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user: my parents abandoned my brother and i'm taking care of him, do i go to court for child support? so in may of this year my brother (11yo) came to live with me because my mother wasn't consistently feeding him, was having her abusive boyfriend over, and was not taking him to school. cps was going to take my mother to court so he came to live with me. a while before that his father (my stepdad) left to go live on his own. since may i have been feeding my brother, taking him to school, and he lives solely with me. my mother also collects money to take care of my brother which she will not give me. my step father has repeatedly refused to give me any money to help take care of him. i feel like i should file for child support, but i don't think i can afford the legal costs. my mother and my brother's father have no interest in taking care of him, so i do not believe they would fight me for custody, but they would fight me for child support as they do not want to pay any money to take care of their kid. bot: i had a very similar situation with my sister in law, there was an agency that represented the child (and just the child) for free and helped immensely in getting everything sorted out. legal advocates for children and youth https://www.lawfoundation.org/ if you can find something similar around you, the lawyers were top notch, donating their time from big firms.

user: my parents abandoned my brother and i'm taking care of him, do i go to court for child support? so in may of this year my brother (11yo) came to live with me because my mother wasn't consistently feeding him, was having her abusive boyfriend over, and was not taking him to school. cps was going to take my mother to court so he came to live with me. a while before that his father (my stepdad) left to go live on his own. since may i have been feeding my brother, taking him to school, and he lives solely with me. my mother also collects money to take care of my brother which she will not give me. my step father has repeatedly refused to give me any money to help take care of him. i feel like i should file for child support, but i don't think i can afford the legal costs. my mother and my brother's father have no interest in taking care of him, so i do not believe they would fight me for custody, but they would fight me for child support as they do not want to pay any money to take care of their kid. bot: file for custody. they don't fight it, you get it. then file for (retroactive) child support.

user: my parents abandoned my brother and i'm taking care of him, do i go to court for child support? so in may of this year my brother (11yo) came to live with me because my mother wasn't consistently feeding him, was having her abusive boyfriend over, and was not taking him to school. cps was going to take my mother to court so he came to live with me. a while before that his father (my stepdad) left to go live on his own. since may i have been feeding my brother, taking him to school, and he lives solely with me. my mother also collects money to take care of my brother which she will not give me. my step father has repeatedly refused to give me any money to help take care of him. i feel like i should file for child support, but i don't think i can afford the legal costs. my mother and my brother's father have no interest in taking care of him, so i do not believe they would fight me for custody, but they would fight me for child support as they do not want to pay any money to take care of their kid. bot: more important than the money, you need to go to court to get legal guardianship. you'll need that for things like school, doctors appointments, getting government paperwork (vital records, driver's license, etc) and anything else he legally needs a parent for. usually this would be done in probate court. an attorney may be helpful, though you can always file on your own. usually there are relatively simple forms to fill out. once you have that, then you can consider child support. most courts have someone to assist the person taking care of a child with filing for child support, though if you used an attorney for guardianship, they may be able to continue into getting child support.

user: my parents abandoned my brother and i'm taking care of him, do i go to court for child support? so in may of this year my brother (11yo) came to live with me because my mother wasn't consistently feeding him, was having her abusive boyfriend over, and was not taking him to school. cps was going to take my mother to court so he came to live with me. a while before that his father (my stepdad) left to go live on his own. since may i have been feeding my brother, taking him to school, and he lives solely with me. my mother also collects money to take care of my brother which she will not give me. my step father has repeatedly refused to give me any money to help take care of him. i feel like i should file for child support, but i don't think i can afford the legal costs. my mother and my brother's father have no interest in taking care of him, so i do not believe they would fight me for custody, but they would fight me for child support as they do not want to pay any money to take care of their kid. bot: file for custody. they don't fight it, you get it. then file for (retroactive) child support.

user: my parents abandoned my brother and i'm taking care of him, do i go to court for child support? so in may of this year my brother (11yo) came to live with me because my mother wasn't consistently feeding him, was having her abusive boyfriend over, and was not taking him to school. cps was going to take my mother to court so he came to live with me. a while before that his father (my stepdad) left to go live on his own. since may i have been feeding my brother, taking him to school, and he lives solely with me. my mother also collects money to take care of my brother which she will not give me. my step father has repeatedly refused to give me any money to help take care of him. i feel like i should file for child support, but i don't think i can afford the legal costs. my mother and my brother's father have no interest in taking care of him, so i do not believe they would fight me for custody, but they would fight me for child support as they do not want to pay any money to take care of their kid. bot: one point - the reason the father is not paying you the child support is because the court order presumably orders him to pay the mother. while morally wrong he is correct legally to continue to do so.

user: my parents abandoned my brother and i'm taking care of him, do i go to court for child support? so in may of this year my brother (11yo) came to live with me because my mother wasn't consistently feeding him, was having her abusive boyfriend over, and was not taking him to school. cps was going to take my mother to court so he came to live with me. a while before that his father (my stepdad) left to go live on his own. since may i have been feeding my brother, taking him to school, and he lives solely with me. my mother also collects money to take care of my brother which she will not give me. my step father has repeatedly refused to give me any money to help take care of him. i feel like i should file for child support, but i don't think i can afford the legal costs. my mother and my brother's father have no interest in taking care of him, so i do not believe they would fight me for custody, but they would fight me for child support as they do not want to pay any money to take care of their kid. bot: file for custody. they don't fight it, you get it. then file for (retroactive) child support.

user: my parents abandoned my brother and i'm taking care of him, do i go to court for child support? so in may of this year my brother (11yo) came to live with me because my mother wasn't consistently feeding him, was having her abusive boyfriend over, and was not taking him to school. cps was going to take my mother to court so he came to live with me. a while before that his father (my stepdad) left to go live on his own. since may i have been feeding my brother, taking him to school, and he lives solely with me. my mother also collects money to take care of my brother which she will not give me. my step father has repeatedly refused to give me any money to help take care of him. i feel like i should file for child support, but i don't think i can afford the legal costs. my mother and my brother's father have no interest in taking care of him, so i do not believe they would fight me for custody, but they would fight me for child support as they do not want to pay any money to take care of their kid. bot: if you have court ordered guardianship, you may be eligible for kinship care under tanf.

user: my parents abandoned my brother and i'm taking care of him, do i go to court for child support? so in may of this year my brother (11yo) came to live with me because my mother wasn't consistently feeding him, was having her abusive boyfriend over, and was not taking him to school. cps was going to take my mother to court so he came to live with me. a while before that his father (my stepdad) left to go live on his own. since may i have been feeding my brother, taking him to school, and he lives solely with me. my mother also collects money to take care of my brother which she will not give me. my step father has repeatedly refused to give me any money to help take care of him. i feel like i should file for child support, but i don't think i can afford the legal costs. my mother and my brother's father have no interest in taking care of him, so i do not believe they would fight me for custody, but they would fight me for child support as they do not want to pay any money to take care of their kid. bot: file for custody. they don't fight it, you get it. then file for (retroactive) child support.

user: i had gone for 1 week vacation and gave my house keys to my a friend to look after and take care of my 2 dogs at my house. now, he gave keys to his gf and let her stay at my home. she isn't leaving now after i come home. i called cops, but they say this would be a civil matter. what to do? [santa monica, ca] i'm owner of two story house. i had gone to hawaii last week for 1 week vacation with my wife. no one was at home and it wasn't feasible for us to take dogs with us. so, i gave my house keys to a good friend of mine and asked him to take care of my 2 dogs. this would involve feeding them, changing waters and taking them to 1 hour walk daily. so, his girlfriend was in town and she had no place to stay. ( he lives in 1 bedroom condo with 2 other roommates.) so, he messaged me and asked me if i would allow his gf to stay at my home for just 1 night. i agreed as it was just matter of 1 night. now, yesterday i came back and found out his gf has made dwelling in upper floor of my house. she has been staying here for 4 days. i asked her to leave immediately, but she and my friend are insisting to let her stay 1 more week because she in in search of a job in la, ca. i called police. they came and said this would be a civil matter and i have to go through eviction process. so, i'm here with an unwanted stranger in upper floor, an asshole friend who broke promise and pissed off wife. what to do guys ? can i change locks and throw here stuff out when she's away? cut the electricity to upper floor? bot: not a lawyer. call the police again and tell them she is a trepressing former guest of 4 days and you need her removed. change the locks and lose the friend. this might help: http://www.criminaldefenselawyer.com/resources/how-do-i-get-rid-a-house-guest-who-wont-leave.htm

user: i had gone for 1 week vacation and gave my house keys to my a friend to look after and take care of my 2 dogs at my house. now, he gave keys to his gf and let her stay at my home. she isn't leaving now after i come home. i called cops, but they say this would be a civil matter. what to do? [santa monica, ca] i'm owner of two story house. i had gone to hawaii last week for 1 week vacation with my wife. no one was at home and it wasn't feasible for us to take dogs with us. so, i gave my house keys to a good friend of mine and asked him to take care of my 2 dogs. this would involve feeding them, changing waters and taking them to 1 hour walk daily. so, his girlfriend was in town and she had no place to stay. ( he lives in 1 bedroom condo with 2 other roommates.) so, he messaged me and asked me if i would allow his gf to stay at my home for just 1 night. i agreed as it was just matter of 1 night. now, yesterday i came back and found out his gf has made dwelling in upper floor of my house. she has been staying here for 4 days. i asked her to leave immediately, but she and my friend are insisting to let her stay 1 more week because she in in search of a job in la, ca. i called police. they came and said this would be a civil matter and i have to go through eviction process. so, i'm here with an unwanted stranger in upper floor, an asshole friend who broke promise and pissed off wife. what to do guys ? can i change locks and throw here stuff out when she's away? cut the electricity to upper floor? bot: sounds like trespassing. i think you have to stay someplace a week before eviction is required. time to lose your "friend." honestly, i'd just pack up her shit and drop it off at her bf's house and change the locks.

user: i had gone for 1 week vacation and gave my house keys to my a friend to look after and take care of my 2 dogs at my house. now, he gave keys to his gf and let her stay at my home. she isn't leaving now after i come home. i called cops, but they say this would be a civil matter. what to do? [santa monica, ca] i'm owner of two story house. i had gone to hawaii last week for 1 week vacation with my wife. no one was at home and it wasn't feasible for us to take dogs with us. so, i gave my house keys to a good friend of mine and asked him to take care of my 2 dogs. this would involve feeding them, changing waters and taking them to 1 hour walk daily. so, his girlfriend was in town and she had no place to stay. ( he lives in 1 bedroom condo with 2 other roommates.) so, he messaged me and asked me if i would allow his gf to stay at my home for just 1 night. i agreed as it was just matter of 1 night. now, yesterday i came back and found out his gf has made dwelling in upper floor of my house. she has been staying here for 4 days. i asked her to leave immediately, but she and my friend are insisting to let her stay 1 more week because she in in search of a job in la, ca. i called police. they came and said this would be a civil matter and i have to go through eviction process. so, i'm here with an unwanted stranger in upper floor, an asshole friend who broke promise and pissed off wife. what to do guys ? can i change locks and throw here stuff out when she's away? cut the electricity to upper floor? bot: call the police, *again*... and continue to do so until they show up and do something. she is *trespassing*. the police would not be evict her without a court order, but since she has no residency, this is not an eviction. just removing her from the property upon which she is *trespassing*. that is the law that the police would be enforcing in this situation. just let them know. it probably wouldn't hurt to have a copy of the residency establishment guidelines printed up for them to peruse if they have questions.

user: i had gone for 1 week vacation and gave my house keys to my a friend to look after and take care of my 2 dogs at my house. now, he gave keys to his gf and let her stay at my home. she isn't leaving now after i come home. i called cops, but they say this would be a civil matter. what to do? [santa monica, ca] i'm owner of two story house. i had gone to hawaii last week for 1 week vacation with my wife. no one was at home and it wasn't feasible for us to take dogs with us. so, i gave my house keys to a good friend of mine and asked him to take care of my 2 dogs. this would involve feeding them, changing waters and taking them to 1 hour walk daily. so, his girlfriend was in town and she had no place to stay. ( he lives in 1 bedroom condo with 2 other roommates.) so, he messaged me and asked me if i would allow his gf to stay at my home for just 1 night. i agreed as it was just matter of 1 night. now, yesterday i came back and found out his gf has made dwelling in upper floor of my house. she has been staying here for 4 days. i asked her to leave immediately, but she and my friend are insisting to let her stay 1 more week because she in in search of a job in la, ca. i called police. they came and said this would be a civil matter and i have to go through eviction process. so, i'm here with an unwanted stranger in upper floor, an asshole friend who broke promise and pissed off wife. what to do guys ? can i change locks and throw here stuff out when she's away? cut the electricity to upper floor? bot: sounds like trespassing. i think you have to stay someplace a week before eviction is required. time to lose your "friend." honestly, i'd just pack up her shit and drop it off at her bf's house and change the locks.

user: my employer listed on my w2 is not the name of the company i signed my offer letter with. this lead to me missing out on unemployment benefits because it was never clear who i worked for. i used a recruiter to get on with this company a, and after the interview i got an offer letter. this offer letter was typical but said that they use trendhr for payroll. they had me fill out information on the trendhr website as if it was just outsourced hr. when i got fired for not taking the ceo’s car to get detailed i tried to get unemployment it was of course rejected. i quickly found another job so i wasn’t sweating it too much until i saw my w2 and it has trendhr on my w2, not the company i signed an offer letter to. i feel like this company is shady and did this on purpose, and i’d like to report them for this. i had to sell stocks to pay rent, and still barely scraped by because i wasn’t able to get unemployment due to this omission of truth. bot: outsourced personnel management where technically you work for some other company who handles your payroll and benefits is reasonably common, and not inherently "shady." if your unemployment claim was denied for this you should be able to refile with the corrected information. >when i got fired for not taking the ceo’s car to get detailed it isn't necessarily clear you weren't righteously fired. but details and circumstances are everything.

user: my employer listed on my w2 is not the name of the company i signed my offer letter with. this lead to me missing out on unemployment benefits because it was never clear who i worked for. i used a recruiter to get on with this company a, and after the interview i got an offer letter. this offer letter was typical but said that they use trendhr for payroll. they had me fill out information on the trendhr website as if it was just outsourced hr. when i got fired for not taking the ceo’s car to get detailed i tried to get unemployment it was of course rejected. i quickly found another job so i wasn’t sweating it too much until i saw my w2 and it has trendhr on my w2, not the company i signed an offer letter to. i feel like this company is shady and did this on purpose, and i’d like to report them for this. i had to sell stocks to pay rent, and still barely scraped by because i wasn’t able to get unemployment due to this omission of truth. bot: you're supposed to check before you file. this is super common. the paystub often, very often, has a different employer of record.

user: my employer listed on my w2 is not the name of the company i signed my offer letter with. this lead to me missing out on unemployment benefits because it was never clear who i worked for. i used a recruiter to get on with this company a, and after the interview i got an offer letter. this offer letter was typical but said that they use trendhr for payroll. they had me fill out information on the trendhr website as if it was just outsourced hr. when i got fired for not taking the ceo’s car to get detailed i tried to get unemployment it was of course rejected. i quickly found another job so i wasn’t sweating it too much until i saw my w2 and it has trendhr on my w2, not the company i signed an offer letter to. i feel like this company is shady and did this on purpose, and i’d like to report them for this. i had to sell stocks to pay rent, and still barely scraped by because i wasn’t able to get unemployment due to this omission of truth. bot: outsourced personnel management where technically you work for some other company who handles your payroll and benefits is reasonably common, and not inherently "shady." if your unemployment claim was denied for this you should be able to refile with the corrected information. >when i got fired for not taking the ceo’s car to get detailed it isn't necessarily clear you weren't righteously fired. but details and circumstances are everything.

user: my employer listed on my w2 is not the name of the company i signed my offer letter with. this lead to me missing out on unemployment benefits because it was never clear who i worked for. i used a recruiter to get on with this company a, and after the interview i got an offer letter. this offer letter was typical but said that they use trendhr for payroll. they had me fill out information on the trendhr website as if it was just outsourced hr. when i got fired for not taking the ceo’s car to get detailed i tried to get unemployment it was of course rejected. i quickly found another job so i wasn’t sweating it too much until i saw my w2 and it has trendhr on my w2, not the company i signed an offer letter to. i feel like this company is shady and did this on purpose, and i’d like to report them for this. i had to sell stocks to pay rent, and still barely scraped by because i wasn’t able to get unemployment due to this omission of truth. bot: this isn’t really shady at all, lots of times the company you are “working for” and the one you get “paid by” are not exactly the same. if you were rejected you should have appealed and explained the issue, there is an entire appeals process for these cases. you should feel free to consult with a local employment law attorney, but this doesn’t strike me as an instance where you have a viable case.

user: my employer listed on my w2 is not the name of the company i signed my offer letter with. this lead to me missing out on unemployment benefits because it was never clear who i worked for. i used a recruiter to get on with this company a, and after the interview i got an offer letter. this offer letter was typical but said that they use trendhr for payroll. they had me fill out information on the trendhr website as if it was just outsourced hr. when i got fired for not taking the ceo’s car to get detailed i tried to get unemployment it was of course rejected. i quickly found another job so i wasn’t sweating it too much until i saw my w2 and it has trendhr on my w2, not the company i signed an offer letter to. i feel like this company is shady and did this on purpose, and i’d like to report them for this. i had to sell stocks to pay rent, and still barely scraped by because i wasn’t able to get unemployment due to this omission of truth. bot: outsourced personnel management where technically you work for some other company who handles your payroll and benefits is reasonably common, and not inherently "shady." if your unemployment claim was denied for this you should be able to refile with the corrected information. >when i got fired for not taking the ceo’s car to get detailed it isn't necessarily clear you weren't righteously fired. but details and circumstances are everything.

user: my employer listed on my w2 is not the name of the company i signed my offer letter with. this lead to me missing out on unemployment benefits because it was never clear who i worked for. i used a recruiter to get on with this company a, and after the interview i got an offer letter. this offer letter was typical but said that they use trendhr for payroll. they had me fill out information on the trendhr website as if it was just outsourced hr. when i got fired for not taking the ceo’s car to get detailed i tried to get unemployment it was of course rejected. i quickly found another job so i wasn’t sweating it too much until i saw my w2 and it has trendhr on my w2, not the company i signed an offer letter to. i feel like this company is shady and did this on purpose, and i’d like to report them for this. i had to sell stocks to pay rent, and still barely scraped by because i wasn’t able to get unemployment due to this omission of truth. bot: what did you do when you got the initial rejection letter? what name was on your pay stubs?

user: my employer listed on my w2 is not the name of the company i signed my offer letter with. this lead to me missing out on unemployment benefits because it was never clear who i worked for. i used a recruiter to get on with this company a, and after the interview i got an offer letter. this offer letter was typical but said that they use trendhr for payroll. they had me fill out information on the trendhr website as if it was just outsourced hr. when i got fired for not taking the ceo’s car to get detailed i tried to get unemployment it was of course rejected. i quickly found another job so i wasn’t sweating it too much until i saw my w2 and it has trendhr on my w2, not the company i signed an offer letter to. i feel like this company is shady and did this on purpose, and i’d like to report them for this. i had to sell stocks to pay rent, and still barely scraped by because i wasn’t able to get unemployment due to this omission of truth. bot: this isn’t really shady at all, lots of times the company you are “working for” and the one you get “paid by” are not exactly the same. if you were rejected you should have appealed and explained the issue, there is an entire appeals process for these cases. you should feel free to consult with a local employment law attorney, but this doesn’t strike me as an instance where you have a viable case.

user: my employer listed on my w2 is not the name of the company i signed my offer letter with. this lead to me missing out on unemployment benefits because it was never clear who i worked for. i used a recruiter to get on with this company a, and after the interview i got an offer letter. this offer letter was typical but said that they use trendhr for payroll. they had me fill out information on the trendhr website as if it was just outsourced hr. when i got fired for not taking the ceo’s car to get detailed i tried to get unemployment it was of course rejected. i quickly found another job so i wasn’t sweating it too much until i saw my w2 and it has trendhr on my w2, not the company i signed an offer letter to. i feel like this company is shady and did this on purpose, and i’d like to report them for this. i had to sell stocks to pay rent, and still barely scraped by because i wasn’t able to get unemployment due to this omission of truth. bot: what did you do when you got the initial rejection letter? what name was on your pay stubs?

user: my employer listed on my w2 is not the name of the company i signed my offer letter with. this lead to me missing out on unemployment benefits because it was never clear who i worked for. i used a recruiter to get on with this company a, and after the interview i got an offer letter. this offer letter was typical but said that they use trendhr for payroll. they had me fill out information on the trendhr website as if it was just outsourced hr. when i got fired for not taking the ceo’s car to get detailed i tried to get unemployment it was of course rejected. i quickly found another job so i wasn’t sweating it too much until i saw my w2 and it has trendhr on my w2, not the company i signed an offer letter to. i feel like this company is shady and did this on purpose, and i’d like to report them for this. i had to sell stocks to pay rent, and still barely scraped by because i wasn’t able to get unemployment due to this omission of truth. bot: yes… actually you should be able to refile because of the mistake and be able to backdate your claim because of all of the above. you need to go into unemployment sometimes to be heard. but you have to speak to them as you need help on how to fill out the form properly. tell them the corrections and that you were told to back date it when you called in but need help etc etc

user: my employer listed on my w2 is not the name of the company i signed my offer letter with. this lead to me missing out on unemployment benefits because it was never clear who i worked for. i used a recruiter to get on with this company a, and after the interview i got an offer letter. this offer letter was typical but said that they use trendhr for payroll. they had me fill out information on the trendhr website as if it was just outsourced hr. when i got fired for not taking the ceo’s car to get detailed i tried to get unemployment it was of course rejected. i quickly found another job so i wasn’t sweating it too much until i saw my w2 and it has trendhr on my w2, not the company i signed an offer letter to. i feel like this company is shady and did this on purpose, and i’d like to report them for this. i had to sell stocks to pay rent, and still barely scraped by because i wasn’t able to get unemployment due to this omission of truth. bot: what did you do when you got the initial rejection letter? what name was on your pay stubs?

user: updated] [ca, usa] left a freelance position last month. money order payment never arrived, boss is refusing to reissue saying it's my fault for waiting too long to follow up. is there any way i can still receive wages or did i eff up? [here's my last post! hi guys. i would like to thank everyone who gave me advice. after the reddit post, i decided to go with small claims court. however, i realized that la county provides a free "mediation" service, and i figured that if my ex-boss wanted to just put things to rest, this could be cheaper/faster. (i got this info when calling la county, some nice lady was explaining how it's free and online etc.) unfortunately, mediation is voluntary. aka, the government guy in charge of my case tried to flag down my boss via her cell number and work number (which i provided and know is correct, because she posts her numbers on her website) and she just completely avoided him for weeks. they had to close my case down because there was no way to contact her. she was obviously just trying to avoid paying me. okay. so i realized my only option is small claims court. there's a small fee after i file it electronically, but i'm willing to pay. but i filed it and it got rejected, the reason being that the company name (the defendant, essentially) is incorrect. i called up la small claims court to speak to an advisor, and she told me i need to find out the business's actual, real name - either in city hall business records or at kepler.sos.ba.gov. here's my roadblock. i can't find any trace of her company. it's real because there's a fully functional website. the office location is even registered on google - i can google map my way to her office in seconds. the catch here, i know for a fact she never uses the office. it's basically just a placeholder so clients think she works in a cubicle (she told me this when i was working for her) but in reality she works at home in pajamas. wtf do i do? i can't find the real name of the company. i've used the name they had before, and i've used the name they had currently. both don't show up in the government website. so is there a different name? until i figure this out, i can't file a small claims case. but it totally exists, there's a website and the business is verified in google! (unless that means nothing? idk). **other questions:** 1. say i miraculously find out what her business is called, and file my case correctly, and get accepted. how do i serve her the papers? i'm aware that i can't do it myself, etc. all i know are coffee shops she frequents and the gym she belongs to (which has multiple locations around town). and she never goes to her office. i know i can hire someone, but since i don't have a specific area they can go to (like an office or home) i'm not about to fork over $$$ for a lengthy stakeout at a coffee shop where she may or may not be. this whole "serving" issue is bugging me because if i pay for a process server, i'm losing more money without any guarantee i can get any money back. 2. am i allowed to sue her for more than just my wages? like an additional $100 for compensation from the hours i spent trying to figure this problem out and hunting her down and paying the court filing fees? i don't really know how suing people works, so i don't know if i'm pushing my luck by asking for "more" than what she officially owes me. 3. if there's no way to find the business, can i sue her as an individual? would that be easier or harder to do? 4. should i give up? part of me is pissed she is "winning" and has avoided all attempts to pay me back. another part is just soooo fucking tired. i recently got a new job, so it's not like i need the money or else i'll starve, but it's more like i want justice. but i also can't afford to be spending so many hours doing this. sigh. please help! tl;dr still haven't gotten paid, trying to file a small claims court lawsuit but i can't freaking find any evidence of the business's city license/registration but it's verified as a business on google as my only proof it exists? i'm truly about to give up. bot: i'm in ca and sued someone in small claims court this year. i paid a nominal fee to the court when i filed and they had process servers or something. i also got my filing fees and process serving costs back i believe. you will not get compensated for your time figuring this out. do you know her name? why not sue her as an individual?

user: updated] [ca, usa] left a freelance position last month. money order payment never arrived, boss is refusing to reissue saying it's my fault for waiting too long to follow up. is there any way i can still receive wages or did i eff up? [here's my last post! hi guys. i would like to thank everyone who gave me advice. after the reddit post, i decided to go with small claims court. however, i realized that la county provides a free "mediation" service, and i figured that if my ex-boss wanted to just put things to rest, this could be cheaper/faster. (i got this info when calling la county, some nice lady was explaining how it's free and online etc.) unfortunately, mediation is voluntary. aka, the government guy in charge of my case tried to flag down my boss via her cell number and work number (which i provided and know is correct, because she posts her numbers on her website) and she just completely avoided him for weeks. they had to close my case down because there was no way to contact her. she was obviously just trying to avoid paying me. okay. so i realized my only option is small claims court. there's a small fee after i file it electronically, but i'm willing to pay. but i filed it and it got rejected, the reason being that the company name (the defendant, essentially) is incorrect. i called up la small claims court to speak to an advisor, and she told me i need to find out the business's actual, real name - either in city hall business records or at kepler.sos.ba.gov. here's my roadblock. i can't find any trace of her company. it's real because there's a fully functional website. the office location is even registered on google - i can google map my way to her office in seconds. the catch here, i know for a fact she never uses the office. it's basically just a placeholder so clients think she works in a cubicle (she told me this when i was working for her) but in reality she works at home in pajamas. wtf do i do? i can't find the real name of the company. i've used the name they had before, and i've used the name they had currently. both don't show up in the government website. so is there a different name? until i figure this out, i can't file a small claims case. but it totally exists, there's a website and the business is verified in google! (unless that means nothing? idk). **other questions:** 1. say i miraculously find out what her business is called, and file my case correctly, and get accepted. how do i serve her the papers? i'm aware that i can't do it myself, etc. all i know are coffee shops she frequents and the gym she belongs to (which has multiple locations around town). and she never goes to her office. i know i can hire someone, but since i don't have a specific area they can go to (like an office or home) i'm not about to fork over $$$ for a lengthy stakeout at a coffee shop where she may or may not be. this whole "serving" issue is bugging me because if i pay for a process server, i'm losing more money without any guarantee i can get any money back. 2. am i allowed to sue her for more than just my wages? like an additional $100 for compensation from the hours i spent trying to figure this problem out and hunting her down and paying the court filing fees? i don't really know how suing people works, so i don't know if i'm pushing my luck by asking for "more" than what she officially owes me. 3. if there's no way to find the business, can i sue her as an individual? would that be easier or harder to do? 4. should i give up? part of me is pissed she is "winning" and has avoided all attempts to pay me back. another part is just soooo fucking tired. i recently got a new job, so it's not like i need the money or else i'll starve, but it's more like i want justice. but i also can't afford to be spending so many hours doing this. sigh. please help! tl;dr still haven't gotten paid, trying to file a small claims court lawsuit but i can't freaking find any evidence of the business's city license/registration but it's verified as a business on google as my only proof it exists? i'm truly about to give up. bot: if you got a printed check from the business, do you have or can you get a copy? there may be a name, account number, or other info. if you have a check stub there should be an employer number for tax purposes. sue the name on the check. or sue the person directly instead of the company. also call the irs and see if you can get some info, since you will of course be claiming you earned this money and need to make sure you will be filing correctly. it's gonna be fun if they get her for tax fraud.

user: my neighbor is a cop and let’s his dog poop in my backyard and doesn’t pick up after him? i’m at warrington, pa today my dad waved to him as he was exiting the back door to talk to him and the dude literally disappeared before his dog could finish.. he usually waits for his dog to finish. this man has put up markers to distinguish our yards (for the land mowers) not only does he never picks up after the dog, we are looking to adopt two dogs. i’m sure it will cause problems. he has a fenced backyard but still let’s his dog poop all over our backyard. is he allowed to do this? what can i do? bot: go talk to him and ask him to stop. his being a police officer doesn’t mean anything in this situation you are neighbors. if he continues call his superior and guarantee it will stop. i’ve worked in law enforcement and my ex was a police officer for 30 years. your neighbor is a inconsiderate jerk.

user: my neighbor is a cop and let’s his dog poop in my backyard and doesn’t pick up after him? i’m at warrington, pa today my dad waved to him as he was exiting the back door to talk to him and the dude literally disappeared before his dog could finish.. he usually waits for his dog to finish. this man has put up markers to distinguish our yards (for the land mowers) not only does he never picks up after the dog, we are looking to adopt two dogs. i’m sure it will cause problems. he has a fenced backyard but still let’s his dog poop all over our backyard. is he allowed to do this? what can i do? bot: he has a fenced yard? i don't understand how the dog gets into your yard from his fenced in back yard. after you have a conversation with your neighbor, you could post no trespassing signs. then if it happens again you have a case. it isn't trespassing unless it is posted i believe (or have a clear boundary like a fence). not a lawyer. good luck

user: [virginia] left my credit card at lowe’s only to discover when i went to pick it back up they gave it to a complete stranger who’s since racked up almost $1300 in charges. so the title kinda explains my problem but here’s the story. at around 11:30 yesterday i went to a local lowe’s to exchange a storm door. after getting a little frustrated at their system telling me an item was in stock at their store when it wasn’t i accidentally left my cc on their customer service counter. at 11:52 the lady that helped me contacted me to inform me that i had left my card and i could speak to a manager to retrieve it. i told her that either my wife or i would be there to pick it up. i returned to lowe’s that afternoon at around 4:25 and after them searching and searching and reviewing the cameras they came to the realization that they gave my card to a complete and total stranger. i didn’t hold my composure very well but made no threats or destroyed anything, just screamed in anger. after leaving i called that store and spoke with the manager and asked what their policy was for returning a lost card to a customer. he goes through the usual mumbo jumbo about how they make sure to put the card in a secure location and that when the customer comes to retrieve the card they make sure to validate that the card belongs to the customer via id. when i asked why they gave my card to a complete and total stranger they had no words. i’m waiting for the official store manager to arrive so i can speak to them. i’m already working with the police as to the person that has my card, but i’m wondering if there’s any legal action i can take against lowe’s. any advice would be appreciated. bot: the most you’re gonna get out of it from lowe’s is an apology and the employee who gave it to someone else might be fired. doubt you’ll get anything more than that. maybe they throw a like $50 gift card in to try and placate you, but even that is highly unlikely.

user: [virginia] left my credit card at lowe’s only to discover when i went to pick it back up they gave it to a complete stranger who’s since racked up almost $1300 in charges. so the title kinda explains my problem but here’s the story. at around 11:30 yesterday i went to a local lowe’s to exchange a storm door. after getting a little frustrated at their system telling me an item was in stock at their store when it wasn’t i accidentally left my cc on their customer service counter. at 11:52 the lady that helped me contacted me to inform me that i had left my card and i could speak to a manager to retrieve it. i told her that either my wife or i would be there to pick it up. i returned to lowe’s that afternoon at around 4:25 and after them searching and searching and reviewing the cameras they came to the realization that they gave my card to a complete and total stranger. i didn’t hold my composure very well but made no threats or destroyed anything, just screamed in anger. after leaving i called that store and spoke with the manager and asked what their policy was for returning a lost card to a customer. he goes through the usual mumbo jumbo about how they make sure to put the card in a secure location and that when the customer comes to retrieve the card they make sure to validate that the card belongs to the customer via id. when i asked why they gave my card to a complete and total stranger they had no words. i’m waiting for the official store manager to arrive so i can speak to them. i’m already working with the police as to the person that has my card, but i’m wondering if there’s any legal action i can take against lowe’s. any advice would be appreciated. bot: why would you have recourse against lowes? you’re the one that lost your credit card in the first place… contact your credit card issuer and treat it like a standard lost card case.

user: [virginia] left my credit card at lowe’s only to discover when i went to pick it back up they gave it to a complete stranger who’s since racked up almost $1300 in charges. so the title kinda explains my problem but here’s the story. at around 11:30 yesterday i went to a local lowe’s to exchange a storm door. after getting a little frustrated at their system telling me an item was in stock at their store when it wasn’t i accidentally left my cc on their customer service counter. at 11:52 the lady that helped me contacted me to inform me that i had left my card and i could speak to a manager to retrieve it. i told her that either my wife or i would be there to pick it up. i returned to lowe’s that afternoon at around 4:25 and after them searching and searching and reviewing the cameras they came to the realization that they gave my card to a complete and total stranger. i didn’t hold my composure very well but made no threats or destroyed anything, just screamed in anger. after leaving i called that store and spoke with the manager and asked what their policy was for returning a lost card to a customer. he goes through the usual mumbo jumbo about how they make sure to put the card in a secure location and that when the customer comes to retrieve the card they make sure to validate that the card belongs to the customer via id. when i asked why they gave my card to a complete and total stranger they had no words. i’m waiting for the official store manager to arrive so i can speak to them. i’m already working with the police as to the person that has my card, but i’m wondering if there’s any legal action i can take against lowe’s. any advice would be appreciated. bot: the most you’re gonna get out of it from lowe’s is an apology and the employee who gave it to someone else might be fired. doubt you’ll get anything more than that. maybe they throw a like $50 gift card in to try and placate you, but even that is highly unlikely.

user: [virginia] left my credit card at lowe’s only to discover when i went to pick it back up they gave it to a complete stranger who’s since racked up almost $1300 in charges. so the title kinda explains my problem but here’s the story. at around 11:30 yesterday i went to a local lowe’s to exchange a storm door. after getting a little frustrated at their system telling me an item was in stock at their store when it wasn’t i accidentally left my cc on their customer service counter. at 11:52 the lady that helped me contacted me to inform me that i had left my card and i could speak to a manager to retrieve it. i told her that either my wife or i would be there to pick it up. i returned to lowe’s that afternoon at around 4:25 and after them searching and searching and reviewing the cameras they came to the realization that they gave my card to a complete and total stranger. i didn’t hold my composure very well but made no threats or destroyed anything, just screamed in anger. after leaving i called that store and spoke with the manager and asked what their policy was for returning a lost card to a customer. he goes through the usual mumbo jumbo about how they make sure to put the card in a secure location and that when the customer comes to retrieve the card they make sure to validate that the card belongs to the customer via id. when i asked why they gave my card to a complete and total stranger they had no words. i’m waiting for the official store manager to arrive so i can speak to them. i’m already working with the police as to the person that has my card, but i’m wondering if there’s any legal action i can take against lowe’s. any advice would be appreciated. bot: you need to immediately call your credit card issuer and ask to speak to the fraud department. inform them what has happened. they will walk through all the recent transactions on the card. be open and very honest about which transactions were fraudulent and which ones were not. (they will likely catch you if you lie, because they are very, very good at seeing your normal usage pattern. if the fraudulent transactions match your use pattern, they will investigate them more carefully.) this is a now thing, not a “on monday morning” thing. trust me, the fraud department will be staffed on the weekend and at night. you may be liable for $50, but most issuers wave this as a courtesy. they will issue you a new card, and life will go on. lowes messed up, but honestly, they are victims too. they either had an employee in on it, or the person was able to impersonate you. the merchants who accepted the card are going to eat the costs of doing so, because they did not validate identity. lowes may not be defrauded monetarily by the person who stole your card, but they loose a lot of money over this.

user: [virginia] left my credit card at lowe’s only to discover when i went to pick it back up they gave it to a complete stranger who’s since racked up almost $1300 in charges. so the title kinda explains my problem but here’s the story. at around 11:30 yesterday i went to a local lowe’s to exchange a storm door. after getting a little frustrated at their system telling me an item was in stock at their store when it wasn’t i accidentally left my cc on their customer service counter. at 11:52 the lady that helped me contacted me to inform me that i had left my card and i could speak to a manager to retrieve it. i told her that either my wife or i would be there to pick it up. i returned to lowe’s that afternoon at around 4:25 and after them searching and searching and reviewing the cameras they came to the realization that they gave my card to a complete and total stranger. i didn’t hold my composure very well but made no threats or destroyed anything, just screamed in anger. after leaving i called that store and spoke with the manager and asked what their policy was for returning a lost card to a customer. he goes through the usual mumbo jumbo about how they make sure to put the card in a secure location and that when the customer comes to retrieve the card they make sure to validate that the card belongs to the customer via id. when i asked why they gave my card to a complete and total stranger they had no words. i’m waiting for the official store manager to arrive so i can speak to them. i’m already working with the police as to the person that has my card, but i’m wondering if there’s any legal action i can take against lowe’s. any advice would be appreciated. bot: the most you’re gonna get out of it from lowe’s is an apology and the employee who gave it to someone else might be fired. doubt you’ll get anything more than that. maybe they throw a like $50 gift card in to try and placate you, but even that is highly unlikely.

user: [virginia] left my credit card at lowe’s only to discover when i went to pick it back up they gave it to a complete stranger who’s since racked up almost $1300 in charges. so the title kinda explains my problem but here’s the story. at around 11:30 yesterday i went to a local lowe’s to exchange a storm door. after getting a little frustrated at their system telling me an item was in stock at their store when it wasn’t i accidentally left my cc on their customer service counter. at 11:52 the lady that helped me contacted me to inform me that i had left my card and i could speak to a manager to retrieve it. i told her that either my wife or i would be there to pick it up. i returned to lowe’s that afternoon at around 4:25 and after them searching and searching and reviewing the cameras they came to the realization that they gave my card to a complete and total stranger. i didn’t hold my composure very well but made no threats or destroyed anything, just screamed in anger. after leaving i called that store and spoke with the manager and asked what their policy was for returning a lost card to a customer. he goes through the usual mumbo jumbo about how they make sure to put the card in a secure location and that when the customer comes to retrieve the card they make sure to validate that the card belongs to the customer via id. when i asked why they gave my card to a complete and total stranger they had no words. i’m waiting for the official store manager to arrive so i can speak to them. i’m already working with the police as to the person that has my card, but i’m wondering if there’s any legal action i can take against lowe’s. any advice would be appreciated. bot: you've reported the card stolen to your bank, and presumably told them which charges aren't legit, so you aren't responsible for them. in the end, you haven't sustained any damages, so there's nothing to sue lowe's over. your bank may be annoyed, but that's between your bank and lowe's.

user: [virginia] left my credit card at lowe’s only to discover when i went to pick it back up they gave it to a complete stranger who’s since racked up almost $1300 in charges. so the title kinda explains my problem but here’s the story. at around 11:30 yesterday i went to a local lowe’s to exchange a storm door. after getting a little frustrated at their system telling me an item was in stock at their store when it wasn’t i accidentally left my cc on their customer service counter. at 11:52 the lady that helped me contacted me to inform me that i had left my card and i could speak to a manager to retrieve it. i told her that either my wife or i would be there to pick it up. i returned to lowe’s that afternoon at around 4:25 and after them searching and searching and reviewing the cameras they came to the realization that they gave my card to a complete and total stranger. i didn’t hold my composure very well but made no threats or destroyed anything, just screamed in anger. after leaving i called that store and spoke with the manager and asked what their policy was for returning a lost card to a customer. he goes through the usual mumbo jumbo about how they make sure to put the card in a secure location and that when the customer comes to retrieve the card they make sure to validate that the card belongs to the customer via id. when i asked why they gave my card to a complete and total stranger they had no words. i’m waiting for the official store manager to arrive so i can speak to them. i’m already working with the police as to the person that has my card, but i’m wondering if there’s any legal action i can take against lowe’s. any advice would be appreciated. bot: the most you’re gonna get out of it from lowe’s is an apology and the employee who gave it to someone else might be fired. doubt you’ll get anything more than that. maybe they throw a like $50 gift card in to try and placate you, but even that is highly unlikely.

