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SK_ID_CURR int64 100k 456k	TARGET int64 0 1	NAME_CONTRACT_TYPE stringclasses 2 values	CODE_GENDER stringclasses 2 values	FLAG_OWN_CAR stringclasses 2 values	FLAG_OWN_REALTY stringclasses 2 values	CNT_CHILDREN int64 0 8	AMT_INCOME_TOTAL float64 27k 1.8M	AMT_CREDIT float64 45k 3.08M	AMT_ANNUITY float64 3.05k 225k	AMT_GOODS_PRICE float64 45k 2.93M	NAME_TYPE_SUITE stringclasses 7 values	NAME_INCOME_TYPE stringclasses 4 values	NAME_EDUCATION_TYPE stringclasses 5 values	NAME_FAMILY_STATUS stringclasses 6 values	NAME_HOUSING_TYPE stringclasses 6 values	REGION_POPULATION_RELATIVE float64 0 0.07	DAYS_BIRTH int64 -25,165 -7,680	DAYS_EMPLOYED int64 -15,943 365k	DAYS_REGISTRATION float64 -19,463 0	DAYS_ID_PUBLISH int64 -6,259 -1	OWN_CAR_AGE float64 0 65	FLAG_MOBIL int64 1 1	FLAG_EMP_PHONE int64 0 1	FLAG_WORK_PHONE int64 0 1	FLAG_CONT_MOBILE int64 0 1	FLAG_PHONE int64 0 1	FLAG_EMAIL int64 0 1	OCCUPATION_TYPE stringclasses 18 values	CNT_FAM_MEMBERS float64 1 10	REGION_RATING_CLIENT int64 1 3	REGION_RATING_CLIENT_W_CITY int64 1 3	WEEKDAY_APPR_PROCESS_START stringclasses 7 values	HOUR_APPR_PROCESS_START int64 1 23	REG_REGION_NOT_WORK_REGION int64 0 1	LIVE_REGION_NOT_WORK_REGION int64 0 1	REG_CITY_NOT_LIVE_CITY int64 0 1	REG_CITY_NOT_WORK_CITY int64 0 1	LIVE_CITY_NOT_WORK_CITY int64 0 1	ORGANIZATION_TYPE stringlengths 3 22	EXT_SOURCE_1 float64 0.03 0.94	EXT_SOURCE_2 float64 0 0.86	EXT_SOURCE_3 float64 0 0.88	APARTMENTS_AVG float64 0 1	BASEMENTAREA_AVG float64 0 1	YEARS_BEGINEXPLUATATION_AVG float64 0 1	YEARS_BUILD_AVG float64 0 1	COMMONAREA_AVG float64 0 1	ELEVATORS_AVG float64 0 1	ENTRANCES_AVG float64 0 1	FLOORSMAX_AVG float64 0 1	FLOORSMIN_AVG float64 0 1	LANDAREA_AVG float64 0 1	LIVINGAPARTMENTS_AVG float64 0 1	LIVINGAREA_AVG float64 0 1	NONLIVINGAPARTMENTS_AVG float64 0 1	NONLIVINGAREA_AVG float64 0 1	APARTMENTS_MODE float64 0 1	BASEMENTAREA_MODE float64 0 1	YEARS_BEGINEXPLUATATION_MODE float64 0 1	YEARS_BUILD_MODE float64 0 1	COMMONAREA_MODE float64 0 1	ELEVATORS_MODE float64 0 1	ENTRANCES_MODE float64 0 1	FLOORSMAX_MODE float64 0 1	FLOORSMIN_MODE float64 0 1	LANDAREA_MODE float64 0 1	LIVINGAPARTMENTS_MODE float64 0 1	LIVINGAREA_MODE float64 0 1	NONLIVINGAPARTMENTS_MODE float64 0 1	NONLIVINGAREA_MODE float64 0 1	APARTMENTS_MEDI float64 0 1	BASEMENTAREA_MEDI float64 0 1	YEARS_BEGINEXPLUATATION_MEDI float64 0 1	YEARS_BUILD_MEDI float64 0 1	COMMONAREA_MEDI float64 0 1	ELEVATORS_MEDI float64 0 1	ENTRANCES_MEDI float64 0 1	FLOORSMAX_MEDI float64 0 1	FLOORSMIN_MEDI float64 0 1	LANDAREA_MEDI float64 0 1	LIVINGAPARTMENTS_MEDI float64 0 1	LIVINGAREA_MEDI float64 0 1	NONLIVINGAPARTMENTS_MEDI float64 0 1	NONLIVINGAREA_MEDI float64 0 1	FONDKAPREMONT_MODE stringclasses 4 values	HOUSETYPE_MODE stringclasses 3 values	TOTALAREA_MODE float64 0 1	WALLSMATERIAL_MODE stringclasses 7 values	EMERGENCYSTATE_MODE stringclasses 2 values	OBS_30_CNT_SOCIAL_CIRCLE float64 0 26	DEF_30_CNT_SOCIAL_CIRCLE float64 0 4	OBS_60_CNT_SOCIAL_CIRCLE float64 0 26	DEF_60_CNT_SOCIAL_CIRCLE float64 0 4	DAYS_LAST_PHONE_CHANGE float64 -3,791 0	FLAG_DOCUMENT_3 int64 0 1	FLAG_DOCUMENT_5 int64 0 1	FLAG_DOCUMENT_6 int64 0 1	FLAG_DOCUMENT_8 int64 0 1	FLAG_DOCUMENT_16 int64 0 1	FLAG_DOCUMENT_18 int64 0 1	AMT_REQ_CREDIT_BUREAU_WEEK float64 0 4	AMT_REQ_CREDIT_BUREAU_MON float64 0 17	AMT_REQ_CREDIT_BUREAU_QRT float64 0 6	AMT_REQ_CREDIT_BUREAU_YEAR float64 0 9
183,859	0	Cash loans	M	N	N	1	157,500	509,400	37,197	450,000	Family	Working	Secondary / secondary special	Married	House / apartment	0.00496	-11,370	-1,040	-3,766	-3,765	7	1	1	0	1	0	0	Drivers	3	2	2	TUESDAY	11	0	0	0	0	0	Business Entity Type 3	0.356323	0.257853	0.546023	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	4	0	4	0	0	1	0	0	0	0	0	1	0	0	3
201,376	0	Cash loans	M	Y	Y	0	270,000	900,000	29,164.5	900,000	Unaccompanied	Working	Secondary / secondary special	Married	House / apartment	0.018209	-18,804	-189	-803	-2,363	13	1	1	1	1	0	0	Drivers	2	3	3	TUESDAY	7	1	1	0	1	1	Construction	0.356323	0.158836	0.7463	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-1,280	0	0	0	1	0	0	0	0	0	0
190,837	0	Cash loans	F	N	Y	0	202,500	545,040	20,547	450,000	Family	Working	Higher education	Single / not married	House / apartment	0.00496	-15,893	-1,559	-2,611	-4,424	7	1	1	0	1	0	1	Accountants	1	2	2	FRIDAY	14	0	0	0	0	0	Other	0.706581	0.287745	0.718033	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	0	1	0	0	0	0	0	0	1	1	2
108,011	0	Cash loans	F	N	Y	0	54,000	702,000	27,450	702,000	Unaccompanied	Working	Secondary / secondary special	Widow	House / apartment	0.020713	-21,631	-5,917	-8,577	-4,724	7	1	1	0	1	0	0	Core staff	1	3	2	THURSDAY	11	0	0	0	0	0	Kindergarten	0.356323	0.726696	0.7463	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	6	0	6	0	0	0	0	0	0	0	0	0	0	0	0
253,578	0	Cash loans	M	N	Y	1	270,000	630,000	49,905	630,000	Unaccompanied	Commercial associate	Higher education	Married	House / apartment	0.019689	-14,385	-5,764	-875	-5,048	7	1	1	0	1	0	0	Laborers	3	2	2	TUESDAY	9	1	1	0	1	1	Business Entity Type 3	0.465256	0.214261	0.312365	0.0804	0.0801	0.9742	0.6464	0.0084	0	0.1379	0.1667	0.2083	0	0.0504	0.0618	0	0.0052	0.0819	0.0831	0.9742	0.6602	0.0084	0	0.1379	0.1667	0.2083	0	0.0551	0.0644	0	0.0056	0.0812	0.0801	0.9742	0.6511	0.0084	0	0.1379	0.1667	0.2083	0	0.0513	0.0629	0	0.0054	reg oper account	block of flats	0.0592	Stone, brick	No	0	0	0	0	-566	1	0	0	0	0	0	0	0	0	4
283,744	1	Revolving loans	F	N	N	0	67,500	180,000	9,000	180,000	Unaccompanied	Working	Secondary / secondary special	Single / not married	Rented apartment	0.015221	-7,777	-400	-4,260	-447	7	1	1	0	1	0	0	Core staff	1	2	2	TUESDAY	8	0	0	1	1	0	Self-employed	0.470434	0.308112	0.7463	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-243	0	1	0	0	0	0	0	0	0	0
120,861	0	Cash loans	M	N	N	0	112,500	270,126	14,782.5	193,500	Unaccompanied	Commercial associate	Secondary / secondary special	Single / not married	With parents	0.01885	-9,086	-1,201	-1,883	-1,433	7	1	1	0	1	0	0	Laborers	1	2	2	TUESDAY	14	0	0	1	1	0	Business Entity Type 1	0.238453	0.487179	0.279335	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	3	1	3	0	0	1	0	0	0	0	0	0	0	0	1
