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162,000 | credit_reporting | account please provide physical verification account method verification please provide original instrument indebtedness remove credit report |
162,001 | credit_reporting | complaint keep closing without proof close without showing anything cfpd stop letting close without proof |
162,002 | credit_reporting | inquiry date approve |
162,003 | credit_reporting | experian violation fcra b state consumer submits identity theft report person furnishes information consumer reporting agency address specified person receiving report stating information maintained person purport relate consumer resulted identity theft person may furnish information purport relate consumer consumer reporting agency trade line still appears experian credit report multiple occasion disputed trade line opened without knowledge consent sent attached letter address specified representative reiterate along attached ftc affidavit via certified mail also attached certified mail tracking information show letter received subsequently called total missouri verify receipt representative confirmed per right fcra considering possibility litigating matter properly resolved search complaint show person experienced extreme difficulty credit reporting practice seems pattern part strategy purposely report incorrect information credit bureau |
162,004 | credit_reporting | fl de wi nv date ut oh phone date twice nv date date date hit twice date hit |
162,005 | credit_reporting | balance original creditor balance account involved litigation belong never established account account result fraud contacted collection agency regarding account obtained name knowledge obtaining account listed told needed complete affidavit along submitting personal identification suspected fraudulent account investigated removed immediately |
162,006 | credit_reporting | xxxxxxxx inquiry date inquiry need removed credit report |
162,007 | debt_collection | midland funding brought debt charge room start garnishing check lost job harassing phone call started amount trying collect account old account |
162,008 | mortgages_and_loans | applied mortgage refinance mortgage company issued loan estimate asked could match beat total cost loan estimate received mortgage company said could would went review loan estimate updated stated asked change loan term asked explanation loan estimate revised cited rate change twice daily hold pricing loan estimate one day asked business day requirement lender honor term loan estimate stated pricing would continue change unless locked rate asked speak manager compliance officer manager reiterated thing rate changing twice daily |
162,009 | retail_banking | slow connecy account app |
162,010 | credit_card | used cash app purchase item unknown seller told payment received would get tracking detail immediately never happened instantly requested refund cash app way thats approved seller got scammed person isnt going approve refund request wont anything transaction either couldnt anything charge pending time blocked yet still received fund transaction settled filed dispute card company get decision claim denied fund never received anything return want report chime visa card |
162,011 | mortgages_and_loans | total fee finance charge late fee double charged finance charge also charged late fee charge paid billed billing statement list paid principal paid finance charge paid principal due outstanding still finance charge bank america refused acknowledge problem tried waive double fee pretending like nothing wrong required hour phone resolve normal business hour |
162,012 | debt_collection | mailed validation letter confirm say owe credit report told agree total certified mail delivered sent letter |
162,013 | debt_collection | spoke stillman law office called try make settlement denied settling also let know judgement agianst never informed threatened garnish wage threatened garnish home threatened garnish tax refund people even name correct claim innacurate |
162,014 | debt_collection | company claim got new debit card use new bank account mistakenly kept using old card tied closed bank account thus debit card transaction rejected old bank may true given sufficient information confirm account number receipt match card number charge total want pay penalty total bill seems bit excessive furthermore waited day notifying problem increasing chance transaction punishing fee received email one charge day first offending charge indicates bundle charge together delay notifying customer delay greater chance collect yet another fee record indicate kept correct card old card information checkredi account |
162,015 | credit_reporting | violated right reporting incorrect information experian regarding credit file experian violated right adding incorrect information credit profile others view violated right fair accurate information credit report personal information credit report inaccurate well requested address phone number name corrected report violation consumer protection right |
162,016 | credit_reporting | fair credit reporting act promotes accuracy fairness privacy information file consumer reporting agency cras ensure compliance agency pursues aggressive enforcement program aimed main player consumer reporting system cras send information consumer report user ftc sued cras charged company furnishing inaccurate information cras charged user consumer report failing notify consumer make negative decision based consumer report underage fair credit reporting act federal government legislation enacted promote accuracy fairness privacy consumer information contained file consumer reporting agency see attach ftc violation fair lending law regulation pay part settlement ftc cfpb state related data breach fraudulent application submitted name identity used without consent fraudulently obtain good service extend credit without first contacting personally verifying application information day evening |
