The Express.
London, England, 1848-12-13 00:00:00

•
'PRIV coma' aci Ideld aPP“-
ghee better thin these bilks Oil eedle4armas
Ntliess, as well ath ineffeid or prohniens, of aa
wens of expenditure one Inemne.
Thole fletg are to be found in the neonate of
the Ages Bamlt. which ban resently been .publisbed
inlndia; In their analysis, and is the deductions
drawn *ea their contents by those lodise
(tee from the infinesess of the
milliary ewe ereu feeniem. These aeconate contain
an alletsaidaddmegmßeedens made to the Agre Beak
fin leans by dm dins et the army, which were
either mallisawl or declined, and of the loan
balances die to the bank by the military and medical
services of the three presidencies, including her
lielesty's hens. From the former it appears that
la the twelve months ending 30th June last the num-
ber of applications for leans, frees ensigias alone,
amounted- to two tundra and forty-fire, of which
only one hundred were declined. Thus we have one
bandied and farty-five lads yearly commencing
their military weer in India by involving them-
melees in debt to this siogle bank. And as
there an her other Molostil banks which laced
equal facilities with this establishment, it is calculated,
upon the data it hes afforded, that out of nine hundred
ensigns sot fewer than five hiusdrod and thirty:five
have in a similar manner begun life in India by the
sacrifice of the blessings of independence.
The total number of officers directly indebted to the
Agra Bank le, it seems, one thousand two hundred and
seventy four. And, as the armies of the three presi-
dencies, Queen's and Company's, comprise about
8,000 officers, upwards of one-eighth of them are thus
ender pecuniary obligations to one bank. The other
four banks have, the ladle& papers state, a million
sterling advanced alio in loans; and on the rune
data as those applied to ensigns, they eel-
create that not less than 3,000 onions have
obtained advances from these five banking esta-
blishments, at rate of interact, insurance included,
from 12 to 14 per . cont. In addition, the
varyingi regiments, as regiments, have borrowed
largely from them; and the conclusion oome to by
those who have calmly investigated the abject is,
that one half the members of the military service are
ender direct pecuniary obligation to these five banks,
and that the total sum thus advanced is not lees than
owe million shrri:reg.
But bad u this statement is, it does not disclose
the whole evil. For the banks, though facile in ask-
ing advances, require security for the loans miss
and thus officers who themselves have made no
applications to the banks, are involved, as lOW
nues, in the obligations of their less discreet oomrade
And as the Agra Bank, in the year ending Jane,
1848, rejected the applications for loans of no fewer
than three hundred and forty-seven officers, ante those
of course the most needy spendthrifts in the service, it
is scarcely to be supposed either that they were wit
already in debt in other quarters, or that they did
net obtain loans on worse terms from more remorse-
less money lenders. To place, then, the reportion of
the military service in India whiuh is involved in
esaharrasneents at one-half, is, in all probs.
eVia it at snob under the real mark.
have se sceoust whatever (remarks onset the Indian
newsrpers which discusses them accounts of the Agra Bank/
of the tarnishes**, of the members of the civil service; but,
taking the total number, into amount, we should think it
likely that they fell nothing behind their military brethren
in misfortune. It the inmate of the young civilian be much
more ample than that of the soldier, so, also, it is to be feared.
is his expenditure; and the superiority of the prospects of
the one gives the lad in coloured clothes facilities for getting
bite debt which be in scarlet cannot hope for.
°lying, then, these statements as we find them,
they are, it must be admitted, if correct, equally
alarming to the parents and friends of the members of
the Indian services and to the government of India.
Much of our policy in the East is necessarily depend-
ent on the information furnished, on the facts stated,
and on the views entertained, by the persons thus
alleged to be in pecuniary embarrassment ; and the
direct interest a class so Involved has in war and in
the acquisition of new territory most strike the most
thoughtle's. It is through and by means of these
men that India is governed and retained under oar
dominion ; and of all class of human beings that la-
bouring under debt is the moot unfit for such respon-
sibilities. To write • homily on the evils of insol-
vency would be quite out of place and unnecessary.
All that can be necessary in a country like this is to
call attention to such facts, that they may be pruniptly
°enacted.