125,489	0	Cash loans	F	N	N	0	135,000	1,350,000	130,180.5	1,350,000	Unaccompanied	Working	Higher education	Married	House / apartment	0.018634	-10,946	-1,853	-3,328	-3,328	7	1	1	0	1	1	0	Core staff	2	2	2	MONDAY	11	0	0	0	0	0	Business Entity Type 1	0.643074	0.783443	0.4171	0.0825	0	0.9781	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0.0127	0	0	0.084	0	0.9782	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0.0132	0	0	0.0833	0	0.9781	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0.0129	0	0	reg oper account	block of flats	0.01	Panel	No	0	0	0	0	-2,050	1	0	0	0	0	0	0	0	1	2
381,265	0	Revolving loans	F	N	N	0	202,500	270,000	13,500	270,000	Unaccompanied	Commercial associate	Higher education	Single / not married	Municipal apartment	0.022625	-22,402	-2,253	-14,541	-3,861	7	1	1	0	1	0	0	IT staff	1	2	2	SATURDAY	16	0	0	0	0	0	Other	0.356323	0.415945	0.384207	0.0247	0	0.9747	0.6532	0.0456	0	0.069	0.125	0.1667	0	0.0202	0.0227	0	0	0.0252	0	0.9747	0.6668	0.046	0	0.069	0.125	0.1667	0	0.022	0.0129	0	0	0.025	0	0.9747	0.6578	0.0459	0	0.069	0.125	0.1667	0	0.0205	0.0231	0	0	reg oper account	block of flats	0.0249	Block	No	0	0	0	0	-1,477	0	0	0	0	0	0	0	0	0	2
424,484	0	Cash loans	M	N	Y	3	90,000	284,256	30,744	270,000	Unaccompanied	Commercial associate	Secondary / secondary special	Married	House / apartment	0.022625	-12,673	-501	-3,624	-1,210	7	1	1	0	1	0	0	Laborers	5	2	2	MONDAY	10	0	0	0	1	1	Industry: type 3	0.271245	0.162793	0.7463	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	4	0	4	0	-912	1	0	0	0	0	0	0	0	0	0
100,489	0	Cash loans	M	N	Y	0	90,000	238,500	25,816.5	238,500	Unaccompanied	Working	Secondary / secondary special	Married	House / apartment	0.010556	-19,833	-3,953	-159	-3,383	7	1	1	1	1	1	0	Laborers	2	3	3	SUNDAY	14	0	0	0	0	0	Business Entity Type 2	0.710824	0.408432	0.7463	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-3,177	1	0	0	0	0	0	0	1	0	1
306,920	1	Cash loans	F	N	Y	0	225,000	1,288,350	41,692.5	1,125,000	Unaccompanied	Working	Higher education	Married	House / apartment	0.020246	-9,889	-305	-4,714	-2,025	7	1	1	0	1	0	0	Waiters/barmen staff	2	3	3	THURSDAY	14	0	0	0	0	0	Business Entity Type 3	0.356323	0.26889	0.358951	0.033	0.0408	0.9737	0.6396	0.003	0	0.069	0.125	0.1667	0.0496	0.0269	0.0254	0	0	0.0336	0.0423	0.9737	0.6537	0.003	0	0.069	0.125	0.1667	0.0508	0.0294	0.0265	0	0	0.0333	0.0408	0.9737	0.6444	0.003	0	0.069	0.125	0.1667	0.0505	0.0274	0.0259	0	0	reg oper account	block of flats	0.0216	Stone, brick	No	1	0	1	0	-678	1	0	0	0	0	0	0	0	0	2
190,668	0	Cash loans	M	N	N	0	90,000	117,162	11,542.5	103,500	Family	Working	Secondary / secondary special	Married	House / apartment	0.01885	-14,301	-1,114	-6,297	-4,606	7	1	1	0	1	0	0	Laborers	2	2	2	TUESDAY	15	0	0	0	1	1	Business Entity Type 2	0.111086	0.515468	0.504681	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	7	1	7	1	-1,499	1	0	0	0	0	0	0	0	0	6
254,401	0	Revolving loans	M	Y	Y	1	180,000	337,500	16,875	337,500	Unaccompanied	Commercial associate	Secondary / secondary special	Married	House / apartment	0.030755	-11,957	-656	-5,807	-4,462	9	1	1	0	1	0	0	Laborers	3	2	2	SATURDAY	12	0	0	0	0	0	Business Entity Type 1	0.356323	0.764803	0.684828	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	3	0	3	0	-1,659	0	0	0	0	0	0	0	0	0	3
120,224	0	Cash loans	F	N	N	0	67,500	168,102	17,779.5	148,500	Unaccompanied	Pensioner	Secondary / secondary special	Married	House / apartment	0.005002	-20,008	365,243	-2,631	-3,240	7	1	0	0	1	0	0	Laborers	2	3	3	TUESDAY	13	0	0	0	0	0	XNA	0.356323	0.487108	0.581484	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-263	1	0	0	0	0	0	0	0	0	0
147,737	0	Cash loans	F	N	Y	0	157,500	269,550	19,300.5	225,000	Unaccompanied	Working	Secondary / secondary special	Married	House / apartment	0.04622	-24,570	-3,127	-15,474	-4,168	7	1	1	0	1	0	0	Medicine staff	2	1	1	MONDAY	9	0	0	0	0	0	Medicine	0.356323	0.451814	0.570917	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-303	1	0	0	0	0	0	0	0	0	2
450,511	0	Cash loans	F	Y	Y	0	225,000	143,910	14,364	135,000	Unaccompanied	Commercial associate	Secondary / secondary special	Married	House / apartment	0.030755	-20,654	-2,354	-10,355	-3,326	10	1	1	0	1	0	0	Core staff	2	2	2	THURSDAY	16	0	0	0	0	0	Self-employed	0.788778	0.741937	0.533482	0.1608	0.1122	0.9861	0.8096	0.0622	0.16	0.1379	0.3333	0.0417	0.0473	0.121	0.0904	0.0463	0.0513	0.1639	0.1164	0.9861	0.8171	0.0627	0.1611	0.1379	0.3333	0.0417	0.0484	0.1322	0.0942	0.0467	0.0543	0.1624	0.1122	0.9861	0.8121	0.0626	0.16	0.1379	0.3333	0.0417	0.0481	0.1231	0.092	0.0466	0.0524	reg oper account	block of flats	0.1594	Panel	No	0	0	0	0	-834	1	0	0	0	0	0	0	0	0	6
306,675	0	Cash loans	M	Y	N	1	315,000	521,280	28,408.5	450,000	Unaccompanied	Commercial associate	Lower secondary	Married	House / apartment	0.008068	-10,045	-860	-4,383	-2,632	5	1	1	1	1	0	0	Laborers	3	3	3	MONDAY	10	1	1	0	1	1	Industry: type 9	0.356323	0.260759	0.48305	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-659	1	0	0	0	0	0	0	0	0	1
280,979	0	Cash loans	F	N	N	0	90,000	199,152	10,179	135,000	Unaccompanied	Pensioner	Secondary / secondary special	Married	House / apartment	0.018029	-20,402	365,243	-3,635	-3,643	7	1	0	0	1	0	0	Laborers	2	3	3	MONDAY	13	0	0	0	0	0	XNA	0.356323	0.36191	0.681706	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-2,683	1	0	0	0	0	0	0	0	1	0
266,839	0	Cash loans	F	Y	N	2	180,000	679,500	26,442	679,500	Unaccompanied	Working	Secondary / secondary special	Married	House / apartment	0.010966	-11,301	-3,057	-2,253	-1,465	7	1	1	1	1	0	0	Core staff	4	2	2	FRIDAY	11	0	0	0	1	1	Business Entity Type 2	0.48892	0.636997	0.223831	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-1,811	1	0	0	0	0	0	0	0	2	3
176,751	0	Cash loans	M	Y	N	1	180,000	314,055	12,091.5	238,500	Spouse, partner	Working	Secondary / secondary special	Married	Co-op apartment	0.020246	-14,363	-2,836	-5,813	-4,714	15	1	1	0	1	1	0	Laborers	3	3	3	WEDNESDAY	12	0	0	0	0	0	Business Entity Type 2	0.50984	0.397856	0.472253	0.0412	0	0.9742	0.6464	0.0167	0	0.069	0.1667	0.2083	0.0067	0.0336	0.0323	0	0	0.042	0	0.9742	0.6602	0.0169	0	0.069	0.1667	0.2083	0.0069	0.0367	0.0337	0	0	0.0416	0	0.9742	0.6511	0.0168	0	0.069	0.1667	0.2083	0.0069	0.0342	0.0329	0	0	reg oper account	block of flats	0.0346	Stone, brick	No	2	0	2	0	-720	1	0	0	0	0	0	0	0	0	0
432,610	0	Cash loans	M	N	N	0	144,000	808,650	31,464	675,000	Unaccompanied	Working	Secondary / secondary special	Married	House / apartment	0.020713	-14,256	-202	-1,919	-4,937	7	1	1	1	1	1	0	Drivers	2	3	3	THURSDAY	17	0	0	0	1	1	Construction	0.363636	0.459586	0.695622	0.3918	0.3193	0.9911	0.8776	0.094	0.56	0.4828	0.3333	0.375	0.3421	0.3194	0.4972	0.0232	0.035	0.3992	0.3313	0.9911	0.8824	0.0949	0.5639	0.4828	0.3333	0.375	0.3499	0.3489	0.518	0.0233	0.037	0.3955	0.3193	0.9911	0.8792	0.0946	0.56	0.4828	0.3333	0.375	0.3481	0.3249	0.5061	0.0233	0.0357	reg oper account	block of flats	0.4617	Panel	No	0	0	0	0	-1,480	1	0	0	0	0	0	0	1	0	1
