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SK_ID_CURR int64 100k 456k	TARGET int64 0 1	NAME_CONTRACT_TYPE stringclasses 2 values	CODE_GENDER stringclasses 2 values	FLAG_OWN_CAR stringclasses 2 values	FLAG_OWN_REALTY stringclasses 2 values	CNT_CHILDREN int64 0 8	AMT_INCOME_TOTAL float64 27k 1.8M	AMT_CREDIT float64 45k 3.08M	AMT_ANNUITY float64 3.05k 225k	AMT_GOODS_PRICE float64 45k 2.93M	NAME_TYPE_SUITE stringclasses 7 values	NAME_INCOME_TYPE stringclasses 4 values	NAME_EDUCATION_TYPE stringclasses 5 values	NAME_FAMILY_STATUS stringclasses 6 values	NAME_HOUSING_TYPE stringclasses 6 values	REGION_POPULATION_RELATIVE float64 0 0.07	DAYS_BIRTH int64 -25,165 -7,680	DAYS_EMPLOYED int64 -15,943 365k	DAYS_REGISTRATION float64 -19,463 0	DAYS_ID_PUBLISH int64 -6,259 -1	OWN_CAR_AGE float64 0 65	FLAG_MOBIL int64 1 1	FLAG_EMP_PHONE int64 0 1	FLAG_WORK_PHONE int64 0 1	FLAG_CONT_MOBILE int64 0 1	FLAG_PHONE int64 0 1	FLAG_EMAIL int64 0 1	OCCUPATION_TYPE stringclasses 18 values	CNT_FAM_MEMBERS float64 1 10	REGION_RATING_CLIENT int64 1 3	REGION_RATING_CLIENT_W_CITY int64 1 3	WEEKDAY_APPR_PROCESS_START stringclasses 7 values	HOUR_APPR_PROCESS_START int64 1 23	REG_REGION_NOT_LIVE_REGION int64 0 1	REG_REGION_NOT_WORK_REGION int64 0 1	LIVE_REGION_NOT_WORK_REGION int64 0 1	REG_CITY_NOT_LIVE_CITY int64 0 1	REG_CITY_NOT_WORK_CITY int64 0 1	LIVE_CITY_NOT_WORK_CITY int64 0 1	ORGANIZATION_TYPE stringlengths 3 22	EXT_SOURCE_1 float64 0.03 0.94	EXT_SOURCE_2 float64 0 0.86	EXT_SOURCE_3 float64 0 0.88	APARTMENTS_AVG float64 0 1	BASEMENTAREA_AVG float64 0 1	YEARS_BEGINEXPLUATATION_AVG float64 0 1	YEARS_BUILD_AVG float64 0 1	COMMONAREA_AVG float64 0 1	ELEVATORS_AVG float64 0 1	ENTRANCES_AVG float64 0 1	FLOORSMAX_AVG float64 0 1	FLOORSMIN_AVG float64 0 1	LANDAREA_AVG float64 0 1	LIVINGAPARTMENTS_AVG float64 0 1	LIVINGAREA_AVG float64 0 1	NONLIVINGAPARTMENTS_AVG float64 0 1	NONLIVINGAREA_AVG float64 0 1	APARTMENTS_MODE float64 0 1	BASEMENTAREA_MODE float64 0 1	YEARS_BEGINEXPLUATATION_MODE float64 0 1	YEARS_BUILD_MODE float64 0 1	COMMONAREA_MODE float64 0 1	ELEVATORS_MODE float64 0 1	ENTRANCES_MODE float64 0 1	FLOORSMAX_MODE float64 0 1	FLOORSMIN_MODE float64 0 1	LANDAREA_MODE float64 0 1	LIVINGAPARTMENTS_MODE float64 0 1	LIVINGAREA_MODE float64 0 1	NONLIVINGAPARTMENTS_MODE float64 0 1	NONLIVINGAREA_MODE float64 0 1	APARTMENTS_MEDI float64 0 1	BASEMENTAREA_MEDI float64 0 1	YEARS_BEGINEXPLUATATION_MEDI float64 0 1	YEARS_BUILD_MEDI float64 0 1	COMMONAREA_MEDI float64 0 1	ELEVATORS_MEDI float64 0 1	ENTRANCES_MEDI float64 0 1	FLOORSMAX_MEDI float64 0 1	FLOORSMIN_MEDI float64 0 1	LANDAREA_MEDI float64 0 1	LIVINGAPARTMENTS_MEDI float64 0 1	LIVINGAREA_MEDI float64 0 1	NONLIVINGAPARTMENTS_MEDI float64 0 1	NONLIVINGAREA_MEDI float64 0 1	FONDKAPREMONT_MODE stringclasses 4 values	HOUSETYPE_MODE stringclasses 3 values	TOTALAREA_MODE float64 0 1	WALLSMATERIAL_MODE stringclasses 7 values	EMERGENCYSTATE_MODE stringclasses 2 values	OBS_30_CNT_SOCIAL_CIRCLE float64 0 26	DEF_30_CNT_SOCIAL_CIRCLE float64 0 4	OBS_60_CNT_SOCIAL_CIRCLE float64 0 26	DEF_60_CNT_SOCIAL_CIRCLE float64 0 4	DAYS_LAST_PHONE_CHANGE float64 -3,791 0	FLAG_DOCUMENT_3 int64 0 1	FLAG_DOCUMENT_6 int64 0 1	FLAG_DOCUMENT_8 int64 0 1	FLAG_DOCUMENT_9 int64 0 1	FLAG_DOCUMENT_11 int64 0 1	FLAG_DOCUMENT_16 int64 0 1	FLAG_DOCUMENT_18 int64 0 1	AMT_REQ_CREDIT_BUREAU_MON float64 0 17	AMT_REQ_CREDIT_BUREAU_QRT float64 0 6	AMT_REQ_CREDIT_BUREAU_YEAR float64 0 9
109,615	0	Cash loans	F	Y	Y	0	229,500	1,404,013.5	53,478	1,291,500	Unaccompanied	Working	Secondary / secondary special	Single / not married	House / apartment	0.020713	-18,409	-9,154	-7,216	-1,913	0	1	1	0	1	0	0	Core staff	1	3	1	WEDNESDAY	13	0	0	0	0	0	0	Kindergarten	0.356323	0.533442	0.556727	0.0732	0	0.9836	0.8232	0	0.08	0.069	0.3333	0.2083	0.0222	0.0504	0.0707	0	0.0037	0.0746	0	0.9836	0.8301	0	0.0806	0.069	0.3333	0.2083	0.0227	0.0551	0.0736	0	0.0039	0.0739	0	0.9836	0.8256	0	0.08	0.069	0.3333	0.2083	0.0226	0.0513	0.0719	0	0.0037	reg oper account	block of flats	0.0564	Panel	No	0	0	0	0	-648	1	0	0	0	0	0	0	0	0	1
343,734	0	Cash loans	M	N	N	0	157,500	1,350,000	51,421.5	1,350,000	Unaccompanied	Commercial associate	Secondary / secondary special	Married	House / apartment	0.018801	-21,725	-3,375	-146	-4,815	7	1	1	1	1	0	0	Drivers	2	2	2	THURSDAY	13	0	0	0	0	1	1	Other	0.653392	0.709561	0.602386	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	7	0	7	0	-2,932	1	0	0	0	0	0	0	0	0	1
222,944	0	Cash loans	M	N	N	0	180,000	573,628.5	22,747.5	463,500	Unaccompanied	State servant	Secondary / secondary special	Single / not married	House / apartment	0.02461	-15,145	-6,654	-8,202	-3,975	7	1	1	0	1	0	1	Managers	1	2	2	WEDNESDAY	15	0	0	0	0	0	0	Security Ministries	0.402765	0.587767	0.704706	0.0753	0.042	0.9846	0.7892	0	0.08	0.069	0.3333	0.0417	0.0473	0.0605	0.0728	0.0039	0.0047	0.0767	0.0436	0.9846	0.7975	0	0.0806	0.069	0.3333	0.0417	0.0484	0.0661	0.0759	0.0039	0.005	0.076	0.042	0.9846	0.792	0	0.08	0.069	0.3333	0.0417	0.0482	0.0616	0.0741	0.0039	0.0048	reg oper account	block of flats	0.075	Panel	No	0	0	0	0	-1,490	1	0	0	0	0	0	0	0	0	3
220,760	0	Cash loans	F	N	Y	0	180,000	971,280	49,468.5	900,000	Family	Working	Secondary / secondary special	Civil marriage	House / apartment	0.008474	-17,754	-3,547	-10,351	-1,300	7	1	1	0	1	0	0	Laborers	2	2	2	SUNDAY	17	0	0	0	0	0	0	Business Entity Type 3	0.356323	0.074268	0.7463	0.1258	0.1018	0.9781	0.7008	0.0154	0	0.2759	0.1667	0.0417	0.0475	0.1025	0.0827	0	0	0.1282	0.1057	0.9782	0.7125	0.0155	0	0.2759	0.1667	0.0417	0.0486	0.112	0.0862	0	0	0.127	0.1018	0.9781	0.7048	0.0154	0	0.2759	0.1667	0.0417	0.0483	0.1043	0.0842	0	0	reg oper account	block of flats	0.0942	Panel	No	0	0	0	0	-620	1	0	0	0	0	0	0	0	0	0
388,474	0	Cash loans	F	N	Y	0	180,000	715,095	53,595	675,000	Unaccompanied	State servant	Secondary / secondary special	Civil marriage	House / apartment	0.032561	-17,842	-1,354	-5,738	-1,332	7	1	1	0	1	0	0	Medicine staff	2	1	1	WEDNESDAY	18	0	0	0	0	0	0	Medicine	0.356323	0.582491	0.698668	0.1426	0.1024	0.9752	0.66	0.0171	0.0912	0.2017	0.1904	0.2321	0.1011	0.1137	0.1219	0.0116	0.0067	0.105	0.0774	0.9752	0.6733	0.0109	0	0.1724	0.1667	0.2083	0.0755	0.0918	0.0924	0	0	0.1062	0.0745	0.9752	0.6645	0.0108	0	0.1724	0.1667	0.2083	0.0899	0.0855	0.0913	0.0078	0.0058	reg oper account	block of flats	0.1626	Panel	No	4	1	4	0	-495	1	0	0	0	0	0	0	0	0	2
