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SK_ID_CURR int64 100k 456k	TARGET int64 0 1	NAME_CONTRACT_TYPE stringclasses 2 values	CODE_GENDER stringclasses 2 values	FLAG_OWN_CAR stringclasses 2 values	FLAG_OWN_REALTY stringclasses 2 values	CNT_CHILDREN int64 0 8	AMT_INCOME_TOTAL float64 27k 1.8M	AMT_CREDIT float64 45k 3.08M	AMT_ANNUITY float64 3.05k 225k	AMT_GOODS_PRICE float64 45k 2.93M	NAME_TYPE_SUITE stringclasses 7 values	NAME_INCOME_TYPE stringclasses 4 values	NAME_EDUCATION_TYPE stringclasses 5 values	NAME_FAMILY_STATUS stringclasses 6 values	NAME_HOUSING_TYPE stringclasses 6 values	REGION_POPULATION_RELATIVE float64 0 0.07	DAYS_BIRTH int64 -25,165 -7,680	DAYS_EMPLOYED int64 -15,943 365k	DAYS_REGISTRATION float64 -19,463 0	DAYS_ID_PUBLISH int64 -6,259 -1	OWN_CAR_AGE float64 0 65	FLAG_MOBIL int64 1 1	FLAG_EMP_PHONE int64 0 1	FLAG_WORK_PHONE int64 0 1	FLAG_CONT_MOBILE int64 0 1	FLAG_PHONE int64 0 1	FLAG_EMAIL int64 0 1	OCCUPATION_TYPE stringclasses 18 values	CNT_FAM_MEMBERS float64 1 10	REGION_RATING_CLIENT int64 1 3	REGION_RATING_CLIENT_W_CITY int64 1 3	WEEKDAY_APPR_PROCESS_START stringclasses 7 values	HOUR_APPR_PROCESS_START int64 1 23	REG_REGION_NOT_WORK_REGION int64 0 1	LIVE_REGION_NOT_WORK_REGION int64 0 1	REG_CITY_NOT_LIVE_CITY int64 0 1	REG_CITY_NOT_WORK_CITY int64 0 1	LIVE_CITY_NOT_WORK_CITY int64 0 1	ORGANIZATION_TYPE stringlengths 3 22	EXT_SOURCE_1 float64 0.03 0.94	EXT_SOURCE_2 float64 0 0.86	EXT_SOURCE_3 float64 0 0.88	APARTMENTS_AVG float64 0 1	BASEMENTAREA_AVG float64 0 1	YEARS_BEGINEXPLUATATION_AVG float64 0 1	YEARS_BUILD_AVG float64 0 1	COMMONAREA_AVG float64 0 1	ELEVATORS_AVG float64 0 1	ENTRANCES_AVG float64 0 1	FLOORSMAX_AVG float64 0 1	FLOORSMIN_AVG float64 0 1	LANDAREA_AVG float64 0 1	LIVINGAPARTMENTS_AVG float64 0 1	LIVINGAREA_AVG float64 0 1	NONLIVINGAPARTMENTS_AVG float64 0 1	NONLIVINGAREA_AVG float64 0 1	APARTMENTS_MODE float64 0 1	BASEMENTAREA_MODE float64 0 1	YEARS_BEGINEXPLUATATION_MODE float64 0 1	YEARS_BUILD_MODE float64 0 1	COMMONAREA_MODE float64 0 1	ELEVATORS_MODE float64 0 1	ENTRANCES_MODE float64 0 1	FLOORSMAX_MODE float64 0 1	FLOORSMIN_MODE float64 0 1	LANDAREA_MODE float64 0 1	LIVINGAPARTMENTS_MODE float64 0 1	LIVINGAREA_MODE float64 0 1	NONLIVINGAPARTMENTS_MODE float64 0 1	NONLIVINGAREA_MODE float64 0 1	APARTMENTS_MEDI float64 0 1	BASEMENTAREA_MEDI float64 0 1	YEARS_BEGINEXPLUATATION_MEDI float64 0 1	YEARS_BUILD_MEDI float64 0 1	COMMONAREA_MEDI float64 0 1	ELEVATORS_MEDI float64 0 1	ENTRANCES_MEDI float64 0 1	FLOORSMAX_MEDI float64 0 1	FLOORSMIN_MEDI float64 0 1	LANDAREA_MEDI float64 0 1	LIVINGAPARTMENTS_MEDI float64 0 1	LIVINGAREA_MEDI float64 0 1	NONLIVINGAPARTMENTS_MEDI float64 0 1	NONLIVINGAREA_MEDI float64 0 1	FONDKAPREMONT_MODE stringclasses 4 values	HOUSETYPE_MODE stringclasses 3 values	TOTALAREA_MODE float64 0 1	WALLSMATERIAL_MODE stringclasses 7 values	EMERGENCYSTATE_MODE stringclasses 2 values	OBS_30_CNT_SOCIAL_CIRCLE float64 0 26	DEF_30_CNT_SOCIAL_CIRCLE float64 0 4	OBS_60_CNT_SOCIAL_CIRCLE float64 0 26	DEF_60_CNT_SOCIAL_CIRCLE float64 0 4	DAYS_LAST_PHONE_CHANGE float64 -3,791 0	FLAG_DOCUMENT_3 int64 0 1	FLAG_DOCUMENT_5 int64 0 1	FLAG_DOCUMENT_6 int64 0 1	FLAG_DOCUMENT_8 int64 0 1	FLAG_DOCUMENT_11 int64 0 1	FLAG_DOCUMENT_15 int64 0 1	FLAG_DOCUMENT_16 int64 0 1	FLAG_DOCUMENT_17 int64 0 1	AMT_REQ_CREDIT_BUREAU_HOUR float64 0 4	AMT_REQ_CREDIT_BUREAU_WEEK float64 0 4	AMT_REQ_CREDIT_BUREAU_MON float64 0 17	AMT_REQ_CREDIT_BUREAU_QRT float64 0 6	AMT_REQ_CREDIT_BUREAU_YEAR float64 0 9
277,459	0	Cash loans	F	N	Y	0	166,500	545,040	36,553.5	450,000	Spouse, partner	Working	Secondary / secondary special	Civil marriage	House / apartment	0.010032	-14,838	-2,074	-3,907	-3,888	7	1	1	0	1	0	0	Laborers	2	2	2	SATURDAY	5	0	0	0	0	0	Self-employed	0.356323	0.208968	0.7463	0.0227	0	0.9791	0.8232	0	0	0.069	0.0833	0.2083	0	0.0504	0.0218	0	0	0.0231	0	0.9791	0.8301	0	0	0.069	0.0833	0.2083	0	0.0551	0.0227	0	0	0.0229	0	0.9791	0.8256	0	0	0.069	0.0833	0.2083	0	0.0513	0.0222	0	0	reg oper account	block of flats	0.0172	Stone, brick	No	0	0	0	0	0	1	0	0	0	0	0	0	0	0	0	0	0	0
342,760	0	Cash loans	F	Y	Y	0	135,000	675,000	37,692	675,000	Unaccompanied	Working	Higher education	Married	House / apartment	0.02461	-14,954	-747	-4,287	-5,807	35	1	1	1	1	1	0	Accountants	2	2	2	SATURDAY	10	0	0	0	1	1	Business Entity Type 3	0.825202	0.668873	0.726711	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-2,051	1	0	0	0	0	0	0	0	0	0	0	0	0
361,499	0	Cash loans	F	N	Y	1	202,500	1,288,350	37,800	1,125,000	Unaccompanied	Working	Secondary / secondary special	Married	House / apartment	0.022625	-11,048	-3,726	-11,047	-832	7	1	1	0	1	0	0	Sales staff	3	2	2	THURSDAY	10	0	0	0	0	0	Trade: type 3	0.439836	0.451819	0.778904	0.0186	0	0	0.8232	0	0	0.1379	0.0417	0.2083	0	0.0504	0.0143	0	0	0.0189	0	0.0005	0.8301	0	0	0.1379	0.0417	0.2083	0	0.0551	0.0149	0	0	0.0187	0	0	0.8256	0	0	0.1379	0.0417	0.2083	0	0.0513	0.0146	0	0	reg oper account	block of flats	0.0123	Panel	No	0	0	0	0	-749	1	0	0	0	0	0	0	0	0	0	0	0	1
311,109	0	Cash loans	F	N	Y	0	202,500	621,900	34,857	562,500	Family	Pensioner	Secondary / secondary special	Married	House / apartment	0.00702	-21,529	365,243	-1,092	-5,085	7	1	0	0	1	0	0	Laborers	2	2	2	THURSDAY	14	0	0	0	0	0	XNA	0.356323	0.722292	0.47585	0.0278	0	0.9613	0.4696	0.0214	0	0.069	0.0833	0.125	0.0229	0.0227	0.0155	0	0.0537	0.0284	0	0.9613	0.4904	0.0216	0	0.069	0.0833	0.125	0.0235	0.0248	0.0162	0	0.0569	0.0281	0	0.9613	0.4767	0.0215	0	0.069	0.0833	0.125	0.0233	0.0231	0.0158	0	0.0549	reg oper spec account	block of flats	0.0156	Stone, brick	No	2	0	2	0	-1,738	1	0	0	0	0	0	0	0	0	1	1	0	4
169,078	0	Revolving loans	F	N	Y	0	63,000	135,000	6,750	135,000	Unaccompanied	Commercial associate	Secondary / secondary special	Married	House / apartment	0.018634	-13,191	-1,515	-1,727	-2,981	7	1	1	1	1	1	0	Sales staff	2	2	2	SUNDAY	11	0	0	0	0	0	Business Entity Type 3	0.590516	0.698619	0.7463	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	2	0	2	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
235,210	0	Cash loans	M	Y	Y	1	202,500	868,797	36,940.5	702,000	Unaccompanied	Commercial associate	Higher education	Married	House / apartment	0.025164	-11,029	-390	-5,123	-3,615	10	1	1	0	1	0	0	Laborers	3	2	2	TUESDAY	13	0	0	0	1	1	Other	0.356323	0.442699	0.604113	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	6	0	6	0	-179	0	0	0	1	0	0	0	0	0	0	0	0	3