375,339	0	Revolving loans	F	N	N	0	90,000	337,500	16,875	337,500	Unaccompanied	Working	Secondary / secondary special	Married	House / apartment	0.019101	-15,345	-112	-2,325	-4,023	7	1	1	0	1	0	0	Sales staff	2	2	2	THURSDAY	18	0	0	1	1	0	Self-employed	0.356323	0.635697	0.546023	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-1,490	0	0	0	0	0	0	0	0	2	6
197,692	0	Cash loans	F	N	Y	0	99,000	382,500	18,400.5	382,500	Unaccompanied	Pensioner	Higher education	Widow	House / apartment	0.002506	-22,836	365,243	-7,793	-4,826	7	1	0	0	1	0	0	Laborers	1	2	2	SATURDAY	3	0	0	0	0	0	XNA	0.356323	0.679417	0.7463	0.0825	0	0.9886	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0.0984	0	0	0.084	0	0.9886	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0.1025	0	0	0.0833	0	0.9886	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0.1002	0	0	reg oper account	block of flats	0.0774	Panel	No	1	0	1	0	-304	0	0	1	0	0	0	0	0	0	0
167,513	0	Cash loans	M	Y	N	0	180,000	450,000	32,611.5	450,000	Unaccompanied	Commercial associate	Secondary / secondary special	Married	House / apartment	0.035792	-17,356	-824	-446	-908	3	1	1	0	1	0	0	Drivers	2	2	2	MONDAY	15	0	0	0	0	0	Self-employed	0.426439	0.537011	0.551381	0.0608	0.0502	0.999	0.9864	0.008	0.04	0.0345	0.2083	0.25	0.0167	0.0488	0.0484	0.0039	0.0331	0.062	0.0521	0.999	0.9869	0.0081	0.0403	0.0345	0.2083	0.25	0.017	0.0533	0.0504	0.0039	0.0351	0.0614	0.0502	0.999	0.9866	0.0081	0.04	0.0345	0.2083	0.25	0.0169	0.0496	0.0492	0.0039	0.0338	not specified	block of flats	0.0497	Monolithic	No	0	0	0	0	-602	0	0	0	1	0	0	0	0	0	0
336,530	0	Cash loans	F	Y	N	2	112,500	1,006,920	40,063.5	900,000	Unaccompanied	Working	Secondary / secondary special	Married	House / apartment	0.031329	-14,245	-4,760	-4,984	-4,998	10	1	1	0	1	0	0	Managers	4	2	2	MONDAY	8	0	0	0	0	0	Government	0.458423	0.690814	0.488455	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-2,345	1	0	0	0	0	0	0	0	0	0
112,739	0	Cash loans	F	Y	Y	0	126,000	106,974	10,710	94,500	Unaccompanied	Working	Secondary / secondary special	Married	House / apartment	0.030755	-17,644	-6,523	-4,968	-1,171	8	1	1	0	1	0	0	Sales staff	2	2	2	MONDAY	14	0	0	0	0	0	Self-employed	0.731161	0.670156	0.718033	0.1505	0.1135	0.9876	0.83	0.0896	0.16	0.1379	0.3333	0.0417	0.0611	0.121	0.0924	0.0077	0.2252	0.1534	0.1177	0.9876	0.8367	0.0904	0.1611	0.1379	0.3333	0.0417	0.0625	0.1322	0.0962	0.0078	0.2384	0.152	0.1135	0.9876	0.8323	0.0901	0.16	0.1379	0.3333	0.0417	0.0622	0.1231	0.094	0.0078	0.2299	reg oper account	block of flats	0.1216	Panel	No	0	0	0	0	-2,549	1	0	0	0	0	0	0	0	2	0
169,399	0	Cash loans	M	N	N	0	157,500	1,029,658.5	32,458.5	922,500	Unaccompanied	Commercial associate	Secondary / secondary special	Married	House / apartment	0.025164	-19,509	-1,433	-10,877	-3,052	7	1	1	0	1	0	0	Laborers	2	2	2	THURSDAY	16	0	0	0	0	0	Business Entity Type 3	0.356323	0.591725	0.591977	0.1866	0.1352	0.9851	0.796	0	0.2	0.1724	0.3333	0.375	0.039	0.1521	0.1988	0	0.0012	0.1901	0.1403	0.9851	0.804	0	0.2014	0.1724	0.3333	0.375	0.0399	0.1662	0.2071	0	0.0013	0.1884	0.1352	0.9851	0.7987	0	0.2	0.1724	0.3333	0.375	0.0397	0.1548	0.2023	0	0.0013	reg oper account	block of flats	0.1566	Panel	No	0	0	0	0	-1,928	1	0	0	0	0	0	0	0	0	0
270,950	0	Cash loans	M	N	N	1	270,000	450,000	22,018.5	450,000	Unaccompanied	Working	Higher education	Single / not married	House / apartment	0.035792	-14,853	-1,399	-8,493	-4,195	7	1	1	1	1	0	0	Drivers	2	2	2	FRIDAY	15	0	0	0	0	0	Business Entity Type 3	0.27457	0.636613	0.495666	0.2049	0.1008	0.996	0.9456	0.1293	0.2284	0.0983	0.595	0.6667	0.6414	0.1429	0.2418	0.1081	0.063	0.1912	0.0868	0.996	0.9477	0.1305	0.2417	0.1034	0.5417	0.6667	0.7563	0.1561	0.2219	0.1089	0.0314	0.2061	0.087	0.996	0.9463	0.1302	0.24	0.1034	0.625	0.6667	0.7523	0.1454	0.256	0.1087	0.0404	not specified	block of flats	0.1801	Block	No	4	3	4	2	-1,943	0	0	0	1	0	0	0	0	0	1
208,167	0	Revolving loans	M	Y	N	0	90,000	180,000	9,000	180,000	Unaccompanied	Working	Secondary / secondary special	Civil marriage	House / apartment	0.011703	-7,808	-306	-7,617	-374	5	1	1	0	1	0	0	Drivers	2	2	2	SUNDAY	13	0	0	0	0	0	Self-employed	0.356323	0.408517	0.7463	0.0021	0	0.9811	0.8232	0	0	0.069	0	0.2083	0.0327	0.0504	0.0014	0	0	0.0021	0	0.9811	0.8301	0	0	0.069	0	0.2083	0.0335	0.0551	0.0015	0	0	0.0021	0	0.9811	0.8256	0	0	0.069	0	0.2083	0.0333	0.0513	0.0015	0	0	reg oper account	block of flats	0.0016	Stone, brick	No	2	0	2	0	-341	0	0	0	0	0	0	0	0	0	0
196,106	0	Revolving loans	F	N	Y	0	99,000	157,500	7,875	157,500	Unaccompanied	Working	Secondary / secondary special	Married	House / apartment	0.031329	-20,030	-7,393	-10,852	-3,476	7	1	1	1	1	0	0	Laborers	2	2	2	FRIDAY	12	0	0	0	0	0	Industry: type 3	0.356323	0.268663	0.7463	0.1186	0	0.9836	0.8232	0	0	0.2759	0.1667	0.2083	0.1172	0.0504	0.1103	0	0	0.1208	0	0.9836	0.8301	0	0	0.2759	0.1667	0.2083	0.1198	0.0551	0.115	0	0	0.1197	0	0.9836	0.8256	0	0	0.2759	0.1667	0.2083	0.1192	0.0513	0.1123	0	0	reg oper account	block of flats	0.0868	Panel	No	5	3	5	1	0	1	0	0	0	0	1	0	0	0	0
114,269	0	Cash loans	F	N	Y	0	135,000	536,917.5	30,109.5	463,500	Unaccompanied	Working	Higher education	Married	House / apartment	0.032561	-16,924	-1,038	-9,223	-459	7	1	1	0	1	0	0	Laborers	2	1	1	FRIDAY	16	0	0	0	0	0	Business Entity Type 3	0.356323	0.695807	0.7463	0.0725	0.0484	0.9786	0.7076	0.0108	0	0.1493	0.1667	0.2083	0.0438	0.0588	0.0662	0.0013	0.0185	0.063	0.0246	0.9752	0.6733	0.0076	0	0.1034	0.1667	0.2083	0.0265	0.0551	0.0535	0	0.0015	0.0635	0.0297	0.9781	0.7048	0.0086	0	0.1379	0.1667	0.2083	0.0318	0.0513	0.067	0	0.0043	reg oper account	block of flats	0.0407	Panel	No	0	0	0	0	-1,606	1	0	0	0	0	0	0	0	1	6
281,355	0	Cash loans	F	N	Y	0	58,500	314,055	13,963.5	238,500	Unaccompanied	Working	Secondary / secondary special	Married	House / apartment	0.018029	-18,181	-1,799	-2,856	-1,728	7	1	1	0	1	0	0	Laborers	2	3	3	THURSDAY	11	0	0	0	0	0	Other	0.356323	0.073353	0.126101	0.0512	0.0751	0.9722	0.6532	0.0893	0	0.1131	0.0833	0.1875	0.0444	0.0891	0.0395	0.0019	0.0027	0.0084	0	0.9682	0.6276	0.0901	0	0.0345	0.0417	0.1667	0.0061	0.0514	0.0069	0	0	0.0208	0.0893	0.9717	0.6578	0.0899	0	0.1379	0.0417	0.1875	0.0499	0.0906	0.0082	0.0019	0.0023	reg oper spec account	block of flats	0.0034	Stone, brick	No	2	2	2	2	-202	1	0	0	0	0	0	0	0	0	2
