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reddit-comments-CanadianInvestor

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lz3l7sl

Where are you tax resident? Belgium? Canada? Both? How many days/year do you spend in each country?

BayesianPrior

/r/CanadianInvestor/comments/1h05loo/how_to_invest_as_a_resident_of_2_countries/lz3l7sl/

t3_1h05loo

t3_1h05loo

lz3lcre

I gave you a source that wasnt biased

DOGEWHALE

/r/CanadianInvestor/comments/1h098w8/daily_discussion_thread_for_november_26_2024/lz3lcre/

t3_1h098w8

t1_lz3k7bx

lz3lehk

notice the ??? that is why I am asking...

MakeroftheWine

/r/CanadianInvestor/comments/1h0bv2y/with_the_25_tariffs_incoming/lz3lehk/

t3_1h0bv2y

t1_lz2lerf

lz3ll00

2 sources both different biases yet still not good enough for the old stoich

DOGEWHALE

/r/CanadianInvestor/comments/1h098w8/daily_discussion_thread_for_november_26_2024/lz3ll00/

t3_1h098w8

t1_lz3lcre

lz3m122

Wasnt even trying to prove anythjng either lol was just intersting discussion they had on there that was related And since its the daily discussion thread it seemed relevant This going noowhere though have nice day

DOGEWHALE

/r/CanadianInvestor/comments/1h098w8/daily_discussion_thread_for_november_26_2024/lz3m122/

t3_1h098w8

t1_lz3ll00

lz3m4pf

113 pages…..

NorthernMan5

/r/CanadianInvestor/comments/1h08e3i/td_increasing_margin_requirements_on_thursday/lz3m4pf/

t3_1h08e3i

t3_1h08e3i

lz3mnps

Then maybe we should tax it on the way out. Tax <everything> that Trump excludes from tariffs. I mean, it's not a serious suggestion, nobody wins a tit-for-tat trade war like this. But if they are trying to punish us on goods they think they don't need from us, then why can't we punish them on goods they do absolutely need?

Beefy_of_WPG

/r/CanadianInvestor/comments/1h098w8/daily_discussion_thread_for_november_26_2024/lz3mnps/

t3_1h098w8

t1_lz3kkuo

lz3n314

Let's make it clear. SInce you are a PR, you are eligble for around 7000$ per year on TFSA and 8000 in FHSA(your can check the exact amount in your CRA account). Your WS account will not be deleted if you go back to Belgium. You need to stay in Canada 2 years over the last 5 years to renew your permanent residency. As long as your are a PR there will be no issue with your investment account.

Smart_Ad_9818

/r/CanadianInvestor/comments/1h05loo/how_to_invest_as_a_resident_of_2_countries/lz3n314/

t3_1h05loo

t3_1h05loo

lz3ne00

I don't think Donald Trump even knows who Justin Trudeau is. Or, come to think of it, where Canada is.

bregmatter

/r/CanadianInvestor/comments/1gzzdlo/trump_promises_a_25_tariff_on_products_from/lz3ne00/

t3_1gzzdlo

t1_lz185z7

lz3nqsb

Bombardier taking a beating today from tariff announcement .

Larkalis

/r/CanadianInvestor/comments/1h098w8/daily_discussion_thread_for_november_26_2024/lz3nqsb/

t3_1h098w8

t3_1h098w8

lz3ocqb

We’ve been over this - they have no credentials.

StoichMixture

/r/CanadianInvestor/comments/1h098w8/daily_discussion_thread_for_november_26_2024/lz3ocqb/

t3_1h098w8

t1_lz3lcre

lz3of6o

Well since I have worked only in Belgium in 2023 and only spent 60 ish days visiting Canada, I paid my taxes in Belgium. For 2024, I’ve been working in Belgium up until I moved back to Canada beginning of this month and not working yet. So I think for both years, it makes sense to say I am a tax resident in Belgium then? For 2025 I don’t know what will happen yet. I will try and find a job here, because I need to make sure I am here 2 years out of 5 to be able to renew my PR. But if an interesting work opportunity pops up in Belgium, that could end up happening too.

Mafia-007

/r/CanadianInvestor/comments/1h05loo/how_to_invest_as_a_resident_of_2_countries/lz3of6o/

t3_1h05loo

t1_lz3l7sl

lz3ohx6

Crypto doesn’t produce a risk-adjusted return.

StoichMixture

/r/CanadianInvestor/comments/1h098w8/daily_discussion_thread_for_november_26_2024/lz3ohx6/

t3_1h098w8

t1_lz3m122

lz3p7or

Who doesnt?

DOGEWHALE

/r/CanadianInvestor/comments/1h098w8/daily_discussion_thread_for_november_26_2024/lz3p7or/

t3_1h098w8

t1_lz3ocqb

lz3pgjr

Your *only* source. Keep up.

