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SK_ID_CURR int64 100k 456k	TARGET int64 0 1	NAME_CONTRACT_TYPE stringclasses 2 values	CODE_GENDER stringclasses 2 values	FLAG_OWN_CAR stringclasses 2 values	FLAG_OWN_REALTY stringclasses 2 values	CNT_CHILDREN int64 0 8	AMT_INCOME_TOTAL float64 27k 1.8M	AMT_CREDIT float64 45k 3.08M	AMT_ANNUITY float64 3.05k 225k	AMT_GOODS_PRICE float64 45k 2.93M	NAME_TYPE_SUITE stringclasses 7 values	NAME_INCOME_TYPE stringclasses 4 values	NAME_EDUCATION_TYPE stringclasses 5 values	NAME_FAMILY_STATUS stringclasses 6 values	NAME_HOUSING_TYPE stringclasses 6 values	REGION_POPULATION_RELATIVE float64 0 0.07	DAYS_BIRTH int64 -25,165 -7,680	DAYS_EMPLOYED int64 -15,943 365k	DAYS_REGISTRATION float64 -19,463 0	DAYS_ID_PUBLISH int64 -6,259 -1	OWN_CAR_AGE float64 0 65	FLAG_MOBIL int64 1 1	FLAG_EMP_PHONE int64 0 1	FLAG_WORK_PHONE int64 0 1	FLAG_CONT_MOBILE int64 0 1	FLAG_PHONE int64 0 1	FLAG_EMAIL int64 0 1	OCCUPATION_TYPE stringclasses 18 values	CNT_FAM_MEMBERS float64 1 10	REGION_RATING_CLIENT int64 1 3	REGION_RATING_CLIENT_W_CITY int64 1 3	WEEKDAY_APPR_PROCESS_START stringclasses 7 values	HOUR_APPR_PROCESS_START int64 1 23	REG_REGION_NOT_LIVE_REGION int64 0 1	REG_REGION_NOT_WORK_REGION int64 0 1	LIVE_REGION_NOT_WORK_REGION int64 0 1	REG_CITY_NOT_LIVE_CITY int64 0 1	REG_CITY_NOT_WORK_CITY int64 0 1	LIVE_CITY_NOT_WORK_CITY int64 0 1	ORGANIZATION_TYPE stringlengths 3 22	EXT_SOURCE_1 float64 0.03 0.94	EXT_SOURCE_2 float64 0 0.86	EXT_SOURCE_3 float64 0 0.88	APARTMENTS_AVG float64 0 1	BASEMENTAREA_AVG float64 0 1	YEARS_BEGINEXPLUATATION_AVG float64 0 1	YEARS_BUILD_AVG float64 0 1	COMMONAREA_AVG float64 0 1	ELEVATORS_AVG float64 0 1	ENTRANCES_AVG float64 0 1	FLOORSMAX_AVG float64 0 1	FLOORSMIN_AVG float64 0 1	LANDAREA_AVG float64 0 1	LIVINGAPARTMENTS_AVG float64 0 1	LIVINGAREA_AVG float64 0 1	NONLIVINGAPARTMENTS_AVG float64 0 1	NONLIVINGAREA_AVG float64 0 1	APARTMENTS_MODE float64 0 1	BASEMENTAREA_MODE float64 0 1	YEARS_BEGINEXPLUATATION_MODE float64 0 1	YEARS_BUILD_MODE float64 0 1	COMMONAREA_MODE float64 0 1	ELEVATORS_MODE float64 0 1	ENTRANCES_MODE float64 0 1	FLOORSMAX_MODE float64 0 1	FLOORSMIN_MODE float64 0 1	LANDAREA_MODE float64 0 1	LIVINGAPARTMENTS_MODE float64 0 1	LIVINGAREA_MODE float64 0 1	NONLIVINGAPARTMENTS_MODE float64 0 1	NONLIVINGAREA_MODE float64 0 1	APARTMENTS_MEDI float64 0 1	BASEMENTAREA_MEDI float64 0 1	YEARS_BEGINEXPLUATATION_MEDI float64 0 1	YEARS_BUILD_MEDI float64 0 1	COMMONAREA_MEDI float64 0 1	ELEVATORS_MEDI float64 0 1	ENTRANCES_MEDI float64 0 1	FLOORSMAX_MEDI float64 0 1	FLOORSMIN_MEDI float64 0 1	LANDAREA_MEDI float64 0 1	LIVINGAPARTMENTS_MEDI float64 0 1	LIVINGAREA_MEDI float64 0 1	NONLIVINGAPARTMENTS_MEDI float64 0 1	NONLIVINGAREA_MEDI float64 0 1	FONDKAPREMONT_MODE stringclasses 4 values	HOUSETYPE_MODE stringclasses 3 values	TOTALAREA_MODE float64 0 1	WALLSMATERIAL_MODE stringclasses 7 values	EMERGENCYSTATE_MODE stringclasses 2 values	OBS_30_CNT_SOCIAL_CIRCLE float64 0 26	DEF_30_CNT_SOCIAL_CIRCLE float64 0 4	OBS_60_CNT_SOCIAL_CIRCLE float64 0 26	DEF_60_CNT_SOCIAL_CIRCLE float64 0 4	DAYS_LAST_PHONE_CHANGE float64 -3,791 0	FLAG_DOCUMENT_3 int64 0 1	FLAG_DOCUMENT_6 int64 0 1	FLAG_DOCUMENT_8 int64 0 1	FLAG_DOCUMENT_9 int64 0 1	FLAG_DOCUMENT_13 int64 0 1	FLAG_DOCUMENT_14 int64 0 1	FLAG_DOCUMENT_18 int64 0 1	AMT_REQ_CREDIT_BUREAU_HOUR float64 0 4	AMT_REQ_CREDIT_BUREAU_MON float64 0 17	AMT_REQ_CREDIT_BUREAU_QRT float64 0 6	AMT_REQ_CREDIT_BUREAU_YEAR float64 0 9
188,299	0	Cash loans	F	N	N	0	117,000	508,495.5	24,462	454,500	Unaccompanied	Commercial associate	Secondary / secondary special	Married	House / apartment	0.04622	-15,607	-2,437	-9,323	-4,106	7	1	1	0	1	0	0	Sales staff	2	1	1	SATURDAY	14	0	0	0	0	0	0	Other	0.844457	0.721625	0.718033	0.1103	0.0633	0.9846	0.7892	0.0392	0.12	0.1034	0.3333	0.375	0.0148	0.0899	0.1157	0	0	0.1124	0.0657	0.9846	0.7975	0.0396	0.1208	0.1034	0.3333	0.375	0.0152	0.0983	0.1205	0	0	0.1114	0.0633	0.9846	0.792	0.0394	0.12	0.1034	0.3333	0.375	0.0151	0.0915	0.1178	0	0	reg oper account	block of flats	0.1124	Panel	No	6	0	6	0	-1,681	1	0	0	0	0	0	0	0	0	0	3
331,734	0	Cash loans	F	N	Y	0	67,500	270,000	9,828	270,000	Unaccompanied	Pensioner	Secondary / secondary special	Widow	House / apartment	0.018801	-21,681	365,243	-1,724	-4,309	7	1	0	0	1	0	0	Laborers	1	2	2	SATURDAY	6	0	0	0	0	0	0	XNA	0.356323	0.531891	0.7463	0.0144	0	0.9588	0.4356	0.0017	0	0.0345	0.0417	0.0833	0.0124	0.0118	0.0092	0	0	0.0147	0	0.9588	0.4577	0.0017	0	0.0345	0.0417	0.0833	0.0127	0.0129	0.0096	0	0	0.0146	0	0.9588	0.4431	0.0017	0	0.0345	0.0417	0.0833	0.0127	0.012	0.0093	0	0	reg oper account	block of flats	0.0081	Wooden	No	0	0	0	0	-1,562	1	0	0	0	0	0	0	0	0	1	2
344,721	0	Cash loans	F	N	N	0	315,000	679,500	36,202.5	679,500	Unaccompanied	Commercial associate	Higher education	Married	House / apartment	0.072508	-17,827	-1,025	-8,011	-1,364	7	1	1	0	1	0	0	Accountants	2	1	1	FRIDAY	15	0	0	0	0	0	0	Business Entity Type 3	0.784868	0.700439	0.7463	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-2,382	1	0	0	0	0	0	0	0	0	0	0
344,171	0	Revolving loans	F	N	Y	1	81,000	225,000	11,250	225,000	Family	Working	Secondary / secondary special	Married	House / apartment	0.026392	-14,819	-3,408	-186	-4,719	7	1	1	1	1	0	0	Medicine staff	3	2	2	SATURDAY	9	0	0	0	0	0	0	Medicine	0.674719	0.718389	0.583238	0.1309	0.1532	0.9806	0.8232	0	0	0.2759	0.1667	0.2083	0.048	0.0504	0.1189	0	0.0082	0.1334	0.159	0.9806	0.8301	0	0	0.2759	0.1667	0.2083	0.0491	0.0551	0.1238	0	0.0087	0.1322	0.1532	0.9806	0.8256	0	0	0.2759	0.1667	0.2083	0.0488	0.0513	0.121	0	0.0084	reg oper account	block of flats	0.0953	Stone, brick	No	1	0	1	0	-428	0	0	0	0	0	0	0	0	0	0	0
389,024	0	Cash loans	F	Y	Y	0	180,000	306,306	13,491	247,500	Unaccompanied	Commercial associate	Secondary / secondary special	Married	House / apartment	0.072508	-17,145	-2,396	-4,986	-673	8	1	1	0	1	1	0	Laborers	2	1	1	FRIDAY	12	0	0	0	0	0	0	Business Entity Type 3	0.850425	0.617247	0.598926	0.2345	0.1274	0.9796	0.7212	0.0005	0.2	0.1493	0.3817	0.4233	0	0.1904	0.1979	0.0039	0.0012	0.188	0.0866	0.9791	0.7256	0.0001	0.0806	0.069	0.3333	0.375	0	0.1635	0.118	0.0039	0.0004	0.2264	0.0982	0.9791	0.7182	0.0001	0.2	0.1034	0.3333	0.375	0	0.1851	0.1998	0.0039	0.0003	reg oper account	block of flats	0.2198	Panel	No	0	0	0	0	-2,558	0	0	1	0	0	0	0	0	0	1	1
134,811	0	Cash loans	F	Y	Y	0	90,000	314,100	13,437	225,000	Family	Working	Secondary / secondary special	Married	House / apartment	0.008575	-16,500	-4,440	-9,273	-27	4	1	1	0	1	0	0	Sales staff	2	2	2	TUESDAY	10	0	0	0	0	0	0	Trade: type 7	0.755405	0.621289	0.736623	0.0278	0	0.9871	0.8232	0	0	0.1034	0.0833	0.2083	0	0.0504	0.0157	0	0	0.0284	0	0.9871	0.8301	0	0	0.1034	0.0833	0.2083	0	0.0551	0.0164	0	0	0.0281	0	0.9871	0.8256	0	0	0.1034	0.0833	0.2083	0	0.0513	0.016	0	0	reg oper account	block of flats	0.0219	Panel	No	0	0	0	0	-597	1	0	0	0	0	0	0	0	1	0	3
