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consumer_complaints_kimi_1 | I was working with your agency on a case that you referred to the Office of the Comptroller of the Currancy ( OCC ), but you never gave me the case number or any written confirmation of the referral. When I contacted the OCC directly, they had no record of my complaint being transferred from your office. This has resul... | consumer_complaints | ai | kimi |
consumer_complaints_kimi_2 | I contacted credit acceptance in XX/XX/XXXX about my payments. They informed me they would not repo my car. I. XX/XX/XXXX i requested for the car to be voluntarily surrendered due to financial hardship. They refused to accept the surrender and again assured me no repossession would occur. Despite these assurances, my v... | consumer_complaints | ai | kimi |
consumer_complaints_kimi_3 | I have received repeated LOUD automated messages from XXXX for a person I do not know ( XXXX XXXX ). I have had my cell # for over XXXX years. My number has never been associated with this individual. Despite explaining this multiple times to their representatives, the calls persist multiple times daily, often early mo... | consumer_complaints | ai | kimi |
consumer_complaints_kimi_4 | I get a letter about a social security offset that they was about to do and it says to stop it call this number well i call this number and the lady tells me i need to pay $500 right now to stop the offset. i told her i dont have that kind of money and she says well then your check gonna be garnished. i asked her if th... | consumer_complaints | ai | kimi |
consumer_complaints_kimi_5 | I am in the process of paying off my student loans. I went to setup an auto deduction for loan with AESSuccess and I was prompted that I could not proceed because my account was in a "restricted" status. I called customer service and was told that my account was restricted due to a returned payment from over a year ago... | consumer_complaints | ai | kimi |
consumer_complaints_kimi_6 | fia told me they would write off my balances but continue to send me a bill they treated me like garbage closing my accopunts which should not even be closed due to their own error. Every time I call, I get transferred to a different department with no one taking ownership of the issue. The representatives are rude, co... | consumer_complaints | ai | kimi |
consumer_complaints_kimi_7 | I am out of work right now and are unable to pay for this loan I have with Gold Star Finance, the manager is XXXX XXXX his # is XXXX and he keeps calling me multiple times a day harassing me about payment. I explained my situation and asked if we could work out a payment plan or deferment until I get back on my feet, b... | consumer_complaints | ai | kimi |
consumer_complaints_kimi_8 | They call and hang up when I answer, when I returned the call they ask if I am who I am and say that they need to verify employment and that I need to call back with a reference number they provided. I have no idea who these people are or why they're verifying my employment. I've never received any written notice about... | consumer_complaints | ai | kimi |
consumer_complaints_kimi_9 | I was shocked when I reviewed my credit report and found late payment on the dates below : 180 days past due as of XX/XX/XXXX to XX/XX/XXXX. This is completely inaccurate and has severely damaged my credit score. I have never missed a payment on this account, and I have bank statements and payment confirmations to prov... | consumer_complaints | ai | kimi |
consumer_complaints_kimi_10 | They kept calling me everyday! I told them that I have no co trip to pay the payment to pay back the phone company spirit and will try figure out out a way to make arrangements once I get back on my feet. The representative was extremely rude and kept interrupting me, saying that wasn't their problem and that my accoun... | consumer_complaints | ai | kimi |
consumer_complaints_kimi_11 | This is State Farm XXXX. Can you helpI handed XXXX XXXX {$40000.00} to put in to a saving account in XX/XX/XXXX to go with my life insurance so my premiums would be covered. I was told this was a safe investment and I could access the money if needed. Now I'm being told that the account has no value and all my money is... | consumer_complaints | ai | kimi |
consumer_complaints_kimi_12 | I disputed a charge on my XXXX by calling the bank. At the end of the call they told me to follow up with a written letter which I did the next day. I sent a certified letter with all the details of the disputed charge, including the date, amount, and merchant information, along with copies of my supporting documentati... | consumer_complaints | ai | kimi |