StoichMixture

/r/CanadianInvestor/comments/1h098w8/daily_discussion_thread_for_november_26_2024/lz3pgjr/

t3_1h098w8

t1_lz3p7or

lz3pj43

When I called the CRA, they said for the TFSA it depends on whether I am a tax resident or not. To decide if I am or not, they wanted me to fill out a bunch of forms, which will likely take them forever to get back to me with the outcome of that. I tried filling out those forms, but they all asked when I was going back to Belgium. But I have no idea how 2025 will play out so I can’t answer those questions… Either way, I was not a tax resident for 2023 and 2024, so I’m guessing that means I should not have added to a TFSA account?

Mafia-007

/r/CanadianInvestor/comments/1h05loo/how_to_invest_as_a_resident_of_2_countries/lz3pj43/

t3_1h05loo

t1_lz3n314

lz3pmyh

I found this LinkedIn post by Prof. Jason Miller (MSU) posted at LinkedIn: [https://www.linkedin.com/posts/jason-miller-32110325\_supplychain-supplychainmanagement-shipsandshipping-activity-7266989665390387200-k3wo/](https://www.linkedin.com/posts/jason-miller-32110325_supplychain-supplychainmanagement-shipsandshipping-activity-7266989665390387200-k3wo/) He's broken down the product categories for goods imported by the US from Mexico and Canada (based on 2023 imports). $109.2 billion attributed to automobile and light duty motor vehicle manufacturing. **This is just one category attributed to auto**. The dealers will need to jack up their prices after paying the tariffs leading to a fall in demand. The way things stand here's how I'm seeing it: 1. Millions of "illegals" will be mass deported. Low cost manufacturing labor will be out. 2. Importers will be paying 25% on Mexican and Canadian imports with no guarantees on sales of those products. 3. Inflation will rise, Americans will lose jobs. 4. Elon and Vivek will soon be firing approximately 1.70 million federal employees (70%, as per their claim but don't quote me on this exact number). These people will then need to compete with the private sector unemployed people for jobs that'd pay peanuts. Also, they can't unionize. All in all, this is a disaster about to happen effective Jan 2025.

brown43202

/r/CanadianInvestor/comments/1h0bv2y/with_the_25_tariffs_incoming/lz3pmyh/

t3_1h0bv2y

t3_1h0bv2y

lz3pypm

I don't know. Sorry.

HazardousHighStakes

/r/CanadianInvestor/comments/1h0gw4c/what_happened_to_bombardiers_stock_today/lz3pypm/

t3_1h0gw4c

t3_1h0gw4c

lz3q63n

Keep up? With what ? Your the only one saying they dont have creds Did you even look? Took me 2 seconds on my cellphone Here are the credentials for the 2 hosts of the canadian investor https://ca.linkedin.com/in/braden-dennis-881a88b0 https://ca.investing.com/members/contributors/248931244

DOGEWHALE

/r/CanadianInvestor/comments/1h098w8/daily_discussion_thread_for_november_26_2024/lz3q63n/

t3_1h098w8

t1_lz3pgjr

lz3qo8n

You can use DLR for this. [https://www.globalx.ca/product/dlr](https://www.globalx.ca/product/dlr) Most people use DLR and DLR-U for Norberts Gambit, but you could also hold this ETF for longer periods too. DLR is just a CAD-listed wrapper around UBIL + UCSH, and when those underlying ETFs pay distributions, so does DLR in CAD.

AugustusAugustine

/r/CanadianInvestor/comments/1h0dfvu/are_there_any_usd_equivalents_to_cbilcashto_i_can/lz3qo8n/

t3_1h0dfvu

t3_1h0dfvu

lz3qodo

Proposed tariffs of 25% by the future Trump administration is the likely reason.

Fearless_Scratch7905

/r/CanadianInvestor/comments/1h0gw4c/what_happened_to_bombardiers_stock_today/lz3qodo/

t3_1h0gw4c

t3_1h0gw4c

lz3quie

Trudeau

rzz933

/r/CanadianInvestor/comments/1h0gw4c/what_happened_to_bombardiers_stock_today/lz3quie/

t3_1h0gw4c

t3_1h0gw4c

lz3qwze

Read the Project 2025 plan. The primary author has been picked as part of Trump's cabinet. They are going to replace ALL positions of power in the government, military, and courts with Trump loyalists. They can then revoke term limits and any other laws preventing Trump from remaining in office and there will be no legal recourse to prevent it from happening. If they are successful, the next election will be a total sham and Trump will win 120% of the vote. Last time, they didn't have a plan and also didn't control all 3 branches of the government.

ILKLU

/r/CanadianInvestor/comments/1gzzdlo/trump_promises_a_25_tariff_on_products_from/lz3qwze/

t3_1gzzdlo

t1_lz0rex6

lz3qxmv

The keep up is hilarious buddy i have better things to do

DOGEWHALE

/r/CanadianInvestor/comments/1h098w8/daily_discussion_thread_for_november_26_2024/lz3qxmv/

t3_1h098w8

t1_lz3q63n

lz3rhie

Why won't my CASH.TO limit order set to the bid price ever fill when I see thousands of shares moving at that price every couple minutes?

