id
stringlengths 7
7
| content
stringlengths 1
6.7k
| score
int64 -85
444
| poster
stringlengths 3
24
| date_utc
timestamp[ns] | flair
stringclasses 1
value | ups
int64 -140
440
| permalink
stringlengths 49
96
| depth
int64 0
9
| link_id
stringlengths 10
10
| parent_id
stringlengths 10
10
| updated
bool 2
classes | new
bool 2
classes |
---|---|---|---|---|---|---|---|---|---|---|---|---|
lz4ly0u | Anyone can invest in globally diversified, broad market index funds, no?
Do you see just how toxic your circular logic is? | 2 | StoichMixture | 2024-11-26T19:59:05 | null | 2 | /r/CanadianInvestor/comments/1h098w8/daily_discussion_thread_for_november_26_2024/lz4ly0u/ | 6 | t3_1h098w8 | t1_lz4lm0n | false | false |
lz4m031 | Which accounts are they in?
We need more context | 4 | Top_Chemistry5087 | 2024-11-26T19:59:23 | null | 3 | /r/CanadianInvestor/comments/1h0krcz/etf_advice_vfv_or_xgro/lz4m031/ | 0 | t3_1h0krcz | t3_1h0krcz | false | false |
lz4m0qm | If Trump removes sanctions from his buddies or starts up more drilling prices are going to tank | 1 | Pristine_Office_2773 | 2024-11-26T19:59:28 | null | -1 | /r/CanadianInvestor/comments/1h0ilrt/investing_in_gas_prices/lz4m0qm/ | 0 | t3_1h0ilrt | t3_1h0ilrt | false | false |
lz4mfou | There’s nothing related to hedging in the PFC wiki. Diversification is not hedging, hedging is a counterposition. | 6 | ChickenMcChickenFace | 2024-11-26T20:01:36 | null | 3 | /r/CanadianInvestor/comments/1h0ilrt/investing_in_gas_prices/lz4mfou/ | 3 | t3_1h0ilrt | t1_lz4lq6l | false | false |
lz4myle | Is everything ok? | -2 | rzz933 | 2024-11-26T20:04:18 | null | -5 | /r/CanadianInvestor/comments/1h0gw4c/what_happened_to_bombardiers_stock_today/lz4myle/ | 4 | t3_1h0gw4c | t1_lz4lf4n | false | false |
lz4n0qx | Picking a car that doesn't need any gas at all was one of my best investments. Damn proud to be out of that game. | 2 | Betanumerus | 2024-11-26T20:04:37 | null | -1 | /r/CanadianInvestor/comments/1h0ilrt/investing_in_gas_prices/lz4n0qx/ | 0 | t3_1h0ilrt | t3_1h0ilrt | false | false |
lz4n2h6 | >There’s nothing related to hedging in the PFC wiki.
Right, because it’s an inferior strategy on a risk-adjusted basis. | 2 | StoichMixture | 2024-11-26T20:04:52 | null | 1 | /r/CanadianInvestor/comments/1h0ilrt/investing_in_gas_prices/lz4n2h6/ | 4 | t3_1h0ilrt | t1_lz4mfou | false | false |
lz4n487 | Same, but people here were talking about "uncompensated risk" and other smart-sounding words. Shrug | 2 | fhs | 2024-11-26T20:05:06 | null | 2 | /r/CanadianInvestor/comments/1gzzdlo/trump_promises_a_25_tariff_on_products_from/lz4n487/ | 1 | t3_1gzzdlo | t1_lz02qah | false | false |
lz4n51m | Yes it happens all the time and the best we can do is
1. Paying attention when it does
2. Trying to understand why it does
3. Be ready with cash to buy when it does.
Man at my level of investing intelligence this is the best I can hope for and the odd “good job” from you every now and then would make your other comments a little easier to swallow.
I respect your opinion and desperately seek your approval! 😀 | 6 | investornewb | 2024-11-26T20:05:13 | null | 4 | /r/CanadianInvestor/comments/1h098w8/daily_discussion_thread_for_november_26_2024/lz4n51m/ | 6 | t3_1h098w8 | t1_lz4h4r6 | false | false |
lz4n619 | Tell that to hedge funds not me. | 5 | ChickenMcChickenFace | 2024-11-26T20:05:22 | null | 4 | /r/CanadianInvestor/comments/1h0ilrt/investing_in_gas_prices/lz4n619/ | 5 | t3_1h0ilrt | t1_lz4n2h6 | false | false |
lz4nffk | I’m not looking forward to the day when the government finally implements a way for EV’s to supplement infrastructure upkeep like ICE drivers do at gas stations. | 0 | StoichMixture | 2024-11-26T20:06:42 | null | -1 | /r/CanadianInvestor/comments/1h0ilrt/investing_in_gas_prices/lz4nffk/ | 1 | t3_1h0ilrt | t1_lz4n0qx | false | false |
lz4nk0n | They know, too! | 1 | StoichMixture | 2024-11-26T20:07:21 | null | -1 | /r/CanadianInvestor/comments/1h0ilrt/investing_in_gas_prices/lz4nk0n/ | 6 | t3_1h0ilrt | t1_lz4n619 | false | false |
lz4oc7n | All good, I'm use to dealing with children | 8 | OneTotal466 | 2024-11-26T20:11:23 | null | 8 | /r/CanadianInvestor/comments/1h0gw4c/what_happened_to_bombardiers_stock_today/lz4oc7n/ | 5 | t3_1h0gw4c | t1_lz4myle | false | false |
lz4oed0 | >Yes it happens all the time and the best we can do is
None of these steps are required. They’re just noise. They’re not going to get you further ahead.