FRANCE.

PRESIDENTIAL ELECTION.

PARIS, TVZSDef, 11 A.W.
Partial results of the voting ooatinue to arrive. In
addition to those which I gent you lent evening, we
have this morning the following :
At PALAlSEAU.—Bonaparte, 706 ; Cavaignac, 52 ;
Wm-Rollin, 14.
Mgiu.T-La-Rot.—Bonaparte, 832 ; Cavaignac, 156;
Ledru-Rollin, 16.
Bt. GERMAlN.—Bonaparte, 3,811; Cevaignao, 913 ;
Ledru-Rollin, 57.
The ship Darien, at Havre.—Bonaparte, 158 ;
Cavaignac, 84 ; Ledru-Rollin, 3.
A few votes are given to Lemartine and Raspail in
awsh place.
86V118.—Bonaparte, 1,500; Cavaignac,
282 ; Ledra-Rollin, 52.
MsuDow.—Bonaparte, 677 ; Cavaignac, 130 ;
Ledru-Rollie, 2.
A morning joarnal has the following :
Certain parties being desirous of knowing what chances
were presented to the spirit of anarchy whkdt actuates them,
have endeavored to rata the populace with rennet to the
project asaibed to government at its intention to aloes the
clubs. Last night a strong column, accepteed principally at
young men, apprentices, and those boys, who by common
consent an called " Quanta de Park," formed in the Rae
Rambrean, as a place of reeducate; appointed.
Lba proceeded by the Rue St. Denis to the Boa*
whisk May deossadsd to the Roe de la
Pais, and ultimately stationed themselves on the Place
do In Crew& whim* having been able to excite on
their parer say_
.othor seatiniente than indifference or pity.
This ooluina, rdeit, at its eater, consisted of about I,ON
persons, did mot yekably number more than 160, almost all
boys, when It arrived, at about 10 o'clock, on the Plaoe de la
Cameras. where we loot eight of it. Ia short, if we
consider the gravity of the circumstances and the political
fever which rages la France, bat more particularly in Paris,
it may be said that the capital wee calmer yesterday than
could have ben expected.
The Courrier do Lyon of the 7th says that disturb-
ances of some gravity had taken place at the Croix-
Rouen on the previous days, in consequence of the
opposition of the people to the resumption of works
for the repair of the fortifications. On the 6th a de-
tachment of soldiers wu insulted, and the troops had
to be called oat, the gates between Lyons and the
Croix-Rouses being closed. In the evening a band of
about a hundred individuals paraded the quarters of
the Chartres:, demanding pia tosses and instruments.
In the Rue Turret they broke open a private house,
on the protases of searching after tools, but the troops
having isea called out the band dispersed. In the
Croix-Rousse the placard of the Prefect on the else;
tion of president was torn deem, and the scaffolding
employed in repairing the fortifications was publicly
learned.

We have received our Madrid oorrespondence to
Dec. 6. The Gazate oontained a decree ordering the
anticipation of the enlistment of 26,000 soldiers, carte-
qmoduig to 1849.
moms, hum gOents..llo pow; sitar um, 1019 10.16
ma, Pl. per data comb; after 8011% 114 NA. 94441ve5,
WS pep ; law Bobo, nob. Cbogoar, 44 auk. Hoak of et.
00 so* 69 ppm lizahattes cot Larks. 00 cloys, 44 40
orb. ?mom Ma, 76 to 79 oak 61 moo.

The Invent Mail puts us in 'on of dates
from Malta to Deo. 2 ; Athens, Nov. 28 ; and Con-
stantinople, Nov. 26. The Maltese were crying out for
• reform is the distribution of the revenue, mare parti-
cularly in the payment of government officials. At
Constantinople the death of Ibrahim Puha occupied
all minds. " The fires have at last ceased," and "The
eholera no longer exists."
The Minister for Foreign Affairs at Athens had
addressed a circular to all the Greek *mole abroad
desiring them to open a subscription for the receipt of
sooh sums as the benevolent may feel inclined to give
towards the hinds of the University of that city.