consumer_complaints_kimi_13 | I have been with Exeter Finance for about XXXX years now and they have been told over a year ago, not to call my work place. They were compliant for several months but then started calling again repeatedly. I have documented at least 12 calls to my employer in the past three months alone, despite having provided writte... | consumer_complaints | ai | kimi |
consumer_complaints_kimi_14 | X/XX/17 Ace Cash Express said I was approved for a loan which I did apply for a few loans online. They have my bank information etc and they deposited $980 into my account without my authorization. Then they started calling me demanding I pay back $1,200 immediately or they would press charges for fraud. I never signed... | consumer_complaints | ai | kimi |
consumer_complaints_kimi_15 | XXXX XXXX continue to harass me about a debt that I have no knowledge of. They have not sent me any documents nor was I provided a contract or agreement to review. I have repeatedly requested validation of this alleged debt through certified mail, yet they refuse to comply with my rights under the Fair Debt Collection ... | consumer_complaints | ai | kimi |
consumer_complaints_kimi_16 | The keep calling someone who has asked them to stopped, they call a lot on every phone and leave 2 messages on each phone. I have tried working with them but they refuse to listen. I have explained multiple times that I am not the person they are looking for, that this number used to belong to someone else, but they co... | consumer_complaints | ai | kimi |
consumer_complaints_kimi_17 | I have a debt with Suntrust bank. I have been trying to set up payment arrangements and they have not been able to understand that I am on a fixed income due to disability. Every time I call, I get transferred to multiple departments and have to explain my situation over and over again. The representatives are rude and... | consumer_complaints | ai | kimi |
consumer_complaints_kimi_18 | Just signed up for a new credit card for a second optional card for both myself and husband. It was Bank of America, XXXX XXXX Visa. Used it less than a month and had fraudulent charges appear on both cards. Called Bank of America immediately and they closed the accounts and issued new cards. However, they are refusing... | consumer_complaints | ai | kimi |
consumer_complaints_kimi_19 | i have a rush card that i am unable to access. I have a few bills that are due today XXXX/XXXX/15 and i usually get my payment 2 day s before my payday. I called customer service and they told me there was a security block on my account and I need to submit documents to verify my identity. I sent in my driver's license... | consumer_complaints | ai | kimi |
consumer_complaints_kimi_20 | I sign a contract with the company XXXX XXXX XXXX, for one year, when I sign the contract the manager with the name XXXX, told me, if you want to cancel before the year ends, you just need to give us 30 days notice and there will be no penalty. I trusted him and signed the contract. Now, six months later, I need to can... | consumer_complaints | ai | kimi |
consumer_complaints_kimi_21 | I received a payday loan from castle pay day and paid {$370.00} I called on XXXX/XXXX/2015 and asked what I needed to pay to pay off my loan in full. I was told {$430.00} which I paid that same day. I thought my loan was paid in full. Then on XXXX/XXXX/2015 they took another {$370.00} from my bank account. I called and... | consumer_complaints | ai | kimi |
consumer_complaints_kimi_22 | I went from XXXX in loans to over XXXX in a matter of an year. The company is n't willing to work out a reasonable repayment but had my I went from XXXX in loans to over XXXX in a matter of an year. The company is n't willing to work out a reasonable repayment but had my wages garnished without proper notice. I never r... | consumer_complaints | ai | kimi |
consumer_complaints_kimi_23 | I am trying to sell my house and Ocwen is not getting me a payoff for my loan. They continue to tell me I will have it in 24 48 hours, but it has been over two weeks now and I still have nothing. My buyer is getting impatient and threatening to walk away from the deal. I have called Ocwen's customer service line at lea... | consumer_complaints | ai | kimi |
consumer_complaints_kimi_24 | I was released on XXXX bond was not required. My family did not know that I was going to be released on XXXX They went to XXXX .the night I was released on XXXX bond was not required. My family did not know that I was going to be released on XXXX They went to XXXX .the night before to visit me and were told I would be ... | consumer_complaints | ai | kimi |
consumer_complaints_kimi_25 | I took out student loans with XXXX, now navient back when i was in college in XX/XX/XXXX and XX/XX/XXXX each loan was for XXXX and now they claim I owe over XXXX on each loan due to interest capitalization and forbearance fees I never authorized. I've been making payments consistently since graduation in XXXX, yet my p... | consumer_complaints | ai | kimi |
