### Clue: Average man with debt gets crafty in a mean way (14)
### Answer: PARSIMONIOUSLY 
 ### Explanation: Definition: in a mean way
  PAR(average,norm) + SIMON(a man's name) **plus**(with) IOU(a written acknowledgement of a debt) **plus**(gets) SLY(crafty,wily). 
Answer: In a stingy,mean way.