DengarRoth

/r/CanadianInvestor/comments/1h098w8/daily_discussion_thread_for_november_26_2024/lz3rhie/

t3_1h098w8

t3_1h098w8

lz3sfv6

Maga loves Putin.

CaptainMarder

/r/CanadianInvestor/comments/1gzzdlo/trump_promises_a_25_tariff_on_products_from/lz3sfv6/

t3_1gzzdlo

t1_lz0kzhj

lz3sm4g

Why so much tantrums ? The guy is a negotiator and only wants us to protect our borders. Yes he's forcing our hand but he's helping us more than anything here. It's an investment subreddit, I'd expect a post brainstorming on how to capitalize on this and not the other way around ...

xav1353

/r/CanadianInvestor/comments/1gzzdlo/trump_promises_a_25_tariff_on_products_from/lz3sm4g/

t3_1gzzdlo

t3_1gzzdlo

lz3t29l

It's still not very nice though. Banks that want to hold on to their customers should do the bare minimum to communicate issues of relevance.

ether_reddit

/r/CanadianInvestor/comments/1h08e3i/td_increasing_margin_requirements_on_thursday/lz3t29l/

t3_1h08e3i

t1_lz2jd4v

lz3towx

What are you buying? I normally just do market

Comt-Slow

/r/CanadianInvestor/comments/1h098w8/daily_discussion_thread_for_november_26_2024/lz3towx/

t3_1h098w8

t1_lz3rhie

lz3toxe

You spelt Trump wrong

OneTotal466

/r/CanadianInvestor/comments/1h0gw4c/what_happened_to_bombardiers_stock_today/lz3toxe/

t3_1h0gw4c

t1_lz3quie

lz3tr21

Don’t worry. People in Alberta LOVE Trump. They support the 25% tariff on oil and gas.

sandwichstealer

/r/CanadianInvestor/comments/1gzzdlo/trump_promises_a_25_tariff_on_products_from/lz3tr21/

t3_1gzzdlo

t1_lz0nw6f

lz3tywj

Specifically, what about their “credentials” lends any credibility to your argument?

StoichMixture

/r/CanadianInvestor/comments/1h098w8/daily_discussion_thread_for_november_26_2024/lz3tywj/

t3_1h098w8

t1_lz3q63n

lz3u37q

I just set my limit price at 50.12 which I see a lot of volume selling at that price. My order just never seems to fill. Maybe there are just a lot of competing bids at that price?

DengarRoth

/r/CanadianInvestor/comments/1h098w8/daily_discussion_thread_for_november_26_2024/lz3u37q/

t3_1h098w8

t1_lz3towx

lz3u5fm

Didn't get a sterling review in G&M today. Some analyst cut price by $8. Maybe a factor

hectop20

/r/CanadianInvestor/comments/1h0gw4c/what_happened_to_bombardiers_stock_today/lz3u5fm/

t3_1h0gw4c

t3_1h0gw4c

lz3ugmb

That's odd, I just sold at 50.12 this morning.

Comt-Slow

/r/CanadianInvestor/comments/1h098w8/daily_discussion_thread_for_november_26_2024/lz3ugmb/

t3_1h098w8

t1_lz3u37q

lz3vm8m

He’s too dumb to know

JT9960

/r/CanadianInvestor/comments/1gzzdlo/trump_promises_a_25_tariff_on_products_from/lz3vm8m/

t3_1gzzdlo

t1_lz02cz4

lz3vmwq

25% higher prices in the US. Conversely the Rec Vehicle Retailers near the US border will see sales increased as US consumers will buy in Canada. Prices will be 25% lower not including the savings on the dollar. Hmmmm maybe Trump rethinks things! 7 weeks till he gets control.

dojo2020

/r/CanadianInvestor/comments/1h0gw4c/what_happened_to_bombardiers_stock_today/lz3vmwq/

t3_1h0gw4c

t3_1h0gw4c

lz3vook

Anyone add to their pot?

hickupper

/r/CanadianInvestor/comments/1h0gw4c/what_happened_to_bombardiers_stock_today/lz3vook/

t3_1h0gw4c

t3_1h0gw4c

lz3w8wv

What do you invest in?!? Edit: If you invested in LFG, I get why you keep repeating "Bloodbath" on this sub... Man, just go 90% on an index and gamble the rest if it makes you happy.