119,667	0	Cash loans	M	N	Y	0	202,500	728,460	57,685.5	675,000	Family	Commercial associate	Secondary / secondary special	Married	House / apartment	0.025164	-19,233	-5,054	-13,269	-2,078	7	1	1	0	1	0	0	Managers	2	2	2	TUESDAY	9	0	0	0	0	0	Business Entity Type 2	0.356323	0.553941	0.153803	0.0495	0.0073	0.9737	0.6396	0.0319	0	0.1034	0.1667	0.2083	0	0.0395	0.0423	0.0039	0.0611	0.0504	0.0076	0.9737	0.6537	0.0322	0	0.1034	0.1667	0.2083	0	0.0432	0.0441	0.0039	0.0647	0.05	0.0073	0.9737	0.6444	0.0321	0	0.1034	0.1667	0.2083	0	0.0402	0.043	0.0039	0.0624	reg oper account	block of flats	0.064	Block	No	2	0	2	0	-440	1	0	0	0	0	0	0	0	0	3
290,470	0	Revolving loans	F	N	Y	0	130,500	405,000	20,250	405,000	Unaccompanied	Working	Secondary / secondary special	Married	House / apartment	0.00702	-19,685	-5,221	-4,263	-3,226	7	1	1	0	1	0	0	Cleaning staff	2	2	2	THURSDAY	17	0	0	0	0	0	University	0.356323	0.472062	0.7463	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	6	2	6	0	-390	0	0	0	0	0	0	0	0	0	0
451,632	0	Cash loans	F	N	Y	1	135,000	1,042,560	32,863.5	900,000	Spouse, partner	Commercial associate	Higher education	Separated	House / apartment	0.007274	-11,350	-221	-3,663	-2,697	7	1	1	0	1	0	0	Core staff	2	2	2	WEDNESDAY	13	0	0	0	0	0	Trade: type 3	0.359506	0.486655	0.732403	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-199	0	0	0	0	0	0	0	0	2	0
409,498	0	Revolving loans	F	N	N	0	270,000	765,000	38,250	765,000	Unaccompanied	Commercial associate	Higher education	Single / not married	With parents	0.072508	-10,167	-1,443	-4,925	-2,814	7	1	1	0	1	1	0	Managers	1	1	1	TUESDAY	10	0	0	0	0	0	Business Entity Type 3	0.356323	0.750664	0.810618	0.2079	0.1058	0.9891	0.8504	0.0018	0.2664	0.1148	0.5971	0.0417	0	0.1437	0.2412	0	0.0117	0.1008	0.0766	0.9891	0.8563	0.0008	0.3222	0.1379	0.6667	0.0417	0	0.0882	0.1266	0	0	0.2561	0.0956	0.9891	0.8524	0.0018	0.32	0.1379	0.6667	0.0417	0	0.1462	0.2951	0	0	reg oper account	block of flats	0.2356	Panel	No	0	0	0	0	-185	0	0	0	0	0	0	0	0	0	0
352,810	0	Cash loans	M	Y	Y	0	531,000	2,275,641	60,160.5	2,034,000	Unaccompanied	Working	Secondary / secondary special	Married	House / apartment	0.010032	-15,121	-1,843	-289	-4,528	1	1	1	0	1	0	0	Laborers	2	2	2	THURSDAY	3	0	0	0	0	0	Other	0.514683	0.462243	0.45969	0.0361	0.052	0.9881	0.8368	0.0326	0	0.1034	0.1667	0.2083	0.0545	0.0294	0.0413	0	0	0.0368	0.054	0.9881	0.8432	0.0329	0	0.1034	0.1667	0.2083	0.0557	0.0321	0.0431	0	0	0.0364	0.052	0.9881	0.839	0.0328	0	0.1034	0.1667	0.2083	0.0554	0.0299	0.0421	0	0	reg oper account	block of flats	0.0503	Panel	No	1	0	1	0	-675	1	0	0	0	0	1	0	0	0	1
220,443	0	Cash loans	F	N	N	1	157,500	178,213.5	14,418	144,000	Unaccompanied	Working	Incomplete higher	Civil marriage	House / apartment	0.018634	-10,052	-196	-6,512	-2,647	7	1	1	0	1	0	1	Sales staff	3	2	2	WEDNESDAY	15	0	0	1	1	0	Business Entity Type 3	0.356323	0.036645	0.524496	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	4	0	4	0	0	1	0	0	0	0	0	0	0	1	3
421,341	0	Cash loans	M	Y	Y	0	112,500	760,225.5	32,337	679,500	Unaccompanied	Commercial associate	Secondary / secondary special	Married	House / apartment	0.00702	-15,570	-2,775	-3,059	-4,462	14	1	1	0	1	0	0	Laborers	2	2	2	THURSDAY	12	0	0	0	0	0	Industry: type 3	0.618532	0.447301	0.643026	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-1,720	1	0	0	0	0	0	0	2	0	4
448,383	0	Cash loans	F	N	Y	0	180,000	481,495.5	33,511.5	454,500	Unaccompanied	Working	Secondary / secondary special	Married	House / apartment	0.015221	-12,869	-337	-5,829	-2,949	7	1	1	0	1	1	0	Accountants	2	2	2	WEDNESDAY	11	0	0	0	0	0	Other	0.769853	0.580458	0.454321	0.2216	0	0.9836	0.8232	0	0.24	0.2069	0.3333	0.2083	0	0.0504	0.2255	0	0.0078	0.2258	0	0.9836	0.8301	0	0.2417	0.2069	0.3333	0.2083	0	0.0551	0.2349	0	0.0082	0.2238	0	0.9836	0.8256	0	0.24	0.2069	0.3333	0.2083	0	0.0513	0.2295	0	0.0079	reg oper account	block of flats	0.179	Panel	No	0	0	0	0	-1,921	1	0	0	0	0	0	0	0	0	0
227,846	0	Cash loans	M	Y	N	0	247,500	145,557	7,560	121,500	Unaccompanied	Working	Secondary / secondary special	Married	House / apartment	0.008625	-16,282	-3,583	-583	-5,419	5	1	1	0	1	0	0	Core staff	2	2	2	THURSDAY	12	0	0	0	0	0	Medicine	0.356323	0.67791	0.617826	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-3,390	1	0	0	0	0	0	0	0	0	5
146,274	0	Cash loans	F	N	Y	1	270,000	746,280	59,094	675,000	Unaccompanied	Working	Secondary / secondary special	Civil marriage	House / apartment	0.020713	-11,281	-128	-2,941	-131	7	1	1	0	1	0	0	Laborers	3	3	1	WEDNESDAY	13	0	0	0	0	0	Medicine	0.505936	0.320682	0.297087	0.1113	0.0808	0.9851	0.796	0.0242	0.12	0.1034	0.3333	0.0417	0.0397	0.0908	0.1118	0	0	0.1134	0.0838	0.9851	0.804	0.0244	0.1208	0.1034	0.3333	0.0417	0.0406	0.0992	0.1165	0	0	0.1124	0.0808	0.9851	0.7987	0.0244	0.12	0.1034	0.3333	0.0417	0.0404	0.0923	0.1138	0	0	reg oper account	block of flats	0.1012	Panel	No	2	0	2	0	0	1	0	0	0	0	0	0	0	0	0
316,679	0	Cash loans	F	N	Y	1	90,000	331,920	15,966	225,000	Unaccompanied	Working	Higher education	Married	House / apartment	0.02461	-10,160	-2,564	-4,844	-2,066	7	1	1	1	1	1	0	Laborers	3	2	2	THURSDAY	10	0	0	0	1	1	Business Entity Type 1	0.34377	0.696464	0.46866	0.0835	0.13	0.9906	0.8232	0	0	0.3448	0.1667	0.2083	0.027	0.0504	0.0932	0	0.107	0.0851	0.1349	0.9906	0.8301	0	0	0.3448	0.1667	0.2083	0.0276	0.0551	0.0971	0	0.1133	0.0843	0.13	0.9906	0.8256	0	0	0.3448	0.1667	0.2083	0.0275	0.0513	0.0949	0	0.1093	reg oper account	block of flats	0.0966	Stone, brick	No	0	0	0	0	-1,075	1	0	0	0	0	0	0	1	0	1
445,720	0	Cash loans	F	N	Y	0	90,000	1,546,020	42,642	1,350,000	Unaccompanied	Pensioner	Secondary / secondary special	Married	House / apartment	0.008068	-20,499	365,243	-11,266	-4,051	7	1	0	0	1	0	0	Laborers	2	3	3	SUNDAY	7	0	0	0	0	0	XNA	0.356323	0.311746	0.7463	0.0784	0.0845	0.9816	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0.0734	0	0.0053	0.0798	0.0876	0.9816	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0.0765	0	0.0056	0.0791	0.0845	0.9816	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0.0747	0	0.0054	reg oper account	block of flats	0.0726	Panel	No	0	0	0	0	-790	1	0	0	0	0	0	0	0	1	2
290,231	0	Cash loans	F	Y	N	2	112,500	1,155,226.5	37,395	904,500	Unaccompanied	Working	Secondary / secondary special	Married	Municipal apartment	0.006629	-10,570	-1,078	-1,233	-2,247	6	1	1	0	1	0	0	Accountants	4	2	2	TUESDAY	8	0	0	0	0	0	Kindergarten	0.616049	0.44709	0.554947	0.0165	0	0.9836	0.7756	0.0305	0	0.069	0.0417	0.0833	0.0348	0.0134	0.0144	0	0.0126	0.0168	0	0.9836	0.7844	0.0306	0	0.069	0.0417	0.0833	0.0319	0.0147	0.0182	0	0.013	0.0167	0	0.9836	0.7786	0.0307	0	0.069	0.0417	0.0833	0.0354	0.0137	0.0178	0	0.0129	not specified	block of flats	0.0166	Wooden	Yes	1	0	1	0	0	1	0	0	0	0	0	1	1	0	4
