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Incorrect information on your report | There are many mistakes appear in my report without my understanding. |
Unable to get credit report/credit score | Experian refuses to deal with these issues of fraud |
Communication tactics | They keep calling me everyday even weekends and leaving me messages to call them back. Call them back they have automated systems |
Can't repay my loan | I have outstanding loans through Navient that i didnt even sign up for. Navient offered me a lower payment rate but then i recieved a letter stating that they reveresed the decision but didnt say why |
Incorrect information on credit report | There 's are XXXX XXXX accounts that do n't belong to me that I did not give my permission to open nor did I give my authorization to any goods or services to |
Credit decision / Underwriting | My mortgage line of credit monthly payment will go up, XXXX 2016, from {$350.00}. to over {$850.00}. This is a payment I can not afford. Without any success I reached out to PNC to come up with a mutual solution. |
Incorrect information on credit report | XXXX banks XXXX XXXX XXXX, XXXX and XXXX should be deleted as XXXX accts were paid in full over 15 yrs and XXXX XXXX do n't belong to me |
Credit reporting company's investigation | Initially I disputed items on my credit report, which came back as verified. I believe that the investigation is questionable. |
Incorrect information on credit report | Credit score for Transunion has changed by almost XXXX pointsd and I have paid all accounts on time with no closing of any accounts. |
Attempts to collect debt not owed | I do not owe this company anything, all equipment was returned. This is false and a scam. RGS Financial # XXXX {$790.00} Requesting this be removed |
Other | unauthorized inquiry on my XXXX and XXXX credit reports. |
Incorrect information on credit report | Inaccurate information still remains of my Credit Report. |
Incorrect information on credit report | I have been making payments to XXXX ( XXXX ) to : XXXX- XXXX accounts- XXXX should be XXXX\These accounts are showing XXXX days late |
Late fee | I have been on time for over a year and a half and the late payments stated is effecting my approval rates for loans and credit cards so it is in my best interest to have it removed. |
Trouble during payment process | servicer never applied payments properly from the months of XXXX ... they have been inaccurately reporting my payments as late when they were on time. ruining my fico score. |
Cont'd attempts collect debt not owed | I recently disputed this debt with AFNI agency but This was a identity theft or used by someone else. I have never done business with this company. |
Cont'd attempts collect debt not owed | I was absolved from this debt due to the other party that took responsibility, they refused to take off of my credit report. |
Closing your account | I have a XXXX XXXX ( XXXX ) credit card that I have never used. I called the bank twice to close it but the bank has not yet closed the credit card. It is extremely difficult to reach a live person on the bank 's side. |
Credit reporting company's investigation | Transunion has fail to send me my report with results that I have been disputing containing wrong information since XX/XX/2017. |
Loan servicing, payments, escrow account | need what I owe for hud settlement hud 1 formchase was supposed to write this offneed amt nd acct # |
Incorrect information on your report | The name of the bank is suppose to be m and t bank instead on my XXXX credit report it lists at manufactures and trades. There is no contact information for this creditor on my XXXX credit report. |
Billing statement | Discover Card is reporting my account balances incorrectly. they are failing to credit my payments to the account and they are overstating the account balance. |
Struggling to pay mortgage | A loan modification application was submitted on XX/XX/XXXX to lender, but they are not doing anything with it apparently. These are violations of the VA servicing guidelines |
Applied for loan/did not receive money | Speedy cash has had a negative mark on my credit report for years.I applied for a loan from them but got denied due to their files showing I have an unpaid loan.I have never received any money from this company. |
Settlement process and costs | CITI AGREED IN SETTLEMENT THAT THEY WOULD DELETE INFO FROM XXXX IN EXCHANGE SETTLEMENT. THEY HAVE NOT KEPT THEIR END OF THE DEAL |
Managing the loan or lease | Honda Financial Services is reporting to all three credit bureaus inaccurate information - showing 60 days - NEVER BEEN LATE. |
Incorrect information on credit report | Equifax is ignoring my requests to investigate and remove fraudulent inquiries from my credit report that were not initiated by me. |
Incorrect information on credit report | I do n't have a Sears card anymore, I did n't Renew it. XXXX was in a bankruptcy OVER 29 years ago. I have ONLY 1 credit card. A XXXX card. Not late on payments |
False statements or representation | These a debt on my credit report stating I owe. I have no knowledge of this debt. It also says I made a payment on this in XXXX of 2012 which I did not. The name of the company is accelerated financial. |
Incorrect information on your report | violates HIPPA, CRA. Sent police report and credit report |
Incorrect information on credit report | I have disputed several inaccuracies on my credit report. I have a asked for Debt to be validated and have not received proper validation. |
Incorrect information on your report | Credit Reporting Bureau XXXX is reporting an unauthorized account on my report that has been proven by the collection company that they do not service the account after it was disputed. |
Closing an account | US bank local branch closed my account without informing me until two weeks later and did n't pay out to me remaining funds in an amount of {$390.00}. Nobody seems have an answer as when I will receive my funds. |
Problem with a credit reporting company's investigation into an existing problem | XXXX continues to report inaccurate information on my account -items have been disputed, however, they continue to report and are causing me problems |
Communication tactics | Calling, several times a day and night. Calls going to voicemail for couple of minutes of silence. When call back no one will answer. |
False statements or representation | National Credit systems are not compliant with my state laws which is the state of Florida. And because of this they can not collect in my state |
Cont'd attempts collect debt not owed | I received this letter from this company demanding money. To my knowledge this company has never provided me service and nor have I ever agreed to pay for said services |
Communication tactics | Frequent calls from establishment to my personal phone, family, old work phone, and numbers outside of what was given to them in the written paperwork. Also has made calls outside of XXXX |
Improper use of your report | have a few hard Inquires on my credit report, that I don, t know about.