162,017 | credit_reporting | fair credit reporting act promotes accuracy fairness privacy information file consumer reporting agency cras ensure compliance agency pursues aggressive enforcement program aimed main player consumer reporting system cras send information consumer report user ftc sued cras charged company furnishing inaccurate information cras charged user consumer report failing notify consumer make negative decision based consumer report underage fair credit reporting act federal government legislation enacted promote accuracy fairness privacy consumer information contained file consumer reporting agency see attach ftc violation fair lending law regulation pay part settlement ftc cfpb state related data breach fraudulent application submitted name identity used without consent fraudulently obtain good service extend credit without first contacting personally verifying application information day evening |
162,018 | credit_reporting | xxxxdispute xxxxdispute xxxxdispute xxxxdispute xxxxdispute xxxxdispute chapter bankruptcy dismisseddispute filed ftc reporting public record opted |
162,019 | credit_reporting | xxxxdispute xxxxdispute xxxxdispute xxxxdispute xxxxdispute xxxxdispute chapter bankruptcy dismisseddispute filed ftc reporting public record opted |
162,020 | credit_reporting | xxxxdispute xxxxdispute xxxxdispute xxxxdispute xxxxdispute xxxxdispute chapter bankruptcy dismisseddispute filed ftc reporting public record opted |
162,021 | credit_reporting | xxxxdispute department educationdispute department educationdispute department educationdispute department educationdispute department educationdispute xxxxdispute u dept u dept filed ftc account |
162,022 | credit_reporting | xxxxdispute department educationdispute department educationdispute department educationdispute department educationdispute department educationdispute u dept u dept filed ftc account |
162,023 | credit_reporting | xxxxdispute department educationdispute department educationdispute department educationdispute department educationdispute department educationdispute xxxxdispute u dept u dept filed ftc account |
162,024 | credit_reporting | xxxxdispute xxxxdispute xxxxdispute xxxxxxxxdispute xxxxdispute xxxxdispute chapter bankruptcy dismisseddispute major violation remove public record |
162,025 | credit_reporting | xxxxdispute xxxxdispute xxxxdispute xxxxxxxxdispute xxxxdispute xxxxdispute chapter bankruptcy dismisseddispute major violation remove public record |
162,026 | credit_reporting | xxxxdispute xxxxdispute xxxxdispute xxxxxxxxdispute xxxxdispute chapter bankruptcy dismisseddispute major violation lexis nexis remove public record |
162,027 | debt_collection | bank account account called resolve issue many time since asked company remove collection produce documentation regarding debt received proof debt belongs amasking cfpb investigate improper reporting removed credit remove bad debt reporting bureau thank |
162,028 | debt_collection | va loan processing partner loan adviser noted partner collection knew disputing year hosp bill contacted collection agency try take care bill offered half bill nice knowing responsible man said hung couple week later decided continue loan process anyways would affect day month getting loan together bill credit report called angry said proof marriage lic partner married lost loan sent letter stating remove else still ca move forward new house removed nothing bill contacted lawyer company fraud contact business |
162,029 | credit_reporting | application submitted behalf error capital one notified error several occasion credit bureau yet failed inquiry removed negatively impacted credit report shouldnt spend month time getting mistake didnt make corrected representative rude call place extensive hold disconnect call one even considered helping business thats trash ive sent letter well fact remains fix issue |
162,030 | debt_collection | well fargo agent entered care act forbearance program month confirmed forbearance month tacked end life original loan confirmed notation ding credit score day later received letter confirming enrollment forbearance program spoke well fargo agent agent extending forbearance month gave confirmation also explain forbearance automatically move forward unless borrower call say stop well fargo agent collection called threatening foreclosure saying delinquent mortgage payment month agent said notation forbearance program detail extension harass scared foreclosure delinquency bad credit fearfully paid immediately phone reflecting senior citizen never late bill ever credit great worked life felt abused shakedown fearful life ruined paid immediately creating hardship able work legally enrolled confirmation letter well fargo anything wrong sent collection unlawful mistreatment elderly spoke well fargo agent voicing unlawful treatment said would file investigation report called well fargo executive office spoke agent told worry fear foreclosure bad credit stated spoke agent said would execute investigation report said notation investigation report said account reflected forbearance program know collection called talk well fargo agent confirm account reflects payment unjustly forced pay lodge complaint collection harassment lodged complaint iowa well fargo confirmation letter included complaint well fargo representative contacted saying taken case received complaint said sorry mistreated negligent payment yes indeed part forbearance program simple sorry compensate distress hardship financially put pay lump sum well fargo hustling shakedown borrower legally participating care act forbearance program unacceptable borrower age particularly cruel elderly |
162,031 | credit_reporting | noticed account report belong immediately sent dispute experian hear back sent demand comply investigation today still even heard back company even yet man signature attached legible ssc id well insane ben day |
162,032 | credit_reporting | noticed account report belong immediately sent dispute transunion hear back sent demand comply investigation today still even heard back company even yet man signature attached legible ssc id well insane ben day |
162,033 | credit_reporting | noticed account report belong immediately sent dispute equifax hear back sent demand comply investigation today still even heard back company even yet man signature attached legible ssc id well insane ben day |
162,034 | credit_reporting | ive mailed dispute credit bureau certified ion day day mailed second dispute letter removal due response deletion process day day account still reporting |
162,035 | credit_card | xxxxam disputing following account bureau disputed fraud capital one bank account number date opened |
162,036 | mortgages_and_loans | xxxxamerisave mortgage corp made mortgage inquiry checking credit file apply credit hard inquiry may placed credit file stay report month sign amerisave see s give s |
