Datasets:

vitaliykinakh
/

heloc

Dataset card Viewer Files Files and versions Community

Split (2)

train · 8.37k rows

RiskPerformance stringclasses 2 values	ExternalRiskEstimate int64 -9 93	MSinceOldestTradeOpen int64 -9 789	MSinceMostRecentTradeOpen int64 -9 383	AverageMInFile int64 -9 383	NumSatisfactoryTrades int64 -9 79	NumTrades60Ever2DerogPubRec int64 -9 19	NumTrades90Ever2DerogPubRec int64 -9 19	PercentTradesNeverDelq int64 -9 100	MSinceMostRecentDelq int64 -9 83	MaxDelq2PublicRecLast12M int64 -9 9	MaxDelqEver int64 -9 8	NumTotalTrades int64 -9 104	NumTradesOpeninLast12M int64 -9 19	PercentInstallTrades int64 -9 100	MSinceMostRecentInqexcl7days int64 -9 24	NumInqLast6M int64 -9 66	NumInqLast6Mexcl7days int64 -9 66	NetFractionRevolvingBurden int64 -9 232	NetFractionInstallBurden int64 -9 196	NumRevolvingTradesWBalance int64 -9 27	NumInstallTradesWBalance int64 -9 23	NumBank2NatlTradesWHighUtilization int64 -9 16	PercentTradesWBalance int64 -9 100
Good	90	249	20	94	38	0	0	100	-7	7	8	38	0	11	-7	0	0	5	-8	1	1	0	12
Bad	54	244	15	92	36	2	2	69	5	4	2	42	0	21	0	0	0	78	80	12	2	5	61
Good	89	485	66	196	6	0	0	100	-7	7	8	6	0	17	-8	0	0	6	-8	1	-8	0	33
Bad	70	251	50	164	16	0	0	94	10	4	6	23	0	44	-7	0	0	30	-8	2	1	1	80
Bad	69	61	8	80	24	0	0	100	-7	7	8	8	2	4	-7	7	7	29	64	8	1	3	56
Bad	63	161	9	51	15	0	0	82	5	4	6	17	1	29	0	0	0	35	44	4	2	1	60
Good	91	323	5	118	25	0	0	100	-7	7	8	27	1	41	18	0	0	3	81	1	3	0	36
Bad	66	115	7	60	40	0	0	93	2	4	6	40	4	25	1	3	3	37	59	5	3	0	80
Good	72	198	10	50	10	1	1	91	64	6	2	11	1	18	2	3	3	47	-8	3	1	0	100
Bad	66	341	6	81	31	4	4	86	37	6	3	35	3	43	0	0	0	68	72	8	7	2	89
Good	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9
Good	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9
Good	54	300	10	113	28	1	1	87	2	4	6	30	1	63	9	0	0	62	48	6	5	1	92
Bad	72	261	27	131	16	1	1	94	13	6	6	16	0	25	-7	0	0	11	-8	1	1	0	29
Good	81	170	1	67	21	0	0	100	-7	7	8	24	4	25	3	1	1	12	98	3	2	0	63
Good	74	186	7	71	38	0	0	100	-7	7	8	39	2	46	3	2	2	20	62	6	4	1	67
Bad	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9
Good	64	75	7	46	12	0	0	75	11	4	6	12	1	42	-7	1	1	45	92	4	3	1	88
Good	65	116	1	58	24	1	1	100	-7	7	8	38	6	59	0	7	7	35	78	3	7	2	71
Good	90	175	38	132	11	0	0	100	-7	7	8	11	0	45	-8	0	0	0	-8	0	-8	0	0
Bad	51	162	35	73	4	1	1	50	1	2	4	6	0	33	0	0	0	43	11	1	1	0	50
Bad	67	117	3	47	13	1	0	86	17	6	5	14	3	36	0	2	2	29	-8	3	1	0	67
Good	78	298	2	127	27	0	0	97	77	6	6	29	1	45	-8	0	0	62	79	5	4	0	90