user: [virginia] left my credit card at lowe’s only to discover when i went to pick it back up they gave it to a complete stranger who’s since racked up almost $1300 in charges. so the title kinda explains my problem but here’s the story. at around 11:30 yesterday i went to a local lowe’s to exchange a storm door. after getting a little frustrated at their system telling me an item was in stock at their store when it wasn’t i accidentally left my cc on their customer service counter. at 11:52 the lady that helped me contacted me to inform me that i had left my card and i could speak to a manager to retrieve it. i told her that either my wife or i would be there to pick it up. i returned to lowe’s that afternoon at around 4:25 and after them searching and searching and reviewing the cameras they came to the realization that they gave my card to a complete and total stranger. i didn’t hold my composure very well but made no threats or destroyed anything, just screamed in anger. after leaving i called that store and spoke with the manager and asked what their policy was for returning a lost card to a customer. he goes through the usual mumbo jumbo about how they make sure to put the card in a secure location and that when the customer comes to retrieve the card they make sure to validate that the card belongs to the customer via id. when i asked why they gave my card to a complete and total stranger they had no words. i’m waiting for the official store manager to arrive so i can speak to them. i’m already working with the police as to the person that has my card, but i’m wondering if there’s any legal action i can take against lowe’s. any advice would be appreciated. bot: well you should have cancelled your card the second you lost it. your new course of action needs to be to call them immediately and tell them the story and do as they say.

user: [virginia] left my credit card at lowe’s only to discover when i went to pick it back up they gave it to a complete stranger who’s since racked up almost $1300 in charges. so the title kinda explains my problem but here’s the story. at around 11:30 yesterday i went to a local lowe’s to exchange a storm door. after getting a little frustrated at their system telling me an item was in stock at their store when it wasn’t i accidentally left my cc on their customer service counter. at 11:52 the lady that helped me contacted me to inform me that i had left my card and i could speak to a manager to retrieve it. i told her that either my wife or i would be there to pick it up. i returned to lowe’s that afternoon at around 4:25 and after them searching and searching and reviewing the cameras they came to the realization that they gave my card to a complete and total stranger. i didn’t hold my composure very well but made no threats or destroyed anything, just screamed in anger. after leaving i called that store and spoke with the manager and asked what their policy was for returning a lost card to a customer. he goes through the usual mumbo jumbo about how they make sure to put the card in a secure location and that when the customer comes to retrieve the card they make sure to validate that the card belongs to the customer via id. when i asked why they gave my card to a complete and total stranger they had no words. i’m waiting for the official store manager to arrive so i can speak to them. i’m already working with the police as to the person that has my card, but i’m wondering if there’s any legal action i can take against lowe’s. any advice would be appreciated. bot: file a police report and a fraud case with the bank. they should reverse all of the illegitimate charges. you don’t really have recourse against lowe’s.

user: [virginia] left my credit card at lowe’s only to discover when i went to pick it back up they gave it to a complete stranger who’s since racked up almost $1300 in charges. so the title kinda explains my problem but here’s the story. at around 11:30 yesterday i went to a local lowe’s to exchange a storm door. after getting a little frustrated at their system telling me an item was in stock at their store when it wasn’t i accidentally left my cc on their customer service counter. at 11:52 the lady that helped me contacted me to inform me that i had left my card and i could speak to a manager to retrieve it. i told her that either my wife or i would be there to pick it up. i returned to lowe’s that afternoon at around 4:25 and after them searching and searching and reviewing the cameras they came to the realization that they gave my card to a complete and total stranger. i didn’t hold my composure very well but made no threats or destroyed anything, just screamed in anger. after leaving i called that store and spoke with the manager and asked what their policy was for returning a lost card to a customer. he goes through the usual mumbo jumbo about how they make sure to put the card in a secure location and that when the customer comes to retrieve the card they make sure to validate that the card belongs to the customer via id. when i asked why they gave my card to a complete and total stranger they had no words. i’m waiting for the official store manager to arrive so i can speak to them. i’m already working with the police as to the person that has my card, but i’m wondering if there’s any legal action i can take against lowe’s. any advice would be appreciated. bot: well you should have cancelled your card the second you lost it. your new course of action needs to be to call them immediately and tell them the story and do as they say.

user: [virginia] left my credit card at lowe’s only to discover when i went to pick it back up they gave it to a complete stranger who’s since racked up almost $1300 in charges. so the title kinda explains my problem but here’s the story. at around 11:30 yesterday i went to a local lowe’s to exchange a storm door. after getting a little frustrated at their system telling me an item was in stock at their store when it wasn’t i accidentally left my cc on their customer service counter. at 11:52 the lady that helped me contacted me to inform me that i had left my card and i could speak to a manager to retrieve it. i told her that either my wife or i would be there to pick it up. i returned to lowe’s that afternoon at around 4:25 and after them searching and searching and reviewing the cameras they came to the realization that they gave my card to a complete and total stranger. i didn’t hold my composure very well but made no threats or destroyed anything, just screamed in anger. after leaving i called that store and spoke with the manager and asked what their policy was for returning a lost card to a customer. he goes through the usual mumbo jumbo about how they make sure to put the card in a secure location and that when the customer comes to retrieve the card they make sure to validate that the card belongs to the customer via id. when i asked why they gave my card to a complete and total stranger they had no words. i’m waiting for the official store manager to arrive so i can speak to them. i’m already working with the police as to the person that has my card, but i’m wondering if there’s any legal action i can take against lowe’s. any advice would be appreciated. bot: step 1) calm down. yelling at the lowe's employees, whether threatening or just in anger, will not help you here. step 2) call your bank and report that your card was stolen. report all the charges you didn't make as fraud. step 3) get a new card. that's all there is to do. there is no legal action to take against lowe's; the card company will refund the fraudulent charges so you have suffered no damages.

user: [virginia] left my credit card at lowe’s only to discover when i went to pick it back up they gave it to a complete stranger who’s since racked up almost $1300 in charges. so the title kinda explains my problem but here’s the story. at around 11:30 yesterday i went to a local lowe’s to exchange a storm door. after getting a little frustrated at their system telling me an item was in stock at their store when it wasn’t i accidentally left my cc on their customer service counter. at 11:52 the lady that helped me contacted me to inform me that i had left my card and i could speak to a manager to retrieve it. i told her that either my wife or i would be there to pick it up. i returned to lowe’s that afternoon at around 4:25 and after them searching and searching and reviewing the cameras they came to the realization that they gave my card to a complete and total stranger. i didn’t hold my composure very well but made no threats or destroyed anything, just screamed in anger. after leaving i called that store and spoke with the manager and asked what their policy was for returning a lost card to a customer. he goes through the usual mumbo jumbo about how they make sure to put the card in a secure location and that when the customer comes to retrieve the card they make sure to validate that the card belongs to the customer via id. when i asked why they gave my card to a complete and total stranger they had no words. i’m waiting for the official store manager to arrive so i can speak to them. i’m already working with the police as to the person that has my card, but i’m wondering if there’s any legal action i can take against lowe’s. any advice would be appreciated. bot: why would you have recourse against lowes? you’re the one that lost your credit card in the first place… contact your credit card issuer and treat it like a standard lost card case.

user: [virginia] left my credit card at lowe’s only to discover when i went to pick it back up they gave it to a complete stranger who’s since racked up almost $1300 in charges. so the title kinda explains my problem but here’s the story. at around 11:30 yesterday i went to a local lowe’s to exchange a storm door. after getting a little frustrated at their system telling me an item was in stock at their store when it wasn’t i accidentally left my cc on their customer service counter. at 11:52 the lady that helped me contacted me to inform me that i had left my card and i could speak to a manager to retrieve it. i told her that either my wife or i would be there to pick it up. i returned to lowe’s that afternoon at around 4:25 and after them searching and searching and reviewing the cameras they came to the realization that they gave my card to a complete and total stranger. i didn’t hold my composure very well but made no threats or destroyed anything, just screamed in anger. after leaving i called that store and spoke with the manager and asked what their policy was for returning a lost card to a customer. he goes through the usual mumbo jumbo about how they make sure to put the card in a secure location and that when the customer comes to retrieve the card they make sure to validate that the card belongs to the customer via id. when i asked why they gave my card to a complete and total stranger they had no words. i’m waiting for the official store manager to arrive so i can speak to them. i’m already working with the police as to the person that has my card, but i’m wondering if there’s any legal action i can take against lowe’s. any advice would be appreciated. bot: step 1) calm down. yelling at the lowe's employees, whether threatening or just in anger, will not help you here. step 2) call your bank and report that your card was stolen. report all the charges you didn't make as fraud. step 3) get a new card. that's all there is to do. there is no legal action to take against lowe's; the card company will refund the fraudulent charges so you have suffered no damages.

user: [virginia] left my credit card at lowe’s only to discover when i went to pick it back up they gave it to a complete stranger who’s since racked up almost $1300 in charges. so the title kinda explains my problem but here’s the story. at around 11:30 yesterday i went to a local lowe’s to exchange a storm door. after getting a little frustrated at their system telling me an item was in stock at their store when it wasn’t i accidentally left my cc on their customer service counter. at 11:52 the lady that helped me contacted me to inform me that i had left my card and i could speak to a manager to retrieve it. i told her that either my wife or i would be there to pick it up. i returned to lowe’s that afternoon at around 4:25 and after them searching and searching and reviewing the cameras they came to the realization that they gave my card to a complete and total stranger. i didn’t hold my composure very well but made no threats or destroyed anything, just screamed in anger. after leaving i called that store and spoke with the manager and asked what their policy was for returning a lost card to a customer. he goes through the usual mumbo jumbo about how they make sure to put the card in a secure location and that when the customer comes to retrieve the card they make sure to validate that the card belongs to the customer via id. when i asked why they gave my card to a complete and total stranger they had no words. i’m waiting for the official store manager to arrive so i can speak to them. i’m already working with the police as to the person that has my card, but i’m wondering if there’s any legal action i can take against lowe’s. any advice would be appreciated. bot: you need to immediately call your credit card issuer and ask to speak to the fraud department. inform them what has happened. they will walk through all the recent transactions on the card. be open and very honest about which transactions were fraudulent and which ones were not. (they will likely catch you if you lie, because they are very, very good at seeing your normal usage pattern. if the fraudulent transactions match your use pattern, they will investigate them more carefully.) this is a now thing, not a “on monday morning” thing. trust me, the fraud department will be staffed on the weekend and at night. you may be liable for $50, but most issuers wave this as a courtesy. they will issue you a new card, and life will go on. lowes messed up, but honestly, they are victims too. they either had an employee in on it, or the person was able to impersonate you. the merchants who accepted the card are going to eat the costs of doing so, because they did not validate identity. lowes may not be defrauded monetarily by the person who stole your card, but they loose a lot of money over this.

user: [virginia] left my credit card at lowe’s only to discover when i went to pick it back up they gave it to a complete stranger who’s since racked up almost $1300 in charges. so the title kinda explains my problem but here’s the story. at around 11:30 yesterday i went to a local lowe’s to exchange a storm door. after getting a little frustrated at their system telling me an item was in stock at their store when it wasn’t i accidentally left my cc on their customer service counter. at 11:52 the lady that helped me contacted me to inform me that i had left my card and i could speak to a manager to retrieve it. i told her that either my wife or i would be there to pick it up. i returned to lowe’s that afternoon at around 4:25 and after them searching and searching and reviewing the cameras they came to the realization that they gave my card to a complete and total stranger. i didn’t hold my composure very well but made no threats or destroyed anything, just screamed in anger. after leaving i called that store and spoke with the manager and asked what their policy was for returning a lost card to a customer. he goes through the usual mumbo jumbo about how they make sure to put the card in a secure location and that when the customer comes to retrieve the card they make sure to validate that the card belongs to the customer via id. when i asked why they gave my card to a complete and total stranger they had no words. i’m waiting for the official store manager to arrive so i can speak to them. i’m already working with the police as to the person that has my card, but i’m wondering if there’s any legal action i can take against lowe’s. any advice would be appreciated. bot: step 1) calm down. yelling at the lowe's employees, whether threatening or just in anger, will not help you here. step 2) call your bank and report that your card was stolen. report all the charges you didn't make as fraud. step 3) get a new card. that's all there is to do. there is no legal action to take against lowe's; the card company will refund the fraudulent charges so you have suffered no damages.

user: [virginia] left my credit card at lowe’s only to discover when i went to pick it back up they gave it to a complete stranger who’s since racked up almost $1300 in charges. so the title kinda explains my problem but here’s the story. at around 11:30 yesterday i went to a local lowe’s to exchange a storm door. after getting a little frustrated at their system telling me an item was in stock at their store when it wasn’t i accidentally left my cc on their customer service counter. at 11:52 the lady that helped me contacted me to inform me that i had left my card and i could speak to a manager to retrieve it. i told her that either my wife or i would be there to pick it up. i returned to lowe’s that afternoon at around 4:25 and after them searching and searching and reviewing the cameras they came to the realization that they gave my card to a complete and total stranger. i didn’t hold my composure very well but made no threats or destroyed anything, just screamed in anger. after leaving i called that store and spoke with the manager and asked what their policy was for returning a lost card to a customer. he goes through the usual mumbo jumbo about how they make sure to put the card in a secure location and that when the customer comes to retrieve the card they make sure to validate that the card belongs to the customer via id. when i asked why they gave my card to a complete and total stranger they had no words. i’m waiting for the official store manager to arrive so i can speak to them. i’m already working with the police as to the person that has my card, but i’m wondering if there’s any legal action i can take against lowe’s. any advice would be appreciated. bot: you've reported the card stolen to your bank, and presumably told them which charges aren't legit, so you aren't responsible for them. in the end, you haven't sustained any damages, so there's nothing to sue lowe's over. your bank may be annoyed, but that's between your bank and lowe's.

user: [virginia] left my credit card at lowe’s only to discover when i went to pick it back up they gave it to a complete stranger who’s since racked up almost $1300 in charges. so the title kinda explains my problem but here’s the story. at around 11:30 yesterday i went to a local lowe’s to exchange a storm door. after getting a little frustrated at their system telling me an item was in stock at their store when it wasn’t i accidentally left my cc on their customer service counter. at 11:52 the lady that helped me contacted me to inform me that i had left my card and i could speak to a manager to retrieve it. i told her that either my wife or i would be there to pick it up. i returned to lowe’s that afternoon at around 4:25 and after them searching and searching and reviewing the cameras they came to the realization that they gave my card to a complete and total stranger. i didn’t hold my composure very well but made no threats or destroyed anything, just screamed in anger. after leaving i called that store and spoke with the manager and asked what their policy was for returning a lost card to a customer. he goes through the usual mumbo jumbo about how they make sure to put the card in a secure location and that when the customer comes to retrieve the card they make sure to validate that the card belongs to the customer via id. when i asked why they gave my card to a complete and total stranger they had no words. i’m waiting for the official store manager to arrive so i can speak to them. i’m already working with the police as to the person that has my card, but i’m wondering if there’s any legal action i can take against lowe’s. any advice would be appreciated. bot: step 1) calm down. yelling at the lowe's employees, whether threatening or just in anger, will not help you here. step 2) call your bank and report that your card was stolen. report all the charges you didn't make as fraud. step 3) get a new card. that's all there is to do. there is no legal action to take against lowe's; the card company will refund the fraudulent charges so you have suffered no damages.

user: [virginia] left my credit card at lowe’s only to discover when i went to pick it back up they gave it to a complete stranger who’s since racked up almost $1300 in charges. so the title kinda explains my problem but here’s the story. at around 11:30 yesterday i went to a local lowe’s to exchange a storm door. after getting a little frustrated at their system telling me an item was in stock at their store when it wasn’t i accidentally left my cc on their customer service counter. at 11:52 the lady that helped me contacted me to inform me that i had left my card and i could speak to a manager to retrieve it. i told her that either my wife or i would be there to pick it up. i returned to lowe’s that afternoon at around 4:25 and after them searching and searching and reviewing the cameras they came to the realization that they gave my card to a complete and total stranger. i didn’t hold my composure very well but made no threats or destroyed anything, just screamed in anger. after leaving i called that store and spoke with the manager and asked what their policy was for returning a lost card to a customer. he goes through the usual mumbo jumbo about how they make sure to put the card in a secure location and that when the customer comes to retrieve the card they make sure to validate that the card belongs to the customer via id. when i asked why they gave my card to a complete and total stranger they had no words. i’m waiting for the official store manager to arrive so i can speak to them. i’m already working with the police as to the person that has my card, but i’m wondering if there’s any legal action i can take against lowe’s. any advice would be appreciated. bot: well you should have cancelled your card the second you lost it. your new course of action needs to be to call them immediately and tell them the story and do as they say.

user: [virginia] left my credit card at lowe’s only to discover when i went to pick it back up they gave it to a complete stranger who’s since racked up almost $1300 in charges. so the title kinda explains my problem but here’s the story. at around 11:30 yesterday i went to a local lowe’s to exchange a storm door. after getting a little frustrated at their system telling me an item was in stock at their store when it wasn’t i accidentally left my cc on their customer service counter. at 11:52 the lady that helped me contacted me to inform me that i had left my card and i could speak to a manager to retrieve it. i told her that either my wife or i would be there to pick it up. i returned to lowe’s that afternoon at around 4:25 and after them searching and searching and reviewing the cameras they came to the realization that they gave my card to a complete and total stranger. i didn’t hold my composure very well but made no threats or destroyed anything, just screamed in anger. after leaving i called that store and spoke with the manager and asked what their policy was for returning a lost card to a customer. he goes through the usual mumbo jumbo about how they make sure to put the card in a secure location and that when the customer comes to retrieve the card they make sure to validate that the card belongs to the customer via id. when i asked why they gave my card to a complete and total stranger they had no words. i’m waiting for the official store manager to arrive so i can speak to them. i’m already working with the police as to the person that has my card, but i’m wondering if there’s any legal action i can take against lowe’s. any advice would be appreciated. bot: step 1) calm down. yelling at the lowe's employees, whether threatening or just in anger, will not help you here. step 2) call your bank and report that your card was stolen. report all the charges you didn't make as fraud. step 3) get a new card. that's all there is to do. there is no legal action to take against lowe's; the card company will refund the fraudulent charges so you have suffered no damages.

user: [virginia] left my credit card at lowe’s only to discover when i went to pick it back up they gave it to a complete stranger who’s since racked up almost $1300 in charges. so the title kinda explains my problem but here’s the story. at around 11:30 yesterday i went to a local lowe’s to exchange a storm door. after getting a little frustrated at their system telling me an item was in stock at their store when it wasn’t i accidentally left my cc on their customer service counter. at 11:52 the lady that helped me contacted me to inform me that i had left my card and i could speak to a manager to retrieve it. i told her that either my wife or i would be there to pick it up. i returned to lowe’s that afternoon at around 4:25 and after them searching and searching and reviewing the cameras they came to the realization that they gave my card to a complete and total stranger. i didn’t hold my composure very well but made no threats or destroyed anything, just screamed in anger. after leaving i called that store and spoke with the manager and asked what their policy was for returning a lost card to a customer. he goes through the usual mumbo jumbo about how they make sure to put the card in a secure location and that when the customer comes to retrieve the card they make sure to validate that the card belongs to the customer via id. when i asked why they gave my card to a complete and total stranger they had no words. i’m waiting for the official store manager to arrive so i can speak to them. i’m already working with the police as to the person that has my card, but i’m wondering if there’s any legal action i can take against lowe’s. any advice would be appreciated. bot: not a big deal. it's a credit card. that's the banks money and not yours. this is a major reason why you should always use a credit card and never a debit card. you called the credit card company to cancel it. just dispute the fraudulent charges. you're not liable for them since you didn't authorize them. file a police report if you want to be extra sure no one will hassle you. but if the bank hassles you over this then you should immediately get a new bank because this sort of stuff happens all the time and it's no big deal. lowe's didn't do anything wrong. they're not responsible for your credit card. you are. they have no way of knowing if you are really who you say you are or anything. and you shouldnt' have left your card there. you're not going to get anywhere trying to pursue lowes. you should have just cancelled the card straightaway as soon as they said you left it and requested a new one. my bank will overnight me a replacement card up to like twice a year for free. if yours doesn't, try getting a new bank. it's much cheaper for them to send you a new card than it is to waste their time chasing down fraudulent charges and tying up their money. if lowes gave your card to a stranger it was likely because they asked the person if it was their card and they said yes. thus there was very likely no crime committed by lowes. proving that this was a conspiracy is going to be extremely difficult if not impossible. you have no recourse against lowes. you can file a police report for identity theft, but you have no damages because you aren't liable for the charges they made so there's nothing you can do beyond that. this is seriously not a big deal and if your bank tries to make it one, get a new bank yesterday. it's 2022 and credit cards get stolen thousands of times a day.

user: [virginia] left my credit card at lowe’s only to discover when i went to pick it back up they gave it to a complete stranger who’s since racked up almost $1300 in charges. so the title kinda explains my problem but here’s the story. at around 11:30 yesterday i went to a local lowe’s to exchange a storm door. after getting a little frustrated at their system telling me an item was in stock at their store when it wasn’t i accidentally left my cc on their customer service counter. at 11:52 the lady that helped me contacted me to inform me that i had left my card and i could speak to a manager to retrieve it. i told her that either my wife or i would be there to pick it up. i returned to lowe’s that afternoon at around 4:25 and after them searching and searching and reviewing the cameras they came to the realization that they gave my card to a complete and total stranger. i didn’t hold my composure very well but made no threats or destroyed anything, just screamed in anger. after leaving i called that store and spoke with the manager and asked what their policy was for returning a lost card to a customer. he goes through the usual mumbo jumbo about how they make sure to put the card in a secure location and that when the customer comes to retrieve the card they make sure to validate that the card belongs to the customer via id. when i asked why they gave my card to a complete and total stranger they had no words. i’m waiting for the official store manager to arrive so i can speak to them. i’m already working with the police as to the person that has my card, but i’m wondering if there’s any legal action i can take against lowe’s. any advice would be appreciated. bot: step 1) calm down. yelling at the lowe's employees, whether threatening or just in anger, will not help you here. step 2) call your bank and report that your card was stolen. report all the charges you didn't make as fraud. step 3) get a new card. that's all there is to do. there is no legal action to take against lowe's; the card company will refund the fraudulent charges so you have suffered no damages.

user: [virginia] left my credit card at lowe’s only to discover when i went to pick it back up they gave it to a complete stranger who’s since racked up almost $1300 in charges. so the title kinda explains my problem but here’s the story. at around 11:30 yesterday i went to a local lowe’s to exchange a storm door. after getting a little frustrated at their system telling me an item was in stock at their store when it wasn’t i accidentally left my cc on their customer service counter. at 11:52 the lady that helped me contacted me to inform me that i had left my card and i could speak to a manager to retrieve it. i told her that either my wife or i would be there to pick it up. i returned to lowe’s that afternoon at around 4:25 and after them searching and searching and reviewing the cameras they came to the realization that they gave my card to a complete and total stranger. i didn’t hold my composure very well but made no threats or destroyed anything, just screamed in anger. after leaving i called that store and spoke with the manager and asked what their policy was for returning a lost card to a customer. he goes through the usual mumbo jumbo about how they make sure to put the card in a secure location and that when the customer comes to retrieve the card they make sure to validate that the card belongs to the customer via id. when i asked why they gave my card to a complete and total stranger they had no words. i’m waiting for the official store manager to arrive so i can speak to them. i’m already working with the police as to the person that has my card, but i’m wondering if there’s any legal action i can take against lowe’s. any advice would be appreciated. bot: as a former senior lp director for a retail giant, while this is frustrating, you are actually not the victim here, the cc issuing bank and / or lowes are. any fraudulent charges are not your responsibility (technically the fcba says the first $50 can be, but most card issuers waive that). the police (depending on your location) may engage with store lp in the possibility that this was a known actor or an internal theft, but the actual complainant / victim would be the cc bank and / or lowes. while there’s unlikely to be any legal recourse for you, from a customer service standpoint i’d imagine if you were calm and reasonable that they’d likely offer a discount on your storm door for the hassle / inconvenience.

user: [virginia] left my credit card at lowe’s only to discover when i went to pick it back up they gave it to a complete stranger who’s since racked up almost $1300 in charges. so the title kinda explains my problem but here’s the story. at around 11:30 yesterday i went to a local lowe’s to exchange a storm door. after getting a little frustrated at their system telling me an item was in stock at their store when it wasn’t i accidentally left my cc on their customer service counter. at 11:52 the lady that helped me contacted me to inform me that i had left my card and i could speak to a manager to retrieve it. i told her that either my wife or i would be there to pick it up. i returned to lowe’s that afternoon at around 4:25 and after them searching and searching and reviewing the cameras they came to the realization that they gave my card to a complete and total stranger. i didn’t hold my composure very well but made no threats or destroyed anything, just screamed in anger. after leaving i called that store and spoke with the manager and asked what their policy was for returning a lost card to a customer. he goes through the usual mumbo jumbo about how they make sure to put the card in a secure location and that when the customer comes to retrieve the card they make sure to validate that the card belongs to the customer via id. when i asked why they gave my card to a complete and total stranger they had no words. i’m waiting for the official store manager to arrive so i can speak to them. i’m already working with the police as to the person that has my card, but i’m wondering if there’s any legal action i can take against lowe’s. any advice would be appreciated. bot: step 1) calm down. yelling at the lowe's employees, whether threatening or just in anger, will not help you here. step 2) call your bank and report that your card was stolen. report all the charges you didn't make as fraud. step 3) get a new card. that's all there is to do. there is no legal action to take against lowe's; the card company will refund the fraudulent charges so you have suffered no damages.

user: [virginia] left my credit card at lowe’s only to discover when i went to pick it back up they gave it to a complete stranger who’s since racked up almost $1300 in charges. so the title kinda explains my problem but here’s the story. at around 11:30 yesterday i went to a local lowe’s to exchange a storm door. after getting a little frustrated at their system telling me an item was in stock at their store when it wasn’t i accidentally left my cc on their customer service counter. at 11:52 the lady that helped me contacted me to inform me that i had left my card and i could speak to a manager to retrieve it. i told her that either my wife or i would be there to pick it up. i returned to lowe’s that afternoon at around 4:25 and after them searching and searching and reviewing the cameras they came to the realization that they gave my card to a complete and total stranger. i didn’t hold my composure very well but made no threats or destroyed anything, just screamed in anger. after leaving i called that store and spoke with the manager and asked what their policy was for returning a lost card to a customer. he goes through the usual mumbo jumbo about how they make sure to put the card in a secure location and that when the customer comes to retrieve the card they make sure to validate that the card belongs to the customer via id. when i asked why they gave my card to a complete and total stranger they had no words. i’m waiting for the official store manager to arrive so i can speak to them. i’m already working with the police as to the person that has my card, but i’m wondering if there’s any legal action i can take against lowe’s. any advice would be appreciated. bot: it is perfectly normal to feel violated and angry and want lowes and the person who used your card to be held accountable. i’ve had this happen to friends too. lowes made a mistake, but at worst it’s incompetence not a crime. lowes might fire the employee, reprimand them, or do nothing. but that’s entirely up to lowes. you don’t really have any control over that. that’s frustrating but don’t let your frustration and anger rule you. just let lowes do what lowes does. the person who took your card and used it, unless they have an identical name (and also lost a card at that lowes) or some other very strange coincidence, knew full well that it was not their card. they did commit a crime. you can and should report this crime to the police. you can and should also report it to your credit card company. but as others have said, you don’t have any control over wether the police or card company will pursue this. they are only likely to pursue it if it’s a high enough dollar amount or it fits into a larger fraud pattern or group they are investigating. either way, my point is that you will feel much better and be happier as a person if you just let this go, enjoy the protections your card company gives you, and move on in life.

user: [virginia] left my credit card at lowe’s only to discover when i went to pick it back up they gave it to a complete stranger who’s since racked up almost $1300 in charges. so the title kinda explains my problem but here’s the story. at around 11:30 yesterday i went to a local lowe’s to exchange a storm door. after getting a little frustrated at their system telling me an item was in stock at their store when it wasn’t i accidentally left my cc on their customer service counter. at 11:52 the lady that helped me contacted me to inform me that i had left my card and i could speak to a manager to retrieve it. i told her that either my wife or i would be there to pick it up. i returned to lowe’s that afternoon at around 4:25 and after them searching and searching and reviewing the cameras they came to the realization that they gave my card to a complete and total stranger. i didn’t hold my composure very well but made no threats or destroyed anything, just screamed in anger. after leaving i called that store and spoke with the manager and asked what their policy was for returning a lost card to a customer. he goes through the usual mumbo jumbo about how they make sure to put the card in a secure location and that when the customer comes to retrieve the card they make sure to validate that the card belongs to the customer via id. when i asked why they gave my card to a complete and total stranger they had no words. i’m waiting for the official store manager to arrive so i can speak to them. i’m already working with the police as to the person that has my card, but i’m wondering if there’s any legal action i can take against lowe’s. any advice would be appreciated. bot: step 1) calm down. yelling at the lowe's employees, whether threatening or just in anger, will not help you here. step 2) call your bank and report that your card was stolen. report all the charges you didn't make as fraud. step 3) get a new card. that's all there is to do. there is no legal action to take against lowe's; the card company will refund the fraudulent charges so you have suffered no damages.

user: [virginia] left my credit card at lowe’s only to discover when i went to pick it back up they gave it to a complete stranger who’s since racked up almost $1300 in charges. so the title kinda explains my problem but here’s the story. at around 11:30 yesterday i went to a local lowe’s to exchange a storm door. after getting a little frustrated at their system telling me an item was in stock at their store when it wasn’t i accidentally left my cc on their customer service counter. at 11:52 the lady that helped me contacted me to inform me that i had left my card and i could speak to a manager to retrieve it. i told her that either my wife or i would be there to pick it up. i returned to lowe’s that afternoon at around 4:25 and after them searching and searching and reviewing the cameras they came to the realization that they gave my card to a complete and total stranger. i didn’t hold my composure very well but made no threats or destroyed anything, just screamed in anger. after leaving i called that store and spoke with the manager and asked what their policy was for returning a lost card to a customer. he goes through the usual mumbo jumbo about how they make sure to put the card in a secure location and that when the customer comes to retrieve the card they make sure to validate that the card belongs to the customer via id. when i asked why they gave my card to a complete and total stranger they had no words. i’m waiting for the official store manager to arrive so i can speak to them. i’m already working with the police as to the person that has my card, but i’m wondering if there’s any legal action i can take against lowe’s. any advice would be appreciated. bot: for future reference - whenever you loose a credit card the first thing you should do is call, or go to online account if available to you, and lock the card. i hope you have reported it to your ccc by now. they won't hold you to more than $50 of charges and usually they don't even hold you to that

user: [virginia] left my credit card at lowe’s only to discover when i went to pick it back up they gave it to a complete stranger who’s since racked up almost $1300 in charges. so the title kinda explains my problem but here’s the story. at around 11:30 yesterday i went to a local lowe’s to exchange a storm door. after getting a little frustrated at their system telling me an item was in stock at their store when it wasn’t i accidentally left my cc on their customer service counter. at 11:52 the lady that helped me contacted me to inform me that i had left my card and i could speak to a manager to retrieve it. i told her that either my wife or i would be there to pick it up. i returned to lowe’s that afternoon at around 4:25 and after them searching and searching and reviewing the cameras they came to the realization that they gave my card to a complete and total stranger. i didn’t hold my composure very well but made no threats or destroyed anything, just screamed in anger. after leaving i called that store and spoke with the manager and asked what their policy was for returning a lost card to a customer. he goes through the usual mumbo jumbo about how they make sure to put the card in a secure location and that when the customer comes to retrieve the card they make sure to validate that the card belongs to the customer via id. when i asked why they gave my card to a complete and total stranger they had no words. i’m waiting for the official store manager to arrive so i can speak to them. i’m already working with the police as to the person that has my card, but i’m wondering if there’s any legal action i can take against lowe’s. any advice would be appreciated. bot: this is not a lowe's problem, it's a you and the cc card company issue. since you've notified the cc company, you won't be responsible for any charges, so you don't have any grounds for any damages. while someone dropped the ball by mistakenly giving your cc to someone else, you are the person who lost it and there isn't any damages, other than your aggravation and inconvenience. remember, that you lost the card.

user: [virginia] left my credit card at lowe’s only to discover when i went to pick it back up they gave it to a complete stranger who’s since racked up almost $1300 in charges. so the title kinda explains my problem but here’s the story. at around 11:30 yesterday i went to a local lowe’s to exchange a storm door. after getting a little frustrated at their system telling me an item was in stock at their store when it wasn’t i accidentally left my cc on their customer service counter. at 11:52 the lady that helped me contacted me to inform me that i had left my card and i could speak to a manager to retrieve it. i told her that either my wife or i would be there to pick it up. i returned to lowe’s that afternoon at around 4:25 and after them searching and searching and reviewing the cameras they came to the realization that they gave my card to a complete and total stranger. i didn’t hold my composure very well but made no threats or destroyed anything, just screamed in anger. after leaving i called that store and spoke with the manager and asked what their policy was for returning a lost card to a customer. he goes through the usual mumbo jumbo about how they make sure to put the card in a secure location and that when the customer comes to retrieve the card they make sure to validate that the card belongs to the customer via id. when i asked why they gave my card to a complete and total stranger they had no words. i’m waiting for the official store manager to arrive so i can speak to them. i’m already working with the police as to the person that has my card, but i’m wondering if there’s any legal action i can take against lowe’s. any advice would be appreciated. bot: well you should have cancelled your card the second you lost it. your new course of action needs to be to call them immediately and tell them the story and do as they say.

user: [virginia] left my credit card at lowe’s only to discover when i went to pick it back up they gave it to a complete stranger who’s since racked up almost $1300 in charges. so the title kinda explains my problem but here’s the story. at around 11:30 yesterday i went to a local lowe’s to exchange a storm door. after getting a little frustrated at their system telling me an item was in stock at their store when it wasn’t i accidentally left my cc on their customer service counter. at 11:52 the lady that helped me contacted me to inform me that i had left my card and i could speak to a manager to retrieve it. i told her that either my wife or i would be there to pick it up. i returned to lowe’s that afternoon at around 4:25 and after them searching and searching and reviewing the cameras they came to the realization that they gave my card to a complete and total stranger. i didn’t hold my composure very well but made no threats or destroyed anything, just screamed in anger. after leaving i called that store and spoke with the manager and asked what their policy was for returning a lost card to a customer. he goes through the usual mumbo jumbo about how they make sure to put the card in a secure location and that when the customer comes to retrieve the card they make sure to validate that the card belongs to the customer via id. when i asked why they gave my card to a complete and total stranger they had no words. i’m waiting for the official store manager to arrive so i can speak to them. i’m already working with the police as to the person that has my card, but i’m wondering if there’s any legal action i can take against lowe’s. any advice would be appreciated. bot: sounds like you’re looking to sue and make money off the incident. the bank and or credit card company will cancel those fraudulent charges. you have no loss therefore nothing to sue for. you have no case against lowes.

user: [virginia] left my credit card at lowe’s only to discover when i went to pick it back up they gave it to a complete stranger who’s since racked up almost $1300 in charges. so the title kinda explains my problem but here’s the story. at around 11:30 yesterday i went to a local lowe’s to exchange a storm door. after getting a little frustrated at their system telling me an item was in stock at their store when it wasn’t i accidentally left my cc on their customer service counter. at 11:52 the lady that helped me contacted me to inform me that i had left my card and i could speak to a manager to retrieve it. i told her that either my wife or i would be there to pick it up. i returned to lowe’s that afternoon at around 4:25 and after them searching and searching and reviewing the cameras they came to the realization that they gave my card to a complete and total stranger. i didn’t hold my composure very well but made no threats or destroyed anything, just screamed in anger. after leaving i called that store and spoke with the manager and asked what their policy was for returning a lost card to a customer. he goes through the usual mumbo jumbo about how they make sure to put the card in a secure location and that when the customer comes to retrieve the card they make sure to validate that the card belongs to the customer via id. when i asked why they gave my card to a complete and total stranger they had no words. i’m waiting for the official store manager to arrive so i can speak to them. i’m already working with the police as to the person that has my card, but i’m wondering if there’s any legal action i can take against lowe’s. any advice would be appreciated. bot: you've reported the card stolen to your bank, and presumably told them which charges aren't legit, so you aren't responsible for them. in the end, you haven't sustained any damages, so there's nothing to sue lowe's over. your bank may be annoyed, but that's between your bank and lowe's.

user: [virginia] left my credit card at lowe’s only to discover when i went to pick it back up they gave it to a complete stranger who’s since racked up almost $1300 in charges. so the title kinda explains my problem but here’s the story. at around 11:30 yesterday i went to a local lowe’s to exchange a storm door. after getting a little frustrated at their system telling me an item was in stock at their store when it wasn’t i accidentally left my cc on their customer service counter. at 11:52 the lady that helped me contacted me to inform me that i had left my card and i could speak to a manager to retrieve it. i told her that either my wife or i would be there to pick it up. i returned to lowe’s that afternoon at around 4:25 and after them searching and searching and reviewing the cameras they came to the realization that they gave my card to a complete and total stranger. i didn’t hold my composure very well but made no threats or destroyed anything, just screamed in anger. after leaving i called that store and spoke with the manager and asked what their policy was for returning a lost card to a customer. he goes through the usual mumbo jumbo about how they make sure to put the card in a secure location and that when the customer comes to retrieve the card they make sure to validate that the card belongs to the customer via id. when i asked why they gave my card to a complete and total stranger they had no words. i’m waiting for the official store manager to arrive so i can speak to them. i’m already working with the police as to the person that has my card, but i’m wondering if there’s any legal action i can take against lowe’s. any advice would be appreciated. bot: sounds like you’re looking to sue and make money off the incident. the bank and or credit card company will cancel those fraudulent charges. you have no loss therefore nothing to sue for. you have no case against lowes.

user: [virginia] left my credit card at lowe’s only to discover when i went to pick it back up they gave it to a complete stranger who’s since racked up almost $1300 in charges. so the title kinda explains my problem but here’s the story. at around 11:30 yesterday i went to a local lowe’s to exchange a storm door. after getting a little frustrated at their system telling me an item was in stock at their store when it wasn’t i accidentally left my cc on their customer service counter. at 11:52 the lady that helped me contacted me to inform me that i had left my card and i could speak to a manager to retrieve it. i told her that either my wife or i would be there to pick it up. i returned to lowe’s that afternoon at around 4:25 and after them searching and searching and reviewing the cameras they came to the realization that they gave my card to a complete and total stranger. i didn’t hold my composure very well but made no threats or destroyed anything, just screamed in anger. after leaving i called that store and spoke with the manager and asked what their policy was for returning a lost card to a customer. he goes through the usual mumbo jumbo about how they make sure to put the card in a secure location and that when the customer comes to retrieve the card they make sure to validate that the card belongs to the customer via id. when i asked why they gave my card to a complete and total stranger they had no words. i’m waiting for the official store manager to arrive so i can speak to them. i’m already working with the police as to the person that has my card, but i’m wondering if there’s any legal action i can take against lowe’s. any advice would be appreciated. bot: well you should have cancelled your card the second you lost it. your new course of action needs to be to call them immediately and tell them the story and do as they say.

user: [virginia] left my credit card at lowe’s only to discover when i went to pick it back up they gave it to a complete stranger who’s since racked up almost $1300 in charges. so the title kinda explains my problem but here’s the story. at around 11:30 yesterday i went to a local lowe’s to exchange a storm door. after getting a little frustrated at their system telling me an item was in stock at their store when it wasn’t i accidentally left my cc on their customer service counter. at 11:52 the lady that helped me contacted me to inform me that i had left my card and i could speak to a manager to retrieve it. i told her that either my wife or i would be there to pick it up. i returned to lowe’s that afternoon at around 4:25 and after them searching and searching and reviewing the cameras they came to the realization that they gave my card to a complete and total stranger. i didn’t hold my composure very well but made no threats or destroyed anything, just screamed in anger. after leaving i called that store and spoke with the manager and asked what their policy was for returning a lost card to a customer. he goes through the usual mumbo jumbo about how they make sure to put the card in a secure location and that when the customer comes to retrieve the card they make sure to validate that the card belongs to the customer via id. when i asked why they gave my card to a complete and total stranger they had no words. i’m waiting for the official store manager to arrive so i can speak to them. i’m already working with the police as to the person that has my card, but i’m wondering if there’s any legal action i can take against lowe’s. any advice would be appreciated. bot: sounds like you’re looking to sue and make money off the incident. the bank and or credit card company will cancel those fraudulent charges. you have no loss therefore nothing to sue for. you have no case against lowes.

user: [virginia] left my credit card at lowe’s only to discover when i went to pick it back up they gave it to a complete stranger who’s since racked up almost $1300 in charges. so the title kinda explains my problem but here’s the story. at around 11:30 yesterday i went to a local lowe’s to exchange a storm door. after getting a little frustrated at their system telling me an item was in stock at their store when it wasn’t i accidentally left my cc on their customer service counter. at 11:52 the lady that helped me contacted me to inform me that i had left my card and i could speak to a manager to retrieve it. i told her that either my wife or i would be there to pick it up. i returned to lowe’s that afternoon at around 4:25 and after them searching and searching and reviewing the cameras they came to the realization that they gave my card to a complete and total stranger. i didn’t hold my composure very well but made no threats or destroyed anything, just screamed in anger. after leaving i called that store and spoke with the manager and asked what their policy was for returning a lost card to a customer. he goes through the usual mumbo jumbo about how they make sure to put the card in a secure location and that when the customer comes to retrieve the card they make sure to validate that the card belongs to the customer via id. when i asked why they gave my card to a complete and total stranger they had no words. i’m waiting for the official store manager to arrive so i can speak to them. i’m already working with the police as to the person that has my card, but i’m wondering if there’s any legal action i can take against lowe’s. any advice would be appreciated. bot: not a big deal. it's a credit card. that's the banks money and not yours. this is a major reason why you should always use a credit card and never a debit card. you called the credit card company to cancel it. just dispute the fraudulent charges. you're not liable for them since you didn't authorize them. file a police report if you want to be extra sure no one will hassle you. but if the bank hassles you over this then you should immediately get a new bank because this sort of stuff happens all the time and it's no big deal. lowe's didn't do anything wrong. they're not responsible for your credit card. you are. they have no way of knowing if you are really who you say you are or anything. and you shouldnt' have left your card there. you're not going to get anywhere trying to pursue lowes. you should have just cancelled the card straightaway as soon as they said you left it and requested a new one. my bank will overnight me a replacement card up to like twice a year for free. if yours doesn't, try getting a new bank. it's much cheaper for them to send you a new card than it is to waste their time chasing down fraudulent charges and tying up their money. if lowes gave your card to a stranger it was likely because they asked the person if it was their card and they said yes. thus there was very likely no crime committed by lowes. proving that this was a conspiracy is going to be extremely difficult if not impossible. you have no recourse against lowes. you can file a police report for identity theft, but you have no damages because you aren't liable for the charges they made so there's nothing you can do beyond that. this is seriously not a big deal and if your bank tries to make it one, get a new bank yesterday. it's 2022 and credit cards get stolen thousands of times a day.