162,037 | credit_reporting | xxxxar cu report balance highest equifax reporting real estate wrong reporting home equity line credit revolving term balance credit limit |
162,038 | credit_reporting | xxxxcredit acceptance stopped reporting time payment credit bureau within week stopped receiving loan offer though time frame sending notice come upgrade car knowing ca even get loan tire action called care call back issue one reported score dropped point |
162,039 | credit_reporting | requested verifiable proof company showing liable debt continuously post credit report delinquent disputed account credit bureau removed report remains two report also sent letter nv company attempting solidify debt mine specifically owed two different address listed reach one letter sent returned even though sent address reporting credit report sent another letter requesting information another address nv received company yet receive response company debt remains credit profile attached copy letter sent dispute debt |
162,040 | credit_reporting | xxxxdispute xxxxdispute xxxxdispute xxxxdispute xxxxdispute xxxxxxxxdispute xxxxdispute xxxxdispute xxxxxxxxdispute xxxxdispute xxxxdispute filed ftc account |
162,041 | credit_reporting | xxxxdispute xxxxdispute xxxxdispute xxxxdispute xxxxdispute xxxxdispute xxxxdispute xxxxdispute filed ftc account |
162,042 | credit_reporting | xxxxdispute xxxxdispute xxxxdispute xxxxdispute xxxxdispute xxxxdispute xxxxdispute ftc violation consumer inquired tx unspecified inquiry scheduled continue record disputable online inquired ca auto loan inquiry scheduled continue record disputable online inquired tx auto loan inquiry scheduled continue record disputable online inquired tx auto loan inquiry scheduled continue record disputable online inquired xxxxxxxx az unspecified inquiry scheduled continue record disputable online inquired ca auto loan inquiry scheduled continue record disputable online xxxxnquired ga unspecified inquiry scheduled continue record disputable onlinxxxx inquired tx auto loan inquiry scheduled continue record disputable online inquired tx auto loan inquiry scheduled continue record disputable address mine name la tx xxxxy xxxxxxxx xxxxxxxx tx tx tx single family ct la tx tx tx xxxxxxxx tx xxxxxxxx xxxxxxxx la tx xxxxxxxx tx tx xxxxxxxx la tx xxxxxxxx tx tx xxxxxxxx tx xxxxxxxx tx tx |
162,043 | credit_reporting | xxxxdispute xxxxdispute xxxxdispute xxxxdispute xxxxdispute xxxxdispute xxxxdispute xxxxdispute xxxxdispute xxxxdispute xxxxdispute filed ftc account |
162,044 | credit_reporting | xxxxdispute xxxxdispute xxxxdispute xxxxdispute xxxxdispute xxxxdispute xxxxdispute xxxxdispute xxxxdispute xxxxdispute xxxxdispute filed ftc account |
162,045 | credit_reporting | xxxxdispute xxxxdispute xxxxunder dispute xxxxxxxx xxxxdispute department educationdispute department educationdispute u dept dispute personal information show tooltip button namesaddressesdobssnphone number personal information entry view account show tooltip button credit cardsmortgagesloans account potentially negative view inquiry show tooltip button |
162,046 | credit_reporting | xxxxdispute xxxxdispute xxxxunder dispute xxxxdispute department educationdispute department educationdispute u dept dispute personal information show tooltip button namesaddressesdobssnphone number personal information entry view account show tooltip button credit cardsmortgagesloans account potentially negative view inquiry show tooltip button |
162,047 | credit_reporting | xxxxi noticed account report didnt belong immediately sent dispute equifax didnt hear back sent demand comply investigation today still havent heard back company |
162,048 | credit_reporting | xxxxi noticed account report didnt belong immediately sent dispute experian didnt hear back sent demand comply investigation today still havent heard back company |
162,049 | credit_reporting | xxxxi reached transunion remove unauthorized inquiry mentioned already contacted creditor associated inquiry none information file however transunion remove credit report inquiry |
162,050 | mortgages_and_loans | xxxxin protested value property bank america gave mortgage property value dropped time bank america notified monthly amount went applying escrow amount automatic payment made bank america boa rejected payment match escrow amount based america charged late fee america misreported activity credit bureau dropping credit score point bank america mailed late charge refund check america need update credit bureau actually late payment |
162,051 | credit_reporting | xxxxl still saying balance account still flagging account late since settled court full account number credit report list first digit garnished wage account satisfied superior court district columbia case number matter copy court document attached also attached result recent dispute printout currently showing report via |
162,052 | credit_reporting | xxxxl balance account familiar provide necessary document prove mine petition request documentation standard information petition based right given fair credit billing act create data per civil right inquiry please quickly remove particular invalid post department ofeducation balance collection account reported past legal time allowed also provide breakdown fee authorization agree information shared department ofeducation balance account still reporting account original creditor reporting inaccurately delete immediately |
162,053 | credit_reporting | xxxxl credit card ending inadvertently deleted reported credit bureau experian contacted several week ago requested account reinserted bureau still reported advised credit report social security ending last four digit |
162,054 | mortgages_and_loans | paid student loan amount stated sent credit back however xxxxmohela allocated account resulting balance owed account amount asked work get appropriate information however release information directly credit check sent includes individual willing work xxxxmohela xxxxmohela need contact directly information need |
162,055 | mortgages_and_loans | xxxxmy loan carexxxx bought mortgage loan last year since problem new mortgage company making monthly payment mortgage company keep saying never received called personal bank obtained proof money fact received accordingly still stating never charging month payment late fee also reported credit bureau affected tremendously confirmation payment proof bank acknowledge proof know else |