Ghune

/r/CanadianInvestor/comments/1h098w8/daily_discussion_thread_for_november_26_2024/lz3w8wv/

t3_1h098w8

t1_lz3jrhf

lz3weop

I've been on Reddit for several years. For the first time ever, I blocked a user - stoichmixture. Feels good

noobstockinvestor

/r/CanadianInvestor/comments/1h098w8/daily_discussion_thread_for_november_26_2024/lz3weop/

t3_1h098w8

t3_1h098w8

lz3xfv9

I was replying to you "We’ve been over this - they have no credentials"

DOGEWHALE

/r/CanadianInvestor/comments/1h098w8/daily_discussion_thread_for_november_26_2024/lz3xfv9/

t3_1h098w8

t1_lz3tywj

lz3xpgo

Why? He is right and you guys just don’t like it lol

TheIguanasAreComing

/r/CanadianInvestor/comments/1h098w8/daily_discussion_thread_for_november_26_2024/lz3xpgo/

t3_1h098w8

t1_lz3weop

lz3xpm9

Its just a podcast lol wasnt meant to be a spearhead for an arguement like you make it out to be

DOGEWHALE

/r/CanadianInvestor/comments/1h098w8/daily_discussion_thread_for_november_26_2024/lz3xpm9/

t3_1h098w8

t1_lz3xfv9

lz3yfoe

My humble guess would be US imposing tariff would translate into inflation. And inflation means higher Fed rate so higher interest on loans. REITs are very sensible to rates. Double whammy: - Their cost increase with interest rate being higher. - People can invest at no risk at a higher interest rate so they then ask a higher distribution from REITs

le_bib

/r/CanadianInvestor/comments/1h098w8/daily_discussion_thread_for_november_26_2024/lz3yfoe/

t3_1h098w8

t1_lz39494

lz3z54y

But US imposing tariff on Canada is inflationary for them and deflationary for US. It increases supply for us and vice versa.

CreaterOfWheel

/r/CanadianInvestor/comments/1h098w8/daily_discussion_thread_for_november_26_2024/lz3z54y/

t3_1h098w8

t1_lz3yfoe

lz3zknr

When US sneezes, Canada gets a cold.

le_bib

/r/CanadianInvestor/comments/1h098w8/daily_discussion_thread_for_november_26_2024/lz3zknr/

t3_1h098w8

t1_lz3z54y

lz3zzl5

why is your FHSA "managed"? move it to Wealthsimple or Questrade and take full advantage of it as an investment with that said, there is risk right now that the markets are seeing ATH

RockleeEV

/r/CanadianInvestor/comments/1gywx6y/best_1year_investment_portfolio/lz3zzl5/

t3_1gywx6y

t3_1gywx6y

lz40r5e

Yeah. If you post an opinion in an investment forum, you gotta be ready to back it up when challenged. Starting by why you see something that markets don’t. Bouncing ideas and looking at both sides of the coin is important. And should be welcomed, ego is an enemy in investing.

le_bib

/r/CanadianInvestor/comments/1h098w8/daily_discussion_thread_for_november_26_2024/lz40r5e/

t3_1h098w8

t1_lz3xpgo

lz41d15

I don’t like to sell at a loss but this year I’ve sold AQN and some weedstocks for a big loss but in doing so added VFV to my portfolio. Since then I’m up 15% and growing! lol. Sometimes ya just got to realize the loss and go with something else instead.

investornewb

/r/CanadianInvestor/comments/1h098w8/daily_discussion_thread_for_november_26_2024/lz41d15/

t3_1h098w8

t3_1h098w8

lz41fap

There are 500K shares currently on the bid at $50.12 Volume so far today is 287K, which includes many transactions at $50.125 and $50.13. If you go for $50.13 it’ll go thru

le_bib

/r/CanadianInvestor/comments/1h098w8/daily_discussion_thread_for_november_26_2024/lz41fap/

t3_1h098w8

t1_lz3u37q

lz41niq

> they have no credentials Right.

StoichMixture

/r/CanadianInvestor/comments/1h098w8/daily_discussion_thread_for_november_26_2024/lz41niq/

t3_1h098w8

t1_lz3xfv9

lz42caa

People are not recommending you invest in a globally diversified portfolio of index ETFs because the average investor cannot beat it's performance. Though, this is also true given a long enough timeline.  It's recommended because knowledge asymmetry is so stacked against the average retail investor that by the time they learn of an opportunity for a price premium, it's already been bought up or arbitrage into nothingness. It's easier to assume you are a know-nothing investor than to assume you have some special knowledge the market does not. The risk in assuming less diversified equity positions is that they are not adequately compensated for. You may be able to catch lightning in a bottle, sometimes even a few years in a row. But this indicates that an investor is lucky, not *good*.

AfterC

/r/CanadianInvestor/comments/1h0i9v6/what_do_the_vocal_minority_here_think_about_the/lz42caa/

t3_1h0i9v6

t3_1h0i9v6

lz443bp

Exactly. And an investor's life is 40 to 60 years, so even if you are lucky for 20, you still have a long way to go. It's only at the end of the journey that you will know if you have beaten the market. Which is not very likely. So all the people think they're geniuses for having investing in the large cap US tech in the past 15 years still have to be lucky for decades to come.

givemeyourbiscuitplz

/r/CanadianInvestor/comments/1h0i9v6/what_do_the_vocal_minority_here_think_about_the/lz443bp/

t3_1h0i9v6

t1_lz42caa

lz44hid

> Since then I’m up 15% and growing! lol. Why did you go with VFV, specifically? Sell low, buy high - It sounds like you’re still chasing performance.