user: [virginia] left my credit card at lowe’s only to discover when i went to pick it back up they gave it to a complete stranger who’s since racked up almost $1300 in charges. so the title kinda explains my problem but here’s the story. at around 11:30 yesterday i went to a local lowe’s to exchange a storm door. after getting a little frustrated at their system telling me an item was in stock at their store when it wasn’t i accidentally left my cc on their customer service counter. at 11:52 the lady that helped me contacted me to inform me that i had left my card and i could speak to a manager to retrieve it. i told her that either my wife or i would be there to pick it up. i returned to lowe’s that afternoon at around 4:25 and after them searching and searching and reviewing the cameras they came to the realization that they gave my card to a complete and total stranger. i didn’t hold my composure very well but made no threats or destroyed anything, just screamed in anger. after leaving i called that store and spoke with the manager and asked what their policy was for returning a lost card to a customer. he goes through the usual mumbo jumbo about how they make sure to put the card in a secure location and that when the customer comes to retrieve the card they make sure to validate that the card belongs to the customer via id. when i asked why they gave my card to a complete and total stranger they had no words. i’m waiting for the official store manager to arrive so i can speak to them. i’m already working with the police as to the person that has my card, but i’m wondering if there’s any legal action i can take against lowe’s. any advice would be appreciated. bot: sounds like you’re looking to sue and make money off the incident. the bank and or credit card company will cancel those fraudulent charges. you have no loss therefore nothing to sue for. you have no case against lowes.

user: [virginia] left my credit card at lowe’s only to discover when i went to pick it back up they gave it to a complete stranger who’s since racked up almost $1300 in charges. so the title kinda explains my problem but here’s the story. at around 11:30 yesterday i went to a local lowe’s to exchange a storm door. after getting a little frustrated at their system telling me an item was in stock at their store when it wasn’t i accidentally left my cc on their customer service counter. at 11:52 the lady that helped me contacted me to inform me that i had left my card and i could speak to a manager to retrieve it. i told her that either my wife or i would be there to pick it up. i returned to lowe’s that afternoon at around 4:25 and after them searching and searching and reviewing the cameras they came to the realization that they gave my card to a complete and total stranger. i didn’t hold my composure very well but made no threats or destroyed anything, just screamed in anger. after leaving i called that store and spoke with the manager and asked what their policy was for returning a lost card to a customer. he goes through the usual mumbo jumbo about how they make sure to put the card in a secure location and that when the customer comes to retrieve the card they make sure to validate that the card belongs to the customer via id. when i asked why they gave my card to a complete and total stranger they had no words. i’m waiting for the official store manager to arrive so i can speak to them. i’m already working with the police as to the person that has my card, but i’m wondering if there’s any legal action i can take against lowe’s. any advice would be appreciated. bot: as a former senior lp director for a retail giant, while this is frustrating, you are actually not the victim here, the cc issuing bank and / or lowes are. any fraudulent charges are not your responsibility (technically the fcba says the first $50 can be, but most card issuers waive that). the police (depending on your location) may engage with store lp in the possibility that this was a known actor or an internal theft, but the actual complainant / victim would be the cc bank and / or lowes. while there’s unlikely to be any legal recourse for you, from a customer service standpoint i’d imagine if you were calm and reasonable that they’d likely offer a discount on your storm door for the hassle / inconvenience.

user: [virginia] left my credit card at lowe’s only to discover when i went to pick it back up they gave it to a complete stranger who’s since racked up almost $1300 in charges. so the title kinda explains my problem but here’s the story. at around 11:30 yesterday i went to a local lowe’s to exchange a storm door. after getting a little frustrated at their system telling me an item was in stock at their store when it wasn’t i accidentally left my cc on their customer service counter. at 11:52 the lady that helped me contacted me to inform me that i had left my card and i could speak to a manager to retrieve it. i told her that either my wife or i would be there to pick it up. i returned to lowe’s that afternoon at around 4:25 and after them searching and searching and reviewing the cameras they came to the realization that they gave my card to a complete and total stranger. i didn’t hold my composure very well but made no threats or destroyed anything, just screamed in anger. after leaving i called that store and spoke with the manager and asked what their policy was for returning a lost card to a customer. he goes through the usual mumbo jumbo about how they make sure to put the card in a secure location and that when the customer comes to retrieve the card they make sure to validate that the card belongs to the customer via id. when i asked why they gave my card to a complete and total stranger they had no words. i’m waiting for the official store manager to arrive so i can speak to them. i’m already working with the police as to the person that has my card, but i’m wondering if there’s any legal action i can take against lowe’s. any advice would be appreciated. bot: sounds like you’re looking to sue and make money off the incident. the bank and or credit card company will cancel those fraudulent charges. you have no loss therefore nothing to sue for. you have no case against lowes.

user: [virginia] left my credit card at lowe’s only to discover when i went to pick it back up they gave it to a complete stranger who’s since racked up almost $1300 in charges. so the title kinda explains my problem but here’s the story. at around 11:30 yesterday i went to a local lowe’s to exchange a storm door. after getting a little frustrated at their system telling me an item was in stock at their store when it wasn’t i accidentally left my cc on their customer service counter. at 11:52 the lady that helped me contacted me to inform me that i had left my card and i could speak to a manager to retrieve it. i told her that either my wife or i would be there to pick it up. i returned to lowe’s that afternoon at around 4:25 and after them searching and searching and reviewing the cameras they came to the realization that they gave my card to a complete and total stranger. i didn’t hold my composure very well but made no threats or destroyed anything, just screamed in anger. after leaving i called that store and spoke with the manager and asked what their policy was for returning a lost card to a customer. he goes through the usual mumbo jumbo about how they make sure to put the card in a secure location and that when the customer comes to retrieve the card they make sure to validate that the card belongs to the customer via id. when i asked why they gave my card to a complete and total stranger they had no words. i’m waiting for the official store manager to arrive so i can speak to them. i’m already working with the police as to the person that has my card, but i’m wondering if there’s any legal action i can take against lowe’s. any advice would be appreciated. bot: it is perfectly normal to feel violated and angry and want lowes and the person who used your card to be held accountable. i’ve had this happen to friends too. lowes made a mistake, but at worst it’s incompetence not a crime. lowes might fire the employee, reprimand them, or do nothing. but that’s entirely up to lowes. you don’t really have any control over that. that’s frustrating but don’t let your frustration and anger rule you. just let lowes do what lowes does. the person who took your card and used it, unless they have an identical name (and also lost a card at that lowes) or some other very strange coincidence, knew full well that it was not their card. they did commit a crime. you can and should report this crime to the police. you can and should also report it to your credit card company. but as others have said, you don’t have any control over wether the police or card company will pursue this. they are only likely to pursue it if it’s a high enough dollar amount or it fits into a larger fraud pattern or group they are investigating. either way, my point is that you will feel much better and be happier as a person if you just let this go, enjoy the protections your card company gives you, and move on in life.

user: [virginia] left my credit card at lowe’s only to discover when i went to pick it back up they gave it to a complete stranger who’s since racked up almost $1300 in charges. so the title kinda explains my problem but here’s the story. at around 11:30 yesterday i went to a local lowe’s to exchange a storm door. after getting a little frustrated at their system telling me an item was in stock at their store when it wasn’t i accidentally left my cc on their customer service counter. at 11:52 the lady that helped me contacted me to inform me that i had left my card and i could speak to a manager to retrieve it. i told her that either my wife or i would be there to pick it up. i returned to lowe’s that afternoon at around 4:25 and after them searching and searching and reviewing the cameras they came to the realization that they gave my card to a complete and total stranger. i didn’t hold my composure very well but made no threats or destroyed anything, just screamed in anger. after leaving i called that store and spoke with the manager and asked what their policy was for returning a lost card to a customer. he goes through the usual mumbo jumbo about how they make sure to put the card in a secure location and that when the customer comes to retrieve the card they make sure to validate that the card belongs to the customer via id. when i asked why they gave my card to a complete and total stranger they had no words. i’m waiting for the official store manager to arrive so i can speak to them. i’m already working with the police as to the person that has my card, but i’m wondering if there’s any legal action i can take against lowe’s. any advice would be appreciated. bot: i understand why you’re mad, but not this mad. your cc company will reverse the charges. the couple of time someone skimmed or copied my cc and made some charges on it they immediately reversed all charges. i had a replacement card in two days. lowe’s will reprimand the employee who screwed up and you will be made whole again.

user: [virginia] left my credit card at lowe’s only to discover when i went to pick it back up they gave it to a complete stranger who’s since racked up almost $1300 in charges. so the title kinda explains my problem but here’s the story. at around 11:30 yesterday i went to a local lowe’s to exchange a storm door. after getting a little frustrated at their system telling me an item was in stock at their store when it wasn’t i accidentally left my cc on their customer service counter. at 11:52 the lady that helped me contacted me to inform me that i had left my card and i could speak to a manager to retrieve it. i told her that either my wife or i would be there to pick it up. i returned to lowe’s that afternoon at around 4:25 and after them searching and searching and reviewing the cameras they came to the realization that they gave my card to a complete and total stranger. i didn’t hold my composure very well but made no threats or destroyed anything, just screamed in anger. after leaving i called that store and spoke with the manager and asked what their policy was for returning a lost card to a customer. he goes through the usual mumbo jumbo about how they make sure to put the card in a secure location and that when the customer comes to retrieve the card they make sure to validate that the card belongs to the customer via id. when i asked why they gave my card to a complete and total stranger they had no words. i’m waiting for the official store manager to arrive so i can speak to them. i’m already working with the police as to the person that has my card, but i’m wondering if there’s any legal action i can take against lowe’s. any advice would be appreciated. bot: you've reported the card stolen to your bank, and presumably told them which charges aren't legit, so you aren't responsible for them. in the end, you haven't sustained any damages, so there's nothing to sue lowe's over. your bank may be annoyed, but that's between your bank and lowe's.

user: [virginia] left my credit card at lowe’s only to discover when i went to pick it back up they gave it to a complete stranger who’s since racked up almost $1300 in charges. so the title kinda explains my problem but here’s the story. at around 11:30 yesterday i went to a local lowe’s to exchange a storm door. after getting a little frustrated at their system telling me an item was in stock at their store when it wasn’t i accidentally left my cc on their customer service counter. at 11:52 the lady that helped me contacted me to inform me that i had left my card and i could speak to a manager to retrieve it. i told her that either my wife or i would be there to pick it up. i returned to lowe’s that afternoon at around 4:25 and after them searching and searching and reviewing the cameras they came to the realization that they gave my card to a complete and total stranger. i didn’t hold my composure very well but made no threats or destroyed anything, just screamed in anger. after leaving i called that store and spoke with the manager and asked what their policy was for returning a lost card to a customer. he goes through the usual mumbo jumbo about how they make sure to put the card in a secure location and that when the customer comes to retrieve the card they make sure to validate that the card belongs to the customer via id. when i asked why they gave my card to a complete and total stranger they had no words. i’m waiting for the official store manager to arrive so i can speak to them. i’m already working with the police as to the person that has my card, but i’m wondering if there’s any legal action i can take against lowe’s. any advice would be appreciated. bot: i understand why you’re mad, but not this mad. your cc company will reverse the charges. the couple of time someone skimmed or copied my cc and made some charges on it they immediately reversed all charges. i had a replacement card in two days. lowe’s will reprimand the employee who screwed up and you will be made whole again.

user: [virginia] left my credit card at lowe’s only to discover when i went to pick it back up they gave it to a complete stranger who’s since racked up almost $1300 in charges. so the title kinda explains my problem but here’s the story. at around 11:30 yesterday i went to a local lowe’s to exchange a storm door. after getting a little frustrated at their system telling me an item was in stock at their store when it wasn’t i accidentally left my cc on their customer service counter. at 11:52 the lady that helped me contacted me to inform me that i had left my card and i could speak to a manager to retrieve it. i told her that either my wife or i would be there to pick it up. i returned to lowe’s that afternoon at around 4:25 and after them searching and searching and reviewing the cameras they came to the realization that they gave my card to a complete and total stranger. i didn’t hold my composure very well but made no threats or destroyed anything, just screamed in anger. after leaving i called that store and spoke with the manager and asked what their policy was for returning a lost card to a customer. he goes through the usual mumbo jumbo about how they make sure to put the card in a secure location and that when the customer comes to retrieve the card they make sure to validate that the card belongs to the customer via id. when i asked why they gave my card to a complete and total stranger they had no words. i’m waiting for the official store manager to arrive so i can speak to them. i’m already working with the police as to the person that has my card, but i’m wondering if there’s any legal action i can take against lowe’s. any advice would be appreciated. bot: well you should have cancelled your card the second you lost it. your new course of action needs to be to call them immediately and tell them the story and do as they say.

user: [virginia] left my credit card at lowe’s only to discover when i went to pick it back up they gave it to a complete stranger who’s since racked up almost $1300 in charges. so the title kinda explains my problem but here’s the story. at around 11:30 yesterday i went to a local lowe’s to exchange a storm door. after getting a little frustrated at their system telling me an item was in stock at their store when it wasn’t i accidentally left my cc on their customer service counter. at 11:52 the lady that helped me contacted me to inform me that i had left my card and i could speak to a manager to retrieve it. i told her that either my wife or i would be there to pick it up. i returned to lowe’s that afternoon at around 4:25 and after them searching and searching and reviewing the cameras they came to the realization that they gave my card to a complete and total stranger. i didn’t hold my composure very well but made no threats or destroyed anything, just screamed in anger. after leaving i called that store and spoke with the manager and asked what their policy was for returning a lost card to a customer. he goes through the usual mumbo jumbo about how they make sure to put the card in a secure location and that when the customer comes to retrieve the card they make sure to validate that the card belongs to the customer via id. when i asked why they gave my card to a complete and total stranger they had no words. i’m waiting for the official store manager to arrive so i can speak to them. i’m already working with the police as to the person that has my card, but i’m wondering if there’s any legal action i can take against lowe’s. any advice would be appreciated. bot: i understand why you’re mad, but not this mad. your cc company will reverse the charges. the couple of time someone skimmed or copied my cc and made some charges on it they immediately reversed all charges. i had a replacement card in two days. lowe’s will reprimand the employee who screwed up and you will be made whole again.

user: [virginia] left my credit card at lowe’s only to discover when i went to pick it back up they gave it to a complete stranger who’s since racked up almost $1300 in charges. so the title kinda explains my problem but here’s the story. at around 11:30 yesterday i went to a local lowe’s to exchange a storm door. after getting a little frustrated at their system telling me an item was in stock at their store when it wasn’t i accidentally left my cc on their customer service counter. at 11:52 the lady that helped me contacted me to inform me that i had left my card and i could speak to a manager to retrieve it. i told her that either my wife or i would be there to pick it up. i returned to lowe’s that afternoon at around 4:25 and after them searching and searching and reviewing the cameras they came to the realization that they gave my card to a complete and total stranger. i didn’t hold my composure very well but made no threats or destroyed anything, just screamed in anger. after leaving i called that store and spoke with the manager and asked what their policy was for returning a lost card to a customer. he goes through the usual mumbo jumbo about how they make sure to put the card in a secure location and that when the customer comes to retrieve the card they make sure to validate that the card belongs to the customer via id. when i asked why they gave my card to a complete and total stranger they had no words. i’m waiting for the official store manager to arrive so i can speak to them. i’m already working with the police as to the person that has my card, but i’m wondering if there’s any legal action i can take against lowe’s. any advice would be appreciated. bot: not a big deal. it's a credit card. that's the banks money and not yours. this is a major reason why you should always use a credit card and never a debit card. you called the credit card company to cancel it. just dispute the fraudulent charges. you're not liable for them since you didn't authorize them. file a police report if you want to be extra sure no one will hassle you. but if the bank hassles you over this then you should immediately get a new bank because this sort of stuff happens all the time and it's no big deal. lowe's didn't do anything wrong. they're not responsible for your credit card. you are. they have no way of knowing if you are really who you say you are or anything. and you shouldnt' have left your card there. you're not going to get anywhere trying to pursue lowes. you should have just cancelled the card straightaway as soon as they said you left it and requested a new one. my bank will overnight me a replacement card up to like twice a year for free. if yours doesn't, try getting a new bank. it's much cheaper for them to send you a new card than it is to waste their time chasing down fraudulent charges and tying up their money. if lowes gave your card to a stranger it was likely because they asked the person if it was their card and they said yes. thus there was very likely no crime committed by lowes. proving that this was a conspiracy is going to be extremely difficult if not impossible. you have no recourse against lowes. you can file a police report for identity theft, but you have no damages because you aren't liable for the charges they made so there's nothing you can do beyond that. this is seriously not a big deal and if your bank tries to make it one, get a new bank yesterday. it's 2022 and credit cards get stolen thousands of times a day.

user: [virginia] left my credit card at lowe’s only to discover when i went to pick it back up they gave it to a complete stranger who’s since racked up almost $1300 in charges. so the title kinda explains my problem but here’s the story. at around 11:30 yesterday i went to a local lowe’s to exchange a storm door. after getting a little frustrated at their system telling me an item was in stock at their store when it wasn’t i accidentally left my cc on their customer service counter. at 11:52 the lady that helped me contacted me to inform me that i had left my card and i could speak to a manager to retrieve it. i told her that either my wife or i would be there to pick it up. i returned to lowe’s that afternoon at around 4:25 and after them searching and searching and reviewing the cameras they came to the realization that they gave my card to a complete and total stranger. i didn’t hold my composure very well but made no threats or destroyed anything, just screamed in anger. after leaving i called that store and spoke with the manager and asked what their policy was for returning a lost card to a customer. he goes through the usual mumbo jumbo about how they make sure to put the card in a secure location and that when the customer comes to retrieve the card they make sure to validate that the card belongs to the customer via id. when i asked why they gave my card to a complete and total stranger they had no words. i’m waiting for the official store manager to arrive so i can speak to them. i’m already working with the police as to the person that has my card, but i’m wondering if there’s any legal action i can take against lowe’s. any advice would be appreciated. bot: i understand why you’re mad, but not this mad. your cc company will reverse the charges. the couple of time someone skimmed or copied my cc and made some charges on it they immediately reversed all charges. i had a replacement card in two days. lowe’s will reprimand the employee who screwed up and you will be made whole again.

user: [virginia] left my credit card at lowe’s only to discover when i went to pick it back up they gave it to a complete stranger who’s since racked up almost $1300 in charges. so the title kinda explains my problem but here’s the story. at around 11:30 yesterday i went to a local lowe’s to exchange a storm door. after getting a little frustrated at their system telling me an item was in stock at their store when it wasn’t i accidentally left my cc on their customer service counter. at 11:52 the lady that helped me contacted me to inform me that i had left my card and i could speak to a manager to retrieve it. i told her that either my wife or i would be there to pick it up. i returned to lowe’s that afternoon at around 4:25 and after them searching and searching and reviewing the cameras they came to the realization that they gave my card to a complete and total stranger. i didn’t hold my composure very well but made no threats or destroyed anything, just screamed in anger. after leaving i called that store and spoke with the manager and asked what their policy was for returning a lost card to a customer. he goes through the usual mumbo jumbo about how they make sure to put the card in a secure location and that when the customer comes to retrieve the card they make sure to validate that the card belongs to the customer via id. when i asked why they gave my card to a complete and total stranger they had no words. i’m waiting for the official store manager to arrive so i can speak to them. i’m already working with the police as to the person that has my card, but i’m wondering if there’s any legal action i can take against lowe’s. any advice would be appreciated. bot: as a former senior lp director for a retail giant, while this is frustrating, you are actually not the victim here, the cc issuing bank and / or lowes are. any fraudulent charges are not your responsibility (technically the fcba says the first $50 can be, but most card issuers waive that). the police (depending on your location) may engage with store lp in the possibility that this was a known actor or an internal theft, but the actual complainant / victim would be the cc bank and / or lowes. while there’s unlikely to be any legal recourse for you, from a customer service standpoint i’d imagine if you were calm and reasonable that they’d likely offer a discount on your storm door for the hassle / inconvenience.

user: [virginia] left my credit card at lowe’s only to discover when i went to pick it back up they gave it to a complete stranger who’s since racked up almost $1300 in charges. so the title kinda explains my problem but here’s the story. at around 11:30 yesterday i went to a local lowe’s to exchange a storm door. after getting a little frustrated at their system telling me an item was in stock at their store when it wasn’t i accidentally left my cc on their customer service counter. at 11:52 the lady that helped me contacted me to inform me that i had left my card and i could speak to a manager to retrieve it. i told her that either my wife or i would be there to pick it up. i returned to lowe’s that afternoon at around 4:25 and after them searching and searching and reviewing the cameras they came to the realization that they gave my card to a complete and total stranger. i didn’t hold my composure very well but made no threats or destroyed anything, just screamed in anger. after leaving i called that store and spoke with the manager and asked what their policy was for returning a lost card to a customer. he goes through the usual mumbo jumbo about how they make sure to put the card in a secure location and that when the customer comes to retrieve the card they make sure to validate that the card belongs to the customer via id. when i asked why they gave my card to a complete and total stranger they had no words. i’m waiting for the official store manager to arrive so i can speak to them. i’m already working with the police as to the person that has my card, but i’m wondering if there’s any legal action i can take against lowe’s. any advice would be appreciated. bot: i understand why you’re mad, but not this mad. your cc company will reverse the charges. the couple of time someone skimmed or copied my cc and made some charges on it they immediately reversed all charges. i had a replacement card in two days. lowe’s will reprimand the employee who screwed up and you will be made whole again.

user: [virginia] left my credit card at lowe’s only to discover when i went to pick it back up they gave it to a complete stranger who’s since racked up almost $1300 in charges. so the title kinda explains my problem but here’s the story. at around 11:30 yesterday i went to a local lowe’s to exchange a storm door. after getting a little frustrated at their system telling me an item was in stock at their store when it wasn’t i accidentally left my cc on their customer service counter. at 11:52 the lady that helped me contacted me to inform me that i had left my card and i could speak to a manager to retrieve it. i told her that either my wife or i would be there to pick it up. i returned to lowe’s that afternoon at around 4:25 and after them searching and searching and reviewing the cameras they came to the realization that they gave my card to a complete and total stranger. i didn’t hold my composure very well but made no threats or destroyed anything, just screamed in anger. after leaving i called that store and spoke with the manager and asked what their policy was for returning a lost card to a customer. he goes through the usual mumbo jumbo about how they make sure to put the card in a secure location and that when the customer comes to retrieve the card they make sure to validate that the card belongs to the customer via id. when i asked why they gave my card to a complete and total stranger they had no words. i’m waiting for the official store manager to arrive so i can speak to them. i’m already working with the police as to the person that has my card, but i’m wondering if there’s any legal action i can take against lowe’s. any advice would be appreciated. bot: it is perfectly normal to feel violated and angry and want lowes and the person who used your card to be held accountable. i’ve had this happen to friends too. lowes made a mistake, but at worst it’s incompetence not a crime. lowes might fire the employee, reprimand them, or do nothing. but that’s entirely up to lowes. you don’t really have any control over that. that’s frustrating but don’t let your frustration and anger rule you. just let lowes do what lowes does. the person who took your card and used it, unless they have an identical name (and also lost a card at that lowes) or some other very strange coincidence, knew full well that it was not their card. they did commit a crime. you can and should report this crime to the police. you can and should also report it to your credit card company. but as others have said, you don’t have any control over wether the police or card company will pursue this. they are only likely to pursue it if it’s a high enough dollar amount or it fits into a larger fraud pattern or group they are investigating. either way, my point is that you will feel much better and be happier as a person if you just let this go, enjoy the protections your card company gives you, and move on in life.

user: [virginia] left my credit card at lowe’s only to discover when i went to pick it back up they gave it to a complete stranger who’s since racked up almost $1300 in charges. so the title kinda explains my problem but here’s the story. at around 11:30 yesterday i went to a local lowe’s to exchange a storm door. after getting a little frustrated at their system telling me an item was in stock at their store when it wasn’t i accidentally left my cc on their customer service counter. at 11:52 the lady that helped me contacted me to inform me that i had left my card and i could speak to a manager to retrieve it. i told her that either my wife or i would be there to pick it up. i returned to lowe’s that afternoon at around 4:25 and after them searching and searching and reviewing the cameras they came to the realization that they gave my card to a complete and total stranger. i didn’t hold my composure very well but made no threats or destroyed anything, just screamed in anger. after leaving i called that store and spoke with the manager and asked what their policy was for returning a lost card to a customer. he goes through the usual mumbo jumbo about how they make sure to put the card in a secure location and that when the customer comes to retrieve the card they make sure to validate that the card belongs to the customer via id. when i asked why they gave my card to a complete and total stranger they had no words. i’m waiting for the official store manager to arrive so i can speak to them. i’m already working with the police as to the person that has my card, but i’m wondering if there’s any legal action i can take against lowe’s. any advice would be appreciated. bot: i understand why you’re mad, but not this mad. your cc company will reverse the charges. the couple of time someone skimmed or copied my cc and made some charges on it they immediately reversed all charges. i had a replacement card in two days. lowe’s will reprimand the employee who screwed up and you will be made whole again.

user: [virginia] left my credit card at lowe’s only to discover when i went to pick it back up they gave it to a complete stranger who’s since racked up almost $1300 in charges. so the title kinda explains my problem but here’s the story. at around 11:30 yesterday i went to a local lowe’s to exchange a storm door. after getting a little frustrated at their system telling me an item was in stock at their store when it wasn’t i accidentally left my cc on their customer service counter. at 11:52 the lady that helped me contacted me to inform me that i had left my card and i could speak to a manager to retrieve it. i told her that either my wife or i would be there to pick it up. i returned to lowe’s that afternoon at around 4:25 and after them searching and searching and reviewing the cameras they came to the realization that they gave my card to a complete and total stranger. i didn’t hold my composure very well but made no threats or destroyed anything, just screamed in anger. after leaving i called that store and spoke with the manager and asked what their policy was for returning a lost card to a customer. he goes through the usual mumbo jumbo about how they make sure to put the card in a secure location and that when the customer comes to retrieve the card they make sure to validate that the card belongs to the customer via id. when i asked why they gave my card to a complete and total stranger they had no words. i’m waiting for the official store manager to arrive so i can speak to them. i’m already working with the police as to the person that has my card, but i’m wondering if there’s any legal action i can take against lowe’s. any advice would be appreciated. bot: for future reference - whenever you loose a credit card the first thing you should do is call, or go to online account if available to you, and lock the card. i hope you have reported it to your ccc by now. they won't hold you to more than $50 of charges and usually they don't even hold you to that

user: [virginia] left my credit card at lowe’s only to discover when i went to pick it back up they gave it to a complete stranger who’s since racked up almost $1300 in charges. so the title kinda explains my problem but here’s the story. at around 11:30 yesterday i went to a local lowe’s to exchange a storm door. after getting a little frustrated at their system telling me an item was in stock at their store when it wasn’t i accidentally left my cc on their customer service counter. at 11:52 the lady that helped me contacted me to inform me that i had left my card and i could speak to a manager to retrieve it. i told her that either my wife or i would be there to pick it up. i returned to lowe’s that afternoon at around 4:25 and after them searching and searching and reviewing the cameras they came to the realization that they gave my card to a complete and total stranger. i didn’t hold my composure very well but made no threats or destroyed anything, just screamed in anger. after leaving i called that store and spoke with the manager and asked what their policy was for returning a lost card to a customer. he goes through the usual mumbo jumbo about how they make sure to put the card in a secure location and that when the customer comes to retrieve the card they make sure to validate that the card belongs to the customer via id. when i asked why they gave my card to a complete and total stranger they had no words. i’m waiting for the official store manager to arrive so i can speak to them. i’m already working with the police as to the person that has my card, but i’m wondering if there’s any legal action i can take against lowe’s. any advice would be appreciated. bot: i doubt that lowes owes you any duty at all in this. the credit card is your responsibility, not lowes. not following policy is not going to be actionable by you. you left the card carelessly somewhere, that is your problem, not anyone else's. contact the credit card company and let their fraud department go on from there. you may be liable for charges that occurred before you reported the card missing.

user: [virginia] left my credit card at lowe’s only to discover when i went to pick it back up they gave it to a complete stranger who’s since racked up almost $1300 in charges. so the title kinda explains my problem but here’s the story. at around 11:30 yesterday i went to a local lowe’s to exchange a storm door. after getting a little frustrated at their system telling me an item was in stock at their store when it wasn’t i accidentally left my cc on their customer service counter. at 11:52 the lady that helped me contacted me to inform me that i had left my card and i could speak to a manager to retrieve it. i told her that either my wife or i would be there to pick it up. i returned to lowe’s that afternoon at around 4:25 and after them searching and searching and reviewing the cameras they came to the realization that they gave my card to a complete and total stranger. i didn’t hold my composure very well but made no threats or destroyed anything, just screamed in anger. after leaving i called that store and spoke with the manager and asked what their policy was for returning a lost card to a customer. he goes through the usual mumbo jumbo about how they make sure to put the card in a secure location and that when the customer comes to retrieve the card they make sure to validate that the card belongs to the customer via id. when i asked why they gave my card to a complete and total stranger they had no words. i’m waiting for the official store manager to arrive so i can speak to them. i’m already working with the police as to the person that has my card, but i’m wondering if there’s any legal action i can take against lowe’s. any advice would be appreciated. bot: -file a police report concerning the stolen card and fraudulent charges -report the card as stolen to the credit card company. -give the credit card company the date and time of your last transaction, so they know what charges are fraudulent. then let the credit card company deal with it. if there's recourse for lowe's let the credit card company pursue it. in order for you to pursue anything against lowe's you have to demonstrate damages or theft against you. if the credit card company isn't going to make you pay for the fraudulent charges, then the damages and theft aren't against you.

user: [virginia] left my credit card at lowe’s only to discover when i went to pick it back up they gave it to a complete stranger who’s since racked up almost $1300 in charges. so the title kinda explains my problem but here’s the story. at around 11:30 yesterday i went to a local lowe’s to exchange a storm door. after getting a little frustrated at their system telling me an item was in stock at their store when it wasn’t i accidentally left my cc on their customer service counter. at 11:52 the lady that helped me contacted me to inform me that i had left my card and i could speak to a manager to retrieve it. i told her that either my wife or i would be there to pick it up. i returned to lowe’s that afternoon at around 4:25 and after them searching and searching and reviewing the cameras they came to the realization that they gave my card to a complete and total stranger. i didn’t hold my composure very well but made no threats or destroyed anything, just screamed in anger. after leaving i called that store and spoke with the manager and asked what their policy was for returning a lost card to a customer. he goes through the usual mumbo jumbo about how they make sure to put the card in a secure location and that when the customer comes to retrieve the card they make sure to validate that the card belongs to the customer via id. when i asked why they gave my card to a complete and total stranger they had no words. i’m waiting for the official store manager to arrive so i can speak to them. i’m already working with the police as to the person that has my card, but i’m wondering if there’s any legal action i can take against lowe’s. any advice would be appreciated. bot: i doubt that lowes owes you any duty at all in this. the credit card is your responsibility, not lowes. not following policy is not going to be actionable by you. you left the card carelessly somewhere, that is your problem, not anyone else's. contact the credit card company and let their fraud department go on from there. you may be liable for charges that occurred before you reported the card missing.

user: [virginia] left my credit card at lowe’s only to discover when i went to pick it back up they gave it to a complete stranger who’s since racked up almost $1300 in charges. so the title kinda explains my problem but here’s the story. at around 11:30 yesterday i went to a local lowe’s to exchange a storm door. after getting a little frustrated at their system telling me an item was in stock at their store when it wasn’t i accidentally left my cc on their customer service counter. at 11:52 the lady that helped me contacted me to inform me that i had left my card and i could speak to a manager to retrieve it. i told her that either my wife or i would be there to pick it up. i returned to lowe’s that afternoon at around 4:25 and after them searching and searching and reviewing the cameras they came to the realization that they gave my card to a complete and total stranger. i didn’t hold my composure very well but made no threats or destroyed anything, just screamed in anger. after leaving i called that store and spoke with the manager and asked what their policy was for returning a lost card to a customer. he goes through the usual mumbo jumbo about how they make sure to put the card in a secure location and that when the customer comes to retrieve the card they make sure to validate that the card belongs to the customer via id. when i asked why they gave my card to a complete and total stranger they had no words. i’m waiting for the official store manager to arrive so i can speak to them. i’m already working with the police as to the person that has my card, but i’m wondering if there’s any legal action i can take against lowe’s. any advice would be appreciated. bot: it is perfectly normal to feel violated and angry and want lowes and the person who used your card to be held accountable. i’ve had this happen to friends too. lowes made a mistake, but at worst it’s incompetence not a crime. lowes might fire the employee, reprimand them, or do nothing. but that’s entirely up to lowes. you don’t really have any control over that. that’s frustrating but don’t let your frustration and anger rule you. just let lowes do what lowes does. the person who took your card and used it, unless they have an identical name (and also lost a card at that lowes) or some other very strange coincidence, knew full well that it was not their card. they did commit a crime. you can and should report this crime to the police. you can and should also report it to your credit card company. but as others have said, you don’t have any control over wether the police or card company will pursue this. they are only likely to pursue it if it’s a high enough dollar amount or it fits into a larger fraud pattern or group they are investigating. either way, my point is that you will feel much better and be happier as a person if you just let this go, enjoy the protections your card company gives you, and move on in life.

user: [virginia] left my credit card at lowe’s only to discover when i went to pick it back up they gave it to a complete stranger who’s since racked up almost $1300 in charges. so the title kinda explains my problem but here’s the story. at around 11:30 yesterday i went to a local lowe’s to exchange a storm door. after getting a little frustrated at their system telling me an item was in stock at their store when it wasn’t i accidentally left my cc on their customer service counter. at 11:52 the lady that helped me contacted me to inform me that i had left my card and i could speak to a manager to retrieve it. i told her that either my wife or i would be there to pick it up. i returned to lowe’s that afternoon at around 4:25 and after them searching and searching and reviewing the cameras they came to the realization that they gave my card to a complete and total stranger. i didn’t hold my composure very well but made no threats or destroyed anything, just screamed in anger. after leaving i called that store and spoke with the manager and asked what their policy was for returning a lost card to a customer. he goes through the usual mumbo jumbo about how they make sure to put the card in a secure location and that when the customer comes to retrieve the card they make sure to validate that the card belongs to the customer via id. when i asked why they gave my card to a complete and total stranger they had no words. i’m waiting for the official store manager to arrive so i can speak to them. i’m already working with the police as to the person that has my card, but i’m wondering if there’s any legal action i can take against lowe’s. any advice would be appreciated. bot: i doubt that lowes owes you any duty at all in this. the credit card is your responsibility, not lowes. not following policy is not going to be actionable by you. you left the card carelessly somewhere, that is your problem, not anyone else's. contact the credit card company and let their fraud department go on from there. you may be liable for charges that occurred before you reported the card missing.

user: [virginia] left my credit card at lowe’s only to discover when i went to pick it back up they gave it to a complete stranger who’s since racked up almost $1300 in charges. so the title kinda explains my problem but here’s the story. at around 11:30 yesterday i went to a local lowe’s to exchange a storm door. after getting a little frustrated at their system telling me an item was in stock at their store when it wasn’t i accidentally left my cc on their customer service counter. at 11:52 the lady that helped me contacted me to inform me that i had left my card and i could speak to a manager to retrieve it. i told her that either my wife or i would be there to pick it up. i returned to lowe’s that afternoon at around 4:25 and after them searching and searching and reviewing the cameras they came to the realization that they gave my card to a complete and total stranger. i didn’t hold my composure very well but made no threats or destroyed anything, just screamed in anger. after leaving i called that store and spoke with the manager and asked what their policy was for returning a lost card to a customer. he goes through the usual mumbo jumbo about how they make sure to put the card in a secure location and that when the customer comes to retrieve the card they make sure to validate that the card belongs to the customer via id. when i asked why they gave my card to a complete and total stranger they had no words. i’m waiting for the official store manager to arrive so i can speak to them. i’m already working with the police as to the person that has my card, but i’m wondering if there’s any legal action i can take against lowe’s. any advice would be appreciated. bot: for future reference - whenever you loose a credit card the first thing you should do is call, or go to online account if available to you, and lock the card. i hope you have reported it to your ccc by now. they won't hold you to more than $50 of charges and usually they don't even hold you to that

user: [virginia] left my credit card at lowe’s only to discover when i went to pick it back up they gave it to a complete stranger who’s since racked up almost $1300 in charges. so the title kinda explains my problem but here’s the story. at around 11:30 yesterday i went to a local lowe’s to exchange a storm door. after getting a little frustrated at their system telling me an item was in stock at their store when it wasn’t i accidentally left my cc on their customer service counter. at 11:52 the lady that helped me contacted me to inform me that i had left my card and i could speak to a manager to retrieve it. i told her that either my wife or i would be there to pick it up. i returned to lowe’s that afternoon at around 4:25 and after them searching and searching and reviewing the cameras they came to the realization that they gave my card to a complete and total stranger. i didn’t hold my composure very well but made no threats or destroyed anything, just screamed in anger. after leaving i called that store and spoke with the manager and asked what their policy was for returning a lost card to a customer. he goes through the usual mumbo jumbo about how they make sure to put the card in a secure location and that when the customer comes to retrieve the card they make sure to validate that the card belongs to the customer via id. when i asked why they gave my card to a complete and total stranger they had no words. i’m waiting for the official store manager to arrive so i can speak to them. i’m already working with the police as to the person that has my card, but i’m wondering if there’s any legal action i can take against lowe’s. any advice would be appreciated. bot: what are you hoping to get out of this situation? your credit card will reverse the illegitimate charges. how have you been injured that you believe you have some legal claim against lowe’s?

user: [virginia] left my credit card at lowe’s only to discover when i went to pick it back up they gave it to a complete stranger who’s since racked up almost $1300 in charges. so the title kinda explains my problem but here’s the story. at around 11:30 yesterday i went to a local lowe’s to exchange a storm door. after getting a little frustrated at their system telling me an item was in stock at their store when it wasn’t i accidentally left my cc on their customer service counter. at 11:52 the lady that helped me contacted me to inform me that i had left my card and i could speak to a manager to retrieve it. i told her that either my wife or i would be there to pick it up. i returned to lowe’s that afternoon at around 4:25 and after them searching and searching and reviewing the cameras they came to the realization that they gave my card to a complete and total stranger. i didn’t hold my composure very well but made no threats or destroyed anything, just screamed in anger. after leaving i called that store and spoke with the manager and asked what their policy was for returning a lost card to a customer. he goes through the usual mumbo jumbo about how they make sure to put the card in a secure location and that when the customer comes to retrieve the card they make sure to validate that the card belongs to the customer via id. when i asked why they gave my card to a complete and total stranger they had no words. i’m waiting for the official store manager to arrive so i can speak to them. i’m already working with the police as to the person that has my card, but i’m wondering if there’s any legal action i can take against lowe’s. any advice would be appreciated. bot: it is perfectly normal to feel violated and angry and want lowes and the person who used your card to be held accountable. i’ve had this happen to friends too. lowes made a mistake, but at worst it’s incompetence not a crime. lowes might fire the employee, reprimand them, or do nothing. but that’s entirely up to lowes. you don’t really have any control over that. that’s frustrating but don’t let your frustration and anger rule you. just let lowes do what lowes does. the person who took your card and used it, unless they have an identical name (and also lost a card at that lowes) or some other very strange coincidence, knew full well that it was not their card. they did commit a crime. you can and should report this crime to the police. you can and should also report it to your credit card company. but as others have said, you don’t have any control over wether the police or card company will pursue this. they are only likely to pursue it if it’s a high enough dollar amount or it fits into a larger fraud pattern or group they are investigating. either way, my point is that you will feel much better and be happier as a person if you just let this go, enjoy the protections your card company gives you, and move on in life.