187,044	1	Cash loans	F	N	N	0	144,000	808,650	31,333.5	675,000	Unaccompanied	Working	Incomplete higher	Civil marriage	Rented apartment	0.010643	-9,917	-347	-4,379	-2,522	7	1	1	1	1	1	0	Laborers	2	2	2	THURSDAY	11	1	1	0	1	1	Postal	0.211149	0.615898	0.517297	0.0247	0	0.9796	0.7212	0.0021	0	0.069	0.0833	0.125	0.0417	0.0202	0.0219	0	0	0.0252	0	0.9796	0.7321	0.0021	0	0.069	0.0833	0.125	0.0427	0.022	0.0228	0	0	0.025	0	0.9796	0.7249	0.0021	0	0.069	0.0833	0.125	0.0424	0.0205	0.0223	0	0	reg oper account	block of flats	0.0184	Stone, brick	No	0	0	0	0	-92	1	0	0	0	0	0	0	0	0	0	0	1	3
150,086	0	Cash loans	F	N	Y	2	67,500	325,908	16,767	247,500	Unaccompanied	Working	Secondary / secondary special	Married	House / apartment	0.020713	-14,843	-2,933	-5,214	-5,193	7	1	1	0	1	0	0	Core staff	4	3	2	MONDAY	11	0	0	0	0	0	Kindergarten	0.730016	0.439357	0.718033	0.0825	0.0623	0.9742	0.6464	0.008	0	0.1379	0.1667	0.2083	0.0638	0.0672	0.0713	0	0	0.084	0.0646	0.9742	0.6602	0.0081	0	0.1379	0.1667	0.2083	0.0653	0.0735	0.0743	0	0	0.0833	0.0623	0.9742	0.6511	0.008	0	0.1379	0.1667	0.2083	0.065	0.0684	0.0726	0	0	reg oper account	block of flats	0.0561	Panel	No	12	0	12	0	-856	1	0	0	0	0	0	0	0	0	0	1	0	3
342,068	0	Cash loans	M	Y	Y	0	675,000	1,312,110	55,723.5	1,125,000	Unaccompanied	Commercial associate	Higher education	Married	House / apartment	0.018029	-15,891	-2,039	-474	-4,542	3	1	1	0	1	0	0	Managers	2	3	2	TUESDAY	8	0	0	0	0	0	Business Entity Type 3	0.356323	0.56522	0.7463	0.068	0.0513	0.9826	0.762	0.0277	0	0.1034	0.1667	0.2083	0.0439	0.0555	0.0654	0	0	0.0693	0.0532	0.9826	0.7713	0.028	0	0.1034	0.1667	0.2083	0.0449	0.0606	0.0682	0	0	0.0687	0.0513	0.9826	0.7652	0.0279	0	0.1034	0.1667	0.2083	0.0447	0.0564	0.0666	0	0	reg oper account	block of flats	0.0666	Panel	No	0	0	0	0	-45	1	0	0	0	0	0	0	0	1	0	0	2	3
230,564	0	Revolving loans	F	N	Y	2	90,000	180,000	9,000	180,000	Unaccompanied	Working	Secondary / secondary special	Married	House / apartment	0.008866	-12,767	-704	-394	-1,169	7	1	1	0	1	0	0	Core staff	4	2	2	FRIDAY	10	0	0	0	0	0	Kindergarten	0.356323	0.508961	0.477649	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	2	1	2	1	-2,569	0	0	0	0	0	0	0	0	0	0	0	0	4
208,608	0	Cash loans	M	N	N	1	270,000	481,500	13,927.5	481,500	Unaccompanied	Commercial associate	Higher education	Married	House / apartment	0.072508	-20,240	-789	-3,676	-3,718	7	1	1	0	1	0	0	Sales staff	3	1	1	WEDNESDAY	12	0	0	0	0	0	Other	0.773717	0.774158	0.7463	0.1353	0.067	0.9886	0.7756	0.0852	0.16	0.0776	0.5104	0.4583	0.0407	0.0878	0.1477	0.0058	0.0164	0.021	0.0338	0.994	0.6341	0.0693	0.2417	0.1034	0.6667	0.2083	0.0116	0.0174	0.0242	0.0039	0.0007	0.1577	0.0717	0.994	0.7786	0.0857	0.2	0.0862	0.6042	0.4583	0.0359	0.0894	0.1731	0.0058	0.0095	reg oper account	block of flats	0.1802	Panel	No	0	0	0	0	-2	1	0	0	0	0	0	1	0	0	0	0	0	0
455,589	0	Cash loans	F	N	N	0	180,000	454,500	25,375.5	454,500	Unaccompanied	Working	Secondary / secondary special	Married	House / apartment	0.02461	-19,305	-1,102	-13,153	-2,741	7	1	1	0	1	0	0	Managers	2	2	2	MONDAY	12	0	0	0	0	0	Self-employed	0.356323	0.439545	0.7463	0.2227	0	0.9801	0.728	0.0441	0.24	0.2069	0.3333	0.375	0.1624	0.1816	0.2259	0	0	0.2269	0	0.9801	0.7387	0.0445	0.2417	0.2069	0.3333	0.375	0.1661	0.1983	0.2354	0	0	0.2248	0	0.9801	0.7316	0.0444	0.24	0.2069	0.3333	0.375	0.1653	0.1847	0.23	0	0	reg oper account	block of flats	0.2374	Panel	No	1	0	1	0	-251	1	0	0	0	0	0	0	0	0	0	0	0	0
405,578	0	Cash loans	F	Y	Y	1	112,500	323,460	26,064	270,000	Unaccompanied	Commercial associate	Higher education	Married	House / apartment	0.018029	-17,769	-2,581	-9,712	-1,303	17	1	1	0	1	0	0	Managers	3	3	3	THURSDAY	11	0	0	0	1	1	Business Entity Type 3	0.545147	0.442462	0.42413	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	1	0	1	0	-2,357	1	0	0	0	0	0	0	0	0	0	0	0	2
341,699	1	Cash loans	M	Y	N	0	270,000	2,013,840	55,377	1,800,000	Unaccompanied	Working	Secondary / secondary special	Married	House / apartment	0.022625	-17,709	-4,352	-10,187	-1,255	6	1	1	1	1	1	0	Drivers	2	2	2	TUESDAY	11	0	0	0	0	0	Business Entity Type 3	0.356323	0.351633	0.115387	0.2959	0.153	0.9781	0.7008	0.0926	0.32	0.2759	0.3333	0.375	0.1832	0.2412	0.2699	0	0	0.3015	0.1588	0.9782	0.7125	0.0934	0.3222	0.2759	0.3333	0.375	0.1874	0.2635	0.2812	0	0	0.2987	0.153	0.9781	0.7048	0.0932	0.32	0.2759	0.3333	0.375	0.1864	0.2454	0.2747	0	0	reg oper account	block of flats	0.2122	Panel	No	2	0	2	0	-2,580	1	0	0	0	0	0	0	0	0	0	0	0	2
418,088	0	Cash loans	M	Y	Y	0	112,500	1,233,000	45,693	1,233,000	Unaccompanied	Commercial associate	Secondary / secondary special	Married	House / apartment	0.028663	-14,608	-773	-6,091	-4,046	6	1	1	0	1	0	0	Laborers	2	2	2	TUESDAY	15	0	0	0	0	0	Transport: type 4	0.299007	0.577516	0.686382	0.0371	0.0637	0.9742	0.6464	0.0032	0	0.1034	0.0833	0.125	0.0274	0.0294	0.0293	0.0039	0.003	0.0378	0.0661	0.9742	0.6602	0.0032	0	0.1034	0.0833	0.125	0.028	0.0321	0.0305	0.0039	0.0032	0.0375	0.0637	0.9742	0.6511	0.0032	0	0.1034	0.0833	0.125	0.0279	0.0299	0.0298	0.0039	0.003	reg oper account	block of flats	0.0254	Stone, brick	No	3	0	3	0	-198	1	0	0	0	0	0	0	0	0	0	1	0	3
242,883	0	Cash loans	M	N	N	1	90,000	414,792	16,357.5	315,000	Unaccompanied	Working	Secondary / secondary special	Married	House / apartment	0.018801	-15,858	-807	-2,892	-4,035	7	1	1	0	1	1	0	Laborers	3	2	2	THURSDAY	10	0	0	0	0	0	Industry: type 1	0.209038	0.668844	0.528093	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	7	0	6	0	-1	1	0	0	0	0	0	0	0	0	0	0	0	1
238,509	0	Cash loans	F	N	Y	0	202,500	447,453	21,654	373,500	Unaccompanied	Working	Secondary / secondary special	Single / not married	House / apartment	0.009549	-18,786	-3,546	-4,848	-2,329	7	1	1	0	1	0	1	Managers	1	2	2	TUESDAY	11	0	0	0	0	0	Industry: type 12	0.580117	0.63249	0.48305	0.0804	0	0.9767	0.6804	0	0	0.1379	0.1667	0.2083	0.0559	0.0656	0	0	0	0.0819	0	0.9767	0.6929	0	0	0.1379	0.1667	0.2083	0.0571	0.0716	0	0	0	0.0812	0	0.9767	0.6847	0	0	0.1379	0.1667	0.2083	0.0568	0.0667	0	0	0	not specified	block of flats	0.0498	Stone, brick	No	6	0	6	0	-1,805	1	0	0	0	0	0	0	0	0	0	0	4	5
276,786	0	Cash loans	F	N	Y	0	135,000	254,700	30,226.5	225,000	Unaccompanied	Working	Secondary / secondary special	Married	House / apartment	0.00963	-11,851	-191	-7,755	-2,868	7	1	1	1	1	1	0	Sales staff	2	2	2	MONDAY	12	0	0	0	0	0	Trade: type 7	0.356323	0.372248	0.7463	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-404	1	0	0	0	0	0	0	0	0	0	0	0	0
176,354	0	Cash loans	F	N	N	1	81,000	675,000	20,668.5	675,000	Unaccompanied	Working	Secondary / secondary special	Married	With parents	0.028663	-16,968	-359	-8,623	-188	7	1	1	0	1	0	0	Cooking staff	3	2	2	TUESDAY	10	0	0	0	1	1	Other	0.532207	0.30712	0.37065	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	0	1	0	0	0	0	0	0	0	0	0	0	0	2
