
at
CEA-ELME Uulrersal Mos, @agent-circus, W. ; or to
pmrapp% oluvEs, and YIIILLIPPd. 11, Ruod•lane. E.C.

.11.11iOTMADAM and the RHINE. The BATA-
VIER leaves the leitlah and Foreign Steate-wharl. Wap-
ping, every SUNDAY, at 11 am. Yana: 42 25., .L 1 lOa sad
17s. 6d. The TYIINCNAID, froma the Tower, every TffUltS•
DAY MOANING early. -Fare tl.—Apply to CHATLINII Uml-
venal OOke. Regent's-circus, or to YHLLI.I2PS, GZAVIS,
and PHILLIPPS, 11, Rood-Lae. C.

INVESTMENT of SAVINGS and CAPITAL.
The DONSERVATIVE LAND SOCIZTY. Share Depart.
meat, fire per seat per annum Deposit Department, four per
cent. per annum. The interest Warrants Issued half-yearly, and
withdrawals at fixed periods, according to the amounts loge o
areall. No partnership liability, and the taking of land Is enf
*hely optional. .souses sent free of charm
ioEWIS ORVNEISEN, Secretary.
Offices,,fix Ft, ikwtreet, Strand, London. W.C.

L' LIFE ASSURANCE SOCIETY,
Fleet-street, London.
Invested meets. i 3.000,000. Annual income, L 496,000.
Profits divided every fifth year.
Four.tifthe of the profits allotted to the a•snred.
The Bonuses added to policies at the five divisions of profit
which have hitherto been made amount to £3,300,000.
Policies on the partleipathig scale of premiums effected on or
before the 31st of December of the present year, will share in
the neat division of profits, which will be made up to the 31st of
December, 1864.
For prospectuses and forms for effecting assurances, apply to
the Actuary, at the S.uletys Mike, Fleet street. London.
WILLIAM SAMULL DOWNES, Actuary.
October, 1862.

