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161,800 | credit_reporting | soc sec dob fl may concern making final goodwill attempt clear matter account sent back verified entirely inaccurate incomplete represents serious error reporting also advised second time contacting company matter writing company violation need go detail tell law company know fact required fcra properly verified accuracy account listed credit report physical document sure well aware current federal case law state consumer reporting agency bear grave responsibility ensure accuracy account report responsibility must consist something merely parroting information received source basically mean cant verify account telling verified verify account telling contacted creditor account disputed verified mean cant send proof account company must come ignored request provided document file used verify disputed account mean verified verify account section fcra required promptly delete information verified law clear daylight civil liability remedy available negligent noncompliance section fail comply federal law litigious consumer fully intend pursuing litigation matter enforce right fcra demand following account verified deleted immediately account name acc acc acc acc acc acc xxxxxxxx ac ac acc acc acc acc acc acc acc acc also company investigated federal trade commission see usc et seq also maintaining careful record communication purpose filing complaint ftc attorney general office continue remind may liable willful noncompliance failure respond satisfactorily within day receipt certified letter result small claim action company seeking damage defamation negligent enablement identity fraud violation fair credit reporting act also would like updated copy credit report investigation complete thank soc sec dob fl |
161,801 | credit_reporting | soc sec dob fl may concern making final goodwill attempt clear matter account sent back verified entirely inaccurate incomplete represents serious error reporting also advised second time contacting company matter writing company violation need go detail tell law company know fact required fcra properly verified accuracy account listed credit report physical document sure well aware current federal case law state consumer reporting agency bear grave responsibility ensure accuracy account report responsibility must consist something merely parroting information received source basically mean cant verify account telling verified verify account telling contacted creditor account disputed verified mean cant send proof account company must come ignored request provided document file used verify disputed account mean verified verify account section fcra required promptly delete information verified law clear daylight civil liability remedy available negligent noncompliance section fail comply federal law litigious consumer fully intend pursuing litigation matter enforce right fcra demand following account verified deleted immediately account name acc acc acc acc acc acc ac ac acc acc acc acc acc acc acc acc also company investigated federal trade commission see usc et seq also maintaining careful record communication purpose filing complaint ftc attorney general office continue remind may liable willful noncompliance failure respond satisfactorily within day receipt certified letter result small claim action company seeking damage defamation negligent enablement identity fraud violation fair credit reporting act also would like updated copy credit report investigation complete thank soc sec dob fl |
161,802 | debt_collection | soc sec dob fl system inc company violated fcra f f f prohibition sale transfer debt caused identity theft responded request provide investigation report need resolve fair credit reporting act disputed item may appear credit report supported evidence general person company shall sell transfer consideration place collection debt person notified section title resulted identity theft applicability prohibition subsection shall apply person collecting debt described paragraph date notification paragraph rule construction nothing subsection shall construed prohibit repurchase debt case assignee debt requires repurchase debt resulted identity theft b securitization debt pledging portfolio debt collateral connection borrowing c transfer debt result merger acquisition purchase assumption transaction transfer substantially asset entity person furnishes information consumer reporting agency shall place reasonable procedure respond notification receives consumer reporting agency section title relating information resulting identity theft prevent person refurnishing blocked information reference item listed please take matter serious system inc report company form record prepare sue company example telephone consumer protection act litigation case district court district california stop collection proceeding signature application account investigator report soc sec dob address fl |
161,803 | credit_reporting | soc sec dob address fl attention dispute department today date serf notify inaccurate information credit report per file sent letter via registered mail purpose formal escalation appropriate court law need arise recently denied application mortgage car loan credit card health insurance employment florida closer look due inaccurate information credit report mine florida id social security card stolen disputing charge proved fraudulent account also included copy police report unnecessarily embarrassed oversight part maybe credit reporter part erroneous information degrading defamatory also damaged good credit standing prevented something badly needed caused much stress affected health short quality life negatively affected inaccurate information credit report detailed follows dept dept dept dept soc sec dob address fl |
161,804 | credit_reporting | soc sec dob address fl attention dispute department today date serf notify inaccurate information credit report per file sent letter via registered mail purpose formal escalation appropriate court law need arise recently denied application mortgage car loan credit card health insurance employment florida xxxxupon closer look due inaccurate information credit report mine florida id social security card stolen disputing charge proved fraudulent account also included copy police report unnecessarily embarrassed oversight part maybe credit reporter part erroneous information degrading defamatory also damaged good credit standing prevented something badly needed caused much stress affected health short quality life negatively affected inaccurate information credit report detailed follows dept dept dept dept dpedxxxx deptedxxxx deptedxxxx soc sec dob address fl |
161,805 | credit_reporting | soc sec dob address fl attention dispute department today date serf notify inaccurate information credit report per file sent letter via registered mail purpose formal escalation appropriate court law need arise recently denied application mortgage car loan credit card health insurance employment florida xxxxupon closer look due inaccurate information credit report mine florida id social security card stolen disputing charge proved fraudulent account also included copy police report unnecessarily embarrassed oversight part maybe credit reporter part erroneous information degrading defamatory also damaged good credit standing prevented something badly needed caused much stress affected health short quality life negatively affected inaccurate information credit report detailed follows dept dept dept dept dpedxxxx deptedxxxx deptedxxxx soc sec dob address fl |