339,631	0	Cash loans	F	Y	Y	2	135,000	417,024	21,420	360,000	Group of people	State servant	Higher education	Married	House / apartment	0.008068	-13,346	-1,543	-397	-165	8	1	1	0	1	0	0	Accountants	4	3	3	SATURDAY	8	0	0	0	0	0	Government	0.356323	0.036299	0.411849	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	5	0	5	0	-268	0	0	0	1	0	0	0	0	0	0	0	0	9
276,976	0	Cash loans	F	N	Y	1	112,500	675,000	21,906	675,000	Unaccompanied	State servant	Secondary / secondary special	Married	With parents	0.008625	-11,003	-3,306	-3,697	-564	7	1	1	1	1	0	0	Medicine staff	3	2	2	SATURDAY	11	0	0	0	0	0	Medicine	0.410931	0.294987	0.7463	0.0825	0	0.9732	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0.1153	0	0	0.084	0	0.9732	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0.1201	0	0	0.0833	0	0.9732	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0.1173	0	0	reg oper account	block of flats	0.1257	Panel	No	4	0	4	0	-2,289	0	1	0	0	0	0	0	0	0	0	0	0	0
179,492	0	Cash loans	M	N	Y	1	157,500	566,055	16,353	472,500	Family	Pensioner	Secondary / secondary special	Married	House / apartment	0.016612	-23,150	365,243	-7,034	-4,052	7	1	0	0	1	0	0	Laborers	3	2	2	WEDNESDAY	14	0	0	0	0	0	XNA	0.356323	0.7747	0.689479	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	1	0	1	0	0	0	0	1	0	0	0	0	0	0	0	0	0	1
146,441	0	Cash loans	F	Y	Y	2	180,000	634,500	25,294.5	634,500	Unaccompanied	State servant	Higher education	Married	House / apartment	0.026392	-17,371	-8,486	-4,483	-921	7	1	1	0	1	1	0	Core staff	4	2	2	SATURDAY	14	0	0	0	0	0	School	0.356323	0.609406	0.228883	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-87	0	0	1	0	0	0	0	0	1	0	9	2	0
144,287	0	Cash loans	F	N	Y	0	54,000	239,850	23,494.5	225,000	Unaccompanied	Pensioner	Secondary / secondary special	Married	House / apartment	0.003813	-22,353	365,243	-8,043	-4,613	7	1	0	0	1	1	0	Laborers	2	2	2	FRIDAY	8	0	0	0	0	0	XNA	0.356323	0.390493	0.654529	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	3	0	3	0	-554	0	0	1	0	0	0	0	0	0	0	0	0	1
339,314	0	Cash loans	F	N	Y	0	112,500	278,712	14,562	220,500	Unaccompanied	Commercial associate	Secondary / secondary special	Married	House / apartment	0.030755	-20,563	-1,197	-6,440	-3,879	7	1	1	0	1	0	0	Laborers	2	2	2	WEDNESDAY	9	0	0	0	0	0	Trade: type 3	0.659333	0.635144	0.160489	0.0722	0.0268	0.9791	0.7144	0	0	0.1379	0.1667	0.2083	0.0705	0.0588	0.0662	0	0.0606	0.0735	0.0278	0.9791	0.7256	0	0	0.1379	0.1667	0.2083	0.0721	0.0643	0.069	0	0.0642	0.0729	0.0268	0.9791	0.7182	0	0	0.1379	0.1667	0.2083	0.0717	0.0599	0.0674	0	0.0619	reg oper account	block of flats	0.0684	Panel	No	1	0	1	0	-1,114	0	0	0	0	0	0	0	0	0	0	6	0	0
345,276	0	Cash loans	F	N	Y	0	180,000	1,042,560	34,011	900,000	Family	Working	Higher education	Married	House / apartment	0.010643	-20,749	-2,990	-4,828	-4,023	7	1	1	0	1	1	0	Laborers	2	2	2	SUNDAY	14	0	0	0	0	0	Business Entity Type 3	0.356323	0.667919	0.7463	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	0	0	0	1	0	0	0	0	0	0	0	0	0	0
100,995	0	Cash loans	F	Y	N	2	157,500	450,000	32,877	450,000	Unaccompanied	Working	Higher education	Single / not married	House / apartment	0.006296	-19,860	-2,303	-2,763	-3,377	65	1	1	0	1	0	0	Cooking staff	3	3	3	MONDAY	14	0	0	0	0	0	Business Entity Type 3	0.356323	0.225184	0.213967	0.0928	0.1162	0.9925	0.8232	0	0	0.1724	0.1667	0.2083	0.111	0.0504	0.0588	0	0.1824	0.0945	0.1206	0.9926	0.8301	0	0	0.1724	0.1667	0.2083	0.1135	0.0551	0.0613	0	0.193	0.0937	0.1162	0.9925	0.8256	0	0	0.1724	0.1667	0.2083	0.1129	0.0513	0.0599	0	0.1862	reg oper account	block of flats	0.0859	Stone, brick	No	0	0	0	0	0	1	0	0	0	0	0	0	0	0	1	0	0	1
431,763	0	Cash loans	F	Y	Y	0	144,000	679,266	22,041	567,000	Family	Commercial associate	Secondary / secondary special	Married	House / apartment	0.01885	-21,057	-2,686	-9,956	-4,373	9	1	1	0	1	0	0	Accountants	2	2	2	SUNDAY	11	0	0	0	0	0	Business Entity Type 3	0.356323	0.659485	0.7463	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	1	0	1	0	-2,736	1	0	0	0	0	0	0	0	0	0	0	0	0
100,666	0	Cash loans	M	Y	Y	0	135,000	422,451	19,822.5	297,000	Family	Working	Secondary / secondary special	Single / not married	House / apartment	0.020713	-10,691	-1,590	-119	-2,151	64	1	1	0	1	0	0	Laborers	1	3	2	FRIDAY	14	0	0	0	0	0	Business Entity Type 2	0.207854	0.233434	0.750375	0.0082	0.0232	0.9722	0.6192	0.0156	0	0.0345	0.0417	0.0833	0.0101	0.0067	0.0085	0	0	0.0084	0.0241	0.9722	0.6341	0.0157	0	0.0345	0.0417	0.0833	0.0103	0.0073	0.0088	0	0	0.0083	0.0232	0.9722	0.6243	0.0157	0	0.0345	0.0417	0.0833	0.0102	0.0068	0.0086	0	0	reg oper account	block of flats	0.0067	Wooden	No	1	0	1	0	-1,684	1	0	0	0	0	0	0	0	0	0	0	0	0
371,387	0	Cash loans	M	Y	N	0	283,500	1,069,038	28,197	933,493.5	Unaccompanied	Working	Higher education	Separated	House / apartment	0.00823	-15,206	-549	-7,680	-4,932	3	1	1	1	1	1	0	Security staff	1	2	2	SUNDAY	13	0	0	0	1	1	Security	0.356323	0.559354	0.574447	0.0825	0.1327	0.9791	0.8232	0	0	0.2759	0.1667	0.2083	0	0.0504	0.113	0	0	0.084	0.1377	0.9791	0.8301	0	0	0.2759	0.1667	0.2083	0	0.0551	0.1178	0	0	0.0833	0.1327	0.9791	0.8256	0	0	0.2759	0.1667	0.2083	0	0.0513	0.1151	0	0	reg oper account	block of flats	0.1106	Panel	No	2	0	2	0	-993	1	0	0	0	0	1	0	0	0	0	1	2	1
316,058	0	Revolving loans	F	Y	Y	0	450,000	1,237,500	61,875	1,237,500	Unaccompanied	Commercial associate	Higher education	Married	House / apartment	0.072508	-15,642	-3,823	-2,841	-4,395	9	1	1	0	1	1	0	Core staff	2	1	1	TUESDAY	18	0	0	0	0	0	Insurance	0.851696	0.744495	0.758393	0.0412	0.0395	0.9742	0.8232	0	0	0.069	0.1667	0.2083	0	0.0504	0.0202	0	0.0443	0.042	0.041	0.9742	0.8301	0	0	0.069	0.1667	0.2083	0	0.0551	0.0211	0	0.0469	0.0416	0.0395	0.9742	0.8256	0	0	0.069	0.1667	0.2083	0	0.0513	0.0206	0	0.0452	reg oper account	block of flats	0.024	Stone, brick	No	0	0	0	0	-7	0	0	0	0	0	0	0	0	0	0	3	0	0
100,373	0	Cash loans	F	N	N	0	225,000	906,228	46,269	810,000	Unaccompanied	State servant	Secondary / secondary special	Married	House / apartment	0.030755	-15,013	-3,282	-2,347	-4,823	7	1	1	1	1	0	0	Core staff	2	2	2	FRIDAY	12	0	0	0	0	0	School	0.623531	0.625709	0.306202	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-1,053	1	0	0	0	0	0	0	0	0	0	0	0	0
294,150	0	Cash loans	M	Y	N	0	112,500	755,190	36,459	675,000	Unaccompanied	Pensioner	Secondary / secondary special	Married	With parents	0.035792	-22,273	365,243	-1,813	-1,819	24	1	0	0	1	0	0	Laborers	2	2	2	TUESDAY	14	0	0	0	0	0	XNA	0.576189	0.491081	0.7463	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-227	0	0	1	0	0	0	0	0	0	0	0	0	0