437,737	0	Revolving loans	F	N	Y	0	166,500	180,000	9,000	180,000	Spouse, partner	Working	Secondary / secondary special	Civil marriage	Rented apartment	0.009175	-9,032	-701	-3,499	-1,175	7	1	1	0	1	0	0	Sales staff	2	2	2	TUESDAY	17	0	0	0	1	1	0	Business Entity Type 3	0.372086	0.675657	0.783832	0.0825	0	0.9831	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9831	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9831	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	3	0	2	0	-576	0	0	0	0	0	0	0	0	0	0	0
313,313	0	Cash loans	F	N	Y	0	157,500	327,024	18,391.5	270,000	Unaccompanied	Commercial associate	Secondary / secondary special	Married	House / apartment	0.011703	-19,260	-12,540	-13,188	-2,776	7	1	1	0	1	0	0	Laborers	2	2	2	MONDAY	13	0	0	0	0	0	0	Industry: type 2	0.356323	0.723186	0.45611	0.1021	0	0.9776	0.694	0.0114	0	0.2069	0.1667	0.0417	0.1178	0.0824	0.0903	0.0039	0.009	0.104	0	0.9777	0.706	0.0115	0	0.2069	0.1667	0.0417	0.1205	0.09	0.0941	0.0039	0.0096	0.1031	0	0.9776	0.6981	0.0114	0	0.2069	0.1667	0.0417	0.1198	0.0838	0.0919	0.0039	0.0092	reg oper account	block of flats	0.08	Panel	No	0	0	0	0	-1,198	1	0	0	0	0	0	0	0	0	0	3
300,888	0	Cash loans	F	N	Y	0	92,250	276,277.5	13,419	238,500	Family	Pensioner	Secondary / secondary special	Widow	House / apartment	0.018029	-23,575	365,243	-8,096	-4,960	7	1	0	0	1	1	0	Laborers	1	3	3	MONDAY	5	0	0	0	0	0	0	XNA	0.641569	0.500018	0.7463	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-1,848	0	1	0	0	0	0	0	0	0	0	0
224,170	0	Cash loans	F	Y	N	0	31,500	296,280	16,200	225,000	Unaccompanied	Commercial associate	Secondary / secondary special	Married	House / apartment	0.00712	-17,762	-7,734	-11,452	-1,314	7	1	1	1	1	1	0	Cleaning staff	2	2	2	SATURDAY	10	0	0	0	0	0	0	Government	0.356323	0.37453	0.262249	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-972	1	0	0	0	0	0	0	0	1	0	1
135,705	1	Cash loans	F	Y	Y	0	112,500	112,500	6,925.5	112,500	Children	Working	Secondary / secondary special	Separated	House / apartment	0.028663	-16,125	-6,204	-7,614	-4,761	65	1	1	0	1	0	0	Security staff	1	2	2	TUESDAY	10	0	0	0	0	0	0	Other	0.46943	0.528851	0.367291	0.0667	0.0649	0.9841	0.8096	0.0306	0	0.069	0.1667	0.2083	0.0549	0.0563	0.0481	0	0.0116	0.063	0.0572	0.9801	0.8105	0.0257	0	0.0345	0.1667	0.2083	0.0337	0.0588	0.0449	0	0	0.0666	0.0693	0.9856	0.8121	0.0307	0	0.0345	0.1667	0.2083	0.0419	0.0573	0.0477	0	0	reg oper account	block of flats	0.0474	Stone, brick	No	0	0	0	0	-1,707	1	0	0	0	0	0	0	0	0	0	2
340,250	0	Cash loans	F	Y	Y	0	112,500	277,969.5	13,648.5	229,500	Unaccompanied	Commercial associate	Higher education	Married	House / apartment	0.035792	-14,781	-1,386	-3,094	-2,769	3	1	1	0	1	1	0	Accountants	2	2	2	TUESDAY	9	0	0	0	0	0	0	Other	0.745477	0.702495	0.7463	0.0247	0	0.9722	0.8232	0	0	0.069	0.0833	0.2083	0	0.0504	0	0	0	0.0252	0	0.9722	0.8301	0	0	0.069	0.0833	0.2083	0	0.0551	0	0	0	0.025	0	0.9722	0.8256	0	0	0.069	0.0833	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0.0169	Stone, brick	No	1	0	1	0	-2,530	1	0	0	0	0	0	0	0	0	0	2
368,965	0	Cash loans	F	N	Y	1	112,500	521,280	27,423	450,000	Unaccompanied	Working	Secondary / secondary special	Married	House / apartment	0.008019	-12,888	-2,041	-4,458	-4,627	7	1	1	0	1	0	0	Laborers	3	2	2	THURSDAY	10	0	0	0	0	0	0	Other	0.356323	0.584792	0.707699	0.0093	0	0.9608	0.8232	0	0	0.0345	0.0417	0.2083	0.0025	0.0504	0.005	0	0	0.0095	0	0.9608	0.8301	0	0	0.0345	0.0417	0.2083	0.0025	0.0551	0.0052	0	0	0.0094	0	0.9608	0.8256	0	0	0.0345	0.0417	0.2083	0.0025	0.0513	0.005	0	0	reg oper account	block of flats	0.0039	Wooden	No	0	0	0	0	0	1	0	0	0	0	0	0	0	0	0	0
331,383	0	Cash loans	F	N	Y	0	315,000	887,314.5	59,296.5	887,314.5	Unaccompanied	Working	Secondary / secondary special	Separated	House / apartment	0.014464	-18,696	-111	-6,568	-2,219	7	1	1	0	1	0	0	Cooking staff	1	2	2	THURSDAY	8	0	0	0	0	0	0	Self-employed	0.307644	0.466192	0.7463	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-2,350	1	0	0	0	0	0	0	0	0	0	0
186,018	0	Cash loans	M	N	Y	0	315,000	198,000	23,625	198,000	Unaccompanied	Working	Secondary / secondary special	Married	House / apartment	0.028663	-17,684	-401	-5,092	-1,231	7	1	1	0	1	0	0	Drivers	2	2	2	MONDAY	11	0	0	0	0	0	0	Business Entity Type 2	0.356323	0.399224	0.353988	0.0474	0.0406	0.9801	0.8232	0	0.08	0.0345	0.4583	0.2083	0	0.0504	0	0	0.0513	0.0483	0.0421	0.9801	0.8301	0	0.0806	0.0345	0.4583	0.2083	0	0.0551	0	0	0.0544	0.0479	0.0406	0.9801	0.8256	0	0.08	0.0345	0.4583	0.2083	0	0.0513	0	0	0.0524	reg oper account	block of flats	0.0694	Stone, brick	No	0	0	0	0	-19	0	0	1	0	0	0	0	0	1	1	6
255,949	0	Cash loans	F	Y	Y	1	112,500	1,350,000	39,604.5	1,350,000	Unaccompanied	Working	Secondary / secondary special	Married	House / apartment	0.026392	-10,489	-3,371	-437	-2,986	2	1	1	0	1	0	0	Private service staff	3	2	2	MONDAY	18	0	0	0	0	0	0	Self-employed	0.356323	0.25969	0.7463	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	2	2	2	1	-1,846	1	0	0	0	0	0	0	0	0	0	2
368,742	0	Cash loans	F	N	N	1	112,500	348,264	41,328	315,000	Spouse, partner	Working	Higher education	Married	Rented apartment	0.01885	-10,784	-2,415	-9,384	-1,979	7	1	1	0	1	0	1	Accountants	3	2	2	TUESDAY	14	0	0	0	1	1	0	Business Entity Type 3	0.715895	0.613536	0.7463	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	2	1	2	1	-1,490	1	0	0	0	0	0	0	0	0	0	0
435,175	0	Cash loans	M	Y	N	0	216,000	1,236,816	36,162	1,080,000	Unaccompanied	Working	Secondary / secondary special	Married	House / apartment	0.018029	-19,619	-3,098	-10,300	-3,135	12	1	1	1	1	1	0	Managers	2	3	3	SATURDAY	16	0	0	0	0	0	0	Business Entity Type 3	0.356323	0.373521	0.499272	0.1244	0.1778	0.9747	0.8028	0.2917	0	0.3217	0.0971	0.0417	0.2063	0.0504	0.1043	0	0.0268	0.0084	0.0462	0.9697	0.8105	0.2944	0	0.0345	0.0417	0.0417	0.0054	0.0551	0.0051	0	0.0284	0.025	0.1778	0.9697	0.8054	0.2936	0	0.1034	0.0833	0.0417	0.014	0.0513	0.023	0	0.0274	reg oper account	block of flats	0.3899	Block	No	2	1	2	1	-1,595	0	0	1	0	0	0	0	0	0	0	5
217,983	0	Cash loans	F	N	Y	0	45,000	50,940	5,089.5	45,000	Unaccompanied	Pensioner	Secondary / secondary special	Separated	House / apartment	0.01885	-21,788	365,243	-1,830	-3,636	7	1	0	0	1	0	0	Laborers	1	2	2	FRIDAY	9	0	0	0	0	0	0	XNA	0.356323	0.687389	0.643026	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	1	0	1	0	-706	1	0	0	0	0	0	0	0	0	0	1