Good	86	242	77	135	14	0	0	100	-7	7	8	14	0	36	1	3	3	3	-8	2	1	0	43
Bad	55	189	19	81	35	2	1	78	1	0	2	42	0	44	0	3	3	67	36	5	2	1	64
Good	78	175	7	68	44	0	0	100	-7	6	7	45	3	62	0	3	3	17	92	5	2	0	70
Good	75	364	12	123	43	0	0	98	24	6	6	43	0	26	2	1	1	1	31	7	2	1	45
Bad	65	249	13	134	8	10	9	57	6	4	2	14	0	57	-7	2	2	0	88	0	1	-8	67
Good	66	139	2	59	20	1	1	100	-7	6	8	21	4	24	1	1	1	60	-8	6	1	3	88
Good	77	297	7	131	29	0	0	97	5	4	6	23	3	55	10	0	0	8	68	5	3	0	90
Bad	83	129	5	48	4	0	0	100	-7	7	8	4	2	50	-7	1	1	30	-8	1	1	0	100
Good	67	147	2	62	32	1	1	94	7	1	3	34	4	47	7	0	0	34	94	5	4	0	64
Bad	64	212	5	80	17	0	0	100	-7	7	8	18	3	17	0	2	2	92	-8	9	1	6	91
Bad	66	124	8	58	33	0	0	94	1	4	6	35	1	39	0	2	2	54	56	3	3	0	89
Good	82	163	14	84	15	0	0	100	-7	7	8	17	0	53	9	0	0	29	89	2	2	0	67
Good	74	250	18	81	19	0	0	100	-7	7	8	20	0	20	0	1	1	69	54	6	3	2	69
Good	86	255	15	140	27	0	0	100	-7	7	8	28	0	25	3	1	1	1	62	2	2	0	38
Bad	77	199	2	60	24	0	0	100	-7	7	8	29	3	21	0	0	0	66	41	5	3	2	67
Good	88	308	17	147	27	0	0	96	-7	5	7	27	0	52	0	0	0	3	55	5	2	0	78
Bad	75	113	97	105	2	0	0	100	-7	7	8	2	0	0	0	0	0	101	-8	2	-8	1	100
Bad	67	56	33	48	2	6	6	67	27	0	3	3	0	33	-8	0	0	0	-8	0	-8	-8	0
Good	70	76	6	37	22	0	0	100	-7	7	8	23	2	26	0	1	1	28	41	9	2	1	79
Good	75	176	35	107	24	0	0	96	29	6	6	24	0	25	0	2	2	15	-8	4	2	0	60
Bad	80	152	4	73	28	0	0	100	-7	7	8	29	2	24	0	4	4	2	-8	6	1	0	58
Good	69	400	10	112	11	2	2	85	42	6	2	13	2	54	-7	0	0	46	82	2	3	2	83
Good	84	188	12	78	30	0	0	100	-7	7	8	30	0	21	2	1	1	0	-8	1	2	1	75
Bad	80	224	2	67	39	0	0	95	14	6	6	40	2	15	0	2	2	2	37	4	3	0	39
Good	83	234	1	95	33	0	0	100	-7	7	8	37	4	59	1	1	1	6	71	7	6	1	87
Bad	69	57	4	37	14	0	0	100	-7	7	8	14	1	50	0	4	4	52	152	6	7	2	100
Good	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9
Bad	57	151	7	65	14	4	4	81	5	2	4	16	2	75	-7	1	1	36	90	1	3	0	100
Good	85	309	3	93	44	0	0	100	-7	7	8	47	2	38	3	5	5	10	4	5	3	0	57
Good	89	192	25	110	19	0	0	100	-7	7	8	19	0	42	0	1	1	2	-8	2	1	0	75
Good	69	187	5	53	24	0	0	100	-7	7	8	24	4	33	14	0	0	51	98	6	3	3	60
Good	75	273	10	107	27	1	0	93	18	6	5	29	1	17	10	0	0	26	91	4	2	0	54
Bad	63	203	41	111	11	1	1	69	13	6	3	13	0	38	0	0	0	93	-8	8	-8	3	100
Good	66	143	6	72	14	2	1	83	23	6	2	18	2	28	0	2	2	76	-8	2	1	2	60
Good	72	210	7	76	25	0	0	92	23	6	6	25	3	40	0	3	3	25	79	3	3	1	50
Bad	69	176	8	73	31	0	0	97	-8	6	6	32	4	38	0	0	0	72	96	6	3	4	75
Bad	77	199	18	64	22	0	0	96	22	6	6	24	0	46	0	0	0	0	54	1	4	0	63
Bad	58	29	1	13	13	0	0	100	-7	7	8	15	8	0	0	12	12	27	-8	8	-8	3	57
Good	82	295	16	108	18	0	0	100	-7	7	8	18	0	39	0	0	0	36	47	2	2	1	40