More money’s been lost trying to time the next correction that is lost in the correction themselves.
>Man at my level of investing intelligence this is the best I can hope for and the odd “good job” from you every now and then would make your other comments a little easier to swallow.
It’s the same mistakes, over and over again - you can’t time the market. Eliminate idiosyncratic risk (through diversification) and keep costs low.
No matter the price, buy the market. Check back in 30 years.
[Efficient Capital Markets Explained](https://pwlcapital.com/efficient-capital-markets-explained-at-last/) | 2 | StoichMixture | 2024-11-26T20:11:41 | null | 1 | /r/CanadianInvestor/comments/1h098w8/daily_discussion_thread_for_november_26_2024/lz4oed0/ | 7 | t3_1h098w8 | t1_lz4n51m | false | false |
lz4of5p | Keep biking 👍 | 2 | rzz933 | 2024-11-26T20:11:48 | null | 2 | /r/CanadianInvestor/comments/1h0gw4c/what_happened_to_bombardiers_stock_today/lz4of5p/ | 6 | t3_1h0gw4c | t1_lz4oc7n | false | false |
lz4okxx | I heard of something in the genre called HSUV-U.TO, not too familiar with it though but i know its similar to CASH | 3 | UpTheToffees-1878 | 2024-11-26T20:12:38 | null | 3 | /r/CanadianInvestor/comments/1h0dfvu/are_there_any_usd_equivalents_to_cbilcashto_i_can/lz4okxx/ | 0 | t3_1h0dfvu | t3_1h0dfvu | false | false |
lz4otfl | > > *“The ‘know-nothing’ investor who both diversifies and keeps his costs minimal is virtually certain to get satisfactory results. Indeed, the unsophisticated investor who is realistic about his shortcomings is likely to obtain better long-term results than the knowledgeable professional who is blind to even a single weakness.” — [2013 Shareholder Letter](https://berkshirehathaway.com/letters/2013ltr.pdf)*
[McGill Personal Finance Essentials Course](https://mcgillpersonalfinance.com)
[Vanguard’s Investor Questionnaire](https://www.vanguard.ca/individual/questionnaire.htm#/)
[r/PersonalFinanceCanada Wiki](https://www.reddit.com/r/PersonalFinanceCanada/wiki/index?utm_source=share&utm_medium=ios_app&utm_name=ioscss&utm_content=1&utm_term=1)
[r/PersonalFinanceCanada Money Steps](https://www.reddit.com/r/PersonalFinanceCanada/wiki/money-steps/) | 6 | StoichMixture | 2024-11-26T20:13:53 | null | 4 | /r/CanadianInvestor/comments/1h0krcz/etf_advice_vfv_or_xgro/lz4otfl/ | 0 | t3_1h0krcz | t3_1h0krcz | false | false |
lz4pe16 |
>Do you see just how toxic your circular logic is?
No, I agree with you. I invest in both. | 3 | Adorable_Text | 2024-11-26T20:16:52 | null | 2 | /r/CanadianInvestor/comments/1h098w8/daily_discussion_thread_for_november_26_2024/lz4pe16/ | 7 | t3_1h098w8 | t1_lz4ly0u | false | false |
lz4pws1 | I thought lower beta was good though, wasn’t that what you said? Hedgies have considerably lower betas than the market. | 2 | ChickenMcChickenFace | 2024-11-26T20:19:36 | null | 1 | /r/CanadianInvestor/comments/1h0ilrt/investing_in_gas_prices/lz4pws1/ | 7 | t3_1h0ilrt | t1_lz4nk0n | false | false |
lz4pz01 | Sorry, they're currently in a TFSA. | 2 | ConvenientKiwi | 2024-11-26T20:19:55 | null | 1 | /r/CanadianInvestor/comments/1h0krcz/etf_advice_vfv_or_xgro/lz4pz01/ | 1 | t3_1h0krcz | t1_lz4m031 | false | false |
lz4q5xk | 👍 | 3 | OneTotal466 | 2024-11-26T20:20:55 | null | 3 | /r/CanadianInvestor/comments/1h0gw4c/what_happened_to_bombardiers_stock_today/lz4q5xk/ | 7 | t3_1h0gw4c | t1_lz4of5p | false | false |
lz4qgrv | There are plenty of opportunities in small cap/micro cap space where most investors are not looking and institutions are not able to participate in. | 1 | Interesting_Screen99 | 2024-11-26T20:22:30 | null | 1 | /r/CanadianInvestor/comments/1h0i9v6/what_do_the_vocal_minority_here_think_about_the/lz4qgrv/ | 1 | t3_1h0i9v6 | t1_lz42caa | false | false |
lz4qjxn | > Best way to offset increasing costs is to earn a risk-adjusted return. | 1 | StoichMixture | 2024-11-26T20:22:57 | null | -2 | /r/CanadianInvestor/comments/1h0ilrt/investing_in_gas_prices/lz4qjxn/ | 8 | t3_1h0ilrt | t1_lz4pws1 | false | false |
lz4qqrl | Can someone please tell BN to stop trying to fly so close to the sun!! | 12 | investornewb | 2024-11-26T20:23:57 | null | 10 | /r/CanadianInvestor/comments/1h098w8/daily_discussion_thread_for_november_26_2024/lz4qqrl/ | 0 | t3_1h098w8 | t3_1h098w8 | false | false |
lz4qwpd | I've been hearing that the market is overheated and bound for a crash, consistently, since 2017. It's certainly going to happen eventually but trying to predict when and how it will roll out is likely a fool's game.