128,353	0	Cash loans	F	N	Y	0	112,500	225,000	17,905.5	225,000	Unaccompanied	Commercial associate	Secondary / secondary special	Single / not married	House / apartment	0.030755	-9,284	-802	-4,030	-1,958	7	1	1	0	1	0	0	Laborers	1	2	2	TUESDAY	11	0	0	0	1	1	Business Entity Type 3	0.356323	0.658512	0.345785	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	1	1	1	1	0	1	0	0	0	0	0	0	0	1	1
392,485	0	Cash loans	F	N	Y	0	112,500	675,000	22,306.5	675,000	Family	Pensioner	Secondary / secondary special	Widow	House / apartment	0.030755	-21,835	365,243	-1,074	-4,034	7	1	0	0	1	1	0	Laborers	1	2	2	THURSDAY	13	0	0	0	0	0	XNA	0.356323	0.662405	0.71657	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	5	0	4	0	-765	1	0	0	0	0	0	0	0	0	2
279,208	0	Cash loans	F	Y	N	1	148,500	1,066,320	38,299.5	900,000	Unaccompanied	Working	Higher education	Married	With parents	0.010147	-12,437	-865	-4,986	-688	2	1	1	1	1	0	0	Core staff	3	2	2	MONDAY	10	0	0	0	0	0	Business Entity Type 3	0.597653	0.718588	0.51009	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-702	1	0	0	0	0	0	0	1	0	3
137,243	0	Cash loans	M	Y	N	0	157,500	755,190	36,328.5	675,000	Other_B	State servant	Secondary / secondary special	Married	House / apartment	0.01885	-10,948	-832	-5,070	-3,571	15	1	1	0	1	0	0	Drivers	2	2	2	FRIDAY	10	1	1	0	1	1	Other	0.356323	0.423454	0.7463	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	0	1	0	0	0	0	0	0	0	0	0
113,709	0	Cash loans	M	N	N	1	202,500	260,640	26,707.5	225,000	Unaccompanied	Commercial associate	Secondary / secondary special	Separated	With parents	0.002506	-11,510	-626	-1,667	-4,128	7	1	1	0	1	0	0	Core staff	2	2	2	SUNDAY	4	0	0	1	1	0	Business Entity Type 3	0.356323	0.713024	0.301625	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-474	1	0	0	0	0	0	0	1	0	6
297,207	0	Cash loans	M	Y	N	1	306,000	1,034,680.5	37,296	927,000	Unaccompanied	Working	Secondary / secondary special	Married	House / apartment	0.007305	-15,612	-878	-465	-4,665	10	1	1	0	1	0	0	Laborers	3	3	3	FRIDAY	9	0	0	0	1	1	Construction	0.356323	0.506589	0.7463	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	3	1	3	1	-92	1	0	0	0	0	0	0	0	0	0
176,112	0	Cash loans	F	N	N	0	108,000	152,820	15,241.5	135,000	Unaccompanied	Working	Secondary / secondary special	Married	Municipal apartment	0.001276	-20,450	-1,071	-2,781	-3,446	7	1	1	1	1	1	0	Laborers	2	2	2	THURSDAY	5	0	0	0	0	0	Government	0.356323	0.285898	0.7463	0.033	0	0.9801	0.728	0.0028	0	0.069	0.125	0.1667	0.0187	0.0235	0.0221	0.0154	0.0112	0.0336	0	0.9801	0.7387	0.0028	0	0.069	0.125	0.1667	0.0192	0.0257	0.023	0.0156	0.0119	0.0333	0	0.9801	0.7316	0.0028	0	0.069	0.125	0.1667	0.0191	0.0239	0.0225	0.0155	0.0115	reg oper account	block of flats	0.0198	Block	No	0	0	0	0	0	1	0	0	0	0	0	0	0	0	0
103,746	0	Cash loans	F	N	Y	0	103,500	467,257.5	17,743.5	328,500	Unaccompanied	Working	Secondary / secondary special	Widow	House / apartment	0.009334	-21,633	-175	-4,680	-4,979	7	1	1	0	1	0	0	Medicine staff	1	2	2	SATURDAY	12	0	0	0	0	0	Medicine	0.356323	0.678764	0.328063	0.1227	0.1029	0.9881	0.8368	0.0917	0	0.2759	0.1667	0.2083	0.0894	0.1	0.1075	0	0	0.125	0.1068	0.9881	0.8432	0.0925	0	0.2759	0.1667	0.2083	0.0914	0.1093	0.112	0	0	0.1239	0.1029	0.9881	0.839	0.0923	0	0.2759	0.1667	0.2083	0.0909	0.1018	0.1094	0	0	org spec account	block of flats	0.1347	Stone, brick	No	3	0	3	0	-1,521	1	0	0	0	0	0	0	0	0	2
349,072	0	Cash loans	F	N	Y	0	202,500	315,666	27,135	292,500	Children	Working	Secondary / secondary special	Widow	House / apartment	0.00712	-17,521	-1,353	-5,737	-1,050	7	1	1	0	1	0	0	Laborers	1	2	2	TUESDAY	8	0	0	0	0	0	Construction	0.356323	0.192404	0.520898	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	8	0	8	0	-708	1	0	0	0	0	0	0	2	2	5
398,992	0	Cash loans	M	Y	Y	1	337,500	835,380	40,320	675,000	Unaccompanied	Commercial associate	Higher education	Married	With parents	0.010032	-11,795	-662	-3,354	-4,392	9	1	1	0	1	0	0	Managers	3	2	2	FRIDAY	10	0	0	0	0	0	Mobile	0.722516	0.579126	0.768808	0.0825	0	0.995	0.8232	0	0.12	0.1034	0.375	0.2083	0	0.0504	0.1314	0	0.0036	0.084	0	0.995	0.8301	0	0.1208	0.1034	0.375	0.2083	0	0.0551	0.1369	0	0.0038	0.0833	0	0.995	0.8256	0	0.12	0.1034	0.375	0.2083	0	0.0513	0.1337	0	0.0037	reg oper account	block of flats	0.1041	Panel	No	0	0	0	0	-1,662	0	0	0	1	0	0	0	0	0	2
208,805	0	Cash loans	F	N	N	0	135,000	450,000	21,649.5	450,000	Unaccompanied	Pensioner	Secondary / secondary special	Widow	House / apartment	0.019689	-20,281	365,243	-5,847	-3,397	7	1	0	0	1	1	0	Laborers	1	2	2	TUESDAY	15	0	0	0	0	0	XNA	0.661882	0.573359	0.490258	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	9	0	9	0	-2,322	0	0	1	0	0	0	0	0	0	2
371,583	0	Cash loans	F	Y	N	1	360,000	450,000	21,780	450,000	Family	Commercial associate	Higher education	Married	House / apartment	0.072508	-15,567	-6,375	-2,364	-5,333	7	1	1	0	1	1	0	Laborers	3	1	1	MONDAY	17	0	0	0	0	0	Business Entity Type 3	0.883612	0.716079	0.220095	0.1175	0.0442	0.9801	0.728	0	0.08	0.0345	0.625	0.0417	0	0.0933	0.1051	0.0116	0.0337	0.1197	0.0458	0.9801	0.7387	0	0.0806	0.0345	0.625	0.0417	0	0.1019	0.1095	0.0117	0.0357	0.1187	0.0442	0.9801	0.7316	0	0.08	0.0345	0.625	0.0417	0	0.0949	0.107	0.0116	0.0344	reg oper account	block of flats	0.09	Block	No	2	0	2	0	-1,719	1	0	0	0	0	0	1	0	0	1
212,040	0	Cash loans	M	N	Y	0	112,500	545,040	25,537.5	450,000	Spouse, partner	Working	Secondary / secondary special	Married	House / apartment	0.009657	-17,383	-1,120	-94	-509	7	1	1	0	1	0	0	Security staff	2	2	2	MONDAY	13	0	0	0	0	0	Security	0.356323	0.453184	0.321735	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-412	1	0	0	0	0	0	0	0	0	1
406,491	0	Cash loans	F	N	Y	0	157,500	316,125	15,502.5	261,000	Unaccompanied	Pensioner	Secondary / secondary special	Married	House / apartment	0.030755	-22,888	365,243	-7,186	-4,034	7	1	0	0	1	0	0	Laborers	2	2	2	FRIDAY	13	0	0	0	0	0	XNA	0.356323	0.741547	0.733815	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-1,269	1	0	0	0	0	0	0	0	1	2
394,296	0	Cash loans	F	Y	Y	0	270,000	518,562	24,948	463,500	Unaccompanied	Commercial associate	Secondary / secondary special	Married	House / apartment	0.02461	-13,254	-482	-2,692	-5,414	1	1	1	0	1	0	0	Managers	2	2	2	MONDAY	12	0	0	0	0	0	Business Entity Type 3	0.830369	0.645864	0.709189	0.1351	0.1406	0.9762	0.6736	0.0161	0	0.2759	0.1667	0.2083	0.0957	0.1067	0.1191	0.0154	0.0473	0.1376	0.146	0.9762	0.6864	0.0163	0	0.2759	0.1667	0.2083	0.0979	0.1166	0.1241	0.0156	0.0501	0.1364	0.1406	0.9762	0.678	0.0163	0	0.2759	0.1667	0.2083	0.0974	0.1086	0.1213	0.0155	0.0483	reg oper account	block of flats	0.104	Stone, brick	No	2	0	2	0	-2,105	1	0	0	0	0	0	0	1	0	3