user: [virginia] left my credit card at lowe’s only to discover when i went to pick it back up they gave it to a complete stranger who’s since racked up almost $1300 in charges. so the title kinda explains my problem but here’s the story. at around 11:30 yesterday i went to a local lowe’s to exchange a storm door. after getting a little frustrated at their system telling me an item was in stock at their store when it wasn’t i accidentally left my cc on their customer service counter. at 11:52 the lady that helped me contacted me to inform me that i had left my card and i could speak to a manager to retrieve it. i told her that either my wife or i would be there to pick it up. i returned to lowe’s that afternoon at around 4:25 and after them searching and searching and reviewing the cameras they came to the realization that they gave my card to a complete and total stranger. i didn’t hold my composure very well but made no threats or destroyed anything, just screamed in anger. after leaving i called that store and spoke with the manager and asked what their policy was for returning a lost card to a customer. he goes through the usual mumbo jumbo about how they make sure to put the card in a secure location and that when the customer comes to retrieve the card they make sure to validate that the card belongs to the customer via id. when i asked why they gave my card to a complete and total stranger they had no words. i’m waiting for the official store manager to arrive so i can speak to them. i’m already working with the police as to the person that has my card, but i’m wondering if there’s any legal action i can take against lowe’s. any advice would be appreciated. bot: what are you hoping to get out of this situation? your credit card will reverse the illegitimate charges. how have you been injured that you believe you have some legal claim against lowe’s?

user: [virginia] left my credit card at lowe’s only to discover when i went to pick it back up they gave it to a complete stranger who’s since racked up almost $1300 in charges. so the title kinda explains my problem but here’s the story. at around 11:30 yesterday i went to a local lowe’s to exchange a storm door. after getting a little frustrated at their system telling me an item was in stock at their store when it wasn’t i accidentally left my cc on their customer service counter. at 11:52 the lady that helped me contacted me to inform me that i had left my card and i could speak to a manager to retrieve it. i told her that either my wife or i would be there to pick it up. i returned to lowe’s that afternoon at around 4:25 and after them searching and searching and reviewing the cameras they came to the realization that they gave my card to a complete and total stranger. i didn’t hold my composure very well but made no threats or destroyed anything, just screamed in anger. after leaving i called that store and spoke with the manager and asked what their policy was for returning a lost card to a customer. he goes through the usual mumbo jumbo about how they make sure to put the card in a secure location and that when the customer comes to retrieve the card they make sure to validate that the card belongs to the customer via id. when i asked why they gave my card to a complete and total stranger they had no words. i’m waiting for the official store manager to arrive so i can speak to them. i’m already working with the police as to the person that has my card, but i’m wondering if there’s any legal action i can take against lowe’s. any advice would be appreciated. bot: for future reference - whenever you loose a credit card the first thing you should do is call, or go to online account if available to you, and lock the card. i hope you have reported it to your ccc by now. they won't hold you to more than $50 of charges and usually they don't even hold you to that

user: ca - buying a house, neighbors we will be sharing a fence with decided to tear the entire fence down and begin installing a new one today without telling us or the sellers and they expect one of us to pay half. hi r/legaladvice! so - we are halfway done with the purchase of this home and suddenly today we get am e-mail from our realtor basically saying what i advised in the title. neither the sellers or us are interested in paying hundreds of dollars for a fence to be re-done when we did not have the option of discussing who the contractor would be or seeing the report they got showing it was required to be replaced. the home inspection we had done did not say that this particular fence needs to be replaced. they tore it all down and then e-mailed the realtor selling the home saying how much it would be and that we could "prop it up" if needed for a bit but it will need to be re-done, period. they attached pictures of the fence posts on the ground in a pile showing it was already started, and the posts are completely destroyed so i'm not sure what they are talking about "propping up". again, the sellers were not advised of this and had no idea the neighbors were going to be doing this, just as we didn't, until today when it began. am i obligated to pay? are the sellers? can we both just tell them no and make them complete the installation out of their own pocket? thanks! bot: you are using a real estate attorney on the sale right? if not, time to find one! my attitude: it's their property, their problem. and you need to know 100% for sure if it's a common fence or not. edit to add: this is a major red flag in general. do you want neighbors like this? bad neighbors can make you life hell (read this sub for a week if you want proof). if this isn't your dream house, and you don't have a deposit down, consider walking away.

user: ca - buying a house, neighbors we will be sharing a fence with decided to tear the entire fence down and begin installing a new one today without telling us or the sellers and they expect one of us to pay half. hi r/legaladvice! so - we are halfway done with the purchase of this home and suddenly today we get am e-mail from our realtor basically saying what i advised in the title. neither the sellers or us are interested in paying hundreds of dollars for a fence to be re-done when we did not have the option of discussing who the contractor would be or seeing the report they got showing it was required to be replaced. the home inspection we had done did not say that this particular fence needs to be replaced. they tore it all down and then e-mailed the realtor selling the home saying how much it would be and that we could "prop it up" if needed for a bit but it will need to be re-done, period. they attached pictures of the fence posts on the ground in a pile showing it was already started, and the posts are completely destroyed so i'm not sure what they are talking about "propping up". again, the sellers were not advised of this and had no idea the neighbors were going to be doing this, just as we didn't, until today when it began. am i obligated to pay? are the sellers? can we both just tell them no and make them complete the installation out of their own pocket? thanks! bot: so who owns the fence? whose property is this on? is this a fence in common?

user: ca - buying a house, neighbors we will be sharing a fence with decided to tear the entire fence down and begin installing a new one today without telling us or the sellers and they expect one of us to pay half. hi r/legaladvice! so - we are halfway done with the purchase of this home and suddenly today we get am e-mail from our realtor basically saying what i advised in the title. neither the sellers or us are interested in paying hundreds of dollars for a fence to be re-done when we did not have the option of discussing who the contractor would be or seeing the report they got showing it was required to be replaced. the home inspection we had done did not say that this particular fence needs to be replaced. they tore it all down and then e-mailed the realtor selling the home saying how much it would be and that we could "prop it up" if needed for a bit but it will need to be re-done, period. they attached pictures of the fence posts on the ground in a pile showing it was already started, and the posts are completely destroyed so i'm not sure what they are talking about "propping up". again, the sellers were not advised of this and had no idea the neighbors were going to be doing this, just as we didn't, until today when it began. am i obligated to pay? are the sellers? can we both just tell them no and make them complete the installation out of their own pocket? thanks! bot: as far as paying for the fence, tell them to get fucked. you didn't authorize any work to be done on the fence. if it's on their side it's not your problem. if it's on your side, they just destroyed your fence and are now liable for fixing it. either way, you don't owe them a single dime.

user: ca - buying a house, neighbors we will be sharing a fence with decided to tear the entire fence down and begin installing a new one today without telling us or the sellers and they expect one of us to pay half. hi r/legaladvice! so - we are halfway done with the purchase of this home and suddenly today we get am e-mail from our realtor basically saying what i advised in the title. neither the sellers or us are interested in paying hundreds of dollars for a fence to be re-done when we did not have the option of discussing who the contractor would be or seeing the report they got showing it was required to be replaced. the home inspection we had done did not say that this particular fence needs to be replaced. they tore it all down and then e-mailed the realtor selling the home saying how much it would be and that we could "prop it up" if needed for a bit but it will need to be re-done, period. they attached pictures of the fence posts on the ground in a pile showing it was already started, and the posts are completely destroyed so i'm not sure what they are talking about "propping up". again, the sellers were not advised of this and had no idea the neighbors were going to be doing this, just as we didn't, until today when it began. am i obligated to pay? are the sellers? can we both just tell them no and make them complete the installation out of their own pocket? thanks! bot: so who owns the fence? whose property is this on? is this a fence in common?

user: ca - buying a house, neighbors we will be sharing a fence with decided to tear the entire fence down and begin installing a new one today without telling us or the sellers and they expect one of us to pay half. hi r/legaladvice! so - we are halfway done with the purchase of this home and suddenly today we get am e-mail from our realtor basically saying what i advised in the title. neither the sellers or us are interested in paying hundreds of dollars for a fence to be re-done when we did not have the option of discussing who the contractor would be or seeing the report they got showing it was required to be replaced. the home inspection we had done did not say that this particular fence needs to be replaced. they tore it all down and then e-mailed the realtor selling the home saying how much it would be and that we could "prop it up" if needed for a bit but it will need to be re-done, period. they attached pictures of the fence posts on the ground in a pile showing it was already started, and the posts are completely destroyed so i'm not sure what they are talking about "propping up". again, the sellers were not advised of this and had no idea the neighbors were going to be doing this, just as we didn't, until today when it began. am i obligated to pay? are the sellers? can we both just tell them no and make them complete the installation out of their own pocket? thanks! bot: california good neighbor fence act - 2013 http://www.eliaser.com/californias-new-good-neighbor-fence-law/ http://kjtlaw.com/the-good-neighbor-fence-act-of-2013/ because the act requires written notice to the neighbor *before* work starts, i wonder if the previous owner got the written notice and failed to disclose it.

user: ca - buying a house, neighbors we will be sharing a fence with decided to tear the entire fence down and begin installing a new one today without telling us or the sellers and they expect one of us to pay half. hi r/legaladvice! so - we are halfway done with the purchase of this home and suddenly today we get am e-mail from our realtor basically saying what i advised in the title. neither the sellers or us are interested in paying hundreds of dollars for a fence to be re-done when we did not have the option of discussing who the contractor would be or seeing the report they got showing it was required to be replaced. the home inspection we had done did not say that this particular fence needs to be replaced. they tore it all down and then e-mailed the realtor selling the home saying how much it would be and that we could "prop it up" if needed for a bit but it will need to be re-done, period. they attached pictures of the fence posts on the ground in a pile showing it was already started, and the posts are completely destroyed so i'm not sure what they are talking about "propping up". again, the sellers were not advised of this and had no idea the neighbors were going to be doing this, just as we didn't, until today when it began. am i obligated to pay? are the sellers? can we both just tell them no and make them complete the installation out of their own pocket? thanks! bot: so who owns the fence? whose property is this on? is this a fence in common?

user: [nsw australia] my wife and i conceived a child through ivf, the baby came out black and the ivf clinic is telling us that they might have given us another couple's fertilised egg first off, my head is all over the place writing this and i'm sorry if i make any mistakes. i'm 45 and my wife is 42, we (for reasons we will not expand upon) have had trouble conceiving a child and decided last year to try ivf. long story short, my wife gave birth last week to a healthy black baby boy. i am white, my wife is white, we have no black ancestors. we approached the ivf clinic and they admitted reluctantly that they could have mixed up the eggs (???) and implanted another woman's fertilised egg into my wife. this means that the baby may not be biologically ours. i love my son as does my wife and we both consider him to be our child, but we're worried that his biological mother (who is probably struggling with her fertility) will want to claim our child. we're seeing a lawyer on thursday, in the mean time could you tell us if there is any way the other parents would be able to claim our child? should we make an effort to contact them? my wife bore our son, so isn't she technically his mother too? bot: this looks positive for you. it's section 14 of the nsw status of children act 1996. tell your lawyers about it, it's rather obscure. presumptions of parentage arising out of use of fertilisation procedures (1) when a married woman has undergone a fertilisation procedure as a result of which she becomes pregnant: (a) her husband is presumed to be the father of any child born as a result of the pregnancy even if he did not provide any or all of the sperm used in the procedure, but only if he consented to the procedure, and (b) the woman is presumed to be the mother of any child born as a result of the pregnancy even if she did not provide the ovum used in the procedure. (1a) when a woman who is the de facto partner of another woman has undergone a fertilisation procedure as a result of which she becomes pregnant: (a) the other woman is presumed to be a parent of any child born as a result of the pregnancy, but only if the other woman consented to the procedure, and (b) the woman who has become pregnant is presumed to be the mother of any child born as a result of the pregnancy even if she did not provide the ovum used in the procedure. note. “de facto partner” is defined in section 21c of the interpretation act 1987. (2) if a woman (whether married or unmarried) becomes pregnant by means of a fertilisation procedure using any sperm obtained from a man who is not her husband, that man is presumed not to be the father of any child born as a result of the pregnancy. (3) if a woman (whether married or unmarried) becomes pregnant by means of a fertilisation procedure using an ovum obtained from another woman, that other woman is presumed not to be the mother of any child born as a result of the pregnancy. this subsection does not affect the presumption arising under subsection (1a) (a). (4) any presumption arising under subsections (1)–(3) is irrebuttable.

user: [nsw australia] my wife and i conceived a child through ivf, the baby came out black and the ivf clinic is telling us that they might have given us another couple's fertilised egg first off, my head is all over the place writing this and i'm sorry if i make any mistakes. i'm 45 and my wife is 42, we (for reasons we will not expand upon) have had trouble conceiving a child and decided last year to try ivf. long story short, my wife gave birth last week to a healthy black baby boy. i am white, my wife is white, we have no black ancestors. we approached the ivf clinic and they admitted reluctantly that they could have mixed up the eggs (???) and implanted another woman's fertilised egg into my wife. this means that the baby may not be biologically ours. i love my son as does my wife and we both consider him to be our child, but we're worried that his biological mother (who is probably struggling with her fertility) will want to claim our child. we're seeing a lawyer on thursday, in the mean time could you tell us if there is any way the other parents would be able to claim our child? should we make an effort to contact them? my wife bore our son, so isn't she technically his mother too? bot: i have read stories of this happening before, even with a black child coming out of white family. but seems they all settle before court so not to many court cases, let alone anything from au. the other thing to also think about and have the lawyer look into is where are your eggs? could be you and your wife have a child out there as well. that and if this happened to you how many others has it happened to?

user: [nsw australia] my wife and i conceived a child through ivf, the baby came out black and the ivf clinic is telling us that they might have given us another couple's fertilised egg first off, my head is all over the place writing this and i'm sorry if i make any mistakes. i'm 45 and my wife is 42, we (for reasons we will not expand upon) have had trouble conceiving a child and decided last year to try ivf. long story short, my wife gave birth last week to a healthy black baby boy. i am white, my wife is white, we have no black ancestors. we approached the ivf clinic and they admitted reluctantly that they could have mixed up the eggs (???) and implanted another woman's fertilised egg into my wife. this means that the baby may not be biologically ours. i love my son as does my wife and we both consider him to be our child, but we're worried that his biological mother (who is probably struggling with her fertility) will want to claim our child. we're seeing a lawyer on thursday, in the mean time could you tell us if there is any way the other parents would be able to claim our child? should we make an effort to contact them? my wife bore our son, so isn't she technically his mother too? bot: when you say the clinic mixed up the eggs, did they also mix up your sperm? could this child be biologically yours and not your wifes?

user: [nsw australia] my wife and i conceived a child through ivf, the baby came out black and the ivf clinic is telling us that they might have given us another couple's fertilised egg first off, my head is all over the place writing this and i'm sorry if i make any mistakes. i'm 45 and my wife is 42, we (for reasons we will not expand upon) have had trouble conceiving a child and decided last year to try ivf. long story short, my wife gave birth last week to a healthy black baby boy. i am white, my wife is white, we have no black ancestors. we approached the ivf clinic and they admitted reluctantly that they could have mixed up the eggs (???) and implanted another woman's fertilised egg into my wife. this means that the baby may not be biologically ours. i love my son as does my wife and we both consider him to be our child, but we're worried that his biological mother (who is probably struggling with her fertility) will want to claim our child. we're seeing a lawyer on thursday, in the mean time could you tell us if there is any way the other parents would be able to claim our child? should we make an effort to contact them? my wife bore our son, so isn't she technically his mother too? bot: this will probably be a precedent setting and newsworthy case. the bad thing about that is there's no easy answer and you'll need a lawyer. the good thing is it's such an interesting case you can probably get someone to take it pro bono just for the publicity. every lawyer would love to see their name attached to all the news articles about this. if a prospective lawyer doesn't immediately see that about your case, move on. the guy is an idiot.

user: kaiser permanente accidentally gave my mom's purse to another patient (or), now they're refusing to reimburse her for her items. my mom ended up having to go to the emergency department because she had a nervous breakdown. one of her biggest issues was paranoia. while she was there, they had all her possessions stowed away. she was there for about 2 days and in that time another psych patient was admitted who was clearly high on something. the other patient kept talking about needing to go to the county jail for something - which is where my mom works. my mom thinks she recognized her voice, but it's hard to truly know since she wasn't in her right mind. but it is extremely like that if this person came through the county jail, then my mom would have had contact with her. eventually the woman is stabilized and discharged. when my mom goes to be transferred to another medical faciltiy, the nurse comes in and tells her that all of my moms belongings were mistakenly given to the other patient. this include her coach purse, several prescriptions (including narcotics), her wallet with her drivers license and cards, cash and more. they apologize profusely and said they will reimburse her. she filed a police report in the emergency department. she then went into a 10 day inpatient mental health treatment program. upon being discharged from the mental health facility, she’s been trying to get an idea of what’s going on with her purse and/or the reimbursement. kaiser has not been helpful or cooperative. the manager of the emergency department basically said he doesn’t know what their "limit" is for reimbursing someone. everyone else she talks to is not helpful. my mom is also very paranoid because the person who has all her information likely knows my mom from the county jail. she nearly went off the deep end again yesterday worrying that this person may target her at her home residence (since it's listed on her drivers license). she also worried about her identity being stolen or sold. at this point she’s so emotionally spun from getting stable and now she’s having to expend all this extra energy in protecting her self, her identity, her money and fighting to get reimbursed for what was given away by kaiser. she's trying to gather an itemized list of everything that was in her purse with specific values for each item - but she was also so mentally unwell at the time that it's hard for her to imagine what she had! i've contacted the lawyer i know for recommendations on lawyers, but i'm not even sure what this would be considered? small claims? it's not just the physical value, but she's using an hour out of her way day to sort these situation out (e.g. talking to the emergency department, calling various companies to hold her accounts, etc.) as a healthcare worker, i'm just shocked kaiser isn't bending over backwards to accommodate her in a situation they created. any advice appreciated. bot: this is more of a side question, but i wonder if a hospital handing over a purse containing a patient’s prescription bottles (which presumably are labeled with some sort of protected health information) to an unauthorized party is a hipaa issue as well. even if they had nothing to do with those prescriptions as a healthcare provider, they still took possession of protected health information and mishandled it.

user: kaiser permanente accidentally gave my mom's purse to another patient (or), now they're refusing to reimburse her for her items. my mom ended up having to go to the emergency department because she had a nervous breakdown. one of her biggest issues was paranoia. while she was there, they had all her possessions stowed away. she was there for about 2 days and in that time another psych patient was admitted who was clearly high on something. the other patient kept talking about needing to go to the county jail for something - which is where my mom works. my mom thinks she recognized her voice, but it's hard to truly know since she wasn't in her right mind. but it is extremely like that if this person came through the county jail, then my mom would have had contact with her. eventually the woman is stabilized and discharged. when my mom goes to be transferred to another medical faciltiy, the nurse comes in and tells her that all of my moms belongings were mistakenly given to the other patient. this include her coach purse, several prescriptions (including narcotics), her wallet with her drivers license and cards, cash and more. they apologize profusely and said they will reimburse her. she filed a police report in the emergency department. she then went into a 10 day inpatient mental health treatment program. upon being discharged from the mental health facility, she’s been trying to get an idea of what’s going on with her purse and/or the reimbursement. kaiser has not been helpful or cooperative. the manager of the emergency department basically said he doesn’t know what their "limit" is for reimbursing someone. everyone else she talks to is not helpful. my mom is also very paranoid because the person who has all her information likely knows my mom from the county jail. she nearly went off the deep end again yesterday worrying that this person may target her at her home residence (since it's listed on her drivers license). she also worried about her identity being stolen or sold. at this point she’s so emotionally spun from getting stable and now she’s having to expend all this extra energy in protecting her self, her identity, her money and fighting to get reimbursed for what was given away by kaiser. she's trying to gather an itemized list of everything that was in her purse with specific values for each item - but she was also so mentally unwell at the time that it's hard for her to imagine what she had! i've contacted the lawyer i know for recommendations on lawyers, but i'm not even sure what this would be considered? small claims? it's not just the physical value, but she's using an hour out of her way day to sort these situation out (e.g. talking to the emergency department, calling various companies to hold her accounts, etc.) as a healthcare worker, i'm just shocked kaiser isn't bending over backwards to accommodate her in a situation they created. any advice appreciated. bot: sounds typical of kaiser. they lost my mother's glasses when she was admitted to the hospital many years ago. it took a lot of calls to the business office to get them to make replacement glasses. even then they kept blaming her. no one wanted to admit they'd moved her glasses and didn't know where they'd gone.

user: i am an heir of four to an estate. the executor (family member) has stated they will not be distributing my inheritance like the other heirs. they have set guidelines and timeframes for me to receive my inheritance - these guidelines are not clear or defined (north carolina) the will is straightforward and outlines my portion of the estate. the executor has mentioned they intend to put my inheritance in trust with special guidelines - no other heirs will have these guidelines. is this legal? bot: without knowing more about your situation, the answer is maybe. most obviously, are any of these terms specified in the will itself? what is the reason given for treating you differently than everybody else? if you're an adult, not under some sort of conservatorship or guardianship, and the will does not require any of this, then you could get an attorney who handles probate matters to send a nasty letter to the executor. that's likely to have not-so-great effects on family relations, so you may not want to do it. but, if this is "grandpa died, dad is the executor, grandpa's will says that every grandchild gets $10,000 to be used for college unless they're out of college, and i'm 15 years old and want my money now because all my older cousins who all graduated college are getting theirs," then that's a very different story.

user: i am an heir of four to an estate. the executor (family member) has stated they will not be distributing my inheritance like the other heirs. they have set guidelines and timeframes for me to receive my inheritance - these guidelines are not clear or defined (north carolina) the will is straightforward and outlines my portion of the estate. the executor has mentioned they intend to put my inheritance in trust with special guidelines - no other heirs will have these guidelines. is this legal? bot: are you a minor, or are you under some kind of guardianship?

user: my neighbor is threatening to tow my car, when i believe i am parked legally. i am parked on the street in residential west sacramento ca. i have a driveway that is filled by roommates vehicles, and i have parked my car that i am attempting to sell on the street (no for sale sign is in the window, i am selling to a friend, just getting the details in order). the car is operable but i haven’t needed it so it has been parked there for a little while. mind you, this car isn’t blocking a driveway and isn’t even in the front of someone’s house. they live on a corner lot and i am parked on the long right side of their home where no other cars are parked, no driveways, and the road is not narrow, it is intended to have enough room for cars to park there. however, a neighbor left a note on my window very passive aggressively threatening to tow my vehicle if i don’t move it. i am almost positive i can park here, what should i do to ensure i am within local laws? bot: how long has it been parked there? even if legally parked, many places have limits on how many days cars can be parked on the street without being moved. check your local ordinances to see if you are violating anything.

user: my neighbor is threatening to tow my car, when i believe i am parked legally. i am parked on the street in residential west sacramento ca. i have a driveway that is filled by roommates vehicles, and i have parked my car that i am attempting to sell on the street (no for sale sign is in the window, i am selling to a friend, just getting the details in order). the car is operable but i haven’t needed it so it has been parked there for a little while. mind you, this car isn’t blocking a driveway and isn’t even in the front of someone’s house. they live on a corner lot and i am parked on the long right side of their home where no other cars are parked, no driveways, and the road is not narrow, it is intended to have enough room for cars to park there. however, a neighbor left a note on my window very passive aggressively threatening to tow my vehicle if i don’t move it. i am almost positive i can park here, what should i do to ensure i am within local laws? bot: what law or regulation is your neighbor threatening to invoke? some towns have laws saying that vehicles without plates can not be parked on streets. other towns have laws saying that vehicles must be moved every three days (to distinguish between operable and abandoned). etc. ask your neighbor what regulation he thinks you're in violation of, and look at your town's laws to see if he's right.

user: what's the best way to gift my tenants the house they're renting for me? (oh) hey there internet (anonymous account for obvious reasons!). i'm moving away from the area a property i own is in, and in a few months and will no longer be able to care for it. i've had the same tenants in there for nearly 10 years and in that time, the remaining mortgage has been paid off. they are a lovely couple and have been so generous and kind to me over the last 10 years. they are clearly just good people. i would just sell the property but i don't want it to go to someone who would treat them poorly. with all the corporations buying up properties and treating them like a number and all. i know i could continue to manage from afar but i do most of the repairs myself so it would become much more expensive upkeep wise. the tenants are practically family at this point, they've been over for christmas, send me birthday cards and even invite me out every now and again from drinks. i'm a lonely older guy and have more than enough money in retirement and savings to be perfectly happy for the rest of my life. i feel like this family could benefit from not having to worry about rent any more and while i could just reduce the rent to next to nothing, i honestly would rather it just be in their name. so as someone who is not business savvy in the slightest and just lucked into some really good tenants who i've never had to so much as hound for rent, what process would i undergo to gift them this home? it's most recent valuation was a hair shy of $200,000. i know there is a federal limit on gift giving before taxation but i don't want them to have to pay a penny. would i be able to gift it to them as well as the taxes (and the taxes on that gift i guess?). or would it be legal for me to sell the home to them for some low sum like $100 instead? and how would you suggest approaching them with this? i'm worried it might come off as too charitable so as to make them feel like i think less of them. when in reality it would just be convenient. i can no longer care for the place, and i get to do something nice too. but of course if they don't want to own the home that's also fine! i'll likely just reduce their rent to whatever it costs to maintain the place. thank you for your responses! bot: you should consult a tax attorney, and a real estate attorney. this is an amazing gesture, and i hope everything goes smoothly. all the best to you xx.

user: what's the best way to gift my tenants the house they're renting for me? (oh) hey there internet (anonymous account for obvious reasons!). i'm moving away from the area a property i own is in, and in a few months and will no longer be able to care for it. i've had the same tenants in there for nearly 10 years and in that time, the remaining mortgage has been paid off. they are a lovely couple and have been so generous and kind to me over the last 10 years. they are clearly just good people. i would just sell the property but i don't want it to go to someone who would treat them poorly. with all the corporations buying up properties and treating them like a number and all. i know i could continue to manage from afar but i do most of the repairs myself so it would become much more expensive upkeep wise. the tenants are practically family at this point, they've been over for christmas, send me birthday cards and even invite me out every now and again from drinks. i'm a lonely older guy and have more than enough money in retirement and savings to be perfectly happy for the rest of my life. i feel like this family could benefit from not having to worry about rent any more and while i could just reduce the rent to next to nothing, i honestly would rather it just be in their name. so as someone who is not business savvy in the slightest and just lucked into some really good tenants who i've never had to so much as hound for rent, what process would i undergo to gift them this home? it's most recent valuation was a hair shy of $200,000. i know there is a federal limit on gift giving before taxation but i don't want them to have to pay a penny. would i be able to gift it to them as well as the taxes (and the taxes on that gift i guess?). or would it be legal for me to sell the home to them for some low sum like $100 instead? and how would you suggest approaching them with this? i'm worried it might come off as too charitable so as to make them feel like i think less of them. when in reality it would just be convenient. i can no longer care for the place, and i get to do something nice too. but of course if they don't want to own the home that's also fine! i'll likely just reduce their rent to whatever it costs to maintain the place. thank you for your responses! bot: the recipient of a gift doesn’t pay taxes on it. you would need to file tax forms on the gift and it would be recorded against your lifetime gift allowance. when you pass, if your estate is above $5.4m, you would owe taxes on all your reported gifts.

user: what's the best way to gift my tenants the house they're renting for me? (oh) hey there internet (anonymous account for obvious reasons!). i'm moving away from the area a property i own is in, and in a few months and will no longer be able to care for it. i've had the same tenants in there for nearly 10 years and in that time, the remaining mortgage has been paid off. they are a lovely couple and have been so generous and kind to me over the last 10 years. they are clearly just good people. i would just sell the property but i don't want it to go to someone who would treat them poorly. with all the corporations buying up properties and treating them like a number and all. i know i could continue to manage from afar but i do most of the repairs myself so it would become much more expensive upkeep wise. the tenants are practically family at this point, they've been over for christmas, send me birthday cards and even invite me out every now and again from drinks. i'm a lonely older guy and have more than enough money in retirement and savings to be perfectly happy for the rest of my life. i feel like this family could benefit from not having to worry about rent any more and while i could just reduce the rent to next to nothing, i honestly would rather it just be in their name. so as someone who is not business savvy in the slightest and just lucked into some really good tenants who i've never had to so much as hound for rent, what process would i undergo to gift them this home? it's most recent valuation was a hair shy of $200,000. i know there is a federal limit on gift giving before taxation but i don't want them to have to pay a penny. would i be able to gift it to them as well as the taxes (and the taxes on that gift i guess?). or would it be legal for me to sell the home to them for some low sum like $100 instead? and how would you suggest approaching them with this? i'm worried it might come off as too charitable so as to make them feel like i think less of them. when in reality it would just be convenient. i can no longer care for the place, and i get to do something nice too. but of course if they don't want to own the home that's also fine! i'll likely just reduce their rent to whatever it costs to maintain the place. thank you for your responses! bot: you should consult a tax attorney, and a real estate attorney. this is an amazing gesture, and i hope everything goes smoothly. all the best to you xx.

user: what's the best way to gift my tenants the house they're renting for me? (oh) hey there internet (anonymous account for obvious reasons!). i'm moving away from the area a property i own is in, and in a few months and will no longer be able to care for it. i've had the same tenants in there for nearly 10 years and in that time, the remaining mortgage has been paid off. they are a lovely couple and have been so generous and kind to me over the last 10 years. they are clearly just good people. i would just sell the property but i don't want it to go to someone who would treat them poorly. with all the corporations buying up properties and treating them like a number and all. i know i could continue to manage from afar but i do most of the repairs myself so it would become much more expensive upkeep wise. the tenants are practically family at this point, they've been over for christmas, send me birthday cards and even invite me out every now and again from drinks. i'm a lonely older guy and have more than enough money in retirement and savings to be perfectly happy for the rest of my life. i feel like this family could benefit from not having to worry about rent any more and while i could just reduce the rent to next to nothing, i honestly would rather it just be in their name. so as someone who is not business savvy in the slightest and just lucked into some really good tenants who i've never had to so much as hound for rent, what process would i undergo to gift them this home? it's most recent valuation was a hair shy of $200,000. i know there is a federal limit on gift giving before taxation but i don't want them to have to pay a penny. would i be able to gift it to them as well as the taxes (and the taxes on that gift i guess?). or would it be legal for me to sell the home to them for some low sum like $100 instead? and how would you suggest approaching them with this? i'm worried it might come off as too charitable so as to make them feel like i think less of them. when in reality it would just be convenient. i can no longer care for the place, and i get to do something nice too. but of course if they don't want to own the home that's also fine! i'll likely just reduce their rent to whatever it costs to maintain the place. thank you for your responses! bot: the easiest way to accomplish this would probably be via a quit claim deed. i would approach the family exactly how you explained things here, it doesn't sound like pity or charity.

user: what's the best way to gift my tenants the house they're renting for me? (oh) hey there internet (anonymous account for obvious reasons!). i'm moving away from the area a property i own is in, and in a few months and will no longer be able to care for it. i've had the same tenants in there for nearly 10 years and in that time, the remaining mortgage has been paid off. they are a lovely couple and have been so generous and kind to me over the last 10 years. they are clearly just good people. i would just sell the property but i don't want it to go to someone who would treat them poorly. with all the corporations buying up properties and treating them like a number and all. i know i could continue to manage from afar but i do most of the repairs myself so it would become much more expensive upkeep wise. the tenants are practically family at this point, they've been over for christmas, send me birthday cards and even invite me out every now and again from drinks. i'm a lonely older guy and have more than enough money in retirement and savings to be perfectly happy for the rest of my life. i feel like this family could benefit from not having to worry about rent any more and while i could just reduce the rent to next to nothing, i honestly would rather it just be in their name. so as someone who is not business savvy in the slightest and just lucked into some really good tenants who i've never had to so much as hound for rent, what process would i undergo to gift them this home? it's most recent valuation was a hair shy of $200,000. i know there is a federal limit on gift giving before taxation but i don't want them to have to pay a penny. would i be able to gift it to them as well as the taxes (and the taxes on that gift i guess?). or would it be legal for me to sell the home to them for some low sum like $100 instead? and how would you suggest approaching them with this? i'm worried it might come off as too charitable so as to make them feel like i think less of them. when in reality it would just be convenient. i can no longer care for the place, and i get to do something nice too. but of course if they don't want to own the home that's also fine! i'll likely just reduce their rent to whatever it costs to maintain the place. thank you for your responses! bot: you should consult a tax attorney, and a real estate attorney. this is an amazing gesture, and i hope everything goes smoothly. all the best to you xx.

user: what's the best way to gift my tenants the house they're renting for me? (oh) hey there internet (anonymous account for obvious reasons!). i'm moving away from the area a property i own is in, and in a few months and will no longer be able to care for it. i've had the same tenants in there for nearly 10 years and in that time, the remaining mortgage has been paid off. they are a lovely couple and have been so generous and kind to me over the last 10 years. they are clearly just good people. i would just sell the property but i don't want it to go to someone who would treat them poorly. with all the corporations buying up properties and treating them like a number and all. i know i could continue to manage from afar but i do most of the repairs myself so it would become much more expensive upkeep wise. the tenants are practically family at this point, they've been over for christmas, send me birthday cards and even invite me out every now and again from drinks. i'm a lonely older guy and have more than enough money in retirement and savings to be perfectly happy for the rest of my life. i feel like this family could benefit from not having to worry about rent any more and while i could just reduce the rent to next to nothing, i honestly would rather it just be in their name. so as someone who is not business savvy in the slightest and just lucked into some really good tenants who i've never had to so much as hound for rent, what process would i undergo to gift them this home? it's most recent valuation was a hair shy of $200,000. i know there is a federal limit on gift giving before taxation but i don't want them to have to pay a penny. would i be able to gift it to them as well as the taxes (and the taxes on that gift i guess?). or would it be legal for me to sell the home to them for some low sum like $100 instead? and how would you suggest approaching them with this? i'm worried it might come off as too charitable so as to make them feel like i think less of them. when in reality it would just be convenient. i can no longer care for the place, and i get to do something nice too. but of course if they don't want to own the home that's also fine! i'll likely just reduce their rent to whatever it costs to maintain the place. thank you for your responses! bot: you could ask this question in r/personalfinance as well. i think the gift would count towards your $12 million lifetime gift tax-free limit, and you would need to report it, but no tax would be due. but there are smarter people there that might be able to help.

user: what's the best way to gift my tenants the house they're renting for me? (oh) hey there internet (anonymous account for obvious reasons!). i'm moving away from the area a property i own is in, and in a few months and will no longer be able to care for it. i've had the same tenants in there for nearly 10 years and in that time, the remaining mortgage has been paid off. they are a lovely couple and have been so generous and kind to me over the last 10 years. they are clearly just good people. i would just sell the property but i don't want it to go to someone who would treat them poorly. with all the corporations buying up properties and treating them like a number and all. i know i could continue to manage from afar but i do most of the repairs myself so it would become much more expensive upkeep wise. the tenants are practically family at this point, they've been over for christmas, send me birthday cards and even invite me out every now and again from drinks. i'm a lonely older guy and have more than enough money in retirement and savings to be perfectly happy for the rest of my life. i feel like this family could benefit from not having to worry about rent any more and while i could just reduce the rent to next to nothing, i honestly would rather it just be in their name. so as someone who is not business savvy in the slightest and just lucked into some really good tenants who i've never had to so much as hound for rent, what process would i undergo to gift them this home? it's most recent valuation was a hair shy of $200,000. i know there is a federal limit on gift giving before taxation but i don't want them to have to pay a penny. would i be able to gift it to them as well as the taxes (and the taxes on that gift i guess?). or would it be legal for me to sell the home to them for some low sum like $100 instead? and how would you suggest approaching them with this? i'm worried it might come off as too charitable so as to make them feel like i think less of them. when in reality it would just be convenient. i can no longer care for the place, and i get to do something nice too. but of course if they don't want to own the home that's also fine! i'll likely just reduce their rent to whatever it costs to maintain the place. thank you for your responses! bot: you should consult a tax attorney, and a real estate attorney. this is an amazing gesture, and i hope everything goes smoothly. all the best to you xx.

user: what's the best way to gift my tenants the house they're renting for me? (oh) hey there internet (anonymous account for obvious reasons!). i'm moving away from the area a property i own is in, and in a few months and will no longer be able to care for it. i've had the same tenants in there for nearly 10 years and in that time, the remaining mortgage has been paid off. they are a lovely couple and have been so generous and kind to me over the last 10 years. they are clearly just good people. i would just sell the property but i don't want it to go to someone who would treat them poorly. with all the corporations buying up properties and treating them like a number and all. i know i could continue to manage from afar but i do most of the repairs myself so it would become much more expensive upkeep wise. the tenants are practically family at this point, they've been over for christmas, send me birthday cards and even invite me out every now and again from drinks. i'm a lonely older guy and have more than enough money in retirement and savings to be perfectly happy for the rest of my life. i feel like this family could benefit from not having to worry about rent any more and while i could just reduce the rent to next to nothing, i honestly would rather it just be in their name. so as someone who is not business savvy in the slightest and just lucked into some really good tenants who i've never had to so much as hound for rent, what process would i undergo to gift them this home? it's most recent valuation was a hair shy of $200,000. i know there is a federal limit on gift giving before taxation but i don't want them to have to pay a penny. would i be able to gift it to them as well as the taxes (and the taxes on that gift i guess?). or would it be legal for me to sell the home to them for some low sum like $100 instead? and how would you suggest approaching them with this? i'm worried it might come off as too charitable so as to make them feel like i think less of them. when in reality it would just be convenient. i can no longer care for the place, and i get to do something nice too. but of course if they don't want to own the home that's also fine! i'll likely just reduce their rent to whatever it costs to maintain the place. thank you for your responses! bot: there wouldn't be any tax due on this gift. the only tax consequence would be that they would also be "gifted" your cost basis in the house, but since it would be their primary residence that probably wouldn't be much of an issue.

user: what's the best way to gift my tenants the house they're renting for me? (oh) hey there internet (anonymous account for obvious reasons!). i'm moving away from the area a property i own is in, and in a few months and will no longer be able to care for it. i've had the same tenants in there for nearly 10 years and in that time, the remaining mortgage has been paid off. they are a lovely couple and have been so generous and kind to me over the last 10 years. they are clearly just good people. i would just sell the property but i don't want it to go to someone who would treat them poorly. with all the corporations buying up properties and treating them like a number and all. i know i could continue to manage from afar but i do most of the repairs myself so it would become much more expensive upkeep wise. the tenants are practically family at this point, they've been over for christmas, send me birthday cards and even invite me out every now and again from drinks. i'm a lonely older guy and have more than enough money in retirement and savings to be perfectly happy for the rest of my life. i feel like this family could benefit from not having to worry about rent any more and while i could just reduce the rent to next to nothing, i honestly would rather it just be in their name. so as someone who is not business savvy in the slightest and just lucked into some really good tenants who i've never had to so much as hound for rent, what process would i undergo to gift them this home? it's most recent valuation was a hair shy of $200,000. i know there is a federal limit on gift giving before taxation but i don't want them to have to pay a penny. would i be able to gift it to them as well as the taxes (and the taxes on that gift i guess?). or would it be legal for me to sell the home to them for some low sum like $100 instead? and how would you suggest approaching them with this? i'm worried it might come off as too charitable so as to make them feel like i think less of them. when in reality it would just be convenient. i can no longer care for the place, and i get to do something nice too. but of course if they don't want to own the home that's also fine! i'll likely just reduce their rent to whatever it costs to maintain the place. thank you for your responses! bot: you should consult a tax attorney, and a real estate attorney. this is an amazing gesture, and i hope everything goes smoothly. all the best to you xx.

user: what's the best way to gift my tenants the house they're renting for me? (oh) hey there internet (anonymous account for obvious reasons!). i'm moving away from the area a property i own is in, and in a few months and will no longer be able to care for it. i've had the same tenants in there for nearly 10 years and in that time, the remaining mortgage has been paid off. they are a lovely couple and have been so generous and kind to me over the last 10 years. they are clearly just good people. i would just sell the property but i don't want it to go to someone who would treat them poorly. with all the corporations buying up properties and treating them like a number and all. i know i could continue to manage from afar but i do most of the repairs myself so it would become much more expensive upkeep wise. the tenants are practically family at this point, they've been over for christmas, send me birthday cards and even invite me out every now and again from drinks. i'm a lonely older guy and have more than enough money in retirement and savings to be perfectly happy for the rest of my life. i feel like this family could benefit from not having to worry about rent any more and while i could just reduce the rent to next to nothing, i honestly would rather it just be in their name. so as someone who is not business savvy in the slightest and just lucked into some really good tenants who i've never had to so much as hound for rent, what process would i undergo to gift them this home? it's most recent valuation was a hair shy of $200,000. i know there is a federal limit on gift giving before taxation but i don't want them to have to pay a penny. would i be able to gift it to them as well as the taxes (and the taxes on that gift i guess?). or would it be legal for me to sell the home to them for some low sum like $100 instead? and how would you suggest approaching them with this? i'm worried it might come off as too charitable so as to make them feel like i think less of them. when in reality it would just be convenient. i can no longer care for the place, and i get to do something nice too. but of course if they don't want to own the home that's also fine! i'll likely just reduce their rent to whatever it costs to maintain the place. thank you for your responses! bot: talk to the tenents.. see if they want the property. then each of you should contact your own attorney (realestate or title company attorney) let the tenents attorney do all the paperwork so that they incure any charges (they are getting a nice gift) and then you pay your attorney to review and advise you if and when you should sign off. sadly, nothing is free and giving could cost.

