Datasets:

PaawanPurdhani

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Complaints

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mortgages_and_loans

yesterday received threatening letter chase stating accelerating heloc extinguished illegal foreclosure home done account rid part foreclosure account gone chase trying sell home time billing still addition state mass issuing foreclosure related activity stopped direct violation new law chase foreclose heloc put illegal submission another illegal document assignment yr initiation allow foreclose home jp morgan chase bank na sent letter dated stating status account need get travel use internet service putting life danger try take home evict high risk yr old underlying medical issue also contacting court registry deed submitted illegal assignment intent commit another illegal foreclosure second foreclosure attempt set start according letter see attached

retail_banking

yesterday received email work cash app stating need submit another copy affidavit death certificate portal except information sent prior keep sending information want issue resolved move giving answer either account account account

debt_collection

yesterday received notice state tax return intercepted group linebarger goggan blair sampson llp receive notice intent intercept filing firm provided information supposed debt concerned aware owing anything next day sent attached debt validation letter certified mail three address present correspondence careful preserve record attempt verify debt including keeping copy letter individual effort verify debt receipt certified mail two letter sent address received signed domestic return receipt back office tracking number confirms delivery never received reply whatsoever request verification correspondence lgb quite surprised receive notice tax board impression law debtor offer evidence debt valid within thirty day must cease collection effort appears linebarger goggan blair sampson llp violated

credit_reporting

yesterday reviewed copy credit report saw unauthorized credit inquiry also requesting updated copy credit report

credit_reporting

yesterday reviewed copy credit report saw unauthorized credit inquiry also requesting updated copy credit report

credit_reporting

yesterday reviewed copy credit report saw unauthorized credit inquiry also requesting updated copy credit report

credit_reporting

yesterday submitted report guy regarding fraudulent account inquiry credit report yet hear back bureau regarding documentation sent another account forgot include last report opened

credit_reporting

yesterday submitted report guy regarding fraudulent account inquiry credit report yet hear back bureau regarding documentation sent another account forgot include last report opened

credit_reporting

yesterday submitted report guy regarding fraudulent account inquiry credit report yet hear back bureau regarding documentation sent another account forgot include last report opened

debt_collection

yesterday notified new collection commonwealth financial system hit credit report never contacted debt never received notice owed anything notification right dispute information aside date original bill incurred proof actually incurred random collection suddenly appearing credit report even go er get away bill truly believe company make debt ancient debt past statute limitation disputed removed immediately upsetting company hit credit multiple unproven er bill past disputed removed active fraud alert place partially thanks antic read many complaint people stating hit collection company opening credit card think connection bank account xxxxxxxx applied credit card month ago sudden coincidentally new collection commonwealth highly suspicious closing account seem bed commonwealth

credit_reporting

yesterday went online signed trans union agency alone took hour customer support information contained many inaccuracy could verify identity without extreme difficulty explained reason call credit report fraught incorrect data made perhaps dozen attempt sign online address receiving error time called chose file dispute every time hung opted speak agent another department transferred dispute team hung next conversation refused allow make transfer contact department long drawn session service agent admitted aware problem dispute department everything would solved could successfully take care problem next day today furthermore time attempt go alternative dispute site demand address issue http cta username password must reset wrong system nothing changed still unable log section website dispute addressed numerous incorrect living location contact information employment history unable address real problem numerous incorrect account file name

retail_banking

yesterday went bank america check deposit refrained adding check balance previous saturday day beforehand said would available week went inside told interested depositing check going long hold time bank account positive told would clear tomorrow morning today sit bank america fl zip well know statute regarding amount check afterward claim check high risk except dollar house expensive zip code florida yesterday gave check mention anything high risk believe said specifically would clear tomorrow check cleared claim high risk property currently withheld bank america amount think amount fine misrepresentation fraud deceit amount

retail_banking

yesterday morning year old year old son decided gon na buy online game le hour spent three charge refunded without issue contacted say issue refund charge charge sone game equaling contacted bank santander see could reverse charge said would press charge son legal charge made sleeping

credit_card

yesterday wife tried twice use captial one visa card pay renewal one year capital one declined charge twice charge availability card wife proceeded use visa card issued another bank without trouble know received email shortly thereafter capital one recently detected suspicious activity account protect restricted account making call u call capital one asap told recorded message human could help ten minute twenty minute later representative courteous professional called back want complaint reflect favorably explanation subscription suspicious anyway get hold removed account give last four digit social security number date birth email address capital one used required give consent capital one texting authorization code believe foregoing fact reflect violation capital one tcpa cardholder agreement well course fair practice

debt_collection

yesterday report got sudden notification collection agency named jefferson capital system original creditor never received notice either company debt informed would going knowledge bill would like creditor removed let know information company may need resolve issue thank gmail

debt_collection

yesterday received mail transworld system claiming debt creditor debt validation evidence used relation corporate contacted claim told way usually call handle debt assured scam research many claimed one ignore others say contact cfpb cancel confirm claim statement false

retail_banking

yesterday tried add cash bank account cash app failed matter amount tried today tried decided contact support failed automated email came back saying account closed try cash remaining balance bank account transaction fails would like get remaining balance cash app longer usable

mortgages_and_loans

yesterday completed online refinance loan request mortgage loan servicing company specialized loan servicing received call mortgage servicing company specialized loan servicing told representative completed online application request loan refinancing unable approved debt income ratio approximately year tried refinance servicing company specialized loan servicing requested cash help pay debt company unable refinance request also husband purchased home year fixed mortgage approximately year ago modification approximately supposed assisting affordable paying home year payoff mortgage also deferred amount moved approximately year would like loan servicing company tell debt concerned mortgage holder trying pay debt income ratio nothing denying loan loan servicing company wanted u debt dont would allowed u refinance long term mortgage balance servicing company u dererred balance changed since approximately year ago facing year payment home instead allowed reduce year year im trying refinance also since maturity date instead cant see concern debt loan servicing company want keep homeowner paying fortune money extremely long term mortgage part refinance requested payoff approximately year second mortgage included paying mortgage approximately year barely seen reduce also bank changed term mortgage somewhere along way aware bank withheld number page connection loan sent u approximately year later different term see attached form also loan servicing supposed concerned debt made insurance projection without consideration contacting u homeowner reference choosing inexpensive insurance loan servicing raised monthly payment caused escrow shortage extreme amount raise mortgae accordingly shortage without concern u makeing payment concern additional debt loan servicing company imposing upon u see attached monthly increase form result concerned mortgage payment going purchased insurance different insurance company without unecessary high cost ask escrow analysis loan servicing company lower mortgage back total loan servicing company increased based projection one asked question debt concern raising mortgage payment causing escrow shortgage u mortgage loan servicing still also could considered part monthly payment refinance request specialized loan servicing co

