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162,300 | credit_reporting | right pending investigation law clear say day investigate investigate day investigation illegal close matter immediately |
162,301 | debt_collection | failed verify validate data account every notation date balance account need removed immediately via fcra section |
162,302 | credit_reporting | failed verify validate data account every notation date balance account need removed immediately via fcra section |
162,303 | debt_collection | failed verify validate data account every notation date balance account need removed immediately via fcra section |
162,304 | credit_reporting | failed verify validate data account every notation date balance account need removed immediately via fcra section |
162,305 | credit_reporting | failed verify validate data account every notation date balance account need removed immediately via fcra section |
162,306 | credit_reporting | failed verify validate data account every notation date balance account need removed immediately via fcra section |
162,307 | debt_collection | failed verify validate data account every notation date balance account need removed immediately via fcra section |
162,308 | debt_collection | failed verify validate data account every notation date balance account need removed immediately via fcra section |
162,309 | credit_reporting | failed verify validate data account every notation date balance account need removed immediately via fcra section |
162,310 | credit_reporting | failed verify validate data account every notation date balance account need removed immediately via fcra section |
162,311 | credit_reporting | failed verify validate data account every notation date balance account need removed immediately via fcra section |
162,312 | mortgages_and_loans | guy keep closing complaint without holding company accountable keep making complaint held accountable shellpoint given different story mortgage show past due every time provided proof payment made received sent letter behind mortgage could proof payment past year submit every single piece proof asked come shellpoint refuse adjust value home already done county assessor advised mortgage payment actually lower paying one person within company explain payment processed hold company accountable predatory lending |
162,313 | mortgages_and_loans | guy need close loancare servicing even coronavirus helping anyone cant get ahold anyone website making fill application longer buying home first time people need something suspend mortgage till done coronavirus easy look zip code see affected cut break loancare help anything faster look fast see bad |
162,314 | credit_reporting | day upon receipt letter provide strict proof contract event provide strict proof contract must cease desist collection effort immediately remove derogatory information reported consumer reporting agency addition need provide agreement writing closing file ceasing collecting activity deleting information related reference number credit report youve furnished information event transfer account attorney without providing proof contract proving claim immediate reported code ethic violation |
162,315 | credit_reporting | bankruptcy reporting public record section credit file mentioned obtained information letter stating incorrect information removed file please remove information soon possible thanks |
162,316 | credit_reporting | bankruptcy reporting public record section credit file mentioned obtained information letter stating incorrect information removed file please remove information soon possible thanks |
162,317 | credit_reporting | bankruptcy reporting public record section credit file mentioned obtained information letter stating incorrect information removed file please remove information soon possible thanks |
162,318 | credit_reporting | received legal document office stamped commissioner court identity theft instead received document citibank office false requested information document attached state requested account information updated never made request please attach document received office behalf requesting update information also requesting complaint forwarded ftc falsifying information behalf consumer lawful affidavit sent office receive response information report deleted information received affidavit commissioner court must ignored also wish leave debt credit also requesting following information submit appropriate form paperwork back along affidavit signed accordance within day date receipt request validation proof claim alleged name address creditor origination name file alleged debtor origination alleged account amount alleged debt date alleged debt payable date original charge delinquency furnish copy original promissory redacting social security number prevent identity theft state client named holder due course note agreement produce original judge inspection trial contest matter produce account general ledger statement showing full accounting alleged obligation attempting collect fr balance sheet omb oid report registration statement prospectus call schedule requirement established case field wilber law firm donald wilber kenneth wilber circuit court sept identify name address person corporation association party interest legal proceeding regarding alleged debt verified specifically name person assigned trustee handle corporation affair held accountable action corporation cfo subordinate responsible debt collection according fair credit reporting act section company required federal law verify physical verification original signed certified consumer contract account request posted reported credit report demand see copy verifiable validated proof original consumer contract wetink signature copy copy validation law considered proof file account listed fcra unverified invalid account must removed please provide documentary evidence basel ii iii compliant |
162,319 | retail_banking | authorized payment usd money wo leave account process pdt receipt hello xxxxxxxx charge appear credit card statement payment paypal save time paypal account create paypal account save payment information wo need enter payment information every time shop online td background url http left important sign shop confidence keep financial information secure transaction monitored fraud specialist help protect account protected zero fraud liability eligible unauthorized purchase see eligibility merchant information instruction merchant none provided shipping information united state shipping method specified descriptionqtyall item shopping basket see detail store store receipt item please keep receipt number future reference need contact customer service paypal help massachusetts division bank http paypal hold foreign transmittal agency license state massachusetts license number please reply email confuse computer sent wo get response copyright paypal right reserved paypal located ca paypal email id ordered item paid tbrough website yet say paypal never received item company wont respond paypal say involved |
162,320 | debt_collection | failed provide copy viable evidence bearing signature showing account reported accurately advised description procedure used determine accuracy completeness information hereby requested additionally please provide name address telephone number person personally verified alleged account inquire verified without providing proof bearing signature per ftc opinion letter attorney aware printout bill itemized document constitute verification formally requesting copy document bearing signature showing legally binding contractual obligation pay alleged amount |