162,056 | credit_reporting | xxxxmy wife car loan since late year wife accident car deemed vehicle total loss issued u total loss letter dated issued mailed check amount noticed loan paid around contacted numerous time phone email fax try rectify situation end notified credit reporting agency wife day late car loan payoff check possession total desperation countless call conversation supervisor loan specialist told going file formal complaint two day later received phone call saying would try help asked could call adjuster ask could reissue check said sure adjuster said would problem check stopped payment first check issued reissued another check check received paid loan interim wife credit score dropped almost point even though could find first check supervisor loan specialist ever suggested ask reissue check threatened formal complaint anyone credit score still neglect sent senior vice president formal complaint via also filed formal complaint occ total beginning submitted email request copy check fax attached document countless phone call asking help explaining situation finally saying going file complaint someone called back credit score still yet respond complaint never seen bank non responsive care meanwhile wife need buy new car wanted primary home along vacation home credit score devastated total neglect bank put negative financial situation |
162,057 | credit_card | xxxxpaypal bank failed credit refund returned consumer item purchased documented proof purchased air purifier company order using paypal credit synchrony bank funded item work delivered provisional credit provided brought account balance charge reapplied account still item waiting instruction return contacted paypal credit informed situation another provisional credit applied account bringing balance time managed get prepaid label returned item label tracking number used item returned received package il sometime contacted paypal credit find going refund told dispute found favor even though item returned balance immediately disputed checked paypal credit account hoping find balance brought find still additionally charged another total balance account approximately est spoke representative fact tell received item would receiving refund received email customer service stated good morning regarding crediting paypal account unfortunately time unable due dispute still open paypal close dispute credit account dispute look forward assisting purchased merchandise returned easily verified made purchase charge erroneous need made whole |
162,058 | mortgages_and_loans | xxxxspoke supervisor interest charged daily basis addition apr amount loan end paying much ehich unfair consumer addition sending transaction receipt anything received fund back much robbing consumer tried going website amplify yo retrieve info unable access site |
162,059 | mortgages_and_loans | xxxxstarted refinance process freedom mortgage lien holder current mortgage est saving xxxxmonth provided paystubs xxxxinformed lender app underwriting loe previous address mother home provided day estimated saving xxxxmonth asked explanation drop determined charged double item already escrow paid current mortgage lender determined mix saving would xxxxmonth receive document sign indicating xxxxmonth saving indication via email lender never gave explanation happened cancelled refinance never received document sign showing saving called complained never heard reason mix would cost money long run refinance completed told rate lower saving xxxxmonth xxxxprovided current paystubs manager told needed get back track received notification manager paystubs received request esign xxxxesigned doc xxxxreceited loe previous address provided even though provided back xxxxreceived esigned doc xxxxasked manager asked document multiple time already provided manager said would handle phone call request paystubs provided manager confirmed received forwarded email provided caller request credit declined lender document needed count multiple request response document received notification requested refinance cancelled absolutely case lender could complete refi process even though document see credit report expired asked loan could completed asked multiple time document already provided asked lender one following complete remove credit inquiry lender reimburse monthly difference current loan refinance amount complete refinance though document count duplicate spoke another manager indicated vp would contact received response two week noted refinance completed made mortgage payment higher payment since refinance completed time lender document asked lender credit account missed saving due completing refinance yet receive response received phone call told |
162,060 | debt_collection | xxxxsynchrony bank offered promotional purchase instead paying paid credit card balance would paid full paid paying bill early company honor promotional offer following month bill sent spoke customer service representative refuse allow speak supervisor claimed supervisor going tell thing leave message went though company dispute process ask extended period pay spoke supervisor customer service representative refused told add late fee bill closed account fraudulent balance disrespectful lying customer service representative never late payment credit reported credit bureau fraudulent balance well false payment history |