313,624	0	Cash loans	M	Y	N	0	180,000	239,850	25,578	225,000	Other_B	Commercial associate	Secondary / secondary special	Single / not married	House / apartment	0.030755	-11,202	-3,298	-907	-3,280	32	1	1	0	1	0	0	Laborers	1	2	2	TUESDAY	15	0	0	0	1	0	1	Business Entity Type 3	0.170955	0.228702	0.472253	0.2361	0.1974	0.9762	0.6736	0.0892	0	0.4828	0.1667	0.0417	0.066	0.1916	0.2053	0.0039	0.0049	0.2405	0.2049	0.9762	0.6864	0.09	0	0.4828	0.1667	0.0417	0.0675	0.2094	0.2139	0.0039	0.0052	0.2384	0.1974	0.9762	0.678	0.0898	0	0.4828	0.1667	0.0417	0.0671	0.195	0.209	0.0039	0.005	reg oper account	block of flats	0.2145	Panel	No	0	0	0	0	-34	0	0	1	0	0	0	0	0	2	0
118,196	0	Revolving loans	F	N	N	0	157,500	247,500	12,375	247,500	Unaccompanied	Pensioner	Secondary / secondary special	Single / not married	House / apartment	0.019101	-21,074	365,243	-9,732	-4,610	7	1	0	0	1	0	0	Laborers	1	2	2	THURSDAY	18	0	0	0	0	0	0	XNA	0.356323	0.758679	0.194068	0.1227	0.1468	0.9866	0.8164	0.0715	0	0.2069	0.1667	0.0417	0.1357	0.1	0.1277	0	0	0.125	0.1524	0.9866	0.8236	0.0722	0	0.2069	0.1667	0.0417	0.1388	0.1093	0.1331	0	0	0.1239	0.1468	0.9866	0.8189	0.072	0	0.2069	0.1667	0.0417	0.138	0.1018	0.13	0	0	reg oper account	block of flats	0.1395	Panel	No	5	3	5	3	-1,534	0	0	0	0	0	0	0	2	0	2
282,171	0	Cash loans	M	Y	Y	0	270,000	983,160	60,277.5	900,000	Unaccompanied	Pensioner	Secondary / secondary special	Married	House / apartment	0.031329	-21,178	365,243	-7,560	-4,697	5	1	0	0	1	0	1	Laborers	2	2	2	FRIDAY	14	0	0	0	0	0	0	XNA	0.805428	0.780939	0.631355	0.0216	0	0.9687	0.5716	0	0	0.1379	0.0833	0.125	0	0.0177	0.0304	0	0.0459	0.0221	0	0.9687	0.5884	0	0	0.1379	0.0833	0.125	0	0.0193	0.0317	0	0.0486	0.0219	0	0.9687	0.5773	0	0	0.1379	0.0833	0.125	0	0.018	0.0309	0	0.0469	reg oper account	block of flats	0.0437	Stone, brick	No	3	1	3	1	-676	0	1	0	0	0	0	0	0	1	1
216,613	1	Cash loans	M	N	N	0	180,000	314,055	11,767.5	238,500	Spouse, partner	Commercial associate	Incomplete higher	Married	House / apartment	0.0228	-18,931	-4,871	-245	-482	7	1	1	0	1	0	0	Laborers	2	2	2	MONDAY	9	0	0	0	0	0	0	Business Entity Type 1	0.356323	0.524556	0.744932	0.0536	0.036	0.9801	0.728	0.0213	0.04	0.0345	0.3333	0.0417	0.0842	0.0437	0.0448	0	0	0.0546	0.0374	0.9801	0.7387	0.0214	0.0403	0.0345	0.3333	0.0417	0.0861	0.0478	0.0467	0	0	0.0541	0.036	0.9801	0.7316	0.0214	0.04	0.0345	0.3333	0.0417	0.0857	0.0445	0.0456	0	0	reg oper account	block of flats	0.0469	Stone, brick	No	0	0	0	0	-150	1	0	0	0	0	0	0	0	0	1
114,933	0	Cash loans	M	Y	N	0	202,500	900,693	29,898	684,000	Unaccompanied	Pensioner	Secondary / secondary special	Married	House / apartment	0.010147	-23,510	365,243	-3,242	-4,250	6	1	0	0	1	1	0	Laborers	2	2	2	SATURDAY	14	0	0	0	0	0	0	XNA	0.356323	0.347134	0.7463	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	0	0	0	1	0	0	0	0	0	0	0
246,769	1	Cash loans	M	N	Y	1	315,000	1,024,290	33,174	855,000	Family	Commercial associate	Secondary / secondary special	Married	House / apartment	0.025164	-14,258	-820	-8,366	-4,033	7	1	1	0	1	0	0	Laborers	3	2	2	SATURDAY	9	0	0	0	0	1	1	Industry: type 7	0.356323	0.099235	0.15664	0.0722	0.0717	0.9836	0.7756	0	0	0.1379	0.1667	0.0417	0.0154	0.0588	0.0581	0	0	0.0735	0.0744	0.9836	0.7844	0	0	0.1379	0.1667	0.0417	0.0158	0.0643	0.0605	0	0	0.0729	0.0717	0.9836	0.7786	0	0	0.1379	0.1667	0.0417	0.0157	0.0599	0.0591	0	0	org spec account	block of flats	0.0457	Panel	No	0	0	0	0	-1,594	1	0	0	0	0	0	0	2	0	5
189,389	0	Cash loans	M	N	Y	1	157,500	349,258.5	14,355	301,500	Unaccompanied	Commercial associate	Secondary / secondary special	Married	House / apartment	0.007274	-12,740	-1,333	-3	-2,249	7	1	1	0	1	1	0	Laborers	3	2	2	SATURDAY	12	1	1	0	1	1	1	Trade: type 2	0.230851	0.692981	0.7463	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	1	0	1	0	0	0	0	0	0	0	0	0	0	1	6
180,774	0	Revolving loans	M	Y	Y	0	135,000	180,000	9,000	180,000	Unaccompanied	Commercial associate	Secondary / secondary special	Married	House / apartment	0.008068	-20,381	-3,068	-140	-3,804	12	1	1	0	1	0	0	Drivers	2	3	3	MONDAY	12	0	0	0	0	0	0	Business Entity Type 3	0.356323	0.224627	0.7463	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	1	1	1	1	-319	0	0	0	0	0	0	0	0	0	6
331,617	0	Cash loans	F	Y	N	0	270,000	1,575,000	43,443	1,575,000	Unaccompanied	State servant	Higher education	Married	House / apartment	0.011703	-11,398	-2,637	-5,019	-1,539	3	1	1	0	1	0	1	Core staff	2	2	2	WEDNESDAY	18	0	0	0	0	0	0	Government	0.502341	0.629904	0.627991	0.1041	0	0.9786	0.7076	0.0115	0	0.2069	0.1667	0.2083	0.0812	0.0841	0.0908	0.0039	0.0074	0.1061	0	0.9786	0.719	0.0117	0	0.2069	0.1667	0.2083	0.083	0.0918	0.0946	0.0039	0.0078	0.1051	0	0.9786	0.7115	0.0116	0	0.2069	0.1667	0.2083	0.0826	0.0855	0.0924	0.0039	0.0076	not specified	block of flats	0.0731	Panel	No	1	0	1	0	-230	1	0	0	0	0	0	0	0	0	3
238,680	0	Cash loans	F	N	N	3	135,000	263,844	16,074	189,000	Unaccompanied	Working	Secondary / secondary special	Civil marriage	Municipal apartment	0.008068	-13,454	-1,459	-6,978	-4,280	7	1	1	0	1	0	0	Core staff	5	3	3	TUESDAY	6	0	0	0	0	0	0	Government	0.356323	0.025098	0.447179	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-494	1	0	0	0	0	0	0	0	0	2
447,524	0	Cash loans	M	Y	N	0	202,500	2,013,840	53,253	1,800,000	Group of people	Working	Secondary / secondary special	Married	House / apartment	0.010147	-16,605	-2,022	-3,985	-85	6	1	1	0	1	0	0	Drivers	2	2	2	TUESDAY	15	0	0	0	0	1	1	Self-employed	0.643281	0.087028	0.551381	0.0825	0	0.9742	0.8232	0	0	0.1379	0	0.2083	0	0.0504	0	0	0	0.084	0	0.9742	0.8301	0	0	0.1379	0	0.2083	0	0.0551	0	0	0	0.0833	0	0.9742	0.8256	0	0	0.1379	0	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0.0031	Mixed	Yes	1	0	1	0	-2	1	0	0	0	0	0	0	0	0	0
400,034	0	Cash loans	M	Y	N	1	225,000	1,113,840	47,322	900,000	Spouse, partner	Working	Secondary / secondary special	Married	House / apartment	0.007114	-11,183	-816	-992	-3,736	9	1	1	0	1	0	0	High skill tech staff	3	2	2	TUESDAY	14	0	0	0	0	0	0	Industry: type 9	0.356323	0.125408	0.614414	0.0082	0	0.9667	0.8232	0	0	0.0345	0.0417	0.2083	0	0.0504	0.0053	0	0	0.0084	0	0.9667	0.8301	0	0	0.0345	0.0417	0.2083	0	0.0551	0.0056	0	0	0.0083	0	0.9667	0.8256	0	0	0.0345	0.0417	0.2083	0	0.0513	0.0054	0	0	reg oper account	block of flats	0.0074	Wooden	No	2	1	2	1	-1,429	1	0	0	0	0	0	0	0	0	2
