Instruction
stringclasses
1 value
Input
stringlengths
11
152
Response
stringclasses
9 values
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
when I was unemployed I made my payment and it was fully paid
Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
Cable TV I returned equipment and paid what I owed. They have me in collection.
Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
Selling a mortgage that is in a remic that has no filings with the sec ever I want some answers?
Company has responded to the consumer and the CFPB and chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
XXXX, XXXX are the same account and they are reflecting XXXX separate accounts which are driving my credit score down.
Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
Bank of America would not let me open account without providing my ssn
Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
I found this on my credit report without me even knowing.
Company can't verify or dispute the facts in the complaint
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
These alleged accounts opened without consent.
Company has responded to the consumer and the CFPB and chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
I was an XXXX for a company and 17 months after starting with them. They ran a credit report on me without telling me an without my authorization.
Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
Experian does not have any account reporting for my XXXX XXXX accounts.
Company has responded to the consumer and the CFPB and chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
XXXX continues not to update my credit file with all XXXX bureaus they state foreclosure an wrong amount I owe.
Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
experian refused to answer my questions for method of verification and took over 30 days with my dispute.
Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
Debt reported to collection agencies even though I was trying to communicate with agency. Also, incorrect amount of debt owed.
Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
This debt was taking care of back in 2005 and is still reporting on my credit report.
Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
I am receiving calls from Focus Receivables Management about a debt that I do n't owe.
Company can't verify or dispute the facts in the complaint
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
I have requested this company to no longer call my place of employment and they are continuing to do so.
Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
have never lived in XXXX XXXX XXXX XXXX XXXX. I have lived in XXXX all my life.
Company has responded to the consumer and the CFPB and chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
Experian refuses to give me access to my credit report
Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
Keep call me about debt when high interest rates, call my job. keep. call my cell phone every other day.i 'm getting sick and tired of them.
Company disputes the facts presented in the complaint
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
I had XXXX XXXX never used its being reported twice on my report I never got any support docs to show anything about these cards
Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
Has listed used name as : XXXX XXXX XXXX. I have never used this name
Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
denied credit pulled report and found this collection, i had no prior knowledge and was not given a chance to dispute.
Company disputes the facts presented in the complaint
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
This is back from 2009 over seven years old. please remove.
Company believes the complaint is the result of a misunderstanding
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
Numerous entries on credit report for the same account/loan
Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
Said I was 30 days late for a bill or payment XX/XX/2016. I was not late or at least tell me what bill was late!!
Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
The debt is not mine because I am and was not responsible on the lease. the lease was wholly in XXXX XXXX name.
Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
Sallie Mae, pulled my co-signer 's credit report without authorization. They did this to pressure my co-signer into a payment
Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
I checked my credit tracker and there is a XXXX XXXX account in my name that I do not have
Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
XXXX XXXX is reporting incorrectly, payments have been on time, the vehicle was turned in on time to the dealership.
Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint
Reflecting incorrect payment status. Have been on time.
Company chooses not to provide a public response