381,400	0	Cash loans	F	N	Y	0	126,000	509,922	27,040.5	472,500	Unaccompanied	Pensioner	Secondary / secondary special	Widow	House / apartment	0.009549	-22,642	365,243	-4,770	-4,723	7	1	0	0	1	0	0	Laborers	1	2	2	MONDAY	12	0	0	0	0	0	XNA	0.356323	0.727131	0.786267	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-2,336	0	0	1	0	0	0	0	0	0	0	0	0	0
445,592	0	Cash loans	F	N	Y	2	112,500	254,700	25,191	225,000	Unaccompanied	Working	Secondary / secondary special	Married	House / apartment	0.028663	-12,440	-424	-5,933	-4,505	7	1	1	0	1	0	0	Laborers	4	2	2	SATURDAY	12	0	0	0	0	0	Business Entity Type 3	0.594616	0.693581	0.764939	0.0825	0.0365	0.9796	0.8232	0	0.08	0.069	0.3333	0.2083	0	0.0504	0.0798	0	0	0.084	0.0379	0.9796	0.8301	0	0.0806	0.069	0.3333	0.2083	0	0.0551	0.0831	0	0	0.0833	0.0365	0.9796	0.8256	0	0.08	0.069	0.3333	0.2083	0	0.0513	0.0812	0	0	reg oper account	block of flats	0.072	Panel	No	1	0	1	0	-2,338	1	0	0	0	0	0	0	0	0	0	0	0	2
276,287	1	Cash loans	F	Y	Y	0	157,500	545,040	25,537.5	450,000	Unaccompanied	Working	Higher education	Married	House / apartment	0.028663	-10,930	-1,994	-4,914	-3,131	1	1	1	1	1	1	0	Accountants	2	2	2	THURSDAY	10	0	0	0	0	0	Business Entity Type 3	0.356323	0.502593	0.075461	0.0371	0.0625	0.9811	0.7416	0.056	0	0.1034	0.0833	0.0417	0.0448	0.0303	0.0389	0	0.0494	0.0378	0.0648	0.9811	0.7517	0.0565	0	0.1034	0.0833	0.0417	0.0458	0.0331	0.0405	0	0.0523	0.0375	0.0625	0.9811	0.7451	0.0563	0	0.1034	0.0833	0.0417	0.0456	0.0308	0.0396	0	0.0504	reg oper spec account	block of flats	0.0437	Stone, brick	No	5	0	5	0	-1,752	1	0	0	0	0	0	0	0	0	0	0	0	2
354,622	0	Cash loans	M	N	N	0	247,500	135,000	14,670	135,000	Unaccompanied	Working	Secondary / secondary special	Single / not married	House / apartment	0.028663	-10,125	-2,104	-10,119	-2,304	7	1	1	0	1	0	0	Laborers	1	2	2	FRIDAY	16	1	1	0	1	1	Business Entity Type 3	0.356323	0.535869	0.362277	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	0	1	0	0	0	0	0	0	0	0	0	0	0	1
143,367	1	Cash loans	M	Y	N	0	225,000	539,100	22,086	450,000	Unaccompanied	Working	Higher education	Married	House / apartment	0.018029	-9,986	-1,235	-1,631	-2,599	13	1	1	1	1	0	0	Sales staff	2	3	3	THURSDAY	8	0	0	0	1	1	Trade: type 2	0.356323	0.161839	0.579727	0.2021	0.2691	0.9836	0.8232	0	0	0.1034	0.1667	0.2083	0.1891	0.0504	0.2007	0	0.1268	0.2059	0.2792	0.9836	0.8301	0	0	0.1034	0.1667	0.2083	0.1934	0.0551	0.2091	0	0.1342	0.204	0.2691	0.9836	0.8256	0	0	0.1034	0.1667	0.2083	0.1924	0.0513	0.2043	0	0.1295	reg oper account	block of flats	0.1854	Panel	No	6	0	6	0	-402	0	0	0	0	0	0	0	0	0	0	0	0	3
174,393	0	Cash loans	F	Y	Y	0	135,000	384,048	18,810	270,000	Unaccompanied	Commercial associate	Secondary / secondary special	Civil marriage	House / apartment	0.031329	-8,703	-218	-8,684	-784	7	1	1	0	1	1	0	Laborers	2	2	2	FRIDAY	9	0	0	0	1	1	Business Entity Type 3	0.280679	0.316939	0.304672	0.1485	0	0.9826	0.8232	0	0.16	0.1379	0.3333	0.2083	0	0.0504	0.1512	0	0	0.1513	0	0.9826	0.8301	0	0.1611	0.1379	0.3333	0.2083	0	0.0551	0.1576	0	0	0.1499	0	0.9826	0.8256	0	0.16	0.1379	0.3333	0.2083	0	0.0513	0.1539	0	0	reg oper account	block of flats	0.1189	Panel	No	9	0	9	0	0	1	0	0	0	0	0	0	0	0	0	0	1	4
247,543	0	Cash loans	M	Y	Y	2	135,000	1,125,000	33,025.5	1,125,000	Unaccompanied	Commercial associate	Secondary / secondary special	Married	House / apartment	0.018209	-13,523	-670	-1,406	-4,698	9	1	1	0	1	1	0	Laborers	4	3	3	WEDNESDAY	10	0	0	0	0	0	Construction	0.356323	0.216872	0.389339	0.0619	0.0639	0.9757	0.6668	0.0048	0	0.1034	0.1667	0.2083	0.0457	0.0504	0.0505	0	0	0.063	0.0663	0.9757	0.6798	0.0049	0	0.1034	0.1667	0.2083	0.0467	0.0551	0.0527	0	0	0.0625	0.0639	0.9757	0.6713	0.0049	0	0.1034	0.1667	0.2083	0.0465	0.0513	0.0515	0	0	reg oper account	block of flats	0.0424	Stone, brick	No	0	0	0	0	-28	1	0	0	0	0	0	0	0	0	0	0	1	4
349,420	1	Cash loans	F	N	Y	0	84,150	927,252	27,243	774,000	Family	Pensioner	Secondary / secondary special	Married	House / apartment	0.020713	-22,969	365,243	-915	-2,480	7	1	0	0	1	0	0	Laborers	2	3	3	SUNDAY	6	0	0	0	0	0	XNA	0.743764	0.58588	0.7463	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-2,188	1	0	0	0	0	0	0	0	0	1	0	0	3
145,471	1	Cash loans	M	N	Y	1	135,000	229,500	27,364.5	229,500	Unaccompanied	Commercial associate	Secondary / secondary special	Widow	Rented apartment	0.018209	-12,322	-604	-67	-4,108	7	1	1	0	1	0	1	Laborers	2	3	3	TUESDAY	11	0	0	1	1	0	University	0.33116	0.302486	0.397946	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-2,132	1	0	0	0	0	0	0	0	0	0	0	1	4
389,317	0	Cash loans	M	Y	Y	0	135,000	781,920	31,522.5	675,000	Spouse, partner	Commercial associate	Higher education	Married	House / apartment	0.003069	-20,759	-3,430	-3,888	-4,074	9	1	1	0	1	1	0	Drivers	2	3	3	FRIDAY	16	0	0	0	1	1	Business Entity Type 3	0.356323	0.489458	0.706205	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	10	0	8	0	-1,348	1	0	0	0	0	0	0	0	0	0	0	0	4
318,478	0	Cash loans	F	N	N	0	135,000	254,700	24,061.5	225,000	Unaccompanied	Commercial associate	Secondary / secondary special	Married	House / apartment	0.032561	-18,756	-2,307	-6,103	-2,310	7	1	1	1	1	1	0	High skill tech staff	2	1	1	WEDNESDAY	19	0	0	0	0	0	Business Entity Type 3	0.356323	0.806617	0.576209	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-1	1	0	0	0	0	0	0	1	0	0	0	0	0
244,654	0	Cash loans	M	Y	N	0	270,000	269,550	19,300.5	225,000	Family	Working	Secondary / secondary special	Married	House / apartment	0.01885	-18,038	-593	-4,282	-1,580	24	1	1	0	1	0	0	Drivers	2	2	2	WEDNESDAY	10	1	1	0	1	1	Business Entity Type 3	0.356323	0.376828	0.782608	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	0	1	0	0	0	0	0	0	0	0	0	0	0	1
379,130	0	Cash loans	F	N	Y	0	135,000	780,363	33,192	697,500	Unaccompanied	Working	Secondary / secondary special	Married	House / apartment	0.009175	-17,974	-5,417	-5,638	-1,521	7	1	1	0	1	1	0	Medicine staff	2	2	2	FRIDAY	15	0	0	0	0	0	Medicine	0.518445	0.745654	0.624615	0.3031	0.2257	0.9841	0.7824	0.0705	0.32	0.2759	0.3333	0.375	0.1262	0.2471	0.1914	0	0	0.3088	0.2342	0.9841	0.7909	0.0711	0.3222	0.2759	0.3333	0.375	0.1291	0.27	0.1995	0	0	0.306	0.2257	0.9841	0.7853	0.0709	0.32	0.2759	0.3333	0.375	0.1284	0.2514	0.1949	0	0	reg oper account	block of flats	0.2475	Panel	No	0	0	0	0	-1,418	1	0	0	0	0	0	0	0	0	0	0	0	1
425,490	0	Cash loans	F	Y	Y	1	77,850	835,380	35,523	675,000	Unaccompanied	Working	Higher education	Married	House / apartment	0.019101	-12,226	-3,732	-1,205	-1,920	0	1	1	0	1	0	0	Laborers	3	2	2	THURSDAY	10	0	0	0	1	1	School	0.27701	0.718575	0.709189	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	1	0	1	0	-404	1	0	0	0	0	0	0	0	0	0	0	0	0
