Date received
stringdate 2011-12-01 00:00:00
2025-09-20 00:00:00
| Product
stringclasses 21
values | Sub-product
stringclasses 86
values | Issue
stringclasses 178
values | Sub-issue
stringclasses 272
values | Consumer complaint narrative
stringlengths 4
36k
⌀ | Company public response
stringclasses 11
values | Company
stringlengths 3
88
| State
stringclasses 63
values | ZIP code
stringlengths 5
5
⌀ | Tags
stringclasses 3
values | Consumer consent provided?
stringclasses 4
values | Submitted via
stringclasses 7
values | Date sent to company
stringdate 2011-12-01 00:00:00
2025-09-20 00:00:00
| Company response to consumer
stringclasses 8
values | Timely response?
stringclasses 2
values | Consumer disputed?
stringclasses 2
values | Complaint ID
stringlengths 1
8
|
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
2024-07-09
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Incorrect information on your report
|
Information belongs to someone else
| null |
Company has responded to the consumer and the CFPB and chooses not to provide a public response
|
TRANSUNION INTERMEDIATE HOLDINGS, INC.
|
PA
|
19075
| null |
Consent not provided
|
Web
|
2024-07-09
|
Closed with non-monetary relief
|
Yes
| null |
9464417
|
2025-09-17
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Improper use of your report
|
Credit inquiries on your report that you don't recognize
| null | null |
TRANSUNION INTERMEDIATE HOLDINGS, INC.
|
TN
|
37748
| null | null |
Web
|
2025-09-17
|
In progress
|
Yes
| null |
15986494
|
2025-09-11
|
Debt collection
|
I do not know
|
Took or threatened to take negative or legal action
|
Threatened or suggested your credit would be damaged
| null | null |
CL Holdings LLC
|
GA
|
30252
| null | null |
Web
|
2025-09-11
|
Closed with explanation
|
Yes
| null |
15876415
|
2021-08-22
|
Credit card or prepaid card
|
General-purpose credit card or charge card
|
Closing your account
|
Can't close your account
|
I have tried closing my credit card account with Barclays Bank. My account was only accessible via my website, but I was unable to access it. My userid and password did not work and I was locked out. I contacted Barclays customer service by phone. They said they would send me a code to verify my identity and reset my password but the code never arrived by text or email. I contacted them many times to ask for help, but they did not help. I decided to close my account and pay the last balance I was aware of in full. I Paid {$2900.00} on XX/XX/XXXX. I did not receive any confirmation of the payment. I was also not informed that there was a remaining balance of {$13.00}. Interest has continued to accumulate on the balance. As of XX/XX/XXXX it was {$220.00}. I became aware of this when I was notified by XXXX ( whom I also have a credit card with ) that my credit rating had been reduced and they were decreasing my credit limit. They referred me to XXXX. The XXXX report showed that there was a balance due on the closed Barclay card that continues to increase. I have contacted Barclay regarding this, but they are unwilling to dismiss the interest charges which continue to accumulate and allow me to pay the {$13.00}.
|
Company has responded to the consumer and the CFPB and chooses not to provide a public response
|
BARCLAYS BANK DELAWARE
|
MN
|
55419
|
Older American
|
Consent provided
|
Web
|
2021-08-22
|
Closed with explanation
|
Yes
| null |
4652166
|
2025-09-17
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Improper use of your report
|
Reporting company used your report improperly
| null | null |
Experian Information Solutions Inc.
|
GA
|
30236
| null | null |
Web
|
2025-09-17
|
In progress
|
Yes
| null |
16004540
|
2025-09-19
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Incorrect information on your report
|
Information belongs to someone else
| null | null |
EQUIFAX, INC.
|
CA
|
92345
| null | null |
Web
|
2025-09-19
|
In progress
|
Yes
| null |
16014676
|
2025-09-18
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Problem with a company's investigation into an existing problem
|
Their investigation did not fix an error on your report
| null | null |
TRANSUNION INTERMEDIATE HOLDINGS, INC.
|
TX
|
77014
| null | null |
Web
|
2025-09-18
|
In progress
|
Yes
| null |
16017175
|
2025-09-19
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Incorrect information on your report
|
Information belongs to someone else
| null | null |
EQUIFAX, INC.
|
WA
|
98661
| null | null |
Web
|
2025-09-19
|
In progress
|
Yes
| null |
16064704
|
2025-09-18
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Problem with a company's investigation into an existing problem
|
Their investigation did not fix an error on your report
| null | null |
TRANSUNION INTERMEDIATE HOLDINGS, INC.
|
AZ
|
85009
| null | null |
Web
|
2025-09-18
|
In progress
|
Yes
| null |
16034767
|
2025-09-18
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Improper use of your report
|
Reporting company used your report improperly
| null | null |
TRANSUNION INTERMEDIATE HOLDINGS, INC.
|
IL
|
60466
| null | null |
Web
|
2025-09-18
|
In progress
|
Yes
| null |
16026547
|
2025-09-04
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Incorrect information on your report
|
Information belongs to someone else
| null | null |
Experian Information Solutions Inc.
|
CA
|
90222
| null | null |
Web
|
2025-09-04
|
In progress
|
Yes
| null |
15729707
|
2025-09-04
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Incorrect information on your report
|
Information belongs to someone else
| null | null |
Experian Information Solutions Inc.