206,630	0	Cash loans	F	N	Y	0	157,500	284,400	19,134	225,000	Group of people	Commercial associate	Secondary / secondary special	Married	House / apartment	0.016612	-14,700	-6,231	-5,645	-361	7	1	1	0	1	0	0	Managers	2	2	2	SUNDAY	13	0	0	0	0	1	1	Self-employed	0.708253	0.617035	0.247191	0.1887	0	0.9747	0.6532	0.0104	0	0.0345	0.1667	0.2083	0.0674	0.1538	0.0901	0	0	0.1922	0	0.9747	0.6668	0.0105	0	0.0345	0.1667	0.2083	0.0689	0.168	0.0939	0	0	0.1905	0	0.9747	0.6578	0.0105	0	0.0345	0.1667	0.2083	0.0685	0.1565	0.0917	0	0	reg oper account	block of flats	0.0766	Stone, brick	No	0	0	0	0	-1,631	1	0	0	0	0	0	0	0	0	0
156,471	0	Cash loans	M	N	Y	0	45,000	284,400	10,849.5	225,000	Unaccompanied	Pensioner	Higher education	Single / not married	House / apartment	0.018029	-15,319	365,243	-4,886	-4,920	7	1	0	0	1	0	0	Laborers	1	3	3	TUESDAY	8	0	0	0	0	0	0	XNA	0.356323	0.646898	0.670652	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-1,887	0	1	0	0	0	0	0	0	0	4
234,620	0	Cash loans	F	N	Y	0	112,500	808,650	23,773.5	675,000	Unaccompanied	Pensioner	Higher education	Separated	House / apartment	0.018209	-21,229	365,243	-5,251	-4,609	7	1	0	0	1	0	0	Laborers	1	3	3	FRIDAY	11	0	0	0	0	0	0	XNA	0.741307	0.468521	0.397946	0.0423	0.0691	0.9781	0.7008	0.0281	0	0.069	0.1667	0.0417	0.0155	0.0277	0.0505	0.0309	0.0302	0.0431	0.0717	0.9782	0.7125	0.0283	0	0.069	0.1667	0.0417	0.0158	0.0303	0.0526	0.0311	0.032	0.0427	0.0691	0.9781	0.7048	0.0283	0	0.069	0.1667	0.0417	0.0157	0.0282	0.0514	0.0311	0.0308	reg oper spec account	block of flats	0.0617	Stone, brick	No	6	3	6	3	-863	1	0	0	0	0	0	0	0	0	2
244,380	0	Cash loans	M	Y	Y	0	135,000	675,000	27,229.5	675,000	Unaccompanied	Working	Higher education	Married	House / apartment	0.01452	-11,327	-398	-428	-984	20	1	1	0	1	0	0	Laborers	2	2	2	WEDNESDAY	6	0	0	0	0	0	0	Advertising	0.203122	0.655422	0.7463	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	2	0	2	0	-261	1	0	0	0	0	0	0	1	0	2
430,440	0	Cash loans	M	Y	Y	0	112,500	135,000	10,953	135,000	Unaccompanied	Commercial associate	Higher education	Single / not married	House / apartment	0.035792	-10,460	-510	-2,984	-957	25	1	1	0	1	1	0	Laborers	1	2	2	FRIDAY	15	0	0	0	1	1	1	Business Entity Type 3	0.456764	0.719273	0.528093	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-371	0	0	1	0	0	0	0	1	0	0
330,383	0	Cash loans	F	N	Y	0	54,000	168,102	9,778.5	148,500	Family	Pensioner	Secondary / secondary special	Widow	House / apartment	0.030755	-23,377	365,243	-123	-4,539	7	1	0	0	1	0	0	Laborers	1	2	2	SATURDAY	14	0	0	0	0	0	0	XNA	0.356323	0.581342	0.7463	0.0412	0.0314	0.9975	0.966	0.0141	0	0.069	0.1667	0.2083	0.0252	0.0336	0.0294	0	0	0.042	0.0326	0.9975	0.9673	0.0143	0	0.069	0.1667	0.2083	0.0258	0.0367	0.0307	0	0	0.0416	0.0314	0.9975	0.9665	0.0142	0	0.069	0.1667	0.2083	0.0256	0.0342	0.03	0	0	reg oper account	block of flats	0.0309	Stone, brick	No	1	0	1	0	0	0	1	0	0	0	0	0	0	0	0
174,745	0	Cash loans	M	N	Y	0	112,500	254,700	26,874	225,000	Unaccompanied	Commercial associate	Secondary / secondary special	Single / not married	House / apartment	0.04622	-9,875	-1,797	-4,243	-1,822	7	1	1	1	1	0	0	Low-skill Laborers	1	1	1	SATURDAY	10	0	0	0	0	1	1	Business Entity Type 3	0.413739	0.285898	0.7463	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-671	1	0	0	0	0	0	0	0	0	0
129,609	0	Cash loans	M	Y	Y	0	135,000	675,000	28,507.5	675,000	Unaccompanied	Working	Secondary / secondary special	Civil marriage	House / apartment	0.025164	-16,488	-2,227	-1,853	-41	27	1	1	1	1	1	0	Low-skill Laborers	2	2	2	TUESDAY	10	0	0	0	0	1	1	Self-employed	0.356323	0.611818	0.7463	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-341	1	0	0	0	0	0	0	0	0	0
281,562	0	Cash loans	F	Y	N	1	90,000	454,500	13,419	454,500	Unaccompanied	State servant	Secondary / secondary special	Married	Office apartment	0.035792	-18,698	-5,472	-5,137	-2,260	10	1	1	1	1	0	0	Medicine staff	3	2	2	SATURDAY	11	0	0	0	0	0	0	Government	0.383288	0.70281	0.641368	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	2	0	2	0	-1,311	1	0	0	0	0	0	0	0	0	3
387,285	0	Revolving loans	F	N	Y	0	135,000	337,500	16,875	337,500	Unaccompanied	Commercial associate	Secondary / secondary special	Single / not married	House / apartment	0.032561	-8,320	-783	-3,484	-980	7	1	1	0	1	0	0	Accountants	1	1	1	TUESDAY	14	0	0	0	0	0	0	Business Entity Type 3	0.356323	0.265231	0.374021	0.0938	0	0.9339	0.0956	0.0292	0.24	0.2414	0.25	0.2917	0.0341	0.0681	0.1497	0.0386	0.0341	0.0956	0	0.934	0.131	0.0294	0.2417	0.2414	0.25	0.2917	0.0348	0.0744	0.156	0.0389	0.0361	0.0947	0	0.9339	0.1077	0.0293	0.24	0.2414	0.25	0.2917	0.0347	0.0693	0.1524	0.0388	0.0349	not specified	block of flats	0.1411	Stone, brick	No	0	0	0	0	-225	0	0	0	0	0	0	0	0	2	2
306,375	0	Cash loans	F	N	Y	0	157,500	840,996	24,718.5	702,000	Unaccompanied	Working	Secondary / secondary special	Married	House / apartment	0.006296	-16,524	-2,073	-2,122	-77	7	1	1	0	1	0	0	Sales staff	2	3	3	FRIDAY	14	0	0	0	0	1	1	Other	0.356323	0.132028	0.372334	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	1	0	1	0	-1,060	1	0	0	0	0	0	0	1	0	8
145,301	0	Cash loans	F	N	Y	0	225,000	295,776	19,030.5	234,000	Unaccompanied	Working	Secondary / secondary special	Single / not married	House / apartment	0.010032	-16,353	-388	-5,961	-4,529	7	1	1	0	1	0	1	Cleaning staff	1	2	2	FRIDAY	9	0	0	0	0	0	0	Insurance	0.356323	0.561966	0.345785	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-2,548	1	0	0	0	0	0	0	0	0	2
427,194	1	Cash loans	F	Y	Y	1	450,000	358,443	13,639.5	252,000	Unaccompanied	State servant	Secondary / secondary special	Married	House / apartment	0.030755	-13,420	-4,308	-7,510	-4,049	10	1	1	0	1	0	0	Medicine staff	3	2	2	MONDAY	11	0	0	0	0	0	0	Medicine	0.356323	0.675532	0.243186	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	3	0	3	0	-2,746	1	0	0	0	0	0	0	0	0	3
163,734	0	Cash loans	F	N	Y	0	292,500	544,491	17,694	454,500	Unaccompanied	Working	Secondary / secondary special	Married	House / apartment	0.030755	-18,198	-398	-4,121	-1,577	7	1	1	0	1	0	0	Sales staff	2	2	2	THURSDAY	15	0	0	0	0	0	0	Business Entity Type 3	0.356323	0.649332	0.202087	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-2,626	1	0	0	0	0	0	0	0	0	1