162,321 | debt_collection | illegally calling job since authorized call job company allow company keep record phone call take legal action need |
162,322 | credit_reporting | listed inaccurate chapter record credit file therefore filing dispute chapter information providing fcra specifically requires description procedure used agency providing obtaining particular bankruptcy record including obtained third party information broker sold firm want see public record information providing compliant contains required complete personal identifier advised family attorney credit reporting agency required national consumer assistance plan provision ensure public record create mixed file circumstance believe happened case erroneous record reporting u bankruptcy appreciate time attention matter |
162,323 | credit_reporting | listed inaccurate chapter record credit file therefore filing dispute chapter information providing fcra specifically requires description procedure used agency providing obtaining particular bankruptcy record including obtained third party information broker sold firm want see public record information providing compliant contains required complete personal identifier advised family attorney credit reporting agency required national consumer assistance plan provision ensure public record create mixed file circumstance believe happened case erroneous record reporting u bankruptcy appreciate time attention matter |
162,324 | credit_card | massive fraud going related unemployment benefit never filed claim notified dc still employed yet received card benefit |
162,325 | credit_reporting | provided copy original documentation required section section consumer contract signature section fcra required promptly delete information verified law clear civil liability remedy available negligent noncompliance section fail comply litigious consumer fully intend pursuing litigation matter enforce right fcra demand following account verified deleted immediately |
162,326 | credit_reporting | wrong social security number report american eagle never requested credit report never verizon account name |
162,327 | credit_reporting | violated right section section wrote multiple time last year year requested stop reporting fcra inaccurate data listed credit report yet account remain credit report still reporting inaccurate data said verified disputed information accurate actuality failed thorough investigation profit error fact prove didnt investigate date last updated say disputed past due reporting collection account violation late activity reporting collection account violation clearly didnt investigate either multiple inconsistency reported different last payment date different date last active clear violation yet claim verified account accurate account must removed non compliance cant verify violation accurate experian |
162,328 | mortgages_and_loans | lock account bank dont understand |
162,329 | credit_reporting | may seek damage violator bank saving association credit union total asset affiliate ftc regional office region credit operates federal trade commission likely source complaint federal trade commission accusing falsifying income information loan application say general manager also belief complaint spurred ftc take action began ftc complaint echoing accuses doctoring loan application reporting false customer income amount false advertising ftc came u said prepared file complaint unless settle u said negotiation followed said became apparent ftc case short fact initially said ftc proposed settlement would paying amount offered tate confronted ftc questioning veracity information agency brought complaint ftc said nearly percent complaint car buyer aimed said next move send explore data found went around house asked people complaint true majority complaint many thing like didnt get payment book thing unrelated deal three dealership border town said company likely sold vehicle surprising dealership mentioned complaint thousand car truck sold people live said total number complaint gathered around know bad actor thats proven said think ftc want go dealer benefitted think theyre suggesting dealer exploited saying dealer acted didnt dealer may hold onto contract typically sold bank settle ftc charge company violated ftc act cps every consumer right treated fairly come debt collection |
162,330 | credit_reporting | may seek damage violator bank saving association credit union total asset affiliate ftc regional office region credit operates federal trade commission likely source complaint federal trade commission accusing falsifying income information loan application say general manager also belief complaint spurred ftc take action began ftc complaint echoing accuses doctoring loan application reporting false customer income amount false advertising ftc came u said prepared file complaint unless settle u said negotiation followed said became apparent ftc case short fact initially said ftc proposed settlement would paying amount offered confronted ftc questioning veracity information agency brought complaint ftc said nearly percent complaint car buyer aimed said next move send explore data found went around house asked people complaint true majority complaint many thing like didnt get payment book thing unrelated deal three dealership border town said company likely sold vehicle surprising dealership mentioned complaint thousand car truck sold people live said total number complaint gathered around know bad actor thats proven said think ftc want go dealer benefitted think theyre suggesting dealer exploited saying dealer acted didnt dealer may hold onto contract typically sold bank settle ftc charge company violated ftc act cps every consumer right treated fairly come debt collection |
162,331 | credit_reporting | may seek damage violator bank saving association credit union total asset affiliate ftc region credit operates federal trade commission likely source complaint federal trade commission accusing falsifying income information loan application say general manager also belief complaint spurred ftc take action began ftc complaint echoing accuses doctoring loan application reporting false customer income amount false advertising ftc came u said prepared file complaint unless settle u said negotiation followed said became apparent ftc case short fact initially said ftc proposed settlement would paying amount offered confronted ftc questioning veracity information agency brought complaint ftc said nearly percent complaint car buyer aimed said next move send explore data found went around house asked people complaint true majority complaint many thing like didnt get payment book thing unrelated deal three dealership border town said company likely sold vehicle surprising dealership mentioned complaint thousand car truck sold people live said total number complaint gathered around know bad actor thats proven said think ftc want go dealer benefitted think theyre suggesting dealer exploited saying dealer acted santanders didnt dealer may hold onto contract typically sold bank settle ftc charge company violated ftc act cps every consumer right treated fairly come debt collection |
162,332 | credit_reporting | never read last complaint submitted canned response completely incorrect keep failing answer question |
