### Clue: Too simple, might you say, to secure capital in retrospect — could this help? (9)
### Answer: OVERDRAFT 
 ### Explanation: Definition: could this help
 OVER-DAFT(what one might use to describe;might you say, someone who is too;excessively simple-minded) **containing**(to secure) **1st letter of**(capital in) "retrospect".
Answer: Something which could help one in securing capital;financing.
A WIWD (wordplay intertwined with definition clue).