user: what's the best way to gift my tenants the house they're renting for me? (oh) hey there internet (anonymous account for obvious reasons!). i'm moving away from the area a property i own is in, and in a few months and will no longer be able to care for it. i've had the same tenants in there for nearly 10 years and in that time, the remaining mortgage has been paid off. they are a lovely couple and have been so generous and kind to me over the last 10 years. they are clearly just good people. i would just sell the property but i don't want it to go to someone who would treat them poorly. with all the corporations buying up properties and treating them like a number and all. i know i could continue to manage from afar but i do most of the repairs myself so it would become much more expensive upkeep wise. the tenants are practically family at this point, they've been over for christmas, send me birthday cards and even invite me out every now and again from drinks. i'm a lonely older guy and have more than enough money in retirement and savings to be perfectly happy for the rest of my life. i feel like this family could benefit from not having to worry about rent any more and while i could just reduce the rent to next to nothing, i honestly would rather it just be in their name. so as someone who is not business savvy in the slightest and just lucked into some really good tenants who i've never had to so much as hound for rent, what process would i undergo to gift them this home? it's most recent valuation was a hair shy of $200,000. i know there is a federal limit on gift giving before taxation but i don't want them to have to pay a penny. would i be able to gift it to them as well as the taxes (and the taxes on that gift i guess?). or would it be legal for me to sell the home to them for some low sum like $100 instead? and how would you suggest approaching them with this? i'm worried it might come off as too charitable so as to make them feel like i think less of them. when in reality it would just be convenient. i can no longer care for the place, and i get to do something nice too. but of course if they don't want to own the home that's also fine! i'll likely just reduce their rent to whatever it costs to maintain the place. thank you for your responses! bot: you should consult a tax attorney, and a real estate attorney. this is an amazing gesture, and i hope everything goes smoothly. all the best to you xx.

user: what's the best way to gift my tenants the house they're renting for me? (oh) hey there internet (anonymous account for obvious reasons!). i'm moving away from the area a property i own is in, and in a few months and will no longer be able to care for it. i've had the same tenants in there for nearly 10 years and in that time, the remaining mortgage has been paid off. they are a lovely couple and have been so generous and kind to me over the last 10 years. they are clearly just good people. i would just sell the property but i don't want it to go to someone who would treat them poorly. with all the corporations buying up properties and treating them like a number and all. i know i could continue to manage from afar but i do most of the repairs myself so it would become much more expensive upkeep wise. the tenants are practically family at this point, they've been over for christmas, send me birthday cards and even invite me out every now and again from drinks. i'm a lonely older guy and have more than enough money in retirement and savings to be perfectly happy for the rest of my life. i feel like this family could benefit from not having to worry about rent any more and while i could just reduce the rent to next to nothing, i honestly would rather it just be in their name. so as someone who is not business savvy in the slightest and just lucked into some really good tenants who i've never had to so much as hound for rent, what process would i undergo to gift them this home? it's most recent valuation was a hair shy of $200,000. i know there is a federal limit on gift giving before taxation but i don't want them to have to pay a penny. would i be able to gift it to them as well as the taxes (and the taxes on that gift i guess?). or would it be legal for me to sell the home to them for some low sum like $100 instead? and how would you suggest approaching them with this? i'm worried it might come off as too charitable so as to make them feel like i think less of them. when in reality it would just be convenient. i can no longer care for the place, and i get to do something nice too. but of course if they don't want to own the home that's also fine! i'll likely just reduce their rent to whatever it costs to maintain the place. thank you for your responses! bot: it would likely work better to sell it to them for way below market value.

user: what's the best way to gift my tenants the house they're renting for me? (oh) hey there internet (anonymous account for obvious reasons!). i'm moving away from the area a property i own is in, and in a few months and will no longer be able to care for it. i've had the same tenants in there for nearly 10 years and in that time, the remaining mortgage has been paid off. they are a lovely couple and have been so generous and kind to me over the last 10 years. they are clearly just good people. i would just sell the property but i don't want it to go to someone who would treat them poorly. with all the corporations buying up properties and treating them like a number and all. i know i could continue to manage from afar but i do most of the repairs myself so it would become much more expensive upkeep wise. the tenants are practically family at this point, they've been over for christmas, send me birthday cards and even invite me out every now and again from drinks. i'm a lonely older guy and have more than enough money in retirement and savings to be perfectly happy for the rest of my life. i feel like this family could benefit from not having to worry about rent any more and while i could just reduce the rent to next to nothing, i honestly would rather it just be in their name. so as someone who is not business savvy in the slightest and just lucked into some really good tenants who i've never had to so much as hound for rent, what process would i undergo to gift them this home? it's most recent valuation was a hair shy of $200,000. i know there is a federal limit on gift giving before taxation but i don't want them to have to pay a penny. would i be able to gift it to them as well as the taxes (and the taxes on that gift i guess?). or would it be legal for me to sell the home to them for some low sum like $100 instead? and how would you suggest approaching them with this? i'm worried it might come off as too charitable so as to make them feel like i think less of them. when in reality it would just be convenient. i can no longer care for the place, and i get to do something nice too. but of course if they don't want to own the home that's also fine! i'll likely just reduce their rent to whatever it costs to maintain the place. thank you for your responses! bot: financial planner here. if you gift it outright to them, a couple things happen: 1. you'll need to file a gift tax form for the tax year the gift is made. the amount of the gift will count towards your lifetime gift exemption, which is unified with your estate exemption. this amount was in the $5m range before the tax cut and jobs act of 2017. the tax bill increased it to $12m but that is due to sunset in 2026 and revert back to the $5m range. congress loves to mess with estate/gift exemptions, so it could change (drastically) in the future. be prepared for your estate to pay some amount of gift tax if that happens. 2. when gifted, your cost basis transfers to them. for instance, if you bought for $100,000 and it's worth $200,000 now, when they sell their cost basis for the property will be $100,000. because it is their primary residence, they have an tax exemption up to $250k if single/$500k if married when they sell (with current law), so in this scenario the value would have to increase to $600k before they owed taxes on it when they sold. if you sell to them at below market value, it will still create a gift that needs to be filed with the irs for the difference between the fair market value and the price. the irs is not fooled with $1 transactions or those that are significantly below fmv. another option could be to update your deed to transfer on death (tod), which means the house passes to them directly upon your death. this avoids the probate process and also gives them a step-up in cost basis. if you didn't want to tell them this is happening, you could maintain their current rent and if you didn't need the funds, deposit them into a savings account that also has a tod designation which would transfer to them upon your death as well. ~~tods need the beneficiary's involvement to unwind so keep that in mind if you consider this option.~~ apologies, i was conflating with life deeds when writing this. you retain full control of the property/account and their tod designations so can change your mind at any time. finally, you are in a unique position to offer them a seller-backed mortgage or offer them a rent-to-own agreement where a portion of their rent pays down the cost of the house. you can set your own interest rate in this scenario so they aren't forced to go to the open market for a mortgage. you can set up your estate documents to forgive the loan upon your death, and again, being creative you can gift them the payments they have already made upon your death as well. check with your cpa/tax preparer for additional details, and perhaps an estate attorney if you decide to make arrangements upon your death. you can accomplish your goal with your tenants' knowledge or without, it is up to you to decide!

user: what's the best way to gift my tenants the house they're renting for me? (oh) hey there internet (anonymous account for obvious reasons!). i'm moving away from the area a property i own is in, and in a few months and will no longer be able to care for it. i've had the same tenants in there for nearly 10 years and in that time, the remaining mortgage has been paid off. they are a lovely couple and have been so generous and kind to me over the last 10 years. they are clearly just good people. i would just sell the property but i don't want it to go to someone who would treat them poorly. with all the corporations buying up properties and treating them like a number and all. i know i could continue to manage from afar but i do most of the repairs myself so it would become much more expensive upkeep wise. the tenants are practically family at this point, they've been over for christmas, send me birthday cards and even invite me out every now and again from drinks. i'm a lonely older guy and have more than enough money in retirement and savings to be perfectly happy for the rest of my life. i feel like this family could benefit from not having to worry about rent any more and while i could just reduce the rent to next to nothing, i honestly would rather it just be in their name. so as someone who is not business savvy in the slightest and just lucked into some really good tenants who i've never had to so much as hound for rent, what process would i undergo to gift them this home? it's most recent valuation was a hair shy of $200,000. i know there is a federal limit on gift giving before taxation but i don't want them to have to pay a penny. would i be able to gift it to them as well as the taxes (and the taxes on that gift i guess?). or would it be legal for me to sell the home to them for some low sum like $100 instead? and how would you suggest approaching them with this? i'm worried it might come off as too charitable so as to make them feel like i think less of them. when in reality it would just be convenient. i can no longer care for the place, and i get to do something nice too. but of course if they don't want to own the home that's also fine! i'll likely just reduce their rent to whatever it costs to maintain the place. thank you for your responses! bot: the easiest way to accomplish this would probably be via a quit claim deed. i would approach the family exactly how you explained things here, it doesn't sound like pity or charity.

user: what's the best way to gift my tenants the house they're renting for me? (oh) hey there internet (anonymous account for obvious reasons!). i'm moving away from the area a property i own is in, and in a few months and will no longer be able to care for it. i've had the same tenants in there for nearly 10 years and in that time, the remaining mortgage has been paid off. they are a lovely couple and have been so generous and kind to me over the last 10 years. they are clearly just good people. i would just sell the property but i don't want it to go to someone who would treat them poorly. with all the corporations buying up properties and treating them like a number and all. i know i could continue to manage from afar but i do most of the repairs myself so it would become much more expensive upkeep wise. the tenants are practically family at this point, they've been over for christmas, send me birthday cards and even invite me out every now and again from drinks. i'm a lonely older guy and have more than enough money in retirement and savings to be perfectly happy for the rest of my life. i feel like this family could benefit from not having to worry about rent any more and while i could just reduce the rent to next to nothing, i honestly would rather it just be in their name. so as someone who is not business savvy in the slightest and just lucked into some really good tenants who i've never had to so much as hound for rent, what process would i undergo to gift them this home? it's most recent valuation was a hair shy of $200,000. i know there is a federal limit on gift giving before taxation but i don't want them to have to pay a penny. would i be able to gift it to them as well as the taxes (and the taxes on that gift i guess?). or would it be legal for me to sell the home to them for some low sum like $100 instead? and how would you suggest approaching them with this? i'm worried it might come off as too charitable so as to make them feel like i think less of them. when in reality it would just be convenient. i can no longer care for the place, and i get to do something nice too. but of course if they don't want to own the home that's also fine! i'll likely just reduce their rent to whatever it costs to maintain the place. thank you for your responses! bot: financial planner here. if you gift it outright to them, a couple things happen: 1. you'll need to file a gift tax form for the tax year the gift is made. the amount of the gift will count towards your lifetime gift exemption, which is unified with your estate exemption. this amount was in the $5m range before the tax cut and jobs act of 2017. the tax bill increased it to $12m but that is due to sunset in 2026 and revert back to the $5m range. congress loves to mess with estate/gift exemptions, so it could change (drastically) in the future. be prepared for your estate to pay some amount of gift tax if that happens. 2. when gifted, your cost basis transfers to them. for instance, if you bought for $100,000 and it's worth $200,000 now, when they sell their cost basis for the property will be $100,000. because it is their primary residence, they have an tax exemption up to $250k if single/$500k if married when they sell (with current law), so in this scenario the value would have to increase to $600k before they owed taxes on it when they sold. if you sell to them at below market value, it will still create a gift that needs to be filed with the irs for the difference between the fair market value and the price. the irs is not fooled with $1 transactions or those that are significantly below fmv. another option could be to update your deed to transfer on death (tod), which means the house passes to them directly upon your death. this avoids the probate process and also gives them a step-up in cost basis. if you didn't want to tell them this is happening, you could maintain their current rent and if you didn't need the funds, deposit them into a savings account that also has a tod designation which would transfer to them upon your death as well. ~~tods need the beneficiary's involvement to unwind so keep that in mind if you consider this option.~~ apologies, i was conflating with life deeds when writing this. you retain full control of the property/account and their tod designations so can change your mind at any time. finally, you are in a unique position to offer them a seller-backed mortgage or offer them a rent-to-own agreement where a portion of their rent pays down the cost of the house. you can set your own interest rate in this scenario so they aren't forced to go to the open market for a mortgage. you can set up your estate documents to forgive the loan upon your death, and again, being creative you can gift them the payments they have already made upon your death as well. check with your cpa/tax preparer for additional details, and perhaps an estate attorney if you decide to make arrangements upon your death. you can accomplish your goal with your tenants' knowledge or without, it is up to you to decide!

user: what's the best way to gift my tenants the house they're renting for me? (oh) hey there internet (anonymous account for obvious reasons!). i'm moving away from the area a property i own is in, and in a few months and will no longer be able to care for it. i've had the same tenants in there for nearly 10 years and in that time, the remaining mortgage has been paid off. they are a lovely couple and have been so generous and kind to me over the last 10 years. they are clearly just good people. i would just sell the property but i don't want it to go to someone who would treat them poorly. with all the corporations buying up properties and treating them like a number and all. i know i could continue to manage from afar but i do most of the repairs myself so it would become much more expensive upkeep wise. the tenants are practically family at this point, they've been over for christmas, send me birthday cards and even invite me out every now and again from drinks. i'm a lonely older guy and have more than enough money in retirement and savings to be perfectly happy for the rest of my life. i feel like this family could benefit from not having to worry about rent any more and while i could just reduce the rent to next to nothing, i honestly would rather it just be in their name. so as someone who is not business savvy in the slightest and just lucked into some really good tenants who i've never had to so much as hound for rent, what process would i undergo to gift them this home? it's most recent valuation was a hair shy of $200,000. i know there is a federal limit on gift giving before taxation but i don't want them to have to pay a penny. would i be able to gift it to them as well as the taxes (and the taxes on that gift i guess?). or would it be legal for me to sell the home to them for some low sum like $100 instead? and how would you suggest approaching them with this? i'm worried it might come off as too charitable so as to make them feel like i think less of them. when in reality it would just be convenient. i can no longer care for the place, and i get to do something nice too. but of course if they don't want to own the home that's also fine! i'll likely just reduce their rent to whatever it costs to maintain the place. thank you for your responses! bot: you could ask this question in r/personalfinance as well. i think the gift would count towards your $12 million lifetime gift tax-free limit, and you would need to report it, but no tax would be due. but there are smarter people there that might be able to help.

user: what's the best way to gift my tenants the house they're renting for me? (oh) hey there internet (anonymous account for obvious reasons!). i'm moving away from the area a property i own is in, and in a few months and will no longer be able to care for it. i've had the same tenants in there for nearly 10 years and in that time, the remaining mortgage has been paid off. they are a lovely couple and have been so generous and kind to me over the last 10 years. they are clearly just good people. i would just sell the property but i don't want it to go to someone who would treat them poorly. with all the corporations buying up properties and treating them like a number and all. i know i could continue to manage from afar but i do most of the repairs myself so it would become much more expensive upkeep wise. the tenants are practically family at this point, they've been over for christmas, send me birthday cards and even invite me out every now and again from drinks. i'm a lonely older guy and have more than enough money in retirement and savings to be perfectly happy for the rest of my life. i feel like this family could benefit from not having to worry about rent any more and while i could just reduce the rent to next to nothing, i honestly would rather it just be in their name. so as someone who is not business savvy in the slightest and just lucked into some really good tenants who i've never had to so much as hound for rent, what process would i undergo to gift them this home? it's most recent valuation was a hair shy of $200,000. i know there is a federal limit on gift giving before taxation but i don't want them to have to pay a penny. would i be able to gift it to them as well as the taxes (and the taxes on that gift i guess?). or would it be legal for me to sell the home to them for some low sum like $100 instead? and how would you suggest approaching them with this? i'm worried it might come off as too charitable so as to make them feel like i think less of them. when in reality it would just be convenient. i can no longer care for the place, and i get to do something nice too. but of course if they don't want to own the home that's also fine! i'll likely just reduce their rent to whatever it costs to maintain the place. thank you for your responses! bot: financial planner here. if you gift it outright to them, a couple things happen: 1. you'll need to file a gift tax form for the tax year the gift is made. the amount of the gift will count towards your lifetime gift exemption, which is unified with your estate exemption. this amount was in the $5m range before the tax cut and jobs act of 2017. the tax bill increased it to $12m but that is due to sunset in 2026 and revert back to the $5m range. congress loves to mess with estate/gift exemptions, so it could change (drastically) in the future. be prepared for your estate to pay some amount of gift tax if that happens. 2. when gifted, your cost basis transfers to them. for instance, if you bought for $100,000 and it's worth $200,000 now, when they sell their cost basis for the property will be $100,000. because it is their primary residence, they have an tax exemption up to $250k if single/$500k if married when they sell (with current law), so in this scenario the value would have to increase to $600k before they owed taxes on it when they sold. if you sell to them at below market value, it will still create a gift that needs to be filed with the irs for the difference between the fair market value and the price. the irs is not fooled with $1 transactions or those that are significantly below fmv. another option could be to update your deed to transfer on death (tod), which means the house passes to them directly upon your death. this avoids the probate process and also gives them a step-up in cost basis. if you didn't want to tell them this is happening, you could maintain their current rent and if you didn't need the funds, deposit them into a savings account that also has a tod designation which would transfer to them upon your death as well. ~~tods need the beneficiary's involvement to unwind so keep that in mind if you consider this option.~~ apologies, i was conflating with life deeds when writing this. you retain full control of the property/account and their tod designations so can change your mind at any time. finally, you are in a unique position to offer them a seller-backed mortgage or offer them a rent-to-own agreement where a portion of their rent pays down the cost of the house. you can set your own interest rate in this scenario so they aren't forced to go to the open market for a mortgage. you can set up your estate documents to forgive the loan upon your death, and again, being creative you can gift them the payments they have already made upon your death as well. check with your cpa/tax preparer for additional details, and perhaps an estate attorney if you decide to make arrangements upon your death. you can accomplish your goal with your tenants' knowledge or without, it is up to you to decide!

user: what's the best way to gift my tenants the house they're renting for me? (oh) hey there internet (anonymous account for obvious reasons!). i'm moving away from the area a property i own is in, and in a few months and will no longer be able to care for it. i've had the same tenants in there for nearly 10 years and in that time, the remaining mortgage has been paid off. they are a lovely couple and have been so generous and kind to me over the last 10 years. they are clearly just good people. i would just sell the property but i don't want it to go to someone who would treat them poorly. with all the corporations buying up properties and treating them like a number and all. i know i could continue to manage from afar but i do most of the repairs myself so it would become much more expensive upkeep wise. the tenants are practically family at this point, they've been over for christmas, send me birthday cards and even invite me out every now and again from drinks. i'm a lonely older guy and have more than enough money in retirement and savings to be perfectly happy for the rest of my life. i feel like this family could benefit from not having to worry about rent any more and while i could just reduce the rent to next to nothing, i honestly would rather it just be in their name. so as someone who is not business savvy in the slightest and just lucked into some really good tenants who i've never had to so much as hound for rent, what process would i undergo to gift them this home? it's most recent valuation was a hair shy of $200,000. i know there is a federal limit on gift giving before taxation but i don't want them to have to pay a penny. would i be able to gift it to them as well as the taxes (and the taxes on that gift i guess?). or would it be legal for me to sell the home to them for some low sum like $100 instead? and how would you suggest approaching them with this? i'm worried it might come off as too charitable so as to make them feel like i think less of them. when in reality it would just be convenient. i can no longer care for the place, and i get to do something nice too. but of course if they don't want to own the home that's also fine! i'll likely just reduce their rent to whatever it costs to maintain the place. thank you for your responses! bot: there wouldn't be any tax due on this gift. the only tax consequence would be that they would also be "gifted" your cost basis in the house, but since it would be their primary residence that probably wouldn't be much of an issue.

user: what's the best way to gift my tenants the house they're renting for me? (oh) hey there internet (anonymous account for obvious reasons!). i'm moving away from the area a property i own is in, and in a few months and will no longer be able to care for it. i've had the same tenants in there for nearly 10 years and in that time, the remaining mortgage has been paid off. they are a lovely couple and have been so generous and kind to me over the last 10 years. they are clearly just good people. i would just sell the property but i don't want it to go to someone who would treat them poorly. with all the corporations buying up properties and treating them like a number and all. i know i could continue to manage from afar but i do most of the repairs myself so it would become much more expensive upkeep wise. the tenants are practically family at this point, they've been over for christmas, send me birthday cards and even invite me out every now and again from drinks. i'm a lonely older guy and have more than enough money in retirement and savings to be perfectly happy for the rest of my life. i feel like this family could benefit from not having to worry about rent any more and while i could just reduce the rent to next to nothing, i honestly would rather it just be in their name. so as someone who is not business savvy in the slightest and just lucked into some really good tenants who i've never had to so much as hound for rent, what process would i undergo to gift them this home? it's most recent valuation was a hair shy of $200,000. i know there is a federal limit on gift giving before taxation but i don't want them to have to pay a penny. would i be able to gift it to them as well as the taxes (and the taxes on that gift i guess?). or would it be legal for me to sell the home to them for some low sum like $100 instead? and how would you suggest approaching them with this? i'm worried it might come off as too charitable so as to make them feel like i think less of them. when in reality it would just be convenient. i can no longer care for the place, and i get to do something nice too. but of course if they don't want to own the home that's also fine! i'll likely just reduce their rent to whatever it costs to maintain the place. thank you for your responses! bot: financial planner here. if you gift it outright to them, a couple things happen: 1. you'll need to file a gift tax form for the tax year the gift is made. the amount of the gift will count towards your lifetime gift exemption, which is unified with your estate exemption. this amount was in the $5m range before the tax cut and jobs act of 2017. the tax bill increased it to $12m but that is due to sunset in 2026 and revert back to the $5m range. congress loves to mess with estate/gift exemptions, so it could change (drastically) in the future. be prepared for your estate to pay some amount of gift tax if that happens. 2. when gifted, your cost basis transfers to them. for instance, if you bought for $100,000 and it's worth $200,000 now, when they sell their cost basis for the property will be $100,000. because it is their primary residence, they have an tax exemption up to $250k if single/$500k if married when they sell (with current law), so in this scenario the value would have to increase to $600k before they owed taxes on it when they sold. if you sell to them at below market value, it will still create a gift that needs to be filed with the irs for the difference between the fair market value and the price. the irs is not fooled with $1 transactions or those that are significantly below fmv. another option could be to update your deed to transfer on death (tod), which means the house passes to them directly upon your death. this avoids the probate process and also gives them a step-up in cost basis. if you didn't want to tell them this is happening, you could maintain their current rent and if you didn't need the funds, deposit them into a savings account that also has a tod designation which would transfer to them upon your death as well. ~~tods need the beneficiary's involvement to unwind so keep that in mind if you consider this option.~~ apologies, i was conflating with life deeds when writing this. you retain full control of the property/account and their tod designations so can change your mind at any time. finally, you are in a unique position to offer them a seller-backed mortgage or offer them a rent-to-own agreement where a portion of their rent pays down the cost of the house. you can set your own interest rate in this scenario so they aren't forced to go to the open market for a mortgage. you can set up your estate documents to forgive the loan upon your death, and again, being creative you can gift them the payments they have already made upon your death as well. check with your cpa/tax preparer for additional details, and perhaps an estate attorney if you decide to make arrangements upon your death. you can accomplish your goal with your tenants' knowledge or without, it is up to you to decide!

user: what's the best way to gift my tenants the house they're renting for me? (oh) hey there internet (anonymous account for obvious reasons!). i'm moving away from the area a property i own is in, and in a few months and will no longer be able to care for it. i've had the same tenants in there for nearly 10 years and in that time, the remaining mortgage has been paid off. they are a lovely couple and have been so generous and kind to me over the last 10 years. they are clearly just good people. i would just sell the property but i don't want it to go to someone who would treat them poorly. with all the corporations buying up properties and treating them like a number and all. i know i could continue to manage from afar but i do most of the repairs myself so it would become much more expensive upkeep wise. the tenants are practically family at this point, they've been over for christmas, send me birthday cards and even invite me out every now and again from drinks. i'm a lonely older guy and have more than enough money in retirement and savings to be perfectly happy for the rest of my life. i feel like this family could benefit from not having to worry about rent any more and while i could just reduce the rent to next to nothing, i honestly would rather it just be in their name. so as someone who is not business savvy in the slightest and just lucked into some really good tenants who i've never had to so much as hound for rent, what process would i undergo to gift them this home? it's most recent valuation was a hair shy of $200,000. i know there is a federal limit on gift giving before taxation but i don't want them to have to pay a penny. would i be able to gift it to them as well as the taxes (and the taxes on that gift i guess?). or would it be legal for me to sell the home to them for some low sum like $100 instead? and how would you suggest approaching them with this? i'm worried it might come off as too charitable so as to make them feel like i think less of them. when in reality it would just be convenient. i can no longer care for the place, and i get to do something nice too. but of course if they don't want to own the home that's also fine! i'll likely just reduce their rent to whatever it costs to maintain the place. thank you for your responses! bot: talk to the tenents.. see if they want the property. then each of you should contact your own attorney (realestate or title company attorney) let the tenents attorney do all the paperwork so that they incure any charges (they are getting a nice gift) and then you pay your attorney to review and advise you if and when you should sign off. sadly, nothing is free and giving could cost.

user: what's the best way to gift my tenants the house they're renting for me? (oh) hey there internet (anonymous account for obvious reasons!). i'm moving away from the area a property i own is in, and in a few months and will no longer be able to care for it. i've had the same tenants in there for nearly 10 years and in that time, the remaining mortgage has been paid off. they are a lovely couple and have been so generous and kind to me over the last 10 years. they are clearly just good people. i would just sell the property but i don't want it to go to someone who would treat them poorly. with all the corporations buying up properties and treating them like a number and all. i know i could continue to manage from afar but i do most of the repairs myself so it would become much more expensive upkeep wise. the tenants are practically family at this point, they've been over for christmas, send me birthday cards and even invite me out every now and again from drinks. i'm a lonely older guy and have more than enough money in retirement and savings to be perfectly happy for the rest of my life. i feel like this family could benefit from not having to worry about rent any more and while i could just reduce the rent to next to nothing, i honestly would rather it just be in their name. so as someone who is not business savvy in the slightest and just lucked into some really good tenants who i've never had to so much as hound for rent, what process would i undergo to gift them this home? it's most recent valuation was a hair shy of $200,000. i know there is a federal limit on gift giving before taxation but i don't want them to have to pay a penny. would i be able to gift it to them as well as the taxes (and the taxes on that gift i guess?). or would it be legal for me to sell the home to them for some low sum like $100 instead? and how would you suggest approaching them with this? i'm worried it might come off as too charitable so as to make them feel like i think less of them. when in reality it would just be convenient. i can no longer care for the place, and i get to do something nice too. but of course if they don't want to own the home that's also fine! i'll likely just reduce their rent to whatever it costs to maintain the place. thank you for your responses! bot: financial planner here. if you gift it outright to them, a couple things happen: 1. you'll need to file a gift tax form for the tax year the gift is made. the amount of the gift will count towards your lifetime gift exemption, which is unified with your estate exemption. this amount was in the $5m range before the tax cut and jobs act of 2017. the tax bill increased it to $12m but that is due to sunset in 2026 and revert back to the $5m range. congress loves to mess with estate/gift exemptions, so it could change (drastically) in the future. be prepared for your estate to pay some amount of gift tax if that happens. 2. when gifted, your cost basis transfers to them. for instance, if you bought for $100,000 and it's worth $200,000 now, when they sell their cost basis for the property will be $100,000. because it is their primary residence, they have an tax exemption up to $250k if single/$500k if married when they sell (with current law), so in this scenario the value would have to increase to $600k before they owed taxes on it when they sold. if you sell to them at below market value, it will still create a gift that needs to be filed with the irs for the difference between the fair market value and the price. the irs is not fooled with $1 transactions or those that are significantly below fmv. another option could be to update your deed to transfer on death (tod), which means the house passes to them directly upon your death. this avoids the probate process and also gives them a step-up in cost basis. if you didn't want to tell them this is happening, you could maintain their current rent and if you didn't need the funds, deposit them into a savings account that also has a tod designation which would transfer to them upon your death as well. ~~tods need the beneficiary's involvement to unwind so keep that in mind if you consider this option.~~ apologies, i was conflating with life deeds when writing this. you retain full control of the property/account and their tod designations so can change your mind at any time. finally, you are in a unique position to offer them a seller-backed mortgage or offer them a rent-to-own agreement where a portion of their rent pays down the cost of the house. you can set your own interest rate in this scenario so they aren't forced to go to the open market for a mortgage. you can set up your estate documents to forgive the loan upon your death, and again, being creative you can gift them the payments they have already made upon your death as well. check with your cpa/tax preparer for additional details, and perhaps an estate attorney if you decide to make arrangements upon your death. you can accomplish your goal with your tenants' knowledge or without, it is up to you to decide!

user: what's the best way to gift my tenants the house they're renting for me? (oh) hey there internet (anonymous account for obvious reasons!). i'm moving away from the area a property i own is in, and in a few months and will no longer be able to care for it. i've had the same tenants in there for nearly 10 years and in that time, the remaining mortgage has been paid off. they are a lovely couple and have been so generous and kind to me over the last 10 years. they are clearly just good people. i would just sell the property but i don't want it to go to someone who would treat them poorly. with all the corporations buying up properties and treating them like a number and all. i know i could continue to manage from afar but i do most of the repairs myself so it would become much more expensive upkeep wise. the tenants are practically family at this point, they've been over for christmas, send me birthday cards and even invite me out every now and again from drinks. i'm a lonely older guy and have more than enough money in retirement and savings to be perfectly happy for the rest of my life. i feel like this family could benefit from not having to worry about rent any more and while i could just reduce the rent to next to nothing, i honestly would rather it just be in their name. so as someone who is not business savvy in the slightest and just lucked into some really good tenants who i've never had to so much as hound for rent, what process would i undergo to gift them this home? it's most recent valuation was a hair shy of $200,000. i know there is a federal limit on gift giving before taxation but i don't want them to have to pay a penny. would i be able to gift it to them as well as the taxes (and the taxes on that gift i guess?). or would it be legal for me to sell the home to them for some low sum like $100 instead? and how would you suggest approaching them with this? i'm worried it might come off as too charitable so as to make them feel like i think less of them. when in reality it would just be convenient. i can no longer care for the place, and i get to do something nice too. but of course if they don't want to own the home that's also fine! i'll likely just reduce their rent to whatever it costs to maintain the place. thank you for your responses! bot: if you sell to them for below what it’s worth you also create a taxable event for yourself. best bet get a real estate attorney.

user: what's the best way to gift my tenants the house they're renting for me? (oh) hey there internet (anonymous account for obvious reasons!). i'm moving away from the area a property i own is in, and in a few months and will no longer be able to care for it. i've had the same tenants in there for nearly 10 years and in that time, the remaining mortgage has been paid off. they are a lovely couple and have been so generous and kind to me over the last 10 years. they are clearly just good people. i would just sell the property but i don't want it to go to someone who would treat them poorly. with all the corporations buying up properties and treating them like a number and all. i know i could continue to manage from afar but i do most of the repairs myself so it would become much more expensive upkeep wise. the tenants are practically family at this point, they've been over for christmas, send me birthday cards and even invite me out every now and again from drinks. i'm a lonely older guy and have more than enough money in retirement and savings to be perfectly happy for the rest of my life. i feel like this family could benefit from not having to worry about rent any more and while i could just reduce the rent to next to nothing, i honestly would rather it just be in their name. so as someone who is not business savvy in the slightest and just lucked into some really good tenants who i've never had to so much as hound for rent, what process would i undergo to gift them this home? it's most recent valuation was a hair shy of $200,000. i know there is a federal limit on gift giving before taxation but i don't want them to have to pay a penny. would i be able to gift it to them as well as the taxes (and the taxes on that gift i guess?). or would it be legal for me to sell the home to them for some low sum like $100 instead? and how would you suggest approaching them with this? i'm worried it might come off as too charitable so as to make them feel like i think less of them. when in reality it would just be convenient. i can no longer care for the place, and i get to do something nice too. but of course if they don't want to own the home that's also fine! i'll likely just reduce their rent to whatever it costs to maintain the place. thank you for your responses! bot: financial planner here. if you gift it outright to them, a couple things happen: 1. you'll need to file a gift tax form for the tax year the gift is made. the amount of the gift will count towards your lifetime gift exemption, which is unified with your estate exemption. this amount was in the $5m range before the tax cut and jobs act of 2017. the tax bill increased it to $12m but that is due to sunset in 2026 and revert back to the $5m range. congress loves to mess with estate/gift exemptions, so it could change (drastically) in the future. be prepared for your estate to pay some amount of gift tax if that happens. 2. when gifted, your cost basis transfers to them. for instance, if you bought for $100,000 and it's worth $200,000 now, when they sell their cost basis for the property will be $100,000. because it is their primary residence, they have an tax exemption up to $250k if single/$500k if married when they sell (with current law), so in this scenario the value would have to increase to $600k before they owed taxes on it when they sold. if you sell to them at below market value, it will still create a gift that needs to be filed with the irs for the difference between the fair market value and the price. the irs is not fooled with $1 transactions or those that are significantly below fmv. another option could be to update your deed to transfer on death (tod), which means the house passes to them directly upon your death. this avoids the probate process and also gives them a step-up in cost basis. if you didn't want to tell them this is happening, you could maintain their current rent and if you didn't need the funds, deposit them into a savings account that also has a tod designation which would transfer to them upon your death as well. ~~tods need the beneficiary's involvement to unwind so keep that in mind if you consider this option.~~ apologies, i was conflating with life deeds when writing this. you retain full control of the property/account and their tod designations so can change your mind at any time. finally, you are in a unique position to offer them a seller-backed mortgage or offer them a rent-to-own agreement where a portion of their rent pays down the cost of the house. you can set your own interest rate in this scenario so they aren't forced to go to the open market for a mortgage. you can set up your estate documents to forgive the loan upon your death, and again, being creative you can gift them the payments they have already made upon your death as well. check with your cpa/tax preparer for additional details, and perhaps an estate attorney if you decide to make arrangements upon your death. you can accomplish your goal with your tenants' knowledge or without, it is up to you to decide!

user: what's the best way to gift my tenants the house they're renting for me? (oh) hey there internet (anonymous account for obvious reasons!). i'm moving away from the area a property i own is in, and in a few months and will no longer be able to care for it. i've had the same tenants in there for nearly 10 years and in that time, the remaining mortgage has been paid off. they are a lovely couple and have been so generous and kind to me over the last 10 years. they are clearly just good people. i would just sell the property but i don't want it to go to someone who would treat them poorly. with all the corporations buying up properties and treating them like a number and all. i know i could continue to manage from afar but i do most of the repairs myself so it would become much more expensive upkeep wise. the tenants are practically family at this point, they've been over for christmas, send me birthday cards and even invite me out every now and again from drinks. i'm a lonely older guy and have more than enough money in retirement and savings to be perfectly happy for the rest of my life. i feel like this family could benefit from not having to worry about rent any more and while i could just reduce the rent to next to nothing, i honestly would rather it just be in their name. so as someone who is not business savvy in the slightest and just lucked into some really good tenants who i've never had to so much as hound for rent, what process would i undergo to gift them this home? it's most recent valuation was a hair shy of $200,000. i know there is a federal limit on gift giving before taxation but i don't want them to have to pay a penny. would i be able to gift it to them as well as the taxes (and the taxes on that gift i guess?). or would it be legal for me to sell the home to them for some low sum like $100 instead? and how would you suggest approaching them with this? i'm worried it might come off as too charitable so as to make them feel like i think less of them. when in reality it would just be convenient. i can no longer care for the place, and i get to do something nice too. but of course if they don't want to own the home that's also fine! i'll likely just reduce their rent to whatever it costs to maintain the place. thank you for your responses! bot: it would likely work better to sell it to them for way below market value.

user: what's the best way to gift my tenants the house they're renting for me? (oh) hey there internet (anonymous account for obvious reasons!). i'm moving away from the area a property i own is in, and in a few months and will no longer be able to care for it. i've had the same tenants in there for nearly 10 years and in that time, the remaining mortgage has been paid off. they are a lovely couple and have been so generous and kind to me over the last 10 years. they are clearly just good people. i would just sell the property but i don't want it to go to someone who would treat them poorly. with all the corporations buying up properties and treating them like a number and all. i know i could continue to manage from afar but i do most of the repairs myself so it would become much more expensive upkeep wise. the tenants are practically family at this point, they've been over for christmas, send me birthday cards and even invite me out every now and again from drinks. i'm a lonely older guy and have more than enough money in retirement and savings to be perfectly happy for the rest of my life. i feel like this family could benefit from not having to worry about rent any more and while i could just reduce the rent to next to nothing, i honestly would rather it just be in their name. so as someone who is not business savvy in the slightest and just lucked into some really good tenants who i've never had to so much as hound for rent, what process would i undergo to gift them this home? it's most recent valuation was a hair shy of $200,000. i know there is a federal limit on gift giving before taxation but i don't want them to have to pay a penny. would i be able to gift it to them as well as the taxes (and the taxes on that gift i guess?). or would it be legal for me to sell the home to them for some low sum like $100 instead? and how would you suggest approaching them with this? i'm worried it might come off as too charitable so as to make them feel like i think less of them. when in reality it would just be convenient. i can no longer care for the place, and i get to do something nice too. but of course if they don't want to own the home that's also fine! i'll likely just reduce their rent to whatever it costs to maintain the place. thank you for your responses! bot: financial planner here. if you gift it outright to them, a couple things happen: 1. you'll need to file a gift tax form for the tax year the gift is made. the amount of the gift will count towards your lifetime gift exemption, which is unified with your estate exemption. this amount was in the $5m range before the tax cut and jobs act of 2017. the tax bill increased it to $12m but that is due to sunset in 2026 and revert back to the $5m range. congress loves to mess with estate/gift exemptions, so it could change (drastically) in the future. be prepared for your estate to pay some amount of gift tax if that happens. 2. when gifted, your cost basis transfers to them. for instance, if you bought for $100,000 and it's worth $200,000 now, when they sell their cost basis for the property will be $100,000. because it is their primary residence, they have an tax exemption up to $250k if single/$500k if married when they sell (with current law), so in this scenario the value would have to increase to $600k before they owed taxes on it when they sold. if you sell to them at below market value, it will still create a gift that needs to be filed with the irs for the difference between the fair market value and the price. the irs is not fooled with $1 transactions or those that are significantly below fmv. another option could be to update your deed to transfer on death (tod), which means the house passes to them directly upon your death. this avoids the probate process and also gives them a step-up in cost basis. if you didn't want to tell them this is happening, you could maintain their current rent and if you didn't need the funds, deposit them into a savings account that also has a tod designation which would transfer to them upon your death as well. ~~tods need the beneficiary's involvement to unwind so keep that in mind if you consider this option.~~ apologies, i was conflating with life deeds when writing this. you retain full control of the property/account and their tod designations so can change your mind at any time. finally, you are in a unique position to offer them a seller-backed mortgage or offer them a rent-to-own agreement where a portion of their rent pays down the cost of the house. you can set your own interest rate in this scenario so they aren't forced to go to the open market for a mortgage. you can set up your estate documents to forgive the loan upon your death, and again, being creative you can gift them the payments they have already made upon your death as well. check with your cpa/tax preparer for additional details, and perhaps an estate attorney if you decide to make arrangements upon your death. you can accomplish your goal with your tenants' knowledge or without, it is up to you to decide!

user: what's the best way to gift my tenants the house they're renting for me? (oh) hey there internet (anonymous account for obvious reasons!). i'm moving away from the area a property i own is in, and in a few months and will no longer be able to care for it. i've had the same tenants in there for nearly 10 years and in that time, the remaining mortgage has been paid off. they are a lovely couple and have been so generous and kind to me over the last 10 years. they are clearly just good people. i would just sell the property but i don't want it to go to someone who would treat them poorly. with all the corporations buying up properties and treating them like a number and all. i know i could continue to manage from afar but i do most of the repairs myself so it would become much more expensive upkeep wise. the tenants are practically family at this point, they've been over for christmas, send me birthday cards and even invite me out every now and again from drinks. i'm a lonely older guy and have more than enough money in retirement and savings to be perfectly happy for the rest of my life. i feel like this family could benefit from not having to worry about rent any more and while i could just reduce the rent to next to nothing, i honestly would rather it just be in their name. so as someone who is not business savvy in the slightest and just lucked into some really good tenants who i've never had to so much as hound for rent, what process would i undergo to gift them this home? it's most recent valuation was a hair shy of $200,000. i know there is a federal limit on gift giving before taxation but i don't want them to have to pay a penny. would i be able to gift it to them as well as the taxes (and the taxes on that gift i guess?). or would it be legal for me to sell the home to them for some low sum like $100 instead? and how would you suggest approaching them with this? i'm worried it might come off as too charitable so as to make them feel like i think less of them. when in reality it would just be convenient. i can no longer care for the place, and i get to do something nice too. but of course if they don't want to own the home that's also fine! i'll likely just reduce their rent to whatever it costs to maintain the place. thank you for your responses! bot: there are a lot of ways to accomplish this. which one is best will depend on too many things for reddit to answer. your best bet is to consult a lawyer in your area, who can look at all of the implications of the transfer and recommend a way that will work out best for everyone.