|
NJ
|
07601
| null | null |
Web
|
2025-09-04
|
In progress
|
Yes
| null |
15720287
|
2025-09-19
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Improper use of your report
|
Reporting company used your report improperly
| null | null |
EQUIFAX, INC.
|
IL
|
60649
| null | null |
Web
|
2025-09-19
|
In progress
|
Yes
| null |
16060630
|
2025-09-07
|
Payday loan, title loan, personal loan, or advance loan
|
Installment loan
|
Charged fees or interest you didn't expect
| null | null | null |
Affirm Holdings, Inc
|
NY
|
11234
| null | null |
Web
|
2025-09-07
|
Closed with explanation
|
Yes
| null |
15777516
|
2022-11-17
|
Credit reporting, credit repair services, or other personal consumer reports
|
Credit reporting
|
Problem with a credit reporting company's investigation into an existing problem
|
Their investigation did not fix an error on your report
|
I disputed a Bankruptcy from my consumer report because I notice errors in the public record section. XXXX agreed to the delete the bankruptcy then they reinserted the Bankruptcy to my consumer report. Please see attached document with the violation.
Here below is the Public Record Information : XXXX XXXX XXXXXXXX XXXX XXXX XXXXXXXX Original filing date XX/XX/2022 Latest status date XX/XX/2022 Reference number XXXX XXXX violated ( 15 U.S. Code 1681i - Procedure in case of disputed accuracy ( B ) Requirements relating to reinsertion of previously deleted material ( i ) Certification of accuracy of information If any information is deleted from a consumers file pursuant to subparagraph ( A ), the information may not be reinserted in the file by the consumer reporting agency.
| null |
LEXISNEXIS
|
GA
|
30281
| null |
Consent provided
|
Web
|
2022-11-17
|
Closed with explanation
|
Yes
| null |
6216437
|
2025-09-18
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Problem with a company's investigation into an existing problem
|
Their investigation did not fix an error on your report
| null | null |
TRANSUNION INTERMEDIATE HOLDINGS, INC.
|
MA
|
01702
| null | null |
Web
|
2025-09-18
|
In progress
|
Yes
| null |
16021326
|
2024-05-03
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Improper use of your report
|
Reporting company used your report improperly
|
I am XXXX XXXX, and Im submitting this complaint myself and there is no third party involved. I attached letters to let you know more in detail about what they are reporting in my credit report. They reported inaccurate information in my credit report with inconsistent and untimely dates reported across the XXXX Bureaus, XXXX, XXXX, and Equifax.
| null |
EQUIFAX, INC.
|
GA
|
31093
| null |
Consent provided
|
Web
|
2024-05-03
|
Closed with non-monetary relief
|
Yes
| null |
8918849
|
2025-09-05
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Improper use of your report
|
Reporting company used your report improperly
| null | null |
Experian Information Solutions Inc.
|
MA
|
011XX
| null | null |
Web
|
2025-09-05
|
In progress
|
Yes
| null |
15710218
|
2025-09-17
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Incorrect information on your report
|
Information belongs to someone else
| null | null |
TRANSUNION INTERMEDIATE HOLDINGS, INC.
|
MS
|
39272
| null | null |
Web
|
2025-09-17
|
In progress
|
Yes
| null |
15991195
|
2025-09-17
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Incorrect information on your report
|
Information belongs to someone else
| null | null |
Experian Information Solutions Inc.
|
TX
|
76123
| null | null |
Web
|
2025-09-17
|
In progress
|
Yes
| null |
15986633
|
2022-07-11
|
Credit reporting, credit repair services, or other personal consumer reports
|
Credit reporting
|
Improper use of your report
|
Reporting company used your report improperly
|
In accordance with the Fair Credit Reporting act XXXX XXXX XXXX XXXX, has violated my rights.
15 U.S.C 1681 section 602 A. States I have the right to privacy.
15 U.S.C 1681 Section 604 2 : It also states a consumer reporting agency can not furnish an account with my written instructions.
| null |
EQUIFAX, INC.
|
PA
|
19138
| null |
Consent provided
|
Web
|
2022-07-11
|
Closed with explanation
|
Yes
| null |
5756796
|
2025-05-29
|
Debt collection
|
Credit card debt
|
Attempts to collect debt not owed
|
Debt is not yours
|
Subject : Notice of Dispute Inaccurate Charge-Off Reporting for Capital One To Whom It May Concern, I am formally disputing the accuracy of an account being reported on my credit report by Capital One, listed under account number ending in XXXX * * * * * *. This account is currently reported as charged off with a balance of {$2900.00}.
I believe the reporting of this account as a charge-off is inaccurate, incomplete, and misleading, and I am requesting that you conduct an investigation under the Fair Credit Reporting Act ( FCRA ), 15 U.S.C. 1681i.
Reason for Dispute : This account may have been securitizedsold to a trust or third party as part of a pooled asset-backed securitywhich would indicate Capital One no longer legally owns or holds the debt, making it improper for them to report it as a charge-off with an outstanding balance.
According to the FCRA, all information reported must be complete and accurate. If the debt was sold or otherwise transferred through securitization, Capital One can not legally report it as an ongoing charge-off obligation.
I am requesting that you : 1. Investigate the accuracy of this charge-off in light of securitization.
2. Request documentation from Capital One proving their legal right to continue reporting this account, including proof of ownership.