Assuming you have a long time horizon. The best thing to do is have a portfolio that you are comfortable continuing to buy into regardless of the current market conditions. Bear, bull, vibe, crash etc. Just keep buying and you should be fine long term. | 15 | Adorable_Text | 2024-11-26T20:24:50 | null | 13 | /r/CanadianInvestor/comments/1h098w8/daily_discussion_thread_for_november_26_2024/lz4qwpd/ | 1 | t3_1h098w8 | t1_lz4hz66 | false | false |
lz4r0im | The further decline in the value of the Canadian dollar catalyzed by Trump's threats will penalize US exporters.
His policy rhetoric appears to be driving up US long bond yields and thus the real cost of borrowing. That will negatively impact real estate developers and hotel owners. | 1 | solvkroken | 2024-11-26T20:25:22 | null | 1 | /r/CanadianInvestor/comments/1gzzdlo/trump_promises_a_25_tariff_on_products_from/lz4r0im/ | 0 | t3_1gzzdlo | t3_1gzzdlo | false | false |
lz4r2bp | Bombardier now down more than 10%. Meanwhile, the S&P 500 is up 0.44%. | 2 | uses_for_mooses | 2024-11-26T20:25:39 | null | 2 | /r/CanadianInvestor/comments/1h0gw4c/what_happened_to_bombardiers_stock_today/lz4r2bp/ | 0 | t3_1h0gw4c | t3_1h0gw4c | false | false |
lz4re61 | This is his alternate account you might need to block this too lol | 9 | Powerful_Zucchini_10 | 2024-11-26T20:27:21 | null | 8 | /r/CanadianInvestor/comments/1h098w8/daily_discussion_thread_for_november_26_2024/lz4re61/ | 2 | t3_1h098w8 | t1_lz3xpgo | false | false |
lz4ru1i | I’m always buying! ;)
I buy high.. I buy more low. | 1 | investornewb | 2024-11-26T20:29:37 | null | -3 | /r/CanadianInvestor/comments/1h098w8/daily_discussion_thread_for_november_26_2024/lz4ru1i/ | 8 | t3_1h098w8 | t1_lz4oed0 | false | false |
lz4sra2 | Just keep downvoting them. To me those recommendations are suited for PFC and subreddits of that nature. “Canadian investor” should mean that you actually know your way around a cash flow statement or a balance sheet yet those clowns seem to like talking down to people using a short one sentence response because they have nothing better going for them in life and don’t actually understand any of the branches of finance. | 7 | CrispyMeltedCheese | 2024-11-26T20:34:23 | null | 7 | /r/CanadianInvestor/comments/1h0i9v6/what_do_the_vocal_minority_here_think_about_the/lz4sra2/ | 0 | t3_1h0i9v6 | t3_1h0i9v6 | false | false |
lz4tgyf | May I ask based on which metric? Sharpe, sortino, something else? | 1 | ChickenMcChickenFace | 2024-11-26T20:38:03 | null | -2 | /r/CanadianInvestor/comments/1h0ilrt/investing_in_gas_prices/lz4tgyf/ | 9 | t3_1h0ilrt | t1_lz4qjxn | false | false |
lz4u3l2 | “Yet another low quality, needlessly snarky post with no value to the community. Why do you waste everyone's time trolling every day?” | -2 | StoichMixture | 2024-11-26T20:41:15 | null | -17 | /r/CanadianInvestor/comments/1h098w8/daily_discussion_thread_for_november_26_2024/lz4u3l2/ | 2 | t3_1h098w8 | t1_lz4qwpd | false | false |
lz4umqg | You okay little bro? I posted an opinion, expanded upon it and made a specific recommendation. What are you talking about? | 13 | Adorable_Text | 2024-11-26T20:43:59 | null | 10 | /r/CanadianInvestor/comments/1h098w8/daily_discussion_thread_for_november_26_2024/lz4umqg/ | 3 | t3_1h098w8 | t1_lz4u3l2 | false | false |
lz4v06l | “Anyone can make superficial observations about the market pricing every option in and pointing to academic analysis of risk adjusted returns.” | -1 | StoichMixture | 2024-11-26T20:45:53 | null | -10 | /r/CanadianInvestor/comments/1h098w8/daily_discussion_thread_for_november_26_2024/lz4v06l/ | 4 | t3_1h098w8 | t1_lz4umqg | false | false |
lz4vky3 | I mean yeah that's great but it's also expensive and I would not break even if I get one.