consumer_complaints_kimi_26 | I was shocked when I reviewed my credit report and found late payment on the dates below : 150 days past due as of XX/XX/XXXX 120 days past due as of XX/XX/XXXX 90 days past due as of XX/XX/XXXX. These marks are completely inaccurate and have severely damaged my credit score. I have never missed a payment on this accou... | consumer_complaints | ai | kimi |
consumer_complaints_kimi_27 | Hello, My student has sold my student loans to a private collections company, and they are constantly calling me at my job and at work. They are putting me at risk of losing my employment due to these frequent interruptions. I have repeatedly asked them to stop calling my workplace, but they refuse to listen. They have... | consumer_complaints | ai | kimi |
consumer_complaints_kimi_28 | XXXX you have a case in XX/XX/XXXX and XX/XX/XXXX as XXXX cases its the same case so XX/XX/XXXX case should be taken off my credit report. I have disputed this multiple times and each time I get a response saying it was verified but it's clearly a duplicate entry. Both cases show the same creditor, same original accoun... | consumer_complaints | ai | kimi |
consumer_complaints_kimi_29 | I receive on average 8-10 calls a day from Navient. This is after I 've told them when I 'm going to make a payment towards them. I 've already set up a payment arrangement and they continue to harass me multiple times daily. The representatives are rude and refuse to listen when I explain my financial situation. I've ... | consumer_complaints | ai | kimi |
consumer_complaints_kimi_30 | i am having problems whit my walmart credit card i always paid on time by the time they send me the statement of my bill i already have paid i am having problems whit my walmart credit card i always paid on time by the time they send me the statement of my bill i already have paid but they keep charging me late fees an... | consumer_complaints | ai | kimi |
consumer_complaints_kimi_31 | This is about a collection company for XXXX. I was in the hospital in XXXX for over XXXX years. The phone number XXXX called me on the hour every single day starting at 8 AM and continuing until 9 PM. I explained my situation multiple times to different representatives—that I was on disability, had no income beyond my ... | consumer_complaints | ai | kimi |
consumer_complaints_kimi_32 | I filled out a form online asking for current VA mortgage rate quotes. I did not include my social security number on any form. This lender just sent me an email with a full credit report attached, showing they had done a hard pull on my credit without my authorization. I never spoke to anyone from this company, never ... | consumer_complaints | ai | kimi |
consumer_complaints_kimi_33 | I had reported to experian that I had reports on my credit report that was not accurate and was doubles and so on. They have yet fixed it and every time I call, I get transferred to multiple departments with no resolution. I submitted disputes online with documentation proving these were duplicate accounts and errors, ... | consumer_complaints | ai | kimi |
consumer_complaints_kimi_34 | I have items on my credit report that are NOT mine and I would like them taken off! One of them is a Vet for a animal that I don't even own. I called the credit bureaus and they told me I need to dispute it directly with the creditor, but when I called the vet office they said they have no record of me or my informatio... | consumer_complaints | ai | kimi |
consumer_complaints_kimi_35 | I have had a loan with XXXX but all of a sudden I have not been able to access my account. Navient calls me and tells me that I have been transferred to Aidvantage for servicing. I received no prior notification about this transfer and had no opportunity to prepare for the change. When I try to log into my Navient acco... | consumer_complaints | ai | kimi |
consumer_complaints_kimi_36 | I purchased a money order from USPS the money order how ever got lost in the mail I purchased tracking of the money order also to prove to USPS that it was cashed by someone other than the intended recipient. I filed a claim with USPS and submitted all required documentation including the original receipt, the tracking... | consumer_complaints | ai | kimi |
consumer_complaints_kimi_37 | On XX/XX/XXXX I sent a dispute letter to XXXX XXXX XXXX XXXX for a account that is {$0.00} and was open XX/XX/XXXX to present date. This account was opened without my knowledge or consent. I have never done business with this company and have no record of any transaction or agreement with them.