161,806 | debt_collection | soc sec dob address fl today caine weiner company violated fcra f f f prohibition sale transfer debt caused identity theft responded request provide investigation report need resolve fair credit reporting act disputed item may appear credit report supported evidence general person company shall sell transfer consideration place collection debt person notified section title resulted identity theft applicability prohibition subsection shall apply person collecting debt described paragraph date notification paragraph rule construction nothing subsection shall construed prohibit repurchase debt case assignee debt requires repurchase debt resulted identity theft b securitization debt pledging portfolio debt collateral connection borrowing c transfer debt result merger acquisition purchase assumption transaction transfer substantially asset entity person furnishes information consumer reporting agency shall place reasonable procedure respond notification receives consumer reporting agency section title relating information resulting identity theft prevent person refurnishing blocked information reference item listed please take matter serious caine weiner report company form record prepare sue company example telephone consumer protection act litigation case district court southern district california stop collection proceeding signature application account investigator report soc sec dob address fl |
161,807 | debt_collection | soc sec dob address fl today credit collection svcs company violated fcra f f f prohibition sale transfer debt caused identity theft responded request provide investigation report need resolve fair credit reporting act disputed item may appear credit report supported evidence general person company shall sell transfer consideration place collection debt person notified section title resulted identity theft applicability prohibition subsection shall apply person collecting debt described paragraph date notification paragraph rule construction nothing subsection shall construed prohibit repurchase debt case assignee debt requires repurchase debt resulted identity theft b securitization debt pledging portfolio debt collateral connection borrowing c transfer debt result merger acquisition purchase assumption transaction transfer substantially asset entity person furnishes information consumer reporting agency shall place reasonable procedure respond notification receives consumer reporting agency section title relating information resulting identity theft prevent person refurnishing blocked information reference item listed please take matter serious credit collection svcs report company form record prepare sue company example telephone consumer protection act litigation case district court southern district california stop collection proceeding signature application account investigator report soc sec dob address fl |
161,808 | debt_collection | soc sec dob address fl today lvnvfundg lvnv funding llc company violated fcra f f f prohibition sale transfer debt caused identity theft responded request provide investigation report need resolve fair credit reporting act disputed item may appear credit report supported evidence general person company shall sell transfer consideration place collection debt person notified section title resulted identity theft applicability prohibition subsection shall apply person collecting debt described paragraph date notification paragraph rule construction nothing subsection shall construed prohibit repurchase debt case assignee debt requires repurchase debt resulted identity theft b securitization debt pledging portfolio debt collateral connection borrowing c transfer debt result merger acquisition purchase assumption transaction transfer substantially asset entity person furnishes information consumer reporting agency shall place reasonable procedure respond notification receives consumer reporting agency section title relating information resulting identity theft prevent person refurnishing blocked information reference item listed please take matter serious lvnvfundg lvnv funding llc report company form record prepare sue company example telephone consumer protection act litigation case district court southern district california stop collection proceeding signature application account investigator report soc sec dob address fl |
161,809 | debt_collection | soc sec dob address fl today company violated fcra f f f prohibition sale transfer debt caused identity theft responded request provide investigation report need resolve fair credit reporting act disputed item may appear credit report supported evidence general person company shall sell transfer consideration place collection debt person notified section title resulted identity theft applicability prohibition subsection shall apply person collecting debt described paragraph date notification paragraph rule construction nothing subsection shall construed prohibit repurchase debt case assignee debt requires repurchase debt resulted identity theft b securitization debt pledging portfolio debt collateral connection borrowing c transfer debt result merger acquisition purchase assumption transaction transfer substantially asset entity person furnishes information consumer reporting agency shall place reasonable procedure respond notification receives consumer reporting agency section title relating information resulting identity theft prevent person refurnishing blocked information reference item listed please take matter serious midland credit managem xxxxxxxx report company form record prepare sue company example telephone consumer protection act litigation case district court southern district california stop collection proceeding signature application account investigator report soc sec dob address fl |
161,810 | debt_collection | soc sec address fl attention dispute departement today date paramount recovery sys company violated fcra f f f prohibition sale transfer debt caused identity theft responded request provide investigation report need resolve fair credit reporting act disputed item may appear credit report supported evidence general person company shall sell transfer consideration place collection debt person notified section title resulted identity theft applicability prohibition subsection shall apply person collecting debt described paragraph date notification paragraph rule construction nothing subsection shall construed prohibit repurchase debt case assignee debt requires repurchase debt resulted identity theft b securitization debt pledging portfolio debt collateral connection borrowing c transfer debt result merger acquisition purchase assumption transaction transfer substantially asset entity person furnishes information consumer reporting agency shall place reasonable procedure respond notification receives consumer reporting agency section title relating information resulting identity theft prevent person refurnishing blocked information reference item listed please take matter serious paramount recovery sys report company form record prepare sue company example telephone consumer protection act litigation case district court district california stop collection proceeding signature application account investigator report soc sec dob address fl |