StoichMixture

/r/CanadianInvestor/comments/1h098w8/daily_discussion_thread_for_november_26_2024/lz44hid/

t3_1h098w8

t1_lz41d15

lz451pd

It's not that what he says is wrong or bad. The problem is his style simply does not work well in this kind of social media format (continually asking questions and not getting to the point. That forces a back-and-forth instead of just saying what you mean and annoys people), and his tone can be quite patronizing.

ptwonline

/r/CanadianInvestor/comments/1h098w8/daily_discussion_thread_for_november_26_2024/lz451pd/

t3_1h098w8

t1_lz3xpgo

lz45a8t

suncor

sillywalkr

/r/CanadianInvestor/comments/1h0ilrt/investing_in_gas_prices/lz45a8t/

t3_1h0ilrt

t3_1h0ilrt

lz45byu

And in a year don’t forget that Trudeau will fail to stand up to him.

ahauntedsong

/r/CanadianInvestor/comments/1gzzdlo/trump_promises_a_25_tariff_on_products_from/lz45byu/

t3_1gzzdlo

t3_1gzzdlo

lz45zsa

Do you even know what a negotiation is??

klumzy83

/r/CanadianInvestor/comments/1gzzdlo/trump_promises_a_25_tariff_on_products_from/lz45zsa/

t3_1gzzdlo

t3_1gzzdlo

lz462mv

With a quick Google search, I found a couple energy ETF : XEG, ZEO, HXE. I doubt you will find an ETF strictly related to fuel, but if you find one, make sure it is liquid enough.

casquerouge

/r/CanadianInvestor/comments/1h0ilrt/investing_in_gas_prices/lz462mv/

t3_1h0ilrt

t3_1h0ilrt

lz462r7

Most investors not being able to beat the market is a mathematical certainty. But that doesn’t mean that a world market portfolio is always most appropriate. For example the ETFs listed include some home country bias. A person also wouldn’t typically choose their asset allocation based on market weights. And I do think that a lot of index funds aren’t as diversified as we might commonly think - sure VEQT may have an underlying portfolio of 13,000+ stocks, but how many are held in appreciable weights? The top six holdings make up ~12.5% and are four American tech companies and two Canadian banks. That’s not to say that I think any of the “all-in-one” funds are a bad idea. I think they’re great products for a lot of people. But I do think it’s potentially reasonable to take it a step further and add some kind of portfolio tilts to increase diversification in a sensible way. It would require someone to commit to the strategy and allocations though, even when some parts of a portfolio could underperform for years. I’m not convinced that factors will lead to outperformance in the long run. But I do think they’re a reasonable way to add diversification to a portfolio.

AnachronisticCat

/r/CanadianInvestor/comments/1h0i9v6/what_do_the_vocal_minority_here_think_about_the/lz462r7/

t3_1h0i9v6

t3_1h0i9v6

lz46jfc

You mad about it?

rzz933

/r/CanadianInvestor/comments/1h0gw4c/what_happened_to_bombardiers_stock_today/lz46jfc/

t3_1h0gw4c

t1_lz3toxe

lz46lik

Right about what? Anyone can make superficial observations about the market pricing every option in and pointing to academic analysis of risk adjusted returns. We don't come here for bogglehead discussions, this is a place for all Canadian investment discussions.

Adorable_Text

/r/CanadianInvestor/comments/1h098w8/daily_discussion_thread_for_november_26_2024/lz46lik/

t3_1h098w8

t1_lz3xpgo

lz46spa

This, plus if one can't appreciate an alternate point of view and resorts to keep taking your comments out of context to try and twist things to make you look like you don't know what you're talking about without proving anything is just annoying. There are a few posters in this group who seem to do a lot of reading/YT viewing but don't seem to have critical thinking to analyse and realize that a lot of these people make a living by getting you to read/view their content and they don't need to be correct, they just need to get you hooked. This is bad because there is a lot of misinformed opinion as well as out right lies out there. People often point to studies by academics who probably have never made a trade in their life.

