Patent SG-11202000090Q-A (SG)
Title: Systems and methods for generating behavior profiles for new entities
Inventor: JOGLEKAR PUSHKAR
IPC: G06F17/00
Filed: 2017-07-12
Abstract: INTERNATIONAL APPLICATION PUBLISHED UNDER THE PATENT COOPERATION TREATY (PCT) vitivio VIII oviolo ownmom oimIE (19) World Intellectual Property Organization International Bureau (10) International Publication Number WO 2019/013771 Al (43) International Publication Date 17 January 2019 (17.01.2019) WIPO I PCT (51) International Patent Classification: fornia 91324 (US). GADDAM, Ajit; 800 Sea Spray Lane, G06F 11/30 (2006.01) G06F 21/56 (2013.01) Foster City, California 94404 (US). GOOF 17/00 (2006.01) GO6Q 30/00 (2012.01) GOOF 17/30 (2006.01) GO6Q 30/02 (2012.01) (74) Agent: PREPELKA, Nathan, J. et al.; The Webb Law Firm, One Gateway Center, 420 Ft. Duquesne Blvd., Suite (21) International Application Number: PCT/US2017/041612 1200, Pittsburgh, Pennsylvania 15222 (US). (81) Designated States (unless otherwise indicated, for every kind of national protection available): AE, AG, AL, AM, AO, AT, AU, AZ, BA, BB, BG, BH, BN, BR, BW, BY, BZ, CA, CH, CL, CN, CO, CR, CU, CZ, DE, DJ, DK, DM, DO, DZ, EC, EE, EG, ES, FI, GB, GD, GE, GH, GM, GT, HN, HR, HU, ID, IL, IN, IR, IS, JO, JP, KE, KG, KH, KN, KP, KR, KW, KZ, LA, LC, LK, LR, LS, LU, LY, MA, MD, ME, MG, MK, MN, MW, MX, MY, MZ, NA, NG, NI, NO, NZ, OM, PA, PE, PG, PH, PL, PT, QA, RO, RS, RU, RW, SA, SC, SD, SE, SG, SK, SL, SM, ST, SV, SY, TH, TJ, TM, TN, TR, TT, TZ, UA, UG, US, UZ, VC, VN, ZA, ZM, ZW. (22) International Filing Date: 12 July 2017 (12.07.2017) English English (25) Filing Language: (26) Publication Language: (71) Applicant: VISA INTERNATIONAL SERVICE ASSOCIATION [US/US]; P.O. Box 8999, San Francisco, California 94128 (US). (72) Inventors: JOGLEKAR, Pushkar; 1333 Powell Street, Unit 332, Emeryville, California 94608 (US). JER- MAKYAN, Ara; 19012 Plummer Street, Northridge, Cali- (84) Designated States (unless otherwise indicated, for every kind of regional protection available): ARIPO (BW, GH, (54) Title: SYSTEMS AND METHODS FOR GENERATING BEHAVIOR PROFILES FOR NEW ENTITIES 103 Acquirer System 110 105 107 111 Issuer System 113 118 1000 Acquirer Processor 4-110 Enterprise User Issuer Processor acquirer Acquirer Database ssuer Database Transaction Proc 's in Transaction Processing Serier Database JE Transaction Processing Server Processor 104 I C External Data Source 120_a 106 External Data Source 120a 108 External Data Source 120a a 100/116 10 Merchant Sysytem User / s r Computing Device FIG. 1 (57) : A method and system for generating a behavior profile for a new entity to be added to a behavior-monitored system include receiving feature data of a new entity and feature data of a plurality of pre-existing entities from at least one data source. The plurality of pre-existing entities are associated with a plurality of pre-existing behavior profiles. A doppelganger behavior profile is determined for the new entity based at least partially on the feature data of the new entity and the feature data of the plurality of pre- existing entities, and the doppelganger behavior profile is assigned to the new entity. A target action is implemented with respect to the new entity based at least partially on the doppelganger behavior profile assigned to the new entity. [Continued on next page] WO 2019/013771 Al MIDEDIMOMOIDEIRMEIONIMMODEMEMIE GM, KE, LR, LS, MW, MZ, NA, RW, SD, SL, ST, SZ, TZ, UG, ZM, ZW), Eurasian (AM, AZ, BY, KG, KZ, RU, TJ, TM), European (AL, AT, BE, BG, CH, CY, CZ, DE, DK, EE, ES, FI, FR, GB, GR, HR, HU, IE, IS, IT, LT, LU, LV, MC, MK, MT, NL, NO, PL, PT, RO, RS, SE, SI, SK, SM, TR), OAPI (BF, BJ, CF, CG, CI, CM, GA, GN, GQ, GW, KM, ML, MR, NE, SN, TD, TG). Published: — with international search report (Art. 21(3))