Instruction
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You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I have like XXXX different social security numbers showing up
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | This account is not mine. I am a joint user, and have not used the account
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | TRANS UNION NEVER RESPONDED OR REPLIED TO MY INVESTIGATION AND ISSUE REMAINED ON MY REPORT.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I have NEVER LIVED on XXXX XXXX, XXXX, NY
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | i have XXXX accounts on my credit report with the same company only one is correct
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Never had XXXX
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I did not incur this debt and when does the statue of limitation ends?
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Charged wrong amount
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I do not know what what these bad accounts are. I have not had credit with XXXX
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Misrepresentation. Threatening legal action when outsode statue of limitations.
| Company believes complaint caused principally by actions of third party outside the control or direction of the company |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | XXXX {$320.00} was paid and clearedConfirmation number is : XXXX
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Experian credit reporting has failed to update my credit report in a timely manner of all inaccurate and negative comment account information.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | This company is trying to collect a debt I do n't owe.
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Tax Lein paid in full before going to collection and repeated negative remarks gir over 6 1/2 years.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Tax Lein paid off before sent to collections dating back to 2009.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Outdated Tax Lein that was paid off before it went to collections.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | My current address is wrong.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | two debt collectors are trying to collect on the same debt XXXX provided verification of debt letters.
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | XXXX debt collectors are trying to collect on the same debt XXXX provided verification of debt letters.
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | The we te are accountsan, names, and addresses that are not mine.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | This account was sent to collections and judged upon where it was paid in full. There is a balance of {$21.00} showing. It should be {$0.00}.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | XXXX was paid by XXXX now they are out of business XXXX which i still have and never used have 2 collections on my credit score
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | experianXXXXXXXXXXXX XXXXstatus showing : collection/charge off ( should be unknown ) debt was included in chapter XXXX bankruptcy filed XXXX.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | EXPERIANXXXX/XXXXaccount showing collection/chargeoff ( should be unknown ) account was included in chapter XXXX bankruptcy filed XX/XX/2015
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Bank of America claimed I have done fraud. the account was cleared with them but it 's on my consumer report.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | EXPERIANXXXX XXXX XXXXACCOUNT SHOWING COLLECTION/CHARGE OFF ( SHOULD BE UNKNOWN ) ACCOUNT WAS INCLUDED IN CHAPTER XXXX BANKRUPTCY FILED XX/XX/2015
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | EXPERIANXXXX XXXXACCOUNT SHOWING COLLECTION CHARGE OFF ( SHOULD BE UNKNOWN ) ACCOUNT WAS INCLUDED IN CHAPTER XXXX BANKRUPTCY FILED XX/XX/2015
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I never had a XXXX phone
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | XXXXEXPERIAN XXXXACCOUNT SHOWING COLLECTION/CHARGE OFF ( SHOULD BE UNKNOWN ) ACCOUNT WAS INCLUDED IN CHAPTER XXXX BANKRUPTCY FILED XX/XX/2015
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | EXPERIANXXXX XXXX XXXXACCOUNT SHOWING COLLECTION/CHARGE OFF ( SHOULD BE UNKNOWN ) ACCOUNT INCLUDED IN CHAPTER XXXX BANKRUPTCY FILED XX/XX/2015
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | continued attempts from numerous collection agencies trying to collect on same acct.
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I keep receiving calls about a debt I have no clue about
| Company can't verify or dispute the facts in the complaint |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | EXPERIANXXXX XXXXACCOUNT SHOWING COLLECTION/ CHARGE OFF ( SHOULD BE UNKNOWN ) ACCOUNT WAS INCLUDED IN CHAPTER XXXX BANKRUPTCY FILED XX/XX/2015
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I have items showing negiitive reports on accounts my ex wife must have got in my name unknowing to me
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | EXPERIANXXXX XXXXSTATUS IS SHOWING COLLECTION/CHARGE OFF ( SHOULD BE UNKNOWN ) ACCOUNT WAS INCLUDED IN CHAPTER XXXX BANKRUPTCY FILED XX/XX/2015
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | EXPERIANXXXX XXXX XXXXSTATUS SHOWING SHOWING COLLECTION/CHARGE OFF ( SHOULD BE UNKNOWN ) REMARKS UNPAID BALANCE ( SHOULD BE CHAPTER XXXX BANKRUPTCY
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | XXXX accounts in collections were paid in full, but still showing as open/unpaid on my credit report.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | transunionXXXX XXXXstatus showing collection/charge off ( should be unknown ) account was included in chapter XXXX bankruptcy filed XXXX
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | i have tried online and through the mail to recieve my report from experian and can not get it i have tried on many occasions.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Student loan information entered twice ( same loan amount and acct number listed 2 times ) on list of owed liabilities on my credit report.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Student loan information entered XXXX ( same loan amount and acct number listed XXXX times ) on list of owed liabilities on my credit report.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | submitted a letter disputing wrong information, transition would not delete.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | XXXX {$100.00} is on my credit tracker from XXXX XXXX
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I have sent Experian requests to investigate and remove accounts from my credit report that do not belong to me and they are ignoring my requests.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | The XXXX Is my dads name and So is the Tax Lien on XXXX/XXXX/2009 XXXX. Also I have never lived on at XXXX XXXX XXXX ohio XXXX
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | THERE IS A INQUIRE ON MY CREDIT REPORT THAT I DIDNT MAKE AND NEED TO BE REMOVED
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | i have been a victim of identitiy theft and these accounts is a result of it they are being reported on my credit file and they are fraudulent
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Green Tree Financial refusing to provide loan payoff amount timely.