162,333 | mortgages_and_loans | never reported account credit bureau also showing account late day supposed case approved account forbearance agreed deferral half balance back loan per agreement never supposed report account late mark late asking report account correctly credit bureau well system otherwise file complaint consumer finance bureau regarding reporting late according forbearance agreement followed rule avoid reported late need answer asap thank |
162,334 | credit_reporting | people sick nothing better ruin people life steal identity |
162,335 | credit_reporting | people sick nothing better ruin people life steal identity |
162,336 | credit_reporting | reported late payment auto loan payment made time late called spoke representative verified well |
162,337 | credit_reporting | sent letter stating account verified accurate said nothing account sent document information company relied verify account account multiple inaccuracy inconsistency reporting credit bureau pointed needto reinvestigated deleted credit report original creditor account result identity theft xxxxdisclose bank transaction statement correspond creditor claim payment late document provided late payment must paid agreed xxxxdisclose bank transaction statement correspond creditor claim payment late document provided late payment must paid agreed xxxxdisclose bank transaction statement correspond creditor claim payment late document provided late payment must paid agreed xxxxpayment history show six day late payment consecutive possible day late month row accurate reporting action please remove account update account paid agreed delete xxxxdate last activity show different bureau possible way last activity three different day account show show experian show please delete immediately duty mandated law reinvestigate dispute sent consumer noneof furnishers ever provided proof methat account listed reported accurate |
162,338 | credit_reporting | sent letter stating account verified accurate said nothing account sent document information company relied verify account account multiple inaccuracy inconsistency reporting credit bureau pointed needto reinvestigated deleted credit report original creditor account result identity theft xxxxdisclose bank transaction statement correspond creditor claim payment late document provided late payment must paid agreed xxxxdisclose bank transaction statement correspond creditor claim payment late document provided late payment must paid agreed xxxxdisclose bank transaction statement correspond creditor claim payment late document provided late payment must paid agreed xxxxpayment history show six day late payment consecutive possible day late month row accurate reporting action please remove account update account paid agreed delete xxxxdate last activity show different bureau possible way last activity three different day account transunion show show show please delete immediately duty mandated law reinvestigate dispute sent consumer noneof furnishers ever provided proof methat account listed reported accurate |
162,339 | debt_collection | sent old looking random statement proof debt countless time owed portfolio recovery llc never ever paid anything company ever collection never signed direct contract portfolio recovery flagged false proof debt still regarding |
162,340 | credit_reporting | show bankruptcy credit report record bankruptcy file please remove credit report |
162,341 | credit_reporting | show bankruptcy credit report record bankruptcy file please remove credit report |
162,342 | credit_reporting | show bankruptcy credit report record bankruptcy file please remove credit report |
162,343 | credit_card | third class discover bank first complaint discover credit card cfpb come reported transaction mutiple time disputed stop showing credit card disputed |
162,344 | credit_reporting | want communicate directly cooper took several month get proper response spoc still contacted spent time resource hammering dispute could resolved removing reported issue courtesy poor service document complaint regulatory authority consumer see cooper reject treat loyal customer yousaidmynewsinglepointofcontact spoc faithsinceallpaymentswerepaidinfullafterthemiscommunicationbyrepswererealized address previous complaint include following want payment lowered due misleading faulty escrow analysis dated told needed pay day avoid escrow shortage payment increase legitimately snail mail letter dated day payment day receiving party receives letter week month day payment request also unrealistic actually mailed anyway receiving usps fault properly professionally analyzed assessed mailed contacted customer expediently date mailing almost constitutes fraud requested several day ago nationstar research department contact never seems representative issue company issue similar previous poor communication credit poor customer service refusing remove late payment courtesy good customer service problem company admitted along way already paid payment full despite company saying remove credit remark well known company compromise care good faith customer remove especially said late payment taken care paid full nationstar little gain leaving credit remark payment paid full still want keep mark spite poor customer service empathy whats right customer pandemic time remove credit disparagement courtesy misunderstanding poor service least document communication misunderstanding within credit report mention customer never payment issue like miscommunication issue also website employee communicated incorrectly improperly repeatedly causing miscommunication whole payment fiasco example website said needed pay due current despite last statement saying ony much poor communication rep callousness treat customer despite error long hold phone time unresponsive loan specialist website technical difficulty repaid higher balance safe sorry low behold need pay site said pay extra turned additional principal wasted mine could used pandemic stay home time take care family pertinent need crisis felt choice pay incorrect higher amount due level callous treatment mistrust gained customer service friendly company pressing time attachment nationstar missed payment kb |
162,345 | credit_reporting | good enough correct refusal allow access credit file listened granted access short time original excuse something needed well tu refuse allow log http try go forgot password page http page accept information provide go back beginning please help working hard amend discrepancy always difficult unresponsive experience others engage sorry come |
162,346 | credit_reporting | see fraud verification unit best buy responded back within day required providing original signed consumer contract surveillance proving line fair credit reporting act section required federal law verify physical verification original signed account post credit sent certified letter demanding verifiable proof received letter respond back letter proof sent another generated letter dated name wrong letter clear cease desist call correspond usps mail without original physically signed online application account mine done requested entitled federal law demand account removed bureau immediately collection stopped |
162,347 | credit_reporting | playing hardball stalling keep court promise threat full right take court violation right per fcra continually contact crooked credit bureau inaccurate unverifiable information reported refuse properly investigate verify item question reporting different date last active different last payment date different payment history illegal information accurate verifiable complete according fcra reporting past due amount collection violation fdcpa remove account |