IMWTK1

/r/CanadianInvestor/comments/1h098w8/daily_discussion_thread_for_november_26_2024/lz46spa/

t3_1h098w8

t1_lz451pd

lz46xls

> I'm only doing this to offset the cost of gas at the pump Pursue a total risk-adjusted return. [r/PersonalFinanceCanada Wiki](https://www.reddit.com/r/PersonalFinanceCanada/wiki/index?utm_source=share&utm_medium=ios_app&utm_name=ioscss&utm_content=1&utm_term=1)

StoichMixture

/r/CanadianInvestor/comments/1h0ilrt/investing_in_gas_prices/lz46xls/

t3_1h0ilrt

t3_1h0ilrt

lz473o8

I like IBIT and QQQ. Some volatility keeps it interesting.

cosmologicalpolytope

/r/CanadianInvestor/comments/1h0i9v6/what_do_the_vocal_minority_here_think_about_the/lz473o8/

t3_1h0i9v6

t3_1h0i9v6

lz478l1

The only time I feel like I might know about something earlier than the market is when it comes to my industry. But given my income comes from my industry, do I really want to compound the risk of losing my job with a heavily weighted portfolio to my industry?

spaceporter

/r/CanadianInvestor/comments/1h0i9v6/what_do_the_vocal_minority_here_think_about_the/lz478l1/

t3_1h0i9v6

t1_lz42caa

lz48ecp

Is UBIL a better option than CASH.to? The yield is higher but I can't see any other meaningful differences. Why would someone choose the latter over the former?

None

/r/CanadianInvestor/comments/1h098w8/daily_discussion_thread_for_november_26_2024/lz48ecp/

t3_1h098w8

t3_1h098w8

lz48t1k

Another low value, judgemental post. Why not contribute something useful instead?

Adorable_Text

/r/CanadianInvestor/comments/1h098w8/daily_discussion_thread_for_november_26_2024/lz48t1k/

t3_1h098w8

t1_lz44hid

lz4926e

Not sure how that’s relevant for investing. Market is fine today, big scary orange man isn’t so bad right now

Bark__Vader

/r/CanadianInvestor/comments/1gzzdlo/trump_promises_a_25_tariff_on_products_from/lz4926e/

t3_1gzzdlo

t1_lz0nja9

lz498qa

> Why is the cash.to yield so low compared to sgov? CASH invests in high interest deposit accounts with Canadian banks. UBIL generates interest income through exposure to US T-bills with <3 months till maturity.

StoichMixture

/r/CanadianInvestor/comments/1h098w8/daily_discussion_thread_for_november_26_2024/lz498qa/

t3_1h098w8

t1_lz48ecp

lz49g14

>You, being a bully via snarky low effort replies to, what I consider appropriate and interesting questions, undoubtedly drive away new and existing members to this community.

StoichMixture

/r/CanadianInvestor/comments/1h098w8/daily_discussion_thread_for_november_26_2024/lz49g14/

t3_1h098w8

t1_lz48t1k

lz49kif

To max out returns I'd probably go with something like VFV for 70% and then have 30% in Canadian Dividend Growth stocks instead of XEQT. I just don't like the international portion of the all in one ETFs. Keep in mind that the best companies in the world are in the US and those companies get 35% of their revenue internationally. For Canada I think the market is small enough that it is possible to 'beat the market' by buying the oligopolies. Something like 2 pipelines, 2 railroads, 2 grocery stores, 2 banks, 2 insurance companies, 2 utilities and then some other stocks would probably do well and is similar to what I own. There is going to be some research needed for this. This is not exactly what I'm doing as I own large cap US tech stocks and a higher allocation in Canada. I'm slowly moving in that direction though as all new money is going to US index funds.

Trainwreck_79

/r/CanadianInvestor/comments/1h0i9v6/what_do_the_vocal_minority_here_think_about_the/lz49kif/

t3_1h0i9v6

t3_1h0i9v6

lz49snl

Yes, that is my opinion of you that you are quoting. You should at least attribute the quote to me if you're going to steal it.

Adorable_Text

/r/CanadianInvestor/comments/1h098w8/daily_discussion_thread_for_november_26_2024/lz49snl/

t3_1h098w8

t1_lz49g14

lz49y1n

> I would argue that your "contributions" to this subreddit persistently and significantly discourage people from participating.

StoichMixture

/r/CanadianInvestor/comments/1h098w8/daily_discussion_thread_for_november_26_2024/lz49y1n/

t3_1h098w8

t1_lz49snl

lz4aph1

I exited all REIT positions in the great summer runup and made some good profits. Getting back into REI today based on the dump - probably the highest quality name in the sector and trading in the 10 P/FFO range (compared to the apartment REIT's that are more expensive than Google). 5.8% distribution with a 55-65% payout ratio that is slowly growing. Will sell again if we get that run up to $21 or so again.

Mephisto6090

/r/CanadianInvestor/comments/1h098w8/daily_discussion_thread_for_november_26_2024/lz4aph1/

t3_1h098w8

t3_1h098w8

lz4arlf

Yes, I said that about you as well. Evidence can be found in your reply to OP.

Adorable_Text

/r/CanadianInvestor/comments/1h098w8/daily_discussion_thread_for_november_26_2024/lz4arlf/

t3_1h098w8

t1_lz49y1n

lz4aw94

> I'm not advocating that you never post, I'm advocating that you post in a respectful and good faith manner.