3. Delete or correct the entry if verification can not be provided.
Please also update me with the results of your investigation in writing within 30 days as required by the FCRA.
I have enclosed a copy of my ID and proof of address for verification.
| null |
CAPITAL ONE FINANCIAL CORPORATION
|
FL
|
32724
| null |
Consent provided
|
Web
|
2025-05-29
|
Closed with explanation
|
Yes
| null |
13787582
|
2025-09-18
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Incorrect information on your report
|
Information belongs to someone else
| null | null |
EQUIFAX, INC.
|
AL
|
35481
| null | null |
Web
|
2025-09-18
|
In progress
|
Yes
| null |
16036687
|
2024-12-14
|
Credit card
|
General-purpose credit card or charge card
|
Fees or interest
|
Charged too much interest
|
Dear American Express Leadership Team, I hope this message finds you well. I am writing to respectfully request a review of the late fee and interest charges totaling {$270.00} that were assessed on my XXXX XXXX XXXX ending in XXXX.
As a long-time American Express customer with an excellent history across multiple accounts, I value the relationship Ive built with your institution. I had enrolled in autopay for this account to ensure timely payments. However, due to a technical issue, the autopay feature did not activate as intended. Compounding this issue, I was away on an extended business trip in XXXX for two months, which limited my ability to monitor the account as closely as I normally would.
In the current challenging economic environment, where managing cash flow has become increasingly critical, this unexpected and substantial charge has created additional financial strain. As reported by recent data, many individuals and businesses are grappling with tightening budgets and rising costs. A gesture of goodwill by waiving these charges would not only demonstrate American Expresss commitment to long-standing cardmembers but also align with your reputation for customer-first service during times of need.
I trust that you will find my request reasonable given my history with American Express and the genuine circumstances surrounding this incident. I am confident that a resolution in this matter will further strengthen my loyalty and appreciation for your organization.
Thank you for your time and understanding. I look forward to your favorable response.
Sincerely, XXXX XXXX
| null |
AMERICAN EXPRESS COMPANY
|
NY
|
11530
| null |
Consent provided
|
Web
|
2024-12-14
|
Closed with explanation
|
Yes
| null |
11154120
|
2025-09-17
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Incorrect information on your report
|
Information belongs to someone else
| null | null |
Experian Information Solutions Inc.
|
FL
|
33309
| null | null |
Web
|
2025-09-17
|
In progress
|
Yes
| null |
15990288
|
2025-09-19
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Problem with a company's investigation into an existing problem
|
Their investigation did not fix an error on your report
| null | null |
EQUIFAX, INC.
|
FL
|
33993
| null | null |
Web
|
2025-09-19
|
In progress
|
Yes
| null |
16056052
|
2025-09-18
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Improper use of your report
|
Reporting company used your report improperly
| null | null |
EQUIFAX, INC.
|
FL
|
33467
| null | null |
Web
|
2025-09-18
|
In progress
|
Yes
| null |
16034346
|
2025-09-17
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Incorrect information on your report
|
Account information incorrect
| null |
Company has responded to the consumer and the CFPB and chooses not to provide a public response
|
Continental Finance Company, LLC
|
FL
|
32210
| null |
Consent not provided
|
Web
|
2025-09-17
|
Closed with explanation
|
Yes
| null |
16008211
|
2025-09-17
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Incorrect information on your report
|
Information belongs to someone else
| null | null |
Experian Information Solutions Inc.
|
KY
|
42101
| null | null |
Web
|
2025-09-17
|
In progress
|
Yes
| null |
15994015
|
2025-09-17
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Incorrect information on your report
|
Account status incorrect
| null | null |
TRANSUNION INTERMEDIATE HOLDINGS, INC.
|
NY
|
11701
| null | null |
Web
|
2025-09-17
|
In progress
|
Yes
| null |
16000884
|
2024-02-27
|
Mortgage
|
Conventional home mortgage
|
Closing on a mortgage
|
Trying to communicate with the company to fix an issue with the loan closing
| null |
Company has responded to the consumer and the CFPB and chooses not to provide a public response
|
BMO Bank, N.A.
|
IL
|
60411
| null |
Other
|
Web
|
2024-02-27
|
Closed with explanation
|
Yes
| null |
8430417
|
2025-01-07
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Incorrect information on your report
|
Information is missing that should be on the report
|
Hope you're doing well. I've run into a bit of a problem. While going through my credit report, I noticed some things that don't seem quite right, and it appears my identity have been stolen online. My nephew. Whos studying XXXX XXXX help me out by finding a way to check if my XXXX emails were involved in this breach? To my surprise, it turns out that XXXX out of XXXX of my emails contain a lot of my sensitive and personal information. I want to emphasize that I'm not the one behind these accounts it would mean a lot to me it you could assist in removing the following from my credit report, these are the accounts :
|
Company has responded to the consumer and the CFPB and chooses not to provide a public response
|
TRANSUNION INTERMEDIATE HOLDINGS, INC.
|
AR
|
722XX
| null |
Consent provided
|
Web
|
2025-01-07
|
Closed with non-monetary relief
|
Yes
| null |
11422096
|
2025-08-15
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Improper use of your report
|
Credit inquiries on your report that you don't recognize
| null | null |
CAPITAL ONE FINANCIAL CORPORATION
|
IN
|
463XX
| null | null |
Web
|
2025-08-15
|
Closed with non-monetary relief
|
Yes
| null |
15305109
|
2025-09-04
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Incorrect information on your report
|
Account status incorrect
| null | null |
EQUIFAX, INC.