user: what's the best way to gift my tenants the house they're renting for me? (oh) hey there internet (anonymous account for obvious reasons!). i'm moving away from the area a property i own is in, and in a few months and will no longer be able to care for it. i've had the same tenants in there for nearly 10 years and in that time, the remaining mortgage has been paid off. they are a lovely couple and have been so generous and kind to me over the last 10 years. they are clearly just good people. i would just sell the property but i don't want it to go to someone who would treat them poorly. with all the corporations buying up properties and treating them like a number and all. i know i could continue to manage from afar but i do most of the repairs myself so it would become much more expensive upkeep wise. the tenants are practically family at this point, they've been over for christmas, send me birthday cards and even invite me out every now and again from drinks. i'm a lonely older guy and have more than enough money in retirement and savings to be perfectly happy for the rest of my life. i feel like this family could benefit from not having to worry about rent any more and while i could just reduce the rent to next to nothing, i honestly would rather it just be in their name. so as someone who is not business savvy in the slightest and just lucked into some really good tenants who i've never had to so much as hound for rent, what process would i undergo to gift them this home? it's most recent valuation was a hair shy of $200,000. i know there is a federal limit on gift giving before taxation but i don't want them to have to pay a penny. would i be able to gift it to them as well as the taxes (and the taxes on that gift i guess?). or would it be legal for me to sell the home to them for some low sum like $100 instead? and how would you suggest approaching them with this? i'm worried it might come off as too charitable so as to make them feel like i think less of them. when in reality it would just be convenient. i can no longer care for the place, and i get to do something nice too. but of course if they don't want to own the home that's also fine! i'll likely just reduce their rent to whatever it costs to maintain the place. thank you for your responses! bot: talk to an estate planning attorney and an accountant. also talk to the tenants. a lot of people incorrectly assume the people receiving the gift have to pay the gift tax. the gift tax is actually owed by the person giving the gift. you have to consider both the annual exclusion rate and the lifetime exemption amount. anything above the annual exclusion amount (single person gifting to two people: $32,000 in 2022) will be reported on a gift tax return and count against your lifetime exemption ($12m in 2022). federal estate tax is tied to the lifetime exemption. so depending on what your estate is worth at the end of your life, what gifts you have given away (above the annual exclusions amounts), and what you plan to do with your estate when you die, your estate taxes could look very different. but also, you’ll be dead and it will be someone else’s problem. i would urge you to consider doing some estate planning (and that may help this issue). for example, you could consider creating a trust to hold this house and the tenants could be the beneficiaries.

user: what's the best way to gift my tenants the house they're renting for me? (oh) hey there internet (anonymous account for obvious reasons!). i'm moving away from the area a property i own is in, and in a few months and will no longer be able to care for it. i've had the same tenants in there for nearly 10 years and in that time, the remaining mortgage has been paid off. they are a lovely couple and have been so generous and kind to me over the last 10 years. they are clearly just good people. i would just sell the property but i don't want it to go to someone who would treat them poorly. with all the corporations buying up properties and treating them like a number and all. i know i could continue to manage from afar but i do most of the repairs myself so it would become much more expensive upkeep wise. the tenants are practically family at this point, they've been over for christmas, send me birthday cards and even invite me out every now and again from drinks. i'm a lonely older guy and have more than enough money in retirement and savings to be perfectly happy for the rest of my life. i feel like this family could benefit from not having to worry about rent any more and while i could just reduce the rent to next to nothing, i honestly would rather it just be in their name. so as someone who is not business savvy in the slightest and just lucked into some really good tenants who i've never had to so much as hound for rent, what process would i undergo to gift them this home? it's most recent valuation was a hair shy of $200,000. i know there is a federal limit on gift giving before taxation but i don't want them to have to pay a penny. would i be able to gift it to them as well as the taxes (and the taxes on that gift i guess?). or would it be legal for me to sell the home to them for some low sum like $100 instead? and how would you suggest approaching them with this? i'm worried it might come off as too charitable so as to make them feel like i think less of them. when in reality it would just be convenient. i can no longer care for the place, and i get to do something nice too. but of course if they don't want to own the home that's also fine! i'll likely just reduce their rent to whatever it costs to maintain the place. thank you for your responses! bot: there wouldn't be any tax due on this gift. the only tax consequence would be that they would also be "gifted" your cost basis in the house, but since it would be their primary residence that probably wouldn't be much of an issue.

user: what's the best way to gift my tenants the house they're renting for me? (oh) hey there internet (anonymous account for obvious reasons!). i'm moving away from the area a property i own is in, and in a few months and will no longer be able to care for it. i've had the same tenants in there for nearly 10 years and in that time, the remaining mortgage has been paid off. they are a lovely couple and have been so generous and kind to me over the last 10 years. they are clearly just good people. i would just sell the property but i don't want it to go to someone who would treat them poorly. with all the corporations buying up properties and treating them like a number and all. i know i could continue to manage from afar but i do most of the repairs myself so it would become much more expensive upkeep wise. the tenants are practically family at this point, they've been over for christmas, send me birthday cards and even invite me out every now and again from drinks. i'm a lonely older guy and have more than enough money in retirement and savings to be perfectly happy for the rest of my life. i feel like this family could benefit from not having to worry about rent any more and while i could just reduce the rent to next to nothing, i honestly would rather it just be in their name. so as someone who is not business savvy in the slightest and just lucked into some really good tenants who i've never had to so much as hound for rent, what process would i undergo to gift them this home? it's most recent valuation was a hair shy of $200,000. i know there is a federal limit on gift giving before taxation but i don't want them to have to pay a penny. would i be able to gift it to them as well as the taxes (and the taxes on that gift i guess?). or would it be legal for me to sell the home to them for some low sum like $100 instead? and how would you suggest approaching them with this? i'm worried it might come off as too charitable so as to make them feel like i think less of them. when in reality it would just be convenient. i can no longer care for the place, and i get to do something nice too. but of course if they don't want to own the home that's also fine! i'll likely just reduce their rent to whatever it costs to maintain the place. thank you for your responses! bot: talk to an estate planning attorney and an accountant. also talk to the tenants. a lot of people incorrectly assume the people receiving the gift have to pay the gift tax. the gift tax is actually owed by the person giving the gift. you have to consider both the annual exclusion rate and the lifetime exemption amount. anything above the annual exclusion amount (single person gifting to two people: $32,000 in 2022) will be reported on a gift tax return and count against your lifetime exemption ($12m in 2022). federal estate tax is tied to the lifetime exemption. so depending on what your estate is worth at the end of your life, what gifts you have given away (above the annual exclusions amounts), and what you plan to do with your estate when you die, your estate taxes could look very different. but also, you’ll be dead and it will be someone else’s problem. i would urge you to consider doing some estate planning (and that may help this issue). for example, you could consider creating a trust to hold this house and the tenants could be the beneficiaries.

user: what's the best way to gift my tenants the house they're renting for me? (oh) hey there internet (anonymous account for obvious reasons!). i'm moving away from the area a property i own is in, and in a few months and will no longer be able to care for it. i've had the same tenants in there for nearly 10 years and in that time, the remaining mortgage has been paid off. they are a lovely couple and have been so generous and kind to me over the last 10 years. they are clearly just good people. i would just sell the property but i don't want it to go to someone who would treat them poorly. with all the corporations buying up properties and treating them like a number and all. i know i could continue to manage from afar but i do most of the repairs myself so it would become much more expensive upkeep wise. the tenants are practically family at this point, they've been over for christmas, send me birthday cards and even invite me out every now and again from drinks. i'm a lonely older guy and have more than enough money in retirement and savings to be perfectly happy for the rest of my life. i feel like this family could benefit from not having to worry about rent any more and while i could just reduce the rent to next to nothing, i honestly would rather it just be in their name. so as someone who is not business savvy in the slightest and just lucked into some really good tenants who i've never had to so much as hound for rent, what process would i undergo to gift them this home? it's most recent valuation was a hair shy of $200,000. i know there is a federal limit on gift giving before taxation but i don't want them to have to pay a penny. would i be able to gift it to them as well as the taxes (and the taxes on that gift i guess?). or would it be legal for me to sell the home to them for some low sum like $100 instead? and how would you suggest approaching them with this? i'm worried it might come off as too charitable so as to make them feel like i think less of them. when in reality it would just be convenient. i can no longer care for the place, and i get to do something nice too. but of course if they don't want to own the home that's also fine! i'll likely just reduce their rent to whatever it costs to maintain the place. thank you for your responses! bot: talk to the tenents.. see if they want the property. then each of you should contact your own attorney (realestate or title company attorney) let the tenents attorney do all the paperwork so that they incure any charges (they are getting a nice gift) and then you pay your attorney to review and advise you if and when you should sign off. sadly, nothing is free and giving could cost.

user: what's the best way to gift my tenants the house they're renting for me? (oh) hey there internet (anonymous account for obvious reasons!). i'm moving away from the area a property i own is in, and in a few months and will no longer be able to care for it. i've had the same tenants in there for nearly 10 years and in that time, the remaining mortgage has been paid off. they are a lovely couple and have been so generous and kind to me over the last 10 years. they are clearly just good people. i would just sell the property but i don't want it to go to someone who would treat them poorly. with all the corporations buying up properties and treating them like a number and all. i know i could continue to manage from afar but i do most of the repairs myself so it would become much more expensive upkeep wise. the tenants are practically family at this point, they've been over for christmas, send me birthday cards and even invite me out every now and again from drinks. i'm a lonely older guy and have more than enough money in retirement and savings to be perfectly happy for the rest of my life. i feel like this family could benefit from not having to worry about rent any more and while i could just reduce the rent to next to nothing, i honestly would rather it just be in their name. so as someone who is not business savvy in the slightest and just lucked into some really good tenants who i've never had to so much as hound for rent, what process would i undergo to gift them this home? it's most recent valuation was a hair shy of $200,000. i know there is a federal limit on gift giving before taxation but i don't want them to have to pay a penny. would i be able to gift it to them as well as the taxes (and the taxes on that gift i guess?). or would it be legal for me to sell the home to them for some low sum like $100 instead? and how would you suggest approaching them with this? i'm worried it might come off as too charitable so as to make them feel like i think less of them. when in reality it would just be convenient. i can no longer care for the place, and i get to do something nice too. but of course if they don't want to own the home that's also fine! i'll likely just reduce their rent to whatever it costs to maintain the place. thank you for your responses! bot: talk to an estate planning attorney and an accountant. also talk to the tenants. a lot of people incorrectly assume the people receiving the gift have to pay the gift tax. the gift tax is actually owed by the person giving the gift. you have to consider both the annual exclusion rate and the lifetime exemption amount. anything above the annual exclusion amount (single person gifting to two people: $32,000 in 2022) will be reported on a gift tax return and count against your lifetime exemption ($12m in 2022). federal estate tax is tied to the lifetime exemption. so depending on what your estate is worth at the end of your life, what gifts you have given away (above the annual exclusions amounts), and what you plan to do with your estate when you die, your estate taxes could look very different. but also, you’ll be dead and it will be someone else’s problem. i would urge you to consider doing some estate planning (and that may help this issue). for example, you could consider creating a trust to hold this house and the tenants could be the beneficiaries.

user: what's the best way to gift my tenants the house they're renting for me? (oh) hey there internet (anonymous account for obvious reasons!). i'm moving away from the area a property i own is in, and in a few months and will no longer be able to care for it. i've had the same tenants in there for nearly 10 years and in that time, the remaining mortgage has been paid off. they are a lovely couple and have been so generous and kind to me over the last 10 years. they are clearly just good people. i would just sell the property but i don't want it to go to someone who would treat them poorly. with all the corporations buying up properties and treating them like a number and all. i know i could continue to manage from afar but i do most of the repairs myself so it would become much more expensive upkeep wise. the tenants are practically family at this point, they've been over for christmas, send me birthday cards and even invite me out every now and again from drinks. i'm a lonely older guy and have more than enough money in retirement and savings to be perfectly happy for the rest of my life. i feel like this family could benefit from not having to worry about rent any more and while i could just reduce the rent to next to nothing, i honestly would rather it just be in their name. so as someone who is not business savvy in the slightest and just lucked into some really good tenants who i've never had to so much as hound for rent, what process would i undergo to gift them this home? it's most recent valuation was a hair shy of $200,000. i know there is a federal limit on gift giving before taxation but i don't want them to have to pay a penny. would i be able to gift it to them as well as the taxes (and the taxes on that gift i guess?). or would it be legal for me to sell the home to them for some low sum like $100 instead? and how would you suggest approaching them with this? i'm worried it might come off as too charitable so as to make them feel like i think less of them. when in reality it would just be convenient. i can no longer care for the place, and i get to do something nice too. but of course if they don't want to own the home that's also fine! i'll likely just reduce their rent to whatever it costs to maintain the place. thank you for your responses! bot: if you sell to them for below what it’s worth you also create a taxable event for yourself. best bet get a real estate attorney.

user: what's the best way to gift my tenants the house they're renting for me? (oh) hey there internet (anonymous account for obvious reasons!). i'm moving away from the area a property i own is in, and in a few months and will no longer be able to care for it. i've had the same tenants in there for nearly 10 years and in that time, the remaining mortgage has been paid off. they are a lovely couple and have been so generous and kind to me over the last 10 years. they are clearly just good people. i would just sell the property but i don't want it to go to someone who would treat them poorly. with all the corporations buying up properties and treating them like a number and all. i know i could continue to manage from afar but i do most of the repairs myself so it would become much more expensive upkeep wise. the tenants are practically family at this point, they've been over for christmas, send me birthday cards and even invite me out every now and again from drinks. i'm a lonely older guy and have more than enough money in retirement and savings to be perfectly happy for the rest of my life. i feel like this family could benefit from not having to worry about rent any more and while i could just reduce the rent to next to nothing, i honestly would rather it just be in their name. so as someone who is not business savvy in the slightest and just lucked into some really good tenants who i've never had to so much as hound for rent, what process would i undergo to gift them this home? it's most recent valuation was a hair shy of $200,000. i know there is a federal limit on gift giving before taxation but i don't want them to have to pay a penny. would i be able to gift it to them as well as the taxes (and the taxes on that gift i guess?). or would it be legal for me to sell the home to them for some low sum like $100 instead? and how would you suggest approaching them with this? i'm worried it might come off as too charitable so as to make them feel like i think less of them. when in reality it would just be convenient. i can no longer care for the place, and i get to do something nice too. but of course if they don't want to own the home that's also fine! i'll likely just reduce their rent to whatever it costs to maintain the place. thank you for your responses! bot: talk to an estate planning attorney and an accountant. also talk to the tenants. a lot of people incorrectly assume the people receiving the gift have to pay the gift tax. the gift tax is actually owed by the person giving the gift. you have to consider both the annual exclusion rate and the lifetime exemption amount. anything above the annual exclusion amount (single person gifting to two people: $32,000 in 2022) will be reported on a gift tax return and count against your lifetime exemption ($12m in 2022). federal estate tax is tied to the lifetime exemption. so depending on what your estate is worth at the end of your life, what gifts you have given away (above the annual exclusions amounts), and what you plan to do with your estate when you die, your estate taxes could look very different. but also, you’ll be dead and it will be someone else’s problem. i would urge you to consider doing some estate planning (and that may help this issue). for example, you could consider creating a trust to hold this house and the tenants could be the beneficiaries.

user: what's the best way to gift my tenants the house they're renting for me? (oh) hey there internet (anonymous account for obvious reasons!). i'm moving away from the area a property i own is in, and in a few months and will no longer be able to care for it. i've had the same tenants in there for nearly 10 years and in that time, the remaining mortgage has been paid off. they are a lovely couple and have been so generous and kind to me over the last 10 years. they are clearly just good people. i would just sell the property but i don't want it to go to someone who would treat them poorly. with all the corporations buying up properties and treating them like a number and all. i know i could continue to manage from afar but i do most of the repairs myself so it would become much more expensive upkeep wise. the tenants are practically family at this point, they've been over for christmas, send me birthday cards and even invite me out every now and again from drinks. i'm a lonely older guy and have more than enough money in retirement and savings to be perfectly happy for the rest of my life. i feel like this family could benefit from not having to worry about rent any more and while i could just reduce the rent to next to nothing, i honestly would rather it just be in their name. so as someone who is not business savvy in the slightest and just lucked into some really good tenants who i've never had to so much as hound for rent, what process would i undergo to gift them this home? it's most recent valuation was a hair shy of $200,000. i know there is a federal limit on gift giving before taxation but i don't want them to have to pay a penny. would i be able to gift it to them as well as the taxes (and the taxes on that gift i guess?). or would it be legal for me to sell the home to them for some low sum like $100 instead? and how would you suggest approaching them with this? i'm worried it might come off as too charitable so as to make them feel like i think less of them. when in reality it would just be convenient. i can no longer care for the place, and i get to do something nice too. but of course if they don't want to own the home that's also fine! i'll likely just reduce their rent to whatever it costs to maintain the place. thank you for your responses! bot: it would likely work better to sell it to them for way below market value.

user: what's the best way to gift my tenants the house they're renting for me? (oh) hey there internet (anonymous account for obvious reasons!). i'm moving away from the area a property i own is in, and in a few months and will no longer be able to care for it. i've had the same tenants in there for nearly 10 years and in that time, the remaining mortgage has been paid off. they are a lovely couple and have been so generous and kind to me over the last 10 years. they are clearly just good people. i would just sell the property but i don't want it to go to someone who would treat them poorly. with all the corporations buying up properties and treating them like a number and all. i know i could continue to manage from afar but i do most of the repairs myself so it would become much more expensive upkeep wise. the tenants are practically family at this point, they've been over for christmas, send me birthday cards and even invite me out every now and again from drinks. i'm a lonely older guy and have more than enough money in retirement and savings to be perfectly happy for the rest of my life. i feel like this family could benefit from not having to worry about rent any more and while i could just reduce the rent to next to nothing, i honestly would rather it just be in their name. so as someone who is not business savvy in the slightest and just lucked into some really good tenants who i've never had to so much as hound for rent, what process would i undergo to gift them this home? it's most recent valuation was a hair shy of $200,000. i know there is a federal limit on gift giving before taxation but i don't want them to have to pay a penny. would i be able to gift it to them as well as the taxes (and the taxes on that gift i guess?). or would it be legal for me to sell the home to them for some low sum like $100 instead? and how would you suggest approaching them with this? i'm worried it might come off as too charitable so as to make them feel like i think less of them. when in reality it would just be convenient. i can no longer care for the place, and i get to do something nice too. but of course if they don't want to own the home that's also fine! i'll likely just reduce their rent to whatever it costs to maintain the place. thank you for your responses! bot: talk to an estate planning attorney and an accountant. also talk to the tenants. a lot of people incorrectly assume the people receiving the gift have to pay the gift tax. the gift tax is actually owed by the person giving the gift. you have to consider both the annual exclusion rate and the lifetime exemption amount. anything above the annual exclusion amount (single person gifting to two people: $32,000 in 2022) will be reported on a gift tax return and count against your lifetime exemption ($12m in 2022). federal estate tax is tied to the lifetime exemption. so depending on what your estate is worth at the end of your life, what gifts you have given away (above the annual exclusions amounts), and what you plan to do with your estate when you die, your estate taxes could look very different. but also, you’ll be dead and it will be someone else’s problem. i would urge you to consider doing some estate planning (and that may help this issue). for example, you could consider creating a trust to hold this house and the tenants could be the beneficiaries.

user: what's the best way to gift my tenants the house they're renting for me? (oh) hey there internet (anonymous account for obvious reasons!). i'm moving away from the area a property i own is in, and in a few months and will no longer be able to care for it. i've had the same tenants in there for nearly 10 years and in that time, the remaining mortgage has been paid off. they are a lovely couple and have been so generous and kind to me over the last 10 years. they are clearly just good people. i would just sell the property but i don't want it to go to someone who would treat them poorly. with all the corporations buying up properties and treating them like a number and all. i know i could continue to manage from afar but i do most of the repairs myself so it would become much more expensive upkeep wise. the tenants are practically family at this point, they've been over for christmas, send me birthday cards and even invite me out every now and again from drinks. i'm a lonely older guy and have more than enough money in retirement and savings to be perfectly happy for the rest of my life. i feel like this family could benefit from not having to worry about rent any more and while i could just reduce the rent to next to nothing, i honestly would rather it just be in their name. so as someone who is not business savvy in the slightest and just lucked into some really good tenants who i've never had to so much as hound for rent, what process would i undergo to gift them this home? it's most recent valuation was a hair shy of $200,000. i know there is a federal limit on gift giving before taxation but i don't want them to have to pay a penny. would i be able to gift it to them as well as the taxes (and the taxes on that gift i guess?). or would it be legal for me to sell the home to them for some low sum like $100 instead? and how would you suggest approaching them with this? i'm worried it might come off as too charitable so as to make them feel like i think less of them. when in reality it would just be convenient. i can no longer care for the place, and i get to do something nice too. but of course if they don't want to own the home that's also fine! i'll likely just reduce their rent to whatever it costs to maintain the place. thank you for your responses! bot: there are a lot of ways to accomplish this. which one is best will depend on too many things for reddit to answer. your best bet is to consult a lawyer in your area, who can look at all of the implications of the transfer and recommend a way that will work out best for everyone.

user: what's the best way to gift my tenants the house they're renting for me? (oh) hey there internet (anonymous account for obvious reasons!). i'm moving away from the area a property i own is in, and in a few months and will no longer be able to care for it. i've had the same tenants in there for nearly 10 years and in that time, the remaining mortgage has been paid off. they are a lovely couple and have been so generous and kind to me over the last 10 years. they are clearly just good people. i would just sell the property but i don't want it to go to someone who would treat them poorly. with all the corporations buying up properties and treating them like a number and all. i know i could continue to manage from afar but i do most of the repairs myself so it would become much more expensive upkeep wise. the tenants are practically family at this point, they've been over for christmas, send me birthday cards and even invite me out every now and again from drinks. i'm a lonely older guy and have more than enough money in retirement and savings to be perfectly happy for the rest of my life. i feel like this family could benefit from not having to worry about rent any more and while i could just reduce the rent to next to nothing, i honestly would rather it just be in their name. so as someone who is not business savvy in the slightest and just lucked into some really good tenants who i've never had to so much as hound for rent, what process would i undergo to gift them this home? it's most recent valuation was a hair shy of $200,000. i know there is a federal limit on gift giving before taxation but i don't want them to have to pay a penny. would i be able to gift it to them as well as the taxes (and the taxes on that gift i guess?). or would it be legal for me to sell the home to them for some low sum like $100 instead? and how would you suggest approaching them with this? i'm worried it might come off as too charitable so as to make them feel like i think less of them. when in reality it would just be convenient. i can no longer care for the place, and i get to do something nice too. but of course if they don't want to own the home that's also fine! i'll likely just reduce their rent to whatever it costs to maintain the place. thank you for your responses! bot: the recipient of a gift doesn’t pay taxes on it. you would need to file tax forms on the gift and it would be recorded against your lifetime gift allowance. when you pass, if your estate is above $5.4m, you would owe taxes on all your reported gifts.

user: what's the best way to gift my tenants the house they're renting for me? (oh) hey there internet (anonymous account for obvious reasons!). i'm moving away from the area a property i own is in, and in a few months and will no longer be able to care for it. i've had the same tenants in there for nearly 10 years and in that time, the remaining mortgage has been paid off. they are a lovely couple and have been so generous and kind to me over the last 10 years. they are clearly just good people. i would just sell the property but i don't want it to go to someone who would treat them poorly. with all the corporations buying up properties and treating them like a number and all. i know i could continue to manage from afar but i do most of the repairs myself so it would become much more expensive upkeep wise. the tenants are practically family at this point, they've been over for christmas, send me birthday cards and even invite me out every now and again from drinks. i'm a lonely older guy and have more than enough money in retirement and savings to be perfectly happy for the rest of my life. i feel like this family could benefit from not having to worry about rent any more and while i could just reduce the rent to next to nothing, i honestly would rather it just be in their name. so as someone who is not business savvy in the slightest and just lucked into some really good tenants who i've never had to so much as hound for rent, what process would i undergo to gift them this home? it's most recent valuation was a hair shy of $200,000. i know there is a federal limit on gift giving before taxation but i don't want them to have to pay a penny. would i be able to gift it to them as well as the taxes (and the taxes on that gift i guess?). or would it be legal for me to sell the home to them for some low sum like $100 instead? and how would you suggest approaching them with this? i'm worried it might come off as too charitable so as to make them feel like i think less of them. when in reality it would just be convenient. i can no longer care for the place, and i get to do something nice too. but of course if they don't want to own the home that's also fine! i'll likely just reduce their rent to whatever it costs to maintain the place. thank you for your responses! bot: it would likely work better to sell it to them for way below market value.

user: what's the best way to gift my tenants the house they're renting for me? (oh) hey there internet (anonymous account for obvious reasons!). i'm moving away from the area a property i own is in, and in a few months and will no longer be able to care for it. i've had the same tenants in there for nearly 10 years and in that time, the remaining mortgage has been paid off. they are a lovely couple and have been so generous and kind to me over the last 10 years. they are clearly just good people. i would just sell the property but i don't want it to go to someone who would treat them poorly. with all the corporations buying up properties and treating them like a number and all. i know i could continue to manage from afar but i do most of the repairs myself so it would become much more expensive upkeep wise. the tenants are practically family at this point, they've been over for christmas, send me birthday cards and even invite me out every now and again from drinks. i'm a lonely older guy and have more than enough money in retirement and savings to be perfectly happy for the rest of my life. i feel like this family could benefit from not having to worry about rent any more and while i could just reduce the rent to next to nothing, i honestly would rather it just be in their name. so as someone who is not business savvy in the slightest and just lucked into some really good tenants who i've never had to so much as hound for rent, what process would i undergo to gift them this home? it's most recent valuation was a hair shy of $200,000. i know there is a federal limit on gift giving before taxation but i don't want them to have to pay a penny. would i be able to gift it to them as well as the taxes (and the taxes on that gift i guess?). or would it be legal for me to sell the home to them for some low sum like $100 instead? and how would you suggest approaching them with this? i'm worried it might come off as too charitable so as to make them feel like i think less of them. when in reality it would just be convenient. i can no longer care for the place, and i get to do something nice too. but of course if they don't want to own the home that's also fine! i'll likely just reduce their rent to whatever it costs to maintain the place. thank you for your responses! bot: the easiest way to accomplish this would probably be via a quit claim deed. i would approach the family exactly how you explained things here, it doesn't sound like pity or charity.

user: what's the best way to gift my tenants the house they're renting for me? (oh) hey there internet (anonymous account for obvious reasons!). i'm moving away from the area a property i own is in, and in a few months and will no longer be able to care for it. i've had the same tenants in there for nearly 10 years and in that time, the remaining mortgage has been paid off. they are a lovely couple and have been so generous and kind to me over the last 10 years. they are clearly just good people. i would just sell the property but i don't want it to go to someone who would treat them poorly. with all the corporations buying up properties and treating them like a number and all. i know i could continue to manage from afar but i do most of the repairs myself so it would become much more expensive upkeep wise. the tenants are practically family at this point, they've been over for christmas, send me birthday cards and even invite me out every now and again from drinks. i'm a lonely older guy and have more than enough money in retirement and savings to be perfectly happy for the rest of my life. i feel like this family could benefit from not having to worry about rent any more and while i could just reduce the rent to next to nothing, i honestly would rather it just be in their name. so as someone who is not business savvy in the slightest and just lucked into some really good tenants who i've never had to so much as hound for rent, what process would i undergo to gift them this home? it's most recent valuation was a hair shy of $200,000. i know there is a federal limit on gift giving before taxation but i don't want them to have to pay a penny. would i be able to gift it to them as well as the taxes (and the taxes on that gift i guess?). or would it be legal for me to sell the home to them for some low sum like $100 instead? and how would you suggest approaching them with this? i'm worried it might come off as too charitable so as to make them feel like i think less of them. when in reality it would just be convenient. i can no longer care for the place, and i get to do something nice too. but of course if they don't want to own the home that's also fine! i'll likely just reduce their rent to whatever it costs to maintain the place. thank you for your responses! bot: there wouldn't be any tax due on this gift. the only tax consequence would be that they would also be "gifted" your cost basis in the house, but since it would be their primary residence that probably wouldn't be much of an issue.

user: what's the best way to gift my tenants the house they're renting for me? (oh) hey there internet (anonymous account for obvious reasons!). i'm moving away from the area a property i own is in, and in a few months and will no longer be able to care for it. i've had the same tenants in there for nearly 10 years and in that time, the remaining mortgage has been paid off. they are a lovely couple and have been so generous and kind to me over the last 10 years. they are clearly just good people. i would just sell the property but i don't want it to go to someone who would treat them poorly. with all the corporations buying up properties and treating them like a number and all. i know i could continue to manage from afar but i do most of the repairs myself so it would become much more expensive upkeep wise. the tenants are practically family at this point, they've been over for christmas, send me birthday cards and even invite me out every now and again from drinks. i'm a lonely older guy and have more than enough money in retirement and savings to be perfectly happy for the rest of my life. i feel like this family could benefit from not having to worry about rent any more and while i could just reduce the rent to next to nothing, i honestly would rather it just be in their name. so as someone who is not business savvy in the slightest and just lucked into some really good tenants who i've never had to so much as hound for rent, what process would i undergo to gift them this home? it's most recent valuation was a hair shy of $200,000. i know there is a federal limit on gift giving before taxation but i don't want them to have to pay a penny. would i be able to gift it to them as well as the taxes (and the taxes on that gift i guess?). or would it be legal for me to sell the home to them for some low sum like $100 instead? and how would you suggest approaching them with this? i'm worried it might come off as too charitable so as to make them feel like i think less of them. when in reality it would just be convenient. i can no longer care for the place, and i get to do something nice too. but of course if they don't want to own the home that's also fine! i'll likely just reduce their rent to whatever it costs to maintain the place. thank you for your responses! bot: the easiest way to accomplish this would probably be via a quit claim deed. i would approach the family exactly how you explained things here, it doesn't sound like pity or charity.

user: what's the best way to gift my tenants the house they're renting for me? (oh) hey there internet (anonymous account for obvious reasons!). i'm moving away from the area a property i own is in, and in a few months and will no longer be able to care for it. i've had the same tenants in there for nearly 10 years and in that time, the remaining mortgage has been paid off. they are a lovely couple and have been so generous and kind to me over the last 10 years. they are clearly just good people. i would just sell the property but i don't want it to go to someone who would treat them poorly. with all the corporations buying up properties and treating them like a number and all. i know i could continue to manage from afar but i do most of the repairs myself so it would become much more expensive upkeep wise. the tenants are practically family at this point, they've been over for christmas, send me birthday cards and even invite me out every now and again from drinks. i'm a lonely older guy and have more than enough money in retirement and savings to be perfectly happy for the rest of my life. i feel like this family could benefit from not having to worry about rent any more and while i could just reduce the rent to next to nothing, i honestly would rather it just be in their name. so as someone who is not business savvy in the slightest and just lucked into some really good tenants who i've never had to so much as hound for rent, what process would i undergo to gift them this home? it's most recent valuation was a hair shy of $200,000. i know there is a federal limit on gift giving before taxation but i don't want them to have to pay a penny. would i be able to gift it to them as well as the taxes (and the taxes on that gift i guess?). or would it be legal for me to sell the home to them for some low sum like $100 instead? and how would you suggest approaching them with this? i'm worried it might come off as too charitable so as to make them feel like i think less of them. when in reality it would just be convenient. i can no longer care for the place, and i get to do something nice too. but of course if they don't want to own the home that's also fine! i'll likely just reduce their rent to whatever it costs to maintain the place. thank you for your responses! bot: talk to the tenents.. see if they want the property. then each of you should contact your own attorney (realestate or title company attorney) let the tenents attorney do all the paperwork so that they incure any charges (they are getting a nice gift) and then you pay your attorney to review and advise you if and when you should sign off. sadly, nothing is free and giving could cost.

user: what's the best way to gift my tenants the house they're renting for me? (oh) hey there internet (anonymous account for obvious reasons!). i'm moving away from the area a property i own is in, and in a few months and will no longer be able to care for it. i've had the same tenants in there for nearly 10 years and in that time, the remaining mortgage has been paid off. they are a lovely couple and have been so generous and kind to me over the last 10 years. they are clearly just good people. i would just sell the property but i don't want it to go to someone who would treat them poorly. with all the corporations buying up properties and treating them like a number and all. i know i could continue to manage from afar but i do most of the repairs myself so it would become much more expensive upkeep wise. the tenants are practically family at this point, they've been over for christmas, send me birthday cards and even invite me out every now and again from drinks. i'm a lonely older guy and have more than enough money in retirement and savings to be perfectly happy for the rest of my life. i feel like this family could benefit from not having to worry about rent any more and while i could just reduce the rent to next to nothing, i honestly would rather it just be in their name. so as someone who is not business savvy in the slightest and just lucked into some really good tenants who i've never had to so much as hound for rent, what process would i undergo to gift them this home? it's most recent valuation was a hair shy of $200,000. i know there is a federal limit on gift giving before taxation but i don't want them to have to pay a penny. would i be able to gift it to them as well as the taxes (and the taxes on that gift i guess?). or would it be legal for me to sell the home to them for some low sum like $100 instead? and how would you suggest approaching them with this? i'm worried it might come off as too charitable so as to make them feel like i think less of them. when in reality it would just be convenient. i can no longer care for the place, and i get to do something nice too. but of course if they don't want to own the home that's also fine! i'll likely just reduce their rent to whatever it costs to maintain the place. thank you for your responses! bot: the easiest way to accomplish this would probably be via a quit claim deed. i would approach the family exactly how you explained things here, it doesn't sound like pity or charity.

user: what's the best way to gift my tenants the house they're renting for me? (oh) hey there internet (anonymous account for obvious reasons!). i'm moving away from the area a property i own is in, and in a few months and will no longer be able to care for it. i've had the same tenants in there for nearly 10 years and in that time, the remaining mortgage has been paid off. they are a lovely couple and have been so generous and kind to me over the last 10 years. they are clearly just good people. i would just sell the property but i don't want it to go to someone who would treat them poorly. with all the corporations buying up properties and treating them like a number and all. i know i could continue to manage from afar but i do most of the repairs myself so it would become much more expensive upkeep wise. the tenants are practically family at this point, they've been over for christmas, send me birthday cards and even invite me out every now and again from drinks. i'm a lonely older guy and have more than enough money in retirement and savings to be perfectly happy for the rest of my life. i feel like this family could benefit from not having to worry about rent any more and while i could just reduce the rent to next to nothing, i honestly would rather it just be in their name. so as someone who is not business savvy in the slightest and just lucked into some really good tenants who i've never had to so much as hound for rent, what process would i undergo to gift them this home? it's most recent valuation was a hair shy of $200,000. i know there is a federal limit on gift giving before taxation but i don't want them to have to pay a penny. would i be able to gift it to them as well as the taxes (and the taxes on that gift i guess?). or would it be legal for me to sell the home to them for some low sum like $100 instead? and how would you suggest approaching them with this? i'm worried it might come off as too charitable so as to make them feel like i think less of them. when in reality it would just be convenient. i can no longer care for the place, and i get to do something nice too. but of course if they don't want to own the home that's also fine! i'll likely just reduce their rent to whatever it costs to maintain the place. thank you for your responses! bot: it would likely work better to sell it to them for way below market value.

user: what's the best way to gift my tenants the house they're renting for me? (oh) hey there internet (anonymous account for obvious reasons!). i'm moving away from the area a property i own is in, and in a few months and will no longer be able to care for it. i've had the same tenants in there for nearly 10 years and in that time, the remaining mortgage has been paid off. they are a lovely couple and have been so generous and kind to me over the last 10 years. they are clearly just good people. i would just sell the property but i don't want it to go to someone who would treat them poorly. with all the corporations buying up properties and treating them like a number and all. i know i could continue to manage from afar but i do most of the repairs myself so it would become much more expensive upkeep wise. the tenants are practically family at this point, they've been over for christmas, send me birthday cards and even invite me out every now and again from drinks. i'm a lonely older guy and have more than enough money in retirement and savings to be perfectly happy for the rest of my life. i feel like this family could benefit from not having to worry about rent any more and while i could just reduce the rent to next to nothing, i honestly would rather it just be in their name. so as someone who is not business savvy in the slightest and just lucked into some really good tenants who i've never had to so much as hound for rent, what process would i undergo to gift them this home? it's most recent valuation was a hair shy of $200,000. i know there is a federal limit on gift giving before taxation but i don't want them to have to pay a penny. would i be able to gift it to them as well as the taxes (and the taxes on that gift i guess?). or would it be legal for me to sell the home to them for some low sum like $100 instead? and how would you suggest approaching them with this? i'm worried it might come off as too charitable so as to make them feel like i think less of them. when in reality it would just be convenient. i can no longer care for the place, and i get to do something nice too. but of course if they don't want to own the home that's also fine! i'll likely just reduce their rent to whatever it costs to maintain the place. thank you for your responses! bot: you could ask this question in r/personalfinance as well. i think the gift would count towards your $12 million lifetime gift tax-free limit, and you would need to report it, but no tax would be due. but there are smarter people there that might be able to help.

user: what's the best way to gift my tenants the house they're renting for me? (oh) hey there internet (anonymous account for obvious reasons!). i'm moving away from the area a property i own is in, and in a few months and will no longer be able to care for it. i've had the same tenants in there for nearly 10 years and in that time, the remaining mortgage has been paid off. they are a lovely couple and have been so generous and kind to me over the last 10 years. they are clearly just good people. i would just sell the property but i don't want it to go to someone who would treat them poorly. with all the corporations buying up properties and treating them like a number and all. i know i could continue to manage from afar but i do most of the repairs myself so it would become much more expensive upkeep wise. the tenants are practically family at this point, they've been over for christmas, send me birthday cards and even invite me out every now and again from drinks. i'm a lonely older guy and have more than enough money in retirement and savings to be perfectly happy for the rest of my life. i feel like this family could benefit from not having to worry about rent any more and while i could just reduce the rent to next to nothing, i honestly would rather it just be in their name. so as someone who is not business savvy in the slightest and just lucked into some really good tenants who i've never had to so much as hound for rent, what process would i undergo to gift them this home? it's most recent valuation was a hair shy of $200,000. i know there is a federal limit on gift giving before taxation but i don't want them to have to pay a penny. would i be able to gift it to them as well as the taxes (and the taxes on that gift i guess?). or would it be legal for me to sell the home to them for some low sum like $100 instead? and how would you suggest approaching them with this? i'm worried it might come off as too charitable so as to make them feel like i think less of them. when in reality it would just be convenient. i can no longer care for the place, and i get to do something nice too. but of course if they don't want to own the home that's also fine! i'll likely just reduce their rent to whatever it costs to maintain the place. thank you for your responses! bot: it would likely work better to sell it to them for way below market value.

user: ma, usa] my wife and i bought a dog on craigslist and now the previous owner is threatening to sue us if we don’t give her weekly updates or let her visit our dog. a little over a year ago, my wife and i really wanted a dog and found a beautiful pup on craigslist. fell in love with it, and the owner was (seemingly) a kind lady who was moving away to a small place and couldn’t keep the dog. i could tell it was very difficult for her to give away the dog and understand an emotional attachment to an animal, but a sale is a sale. we gave her the asking price in cash, she gave us all of the dog records and documentation, and we went on our way with our new pet. as far as i know, neither of us ever signed any written agreement to keep the previous owner up to date with the dog’s status. my wife is very kind and probably said through text, “sure we’ll keep you updated!” and this may be what the previous owner is referring to. we actually did update her for a while, but she was asking for way too much too frequently, so she was blocked. can she legally do anything? and *if* there is some legal agreement that somehow my wife and i both forgot about, what are potential outcomes? [some of the conversation thanks! bot: just a possibility, when we got our king charles from a breeder it was stipulated that if we could not keep her she would go back to the breeder i.e. we could not rehome her ourselves. the person op got the dog from might have a similar agreement and if the breeder is asking after the dog the person op got the dog from could be trying to cover their ass. of course that has fuck all to do with op, but it could be why it said the rehomer and the breeder would bring it to court.

user: ma, usa] my wife and i bought a dog on craigslist and now the previous owner is threatening to sue us if we don’t give her weekly updates or let her visit our dog. a little over a year ago, my wife and i really wanted a dog and found a beautiful pup on craigslist. fell in love with it, and the owner was (seemingly) a kind lady who was moving away to a small place and couldn’t keep the dog. i could tell it was very difficult for her to give away the dog and understand an emotional attachment to an animal, but a sale is a sale. we gave her the asking price in cash, she gave us all of the dog records and documentation, and we went on our way with our new pet. as far as i know, neither of us ever signed any written agreement to keep the previous owner up to date with the dog’s status. my wife is very kind and probably said through text, “sure we’ll keep you updated!” and this may be what the previous owner is referring to. we actually did update her for a while, but she was asking for way too much too frequently, so she was blocked. can she legally do anything? and *if* there is some legal agreement that somehow my wife and i both forgot about, what are potential outcomes? [some of the conversation thanks! bot: even promising "we'll keep you updated" is too vague a promise to be enforced. sure, anyone can file a suit alleging anything. what will probably deter her if is nuts enough to try to file is that even small claims has a filing fee and there are forms. if she files in small claims, you may have to miss a day of work and show up and try to keep a straight face while a commissioner gives her a dressing down. realistically, you don't have much to worry about. in theory, anyone can file suit for anything, i can't imagine she has any hope of success. best of luck. hang on to the craigslist ad if you still have access to it, and all communication. you may want to appease her with "we know bozo is a memorable guy and hard to forget, so here's a recent photo of him. hope that satisfies your curiosity. he's a happy, healthy guy. take care." just do not promise to keep her updated lol. what a loon!