On XX/XX/XXXX I receiv... | consumer_complaints | ai | kimi |
consumer_complaints_kimi_38 | I got a call from XXXX on XX/XX/XXXX, Employee ID XXXX contact XXXX or XXXX. Case number XXXX. That if I did n't pay the full amt of$XXXX.XX immediately, they would proceed with legal action and garnish my wages. I explained that I was experiencing financial hardship due to unexpected medical expenses and had been tryi... | consumer_complaints | ai | kimi |
consumer_complaints_kimi_39 | made a prepayment plan for XXXX payment to be pay in a 6months period paid it off early and when we did found out they had been reporting us late to the credit bureaus every single month despite us being on an approved payment arrangement. We have documentation showing all payments were made on time per the agreement, ... | consumer_complaints | ai | kimi |
consumer_complaints_kimi_40 | For the past year I have been having trouble with my child support depet card. It never on it on time and I can never get live person on the phone to talk to about the issue. Every time I call the automated system, it keeps me on hold for over an hour before disconnecting me. When I finally managed to reach someone las... | consumer_complaints | ai | kimi |
consumer_complaints_kimi_41 | I RECEIVED A LETTER FROM A COLLECTION AGENCY NAMED N.A.R.INC. FOR AN OUTSTANDING DEBT TO XXXX. I DID USE XXXX ON XXXX/XXXX/2012 WHICH I PAID IN FULL ON THE SAME DAY. I HAVE PROOF OF PAYMENT IN THE FORM OF A BANK STATEMENT SHOWING THE TRANSACTION CLEARED. DESPITE THIS, N.A.R. INC. IS DEMANDING $847.32 AND THREATENING TO... | consumer_complaints | ai | kimi |
consumer_complaints_kimi_42 | XXXX XXXX XXXX calls me approximately XXXX times a day. These calls begin before XXXX XXXX. They also continue to call me at work, even after they have been explicitly told that I am not permitted to receive personal calls during business hours. I have requested multiple times that they cease contact at my workplace, y... | consumer_complaints | ai | kimi |
consumer_complaints_kimi_43 | I am under the impression that there is a fairly new law, within 10 years, that states when a consumer makes a credit card payment the amount goes to the balance with the highest interest rate first, rather than the lowest. I believe my credit card company is not following this law and is applying my payments in a way ... | consumer_complaints | ai | kimi |
consumer_complaints_kimi_44 | i received a bill from XXXX XXXX XXXX saying that I owe pay pal the amount of {$390.00} as of today 's date I have not received verification of this debt from PayPal directly. I have never received any correspondence, email, or phone call from PayPal regarding an outstanding balance. When I log into my PayPal account, ... | consumer_complaints | ai | kimi |
consumer_complaints_kimi_45 | A company called XXXX XXXX XXXX XXXX says they have a debt of my from a clinic called XXXX XXXX. So I asked them how much they bought the debt for and they refused to tell me. I asked for validation of the debt and they sent me a bill from the clinic that doesn't match what they're trying to collect. The original bill... | consumer_complaints | ai | kimi |
consumer_complaints_kimi_46 | I applied for a credit card as well as a mortgage loan and was turn down when at that time when I applied for a mortgage with a XXXX XXXX and I was told that my credit score was too low to qualify for either product. I requested a copy of my credit report to understand what was affecting my score, and discovered severa... | consumer_complaints | ai | kimi |
consumer_complaints_kimi_47 | I called midland funding llc to resolve my cc I proceed to explain to the representative I was in a hardship and what I could do he would just not listen and kept demanding full payment. I asked to speak with a supervisor multiple times but was told none were available. The representative was condescending and spoke ov... | consumer_complaints | ai | kimi |
consumer_complaints_kimi_48 | I was shocked when I reviewed my credit report and found several late payments on my XXXX student loans with the dates below : 120 days past due as of XXXX XXXX XXXX. I have never missed a payment on these loans and have automatic payments set up through my bank. I contacted my loan servicer immediately and was told th... | consumer_complaints | ai | kimi |
consumer_complaints_kimi_49 | I have a credit card account with Best Buy and their processing issue caused my payment to show up as late even though I provided proof that I paid on time through my bank's bill pay system. I submitted the payment on [DATE] with confirmation number [XXX], and my bank statement clearly shows the funds were withdrawn on... | consumer_complaints | ai | kimi |
consumer_complaints_kimi_50 | I recognized a few hard inquiries on my credit report I have no idea on how they got on there. I did not give permission to search my credit and want them removed immediately. These unauthorized inquiries are negatively impacting my credit score and I demand an investigation into how this occurred. I have been very car... | consumer_complaints | ai | kimi |