453,239	0	Revolving loans	F	Y	Y	1	270,000	450,000	22,500	450,000	Unaccompanied	Working	Secondary / secondary special	Married	House / apartment	0.011657	-10,437	-395	-9,591	-1,088	1	1	1	0	1	0	0	Core staff	3	1	1	SUNDAY	12	0	0	0	0	1	1	Security	0.356323	0.297065	0.810618	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	2	0	2	0	0	0	0	0	0	0	0	0	0	0	0	0
285,699	0	Cash loans	M	Y	Y	0	337,500	254,700	27,558	225,000	Unaccompanied	Commercial associate	Secondary / secondary special	Married	House / apartment	0.035792	-16,068	-580	-1,910	-3,313	6	1	1	0	1	0	0	High skill tech staff	2	2	2	THURSDAY	10	0	0	0	0	0	0	School	0.356323	0.629792	0.7463	0.1299	0	0.9955	0.9388	0.0343	0.2	0.1034	0.625	0.625	0	0.1059	0.147	0	0.0863	0.1324	0	0.9955	0.9412	0.0346	0.2014	0.1034	0.625	0.625	0	0.1157	0.1531	0	0.0913	0.1312	0	0.9955	0.9396	0.0345	0.2	0.1034	0.625	0.625	0	0.1077	0.1496	0	0.0881	reg oper account	block of flats	0.1344	Panel	No	0	0	0	0	-183	0	0	1	0	0	0	0	0	0	0	0
454,022	1	Cash loans	M	N	Y	0	90,000	225,000	14,647.5	225,000	Family	Working	Secondary / secondary special	Married	House / apartment	0.018801	-13,216	-2,068	-1,608	-4,611	7	1	1	1	1	0	0	Laborers	2	2	2	SUNDAY	9	0	0	0	0	0	0	Government	0.356323	0.113645	0.7463	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	1	0	1	0	-1,405	1	0	0	0	0	0	0	0	0	0	0
385,027	0	Cash loans	F	N	N	0	67,500	351,000	18,378	351,000	Unaccompanied	Working	Secondary / secondary special	Married	House / apartment	0.030755	-11,388	-574	-1,191	-3,444	7	1	1	0	1	0	0	Sales staff	2	2	2	WEDNESDAY	14	0	0	0	0	0	0	Self-employed	0.356323	0.72123	0.622922	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	1	0	1	0	-391	1	0	0	0	0	0	0	0	0	0	0
103,375	0	Cash loans	F	N	N	0	180,000	922,500	36,715.5	922,500	Children	Pensioner	Higher education	Married	House / apartment	0.026392	-21,819	365,243	-10,916	-4,535	7	1	0	0	1	1	0	Laborers	2	2	2	TUESDAY	14	0	0	0	0	0	0	XNA	0.356323	0.744815	0.384207	0.0986	0	0.9851	0.8232	0	0.08	0.0345	0.5417	0.2083	0	0.0504	0.0789	0	0.0424	0.1008	0	0.9851	0.8301	0	0.0806	0.0345	0.5417	0.2083	0	0.0551	0.0566	0	0	0.0999	0	0.9851	0.8256	0	0.08	0.0345	0.5417	0.2083	0	0.0513	0.0923	0	0.0006	reg oper account	block of flats	0.0702	Stone, brick	No	1	0	1	0	-1,809	1	0	0	0	0	0	0	0	0	0	2
433,824	0	Cash loans	F	N	Y	1	135,000	679,500	30,703.5	679,500	Unaccompanied	Working	Secondary / secondary special	Married	House / apartment	0.028663	-12,609	-1,105	-6,373	-3,978	7	1	1	1	1	0	0	Accountants	3	2	2	FRIDAY	9	0	0	0	1	1	1	Business Entity Type 3	0.356323	0.441939	0.581484	0.0072	0	0.9762	0.8232	0	0	0.0345	0.0417	0.2083	0.0207	0.0504	0.0046	0	0	0.0074	0	0.9762	0.8301	0	0	0.0345	0.0417	0.2083	0.0212	0.0551	0.0048	0	0	0.0073	0	0.9762	0.8256	0	0	0.0345	0.0417	0.2083	0.0211	0.0513	0.0047	0	0	reg oper account	block of flats	0.0043	Mixed	Yes	3	2	3	2	-950	1	0	0	0	0	0	0	0	0	0	1
191,574	0	Cash loans	F	N	Y	0	180,000	1,223,010	51,948	1,125,000	Unaccompanied	Pensioner	Secondary / secondary special	Married	Office apartment	0.003813	-17,812	365,243	-10,106	-1,366	7	1	0	0	1	0	0	Laborers	2	2	2	WEDNESDAY	8	0	0	0	0	0	0	XNA	0.577398	0.50813	0.7463	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	4	0	3	0	-68	1	0	0	0	0	0	0	0	0	0	0
371,042	0	Cash loans	F	N	Y	1	180,000	503,676	25,848	382,500	Unaccompanied	Working	Secondary / secondary special	Civil marriage	House / apartment	0.008019	-13,301	-2,148	-7,235	-4,155	7	1	1	0	1	0	0	Laborers	3	2	2	SATURDAY	15	0	0	0	0	0	0	Business Entity Type 3	0.356323	0.142341	0.000527	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	1	0	1	0	0	1	0	0	0	0	0	0	0	0	0	4
140,432	0	Cash loans	F	N	Y	0	144,000	338,832	16,429.5	292,500	Unaccompanied	Working	Secondary / secondary special	Single / not married	House / apartment	0.0105	-17,935	-99	-3,332	-1,477	7	1	1	0	1	0	0	Laborers	1	3	3	TUESDAY	16	0	0	0	0	0	0	Business Entity Type 3	0.356323	0.08716	0.576209	0.0825	0	0.9722	0.8232	0	0	0.1034	0.0833	0.2083	0	0.0504	0.0313	0	0.0481	0.084	0	0.9722	0.8301	0	0	0.1034	0.0833	0.2083	0	0.0551	0.0326	0	0.0509	0.0833	0	0.9722	0.8256	0	0	0.1034	0.0833	0.2083	0	0.0513	0.0319	0	0.0491	reg oper account	block of flats	0.0351	Stone, brick	No	0	0	0	0	0	1	0	0	0	0	0	0	0	0	1	1
411,007	0	Cash loans	F	Y	N	0	270,000	571,446	15,844.5	477,000	Unaccompanied	Commercial associate	Incomplete higher	Married	House / apartment	0.02461	-11,379	-2,533	-5,463	-4,049	4	1	1	1	1	1	0	Managers	2	2	2	THURSDAY	15	0	0	0	0	0	0	Industry: type 12	0.601712	0.675029	0.654529	0.0629	0.1217	0.9821	0.7552	0.0462	0	0.1379	0.1667	0.2083	0.0822	0.0513	0.061	0	0.0355	0.0641	0.1263	0.9821	0.7648	0.0466	0	0.1379	0.1667	0.2083	0.0841	0.056	0.0636	0	0.0376	0.0635	0.1217	0.9821	0.7585	0.0465	0	0.1379	0.1667	0.2083	0.0837	0.0522	0.0621	0	0.0363	reg oper account	block of flats	0.081	Panel	No	5	1	5	1	-1	1	0	0	0	1	0	0	0	0	0	0
431,303	0	Revolving loans	F	Y	Y	1	130,500	382,500	19,125	382,500	Unaccompanied	Commercial associate	Higher education	Civil marriage	House / apartment	0.072508	-16,206	-2,295	-10,333	-4,492	64	1	1	0	1	1	0	Managers	3	1	1	WEDNESDAY	13	0	0	0	0	0	0	Government	0.635344	0.767389	0.7463	0.1165	0.1169	0.9727	0.626	0.0103	0.16	0.1379	0.2917	0.3333	0	0.0941	0.1308	0.0039	0.1321	0.1187	0.1213	0.9727	0.6406	0.0104	0.1611	0.1379	0.2917	0.3333	0	0.1028	0.1363	0.0039	0.1398	0.1176	0.1169	0.9727	0.631	0.0103	0.16	0.1379	0.2917	0.3333	0	0.0958	0.1332	0.0039	0.1349	reg oper account	block of flats	0.1316	Stone, brick	No	0	0	0	0	-501	0	0	0	0	0	0	0	0	1	0	0
455,747	0	Cash loans	F	N	Y	0	110,250	740,704.5	32,755.5	598,500	Children	Pensioner	Secondary / secondary special	Married	House / apartment	0.010147	-21,490	365,243	-12,337	-4,341	7	1	0	0	1	1	0	Laborers	2	2	2	FRIDAY	13	0	0	0	0	0	0	XNA	0.725128	0.450417	0.565608	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	6	0	6	0	0	0	1	0	0	0	0	0	0	0	0	2
366,428	0	Cash loans	M	N	Y	0	180,000	526,491	19,039.5	454,500	Unaccompanied	State servant	Higher education	Married	House / apartment	0.002042	-12,505	-2,034	-3,169	-4,877	7	1	1	1	1	0	0	Drivers	2	3	3	TUESDAY	15	0	0	0	0	1	1	Security Ministries	0.356323	0.415738	0.347418	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	5	1	5	1	-1,102	1	0	0	0	0	0	0	0	0	0	2
384,924	0	Cash loans	F	Y	Y	0	157,500	2,039,013	53,919	1,822,500	Unaccompanied	Working	Secondary / secondary special	Married	Municipal apartment	0.022625	-17,733	-920	-6	-1,273	64	1	1	0	1	0	0	Laborers	2	2	2	MONDAY	9	0	0	0	0	0	0	Housing	0.356323	0.598022	0.824595	0.134	0.029	0.9727	0.8232	0	0	0.069	0.125	0.2083	0.0559	0.0504	0.0452	0	0.263	0.1366	0.0301	0.9727	0.8301	0	0	0.069	0.125	0.2083	0.0572	0.0551	0.0471	0	0.2784	0.1353	0.029	0.9727	0.8256	0	0	0.069	0.125	0.2083	0.0569	0.0513	0.046	0	0.2685	reg oper account	specific housing	0.0591	Stone, brick	No	1	0	1	0	-109	1	0	0	0	0	0	0	0	0	1	4