credit_card

yesterday company responded saying havent received form documentation rep said updating call back afternoon still use card

credit_card

yesterday looking account pending transaction balance available credit made payment towards balance keybank ny looked account balance available credit changed little went back bank see going told take hour post account looked account today said owe another went bank told maybe made another transaction yesterday today know looked account im seeing repeated transaction already made earlier month saying posted yesterday know posted check account every single day day money already took account credit first got secured credit card deposit paid yesterday telling owe another dont know type scam got going really worst refuse pay originally put card didnt late payment anything actually paid earlier due date

retail_banking

yesterday around went atm bmo harris bank az make deposit checking account cash atm machine jammed counting cash froze could get card machine money screen went black started reloading software eventually got reloaded around minute got card put check account balance deposit credited account cash missing spent many hour yesterday today trying get bank return atm machine stole filed complaint yesterday told yesterday fund would deposited account within hour told happens time never life money stolen bank atm machine end day fund returned finally bank manager called bank closed told starting investigation would take week wait week get fund back money hard money rehab loan got hard money lender rehabbing house contractor lined start work tomorrow next week require cash payment service daily basis cancel schedule know available hard money loan short term high interest must paid full wait stolen money returned need today go get atm machine drive give back delay returning deposit stuck atm unacceptable also called corporate office morning allowed talk anyone receptionist called fraud atm department said handled regulation e dept refused let talk

credit_reporting

yesterday filed police report police department someone using personal information try open account name never authorized inquiry listed police report please see attached document support request

credit_reporting

yesterday reviewing credit report noticed account related decided file police report personal identity used open account company none information relates transaction made authorized

debt_collection

yesterday woman called husband phone answered driving gave name say company give asked going said owed never verified id dob s husband said need bank information declined give info said take legal action give advised call call received violated fdpca rule time called asked speak supervisor place hold one got line called find called husband threatened legal action supervisor told revised tape nothing violated advised make report company seeking council due work compassion towards debtor want file complaint company give name

credit_card

yesterday called capital one inform hardship due said would make monthly payment extend payment date instead suspended card extend payment date called day around talked supervisor refused help threatened make formal complaint placed hold returned call said apologizes found previous representative put hardship making monthly payment extending payment date told car would become active active almost immediately hour later check online account car still active payment wand still set decided wait next day check card still active payment amount still set month extension applied called rep refused help told recording line per mi wiretapping law said could continue recorded line asked suspend recorded line stated could checking supervisor hung told prior would drive indiana mile south record without consent indiana two party consent state

debt_collection

yesterday collection agency named sequium reported collection account credit report prior appearance account report received absolutely contact collection agency much le given day notice dispute even idea called sequium complain told tell anything debt

credit_card

yesterday told problem account way fix set different payment method told would call monthly would credit account based assertion payment made none make sense get email notice letter late payment late payment charge track payment even though account number name associated card tried resolve issue since last year avail received several letter special response team problem fixed attached partial bill show late payment fee reversal response credit card company capital one sure affecting credit report spending lot time every month trying resolve matter extremely frustrating thanks

credit_card

yesterday wednesday received debit prepaid card brink money apply name trying call company got answer im worried scam stolen identity

debt_collection

yesterday spoke agent advised written notice mailed address lived year advised wrong address requested validation two debt found account got alert credit score app reviewing dispute noticed agent validation account try call back sent voicemail credit report show two different collection company debt recovery solution llc spoke debt recovery solution advised account collecting debt recovery solution collecting never contacted called mail regard debt

mortgages_and_loans

yesterday tried pay mortgage online website changed wo let log put digit code allege sent email never received code despite trying multiple time log retry sending code button never arrives tried calling hotline said time operator help called yesterday today time call automatic operator say one help call back wo even put waiting list give call back option literally hang ca seem speak human issue website excuse code sending although annoying operator available wait hour wo even let wait think mail check trust also fee pay phone name company cross country mortgage

credit_card

yesterday phoned credit card capital one ask fee card inherited money paid fact credit one card balance due fee card people called time spoke representative would pay credit card would dismiss fee would close card unless signed agreement deaf low visioned told one rep wanted read condition said could rely upon hearing legal document read phone said could close account called got thing rep directed online written agreement read said agree agreement said could close account able close one account credit balance demanded pay paid personal checking account told would charging account next billing period also allowed company auto bill never service lost wallet reported immediately lock card unlocked card got new card allow company auto charge new number said without permission needle say many error alarming go money sure plan take next month close account want close account sign contract condition agree relevant closing account also threatened could never card doubt also impact credit rating way thank help

debt_collection

yesterday received call phone number first time ring answer rarely answer unknown number check voicemail hoping obtain information person contacting case voice mail couple second number tried contact answered man showed indicated could leave voice message called followed present debt moving fee taken hand third party collection debt aware never contacted phone email mail using address apartment delivered reason deduction seemed inefficient contact address knew longer living call developing expressed desire pay debt waiting contacted however indicated taking request call next day following friday make payment began insinuate want start calling constantly better pay debt pointed fair practice collection call day replied wanted help debt reflected credit time save money told saying considered harassment understand wanted pay debt soon possible exact moment card addition take easy stop carry type illegal collection replied rephrase see plan phrase left shock told could continue type call immediately afterward told leaving transfer manager hung call today made total payment debt intention beginning however feel victim unfair collection act first instance contacted number granting could leave voice message first call second instigating pay clearly told going pay next day addition threat could affect credit going start calling constantly complete assuming planned pay act evade debt credit impeccable never missed debtor tried get away suggested debt collector

debt_collection

yesterday filed complaint company delta management associate today called school administrative assistant human resource verify employment someone office human resource staff member forwarded message left superintendent phone left reference return call immediately message left admin assistant received another phone call woman would give name wanted verify active employment asked give ssn date birth instead hr staff refused tried get name phone number hung immediately work day interrupted harassment embarrassment stressful situation repeatedly informed delta management associate inc wrong person ssn mixed person want birthdate life minnesota man woman delta management exceptionally rude willing listen said would continue call get information collect outstanding student loan debt

credit_card

yesterday charge appears yet made purchase yesterday call explaining happened hung call back speak say ca get detail charge say earlier rep ability access ask supervisor none available waste hour time info company

mortgages_and_loans

yesterday called refinance auto loan applied via lendingclub ilending direct phone number reached told approved qualified auto loan refinance company intermediary loan went specific told sure approved refinance asking authorize hard credit pull done complete step refinance sent license auto registration insurance doc odometer reading vin morning pst sends got approval back buddy chat provided referral source asked pst received another call regrettably denying loan previously coerced hard pull said sorry new know california auto note need made least mine would deposit say messed hey least learned something feel like taken advantage credit report another hard inquiry negligence company ignorance