The amount of driving I would need to do.... | 4 | northshorelocal | 2024-11-26T20:48:47 | null | 2 | /r/CanadianInvestor/comments/1h0ilrt/investing_in_gas_prices/lz4vky3/ | 1 | t3_1h0ilrt | t1_lz4n0qx | false | false |
lz4vmhs | I didn't do any of those things... Seriously, are you okay? | 11 | Adorable_Text | 2024-11-26T20:49:00 | null | 8 | /r/CanadianInvestor/comments/1h098w8/daily_discussion_thread_for_november_26_2024/lz4vmhs/ | 5 | t3_1h098w8 | t1_lz4v06l | false | false |
lz4vvg5 | I mean yeah maybe it's more logical to do something else, I'm all up for any advice | 1 | northshorelocal | 2024-11-26T20:50:15 | null | 0 | /r/CanadianInvestor/comments/1h0ilrt/investing_in_gas_prices/lz4vvg5/ | 2 | t3_1h0ilrt | t1_lz4ldsl | false | false |
lz4w6yq | Found a 2019 second-hand PHEV in 2021 for $22k + $3k extended warranty + tax. Does all my commute on the battery. | 1 | Betanumerus | 2024-11-26T20:51:52 | null | 1 | /r/CanadianInvestor/comments/1h0ilrt/investing_in_gas_prices/lz4w6yq/ | 2 | t3_1h0ilrt | t1_lz4vky3 | false | false |
lz4wonu | Gvt only has to charge the same fee for all cars, and remove the gas tax used for upkeep. Treating cars differently depending on powertrain is ridiculous. The fee could also be charge though insurance, if mileage, car type and habits matter. | 4 | Betanumerus | 2024-11-26T20:54:20 | null | 3 | /r/CanadianInvestor/comments/1h0ilrt/investing_in_gas_prices/lz4wonu/ | 2 | t3_1h0ilrt | t1_lz4nffk | false | false |
lz4wymq | If your assumption is that the CAD will keep going down, then logically you should by US stocks because you’ll get more CAD for your USD when you sell. | 103 | m3d1t8 | 2024-11-26T20:55:44 | null | 101 | /r/CanadianInvestor/comments/1h0mg0t/is_it_worth_buying_us_stocks_with_cad_being_so/lz4wymq/ | 0 | t3_1h0mg0t | t3_1h0mg0t | false | false |
lz4wyz5 | How would that work though, wouldn’t CBP charge them the tariffs on re-entry? | 1 | Pokermuffin | 2024-11-26T20:55:46 | null | 1 | /r/CanadianInvestor/comments/1h0gw4c/what_happened_to_bombardiers_stock_today/lz4wyz5/ | 1 | t3_1h0gw4c | t1_lz3vmwq | false | false |
lz4x3z4 | If you believe the CAD will continue to go down then this would actually be a good reason to buy US stocks now. | 44 | T_47 | 2024-11-26T20:56:30 | null | 39 | /r/CanadianInvestor/comments/1h0mg0t/is_it_worth_buying_us_stocks_with_cad_being_so/lz4x3z4/ | 0 | t3_1h0mg0t | t3_1h0mg0t | false | false |
lz4x7i6 | If you don’t believe data, then nothing I can say | 1 | newuserincan | 2024-11-26T20:56:59 | null | -2 | /r/CanadianInvestor/comments/1h0i9v6/what_do_the_vocal_minority_here_think_about_the/lz4x7i6/ | 3 | t3_1h0i9v6 | t1_lz4kv7r | false | false |
lz4xaae | So you’re hesitating to buy USD because you think the CAD will keep going down…… ? Am I reading that right?
Isn’t that a reason to buy more now? | 149 | codespyder | 2024-11-26T20:57:24 | null | 145 | /r/CanadianInvestor/comments/1h0mg0t/is_it_worth_buying_us_stocks_with_cad_being_so/lz4xaae/ | 0 | t3_1h0mg0t | t3_1h0mg0t | false | false |
lz4xd62 | What data? Are you referring to past performance? Or some other data? | 5 | AnachronisticCat | 2024-11-26T20:57:48 | null | 4 | /r/CanadianInvestor/comments/1h0i9v6/what_do_the_vocal_minority_here_think_about_the/lz4xd62/ | 4 | t3_1h0i9v6 | t1_lz4x7i6 | false | false |
lz4xn5q | It’ll probably be instituted along with the annual sticker renewal, like done elsewhere. | 1 | StoichMixture | 2024-11-26T20:59:13 | null | -2 | /r/CanadianInvestor/comments/1h0ilrt/investing_in_gas_prices/lz4xn5q/ | 3 | t3_1h0ilrt | t1_lz4wonu | false | false |
lz4y7gg | Yeah, many states do it already at registration.
But when taking a step back, it's ridiculous that a fee should depend on powertrain. Same fee for all, and remove upkeep fees from gasoline, that's my suggestion. | 2 | Betanumerus | 2024-11-26T21:02:04 | null | 1 | /r/CanadianInvestor/comments/1h0ilrt/investing_in_gas_prices/lz4y7gg/ | 4 | t3_1h0ilrt | t1_lz4xn5q | false | false |
lz4yldy | There is zero excuse for not sending out notices. All it takes is one email or a pop up on the Webbroker would do just fine. | 0 | Saten_level0 | 2024-11-26T21:04:04 | null | -2 | /r/CanadianInvestor/comments/1h08e3i/td_increasing_margin_requirements_on_thursday/lz4yldy/ | 5 | t3_1h08e3i | t1_lz4fty4 | false | false |
lz4yym0 | All you've done is built yourself an ego driven heuristic where you can feel good about being "right" all the time, but it's because you lack the depth and sophistication to understand the diversity, depth and complexity of human psychology and their relationship to investments. Dunning Kruger personified.