396,871	0	Cash loans	F	N	Y	0	225,000	450,000	23,562	450,000	Family	Working	Secondary / secondary special	Married	House / apartment	0.014464	-19,050	-112	-9,144	-2,606	7	1	1	0	1	0	0	Managers	2	2	2	THURSDAY	1	0	0	0	0	0	Services	0.828151	0.675686	0.7463	0.0619	0.0475	0.9742	0.6464	0.006	0	0.1034	0.1667	0.0417	0.0525	0.0504	0.0516	0	0	0.063	0.0492	0.9742	0.6602	0.006	0	0.1034	0.1667	0.0417	0.0537	0.0551	0.0538	0	0	0.0625	0.0475	0.9742	0.6511	0.006	0	0.1034	0.1667	0.0417	0.0534	0.0513	0.0525	0	0	reg oper account	block of flats	0.0439	Panel	No	0	0	0	0	-2,478	1	0	0	0	0	0	0	0	0	0
247,487	0	Cash loans	M	N	N	0	157,500	755,190	29,547	675,000	Unaccompanied	Working	Secondary / secondary special	Married	House / apartment	0.02461	-16,396	-752	-3,542	-4,424	7	1	1	0	1	1	0	Low-skill Laborers	2	2	2	TUESDAY	17	0	0	0	0	0	Business Entity Type 3	0.356323	0.674069	0.712155	0.0825	0.069	0.9776	0.8232	0	0	0.1379	0.1667	0.2083	0.0849	0.0504	0.0702	0	0	0.084	0.0716	0.9777	0.8301	0	0	0.1379	0.1667	0.2083	0.0869	0.0551	0.0731	0	0	0.0833	0.069	0.9776	0.8256	0	0	0.1379	0.1667	0.2083	0.0864	0.0513	0.0714	0	0	reg oper account	block of flats	0.0595	Panel	No	2	0	2	0	-2	1	0	0	0	1	0	0	1	0	0
141,509	0	Cash loans	F	N	Y	0	67,500	90,000	5,152.5	90,000	Family	Pensioner	Secondary / secondary special	Single / not married	Municipal apartment	0.030755	-23,716	365,243	-1,064	-4,685	7	1	0	0	1	1	0	Laborers	1	2	2	WEDNESDAY	9	0	0	0	0	0	XNA	0.356323	0.265256	0.771362	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-2,242	0	0	1	0	0	0	0	0	0	0
305,706	0	Cash loans	M	Y	Y	0	180,000	670,500	36,504	670,500	Unaccompanied	Working	Secondary / secondary special	Married	House / apartment	0.015221	-14,081	-1,869	-2,211	-2,229	6	1	1	0	1	1	0	Laborers	2	2	2	MONDAY	8	0	0	0	0	0	Business Entity Type 2	0.592295	0.415796	0.619528	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-1,423	1	0	0	0	0	0	0	0	1	1
416,015	0	Cash loans	F	N	Y	0	45,000	177,768	8,680.5	135,000	Unaccompanied	Working	Secondary / secondary special	Married	House / apartment	0.018209	-17,475	-1,302	-10,369	-1,018	7	1	1	1	1	1	0	Cleaning staff	2	3	3	SATURDAY	10	0	0	0	0	0	School	0.356323	0.172629	0.720944	0.1649	0.1255	0.9846	0.8232	0	0	0.2759	0.1667	0.2083	0	0.0504	0.107	0	0	0.1681	0.1302	0.9846	0.8301	0	0	0.2759	0.1667	0.2083	0	0.0551	0.1115	0	0	0.1665	0.1255	0.9846	0.8256	0	0	0.2759	0.1667	0.2083	0	0.0513	0.1089	0	0	reg oper account	block of flats	0.0842	Panel	No	0	0	0	0	-797	1	0	0	0	0	0	0	0	0	2
270,107	0	Cash loans	F	N	Y	1	112,500	152,820	15,241.5	135,000	Spouse, partner	Working	Secondary / secondary special	Married	With parents	0.005313	-15,108	-2,306	-2,475	-4,038	7	1	1	1	1	0	0	Managers	3	2	2	MONDAY	10	0	0	0	1	1	Government	0.356323	0.647373	0.720944	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-1,941	1	0	0	0	0	0	0	0	1	1
331,210	0	Cash loans	F	N	N	0	292,500	168,147	13,203	153,000	Unaccompanied	Working	Secondary / secondary special	Single / not married	House / apartment	0.022625	-18,303	-858	-12,363	-1,835	7	1	1	0	1	1	0	Laborers	1	2	2	MONDAY	12	0	0	0	0	0	Business Entity Type 3	0.356323	0.53422	0.401407	0.0711	0.0853	0.9786	0.7076	0.0062	0	0.1379	0.1667	0.2083	0.0375	0.058	0.0665	0	0	0.0725	0.0885	0.9786	0.719	0.0062	0	0.1379	0.1667	0.2083	0.0383	0.0634	0.0693	0	0	0.0718	0.0853	0.9786	0.7115	0.0062	0	0.1379	0.1667	0.2083	0.0381	0.059	0.0677	0	0	reg oper account	block of flats	0.0557	Stone, brick	No	1	1	1	1	-666	1	0	0	0	0	0	0	0	0	6
228,648	0	Cash loans	F	N	Y	0	157,500	808,650	31,464	675,000	Unaccompanied	Commercial associate	Secondary / secondary special	Married	House / apartment	0.018801	-10,503	-728	-5,089	-1,635	7	1	1	0	1	0	1	Managers	2	2	2	SATURDAY	9	0	0	0	0	0	Trade: type 3	0.632049	0.56055	0.265049	0.0742	0.0351	0.9806	0.7348	0.0326	0.08	0.069	0.3333	0.375	0	0.0605	0.0744	0	0	0.0756	0.0365	0.9806	0.7452	0.0329	0.0806	0.069	0.3333	0.375	0	0.0661	0.0775	0	0	0.0749	0.0351	0.9806	0.7383	0.0328	0.08	0.069	0.3333	0.375	0	0.0616	0.0757	0	0	reg oper account	block of flats	0.0711	Panel	No	3	0	3	0	-1,363	1	0	0	0	0	0	0	0	1	7
223,837	0	Cash loans	F	N	Y	0	67,500	52,128	5,341.5	45,000	Unaccompanied	Commercial associate	Secondary / secondary special	Married	House / apartment	0.01885	-16,534	-409	-4,675	-84	7	1	1	0	1	0	0	High skill tech staff	2	2	2	TUESDAY	11	0	0	0	0	0	Other	0.356323	0.719948	0.683269	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	1	0	1	0	-344	1	0	0	0	0	0	0	0	0	2
225,271	0	Cash loans	F	N	N	0	135,000	900,000	26,316	900,000	Unaccompanied	Commercial associate	Secondary / secondary special	Married	House / apartment	0.035792	-15,989	-2,979	-1,418	-4,214	7	1	1	1	1	0	0	Sales staff	2	2	2	TUESDAY	10	0	0	0	0	0	Self-employed	0.356323	0.357282	0.675413	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	3	0	3	0	-901	1	0	0	0	0	0	0	0	0	0
395,390	0	Cash loans	F	Y	N	2	76,500	325,908	17,194.5	247,500	Unaccompanied	Commercial associate	Higher education	Separated	House / apartment	0.018634	-13,740	-3,001	-2,608	-314	64	1	1	0	1	0	0	Core staff	3	2	2	TUESDAY	17	0	0	0	0	0	Postal	0.356323	0.038819	0.770087	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-344	1	0	0	0	0	0	0	0	0	0
269,457	0	Revolving loans	F	N	Y	1	265,500	450,000	22,500	450,000	Unaccompanied	Working	Secondary / secondary special	Married	Office apartment	0.018634	-13,978	-2,166	-852	-4,986	7	1	1	0	1	0	0	High skill tech staff	3	2	2	WEDNESDAY	15	0	0	0	1	1	Business Entity Type 3	0.465251	0.59942	0.572683	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	0	0	0	0	0	0	0	0	1	0	2
340,040	0	Cash loans	M	N	N	0	225,000	270,000	28,350	270,000	Unaccompanied	Working	Secondary / secondary special	Single / not married	House / apartment	0.04622	-8,650	-1,640	-3,417	-1,266	7	1	1	1	1	1	0	Laborers	1	1	1	MONDAY	18	0	0	0	0	0	Business Entity Type 3	0.207625	0.671348	0.567379	0.1124	0	0.9881	0.8368	0	0.16	0.069	0.5417	0.2083	0.0489	0.0504	0.0989	0	0.0028	0.1145	0	0.9881	0.8432	0	0.1611	0.069	0.5417	0.2083	0.05	0.0551	0.103	0	0.003	0.1135	0	0.9881	0.839	0	0.16	0.069	0.5417	0.2083	0.0498	0.0513	0.1006	0	0.0029	reg oper account	block of flats	0.0784	Stone, brick	No	0	0	0	0	-750	1	0	0	0	0	0	0	0	2	2