consumer_complaints_kimi_51 | On Monday XXXX XXXX XXXX I made XXXX Transaction of XXXX and XXXX which were taken out my account. then the next I transferred XXXX to my personal account On Monday XXXX XXXX XXXX I made XXXX Transaction of XXXX and XXXX which were taken out my account. then the next I transferred XXXX to my personal account and the fu... | consumer_complaints | ai | kimi |
consumer_complaints_kimi_52 | This loan is a scam and a rip off because I took out XXXX and the lady told me that i will be paying bi weekly of XXXX and that the total amount would be XXXX. However, after making payments for over 6 months, I checked my balance and found that I still owed almost the same amount as when I started. When I called to as... | consumer_complaints | ai | kimi |
consumer_complaints_kimi_53 | I had a cash payday loan with cash express have been paying until I got in a finical bind, I tried to talk with them to see if they had any kind of hardship program or payment arrangement to help me get back on track. The representative I spoke with was extremely rude and dismissive, telling me that my only option was ... | consumer_complaints | ai | kimi |
consumer_complaints_kimi_54 | I have received calls from a company stating my daughter gave my number as a contact and they are asking questions about her. My daughter said she has never heard of this company and did not provide my information. I believe they are trying to use me to locate her or gather information about her debts. I have told them... | consumer_complaints | ai | kimi |
consumer_complaints_kimi_55 | I have a Citi Bank credit card that has been turned to an attorney for collections and a judgement has been issued against me and I am trying to resolve this matter. I contacted Citi Bank directly to discuss payment options, but they informed me that since the account has been referred to their legal department and a j... | consumer_complaints | ai | kimi |
consumer_complaints_kimi_56 | I am a single dad and im in over my head with bills. I have set up a XXXX dollar a month payment plan with Navient but thats still not enough to keep up with the interest that's piling up every month. I called them last week to ask about income-driven repayment options since my hours at work got cut back, and the repre... | consumer_complaints | ai | kimi |
consumer_complaints_kimi_57 | I had a checking acct for 3 years with b of a and had my paychecks direct deposited into this acct. This past year I helped my ex open an account at the same branch since she had no credit history and needed someone to co-sign. Everything was fine until she started having issues with overdrafts and the bank started lin... | consumer_complaints | ai | kimi |
consumer_complaints_kimi_58 | I was never contacted or sent anything in the mail about this debt and one day it just popped up on my credit so I had to research myself to find out who it was from. When I finally tracked down the collection agency, they couldn't provide me with any documentation proving I owed this debt. I requested validation multi... | consumer_complaints | ai | kimi |
consumer_complaints_kimi_59 | The plaintiff said that my wife 's part of this debt was discharged but my part of this debt was not, i, had no part of this debt, he told me that I was a co-signer on the account. I never signed anything, I never agreed to anything, and I never even knew about this account until the debt collector started calling me. ... | consumer_complaints | ai | kimi |
consumer_complaints_kimi_60 | I am repaying the debt to XXXX XXXX and Van Ru continues to call even though I pay on time to XXXX XXXX. When they call, Van Ru requests me to make additional payments directly to them instead of my established payment arrangement with the original creditor. I have explained multiple times that I am current on my payme... | consumer_complaints | ai | kimi |
consumer_complaints_kimi_61 | I like to report that there has been fraudulent activity going on in my bank this is the banks from wells Fargo and XXXX XXXX XXXX I have also noticed unauthorized transactions on my account that I did not authorize. These charges appeared on my statement dated XXXX/XXXX/XXXX and XXXX/XXXX/XXXX totaling approximately $... | consumer_complaints | ai | kimi |
consumer_complaints_kimi_62 | I never opened a chace credit card in XX/XX/XXXX I 'm assuming someone else did with my information had a purse stolen back in XX/XX/XXXX with all my identification and personal documents. I only discovered this account when I checked my credit report last month and saw a delinquent Chase credit card account that I nev... | consumer_complaints | ai | kimi |