200,658	1	Cash loans	M	Y	Y	2	189,000	675,000	53,329.5	675,000	Unaccompanied	Working	Higher education	Married	Office apartment	0.028663	-14,174	-898	-919	-4,968	5	1	1	0	1	0	0	Drivers	4	2	2	WEDNESDAY	13	0	0	0	0	1	1	Government	0.660791	0.585206	0.7463	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	16	2	16	2	-1,761	1	0	0	0	0	0	0	0	0	0
441,988	0	Cash loans	F	N	Y	0	126,000	180,000	14,265	180,000	Unaccompanied	Working	Secondary / secondary special	Married	House / apartment	0.028663	-19,404	-3,975	-9,007	-2,956	7	1	1	0	1	0	0	Cleaning staff	2	2	2	SATURDAY	8	0	0	0	0	0	0	Kindergarten	0.356323	0.528045	0.194068	0.1485	0.0726	0.9871	0.8232	0.0237	0.04	0.0345	0.3333	0.0417	0.0164	0.121	0.045	0	0	0.1513	0.0754	0.9871	0.8301	0.024	0.0403	0.0345	0.3333	0.0417	0.0168	0.1322	0.0469	0	0	0.1499	0.0726	0.9871	0.8256	0.0239	0.04	0.0345	0.3333	0.0417	0.0167	0.1231	0.0458	0	0	reg oper account	block of flats	1	Stone, brick	No	0	0	0	0	-283	1	0	0	0	0	0	0	0	0	6
377,029	0	Cash loans	M	Y	Y	1	135,000	143,910	15,241.5	135,000	Unaccompanied	Working	Secondary / secondary special	Married	House / apartment	0.005084	-17,295	-3,158	-4,383	-823	3	1	1	1	1	0	0	Laborers	3	2	2	TUESDAY	14	0	0	0	0	1	1	Self-employed	0.356323	0.683106	0.513694	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-1,269	1	0	0	0	0	0	0	0	1	6
241,584	0	Cash loans	F	N	N	0	45,000	119,925	12,415.5	112,500	Unaccompanied	Commercial associate	Secondary / secondary special	Civil marriage	House / apartment	0.01885	-18,549	-3,369	-1,792	-2,041	7	1	1	0	1	0	0	Laborers	2	2	2	MONDAY	15	0	0	0	0	0	0	Other	0.356323	0.592089	0.7463	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	0	1	0	0	0	0	0	0	0	0	0
158,066	0	Cash loans	F	Y	Y	0	135,000	1,113,399	47,304	945,000	Unaccompanied	Pensioner	Secondary / secondary special	Married	House / apartment	0.011657	-22,875	365,243	-9,737	-4,769	12	1	0	0	1	0	0	Laborers	2	1	1	WEDNESDAY	18	0	0	0	0	0	0	XNA	0.356323	0.638901	0.840667	0.0825	0	0.9866	0.8164	0	0	0.1034	0.1667	0.0417	0	0.0504	0.0487	0	0	0.084	0	0.9866	0.8236	0	0	0.1034	0.1667	0.0417	0	0.0551	0.0508	0	0	0.0833	0	0.9866	0.8189	0	0	0.1034	0.1667	0.0417	0	0.0513	0.0496	0	0	reg oper spec account	block of flats	0.0383	Panel	No	0	0	0	0	-611	1	0	0	0	0	0	0	1	0	0
367,393	1	Cash loans	M	N	N	0	90,000	292,500	15,997.5	292,500	Group of people	Commercial associate	Secondary / secondary special	Single / not married	With parents	0.01452	-8,687	-1,163	-6,322	-1,356	7	1	1	0	1	0	0	Laborers	1	2	2	TUESDAY	12	0	0	0	0	1	1	Business Entity Type 1	0.16869	0.220612	0.7463	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	2	0	2	0	0	1	0	0	0	0	0	0	0	0	0
332,568	0	Cash loans	F	N	Y	3	112,500	729,792	31,050	630,000	Unaccompanied	Working	Secondary / secondary special	Civil marriage	House / apartment	0.035792	-16,671	-2,575	-1,726	-218	7	1	1	0	1	0	0	Managers	5	2	2	FRIDAY	16	0	0	0	0	0	0	Self-employed	0.356323	0.558858	0.607557	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-544	1	0	0	0	0	0	0	0	0	1
419,666	0	Cash loans	M	Y	N	1	180,000	263,686.5	25,686	238,500	Unaccompanied	Working	Secondary / secondary special	Married	House / apartment	0.006305	-17,102	-8,347	-3,301	-649	64	1	1	0	1	0	0	Laborers	3	3	3	SATURDAY	6	0	0	0	0	1	1	Transport: type 2	0.356323	0.343619	0.692559	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	0	1	0	0	0	0	0	0	0	0	0
115,849	0	Revolving loans	F	N	N	1	63,000	247,500	12,375	247,500	Unaccompanied	State servant	Incomplete higher	Married	House / apartment	0.035792	-15,854	-5,733	-2,846	-3,967	7	1	1	0	1	0	0	Core staff	3	2	2	TUESDAY	11	0	0	0	0	0	0	Medicine	0.356323	0.717734	0.605836	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-1,751	0	0	0	0	0	0	0	0	0	2
199,666	0	Cash loans	M	N	Y	1	202,500	751,500	40,167	751,500	Family	Working	Secondary / secondary special	Married	House / apartment	0.008625	-15,075	-1,597	-5,572	-2,809	7	1	1	1	1	1	0	Laborers	3	2	2	MONDAY	10	0	1	1	0	1	1	Construction	0.356323	0.393438	0.798137	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-1,903	1	0	0	0	0	0	0	0	1	1
332,236	0	Cash loans	F	N	Y	0	81,000	755,190	32,125.5	675,000	Family	Pensioner	Secondary / secondary special	Married	House / apartment	0.015221	-22,644	365,243	-12,041	-4,555	7	1	0	0	1	0	0	Laborers	2	2	2	MONDAY	13	0	0	0	0	0	0	XNA	0.356323	0.591931	0.791075	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	6	0	6	0	-2,254	1	0	0	0	0	0	0	0	1	0
382,183	0	Cash loans	F	N	N	0	81,000	675,000	19,737	675,000	Family	Working	Secondary / secondary special	Widow	Municipal apartment	0.02461	-17,936	-5,321	-7,530	-1,485	7	1	1	0	1	1	0	Cleaning staff	1	2	2	TUESDAY	16	0	0	0	0	0	0	School	0.356323	0.63078	0.590233	0.0619	0.0955	0.9727	0.626	0.0699	0	0.1379	0.1667	0.2083	0.0645	0.0504	0.0729	0	0	0.063	0.0991	0.9727	0.6406	0.0706	0	0.1379	0.1667	0.2083	0.0659	0.0551	0.076	0	0	0.0625	0.0955	0.9727	0.631	0.0704	0	0.1379	0.1667	0.2083	0.0656	0.0513	0.0742	0	0	reg oper account	block of flats	0.0956	Stone, brick	No	7	0	7	0	-1,515	1	0	0	0	0	0	0	0	0	1
252,796	0	Cash loans	M	Y	Y	2	405,000	497,520	52,920	450,000	Unaccompanied	Working	Higher education	Married	House / apartment	0.00702	-13,057	-5,848	-1,008	-4,591	1	1	1	0	1	1	1	Core staff	4	2	2	TUESDAY	10	0	0	0	0	0	0	Military	0.218816	0.76107	0.360613	0.1299	0	0.997	0.8232	0	0.22	0.1897	0.3333	0.2083	0	0.0504	0.1481	0	0	0.1134	0	0.9965	0.8301	0	0.2014	0.1724	0.3333	0.2083	0	0.0551	0.1415	0	0	0.1312	0	0.997	0.8256	0	0.22	0.1897	0.3333	0.2083	0	0.0513	0.1507	0	0	reg oper account	block of flats	0.1068	Block	No	0	0	0	0	-171	0	0	1	0	0	0	0	2	0	1
300,586	0	Cash loans	F	Y	Y	2	144,000	1,800,000	62,698.5	1,800,000	Unaccompanied	Working	Higher education	Married	House / apartment	0.005144	-14,291	-532	-198	-5,026	16	1	1	0	1	0	1	Accountants	4	2	2	FRIDAY	10	0	0	0	0	0	0	Business Entity Type 3	0.61056	0.548217	0.235311	0.1866	0.1338	0.9861	0.8096	0.0395	0.2	0.1724	0.3333	0.375	0.0232	0.1513	0.1883	0.0039	0.0011	0.1901	0.1389	0.9861	0.8171	0.0399	0.2014	0.1724	0.3333	0.375	0.0238	0.1653	0.1962	0.0039	0.0012	0.1884	0.1338	0.9861	0.8121	0.0398	0.2	0.1724	0.3333	0.375	0.0236	0.1539	0.1917	0.0039	0.0012	reg oper account	block of flats	0.17	Panel	No	1	0	1	0	-1,729	1	0	0	0	0	0	0	0	0	1