400,548	0	Cash loans	F	N	Y	0	103,500	755,190	32,125.5	675,000	Spouse, partner	Pensioner	Secondary / secondary special	Married	House / apartment	0.030755	-18,428	365,243	-8,113	-1,968	7	1	0	0	1	0	0	Laborers	2	2	2	FRIDAY	11	0	0	0	0	0	XNA	0.356323	0.467906	0.709189	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	3	0	3	0	0	0	0	1	0	0	0	0	0	0	0
266,414	0	Revolving loans	F	Y	Y	2	315,000	585,000	29,250	585,000	Unaccompanied	State servant	Higher education	Married	House / apartment	0.072508	-13,415	-2,130	-111	-4,920	9	1	1	0	1	1	0	Core staff	4	1	1	MONDAY	18	0	0	0	0	0	School	0.823037	0.714971	0.397946	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-2,141	1	0	0	0	0	0	0	0	0	3
304,410	0	Cash loans	F	N	N	1	94,500	247,275	19,953	225,000	Spouse, partner	Working	Secondary / secondary special	Married	House / apartment	0.035792	-8,833	-1,542	-2,615	-1,223	7	1	1	1	1	1	0	Laborers	3	2	2	TUESDAY	13	0	0	0	0	0	Postal	0.159293	0.357342	0.7463	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	1	0	1	0	0	1	0	0	0	0	0	0	0	0	0
165,828	0	Cash loans	F	Y	N	0	157,500	225,706.5	11,655	153,000	Unaccompanied	Working	Secondary / secondary special	Married	Office apartment	0.010643	-16,372	-3,148	-5,658	-5,651	7	1	1	0	1	0	0	Laborers	2	2	2	WEDNESDAY	11	0	0	0	1	1	Business Entity Type 3	0.356323	0.64242	0.519097	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	1	0	1	0	-1,117	1	0	0	0	0	0	0	1	0	4
105,665	0	Cash loans	F	N	Y	0	180,000	1,078,200	31,653	900,000	Unaccompanied	Commercial associate	Secondary / secondary special	Separated	House / apartment	0.018801	-17,292	-1,638	-603	-833	7	1	1	0	1	0	0	Core staff	1	2	2	THURSDAY	9	0	0	0	0	0	Business Entity Type 3	0.469604	0.503413	0.64962	0.0928	0.0712	0.9771	0.6872	0.0498	0	0.2069	0.1667	0.2083	0.0719	0.0756	0.0856	0	0	0.0945	0.0738	0.9772	0.6994	0.0502	0	0.2069	0.1667	0.2083	0.0735	0.0826	0.0892	0	0	0.0937	0.0712	0.9771	0.6914	0.0501	0	0.2069	0.1667	0.2083	0.0731	0.077	0.0871	0	0	reg oper account	block of flats	0.0945	Panel	No	6	0	6	0	-2,489	1	0	0	0	0	0	0	3	0	4
253,496	0	Cash loans	M	N	Y	0	252,000	562,491	27,189	454,500	Unaccompanied	Commercial associate	Secondary / secondary special	Married	House / apartment	0.011657	-15,514	-1,309	-6,692	-4,544	7	1	1	0	1	0	0	Security staff	2	1	1	FRIDAY	12	0	0	0	1	1	Business Entity Type 3	0.356323	0.251107	0.7463	0.1725	0.1116	0.9866	0.8232	0	0.1864	0.1607	0.3333	0.2083	0	0.0504	0.1664	0	0.0688	0.1134	0.0724	0.9861	0.8301	0	0.1208	0.1034	0.3333	0.2083	0	0.0551	0.1147	0	0.0465	0.1124	0.0754	0.9871	0.8256	0	0.12	0.1034	0.3333	0.2083	0	0.0513	0.1144	0	0.0461	reg oper account	block of flats	0.2431	Panel	No	3	0	3	0	0	1	0	0	0	0	0	0	0	0	0
381,940	1	Cash loans	F	N	N	0	135,000	675,000	20,668.5	675,000	Unaccompanied	Working	Secondary / secondary special	Widow	House / apartment	0.01452	-18,371	-5,010	-5,841	-1,892	7	1	1	0	1	0	0	Cooking staff	1	2	2	SATURDAY	10	0	0	0	0	0	Restaurant	0.769657	0.344191	0.600658	0.0675	0.0754	0.9866	0.7824	0.0881	0	0.1207	0.1875	0.0417	0.0583	0.0488	0.064	0.0039	0.0241	0.062	0.065	0.9841	0.7909	0.0889	0	0.1034	0.1667	0.0417	0.0111	0.0533	0.0542	0.0039	0.0028	0.0682	0.0754	0.9866	0.7853	0.0886	0	0.1207	0.1875	0.0417	0.0594	0.0496	0.0651	0.0039	0.0246	reg oper account	block of flats	0.0482	Stone, brick	No	8	0	8	0	-2,908	1	0	0	0	0	0	0	0	0	1
312,523	0	Revolving loans	M	Y	Y	0	135,000	315,000	15,750	315,000	Unaccompanied	Commercial associate	Secondary / secondary special	Married	House / apartment	0.072508	-20,126	-4,533	-1,989	-3,670	16	1	1	0	1	1	0	Laborers	2	1	1	FRIDAY	15	0	0	0	0	0	Business Entity Type 3	0.747672	0.766385	0.7463	0.0825	0	0.997	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0.4258	0	0	0.084	0	0.997	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0.4437	0	0	0.0833	0	0.997	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0.4335	0	0	reg oper account	block of flats	0.3349	Panel	No	0	0	0	0	-1,088	0	0	0	0	0	0	0	0	0	0
189,416	0	Cash loans	F	N	N	0	135,000	269,550	19,300.5	225,000	Unaccompanied	Working	Higher education	Single / not married	With parents	0.002134	-9,052	-762	-3,676	-1,709	7	1	1	0	1	0	1	Laborers	1	3	3	SATURDAY	9	0	0	1	1	0	Other	0.356323	0.601125	0.565608	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-1,300	1	0	0	0	0	0	0	0	2	3
274,001	0	Cash loans	F	N	Y	0	270,000	360,000	26,325	360,000	Unaccompanied	Working	Secondary / secondary special	Married	House / apartment	0.01452	-16,739	-1,480	-10,533	-249	7	1	1	0	1	0	0	Laborers	2	2	2	MONDAY	9	0	0	0	0	0	Business Entity Type 3	0.18814	0.618894	0.200926	0.0825	0	0.9801	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9801	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9801	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0.0866	Panel	No	0	0	0	0	0	1	0	0	0	0	0	0	0	2	6
101,015	0	Cash loans	F	N	Y	1	121,500	755,190	36,459	675,000	Family	Working	Secondary / secondary special	Married	House / apartment	0.00702	-18,397	-524	-9,272	-1,956	7	1	1	1	1	0	0	Sales staff	3	2	2	SATURDAY	11	0	0	0	0	0	Other	0.667555	0.760895	0.7463	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	2	0	2	0	-292	1	0	0	0	0	0	0	0	0	0
147,897	0	Cash loans	F	Y	Y	0	157,500	1,006,920	40,063.5	900,000	Unaccompanied	Working	Secondary / secondary special	Civil marriage	House / apartment	0.011703	-20,520	-852	-3,088	-4,026	1	1	1	0	1	0	0	Laborers	2	2	2	FRIDAY	15	0	0	0	1	1	Medicine	0.356323	0.599919	0.347418	0.101	0.1323	0.9851	0.796	0.0145	0	0.2759	0.1667	0.2083	0.1248	0.0504	0.0628	0	0	0.1029	0.1373	0.9851	0.804	0.0146	0	0.2759	0.1667	0.2083	0.1277	0.0551	0.0654	0	0	0.102	0.1323	0.9851	0.7987	0.0145	0	0.2759	0.1667	0.2083	0.127	0.0513	0.0639	0	0	reg oper account	block of flats	0.0809	Stone, brick	No	0	0	0	0	-1,617	1	0	0	0	0	0	0	0	4	2
196,979	0	Cash loans	F	N	Y	1	180,000	104,256	11,790	90,000	Unaccompanied	Working	Secondary / secondary special	Separated	House / apartment	0.010643	-15,030	-7,960	-1,951	-5,020	7	1	1	0	1	0	0	High skill tech staff	2	2	2	WEDNESDAY	16	0	0	0	0	0	Medicine	0.356323	0.671831	0.77641	0.1237	0.0937	0.9826	0.762	0.0392	0	0.069	0.1667	0.2083	0.0202	0.1009	0.0627	0	0	0.1261	0.0972	0.9826	0.7713	0.0396	0	0.069	0.1667	0.2083	0.0207	0.1102	0.0653	0	0	0.1249	0.0937	0.9826	0.7652	0.0394	0	0.069	0.1667	0.2083	0.0205	0.1026	0.0638	0	0	reg oper account	block of flats	0.0493	Stone, brick	No	0	0	0	0	-390	1	0	0	0	0	0	0	0	0	0
383,106	0	Cash loans	F	N	Y	0	135,000	704,844	36,117	630,000	Unaccompanied	Pensioner	Secondary / secondary special	Separated	House / apartment	0.008474	-22,658	365,243	-3,674	-4,381	7	1	0	0	1	0	0	Laborers	1	2	2	MONDAY	17	0	0	1	0	0	XNA	0.356323	0.602587	0.7463	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-2,303	0	0	1	0	0	0	0	0	0	0