I'll likely repeat something similar to this often moving forward, but everyone has different philosophies, goals, timelines, risk tolerance, financial, emotional and technological abilities. There is no single solution on "how to invest" without knowing all these parameters. | -10 | StoichMixture | 2024-11-26T21:05:58 | null | -14 | /r/CanadianInvestor/comments/1h098w8/daily_discussion_thread_for_november_26_2024/lz4yym0/ | 6 | t3_1h098w8 | t1_lz4vmhs | false | false |
lz4z6sy | The US stock market looks primed for a meltdown. | -8 | sandwichstealer | 2024-11-26T21:07:09 | null | -9 | /r/CanadianInvestor/comments/1h0mg0t/is_it_worth_buying_us_stocks_with_cad_being_so/lz4z6sy/ | 0 | t3_1h0mg0t | t3_1h0mg0t | false | false |
lz4zcq5 | Yeah, those are my quotes that I stand by. Why are you spamming this discussion with my unrelated quotes? You're still just making the subreddit worse. | 10 | Adorable_Text | 2024-11-26T21:08:00 | null | 8 | /r/CanadianInvestor/comments/1h098w8/daily_discussion_thread_for_november_26_2024/lz4zcq5/ | 7 | t3_1h098w8 | t1_lz4yym0 | false | false |
lz4zuso | If your time horizon is long enough you should ignore the noise and invest to your plan. If you’re looking for a quick buck I dunno, whatever you guess could be wrong. | 14 | macula_transfer | 2024-11-26T21:10:34 | null | 10 | /r/CanadianInvestor/comments/1h0mg0t/is_it_worth_buying_us_stocks_with_cad_being_so/lz4zuso/ | 0 | t3_1h0mg0t | t3_1h0mg0t | false | false |
lz503xp | I think they mean Sharpe ratio. And I don’t think they understand what it means. | 1 | Significant_Wealth74 | 2024-11-26T21:11:53 | null | 0 | /r/CanadianInvestor/comments/1h0ilrt/investing_in_gas_prices/lz503xp/ | 1 | t3_1h0ilrt | t1_lz4tgyf | false | false |
lz50r69 | Just don't cry when US stocks and USDCAD move down for the one two punch. | 2 | SobeysOvertime | 2024-11-26T21:15:12 | null | 1 | /r/CanadianInvestor/comments/1h0mg0t/is_it_worth_buying_us_stocks_with_cad_being_so/lz50r69/ | 0 | t3_1h0mg0t | t3_1h0mg0t | false | false |
lz50v3e | You posted a misleading comment void of useful information but I'm responsible for contributing in a useful manner? I would argue that pushing back against your hollow and useless "observations" are more useful to this community. | -2 | StoichMixture | 2024-11-26T21:15:45 | null | -5 | /r/CanadianInvestor/comments/1h098w8/daily_discussion_thread_for_november_26_2024/lz50v3e/ | 8 | t3_1h098w8 | t1_lz4zcq5 | false | false |
lz510nj | People who hold on to losses are emotional investors and should not be playing in the market. | 1 | HowsYourSexLifeMarc | 2024-11-26T21:16:33 | null | -1 | /r/CanadianInvestor/comments/1h098w8/daily_discussion_thread_for_november_26_2024/lz510nj/ | 1 | t3_1h098w8 | t1_lz41d15 | false | false |
lz51933 | CP still up. | 1 | StoichMixture | 2024-11-26T21:17:44 | null | 1 | /r/CanadianInvestor/comments/1gwdoc6/daily_discussion_thread_for_november_21_2024/lz51933/ | 2 | t3_1gwdoc6 | t1_lyaf5fd | false | false |
lz51a76 | Been sitting on a pile of cash and just can't force myself to pull the trigger. The entire thing looks ready to bust. | -3 | Jamooser | 2024-11-26T21:17:53 | null | -4 | /r/CanadianInvestor/comments/1h0mg0t/is_it_worth_buying_us_stocks_with_cad_being_so/lz51a76/ | 1 | t3_1h0mg0t | t1_lz4z6sy | false | false |
lz51ect | Personally, i don't really see a "problem" with having both VFV and XGRO.
It will basically function like XGRO, with the US side of it overweighted (which considering the current economic climate, might actually be a good thing) | 3 | intensity112 | 2024-11-26T21:18:29 | null | 2 | /r/CanadianInvestor/comments/1h0krcz/etf_advice_vfv_or_xgro/lz51ect/ | 0 | t3_1h0krcz | t3_1h0krcz | false | false |
lz51lm7 | [All Time Highs Are Normal](https://rationalreminder.ca/blog/2018/9/6/all-time-highs-are-normal) | 2 | StoichMixture | 2024-11-26T21:19:32 | null | -1 | /r/CanadianInvestor/comments/1h0mg0t/is_it_worth_buying_us_stocks_with_cad_being_so/lz51lm7/ | 2 | t3_1h0mg0t | t1_lz51a76 | false | false |
lz51lzj | They’ve been saying that for decades. The S&P hits all time highs like 70% of the time.
People who sidelined were left in the dust, giving up life changing gains.
I invested at “all time highs” like 10 years ago, and I’m up like 300%+ since then | 10 | cooliozza | 2024-11-26T21:19:35 | null | 9 | /r/CanadianInvestor/comments/1h0mg0t/is_it_worth_buying_us_stocks_with_cad_being_so/lz51lzj/ | 2 | t3_1h0mg0t | t1_lz51a76 | false | false |
lz521iq | You are only 40 years old, no reason to have bond if you are investing long term. | 6 | midshipbible | 2024-11-26T21:21:48 | null | 6 | /r/CanadianInvestor/comments/1h0krcz/etf_advice_vfv_or_xgro/lz521iq/ | 0 | t3_1h0krcz | t3_1h0krcz | false | false |
lz522s1 | What's wrong? You're going completely off the rails. Why are you regurgitating my comments back at me? I know what they say, I wrote them and I stand by them but they have no relevance to this thread. Please stop, you're litteraly making no sense and making the entire thread less legible for no reason. | 9 | Adorable_Text | 2024-11-26T21:21:59 | null | 8 | /r/CanadianInvestor/comments/1h098w8/daily_discussion_thread_for_november_26_2024/lz522s1/ | 9 | t3_1h098w8 | t1_lz50v3e | false | false |
lz52kad | I have it all in USD because they will charge you a conversion fee everytime you buy/sell so it's not worth it to purchase usd stocks with cad. | 3 | cscrignaro | 2024-11-26T21:24:26 | null | 3 | /r/CanadianInvestor/comments/1h0mg0t/is_it_worth_buying_us_stocks_with_cad_being_so/lz52kad/ | 0 | t3_1h0mg0t | t3_1h0mg0t | false | false |
lz52rr4 | Yes, past performance | 1 | newuserincan | 2024-11-26T21:25:29 | null | -2 | /r/CanadianInvestor/comments/1h0i9v6/what_do_the_vocal_minority_here_think_about_the/lz52rr4/ | 5 | t3_1h0i9v6 | t1_lz4xd62 | false | false |
lz52t95 | >Please stop, you're litteraly making no sense and making the entire thread less legible for no reason.