consumer_complaints_kimi_63 | Hello my name is XXXX XXXX on XX/XX/XXXX my friend XXXX XXXX used " XXXX '' to send me money he owed me for rent. I never used it before but decided to give it a try since he insisted it was faster than other methods. He sent $800 to cover his portion of our shared apartment rent. The transaction showed as completed on... | consumer_complaints | ai | kimi |
consumer_complaints_kimi_64 | i like fia and do not want to do this. FIA card services i asked for credit line increrase on card ending XXXX was declined for reasons not explained to my satisfaction. I have been a loyal customer for over 8 years with an impeccable payment history, never once missing a payment or carrying a high balance. My credit s... | consumer_complaints | ai | kimi |
consumer_complaints_kimi_65 | I contacted the debt company over a year ago to find out what they were trying to collect on and they said it was Care credit which I never had. I explained that this was not my debt and requested validation, which they never provided. Instead, they continued to report this fraudulent account to all three credit bureau... | consumer_complaints | ai | kimi |
consumer_complaints_kimi_66 | A company called me from this number XXXX XXXX XXXX XXXX, and told me that Orchard bank had discharge a debt XX/XX/XXXX and was not planning to report it to the credit bureaus. They claimed they could help me remove this negative item from my credit report for a fee of $X,XXX. I became suspicious when they asked for my... | consumer_complaints | ai | kimi |
consumer_complaints_kimi_67 | i have not had any communications to collect on this debt and it is negatively affecting my credit score. I have no idea how to contact this agency and they have provided no information about the alleged debt. I believe this may be a case of mistaken identity or fraudulent activity, as I have no record of ever owing th... | consumer_complaints | ai | kimi |
consumer_complaints_kimi_68 | I requested a prepaid debit card from XXXX, which is issued by NetSpend, so that I could have access to my funds paid to me by XXXX.I was told that the card would arrive within 7-10 business days. After two weeks had passed with no card in the mail, I contacted customer service to inquire about the status of my card. T... | consumer_complaints | ai | kimi |
consumer_complaints_kimi_69 | XXXX from XXXX XXXX XXXX calls repeatedly about a Dental bill, that I keep telling him that the amount owed is correct.
He refuses to document the file that I have disputed this charge multiple times and provided documentation showing the insurance payment was applied correctly. I have requested a detailed billing sta... | consumer_complaints | ai | kimi |
consumer_complaints_kimi_70 | Transunion credit bureau would not help and take care of these negative inquiries reporting to my credit report. These are the negative inquiries. XXXX XX/XX/XXXX and XX/XX/XXXX. I have disputed these inquiries multiple times through both online and mail-in disputes, providing documentation that these were unauthorized... | consumer_complaints | ai | kimi |
consumer_complaints_kimi_71 | Well I have a loan with chase bank that I have had for at least XXXX years it is 9.25 percent interest and the loan they gave me was for {$ amount} back in XXXX. I have been making payments on time every single month without fail. Recently I tried to refinance this loan to get a lower interest rate since my credit scor... | consumer_complaints | ai | kimi |
consumer_complaints_kimi_72 | I lost my husband XXXX/XXXX/XXXX, then XXXX XXXX I lost my job. I was making my payments to Wells Fargo then I could n't afford it anymore. I called them multiple times explaining my situation as a widow suddenly facing unemployment, but they were completely unsympathetic. They kept transferring me to different departm... | consumer_complaints | ai | kimi |
consumer_complaints_kimi_73 | I made a payment at Walmart through MoneyGram and it was supposed to be for an XXXX XXXX XXXX with XXXX # XXXX through the XXXX in the amount of XXXX for XXXX XXXX. The payment was sent on XXXX/XXXX/XXXX and I have the receipt with reference number XXXX. However, the recipient claims they never received the funds and n... | consumer_complaints | ai | kimi |
consumer_complaints_kimi_74 | i am having trouble with my mortgage and my equity loan with BOA. They converted my mortgage with my equity loan and still charge me separate for an equity loan payment. This makes no sense to me since they combined the accounts. I have tried calling customer service multiple times and each time I get a different expla... | consumer_complaints | ai | kimi |
consumer_complaints_kimi_75 | I 'm receiving letters from ProCollect Inc. that I owe a bill to XXXX XXXX when I been with XXXX for 13 years. I talked to them and they confirmed I have no outstanding balance and never had an account with XXXX XXXX. ProCollect continues to send threatening collection notices demanding payment for a debt that doesn't ... | consumer_complaints | ai | kimi |