412,013	0	Cash loans	F	N	N	0	112,500	607,500	17,410.5	607,500	Unaccompanied	Working	Secondary / secondary special	Single / not married	House / apartment	0.028663	-15,580	-7,470	-3,925	-4,213	7	1	1	0	1	0	0	Core staff	1	2	2	FRIDAY	17	0	0	0	0	0	0	Medicine	0.680293	0.620388	0.629674	0.1619	0.0107	0.9836	0.7756	0.0414	0	0.0345	0.1667	0.2083	0.1048	0.1311	0.0507	0.0039	0.0022	0.1649	0.0111	0.9836	0.7844	0.0418	0	0.0345	0.1667	0.2083	0.1072	0.1433	0.0529	0.0039	0.0023	0.1634	0.0107	0.9836	0.7786	0.0417	0	0.0345	0.1667	0.2083	0.1066	0.1334	0.0516	0.0039	0.0022	reg oper account	block of flats	0.0645	Stone, brick	No	5	1	5	0	-5	1	0	0	0	0	0	1	0	0	0	0
312,638	0	Revolving loans	F	Y	Y	0	360,000	720,000	36,000	720,000	Unaccompanied	Commercial associate	Higher education	Married	House / apartment	0.009657	-18,846	-2,765	-6,059	-2,361	4	1	1	0	1	0	0	Core staff	2	2	2	SATURDAY	16	0	0	0	0	0	0	Insurance	0.694024	0.678621	0.429424	0.3753	0.2861	0.9886	0.8436	0.0664	0.4	0.3448	0.3333	0.375	0.2876	0.306	0.3297	0	0.1889	0.3824	0.2881	0.9886	0.8497	0.067	0.4028	0.3448	0.3333	0.375	0.2942	0.3343	0.2628	0	0.1999	0.3789	0.2861	0.9886	0.8457	0.0668	0.4	0.3448	0.3333	0.375	0.2926	0.3113	0.3357	0	0.1928	reg oper account	block of flats	0.2412	Panel	No	0	0	0	0	-366	0	0	0	0	0	0	0	0	0	2	2
230,753	0	Cash loans	M	Y	Y	0	135,000	1,084,500	43,141.5	1,084,500	Spouse, partner	Working	Secondary / secondary special	Married	House / apartment	0.028663	-17,486	-233	-11,596	-1,025	5	1	1	0	1	0	0	Drivers	2	2	2	MONDAY	14	0	0	0	0	1	1	Construction	0.356323	0.298052	0.533482	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	0	1	0	0	0	0	0	0	0	0	1	1
264,443	0	Cash loans	F	N	Y	0	135,000	623,749.5	26,554.5	504,000	Unaccompanied	Working	Secondary / secondary special	Single / not married	House / apartment	0.025164	-20,037	-11,050	-8,847	-3,561	7	1	1	0	1	0	0	Core staff	1	2	2	TUESDAY	13	0	0	0	0	0	0	Kindergarten	0.356323	0.618109	0.477649	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	8	0	8	0	-741	1	0	0	0	0	0	0	0	0	0	0
435,246	0	Cash loans	F	N	N	0	135,000	675,000	26,901	675,000	Unaccompanied	Commercial associate	Secondary / secondary special	Married	Rented apartment	0.028663	-19,576	-401	-6,404	-3,120	7	1	1	0	1	0	0	Cleaning staff	2	2	2	TUESDAY	11	0	0	0	0	0	0	Business Entity Type 3	0.356323	0.752611	0.7463	0.0464	0.048	0.9866	0.8164	0.0388	0.04	0.0862	0.1875	0.2292	0.0664	0.0378	0.0435	0.0077	0.0028	0.0189	0.0471	0.9856	0.8105	0.0129	0	0.069	0.0417	0.0833	0.0523	0.0165	0.0125	0	0	0.0468	0.048	0.9866	0.8189	0.0391	0.04	0.0862	0.1875	0.2292	0.0676	0.0385	0.0443	0.0078	0.0029	reg oper account	block of flats	0.026	Stone, brick	No	0	0	0	0	0	1	0	0	0	0	0	0	0	0	0	0
336,974	0	Cash loans	F	Y	N	0	99,000	810,000	43,155	810,000	Unaccompanied	Working	Higher education	Married	House / apartment	0.019689	-18,693	-1,803	-6,186	-2,251	4	1	1	1	1	1	0	Accountants	2	2	2	FRIDAY	19	0	0	0	0	0	0	Self-employed	0.356323	0.638154	0.113196	0.0722	0.0852	0.9776	0.694	0.0076	0	0.1379	0.1667	0.2083	0	0.0588	0.0662	0	0	0.0735	0.0884	0.9777	0.706	0.0077	0	0.1379	0.1667	0.2083	0	0.0643	0.069	0	0	0.0729	0.0852	0.9776	0.6981	0.0077	0	0.1379	0.1667	0.2083	0	0.0599	0.0674	0	0	reg oper account	block of flats	0.0586	Stone, brick	No	3	0	3	0	-523	0	0	1	0	0	0	0	0	0	2	1
332,063	0	Cash loans	F	N	Y	0	292,500	840,780	33,475.5	751,500	Unaccompanied	Pensioner	Higher education	Separated	House / apartment	0.010147	-21,436	365,243	-1,245	-525	7	1	0	0	1	0	0	Laborers	1	2	2	TUESDAY	13	0	0	0	0	0	0	XNA	0.356323	0.610623	0.669057	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-2,384	1	0	0	0	0	0	0	0	0	0	1
370,139	0	Cash loans	F	N	N	0	45,000	152,820	15,786	135,000	Unaccompanied	Working	Secondary / secondary special	Married	House / apartment	0.018801	-18,145	-10,692	-10,695	-1,696	7	1	1	1	1	1	0	Managers	2	2	2	TUESDAY	15	0	0	0	0	0	0	Postal	0.356323	0.366924	0.563835	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-676	1	0	0	0	0	0	0	0	0	0	2
203,043	0	Cash loans	F	N	N	0	81,000	622,188	18,994.5	472,500	Unaccompanied	Working	Secondary / secondary special	Single / not married	House / apartment	0.018634	-15,621	-7,342	-5,645	-3,525	7	1	1	0	1	1	0	Laborers	1	2	2	THURSDAY	17	0	0	0	0	0	0	Industry: type 9	0.356323	0.431503	0.799297	0.1649	0.0954	0.9871	0.8232	0	0.16	0.1379	0.375	0.2083	0	0.0504	0.1733	0	0	0.1681	0.099	0.9871	0.8301	0	0.1611	0.1379	0.375	0.2083	0	0.0551	0.1805	0	0	0.1665	0.0954	0.9871	0.8256	0	0.16	0.1379	0.375	0.2083	0	0.0513	0.1764	0	0	reg oper account	block of flats	0.1363	Panel	No	0	0	0	0	-4	1	0	0	0	0	0	0	0	0	1	2
165,088	1	Cash loans	F	N	Y	2	153,000	378,000	18,315	378,000	Unaccompanied	Working	Incomplete higher	Civil marriage	House / apartment	0.018209	-14,839	-2,274	-1,047	-3,130	7	1	1	0	1	0	0	Core staff	4	3	3	WEDNESDAY	10	0	0	0	0	0	0	School	0.58946	0.289955	0.355639	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-1,279	1	0	0	0	0	0	0	0	0	1	2
430,703	0	Cash loans	F	N	Y	0	225,000	450,000	44,640	450,000	Unaccompanied	State servant	Secondary / secondary special	Civil marriage	House / apartment	0.006629	-23,248	-8,710	-5,382	-238	7	1	1	1	1	1	0	Laborers	2	2	2	THURSDAY	11	0	0	0	0	0	0	Electricity	0.356323	0.750299	0.684828	0.1299	0.1484	0.9831	0.7688	0.0276	0	0.2528	0.1667	0.0417	0.1013	0.1059	0.113	0	0.0138	0.084	0.0909	0.9826	0.7713	0.0106	0	0.1379	0.1667	0.0417	0.0796	0.0735	0.074	0	0.0093	0.1135	0.1314	0.9831	0.7719	0.0363	0	0.2414	0.1667	0.0417	0.1031	0.0932	0.0992	0	0.016	reg oper account	block of flats	0.1574	Panel	No	8	0	7	0	0	1	0	0	0	0	0	0	0	0	0	0
159,093	0	Cash loans	F	N	Y	0	292,500	225,000	8,613	225,000	Unaccompanied	Commercial associate	Secondary / secondary special	Single / not married	House / apartment	0.018209	-14,749	-3,386	-7,304	-5,161	7	1	1	1	1	1	0	Medicine staff	1	3	3	FRIDAY	8	0	0	0	0	0	0	Medicine	0.356323	0.562574	0.832785	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-1,317	1	0	0	0	0	0	0	0	0	0	2
109,575	0	Cash loans	F	N	Y	0	67,500	675,000	38,880	675,000	Unaccompanied	Pensioner	Secondary / secondary special	Married	House / apartment	0.072508	-22,816	365,243	-5,848	-4,370	7	1	0	0	1	1	0	Laborers	2	1	1	FRIDAY	19	0	0	0	0	0	0	XNA	0.65922	0.739016	0.772631	0.066	0.0424	0.9747	0.8232	0	0.04	0.0345	0.3333	0.2083	0.0077	0.0504	0.0491	0	0.027	0.0672	0.044	0.9747	0.8301	0	0.0403	0.0345	0.3333	0.2083	0.0079	0.0551	0.0511	0	0.0285	0.0666	0.0424	0.9747	0.8256	0	0.04	0.0345	0.3333	0.2083	0.0078	0.0513	0.0499	0	0.0275	reg oper account	block of flats	0.0444	Stone, brick	No	0	0	0	0	-1,948	0	1	0	0	0	0	0	0	0	0	1
