questions: asking about pmfby 
 answers: there will be a uniform premium of only 2% to be paid by farmers for all kharif crops and 1.5% for all rabi crops. in case of annual commercial and horticultural crops, the premium to be paid by farmers will be only 5%. the premium rates to be paid by farmers are very low and balance premium will be paid by the government to provide full insured amount to the farmers against crop loss on account of natural calamities.