Good	79	221	10	114	15	0	0	100	-7	7	8	18	1	33	1	1	1	36	50	2	2	1	57
Good	72	184	2	66	30	0	0	100	-7	7	8	32	5	34	1	3	1	48	85	7	4	1	65
Bad	72	220	7	91	36	0	0	100	-7	7	8	36	4	22	0	1	1	44	86	7	2	2	56
Good	77	141	14	79	13	0	0	77	11	4	6	13	0	23	-8	0	0	4	-8	2	1	0	60
Bad	51	169	5	70	19	0	0	62	2	4	6	21	1	33	0	0	0	87	48	5	2	4	64
Bad	66	122	0	51	31	0	0	100	-7	7	8	37	6	62	0	17	14	40	68	5	4	2	82
Good	65	166	11	63	21	1	1	83	25	5	2	30	1	35	-7	0	0	58	4	5	2	1	88
Good	83	293	12	109	22	1	1	96	26	6	4	17	0	35	12	0	0	0	62	1	2	-8	44
Bad	59	15	4	9	8	0	0	100	-7	7	8	8	6	25	-7	1	1	66	83	2	2	2	63
Good	90	363	15	84	37	0	0	100	-7	7	8	39	0	3	0	0	0	1	-8	3	1	0	15
Good	74	192	7	63	14	0	0	100	-7	7	8	14	3	29	-8	0	0	35	16	5	3	2	73
Good	84	317	2	132	26	0	0	100	-7	7	8	27	2	22	0	0	0	16	51	5	3	1	57
Good	65	29	9	18	10	0	0	100	-7	7	8	10	3	40	0	5	5	38	68	5	3	0	89
Bad	64	252	29	127	3	1	1	100	-7	6	8	3	0	100	-8	0	0	-8	4	-8	1	-8	100
Bad	63	94	1	28	17	0	0	100	-7	7	8	25	2	56	1	5	5	82	70	6	2	2	100
Bad	69	301	32	178	5	1	0	56	2	4	5	9	0	44	-8	0	0	75	40	2	2	1	80
Good	85	192	5	92	24	0	0	100	-7	7	8	26	2	46	5	1	1	2	91	4	2	0	67
Bad	66	76	7	41	22	0	0	95	-7	5	7	22	2	18	0	2	2	79	75	8	2	5	83
Bad	56	118	4	55	29	2	1	81	16	6	4	37	6	86	5	1	1	39	68	2	8	-8	77
Good	85	346	3	68	35	0	0	97	-8	6	6	39	7	36	0	3	3	1	64	1	3	0	25
Bad	74	-8	3	93	19	0	0	90	33	6	6	21	3	43	-7	2	2	34	78	4	3	1	64
Good	77	264	2	89	34	0	0	94	38	6	6	52	2	14	20	0	0	27	-8	6	2	1	53
Good	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9
Good	79	120	1	51	28	0	0	97	-8	6	6	29	3	45	-7	5	5	27	96	2	3	0	71
Bad	69	434	5	141	18	1	0	95	4	3	5	19	2	37	0	1	1	47	99	5	2	-8	78
Good	88	206	2	79	25	0	0	100	-7	7	8	27	3	56	0	3	3	0	74	0	3	-8	43
Bad	75	212	23	105	11	0	0	82	21	6	6	11	0	45	-7	1	1	13	-8	1	1	0	100
Good	84	168	4	66	15	0	0	100	-7	7	8	43	2	40	0	4	2	3	62	3	2	0	86
Good	88	161	12	49	7	0	0	100	-7	7	8	15	0	29	11	0	0	0	-8	0	1	0	33
Good	72	198	2	55	30	0	0	100	-7	7	8	31	3	45	0	1	1	37	87	4	4	2	67
Good	84	263	8	72	15	0	0	100	-7	7	8	16	1	27	4	1	1	8	-8	2	1	1	60
Bad	68	319	2	127	26	0	0	93	20	6	6	28	2	29	0	0	0	29	47	9	4	2	62
Good	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9
Good	80	116	2	62	24	0	0	100	-7	7	8	26	1	23	0	1	1	23	81	3	2	1	83
Good	61	181	20	65	21	0	0	95	16	6	6	21	0	29	-7	2	2	86	85	4	2	3	54
Bad	63	135	2	78	6	4	2	54	23	6	2	13	2	31	1	2	1	31	-8	1	1	0	67
Bad	56	201	7	78	23	0	0	55	1	4	6	31	4	29	-7	4	4	68	-8	10	1	1	73
Good	80	187	2	93	18	0	0	100	-7	7	8	19	1	26	-8	0	0	31	-8	3	1	2	63