| Company disputes the facts presented in the complaint |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | When I saw ( Year of birth XX/XX/XXXX ) on my Experian credit report I was shocked. I was born XX/XX/XXXX
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | judgement has been settled and want the credit bureau to report the judgement and the account as settled.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Bank of America reduced my credit card limit, damaging my credit while I paid my out my amount in full and being a good payment
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | constant calling about a debt that 's not identified whether by mail or phone call
| Company can't verify or dispute the facts in the complaint |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | this debt is fraudulent was created from identity theft and needs to be removed i have filed a ftc and police report
| Company believes the complaint is the result of a misunderstanding |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | One of the address is incorrect. I never lived in XXXX, NJ. That is wrong address. Please delete wrong information. Thank you.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I have sent Trans Union requests to investigate and remove accounts from my credit report that do not belong to me.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Any cards with XXXX XXXX are not mine. As of XXXX 2003, I was divorced. These belong to XXXX XXXX XXXX of XXXX, XXXX.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I FILLED OUT ALL THE INFORMATION AND WITHOUT ANY EXPLANATION, THEY DID NOT RELEASE MY REPORT OR SCORE.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Debt paid in full. Report not deleted from XXXX credit report as agreed upon by paying higher amount.
| Company disputes the facts presented in the complaint |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | The information still shows that I went Bankrupt. It has been way .... over 7 years. It needs to be removed because of the Statute of Limitations.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | My identification stole
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | All of the information related to a XXXX XXXX in XXXX XXXX, CA is not mine ( not me ) I 've never lived in California
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Keep calling my phone and job threaten with legal action also arrest
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Incorrect address is listed. The XXXX XXXX, CA address is not a valid previous address. I 've never even been to California.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | The number XXXX keeps calling my employer trying to collect a debt.
| Company disputes the facts presented in the complaint |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | XXXX XXXX XXXX XXXX, MDXXXXThis address is not mine, I have never used a XXXX XXXX XXXX
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I 'm receiving 3+ phone calls a day from this number after having already spoken to someone about payment
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I have never been to this hospital or even city continued harassment at work and on personal cellphone
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I have no knowledge of accounts opened that were asked of me to verify my information.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | its not my account
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Multiple calls multiple times a day. I do not have debt
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | XXXX called my Employer - and left a message on the Department Heads voice mail saying they are calling for me XXXX.
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | closed my personal accounts because my business account was overdrawn.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Funds where released on XX/XX/2015But order mail to banck not until XXXX/XXXX/15
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | THERE ARE INQUIRES ON MY CREDIT REPORT THAT SHOULD BE REMOVED AND AS NOT BEEN DONE
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | There are things on my report that are not correct. Balance s that are incorrect. Things that are XXXX years old that should have dropped off.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | CREDITORS HAS WROTE TO ME FOR THE REMOVAL OF INQUIRES AND EXPERIAN HAS NOT REMOVED THEM AND ITS BEEN OVER 30 DAYS
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Wels Fargo ripped me off for {$7.00} to cash a {$200.00} check.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Additional document to support disputes found on case numbers : XXXX ; XXXX ; XXXX.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | they Experian, XXXX and XXXX refuse to send me my score and credit report they want to charge me a fee monthly
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | XXXX, payed bill, received a letter from them stating " paid in full letter '' yetthe account still shows in my credit report as opened.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | There is a listing for a {$300.00} debt turned over to a collection agency ( XXXX ) but the debt was paid in full directly to XXXX.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | XXXX will not give me my credit report or score
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Account is passed 7 years XXXX XXXX 2008 salute.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Denied a Now Card account. Possibly because have no credit.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I voluntary turned the car in XXXX, BB & T bank charged the account off. XXXX later, they are still reporting it currently deliquent.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Please see attached letter to Experianand documents.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Keeps calling for the wrong person at my phone number.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | i got the information from my XXXX that showed experian will not provide the info on my credit score report.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Continued calls to boss at workplace after alternate number given, threated sheriff to come talked to boss about garnishing washes after 60days late.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I have asked several times that they send me documentation proving that account belongs to me and they have not. Signatures/dob/ etc
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | The agencies Experian and XXXX has refused to verify and validate the accounts XXXX, XXXX XXXX, XXXX XXXX party, these are fraudulent accounts.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | On XX/XX/XXXX, I was charged interest for purchases made in XX/XX/XXXX
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Traffic ticket was disputed in XXXX Traffic Court and paid. Open XX/XX/XXXX ... ..last reported XX/XX/XXXX.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I 'm getting multiple phone calls from a company called UCB for my former brother in law. I told them to stop and it is continuing.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | This is an addendum to my XXXX complaint. Wells Fargo tried a XXXX time to take money out of my account causing XXXX more charges of XXXX
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Experian would not delete old incorrect information
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Requested balances as of XXXX/XXXX/2014 approx. 1 month ago. I have not heard back from the branch or corporate regarding my request.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Account is time barred.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I got conflicting information on an accepted loan mod from XXXX XXXX XXXX and do n't know what to do
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Spoke with XXXX at XXXX XXXX. He reports the case is closed and all I need to do is dispute it to remove it from my credit report
| Company chooses not to provide a public response |