230,435	0	Cash loans	F	N	Y	0	49,500	135,000	10,953	135,000	Children	Commercial associate	Secondary / secondary special	Single / not married	House / apartment	0.011703	-19,046	-1,111	-2,297	-2,410	7	1	1	0	1	0	0	Cleaning staff	1	2	2	THURSDAY	11	0	0	0	0	0	0	Business Entity Type 3	0.356323	0.644046	0.7463	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-693	1	0	0	0	0	0	0	0	0	0	0
229,844	0	Cash loans	F	N	Y	0	126,000	254,700	14,350.5	225,000	Unaccompanied	Pensioner	Lower secondary	Married	House / apartment	0.030755	-23,896	365,243	-2,106	-1,025	7	1	0	0	1	0	0	Laborers	2	2	2	THURSDAY	9	0	0	0	0	0	0	XNA	0.356323	0.622893	0.267869	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	2	0	2	0	-1,518	1	0	0	0	0	0	0	0	0	2	5
220,065	1	Cash loans	M	Y	Y	0	225,000	428,854.5	20,119.5	301,500	Family	Commercial associate	Secondary / secondary special	Married	House / apartment	0.007274	-16,311	-782	-7,458	-4,452	9	1	1	0	1	0	0	Laborers	2	2	2	THURSDAY	11	0	0	0	0	1	1	Industry: type 11	0.356323	0.117233	0.7463	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-40	1	0	0	0	0	0	0	0	0	0	0
197,369	0	Cash loans	F	N	Y	0	67,500	382,500	15,169.5	382,500	Unaccompanied	Pensioner	Secondary / secondary special	Married	House / apartment	0.026392	-22,140	365,243	-8,111	-4,528	7	1	0	0	1	0	0	Laborers	2	2	2	WEDNESDAY	10	0	0	0	0	0	0	XNA	0.356323	0.786091	0.733815	0.0186	0.0481	0.9831	0.8232	0	0	0.069	0.0417	0.2083	0.0187	0.0504	0.0129	0	0.0264	0.0189	0.0499	0.9831	0.8301	0	0	0.069	0.0417	0.2083	0.0191	0.0551	0.0102	0	0.0279	0.0187	0.0481	0.9831	0.8256	0	0	0.069	0.0417	0.2083	0.019	0.0513	0.0132	0	0.0269	reg oper account	block of flats	0	Stone, brick	No	0	0	0	0	0	1	0	0	0	0	0	0	0	0	1	0
303,122	0	Cash loans	F	N	N	1	126,000	521,280	27,423	450,000	Unaccompanied	State servant	Secondary / secondary special	Married	With parents	0.006629	-11,300	-2,132	-705	-705	7	1	1	0	1	0	0	Medicine staff	3	2	2	WEDNESDAY	9	0	0	0	0	1	1	Medicine	0.356323	0.583182	0.698668	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-1,146	1	0	0	0	0	0	0	0	0	0	3
453,364	1	Cash loans	F	N	N	0	67,500	463,500	14,949	463,500	Unaccompanied	Commercial associate	Higher education	Single / not married	House / apartment	0.00702	-15,874	-1,163	-1,689	-3,678	7	1	1	0	1	0	0	Sales staff	1	2	2	SATURDAY	15	0	0	0	0	1	1	Self-employed	0.356323	0.502927	0.7463	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-188	1	0	0	0	0	0	0	0	0	0	0
377,994	0	Cash loans	M	N	Y	0	90,000	271,957.5	20,461.5	252,000	Unaccompanied	Pensioner	Secondary / secondary special	Married	House / apartment	0.018801	-22,329	365,243	-2,875	-4,643	7	1	0	0	1	0	0	Laborers	2	2	2	WEDNESDAY	7	0	0	0	0	0	0	XNA	0.356323	0.525368	0.733815	0.0928	0.0821	0.9821	0.7552	0.0377	0	0.2069	0.1667	0.2083	0.0383	0.0756	0.078	0	0	0.0945	0.0852	0.9821	0.7648	0.0381	0	0.2069	0.1667	0.2083	0.0392	0.0826	0.0813	0	0	0.0937	0.0821	0.9821	0.7585	0.038	0	0.2069	0.1667	0.2083	0.039	0.077	0.0794	0	0	reg oper account	block of flats	0.082	Panel	No	2	0	2	0	-415	1	0	0	0	0	0	0	0	0	0	4
119,711	0	Cash loans	M	Y	Y	0	157,500	1,006,920	40,063.5	900,000	Unaccompanied	Commercial associate	Secondary / secondary special	Married	House / apartment	0.008625	-21,103	-2,987	-11,686	-4,166	3	1	1	0	1	0	0	Laborers	2	2	2	FRIDAY	11	0	0	0	0	0	0	Self-employed	0.796016	0.603299	0.71657	0.0825	0	0.9841	0.8232	0	0	0.1724	0.3333	0.2083	0	0.0504	0.1882	0	0.0058	0.084	0	0.9841	0.8301	0	0	0.1724	0.3333	0.2083	0	0.0551	0.1961	0	0.0061	0.0833	0	0.9841	0.8256	0	0	0.1724	0.3333	0.2083	0	0.0513	0.1916	0	0.0059	reg oper account	block of flats	0.148	Panel	No	1	0	1	0	-394	1	0	0	0	0	0	0	0	0	1	0
141,520	0	Cash loans	F	Y	Y	2	180,000	398,934	20,367	333,000	Unaccompanied	Commercial associate	Secondary / secondary special	Married	House / apartment	0.00963	-13,016	-4,713	-274	-2,284	18	1	1	0	1	0	0	Sales staff	4	2	2	FRIDAY	17	0	0	0	0	0	0	Self-employed	0.356323	0.685662	0.336062	0.1608	0.0937	0.9801	0.728	0.0326	0	0.0345	0.1667	0.2083	0.1578	0.1311	0.0524	0	0	0.1639	0.0972	0.9801	0.7387	0.0329	0	0.0345	0.1667	0.2083	0.1614	0.1433	0.0545	0	0	0.1624	0.0937	0.9801	0.7316	0.0328	0	0.0345	0.1667	0.2083	0.1605	0.1334	0.0533	0	0	reg oper account	block of flats	0.059	Stone, brick	No	0	0	0	0	-1,715	1	0	0	0	0	0	0	0	0	1	3
310,617	1	Cash loans	F	N	N	0	103,500	247,275	22,810.5	225,000	Family	Commercial associate	Secondary / secondary special	Single / not married	House / apartment	0.007274	-8,106	-425	-2,402	-767	7	1	1	0	1	0	0	Laborers	1	2	2	SATURDAY	12	0	0	0	0	0	0	Construction	0.356323	0.394592	0.7463	0.0165	0.0409	0.9752	0.66	0.0017	0	0.069	0.0417	0.0417	0.0285	0.0134	0.0085	0	0	0.0168	0.0425	0.9752	0.6733	0.0017	0	0.069	0.0417	0.0417	0.0292	0.0147	0.0089	0	0	0.0167	0.0409	0.9752	0.6645	0.0017	0	0.069	0.0417	0.0417	0.029	0.0137	0.0087	0	0	reg oper account	block of flats	0.01	Panel	No	2	0	2	0	0	1	0	0	0	0	0	0	0	0	0	0
325,492	0	Cash loans	F	N	Y	1	112,500	545,040	26,640	450,000	Unaccompanied	Commercial associate	Secondary / secondary special	Married	With parents	0.009657	-11,271	-1,421	-10,146	-2,245	7	1	1	0	1	0	0	Managers	3	2	2	SATURDAY	16	0	0	0	0	0	0	Other	0.356323	0.583565	0.7463	0.2577	0.2021	0.9861	0.8096	0.094	0.28	0.2414	0.3333	0.375	0.1603	0.2101	0.24	0	0.0118	0.2626	0.2097	0.9861	0.8171	0.0948	0.282	0.2414	0.3333	0.375	0.1639	0.2296	0.2212	0	0.0125	0.2602	0.2021	0.9861	0.8121	0.0946	0.28	0.2414	0.3333	0.375	0.1631	0.2138	0.2443	0	0.012	reg oper account	block of flats	0.2129	Panel	No	0	0	0	0	-314	1	0	0	0	0	0	0	0	0	0	0
212,309	0	Cash loans	F	N	N	0	81,000	197,820	13,896	180,000	Unaccompanied	Commercial associate	Secondary / secondary special	Married	House / apartment	0.011657	-24,496	-5,364	-10,894	-4,304	7	1	1	0	1	1	0	Laborers	2	1	1	FRIDAY	11	0	0	0	0	0	0	Bank	0.356323	0.698365	0.838725	0.0835	0.0854	0.9851	0.796	0	0	0.1724	0.1667	0.0417	0.019	0.063	0.0401	0.0232	0.0444	0.0851	0.0886	0.9851	0.804	0	0	0.1724	0.1667	0.0417	0.0195	0.0689	0.0418	0.0233	0.047	0.0843	0.0854	0.9851	0.7987	0	0	0.1724	0.1667	0.0417	0.0193	0.0641	0.0408	0.0233	0.0454	reg oper account	block of flats	0.0633	Panel	No	0	0	0	0	-1,903	0	1	0	0	0	0	0	0	1	0	1
416,667	0	Cash loans	F	N	N	1	90,000	573,741	15,133.5	478,917	Unaccompanied	Working	Secondary / secondary special	Civil marriage	House / apartment	0.019689	-12,711	-522	-4,119	-4,124	7	1	1	0	1	0	0	Laborers	3	2	2	TUESDAY	11	0	0	0	0	0	0	Industry: type 1	0.356323	0.552043	0.528093	0.2052	0.1224	0.9876	0.8164	0	0	0.4483	0.1667	0.2083	0.0611	0.1673	0.1748	0	0.079	0.209	0.127	0.9876	0.8236	0	0	0.4483	0.1667	0.2083	0.0625	0.1827	0.1822	0	0.0836	0.2071	0.1224	0.9876	0.8189	0	0	0.4483	0.1667	0.2083	0.0621	0.1702	0.178	0	0.0806	not specified	block of flats	0.1547	Panel	No	0	0	0	0	-1,849	1	0	0	0	0	0	1	0	0	0	0