162,348 | debt_collection | first federal credit control must debt collector give permission interfere commercial affair assuming representing hereby fired power attorney hereby revoked proof claim complete attached creditor disclosure statement return within day failure respond completed creditor disclosure statement thereby providing verified proof claim signed penalty perjury verified affidavit first federal credit control agreeing commercial dishonor exhausting administrative remedy accept silence acceptance agreement default entered also agree full tacit contractual agreement participant fraud forfeit remedy administrative law judicial law maritime claim rule c also aware sending unsubstantiated demand payment united state mail system might constitute mail fraud federal state law failure satisfy request within requirement fair debt collection practice act construed absolute waiver claim tacit agreement compensate cost attorney fee notice first federal credit control cease desist usc communication connection debt collection paperwork contract business first federal credit control |
162,349 | credit_reporting | see one attachment provided experian credit bureau use account included removed need rectified promptly beginning job shut beginning pandemic generously offered payment delay option heloc account payment would pushed back however since resumed paying account reported high balance plus late fee attached payment amount reported inaccurately month recently account reporting past due day credit bureau also accurate husband constant contact month still trying get new program setup implemented supposedly address issue meantime draft letter u stated bank current dilemma accurate information account provided letter credit bureau dispute credit bureau removing account husband credit report equally damaging credit score want account information provided accurate matter new system set imagine temporary fix team member could take look account manually process proper number provide credit bureau instead much inaccurate information reported hurt husband credit score drastically experian saying disputed information appear experian credit report part issue account even listed experian credit report anymore removed |
162,350 | credit_card | referenced account ending closed new account number ending created security reason close account please hello subject cfpb case synchrony credit card account number ending dear behalf synchrony bank responding concern raised consumer financial protection bureau cfpb appreciate bringing matter attention attempted call order discus concern however unable reach opened fraud claim referred case fraud department investigation referenced account ending closed new account number ending created security reason investigation concluded fraud claim resolved favor enclosed letter mailed date explaining outcome fraud claim investigation additionally credit bureau notified delete derogatory information pertaining fraudulent transaction credit bureau report please allow day credit bureau update synchrony bank take fraud seriously certainly regret inconvenience experienced would like stress compliance important synchrony bank follow applicable law regulation account also important u strive serve accountholders timely satisfactory manner regret dissatisfaction may experienced regarding account thank opportunity respond concern raised cfpb additional question regarding matter contact extension welcome opportunity assist |
162,351 | retail_banking | selection choice pretain problem selected closest could proceed complaint sick tired local well fargo atm properly maintained serviced filed several complaint one make bank properly service machine located nj last night tonight arrived atm lot cash want carry around potentially dangerous machine state currently accepting deposit occurred numerous time past well machine able transact business also machine continually reject perfectly good bill deposit must done multiple time solve problem putting modern machine obviously choose instead inconvenience customer would like copy service record machine may provide elected federal representative sick tired inconvenienced wont take anymore money bank pay nothing required provide basic service customer |
162,352 | credit_reporting | agency give teh telephone number call get free credit report called tonight wednesday night got robot said could get free credit report replied question spelled name address telephone number question got birth senior citizen said put digit month digit day digit year put would accept birth year discrimination senior citizen asking federal agency immediuately get company discriminating senior citizen would like report company look put lost getting report tonight programmed robot correctly help please distraught want free credit report company one started discriminating becasuse age |
162,353 | credit_reporting | agency sent refusal investigate credit file claiming request doesnt seem come please explain mean received id ssn latest bill law getting guidance assistance assured copied complaint information received pasted concern agency reputation sought professional assistance creating paper trail document violation fcra additionally delay add day violates fcra rule please immediately remove item question account mine mine u dep ed mine mine reported mine please send dispute result complete updated copy credit report |
162,354 | credit_reporting | agency sent refusal investigate credit file claiming request doesnt seem come please explain mean received id ssn latest bill law getting guidance assistance assured copied complaint information received pasted concern agency reputation sought professional assistance creating paper trail document violation fcra additionally delay add day violates fcra rule please immediately remove item question account never late never late never late never late never late never late never late never late never late mine mine mine mine mine mine mine mine reported mine please sent dispute result complete updated copy credit report |
162,355 | credit_reporting | agency sent refusal investigate credit file claiming request doesnt seem come please explain mean received id ssn latest bill law getting guidance assistance assured copied complaint information received pasted concern agency reputation sought professional assistance creating paper trail document violation fcra additionally delay add day violates fcra rule please immediately remove item question account mine dpt edxxxx mine dpt edxxxx mine mine dpt edxxxx mine dpt edxxxx mine dpt edxxxx mine dpt edxxxx mine dpt edxxxx mine dpt edxxxx mine dpt edxxxx mine dpt edxxxx mine mine mine inquiry unauthorized unauthorized unauthorized unauthorized crtfd crdt unauthorized unauthorized unauthorized unauthorized unauthorized unauthorized unauthorized unauthorized reported mine please sent dispute result complete updated copy credit report |
162,356 | credit_reporting | agency sent refusal investigate credit file claiming request doesnt seem come please explain mean received id ssn latest bill law getting guidance assistance assured copied complaint information received pasted concern agency reputation sought professional assistance creating paper trail document violation fcra additionally delay add day violates fcra rule please immediately remove item question account mine mine dept mine dept mine dept mine dept mine dept mine dept mine dept mine dept mine dept mine dept mine dept edxxxx mine mine unauthorized certified unauthorized unauthorized unauthorized factual data unauthorized unauthorized unauthorized unauthorized reported mine please sent dispute result complete updated copy credit report |