395,474	0	Cash loans	F	Y	Y	0	225,000	1,264,873.5	53,721	1,084,500	Family	Working	Secondary / secondary special	Married	House / apartment	0.020713	-16,272	-1,243	-5,327	-4,203	16	1	1	0	1	1	0	Accountants	2	3	2	TUESDAY	9	0	0	0	0	0	Business Entity Type 3	0.356323	0.310017	0.605836	0.0619	0.0462	0.9737	0.6396	0.006	0	0.1034	0.1667	0.2083	0.0266	0.0504	0.0522	0	0	0.063	0.0479	0.9737	0.6537	0.0061	0	0.1034	0.1667	0.2083	0.0272	0.0551	0.0544	0	0	0.0625	0.0462	0.9737	0.6444	0.0061	0	0.1034	0.1667	0.2083	0.027	0.0513	0.0531	0	0	reg oper account	block of flats	0.0411	Panel	No	2	0	2	0	-509	1	0	0	0	0	0	0	0	0	0	0	0	1
450,541	0	Cash loans	F	N	Y	0	315,000	127,350	10,890	112,500	Unaccompanied	Commercial associate	Secondary / secondary special	Single / not married	House / apartment	0.018209	-12,707	-2,052	-512	-4,838	7	1	1	1	1	0	1	Managers	1	3	3	WEDNESDAY	6	0	0	0	0	0	Business Entity Type 3	0.600642	0.304909	0.247191	0.1113	0.0461	0.9831	0.7688	0.0325	0.04	0.0345	0.3333	0.375	0.0762	0.0908	0.0647	0	0	0.1134	0.0478	0.9831	0.7779	0.0328	0.0403	0.0345	0.3333	0.375	0.0779	0.0992	0.0675	0	0	0.1124	0.0461	0.9831	0.7719	0.0327	0.04	0.0345	0.3333	0.375	0.0775	0.0923	0.0659	0	0	reg oper account	block of flats	0.0687	Panel	No	0	0	0	0	-941	1	0	0	0	0	0	0	0	0	0	1	0	3
429,889	0	Cash loans	F	N	N	0	202,500	1,528,200	53,118	1,350,000	Unaccompanied	State servant	Higher education	Married	House / apartment	0.026392	-15,092	-1,610	-2,702	-3,431	7	1	1	0	1	1	0	Laborers	2	2	2	TUESDAY	18	0	0	0	0	0	University	0.356323	0.627306	0.363945	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-2,001	0	0	0	1	0	0	0	0	0	0	0	1	0
442,704	0	Revolving loans	F	N	Y	1	180,000	382,500	19,125	382,500	Unaccompanied	Working	Secondary / secondary special	Married	House / apartment	0.072508	-12,540	-441	-6,684	-4,091	7	1	1	0	1	1	0	Laborers	3	1	1	TUESDAY	16	0	0	0	0	0	Business Entity Type 3	0.70307	0.751236	0.712155	0.6206	0.244	0.9846	0.7892	0.021	0.84	0.2414	0.875	0.9167	0	0.5035	0.4471	0.0116	0.0529	0.6324	0.2532	0.9846	0.7975	0.0212	0.8459	0.2414	0.875	0.9167	0	0.55	0.4658	0.0117	0.056	0.6266	0.244	0.9846	0.792	0.0212	0.84	0.2414	0.875	0.9167	0	0.5122	0.4551	0.0116	0.054	reg oper account	block of flats	0.6003	Panel	No	1	1	1	1	-3,159	0	0	0	0	0	0	0	0	0	0	0	0	2
386,999	0	Cash loans	F	N	Y	0	202,500	254,700	25,321.5	225,000	Unaccompanied	Commercial associate	Secondary / secondary special	Married	House / apartment	0.02461	-14,751	-1,042	-6,399	-2,429	7	1	1	0	1	0	0	Sales staff	2	2	2	WEDNESDAY	10	0	0	0	0	0	Business Entity Type 3	0.356323	0.627173	0.7463	0.0598	0	0.9916	0.8844	0	0	0.1724	0.1667	0.0417	0.0481	0.0488	0.0658	0	0	0.0609	0	0.9916	0.8889	0	0	0.1724	0.1667	0.0417	0.0492	0.0533	0.0686	0	0	0.0604	0	0.9916	0.8859	0	0	0.1724	0.1667	0.0417	0.0489	0.0496	0.067	0	0	reg oper account	block of flats	0.0715	Stone, brick	No	0	0	0	0	-1,022	1	0	0	0	0	0	0	0	0	0	0	0	0
276,559	1	Cash loans	F	N	Y	0	101,250	99,000	7,951.5	99,000	Unaccompanied	Working	Secondary / secondary special	Single / not married	House / apartment	0.028663	-10,179	-1,813	-8,118	-1,813	7	1	1	0	1	1	0	Sales staff	1	2	2	TUESDAY	12	0	0	0	0	0	Trade: type 7	0.356323	0.398118	0.45969	0.1124	0.0747	0.9811	0.7416	0.0237	0	0.2414	0.1667	0.2083	0.0767	0.0908	0.1046	0.0039	0.0162	0.0956	0.068	0.9811	0.7517	0.0137	0	0.2069	0.1667	0.2083	0.0672	0.0826	0.0892	0.0039	0.0047	0.1135	0.0747	0.9811	0.7451	0.0238	0	0.2414	0.1667	0.2083	0.0781	0.0923	0.1065	0.0039	0.0166	reg oper account	block of flats	0.0809	Stone, brick	No	0	0	0	0	-832	1	0	0	0	0	0	0	0	0	0	0	0	7
438,982	0	Cash loans	M	Y	Y	1	157,500	612,000	23,845.5	612,000	Unaccompanied	Working	Secondary / secondary special	Married	House / apartment	0.00963	-11,964	-822	-477	-4,466	16	1	1	0	1	0	0	Laborers	3	2	2	TUESDAY	9	0	0	0	1	1	Trade: type 7	0.356323	0.519596	0.420611	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-493	1	0	0	0	0	0	0	0	0	0	0	0	8
181,748	0	Cash loans	M	Y	N	0	112,500	253,737	26,775	229,500	Unaccompanied	Commercial associate	Secondary / secondary special	Married	House / apartment	0.006008	-15,224	-844	-7,113	-4,682	6	1	1	0	1	0	0	Drivers	2	2	2	WEDNESDAY	13	0	0	0	1	1	Self-employed	0.356323	0.632587	0.556727	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	1	0	1	0	0	1	0	0	0	0	0	0	0	0	0	0	0	0
126,124	0	Cash loans	F	Y	Y	0	135,000	538,704	26,046	481,500	Unaccompanied	Working	Secondary / secondary special	Civil marriage	House / apartment	0.0228	-16,034	-5,169	-1,005	-2,890	18	1	1	0	1	0	0	Security staff	2	2	2	MONDAY	15	0	0	0	1	1	Agriculture	0.356323	0.643324	0.154744	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-1,010	1	0	0	0	0	0	0	0	0	0	0	0	2
115,692	0	Cash loans	F	N	Y	0	135,000	450,000	47,254.5	450,000	Unaccompanied	Working	Secondary / secondary special	Married	House / apartment	0.035792	-18,353	-4,136	-10,736	-580	7	1	1	1	1	0	0	Laborers	2	2	2	SUNDAY	15	0	0	0	1	1	Industry: type 3	0.356323	0.648939	0.7463	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-375	1	0	0	0	0	0	0	0	0	0	0	2	0
197,811	0	Cash loans	M	Y	Y	2	360,000	600,988.5	71,455.5	553,500	Unaccompanied	Commercial associate	Higher education	Married	House / apartment	0.031329	-14,687	-1,876	-2,341	-185	8	1	1	0	1	0	0	Managers	4	2	2	MONDAY	8	0	0	0	0	0	Business Entity Type 3	0.4358	0.616141	0.7463	0.1485	0	0.9886	0.8232	0	0.16	0.1379	0.3333	0.2083	0	0.0504	0.1532	0	0	0.1513	0	0.9886	0.8301	0	0.1611	0.1379	0.3333	0.2083	0	0.0551	0.1596	0	0	0.1499	0	0.9886	0.8256	0	0.16	0.1379	0.3333	0.2083	0	0.0513	0.1559	0	0	reg oper account	block of flats	0.1205	Panel	No	0	0	0	0	-1,104	0	0	0	1	0	0	0	0	0	0	0	0	0
241,538	0	Cash loans	F	N	N	0	67,500	454,500	13,288.5	454,500	Unaccompanied	State servant	Secondary / secondary special	Single / not married	Municipal apartment	0.010006	-14,727	-3,912	-9	-4,948	7	1	1	0	1	1	0	Medicine staff	1	2	2	TUESDAY	14	0	0	0	0	0	Medicine	0.356323	0.476441	0.520898	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-1,931	1	0	0	0	0	0	0	0	0	0	0	0	0
117,102	0	Cash loans	F	N	N	1	495,000	545,040	35,617.5	450,000	Unaccompanied	Commercial associate	Higher education	Separated	House / apartment	0.072508	-9,529	-377	-3,981	-2,170	7	1	1	0	1	0	1	Sales staff	2	1	1	WEDNESDAY	18	0	0	0	0	0	Business Entity Type 3	0.501769	0.710187	0.535276	0.0814	0.0675	0.9568	0.4084	0.011	0	0.1724	0.1667	0.2083	0	0.037	0.0626	0.1351	0.0788	0.083	0.0701	0.9568	0.4316	0.0111	0	0.1724	0.1667	0.2083	0	0.0404	0.0652	0.1362	0.0834	0.0822	0.0675	0.9568	0.4163	0.0111	0	0.1724	0.1667	0.2083	0	0.0376	0.0637	0.1359	0.0804	reg oper account	block of flats	0.0724	Stone, brick	No	3	1	3	0	-1,535	1	0	0	0	0	0	0	0	0	0	0	0	4