376,844	0	Cash loans	F	N	N	0	67,500	528,633	22,527	472,500	Unaccompanied	Pensioner	Secondary / secondary special	Widow	House / apartment	0.00712	-23,045	365,243	-7,784	-4,481	7	1	0	0	1	0	0	Laborers	1	2	2	FRIDAY	15	0	0	0	0	0	0	XNA	0.356323	0.51786	0.7463	0.0825	0.0588	0.9801	0.728	0	0	0.069	0.125	0.0417	0	0.0656	0.0276	0	0	0.084	0.061	0.9801	0.7387	0	0	0.069	0.125	0.0417	0	0.0716	0.0287	0	0	0.0833	0.0588	0.9801	0.7316	0	0	0.069	0.125	0.0417	0	0.0667	0.0281	0	0	reg oper account	block of flats	0.0264	Stone, brick	No	0	0	0	0	-2,303	0	1	0	0	0	0	0	0	0	0	0
355,286	0	Cash loans	F	Y	Y	1	202,500	284,400	10,345.5	225,000	Unaccompanied	State servant	Secondary / secondary special	Married	House / apartment	0.035792	-18,420	-6,040	-12,545	-1,940	7	1	1	0	1	0	0	Medicine staff	3	2	2	TUESDAY	10	0	0	0	0	0	0	Medicine	0.683152	0.265192	0.749022	0.0866	0	0.9776	0.694	0.0119	0	0.2069	0.1667	0.2083	0.0404	0.0706	0.0718	0	0.0321	0.0882	0	0.9777	0.706	0.012	0	0.2069	0.1667	0.2083	0.0413	0.0771	0.0748	0	0.034	0.0874	0	0.9776	0.6981	0.012	0	0.2069	0.1667	0.2083	0.0411	0.0718	0.0731	0	0.0328	reg oper spec account	block of flats	0.0565	Stone, brick	No	0	0	0	0	0	1	0	0	0	0	0	0	0	1	0	1
319,120	0	Cash loans	F	N	N	0	94,500	229,500	18,130.5	229,500	Unaccompanied	Working	Secondary / secondary special	Married	House / apartment	0.026392	-11,806	-842	-1,252	-3,443	7	1	1	1	1	0	0	Core staff	2	2	2	WEDNESDAY	15	0	0	0	0	0	0	Bank	0.329223	0.069764	0.267869	0.0649	0.07	0.998	0.8232	0	0	0.1034	0.1667	0.2083	0	0.0504	0.0671	0	0	0.0662	0.0726	0.998	0.8301	0	0	0.1034	0.1667	0.2083	0	0.0551	0.0699	0	0	0.0656	0.07	0.998	0.8256	0	0	0.1034	0.1667	0.2083	0	0.0513	0.0683	0	0	reg oper account	block of flats	0.0528	Block	No	2	0	2	0	-1,131	1	0	0	0	0	0	0	0	0	0	4
439,191	0	Cash loans	F	N	N	0	315,000	1,597,045.5	103,392	1,507,500	Unaccompanied	Pensioner	Higher education	Single / not married	House / apartment	0.016612	-22,286	365,243	-6,574	-4,901	7	1	0	0	1	0	0	Laborers	1	2	2	TUESDAY	17	0	0	0	0	0	0	XNA	0.356323	0.606555	0.7463	0.0825	0	0.9518	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0.0078	0	0	0.084	0	0.9518	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0.0081	0	0	0.0833	0	0.9518	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0.008	0	0	reg oper account	block of flats	0.0061	Panel	Yes	0	0	0	0	-582	0	1	0	0	0	0	0	0	0	0	0
392,599	0	Cash loans	M	Y	Y	0	247,500	573,408	36,774	495,000	Unaccompanied	Working	Secondary / secondary special	Married	House / apartment	0.04622	-20,704	-3,871	-6,403	-4,244	8	1	1	0	1	0	0	Drivers	2	1	1	SUNDAY	12	0	0	0	0	0	0	Self-employed	0.356323	0.674698	0.558507	0.3495	0.3869	0.9846	0.7892	0.0101	0.4	0.3448	0.3333	0.0417	0.2926	0.2824	0.3556	0.0116	0.1863	0.3561	0.4015	0.9846	0.7975	0.0102	0.4028	0.3448	0.3333	0.0417	0.2993	0.3085	0.3705	0.0117	0.1972	0.3529	0.3869	0.9846	0.792	0.0102	0.4	0.3448	0.3333	0.0417	0.2977	0.2873	0.362	0.0116	0.1902	reg oper spec account	block of flats	0.3202	Stone, brick	No	0	0	0	0	-657	0	0	1	0	0	0	0	1	0	0	5
205,447	0	Cash loans	F	Y	Y	2	112,500	640,080	31,261.5	450,000	Unaccompanied	Working	Higher education	Married	House / apartment	0.011657	-10,053	-1,387	-1,071	-2,225	14	1	1	0	1	0	0	Medicine staff	4	1	1	THURSDAY	14	0	0	0	0	1	1	Medicine	0.555991	0.669604	0.310818	0.0619	0.0623	0.9801	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0.0558	0	0	0.063	0.0646	0.9801	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0.0581	0	0	0.0625	0.0623	0.9801	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0.0568	0	0	reg oper account	block of flats	0.0439	Stone, brick	No	11	3	11	3	-563	1	0	0	0	0	0	0	0	0	0	1
335,716	0	Cash loans	F	N	N	0	135,000	808,650	26,086.5	675,000	Unaccompanied	Working	Higher education	Separated	House / apartment	0.018801	-17,959	-2,560	-9,801	-1,499	7	1	1	0	1	1	0	Laborers	1	2	2	WEDNESDAY	8	0	0	0	0	1	1	Agriculture	0.356323	0.510972	0.321735	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-1,071	1	0	0	0	0	0	0	0	1	0	0
263,798	0	Cash loans	F	N	Y	0	225,000	254,700	25,321.5	225,000	Unaccompanied	Pensioner	Higher education	Married	House / apartment	0.018801	-24,795	365,243	-1,819	-4,455	7	1	0	0	1	1	0	Laborers	2	2	2	THURSDAY	13	0	0	0	1	0	0	XNA	0.837791	0.561535	0.438281	0.1289	0	0.995	0.932	0.1393	0.16	0.1724	0.6667	0.6667	0.0812	0.0916	0.1825	0.0618	0.3134	0.1313	0	0.995	0.9347	0.1406	0.1611	0.1724	0.6667	0.6667	0.0831	0.1001	0.1901	0.0623	0.3318	0.1301	0	0.995	0.9329	0.1402	0.16	0.1724	0.6667	0.6667	0.0826	0.0932	0.1857	0.0621	0.32	org spec account	block of flats	0.2836	Stone, brick	No	2	1	2	1	-1,403	1	0	0	0	0	0	0	0	0	2	1
448,657	0	Cash loans	F	N	Y	0	157,500	526,491	32,337	454,500	Unaccompanied	Commercial associate	Higher education	Single / not married	House / apartment	0.006671	-11,093	-1,598	-4,857	-2,760	7	1	1	0	1	0	0	Laborers	1	2	2	THURSDAY	16	0	0	0	0	1	1	Business Entity Type 3	0.252198	0.634242	0.511892	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	3	0	3	0	-2,435	1	0	0	0	0	0	0	0	0	0	2
166,073	0	Cash loans	F	N	Y	0	135,000	1,164,667.5	37,701	1,017,000	Unaccompanied	State servant	Secondary / secondary special	Married	House / apartment	0.006629	-18,436	-4,610	-1,950	-1,970	7	1	1	0	1	1	0	Laborers	2	2	2	SATURDAY	6	0	0	0	0	0	0	Kindergarten	0.356323	0.501232	0.581484	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	1	0	1	0	0	1	0	0	0	0	0	0	0	0	0	2
345,671	0	Cash loans	F	Y	Y	0	405,000	677,664	41,458.5	585,000	Unaccompanied	Working	Higher education	Married	House / apartment	0.006207	-16,647	-3,790	-799	-196	4	1	1	1	1	1	0	Managers	2	2	2	WEDNESDAY	11	0	0	0	0	1	1	Business Entity Type 3	0.77701	0.726749	0.750375	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	1	0	1	0	-1,628	1	0	0	0	0	0	0	0	0	0	1
345,720	0	Cash loans	M	N	Y	0	67,500	71,955	7,245	67,500	Unaccompanied	State servant	Secondary / secondary special	Married	House / apartment	0.00702	-18,891	-5,184	-9,428	-2,245	7	1	1	1	1	0	0	Laborers	2	2	2	TUESDAY	14	0	0	0	0	0	0	Business Entity Type 2	0.356323	0.640388	0.372334	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	4	0	4	0	-2,739	1	0	0	0	0	0	0	0	2	0	3
294,746	0	Cash loans	F	N	Y	0	126,000	592,560	25,236	450,000	Unaccompanied	State servant	Secondary / secondary special	Married	House / apartment	0.04622	-18,085	-11,347	-9,047	-1,517	7	1	1	0	1	0	0	Laborers	2	1	1	MONDAY	9	0	1	1	0	0	0	Transport: type 2	0.356323	0.200533	0.762336	0.2505	0.2196	0.9871	0.8232	0	0.28	0.2414	0.3333	0.2083	0.252	0.0504	0.2678	0	0.0975	0.2553	0.2279	0.9871	0.8301	0	0.282	0.2414	0.3333	0.2083	0.2578	0.0551	0.2791	0	0.1033	0.2529	0.2196	0.9871	0.8256	0	0.28	0.2414	0.3333	0.2083	0.2564	0.0513	0.2727	0	0.0996	reg oper account	block of flats	0.267	Stone, brick	No	0	0	0	0	-1,479	1	0	0	0	0	0	0	0	0	0	1