THE UNION BANK of ENGLAND and
FR.I7ICR (Limited).
Established tinder the Joint Stock Companies Amendment
Acts, 20 and 21 Vict., cap. 49. and 21 and 22 Viet., cap. 91,
which specially limit the liability of each aluireholiter to the
amount of his shares.
Capital L 1.000.000. in 10.000 shares of 4100 each, with power to
Wrest. Filet Wane. 5.000 shares. Deposit on application 51
per share, and on allotment el per share. No call to exceed
.e.:,. and an interval of out less than three months between each
call. It Is not intended to all no inure than 62...) per share.
lit al:crows.
Brockelbank, Esc_ Greenwich.
the Vamanolesei, Wal., OWrman of Ms Submarine Tele-
griph Company.
George Cobden, Esq. (Messrs. 17. Cobden and Co.), London and
Blanchester.
Charles B. Colchester, Esq. (Messrs. Colchester and Woolner),
south Sea House.
F. K. Donnas, Esq. (Messrs. Dumas, Hockey, and Co.), 25, Fen-
church.street.
Ernest Oppenhoins, Esq., ISO, Leadenhan-street, and Lloyd's.
Charles Phelps, Esq., 3, Rood-lane.
liarnet L. Phillips, E.g. "Messrs. L and B. Phillips and Co.),
1. New LondonstroeL
Adam *twelve. Esq. ..late Mean. Dunlop, *bootee, and Co.)
Chariot Whetharn, Edit., Director of the Nat West Provident
Institution.
Rear-Admiral Burney, IL N., Ebnry House, Twickenham, S.W.
BaeaEits—Uetropolitan and Provincial Bank.
AllillVit--tluiries F. Kemp, Emq.. public accountant,
7, Oreshathstreet. LC.
FOUCl7oßS—Messrs. Davidson, Bradbury, Hardwick, and Cur,
Weavers'•halL
IKOIL/LIM.
Francis !Weigand, Esq., County-chambers. CornhilL
Messrs. Sims and Hill. 3. Portholomewiane.
Temporary Offices-IS, Tokenhouse-yard, lothbory.
This Hank is established to meet the demand for increased
banking facilities created by the rapid extension of commerce
*tweet, England and Franc., since the pasidng of the commer-
cial treaty. From oficial documents prepared at the Custom-
house and presented to parliament, It appears that during the
eight mouths from Ist September, 1961. to 30th April, 1918, the
export. trios England to France amounted to £13.756,29, being
an iticreue of 40 per cent. on the corresponding eight mouths of
the preceding year. :old of 12:1 per cent. on the same period of
lthstiO. The iiiipoito from France into England have !screamed
at a much great r ratio.
Till lately Foreign Joint Stock Companies were denied by the
French Courts the right to site or he sued in' Prance in their cor-
porate names, therefore the operations of an English company in
Inithe were extremely unsafe. Alter the cuaclunion of the
Anelieerench Commercial Treaty such a state of things could
not king continue. Acconlingly, by a convention between Eng-
land and Prance of the 90th of April last, promulgated by impe-
rial decree is the Moniker" of the 21st of Itay, all public com-
panies and other commercial and financial associations, COUSti•
toted oranth..rird under the 'articular laws of either country,
have obtaiisol the power to enforce their rights lefore either the
E1e21611 or Breach tribunals. Coder this decree, limited liability
companies "funnel in England" according to English law. are
endowed with a kcal esiatence in France. and when managed in
I:T.:Laid, preserve in France the security of a limited liahility.
although In that country such companies ran lady* formed
under great restrictions and disadvantages one of peke is. that
the greater part of the nominal capital must be paid up. before
the company can 1.01111110111, operations.
The great Memo e iu exports and Imports between the two
ountries, and consequent extension of monetary transactions,
haw, proved that such a think as that now proposed to he esta.
blade,' Is alsollitely neeestiry. In order, however, to try the
reperimett of the Introduction of the English Banking system
into Franco. and primal:molly with a view to discount and ex-
change operations, a company with these objects has for some
mouths past carried on itsl,perations between the two countries,
the result of which has shown the immense *ld open to undee
takings of this character. The entire business of that company
can he obtained by the Union Gawk of England and France
on highly equitable and advimtageous terms.
It Is generally adnrittel that the system of banking in France
Is not so generally adapted to the convenience of trade as in
this country, and there is a growing feeling 0/1 the part of the
commercial claeso in Prance in favoured English Nudging.
The business of the Bank alll Include
The opening of current accounts, and allowing interest OD
cur:Verner* balances.
The receipt of moneys on deposit and at call.
The purchase anti tale of Itrittah and foreign stocks and shares
and the negotiation of loans.
The purchase and sale of Bills. British and foreign.
The granting of letters of credit and circular noies.
The discount of hills accompanied by bilis of lading and other
dripping documenta.
The agency ou einumission of monetary and commer. dal esta-
laistiments in reds and the chief continental towns.
The deed of Meal a,ratkiii will hue so framed se not to restrict
operations of the t 'ter pany to any one locality, hut at first it
1, Intended to open central establishments in the cities of
bombs, and Parts only.
5 'bilk establehed Upon these principles, with a large paid up
sad .-abseribe,l capital, toutiot fail (wider t roper management)
Lose, are public coubdence, and realise a large amount of sue.
ss In the business of exchanles alone an abundant bonne of
hfolit will be seenreil without any corresponding risk.
AA a prewlnctive inveetwent, nothing has ever equalled the
'q.1481 employed iti joint stock tanks, and under the Limited
Liability Act the 'touched* r obtains at the same tins, a perfect
Rol 1011) for the limitation of his risk. The dividends upon the
Atait-5 iu the 1.011.1011 joint dock banks vary from 6 to :it per
but.. while those mein colonial tanks range from 10 to 31) per
isait per annum, the stork in all caws being at a high premium,
from si to 300 per cent. These eetabliehmeets compete,
f,r olonnse aseiiirit each other. while the Bank of Engine,' and
Iran .e will enter a field lutherto unoccupied, except by private
entetiolte.
rpplleatMu aW toe made to the French government to authce
eim• .irr)ine on banking hotlines. in France with a nieform
Vila) gallon oriole all arafts. and there is every remain to believe
the deer, will be immediately granted.
P-rtion of the shares will be reserved for France, and di-
n, b.,. will be appointed to watch over the interests of the cont.
that county; lout the *rat of the executive will be in
oho
All,!•eatione for than, moo be made in the forth annexed to
the le .speet Is, ace pained by the deposit of el per share. If
if a snotusent lc made, the deposits will be returned in Ault : and
Fes number Is allotted than is applied for, the surplus will
towards the pa) moot on allotment.
Prostectuses and forme of applhotion for shares may he oh-
tadiaitesl at the temporery Whew, and of the brokers and monoliths
tlie company.

MANLY VIGOUR restored to the most Debi-
M litated C.mstltutiou, in a fe weeks, by the use of
I/Ds e. Y.LI X IR of IJFE. No consultation In required, and
cttwt •41,010 r rrstorition le elf“.tod quickly and secretly. as sure as
aul d:,i,,uccrads bottles at Ids., and 31&, forwarded to
Part for rash or stamps, by the Agents. PRO'''. sod Co.,kine Warehouse, 229, 14640 n.

