### Clue: Credit more frequently given to smallholder (7)
### Answer: CROFTER 
 ### Explanation: Definition: smallholder
  CR(abbrev. for $$cr$$edit, as opposed to "dr",debit, in double-entry accounting) OFTER(the obsolete? comparative, oft = frequently, ofter = more frequently)
Answer:  One who owns or rents a small patch of land to farm or grow crops and vegetables.