debt_collection

yesterday company fraudulently tried extort lady supervisor said could pay monday subpoenaed county get attorney go court know anything issue threatening attitude pay via phone said reported said sent letter never received letter suggested sent extremely upsetting obey law credit issue social security felt harassed pushing take advantage say legal firm creditor u bank fast talker knot give email address could send letter show letterhead ga phone letter sent via email print wo allow forward letter either phone number show txtag people pay highway toll tx believe fraud theft please help stop fraud

credit_card

yesterday made payment amount credit card credit card limit used external account account bank credit card associated made payment time two year returned bounced payment used two external account make payment credit card two year today checked online ensure balance reflected payment made yesterday balance still showed amount statement account stating available credit update pride keeping credit usage every month statement released bank report credit bureau ensure balance paid least extremely disappointing shown loyalty financial institution treating like feel like punished using credit card paying every month told one representative could due making irregular payment etc account flagged fund placed hold escalated call spoke supervisor told likely payment verified payment contrast balance account time caused account flagged placed hold used external account two year sure flagged extremely frustrating stressful disappointing expect usaa right getting getting stress headache sadness credit score lowered credit utilization high usaa applying payment extremely upset worked really hard increase credit score maintain good credit year even case even payment applied monies available still issue usaa reliable right showing support loyal customer banking investment insurance year really hurt

debt_collection

yesterday received call row voicemail later day sister brother called cause reached phone number called number back learned nar spoke girl said collecting debt emergency room visit shocking long ago remember tried asking question extremely rude kept saying trying contact long time even served asked proof cause honestly could remember even asked statement said sent plenty statement lived house last year like hard get hold wanted proof debt told nothing point cause already judgement going start getting wage garnished repeatedly cut said either pay taken check given ample notice debt incurring interest understand debt collector would ideal job extremely rude really thought joke cause said mine take care want know finally said would email statement never kept telling seeking judgement going lawyer said judgement already place call verify patient could give billing statement service done day since old reached nar today want resolve get statement requested speak someone different want speak girl yesterday spoke male supervisor explained everything day wanted statement see could work started going debt collector script said reaching numerous time asked specific cause phone number address employer whole time said phone record compare said give phone record record time tried collect asked last time yesterday reached said numerous time kept pressing specific finally said tried year asked contacted admitted first time tried since asked took long said thousand account work tried went bottom workload sometimes take long time work case asked statement finally received one time interest continued incurring original debt asked could take interest pay full done said cause either pay get plus getting check garnished fine paying debt feel like interest fee reasonable especially wo send proof collection attempt anyone else could talk pretty rude condescending company said ca dispute anything work deal interest going keep incurring make payment

credit_card

yesterday submitted complaint cfpb could dispute credit card transaction online bank boa requested call talk dispute english good enough speak read write mean handle online chat message phone call disputed transaction boa online bank call customer service understand must call boa customer service time also find send message option boa message center think inconvenient submited complaint cfpb today daughter received email email address listed secondary contact method online bank profile boa asked call talk complaint understand boa trying accomplish complained boa barrier caused accepting phone call contact method boa asked call complaint serious discrimination based language thank time attention best regard

credit_reporting

yesterday informed experian negotiated get bill lower claimed lowered equaling thing called several time discus manager supervisor long term employee man volunteered yr said work third party even explained full situation regarding experian also said never heard thing lowering customer bill charge experian charged fraudulent saving say made showed saving account coincidentally enough son dropped name plan lowered told including next time called bill actually risen thereabouts agent told call made experian want make perfectly clear back bc seen better plan website lowering gb making closer calling investigative concern experian lowered plan son taken name plan state experian third party negotiates customer nothing showed account show saving made believe experian department negotiation scam call several time get transferred department get etc spent hour phone bc list email website btw finally get transferred successfully negotiation department rude woman answered time said could file complaint regarding send showed bank account next day called back second time getting transferred sounded like finally got rude woman experian negotiation department changed story saying investigation could take day yet took little information never asked question told whole story response defensive showing customer service skill highly doubt experians negotiation department refund say received due service lowering bill like lower bill according nothing showed communication showed behalf asked check bill communication heard four different supervisor manager man worked ten year sign saving nothing listed negotiation mention experian anywhere fact point bill went im thankful helping plan finally find online le gb lowering bill made sure man talked knew id verification question ask beginning giving info sending verification code phone credit reporting company experian shocked verifying discus anyones bill third party said worst case scenario might someone claim bankruptcy ordered divulge account reason overdue cutoff even customer responsibility extremely rare ive longtime customer good record told believe experian negotiation nothing account havent seen credit saving say nothing

retail_banking

yesterday son told friend sent fund cash app app familiar us time could get fund app time asked help could figure looked number cash app called spoke first quite rude hard hear u download another app would help remove fund bank account felt though setting something went along noticed app recording screen saw log password bank app son still another coming account cash app person even know authorize way stop transaction never use cash app son access account also know person going tried calling number today several time say disconnected one talk cash app filing fraud claim bank cash app definitely legit company

credit_reporting

yet case credit company following rule listing account credit profile account remove placed back file without proof even account need stop

credit_reporting

yet case credit company following rule listing account credit profile account remove placed back file without proof even account need stop

retail_banking

yet bank transaction specifically check intention removing opportunity account holder add needed fund overdraft fee occurs entire folder proof scam bit night owl always check account often matter check going later time sit transaction nowhere found even pending transaction lengthy agreement signed bank promise opportunity deposit fund avoid fee hold check post account pending otherwise least account holder end staff maintains see day even worse see predated account holder take screenshots save every atm receipt today check took account negative check posted yesterday date checked account nothing pending morning check posted yesterday date negative account please let know send rest screenshots receipt doc confirming scam attached screenshots many add

credit_reporting

yet credit company thinking law following rule letting company report infomation credit file never signed applied

credit_reporting

yet credit company thinking law following rule letting company report infomation credit file never signed applied

credit_reporting

yet credit company thinking law following rule letting company report infomation credit file never signed applied

mortgages_and_loans

ygrene financial petitory lender associated business company named representive forged name home improvement solar panel financial contract without knowledge property read ygrene attorney letter statement untrue offered buy half property deed due ygrene fraudulent behavior forging name ygrene negotiate buy pursue fraud forgery name asking cfpb could advise ygrene negotiate buy please see attachment

mortgages_and_loans

ygrene authorized lender pace program california believe wife victim predatory lending ygrene trying pay loan notified ygrene pay original lien amount believe ygrene solicited u knowing people poor financial literacy ygrene provide clear breakdown fee ygrene added excessive unnecessary fee ygrene charging high prepayment penalty properly disclosed seems ygrene requiring balloon payment close loan ygrene opinion definition predatory lender estimated payoff amount original lien amount estimated principal balance estimated amount paid ygrene spoken ygrene issue ygrene back fee estimated current tax assessment almost normally would continued making payment estimated prepayment premium estimated payoff processing fee loan started excessive fee wife unaware like application fee processing underwriting fee recording disbursement fee jurisdiction cost recovery fee title escrow fee energy audit fee origination fee class action law suit ygrene notified ag alleged predatory lending document available upon request

