Patent SG-11201909292P-A (SG)
Title: Method and system for barcode-enabled payments
Inventor: SINGH HARJENDER
IPC: G06Q20/38
Filed: 2018-11-30
Abstract: Pointof Sale Device Computing Device Issuing Institution 110 102 P ocessing Server X112 /106 104 FIG. 1 Wallet Provider 71. O M N 71. O N C (12) INTERNATIONAL APPLICATION PUBLISHED UNDER THE PATENT COOPERATION TREATY (PCT) (19) World Intellectual Property Organization International Bureau (43) International Publication Date 01 August 2019 (01.08.2019) WIPO I PCT 1111111111111101111111111111111011111010111111111111111111111111111111011111011110111111 (10) International Publication Number WO 2019/147340 Al (51) International Patent Classification: G06Q 20/02 (2012.01) G06Q 20/36 (2012.01) G06Q 20/32 (2012.01) G06Q 20/38 (2012.01) (21) International Application Number: PCT/US2018/063188 (22) International Filing Date: 30 November 2018 (30.11.2018) (25) Filing Language: English (26) Publication Language: English (30) Priority Data: 15/878,571 24 January 2018 (24.01.2018) US (71) Applicant: MASTERCARD INTERNATIONAL IN- CORPORATED [US/US]; 2000 Purchase Street, Pur- chase, NY 10577 (US). (72) Inventors: SINGH, Harjender; Blk 183#18-295 Bishan Street 13, Central Singapore 570183 (SG). SME TS, Patrik; Hooidonkstraat 59, Nijlen 2560 (BE). YEN, Philip Wei Ping; 2 Marina Boulevard #08-04 The Sail, Central Singa- pore 018987 (SG). (74) Agent: DOBBYN, Colm, J.; Mastercard International In- corporated, 2000 Purchase Street, Purchase, NY 10577 (US). (81) Designated States (unless otherwise indicated, for every kind of national protection available): AE, AG, AL, AM, AO, AT, AU, AZ, BA, BB, BG, BH, BN, BR, BW, BY, BZ, CA, CH, CL, CN, CO, CR, CU, CZ, DE, DJ, DK, DM, DO, DZ, EC, EE, EG, ES, FI, GB, GD, GE, GH, GM, GT, HN, HR, HU, ID, IL, IN, IR, IS, JO, JP, KE, KG, KH, KN, KP, KR, KW, KZ, LA, LC, LK, LR, LS, LU, LY, MA, MD, ME, MG, MK, MN, MW, MX, MY, MZ, NA, NG, NI, NO, NZ, OM, PA, PE, PG, PH, PL, PT, QA, RO, RS, RU, RW, SA, (54) Title: METHOD AND SYSTEM FOR BARCODE-ENABLED PAYMENTS 100 (57) : A method for facilitating a transaction with a one-time number includes: receiving a first transaction request, wherein the first transaction request includes a plurality of data elements including at least a first data element configured to store a zero transaction amount and a second data element configured to store a primary account number; parsing the primary account number stored in the second data element included in the received first transaction request; generating a one-time value, wherein the one-time value includes a predetermined number of digits and a subset of the predetermined number of digits is a reference to the processing server; storing a data entry comprised of at least the parsed primary account number and the generated one-time value; and transmitting the generated one-time value in response to the received first transaction request. [Continued on next page] WO 2019/147340 Al I0111I0III11II111111011101110111I10IIIIIIVIIIVIIIVIII011101111101111111I111IIIIIIII SC, SD, SE, SG, SK, SL, SM, ST, SV, SY, TH, TJ, TM, TN, TR, TT, TZ, UA, UG, US, UZ, VC, VN, ZA, ZM, ZW. (84) Designated States (unless otherwise indicated, for every kind of regional protection available): ARIPO (BW, GH, GM, KE, LR, LS, MW, MZ, NA, RW, SD, SL, ST, SZ, TZ, UG, ZM, ZW), Eurasian (AM, AZ, BY, KG, KZ, RU, TJ, TM), European (AL, AT, BE, BG, CH, CY, CZ, DE, DK, EE, ES, FI, FR, GB, GR, HR, HU, IE, IS, IT, LT, LU, LV, MC, MK, MT, NL, NO, PL, PT, RO, RS, SE, SI, SK, SM, TR), OAPI (BF, BJ, CF, CG, CI, CM, GA, GN, GQ, GW, KM, ML, MR, NE, SN, TD, TG). Published: — with international search report (Art. 21(3))