332,094	0	Cash loans	F	N	Y	0	121,500	283,500	19,858.5	283,500	Unaccompanied	State servant	Secondary / secondary special	Married	House / apartment	0.015221	-18,573	-4,408	-9,940	-2,120	7	1	1	0	1	0	0	Managers	2	2	2	TUESDAY	9	0	0	0	0	0	0	Kindergarten	0.356323	0.618569	0.301625	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-1,843	1	0	0	0	0	0	0	1	0	1
390,535	0	Cash loans	F	N	N	1	135,000	900,000	35,028	900,000	Unaccompanied	Working	Higher education	Single / not married	House / apartment	0.01885	-10,383	-2,340	-10,359	-1,450	7	1	1	1	1	1	0	Core staff	2	2	2	FRIDAY	12	0	0	0	0	0	0	Self-employed	0.794377	0.76744	0.652897	0.0835	0.0897	0.9856	0.8028	0.0117	0.24	0.2069	0.1667	0.2083	0.0289	0.0681	0.0769	0.0039	0.0097	0.0851	0.0931	0.9856	0.8105	0.0118	0.2417	0.2069	0.1667	0.2083	0.0296	0.0744	0.0802	0.0039	0.0103	0.0843	0.0897	0.9856	0.8054	0.0117	0.24	0.2069	0.1667	0.2083	0.0295	0.0693	0.0783	0.0039	0.0099	reg oper account	block of flats	0.069	Panel	No	0	0	0	0	-2,420	1	0	0	0	0	0	0	1	0	2
216,661	0	Cash loans	F	N	Y	0	202,500	407,745	48,519	382,500	Family	Working	Secondary / secondary special	Married	House / apartment	0.00733	-12,602	-2,017	-6,657	-583	7	1	1	0	1	0	1	Sales staff	2	2	2	FRIDAY	15	0	0	0	0	0	0	Self-employed	0.42145	0.602283	0.3791	0.0753	0.0835	0.9811	0.8232	0	0	0.1379	0.1667	0.2083	0.1186	0.0504	0.0472	0	0.0129	0.0735	0.0866	0.9806	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0.0467	0	0	0.076	0.0835	0.9811	0.8256	0	0	0.1379	0.1667	0.2083	0.1207	0.0513	0.0481	0	0.0131	reg oper account	block of flats	0.0528	Stone, brick	No	0	0	0	0	-246	0	1	0	0	0	0	0	0	1	1
430,063	0	Revolving loans	F	Y	Y	0	225,000	135,000	6,750	135,000	Unaccompanied	Working	Higher education	Married	House / apartment	0.030755	-17,603	-2,109	-3,970	-758	11	1	1	0	1	0	0	Managers	2	2	2	WEDNESDAY	15	0	0	0	0	0	0	Business Entity Type 3	0.749909	0.524125	0.283712	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	1	0	1	0	-2,031	0	0	0	0	0	0	0	0	0	2
321,247	0	Cash loans	F	N	Y	0	90,000	592,560	31,153.5	450,000	Family	Pensioner	Secondary / secondary special	Married	House / apartment	0.035792	-23,115	365,243	-7,352	-4,600	7	1	0	0	1	0	0	Laborers	2	2	2	WEDNESDAY	15	0	0	0	0	0	0	XNA	0.356323	0.644111	0.672243	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	8	0	8	0	-527	0	1	0	0	0	0	0	0	2	2
162,488	0	Cash loans	F	Y	Y	1	135,000	562,491	23,962.5	454,500	Family	Working	Incomplete higher	Married	House / apartment	0.019689	-16,381	-1,115	-2,734	-2,557	7	1	1	0	1	0	0	Laborers	3	2	2	SATURDAY	13	0	0	0	0	0	0	Industry: type 7	0.356323	0.59353	0.465069	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-1,801	1	0	0	0	0	0	0	0	0	6
256,496	0	Cash loans	F	Y	N	0	135,000	1,006,920	40,063.5	900,000	Unaccompanied	Working	Higher education	Married	House / apartment	0.020713	-16,558	-2,981	-4,658	-99	14	1	1	0	1	0	0	Sales staff	2	3	2	FRIDAY	8	0	0	0	0	0	0	Business Entity Type 3	0.688383	0.440241	0.7463	0.1021	0.1036	0.9781	0.7008	0.0123	0	0.2069	0.1667	0.2083	0.0353	0.0807	0.0881	0.0116	0.0071	0.104	0.1075	0.9782	0.7125	0.0124	0	0.2069	0.1667	0.2083	0.0361	0.0882	0.0918	0.0117	0.0075	0.1031	0.1036	0.9781	0.7048	0.0124	0	0.2069	0.1667	0.2083	0.0359	0.0821	0.0897	0.0116	0.0073	reg oper account	block of flats	0.077	Panel	No	0	0	0	0	-1,812	1	0	0	0	0	0	0	0	0	0
259,894	0	Cash loans	M	N	Y	0	90,000	369,000	24,345	369,000	Unaccompanied	Working	Secondary / secondary special	Single / not married	House / apartment	0.030755	-10,250	-136	-4,400	-2,124	7	1	1	0	1	0	0	Laborers	1	2	2	MONDAY	9	0	0	0	0	0	0	Trade: type 3	0.137506	0.461292	0.7463	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-152	0	0	0	0	0	0	0	0	0	0
450,758	0	Cash loans	M	Y	Y	1	112,500	370,629	24,259.5	306,000	Family	State servant	Higher education	Married	House / apartment	0.028663	-14,979	-4,947	-7,832	-3,871	9	1	1	0	1	1	0	Security staff	3	2	2	TUESDAY	12	0	0	0	0	0	0	School	0.170772	0.600123	0.410103	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	4	0	4	0	-341	1	0	0	0	0	0	0	0	0	4
335,284	0	Revolving loans	M	N	Y	0	675,000	900,000	45,000	900,000	Unaccompanied	Commercial associate	Higher education	Married	House / apartment	0.072508	-19,583	-5,034	-336	-3,132	7	1	1	0	1	0	0	Managers	2	1	1	FRIDAY	12	0	0	0	0	0	0	Transport: type 4	0.356323	0.76068	0.7463	1	1	0.9985	0.9796	1	1	0.3793	1	0.2917	0.5863	1	1	1	1	1	1	0.9985	0.9804	1	1	0.3793	1	0.2917	0.5996	1	1	1	1	1	1	0.9985	0.9799	1	1	0.3793	1	0.2917	0.5965	1	1	1	1	reg oper spec account	block of flats	1	Monolithic	No	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
205,478	0	Cash loans	F	N	Y	1	135,000	835,380	36,927	675,000	Family	Working	Lower secondary	Married	House / apartment	0.019689	-14,398	-367	-4,054	-3,203	7	1	1	0	1	0	0	Sales staff	3	2	2	TUESDAY	8	0	0	0	0	0	0	Trade: type 7	0.356323	0.196629	0.528093	0.0608	0.0425	0.9752	0.8232	0	0	0.1148	0.1525	0.2083	0.0232	0.0504	0.0361	0	0.0427	0.0504	0	0.9737	0.8301	0	0	0.1034	0.1667	0.2083	0	0.0551	0.0273	0	0	0.0614	0.0598	0.9752	0.8256	0	0	0.1034	0.1667	0.2083	0.0111	0.0513	0.0358	0	0.0514	reg oper account	block of flats	0.0315	Stone, brick	No	14	0	12	0	0	1	0	0	0	0	0	0	0	0	1
105,589	0	Cash loans	M	Y	N	0	135,000	369,000	20,146.5	369,000	Unaccompanied	Working	Higher education	Single / not married	House / apartment	0.035792	-8,361	-522	-2,359	-980	7	1	1	0	1	1	0	Sales staff	1	2	2	THURSDAY	12	0	0	0	1	1	0	Trade: type 2	0.080799	0.030077	0.294083	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-222	1	0	0	0	0	0	0	0	0	0
170,797	0	Cash loans	M	N	N	0	180,000	675,000	36,616.5	675,000	Unaccompanied	Working	Secondary / secondary special	Married	House / apartment	0.028663	-12,719	-1,628	-1,375	-4,861	7	1	1	1	1	1	0	Drivers	2	2	2	WEDNESDAY	12	0	0	0	0	1	1	Business Entity Type 3	0.356323	0.675796	0.7463	0.0124	0	0.9687	0.8232	0	0	0.069	0.0417	0.2083	0	0.0504	0.0074	0	0	0.0126	0	0.9687	0.8301	0	0	0.069	0.0417	0.2083	0	0.0551	0.0077	0	0	0.0125	0	0.9687	0.8256	0	0	0.069	0.0417	0.2083	0	0.0513	0.0075	0	0	reg oper account	block of flats	0.0089	Wooden	No	6	1	6	0	-2,972	0	0	1	0	0	0	0	0	1	4