161,811 | credit_reporting | orig creditor original creditor orig creditor original creditor violated right reporting incorrect information transunion regarding credit file transunion violated right adding incorrect information credit profile others see reported transunion applied credit never applied violated right fair accurate information credit report employer information credit report inaccurate well requested employer report corrected violation consumer protection right |
161,812 | debt_collection | sec dob address fl commonwealth financial company violated fcra f f f prohibition sale transfer debt caused identity theft responded request provide investigation report need resolve fair credit reporting act disputed item may appear credit report supported evidence general person company shall sell transfer consideration place collection debt person notified section title resulted identity theft applicability prohibition subsection shall apply person collecting debt described paragraph afte r date notification paragraph rule construction nothing subsection shall construed prohibit repurchase debt case assignee debt requires repurchase debt resulted identity theft b securitization debt pledging portfolio debt collateral connection borrowing c transfer debt result merger acquisition purchase assumption transaction transfer substantially asset entity person furnishes information consumer reporting agency shall place reasonable procedure respond notification receives consumer reporting agency section title relating information resulting identity theft prevent person refurnishing blocked information reference item listed please take matter serious commonwealth financial report company form record prepare sue company example telephone consumer protection act litigation case district california stop collection proceeding signature application account investigator report sec dob address unit fl |
161,813 | credit_reporting | sec dob address ct fl today date may concern tx ga transunion pa recently pulled copy credit report noticed following information error inquires fcra state permissible purpose pulling someone credit report firm offer credit b insurance c employment court order following inquiry related none aforementioned permissible purpose personal inquiry date removal date automotive inquiry date removal date furnishing inquiry date removal date personal inquiry date removal date automotive inquiry date removal date miscellaneous public record inquiry date removal date bank inquiry date removal date finance personal inquiry date removal date automotive inquiry date removal date bank inquiry date removal date credit card travel entertainment company inquiry date removal date please remove inquiry credit report enclosed copy proof identity sincerely soc sec dob address ct fl |
161,814 | credit_reporting | sec dob address fl today may concern tx equifax box ga box pa recently pulled copy credit report noticed following information error inquires fcra state permissible purpose pulling someone credit report firm offer credit b insurance c employment court order following inquiry related none aforementioned permissible purpose credit card inquiry date removal date bank inquiry date removal date automobile dealer new inquiry date removal date date removal date automobile dealer new inquiry date removal date inquiry date removal date automobile dealer used inquiry date removal date miscellaneous reptg agency inquiry date removal date inquiry date removal date bank inquiry date removal date auto financing inquiry date removal date auto financing inquiry date removal date automobile dealer new inquiry date removal date auto financing inquiry date removal date credit card inquiry date removal date inquiry date removal date credit card inquiry date removal date xxxxxxxx credit card inquiry date removal date date removal date auto financing inquiry date removal date xxxxxxxx auto financing inquiry date removal date auto financing inquiry date removal date automobile dealer used inquiry date removal date telephone company inquiry date removal date bank inquiry date removal date please remove inquiry credit report enclosed copy proof identity sincerely sec dob address ct fl |
161,815 | credit_reporting | sec dob address fl attention dispute department today date serf notify inaccurate information credit report per file sent letter via registered mail purpose formal escalation appropriate court law need arise recently denied application mortgage car loan credit card health insurance employment florida closer look due inaccurate information credit report mine florida id social security card stolen disputing charge proved fraudulent account also included copy police report unnecessarily embarrassed oversight part maybe credit reporter part erroneous information degrading defamatory also damaged good credit standing prevented something badly needed caused much stress affected health short quality life negatively affected inaccurate information credit report detailed follows soc sec dob address fl |
161,816 | credit_reporting | sec dob address fl attention dispute department today date serf notify inaccurate information credit report per file sent letter via registered mail purpose formal escalation appropriate court law need arise recently denied application mortgage car loan credit card health insurance employment florida ddupon closer look due inaccurate information credit report mine florida id social security card stolen disputing charge proved fraudulent account also included copy police report unnecessarily embarrassed oversight part maybe credit reporter part erroneous information degrading defamatory also damaged good credit standing prevented something badly needed caused much stress affected health short quality life negatively affected inaccurate information credit report detailed follows sec dob address fl |
161,817 | credit_reporting | sec dob address fl attention dispute department today date serf notify inaccurate information credit report per file sent letter via registered mail purpose formal escalation appropriate court law need arise recently denied application mortgage car loan credit card health insurance employment florida ddupon closer look due inaccurate information credit report mine florida id social security card stolen disputing charge proved fraudulent account also included copy police report unnecessarily embarrassed oversight part maybe credit reporter part erroneous information degrading defamatory also damaged good credit standing prevented something badly needed caused much stress affected health short quality life negatively affected inaccurate information credit report detailed follows soc sec dob address fl |
161,818 | debt_collection | sec dob address fl company violated fcra f f f prohibition sale transfer debt caused identity theft responded request provide investigation report need resolve fair credit reporting act disputed item may appear credit report supported evidence general person company shall sell transfer consideration place collection debt person notified section title resulted identity theft applicability prohibition subsection shall apply person collecting debt described paragraph date notification paragraph rule construction nothing subsection shall construed prohibit repurchase debt case assignee debt requires repurchase debt resulted identity theft b securitization debt pledging portfolio debt collateral connection borrowing c transfer debt result merger acquisition purchase assumption transaction transfer substantially asset entity person furnishes information consumer reporting agency shall place reasonable procedure respond notification receives consumer reporting agency section title relating information resulting identity theft prevent person refurnishing blocked information reference item listed please take matter serious midland credit managem report company form record prepare sue company example portfolio recovery associate llc telephone consumer protection act litigation case district court district california stop collection proceeding signature application account investigator report soc sec dob address fl |
