questions: query pmfby. 
 answers: risks covered under the scheme:
            yield losses (standing crops, on notified area basis). comprehensive risk insurance is provided to cover yield losses due to non-preventable risks, such as natural fire and lightning, storm, hailstorm, cyclone, typhoon, tempest, hurricane, tornado. risks due to flood, inundation and landslide, drought, dry spells, pests/ diseases also will be covered.