162,357 | credit_reporting | agency sent refusal investigate credit file claiming request doesnt seem come please explain mean received id ssn latest bill law getting guidance assistance effort agency seems biased concerted since many credit group used avenue successfully suddenly claim issue agency reputation sought professional advice creating paper trail document violation fcra additionally delay add day violates fcra rule please immediately remove item question account mine mine mine collection mine mine mine mine inquiry unauthorized unauthorized unauthorized unauthorized unauthorized unauthorized unauthorized unauthorized unauthorized unauthorized unauthorized reported mine please sent dispute result complete updated copy credit report |
162,358 | credit_reporting | agency sent refusal investigate credit file claiming request doesnt seem come please explain mean received id ssn latest bill law getting guidance assistance effort agency seems biased concerted since many credit group used avenue successfully suddenly claim issue agency reputation sought professional advice creating paper trail document violation fcra additionally delay add day violates fcra rule please immediately remove item question account never late never late never late never late never late never late mine mine mine mine inquiry experian unauthorized experian unauthorized unauthorized unauthorized unauthorized unauthorized unauthorized unauthorized unauthorized experian unauthorized unauthorized unauthorized unauthorized unauthorized unauthorized unauthorized unauthorized unauthorized unauthorized unauthorized experian unauthorized reported mine please sent dispute result complete updated copy credit report |
162,359 | credit_reporting | agency incorrectly stating account still collection already paid account please immediately update system reflect account paid closed longer listed collection name date assigned original balance status paid |
162,360 | credit_reporting | agency reporting inaccurate information credit report trade line incorrect payment history |
162,361 | mortgages_and_loans | attention complain essential must need investigated brought proper authority investigation possible prosecution perhaps general attorney office handle discrimination case initially complaint filed agency complaint fact outlined also filed another agency complaining time agency forwarded valuation handling second complaint filed today checking status website bank america closed complaint without given explanation consumer contacting u phone number x calculated plan avoid instead come clean phone return since called called least time working hour pacific time need answer valid reason position approving loan application bank america action must investigated full support hard solid evidence allegation crucial banker getting away long time justice served thank applicant |
162,362 | retail_banking | bank keep lying saying cant verify ppp loan even though sba number wont let open account attached doc party mediator lie say cant verify response used file state action court damage amount loan loosing sent bank information already attached verification statement get paid cash wage book cash gig cant work due covid shutdown minority employee need paycheck cant pay without bar restaurant opened fought company like without banking relationship dont get left exactly afraid would happen loan number information releasing loan unfair set banking loan million set aside company like demand send loan amount immediately |
162,363 | credit_reporting | company check credit without consent meaning improper use credit report account cbna card |
162,364 | credit_reporting | company check credit without consent meaning improper use credit report account |
162,365 | mortgages_and_loans | company properly credit payment made payment credited missed payment forbearance plan period date still sure amount credited account currently show also payment starting also deferred requested deferral called customer service loancare multiple time spoken many people issue yet resolved contact loancare since resolve error nothing done last call attempted make friday spoke team lead agent id advised working issue try resolve date heard anything back spoken team lead loancare agent id specifically large payment supposed applied forbearance period made agent id name agent spoken failed keep word help issue account taking much time effort day work name agent even write think anything going happen anyway loancare failed provide accurate mortgage payoff balance requested received payoff statement reflecting second principal mortgage account exact balance paid date sure loancare added second mortgage account without consent even paying full balance due forbearance period |
162,366 | debt_collection | company sent letter credit bureau alleging verification delinquent collection debt owed allegation may error would like send proof assuming exists accordance fdcpa section b |
162,367 | credit_reporting | company violated rule fcra right set aside corrected forced seek damage repeatedly disputed account instead removing keep reporting inwhich report account previously reported result identity theft account inwhich previously removed account previously removed due identity theft however illegal behalf company please correct |
162,368 | credit_reporting | company continuing report fraudulent account credit file maintain past due amount opened opened past due amount belong victim identity theft account result |
162,369 | credit_reporting | company continuing report fraudulent account credit file maintain past due amount opened opened past due amount belong victim identity theft account result |
162,370 | credit_reporting | company currently reporting credit bureau applied credit organization grant authorization review credit report |
162,371 | credit_reporting | company currently reporting credit bureau applied credit organization grant authorization review credit report |
162,372 | credit_reporting | company currently reporting credit bureau applied organization grant authorization review credit report |
162,373 | credit_reporting | company currently reporting credit bureau applied organization grant authorization review credit report |
162,374 | credit_reporting | company currently reporting credit bureau applied organization authorization review credit report |
162,375 | credit_reporting | company violation fdcpa section false misleading representation credit agency properly investigate previous dispute last dispute regarding failed properly verify information given debt collector owe debt reporting debt owed disputed several time attached written statement fdic personal debt never sold account stated written testimony cfpb debt sold could possible sold debt another company also claim collecting debt behalf new owner stated writing longer pursue debt still make claim today attached letter stating purchased longer wanted go collection activity original owner debt want pursue action action made account receivable behalf would invalid also failed show written notification sent notify purchased debt |