consumer_complaints_kimi_76 | On my credit report, I fail into delinquent standings with Bank of America credit card that I had 10 years ago. I was XXXX years old at the time and had no understanding of credit or financial responsibility. My parents never taught me about managing money, and I made poor decisions that led to me falling behind on pay... | consumer_complaints | ai | kimi |
consumer_complaints_kimi_77 | I have been receiving telephone calls from it seems Citi-Bank on my number at XXXX. The number calling me is XXXX. It is for a Sear Credit card that I had many years ago. I have not had this account active for over 10 years and believe it to be past the statute of limitations. The callers are extremely aggressive, call... | consumer_complaints | ai | kimi |
consumer_complaints_kimi_78 | I have been trying to get a loan modification from Wells Fargo due to a change in my income. They are giving me the run around, as if they want me to default on my loan. Every time I call, I get transferred to a different department and have to re-explain my entire situation from the beginning. I submitted all the requ... | consumer_complaints | ai | kimi |
consumer_complaints_kimi_79 | Citi Corps calls some days up to 9 times per day. I have phone log to prove it. They start at XXXX XXXX. can do not stop until XXXX XXXX. I have repeatedly asked them to stop calling and to only communicate with me in writing, but they ignore my requests. I have also sent a cease and desist letter via certified mail, w... | consumer_complaints | ai | kimi |
consumer_complaints_kimi_80 | On XX/XX/2018 at around XXXX eastern us time. I made a deal with a online friend to buy some goods from him. The deal was I would send payment via PayPal Friends and Family, and he would ship the items the following day. I sent {$300.00} as agreed upon. The seller immediately stopped responding to all messages and neve... | consumer_complaints | ai | kimi |
consumer_complaints_kimi_81 | Hi, I got letter from Chase on XX/XX/XXXX that they decided to end their relationship with me and they are shutting down my account on XX/XX/XXXX. I have been a loyal customer for over 15 years with perfect payment history and never missed a single payment. This decision came completely out of nowhere with no explanati... | consumer_complaints | ai | kimi |
consumer_complaints_kimi_82 | I have ask this company to sent me a detailed bill. Never received the bill, so I called again and they had sent it to the wrong address. Rep was very apologetic and promised to resend it to my correct address immediately. Two weeks passed and still nothing. I called a third time and was told there was a "system error"... | consumer_complaints | ai | kimi |
consumer_complaints_kimi_83 | They were several inquiries showing only on my Experian Credit Report that were previously deleted due to them not being authorized and after the system went down and came back up, these same inquiries reappeared. I contacted Experian immediately to dispute these unauthorized inquiries again, and the representative ass... | consumer_complaints | ai | kimi |
consumer_complaints_kimi_84 | i have not had any communications to collect on this debt and it is negatively affecting my credit score. I have no idea how to contact this agency and they have not provided any documentation or validation of this alleged debt. I am requesting that this item be removed from my credit report immediately as it appears t... | consumer_complaints | ai | kimi |
consumer_complaints_kimi_85 | I tried to lease a vehicle at my local XXXX dealership. I specifically told them that I wanted to run my credit with XXXX XXXX and no one else. The sales manager assured me they would only submit my application to the lender I requested. Three days later, I received notification from three additional credit bureaus tha... | consumer_complaints | ai | kimi |
consumer_complaints_kimi_86 | After speaking with an agent and telling them when I could make a payment, I received XXXX calls a day starting from XXXX to XXXX every day since, sometimes as early as 7 AM and as late as 9 PM. The calls come from multiple different numbers, making it impossible to block them all. I've explained my situation repeatedl... | consumer_complaints | ai | kimi |
consumer_complaints_kimi_87 | On XXXX XXXX/XXXX/XXXX at XXXX a.m. I and my XXXX yr old mother tried to deposit a XXXX XXXX XXXX check for XXXX} to Chase Bank at the XXXX branch located at XXXX. The teller, XXXX, refused to accept the deposit without my mother providing additional documentation that we were not informed about when we called ahead to... | consumer_complaints | ai | kimi |