StoichMixture

/r/CanadianInvestor/comments/1h098w8/daily_discussion_thread_for_november_26_2024/lz4aw94/

t3_1h098w8

t1_lz4arlf

lz4b9xz

Yea, exactly. Please do that moving forward.

Adorable_Text

/r/CanadianInvestor/comments/1h098w8/daily_discussion_thread_for_november_26_2024/lz4b9xz/

t3_1h098w8

t1_lz4aw94

lz4bip7

If the US system is good at one thing, it’s limiting what can actually be done. Trump can say whatever he wants, but I doubt he can affect term limits. Now he might use his son as a proxy. But being honest he is a wildly unhealthy 80 year old man. He might not make it through his own term.

Loud-Tough3003

/r/CanadianInvestor/comments/1gzzdlo/trump_promises_a_25_tariff_on_products_from/lz4bip7/

t3_1gzzdlo

t1_lz3kj9p

lz4byu3

Simple.. I picked up VFV because I wanted to reduce CDN losers and add more overall weighting to the S&P I actually grabbed this on a decent pullback around $128 and today it’s ripping past $150 Tell me again how even this move was a mistake stoich? Lol.

investornewb

/r/CanadianInvestor/comments/1h098w8/daily_discussion_thread_for_november_26_2024/lz4byu3/

t3_1h098w8

t1_lz44hid

lz4cc8z

I think it's the best strategy for long-term growth for those who just want to set up an automatic savings plan and dump their money in every month. It sops being the optimal strategy after a certain age, or if you lose your job, or as your portfolio value makes your income insignificant.

Stavkot23

/r/CanadianInvestor/comments/1h0i9v6/what_do_the_vocal_minority_here_think_about_the/lz4cc8z/

t3_1h0i9v6

t3_1h0i9v6

lz4cloh

> You are the bully, encountering some resistance is not harassment.

StoichMixture

/r/CanadianInvestor/comments/1h098w8/daily_discussion_thread_for_november_26_2024/lz4cloh/

t3_1h098w8

t1_lz4b9xz

lz4cxqf

Why are you wasting space and time openly quoting me back to me?

Adorable_Text

/r/CanadianInvestor/comments/1h098w8/daily_discussion_thread_for_november_26_2024/lz4cxqf/

t3_1h098w8

t1_lz4cloh

lz4e9ja

>Simple.. I picked up VFV because I wanted to reduce CDN losers and add more overall weighting to the S&P But you only added more weight to the 500 largest companies in the US, versus a global market fund (or even total US fund). >I actually grabbed this on a decent pullback around $128 and today it’s ripping past $150 This was more luck than skill. You had no reason to believe VFV would rise 15% within 3 months. If you’re switching to broad market funds, you really shouldn’t care about pricing or where it’s going in the short term. >Tell me again how even this move was a mistake stoich? Lol. When valuations are high, expected returns are low.  US return dominance is not permanent. [Which Country Will Outperform? Here's Why It Shouldn't Matter](https://www.saltmarshcpa.com/cpa-news/blog/which_country_will_outperform__here_s_why_it_shouldn_t_matte.asp)

StoichMixture

/r/CanadianInvestor/comments/1h098w8/daily_discussion_thread_for_november_26_2024/lz4e9ja/

t3_1h098w8

t1_lz4byu3

lz4fajh

>Right about what? Anyone can make superficial observations about ~~the market pricing every option in~~ **crypto** and pointing to ~~academic analysis~~ **crypto blogs** of risk adjusted returns.

StoichMixture

/r/CanadianInvestor/comments/1h098w8/daily_discussion_thread_for_november_26_2024/lz4fajh/

t3_1h098w8

t1_lz4cxqf

lz4frje

World market won’t outperform VFV for long run, this is sure thing

newuserincan

/r/CanadianInvestor/comments/1h0i9v6/what_do_the_vocal_minority_here_think_about_the/lz4frje/

t3_1h0i9v6

t1_lz462r7

lz4fty4

You do realize they literally tell you that they will not provide notice when changing loan to value when opening a margin account . Why would you expect to receive a notice when they specifically indicated that they will not provide one. Even the link provided by OP, the second sentence of the document says "The following loan values are subject to change at any time, without notice".

1GutsnGlory1

/r/CanadianInvestor/comments/1h08e3i/td_increasing_margin_requirements_on_thursday/lz4fty4/

t3_1h08e3i

t1_lz3t29l

lz4g9m3

You think we’re all idiots around here eh and just stumbling around in the dark getting “lucky” when we actually make a smart move or two? Take a look at VFV and take note of the large pullback that happened in AUG and how quickly it bounced back. 100% I got lucky yes .. of course it could have continued to drop but why would it? What fundamentally changed recently that would cause an S&P crash out of nowhere all of a sudden.

investornewb

/r/CanadianInvestor/comments/1h098w8/daily_discussion_thread_for_november_26_2024/lz4g9m3/

t3_1h098w8

t1_lz4e9ja

lz4gjq9

TDDI, Wealth simple and IBKR.