|
AL
|
354XX
| null | null |
Web
|
2025-09-04
|
In progress
|
Yes
| null |
15684036
|
2025-09-19
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Problem with a company's investigation into an existing problem
|
Investigation took more than 30 days
| null | null |
EQUIFAX, INC.
|
CA
|
95665
| null | null |
Web
|
2025-09-19
|
In progress
|
Yes
| null |
16055080
|
2025-09-18
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Improper use of your report
|
Credit inquiries on your report that you don't recognize
| null | null |
TRANSUNION INTERMEDIATE HOLDINGS, INC.
|
MA
|
01854
| null | null |
Web
|
2025-09-18
|
In progress
|
Yes
| null |
16039028
|
2025-09-17
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Incorrect information on your report
|
Account status incorrect
| null | null |
Experian Information Solutions Inc.
|
PA
|
15210
| null | null |
Web
|
2025-09-17
|
In progress
|
Yes
| null |
15990110
|
2025-09-05
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Improper use of your report
|
Reporting company used your report improperly
| null | null |
LEXISNEXIS
|
CA
|
94063
| null | null |
Web
|
2025-09-05
|
Closed with non-monetary relief
|
Yes
| null |
15745282
|
2025-09-17
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Incorrect information on your report
|
Information belongs to someone else
| null | null |
TRANSUNION INTERMEDIATE HOLDINGS, INC.
|
FL
|
33190
| null | null |
Web
|
2025-09-17
|
In progress
|
Yes
| null |
15994311
|
2025-09-17
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Incorrect information on your report
|
Information belongs to someone else
| null | null |
TRANSUNION INTERMEDIATE HOLDINGS, INC.
|
PA
|
19149
| null | null |
Web
|
2025-09-17
|
In progress
|
Yes
| null |
15999208
|
2023-03-23
|
Credit reporting, credit repair services, or other personal consumer reports
|
Credit reporting
|
Incorrect information on your report
|
Information belongs to someone else
| null |
Company has responded to the consumer and the CFPB and chooses not to provide a public response
|
TRANSUNION INTERMEDIATE HOLDINGS, INC.
|
TX
|
78660
|
Servicemember
|
Other
|
Web
|
2023-03-23
|
Closed with non-monetary relief
|
Yes
| null |
6735939
|
2025-09-18
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Incorrect information on your report
|
Information belongs to someone else
| null | null |
EQUIFAX, INC.
|
CT
|
06010
| null | null |
Web
|
2025-09-18
|
In progress
|
Yes
| null |
16032298
|
2025-09-17
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Incorrect information on your report
|
Information belongs to someone else
| null | null |
Experian Information Solutions Inc.
|
TX
|
76549
| null | null |
Web
|
2025-09-17
|
In progress
|
Yes
| null |
16002535
|
2024-01-31
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Incorrect information on your report
|
Information belongs to someone else
|
Im submitting a complaint to you today to inform you I was the victim of fraudulent activities. I researched on how to remove the fraudulent items in my report and found that I need to visit FEDERAL TRADE COMMISION or https : //www.ftc.gov to file a identity theft report and Per FCRA section 605b Credit Reporting Agencies are required to remove any items listed on an identity theft report. Please find the ATTACHED documents to assist in the removing of the erroneous information which is being posted to my report. Here is the list of items which do not belong to me or were opened without my permission : XXXX XXXX XXXX XXXX XXXX XXXX CA XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX XXXX XXXX -- -- -- -- XXXX : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, CA XXXX XXXX XXXX XXXX XXXX XXXX XXXX, CA XXXX XXXX XXXX Balance Owed : {$0.00} XXXX XXXX XXXX -- XXXX : XXXX XXXX XXXX XXXX XXXX XXXX XXXX, CA XXXX XXXX XXXX XXXX, CA XXXX XXXX XXXXXXXX Balance Owed : {$0.00} XXXX XXXX XX/XX/XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXX/XX/XXXX XXXX XX/XX/XXXX. According to FCRA Section 605B ( a ) the CREDIT REPORTING AGENCIES shall remove any items in the file of a consumer that the consumer identifies as information that resulted from an alleged fraudulent activities, not later than 4 business days after the date of receipt.
|
Company has responded to the consumer and the CFPB and chooses not to provide a public response
|
TRANSUNION INTERMEDIATE HOLDINGS, INC.
|
CA
|
934XX
| null |
Consent provided
|
Web
|
2024-01-31
|
Closed with non-monetary relief
|
Yes
| null |
8248817
|
2025-09-18
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Incorrect information on your report
|
Information belongs to someone else
| null | null |
EQUIFAX, INC.
|
TX
|
77072
| null | null |
Web
|
2025-09-18
|
In progress
|
Yes
| null |
16015768
|
2023-02-02
|
Credit reporting, credit repair services, or other personal consumer reports
|
Credit reporting
|
Improper use of your report
|
Reporting company used your report improperly
|
Consumer Adj CO Original Creditor : XXXX XXXX of XXXX TX XXXX Open Balance : {$1000.00} Acct Opened : XX/XX/2021 In accordance to the Fair Credit Reporting Act, this creditor has violated my rights. Under 15 USC 1681 section 602, it specifically states that I have a right to privacy and my information shall not be shared without consent. Also, 15 USC 1681 Section 604a states that a consumer reporting agency can not furnish my account without my written instructions under 15 USC 166b. A creditor may not treat a payment on a credit card as an open end consumer credit plan as late for any payment.