MINTON'S CHINA.
Messrs. PHILLIPS beg to inform the nobility and gentry
that during the few days the Exhibition remains open they will
be prepared to DISPOSE OF the beautiful SPECIMENS of
CERAMIC ART, made expressly for the Fahibltlon, at a zonal.
derable deduction. An assistant is In constant attendance.
Clam 36, Case VITT.
ain and Mk Oxford-attest, W. ; and 155, New Bond-street, W.

WORCESTER ENAMELS, &c.
Meese PHILLIPS beg to Inform the nobility and gentrythat during Me few days the Exhibition remains open they wtH
be prepared to DISPOSE OF these beautiful SPECIMENS of
CERAMIC AZT, mode expressly for the Exhibition, at a mad-
datable redaction An &ambient is in sautes& attendance.
Clue 116, Case 6.863.

56111;174-559. i.llloldahaee. W. : and 155, New BondAttert. W.

PURE WHITE FRENCH CHINA.
Messrs. PHILLIPS beg to inform the nobility and gentry
that during the few days the Exhibition remains open they will
be prepared to DISPOSE OF the beautiful SPECIMENS, made
expressly for the Exhibition, at a considerable reduction. An
assistant Is in constant attendance. Class 35, Stalls 3,358 anil
EMS.

766 and 66Y. Ostordwtreet, W. awl 166, New Bend-street, W.

PRIER FkDAL.IBI, for

CUT and ENGRAVED GLASS.
mama PHILLIPS beg to Inform the nobility and gentry
that during the few days the Exhibition remains open they will
be prepared to DISPOKE OF the beautiful SPECIMENS, made
expressly for the Exhibition. at a considerable reduction. An
amlstant is in oonatant attendance. Clam ilk Cam 0.703.
368 and 3.58, 011ordatrect. W. ; and 155, New Bond street, W.

WEDGWOOD'S FINE ART WORKS.
Messrs. bft to ntone the nobility and try
that during the fPHILLIPS ew days the t. bibition remains open they will
betignored to DISMISS OF the besetifel artentEss of
/011 Y ABS. made expreeely for the Exhibition, at a opus!.
dersble deduction. An assistant is In constant attendance.
Class 36. No, AM.
358 and 3514 Oxford street, W.: and 155. New Bond-streot, W.

LONDON CARPET WAREHOUSE.
WAIIGH and BON. 3 and 4. GOODOE-STRELT, W.

FURNITURE CARRIAGE FREE,
to any Part of the Kingdom.
Dewing-room Suites in Velvet £ls I 0
Drawing-room Suites, complete 0 0
Dial/groom dunes, complete 2B 0 0
Ded•room dunes, complete l6 0 0
Warranted First clam
P. and 3. BEYFVS,
144. OXFORD-STRIET, and Ol to 96, CITY•IOAD.
Illustrated Catalogues gratis and post free on application.

SAUOE.—LEA and PERRINS'
WORCIETESSELI RE SAUCE.
Ma delicious condiment, pronounced by embolisms
" TUE ONLY 001 L) SAUCE,"
. . . . .

le prepared solely by LEA and T_EREUS'S.
The public are respeethdly cautioned against worthless imita-
tions, and should see that Lea and Perrino names are on wrapper,
libel, bottle, and stopper.
ASK for LEA and PERRI NW SAUCE.

gold wholee;re7.;:i for expoa ITU; Troi;;COCoTaßWoreeerter
Masora CROSSE and BLACKWELL Mews. BA CLAY and
SONS. London. tte.. and by grocers and oilmen annenally.

C. and J. FIELD, original manufacturer;
J (in Englandi of PARAFFINS CANDLES, to whom the prize
niedal .186,1 has been awarded. These can des can be obtained
of all chandlers and grocers in the United Kingdom. Price Is Sd.
par pound ; also Field's celebrated United Service Soap Tablets,
dd. and W. each. Wholesale only, and for exportation.—Upper
Marsh, Lambeth, S.

GOLD CHAINS.—WATHEREITON and
BILOODEN be to call the attention of the public to the
FORM of INVOICE which they deliver with Gold Guard
Chains purchased at their mannfactory L d.
To worionanzbip of pattern chain, 64 Inches loag
To (18) carat gold, weighing oz. dwt. pa, at
i. 3 iiid. per ounce. Mint price