XXXX 2 time, XXXX 2 times, XXXX.
dont know if someone is using my info to get credit. |
Incorrect information on your report | I have old addresses that needs to be removed that doesnt correspond to my current address and I've attempted to reach out to the three burues to have these removed and no luck |
Cont'd attempts collect debt not owed | this was paid either by my health insurance or fed workers comp |
Dealing with my lender or servicer | I do not believe Navient is amortizing the payments correctly. I 've been paying for over 2 years and my principal balance has only gone down about {$1100.00} and I pay {$50.00} per month extra |
Incorrect information on credit report | This account not mines but it keep coming on my credit report and they wont delete it from my stuff.Its bringing my score down badily please update it |
Incorrect information on credit report | Turned down for credit they are so many names on my report. My name is XXXX XXXX XXXX XXXX. |
Attempts to collect debt not owed | X/X/16 XXXX XXXX XXXX. I paid this debt with XXXX and it was still sent to collections without my knowledge. I never received any collection communication. There was never a need bc I paid them |
Unable to get credit report/credit score | I WAS TRYING TO GET MY REPORTS AND BY MISTAKE I LOST THE PAGE. NOW I DONT HAVE MY REPORT AND IT SHOWS AS I ALREDI PULL IT. |
Communication tactics | Repeated calls even after I told them that the person they are calling is not at this number and to cease calling my cell phone or I would report them. I have NO DEBTS and I want these calls to stop! |
Deposits and withdrawals | XXXX tellers to assist all customers on XXXX of the busiest days of the year, XXXX XXXX XXXX XXXX. Waited more than an hour to make a withdrawal. |
Credit monitoring or identity protection | XXXX agency has XXXX more inquires than the other |
Incorrect information on credit report | i had my student loans dismissed because of my disablity they will not remove them off my report |
Cont'd attempts collect debt not owed | The company first started trying to collect a bill from XXXX XXXX that we did n't have. Now there trying to collect a bill with century link that we do n't have |
Incorrect information on your report | There are many mistakes appear in my report without my understanding. |
Billing disputes | Bank of America charged fees for a payment that was sent on the XXXX of the month, when their new monthly cycle starts. I called them and they would not refund it. XXXX XXXX XXXX XXXX. |
Improper contact or sharing of info | On XXXX/XXXX/15 I sent a cease and desist letter to One Main. They have violated this request by continuing to call me XXXX times a day, for the whole month of XXXX. |
Incorrect information on your report | XXXX and Equifax are ignoring my numerous requests to investigate, verify and remove accounts from my credit report that do not belong to me. |
Unable to get credit report/credit score | I was refused a free annual copy of my credit report from Equifax.
I was denied a mortgage loan from XXXX and XXXX XXXX XXXX. |
Problem with a credit reporting company's investigation into an existing problem | COMPANY REFUSED TO INVESTIGATE AND REMOVE FRAUDULENT INFORMATION LISTED IN MY POLICE REPORT |
Incorrect information on credit report | judgment paid and it is still showing negative on credit report |
Identity theft protection or other monitoring services | Equifax has failed to keep my personal information private with their recent breach.