| null |
Consumer Adjustment Company Incorporated
|
TX
|
76543
| null |
Consent provided
|
Web
|
2023-02-02
|
Closed with explanation
|
Yes
| null |
6520403
|
2025-09-17
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Improper use of your report
|
Credit inquiries on your report that you don't recognize
| null | null |
TRANSUNION INTERMEDIATE HOLDINGS, INC.
|
CA
|
93304
| null | null |
Web
|
2025-09-17
|
In progress
|
Yes
| null |
15988945
|
2025-09-04
|
Credit card
|
General-purpose credit card or charge card
|
Problem with a company's investigation into an existing problem
|
Was not notified of investigation status or results
| null | null |
Experian Information Solutions Inc.
|
TX
|
78582
| null | null |
Web
|
2025-09-04
|
In progress
|
Yes
| null |
15724306
|
2025-09-18
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Improper use of your report
|
Reporting company used your report improperly
| null | null |
TRANSUNION INTERMEDIATE HOLDINGS, INC.
|
TX
|
75019
| null | null |
Web
|
2025-09-18
|
In progress
|
Yes
| null |
16027375
|
2025-09-18
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Incorrect information on your report
|
Information belongs to someone else
| null | null |
TRANSUNION INTERMEDIATE HOLDINGS, INC.
|
CA
|
92020
| null | null |
Web
|
2025-09-18
|
In progress
|
Yes
| null |
16018470
|
2025-09-17
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Incorrect information on your report
|
Information belongs to someone else
| null | null |
Experian Information Solutions Inc.
|
LA
|
71251
| null | null |
Web
|
2025-09-17
|
In progress
|
Yes
| null |
16004717
|
2025-09-17
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Improper use of your report
|
Reporting company used your report improperly
| null | null |
TRANSUNION INTERMEDIATE HOLDINGS, INC.
|
VA
|
XXXXX
| null | null |
Web
|
2025-09-17
|
In progress
|
Yes
| null |
15994091
|
2025-09-19
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Improper use of your report
|
Reporting company used your report improperly
| null | null |
EQUIFAX, INC.
|
NY
|
10462
| null | null |
Web
|
2025-09-19
|
In progress
|
Yes
| null |
16056106
|
2025-09-17
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Improper use of your report
|
Reporting company used your report improperly
| null | null |
Experian Information Solutions Inc.
|
IL
|
60616
| null | null |
Web
|
2025-09-17
|
In progress
|
Yes
| null |
16007629
|
2025-09-18
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Improper use of your report
|
Reporting company used your report improperly
| null | null |
EQUIFAX, INC.
|
FL
|
34683
| null | null |
Web
|
2025-09-18
|
In progress
|
Yes
| null |
16019431
|
2025-03-12
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Incorrect information on your report
|
Information belongs to someone else
| null |
Company has responded to the consumer and the CFPB and chooses not to provide a public response
|
Experian Information Solutions Inc.
|
NY
|
11717
| null |
Consent not provided
|
Web
|
2025-03-12
|
Closed with explanation
|
Yes
| null |
12445392
|
2025-09-18
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Improper use of your report
|
Credit inquiries on your report that you don't recognize
| null | null |
EQUIFAX, INC.
|
VA
|
22312
| null | null |
Web
|
2025-09-18
|
In progress
|
Yes
| null |
16041109
|
2025-09-16
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Incorrect information on your report
|
Information belongs to someone else
| null | null |
MECHANICS BANK
|
TN
|
38141
| null | null |
Referral
|
2025-09-17
|
Closed with explanation
|
Yes
| null |
16009209
|
2023-07-28
|
Credit reporting, credit repair services, or other personal consumer reports
|
Credit reporting
|
Incorrect information on your report
|
Information belongs to someone else
|
It has been drawn out into the open that you are not hindering records when I sent a copy of the FTC report. Since it is a necessity by regulation 605b of the FCRA I'm sending this Complaint to assist with laying out a lawful response. In the event that you decide to not obstruct the accompanying things recorded beneath which are answering erroneously because of fraud, I will hand my archives over to my lawyer to begin a legitimate activity. It's my goal to not seek after any legitimate activity so if it's not too much trouble, comply with the law.