161,819 | credit_reporting | sec dob address fl today date dear sir madam sole purpose letter inform victim identity theft requesting block following fraudulent information credit report proceed accordingly file want emphasize none information stated relates transaction made reported closed reported closed card service reported closed reported closed reported closed item listed clearly fraudulent therefore requesting deleted name source addition cra must block fraudulent information victim must identified within four business day accepting identity theft report accepts identity theft report cra also must notify furnishers fraudulent information victim filed report report state information furnished resulted identity theft blocking information furnished fcra b b blocking information credit report section fair credit reporting act fcra credit reporting agency cras creditor debt collector company reported identity information cra furnishers responsible blocking fraudulent information appearing victim credit report blocking fraudulent information appearing victim credit report please let know need information block information credit report sincerely soc sec dob address fl |
161,820 | credit_reporting | sec dob address ga attention dispute department today date serf notify inaccurate information credit report per file sent letter via registered mail purpose formal escalation appropriate court law need arise recently denied application mortgage car loan credit card health insurance employment florida closer look due inaccurate information credit report mine florida id social security card stolen disputing charge proved fraudulent account also included copy police report unnecessarily embarrassed oversight part maybe credit reporter part erroneous information degrading defamatory also damaged good credit standing prevented something badly needed caused much stress affected health short quality life negatively affected inaccurate information credit report detailed follows last reported last reported open balance last reported open reported reported reported reported reported last reported reported balance soc sec dob address ga |
161,821 | debt_collection | sec dob address ga attention dispute department today date may concern company violated provision section f prooofs offer support dispute thus asserton form polcie report used obtain blockage contest accuracy reportin stating reason determine made misrepresentation material fact relevant request block c transunion reason determine obtained possession good respond victim identity theft meaning identity theft crime imposter obtains key piece personal information social security driver license number order impersonate someone else provided relevant information identity theft report fcra b b notification cra trigger two obligation furnisher first fcra section must allowed furnisher may continue report information cra fcra second fcra section f may sell transfer debt anyone else would try collect fcra f f required section fair credit reporting act copy enclosed requesting item removed request another specific change correct information way ascertain legitimacy action without investigating item question send document regarding record court document supporting position please reinvestigate matter delete correct disputed item soon possible thank |
161,822 | credit_reporting | sec dob address ga attention dispute department today date serf notify inaccurate information credit report per file sent letter via registered mail purpose formal escalation appropriate court law need arise recently denied application mortgage car loan credit card health insurance employment florida closer look due inaccurate information credit report mine florida id social security card stolen disputing charge proved fraudulent account also included copy police report unnecessarily embarrassed oversight part maybe credit reporter part erroneous information degrading defamatory also damaged good credit standing prevented something badly needed caused much stress affected health short quality life negatively affected inaccurate information credit report detailed follows last reported last reported open balance last reported open reported reported reported reported reported last reported reported balance sec dob address ga |
161,823 | credit_reporting | sec dob soc sec dob address fl attention dispute department today date serf notify inaccurate information credit report per file sent letter via registered mail purpose formal escalation appropriate court law need arise recently denied application mortgage car loan credit card health insurance employment florida ddupon closer look due inaccurate information credit report mine florida id social security card stolen disputing charge proved fraudulent account also included copy police report unnecessarily embarrassed oversight part maybe credit reporter part erroneous information degrading defamatory also damaged good credit standing prevented something badly needed caused much stress affected health short quality life negatively affected inaccurate information credit report detailed follows xxxxxxxx sec dob soc sec dob address fl |
161,824 | credit_reporting | sec dob address fl dear sir madam sole purpose letter inform victim identity theft requesting block following fraudulent information credit report proceed accordingly file want emphasize none information stated relates transaction made dept dept dept dept dept dept dept item listed clearly fraudulent therefore requesting deleted name source addition cra must block fraudulent information victim must identified within four business day accepting identity theft report accepts identity theft report cra also must notify furnishers fraudulent information victim filed report report state information furnished resulted identity theft blocking information furnished fcra b b blocking information credit report section fair credit reporting act fcra credit reporting agency cras creditor debt collector company reported identity information cra furnishers responsible blocking fraudulent information appearing victim credit report blocking fraudulent information appearing victim credit report please let know need information block information credit report sincerely sec dob address fl |
161,825 | credit_reporting | dob address fl attention dispute department today date serf notify inaccurate information credit report per file sent letter via registered mail purpose formal escalation appropriate court law need arise recently denied application mortgage car loan credit card health insurance employment florida xxxxupon closer look due inaccurate information credit report mine florida id social security card stolen disputing charge proved fraudulent account also included copy police report unnecessarily embarrassed oversight part maybe credit reporter part erroneous information degrading defamatory also damaged good credit standing prevented something badly needed caused much stress affected health short quality life negatively affected inaccurate information credit report detailed follows last reported reported balance advcollbur original creditor original creditor xxxxxxxx sec dob address fl |
