Patent SG-11201900748Q-A (SG)
Title: Method and system for cardless atm transaction via mobile device
Inventor: GOODMAN DANIEL JASON
IPC: G06Q40/02
Filed: 2017-08-31
Abstract: ATMDatabase ATM Profiles Account Database Cornmunicatio Module Account Profiles Race Querying Module Authentication Module Transaction Processing Module Transmitting Device (12) INTERNATIONAL APPLICATION PUBLISHED UNDER THE PATENT COOPERATION TREATY (PCT) (19) World Intellectual Property Organization International Bureau (43) International Publication Date 08 March 2018 (08.03.2018) WIP0 I PCT 0111111010 0111 °nolo olomum oimIE (10) International Publication Number WO 2018/045134 Al (51) International Patent Classification: G06Q 20/32 (2012.01) G06Q 40/02 (2012.01) (21) International Application Number: PCT/US2017/049544 (22) International Filing Date: 31 August 2017 (31.08.2017) (25) Filing Language: English (26) Publication Language: English (30) Priority Data: 62/383,446 04 September 2016 (04.09.2016) US (71) Applicant: MASTERCARD INTERNATIONAL IN- CORPORATED [US/US]; 2000 Purchase Street, Pur- chase, NY 10577 (US). (72) Inventors: GOODMAN, Daniel Jason; 26 Dupont Av- enue, White Plains, NY 10605 (US). BELIN, Max Alexan- der; 19447 S.W. 65th Street, Pembroke Pines, FL 33332 (US). LEUNG, Michael; 1524 83rd Street, Brooklyn, NY 11228 (US). (74) Agent: DOBBYN, Colm J.; Mastercard International In- corporated, 2000 Purchase Street, Purchase, NY 10577 (US). (81) Designated States (unless otherwise indicated, for every kind of national protection available): AE, AG, AL, AM, AO, AT, AU, AZ, BA, BB, BG, BH, BN, BR, BW, BY, BZ, CA, CH, CL, CN, CO, CR, CU, CZ, DE, DJ, DK, DM, DO, DZ, EC, EE, EG, ES, FI, GB, GD, GE, GH, GM, GT, HN, HR, HU, ID, IL, IN, IR, IS, JO, JP, KE, KG, KH, KN, KP, KR, KW, KZ, LA, LC, LK, LR, LS, LU, LY, MA, MD, ME, MG, MK, MN, MW, MX, MY, MZ, NA, NG, NI, NO, NZ, OM, PA, PE, PG, PH, PL, PT, QA, RO, RS, RU, RW, SA, SC, SD, SE, SG, SK, SL, SM, ST, SV, SY, TH, TJ, TM, TN, TR, TT, TZ, UA, UG, US, UZ, VC, VN, ZA, ZM, ZW. (54) Title: METHOD AND SYSTEM FOR CARDLESS ATM TRANSACTION VIA MOBILE DEVICE 102 210 212 214 218 218 220 O 00 O O FIG. 2 (57) : A method for initiating a cardless automated teller machine (ATM) transaction via a mobile computing device includes: storing, in a memory of a mobile computing device, at least transaction account data and authentication data; receiving, by an input device of the mobile computing device, at least desired transaction data and authentication information; receiving, by the input device of the mobile computing device, a unique identifier associated with an automated teller machine (ATM); authenticating, by an authen- tication module of the mobile computing device, the received authentication information based on the stored authentication data; and electronically transmitting, by a transmitting device of the mobile computing device, at least the received desired data and unique iden- tifier and a result of the authentication to an external computing system. [Continued on next page] WO 2018/045134 Al MIDEDIMOMOIDEIREEMOOVIVEMOMOMMEHOIS (84) Designated States (unless otherwise indicated, for every kind of regional protection available): ARIPO (BW, GH, GM, KE, LR, LS, MW, MZ, NA, RW, SD, SL, ST, SZ, TZ, UG, ZM, ZW), Eurasian (AM, AZ, BY, KG, KZ, RU, TJ, TM), European (AL, AT, BE, BG, CH, CY, CZ, DE, DK, EE, ES, FI, FR, GB, GR, HR, HU, IE, IS, IT, LT, LU, LV, MC, MK, MT, NL, NO, PL, PT, RO, RS, SE, SI, SK, SM, TR), OAPI (BF, BJ, CF, CG, CI, CM, GA, GN, GQ, GW, KM, ML, MR, NE, SN, TD, TG). Published: — with international search report (Art. 21(3))