mortgages_and_loans

acknowledge spoc call back attentively help avoid payment issue contrary others stated previously without evidence acknowledged also leave voicemail like responsible agent would previous reply complaint lie request make customer service issue refusing help client record financial institution especially result part financial institution negligence poor customer service communication request five question look forward hearing answer outbound attempt approved till called spoc several time question would give spocs contact information letter customer including winter last year reach several voicemail never answer phone incoming call say also cant make outgoing call ignored question asked repeating called leave voicemail proof record missed call voicemail receive call help please remove dnc made excuse month ago way gave many poor excuse also please go back previous question copy paste question direct answer next keep thing organized request company problem led mess listening sent repeated information dated request around first request despite giving rebuttal response request irrelevant instead trying listen empathize customer pandemic time said tried call went voicemail leave voicemail proof evidence call history called left voicemail company lied manipulated many time know another attempt call another poor excuse instead problem solving relation marketing still gotten call request regardless attempt bringing call block account received call new associate since anything buy relay information decided give information feedback improve resolve said online figure due late fee admitted late fee total due discrepancy online statement online inaccurate caused pay needed despite several call clear thing customer service request repeatedly wanted reach spoc respond ask repeatedly reach say new excuse fact made ca make outbound call pandemic business received outbound call spoc past make sense reach leave voicemail return customer call excellent customer service ca make outbound call addition getting called back concern pandemic business want communicate directly cooper took several month get proper response spoc still contacted spent time resource hammering dispute could resolved removing reported issue poor service document complaint regulatory authority consumer see cooper reject treat loyal customer said new single point contact spoc contacted respond since still heard anything problem last representative poor responsiveness care customer educate assist said receive payment mention poor communication phone agent miscommunicated make payment forbearance basically without repercussion receive payment notification sent regarding hurting credit even return call original spoc reached guidance assistance many attempt forbearance plan terminated early due poor guidance assistance customer service receive appeal letter due time stop forbearance gave poor information response reached credit report still show one payment behind reported one removed goodwill good faith since payment paid full miscommunication rep realized address previous complaint include following want payment lowered due misleading faulty escrow analysis dated told needed pay day avoid escrow shortage payment increase legitimately snail mail letter dated day payment day receiving party receives letter week month day payment request also unrealistic actually mailed anyway receiving usps fault properly professionally analyzed assessed mailed contacted customer expediently date mailing almost constitutes fraud requested several day ago nationstar research department contact never seems representative issue company issue similar previous poor communication credit poor customer service refusing remove late payment good customer service problem company admitted along way already paid payment full despite company saying remove credit remark well known company compromise care good faith customer remove especially said late payment taken care paid full nationstar little gain leaving credit remark payment paid full still want keep mark spite poor customer service empathy whats right customer pandemic time remove credit disparagement misunderstanding poor service least document communication misunderstanding within credit report mention customer never payment issue like miscommunication issue name date time call technology compliance management oversight upon fact told others already found call reviewed hearing different story cooper sudden said online payment due included late fee said late fee huh miscommunication side resulted paying needed explanation give provided made unnecessary payment also website employee communicated incorrectly improperly repeatedly causing miscommunication whole payment fiasco example website said needed pay due current despite last statement saying escrow analysis faulty send updated escrow analysis due amount changed system customer focused gave option already knew apply escrow amount escrow bill mortgage payment much poor communication rep callousness treat customer despite error long hold phone time unresponsive loan specialist website technical difficulty repaid higher balance safe sorry low behold need pay site said pay extra turned additional principal wasted mine could used pandemic stay home time take care family pertinent need crisis felt choice pay incorrect higher amount due level callous treatment mistrust gained customer service friendly company pressing time

credit_reporting

reporting debt owed report however owe company money debt mine company provided letter letter advising delete three credit reporting agency immediately

mortgages_and_loans

hear craziest story newrez llc nmls automatically put covid assistance ask put found take automatic payment set since beginning loan noticed payment taken back account called questioned taken time told enrolled everyone program questioned asked legal told ask signed program remove right away put regular status back let fast forward two month later town got back letter mailbox delinquent payment reported credit bureau called quested given excuse happened gave excuse told forgot turn back autopay feel like company trying report raise rate delinquent trying foreclose house called made seem like fault seems like highly illegal someone sign program never asked put mess payment structure hold accountable asked send letter email explaining want mess credit said would never received would love help company nothing shady since purchased load type company allowed purchase loan thanks

credit_reporting

absolutely correct repeat previous problem reason repeat never answered question question report delinquent mortgage never delinquent never received report anyone anybody answer question show delinquent

debt_collection

claiming account owe something never entered business arrangement never signed contract conduct kind business also party collector permission furnish information credit report first place law state collect information get authorization access credit report reason didnt first there way would ever give slimy collection company permission slander credit report

debt_collection

claiming account owe something never entered business arrangement never signed contract conduct kind business also party collector permission furnish information credit report first place law state collect information get authorization access credit report reason didnt first there way would ever give slimy collection company permission slander credit report

debt_collection

claiming account owe something never entered business arrangement never signed contract conduct kind business also party collector permission furnish information credit report first place law state collect information get authorization access credit report reason didnt first there way would ever give slimy collection company permission slander credit report

debt_collection

breach arbitration clause said contract sending debt collection agency since contract breached demand removal account may concern neither affirm deny purported debt claim owe company letter sent response entry made credit report dated please advised refusal pay debt notice sent pursuant fair debt collection practice act usc sec b claim owe money disputed validation requested fair debt collection practice act right request validation debt say owe requesting proof correct party contractual obligation binding pay debt request verification via proof mailing address request validation made pursuant title section fair debt collection practice act reporting inaccurate unsubstantiated information credit reporting agency may constitute fraud federal law compliance request required law state federal statute debt validation includes following original creditor account account number original amount owed please provide complete payment history starting original creditor please provide documentation indicates agreed pay someone sum money original date delinquency account agreement grant authority collect alleged debt proof acquisition assignment pay account calculate current amount owed require compliance term condition letter within day certified receipt complete removal credit profile writing claim event noncompliance reserve right file charge complaint ftc appropriate county state federal authority also hereby reserve right take private civil action company recover damage addition fair credit reporting act state item investigated must indicate bureau account dispute reporting information credit reporting agency full validation completed sent copy request validation three national credit reporting agency begin investigational process concurrent investigation