161,826 | credit_reporting | dob address fl dear sir madam sole purpose letter inform victim identity theft requesting block following fraudulent information credit report proceed accordingly file want emphasize none information stated relates transaction made dept dept dept dept dept dept dept xxxxxxxx xxxxxxxx item listed clearly fraudulent therefore requesting deleted name source addition cra must block fraudulent information victim must identified within four business day accepting identity theft report accepts identity theft report cra also must notify furnishers fraudulent information victim filed report report state information furnished resulted identity theft blocking information furnished fcra b b blocking information credit report section fair credit reporting act fcra credit reporting agency cras creditor debt collector company reported identity information cra furnishers responsible blocking fraudulent information appearing victim credit report blocking fraudulent information appearing victim credit report please let know need information block information credit report sincerely dob address fl |
161,827 | credit_reporting | dob address fl dear sir madam sole purpose letter inform victim identity theft requesting block following fraudulent information credit report proceed accordingly file want emphasize none information stated relates transaction made dept dept dept dept dept dept dept xxxxxxxx item listed clearly fraudulent therefore requesting deleted name source addition cra must block fraudulent information victim must identified within four business day accepting identity theft report accepts identity theft report cra also must notify furnishers fraudulent information victim filed report report state information furnished resulted identity theft blocking information furnished fcra b b blocking information credit report section fair credit reporting act fcra credit reporting agency cras creditor debt collector company reported identity information cra furnishers responsible blocking fraudulent information appearing victim credit report blocking fraudulent information appearing victim credit report please let know need information block information credit report sincerely dob address fl |
161,828 | credit_reporting | dob address fl dear sir madam sole purpose letter inform victim identity theft requesting block following fraudulent information credit report proceed accordingly file want emphasize none information stated relates transaction made dept dept dept dept dept dept dept xxxxxxxx item listed clearly fraudulent therefore requesting deleted name source addition cra must block fraudulent information victim must identified within four business day accepting identity theft report accepts identity theft report cra also must notify furnishers fraudulent information victim filed report report state information furnished resulted identity theft blocking information furnished fcra b b blocking information credit report section fair credit reporting act fcra credit reporting agency cras creditor debt collector company reported identity information cra furnishers responsible blocking fraudulent information appearing victim credit report blocking fraudulent information appearing victim credit report please let know need information block information credit report sincerely dob address fl |
161,829 | credit_reporting | dob address fl dear sir madam sole purpose letter inform victim identity theft requesting block following fraudulent information credit report proceed accordingly file want emphasize none information stated relates transaction made dept dept dept dept dept dept dept item listed clearly fraudulent therefore requesting deleted name source addition cra must block fraudulent information victim must identified within four business day accepting identity theft report accepts identity theft report cra also must notify furnishers fraudulent information victim filed report report state information furnished resulted identity theft blocking information furnished fcra b b blocking information credit report section fair credit reporting act fcra credit reporting agency cras creditor debt collector company reported identity information cra furnishers responsible blocking fraudulent information appearing victim credit report blocking fraudulent information appearing victim credit report please let know need information block information credit report sincerely dob address fl |
161,830 | debt_collection | contacted today left voicemail attached complaint stating following civil claim processor county calling regard requested summons issued morning department check arbitration requested served hour residence place employment would like resolve matter voluntary term need speak plaintiff immediately end granting adjournment resolve matter voluntarily make sure fax u stand order need legal document soon possible receive legal documentation make available thank good luck officially notified total violation fair debt collection practice act conduct natural consequence harass oppress abuse person e threaten take action legally taken intended taken e document legal process form require action consumer |
161,831 | credit_reporting | continues report interest charge closed case negative remark meet legal requirement credit reporting sent letter certified mail received yet remove derogatory mark hindering ability maintain proper score listed description item indicate derogatory mark never credit report first place account status unavailable usage balance monthly payment labeled past due amount say debt included discharge bankruptcy followed law according fair credit reporting act refused remove remark continue ruin credit report |
161,832 | credit_reporting | potentially negative icon potentially negative statuscollection account past due account typecollection balance date name tx |
161,833 | credit_reporting | reported equifax applied credit never applied violated right fair accurate information credit report |
161,834 | credit_reporting | reported applied credit never applied violated right fair accurate information credit report |
161,835 | credit_reporting | reported applied credit never applied violated right fair accurate information credit report |
161,836 | credit_reporting | violated right reporting incorrect information equifax regarding credit file equifax violated right adding incorrect information credit profile others see reported equifax applied credit never applied violated right fair accurate infomation credit report personal information credit report inaccurate well requested address phone number name corrected report violation consumer protection right |
161,837 | credit_reporting | violated right reporting incorrect information experian regarding credit file experian violated right adding incorrect information credit profile others see reported experian applied credit never applied violated right fair accurate information credit report personal information credit report inaccurate well requested address phone number name corrected credit report violation consumer protection right |
161,838 | credit_reporting | violated right reporting incorrect information transunion regarding credit profile others see reported transunion applied credit never applied violated right fair accurate information credit report personal information credit report inaccurate well requested address phone number name corrected report violation consumer protection right |