XXXX XXXX XXXX XXXX XXXX XXXX, GA XXXX, XXXX XXXX XXXX XXXX, GA XXXX, XXXX XXXX XXXX XXXX XXXX XXXX XXXX, GA XXXX, XXXX XXXX XXXX XXXX XXXXXXXX : {$460.00}, XXXX XXXX Balance : {$260.00}, XXXX ( Original Creditor : XXXXXXXX XXXX XXXX ) XXXX Balance : {$770.00}, XXXX ( Original Creditor : XXXXXXXX XXXX XXXXXXXX XXXX XXXX ) XXXX Balance : {$1100.00}, XXXX XX/XX/XXXX, XXXX XX/XX/XXXX, XXXX XX/XX/XXXX, XXXX XX/XX/XXXX
| null |
EQUIFAX, INC.
|
GA
|
30331
| null |
Consent provided
|
Web
|
2023-07-28
|
Closed with non-monetary relief
|
Yes
| null |
7317161
|
2025-07-25
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Incorrect information on your report
|
Information belongs to someone else
| null | null |
TRANSUNION INTERMEDIATE HOLDINGS, INC.
|
NY
|
11238
| null | null |
Web
|
2025-07-25
|
In progress
|
Yes
| null |
14892561
|
2023-03-04
|
Credit reporting, credit repair services, or other personal consumer reports
|
Credit reporting
|
Problem with a credit reporting company's investigation into an existing problem
|
Their investigation did not fix an error on your report
| null | null |
EQUIFAX, INC.
|
PA
|
18101
| null |
Consent not provided
|
Web
|
2023-03-04
|
Closed with explanation
|
Yes
| null |
6645802
|
2025-09-04
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Improper use of your report
|
Reporting company used your report improperly
| null | null |
Experian Information Solutions Inc.
|
OH
|
45406
| null | null |
Web
|
2025-09-04
|
In progress
|
Yes
| null |
15715044
|
2025-09-17
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Problem with a company's investigation into an existing problem
|
Investigation took more than 30 days
| null | null |
EQUIFAX, INC.
|
TX
|
77018
| null | null |
Web
|
2025-09-17
|
In progress
|
Yes
| null |
15990586
|
2023-02-15
|
Credit reporting, credit repair services, or other personal consumer reports
|
Credit reporting
|
Problem with a credit reporting company's investigation into an existing problem
|
Was not notified of investigation status or results
|
I have sent dispute letters to the bureaus regarding the fraudulent accounts on my credit report. It was more than 45 days since but I did not receive any response or results. I want actions and I know they did nothing regarding of my concern. In accordance with 15 U.S. Code 1681i ( 6 ) ( A ), I, the consumer in fact has the right to demand compliance within 15 days for the results of a investigation via written notice.
| null |
EQUIFAX, INC.
|
TX
|
77373
| null |
Consent provided
|
Web
|
2023-02-15
|
Closed with explanation
|
Yes
| null |
6575331
|
2025-09-19
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Incorrect information on your report
|
Account information incorrect
| null | null |
EQUIFAX, INC.
|
OH
|
44310
| null | null |
Web
|
2025-09-19
|
In progress
|
Yes
| null |
16042986
|
2025-09-18
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Incorrect information on your report
|
Information belongs to someone else
| null | null |
EQUIFAX, INC.
|
NY
|
10598
| null | null |
Web
|
2025-09-18
|
In progress
|
Yes
| null |
16018835
|
2025-09-19
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Incorrect information on your report
|
Information belongs to someone else
| null | null |
TRANSUNION INTERMEDIATE HOLDINGS, INC.
|
NV
|
89105
| null | null |
Web
|
2025-09-19
|
In progress
|
Yes
| null |
16064838
|
2025-09-19
|
Debt collection
|
I do not know
|
Attempts to collect debt not owed
|
Debt is not yours
| null | null |
EQUIFAX, INC.
|
TX
|
77469
| null | null |
Web
|
2025-09-19
|
In progress
|
Yes
| null |
16056282
|
2022-06-28
|
Debt collection
|
Medical debt
|
Communication tactics
|
You told them to stop contacting you, but they keep trying
|
I had several MRI 's with XXXX XXXX as a result of a serious XXXX. They submitted the bills incorrectly and I was told they would be reprocessed. Remex, Inc contacted me and I never ran from the calls. When I spoke to my attorney about it, they also contacted Remex to advise they were working with the provider to correct it.
Remex took my account off hold and for {$220.00} dollars it was report to my credit and resulted in an over XXXX point decline. I have had exceptional credit for decades and was furious. I called and they were extremely curt and would not call my attorney to resolve the issue. I suffered a XXXX XXXX and have XXXX for an serious accident that was not my fault. The last thing I need is to be dealing with this for {$200.00}. I would have paid it but was advised by attorney that according to the provider it was being resubmitted because it was not billed properly.
They have unfair and unethical collection practices and judging from all the reviews I read that can be verified by others this same thing has happened to.
Someone should investigate.
| null |
Remex, Inc.
|
NJ
|
08619
| null |
Consent provided
|
Web
|
2022-06-28
|
Closed with explanation
|
Yes
| null |
5715802
|
2024-03-22
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Incorrect information on your report
|
Information belongs to someone else
| null |
Company has responded to the consumer and the CFPB and chooses not to provide a public response
|
TRANSUNION INTERMEDIATE HOLDINGS, INC.