“Litteraly” your modus operandi. You get it. | 0 | StoichMixture | 2024-11-26T21:25:43 | null | -3 | /r/CanadianInvestor/comments/1h098w8/daily_discussion_thread_for_november_26_2024/lz52t95/ | 1 | t3_1h098w8 | t1_lz522s1 | false | false |
lz53axj | Take your meds, I hope you feel better tomorrow. | 9 | Adorable_Text | 2024-11-26T21:28:16 | null | 9 | /r/CanadianInvestor/comments/1h098w8/daily_discussion_thread_for_november_26_2024/lz53axj/ | 2 | t3_1h098w8 | t1_lz52t95 | false | false |
lz53uhg | Yeah, figured as much when they said “hedging is an inferior strategy on a risk-adjusted basis” | 1 | ChickenMcChickenFace | 2024-11-26T21:31:04 | null | 1 | /r/CanadianInvestor/comments/1h0ilrt/investing_in_gas_prices/lz53uhg/ | 2 | t3_1h0ilrt | t1_lz503xp | false | false |
lz53xoe | Like you said, I remember the discourse was the same back in 2013/2014 when I first started investing after my first job. I remember TD bank reps cautioning me at buying US blue chip mutual funds when I was a newbie, those funds have gone through the roof in the past decade even with the high fees. Back then it was perpetual low growth and low inflation that was the worry, all the gains came from tech stocks and the Mag 7 afterwards. No one was predicting back then that compound rates of return would be 300+% for the S&P in that span, it has set up my portfolio nicely for retirement in 20+ years so far. | 2 | None | 2024-11-26T21:31:32 | null | 2 | /r/CanadianInvestor/comments/1h0mg0t/is_it_worth_buying_us_stocks_with_cad_being_so/lz53xoe/ | 3 | t3_1h0mg0t | t1_lz51lzj | false | false |
lz5486g | See my comment above, nobody has to follow your envisioned perfect portfolio to achieve what you imagine is the appropriate return. If someone is asking for help in investing, your generic superficial statements may be useful, but commenting on every single individual comment about stocks with pedantic vagaries is useless. | 0 | StoichMixture | 2024-11-26T21:33:05 | null | -3 | /r/CanadianInvestor/comments/1h098w8/daily_discussion_thread_for_november_26_2024/lz5486g/ | 3 | t3_1h098w8 | t1_lz53axj | false | false |
lz54jru | You can just stop posting. Take a nap my dude. | 9 | Adorable_Text | 2024-11-26T21:34:47 | null | 8 | /r/CanadianInvestor/comments/1h098w8/daily_discussion_thread_for_november_26_2024/lz54jru/ | 4 | t3_1h098w8 | t1_lz5486g | false | false |
lz54lll | Yup. And as long as you don’t sell during the downturns, you’ll be good.
Imagine retiring 10+ years earlier just because you were smart with investing early. | 0 | cooliozza | 2024-11-26T21:35:03 | null | 0 | /r/CanadianInvestor/comments/1h0mg0t/is_it_worth_buying_us_stocks_with_cad_being_so/lz54lll/ | 4 | t3_1h0mg0t | t1_lz53xoe | false | false |
lz54n7u | So would you suggest something like XEQT instead? | 3 | ConvenientKiwi | 2024-11-26T21:35:18 | null | 3 | /r/CanadianInvestor/comments/1h0krcz/etf_advice_vfv_or_xgro/lz54n7u/ | 1 | t3_1h0krcz | t1_lz521iq | false | false |
lz54s16 | I just want to highlight that investing in DLR-U can cost you currency exchange on distributions. It's a USD holding that pays distributions in CAD, but your broker may convert the distributions to USD if you bought in USD. They will definitely do that if you have your account set up to reinvest distributions. | 5 | thats_handy | 2024-11-26T21:35:59 | null | 4 | /r/CanadianInvestor/comments/1h0dfvu/are_there_any_usd_equivalents_to_cbilcashto_i_can/lz54s16/ | 1 | t3_1h0dfvu | t1_lz3qo8n | false | false |
lz54zr6 | So you're effectively saying "just buy vgro / veqt" over and over and over again in the most obtuse and pedantic way possible? | 0 | StoichMixture | 2024-11-26T21:37:07 | null | -6 | /r/CanadianInvestor/comments/1h098w8/daily_discussion_thread_for_november_26_2024/lz54zr6/ | 5 | t3_1h098w8 | t1_lz54jru | false | false |
lz55cbs | Yup, to me that would be the safest way for growth. | 1 | midshipbible | 2024-11-26T21:38:55 | null | 1 | /r/CanadianInvestor/comments/1h0krcz/etf_advice_vfv_or_xgro/lz55cbs/ | 2 | t3_1h0krcz | t1_lz54n7u | false | false |
lz55j5b | Worth reading: https://canadiancouchpotato.com/2014/03/06/why-currency-hedging-doesnt-work-in-canada/
Stick with VCN and VXC. You have a perfect portfolio already. | 2 | journalctl | 2024-11-26T21:39:55 | null | 2 | /r/CanadianInvestor/comments/1h02k5v/how_to_currency_hedge_a_total_market_index_fund/lz55j5b/ | 0 | t3_1h02k5v | t3_1h02k5v | false | false |