162,061 | credit_reporting | xxxxth request five question look forward hearing answer outbound attempt approved till called spoc several time question would give spocs contact information letter customer including winter last year reach several voicemail never answer phone incoming call say also cant make outgoing call ignored question asked repeating called leave voicemail proof record missed call voicemail receive call help please remove dnc made excuse month ago way gave many poor excuse also please go back previous question copy paste question direct answer next keep thing organized request company problem led mess listening sent repeated information dated request around first request despite giving rebuttal response request irrelevant instead trying listen empathize customer pandemic time said tried call went voicemail leave voicemail proof evidence call history called left voicemail company lied manipulated many time know another attempt call another poor excuse instead problem solving relation marketing still gotten call request regardless attempt bringing call block account received call new associate since anything buy relay information decided give information feedback improve resolve said online figure due late fee admitted late fee total due discrepancy online statement online inaccurate caused pay needed despite several call clear thing customer service request repeatedly wanted reach spoc respond ask repeatedly reach say new excuse fact made ca make outbound call pandemic business received outbound call spoc past make sense reach leave voicemail return customer call excellent customer service ca make outbound call addition getting called back concern pandemic business want communicate directly cooper took several month get proper response spoc still contacted spent time resource hammering dispute could resolved removing reported issue poor service document complaint regulatory authority consumer see cooper reject treat loyal customer said new single point contact spoc contacted respond since still heard anything problem last representative poor responsiveness care customer educate assist said receive payment mention poor communication phone agent miscommunicated make payment forbearance basically without repercussion receive payment notification sent regarding hurting credit even return call original spoc reached guidance assistance many attempt forbearance plan terminated early due poor guidance assistance customer service receive appeal letter due time stop forbearance gave poor information response reached credit report still show one payment behind reported one removed goodwill good faith since payment paid full miscommunication rep realized address previous complaint include following want payment lowered due misleading faulty escrow analysis dated told needed pay day avoid escrow shortage payment increase legitimately snail mail letter dated day payment day receiving party receives letter week month day payment request also unrealistic actually mailed anyway receiving usps fault properly professionally analyzed assessed mailed contacted customer expediently date mailing almost constitutes fraud requested several day ago nationstar research department contact never seems representative issue company issue similar previous poor communication credit poor customer service refusing remove late payment good customer service problem company admitted along way already paid payment full despite company saying remove credit remark well known company compromise care good faith customer remove especially said late payment taken care paid full nationstar little gain leaving credit remark payment paid full still want keep mark spite poor customer service empathy whats right customer pandemic time remove credit disparagement misunderstanding poor service least document communication misunderstanding within credit report mention customer never payment issue like miscommunication issue name date time call technology compliance management oversight upon fact told others already found call reviewed hearing different story cooper sudden said online payment due included late fee said late fee huh miscommunication side resulted paying needed explanation give provided made unnecessary payment also website employee communicated incorrectly improperly repeatedly causing miscommunication whole payment fiasco example website said needed pay due current despite last statement saying escrow analysis faulty send updated escrow analysis due amount changed system customer focused gave option already knew apply escrow amount escrow bill mortgage payment much poor communication rep callousness treat customer despite error long hold phone time unresponsive loan specialist website technical difficulty repaid higher balance safe sorry low behold need pay site said pay extra turned additional principal wasted mine could used pandemic stay home time take care family pertinent need crisis felt choice pay incorrect higher amount due level callous treatment mistrust gained customer service friendly company pressing time |
162,062 | credit_reporting | xxxxx address california birth year year experian alias someone address illinois kansa incorrect payment history across credit bureau stated time cfpb everything accurate mortgage account number mixing account another mixing account someone else thats claim reporting accurate many inquiry idea came spent last year contacting every creditor inquiry none give information authorized access credit report credit bureau creditor play tennis back forth blaming |
162,063 | credit_reporting | credit file belong |
162,064 | mortgages_and_loans | trying resolve since contacted via email called discus problem since paid property tax proceeds escrow saw issue deal today contacted phone got contact detail chase bank payoff futile attempt get resolved turn help issue requested payoff good asper payoff sent chase bank sale closed monies wired liensreleased new loan put place buyer title company handled transaction contacted chase employee told shortage impound account due property tax payment made chase given copy tax payment receipt via email company tax assessor office paid escrow fund title company told shortage receivedby monies would returned word loan closed title company refuse accept fund paid chase given full payoff amount good back chase fundsgo ask payoff amount included chase informed payoff requested loan close requested payoff include interest incase hiccup mention pay property tax payoff statement wherein payoff statement mention tax would sent chase normal procedure tax get paid escrow mortgage company refund impound overage unless otherwise instructed differently instruction given told chase tax payment department paid tax checking tax assessor office money arrived yet wired snail mail faster still unfairly charged interest late charge ect told could take day get bank money back impound excess fund charged strange thing bank never notified shortage quite happy pay property tax knowing shortage issue uncovered bank refuse close loan amount paid generated bank instead bank expects trust sending additional fund hope see money due sure sound like way street bank fails communicateand get owed excess impound fund day prepaid loan interest money bank disclosure communication practice need serious work copy paid tax receipt amount unnecessarystress grief whole new loan payoff process unnecessary unprofessional consumerwho relied professional financial institution openly communicate resolve fair chase failed flying color |