credit_reporting

direct violation fcra negative debt credit report changing delinquency status account fool credit bureau thinking recent really reporting account updating monthly well versed credit law practice account doubt aware collection tied original account charged report account opened therefore account illegal violation fcra fine per incident requesting investigate matter fcra fcra ability consumer dispute information directly furnisher e duty person receiving notice dispute receiving notice dispute consumer pursuant subparagraph person provided information dispute consumer reporting agency shall conduct investigation respect disputed information ii review relevant information provided consumer notice iii complete person investigation dispute report result investigation consumer expiration period section within consumer reporting agency would required complete action consumer elected dispute information section iv investigation find information reported inaccurate promptly notify consumer reporting agency person furnished inaccurate information determination provide agency correction information necessary make information provided person accurate addition investigation going insist remove illegal account credit report expect intent sue mail choice take legal action

credit_reporting

direct violation fcra negative debt credit report changing delinquency status account fool credit bureau thinking recent really reporting account updating monthly well versed credit law practice account doubt aware collection tied original account charged report account opened therefore account illegal violation fcra fine per incident requesting investigate matter fcra fcra ability consumer dispute information directly furnisher e duty person receiving notice dispute receiving notice dispute consumer pursuant subparagraph person provided information dispute consumer reporting agency shall conduct investigation respect disputed information ii review relevant information provided consumer notice iii complete person investigation dispute report result investigation consumer expiration period section within consumer reporting agency would required complete action consumer elected dispute information section iv investigation find information reported inaccurate promptly notify consumer reporting agency person furnished inaccurate information determination provide agency correction information necessary make information provided person accurate addition investigation going insist remove illegal account credit report expect intent sue mail choice take legal action

credit_reporting

direct violation fcra negative debt credit report changing delinquency status account fool credit bureau thinking recent really reporting account updating monthly well versed credit law practice account doubt aware collection tied original account charged report account opened therefore account illegal violation fcra fine per incident requesting investigate matter fcra fcra ability consumer dispute information directly furnisher e duty person receiving notice dispute receiving notice dispute consumer pursuant subparagraph person provided information dispute consumer reporting agency shall conduct investigation respect disputed information ii review relevant information provided consumer notice iii complete person investigation dispute report result investigation consumer expiration period section within consumer reporting agency would required complete action consumer elected dispute information section iv investigation find information reported inaccurate promptly notify consumer reporting agency person furnished inaccurate information determination provide agency correction information necessary make information provided person accurate addition investigation going insist remove illegal account credit report expect intent sue mail choice take legal action

credit_reporting

direct violation fcra negative debt credit report changing delinquency status account fool credit bureau thinking recent really reporting account updating monthly well versed credit law practice account doubt aware collection tied original account charged report account opened therefore account illegal violation fcra fine per incident requesting investigate matter fcra fcra ability consumer dispute information directly furnisher e duty person receiving notice dispute receiving notice dispute consumer pursuant subparagraph person provided information dispute consumer reporting agency shall conduct investigation respect disputed information ii review relevant information provided consumer notice iii complete person investigation dispute report result investigation consumer expiration period section within consumer reporting agency would required complete action consumer elected dispute information section iv investigation find information reported inaccurate promptly notify consumer reporting agency person furnished inaccurate information determination provide agency correction information necessary make information provided person accurate addition investigation going insist remove illegal account credit report expect intent sue mail choice take legal action

credit_reporting

direct violation fcra negative debt credit report changing delinquency status account fool credit bureau thinking recent really reporting account updating monthly well versed credit law practice account doubt aware collection tied original account charged report account opened therefore account illegal violation fcra fine per incident requesting investigate matter fcra fcra ability consumer dispute information directly furnisher e duty person receiving notice dispute receiving notice dispute consumer pursuant subparagraph person provided information dispute consumer reporting agency shall conduct investigation respect disputed information ii review relevant information provided consumer notice iii complete person investigation dispute report result investigation consumer expiration period section within consumer reporting agency would required complete action consumer elected dispute information section iv investigation find information reported inaccurate promptly notify consumer reporting agency person furnished inaccurate information determination provide agency correction information necessary make information provided person accurate addition investigation going insist remove illegal account credit report expect intent sue mail choice take legal action

credit_reporting

direct violation fcra negative debt credit report changing delinquency status account fool credit bureau thinking recent really reporting account updating monthly well versed credit law practice account doubt aware collection tied original account charged report account opened therefore account illegal violation fcra fine per incident requesting investigate matter fcra fcra ability consumer dispute information directly furnisher e duty person receiving notice dispute receiving notice dispute consumer pursuant subparagraph person provided information dispute consumer reporting agency shall conduct investigation respect disputed information ii review relevant information provided consumer notice iii complete person investigation dispute report result investigation consumer expiration period section within consumer reporting agency would required complete action consumer elected dispute information section iv investigation find information reported inaccurate promptly notify consumer reporting agency person furnished inaccurate information determination provide agency correction information necessary make information provided person accurate addition investigation going insist remove illegal account credit report expect intent sue mail choice take legal action

credit_reporting

direct violation fcra negative debt credit report changing delinquency status account fool credit bureau thinking recent really reporting account updating monthly well versed credit law practice account doubt aware collection tied original account charged report account opened therefore account illegal violation fcra fine per incident requesting investigate matter fcra fcra ability consumer dispute information directly furnisher e duty person receiving notice dispute receiving notice dispute consumer pursuant subparagraph person provided information dispute consumer reporting agency shall conduct investigation respect disputed information ii review relevant information provided consumer notice iii complete person investigation dispute report result investigation consumer expiration period section within consumer reporting agency would required complete action consumer elected dispute information section iv investigation find information reported inaccurate promptly notify consumer reporting agency person furnished inaccurate information determination provide agency correction information necessary make information provided person accurate addition investigation going insist remove illegal account credit report expect intent sue mail choice take legal action

credit_reporting

direct violation fcra negative debt credit report changing delinquency status account fool credit bureau thinking recent really reporting account updating monthly well versed credit law practice account doubt aware collection tied original account charged report account opened therefore account illegal violation fcra fine per incident requesting investigate matter fcra fcra ability consumer dispute information directly furnisher e duty person receiving notice dispute receiving notice dispute consumer pursuant subparagraph person provided information dispute consumer reporting agency shall conduct investigation respect disputed information ii review relevant information provided consumer notice iii complete person investigation dispute report result investigation consumer expiration period section within consumer reporting agency would required complete action consumer elected dispute information section iv investigation find information reported inaccurate promptly notify consumer reporting agency person furnished inaccurate information determination provide agency correction information necessary make information provided person accurate addition investigation going insist remove illegal account credit report expect intent sue mail choice take legal action