316,168	0	Cash loans	M	Y	Y	0	135,000	634,482	20,596.5	454,500	Unaccompanied	Pensioner	Secondary / secondary special	Widow	House / apartment	0.035792	-21,989	365,243	-5,520	-3,074	4	1	0	0	1	0	0	Laborers	1	2	2	SATURDAY	10	0	0	0	0	0	XNA	0.356323	0.354225	0.770087	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	1	0	1	0	-1,417	0	0	1	0	0	0	0	0	0	0	0	2	1
352,609	0	Cash loans	F	N	N	0	157,500	888,840	37,494	675,000	Unaccompanied	Working	Higher education	Married	House / apartment	0.00496	-17,766	-2,959	-5,223	-1,315	7	1	1	0	1	1	0	Sales staff	2	2	2	WEDNESDAY	11	0	0	0	0	0	Trade: type 7	0.545063	0.156908	0.583238	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	8	0	8	0	-270	1	0	0	0	0	0	0	0	0	0	0	0	0
259,276	1	Cash loans	M	Y	Y	0	202,500	238,716	13,077	171,000	Unaccompanied	Working	Secondary / secondary special	Civil marriage	House / apartment	0.00733	-14,643	-464	-922	-4,577	13	1	1	0	1	0	0	Low-skill Laborers	2	2	2	TUESDAY	13	0	0	0	0	0	Construction	0.356323	0.646779	0.694093	0.0495	0.0629	0.9752	0.8232	0	0	0.1034	0.125	0.2083	0	0.0504	0.0478	0	0	0.0504	0.0653	0.9752	0.8301	0	0	0.1034	0.125	0.2083	0	0.0551	0.0498	0	0	0.05	0.0629	0.9752	0.8256	0	0	0.1034	0.125	0.2083	0	0.0513	0.0486	0	0	reg oper account	block of flats	0.0503	Panel	No	0	0	0	0	-237	1	0	0	0	0	0	0	0	0	0	0	0	8
125,372	1	Cash loans	F	Y	Y	2	135,000	526,491	38,439	454,500	Unaccompanied	Working	Secondary / secondary special	Separated	House / apartment	0.022625	-12,115	-554	-5,953	-3,475	4	1	1	0	1	0	0	Sales staff	3	2	2	MONDAY	17	0	0	1	1	1	Business Entity Type 3	0.445451	0.004154	0.581484	0.1763	0	0.9796	0.7212	0.1189	0	0.0345	0.3333	0.375	0	0.1437	0.0827	0	0	0.1796	0	0.9796	0.7321	0.12	0	0.0345	0.3333	0.375	0	0.157	0.0861	0	0	0.178	0	0.9796	0.7249	0.1197	0	0.0345	0.3333	0.375	0	0.1462	0.0841	0	0	reg oper account	block of flats	0.065	Stone, brick	No	0	0	0	0	0	1	0	0	0	0	0	0	0	0	1	0	0	3
321,340	0	Cash loans	F	N	Y	0	112,500	405,000	22,099.5	405,000	Unaccompanied	Working	Secondary / secondary special	Civil marriage	House / apartment	0.01452	-14,363	-1,043	-8,331	-5,045	7	1	1	0	1	0	0	Sales staff	2	2	2	WEDNESDAY	12	0	0	0	0	0	Business Entity Type 3	0.356323	0.415615	0.45611	0.1082	0.0714	0.9901	0.8572	0.0464	0.12	0.0862	0.3958	0.4375	0.0633	0.0878	0.1148	0.0097	0.0633	0.0704	0.0379	0.9811	0.7517	0.0152	0.0806	0.0345	0.3333	0.375	0.0193	0.0606	0.0855	0.0039	0.036	0.1093	0.0714	0.9901	0.8591	0.0467	0.12	0.0862	0.3958	0.4375	0.0644	0.0894	0.1169	0.0097	0.0647	reg oper spec account	block of flats	0.1043	Stone, brick	No	2	1	2	1	-307	1	0	0	0	0	0	0	0	0	0	0	0	0
348,783	0	Cash loans	F	N	Y	0	180,000	819,432	24,084	684,000	Unaccompanied	Commercial associate	Higher education	Separated	House / apartment	0.035792	-18,692	-2,446	-11,991	-2,233	7	1	1	0	1	1	0	Laborers	1	2	2	FRIDAY	12	0	0	0	0	0	Services	0.757205	0.692553	0.493863	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-2,622	1	0	0	0	0	0	0	0	0	0	0	0	0
170,753	0	Cash loans	M	Y	Y	0	76,500	203,760	13,747.5	180,000	Family	Working	Secondary / secondary special	Married	House / apartment	0.0105	-18,177	-2,263	-8,932	-1,703	8	1	1	1	1	1	0	Laborers	2	3	3	FRIDAY	11	0	0	0	0	0	Industry: type 3	0.497039	0.669996	0.427657	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	4	0	3	0	-2,121	1	0	0	0	0	0	0	0	0	0	0	0	0
391,509	0	Cash loans	F	N	Y	0	112,500	312,768	14,260.5	270,000	Unaccompanied	Commercial associate	Higher education	Single / not married	House / apartment	0.035792	-14,338	-2,666	-8,350	-4,943	7	1	1	0	1	0	1	Managers	1	2	2	FRIDAY	18	0	0	0	0	0	Business Entity Type 3	0.411932	0.585859	0.078536	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0.0918	Panel	No	2	1	2	1	-4	1	0	0	0	0	0	1	0	0	0	0	0	0
175,970	0	Cash loans	M	Y	Y	0	157,500	568,800	15,133.5	450,000	Unaccompanied	Working	Higher education	Married	House / apartment	0.020713	-8,589	-264	-904	-1,109	9	1	1	1	1	1	0	Sales staff	2	3	2	FRIDAY	9	0	0	0	0	0	Business Entity Type 3	0.284402	0.41896	0.368969	0.3144	0.2408	0.9866	0.8164	0.0818	0.4	0.3448	0.3333	0.375	0.2022	0.2555	0.3796	0.0039	0.0057	0.3204	0.2499	0.9866	0.8236	0.0826	0.4028	0.3448	0.3333	0.375	0.2068	0.2792	0.3955	0.0039	0.006	0.3175	0.2408	0.9866	0.8189	0.0824	0.4	0.3448	0.3333	0.375	0.2057	0.2599	0.3865	0.0039	0.0058	reg oper account	block of flats	0.3446	Panel	No	0	0	0	0	-911	0	0	0	0	1	0	0	0	0	0	0	0	2
239,137	0	Cash loans	M	N	Y	0	112,500	284,256	28,242	270,000	Spouse, partner	Commercial associate	Secondary / secondary special	Married	House / apartment	0.025164	-19,040	-1,272	-11,054	-2,577	7	1	1	1	1	1	0	Managers	2	2	2	FRIDAY	11	0	0	0	1	1	Business Entity Type 3	0.697551	0.615411	0.7463	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-808	1	0	0	0	0	0	0	0	0	0	0	0	0
270,172	0	Cash loans	F	N	N	0	90,000	1,546,020	42,642	1,350,000	Unaccompanied	Working	Secondary / secondary special	Married	House / apartment	0.007114	-15,048	-285	-1,038	-4,222	7	1	1	1	1	0	0	Sales staff	2	2	2	TUESDAY	11	0	0	0	0	0	Trade: type 7	0.356323	0.265048	0.7463	0.1227	0.1255	0.9816	0.7484	0.0863	0	0.2759	0.1667	0.2083	0.1096	0.1	0.1045	0	0	0.125	0.1302	0.9816	0.7583	0.0871	0	0.2759	0.1667	0.2083	0.1121	0.1093	0.1089	0	0	0.1239	0.1255	0.9816	0.7518	0.0869	0	0.2759	0.1667	0.2083	0.1115	0.1018	0.1064	0	0	reg oper account	block of flats	0.0915	Panel	No	0	0	0	0	-3,251	1	0	0	0	0	0	0	0	0	0	0	0	2
192,198	0	Cash loans	F	N	N	0	90,000	544,491	16,047	454,500	Unaccompanied	Working	Secondary / secondary special	Single / not married	House / apartment	0.019101	-17,001	-1,614	-7,105	-545	7	1	1	0	1	0	0	Sales staff	1	2	2	MONDAY	10	0	0	0	0	0	Trade: type 7	0.683338	0.538043	0.7463	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-380	1	0	0	0	0	0	0	0	0	0	0	0	0
391,027	0	Cash loans	F	N	Y	0	112,500	227,520	12,834	180,000	Unaccompanied	Commercial associate	Secondary / secondary special	Single / not married	House / apartment	0.025164	-15,822	-1,664	-9,811	-4,393	7	1	1	0	1	0	0	Laborers	1	2	2	SATURDAY	13	0	0	0	0	0	Business Entity Type 3	0.356323	0.265256	0.605836	0.0371	0.1158	0.9821	0.7552	0	0.04	0.1379	0.25	0.2917	0	0.066	0.0816	0	0.0548	0	0.1067	0.9791	0.7256	0	0	0.069	0.1667	0.2083	0	0.0661	0.0777	0	0	0.0375	0.1158	0.9821	0.7585	0	0.04	0.1379	0.25	0.2917	0	0.0671	0.0831	0	0.0559	reg oper account	block of flats	0.0698	Panel	No	0	0	0	0	-989	1	0	0	0	0	0	0	0	0	0	0	0	4
