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How to Use Caring, Alignment, Perspective, and Expectations to find success in Leadership, Life, and Love.
Watch Chachi's recent speech at
Joint Base Andrews, MD on 10 Sep 18
WHAT IS CAPE?
Leadership Methodology
The CAPE Leadership System is a way to successfully lead your teams toward unrivaled growth and prosperity.
Capture Lessons Learned
Using the CAPE system, you can easily understand where things went wrong and how you can take the necessary steps to correct errors in the future.
Conflict Management
Using the CAPE way of thinking, you can easily breakdown conflict in the workplace and establish a system of communication to have everyone move forward toward task accomplishment. | https://www.capelead.com/ | 1,670,266,921 | null |
The first edition of the Middle East Blockchain Awards (MEBA) will be held in Abu Dhabi in November, to recognize… | https://www.unlock-bc.com/tag/middle-east-blockchain-awards/ | 1,670,367,948 | null |
The interfaces between circulating imagery and the popular imagination are essential in understanding how conceptions of cultural groups are formed. While the capacity of the photographer to find meaning and order in her chaotic lived reality invests great value in photography as an art form, this very faculty of the photographic practice can cause misrepresentation.
I’ve previously discussed the role of media imagery in perpetuating notions of indigenous primitivity through voyeuristic photographic practices. However, when problematic depictions of native peoples are ingrained in the history of photographic art, reconciling historical importance and narrative injustice can become an exercise in curatorial activism.
Edward Sheppard Curtis began his photography career in 1887, and he quickly found his muse in the Native American. His magnum opus, a massive project titled The North American Indian, can be regarded as one of the most expansive salvage ethnographies in the field of visual anthropology. Curtis introduced the 20-volume collection by declaring that such an expansive project of documentation was immediately necessary in the face of waning native populations “or the opportunity will be lost.”
What came of Curtis’ massive body of work was an impressive catalogue of extremely high-quality images. Curtis employed light and composition in a groundbreaking way, especially considering the equipment at hand in the early 20th century.
However, despite its technical proficiency, Curtis’ work recently has become controversial. Many accuse Curtis of stereotyping the Native American experience. Testimony provides that, in fact, Curtis often staged his photographs to embrace popular idealizations of Native American life.
Furthermore, much of Curtis’ work depicts objects, especially baskets. The absence of humans in much of his photography perpetuated the “vanishing race” narrative he overtly peddled and reduced his subjects to essentially an “arts and crafts” culture. Anthropologist Harald E.L. Prins surmised that Curtis’ imagery conforms to these notions by “appealing to his society’s infatuation with romantic primitivism.”
But while many criticize his work, many stand by it, attesting to its monumental role in preserving Native American culture.
George P. Horse Capture, formerly a curator at the Plains Indian Museum, even criticizes criticism of Curtis’ work: “several Indian individuals have viewed Curtis and his works critically, remarking that the images continue to stereotype. To me, such comments say more about the critics than about the photographer.”
I viewed an assortment of Curtis’ photography in exhibition at the de Long Museum in San Francisco over the summer. The signage acknowledged Curtis’ technical mastery and simultaneously engaged extensively with the criticism surrounding the work. Each photograph the museum displayed was accompanied by the testimonies of those Curtis encountered during his ethnographic survey, as well as perspectives from contemporary Native American people regarding the problematic nature of the work.
This, to me, is the standard to which museums should seek to address problematic art. The curatorial staff fully embraced the work’s criticism so much as to make it a central facet of the exhibit, yielding a beautifully complex narrative concerning the role and influence of photography and the differing perspectives through which art can be understood.
The work of Edward Sheppard Curtis underscores the extent to which imagery is fundamental in constructing the way we understand culture; it’s a portrayal of dignity and humanity at its best, or an objectification and stereotype at its worst. Some works may even manage to achieve both. | https://wfuogb.com/6773/opinion/exhibition-effectively-engages-photographers-work/ | 1,670,411,677 | null |
Comment: Just before the anniversary of the connection of the 11. September, Donald Trump has shut down the peacekeeping with the Taliban Via Twitter. This step was fatal
Trump’s step only makes it clear: the US prasident is not about peace, but self-containing. This has to end.
After nine talks with the political delegation of the Taliban in the Golfemirat Qatar, many Afghanistan observers agreed: the peace decoration is in front of the door, and he will be appreciated soon. But shortly thereafter, it became clear how unpredictable the US politics has become thanks to Donald Trump.
