Patent WO-2010032917-A2 (WO)
Title: Financial commodity market comparison sales method
Inventor: CHOI IL JOO
IPC: G06Q40/00
Filed: 2009-07-23
Abstract: The present invention relates to a financial commodity joint market comparison sales method comprising: a first step, in which a financial commodity sales company holding a certified membership registers financial commodity sales conditions; a second step, in which a financial commodity sales sorting table (hereinafter referred to as “matrix table”) including data obtained by investigating and processing the sales company’s conditions obtained in the first step is processed to prepare a system for new financial commodity sales, termination and payment processes; a third step, in which whenever a financial commodity buyer accesses a financial commodity joint market comparison sales system, selects a desired kind of financial commodity and adds more financial commodity sales conditions and sales company’s conditions one by one in order with a click, a matrix table that contains the chosen conditions and a list of financial commodities from different companies being continuously rearranged in the order of higher interest or profit (return) is displayed to the buyer, and once the buyer’s selection is complete, financial commodities satisfying more conditions set forth by the purchaser are arranged left-to-right and financial commodities of higher rate of return are arranged top-to-bottom in a new matrix table and presented to the buyer; a fourth step, in which, if the buyer selects a particular financial commodity of a particular company or changes the sales conditions or sales company’s conditions on the matrix table from the third step after the buyer compared the rates of return or risks of joint sales financial commodities with one another, a new financial commodity matrix table is presented again for the buyer to choose; a fifth step, in which if the buyer selects a particular company’s financial commodity, he or she inputs the information about a purchase amount thereof and a termination method when the contract term is over; a sixth step, in which, if the buyer selected a particular financial commodity and inputted the purchase amount and the termination method in the fifth step, the target amount is withdrawn from the buyer’s bank account and a new account (sales) is open; a seventh step, in which when the new account is open in the sixth step, the opening of a new account (sales) is notified to a relevant financial sales company and payment is settled through the deposit account; an eighth step, in which when the opening of an account is completed in the seventh step, the buyer is notified with the completion of the purchase (opening a new account) and asked, if necessary, to check and confirm the purchase conditions and the termination conditions at the sales company’s Internet banking site through Internet banking; and a ninth step, in which when the contract term of the purchased financial commodity ends, the contract is terminated according to the termination conditions the buyer has inputted, the money is deposited to the buyer’s account, payment is settled by withdrawing the money from the relevant financial company’s deposit account, and the buyer is notified of the transfer of the termination amount. Therefore, by providing a matrix table of complicated financial commodity information useful for the comparison of risks and profits to help buyers to select a desired financial commodity and open/close accounts, sellers can minimize sales expenses of financial commodity through joint sales, and buyers can conveniently make a purchase without any restriction on information and location.