user: ma, usa] my wife and i bought a dog on craigslist and now the previous owner is threatening to sue us if we don’t give her weekly updates or let her visit our dog. a little over a year ago, my wife and i really wanted a dog and found a beautiful pup on craigslist. fell in love with it, and the owner was (seemingly) a kind lady who was moving away to a small place and couldn’t keep the dog. i could tell it was very difficult for her to give away the dog and understand an emotional attachment to an animal, but a sale is a sale. we gave her the asking price in cash, she gave us all of the dog records and documentation, and we went on our way with our new pet. as far as i know, neither of us ever signed any written agreement to keep the previous owner up to date with the dog’s status. my wife is very kind and probably said through text, “sure we’ll keep you updated!” and this may be what the previous owner is referring to. we actually did update her for a while, but she was asking for way too much too frequently, so she was blocked. can she legally do anything? and *if* there is some legal agreement that somehow my wife and i both forgot about, what are potential outcomes? [some of the conversation thanks! bot: just a possibility, when we got our king charles from a breeder it was stipulated that if we could not keep her she would go back to the breeder i.e. we could not rehome her ourselves. the person op got the dog from might have a similar agreement and if the breeder is asking after the dog the person op got the dog from could be trying to cover their ass. of course that has fuck all to do with op, but it could be why it said the rehomer and the breeder would bring it to court.

user: ma, usa] my wife and i bought a dog on craigslist and now the previous owner is threatening to sue us if we don’t give her weekly updates or let her visit our dog. a little over a year ago, my wife and i really wanted a dog and found a beautiful pup on craigslist. fell in love with it, and the owner was (seemingly) a kind lady who was moving away to a small place and couldn’t keep the dog. i could tell it was very difficult for her to give away the dog and understand an emotional attachment to an animal, but a sale is a sale. we gave her the asking price in cash, she gave us all of the dog records and documentation, and we went on our way with our new pet. as far as i know, neither of us ever signed any written agreement to keep the previous owner up to date with the dog’s status. my wife is very kind and probably said through text, “sure we’ll keep you updated!” and this may be what the previous owner is referring to. we actually did update her for a while, but she was asking for way too much too frequently, so she was blocked. can she legally do anything? and *if* there is some legal agreement that somehow my wife and i both forgot about, what are potential outcomes? [some of the conversation thanks! bot: did you say, before the sale, that you would keep the original owner updated? thats what the original owner said in the txt. verbal contracts can be upheld in some cases, so what did you agree to?

user: ma, usa] my wife and i bought a dog on craigslist and now the previous owner is threatening to sue us if we don’t give her weekly updates or let her visit our dog. a little over a year ago, my wife and i really wanted a dog and found a beautiful pup on craigslist. fell in love with it, and the owner was (seemingly) a kind lady who was moving away to a small place and couldn’t keep the dog. i could tell it was very difficult for her to give away the dog and understand an emotional attachment to an animal, but a sale is a sale. we gave her the asking price in cash, she gave us all of the dog records and documentation, and we went on our way with our new pet. as far as i know, neither of us ever signed any written agreement to keep the previous owner up to date with the dog’s status. my wife is very kind and probably said through text, “sure we’ll keep you updated!” and this may be what the previous owner is referring to. we actually did update her for a while, but she was asking for way too much too frequently, so she was blocked. can she legally do anything? and *if* there is some legal agreement that somehow my wife and i both forgot about, what are potential outcomes? [some of the conversation thanks! bot: even promising "we'll keep you updated" is too vague a promise to be enforced. sure, anyone can file a suit alleging anything. what will probably deter her if is nuts enough to try to file is that even small claims has a filing fee and there are forms. if she files in small claims, you may have to miss a day of work and show up and try to keep a straight face while a commissioner gives her a dressing down. realistically, you don't have much to worry about. in theory, anyone can file suit for anything, i can't imagine she has any hope of success. best of luck. hang on to the craigslist ad if you still have access to it, and all communication. you may want to appease her with "we know bozo is a memorable guy and hard to forget, so here's a recent photo of him. hope that satisfies your curiosity. he's a happy, healthy guy. take care." just do not promise to keep her updated lol. what a loon!

user: ma, usa] my wife and i bought a dog on craigslist and now the previous owner is threatening to sue us if we don’t give her weekly updates or let her visit our dog. a little over a year ago, my wife and i really wanted a dog and found a beautiful pup on craigslist. fell in love with it, and the owner was (seemingly) a kind lady who was moving away to a small place and couldn’t keep the dog. i could tell it was very difficult for her to give away the dog and understand an emotional attachment to an animal, but a sale is a sale. we gave her the asking price in cash, she gave us all of the dog records and documentation, and we went on our way with our new pet. as far as i know, neither of us ever signed any written agreement to keep the previous owner up to date with the dog’s status. my wife is very kind and probably said through text, “sure we’ll keep you updated!” and this may be what the previous owner is referring to. we actually did update her for a while, but she was asking for way too much too frequently, so she was blocked. can she legally do anything? and *if* there is some legal agreement that somehow my wife and i both forgot about, what are potential outcomes? [some of the conversation thanks! bot: did you say, before the sale, that you would keep the original owner updated? thats what the original owner said in the txt. verbal contracts can be upheld in some cases, so what did you agree to?

user: dentist is threathening to sue me for 10 million dollars because of a negative review. this all began when i went to a new dentist. when i found out that the dentist operated beside a church on a trailer i began having doubts. this dentist explained that he had a clinic but only used the trailer on the weekends. when it was time for my teeth to be x-rayed the equipment didn't work because of "internet failure." turns out he was using the church internet. i made the decision not to go back again. a few months pass, and on a whim i decided to check my insurance. while perusing through my insurance, i noticed that i was charged for unrelated services regarding my last dental visit. i was charged for x-ray which i know didn't happen because his equipment didn't work. the most he did was clean my teeth and he charged 150 for that which i was fine with. i went to the facebook page of his clinic and found that other people were also complaining of overcharging. obviously unhappy i left a negative review saying that i had a bad experience and that he was overcharging. i also contacted my insurance to look into the charges made. another few months pass and i received a voicemail saying that "i am going to sue you for 1 million dollars for slander and defamation." in the call i could tell he was seething which was great but he also threatened to sue me which was not great. in the same day i called my insurance for a follow up and they told me that when they asked the dentist to provide proof of why he charged for that particular service he could not provide any. i would like to know if i am going to be a prospective homeless person in the coming months. ​ state is nm if anyone's curious. ​ edit: typo in the title, supposed to be 1 million not 10 million. bot: the truth is an absolute defense. almost everyone who says they're going to sue won't. don't worry about it unless you get a summons. do not ignore a summons. new mexico has a $10,000 small claims court limit. if he wants to sue you for more than that, he needs to sue you in big boy court and that means somehow finding a lawyer who is willing to actually do the deed. follow up with your insurance, get them to send a letter regarding the resolution of your dispute. something that says that they contacted the dentist and asked him to provide evidence he performed the services he was billing for and couldn't. keep that letter for your records. get a screenshot of the review right now on the off chance that he somehow gets it removed. keep that for your records. get screenshots of the other reviews as well. those will be key pieces of information in any defamation suit, the one which will almost certainly never materialize.

user: dentist is threathening to sue me for 10 million dollars because of a negative review. this all began when i went to a new dentist. when i found out that the dentist operated beside a church on a trailer i began having doubts. this dentist explained that he had a clinic but only used the trailer on the weekends. when it was time for my teeth to be x-rayed the equipment didn't work because of "internet failure." turns out he was using the church internet. i made the decision not to go back again. a few months pass, and on a whim i decided to check my insurance. while perusing through my insurance, i noticed that i was charged for unrelated services regarding my last dental visit. i was charged for x-ray which i know didn't happen because his equipment didn't work. the most he did was clean my teeth and he charged 150 for that which i was fine with. i went to the facebook page of his clinic and found that other people were also complaining of overcharging. obviously unhappy i left a negative review saying that i had a bad experience and that he was overcharging. i also contacted my insurance to look into the charges made. another few months pass and i received a voicemail saying that "i am going to sue you for 1 million dollars for slander and defamation." in the call i could tell he was seething which was great but he also threatened to sue me which was not great. in the same day i called my insurance for a follow up and they told me that when they asked the dentist to provide proof of why he charged for that particular service he could not provide any. i would like to know if i am going to be a prospective homeless person in the coming months. ​ state is nm if anyone's curious. ​ edit: typo in the title, supposed to be 1 million not 10 million. bot: if you wrote the truth he can sue you, but he is going to have a very difficult time winning. you saying the truth is not defamation nor is it slander.

user: dentist is threathening to sue me for 10 million dollars because of a negative review. this all began when i went to a new dentist. when i found out that the dentist operated beside a church on a trailer i began having doubts. this dentist explained that he had a clinic but only used the trailer on the weekends. when it was time for my teeth to be x-rayed the equipment didn't work because of "internet failure." turns out he was using the church internet. i made the decision not to go back again. a few months pass, and on a whim i decided to check my insurance. while perusing through my insurance, i noticed that i was charged for unrelated services regarding my last dental visit. i was charged for x-ray which i know didn't happen because his equipment didn't work. the most he did was clean my teeth and he charged 150 for that which i was fine with. i went to the facebook page of his clinic and found that other people were also complaining of overcharging. obviously unhappy i left a negative review saying that i had a bad experience and that he was overcharging. i also contacted my insurance to look into the charges made. another few months pass and i received a voicemail saying that "i am going to sue you for 1 million dollars for slander and defamation." in the call i could tell he was seething which was great but he also threatened to sue me which was not great. in the same day i called my insurance for a follow up and they told me that when they asked the dentist to provide proof of why he charged for that particular service he could not provide any. i would like to know if i am going to be a prospective homeless person in the coming months. ​ state is nm if anyone's curious. ​ edit: typo in the title, supposed to be 1 million not 10 million. bot: the truth is an absolute defense. almost everyone who says they're going to sue won't. don't worry about it unless you get a summons. do not ignore a summons. new mexico has a $10,000 small claims court limit. if he wants to sue you for more than that, he needs to sue you in big boy court and that means somehow finding a lawyer who is willing to actually do the deed. follow up with your insurance, get them to send a letter regarding the resolution of your dispute. something that says that they contacted the dentist and asked him to provide evidence he performed the services he was billing for and couldn't. keep that letter for your records. get a screenshot of the review right now on the off chance that he somehow gets it removed. keep that for your records. get screenshots of the other reviews as well. those will be key pieces of information in any defamation suit, the one which will almost certainly never materialize.

user: dentist is threathening to sue me for 10 million dollars because of a negative review. this all began when i went to a new dentist. when i found out that the dentist operated beside a church on a trailer i began having doubts. this dentist explained that he had a clinic but only used the trailer on the weekends. when it was time for my teeth to be x-rayed the equipment didn't work because of "internet failure." turns out he was using the church internet. i made the decision not to go back again. a few months pass, and on a whim i decided to check my insurance. while perusing through my insurance, i noticed that i was charged for unrelated services regarding my last dental visit. i was charged for x-ray which i know didn't happen because his equipment didn't work. the most he did was clean my teeth and he charged 150 for that which i was fine with. i went to the facebook page of his clinic and found that other people were also complaining of overcharging. obviously unhappy i left a negative review saying that i had a bad experience and that he was overcharging. i also contacted my insurance to look into the charges made. another few months pass and i received a voicemail saying that "i am going to sue you for 1 million dollars for slander and defamation." in the call i could tell he was seething which was great but he also threatened to sue me which was not great. in the same day i called my insurance for a follow up and they told me that when they asked the dentist to provide proof of why he charged for that particular service he could not provide any. i would like to know if i am going to be a prospective homeless person in the coming months. ​ state is nm if anyone's curious. ​ edit: typo in the title, supposed to be 1 million not 10 million. bot: what i have discovered about people threatening to sue you, they never have an attorney on retainer, and are ignorant of the entire process. i am not a lawyer, but if someone threatens to sue me, i would reply “that’s great, your deposition is going to be epic” also if he is using the church’s internet, you might want to give them a heads up about him being less than honest with things. in addition, you might want to contact your state’s department of insurance and file a fraud complaint. your dental insurance would probably be very supportive. i would ask my dental insurance if they have an siu section. in my state, it’s required every insurance company has to have a special investigation unit. be sure to mention the facebook posts.

user: dentist is threathening to sue me for 10 million dollars because of a negative review. this all began when i went to a new dentist. when i found out that the dentist operated beside a church on a trailer i began having doubts. this dentist explained that he had a clinic but only used the trailer on the weekends. when it was time for my teeth to be x-rayed the equipment didn't work because of "internet failure." turns out he was using the church internet. i made the decision not to go back again. a few months pass, and on a whim i decided to check my insurance. while perusing through my insurance, i noticed that i was charged for unrelated services regarding my last dental visit. i was charged for x-ray which i know didn't happen because his equipment didn't work. the most he did was clean my teeth and he charged 150 for that which i was fine with. i went to the facebook page of his clinic and found that other people were also complaining of overcharging. obviously unhappy i left a negative review saying that i had a bad experience and that he was overcharging. i also contacted my insurance to look into the charges made. another few months pass and i received a voicemail saying that "i am going to sue you for 1 million dollars for slander and defamation." in the call i could tell he was seething which was great but he also threatened to sue me which was not great. in the same day i called my insurance for a follow up and they told me that when they asked the dentist to provide proof of why he charged for that particular service he could not provide any. i would like to know if i am going to be a prospective homeless person in the coming months. ​ state is nm if anyone's curious. ​ edit: typo in the title, supposed to be 1 million not 10 million. bot: you might also want to check if he is a real dentist, and currently licensed, and check to see if a complaint has ever been filed with the disciplinary board that oversees dentists in nm. you can look up county court records for civil malpractice cases filed against him, or any other cases where he was the defendant. or if he was the plaintiff if he sued someone else. this can give you more info about what you’re up against. also good research to do on the next professional you go see. (especially if they are running operations out of a trailer.)

user: dentist is threathening to sue me for 10 million dollars because of a negative review. this all began when i went to a new dentist. when i found out that the dentist operated beside a church on a trailer i began having doubts. this dentist explained that he had a clinic but only used the trailer on the weekends. when it was time for my teeth to be x-rayed the equipment didn't work because of "internet failure." turns out he was using the church internet. i made the decision not to go back again. a few months pass, and on a whim i decided to check my insurance. while perusing through my insurance, i noticed that i was charged for unrelated services regarding my last dental visit. i was charged for x-ray which i know didn't happen because his equipment didn't work. the most he did was clean my teeth and he charged 150 for that which i was fine with. i went to the facebook page of his clinic and found that other people were also complaining of overcharging. obviously unhappy i left a negative review saying that i had a bad experience and that he was overcharging. i also contacted my insurance to look into the charges made. another few months pass and i received a voicemail saying that "i am going to sue you for 1 million dollars for slander and defamation." in the call i could tell he was seething which was great but he also threatened to sue me which was not great. in the same day i called my insurance for a follow up and they told me that when they asked the dentist to provide proof of why he charged for that particular service he could not provide any. i would like to know if i am going to be a prospective homeless person in the coming months. ​ state is nm if anyone's curious. ​ edit: typo in the title, supposed to be 1 million not 10 million. bot: if you wrote the truth he can sue you, but he is going to have a very difficult time winning. you saying the truth is not defamation nor is it slander.

user: dentist is threathening to sue me for 10 million dollars because of a negative review. this all began when i went to a new dentist. when i found out that the dentist operated beside a church on a trailer i began having doubts. this dentist explained that he had a clinic but only used the trailer on the weekends. when it was time for my teeth to be x-rayed the equipment didn't work because of "internet failure." turns out he was using the church internet. i made the decision not to go back again. a few months pass, and on a whim i decided to check my insurance. while perusing through my insurance, i noticed that i was charged for unrelated services regarding my last dental visit. i was charged for x-ray which i know didn't happen because his equipment didn't work. the most he did was clean my teeth and he charged 150 for that which i was fine with. i went to the facebook page of his clinic and found that other people were also complaining of overcharging. obviously unhappy i left a negative review saying that i had a bad experience and that he was overcharging. i also contacted my insurance to look into the charges made. another few months pass and i received a voicemail saying that "i am going to sue you for 1 million dollars for slander and defamation." in the call i could tell he was seething which was great but he also threatened to sue me which was not great. in the same day i called my insurance for a follow up and they told me that when they asked the dentist to provide proof of why he charged for that particular service he could not provide any. i would like to know if i am going to be a prospective homeless person in the coming months. ​ state is nm if anyone's curious. ​ edit: typo in the title, supposed to be 1 million not 10 million. bot: you might also want to check if he is a real dentist, and currently licensed, and check to see if a complaint has ever been filed with the disciplinary board that oversees dentists in nm. you can look up county court records for civil malpractice cases filed against him, or any other cases where he was the defendant. or if he was the plaintiff if he sued someone else. this can give you more info about what you’re up against. also good research to do on the next professional you go see. (especially if they are running operations out of a trailer.)

user: dentist is threathening to sue me for 10 million dollars because of a negative review. this all began when i went to a new dentist. when i found out that the dentist operated beside a church on a trailer i began having doubts. this dentist explained that he had a clinic but only used the trailer on the weekends. when it was time for my teeth to be x-rayed the equipment didn't work because of "internet failure." turns out he was using the church internet. i made the decision not to go back again. a few months pass, and on a whim i decided to check my insurance. while perusing through my insurance, i noticed that i was charged for unrelated services regarding my last dental visit. i was charged for x-ray which i know didn't happen because his equipment didn't work. the most he did was clean my teeth and he charged 150 for that which i was fine with. i went to the facebook page of his clinic and found that other people were also complaining of overcharging. obviously unhappy i left a negative review saying that i had a bad experience and that he was overcharging. i also contacted my insurance to look into the charges made. another few months pass and i received a voicemail saying that "i am going to sue you for 1 million dollars for slander and defamation." in the call i could tell he was seething which was great but he also threatened to sue me which was not great. in the same day i called my insurance for a follow up and they told me that when they asked the dentist to provide proof of why he charged for that particular service he could not provide any. i would like to know if i am going to be a prospective homeless person in the coming months. ​ state is nm if anyone's curious. ​ edit: typo in the title, supposed to be 1 million not 10 million. bot: what i have discovered about people threatening to sue you, they never have an attorney on retainer, and are ignorant of the entire process. i am not a lawyer, but if someone threatens to sue me, i would reply “that’s great, your deposition is going to be epic” also if he is using the church’s internet, you might want to give them a heads up about him being less than honest with things. in addition, you might want to contact your state’s department of insurance and file a fraud complaint. your dental insurance would probably be very supportive. i would ask my dental insurance if they have an siu section. in my state, it’s required every insurance company has to have a special investigation unit. be sure to mention the facebook posts.

user: dentist is threathening to sue me for 10 million dollars because of a negative review. this all began when i went to a new dentist. when i found out that the dentist operated beside a church on a trailer i began having doubts. this dentist explained that he had a clinic but only used the trailer on the weekends. when it was time for my teeth to be x-rayed the equipment didn't work because of "internet failure." turns out he was using the church internet. i made the decision not to go back again. a few months pass, and on a whim i decided to check my insurance. while perusing through my insurance, i noticed that i was charged for unrelated services regarding my last dental visit. i was charged for x-ray which i know didn't happen because his equipment didn't work. the most he did was clean my teeth and he charged 150 for that which i was fine with. i went to the facebook page of his clinic and found that other people were also complaining of overcharging. obviously unhappy i left a negative review saying that i had a bad experience and that he was overcharging. i also contacted my insurance to look into the charges made. another few months pass and i received a voicemail saying that "i am going to sue you for 1 million dollars for slander and defamation." in the call i could tell he was seething which was great but he also threatened to sue me which was not great. in the same day i called my insurance for a follow up and they told me that when they asked the dentist to provide proof of why he charged for that particular service he could not provide any. i would like to know if i am going to be a prospective homeless person in the coming months. ​ state is nm if anyone's curious. ​ edit: typo in the title, supposed to be 1 million not 10 million. bot: you might also want to check if he is a real dentist, and currently licensed, and check to see if a complaint has ever been filed with the disciplinary board that oversees dentists in nm. you can look up county court records for civil malpractice cases filed against him, or any other cases where he was the defendant. or if he was the plaintiff if he sued someone else. this can give you more info about what you’re up against. also good research to do on the next professional you go see. (especially if they are running operations out of a trailer.)

user: dentist is threathening to sue me for 10 million dollars because of a negative review. this all began when i went to a new dentist. when i found out that the dentist operated beside a church on a trailer i began having doubts. this dentist explained that he had a clinic but only used the trailer on the weekends. when it was time for my teeth to be x-rayed the equipment didn't work because of "internet failure." turns out he was using the church internet. i made the decision not to go back again. a few months pass, and on a whim i decided to check my insurance. while perusing through my insurance, i noticed that i was charged for unrelated services regarding my last dental visit. i was charged for x-ray which i know didn't happen because his equipment didn't work. the most he did was clean my teeth and he charged 150 for that which i was fine with. i went to the facebook page of his clinic and found that other people were also complaining of overcharging. obviously unhappy i left a negative review saying that i had a bad experience and that he was overcharging. i also contacted my insurance to look into the charges made. another few months pass and i received a voicemail saying that "i am going to sue you for 1 million dollars for slander and defamation." in the call i could tell he was seething which was great but he also threatened to sue me which was not great. in the same day i called my insurance for a follow up and they told me that when they asked the dentist to provide proof of why he charged for that particular service he could not provide any. i would like to know if i am going to be a prospective homeless person in the coming months. ​ state is nm if anyone's curious. ​ edit: typo in the title, supposed to be 1 million not 10 million. bot: what you're describing is a crime, and it has a name: insurance fraud. tell your insurance company. in some jurisdictions (a quick glance tells me new mexico is among them) your insurance company will be *required* to report him to the authorities. it's likely but not certain that your local police would not care or be involved, but the insurance company would have access to a specialized unit preparing these cases. don't worry about him suing you. if it was true, you'll be fine, and i expect he'll be gone (one way or another) soon.

user: dentist is threathening to sue me for 10 million dollars because of a negative review. this all began when i went to a new dentist. when i found out that the dentist operated beside a church on a trailer i began having doubts. this dentist explained that he had a clinic but only used the trailer on the weekends. when it was time for my teeth to be x-rayed the equipment didn't work because of "internet failure." turns out he was using the church internet. i made the decision not to go back again. a few months pass, and on a whim i decided to check my insurance. while perusing through my insurance, i noticed that i was charged for unrelated services regarding my last dental visit. i was charged for x-ray which i know didn't happen because his equipment didn't work. the most he did was clean my teeth and he charged 150 for that which i was fine with. i went to the facebook page of his clinic and found that other people were also complaining of overcharging. obviously unhappy i left a negative review saying that i had a bad experience and that he was overcharging. i also contacted my insurance to look into the charges made. another few months pass and i received a voicemail saying that "i am going to sue you for 1 million dollars for slander and defamation." in the call i could tell he was seething which was great but he also threatened to sue me which was not great. in the same day i called my insurance for a follow up and they told me that when they asked the dentist to provide proof of why he charged for that particular service he could not provide any. i would like to know if i am going to be a prospective homeless person in the coming months. ​ state is nm if anyone's curious. ​ edit: typo in the title, supposed to be 1 million not 10 million. bot: he's operating out of a trailer and stealing internet from the church. something tells me he doesn't have the resources to sue anyone.

user: dentist is threathening to sue me for 10 million dollars because of a negative review. this all began when i went to a new dentist. when i found out that the dentist operated beside a church on a trailer i began having doubts. this dentist explained that he had a clinic but only used the trailer on the weekends. when it was time for my teeth to be x-rayed the equipment didn't work because of "internet failure." turns out he was using the church internet. i made the decision not to go back again. a few months pass, and on a whim i decided to check my insurance. while perusing through my insurance, i noticed that i was charged for unrelated services regarding my last dental visit. i was charged for x-ray which i know didn't happen because his equipment didn't work. the most he did was clean my teeth and he charged 150 for that which i was fine with. i went to the facebook page of his clinic and found that other people were also complaining of overcharging. obviously unhappy i left a negative review saying that i had a bad experience and that he was overcharging. i also contacted my insurance to look into the charges made. another few months pass and i received a voicemail saying that "i am going to sue you for 1 million dollars for slander and defamation." in the call i could tell he was seething which was great but he also threatened to sue me which was not great. in the same day i called my insurance for a follow up and they told me that when they asked the dentist to provide proof of why he charged for that particular service he could not provide any. i would like to know if i am going to be a prospective homeless person in the coming months. ​ state is nm if anyone's curious. ​ edit: typo in the title, supposed to be 1 million not 10 million. bot: what i have discovered about people threatening to sue you, they never have an attorney on retainer, and are ignorant of the entire process. i am not a lawyer, but if someone threatens to sue me, i would reply “that’s great, your deposition is going to be epic” also if he is using the church’s internet, you might want to give them a heads up about him being less than honest with things. in addition, you might want to contact your state’s department of insurance and file a fraud complaint. your dental insurance would probably be very supportive. i would ask my dental insurance if they have an siu section. in my state, it’s required every insurance company has to have a special investigation unit. be sure to mention the facebook posts.

user: dentist is threathening to sue me for 10 million dollars because of a negative review. this all began when i went to a new dentist. when i found out that the dentist operated beside a church on a trailer i began having doubts. this dentist explained that he had a clinic but only used the trailer on the weekends. when it was time for my teeth to be x-rayed the equipment didn't work because of "internet failure." turns out he was using the church internet. i made the decision not to go back again. a few months pass, and on a whim i decided to check my insurance. while perusing through my insurance, i noticed that i was charged for unrelated services regarding my last dental visit. i was charged for x-ray which i know didn't happen because his equipment didn't work. the most he did was clean my teeth and he charged 150 for that which i was fine with. i went to the facebook page of his clinic and found that other people were also complaining of overcharging. obviously unhappy i left a negative review saying that i had a bad experience and that he was overcharging. i also contacted my insurance to look into the charges made. another few months pass and i received a voicemail saying that "i am going to sue you for 1 million dollars for slander and defamation." in the call i could tell he was seething which was great but he also threatened to sue me which was not great. in the same day i called my insurance for a follow up and they told me that when they asked the dentist to provide proof of why he charged for that particular service he could not provide any. i would like to know if i am going to be a prospective homeless person in the coming months. ​ state is nm if anyone's curious. ​ edit: typo in the title, supposed to be 1 million not 10 million. bot: he's operating out of a trailer and stealing internet from the church. something tells me he doesn't have the resources to sue anyone.

user: dentist is threathening to sue me for 10 million dollars because of a negative review. this all began when i went to a new dentist. when i found out that the dentist operated beside a church on a trailer i began having doubts. this dentist explained that he had a clinic but only used the trailer on the weekends. when it was time for my teeth to be x-rayed the equipment didn't work because of "internet failure." turns out he was using the church internet. i made the decision not to go back again. a few months pass, and on a whim i decided to check my insurance. while perusing through my insurance, i noticed that i was charged for unrelated services regarding my last dental visit. i was charged for x-ray which i know didn't happen because his equipment didn't work. the most he did was clean my teeth and he charged 150 for that which i was fine with. i went to the facebook page of his clinic and found that other people were also complaining of overcharging. obviously unhappy i left a negative review saying that i had a bad experience and that he was overcharging. i also contacted my insurance to look into the charges made. another few months pass and i received a voicemail saying that "i am going to sue you for 1 million dollars for slander and defamation." in the call i could tell he was seething which was great but he also threatened to sue me which was not great. in the same day i called my insurance for a follow up and they told me that when they asked the dentist to provide proof of why he charged for that particular service he could not provide any. i would like to know if i am going to be a prospective homeless person in the coming months. ​ state is nm if anyone's curious. ​ edit: typo in the title, supposed to be 1 million not 10 million. bot: what you're describing is a crime, and it has a name: insurance fraud. tell your insurance company. in some jurisdictions (a quick glance tells me new mexico is among them) your insurance company will be *required* to report him to the authorities. it's likely but not certain that your local police would not care or be involved, but the insurance company would have access to a specialized unit preparing these cases. don't worry about him suing you. if it was true, you'll be fine, and i expect he'll be gone (one way or another) soon.

user: dentist is threathening to sue me for 10 million dollars because of a negative review. this all began when i went to a new dentist. when i found out that the dentist operated beside a church on a trailer i began having doubts. this dentist explained that he had a clinic but only used the trailer on the weekends. when it was time for my teeth to be x-rayed the equipment didn't work because of "internet failure." turns out he was using the church internet. i made the decision not to go back again. a few months pass, and on a whim i decided to check my insurance. while perusing through my insurance, i noticed that i was charged for unrelated services regarding my last dental visit. i was charged for x-ray which i know didn't happen because his equipment didn't work. the most he did was clean my teeth and he charged 150 for that which i was fine with. i went to the facebook page of his clinic and found that other people were also complaining of overcharging. obviously unhappy i left a negative review saying that i had a bad experience and that he was overcharging. i also contacted my insurance to look into the charges made. another few months pass and i received a voicemail saying that "i am going to sue you for 1 million dollars for slander and defamation." in the call i could tell he was seething which was great but he also threatened to sue me which was not great. in the same day i called my insurance for a follow up and they told me that when they asked the dentist to provide proof of why he charged for that particular service he could not provide any. i would like to know if i am going to be a prospective homeless person in the coming months. ​ state is nm if anyone's curious. ​ edit: typo in the title, supposed to be 1 million not 10 million. bot: he's operating out of a trailer and stealing internet from the church. something tells me he doesn't have the resources to sue anyone.

user: dentist is threathening to sue me for 10 million dollars because of a negative review. this all began when i went to a new dentist. when i found out that the dentist operated beside a church on a trailer i began having doubts. this dentist explained that he had a clinic but only used the trailer on the weekends. when it was time for my teeth to be x-rayed the equipment didn't work because of "internet failure." turns out he was using the church internet. i made the decision not to go back again. a few months pass, and on a whim i decided to check my insurance. while perusing through my insurance, i noticed that i was charged for unrelated services regarding my last dental visit. i was charged for x-ray which i know didn't happen because his equipment didn't work. the most he did was clean my teeth and he charged 150 for that which i was fine with. i went to the facebook page of his clinic and found that other people were also complaining of overcharging. obviously unhappy i left a negative review saying that i had a bad experience and that he was overcharging. i also contacted my insurance to look into the charges made. another few months pass and i received a voicemail saying that "i am going to sue you for 1 million dollars for slander and defamation." in the call i could tell he was seething which was great but he also threatened to sue me which was not great. in the same day i called my insurance for a follow up and they told me that when they asked the dentist to provide proof of why he charged for that particular service he could not provide any. i would like to know if i am going to be a prospective homeless person in the coming months. ​ state is nm if anyone's curious. ​ edit: typo in the title, supposed to be 1 million not 10 million. bot: if you report to the local dental board they may consider having another dentist review your file, which would definitely work against him in court if the board were to publicly discipline him after determining that he billed for unperformed services. source: medical board employee.

user: dentist is threathening to sue me for 10 million dollars because of a negative review. this all began when i went to a new dentist. when i found out that the dentist operated beside a church on a trailer i began having doubts. this dentist explained that he had a clinic but only used the trailer on the weekends. when it was time for my teeth to be x-rayed the equipment didn't work because of "internet failure." turns out he was using the church internet. i made the decision not to go back again. a few months pass, and on a whim i decided to check my insurance. while perusing through my insurance, i noticed that i was charged for unrelated services regarding my last dental visit. i was charged for x-ray which i know didn't happen because his equipment didn't work. the most he did was clean my teeth and he charged 150 for that which i was fine with. i went to the facebook page of his clinic and found that other people were also complaining of overcharging. obviously unhappy i left a negative review saying that i had a bad experience and that he was overcharging. i also contacted my insurance to look into the charges made. another few months pass and i received a voicemail saying that "i am going to sue you for 1 million dollars for slander and defamation." in the call i could tell he was seething which was great but he also threatened to sue me which was not great. in the same day i called my insurance for a follow up and they told me that when they asked the dentist to provide proof of why he charged for that particular service he could not provide any. i would like to know if i am going to be a prospective homeless person in the coming months. ​ state is nm if anyone's curious. ​ edit: typo in the title, supposed to be 1 million not 10 million. bot: he's operating out of a trailer and stealing internet from the church. something tells me he doesn't have the resources to sue anyone.

user: dentist is threathening to sue me for 10 million dollars because of a negative review. this all began when i went to a new dentist. when i found out that the dentist operated beside a church on a trailer i began having doubts. this dentist explained that he had a clinic but only used the trailer on the weekends. when it was time for my teeth to be x-rayed the equipment didn't work because of "internet failure." turns out he was using the church internet. i made the decision not to go back again. a few months pass, and on a whim i decided to check my insurance. while perusing through my insurance, i noticed that i was charged for unrelated services regarding my last dental visit. i was charged for x-ray which i know didn't happen because his equipment didn't work. the most he did was clean my teeth and he charged 150 for that which i was fine with. i went to the facebook page of his clinic and found that other people were also complaining of overcharging. obviously unhappy i left a negative review saying that i had a bad experience and that he was overcharging. i also contacted my insurance to look into the charges made. another few months pass and i received a voicemail saying that "i am going to sue you for 1 million dollars for slander and defamation." in the call i could tell he was seething which was great but he also threatened to sue me which was not great. in the same day i called my insurance for a follow up and they told me that when they asked the dentist to provide proof of why he charged for that particular service he could not provide any. i would like to know if i am going to be a prospective homeless person in the coming months. ​ state is nm if anyone's curious. ​ edit: typo in the title, supposed to be 1 million not 10 million. bot: he can *theoretically* sue you regardless of the merits of the case and if you find yourself properly served with a lawsuit, no matter how ridiculous, you have to treat it as serious to avoid summary judgement. an unfortunate implication of this system is that you can bully people with frivolous lawsuits, forcing them to spend some time and money getting the case dismissed. that said, relax. what you did is not remotely close to defamation so your risk is the annoyance of having to deal with a frivolous lawsuit, not losing a million dollars. (why is it not remotely close? well, 1. truth is an absolute defense to defamation 2. the burden is him to show not only that the claim was false but that you said it maliciously rather than mistakenly 3. the burden is on him to show economic damages caused by your specific review and not all of the other reviews complaining about the same point.) moreover, i suspect even that risk is quite low. there are two situations in which you can get sued frivolously: 1. the person suing you actually thinks they have a case, because they don't understand the law or are irrational. 2. the person suing you is intentionally trying to bully you and is willing to incur their own legal fees to spite you. this guy is a broke dentist who sounds like he is probably violating the law himself. he clearly doesn't have the cash to throw around on random lawsuits and he has a lot more to lose than you do. i would bet good money he makes the same empty threat to everyone who writes a negative review.

user: dentist is threathening to sue me for 10 million dollars because of a negative review. this all began when i went to a new dentist. when i found out that the dentist operated beside a church on a trailer i began having doubts. this dentist explained that he had a clinic but only used the trailer on the weekends. when it was time for my teeth to be x-rayed the equipment didn't work because of "internet failure." turns out he was using the church internet. i made the decision not to go back again. a few months pass, and on a whim i decided to check my insurance. while perusing through my insurance, i noticed that i was charged for unrelated services regarding my last dental visit. i was charged for x-ray which i know didn't happen because his equipment didn't work. the most he did was clean my teeth and he charged 150 for that which i was fine with. i went to the facebook page of his clinic and found that other people were also complaining of overcharging. obviously unhappy i left a negative review saying that i had a bad experience and that he was overcharging. i also contacted my insurance to look into the charges made. another few months pass and i received a voicemail saying that "i am going to sue you for 1 million dollars for slander and defamation." in the call i could tell he was seething which was great but he also threatened to sue me which was not great. in the same day i called my insurance for a follow up and they told me that when they asked the dentist to provide proof of why he charged for that particular service he could not provide any. i would like to know if i am going to be a prospective homeless person in the coming months. ​ state is nm if anyone's curious. ​ edit: typo in the title, supposed to be 1 million not 10 million. bot: he's operating out of a trailer and stealing internet from the church. something tells me he doesn't have the resources to sue anyone.

user: dentist is threathening to sue me for 10 million dollars because of a negative review. this all began when i went to a new dentist. when i found out that the dentist operated beside a church on a trailer i began having doubts. this dentist explained that he had a clinic but only used the trailer on the weekends. when it was time for my teeth to be x-rayed the equipment didn't work because of "internet failure." turns out he was using the church internet. i made the decision not to go back again. a few months pass, and on a whim i decided to check my insurance. while perusing through my insurance, i noticed that i was charged for unrelated services regarding my last dental visit. i was charged for x-ray which i know didn't happen because his equipment didn't work. the most he did was clean my teeth and he charged 150 for that which i was fine with. i went to the facebook page of his clinic and found that other people were also complaining of overcharging. obviously unhappy i left a negative review saying that i had a bad experience and that he was overcharging. i also contacted my insurance to look into the charges made. another few months pass and i received a voicemail saying that "i am going to sue you for 1 million dollars for slander and defamation." in the call i could tell he was seething which was great but he also threatened to sue me which was not great. in the same day i called my insurance for a follow up and they told me that when they asked the dentist to provide proof of why he charged for that particular service he could not provide any. i would like to know if i am going to be a prospective homeless person in the coming months. ​ state is nm if anyone's curious. ​ edit: typo in the title, supposed to be 1 million not 10 million. bot: life info: 1. the vast majority of the time when people threaten to sue, it is just a threat full of hot air to get you to do what they want. when people are serious about suing they are more likely to just do it than talk about it or at least have their lawyer send you a letter telling you to stop. 2. when people talk about a million dollars they are usually just talking. i'd be more concerned about someone threatening to sue for $450,000, because that sounds like they might know the law and have reasoning for their amount, instead of just being mad and wanting a million dollars. specific to your situation: *it is unlikely he is going to sue you in the first place. if he does, it is going to cost you some time and money to deal with it, but from what you said here, he does not have a case. additionally, it sounds like he does not have money to hire a lawyer. are you wealthy? even if he did have a case, a lawyer - among other things - might tell him it is not worth suing if there is nothing to get. finally, based on your description of his practice, he doesn't sound like he is good at getting things together. *do not respond to him or contact him in any way. *to oversimplify, defamation is basically telling lies about people that cause them harm. it does not sound like you have done that. slander is defamation that is spoken. he meant libel which is written defamation. *if you get any official legal documents, be sure to show up in court and not ignore them. at that point, even if it is just small claims court, i would at least consult an attorney. so what do you do: *just in case, document everything and save it. i would include your description of what happened (what you wrote here is fine.) screen shot your review and others review. save the voicemail he sent you. i'd also keep a copy of your insurance charges and note any communication you have with insurance. if you save it electronically, be sure to back it up. if he actually did sue or continues to harass you, all of these things would be very useful and they may be useful for the following. *if you want, you would not be wrong to take further action. there is someone who oversees insurance for your state. the insurance company presumably has contacted them, but you can as well. i think the party that licensed dentists would be interested in hearing about your experience as well - the insurance company would not have contacted them. if you are really feeling upset, you may check the business licensing and see if he is supposed to be operating out of a trailer in that location. (this kind of set up is often used for dentist in low income areas with no insurance, so it's not unheard of - just not typical for one you'd go to when you are fully covered by insurance.) if he has a clinic in the area, why wouldn't he use it? you could do a little digging - maybe he is part of a practice but has this as a side business stealing customers from the greater practice and they are not aware. is he on church property? i'm wondering if the church thinks he is running a free dentist clinic - assuming he has their consent - not his normal business. they may not be okay with this either. the guy seems super shady - i suspect there are more issues if you are feeling petty and have time to look into local laws. personally, that sounds like too much work to me, but i would contact the dental board. tl;dr. not getting sued. document everything just in case i'm wrong. don't call him back. if what you listed is accurate, he definitely does not have a case. maybe contact dental licensing.

user: dentist is threathening to sue me for 10 million dollars because of a negative review. this all began when i went to a new dentist. when i found out that the dentist operated beside a church on a trailer i began having doubts. this dentist explained that he had a clinic but only used the trailer on the weekends. when it was time for my teeth to be x-rayed the equipment didn't work because of "internet failure." turns out he was using the church internet. i made the decision not to go back again. a few months pass, and on a whim i decided to check my insurance. while perusing through my insurance, i noticed that i was charged for unrelated services regarding my last dental visit. i was charged for x-ray which i know didn't happen because his equipment didn't work. the most he did was clean my teeth and he charged 150 for that which i was fine with. i went to the facebook page of his clinic and found that other people were also complaining of overcharging. obviously unhappy i left a negative review saying that i had a bad experience and that he was overcharging. i also contacted my insurance to look into the charges made. another few months pass and i received a voicemail saying that "i am going to sue you for 1 million dollars for slander and defamation." in the call i could tell he was seething which was great but he also threatened to sue me which was not great. in the same day i called my insurance for a follow up and they told me that when they asked the dentist to provide proof of why he charged for that particular service he could not provide any. i would like to know if i am going to be a prospective homeless person in the coming months. ​ state is nm if anyone's curious. ​ edit: typo in the title, supposed to be 1 million not 10 million. bot: he's operating out of a trailer and stealing internet from the church. something tells me he doesn't have the resources to sue anyone.