161,839 | credit_reporting | merchant cr orig creditor original creditor convergent outsourcing original creditor violated right reporting incorrect information equifax regarding credit file equifax violated right adding incorrect information credit profile others see reported equifax applied credit never applied violated right fair accurate information credit report personal information credit report inaccurate well requested address report corrected violation consumer protection right |
161,840 | credit_reporting | account insist keeping credit report please delete |
161,841 | credit_reporting | account insist keeping credit report please delete |
161,842 | credit_reporting | violated right reporting incorrect information experian regarding credit file following credit bureau violated right adding incorrect information credit profile others see buisnesses along others reporting following company experian applied credit inaccurate violated right fair information credit report personal information credit report inaccurate well requested address phone number name corrected report violation consumer protection right |
161,843 | credit_reporting | violated right reporting incorrect information transunion regarding credit file following credit bureau violated right adding incorrect information credit profile others see buisnesses along others reporting following company transunion applied credit inaccurate violated right fair information credit report personal information credit report inaccurate well requested address phone number name corrected report violation consumer protection right |
161,844 | credit_reporting | violated right reporting incorrect information equifax regarding credit file following credit bureau violated right adding incorrect information credit profile others see buisnesses along others reporting following company equifax applied credit inaccurate violated right fair information credit report personal information credit report inaccurate well requested address phone number name corrected report violation consumer protection right |
161,845 | credit_reporting | orig creditor original creditor orig creditor original creditor original creditor violated right reporting incorrect information experian regarding credit file experian violated right adding incorrect information credit profile others see reported experian applied credit never applied violated right fair accurate information credit report personal information credit report inaccurate well requested address report corrected violation consumer protection right |
161,846 | credit_reporting | violated right reporting incorrect information experian regarding credit file experian violated right adding incorrect information credit profile others see reported experian applied credit never appled violated right fair accurate information credit report personal information credit report inaccurate well requested address phone number name corrected report violation consumer protection right |
161,847 | credit_reporting | u bk court violated right reporting incorrect information transunion regarding credit file transunion violated right adding incorrect information credit profile others see transunion transunion reported transunion applied credit never violated right fair accurate information credit report personal information credit report inaccurate well requested address phone number name corrected report violation consumer protection right |
161,848 | credit_reporting | missouri violated right reporting incorrect information transunion regarding credit file transunion violated right adding incorrect information credit profile others see transunion transunion reported transunion applied credit never applied violated right fair accurate information credit report personal information credit report inaccurate well requested address phone number name corrected report violation consumer protection right |
161,849 | credit_reporting | experian updated following account credit profile still failed provide original signed contract signature fcra section experian violated consumer right adhering law section state required promptly delete information verified definition verify according black law dictionary confirm substantiate oath show true particularly used making formal oath account petition pleading paper contract law state way contest affidavit respond another affidavit according black law dictionary affidavit written printed declaration statement fact made voluntarily confirmed oath affirmation party making taken officer authority administer oath experian failed respond previous sworn statement dispute affidavit another sworn statement dispute affidavit contract law also section block except otherwise provided section consumer reporting agency shall block reporting alleged identity thief later business day date receipt agency appropriate proof identity consumer copy identity thief report furthermore fdcpa section state consumer notifies debt collector writing within day period described subsection section debt portion thereof disputed consumer request name address original predicator debt collector shall cease collection debt copy judgement name address original creditor mailed consumer debt collection |
161,850 | credit_reporting | transunion infringed right consumer violation following section fcra b iii b request provided proof alleged item specifically contract note instrument bearing signature following account also challenged completeness accuracy following account |
161,851 | credit_reporting | amd transunion refuse remove several account inquires credit report ive filed identity thief claim shown proof refuse update credit report neither sent requested information stating account verified mixing information person name mine listed address account ive never associated going last yr |
161,852 | credit_reporting | equifax allowing two collection account reported open one month closed next month maryland state law requires original creditor collection account must designated closed year date first delinquency legal lawful way debt collection date sent via registered mail said collection original creditor account cease decist letter via u postal certified mail continue report contact maryland attorney general office pursue legal remedy equifax currently violating federal state law regarding credit reporting practice made complaint evidence possession credit score jump point every month due negligence must stop illegal seek damage |
161,853 | credit_reporting | equifax reporting inaccurate information credit report date last activity account fcra lawbook section c running period violation date last activity violation sue fine week looking take credit report fcra attorney start process seeking damage violation |
161,854 | credit_reporting | equifax violating right continue report negative fraudulent account profile belong third time writing im going get attorney involved continue report item |
161,855 | credit_reporting | equifax violating right continue report negative fraudulent account profile belong third time writing im going get attorney involved continue report item |
161,856 | credit_reporting | equifax violating right continue report negative fraudulent account profile belong third time writing im going get attorney involved continue report item |
161,857 | credit_reporting | equifax violating right continue report negative fraudulent account profile belong third time writing im going get attorney involved continue report item |