credit_reporting

direct violation fcra negative debt credit report changing delinquency status account fool credit bureau thinking recent really reporting account updating monthly well versed credit law practice account doubt aware collection tied original account charged report account opened therefore account illegal violation fcra fine per incident requesting investigate matter fcra fcra ability consumer dispute information directly furnisher e duty person receiving notice dispute receiving notice dispute consumer pursuant subparagraph person provided information dispute consumer reporting agency shall conduct investigation respect disputed information ii review relevant information provided consumer notice iii complete person investigation dispute report result investigation consumer expiration period section within consumer reporting agency would required complete action consumer elected dispute information section iv investigation find information reported inaccurate promptly notify consumer reporting agency person furnished inaccurate information determination provide agency correction information necessary make information provided person accurate addition investigation going insist remove illegal account credit report expect intent sue mail choice take legal action

credit_reporting

direct violation fcra negative debt credit report changing delinquency status account fool credit bureau thinking recent really reporting account updating monthly well versed credit law practice account doubt aware collection tied original account charged report account opened therefore account illegal violation fcra fine per incident requesting investigate matter fcra fcra ability consumer dispute information directly furnisher e duty person receiving notice dispute receiving notice dispute consumer pursuant subparagraph person provided information dispute consumer reporting agency shall conduct investigation respect disputed information ii review relevant information provided consumer notice iii complete person investigation dispute report result investigation consumer expiration period section within consumer reporting agency would required complete action consumer elected dispute information section iv investigation find information reported inaccurate promptly notify consumer reporting agency person furnished inaccurate information determination provide agency correction information necessary make information provided person accurate addition investigation going insist remove illegal account credit report expect intent sue mail choice take legal action

credit_reporting

direct violation fcra negative debt credit report changing delinquency status account fool credit bureau thinking recent really reporting account updating monthly well versed credit law practice account doubt aware collection tied original account charged report account opened therefore account illegal violation fcra fine per incident requesting investigate matter fcra fcra ability consumer dispute information directly furnisher e duty person receiving notice dispute receiving notice dispute consumer pursuant subparagraph person provided information dispute consumer reporting agency shall conduct investigation respect disputed information ii review relevant information provided consumer notice iii complete person investigation dispute report result investigation consumer expiration period section within consumer reporting agency would required complete action consumer elected dispute information section iv investigation find information reported inaccurate promptly notify consumer reporting agency person furnished inaccurate information determination provide agency correction information necessary make information provided person accurate addition investigation going insist remove illegal account credit report expect intent sue mail choice take legal action

credit_reporting

direct violation fcra negative debt credit report changing delinquency status account fool credit bureau thinking recent really reporting account updating monthly well versed credit law practice account doubt aware collection tied original account charged report account opened therefore account illegal violation fcra fine per incident requesting investigate matter fcra fcra ability consumer dispute information directly furnisher e duty person receiving notice dispute receiving notice dispute consumer pursuant subparagraph person provided information dispute consumer reporting agency shall conduct investigation respect disputed information ii review relevant information provided consumer notice iii complete person investigation dispute report result investigation consumer expiration period section within consumer reporting agency would required complete action consumer elected dispute information section iv investigation find information reported inaccurate promptly notify consumer reporting agency person furnished inaccurate information determination provide agency correction information necessary make information provided person accurate addition investigation going insist remove illegal account credit report expect intent sue mail choice take legal action

credit_reporting

direct violation fcra negative debt credit report changing delinquency status account fool credit bureau thinking recent really reporting account updating monthly well versed credit law practice account doubt aware collection tied original account charged report account opened therefore account illegal violation fcra fine per incident requesting investigate matter fcra fcra ability consumer dispute information directly furnisher e duty person receiving notice dispute receiving notice dispute consumer pursuant subparagraph person provided information dispute consumer reporting agency shall conduct investigation respect disputed information ii review relevant information provided consumer notice iii complete person investigation dispute report result investigation consumer expiration period section within consumer reporting agency would required complete action consumer elected dispute information section iv investigation find information reported inaccurate promptly notify consumer reporting agency person furnished inaccurate information determination provide agency correction information necessary make information provided person accurate addition investigation going insist remove illegal account credit report expect intent sue mail choice take legal action

credit_reporting

direct violation fcra negative debt credit report changing delinquency status account fool credit bureau thinking recent really reporting account updating monthly well versed credit law practice account doubt aware collection tied original account charged report account opened therefore account illegal violation fcra fine per incident requesting investigate matter fcra fcra ability consumer dispute information directly furnisher e duty person receiving notice dispute receiving notice dispute consumer pursuant subparagraph person provided information dispute consumer reporting agency shall conduct investigation respect disputed information ii review relevant information provided consumer notice iii complete person investigation dispute report result investigation consumer expiration period section within consumer reporting agency would required complete action consumer elected dispute information section iv investigation find information reported inaccurate promptly notify consumer reporting agency person furnished inaccurate information determination provide agency correction information necessary make information provided person accurate addition investigation going insist remove illegal account credit report expect intent sue mail choice take legal action

credit_reporting

direct violation fcra negative debt credit report changing delinquency status account fool credit bureau thinking recent really reporting account updating monthly well versed credit law practice account doubt aware collection tied original account charged report account opened therefore account illegal violation fcra fine per incident requesting investigate matter fcra fcra ability consumer dispute information directly furnisher e duty person receiving notice dispute receiving notice dispute consumer pursuant subparagraph person provided information dispute consumer reporting agency shall conduct investigation respect disputed information ii review relevant information provided consumer notice iii complete person investigation dispute report result investigation consumer expiration period section within consumer reporting agency would required complete action consumer elected dispute information section iv investigation find information reported inaccurate promptly notify consumer reporting agency person furnished inaccurate information determination provide agency correction information necessary make information provided person accurate addition investigation going insist remove illegal account credit report expect intent sue mail choice take legal action

credit_reporting

direct violation fcra negative debt credit report changing delinquency status account fool credit bureau thinking recent really reporting account updating monthly well versed credit law practice account doubt aware collection tied original account charged report account opened therefore account illegal violation fcra fine per incident requesting investigate matter fcra fcra ability consumer dispute information directly furnisher e duty person receiving notice dispute receiving notice dispute consumer pursuant subparagraph person provided information dispute consumer reporting agency shall conduct investigation respect disputed information ii review relevant information provided consumer notice iii complete person investigation dispute report result investigation consumer expiration period section within consumer reporting agency would required complete action consumer elected dispute information section iv investigation find information reported inaccurate promptly notify consumer reporting agency person furnished inaccurate information determination provide agency correction information necessary make information provided person accurate addition investigation going insist remove illegal account credit report expect intent sue mail choice take legal action