162,065 | credit_reporting | reporting experian credit report please see page attached gave permission soft pull assured agent soft pull would submitted unfortunately right soft pull submitted agent submitted hard pull credit report request consequently multiple inquiry appearing credit report attached email reference first email dated clearly show gave permission soft pull second email dated correspondence received back wherein agent acknowledged hard pull submitted shortly soft pull submitted agent stated email appears inquiry hard pull credit report impact score statement true multiple inquiry fact harm credit score request inquiry removed credit report well bureau inquires removed however successful |
162,066 | debt_collection | let someone fraudulently change mailing address credit card account run bill never paid since mailing address changed never received notice happened company sold account debt collector claim responsibility happened even though bank personnel made change account resulted debt debt collector midland credit management wanting pay charge associated purchase never made |
162,067 | credit_reporting | xxxxxxxx transunion violated right reporting incorrect account belong credit report written company time seen received update unfair deal matter wont resolve issue |
162,068 | credit_reporting | xxxxxxxx ive disputed many time agency day past due |
162,069 | credit_reporting | xxxxxxxx credit card military veteran say late making payment auotomatic payment money taken account right said taking iff year tired company lie teeth somebody need get credit report show paid credit report show money amount payed say missed paymemt havent missed payment yearscwith credit card also xxxxxxxx say late ine day last payment rememner happened like yesterday would take page automatic payment would pay paymentdms timevfor month sudden change life job make paymebt late one day military got paid thing happens day month called asked credit score webt paid car every payment time finance company made reason score went went didnt different credit type didnt know took class credit made late payment dont give finance team credit reporting class want legal dovumentstion bank fair credit reporting agency section show didnt make payment late thank automatic payment company triffling wrote bith credit agency fcra sec one sent legal documentation showing correct know correct get fight big company seem never become wrong sending credit reportvand havent |
162,070 | credit_reporting | xxxxxxxx paid full still showing collection |
162,071 | credit_reporting | xxxxxxxx paid full still showing collection |
162,072 | credit_reporting | xxxxxxxx reporting account attached incorrectly open date experian past due amount experian experian show day past due show day past due information produced place sent three bureau incorrect would like account deleted three bureau since nothing match |
162,073 | retail_banking | xxxxxxxx say proof income photoshopped reason could given checking account submit fake information also provide information came decision documentation photoshopped provided information prove still shut account organization discriminatory lender discriminates people based race age culture religion |
162,074 | credit_reporting | xxxxxxxx show paid account time paid satisfactorily correct time closed delinquent incorrect |
162,075 | credit_reporting | xxxxxxxx transunion received second complaint regard incorrect reporting credit file transunion failed comply usc section account others transunion notified texas pa account associated paid prohibiting medical debt paid reported part veteran credit history yet transunion continues report account name credit report original creditor credit bureau settlement court hearing loan considered paid full report credit bureau transunion continues ignore court order report account acct transunion letter unable properly identify holder account police report criminal identy theft case filed letter stating caused unable destinguish fraudulent party yet transunion claim account verified said verify account due police report identity theft police report criminal identy theft case filed letter stating caused unable destinguish fraudulent party yet transunion claim account verified said verify account due police report identity account resold original creditor verify account since find original agreement credit yet transunion falsely claim account verified rather remove item transunion want dispute confirm automated system rather actually verify information |
162,076 | credit_reporting | xxxxxxxx account information item updated please review report detail show detail view report view credit score updated updated account information item updated please review report detail show detail view report view credit score updated updated account information item updated please review report detail show detail view report view credit score updated updated account information item updated please review report detail show detail view report view credit score updated updated account information disputed updated please review report detail show detail view report view credit score updated updated account information item updated please review report detail show detail view report view credit score updated updated account information item updated please review report detail show detail view report view credit score updated updated account information item updated please review report detail show detail view report view credit score updated updated account information item updated please review report detail show detail view report view credit score updated updated filed ftc wrong address name need help removing fraud alert company |
162,077 | debt_collection | xxxxxxxx credit card debt total transfered collection company called nar north american recovery recently paid amount full friday called requested letter confirmation payment made collection agency failed told call original credit company xxxxxxxx asked give nar call back since dealing debt collection took back forth nothing resolved failed send confirmation letter confirming paid debt full |
162,078 | retail_banking | xxxxxxxx deposited chase bank temporary seizure fund checking account lieu formally incorporated business entity |