Via Twitter, the US prassident reported to speak shortly before the absorbing of the peace detail and blew any sponsored with the Afghan uptairs. The reason he called a Taliban attack in Kabul, where a US soldier and "eleven other people", How Trump wrote, were killed.
That said reason served as a pretext was clear. After all, it is – unfortunately – nothing new that the peace negotiations continued to get warred and people are told – from all sides. Anyone who says in these days, to attention to the violence of the extremists should not forget that according to UN in the first half of 2019 more civilians at Hinduchusch by US militar, Afghan army and CIA militia were killed. Also, the number of air raids and drone operations that have always hit civilians since has always made immensely increased.
Donald Trump wanted to negotiate with the Taliban, but at the same time he likes to escalate the violence in the country. The victims of this violence could not lose the American prassides little until not at all. It is therefore more than just incredible for that he is uphill.
In the US, the fact was criticized that Trump wanted to absorb the Peace Decal with the Taliban in Camp David – and also three days before the 18th. Anniversary of the terrorist attack of the 11. September. For wide circles of the US public, this would have been a scandal. After all, contrary to all known facts – the Taliban to which today a participation is accused of the abandonment.
Fact is definitely that not a single Afghan at the striking of the 11. September has been involved. The majority of the tatters were Saudis, but the most important US-bonded in the Middle East remained perfectly spared in any way. Instead, the absolutistical consumer acted as one of the control centers of the war at HinduKusch.
But TRUMP had some other things in line with Afghanistan. He wanted to end the longest war, which the US militar ever wanted to finish and stylize himself as a peacemaker, who deserves a Nobel Prize,. The scene of this goods Naturally Camp David, where once Menachem Begin and Anwar As-Sadat met with Jimmy Carter.
Trump thought that his plan had been perfect. He was just about himself. His soldiers interested him as little as all those Afghans, to which he – without zogern – only a few months after his power took "Mother of all bombs" defrost.
For Afghanistan everything is, which contributes to a continuing or escalation of the conflict, bad. While the Taliban diplomats were negotiated in Qatar, their hardliners are now promoted to the front and will never trust Washington again. During the rally Trump, who played even a few weeks before the assembled press with the imagination, ten millions of Afghans declined, more violence.
Trumps Twitter Tirade ended overnight with a question: "How long do the Taliban still want to fight?" The answer is simple: long than the US militar. However, the permanent state of war is finished only if it is really about peace – and not self-containing.
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Europe is done
Discuss with Marvin Minsky
"As humanity we are quite stupid", Say Marvin Minsky. "And we will not be wise. Look at what Aristotle or what Shakespeare have written from hundreds of years – and the books that are printed today."
If you think of yourself and your own works, you are trying to give him right. Goods not Marvin Minsky – the living proof of it that he is wrong.
"My big fear is", he says, "That the majority of people simply decreed, as it is, be good. If we stay like this, we can not bother us the way into the posthumous entity."
The pseudo-optimistic objection, the average person is disgountable and should therefore long for changing, he wipes with a gesture aside. "Mischievously. But used to doing what he does. The majority does not want to change and her life."
The extropians, on the other hand, are the future, and therefore he feels well in their society.
"The only other group I know next to you, which is as profound with the future, are the science fiction writers. But those does not matter to keep right in the end. The extropians, on the other hand, is not about the game with the future, but for truth and reality."
Minsky is impatient, with himself and with the rest of humanity. He has lost more Ratsel and invented more machines than most of his professors’ colleagues. The patents have made him wealthy. But he becomes old, and the problem that has procured him like no other, the artificial intelligence is unostered than ever. He needed time, but that is missing.
At the end of the podium discussion, Eric Drexler has appeared, holding a arm chain in his hand. "I did not like any circumstances", he said, "For 1000 years in the future, to explain to explain to all possible people, why I have allowed my brilliant teacher simply died and has always disappeared from the earth." And has Marvin Minsky, who could only hide his tranes behind puffedness, surprises a certificate and the chain with the well-known emergency instructions: "In the event of death, see the back side for Biotesis protocol. Administering A -1484. Please call and ask for further instructions. 5000 U Heperin Spraying and CPR make, while body is cooled to ten degrees Celsius. pH at 7.Hold. No autopsy! No embalming!"
"Technology gives us more freedom", says Marvin Minsky now. "We have to hug her, instead of her too fear."
Whether this is not a very American thought?
"And a very Korean thought", he says turning. "Not to forget a very Japanese thought, one …"
"But not a particularly European thought", I interrupt him.
"Ha!" says Marvin Minsky, as if he had already thought that I got him. "I have no feel for Europe, I just do not understand these people and their litants." He jumps up and attacks after everything he was scattered on the table before on the table. "Europe is history, done", he calls, again on the way to the airport. "You can believe that. The reorganization of the continent and the euro will not otherwise."