My identity is at risk for fraud. |
Delinquent account | This acccount does not belong to me and I have disputed repeatedly with t he bureaus and they have completely disregard all my disputes!! |
Incorrect information on your report | XXXX XXXX XXXX XXXX Account Number XXXX account was never late 30, 60, 90 or 120 days or beyond. |
Incorrect information on your report | I am writing to dispute XXXX XXXX XXXX XXXX on credit report number XXXX . The balance listed on the account is incorrect. Please delete the account. |
Attempts to collect debt not owed | I do not have any contractual obligations to this debt collector, once a debt is written / charged off, that debt becomes paid and contract is good. I have absolutely no obligation with them. |
Problem with a credit reporting company's investigation into an existing problem | On XXXX XXXX, I mailed in a letter requesting a credit investigation. Its now XXXX XXXX, and I have not yet received a response. |
Incorrect information on your report | There are many mistakes appear in my report without my understanding. |
Communication tactics | I am receiving more than one attempt to collect the debt per day up to four calls a day, including Sunday 's. |
Communication tactics | On XX/XX/2017 we received a call from XXXX in reference to XXXX XXXX asking for a call back to XXXX I have asked several times for them to stop calling as we have no person by this name working here |
Communication tactics | This collection company keep reporting the same debt owed as a new collection every week on my credit report. Every week I receive a notification that this company has flagged my credit report with this same debt. |
Improper use of your report | XXXX RAN MY CREDIT 3 TIMES IN ERROR, XXXX AND EXPERIAN IN ERROR, AUTHORIZED SOFT ONLY. |
False statements or representation | I have tried to cimunicar with the accrediting agency and they do not answer me. I 've never had accounts with this bank. Do not let me have opportunities with other banks |
Account opening, closing, or management | WOULD NOT OPEN A ACCOUNT NEED TO KNOW REASON |
Disclosure verification of debt | No bills were sent to my home and no one contacted me about any payments to be made. Even the collection agency never contacted me. I realized I had a payment due when I pulled my credit report. |
Incorrect information on credit report | Someone is in my account |
Attempts to collect debt not owed | ERC {$1300.00} XX/XX/XXXX XXXX {$1700.00} account opened XX/XX/XXXX These accounts are fraud due to identity theft I want them removed because they do not belong to me. |
Cont'd attempts collect debt not owed | I found a {$3000.00} collection notice on my credit report, but it is not mine as I have never had a XXXX account. I notified Amsher on XXXX XXXX, 2016 through their website, but I did not receive a response. |
Incorrect information on credit report | I had a tax lien that came off my report and reappeared back unto my credit report but it should be deleted. |
Credit monitoring or identity protection | I have several inquires from companies on my credit report. They never contacted me or I never knew about these companies. There is also an employer listed that I did not know still exist. |
Problem with a credit reporting company's investigation into an existing problem | They can not produce a credit appl or a repayment agreement or load document to verify this as a legal debt |
Unable to get your credit report or credit score | World Omni Financial Corp submitted Form XXXX Cancellation of Debt to IRS on XX/XX/2014 but has not cleared the public records of collection, resulting a damage of my credit score since 2014 to now. |
Loan servicing, payments, escrow account | My mortgage company has not paid my Real Estate Taxes out of my escrow after stating it would be paid. My tax bill is now past due and I can not get any response or help from them. THe bank is Citizens One |
Communication tactics | They have repeatedly harassed and called multiple times per day to obtain payment.
They would call me and the other borrower on the loan multiple times a day.
Then marked the loan payment late. |
Incorrect information on credit report | a legal item is on my Transunion credit report, it is my father 's we have same name but of course not the same ssn |
Delinquent account | Account does not belong to me, I do not recognize this account at all, needs to be deleted |
Other fee | Only one payment behind and called numerous times daily. When asked to wave late fee, reply is that it is credited on the end of the balance. ( not helping me to catch up the late payment now ). |
Communication tactics | phone number XXXX called twice within a hour. I would like apology from that and a fine. |
Incorrect information on credit report | My correct address is XXXX. XXXX XXXX, XXXX, WI XXXX. The incorrect address on my credit report that should be removed is XXXX. XXXX XXXX, XXXX, WI XXXX. |
Cont'd attempts collect debt not owed | I cancelled services within the XXXX day period and was not soppose to be charged a cancellation fee at all. |
Credit reporting company's investigation | I sent a certified letter to TransUnion asking to validate the debt from my student loan. They have yet to respond to my request electronically or by mail. |
Taking out the loan or lease | I believe this lender is discriminating on the basis of the source of my income as a government employee, and discriminating on the basis of having previously been a bankrupt borrower more than three years ago. |
Unable to get credit report/credit score | Due to receiving adverse action, I requested a credit report via XXXX mail from Equifax in XX/XX/2015. I never heard a response from the company or received my report in the mail. |
Incorrect information on credit report | I have a judgement on my trans union and XXXX account and I have stayed with my parents since XX/XX/2010. |
Incorrect information on your report | Upon checking my credit report I noticed this unauthorized fraudulent account from Discover Card. I never authorized to open a discover card, as I have never owned a card from this establishment nonwhatosver period |
Attempts to collect debt not owed | the was received on X/XX/2017.
I am disputing this amount in FULL.
remove my name and alleged debt from your files. it was already addressed and resolved in previous years. thank you. XXXX XXXX XXXX attached document. |
Improper use of your report | XXXX XXXX XXXX, WI XXXX XXXX XXXX XXXX XXXX Hard inquiry. Never was there- fraud |
Other | submitted a claim for an item I could not return, why is this taking so long to approve? |
Threatened to contact someone or share information improperly | They call all hours and every family member and people known to me and disclose my personal info. They are rude and abusive on the phone and make threats |
Incorrect information on credit report | Several times I disputed this account with nothing updated. My auto loan with XXXX is being paid as agreed. I have attached payment history and my account is current. Please help assist me. |
False statements or representation | An agent contracted me XXXX said that In would be puckered up from my job and taken to jail its i did not pay the amount. In ful ny a certain date. |
Improper use of your report | XXXX XXXX appears on my credit report. I have not done any business with this company. Already removed from my XXXX credit-report. |
Disclosure verification of debt | FAILED TO VALIDATE HAVE 3 DAYS LEFT TO DO SO! |