261,790	0	Cash loans	F	Y	Y	0	292,500	1,546,020	45,333	1,350,000	Unaccompanied	Pensioner	Secondary / secondary special	Married	House / apartment	0.010032	-21,586	365,243	-6,569	-3,951	19	1	0	0	1	0	0	Laborers	2	2	2	THURSDAY	5	0	0	0	0	0	XNA	0.356323	0.526044	0.7463	0.1742	0.0865	0.9841	0.8232	0	0.04	0.0345	0.3333	0.2083	0.0383	0.0504	0.0831	0	0.0681	0.1775	0.0897	0.9841	0.8301	0	0.0403	0.0345	0.3333	0.2083	0.0392	0.0551	0.0866	0	0.0721	0.1759	0.0865	0.9841	0.8256	0	0.04	0.0345	0.3333	0.2083	0.039	0.0513	0.0846	0	0.0695	reg oper account	block of flats	0.0802	Stone, brick	No	2	0	2	0	-770	1	0	0	0	0	0	0	0	0	0	0	0	0
316,597	0	Cash loans	M	Y	Y	2	270,000	450,000	21,888	450,000	Spouse, partner	Commercial associate	Secondary / secondary special	Married	House / apartment	0.026392	-14,134	-788	-702	-4,874	5	1	1	0	1	1	0	Laborers	4	2	2	SUNDAY	14	0	0	0	0	0	Transport: type 4	0.356323	0.713498	0.597192	0.1485	0	0.9806	0.8232	0	0.16	0.1379	0.3333	0.2083	0	0.0504	0.0942	0	0.2211	0.1513	0	0.9806	0.8301	0	0.1611	0.1379	0.3333	0.2083	0	0.0551	0.0981	0	0.2341	0.1499	0	0.9806	0.8256	0	0.16	0.1379	0.3333	0.2083	0	0.0513	0.0959	0	0.2258	reg oper account	block of flats	0.1222	Panel	No	3	0	3	0	-3	1	0	0	0	0	0	0	0	0	0	0	0	1
240,231	0	Cash loans	M	Y	Y	1	180,000	267,102	21,415.5	247,500	Unaccompanied	Working	Secondary / secondary special	Married	House / apartment	0.014464	-16,296	-1,291	-4,281	-3,375	64	1	1	0	1	0	0	Drivers	3	2	2	SATURDAY	8	0	0	0	0	0	Business Entity Type 2	0.344848	0.197456	0.58674	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	2	1	2	1	-7	0	0	0	1	0	0	0	0	0	0	0	0	1
196,632	0	Cash loans	F	Y	N	1	270,000	1,126,548	29,718	983,713.5	Unaccompanied	Working	Higher education	Married	House / apartment	0.018029	-9,436	-746	-3,757	-1,326	17	1	1	0	1	0	0	Sales staff	3	3	2	THURSDAY	7	0	0	0	0	0	Business Entity Type 3	0.336916	0.287571	0.216403	0.0412	0.0247	0.9816	0.7484	0.0117	0	0.069	0.1667	0.2083	0.0329	0.0336	0.0335	0	0	0.042	0.0256	0.9816	0.7583	0.0118	0	0.069	0.1667	0.2083	0.0336	0.0367	0.0349	0	0	0.0416	0.0247	0.9816	0.7518	0.0118	0	0.069	0.1667	0.2083	0.0334	0.0342	0.0341	0	0	reg oper account	block of flats	0.0328	Panel	No	0	0	0	0	-1,086	1	0	0	0	0	0	0	0	0	0	0	0	1
350,311	0	Cash loans	F	N	N	1	76,500	993,082.5	39,514.5	913,500	Unaccompanied	Commercial associate	Secondary / secondary special	Married	House / apartment	0.020713	-10,289	-1,332	-281	-2,710	7	1	1	0	1	0	0	Sales staff	3	3	3	THURSDAY	7	0	0	0	0	0	Self-employed	0.216473	0.545513	0.621226	0.0701	0.0774	0.9846	0.7892	0	0	0.1379	0.1667	0.2083	0.0505	0.0555	0.0622	0.0077	0.0152	0.0714	0.0803	0.9846	0.7975	0	0	0.1379	0.1667	0.2083	0.0517	0.0606	0.0648	0.0078	0.0161	0.0708	0.0774	0.9846	0.792	0	0	0.1379	0.1667	0.2083	0.0514	0.0564	0.0633	0.0078	0.0155	reg oper account	block of flats	0.0565	Panel	No	1	0	1	0	0	1	0	0	0	0	0	0	0	0	0	1	2	1
294,420	0	Cash loans	M	N	Y	2	112,500	562,932	38,209.5	427,500	Unaccompanied	Working	Lower secondary	Civil marriage	House / apartment	0.018029	-11,613	-1,433	-1,673	-3,872	7	1	1	0	1	0	0	Laborers	4	3	3	THURSDAY	6	0	0	0	1	1	Self-employed	0.356323	0.375012	0.7463	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	0	1	0	0	0	0	0	0	0	0	0	0	0	0
394,421	0	Cash loans	M	Y	Y	1	112,500	536,917.5	30,109.5	463,500	Unaccompanied	Working	Secondary / secondary special	Civil marriage	House / apartment	0.020713	-14,520	-432	-7,364	-4,954	10	1	1	0	1	0	0	Laborers	3	3	3	TUESDAY	8	0	0	0	0	0	Industry: type 9	0.356323	0.413206	0.7463	0.0124	0	0.9757	0.8232	0	0	0.1034	0.0417	0.2083	0	0.0504	0.0103	0	0	0.0126	0	0.9757	0.8301	0	0	0.1034	0.0417	0.2083	0	0.0551	0.0107	0	0	0.0125	0	0.9757	0.8256	0	0	0.1034	0.0417	0.2083	0	0.0513	0.0105	0	0	reg oper account	block of flats	0.0081	Mixed	Yes	0	0	0	0	0	1	0	0	0	0	0	0	0	0	0	0	0	0
393,472	0	Cash loans	F	Y	Y	0	112,500	1,372,500	47,835	1,372,500	Unaccompanied	Commercial associate	Secondary / secondary special	Married	House / apartment	0.031329	-17,271	-1,111	-1,127	-801	16	1	1	0	1	0	0	Laborers	2	2	2	FRIDAY	15	0	0	0	0	0	Business Entity Type 3	0.516593	0.381208	0.567379	0.0546	0.0344	0.9831	0.7688	0.0289	0.08	0.069	0.3333	0.0417	0.0541	0.0387	0.065	0.027	0.2221	0.0557	0.0357	0.9831	0.7779	0.0292	0.0806	0.069	0.3333	0.0417	0.0553	0.0422	0.0678	0.0272	0.2351	0.0552	0.0344	0.9831	0.7719	0.0291	0.08	0.069	0.3333	0.0417	0.055	0.0393	0.0662	0.0272	0.2268	reg oper account	block of flats	0.0994	Stone, brick	No	0	0	0	0	-1,802	1	0	0	0	0	0	0	0	0	0	0	1	5
391,206	0	Cash loans	F	N	Y	1	135,000	314,055	16,164	238,500	Family	State servant	Secondary / secondary special	Civil marriage	House / apartment	0.018801	-21,220	-5,157	-10,113	-4,696	7	1	1	0	1	0	0	Laborers	3	2	2	WEDNESDAY	13	0	0	0	1	1	Housing	0.839428	0.382911	0.701696	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-2,807	1	0	0	0	0	0	0	0	0	0	0	0	0
300,313	0	Cash loans	M	Y	N	0	225,000	545,040	36,553.5	450,000	Family	Commercial associate	Secondary / secondary special	Single / not married	House / apartment	0.04622	-9,905	-557	-4,018	-571	11	1	1	0	1	0	0	Laborers	1	1	1	TUESDAY	19	0	0	0	0	0	Transport: type 4	0.356323	0.503227	0.626304	0.0619	0.0738	0.9826	0.762	0	0	0.1379	0.1667	0.2083	0.013	0.0504	0.0335	0	0.0959	0.063	0.0766	0.9826	0.7713	0	0	0.1379	0.1667	0.2083	0.0133	0.0551	0.0349	0	0.1015	0.0625	0.0738	0.9826	0.7652	0	0	0.1379	0.1667	0.2083	0.0133	0.0513	0.0341	0	0.0979	reg oper account	block of flats	0.0472	Panel	No	0	0	0	0	-1,990	1	0	0	0	0	0	0	0	0	0	0	0	1
109,219	0	Revolving loans	F	Y	Y	0	112,500	180,000	9,000	180,000	Unaccompanied	Working	Secondary / secondary special	Single / not married	With parents	0.01452	-8,263	-960	-8,235	-933	9	1	1	0	1	0	0	Sales staff	1	2	2	MONDAY	11	0	0	0	1	1	Trade: type 7	0.317013	0.61862	0.355639	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-762	0	0	0	0	0	0	0	0	0	0	0	0	2
260,004	0	Cash loans	F	N	Y	0	90,000	219,042	24,844.5	193,500	Family	Working	Secondary / secondary special	Single / not married	House / apartment	0.018634	-15,724	-856	-7,064	-1,966	7	1	1	0	1	0	0	Laborers	1	2	2	WEDNESDAY	16	0	0	1	1	1	Other	0.356323	0.540461	0.7463	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	3	1	3	0	-732	1	0	0	0	0	0	0	0	0	0	0	0	0
361,889	0	Cash loans	M	N	N	0	112,500	343,800	12,478.5	225,000	Unaccompanied	Working	Secondary / secondary special	Single / not married	House / apartment	0.018801	-12,943	-813	-5,250	-4,236	7	1	1	0	1	0	0	Laborers	1	2	2	THURSDAY	14	0	0	1	1	1	Transport: type 2	0.356323	0.617087	0.517297	0.1701	0.0634	0.9876	0.83	0	0.12	0.1034	0.3333	0.375	0.0291	0.1362	0.11	0.0116	0.0035	0.1733	0.0658	0.9876	0.8367	0	0.1208	0.1034	0.3333	0.375	0.0298	0.1488	0.1146	0.0117	0.0037	0.1718	0.0634	0.9876	0.8323	0	0.12	0.1034	0.3333	0.375	0.0296	0.1385	0.1119	0.0116	0.0035	reg oper account	block of flats	0.1135	Panel	No	1	0	1	0	0	1	0	0	0	0	0	0	0	0	0	0	0	0