Health
A virtual prime minister
Get the Tonygotchi
In digital times, it also has a strong politician. A new dimension of the mocking mub now suffer British Prime Minister Tony Blair. He was virtualized and appeared on the website of Christian Darkin as Tonygotchi, with which it is so all kinds of.
The virtual Tony lives similarly like the real, especially as he arrives in the public: So from the attention he finds. The popularity will therefore be displayed as well as its health, which is often not the best if it is exposed to the actions of its Wahler. Darkin has selected from his speeches some of the posts that are typical for Blair: "I wanted a character that comes to the screen and gives sound bites. I wanted to show how meaningless and meaningless they are."
So gives Tonygotchi Championed Jobs: One Nation – This is the Challenge – No Retreat from The Road to the Future – This is the Third Way …. Who does not like the books, can print his Arger by editing the virtual prime minister with a laser weapon. When the aggression rises, he can still beat or apply with a bomb. Finally, he dies, but can be revived to be able to serve again. Other members of Parliament can be displaced quickly in a game.
Of course, there are also friendlier pages. You can reward Tony with food or a fubball game in between. Alcohol, especially wine, you can also guide him, but that may not be good for his government ability. Tony drops there: "I’m a pissed as a yeltsin." Oberdies there is a Jaffer and a list of sponsors where you can choose what’s good for Tony.
Most people have reported Darkin how fast they have told him with the laser beams. As a virtual politician, you obviously have no easy life. And because it’s so, Darkin also offers a virtual Bill Clinton, who only gives excuses and excuses. Cabbage, we do not have any more, but how was it with a Schroder or Lafontainegotchi?
If you do not feel like it, Tonygotchi is just loosening from the hard drive. But what about the real blair. Darkin also gives references:
Uninstalling Tony From Downing Street
This Process Is Slightly Trickier. The Only System Legal Methods (I.E. Those in Which The Entire Tony Blair Package Is Not Termatized in A Crash) Require That An Alternative Compatible Plug-in BE Installed at Tony’s Address. Unfortunately, No Viable Alternative Packages Exist At Present. All Other Programs Currently Being Marketed Are Eithher Badly Supported Or Critically Unstable. | https://worldofsnow.ru/2021/10/trump-s-self-stopping-at-hindukusch.html | 1,670,228,021 | null |
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The Covid-19 variant that is spreading even now in India, after its massive outbreak, has proved to be devastating. World Health Organization’s (WHO) Chief Scientist Soumya Swaminathan lamented that India failed to read early signs of this variant and now it is taking off vertically. Death of infected patients due to the denial of admission in hospitals, non-availability of oxygen, and deficiency of ventilators has become very common. Not only this, even the cremation grounds have run out of space and dead bodies are either being buried near the banks of rivers or are being dumped in the water.
MEDICAL INFRASTRUCTURE OVERWHELMED
When the cases started rising during the initiation of the second wave of the pandemic in India, our governments failed to take notice of it. Only when Maharashtra, Delhi, and a few other states rang alarm bells for ventilators and medical oxygen, the central government came out of its catnap to distribute whatever little stock of ventilators and oxygen it had, and that too, to a few favoured states. Hence, it compelled the affected state governments to approach courts to get solace. High Courts’ warning to punish the central government officials obstructing oxygen supply to different states led the central government and its machinery to swing into action. The panic button triggered, pressed the central government to procure oxygen, cryogenic, ventilators and oxygen concentrators from other countries. India that was boasting ‘vocal for local’ slogan soon knelt down and relied on overseas help to fulfill its medical requirements. From the US and Europe in the west to tiny nations like Bangladesh, Bhutan and Thailand, aid is coming to India from all corners of the world.
The negligence and carelessness on the part of the central government can only be blamed for this monster disaster. An agency under the Ministry of Health had put out tenders worth over `200 crore for setting up oxygen plants in 150 district hospitals in October 2020. However, even after six months i.e. by March 2021, just 33 plants could be installed. Year 2020 too, saw an insubstantial and inadequate additional spending on public health infrastructure. The central government remained hellbent not to scale up the expenditure for improving and expanding the public health system, especially the employment of medical professionals. Here, it won’t be incorrect to hold even the previous governments accountable for the appalling overlooking of the public health sector. Since 2014, the number of AIIMS has grown to 22 from 6; medical colleges have increased to 565 from 381 with undergraduate seats escalating to 85726 from 54348 and postgraduate seats growing to 54275 from 30191. Despite this, there is a serious deficiency of doctors, nurses and technicians even during normal times, set aside this pandemic. The number of doctors per 1000 persons in India ranges from 1.3 to 1.5 whereas for proper care of patients, there should be 14 doctors per 1000 persons -according to UN data.
