Patent EA-003957-B1 (EA)
Title: Transaction system
Inventor: RHIANDO MAXWELL EARL
IPC: G07C9/00
Filed: 1999-01-15
Abstract: 1. A transaction system including at least one terminal and at least one card-type server forming a communication network for registering an impersonal card-identifier at the said server and issue of an impersonal card at said terminal, wherein said system, providing registering of card-type object, comprises: (a) means to receive unissued card-type objects in the terminal; (b) means to originate an impersonal card-identifier in the terminal; (c) means to print in terminal of secret code of registration on unissued card-type objects; and (d) means to transmit the impersonal card-identifier on the card type server; (e) means to create an impersonal data file record to register the impersonal card-identifier in the database of the card type server; (f) means to transmit of instructions from server for the validation card type transaction in the terminal. 2. A transaction system including at least one terminal and at least one card-type server forming a communication network for validation of an impersonal card-identifier on said server and reception of an impersonal card in terminal, wherein said system, providing validation of card type object, comprises (a) means for receiving the issued card in the terminal; (b) means for reading a secret code of registration on unissued card-type objects for generating in terminal of impersonal card-identifier; (c) means for transmitting the card identifier on card-type object server; (d) means for locating an impersonal data file record to validate the convenience impersonal card-identifier in the database of the card type server. 3. A transaction system comprising: means for detecting a discrete user characteristic in terminal; means for generating an impersonal user-identifier from the user characteristic; means for transmitting the impersonal card-identifier and user-identifier on card type server to create a data file record in the database of the card type server with a set of impersonal identifiers, and means for transmitting the instruction from server for authorization of card type transaction in terminal. means for transmitting the card identifier between terminal and server to create a record or data file in the database for card registration, or to locate the record or data file for card validation. 4. A transaction system according to claim 2, comprising means for detecting a discrete user characteristic in terminal; means for generating an impersonal user-identifier from the user characteristic; means for entering a transaction value in the terminal for acceptance at the server; and means for transmitting the impersonal card-identifier and user-identifier and transaction value, between terminal and server to locate the data file record in the database of the card type server and enter the transaction value to record the validation transaction; and means for transmitting the instruction from server for authorization of card type transaction in terminal. 5. A transaction system according claim 1 or 2 wherein each of impersonal card-identifiers is secret code for recording on impersonal card-type object or reading from it, wherein said system further comprises means for generating of said card-identifier and registration code in terminal without reference to concrete user. 6. A transaction system according claim 3 or 4 wherein each of impersonal user-identifiers is an image, obtained by scanning of user parameter, wherein the system further comprises means for receiving of said image in the terminal without reference to concrete user. 7. A transaction system according to any of claims 1-4 wherein a network of terminals communicate with a network of servers for registration and validation transaction, wherein the system further comprises means of identification of issued and unissued card-type objects for each type of impersonal objects. 8. A transaction system, including network of terminals and network of servers, forming separate communication networks for executing impersonal transactions, creating impersonal identifiers in terminals, registration of impersonal identifiers on servers for card-type object registration and authorization of impersonal identifiers in terminals, wherein said system, providing the executing of impersonal transactions, comprises (a) means for receiving an unissued card in the terminal; (b) means to originate an impersonal card-identifier in the terminal; (c) means to record in terminal of secret code of registration on unissued card-type object; and (d) means to originate an impersonal user-identifier in the terminal; (e) means for transmitting of set of impersonal identifiers from terminal to card-type server for creating a discrete data file record to register a set of impersonal identifiers in database of card-type server; 9. A transaction system, including network of terminals and network of servers, forming separate communication networks for executing impersonal transactions, generating impersonal identifiers in terminals, matching of impersonal identifiers on servers for validation of convenience of card-type objects and authorization of impersonal identifiers in terminals, wherein said system, providing the executing of impersonal transactions, comprises (a) means for receiving the issued card in the terminal; (b) means for reading a secret code of registration on unissued card-type objects for generating in terminal of impersonal card-identifier; (c) means for transmitting the card identifier in the terminal; (d) transmitting of set of impersonal identifiers from terminal to card-type server (e) means for detecting a discrete data file record for validating of set of impersonal identifiers on card-type server database taking the transaction value, and (f) means for transmitting the instruction from server for authorization of card type transaction in terminal. 10. A transaction system according to claims 8 or 9, characterized in that each of impersonal card-identifiers is secret code for recording on card or reading from impersonal card-type object, wherein system further comprises means for generating of said card-identifier and registration card in terminal without reference on concrete user. 11. A transaction system according to claims 9 or 10, characterized in that each of impersonal user-identifiers is an image, received by scanning of user parameter, wherein the system further comprises means for receiving of said image in the terminal without reference to concrete user. 12. A transaction system according to any preceding claims, characterized in that secret code of registration for each impersonal card identifier consists of two-dimensional symbology, forming a part of registration to record or read in terminal of constant symbology on impersonal card-type object. 13. A transaction system according to claim 12 characterized in that registration comprises a record o permanent serial number, transaction value and date on impersonal card-type object in the terminal. 14. A transaction system according to any preceding claim, characterized in that the registration includes secret code of registration with the data of card-type object for recording a permanent entry-line of discrete symbols and characters on impersonal card-type object in the terminal, wherein system further comprises means of forming of card-type object data in card- type server database to form discrete data file record and to transmit the card-type object data in terminal for record and issue the said registration code and entry-line on impersonal card-type object. 15. A transaction system according to any preceding claim, characterized in that each unissued card-type object is provided with preliminary printed code of card issuer for identification of issuer name and by doing that identification of card-type impersonal objects in the terminal, wherein system further comprises the means of insertion of code of card issuer in secret code for identification of card-type server, for creating or detecting a discrete record data file record. 16. A transaction system according to any preceding claim, characterized in that the card-type server is made with possibility of providing of creating by one encrypted card -identifier of discrete data file record in database of that server for registration of data file and detecting the same discrete data file record in server database for matching data files. 17. A transaction system according to claim 15 or claim 16 characterized in that each encrypted card identifier has a constant order and card-type server is made with possibility to create the discrete data file record for registration of constant and each encrypted card identifier with the same constant order, and by doing that detecting of the same data file for matching two constants. 18. A transaction system according to claim 15 -17 characterized in that the encrypted card identifier is transmitted ahead of the encrypted user identifier and card-type server is made with possibility of detecting the discrete data file record in the server database to record the data file and matching in data files of logical identifiers setting. 19. A transaction system according to any one of claims 15- 18 characterized in that the terminal comprises means of encoding of card identifier and user identifier before transmission and card-type server is made with possibility of decoding of card identifier and user identifier after reception. 20. A transaction system according to any of preceding claims, characterized in that each encrypted card identifier and each user identifier forms a set of impersonal identifiers to record a data file for registration of card-type objects, and each card identifier and each user identifier for validating of convenience of card-type object form identifiers set for matching the files. 21. A transaction system according to any one of claims 2, 4, 5-7, 9-20, characterized in that the terminal is made with a possibility of using it by issued card-t