|
FL
|
32407
| null |
Consent not provided
|
Web
|
2024-03-22
|
Closed with non-monetary relief
|
Yes
| null |
8608601
|
2021-05-22
|
Debt collection
|
Auto debt
|
Written notification about debt
|
Didn't receive notice of right to dispute
|
On or about I called my lien holder Santander and tried to begin or arrange some sort of payment plan because I was falling behind, although they never one time sent a letter of notification of my account being in default and the person on the phone was trying to tell me she was attempting to collect a debt that whole thing with me XXXX this is not a debt collector agency it cant legally charge off the debt and then use it as a loss to their shareholders like I was informed then on several streaming to timely update the major credit reporting bureaus they made huge and potentially very violation and deceptive acts such as making my account as closed and charged off as a loss but they cant sell the debt to themselves because they are as federal law can adjudicate because I also never regret one collection letter to the matter of default or notification to collect because legally they can have the thought that they can identify as. A debt collector and thst bought the debt even not after 180 days to legally fault and anyway they reported on a different report that my account last payment was in XXXX when the other agencies had charged off the entire debt and used as a loss to the shareholders so they also never once made a collection call of sent notice so I could dispute snd also verify the value of the debt so they just came and actually legally had legal documents to take my car they never did one Indiana law to legitimize the repossession of my vehicle because they did not sell the debt in i order to collect my property especially if my other credit report Is showing the balance Id accruing interest after it was charged off because the difference in the charge off amount and the fact the are not reporting that payments I did make after my charge off
| null |
Santander Consumer USA Holdings Inc.
|
IN
|
46112
| null |
Consent provided
|
Web
|
2021-05-22
|
Closed with explanation
|
Yes
| null |
4397726
|
2024-12-04
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Incorrect information on your report
|
Account information incorrect
| null | null |
EQUIFAX, INC.
|
IL
|
60419
| null |
Consent not provided
|
Web
|
2024-12-04
|
Closed with non-monetary relief
|
Yes
| null |
11019057
|
2024-11-19
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Incorrect information on your report
|
Information belongs to someone else
|
Could you please take a moment to review and examine the attached documents? I believe your expertise will be invaluable in ensuring their accuracy and completeness. Your feedback and insights would be greatly appreciated. Thank you for your time and consideration in this matter.
|
Company has responded to the consumer and the CFPB and chooses not to provide a public response
|
TRANSUNION INTERMEDIATE HOLDINGS, INC.
|
AZ
|
85306
| null |
Consent provided
|
Web
|
2024-11-19
|
Closed with explanation
|
Yes
| null |
10869702
|
2025-09-17
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Incorrect information on your report
|
Information belongs to someone else
| null | null |
TRANSUNION INTERMEDIATE HOLDINGS, INC.
|
FL
|
34787
| null | null |
Web
|
2025-09-17
|
In progress
|
Yes
| null |
15989602
|
2023-04-03
|
Credit reporting, credit repair services, or other personal consumer reports
|
Credit reporting
|
Improper use of your report
|
Credit inquiries on your report that you don't recognize
| null |
Company has responded to the consumer and the CFPB and chooses not to provide a public response
|
Experian Information Solutions Inc.
|
FL
|
32211
| null |
Consent not provided
|
Web
|
2023-04-03
|
Closed with non-monetary relief
|
Yes
| null |
6788912
|
2025-07-04
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Incorrect information on your report
|
Information belongs to someone else
| null | null |
EQUIFAX, INC.
|
FL
|
33122
| null |
Consent not provided
|
Web
|
2025-07-04
|
Closed with non-monetary relief
|
Yes
| null |
14458636
|
2025-09-17
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Improper use of your report
|
Reporting company used your report improperly
| null | null |
TRANSUNION INTERMEDIATE HOLDINGS, INC.
|
CA
|
94089
| null | null |
Web
|
2025-09-17
|
In progress
|
Yes
| null |
15994141
|
2024-12-18
|
Debt collection
|
I do not know
|
Attempts to collect debt not owed
|
Debt is not yours
| null |
Company believes it acted appropriately as authorized by contract or law
|
CCS Financial Services, Inc.
|
CA
|
90035
| null |
Consent not provided
|
Web
|
2024-12-18
|
Closed with explanation
|
Yes
| null |
11206511
|
2025-09-04
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Incorrect information on your report
|
Information belongs to someone else
| null | null |
Experian Information Solutions Inc.
|
AL
|
35810
| null | null |
Web
|
2025-09-04
|
In progress
|
Yes
| null |
15728372
|
2025-08-13
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Incorrect information on your report
|
Information belongs to someone else
| null | null |
Experian Information Solutions Inc.
|
AR
|
72326
| null | null |
Web
|
2025-08-13
|
In progress
|
Yes
| null |
15274684
|
2025-09-19
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Incorrect information on your report
|
Account status incorrect
| null | null |
EQUIFAX, INC.
|
MS
|
38701
| null | null |
Web
|
2025-09-19
|
In progress
|
Yes
| null |
16056274
|
2025-09-08
|
Debt collection
|
I do not know
|
Took or threatened to take negative or legal action
|
Threatened or suggested your credit would be damaged
| null | null |
CL Holdings LLC
|
GA
|
30114
| null | null |
Web
|
2025-09-08
|
Closed with explanation
|
Yes
| null |
15791632
|
2025-09-18
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Improper use of your report
|
Reporting company used your report improperly
| null | null |
TRANSUNION INTERMEDIATE HOLDINGS, INC.
|
NJ
|
07304
| null | null |
Web
|
2025-09-18
|
In progress
|
Yes
| null |
16026292
|
2025-09-19
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Problem with a company's investigation into an existing problem
|
Investigation took more than 30 days
| null | null |
TRANSUNION INTERMEDIATE HOLDINGS, INC.
|
VA
|
23112
| null | null |
Web
|
2025-09-19
|
In progress
|
Yes
| null |
16042928
|
2025-09-19
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Incorrect information on your report
|
Information belongs to someone else
| null | null |
EQUIFAX, INC.