In addition to the poor healthcare infrastructure, deceptive and dubious guidelines too remained liable for this situation. Almost from the beginning of this year, the Modi government sold the idea that there are two made-in-India vaccines which would take care of the vaccination needs of the first 30 crore people. Not only the made-in-India vaccine was a spurious slogan (since Covishield had been created by the AstraZeneca-Oxford project and licensed to Serum Institute for manufacturing in India), rather, it imprudently threw the burden of vaccination of people below 45 years on to the state governments. Pertinently, as of now, European countries have not permitted Indians with Covaxin shots to enter into Europe and our government is struggling on this front. Besides, the heavily debt burdened states have been communicated to arrange for the vaccine stocks from the global market by placing orders with vaccine manufacturers which is likely to cost `38000 crore. Apropos, the Centre had allocated `35,000 crore for vaccinations in the Union Budget 2021-22 but it has spent only a fraction of it so far.
Creating physical infrastructure at this juncture is a challenging task. To cope with the situation, the government needs to create more medical centres for testing and treating, either through public, private or NGOs. To manage the shortage of medical professionals, the following measures may also be considered sympathetically.
WHAT NEEDS TO BE DONE
v Estimates reveal that government hospitals have a shortage of medical personnel to the extent of nearly 78%. Accordingly, the onus of treatment of patients is falling more on private healthcare. To tide over the difficulty, the government is required to recruit 150000 more doctors and 200000 nurses. Producing so many fully qualified people in such a short time can be a challenge for any government. To offset this challenge effectively, at the outset we need to approach the medical colleges. There are almost 300 medical colleges in India with sitting doctors (also the retired Doctors) who don’t practice but teach. Many of these doctors can be roped in for treatment or for tele-consultation. This will significantly add nearly 15000 qualified and competent doctors. Lot of people who are asymptomatic or have mild symptoms can be managed with a doctor’s guidance at home.
v Further, we also maintain a fairly large pool of army doctors and nurses in Armed Forces Medical Colleges who may have retired but those who are physically fit and mentally alert. Their services can be utilized gainfully. It may also add somewhere between 2500 to 4000 health professionals.
v Similarly, 130000 doctors are waiting to crack NEET to get into the Post graduate courses. But there are just 35,000 such seats available in the country. These doctors should also be engaged for the service of mankind during this crisis period.
v Another 25000 doctors who have completed their formal training are yet to appear for their examinations who may also be involved in softer medical areas.
v There are nearly 220000 student nurses who have completed their general nursing and midwifery courses or B.Sc. and are waiting for the examinations to be conducted. These nurses should be made available for auxiliary medical tasks in the treatment of Covid-19.
v Besides taking into cognizance the possibility of fleecing practices by the private hospitals and to curb black marketing of medicines, oxygen cylinders, ventilator beds, etc. suitable legal provisions need to be enacted to keep a check. To the extent possible there should be an online broadcasting of the medical facilities available throughout the country. Not only at the central level, rather at the district level too, patients should be given access to the availability of hospital beds and other medical facilities.
These recommendations may go a long way in helping the government prepare in advance for the third wave instead of aimlessly hitting the bull’s eye at the eleventh hour. Asian Development Bank has estimated that the economic impact of this virus to the whole world can be to the extent of $8.8 trillion which may grow further. Hence, we need to desperately focus on curing the economy as early as possible.
S. K. Khosla is a Retired Class I officer.
Rajiv Khosla is Associate Professor in DAV Institute of Management, Chandigarh.
The opinion/s expressed in the article are that of the author’s and do not necessarily represent or reflect the policy or position of this magazine | https://businesseconomics.in/covid-19-and-health-care-india-challenges-and-solutions | 1,670,419,915 | null |
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In all works of fiction there belies an agreement that the reader/the viewer will allow for a suspension of disbelief. In this exhibition I Am What You’ve Come To See, the artist Sonia Shiel has transformed the three gallery spaces into a circular narrative, casting the audience as its central protagonist. The viewer is compelled to move through the galleries by a series of scripted audio-visual instructions, strategic objects and obtuse props that feign seemingly ungovernable chances – in a shape-shifting journey that is entirely staged.