229,534	0	Cash loans	M	N	N	1	270,000	1,345,311	53,482.5	1,237,500	Unaccompanied	Working	Secondary / secondary special	Married	Municipal apartment	0.008019	-13,858	-171	-3,929	-4,516	7	1	1	0	1	0	1	Laborers	3	2	2	FRIDAY	13	0	0	0	0	0	0	Trade: type 3	0.26804	0.659264	0.317032	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	1	0	1	0	-1,268	1	0	0	0	0	0	0	0	0	1	0
157,393	0	Cash loans	F	N	Y	2	90,000	545,040	26,640	450,000	Unaccompanied	Commercial associate	Secondary / secondary special	Married	House / apartment	0.006852	-10,298	-1,448	-1,967	-2,987	7	1	1	1	1	0	0	Accountants	4	3	3	TUESDAY	7	0	0	0	0	0	0	Restaurant	0.356323	0.094647	0.190706	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-479	1	0	0	0	0	0	0	0	0	0	0
353,795	0	Cash loans	F	N	Y	0	135,000	743,958	24,129	621,000	Unaccompanied	Commercial associate	Secondary / secondary special	Married	House / apartment	0.01885	-12,534	-92	-5,857	-4,835	7	1	1	0	1	0	0	Laborers	2	2	2	SATURDAY	12	0	0	0	1	1	0	Trade: type 3	0.53957	0.590329	0.672243	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	5	0	5	0	-3,128	1	0	0	0	0	0	0	0	1	0	1
127,281	0	Cash loans	F	N	Y	1	234,000	1,255,680	41,629.5	1,125,000	Unaccompanied	Working	Secondary / secondary special	Single / not married	House / apartment	0.020246	-19,369	-813	-1,190	-1,385	7	1	1	0	1	0	0	Laborers	2	3	3	MONDAY	13	1	1	0	1	1	0	Business Entity Type 3	0.356323	0.197712	0.209155	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-18	1	0	0	0	0	0	0	0	0	0	8
141,042	0	Cash loans	F	N	N	0	54,000	327,024	21,289.5	270,000	Unaccompanied	Working	Secondary / secondary special	Married	House / apartment	0.010643	-15,703	-2,283	-8,466	-3,939	7	1	1	1	1	0	0	Sales staff	2	2	2	FRIDAY	13	0	0	0	0	0	0	Trade: type 7	0.356323	0.506939	0.324891	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-244	1	0	0	0	0	0	0	0	0	0	0
374,623	0	Cash loans	F	N	Y	0	112,500	688,090.5	22,491	594,000	Family	Pensioner	Secondary / secondary special	Separated	House / apartment	0.00702	-23,100	365,243	-9,739	-5,132	7	1	0	0	1	0	0	Laborers	1	2	2	THURSDAY	13	0	0	0	0	0	0	XNA	0.356323	0.512857	0.7463	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	1	0	1	0	-1,314	0	1	0	0	0	0	0	0	0	0	6
409,875	0	Cash loans	M	N	N	0	180,000	534,204	50,076	495,000	Family	Working	Secondary / secondary special	Married	House / apartment	0.010643	-20,466	-1,624	-1,683	-3,774	7	1	1	0	1	0	0	Laborers	2	2	2	WEDNESDAY	15	0	0	0	0	0	0	Other	0.356323	0.520409	0.7463	0.1052	0	0.9781	0.7008	0.0251	0	0.069	0.1667	0.0417	0.0391	0.0849	0.0345	0.0039	0.0362	0.1071	0	0.9782	0.7125	0.0253	0	0.069	0.1667	0.0417	0.04	0.0927	0.0359	0.0039	0.0383	0.1062	0	0.9781	0.7048	0.0252	0	0.069	0.1667	0.0417	0.0398	0.0864	0.0351	0.0039	0.0369	reg oper account	block of flats	0.0487	Stone, brick	No	0	0	0	0	-1	1	0	0	0	0	0	0	0	0	0	0
222,240	0	Cash loans	F	N	Y	0	225,000	490,495.5	30,136.5	454,500	Unaccompanied	Working	Secondary / secondary special	Civil marriage	House / apartment	0.018029	-15,890	-1,492	-9,158	-4,118	7	1	1	0	1	0	0	Laborers	2	3	3	THURSDAY	7	0	0	0	1	1	1	Business Entity Type 3	0.356323	0.182537	0.626304	0.0082	0	0.9717	0.8232	0	0	0.0345	0.0417	0.2083	0	0.0504	0.0104	0	0	0.0084	0	0.9717	0.8301	0	0	0.0345	0.0417	0.2083	0	0.0551	0.0108	0	0	0.0083	0	0.9717	0.8256	0	0	0.0345	0.0417	0.2083	0	0.0513	0.0106	0	0	reg oper account	block of flats	0.0082	Wooden	No	10	0	10	0	-1,482	1	0	0	0	0	0	0	0	0	0	8
302,496	0	Cash loans	F	N	Y	0	450,000	1,247,121	40,360.5	1,089,000	Unaccompanied	Working	Higher education	Civil marriage	House / apartment	0.020713	-17,883	-3,727	-9,141	-1,447	7	1	1	0	1	0	0	Laborers	2	3	2	WEDNESDAY	10	0	0	0	0	0	0	Business Entity Type 3	0.811755	0.522079	0.372334	0.2227	0.1627	0.9866	0.8164	0.0524	0.28	0.2414	0.3333	0.375	0.1095	0.179	0.0361	0.0116	0.9306	0.2269	0.1688	0.9866	0.8236	0.0529	0.282	0.2414	0.3333	0.375	0.112	0.1956	0.0377	0.0117	0.9852	0.2248	0.1627	0.9866	0.8189	0.0528	0.28	0.2414	0.3333	0.375	0.1114	0.1821	0.0368	0.0116	0.9501	reg oper account	block of flats	0.2308	Panel	No	0	0	0	0	-2,273	1	0	0	0	0	0	0	0	1	0	5
235,568	0	Cash loans	M	Y	N	0	112,500	343,800	16,155	225,000	Unaccompanied	Working	Secondary / secondary special	Civil marriage	Rented apartment	0.008068	-13,873	-191	-6,464	-28	18	1	1	0	1	0	0	Drivers	2	3	3	MONDAY	6	0	0	0	0	0	0	Industry: type 9	0.356323	0.514234	0.633032	0.0247	0.0122	0.9816	0.8232	0	0	0.1034	0.0833	0.2083	0.0007	0.0504	0.0157	0	0.0221	0.0252	0.0126	0.9816	0.8301	0	0	0.1034	0.0833	0.2083	0.0007	0.0551	0.0164	0	0.0234	0.025	0.0122	0.9816	0.8256	0	0	0.1034	0.0833	0.2083	0.0007	0.0513	0.016	0	0.0225	reg oper account	block of flats	0.0172	Stone, brick	No	0	0	0	0	-3,210	0	0	1	0	0	0	0	0	0	0	0
225,512	0	Cash loans	F	N	Y	0	157,500	587,619	19,084.5	490,500	Children	State servant	Higher education	Married	House / apartment	0.020246	-16,055	-5,458	-2,554	-4,108	7	1	1	0	1	1	0	Managers	2	3	3	MONDAY	13	0	0	0	0	0	0	Postal	0.582501	0.555307	0.155689	0.0598	0.0231	0.9747	0.6532	0.0279	0	0.1379	0.1667	0.2083	0.1535	0.0488	0.0527	0.0077	0.0663	0.0609	0.0239	0.9747	0.6668	0.0281	0	0.1379	0.1667	0.2083	0.157	0.0533	0.0549	0.0078	0.0702	0.0604	0.0231	0.9747	0.6578	0.0281	0	0.1379	0.1667	0.2083	0.1562	0.0496	0.0537	0.0078	0.0677	reg oper account	block of flats	0.0604	Block	No	1	0	1	0	-1,962	1	0	0	0	0	0	0	0	0	0	0
315,044	0	Cash loans	F	Y	Y	2	135,000	1,345,500	39,339	1,345,500	Unaccompanied	State servant	Higher education	Married	House / apartment	0.026392	-11,894	-2,009	-4,525	-4,464	2	1	1	0	1	0	0	Laborers	4	2	2	MONDAY	10	0	0	0	0	0	0	Other	0.579564	0.68837	0.502878	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	6	0	6	0	-206	1	0	0	0	0	0	0	0	0	1	1
123,318	0	Cash loans	F	N	Y	1	144,000	101,880	12,087	90,000	Unaccompanied	Working	Secondary / secondary special	Single / not married	House / apartment	0.04622	-10,027	-2,899	-4,664	-1,480	7	1	1	0	1	0	0	Sales staff	2	1	1	MONDAY	13	0	0	0	0	1	1	Business Entity Type 3	0.356323	0.688333	0.7463	0.066	0.061	0.9747	0.6532	0.0069	0	0.1379	0.125	0.0417	0.0676	0.0538	0.0512	0	0.0656	0.0672	0.0633	0.9747	0.6668	0.007	0	0.1379	0.125	0.0417	0.0691	0.0588	0.0534	0	0.0695	0.0666	0.061	0.9747	0.6578	0.007	0	0.1379	0.125	0.0417	0.0688	0.0547	0.0521	0	0.067	reg oper account	block of flats	0.0546	Stone, brick	No	0	0	0	0	-1,115	0	0	0	1	0	0	0	0	0	0	0
446,695	0	Cash loans	M	N	N	0	270,000	1,204,623	62,374.5	1,138,500	Unaccompanied	Working	Higher education	Married	House / apartment	0.003813	-14,001	-366	-2,945	-2,958	7	1	1	0	1	0	0	Laborers	2	2	2	SUNDAY	11	0	0	0	0	0	0	Business Entity Type 3	0.237885	0.06851	0.517297	0.1227	0.0532	0.9796	0.8232	0	0	0.2759	0.1667	0.2083	0.0767	0.0504	0.1095	0	0.0154	0.125	0.0552	0.9796	0.8301	0	0	0.2759	0.1667	0.2083	0.0785	0.0551	0.114	0	0.0163	0.1239	0.0532	0.9796	0.8256	0	0	0.2759	0.1667	0.2083	0.078	0.0513	0.1114	0	0.0157	reg oper account	block of flats	0.0894	Panel	No	1	0	1	0	-174	0	0	0	0	0	0	0	0	1	1	1