user: dentist is threathening to sue me for 10 million dollars because of a negative review. this all began when i went to a new dentist. when i found out that the dentist operated beside a church on a trailer i began having doubts. this dentist explained that he had a clinic but only used the trailer on the weekends. when it was time for my teeth to be x-rayed the equipment didn't work because of "internet failure." turns out he was using the church internet. i made the decision not to go back again. a few months pass, and on a whim i decided to check my insurance. while perusing through my insurance, i noticed that i was charged for unrelated services regarding my last dental visit. i was charged for x-ray which i know didn't happen because his equipment didn't work. the most he did was clean my teeth and he charged 150 for that which i was fine with. i went to the facebook page of his clinic and found that other people were also complaining of overcharging. obviously unhappy i left a negative review saying that i had a bad experience and that he was overcharging. i also contacted my insurance to look into the charges made. another few months pass and i received a voicemail saying that "i am going to sue you for 1 million dollars for slander and defamation." in the call i could tell he was seething which was great but he also threatened to sue me which was not great. in the same day i called my insurance for a follow up and they told me that when they asked the dentist to provide proof of why he charged for that particular service he could not provide any. i would like to know if i am going to be a prospective homeless person in the coming months. ​ state is nm if anyone's curious. ​ edit: typo in the title, supposed to be 1 million not 10 million. bot: a great many people threaten to sue but never do. the fact that he said "slander and defamation" means he likely has little understanding of legal terms. (slander is spoken, libel is written, both are forms of defamation) nm has weak anti-slapp laws, but does allow for the recovery of reasonable legal fees if a motion to dismiss is successful. a truthful, negative review is fully within your 1a rights, and a strong argument for dismissal. basically, if he sues you, contact the bar for a lawyer with experience in drafting anti-slapp motions. if it's dismissed, your lawyer goes after him for his fees.

user: dentist is threathening to sue me for 10 million dollars because of a negative review. this all began when i went to a new dentist. when i found out that the dentist operated beside a church on a trailer i began having doubts. this dentist explained that he had a clinic but only used the trailer on the weekends. when it was time for my teeth to be x-rayed the equipment didn't work because of "internet failure." turns out he was using the church internet. i made the decision not to go back again. a few months pass, and on a whim i decided to check my insurance. while perusing through my insurance, i noticed that i was charged for unrelated services regarding my last dental visit. i was charged for x-ray which i know didn't happen because his equipment didn't work. the most he did was clean my teeth and he charged 150 for that which i was fine with. i went to the facebook page of his clinic and found that other people were also complaining of overcharging. obviously unhappy i left a negative review saying that i had a bad experience and that he was overcharging. i also contacted my insurance to look into the charges made. another few months pass and i received a voicemail saying that "i am going to sue you for 1 million dollars for slander and defamation." in the call i could tell he was seething which was great but he also threatened to sue me which was not great. in the same day i called my insurance for a follow up and they told me that when they asked the dentist to provide proof of why he charged for that particular service he could not provide any. i would like to know if i am going to be a prospective homeless person in the coming months. ​ state is nm if anyone's curious. ​ edit: typo in the title, supposed to be 1 million not 10 million. bot: he's operating out of a trailer and stealing internet from the church. something tells me he doesn't have the resources to sue anyone.

user: dentist is threathening to sue me for 10 million dollars because of a negative review. this all began when i went to a new dentist. when i found out that the dentist operated beside a church on a trailer i began having doubts. this dentist explained that he had a clinic but only used the trailer on the weekends. when it was time for my teeth to be x-rayed the equipment didn't work because of "internet failure." turns out he was using the church internet. i made the decision not to go back again. a few months pass, and on a whim i decided to check my insurance. while perusing through my insurance, i noticed that i was charged for unrelated services regarding my last dental visit. i was charged for x-ray which i know didn't happen because his equipment didn't work. the most he did was clean my teeth and he charged 150 for that which i was fine with. i went to the facebook page of his clinic and found that other people were also complaining of overcharging. obviously unhappy i left a negative review saying that i had a bad experience and that he was overcharging. i also contacted my insurance to look into the charges made. another few months pass and i received a voicemail saying that "i am going to sue you for 1 million dollars for slander and defamation." in the call i could tell he was seething which was great but he also threatened to sue me which was not great. in the same day i called my insurance for a follow up and they told me that when they asked the dentist to provide proof of why he charged for that particular service he could not provide any. i would like to know if i am going to be a prospective homeless person in the coming months. &#x200b; state is nm if anyone's curious. &#x200b; edit: typo in the title, supposed to be 1 million not 10 million. bot: &#x200b; << . i would like to know if i am going to be a prospective homeless person in the coming months. >> &#x200b; no, the dentist is the one who is most likely going to be in trouble for fraudulent claims, he will probably have bigger things to worry about since he charged your insurance for a procedure that he cannot prove he performed

user: dentist is threathening to sue me for 10 million dollars because of a negative review. this all began when i went to a new dentist. when i found out that the dentist operated beside a church on a trailer i began having doubts. this dentist explained that he had a clinic but only used the trailer on the weekends. when it was time for my teeth to be x-rayed the equipment didn't work because of "internet failure." turns out he was using the church internet. i made the decision not to go back again. a few months pass, and on a whim i decided to check my insurance. while perusing through my insurance, i noticed that i was charged for unrelated services regarding my last dental visit. i was charged for x-ray which i know didn't happen because his equipment didn't work. the most he did was clean my teeth and he charged 150 for that which i was fine with. i went to the facebook page of his clinic and found that other people were also complaining of overcharging. obviously unhappy i left a negative review saying that i had a bad experience and that he was overcharging. i also contacted my insurance to look into the charges made. another few months pass and i received a voicemail saying that "i am going to sue you for 1 million dollars for slander and defamation." in the call i could tell he was seething which was great but he also threatened to sue me which was not great. in the same day i called my insurance for a follow up and they told me that when they asked the dentist to provide proof of why he charged for that particular service he could not provide any. i would like to know if i am going to be a prospective homeless person in the coming months. &#x200b; state is nm if anyone's curious. &#x200b; edit: typo in the title, supposed to be 1 million not 10 million. bot: he's operating out of a trailer and stealing internet from the church. something tells me he doesn't have the resources to sue anyone.

user: dentist is threathening to sue me for 10 million dollars because of a negative review. this all began when i went to a new dentist. when i found out that the dentist operated beside a church on a trailer i began having doubts. this dentist explained that he had a clinic but only used the trailer on the weekends. when it was time for my teeth to be x-rayed the equipment didn't work because of "internet failure." turns out he was using the church internet. i made the decision not to go back again. a few months pass, and on a whim i decided to check my insurance. while perusing through my insurance, i noticed that i was charged for unrelated services regarding my last dental visit. i was charged for x-ray which i know didn't happen because his equipment didn't work. the most he did was clean my teeth and he charged 150 for that which i was fine with. i went to the facebook page of his clinic and found that other people were also complaining of overcharging. obviously unhappy i left a negative review saying that i had a bad experience and that he was overcharging. i also contacted my insurance to look into the charges made. another few months pass and i received a voicemail saying that "i am going to sue you for 1 million dollars for slander and defamation." in the call i could tell he was seething which was great but he also threatened to sue me which was not great. in the same day i called my insurance for a follow up and they told me that when they asked the dentist to provide proof of why he charged for that particular service he could not provide any. i would like to know if i am going to be a prospective homeless person in the coming months. &#x200b; state is nm if anyone's curious. &#x200b; edit: typo in the title, supposed to be 1 million not 10 million. bot: i am not a lawyer but bottom line; if he is going to sue you for 1 million dollars he will need to take it to normal court not small claims court. keep the voice mail, keep any dialogue from your insurance and most important if you receive anything in the mail make sure to verify it and then properly respond. i am going to go out on a limb and say the guy working out of a trailer stealing church wifi isn’t going to have the money to hire a lawyer to sue you for a million, specially since that’s like the definition of a frivolous lawsuit and has an extremely low chance of being heard let alone won as long as what you said was true. if the guy keep hounding you update the review to say that. hopefully it scare s enough people away. also probably not a bad idea to notify the church he is doing that. i am sure their insurance would not appreciate the liability he is giving them by operating a medical facility on their property. doesn’t sound like he has their permission

user: dentist is threathening to sue me for 10 million dollars because of a negative review. this all began when i went to a new dentist. when i found out that the dentist operated beside a church on a trailer i began having doubts. this dentist explained that he had a clinic but only used the trailer on the weekends. when it was time for my teeth to be x-rayed the equipment didn't work because of "internet failure." turns out he was using the church internet. i made the decision not to go back again. a few months pass, and on a whim i decided to check my insurance. while perusing through my insurance, i noticed that i was charged for unrelated services regarding my last dental visit. i was charged for x-ray which i know didn't happen because his equipment didn't work. the most he did was clean my teeth and he charged 150 for that which i was fine with. i went to the facebook page of his clinic and found that other people were also complaining of overcharging. obviously unhappy i left a negative review saying that i had a bad experience and that he was overcharging. i also contacted my insurance to look into the charges made. another few months pass and i received a voicemail saying that "i am going to sue you for 1 million dollars for slander and defamation." in the call i could tell he was seething which was great but he also threatened to sue me which was not great. in the same day i called my insurance for a follow up and they told me that when they asked the dentist to provide proof of why he charged for that particular service he could not provide any. i would like to know if i am going to be a prospective homeless person in the coming months. &#x200b; state is nm if anyone's curious. &#x200b; edit: typo in the title, supposed to be 1 million not 10 million. bot: he's operating out of a trailer and stealing internet from the church. something tells me he doesn't have the resources to sue anyone.

user: dentist is threathening to sue me for 10 million dollars because of a negative review. this all began when i went to a new dentist. when i found out that the dentist operated beside a church on a trailer i began having doubts. this dentist explained that he had a clinic but only used the trailer on the weekends. when it was time for my teeth to be x-rayed the equipment didn't work because of "internet failure." turns out he was using the church internet. i made the decision not to go back again. a few months pass, and on a whim i decided to check my insurance. while perusing through my insurance, i noticed that i was charged for unrelated services regarding my last dental visit. i was charged for x-ray which i know didn't happen because his equipment didn't work. the most he did was clean my teeth and he charged 150 for that which i was fine with. i went to the facebook page of his clinic and found that other people were also complaining of overcharging. obviously unhappy i left a negative review saying that i had a bad experience and that he was overcharging. i also contacted my insurance to look into the charges made. another few months pass and i received a voicemail saying that "i am going to sue you for 1 million dollars for slander and defamation." in the call i could tell he was seething which was great but he also threatened to sue me which was not great. in the same day i called my insurance for a follow up and they told me that when they asked the dentist to provide proof of why he charged for that particular service he could not provide any. i would like to know if i am going to be a prospective homeless person in the coming months. &#x200b; state is nm if anyone's curious. &#x200b; edit: typo in the title, supposed to be 1 million not 10 million. bot: not a lawyer. i am not giving you qualified legal advice. you are responsible for the outcomes. you are not going to be homeless. not by a bloody mile. there are two issues to look at. * is your bad experience an opinion or fact? * is your overcharging claim a demonstrable fact? your bad experience is an opinion. you did not like it, and you voiced your opinion about not liking it. your negative opinion is not a basis for a defamation case, full stop. if you made false claims about facts, such as he caused damage, doesn't have a license, or uses unhygienic practices, then you are liable for damages. truth is an affirmative defense for defamation. overcharging you is a demonstrative fact. if it is true, you can shout it out at the top of your lungs all day, and he can do nothing about it. if you lied, then you are in trouble. it is simple enough a fact to prove. tell your insurance company what he threatened you with, and ask for a copy of their conclusions. if they balk at sharing, get your lawyer to ask for their conclusions. get a lawyer to take care of this for you. this is a simple case. it may pay off to pay attention to the dentist's statements now, and figure out if you are being defamed in turn.

user: dentist is threathening to sue me for 10 million dollars because of a negative review. this all began when i went to a new dentist. when i found out that the dentist operated beside a church on a trailer i began having doubts. this dentist explained that he had a clinic but only used the trailer on the weekends. when it was time for my teeth to be x-rayed the equipment didn't work because of "internet failure." turns out he was using the church internet. i made the decision not to go back again. a few months pass, and on a whim i decided to check my insurance. while perusing through my insurance, i noticed that i was charged for unrelated services regarding my last dental visit. i was charged for x-ray which i know didn't happen because his equipment didn't work. the most he did was clean my teeth and he charged 150 for that which i was fine with. i went to the facebook page of his clinic and found that other people were also complaining of overcharging. obviously unhappy i left a negative review saying that i had a bad experience and that he was overcharging. i also contacted my insurance to look into the charges made. another few months pass and i received a voicemail saying that "i am going to sue you for 1 million dollars for slander and defamation." in the call i could tell he was seething which was great but he also threatened to sue me which was not great. in the same day i called my insurance for a follow up and they told me that when they asked the dentist to provide proof of why he charged for that particular service he could not provide any. i would like to know if i am going to be a prospective homeless person in the coming months. &#x200b; state is nm if anyone's curious. &#x200b; edit: typo in the title, supposed to be 1 million not 10 million. bot: he's operating out of a trailer and stealing internet from the church. something tells me he doesn't have the resources to sue anyone.

user: dentist is threathening to sue me for 10 million dollars because of a negative review. this all began when i went to a new dentist. when i found out that the dentist operated beside a church on a trailer i began having doubts. this dentist explained that he had a clinic but only used the trailer on the weekends. when it was time for my teeth to be x-rayed the equipment didn't work because of "internet failure." turns out he was using the church internet. i made the decision not to go back again. a few months pass, and on a whim i decided to check my insurance. while perusing through my insurance, i noticed that i was charged for unrelated services regarding my last dental visit. i was charged for x-ray which i know didn't happen because his equipment didn't work. the most he did was clean my teeth and he charged 150 for that which i was fine with. i went to the facebook page of his clinic and found that other people were also complaining of overcharging. obviously unhappy i left a negative review saying that i had a bad experience and that he was overcharging. i also contacted my insurance to look into the charges made. another few months pass and i received a voicemail saying that "i am going to sue you for 1 million dollars for slander and defamation." in the call i could tell he was seething which was great but he also threatened to sue me which was not great. in the same day i called my insurance for a follow up and they told me that when they asked the dentist to provide proof of why he charged for that particular service he could not provide any. i would like to know if i am going to be a prospective homeless person in the coming months. &#x200b; state is nm if anyone's curious. &#x200b; edit: typo in the title, supposed to be 1 million not 10 million. bot: also, report him to the bbb, state ags office and the local dental board, he shouldnt be practicing.

user: dentist is threathening to sue me for 10 million dollars because of a negative review. this all began when i went to a new dentist. when i found out that the dentist operated beside a church on a trailer i began having doubts. this dentist explained that he had a clinic but only used the trailer on the weekends. when it was time for my teeth to be x-rayed the equipment didn't work because of "internet failure." turns out he was using the church internet. i made the decision not to go back again. a few months pass, and on a whim i decided to check my insurance. while perusing through my insurance, i noticed that i was charged for unrelated services regarding my last dental visit. i was charged for x-ray which i know didn't happen because his equipment didn't work. the most he did was clean my teeth and he charged 150 for that which i was fine with. i went to the facebook page of his clinic and found that other people were also complaining of overcharging. obviously unhappy i left a negative review saying that i had a bad experience and that he was overcharging. i also contacted my insurance to look into the charges made. another few months pass and i received a voicemail saying that "i am going to sue you for 1 million dollars for slander and defamation." in the call i could tell he was seething which was great but he also threatened to sue me which was not great. in the same day i called my insurance for a follow up and they told me that when they asked the dentist to provide proof of why he charged for that particular service he could not provide any. i would like to know if i am going to be a prospective homeless person in the coming months. &#x200b; state is nm if anyone's curious. &#x200b; edit: typo in the title, supposed to be 1 million not 10 million. bot: he's operating out of a trailer and stealing internet from the church. something tells me he doesn't have the resources to sue anyone.

user: dentist is threathening to sue me for 10 million dollars because of a negative review. this all began when i went to a new dentist. when i found out that the dentist operated beside a church on a trailer i began having doubts. this dentist explained that he had a clinic but only used the trailer on the weekends. when it was time for my teeth to be x-rayed the equipment didn't work because of "internet failure." turns out he was using the church internet. i made the decision not to go back again. a few months pass, and on a whim i decided to check my insurance. while perusing through my insurance, i noticed that i was charged for unrelated services regarding my last dental visit. i was charged for x-ray which i know didn't happen because his equipment didn't work. the most he did was clean my teeth and he charged 150 for that which i was fine with. i went to the facebook page of his clinic and found that other people were also complaining of overcharging. obviously unhappy i left a negative review saying that i had a bad experience and that he was overcharging. i also contacted my insurance to look into the charges made. another few months pass and i received a voicemail saying that "i am going to sue you for 1 million dollars for slander and defamation." in the call i could tell he was seething which was great but he also threatened to sue me which was not great. in the same day i called my insurance for a follow up and they told me that when they asked the dentist to provide proof of why he charged for that particular service he could not provide any. i would like to know if i am going to be a prospective homeless person in the coming months. &#x200b; state is nm if anyone's curious. &#x200b; edit: typo in the title, supposed to be 1 million not 10 million. bot: report him to the office of the superintendent of insurance for the state of new mexico.

user: dentist is threathening to sue me for 10 million dollars because of a negative review. this all began when i went to a new dentist. when i found out that the dentist operated beside a church on a trailer i began having doubts. this dentist explained that he had a clinic but only used the trailer on the weekends. when it was time for my teeth to be x-rayed the equipment didn't work because of "internet failure." turns out he was using the church internet. i made the decision not to go back again. a few months pass, and on a whim i decided to check my insurance. while perusing through my insurance, i noticed that i was charged for unrelated services regarding my last dental visit. i was charged for x-ray which i know didn't happen because his equipment didn't work. the most he did was clean my teeth and he charged 150 for that which i was fine with. i went to the facebook page of his clinic and found that other people were also complaining of overcharging. obviously unhappy i left a negative review saying that i had a bad experience and that he was overcharging. i also contacted my insurance to look into the charges made. another few months pass and i received a voicemail saying that "i am going to sue you for 1 million dollars for slander and defamation." in the call i could tell he was seething which was great but he also threatened to sue me which was not great. in the same day i called my insurance for a follow up and they told me that when they asked the dentist to provide proof of why he charged for that particular service he could not provide any. i would like to know if i am going to be a prospective homeless person in the coming months. &#x200b; state is nm if anyone's curious. &#x200b; edit: typo in the title, supposed to be 1 million not 10 million. bot: he's operating out of a trailer and stealing internet from the church. something tells me he doesn't have the resources to sue anyone.

user: dentist is threathening to sue me for 10 million dollars because of a negative review. this all began when i went to a new dentist. when i found out that the dentist operated beside a church on a trailer i began having doubts. this dentist explained that he had a clinic but only used the trailer on the weekends. when it was time for my teeth to be x-rayed the equipment didn't work because of "internet failure." turns out he was using the church internet. i made the decision not to go back again. a few months pass, and on a whim i decided to check my insurance. while perusing through my insurance, i noticed that i was charged for unrelated services regarding my last dental visit. i was charged for x-ray which i know didn't happen because his equipment didn't work. the most he did was clean my teeth and he charged 150 for that which i was fine with. i went to the facebook page of his clinic and found that other people were also complaining of overcharging. obviously unhappy i left a negative review saying that i had a bad experience and that he was overcharging. i also contacted my insurance to look into the charges made. another few months pass and i received a voicemail saying that "i am going to sue you for 1 million dollars for slander and defamation." in the call i could tell he was seething which was great but he also threatened to sue me which was not great. in the same day i called my insurance for a follow up and they told me that when they asked the dentist to provide proof of why he charged for that particular service he could not provide any. i would like to know if i am going to be a prospective homeless person in the coming months. &#x200b; state is nm if anyone's curious. &#x200b; edit: typo in the title, supposed to be 1 million not 10 million. bot: > i received a voicemail saying that "i am going to sue you for 1 million dollars for slander and defamation." people say this all the time. don't worry unless you actually get served with court papers. even then, as long as you told the truth you will be fine, but consult a lawyer if you get served (which is highly unlikely).

user: dentist is threathening to sue me for 10 million dollars because of a negative review. this all began when i went to a new dentist. when i found out that the dentist operated beside a church on a trailer i began having doubts. this dentist explained that he had a clinic but only used the trailer on the weekends. when it was time for my teeth to be x-rayed the equipment didn't work because of "internet failure." turns out he was using the church internet. i made the decision not to go back again. a few months pass, and on a whim i decided to check my insurance. while perusing through my insurance, i noticed that i was charged for unrelated services regarding my last dental visit. i was charged for x-ray which i know didn't happen because his equipment didn't work. the most he did was clean my teeth and he charged 150 for that which i was fine with. i went to the facebook page of his clinic and found that other people were also complaining of overcharging. obviously unhappy i left a negative review saying that i had a bad experience and that he was overcharging. i also contacted my insurance to look into the charges made. another few months pass and i received a voicemail saying that "i am going to sue you for 1 million dollars for slander and defamation." in the call i could tell he was seething which was great but he also threatened to sue me which was not great. in the same day i called my insurance for a follow up and they told me that when they asked the dentist to provide proof of why he charged for that particular service he could not provide any. i would like to know if i am going to be a prospective homeless person in the coming months. &#x200b; state is nm if anyone's curious. &#x200b; edit: typo in the title, supposed to be 1 million not 10 million. bot: he's operating out of a trailer and stealing internet from the church. something tells me he doesn't have the resources to sue anyone.

user: dentist is threathening to sue me for 10 million dollars because of a negative review. this all began when i went to a new dentist. when i found out that the dentist operated beside a church on a trailer i began having doubts. this dentist explained that he had a clinic but only used the trailer on the weekends. when it was time for my teeth to be x-rayed the equipment didn't work because of "internet failure." turns out he was using the church internet. i made the decision not to go back again. a few months pass, and on a whim i decided to check my insurance. while perusing through my insurance, i noticed that i was charged for unrelated services regarding my last dental visit. i was charged for x-ray which i know didn't happen because his equipment didn't work. the most he did was clean my teeth and he charged 150 for that which i was fine with. i went to the facebook page of his clinic and found that other people were also complaining of overcharging. obviously unhappy i left a negative review saying that i had a bad experience and that he was overcharging. i also contacted my insurance to look into the charges made. another few months pass and i received a voicemail saying that "i am going to sue you for 1 million dollars for slander and defamation." in the call i could tell he was seething which was great but he also threatened to sue me which was not great. in the same day i called my insurance for a follow up and they told me that when they asked the dentist to provide proof of why he charged for that particular service he could not provide any. i would like to know if i am going to be a prospective homeless person in the coming months. &#x200b; state is nm if anyone's curious. &#x200b; edit: typo in the title, supposed to be 1 million not 10 million. bot: ignore him unless you get an actual legal notice. if you get one, you may want to look up anti-slapp laws in your state

user: dentist is threathening to sue me for 10 million dollars because of a negative review. this all began when i went to a new dentist. when i found out that the dentist operated beside a church on a trailer i began having doubts. this dentist explained that he had a clinic but only used the trailer on the weekends. when it was time for my teeth to be x-rayed the equipment didn't work because of "internet failure." turns out he was using the church internet. i made the decision not to go back again. a few months pass, and on a whim i decided to check my insurance. while perusing through my insurance, i noticed that i was charged for unrelated services regarding my last dental visit. i was charged for x-ray which i know didn't happen because his equipment didn't work. the most he did was clean my teeth and he charged 150 for that which i was fine with. i went to the facebook page of his clinic and found that other people were also complaining of overcharging. obviously unhappy i left a negative review saying that i had a bad experience and that he was overcharging. i also contacted my insurance to look into the charges made. another few months pass and i received a voicemail saying that "i am going to sue you for 1 million dollars for slander and defamation." in the call i could tell he was seething which was great but he also threatened to sue me which was not great. in the same day i called my insurance for a follow up and they told me that when they asked the dentist to provide proof of why he charged for that particular service he could not provide any. i would like to know if i am going to be a prospective homeless person in the coming months. &#x200b; state is nm if anyone's curious. &#x200b; edit: typo in the title, supposed to be 1 million not 10 million. bot: not a lawyer, but i work in hr people who are upset say “i’m going to sue you” people who actually bring lawsuits don’t telegraph their intentions, they just file suit.

user: dentist is threathening to sue me for 10 million dollars because of a negative review. this all began when i went to a new dentist. when i found out that the dentist operated beside a church on a trailer i began having doubts. this dentist explained that he had a clinic but only used the trailer on the weekends. when it was time for my teeth to be x-rayed the equipment didn't work because of "internet failure." turns out he was using the church internet. i made the decision not to go back again. a few months pass, and on a whim i decided to check my insurance. while perusing through my insurance, i noticed that i was charged for unrelated services regarding my last dental visit. i was charged for x-ray which i know didn't happen because his equipment didn't work. the most he did was clean my teeth and he charged 150 for that which i was fine with. i went to the facebook page of his clinic and found that other people were also complaining of overcharging. obviously unhappy i left a negative review saying that i had a bad experience and that he was overcharging. i also contacted my insurance to look into the charges made. another few months pass and i received a voicemail saying that "i am going to sue you for 1 million dollars for slander and defamation." in the call i could tell he was seething which was great but he also threatened to sue me which was not great. in the same day i called my insurance for a follow up and they told me that when they asked the dentist to provide proof of why he charged for that particular service he could not provide any. i would like to know if i am going to be a prospective homeless person in the coming months. &#x200b; state is nm if anyone's curious. &#x200b; edit: typo in the title, supposed to be 1 million not 10 million. bot: if you report to the local dental board they may consider having another dentist review your file, which would definitely work against him in court if the board were to publicly discipline him after determining that he billed for unperformed services. source: medical board employee.

user: dentist is threathening to sue me for 10 million dollars because of a negative review. this all began when i went to a new dentist. when i found out that the dentist operated beside a church on a trailer i began having doubts. this dentist explained that he had a clinic but only used the trailer on the weekends. when it was time for my teeth to be x-rayed the equipment didn't work because of "internet failure." turns out he was using the church internet. i made the decision not to go back again. a few months pass, and on a whim i decided to check my insurance. while perusing through my insurance, i noticed that i was charged for unrelated services regarding my last dental visit. i was charged for x-ray which i know didn't happen because his equipment didn't work. the most he did was clean my teeth and he charged 150 for that which i was fine with. i went to the facebook page of his clinic and found that other people were also complaining of overcharging. obviously unhappy i left a negative review saying that i had a bad experience and that he was overcharging. i also contacted my insurance to look into the charges made. another few months pass and i received a voicemail saying that "i am going to sue you for 1 million dollars for slander and defamation." in the call i could tell he was seething which was great but he also threatened to sue me which was not great. in the same day i called my insurance for a follow up and they told me that when they asked the dentist to provide proof of why he charged for that particular service he could not provide any. i would like to know if i am going to be a prospective homeless person in the coming months. &#x200b; state is nm if anyone's curious. &#x200b; edit: typo in the title, supposed to be 1 million not 10 million. bot: not a lawyer, but i work in hr people who are upset say “i’m going to sue you” people who actually bring lawsuits don’t telegraph their intentions, they just file suit.

user: dentist is threathening to sue me for 10 million dollars because of a negative review. this all began when i went to a new dentist. when i found out that the dentist operated beside a church on a trailer i began having doubts. this dentist explained that he had a clinic but only used the trailer on the weekends. when it was time for my teeth to be x-rayed the equipment didn't work because of "internet failure." turns out he was using the church internet. i made the decision not to go back again. a few months pass, and on a whim i decided to check my insurance. while perusing through my insurance, i noticed that i was charged for unrelated services regarding my last dental visit. i was charged for x-ray which i know didn't happen because his equipment didn't work. the most he did was clean my teeth and he charged 150 for that which i was fine with. i went to the facebook page of his clinic and found that other people were also complaining of overcharging. obviously unhappy i left a negative review saying that i had a bad experience and that he was overcharging. i also contacted my insurance to look into the charges made. another few months pass and i received a voicemail saying that "i am going to sue you for 1 million dollars for slander and defamation." in the call i could tell he was seething which was great but he also threatened to sue me which was not great. in the same day i called my insurance for a follow up and they told me that when they asked the dentist to provide proof of why he charged for that particular service he could not provide any. i would like to know if i am going to be a prospective homeless person in the coming months. &#x200b; state is nm if anyone's curious. &#x200b; edit: typo in the title, supposed to be 1 million not 10 million. bot: he can *theoretically* sue you regardless of the merits of the case and if you find yourself properly served with a lawsuit, no matter how ridiculous, you have to treat it as serious to avoid summary judgement. an unfortunate implication of this system is that you can bully people with frivolous lawsuits, forcing them to spend some time and money getting the case dismissed. that said, relax. what you did is not remotely close to defamation so your risk is the annoyance of having to deal with a frivolous lawsuit, not losing a million dollars. (why is it not remotely close? well, 1. truth is an absolute defense to defamation 2. the burden is him to show not only that the claim was false but that you said it maliciously rather than mistakenly 3. the burden is on him to show economic damages caused by your specific review and not all of the other reviews complaining about the same point.) moreover, i suspect even that risk is quite low. there are two situations in which you can get sued frivolously: 1. the person suing you actually thinks they have a case, because they don't understand the law or are irrational. 2. the person suing you is intentionally trying to bully you and is willing to incur their own legal fees to spite you. this guy is a broke dentist who sounds like he is probably violating the law himself. he clearly doesn't have the cash to throw around on random lawsuits and he has a lot more to lose than you do. i would bet good money he makes the same empty threat to everyone who writes a negative review.

user: dentist is threathening to sue me for 10 million dollars because of a negative review. this all began when i went to a new dentist. when i found out that the dentist operated beside a church on a trailer i began having doubts. this dentist explained that he had a clinic but only used the trailer on the weekends. when it was time for my teeth to be x-rayed the equipment didn't work because of "internet failure." turns out he was using the church internet. i made the decision not to go back again. a few months pass, and on a whim i decided to check my insurance. while perusing through my insurance, i noticed that i was charged for unrelated services regarding my last dental visit. i was charged for x-ray which i know didn't happen because his equipment didn't work. the most he did was clean my teeth and he charged 150 for that which i was fine with. i went to the facebook page of his clinic and found that other people were also complaining of overcharging. obviously unhappy i left a negative review saying that i had a bad experience and that he was overcharging. i also contacted my insurance to look into the charges made. another few months pass and i received a voicemail saying that "i am going to sue you for 1 million dollars for slander and defamation." in the call i could tell he was seething which was great but he also threatened to sue me which was not great. in the same day i called my insurance for a follow up and they told me that when they asked the dentist to provide proof of why he charged for that particular service he could not provide any. i would like to know if i am going to be a prospective homeless person in the coming months. &#x200b; state is nm if anyone's curious. &#x200b; edit: typo in the title, supposed to be 1 million not 10 million. bot: not a lawyer, but i work in hr people who are upset say “i’m going to sue you” people who actually bring lawsuits don’t telegraph their intentions, they just file suit.

user: dentist is threathening to sue me for 10 million dollars because of a negative review. this all began when i went to a new dentist. when i found out that the dentist operated beside a church on a trailer i began having doubts. this dentist explained that he had a clinic but only used the trailer on the weekends. when it was time for my teeth to be x-rayed the equipment didn't work because of "internet failure." turns out he was using the church internet. i made the decision not to go back again. a few months pass, and on a whim i decided to check my insurance. while perusing through my insurance, i noticed that i was charged for unrelated services regarding my last dental visit. i was charged for x-ray which i know didn't happen because his equipment didn't work. the most he did was clean my teeth and he charged 150 for that which i was fine with. i went to the facebook page of his clinic and found that other people were also complaining of overcharging. obviously unhappy i left a negative review saying that i had a bad experience and that he was overcharging. i also contacted my insurance to look into the charges made. another few months pass and i received a voicemail saying that "i am going to sue you for 1 million dollars for slander and defamation." in the call i could tell he was seething which was great but he also threatened to sue me which was not great. in the same day i called my insurance for a follow up and they told me that when they asked the dentist to provide proof of why he charged for that particular service he could not provide any. i would like to know if i am going to be a prospective homeless person in the coming months. &#x200b; state is nm if anyone's curious. &#x200b; edit: typo in the title, supposed to be 1 million not 10 million. bot: life info: 1. the vast majority of the time when people threaten to sue, it is just a threat full of hot air to get you to do what they want. when people are serious about suing they are more likely to just do it than talk about it or at least have their lawyer send you a letter telling you to stop. 2. when people talk about a million dollars they are usually just talking. i'd be more concerned about someone threatening to sue for $450,000, because that sounds like they might know the law and have reasoning for their amount, instead of just being mad and wanting a million dollars. specific to your situation: *it is unlikely he is going to sue you in the first place. if he does, it is going to cost you some time and money to deal with it, but from what you said here, he does not have a case. additionally, it sounds like he does not have money to hire a lawyer. are you wealthy? even if he did have a case, a lawyer - among other things - might tell him it is not worth suing if there is nothing to get. finally, based on your description of his practice, he doesn't sound like he is good at getting things together. *do not respond to him or contact him in any way. *to oversimplify, defamation is basically telling lies about people that cause them harm. it does not sound like you have done that. slander is defamation that is spoken. he meant libel which is written defamation. *if you get any official legal documents, be sure to show up in court and not ignore them. at that point, even if it is just small claims court, i would at least consult an attorney. so what do you do: *just in case, document everything and save it. i would include your description of what happened (what you wrote here is fine.) screen shot your review and others review. save the voicemail he sent you. i'd also keep a copy of your insurance charges and note any communication you have with insurance. if you save it electronically, be sure to back it up. if he actually did sue or continues to harass you, all of these things would be very useful and they may be useful for the following. *if you want, you would not be wrong to take further action. there is someone who oversees insurance for your state. the insurance company presumably has contacted them, but you can as well. i think the party that licensed dentists would be interested in hearing about your experience as well - the insurance company would not have contacted them. if you are really feeling upset, you may check the business licensing and see if he is supposed to be operating out of a trailer in that location. (this kind of set up is often used for dentist in low income areas with no insurance, so it's not unheard of - just not typical for one you'd go to when you are fully covered by insurance.) if he has a clinic in the area, why wouldn't he use it? you could do a little digging - maybe he is part of a practice but has this as a side business stealing customers from the greater practice and they are not aware. is he on church property? i'm wondering if the church thinks he is running a free dentist clinic - assuming he has their consent - not his normal business. they may not be okay with this either. the guy seems super shady - i suspect there are more issues if you are feeling petty and have time to look into local laws. personally, that sounds like too much work to me, but i would contact the dental board. tl;dr. not getting sued. document everything just in case i'm wrong. don't call him back. if what you listed is accurate, he definitely does not have a case. maybe contact dental licensing.

user: dentist is threathening to sue me for 10 million dollars because of a negative review. this all began when i went to a new dentist. when i found out that the dentist operated beside a church on a trailer i began having doubts. this dentist explained that he had a clinic but only used the trailer on the weekends. when it was time for my teeth to be x-rayed the equipment didn't work because of "internet failure." turns out he was using the church internet. i made the decision not to go back again. a few months pass, and on a whim i decided to check my insurance. while perusing through my insurance, i noticed that i was charged for unrelated services regarding my last dental visit. i was charged for x-ray which i know didn't happen because his equipment didn't work. the most he did was clean my teeth and he charged 150 for that which i was fine with. i went to the facebook page of his clinic and found that other people were also complaining of overcharging. obviously unhappy i left a negative review saying that i had a bad experience and that he was overcharging. i also contacted my insurance to look into the charges made. another few months pass and i received a voicemail saying that "i am going to sue you for 1 million dollars for slander and defamation." in the call i could tell he was seething which was great but he also threatened to sue me which was not great. in the same day i called my insurance for a follow up and they told me that when they asked the dentist to provide proof of why he charged for that particular service he could not provide any. i would like to know if i am going to be a prospective homeless person in the coming months. &#x200b; state is nm if anyone's curious. &#x200b; edit: typo in the title, supposed to be 1 million not 10 million. bot: not a lawyer, but i work in hr people who are upset say “i’m going to sue you” people who actually bring lawsuits don’t telegraph their intentions, they just file suit.

user: dentist is threathening to sue me for 10 million dollars because of a negative review. this all began when i went to a new dentist. when i found out that the dentist operated beside a church on a trailer i began having doubts. this dentist explained that he had a clinic but only used the trailer on the weekends. when it was time for my teeth to be x-rayed the equipment didn't work because of "internet failure." turns out he was using the church internet. i made the decision not to go back again. a few months pass, and on a whim i decided to check my insurance. while perusing through my insurance, i noticed that i was charged for unrelated services regarding my last dental visit. i was charged for x-ray which i know didn't happen because his equipment didn't work. the most he did was clean my teeth and he charged 150 for that which i was fine with. i went to the facebook page of his clinic and found that other people were also complaining of overcharging. obviously unhappy i left a negative review saying that i had a bad experience and that he was overcharging. i also contacted my insurance to look into the charges made. another few months pass and i received a voicemail saying that "i am going to sue you for 1 million dollars for slander and defamation." in the call i could tell he was seething which was great but he also threatened to sue me which was not great. in the same day i called my insurance for a follow up and they told me that when they asked the dentist to provide proof of why he charged for that particular service he could not provide any. i would like to know if i am going to be a prospective homeless person in the coming months. &#x200b; state is nm if anyone's curious. &#x200b; edit: typo in the title, supposed to be 1 million not 10 million. bot: a great many people threaten to sue but never do. the fact that he said "slander and defamation" means he likely has little understanding of legal terms. (slander is spoken, libel is written, both are forms of defamation) nm has weak anti-slapp laws, but does allow for the recovery of reasonable legal fees if a motion to dismiss is successful. a truthful, negative review is fully within your 1a rights, and a strong argument for dismissal. basically, if he sues you, contact the bar for a lawyer with experience in drafting anti-slapp motions. if it's dismissed, your lawyer goes after him for his fees.

user: dentist is threathening to sue me for 10 million dollars because of a negative review. this all began when i went to a new dentist. when i found out that the dentist operated beside a church on a trailer i began having doubts. this dentist explained that he had a clinic but only used the trailer on the weekends. when it was time for my teeth to be x-rayed the equipment didn't work because of "internet failure." turns out he was using the church internet. i made the decision not to go back again. a few months pass, and on a whim i decided to check my insurance. while perusing through my insurance, i noticed that i was charged for unrelated services regarding my last dental visit. i was charged for x-ray which i know didn't happen because his equipment didn't work. the most he did was clean my teeth and he charged 150 for that which i was fine with. i went to the facebook page of his clinic and found that other people were also complaining of overcharging. obviously unhappy i left a negative review saying that i had a bad experience and that he was overcharging. i also contacted my insurance to look into the charges made. another few months pass and i received a voicemail saying that "i am going to sue you for 1 million dollars for slander and defamation." in the call i could tell he was seething which was great but he also threatened to sue me which was not great. in the same day i called my insurance for a follow up and they told me that when they asked the dentist to provide proof of why he charged for that particular service he could not provide any. i would like to know if i am going to be a prospective homeless person in the coming months. &#x200b; state is nm if anyone's curious. &#x200b; edit: typo in the title, supposed to be 1 million not 10 million. bot: not a lawyer, but i work in hr people who are upset say “i’m going to sue you” people who actually bring lawsuits don’t telegraph their intentions, they just file suit.

user: dentist is threathening to sue me for 10 million dollars because of a negative review. this all began when i went to a new dentist. when i found out that the dentist operated beside a church on a trailer i began having doubts. this dentist explained that he had a clinic but only used the trailer on the weekends. when it was time for my teeth to be x-rayed the equipment didn't work because of "internet failure." turns out he was using the church internet. i made the decision not to go back again. a few months pass, and on a whim i decided to check my insurance. while perusing through my insurance, i noticed that i was charged for unrelated services regarding my last dental visit. i was charged for x-ray which i know didn't happen because his equipment didn't work. the most he did was clean my teeth and he charged 150 for that which i was fine with. i went to the facebook page of his clinic and found that other people were also complaining of overcharging. obviously unhappy i left a negative review saying that i had a bad experience and that he was overcharging. i also contacted my insurance to look into the charges made. another few months pass and i received a voicemail saying that "i am going to sue you for 1 million dollars for slander and defamation." in the call i could tell he was seething which was great but he also threatened to sue me which was not great. in the same day i called my insurance for a follow up and they told me that when they asked the dentist to provide proof of why he charged for that particular service he could not provide any. i would like to know if i am going to be a prospective homeless person in the coming months. &#x200b; state is nm if anyone's curious. &#x200b; edit: typo in the title, supposed to be 1 million not 10 million. bot: &#x200b; << . i would like to know if i am going to be a prospective homeless person in the coming months. >> &#x200b; no, the dentist is the one who is most likely going to be in trouble for fraudulent claims, he will probably have bigger things to worry about since he charged your insurance for a procedure that he cannot prove he performed