161,858 | credit_reporting | equifax responding dispute sent last several month law notified received correspondence sending letter since reporting serious error credit file need provide result |
161,859 | credit_reporting | equifax show closed account new missed payment every month paid closed late payment account closed charged year ago open account reported new missed payment every month violation consumer right unfair credit reporting practice prevents obtaining new credit account purchasing home even though missed late payment otherwise good credit worthiness |
161,860 | credit_reporting | equifax still responded dispute day heavily stressed enough bureau taking advantage attached day demand comply account deleted immediately |
161,861 | credit_reporting | experian negative item credit report false account opened fraudulently without notice |
161,862 | credit_reporting | experian incorrect personal information including middle name changed name address also job title employed year tried dispute change saying available process dispute im deeply sadden especially pandemic |
161,863 | credit_reporting | experian reporting two chapter bankruptcy one clerk entered bankruptcy filing forgot include llc information original filing even though paperwork instead correcting original petition since court error dismissed original petition refiled petition following day new case number sent letter federal bankruptcy court explaining sent credit reporting agency refuse remove original filing negatively impacting credit score day |
161,864 | credit_reporting | experian inaccurately showing several account day late credit report following account inaccurately reporting late date |
161,865 | credit_reporting | experian repeatedly showing incorrect information regarding open account closed closed account closed closed credit card closed account late account disputed numerous time demand credit bureau furnish proof late account within day received dispute certified usps otherwise need taken immediately addition two charge offs dba never validated credit report brought attention looking credit report debt belong dispute validity charge offs demand immediate investigation account even belong addition numerous address phone number belong reporting credit need removed address mine va va md md md md va va ca ca ca ca ca ca tx |
161,866 | credit_reporting | experian reporting incorrect erroneous information consumer report failed validate account multiple reporting violation including inaccurate payment grid last reporting date multiple missing info account need removed immediately also say charge car paid full never late |
161,867 | credit_reporting | experian reporting incorrect information credit report late payment reporting unverifiable late payment day company show opened account one late payment revolving line credit show account different account number revolving line credit payment time payment late experian reporting account account number report payment time payment late information consistent across three report account asked information verified multiple time unsuccessful date credit reporting agency reporting opened account account reporting revolving line credit one late payment one late payment reporting account different account number company name revolving line late payment experian reporting account limit account limit revolving credit late payment account number one report account infact duplicate account never paid late |
161,868 | credit_reporting | experian reporting incorrect personal information credit report previous address current address wrong also reporting incorrect date birth |
161,869 | credit_reporting | experian reporting outdated unverified information credit report investigation show proof existing debt actually belongs |
161,870 | credit_reporting | experian continuing report inaccurate information multiple account show still open yet collection recent payment history yet never account proof document signature provided continuing report request demand deleted credit profile third attempt attempting remove inaccurate account creditor provided contract signature prove account opened account validate account show collection however payment history reflecting ok still showing open account possible please delete pulling legal team review reporting incorrectly law need deleted |
161,871 | credit_reporting | experian failed provide result investigation following item asked send signed contract debt disputed debt could provide document showed actually created account even dropped court case realized could prove account actually opened started disputing account back experian said verified debt possible original creditor could verify debt last letter yielded response experian issue asked send signed contract debt disputed debt could provide document showed actually created account unverified inquiry asked verify inquiry created asking creditor signed application none creditor could provide signed application yet transunion say verified inquiry create inquiry according fair debt collection practice act broken following statue within five day initially contacting collector must send written notice debt includes amount debt name original creditor debt owed statement describing right dispute debt never received following yet reporting credit failing follow debt dispute procedure failing conduct reasonable investigation dispute failing correct delete inaccurate incomplete unverifiable information within day receiving notice dispute |
161,872 | credit_reporting | experian violated hipaa right asked send evidence validate debt original creditor sent copy personal medical info visit hospital never sent proof signature original creditor release mine daughter medical information third party want experian delete erroneous account credit report immediately already contacted informed violation medical privacy hipaa act filing complaint three credit bureau next step litigation |
161,873 | credit_reporting | experian showing information belong tried item removed sent several letter item removed |
161,874 | credit_reporting | experian remove bankruptcy please remove inaccurate information thank ruined life need buy house thanks chapter bankruptcy u bankruptcy court |
161,875 | credit_reporting | transunion verified following bankruptcy report u bkpt ct ga requested method verification used respond pursuant fcra day reposed method verification info must removed never resounded demanding remove bankruptcy |
161,876 | credit_reporting | transunion reporting erroneous account attempted dispute bureau past year validation sent certified mail slip attached letter tu |
161,877 | credit_reporting | transunion reporting credit report account opened account ten year six day old negative information nine year old never reopened erroneous reporting account greater ten year old today transunion transunion reporting violation fcra udaap creditor reporting must removed exceeds statute limitation |
161,878 | credit_reporting | transunion respond dispute letter mailed also purchased credit monitoring membership transunion erroneous account state dispute status investigation month violates fair credit reporting act bureau day complete investigation |
161,879 | credit_reporting | transunion responded attached dispute sent sent certified mail received resolution erroneous account present certified mail slip evidence record receiving request response since |