228,731	1	Cash loans	F	N	Y	0	135,000	573,628.5	29,416.5	463,500	Unaccompanied	Pensioner	Secondary / secondary special	Single / not married	House / apartment	0.010147	-20,492	365,243	-12,632	-3,009	7	1	0	0	1	0	0	Laborers	1	2	2	MONDAY	12	0	0	0	0	0	XNA	0.356323	0.142368	0.000527	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-354	1	0	0	0	0	0	0	0	0	0	0	0	6
341,417	0	Cash loans	F	Y	Y	0	67,500	276,277.5	14,593.5	238,500	Spouse, partner	State servant	Secondary / secondary special	Married	House / apartment	0.018209	-11,440	-147	-511	-2,157	7	1	1	0	1	0	0	Sales staff	2	3	3	TUESDAY	7	0	0	0	1	1	Self-employed	0.356323	0.529402	0.675413	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	2	1	2	1	-313	1	0	0	0	0	0	0	0	0	0	0	0	0
340,114	0	Cash loans	F	N	N	0	135,000	1,321,902	38,781	1,035,000	Unaccompanied	Working	Secondary / secondary special	Civil marriage	Co-op apartment	0.022625	-20,857	-208	-4,441	-4,378	7	1	1	0	1	0	0	High skill tech staff	2	2	2	SUNDAY	14	0	0	0	0	0	Housing	0.356323	0.564521	0.709189	0.0186	0	0	0.8232	0	0	0.1379	0.0417	0.2083	0	0.0504	0.0134	0	0	0.0189	0	0.0005	0.8301	0	0	0.1379	0.0417	0.2083	0	0.0551	0.014	0	0	0.0187	0	0	0.8256	0	0	0.1379	0.0417	0.2083	0	0.0513	0.0137	0	0	reg oper account	block of flats	0.0124	Panel	No	0	0	0	0	-1,292	1	0	0	0	0	0	0	0	0	0	3	0	1
441,881	0	Cash loans	F	N	Y	0	126,000	450,000	35,685	450,000	Spouse, partner	Pensioner	Secondary / secondary special	Married	House / apartment	0.031329	-22,139	365,243	-5,653	-386	7	1	0	0	1	0	0	Laborers	2	2	2	SATURDAY	14	0	0	0	0	0	XNA	0.356323	0.553968	0.000527	0.1531	0	0.9767	0.6804	0.0149	0	0.1034	0.1667	0.2083	0.0348	0.1248	0.0512	0	0.0316	0.1471	0	0.9767	0.6929	0.015	0	0.1034	0.1667	0.2083	0.0341	0.1286	0.0508	0	0.0252	0.1546	0	0.9767	0.6847	0.015	0	0.1034	0.1667	0.2083	0.0354	0.127	0.0521	0	0.0322	reg oper account	block of flats	0.055	Stone, brick	No	5	2	5	2	-618	0	1	0	0	0	0	0	0	0	0	0	0	3
415,947	0	Cash loans	M	N	Y	2	180,000	422,892	24,408	382,500	Family	Working	Incomplete higher	Married	House / apartment	0.009549	-14,745	-1,669	-1,518	-4,164	7	1	1	0	1	1	0	Drivers	4	2	2	TUESDAY	11	0	0	0	0	0	Medicine	0.356323	0.646434	0.332851	0.3711	0.3439	0.9841	0.7824	0	0.4	0.3448	0.3333	0.0417	0	0.0504	0.4174	0	0.0353	0.3782	0.3569	0.9841	0.7909	0	0.4028	0.3448	0.3333	0.0417	0	0.0551	0.4349	0	0.0373	0.3747	0.3439	0.9841	0.7853	0	0.4	0.3448	0.3333	0.0417	0	0.0513	0.4249	0	0.036	reg oper account	block of flats	0.3644	Stone, brick	No	1	0	1	0	-456	1	0	0	0	0	0	0	0	0	0	0	0	0
437,719	0	Cash loans	M	N	Y	0	202,500	990,000	41,944.5	990,000	Family	State servant	Secondary / secondary special	Married	House / apartment	0.015221	-15,771	-3,513	-895	-5,172	7	1	1	0	1	0	0	Laborers	2	2	2	THURSDAY	14	0	0	0	0	0	School	0.356323	0.65385	0.7463	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	1	0	1	0	-2,544	1	0	0	0	0	0	0	0	0	0	0	0	0
453,289	0	Cash loans	F	Y	Y	0	162,000	781,920	28,215	675,000	Unaccompanied	Working	Secondary / secondary special	Married	House / apartment	0.028663	-14,154	-521	-17	-4,326	17	1	1	1	1	0	0	Sales staff	2	2	2	MONDAY	14	0	0	0	0	0	Business Entity Type 3	0.264372	0.545437	0.780144	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-2,225	0	0	0	1	0	0	0	0	0	0	0	0	0
238,143	0	Cash loans	F	Y	Y	0	337,500	1,908,414	52,609.5	1,593,000	Unaccompanied	Working	Higher education	Married	House / apartment	0.006852	-15,109	-1,442	-698	-4,113	15	1	1	0	1	0	0	Managers	2	3	3	SATURDAY	6	0	0	0	0	0	Business Entity Type 3	0.356323	0.378457	0.49206	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	3	0	3	0	-1,875	1	0	0	0	0	0	0	0	0	0	0	1	1
178,512	0	Cash loans	F	N	Y	1	202,500	301,500	15,916.5	301,500	Unaccompanied	Working	Higher education	Married	House / apartment	0.01452	-13,226	-4,770	-3,777	-3,787	7	1	1	0	1	0	0	Managers	3	2	2	SATURDAY	10	0	0	0	0	0	Business Entity Type 3	0.411085	0.616436	0.211551	0.0825	0	0.9732	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0.0052	0	0	0.084	0	0.9732	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0.0054	0	0	0.0833	0	0.9732	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0.0053	0	0	reg oper account	block of flats	0.0071	Panel	Yes	0	0	0	0	-2,380	1	0	0	0	0	0	0	0	0	0	0	2	5
222,859	0	Cash loans	F	N	N	1	72,000	216,144	12,537	171,000	Unaccompanied	State servant	Secondary / secondary special	Married	House / apartment	0.04622	-10,072	-1,271	-891	-2,652	7	1	1	0	1	0	0	Core staff	3	1	1	THURSDAY	9	0	0	0	0	0	Kindergarten	0.292106	0.679141	0.375711	0.1866	0.1437	0.9861	0.8096	0.0368	0.2	0.1724	0.3333	0.375	0.1943	0.1521	0.1938	0	0	0.1901	0.1491	0.9861	0.8171	0.0371	0.2014	0.1724	0.3333	0.375	0.1988	0.1662	0.202	0	0	0.1884	0.1437	0.9861	0.8121	0.037	0.2	0.1724	0.3333	0.375	0.1977	0.1548	0.1973	0	0	reg oper account	block of flats	0.1525	Panel	No	1	0	1	0	0	1	0	0	0	0	0	0	0	0	0	1	0	1
193,411	0	Revolving loans	F	N	Y	0	180,000	337,500	16,875	337,500	Unaccompanied	Commercial associate	Secondary / secondary special	Married	House / apartment	0.04622	-19,062	-5,251	-1,390	-2,607	7	1	1	0	1	1	0	Sales staff	2	1	1	MONDAY	11	0	0	0	0	0	Construction	0.637806	0.700833	0.544235	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	16	0	16	0	-756	0	1	0	0	0	0	0	0	0	0	0	0	4
326,565	0	Cash loans	F	N	Y	1	157,500	536,917.5	32,976	463,500	Unaccompanied	Commercial associate	Secondary / secondary special	Civil marriage	House / apartment	0.035792	-13,467	-952	-594	-3,841	7	1	1	0	1	0	0	Sales staff	3	2	2	TUESDAY	11	0	0	0	0	0	Business Entity Type 3	0.505779	0.448626	0.792264	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	2	0	2	0	-331	1	0	0	0	0	0	0	0	0	0	1	3	5
270,464	0	Cash loans	F	N	Y	0	171,000	808,650	26,086.5	675,000	Unaccompanied	Working	Secondary / secondary special	Single / not married	House / apartment	0.01885	-20,239	-3,231	-9,863	-3,148	7	1	1	0	1	0	0	Security staff	1	2	2	WEDNESDAY	11	0	0	0	1	1	Government	0.745869	0.691854	0.253963	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	1	0	1	0	-1,960	1	0	0	0	0	0	0	0	0	0	0	0	0
326,770	0	Cash loans	M	Y	Y	0	67,500	225,000	11,488.5	225,000	Unaccompanied	Working	Lower secondary	Married	House / apartment	0.018209	-19,289	-1,057	-2,872	-2,842	14	1	1	1	1	1	0	Laborers	2	3	3	WEDNESDAY	11	0	0	0	0	0	Business Entity Type 3	0.356323	0.461661	0.7463	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-480	1	0	0	0	0	0	0	0	0	0	0	0	0