history: So the other day I have been made redundant from my job as a farm hand as the farm was closed down. I need advice on moving forward and getting a job; HELP!
knowledge: Foreclosure is a legal process in which a lender attempts to recover the balance of a loan from a borrower who has stopped making payments to the lender by forcing the sale of the asset used as the collateral for the loan.
response: Oh my!  I don't think I can help, but I do have some information about foreclosure for you.  It's a legal process.  A lender tries to recover what's left of a loan.  This happens when a borrower stops making payments.   The lender forces the sale of an asset that was used as collateral.
history: So the other day I have been made redundant from my job as a farm hand as the farm was closed down. I need advice on moving forward and getting a job; HELP!
Oh my!  I don't think I can help, but I do have some information about foreclosure for you.  It's a legal process.  A lender tries to recover what's left of a loan.  This happens when a borrower stops making payments.   The lender forces the sale of an asset that was used as collateral.
Oh brother.  Is there a way to provent it?
knowledge: Loan modification is the systematic alteration of mortgage loan agreements that help those having problems making the payments by reducing interest rates, monthly payments or principal balances.
response: Well there's loan modification.  It involves altering mortgage loan agreements, by reducing rates of interest, principal balances, or monthly payments.
history: So the other day I have been made redundant from my job as a farm hand as the farm was closed down. I need advice on moving forward and getting a job; HELP!
Oh my!  I don't think I can help, but I do have some information about foreclosure for you.  It's a legal process.  A lender tries to recover what's left of a loan.  This happens when a borrower stops making payments.   The lender forces the sale of an asset that was used as collateral.
Oh brother.  Is there a way to provent it?
Well there's loan modification.  It involves altering mortgage loan agreements, by reducing rates of interest, principal balances, or monthly payments.
Do you know of any organisations that I can speak to help me?
knowledge: In order to expedite the loan modification process, homeowners may rely upon the services of a local loan modification company.
response: Well loan modification companies can expedite the process.
history: So the other day I have been made redundant from my job as a farm hand as the farm was closed down. I need advice on moving forward and getting a job; HELP!
Oh my!  I don't think I can help, but I do have some information about foreclosure for you.  It's a legal process.  A lender tries to recover what's left of a loan.  This happens when a borrower stops making payments.   The lender forces the sale of an asset that was used as collateral.
Oh brother.  Is there a way to provent it?
Well there's loan modification.  It involves altering mortgage loan agreements, by reducing rates of interest, principal balances, or monthly payments.
Do you know of any organisations that I can speak to help me?
Well loan modification companies can expedite the process.
Where do I find that?
knowledge: In order to expedite the loan modification process, homeowners may rely upon the services of a local loan modification company.
response: They can be found locally.
history: So the other day I have been made redundant from my job as a farm hand as the farm was closed down. I need advice on moving forward and getting a job; HELP!
Oh my!  I don't think I can help, but I do have some information about foreclosure for you.  It's a legal process.  A lender tries to recover what's left of a loan.  This happens when a borrower stops making payments.   The lender forces the sale of an asset that was used as collateral.
Oh brother.  Is there a way to provent it?
Well there's loan modification.  It involves altering mortgage loan agreements, by reducing rates of interest, principal balances, or monthly payments.
Do you know of any organisations that I can speak to help me?
Well loan modification companies can expedite the process.
Where do I find that?
They can be found locally.
Ok, the joys of Google it is than :) in the UK we have debt charities that can help if people hit hardship such as StepChange and the Citizens Advice Bureau who can help
knowledge: Other lien holders can also foreclose the owner's right of redemption for other debts, such as for overdue taxes, unpaid contractors' bills or overdue homeowners' association dues or assessments.
response: Oh, interesting.  Did you know lien holders can foreclose the owners redemption right for other debts?  For example, unpaid contractors' bills, overdue dues for a homeowners' association, and overdue taxes.