193,938	0	Cash loans	F	N	Y	1	81,000	135,000	7,321.5	135,000	Unaccompanied	Working	Higher education	Married	House / apartment	0.006008	-9,478	-1,531	-3,535	-1,047	7	1	1	1	1	1	0	Core staff	3	2	2	FRIDAY	18	0	1	1	0	1	1	Bank	0.335799	0.763424	0.689479	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-1,336	0	0	1	0	0	0	0	0	0	0
451,776	0	Cash loans	F	Y	N	0	112,500	501,948	13,932	328,500	Unaccompanied	Working	Secondary / secondary special	Widow	House / apartment	0.018634	-20,113	-246	-2,930	-3,406	19	1	1	0	1	0	1	Accountants	1	2	2	THURSDAY	18	0	0	0	0	0	0	Agriculture	0.587055	0.575209	0.17876	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	1	1	1	1	-1,089	1	0	0	0	0	0	0	0	2	4
201,587	0	Cash loans	F	N	Y	0	157,500	1,272,456	52,641	1,080,000	Unaccompanied	Pensioner	Secondary / secondary special	Married	House / apartment	0.008625	-21,217	365,243	-311	-4,324	7	1	0	0	1	0	0	Laborers	2	2	2	TUESDAY	18	0	0	0	0	0	0	XNA	0.356323	0.505441	0.262249	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	1	0	1	0	-2,544	1	0	0	0	0	0	0	0	0	0
296,392	0	Cash loans	M	N	Y	0	157,500	157,914	15,745.5	139,500	Unaccompanied	Pensioner	Secondary / secondary special	Married	House / apartment	0.035792	-22,731	365,243	-4,042	-4,423	7	1	0	0	1	0	0	Laborers	2	2	2	THURSDAY	12	0	0	0	0	0	0	XNA	0.356323	0.740384	0.722393	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	1	0	1	0	-2,461	1	0	0	0	0	0	0	0	0	3
262,807	0	Cash loans	F	N	Y	0	113,850	699,808.5	27,751.5	625,500	Unaccompanied	Pensioner	Secondary / secondary special	Separated	House / apartment	0.030755	-23,078	365,243	0	-3,414	7	1	0	0	1	0	0	Laborers	1	2	2	THURSDAY	15	0	0	0	0	0	0	XNA	0.356323	0.698255	0.7463	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	2	0	2	0	-1,614	0	1	0	0	0	0	0	0	0	0
185,703	0	Cash loans	F	N	Y	1	135,000	149,256	15,799.5	135,000	Unaccompanied	Working	Secondary / secondary special	Married	House / apartment	0.011703	-12,349	-163	-1,466	-4,256	7	1	1	0	1	0	0	Laborers	3	2	2	MONDAY	18	0	0	0	0	0	0	Other	0.205816	0.686947	0.7463	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-474	1	0	0	0	0	0	0	0	0	0
452,778	0	Cash loans	M	Y	Y	1	121,500	158,301	17,046	148,500	Spouse, partner	Working	Secondary / secondary special	Married	House / apartment	0.031329	-8,645	-1,753	-3,510	-1,303	8	1	1	0	1	0	0	Laborers	3	2	2	THURSDAY	17	0	0	0	0	0	0	Business Entity Type 2	0.116386	0.615572	0.18849	0.1041	0	0.9871	0.8232	0.0189	0	0.2069	0.1667	0.2083	0.043	0.0841	0.1104	0.0039	0.0018	0.1061	0	0.9871	0.8301	0.0191	0	0.2069	0.1667	0.2083	0.044	0.0918	0.115	0.0039	0.0019	0.1051	0	0.9871	0.8256	0.0191	0	0.2069	0.1667	0.2083	0.0438	0.0855	0.1124	0.0039	0.0018	reg oper account	block of flats	0.0872	Panel	No	0	0	0	0	-1,200	0	0	1	0	0	0	0	0	0	1
260,866	0	Cash loans	M	N	N	1	135,000	113,760	7,087.5	90,000	Unaccompanied	Working	Secondary / secondary special	Married	House / apartment	0.018029	-17,153	-186	-8,374	-650	7	1	1	1	1	0	0	Laborers	3	3	3	FRIDAY	8	0	0	0	0	0	0	Business Entity Type 3	0.596389	0.471289	0.822499	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	1	0	1	0	-540	1	0	0	0	0	0	0	0	0	2
170,451	1	Cash loans	M	Y	Y	0	180,000	824,823	24,115.5	688,500	Unaccompanied	Working	Secondary / secondary special	Married	House / apartment	0.020713	-18,415	-1,707	-10,979	-1,873	1	1	1	0	1	0	0	Laborers	2	3	3	MONDAY	12	0	0	0	0	1	1	Business Entity Type 3	0.356323	0.49817	0.438281	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-1,241	0	0	1	0	0	0	0	0	0	2
205,353	0	Cash loans	F	N	Y	0	126,000	414,229.5	15,745.5	342,000	Unaccompanied	Commercial associate	Secondary / secondary special	Married	House / apartment	0.030755	-15,222	-1,153	-6,257	-4,290	7	1	1	0	1	0	0	Laborers	2	2	2	WEDNESDAY	11	0	0	0	0	1	1	Industry: type 3	0.356323	0.50637	0.42413	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-2,261	1	0	0	0	0	0	0	0	0	4
248,071	0	Cash loans	F	N	Y	0	112,500	253,737	16,650	229,500	Unaccompanied	Commercial associate	Incomplete higher	Civil marriage	House / apartment	0.00702	-8,711	-717	-1,029	-1,400	7	1	1	1	1	0	0	Accountants	2	2	2	TUESDAY	19	0	0	0	0	0	0	Business Entity Type 2	0.356323	0.547443	0.146442	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	5	1	5	1	-1,386	1	0	0	0	0	0	0	0	0	4
165,667	1	Revolving loans	F	Y	Y	0	135,000	180,000	9,000	180,000	Unaccompanied	Working	Secondary / secondary special	Single / not married	House / apartment	0.010032	-8,213	-611	-2,075	-883	64	1	1	0	1	0	0	Sales staff	1	2	2	THURSDAY	10	0	0	0	1	1	0	Trade: type 2	0.356323	0.004551	0.332851	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
248,658	0	Cash loans	F	N	Y	0	247,500	1,295,190	72,450	1,215,000	Unaccompanied	Working	Higher education	Civil marriage	House / apartment	0.008866	-15,891	-2,578	-989	-4,342	7	1	1	1	1	1	0	Accountants	2	2	2	WEDNESDAY	22	0	0	0	0	0	0	Other	0.626957	0.390467	0.7463	0.1031	0.0831	0.9781	0.7008	0.0374	0	0.2069	0.1667	0.2083	0.0514	0.0841	0.0932	0	0	0.105	0.0862	0.9782	0.7125	0.0377	0	0.2069	0.1667	0.2083	0.0526	0.0918	0.0971	0	0	0.1041	0.0831	0.9781	0.7048	0.0376	0	0.2069	0.1667	0.2083	0.0523	0.0855	0.0948	0	0	not specified	block of flats	0.0733	Panel	No	0	0	0	0	-1,400	1	0	0	0	0	0	0	0	0	0
325,227	0	Cash loans	F	Y	Y	1	225,000	787,131	46,152	679,500	Unaccompanied	Working	Secondary / secondary special	Married	House / apartment	0.032561	-15,602	-1,790	-5,405	-4,673	10	1	1	0	1	1	0	Laborers	3	1	1	FRIDAY	16	0	0	0	0	1	1	Business Entity Type 3	0.356323	0.74405	0.657784	0.0299	0.059	0.9722	0.6192	0.0055	0	0.069	0.0833	0.125	0.0099	0.0244	0.0259	0	0	0.0305	0.0612	0.9722	0.6341	0.0056	0	0.069	0.0833	0.125	0.0102	0.0266	0.027	0	0	0.0302	0.059	0.9722	0.6243	0.0056	0	0.069	0.0833	0.125	0.0101	0.0248	0.0264	0	0	reg oper account	block of flats	0.0204	Stone, brick	No	0	0	0	0	-557	1	0	0	0	0	0	0	0	0	1
277,027	0	Cash loans	F	N	Y	0	81,000	152,820	14,886	135,000	Unaccompanied	Pensioner	Secondary / secondary special	Single / not married	House / apartment	0.002506	-23,932	365,243	-5,802	-4,847	7	1	0	0	1	1	0	Laborers	1	2	2	MONDAY	8	0	0	0	0	0	0	XNA	0.356323	0.740014	0.7463	0.0495	0	0.9796	0.8232	0	0	0.1379	0.125	0.2083	0	0.0504	0	0	0	0.0504	0	0.9796	0.8301	0	0	0.1379	0.125	0.2083	0	0.0551	0	0	0	0.05	0	0.9796	0.8256	0	0	0.1379	0.125	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0.0349	Panel	No	0	0	0	0	-752	0	1	0	0	0	0	0	0	0	0