credit_reporting

direct violation fcra negative debt credit report changing delinquency status account fool credit bureau thinking recent really reporting account updating monthly well versed credit law practice account doubt aware collection tied original account charged report account opened therefore account illegal violation fcra fine per incident requesting investigate matter fcra fcra ability consumer dispute information directly furnisher e duty person receiving notice dispute receiving notice dispute consumer pursuant subparagraph person provided information dispute consumer reporting agency shall conduct investigation respect disputed information ii review relevant information provided consumer notice iii complete person investigation dispute report result investigation consumer expiration period section within consumer reporting agency would required complete action consumer elected dispute information section iv investigation find information reported inaccurate promptly notify consumer reporting agency person furnished inaccurate information determination provide agency correction information necessary make information provided person accurate addition investigation going insist remove illegal account credit report expect intent sue mail choice take legal action

credit_reporting

direct violation fcra negative debt credit report changing delinquency status account fool credit bureau thinking recent really reporting account updating monthly well versed credit law practice account doubt aware collection tied original account charged report account opened therefore account illegal violation fcra fine per incident requesting investigate matter fcra fcra ability consumer dispute information directly furnisher e duty person receiving notice dispute receiving notice dispute consumer pursuant subparagraph person provided information dispute consumer reporting agency shall conduct investigation respect disputed information ii review relevant information provided consumer notice iii complete person investigation dispute report result investigation consumer expiration period section within consumer reporting agency would required complete action consumer elected dispute information section iv investigation find information reported inaccurate promptly notify consumer reporting agency person furnished inaccurate information determination provide agency correction information necessary make information provided person accurate addition investigation going insist remove illegal account credit report expect intent sue mail choice take legal action

credit_reporting

direct violation fcra negative debt credit report changing delinquency status account fool credit bureau thinking recent really reporting account updating monthly well versed credit law practice account doubt aware collection tied original account charged report account opened therefore account illegal violation fcra fine per incident requesting investigate matter fcra fcra ability consumer dispute information directly furnisher e duty person receiving notice dispute receiving notice dispute consumer pursuant subparagraph person provided information dispute consumer reporting agency shall conduct investigation respect disputed information ii review relevant information provided consumer notice iii complete person investigation dispute report result investigation consumer expiration period section within consumer reporting agency would required complete action consumer elected dispute information section iv investigation find information reported inaccurate promptly notify consumer reporting agency person furnished inaccurate information determination provide agency correction information necessary make information provided person accurate addition investigation going insist remove illegal account credit report expect intent sue mail choice take legal action

credit_reporting

direct violation fcra negative debt credit report changing delinquency status account fool credit bureau thinking recent really reporting account updating monthly well versed credit law practice account doubt aware collection tied original account charged report account opened therefore account illegal violation fcra fine per incident requesting investigate matter fcra fcra ability consumer dispute information directly furnisher e duty person receiving notice dispute receiving notice dispute consumer pursuant subparagraph person provided information dispute consumer reporting agency shall conduct investigation respect disputed information ii review relevant information provided consumer notice iii complete person investigation dispute report result investigation consumer expiration period section within consumer reporting agency would required complete action consumer elected dispute information section iv investigation find information reported inaccurate promptly notify consumer reporting agency person furnished inaccurate information determination provide agency correction information necessary make information provided person accurate addition investigation going insist remove illegal account credit report expect intent sue mail choice take legal action

credit_reporting

direct violation fcra negative debt credit report changing delinquency status account fool credit bureau thinking recent really reporting account updating monthly well versed credit law practice account doubt aware collection tied original account charged report account opened therefore account illegal violation fcra fine per incident requesting investigate matter fcra fcra ability consumer dispute information directly furnisher e duty person receiving notice dispute receiving notice dispute consumer pursuant subparagraph person provided information dispute consumer reporting agency shall conduct investigation respect disputed information ii review relevant information provided consumer notice iii complete person investigation dispute report result investigation consumer expiration period section within consumer reporting agency would required complete action consumer elected dispute information section iv investigation find information reported inaccurate promptly notify consumer reporting agency person furnished inaccurate information determination provide agency correction information necessary make information provided person accurate addition investigation going insist remove illegal account credit report expect intent sue mail choice take legal action

credit_reporting

direct violation fcra negative debt credit report changing delinquency status account fool credit bureau thinking recent really reporting account updating monthly well versed credit law practice account doubt aware collection tied original account charged report account opened therefore account illegal violation fcra fine per incident requesting investigate matter fcra fcra ability consumer dispute information directly furnisher e duty person receiving notice dispute receiving notice dispute consumer pursuant subparagraph person provided information dispute consumer reporting agency shall conduct investigation respect disputed information ii review relevant information provided consumer notice iii complete person investigation dispute report result investigation consumer expiration period section within consumer reporting agency would required complete action consumer elected dispute information section iv investigation find information reported inaccurate promptly notify consumer reporting agency person furnished inaccurate information determination provide agency correction information necessary make information provided person accurate addition investigation going insist remove illegal account credit report expect intent sue mail choice take legal action

credit_reporting

direct violation fcra negative debt credit report changing delinquency status account fool credit bureau thinking recent really reporting account updating monthly well versed credit law practice account doubt aware collection tied original account charged report account opened therefore account illegal violation fcra fine per incident requesting investigate matter fcra fcra ability consumer dispute information directly furnisher e duty person receiving notice dispute receiving notice dispute consumer pursuant subparagraph person provided information dispute consumer reporting agency shall conduct investigation respect disputed information ii review relevant information provided consumer notice iii complete person investigation dispute report result investigation consumer expiration period section within consumer reporting agency would required complete action consumer elected dispute information section iv investigation find information reported inaccurate promptly notify consumer reporting agency person furnished inaccurate information determination provide agency correction information necessary make information provided person accurate addition investigation going insist remove illegal account credit report expect intent sue mail choice take legal action

credit_reporting

direct violation fcra negative debt credit report changing delinquency status account fool credit bureau thinking recent really reporting account updating monthly well versed credit law practice account doubt aware collection tied original account charged report account opened therefore account illegal violation fcra fine per incident requesting investigate matter fcra fcra ability consumer dispute information directly furnisher e duty person receiving notice dispute receiving notice dispute consumer pursuant subparagraph person provided information dispute consumer reporting agency shall conduct investigation respect disputed information ii review relevant information provided consumer notice iii complete person investigation dispute report result investigation consumer expiration period section within consumer reporting agency would required complete action consumer elected dispute information section iv investigation find information reported inaccurate promptly notify consumer reporting agency person furnished inaccurate information determination provide agency correction information necessary make information provided person accurate addition investigation going insist remove illegal account credit report expect intent sue mail choice take legal action

