Patent SG-11201805335T-A (SG)
Title: Accepting issuer credentials at checkout
Inventor: PURVES THOMAS
IPC: G06Q20/30
Filed: 2017-01-27
Abstract: INTERNATIONAL APPLICATION PUBLISHED UNDER THE PATENT COOPERATION TREATY (PCT) (19) World Intellectual Property Organization International Bureau (43) International Publication Date 3 August 2017 (03.08.2017) WIPOIPCT (10) International Publication Number WO 2017/132608 A1 (51) International Patent Classification: G06Q 20/20 (2012.01) G06Q 20/30 (2012.01) G06Q 20/24 (2012.01) G06Q 20/40 (2012.01) (21) International Application Number: (22) International Filing Date: (25) Filing Language: (26) Publication Language: PCT/US2017/015493 27 January 2017 (27.01.2017) English (30) Priority Data: 62/287,754 27 January 2016 (27.01.2016) 15/418,552 27 January 2017 (27.01.2017) English US US (71) Applicant: VISA INTERNATIONAL SERVICE ASSO­ CIATION [US/US]; P.O. Box 8999, San Francisco, CA 94128 (US). (72) Inventor: PURVES, Thomas; P.O. Box 8999, San Fran­ cisco, CA 94128 (US). (74) Agent: YUAN, Arthur Tan-Chi; Loeb & Loeb LLP, 321 N. Clark Street, Suite 2300, Chicago, IL 60654 (US). (81) Designated States (unless otherwise indicated, for every kind of national protection available)'. AE, AG, AL, AM, AO, AT, AU, AZ, BA, BB, BG, BH, BN, BR, BW, BY, BZ, CA, CH, CL, CN, CO, CR, CU, CZ, DE, DJ, DK, DM, DO, DZ, EC, EE, EG, ES, FI, GB, GD, GE, GH, GM, GT, HN, HR, HU, ID, IL, IN, IR, IS, JP, KE, KG, KH, KN, KP, KR, KW, KZ, LA, LC, LK, LR, LS, LU, LY, MA, MD, ME, MG, MK, MN, MW, MX, MY, MZ, NA, NG, NI, NO, NZ, OM, PA, PE, PG, PH, PL, PT, QA, RO, RS, RU, RW, SA, SC, SD, SE, SG, SK, SL, SM, ST, SV, SY, TH, TJ, TM, TN, TR, TT, TZ, UA, UG, US, UZ, VC, VN, ZA, ZM, ZW. (84) Designated States (unless otherwise indicated, for every kind of regional protection available)'. ARIPO (BW, GH, GM, KE, LR, LS, MW, MZ, NA, RW, SD, SL, ST, SZ, TZ, UG, ZM, ZW), Eurasian (AM, AZ, BY, KG, KZ, RU, TJ, TM), European (AL, AT, BE, BG, CH, CY, CZ, DE, DK, EE, ES, FI, FR, GB, GR, HR, HU, IE, IS, IT, LT, LU, LV, MC, MK, MT, NL, NO, PL, PT, RO, RS, SE, SI, SK, SM, TR), OAPI (BF, BJ, CF, CG, CI, CM, GA, GN, GQ, GW, KM, ML, MR, NE, SN, TD, TG). Published: — with international search report (Art. 21(3)) (54) Title: ACCEPTING ISSUER CREDENTIALS AT CHECKOUT 00 o CJ Merchant Checkout GUI Checkout Widget f • MyBankCard Visa V f • MyBankCard Visa V Payment Processor Checkout f • MyBankCard Visa V ( ^ 2dBankCard i'iso ( ^ 2dBankCard i'iso Paymeni Processor Checkout ( ^ 2dBankCard i'iso (57) : A computer-implemented method presents on a merchant checkout graphical user interface associated with a payment processor wid­ get. The payment processor widget determines affiliations of a plurality of accounts and a plurality of issuers of a user. The payment processor widget via the merchant checkout graphical user interface defines at least one se­ lectable graphic configured for receiving interactions of the user on the se­ lectable graphic. In response to receiving the selection of the selectable graphic, the payment processor widget presents a field within the merchant checkout graphical user interface for receiving a credential from the user as­ sociated with an authentication widget of the particular issuer. The authen­ tication widget communicates the credential to the particular issuer for au­ thentication of the user. In response to receiving a successful authentication indicator from the particular issuer, the payment processor widget displays a message indicating that a transaction was approved. Figure 2A