lz55knw | I think he / she means, they will get lesser usd & more exchange fees …. | -2 | Searchingstan | 2024-11-26T21:40:08 | null | -21 | /r/CanadianInvestor/comments/1h0mg0t/is_it_worth_buying_us_stocks_with_cad_being_so/lz55knw/ | 1 | t3_1h0mg0t | t1_lz4wymq | false | false |
lz56cun | why should I buy crypto directly vs buying through an ETF? just curious | 1 | jaevv | 2024-11-26T21:44:11 | null | 1 | /r/CanadianInvestor/comments/1gzgb72/daily_discussion_thread_for_november_25_2024/lz56cun/ | 2 | t3_1gzgb72 | t1_lyy5j41 | false | false |
lz56m0e | Jokes on you, when it corrects down 10% you would have likely still been ahead of you invested when you had the money. Time in the market>timing the market. Remember it's at ATHs most of the time | 2 | waldo8822 | 2024-11-26T21:45:30 | null | 2 | /r/CanadianInvestor/comments/1h0mg0t/is_it_worth_buying_us_stocks_with_cad_being_so/lz56m0e/ | 2 | t3_1h0mg0t | t1_lz51a76 | false | false |
lz56wn6 | The Reddit hivemind does not seem to understand that tariffs are a one-time increase to inflation and, therefore, does not warrant a monetary policy response | 1 | Dangerous_Position79 | 2024-11-26T21:47:01 | null | 1 | /r/CanadianInvestor/comments/1h0bv2y/with_the_25_tariffs_incoming/lz56wn6/ | 1 | t3_1h0bv2y | t1_lz2m4qe | false | false |
lz57kwu | Better to buy today if you think CAD will go down tomorrow. | 14 | rftecbhucse | 2024-11-26T21:50:27 | null | 10 | /r/CanadianInvestor/comments/1h0mg0t/is_it_worth_buying_us_stocks_with_cad_being_so/lz57kwu/ | 0 | t3_1h0mg0t | t3_1h0mg0t | false | false |
lz57py4 | Yeah, I know. It's just so hard psychologically to pull the trigger | 1 | Jamooser | 2024-11-26T21:51:12 | null | 1 | /r/CanadianInvestor/comments/1h0mg0t/is_it_worth_buying_us_stocks_with_cad_being_so/lz57py4/ | 3 | t3_1h0mg0t | t1_lz56m0e | false | false |
lz57th7 | PR does not equal tax residency, PR is a immigration status not a tax status, your advice might end up with OP paying stiff penalties for contributing to accounts that should not be contributing to. | 1 | hopefulfican | 2024-11-26T21:51:42 | null | 1 | /r/CanadianInvestor/comments/1h05loo/how_to_invest_as_a_resident_of_2_countries/lz57th7/ | 1 | t3_1h05loo | t1_lz3n314 | false | false |
lz57una | Why do you need to convert anything ? Every US stock I've purchased was converted automatically by The brokerage. | 1 | I_can_vouch_for_that | 2024-11-26T21:51:52 | null | 0 | /r/CanadianInvestor/comments/1h0mg0t/is_it_worth_buying_us_stocks_with_cad_being_so/lz57una/ | 0 | t3_1h0mg0t | t3_1h0mg0t | false | false |
lz584eh | Why are you so triggered at his comment? 😂
Missed out on 10 years of gains or something? | 10 | cooliozza | 2024-11-26T21:53:18 | null | 8 | /r/CanadianInvestor/comments/1h098w8/daily_discussion_thread_for_november_26_2024/lz584eh/ | 6 | t3_1h098w8 | t1_lz54zr6 | false | false |
lz58lje | Oh man, US has been better since I've been an investor. 100% of my savings are in various US equities or ETFs | 2 | DormsTarkovJanitor | 2024-11-26T21:55:46 | null | 2 | /r/CanadianInvestor/comments/1h0mg0t/is_it_worth_buying_us_stocks_with_cad_being_so/lz58lje/ | 0 | t3_1h0mg0t | t3_1h0mg0t | false | false |
lz58uy1 | Meh. We send a lot of raw resources to the states. Time to start selling our oil and gas to the rest of the world. Too bad we can’t finish our pipelines, because Murica has been buying our oil for half price for the last decade. | 1 | Inspect1234 | 2024-11-26T21:57:08 | null | 0 | /r/CanadianInvestor/comments/1gzzdlo/trump_promises_a_25_tariff_on_products_from/lz58uy1/ | 9 | t3_1gzzdlo | t1_lz1ahay | false | false |
lz5a0w4 | Wait until you need water. | 2 | Inspect1234 | 2024-11-26T22:03:11 | null | 2 | /r/CanadianInvestor/comments/1gzzdlo/trump_promises_a_25_tariff_on_products_from/lz5a0w4/ | 4 | t3_1gzzdlo | t1_lz1u8d2 | false | false |
lz5a8y2 | Perhaps this is the kick in the ass we need to get off of our murican dependency. | 2 | Inspect1234 | 2024-11-26T22:04:22 | null | 2 | /r/CanadianInvestor/comments/1gzzdlo/trump_promises_a_25_tariff_on_products_from/lz5a8y2/ | 4 | t3_1gzzdlo | t1_lz0cfr2 | false | false |
