The Express.
London, England, 1849-12-01 00:00:00

mem& 1
flamed Lamm, Esq.
Wham Chedwielt. Le. 1111.111rheigarle,
hen Team Esse W. M. Hee,
lames esheilekl. Seq. am. Mem" Yeti.
James Ireann, tats. r. Cask. Ilms.
Paasiconc—The J. IL ■el.tehnewelhr
ViCa• limerhee. •
fieffl.
Merreemise.
Rev. W. X. Nelesererthe Pm P. Z. Lazes.
HIM W. F. Ifeethell. Mr. Robert T. Keep.
Mr. Mr. Jams Cliehrisk.
Mr. JTheiss.gig Mr. him ilimarleg.
Mr. Jabs Mr.hili
Mr. him Mk, Itemilleld. Mr. 7. I. =et
mr. lees finefeweel. Mr. femeels=a.
Mr. Merge M. Clesderfek. Mr. hem
ALIIIMIN—MT. George Haworth.
In Apia coming before the public' with a statement of the
mounts for another year it is satisfactory to the managers to
find that the weakest of the beak is becoming more gene-
rally known among the operative clams of this large parish.
The timmetions of the year have beet on a large seals.,
and though the receipts are not equal by 1,8811. to what they I
were to 1847, yet the withdrawals have been less hp,
8,8461. 12s 414. than they were is that year. During *el
period »abeam& in this report 410 new accounts weinel
opened and 498 closed, leaving 1,832 amounts open on the i
sashimi up of the books.
The hank is open for business se heretofore--viz., on Mom
day and Saturday afternme, from three to seven o'clock,
where the mks sad regulations may be had on application.
Another qu' miss whisk asmally arises is as to the *s-
toat to whisk the demessed 9•1211013,WW• will ye
m • setoff spinet theme deihisiiiija kis mill at Omilsessl
lie=logred Omit 100 sideeletlig—W bad istirrahle.....
Mining. Me iheali Masai undo • of
few dam oily before his leash, havlcg held t avers-r 7
considerable time during theta» advance of price., amount-
ing to about 15.0001. Then his life wan insured to the
amount of 3,0001., and Mr. Clement Royds is clarity
for him to the amount of 5001., and another gentleman to a
like amount. But after all in the present early stage of the
inquiry it is not known how far these funds will be avail-
able—ahether, is fact, the ale of cotton twist will not be
swallowed up by his liabilities to trade »editors, leaving I
only the Morosce and bonds (4,0001.) to meet the deficit
at the bank. Om correspondent had the curiosity to irrik into
the »hoof the bank issue to depositors to ascertain how far
the trustees were liable and extracted the following :
Liability of Trustees sad Managers—No trustee or
manager shall be personally liable, except fur his own acts
and deeds, nor for scything done by him in the execution of
his office, except in eases where he shall be guilty of »Mil
neglect or default, (9 Geo. IV. 92, see. 9), nor be liable to
make pod any deficiency which may hereafter arise in the
funds of this institution, unless such person shall have re-
spectively declared by writing under his hand, and deposited
with the Commissioners for the Reduction of the National
Debt that they are willing so to be answerable; and it shell
be lawful for each of melt persons, or for such persons »Um
tively, to limit his or their responsibility to such sum as shall
be spelled in my inetzsmeat ; provided always that the Mi-
tes and manager of sty such imitation stall be. and is
hereby declared to be raponeible and liable for all monies
actually received by him on mount of or to and for the UN
of 'his institution; and not paid off or disposed of in the
manner directed by the rules Of the said institution.
So great was the public faith in the deceased, that to use
the expression of a mill owner of considerable wealth in the
town, if any man bad been tithed where, in times of patio
or depression, he could best place 10.0001. to be most safe, he
would have replied, " In the heads of (31( fop Haworth."
In bosine se transactions in public he was found generally to
be scrupulously exact, and he was to the poor, and those who
came in contact with him, generous and benevolent to an
unusual degree. Duringlbe peat depression of trade which
plunged the manufactunng districts in such misery during
the year 1837, though he was unable to find employment for
his work people, except at a great loss, he incurred the loos
to the extent of two days' work a week for
their sake, and besides this paid them the wages
of two additional, days as a loan, to be repaid
in b. tier times, and trusting to their honesty for the fulfil-
ment of the bargain. On one occasion he is said to have
been remonstrated with by a friend, when he observed—
" Thou see I consider these men a part of my fam Ir."
' His friend said he doubted the policy of such a t ourse, be-
muse it was making his men a kind of paupers to him. He
replied:—" Very true, but when times were good, I made
something oat of them, and I ought not to let them starve
when times are bad."
It is, as stated above, unknown how long • period these
defalcations have extended over, but it M said that a emmi.
derable number of years ego he was in debt to his then
hankers—the Manchester Banking Company—
to the amount of between 10,0001. and 15,0001.
by which amount he had been allowed to over- I
draw his accounts. and that being suddenly Mee
premed to repay the whole of this balance, be wee ere
straightened in his affairs es to be unable at once to comply.