162,079 | credit_reporting | xxxxxxxx erroneously reported late payment course two month contacting xxxxxxxx update credit report reflect accurately regarding payment received written letter stating three bureau updated correct payment information continue file multiple dispute incorrectly reported late payment still every dispute wind closed determination data furnished provided correct data correct additionally family suffered financial hardship impacted late payment contacted lender assured would reported late would charged late fee well charge u late fee continued report u late credit bureau despite fact suffered delay income covid child pay delayed overwhelming influx new applicant system please assist best ability remark causing significant damage credit score |
162,080 | credit_reporting | xxxxxxxx erroneously reported late payment course two month contacting xxxxxxxx update credit report reflect accurately regarding payment received written letter stating three bureau updated correct payment information continue file multiple dispute incorrectly reported late payment still every dispute wind closed determination data furnished provided correct data correct additionally family suffered financial hardship impacted late payment contacted lender assured would reported late would charged late fee well charge u late fee continued report u late credit bureau despite fact suffered delay income covid child pay delayed overwhelming influx new applicant system please assist best ability remark causing significant damage credit score |
162,081 | credit_reporting | xxxxxxxx paid full still showing collection |
162,082 | credit_reporting | xxxxxxxx reporting secured loan credit report showing balance dont account self lending app admin fee failed tried apply mistakenly reported installment loan credit anyways self app telling create account definitely mean dont even active open credit builder account called self tried resolve seem care delete error dont even know im suppose make payment account dont even please investigate delete account account number date opened original loan amount |
162,083 | credit_reporting | xxxxxxxx reporting secured loan credit report showing balance dont account xxxxxxxx app admin fee failed tried apply mistakenly reported installment loan credit anyways app telling create account definitely mean dont even active open credit builder account called xxxxxxxx tried resolve seem care delete error dont even know im suppose make payment account dont even please investigate delete account account number date opened original loan amount |
162,084 | credit_reporting | xxxxxxxx reporting mortgage past due today however direct conversation late confirmed multiple time directly mortgage account current still since also contested status mortgage several time trans union continues confirm delinquent status credit bureau essentially telling mortgage current since still reporting past due credit report keep saying fix correction never happens |
162,085 | credit_reporting | xxxxxxxx reporting mortgage past due today however direct conversation late confirmed multiple time directly mortgage account current still since also contested status mortgage several time experian continues confirm delinquent status credit bureau essentially xxxxxxxx telling mortgage current since still reporting past due credit report keep saying fix correction never happens |
162,086 | credit_reporting | xxxxxxxx reporting mortgage past due today however direct conversation xxxxxxxx late confirmed multiple time directly mortgage account current still since also contested status mortgage several time equifax xxxxxxxx continues confirm delinquent status credit bureau essentially xxxxxxxx telling mortgage current since still reporting past due credit report keep saying fix correction never happens |
162,087 | debt_collection | xxxxxxxx sold account midland credit management midland credit management sent server legal documentation woman serving documentation refused wear mask threatened disclose personal information neighbor screamed waved document front yard screaming im sued entire name woman perverted curse spoke threw speaker camera system threatened going continue display erratic behavior let everyone know personal information called midland credit management multiple time regarding matter aware woman stated information account owing everything recorded live camera footage |
162,088 | credit_reporting | xxxxxxxx opened someone else credit breach found opened credit breach deleted |
162,089 | credit_reporting | xxxxxxxx taking |
162,090 | debt_collection | xxxxxxxx acting behalf american express contacting family member despite resolved complaint cfpb amex stated would longer contact least one family member home cell number breach fdcpa tcpa utilizing robocallers well spoofed telephone number |
162,091 | credit_reporting | xxxxxxxx paid since provided receipt proof experian yet refuse remove inaccurate information provided account experian reported money lion collection account inaccurate provided experian proof paid account yet refuse remove inaccurate information credit report reported charge balance true credit union never got loan asked send proof owe never true reported collection account inaccurate |
162,092 | credit_reporting | xxxxxxxx reporting current mortgage account paid time included chapter correct pay mortgage time every month indicated supporting document |
162,093 | credit_reporting | xxxxxxxx reported payday loan knowledge sent dispute company responded information removed per company stated removed equifax violation still reported information equifax even stated would removed per fcra |