162,376 | credit_reporting | company violation fdcpa section false misleading representation credit agency properly investigate previous dispute last dispute regarding failed properly verify information given debt collector owe debt reporting debt owed disputed several time attached written statement fdic personal debt never sold stated written testimony cfpb debt sold could possible sold debt another company also claim collecting debt behalf new owner stated writing longer pursue debt still make claim today attached letter stating purchased longer wanted go collection activity original owner debt want pursue action action made behalf would invalid also failed show written notification sent notify purchased debt |
162,377 | credit_reporting | company violation fdcpa section false misleading representation credit agency properly investigate previous dispute last dispute regarding failed properly verify information given debt collector owe debt reporting debt owed disputed several time attached written statement fdic personal debt never sold stated written testimony cfpb debt sold could possible sold debt another company also claim collecting debt behalf new owner stated writing longer pursue debt still make claim today attached letter stating purchased longer wanted go collection activity original owner debt want pursue action action made behalf would invalid also failed show written notification sent notify purchased debt |
162,378 | debt_collection | company reported debt opened mistaken debt year ago keep reselling debt one company another restarting opened date stay credit report longer fcra |
162,379 | credit_card | complaint purchased furniture paid order using store credit card synchrony bank receive furniture delivery contact store longer business reached synchrony dispute purchase receive refund since receive merchandise synchrony helpful resolving matter also damaged credit since reported account late delinquent requesting full refund removal debt since never received merchandise merchant synchrony aware issue called stated moved different store would contact synchrony issue refund |
162,380 | mortgages_and_loans | complaint purchased vehicle hope something new reliable somewhat good gas mentioned salesman important reliable car commute work also mentioned concern regarding rumor heard ford vehicle reassured ford recently put money back brand new model par two year taking vehicle dealership purchased routine maintenance found freeway one night warning light car suddenly losing power almost hit freeway suddenly pull took car back ford told internal defect regarding metal shaving engine would cost fix ran warranty immediately knew robbed taken advantage take new car dealership purchased experience something sudden ford see sign transmission problem time took discussed issue manager even tried reach ford directly told follow dealership occurrence start vehicle nightmare failed several week come plan assist issue ended spending significant amount money rental reimburse eventually give loner last week working vehicle already thousand dollar car returned never ran matter many time communicated nothing done experienced issue car financial hardship explained ford credit see could offer assistance lower payment since could keep payment repair cost failed assist even attempted get mother take loan due credit could nevertheless transmission started go communicated ford advised warranty nothing could get assistance advised contact ford credit also advised could assist advised possibility would need voluntary repossession communicated would effect credit drastically point backed wall car nearly new bad transmission could afford work handle stress tried obtain cheaper vehicle another dealership find ford placed repo vehicle even though behind payment time rude caused great anxiety point gave called pick car kept car parked picked took long time dont think responsible remaining balance due fact paid way care worth trash still want discovered ford number lawsuit pertaining role played manufacturing purposeful harmful defect implicate life functionality transmission attached documentation would show consistently bring vehicle ford point time ever indicate issue would result transmission going |
162,381 | credit_reporting | complaint im filing complaint experian reporting agency three bureau stated last complain tried reaching three credit reporting agency bureau inaccuracy incorrect outdated information credit report fraud letter via mail hiring since enclosed evidence debt mine evidence fraud someone forging signature document credit bureau updated credit profile information didnt come creditor written several time asking remove email linked credit profile third party company alert monitor credit credit profile stop fraud street address thats year old someone repeatedly running credit without permission bureau ignore investigate communicate back veritable petson work disputing department fix lowered credit score reason violation frca violating constitution right hurting credit reputation injury crippling major way consumer fail respond complaint date listed complaint received letter please show letter received else reporting wrong information credit report confirmed without consent one creditor asked trying law verify sent dispute letter intervention letter escalating letter alike havent responded continue file complaint prove evidence give evidence attorney general office paid sequence solution sent letter update three bureau satisfied debt audio sent letter owe debt failed prove otherwise easy matter one way another whether judge attorney general office responsible legal fee |
162,382 | credit_reporting | complaint im filing complaint trans union credit reporting agency three bureau tried reaching three credit reporting agency bureau inaccuracy incorrect information problem company investigation pas day passed wrong information old address keep reappearing identity theft fraud error wrong employer email address public information credit report criminal back late payment history passed year fraud identity theft alike wrong name social security number reporting information time credit reporting since enclosed evidence debt mine evidence fraud someone forging signature document credit bureau updated credit profile information didnt come creditor written several time asking remove email linked credit profile third party company alert monitor credit credit profile stop fraud street address thats year old someone repeatedly running credit without permission bureau ignore investigate communicate back veritable petson work disputing department fix lowered credit score reason violation frca violating constitution right hurting credit reputation injury crippling major way consumer fail respond complaint send evidence someone reach via phone please need make sure person writing letter real work credit bureau please |