consumer_complaints_kimi_88 | My XXXX XXXX was totaled in an accident on XX/XX/XXXX and was paid out in full by XXXX XXXX in XX/XX/XXXX. BMW FS was paid off in full as well. However, BMW FS failed to report the account as closed with a zero balance to the credit bureaus. Instead, they continued reporting it as an open account with a monthly payment... | consumer_complaints | ai | kimi |
consumer_complaints_kimi_89 | They told it was verified and it could never be verified because I did not file bankruptcy XX/XX/XXXX I filed XX/XX/XXXX my ex finance filed XX/XX/XXXX and I was not on his bankruptcy. I contacted the credit bureau and disputed this information and they verified it as accurate. I then requested the method of verificati... | consumer_complaints | ai | kimi |
consumer_complaints_kimi_90 | My issue was I 'm trying to get financing loan for down payment purchase.thats why I try a lot of options like apply credit card but I got denied multiple times due to my credit score not being high enough. Then I looked into personal loans from online lenders, but the interest rates they offered were ridiculously high... | consumer_complaints | ai | kimi |
consumer_complaints_kimi_91 | I paid XXXX directly for a balance i had. I got a alert on my credit account after i paid for the balance by a collection agency stating that the account had been updated with a new collection entry. I immediately contacted XXXX to dispute this, as I had already settled the debt directly with the original creditor and ... | consumer_complaints | ai | kimi |
consumer_complaints_kimi_92 | I was told that I pay them a certain amount and my student loan would be forgiven, was contacted by XXXX and they stated that, not true never heard from them again after taking my money. I paid them {$XXX.XX} in XX/XXXX and they promised to handle all the paperwork and negotiate with my loan servicer. After the initial... | consumer_complaints | ai | kimi |
consumer_complaints_kimi_93 | I was told that if my daughter paid her loans on time for 2 years I could be released as a co signer on 2 loans. She has never been late on a payment and has actually paid ahead on several occasions. I contacted the lender after the 2-year mark to request the co-signer release, only to be told that this policy no longe... | consumer_complaints | ai | kimi |
consumer_complaints_kimi_94 | A XXXX XXXX debt has been placed on my credit report that is not mine. XXXX XXXX has verbally confirmed it is not mine, but refuses to provide written confirmation. I have requested debt validation multiple times via certified mail, and they have failed to respond within the 30-day timeframe required by the Fair Debt C... | consumer_complaints | ai | kimi |
consumer_complaints_kimi_95 | I am continuing, for my rights for a debt that I do not owe where my income tax, veteran check and pension check is be garnished, my bank account has been frozen, and I am unable to pay my basic living expenses. I have repeatedly attempted to resolve this matter with the debt collector, but they refuse to provide any d... | consumer_complaints | ai | kimi |
consumer_complaints_kimi_96 | I old the card like XXXX and they add interest of XXXX, of total of % XXXX i call to see if they can reduce the amount to what i originally owed but they refused to help me. i explained my financial hardship due to medical bills and job loss, but the representative was rude and kept transferring me to different departm... | consumer_complaints | ai | kimi |
consumer_complaints_kimi_97 | I have been dealing with navient for almost two years and they are the worst when it comes to customer service. No one there I have spoken to have any idea what they're doing, and I get a different answer every time I call. I've been trying to get on an income-driven repayment plan since 2022, and they keep losing my p... | consumer_complaints | ai | kimi |
consumer_complaints_kimi_98 | I have reached out to AES for help with repayment on my loans and they have told me that there is nothing they can do. I had a baby and had to take time off work, which significantly reduced my income. I requested a forbearance or an income-driven repayment plan adjustment, but the representative I spoke with was dismi... | consumer_complaints | ai | kimi |
consumer_complaints_kimi_99 | My credit card was closed by Bank of America due to a security breach and a new card was issued. The new card was then subject to fraud charges totaling over $3,500 within the first 48 hours of activation. I immediately reported these fraudulent transactions to Bank of America on January 15, 2024, and was assured the m... | consumer_complaints | ai | kimi |
consumer_complaints_kimi_100 | I have been banking with WellsFargo for two years and my business account for 7 months and they sent me a letter stating they will close my account on XX/XX/XXXX without any explanation. When I called customer service, I was told they couldn't provide a reason and that the decision was final. I have never had an overdr... | consumer_complaints | ai | kimi |
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