165,111	0	Cash loans	F	Y	Y	1	112,500	284,400	16,326	225,000	Unaccompanied	Working	Secondary / secondary special	Civil marriage	House / apartment	0.002506	-9,507	-617	-3,638	-2,189	11	1	1	0	1	0	0	Cooking staff	3	2	2	TUESDAY	7	0	0	0	0	0	Kindergarten	0.260512	0.552514	0.643026	0.0495	0.0685	0.9826	0.8232	0	0	0.1379	0.125	0.2083	0.0721	0.0504	0.0531	0	0	0.0504	0.0711	0.9826	0.8301	0	0	0.1379	0.125	0.2083	0.0737	0.0551	0.0553	0	0	0.05	0.0685	0.9826	0.8256	0	0	0.1379	0.125	0.2083	0.0733	0.0513	0.054	0	0	reg oper account	block of flats	0.0418	Block	No	2	0	2	0	-571	1	0	0	0	0	0	0	0	1	2
455,240	0	Cash loans	F	N	N	1	112,500	312,768	22,756.5	270,000	Family	Working	Secondary / secondary special	Married	House / apartment	0.010006	-15,762	-3,207	-5,494	-4,356	7	1	1	1	1	1	0	Medicine staff	3	2	2	THURSDAY	12	0	0	0	1	1	Other	0.356323	0.488775	0.185202	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-2,514	1	0	0	0	0	0	0	0	0	4
305,207	0	Cash loans	F	N	Y	0	130,500	312,768	16,375.5	270,000	Family	Commercial associate	Secondary / secondary special	Married	House / apartment	0.04622	-19,644	-5,639	-11,005	-378	7	1	1	1	1	0	0	Laborers	2	1	1	FRIDAY	15	0	0	0	0	0	Business Entity Type 1	0.356323	0.773595	0.000527	0.0412	0.0207	0.9767	0.6804	0.0067	0.04	0.0517	0.1875	0.2292	0.039	0.0336	0.0409	0	0.0164	0.0084	0	0.9732	0.6472	0.0003	0	0.0345	0.0417	0.0833	0.0034	0.0073	0.0058	0	0	0.0416	0.0207	0.9767	0.6847	0.0067	0.04	0.0517	0.1875	0.2292	0.0397	0.0342	0.0416	0	0.0167	reg oper spec account	block of flats	0.0044	Stone, brick	No	0	0	0	0	-326	1	0	0	0	0	0	0	0	0	1
104,305	0	Cash loans	F	N	Y	0	90,000	472,500	22,729.5	472,500	Unaccompanied	Working	Secondary / secondary special	Married	House / apartment	0.010966	-20,078	-12,205	-4,496	-3,532	7	1	1	1	1	1	0	Laborers	2	2	2	SATURDAY	12	0	0	0	0	0	Other	0.356323	0.606122	0.747663	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	1	0	1	0	-2,892	1	0	0	0	0	0	0	0	0	2
256,429	0	Revolving loans	F	N	Y	0	67,500	202,500	10,125	202,500	Unaccompanied	Working	Secondary / secondary special	Single / not married	House / apartment	0.020713	-8,110	-152	-1,781	-795	7	1	1	1	1	1	0	Laborers	1	3	3	TUESDAY	12	0	0	0	0	0	Kindergarten	0.295731	0.158883	0.440058	0.0918	0.0824	0.9836	0.7756	0.0119	0	0.2069	0.1667	0.2083	0.0717	0.074	0.0852	0.0039	0.0078	0.0935	0.0855	0.9836	0.7844	0.0121	0	0.2069	0.1667	0.2083	0.0733	0.0808	0.0888	0.0039	0.0082	0.0926	0.0824	0.9836	0.7786	0.012	0	0.2069	0.1667	0.2083	0.0729	0.0752	0.0867	0.0039	0.0079	reg oper account	block of flats	0.0752	Panel	No	0	0	0	0	-839	0	0	0	0	0	0	0	0	0	0
345,438	0	Cash loans	F	N	N	0	225,000	254,700	16,582.5	225,000	Unaccompanied	Commercial associate	Higher education	Married	House / apartment	0.04622	-14,989	-1,663	-9,087	-4,070	7	1	1	1	1	1	0	High skill tech staff	2	1	1	WEDNESDAY	15	0	0	1	1	0	Industry: type 12	0.755795	0.599693	0.258084	0.2227	0.1134	0.9811	0.7416	0.0744	0.24	0.2069	0.3333	0.375	0.1522	0.1799	0.2142	0.0077	0.0888	0.2269	0.1177	0.9811	0.7517	0.0751	0.2417	0.2069	0.3333	0.375	0.1557	0.1965	0.2232	0.0078	0.094	0.2248	0.1134	0.9811	0.7451	0.0749	0.24	0.2069	0.3333	0.375	0.1549	0.183	0.218	0.0078	0.0907	reg oper account	block of flats	0.2285	Stone, brick	No	0	0	0	0	-706	1	0	0	0	0	0	0	0	0	3
321,342	0	Cash loans	M	Y	Y	1	126,000	199,080	15,858	157,500	Unaccompanied	Working	Higher education	Married	House / apartment	0.0228	-9,084	-1,785	-673	-1,772	14	1	1	0	1	1	0	Laborers	3	2	2	THURSDAY	16	0	0	0	1	1	Business Entity Type 1	0.233978	0.057422	0.743559	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	2	1	1	1	-14	1	0	0	0	0	0	0	0	0	1
126,227	0	Revolving loans	M	Y	Y	0	121,500	382,500	19,125	382,500	Unaccompanied	Working	Secondary / secondary special	Widow	House / apartment	0.025164	-23,342	-2,736	-4,604	-4,380	3	1	1	0	1	0	0	Laborers	1	2	2	SATURDAY	15	0	0	0	1	1	Trade: type 3	0.356323	0.488441	0.713631	0.0082	0	0.9677	0.8232	0	0	0.0345	0.0417	0.2083	0	0.0504	0.0095	0	0	0.0084	0	0.9677	0.8301	0	0	0.0345	0.0417	0.2083	0	0.0551	0.0099	0	0	0.0083	0	0.9677	0.8256	0	0	0.0345	0.0417	0.2083	0	0.0513	0.0097	0	0	reg oper account	block of flats	0.0075	Others	No	1	0	1	0	-205	0	0	0	0	0	0	0	1	0	2
433,282	0	Cash loans	M	Y	N	0	202,500	315,000	9,549	315,000	Unaccompanied	Working	Higher education	Married	House / apartment	0.018209	-14,306	-1,273	-5,677	-4,234	15	1	1	0	1	1	0	Sales staff	2	3	3	MONDAY	18	0	0	0	0	0	Business Entity Type 3	0.275877	0.448058	0.410103	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	1	0	1	0	-641	1	0	0	0	0	0	0	0	0	0
181,795	0	Cash loans	M	Y	Y	0	180,000	1,395,000	38,493	1,395,000	Unaccompanied	Commercial associate	Secondary / secondary special	Married	House / apartment	0.032561	-15,958	-208	-8,210	-2,553	22	1	1	0	1	0	0	Drivers	2	1	1	TUESDAY	19	0	0	0	0	0	Business Entity Type 3	0.651999	0.643389	0.58499	0.2515	0.1947	0.9871	0.8232	0.0617	0.28	0.2414	0.3333	0.375	0.0829	0.2051	0.2819	0	0	0.2563	0.2021	0.9871	0.8301	0.0623	0.282	0.2414	0.3333	0.375	0.0848	0.2241	0.2937	0	0	0.254	0.1947	0.9871	0.8256	0.0621	0.28	0.2414	0.3333	0.375	0.0843	0.2086	0.287	0	0	reg oper spec account	block of flats	0.2226	Panel	No	0	0	0	0	-1,605	0	0	0	1	0	0	0	0	0	0
255,705	0	Cash loans	F	N	Y	0	99,000	1,078,200	31,653	900,000	Unaccompanied	Working	Secondary / secondary special	Separated	Municipal apartment	0.018801	-14,780	-325	-7,083	-4,329	7	1	1	0	1	0	0	Laborers	1	2	2	WEDNESDAY	7	0	0	0	0	0	Trade: type 3	0.356323	0.555405	0.7463	0.0412	0.072	0.9727	0.626	0.0306	0	0.1379	0.125	0.1667	0.0133	0.0336	0.0461	0	0	0.042	0.0747	0.9727	0.6406	0.0309	0	0.1379	0.125	0.1667	0.0136	0.0367	0.048	0	0	0.0416	0.072	0.9727	0.631	0.0308	0	0.1379	0.125	0.1667	0.0135	0.0342	0.0469	0	0	reg oper account	block of flats	0.0369	Stone, brick	No	4	1	4	1	-842	1	0	0	0	0	0	0	0	0	0
244,656	0	Cash loans	M	Y	Y	1	180,000	835,380	35,523	675,000	Family	Working	Secondary / secondary special	Married	House / apartment	0.031329	-13,739	-4,737	-940	-4,406	9	1	1	0	1	0	0	Laborers	3	2	2	THURSDAY	7	0	0	0	0	0	Industry: type 5	0.356323	0.733338	0.782608	0.0371	0.0496	0.9722	0.6192	0.0031	0	0.1034	0.0833	0.0417	0	0.0303	0.0301	0	0	0.0378	0.0515	0.9722	0.6341	0.0031	0	0.1034	0.0833	0.0417	0	0.0331	0.0314	0	0	0.0375	0.0496	0.9722	0.6243	0.0031	0	0.1034	0.0833	0.0417	0	0.0308	0.0307	0	0	reg oper account	block of flats	0.0339	Stone, brick	No	16	0	16	0	0	1	0	0	0	0	0	0	0	0	0