168,925	0	Revolving loans	F	N	Y	1	157,500	157,500	7,875	157,500	Family	Working	Secondary / secondary special	Civil marriage	House / apartment	0.030755	-19,169	-4,943	-4,452	-2,698	7	1	1	0	1	0	0	Laborers	3	2	2	MONDAY	11	0	0	0	0	0	0	Government	0.686029	0.552152	0.403142	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	1	0	1	0	-1,945	0	0	0	0	0	0	0	0	0	3
145,534	0	Revolving loans	F	N	Y	0	72,000	225,000	11,250	225,000	Unaccompanied	Working	Higher education	Married	House / apartment	0.01885	-9,155	-1,086	-1,350	-1,362	7	1	1	0	1	0	0	Core staff	2	2	2	FRIDAY	14	0	0	0	1	1	0	School	0.338598	0.653439	0.495666	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	3	1	3	1	-187	0	0	0	0	0	0	0	0	0	1
323,045	0	Cash loans	M	Y	N	0	135,000	456,273	17,037	346,500	Unaccompanied	Working	Secondary / secondary special	Married	House / apartment	0.00702	-10,900	-164	-615	-1,022	12	1	1	0	1	0	0	Drivers	2	2	2	TUESDAY	12	0	0	0	0	0	0	Transport: type 3	0.108564	0.690655	0.192942	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	1	0	1	0	-460	1	0	0	0	0	1	0	0	0	1
309,602	0	Cash loans	M	N	Y	0	126,000	284,400	16,011	225,000	Family	Pensioner	Lower secondary	Married	House / apartment	0.031329	-23,821	365,243	-8,353	-3,927	7	1	0	0	1	0	0	Laborers	2	2	2	FRIDAY	10	0	0	0	0	0	0	XNA	0.356323	0.159679	0.824595	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-375	0	1	0	0	0	0	0	0	0	0
234,676	0	Cash loans	F	N	N	2	180,000	900,000	29,034	900,000	Unaccompanied	Working	Secondary / secondary special	Married	House / apartment	0.003818	-14,103	-4,994	-11,785	-3,240	7	1	1	1	1	0	0	High skill tech staff	4	2	2	WEDNESDAY	12	0	0	0	0	0	0	Medicine	0.356323	0.708271	0.598926	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	2	0	2	0	-295	1	0	0	0	0	0	0	0	0	4
441,116	0	Cash loans	M	Y	Y	0	135,000	508,495.5	24,592.5	454,500	Unaccompanied	Working	Secondary / secondary special	Married	House / apartment	0.02461	-16,013	-5,019	-8,637	-4,437	15	1	1	1	1	0	0	Laborers	2	2	2	TUESDAY	9	0	0	0	0	0	0	Business Entity Type 3	0.356323	0.24535	0.657784	0.1237	0.1167	0.9866	0.8164	0.0661	0	0.2759	0.1667	0.2083	0.0515	0.0992	0.1164	0.0077	0.0085	0.1261	0.1211	0.9866	0.8236	0.0667	0	0.2759	0.1667	0.2083	0.0527	0.1084	0.1213	0.0078	0.009	0.1249	0.1167	0.9866	0.8189	0.0665	0	0.2759	0.1667	0.2083	0.0524	0.1009	0.1185	0.0078	0.0087	reg oper account	block of flats	0.1296	Panel	No	0	0	0	0	0	1	0	0	0	0	0	0	0	0	3
399,441	0	Cash loans	F	N	Y	0	180,000	405,000	15,399	405,000	Unaccompanied	State servant	Incomplete higher	Separated	House / apartment	0.026392	-21,540	-3,004	-5,189	-4,033	7	1	1	0	1	0	0	Core staff	1	2	2	FRIDAY	12	0	0	0	0	0	0	Government	0.356323	0.688314	0.401407	0.1227	0	0.9916	0.8232	0	0.12	0.1034	0.375	0.2083	0	0.0504	0.125	0	0.0092	0.125	0	0.9916	0.8301	0	0.1208	0.1034	0.375	0.2083	0	0.0551	0.1303	0	0.0097	0.1239	0	0.9916	0.8256	0	0.12	0.1034	0.375	0.2083	0	0.0513	0.1273	0	0.0094	reg oper account	block of flats	0.1003	Stone, brick	No	2	0	2	0	-400	1	0	0	0	0	0	0	0	0	2
188,679	0	Cash loans	F	N	N	1	358,200	1,800,000	62,568	1,800,000	Unaccompanied	Working	Higher education	Married	Municipal apartment	0.04622	-12,333	-4,020	-779	-4,503	7	1	1	1	1	1	0	Laborers	3	1	1	SATURDAY	17	0	1	1	0	1	1	Military	0.3446	0.739492	0.297087	0.168	0.1026	0.994	0.932	0.0735	0.1864	0.1607	0.375	0.4167	0.1168	0.1198	0.1758	0.0116	0.0291	0.1187	0.0857	0.9926	0.9347	0.0261	0.1208	0.1034	0.375	0.4167	0.1019	0.0983	0.1197	0	0	0.1853	0.1026	0.995	0.9329	0.074	0.2	0.1724	0.375	0.4167	0.1189	0.1218	0.179	0.0116	0.0297	reg oper account	block of flats	0.1876	Panel	No	2	0	2	0	-2,411	1	0	0	0	0	0	0	1	0	3
172,232	1	Cash loans	F	N	Y	0	202,500	990,000	44,293.5	990,000	Family	Pensioner	Secondary / secondary special	Married	House / apartment	0.019101	-21,941	365,243	-13,859	-4,548	7	1	0	0	1	0	0	Laborers	2	2	2	MONDAY	12	0	0	0	0	0	0	XNA	0.356323	0.649865	0.785052	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	1	0	1	0	-1,172	0	1	0	0	0	0	0	0	0	2
418,733	0	Cash loans	M	N	Y	0	67,500	284,400	16,456.5	225,000	Unaccompanied	Pensioner	Secondary / secondary special	Married	House / apartment	0.00702	-24,408	365,243	-9,563	-4,615	7	1	0	0	1	0	0	Laborers	2	2	2	SATURDAY	10	0	0	0	0	0	0	XNA	0.356323	0.56034	0.7463	0.1711	0.1244	0.9871	0.8232	0.0248	0.34	0.2931	0.3333	0.375	0.1333	0.1395	0.184	0	0	0.1229	0.0927	0.9861	0.8171	0	0.2417	0.2069	0.3333	0.375	0.1019	0.1074	0.1295	0	0	0.1728	0.1244	0.9866	0.8256	0.025	0.34	0.2931	0.3333	0.375	0.1356	0.1419	0.1721	0	0	org spec account	block of flats	0.2034	Panel	No	4	1	4	1	-399	1	0	0	0	0	0	0	0	2	0
378,693	0	Cash loans	M	N	N	1	157,500	521,280	28,278	450,000	Unaccompanied	Working	Secondary / secondary special	Separated	House / apartment	0.019689	-10,378	-644	-4,491	-2,934	7	1	1	1	1	0	0	Laborers	2	2	2	SATURDAY	12	0	0	0	0	0	0	Business Entity Type 3	0.356323	0.245787	0.56206	0.1031	0.1141	0.9881	0.8368	0.0111	0	0.2069	0.1667	0.2083	0.1104	0.0841	0.0915	0	0	0.105	0.1184	0.9881	0.8432	0.0112	0	0.2069	0.1667	0.2083	0.113	0.0918	0.0954	0	0	0.1041	0.1141	0.9881	0.839	0.0112	0	0.2069	0.1667	0.2083	0.1124	0.0855	0.0932	0	0	reg oper account	block of flats	0.078	Panel	No	2	2	2	1	-363	1	0	0	0	0	0	0	0	0	0
455,606	0	Cash loans	M	Y	Y	0	157,500	450,000	35,685	450,000	Unaccompanied	Working	Secondary / secondary special	Married	House / apartment	0.01452	-12,976	-350	-1,387	-4,677	10	1	1	0	1	0	0	Drivers	2	2	2	THURSDAY	9	0	0	0	1	1	0	Government	0.356323	0.612488	0.158555	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	0	1	0	0	0	0	0	0	0	1	8
279,870	0	Cash loans	M	N	N	1	313,200	3,075,579	111,001.5	2,925,000	Unaccompanied	Commercial associate	Higher education	Married	House / apartment	0.072508	-18,444	-1,268	-5,672	-1,984	7	1	1	1	1	0	1	Laborers	3	1	1	WEDNESDAY	14	0	1	1	0	1	1	Business Entity Type 3	0.356323	0.758744	0.678568	0.1784	0	0.9856	0.8028	0	0.24	0.069	0.875	0.9167	0.1489	0.1454	0.1987	0	0.0082	0.1817	0	0.9856	0.8105	0	0.2417	0.069	0.875	0.9167	0.1523	0.1589	0.2071	0	0.0087	0.1801	0	0.9856	0.8054	0	0.24	0.069	0.875	0.9167	0.1515	0.1479	0.2023	0	0.0084	reg oper account	block of flats	0.1581	Panel	No	0	0	0	0	-6	0	0	0	0	1	0	0	0	0	0
