### Clue: In Clubman I soon lost safe driving dividend (2,5,5)
### Answer: NO CLAIM BONUS 
 ### Explanation: Definition: safe driving dividend
  **Anagram of**(lost) CLUBMAN I SOON. 
Answer: A discount off your car insurance premium after you haven't made a claim during the year.  Doesn't necessarily mean you've been driving safe, only that you haven't made a claim.  Nice surface with the Clubman being a model of the Morris Mini-Minor.