credit_reporting

direct violation fcra negative debt credit report changing delinquency status account fool credit bureau thinking recent really reporting account updating monthly well versed credit law practice account doubt aware collection tied original account charged report account opened therefore account illegal violation fcra fine per incident requesting investigate matter fcra fcra ability consumer dispute information directly furnisher e duty person receiving notice dispute receiving notice dispute consumer pursuant subparagraph person provided information dispute consumer reporting agency shall conduct investigation respect disputed information ii review relevant information provided consumer notice iii complete person investigation dispute report result investigation consumer expiration period section within consumer reporting agency would required complete action consumer elected dispute information section iv investigation find information reported inaccurate promptly notify consumer reporting agency person furnished inaccurate information determination provide agency correction information necessary make information provided person accurate addition investigation going insist remove illegal account credit report expect intent sue mail choice take legal action

credit_reporting

direct violation fcra negative debt credit report changing delinquency status account fool credit bureau thinking recent really reporting account updating monthly well versed credit law practice account doubt aware collection tied original account charged report account opened therefore account illegal violation fcra fine per incident requesting investigate matter fcra fcra ability consumer dispute information directly furnisher e duty person receiving notice dispute receiving notice dispute consumer pursuant subparagraph person provided information dispute consumer reporting agency shall conduct investigation respect disputed information ii review relevant information provided consumer notice iii complete person investigation dispute report result investigation consumer expiration period section within consumer reporting agency would required complete action consumer elected dispute information section iv investigation find information reported inaccurate promptly notify consumer reporting agency person furnished inaccurate information determination provide agency correction information necessary make information provided person accurate addition investigation going insist remove illegal account credit report expect intent sue mail choice take legal action

credit_reporting

direct violation fcra negative debt credit report changing delinquency status account fool credit bureau thinking recent really reporting account updating monthly well versed credit law practice account doubt aware collection tied original account charged report account opened therefore account illegal violation fcra fine per incident requesting investigate matter fcra fcra ability consumer dispute information directly furnisher e duty person receiving notice dispute receiving notice dispute consumer pursuant subparagraph person provided information dispute consumer reporting agency shall conduct investigation respect disputed information ii review relevant information provided consumer notice iii complete person investigation dispute report result investigation consumer expiration period section within consumer reporting agency would required complete action consumer elected dispute information section iv investigation find information reported inaccurate promptly notify consumer reporting agency person furnished inaccurate information determination provide agency correction information necessary make information provided person accurate addition investigation going insist remove illegal account credit report expect intent sue mail choice take legal action

credit_reporting

reporting inaccurate fraudulent information credit report tried contacting several time rectify matter gone ahead filed complaint federal trade commission regarding identity theft sent necessary document tracking received verifying one fact disputing fraudulent activity report

credit_reporting

reporting credit score year ago credit score seems update record reporting faulty credit score worked hard get made look terrible thanks lot able help finance car

credit_reporting

reporting negative information credit report extremely inaccurate never made late payment company violation right fcra seeking legal action compensation usc inaccurate reporting account adverse action defamation character report long never missed payment reflect well please correct experian report

credit_reporting

victim identity theft place fraud alert file file contains inaccurate information result fraud public mn ca ca sc sc sc sc oh sc ri

credit_reporting

violating right get keep taking day investigate incorrectly time year get accuse using credit repair court clearly confirmed info inaccurate way could verified accurate disturbed continue list dismissed filed bankruptcy confirmed aware receive information verification system known pacer system system sometimes inaccurate limitation providing complete social security number although policy keep reporting bankruptcy filed dismissed adjudicated year fair credit reporting act mention nothing section relating bankruptcy dismissal filing law clearly state date adjudication date order case civil otherwise dismissed longer exists eye law case filed may never adjudicated right maintain information government deemed fair accordance section fair credit reporting act delete credit report send updated copy considering require investigation would appreciate response within two week date receive letter

retail_banking

deny want consumer financial bureau agree u bank want doesnt matter granted refund doesnt matt much money deposit oh stop auto payment stuff doesnt matter care call customer service call branch bank nothing work support u bank decession truth doesnt matter many statement man transaction oh think need money order pay bill heard done stop auto payment give life transfer fund deposit money heck expect worse banking service world honest truth pandemic mean nothing fault matter honestly truthfully covid mean nothing bank american people struggle course well side u bank overdraft fee saying im irresponsible dont know manage money wonderful bank part

credit_reporting

dispute problem line unless agree term condition mean accept investigation exist response company certification always accepted credit reporting agency big three invoke right none waived ever tried put consumer statement removed

credit_card

reference complaint placed history duplicate complaint received letter stating credited account amount dispute false statement letter ledger showing long go get away acutally something account amount credited day without sending notice recharged day full credit wasnt applied suppose seek legal counsel breaking law nothing done stop one rude guy call one time protection end theft take ten day mail letter already deduct money back get letter provisional credit come

retail_banking

ca connect account

debt_collection

ca demonstrate data referenced past credit report information challenged data showed credit report previously requested proof managed

debt_collection

ca demonstrate data referenced past credit report information challenged data showed credit report previously requested proof managed

debt_collection

ca demonstrate data referenced past credit report information challenged data showed credit report previously requested proof managed

retail_banking

closed prior complaint probably impression well fargo bank would work working anything asked call bank called woman tried oprn account namr still got answer regarding people unemployment got checking accoun froze closed fraud dept work told call police thought fraud know fraud could barely read read day got email online trail tell use fraujd dept bottom line banker told money bitcoin sent needed asap spent minimally hour hold waiting wellsfargo foreign country retired banker though occasionally work longtime client understand anyone unemployment got account understand well fargo running time get whateber talking getting go back take person money wonder havr nope steal apparently well fargo though taken back deposit unemployment texas person sent would tell put account idea looked page coujld read month old still could read statement rarely use well fargo office open since customer bad business suggested talk police job talk police know crime committed know anoutthe police statei live said bankwork murder rape quote directly id stoilen locked credit much fraud scam happened since many awareand still many believe want know investigated need know let know however need money like million give back well fargo take anyone money left came pay bill get straight frauid dept able trace payment came know much paperwork back everything said printable without special measure text message videotape prove paid money banker along request take anybody money took mine pay feel lost get real job back work yr old grieving limited get unemployment apply going back yr want talk knowledge open talk knowledge called texas unemployment left message one called back cfpb gave number idea handle never happened right keep money also right keep someone else unemployment havereturned see week ago took word banker receipt request send asap bitcoin nice scared help way would tried calling bank green dot people anymore write info csescalations heard word back told problem see anyone duplicated name something iknow money eat buy anything forum gift box forkids anything lost family year good year made better fix problem insured angry sick good fix internal problem

credit_reporting

conduct investigation prescribed fair trade credit report act day

mortgages_and_loans

option help actually need loan profit school shut bought loan paid though seizing yearly tax refund due covid care act supposed get refund couldnt take offset filed within time care act week irs site said refund taken pay debt cant taken due care act im trying get ahold someone cant single mother need money

debt_collection

dis even read complaint someone else signature address opposite side world credit card used pay apartment signature even allowing someone else signature used debt