lz5b4lt | Unlikely we see anything close to that, perhaps something for individual sectors like steel | 1 | YourDadHatesYou | 2024-11-26T22:09:05 | null | 1 | /r/CanadianInvestor/comments/1h0bv2y/with_the_25_tariffs_incoming/lz5b4lt/ | 0 | t3_1h0bv2y | t3_1h0bv2y | false | false |
lz5bm6a | No MER
You can do transactions with it
Put it in your wallet
Staking
Trade
Value | 1 | jmad71 | 2024-11-26T22:11:42 | null | 1 | /r/CanadianInvestor/comments/1gzgb72/daily_discussion_thread_for_november_25_2024/lz5bm6a/ | 3 | t3_1gzgb72 | t1_lz56cun | false | false |
lz5bnhz | [A Deep (But Sensible) Dive Into Risks and Returns](https://pwlcapital.com/a-deep-but-sensible-dive-into-risks-and-returns/) | 0 | StoichMixture | 2024-11-26T22:11:54 | null | -1 | /r/CanadianInvestor/comments/1h0ilrt/investing_in_gas_prices/lz5bnhz/ | 1 | t3_1h0ilrt | t1_lz4tgyf | false | false |
lz5bp8o | Why? | 1 | Smart_Ad_9818 | 2024-11-26T22:12:09 | null | 1 | /r/CanadianInvestor/comments/1h0gw4c/what_happened_to_bombardiers_stock_today/lz5bp8o/ | 1 | t3_1h0gw4c | t1_lz4r2bp | false | false |
lz5bvl6 | That’s certainly one method of comparing the returns of an investment with its risk. | 1 | StoichMixture | 2024-11-26T22:13:07 | null | 1 | /r/CanadianInvestor/comments/1h0ilrt/investing_in_gas_prices/lz5bvl6/ | 2 | t3_1h0ilrt | t1_lz503xp | false | false |
lz5c0bh | What do the hedge funds say about it? | -1 | StoichMixture | 2024-11-26T22:13:49 | null | -1 | /r/CanadianInvestor/comments/1h0ilrt/investing_in_gas_prices/lz5c0bh/ | 3 | t3_1h0ilrt | t1_lz53uhg | false | false |
lz5c3t6 | Doesn’t answer my question at all. | 1 | ChickenMcChickenFace | 2024-11-26T22:14:20 | null | 1 | /r/CanadianInvestor/comments/1h0ilrt/investing_in_gas_prices/lz5c3t6/ | 2 | t3_1h0ilrt | t1_lz5bnhz | false | false |
lz5c87h | I struggle to see how this ends less poorly for Canada than the USA.
The CAD is inextricably linked to the USD. It fluctuates unilaterally downstream of what happens in the USA. The majority of Canadian exports go to the USA, while being a much smaller proportion of imports in the USA and the USA has more domestic production. Those exports can't just be diverted overnight.
This would come at a time where the USA and NATO want Canada to increase its defense budget, and Trump wants increased spending at the border. Canada hasn't been meeting its targets even without these added complications, where is that money going to come from? Public services are already stretched thin and healthcare looks like it's on its way to a hybrid / private model.
The Canadian economy is already struggling far more than most developed nations and is arguably at the brink - look at metrics like GDP per capita and employment rates over time, or debt to GDP ratios. The Canadian government has been doubling down on propping up the housing Ponzi scheme as if it was some sort of productive economic workhorse while shortchanging every other sector. High skilled labour has been leaving in droves and the GDP stopgap / backfill of temporary work visas has been slowed.
Real estate is already starting to lose some of its speculative power, and most other industries are drying up, what's going to happen when people stop trading property like pokemon cards?
How can any of this possibly hurt the USA more than Canada? | 2 | qhzpnkchuwiyhibaqhir | 2024-11-26T22:14:59 | null | 2 | /r/CanadianInvestor/comments/1gzzdlo/trump_promises_a_25_tariff_on_products_from/lz5c87h/ | 7 | t3_1gzzdlo | t1_lz0pis6 | false | false |
lz5cc8g | VFV is a single market, and 500 equity companies
XGRO is 80/20 equities/bonds ratio and is globally diversified between US, Canada, Developed and Emerging Markets equities, plus bonds.
Depending on family medical history, or personal health history, you could have another 40+ years of growth to go. | 1 | Dry_Grapefruit05 | 2024-11-26T22:15:36 | null | 1 | /r/CanadianInvestor/comments/1h0krcz/etf_advice_vfv_or_xgro/lz5cc8g/ | 0 | t3_1h0krcz | t3_1h0krcz | false | false |
lz5ce2d | I have a lot of my net worth exposed to the USD via stocks.
But, I'll definitely CAD-hedge some of my future ETF purchases at these levels. | 5 | Several_Cry2501 | 2024-11-26T22:15:52 | null | 5 | /r/CanadianInvestor/comments/1h0mg0t/is_it_worth_buying_us_stocks_with_cad_being_so/lz5ce2d/ | 0 | t3_1h0mg0t | t3_1h0mg0t | false | false |