He did wipe off the amount gradually, but by comparatively
smell payment.; and it is tltourr4t that this may have been
the muse which drove him to the fraud on his own deposi-
ts» is the savings' bank, and that be may have adopted it
se a temporary expedient to cover a balance which his losses
in business render, d him unable to meet in a legitimate way,
hoping that future more profitable speculations would enable
him to mimes his torten», and place himself right with
the world. Be this as it may, those most frequently coming
in contact with him say that he has of late years appeared to
be much oppressed with some private sorrow or nominees,
and that it has, in fact, been the cause of
• premature death, for he was, till lately, a man
of robust health and unimpaired strength. It is
a remarkable fact that his death occurred only one day before
the usual date at which the bank circulars are usually honed
to call in the books of depositors for the affairs of the bank to
he audited, and when, of come, it would be more likely
that his frauds Witt be discovered. He was the secretary'
of the public, dispensary at Rochdale, bat it is not known
that his accounts either with that institution or with the
partite for whom be acted as land steward are deficient. •
meeting of the trustees of the dispeseary to make an inves-
tigation is summoned for the Bth inst.
As en instance of the anxiety existing in the minds of the
depositors in the bank, the following placard, issued yeater..
day„ may be quoted
RoCrio•LM Bactrian BaIti.—NOTICL—A meeting of the
depoiturs of the Savings Bank, at Rochdale, will be held ea
Saturday, Dec. 8.b,1849, at the Public Hall, In Rallis. street,
in Rockdale, at 10 o'clock in thl forenoon, to take late
consideration the propriety and necessity of appointing a
special committee on their behalf, to ascertain the real
amount of the I sta actuary's defalcations, dc., and the stabs
of affairs with the trustees, managers, end officer of the
hook, and g to guard the intereit of the depositors.—
By order of Depositors,—Riciman RUNT, fil:icitor, Ruch-
dale, Dec 29, 1b49.
Meny of the depositors from atighbouring towns were
seen strolling about the streets yesterday, though they could
get no information from the bank as to the state of the as
counts unw Him to return home without some relief to
their minds on the subject; and one party of working mil
whom our ourrespoedent met with stated that they had cells
as a deputation from the depositors living in the vilmge of
Milo-row, from whenee the sums placed in the bank by
individuals. Sunday schools, and sick societies, amounted to
about 1,0001.
0.. e pi utlessen, a manufacturer, esid he had two working
men in his employ who were depositors' one to the extent of
2001. and the other to the amount of 601., and one of the
poor fellows was in each anxiety about the nutter that he
had almost deluded himself into a doubt as to whether the
actuary was actually dead or not, or was secreted out of the
way. Mr. 'Mid Pratt, it is understood, will be down here
sadly, to mist the trustees of the Saving's Beak in their
investigations.

REGITLATIONC. The Poetmam.,
df Der.l has ordered the following notice to be peered in the
window ..f ry poet-office in the kingdom Book Poet.
1. A oirple printed volume may be posted for any part of the
United Kingdom. at the rate of 6d. a pound, on the follow•
erg conditions 2. It must be sent without a cover, or in a
coy. r open at the ends. 3. It must not contain wilting
(except the n.me and 'Odom of the sender) on more thee
one page. 4 It mast be prepaid in &temp.—Limitation of
lilt) and weise t: 6. The length clan inleadletter or packet
mast not exceed two feet. 6. Th 4 weight is unlimited ; but
ti t mated 4 a. the letter must be prepaid. —Regirration of
betters : 7. Great security may be given to a letter by riles-
twit.' et ; fee for inland letters, 61. 8. All letters containing
mosey or other articles of value should be register( d.—
Mosey orde 9. Wimpy orders should be presented without
delay ; the lap.* of two calendar mouths will entail a second
payment of die a disnituion, and the lope of twelve sal .nda r
months will entail the Les of the whole sum for which the
oldie is drawo.—S:ampe: 10. Wherever letters sin be
posted, an opplica..t may demand to be applied with stumps
r envelopes; teapenny or shilling stamp„ however, can
only be rareltiaid at contain large offices. Stamps may be
hod singly. 11. Tree use of stoops greatly facilitates the
loasincos of ins 01110. They may be &flied to all letter,
Ike., posted in the United Kingdom, whether inland or
foreign, &no t..r lee letters they must be used. except at the
tropolitan chief offices.—Newsp open 12. With &postage
stamp offixeo, a newayaper, thon4h written on, mabe posted
for any part of the United Kingdom. 13. The public would
gr. fitly facilitate the operations of the Postoilloe by giving
"caplets sod kedge /Adoring, and by using Idler
boon."
A GANG Or POACHERS from Lincoln were cep.
tared in the pr *trees or the Duke of St. Alban's, at Redo
bourne, on Friday night last. About eight or niu keepers
and watchers were out M the anticipation of meeting with a
gang of poach. re from Kirton, when they canoe upwith
John Smith, George Fieldernd, Martin Wilkineon, Frede-
-7104 Brown, and Samuel ffiobbee. The keepers soda
dgnal
light e,lled a tire ball, tetra, being struck, sends ffootrtthh•
pti coils which oaks eonviderable light, whilst the poetics
ressOning in the hoed madams to born. This novel scheme
so bewildered the rollers, that they became, as it wen,
paralysed, and fear were mowed without resistance. The
fifth refused to deliver op Ate gun, and a nab followed, In
which the poacher was mak Mnien. Breatually be sur-
rendered.