|
LA
|
71463
| null | null |
Web
|
2025-09-19
|
In progress
|
Yes
| null |
16061781
|
2025-09-19
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Improper use of your report
|
Reporting company used your report improperly
| null | null |
EQUIFAX, INC.
|
WI
|
532XX
| null | null |
Web
|
2025-09-19
|
In progress
|
Yes
| null |
16054948
|
2025-09-18
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Improper use of your report
|
Reporting company used your report improperly
| null | null |
TRANSUNION INTERMEDIATE HOLDINGS, INC.
|
LA
|
71037
| null | null |
Web
|
2025-09-18
|
In progress
|
Yes
| null |
16038765
|
2025-09-18
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Incorrect information on your report
|
Information belongs to someone else
| null | null |
EQUIFAX, INC.
|
CA
|
93313
| null | null |
Web
|
2025-09-18
|
In progress
|
Yes
| null |
16013820
|
2021-04-05
|
Checking or savings account
|
Checking account
|
Managing an account
|
Deposits and withdrawals
|
I bank with capital one its a personal online 360 account. I was approved for the PPP loan by the SBA I was screened and approved by the government the money was deposited into my account and I was about to utilize the funds at first but when I went to the actual bank to withdrawal money to pay my workers my account was flagged and put on hold. I have been told nothing! I have all the proper documents a DBA showing I do own a company, Im a sole proprietor and the money was allowed to be deposited into my personal checking account because thats where I conduct my finances from not a business account. No one will talk to me and I believe they are holding my money illegally.
| null |
CAPITAL ONE FINANCIAL CORPORATION
|
TX
|
77493
| null |
Consent provided
|
Web
|
2021-04-05
|
Closed with explanation
|
Yes
| null |
4273435
|
2025-07-04
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Improper use of your report
|
Reporting company used your report improperly
|
You have reported inaccurate and unauthorized accounts on my credit report, which is a violation of the Fair Credit Reporting Act ( 15 U.S. Code 1681i ) requiring a proper reinvestigation of disputed items, and 1681e ( b ), which mandates maximum possible accuracy. These false entries are damaging and unjust, especially since Ive never opened or authorized these accounts. If you fail to investigate and correct this, I may pursue legal action under the FCRA and FDCPA ( 15 U.S. Code 1692e ) for deceptive and misleading reporting.
| null |
EQUIFAX, INC.
|
TX
|
77493
| null |
Consent provided
|
Web
|
2025-07-04
|
Closed with non-monetary relief
|
Yes
| null |
14433415
|
2025-09-18
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Incorrect information on your report
|
Information belongs to someone else
| null | null |
TRANSUNION INTERMEDIATE HOLDINGS, INC.
|
SC
|
29902
| null | null |
Web
|
2025-09-18
|
In progress
|
Yes
| null |
16032146
|
2025-09-04
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Incorrect information on your report
|
Information belongs to someone else
| null | null |
Experian Information Solutions Inc.
|
TX
|
78238
| null | null |
Web
|
2025-09-04
|
In progress
|
Yes
| null |
15729475
|
2025-09-05
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Problem with a company's investigation into an existing problem
|
Investigation took more than 30 days
| null | null |
Experian Information Solutions Inc.
|
FL
|
33837
| null | null |
Web
|
2025-09-05
|
In progress
|
Yes
| null |
15728721
|
2025-09-18
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Problem with a company's investigation into an existing problem
|
Investigation took more than 30 days
| null | null |
TRANSUNION INTERMEDIATE HOLDINGS, INC.
|
AZ
|
85253
| null | null |
Web
|
2025-09-18
|
In progress
|
Yes
| null |
16021376
|
2025-09-04
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Problem with a company's investigation into an existing problem
|
Investigation took more than 30 days
| null | null |
Experian Information Solutions Inc.
|
AZ
|
856XX
| null | null |
Web
|
2025-09-04
|
In progress
|
Yes
| null |
15715572
|
2025-09-18
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Incorrect information on your report
|
Information belongs to someone else
| null | null |
Experian Information Solutions Inc.
|
SC
|
29590
| null | null |
Web
|
2025-09-18
|
In progress
|
Yes
| null |
16009405
|
2025-09-18
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Incorrect information on your report
|
Information belongs to someone else
| null | null |
EQUIFAX, INC.
|
FL
|
33144
| null | null |
Web
|
2025-09-18
|
In progress
|
Yes
| null |
16040724
|
2025-09-03
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Problem with a company's investigation into an existing problem
|
Their investigation did not fix an error on your report
| null | null |
Experian Information Solutions Inc.
|
FL
|
32713
| null | null |
Web
|
2025-09-03
|
In progress
|
Yes
| null |
15704002
|
2025-09-18
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Incorrect information on your report
|
Information belongs to someone else
| null | null |
Experian Information Solutions Inc.
|
NY
|
11575
| null | null |
Web
|
2025-09-18
|
In progress
|
Yes
| null |
16018788
|
2025-09-17
|
Credit reporting or other personal consumer reports
|
Credit reporting
|
Improper use of your report
|
Reporting company used your report improperly
| null | null |
Experian Information Solutions Inc.
|
OH
|
45426
| null | null |
Web
|
2025-09-17
|
In progress
|
Yes
| null |
16003880
|
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