440,323	0	Cash loans	F	N	N	0	45,000	585,000	23,197.5	585,000	Unaccompanied	Working	Secondary / secondary special	Married	House / apartment	0.00702	-14,851	-2,670	-8,102	-801	7	1	1	1	1	1	0	Sales staff	2	2	2	MONDAY	11	0	0	0	0	0	0	Self-employed	0.356323	0.237711	0.686382	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-644	1	0	0	0	0	0	0	0	0	0	5
406,381	0	Cash loans	F	N	Y	0	103,500	781,920	25,411.5	675,000	Unaccompanied	Pensioner	Secondary / secondary special	Married	House / apartment	0.028663	-21,294	365,243	-4,088	-1,484	7	1	0	0	1	1	0	Laborers	2	2	2	TUESDAY	15	0	0	0	0	0	0	XNA	0.356323	0.460303	0.626304	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-263	0	1	0	0	0	0	0	0	0	0	3
328,168	1	Cash loans	F	Y	Y	0	81,000	253,737	14,296.5	229,500	Unaccompanied	Working	Secondary / secondary special	Married	House / apartment	0.020713	-19,883	-6,952	-11,279	-3,286	18	1	1	1	1	0	0	Laborers	2	3	3	SATURDAY	7	0	0	0	0	1	1	Government	0.356323	0.481641	0.7463	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	0	1	0	0	0	0	0	0	0	0	0	0
211,213	0	Cash loans	F	N	N	0	270,000	450,000	17,095.5	450,000	Unaccompanied	Commercial associate	Higher education	Separated	House / apartment	0.04622	-11,827	-761	-5,606	-134	7	1	1	1	1	1	0	Core staff	1	1	1	FRIDAY	17	0	1	1	0	1	1	Military	0.356323	0.735496	0.7463	0.0825	0.0314	0.9747	0.6532	0	0	0.1379	0.1667	0.2083	0.1259	0.0672	0.0415	0	0	0.084	0.0325	0.9747	0.6668	0	0	0.1379	0.1667	0.2083	0.1288	0.0735	0.0433	0	0	0.0833	0.0314	0.9747	0.6578	0	0	0.1379	0.1667	0.2083	0.1281	0.0684	0.0423	0	0	reg oper spec account	block of flats	0.0497	Stone, brick	No	1	0	1	0	-147	0	0	1	0	0	0	0	0	0	0	4
322,215	0	Cash loans	M	Y	Y	3	209,700	269,550	21,294	225,000	Unaccompanied	Working	Secondary / secondary special	Civil marriage	House / apartment	0.035792	-15,736	-1,902	-163	-4,485	19	1	1	1	1	1	0	Laborers	5	2	2	SATURDAY	10	0	0	0	0	1	1	Business Entity Type 3	0.379773	0.585179	0.251239	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-1,228	1	0	0	0	0	0	0	0	0	0	0
100,096	1	Cash loans	F	N	Y	0	81,000	252,000	14,593.5	252,000	Unaccompanied	Pensioner	Secondary / secondary special	Married	House / apartment	0.028663	-24,794	365,243	-5,391	-4,199	7	1	0	0	1	0	0	Laborers	2	2	2	THURSDAY	10	0	0	0	0	0	0	XNA	0.356323	0.023952	0.720944	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	1	1	1	1	0	0	1	0	0	0	0	0	0	0	0	0
141,193	0	Cash loans	F	N	N	2	135,000	675,000	36,747	675,000	Unaccompanied	Working	Secondary / secondary special	Married	House / apartment	0.035792	-14,263	-773	-4,559	-5,708	7	1	1	1	1	1	0	Laborers	4	2	2	MONDAY	9	0	0	0	0	1	1	Business Entity Type 1	0.137051	0.327257	0.186293	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-1,401	1	0	0	0	0	0	0	0	0	0	2
135,581	0	Cash loans	M	Y	N	0	225,000	545,040	20,677.5	450,000	Unaccompanied	Commercial associate	Higher education	Married	House / apartment	0.019101	-19,740	-201	-2,942	-3,251	29	1	1	0	1	0	1	Laborers	2	2	2	THURSDAY	18	0	0	0	1	1	0	Kindergarten	0.490457	0.630123	0.258084	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-981	0	0	1	0	0	0	0	0	0	2	3
341,766	0	Cash loans	F	Y	N	0	315,000	1,782,000	54,027	1,782,000	Other_B	Commercial associate	Higher education	Single / not married	Municipal apartment	0.04622	-16,578	-2,397	-2,484	-95	2	1	1	0	1	1	0	Laborers	1	1	1	TUESDAY	18	0	0	0	0	0	0	Other	0.654324	0.733663	0.747663	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-1,634	1	0	0	0	0	1	0	0	0	0	1
237,933	0	Revolving loans	F	N	Y	0	157,500	450,000	22,500	450,000	Unaccompanied	Pensioner	Secondary / secondary special	Married	House / apartment	0.035792	-18,779	365,243	-6,473	-2,323	7	1	0	0	1	0	0	Laborers	2	2	2	WEDNESDAY	15	0	0	0	0	0	0	XNA	0.523223	0.757279	0.617826	0.0165	0	0.9816	0.7552	0.0077	0	0.069	0.0417	0.0417	0.0078	0.0134	0.009	0	0.0194	0.0168	0	0.9816	0.7648	0.0078	0	0.069	0.0417	0.0417	0.008	0.0147	0.0092	0	0.0205	0.0167	0	0.9816	0.7585	0.0078	0	0.069	0.0417	0.0417	0.0079	0.0137	0.0092	0	0.0198	reg oper account	block of flats	0.0114	Stone, brick	No	2	0	2	0	-2,932	0	0	0	0	0	0	0	0	0	2	1
226,543	0	Cash loans	M	Y	N	1	675,000	2,280,672	84,649.5	2,038,500	Unaccompanied	Commercial associate	Higher education	Married	House / apartment	0.032561	-13,585	-1,356	-1,906	-4,398	2	1	1	0	1	0	0	IT staff	3	1	1	SATURDAY	14	0	0	0	0	0	0	Business Entity Type 3	0.598254	0.727438	0.309275	0.3588	0.1574	0.9975	0.8232	0	0.36	0.1552	0.625	0.2083	0	0.0504	0.3553	0	0.0058	0.2878	0.154	0.997	0.8301	0	0.3222	0.1379	0.625	0.2083	0	0.0551	0.2871	0	0	0.3622	0.1574	0.9975	0.8256	0	0.36	0.1552	0.625	0.2083	0	0.0513	0.3617	0	0.0059	reg oper account	block of flats	0.2212	Panel	No	1	0	1	0	-1,112	0	0	1	0	0	0	0	0	0	0	3
226,600	0	Revolving loans	F	Y	N	1	49,500	157,500	7,875	157,500	Unaccompanied	Working	Secondary / secondary special	Civil marriage	House / apartment	0.010966	-15,165	-8,054	-7,866	-4,712	17	1	1	0	1	0	0	Laborers	3	2	2	WEDNESDAY	15	0	0	0	0	0	0	Hotel	0.356323	0.244541	0.558507	0.2969	0.0182	0.9816	0.7484	0.0558	0.36	0.3103	0.3333	0.375	0.2862	0.2421	0.3151	0	0.2156	0.3025	0.0189	0.9816	0.7583	0.0563	0.3625	0.3103	0.3333	0.375	0.2927	0.2645	0.3283	0	0.2282	0.2998	0.0182	0.9816	0.7518	0.0561	0.36	0.3103	0.3333	0.375	0.2912	0.2463	0.3208	0	0.2201	reg oper account	block of flats	0.3116	Stone, brick	No	0	0	0	0	-311	0	0	0	0	0	0	0	0	2	0	2
154,438	0	Cash loans	M	Y	Y	0	202,500	720,000	21,051	720,000	Unaccompanied	Working	Secondary / secondary special	Married	Municipal apartment	0.011703	-20,431	-688	-10,035	-3,977	1	1	1	1	1	1	0	High skill tech staff	2	2	2	SATURDAY	12	0	0	0	0	0	0	Transport: type 4	0.356323	0.449437	0.508287	0.1474	0.0577	0.9866	0.8164	0	0	0.3448	0.1667	0.2083	0.0531	0.0504	0.1324	0	0	0.1502	0.0599	0.9866	0.8236	0	0	0.3448	0.1667	0.2083	0.0543	0.0551	0.1379	0	0	0.1489	0.0577	0.9866	0.8189	0	0	0.3448	0.1667	0.2083	0.054	0.0513	0.1348	0	0	reg oper account	block of flats	0.1041	Panel	No	1	0	1	0	-1,553	1	0	0	0	0	0	0	0	4	0	5
198,262	0	Revolving loans	F	N	Y	0	49,500	202,500	10,125	202,500	Unaccompanied	Working	Secondary / secondary special	Married	House / apartment	0.018801	-20,057	-798	-8,809	-2,908	7	1	1	0	1	0	0	Laborers	2	2	2	FRIDAY	10	0	0	0	0	0	0	Business Entity Type 3	0.809824	0.403101	0.700184	0.0928	0.0816	0.9881	0.8368	0.0422	0	0.2069	0.1667	0.2083	0.028	0.0756	0.0777	0	0	0.0945	0.0847	0.9881	0.8432	0.0426	0	0.2069	0.1667	0.2083	0.0286	0.0826	0.081	0	0	0.0937	0.0816	0.9881	0.839	0.0425	0	0.2069	0.1667	0.2083	0.0285	0.077	0.0791	0	0	reg oper spec account	block of flats	0.0842	Panel	No	1	0	1	0	-286	0	0	0	0	0	0	0	0	0	0	1