161,880 | credit_reporting | transunion refuse update credit file removing inaccurate listing reported requested investigation transunion remove account due inaccuracy three agency transunion stated verified information reported accurate change made report account administrator informed via usps mail account exists system record therefore collection account void need removed immediately transunion credit file attachment added complaint substantiate claim screenshot credit report showing account address screenshot website showing account administrator copy letter mailed settle debt copy letter received behalf stating account exist |
161,881 | credit_reporting | violating right continue report negative fraudulent account profile belong third time writing im going get attorney involved continue report item |
161,882 | debt_collection | previous name stored however name allowed two different collection company post inaccurate information credit report resulting credit score decrease action taken sent multiple letter address prior adding credit report sent backup information proving account yet removed paramount recovery system action taken account originally disputed amount name removed credit report immediately afterward hospital instructed another one collection company paramount recovery system add collection account credit report since contacted removed paramount recovery system sent backup information proving account yet removed please help |
161,883 | credit_reporting | equiafax reported incorrect information credit report mine |
161,884 | credit_reporting | experian three credit reporting agency use tactic disabling consumer entering character trying file dispute shameful tactic allowed go unnoticed long right dispute limit many character dispute |
161,885 | credit_reporting | equifax apparently reporting fraud alert security freeze another form block credit file causing substantial problem obtaining credit therefore please remove file |
161,886 | credit_reporting | transunion credit reporting agency age account credit report ending account owner account closed good status fell credit report statue limitation come client bringing back account name new fcra sending billing statement account ending use appear credit report aged remove age account credit report |
161,887 | credit_reporting | transunion following rule fcra providing verification debt transunion correct information credit report |
161,888 | credit_reporting | transunion recently received letter couldnt validate debt requested provide chain custody purchased account name name address original creditor sign contract original creditor opening date account payment history last payment made status account closed charged date michigan law thru forbid unlicensed debt collector report credit bureau unlicensed state michigan credit bureau state reason complying michigan law thru credit bureau list account fraud sent validation document account |
161,889 | credit_reporting | transunion account open late payment account opened account contacted creditor credit bureau matter one shown proof account even |
161,890 | credit_reporting | transunion violation care act erroneously reporting late payment total visa first access refusing allow dispute contacted regarding directly affected covid created payment arrangement honored payment arrangement paying full making payment amount told send request writing dispute erroneously reported information credit bureau date neither company corrected credit report able dispute erroneous information credit bureau get erroneously reported late payment removed veteran current account late payment delinquency onset erroneous reporting caused credit score drop nearly point direct violation care act state loan considered current past due time make agreement creditor modify repayment creditor need report credit bureau current loan loan considered delinquent past due make agreement creditor status continue show delinquent bring account back good standing bring account current creditor must report status current credit bureau according new law accommodation could agreement make partial payment put loan forbearance modify loan offer relief care act protection require creditor follow guideline agreement made either day law enacted day date national emergency declared |
161,891 | credit_reporting | sd bank card sent notice account past due reported high balance experian included exorbitant fee paid sent canceled check argued credit kept threatening paid experian remove high balance credit score went disputed experian bank card said information letter format needed write letter |
161,892 | debt_collection | debt collector rausch sturm using threat lawsuit attempt collect debt owed violation fdcpa know prove owe debt court product identity theft using threat legal action order try fraudulently collect debt owe fined fdcpa president biden sworn would expect cfpb start actually job mean bringing lawsuit rogue debt collector allowed flourish last four year credit card trying collect paid full four five year ago actually took heloc consolidated credit card debt account along others reactivated used identity thief rausch sturm supplied police report ftc report yet continue try fraudulently collect debt violation fdcpa understand former chair close friend former president donald trump may cfpb never anything new president upholding law would like fdcpa enforced matter account fraudulently trying collect |
161,893 | credit_reporting | inquired time equifax credit report without authority since confirmed private label card remove fraudulent inquiry credit report going back forth equifax avail |
161,894 | credit_reporting | department ed violated right reporting incorrect information transunion regarding credit file transunion violated right adding incorrect information credit profile others see reported transunion applied credit never applied violated right fair accurate information credit report personal information credit report inaccurate well requested address corrected report violation consumer protection right |
161,895 | credit_reporting | department ed violated right reporting incorrect information transunion regarding credit file transunion violated right adding incorrect information credit profile others see reported transunion applied credit never applied violated right fair accurate information credit report personal information credit report inaccurate well requested address corrected report violation consumer protection right |
161,896 | credit_reporting | violated right reporting incorrect information equifax regarding credit file equifax violated right adding incorrect information credit profile others see reported equifax applied credit never applied violated right fair accurate information credit report personal information credit report inaccurate well requested address employer phone number name corrected report violation consumer protection right |
161,897 | credit_reporting | violated right reporting incorrect information experian regarding credit file experian violated right adding incorrect information credit profile others see reported experian applied credit never applied violated right fair accurate information credit report personal information credit report inaccurate well requested address employer phone number name corrected report violation consumer protection right |
161,898 | credit_reporting | unlimited visaxxxx none card ever late yet due reporting experian credit report score reported fair score reporting preventing obtaining mortgage |
161,899 | credit_reporting | multiple contact lender continue receive run around told contact credit bureau removal late payment |