162,383 | debt_collection | complaint last year victum identify theft supposed someone used identity name turned collection found ok completed police report ftc identity theft report identify theft dispute letter copy credit report fair credit credit reporting act ftc notice furnishing copy id faxed info supplied fax number told send including proof attached ok fast forward week credit reporting agency dept collector time removed deleted dept credit report around thought nightmare well fast forward today recently getting call phone different collection company calling dept deleted credit report well original collector must wanted delete must sold debt collection agency dept back credit report different collection company calling saying owe debt currently refuse end even though sent needed documentation proof identify theft key note would like provide please talked many cox people phone agree crazy information whole thing see clearly fraud never lived kansa never account life clearly hard see lived place question phone rep told yes see name ever anywhere around address know yet refuse take action also noted one first called gave info address phone number ssn email basically info wanted dint know nothing never used ok here another fact seems someone getting cable service equipment person id would checked copied asked ok someone walking around id would answer clearly dint check anything otherwise would seen id address since mi knew nothing called gave info alone prof id ask fact presenting someone either used name ssn get service dint check anything would id known contact wont release info know fraud either part identify theft one using ssn identify theft report police report charge credit report claim someone using info important state send proof anything even though sent notice furnishing page faxed info requesting would nice know someone walking around kansa fake id pretending made pinned ssn someone said asked need investigated fraudulent behavior account tried power emailing sort info document fall death ear ok brings lastest information today yesterday filled identity theft verification form guess using online stuff filled including document police report ftc id theft copy id current one issued old id issued address lived since prove hey address changed game playing email come back today ladie fraud analyst department xxxxxxxx k office number person guess charge account said need proof residency notarized affidavit told phone received everything need people budge crook need investigating wasted dollar money faxing everything asked back followed rule book ftc id theft report police report sending copy id several call phone giving info trying get straight telling info want credit affected severely stress people put crazy get phone call debt collector hung try explain fraud identify theft spent several hour time emailing sending document would actually take min review stuff sent several time would see right far unwilling violation federal fair credit reporting act faxed page asking disclose record received record notice furnishing information act violated right duty identity theft occurs section future dept collection violation know id theft told phone today afni latest one harassing letter |
162,384 | credit_reporting | complaint sent third party debt validation letter portfolio recovery associate requesting contractual agreement agency date proof validation submitted demanded never done business agency wish alleged debt fraudulent charge amount associated account law pursuant section fair credit reporting act fcra portfolio recovery associate failed validate alleged debt allotted day time frame pursuant g signed contract signature stating gave permission access credit report violation pursuant section |
162,385 | debt_collection | complaint fraudulent account credit report become egregious mine know used name came debit mine auto lease debt cant say emphatically never account life could please remove immediately also exercising right fair credit reporting act section request information regarding item listed consumer credit report per section entitled see source information original contract contains signature document debt please remove asap |
162,386 | debt_collection | complaint fraudulent account credit report become egregious mine know used name came debit mine auto lease debt cant say emphatically never account life could please remove immediately also exercising right fair credit reporting act section request information regarding item listed consumer credit report per section entitled see source information original contract contains signature document debt please remove asap |
162,387 | debt_collection | complaint company reporting negatively credit report since first recognized year ago disputed amount showing disputed item well asked proof item ordered orderd well item actually received response currently open complaint cfpb company claiming know address attached address name prior marriage please send contract supposedly remove credit report keep disputing requesting documentation company failing debt belong need proof say |
162,388 | credit_reporting | complaint applied credit account approved never used eventually closed due use time closed reported charge bankruptcy since account never used amount charge include bankruptcy contacted told account never negative never used hence reason closing time informed dispute credit bureau dispute equifax three time occasion stated account accurate called back credit bureau told information gave questioned credit bureau proof delinquency given verification delinquency negative credit rating incorrect got letter three stating would dispute thing contact creditor shortly disputed creditor two time via certified letter response given went back credit bureau information corrected updated time pointed according credit report current date activity scheduled payment high balance reported credit card since opening prof account never used opened basically till date denied right fair accurate credit report subsequently caused defamation character potential lender due negligence equifax immediately request information corrected reflect never late account status charge included bankruptcy deleted view full complaint sent company status sent company sent complaint company let know respond response include step took take address complaint company generally respond day case company let know response progress provide final response day authorization needed status company responded unauthorized third party company need authorization proceed complaint reviewed complaint submitted sent company response company let u know need authorization proceed |
162,389 | mortgages_and_loans | complaint lawyer year experience firm represents nationstar mortgage champion mortgage man nh following nh rule none court forclosing statutorynotice self brother m house nh non explained dilemma champion mortgage sale mom mortgage sued second time basic champion foreclosure without proper notice brother m brother mortgage received statutory notice brother never received notice even got notarized letter set church never got statutory notice mortgage never got notice hearing selling house currently court brother never got recent court stating lawyer come court filed lawsuit day never told still one got day postdated month thing attempted sell auction nope sold auctioned according basic nh foreclosure rule many basic send entire complaint complaint objection lawsuit court need help come defendant respectfully move honorable court set aside foreclosure sale ground notice sale served mailed defendant sale chilled sale advertised newspaper published new hampshire subject property new hampshire addition property sell normal price sold back hud reo property died taken reverse mortgage subject property later transferred servicing nationstar mortgage llc champion mortgage company foreclosure sale direct violation nh rsa contradicts affidavit attorney dated recorded deed affidavit authorized agent nationstar mortgage champion mortgage company flawed newspaper published new hampshire notice sent wrong address life subject property properly listed affidavit defendant wish foreclosure sale set aside chilled sale since knowledge sale wish sale set aside plaintiff required auction property defendant contend known sale would bid keep property valued ever since alleged defendant note deed placed hud trust transferred servicer nationstar mortgage