### Clue: Current suggestion to take occasional income from shillings and rand as cover (9)
### Answer: INSURANCE 
 ### Explanation: Definition: cover
 I(in physics, the symbol for Current) + NUANCE(a subtle suggestion) **containing**(to take … income from) **separately**(occasional) [S(abbrev. for shillings) and R(likewise for rand)].
Answer: The cover you take against calamities happening to you.