255,027	1	Cash loans	M	Y	Y	1	157,500	540,000	49,657.5	540,000	Family	Commercial associate	Secondary / secondary special	Married	House / apartment	0.028663	-13,727	-1,275	-1,298	-1,786	10	1	1	0	1	0	0	Laborers	3	2	2	FRIDAY	14	0	0	0	0	1	1	Industry: type 11	0.356323	0.06928	0.336062	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	2	1	2	1	-1,466	1	0	0	0	0	0	0	0	0	4
322,866	0	Cash loans	M	Y	Y	1	279,000	765,000	76,567.5	765,000	Unaccompanied	Working	Secondary / secondary special	Married	House / apartment	0.026392	-16,378	-6,701	-6,665	-4,557	8	1	1	0	1	0	0	Core staff	3	2	2	WEDNESDAY	13	0	0	0	0	0	0	Police	0.356323	0.750094	0.58499	0.5814	0.4721	0.9876	0.8232	0	0.68	0.5862	0.3333	0.2083	0.8092	0.0504	0.0844	0	0	0.5924	0.4899	0.9876	0.8301	0	0.6848	0.5862	0.3333	0.2083	0.8277	0.0551	0.088	0	0	0.5871	0.4721	0.9876	0.8256	0	0.68	0.5862	0.3333	0.2083	0.8233	0.0513	0.086	0	0	reg oper account	block of flats	0.0687	Panel	No	0	0	0	0	-3,166	1	0	0	0	0	0	0	0	0	2
414,387	0	Cash loans	M	N	Y	0	29,250	123,637.5	8,923.5	112,500	Unaccompanied	Pensioner	Secondary / secondary special	Married	House / apartment	0.035792	-23,909	365,243	-4,390	-4,555	7	1	0	0	1	1	0	Laborers	2	2	2	THURSDAY	10	0	0	0	0	0	0	XNA	0.27967	0.367087	0.825636	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	4	0	4	0	0	0	1	0	0	0	0	0	0	0	2
452,383	0	Cash loans	M	N	N	0	108,000	315,000	9,027	315,000	Unaccompanied	State servant	Higher education	Single / not married	With parents	0.019101	-8,559	-502	-3,402	-1,228	7	1	1	1	1	0	0	Core staff	1	2	2	WEDNESDAY	17	0	0	0	1	1	0	School	0.131226	0.527353	0.088461	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-512	1	0	0	0	0	0	1	0	2	1
278,947	0	Cash loans	F	N	Y	2	135,000	547,344	28,075.5	472,500	Unaccompanied	Working	Higher education	Married	With parents	0.019689	-13,296	-2,178	-88	-1,905	7	1	1	0	1	0	1	High skill tech staff	4	2	2	SATURDAY	13	0	0	0	0	0	0	Transport: type 3	0.318237	0.276532	0.118364	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	2	0	2	0	-511	1	0	0	0	0	0	0	1	0	0
119,987	0	Cash loans	M	N	Y	0	202,500	225,000	22,252.5	225,000	Unaccompanied	Working	Incomplete higher	Civil marriage	House / apartment	0.032561	-11,777	-306	-10,787	-39	7	1	1	0	1	0	0	Laborers	2	1	1	MONDAY	14	0	0	0	0	0	0	Other	0.356323	0.33068	0.7463	0.2658	0.1783	0.9836	0.7688	0.0866	0.28	0.1328	0.4642	0.4688	0.093	0.2	0.2536	0.0203	0.064	0.2069	0.1573	0.9846	0.7975	0.0681	0.2417	0.1034	0.4583	0.5	0.0615	0.1745	0.21	0.0039	0.0032	0.2134	0.1603	0.9846	0.792	0.0832	0.28	0.1034	0.4583	0.5	0.0939	0.1667	0.2279	0.0233	0.0748	reg oper account	block of flats	0.1997	Panel	No	0	0	0	0	-1,762	0	0	0	1	0	0	0	0	0	0
182,694	0	Cash loans	F	N	Y	0	292,500	254,700	20,119.5	225,000	Unaccompanied	Commercial associate	Secondary / secondary special	Single / not married	House / apartment	0.018029	-19,033	-4,569	-3,606	-2,238	7	1	1	0	1	0	0	Core staff	1	3	3	SATURDAY	13	0	0	0	0	0	0	Trade: type 7	0.356323	0.645599	0.53707	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-384	1	0	0	0	0	0	0	0	2	0
401,870	0	Cash loans	F	N	Y	0	112,500	254,700	14,751	225,000	Unaccompanied	Pensioner	Secondary / secondary special	Widow	House / apartment	0.01885	-23,530	365,243	-10,434	-4,437	7	1	0	0	1	0	0	Laborers	1	2	2	SUNDAY	12	0	0	0	0	0	0	XNA	0.356323	0.721441	0.418854	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-699	1	0	0	0	0	0	0	1	0	2
227,864	0	Cash loans	F	N	N	1	157,500	254,700	27,558	225,000	Unaccompanied	Working	Higher education	Married	House / apartment	0.006296	-12,276	-1,692	-2,643	-3,747	7	1	1	0	1	0	0	High skill tech staff	3	3	3	SATURDAY	12	0	0	0	0	1	1	Industry: type 4	0.583651	0.573477	0.766234	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	2	0	2	0	-734	1	0	0	0	0	0	0	1	0	3
156,188	0	Cash loans	F	N	Y	2	112,500	1,231,272	43,753.5	882,000	Unaccompanied	Commercial associate	Secondary / secondary special	Married	House / apartment	0.032561	-12,860	-437	-6,927	-2,597	7	1	1	0	1	1	0	Laborers	4	1	1	FRIDAY	17	0	0	0	0	0	0	Medicine	0.356323	0.385991	0.251239	0.2658	0.1783	0.9836	0.7688	0.0866	0.28	0.1328	0.4642	0.4688	0.093	0.2	0.2536	0.0203	0.064	0.2069	0.1573	0.9846	0.7975	0.0681	0.2417	0.1034	0.4583	0.5	0.0615	0.1745	0.21	0.0039	0.0032	0.2134	0.1603	0.9846	0.792	0.0832	0.28	0.1034	0.4583	0.5	0.0939	0.1667	0.2279	0.0233	0.0748	reg oper account	block of flats	0.1997	Panel	No	6	1	6	0	-81	1	0	0	0	0	0	0	0	0	2
328,047	0	Revolving loans	M	Y	Y	0	283,500	405,000	20,250	405,000	Unaccompanied	Working	Higher education	Separated	House / apartment	0.010147	-18,654	-331	-2,146	-2,141	6	1	1	0	1	1	0	Laborers	1	2	2	FRIDAY	11	0	0	0	0	1	1	Construction	0.240408	0.571304	0.425893	0.0619	0	0.9801	0.8232	0	0	0.1379	0.1667	0.2083	0.0681	0.0504	0.0564	0	0.0202	0.063	0	0.9801	0.8301	0	0	0.1379	0.1667	0.2083	0.0696	0.0551	0.0588	0	0.0214	0.0625	0	0.9801	0.8256	0	0	0.1379	0.1667	0.2083	0.0693	0.0513	0.0574	0	0.0206	reg oper account	block of flats	0.0488	Stone, brick	No	0	0	0	0	-2,277	0	0	0	0	0	0	0	0	0	2
455,721	0	Cash loans	F	N	N	0	180,000	808,650	26,086.5	675,000	Unaccompanied	Working	Secondary / secondary special	Widow	House / apartment	0.022625	-14,458	-3,530	-7,222	-4,638	7	1	1	0	1	1	0	Laborers	1	2	2	THURSDAY	9	0	0	0	0	0	0	Other	0.356323	0.337334	0.7463	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-2,506	1	0	0	0	0	0	0	0	0	0
215,777	0	Cash loans	M	N	Y	0	180,000	225,000	11,074.5	225,000	Unaccompanied	Working	Higher education	Married	House / apartment	0.020713	-11,958	-56	-1,480	-4,556	7	1	1	0	1	1	1	Managers	2	3	2	MONDAY	7	0	0	0	0	0	0	Business Entity Type 1	0.524947	0.195247	0.843544	0.0825	0.0805	0.9737	0.6396	0.0086	0	0.1379	0.1667	0.2083	0.1153	0.0672	0.0707	0	0	0.084	0.0835	0.9737	0.6537	0.0087	0	0.1379	0.1667	0.2083	0.1179	0.0735	0.0736	0	0	0.0833	0.0805	0.9737	0.6444	0.0087	0	0.1379	0.1667	0.2083	0.1173	0.0684	0.072	0	0	reg oper account	block of flats	0.0603	Panel	No	0	0	0	0	-2,052	1	0	0	0	0	0	0	0	0	2
242,117	0	Cash loans	F	N	N	0	135,000	450,000	23,562	450,000	Unaccompanied	Working	Secondary / secondary special	Married	With parents	0.01452	-12,278	-869	-985	-3,558	7	1	1	0	1	0	0	Laborers	2	2	2	THURSDAY	9	0	0	0	0	0	0	Industry: type 3	0.657962	0.229854	0.569149	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	4	0	4	0	-744	1	0	0	0	0	0	0	2	0	4