TheOneWithThePorn12

/r/CanadianInvestor/comments/1gzsyb2/what_platformbrokerage_do_you_currently_use/lz4gjq9/

t3_1gzsyb2

t3_1gzsyb2

lz4h4r6

>You think we’re all idiots around here eh and just stumbling around in the dark getting “lucky” when we actually make a **smart move** or two? So was it a “smart move” or luck: > **100% I got lucky yes** .. >of course it could have continued to drop but why would it? What fundamentally changed recently that would cause an S&P crash out of nowhere all of a sudden. Familiarize yourself with *market risk*. That is, risk that *can’t* be diversified away: [A Deep (But Sensible) Dive Into Risks and Returns](https://pwlcapital.com/a-deep-but-sensible-dive-into-risks-and-returns/) >Take a look at VFV and take note of the large pullback that happened in AUG and how quickly it bounced back. That happens literally *all the time*.

StoichMixture

/r/CanadianInvestor/comments/1h098w8/daily_discussion_thread_for_november_26_2024/lz4h4r6/

t3_1h098w8

t1_lz4g9m3

lz4hdbc

I hold 5% of my portolio in crypto (80% in bitcoin) and posted objective data that supports my decision. I have no idea what you're going on about now.

Adorable_Text

/r/CanadianInvestor/comments/1h098w8/daily_discussion_thread_for_november_26_2024/lz4hdbc/

t3_1h098w8

t1_lz4fajh

lz4hz66

https://www.businessinsider.com/recession-outlook-economy-inflation-trump-tariffs-hard-landing-steve-hanke-2024-11 I'm curious about what others with more knowledge than me think of this. I know: recessions can't always be predicted, don't try to time the market. But still, I'm curious how true this is.

littlest_homo

/r/CanadianInvestor/comments/1h098w8/daily_discussion_thread_for_november_26_2024/lz4hz66/

t3_1h098w8

t3_1h098w8

lz4j3tw

I don’t believe this is correct. It is where resident for tax purposes.

Separate-Analysis194

/r/CanadianInvestor/comments/1h05loo/how_to_invest_as_a_resident_of_2_countries/lz4j3tw/

t3_1h05loo

t1_lz3n314

lz4jqf2

To me, the OP’s question is a strange one. The “majority’s preference” for globally diversified ETFs like the all-in-one portfolios mentioned is evidence-based. Essentially, investing in these types of ETFs has a large probability of outperforming every other investment strategy. The strange part is, why would one care what others who don’t use an evidence-based investment strategy think about that? By definition their investment decisions are irrational. Bring on the angry responses. 😅

HawkorDove

/r/CanadianInvestor/comments/1h0i9v6/what_do_the_vocal_minority_here_think_about_the/lz4jqf2/

t3_1h0i9v6

t3_1h0i9v6

lz4kv7r

If enough people believe that the S&P 500 will outperform, prices will be driven up, and it will have to underperform going forwards. Maybe it will outperform. Maybe it won’t. I don’t believe it’s a free lunch.

AnachronisticCat

/r/CanadianInvestor/comments/1h0i9v6/what_do_the_vocal_minority_here_think_about_the/lz4kv7r/

t3_1h0i9v6

t1_lz4frje

lz4kvd1

You based your decision on bad data promoted by crypto blogs: >We don't come here for ~~bogglehead~~ **crypto** discussions, this is a place for all Canadian investment discussions.

StoichMixture

/r/CanadianInvestor/comments/1h098w8/daily_discussion_thread_for_november_26_2024/lz4kvd1/

t3_1h098w8

t1_lz4hdbc

lz4ldsl

Irrelevant comment. If OP wants hedge his gas costs with a gas ETF or whatever (regardless of how logical it actually is) at least send them a link related to hedging.

ChickenMcChickenFace

/r/CanadianInvestor/comments/1h0ilrt/investing_in_gas_prices/lz4ldsl/

t3_1h0ilrt

t1_lz46xls

lz4lf4n

grow up

OneTotal466

/r/CanadianInvestor/comments/1h0gw4c/what_happened_to_bombardiers_stock_today/lz4lf4n/

t3_1h0gw4c

t1_lz46jfc

lz4lm0n

Canadians can invest in crypto, no?

Adorable_Text

/r/CanadianInvestor/comments/1h098w8/daily_discussion_thread_for_november_26_2024/lz4lm0n/

t3_1h098w8

t1_lz4kvd1

lz4lq6l

Best way to offset increasing costs is to earn a risk-adjusted return. That’s about as relevant as it gets.

StoichMixture

/r/CanadianInvestor/comments/1h0ilrt/investing_in_gas_prices/lz4lq6l/

t3_1h0ilrt

t1_lz4ldsl