162,094 | credit_reporting | xxxxxxxx sold closed charged credit card account collection agency portfolio associate credit card account opened name state longer account claim responsibility access file control reporting account whatsoever sold account sold penny dollar personally spoke representative president office given information continuing report account one active delinquent account three major credit bureau double reporting account causing significant harm consistently reporting account already reported charged sold account double reported original creditor reporting account monthly active past due account well charged collection account collection agency purchased account portfolio recovery associate also reporting account three major credit bureau active collection account portfolio recovery associate aggressively trying obtain judgment court account attorney general commonwealth massachusetts sued portfolio recovery associate commonwealth class action lawsuit portfolio associate violating numerous consumer protection debt collection law significant part settlement agreement addition many million dollar ordered pay portfolio associate agreed halt collection activity individual receive ssdi sole source income settlement portfolio associate agreed ordered stop collection activity social security disability ssdi recipient short portfolio associate flagrant violation term settlement agreement portfolio associate double reporting account inaccurate information profit loss reporting purpose bad enough information reported completely wrong term owed payment made right bank decided take charge portfolio associate violation law breaching term settlement agreement signed ag office commonwealth massachusetts violation law doubling reporting account continuing take collection account loss sold |
162,095 | credit_reporting | xxxxxxxx transunion transunion transunion transunion transunion transunion transunion transunion transunion transunion transunion transunion transunion transunion transunion transunion transunion transunion transunion transunion transunion transunion transunion transunion transunion transunion transunion transunion transunion transunion transunion transunion transunion transunion xxxxxxxx xxxxl transunion transunion transunion transunion transunion transunion transunion transunion transunion transunion transunion transunion transunion transunion transunion transunion transunion transunion transunion transunion transunion transunion transunion transunion transunion transunion transunion transunion transunion transunion transunion transunion transunion transunion transunion transunion transunion transunion transunion transunion transunion transunion xxxxxxxx xxxxl transunion xxxxxxxx checked credit report noticed fraudulent inquires credit report sent correct documentation three credit bureau included ftc report police report police still heard anything back well day |
162,096 | debt_collection | xxxxxxxx ga phoenix financial serv inxxxx collection account may concern letter sent response notice sent company importantly due erroneous reporting credit bureau highly negative impact personal credit report please advised refusal pay notice sent pursuant fair debt collection practice act usc sec b claim disputed validation requested request verification proof mailing address request validation made pursuant title section respectfully request office provide competent evidence legal obligation pay please provide following money say owe explain show calculated say owe provide copy paper show agreed pay say owe provide verification copy judgment applicable identify original creditor prove statute limitation expired account show licensed collect state provide license number registered agent agent service time also inform office reported invalidated information major credit bureau action might constitute fraud federal state law due fact negative mark found credit report company company represent hesitate bring legal action following violation fair credit reporting act violation fair debt collection practice act defamation character office provide proper documentation requested following declaration require least day investigate information time collection activity must cease desist also validation period action taken could considered detrimental credit report consult legal counsel suit includes listing information credit reporting repository coulda inaccurate invalidated verifying account accurate fact provided proof accurate company fails respond validation request within day date receipt reference account must deleted completely removed credit report copy deletion major credit reporting bureau request shall sent immediately would also like request writing telephone contact made company home place employment office attempt telephone communication including limited computer generated call call correspondence sent third party considered harassment choice file suit future communication must done writing sent address noted letter usps would advisable assure record order forced take legal action company client attempt correct record information obtained shall used purpose remove account credit report call phone contact mail via cfpb portal best regard |
162,097 | credit_reporting | xxxxxxxx xxxxxxxx balance balance xxxxxxxx balance xxxxxxxx balance xxxxxxxx balance account involved litigation belong never established account account result fraud contacted collection agency regarding account obtained may name knowledge obtaining account listed affidavit report told needed complete affidavit along submitting personal identification suspected fraudulent account investigated removed immediately |
162,098 | credit_reporting | xxxxxxxx xxxxxxxx trying collect behalf unknown debt supplied proof contract showing signature identification debt calculated proof purchase contract original creditor simply sent computer generated letter demanding payment disputed item credit bureau yet hear back credit bureau requesting reinvestigation day since initial dispute law maximum time respond day negative account amount lowering credit score causing issue credit approval quality life lowered due mistake following proper credit collection law fdcp |
162,099 | credit_reporting | xxxxxxxx xxxxxxxx social security number address tx date dispute time dispute est estimated date completion dispute summary summary item chosen dispute personal information previous address tx address belong previous address co address belong previous address tx address belong previous address tx address belong previous address tx address belong previous address tx address belong previous address tx address belong previous address tx address belong name former name name former name negative information account account belong account belong account belong account belong attorney generalxxxx account belong please use confirmation number future communication status dispute dispute verification process may take day please note upload document including letter part dispute document may submitted one company whose information subject dispute sent ftc |