llc champion mortgage company death dispute tax insurance month heir estate began living property nh began paying disputed amount suddenly servicer refused take payment causing default defaulted amount le however servicer threatened foreclose numerous phone call attempt settle matter fell upon deaf defendant respectfully ask court set foreclosure sale aside chilled sale wrongful foreclosure defendant guardian ad litem properly foreclosure rule lawyer fl broke rule never got correct notice brother get proper notice selling never go ability even offer refinance anything used stimulus money help hire foreclosure lawyer help complaint objection court even help lawsuit told champion foreclosing without proper notice proper broke foreclosure rule notice sale asked twisted around tried tell judge wrong info correct sale posted trying payment arrangement sent personal lawyer advance property tax change got serious trouble forced sell champion told poa arrangement move new mortgage person every payment returned foreclosure without proper notice foreclosure rule broken violation champion foreclosure timeline legal perspective typically lender send letter giving day cure mean bring loan date fail cure lender accelerate mortgage obligation mean entire balance becomes due complete foreclosure sale lender must take following step per nh rsa least day scheduled foreclosure sale lender must send notice scheduled foreclosure sale least day scheduled foreclosure sale lender must publish notice sale newspaper circulation town county notice must published week three week row lender must conduct foreclosure sale home another location specified mortgage lender force leave home day auction let anyone home third party lender may purchase home foreclosure sale foreclosure deed recorded new owner longer owner property start considering housing option basic long list issue following foreclosure law work work nationstar mortgage dba champion mortgage currently sued many thousand complaint consumer protection f rating forclosing following nh rule law |
162,390 | debt_collection | field enough option adequately start process revmd partner showing debt high impact credit report sent check cleared bank account showing paid credit report call met generic answering message |
162,391 | debt_collection | full name current address mo ssn date birth date new information request dear creditor im sure company still reporting inaccurate account credit bureau new information request based account creditor account please show proof reporting accurate would like know right violated reporting item following reporting procedure stipulated fair credit reporting act request immediate deletion please pay attention |
162,392 | debt_collection | full name address mo ssn date birth date new information request dear creditor im sure company still reporting inaccurate account credit bureau new information request based account creditor account please show proof reporting accurate would like know right violated reporting item following reporting procedure stipulated fair credit reporting act request immediate deletion please pay attention |
162,393 | credit_card | information state fee purchase charged transaction transaction fee want money back charged fee check went customer service line supervior pay item get allowed register failed cashier gave short notice approx length inch information op te tr debit approved call authorizer |
162,394 | credit_reporting | making credit score terrible info incorrect true year wrong person info used also recently found multiple thing affecting credit negatively please erase remark report thankyou |
162,395 | mortgages_and_loans | name address la account mortgage loan date may concern thank taking time read letter im writing noticed recent credit report contains late payment reported want know understand financial obligation werent going bad divorce hardship etc id excellent repayment record made mistake falling behind since ive made finance priority organized account payment due date computer paper along notification reminder one since ive spotless record payment im working hard structure solid foundation kid going forward im planning credit come attention missed payment record could hurt ability qualify truly believe doesnt reflect creditworthiness commitment repaying debt would help immensely could give second chance make goodwill adjustment remove late payment listed thank consideration hope youll approve request may forever blesses prayer best |
162,396 | retail_banking | new policy make noy connect mu account need get child debt card |
162,397 | credit_reporting | note transunion reply case data furnisher verified name social security number address regard ownership account two credit agency need review verification information incorrect noted never provided data furnisher name social security number address regard entry data provider obtained social security provided verified information obtained illegally concerning would constitute fraud thank informing file separate complaint cfbc alarming however investigation provide result requested per section never detailed information provided credit company looking report information accurate never provided personal detail regarding s etc collection agency personally identifiable information provided would breach confidentiality per information provided disputing accuracy verification therefor requesting credit consumer agency remove collection debt credit report immediately amount authorized attached documentation company signed authorized signature listed someone else |
162,398 | credit_reporting | note reply case data furnisher verified name social security number address regard ownership account two credit agency need review verification information incorrect noted never provided data furnisher name social security number address regard entry data provider obtained social security provided verified information obtained illegally concerning would constitute fraud thank informing file separate complaint cfbc alarming however investigation provide result requested per section never detailed information provided credit company looking report information accurate never provided personal detail regarding s etc collection agency personally identifiable information provided would breach confidentiality per information provided disputing accuracy verification therefor requesting credit consumer agency remove collection debt credit report immediately amount authorized attached documentation company signed authorized signature listed someone else |
162,399 | credit_reporting | note reply case data furnisher verified name social security number address regard ownership account two credit agency need review verification information incorrect noted never provided data furnisher name social security number address regard entry data provider obtained social security provided verified information obtained illegally concerning would constitute fraud thank informing file separate complaint cfbc alarming however investigation provide result requested per section never detailed information provided credit company looking report information accurate never provided personal detail regarding s etc collection agency personally identifiable information provided would breach confidentiality per information provided disputing accuracy verification therefor requesting credit consumer agency remove collection debt credit report immediately amount authorized attached documentation company signed authorized signature listed someone else |