The use of text, stagings, props and painting are preoccupations in Shiel’s practice. These works are both performative and self-referential with the central narrative being an instructional conversation between the artwork and its maker. The paintings portray various landscape/natural elements and patterns, imprecise geometries, and translucent planes of colour and shape. Mimicking a digital landscape that encompasses both the archaeological and futuristic, the works have mobile components which, when activated, suggest how mysterious and magical qualities might influence the directions we take, even in the presence of intent.
Shiel’s expansive practice shifts us between the fantastical and the real and often refers to our impotency within world affairs while celebrating the notion of agency and our endeavours to affect change. Within this body of work she flips the hierarchy; the artworks assert control over the outcome and we become players within its stage.
Artist’s Bio
Sonia Shiel is an Irish visual artist based in Dublin. She has had recent exhibitions and performances at the Kevin Kavanagh Gallery, Dublin; The Glucksman Gallery, Cork; Artbox, Dublin; The NCAD Gallery, Dublin; The Treeline Pavillion, Dublin; The Observatory,UCD, Dublin and The Crawford Gallery, Cork. Other selected exhibitions include Temple Bar Gallery and Studios, Dublin; Rua Red, Dublin; The Irish Museum of Modern Art, Dublin; Project Spaces, Dublin; the ISCP, New York; The Oonagh Young Gallery, Dublin; The Cable Factory, Helsinki; Pallas Contemporary Projects, Dublin; The Model, Sligo; Atelier Frankfurter; Centre Culturel Irlandais, Paris; the RHA Galleries I and II; Ormston House, Limerick; and the Butler Gallery, Kilkenny, among others.
She has been the recipient of the Tony O’Malley Award from the Butler Gallery and the Hennessy Craig Award from the RHA. She has received a number of Bursary and Project Awards from The Arts Council; Culture Ireland; DLRCC; and the DCC. Her work features in several international, public and private collections, including the DLR Municipal Collection; the Arts Council of Ireland, the City of Frankfurt, the Glucksman Gallery and the Office of Public Works. She was Artist in Residence for Arts and Humanities, at the School of English, Drama and Film at UCD, Dublin from 2016-18. Other residencies and fellowships include the Art and Law Program, New York; the ISCP, New York; HIAP, Helsinki; The Kulturbunker, Frankfurt; Temple Bar Gallery and Studios, Dublin; and the Leighton Artists Studios Residency at The Banff Centre, Alberta. | https://www.marycremin.com/i-am-what-youve-come-to-see-sonia-shiel/ | 1,669,911,823 | null |
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As a business owner, your top priority is to grow your business. Purchasing new property or renovating it is a great start in establishing yourself in the commercial world. However, you will need financing, and your regular home loans or mortgage will not work out.
With commercial real estate lending, investors and businesses can purchase or renovate business-related properties. Much like residential loans, they are secured loans where the property being purchased acts as the collateral.
If you consider a commercial real estate loan for your business, here’s everything you need to know before you step foot in the action.
This article takes you through commercial real estate lending: Commercial loans, types of commercial real estate loans, qualifications, important loan ratios, repayment schedules, interest rates, and much more.
We will be considering the following main topics:
What Is Commercial Real Estate Lending?
What Is a Commercial Loan?
Important Loan Ratios
Types of Commercial Real Estate Loans
How Much Will My Bank Lend for Commercial Property?
Conclusion
What Is Commercial Real Estate Lending?
Commercial real estate lending is similar to mortgage loans. However, they are given to companies to purchase properties for business purposes.
Commercial real estate is a property used exclusively for business prospects or as a workplace rather than a living space. It includes housing, retail sales, manufacturing facilities, medical facilities, restaurants, recreational parks, retail sales buildings (such as shopping centers and malls), warehouses, etc.
Sources for Commercial Real Estate Lending
Apart from a commercial bank, the following also act as sources for commercial real estate lending and provide capital:
Credit Union
Private investor
Small Business Administration (SBA)
Pension Fund
Private Company
Life Insurance Company
Crowdfunding or Online Peer-to-Peer (P2P) Investing
What Is a Commercial Loan?
Just like with home loans, banks and financial institutions also provide loans on commercial real estate.
Commercial loans are typically secured loans where the property being purchased is used as collateral. They are designed to help companies purchase or renovate commercial real estate properties and refinance real estate debt on already-owned commercial property.
Commercial real estate loans are made to corporations or businesses that own and operate commercial estate. The large size of the loan poses a potential risk to the lender. Hence, they require a more significant down payment when compared to residential mortgage loans.
How Does a Commercial Loan Work?
Much like your residential loan, every lender has different terms and accepts various risk levels. However, the repayment terms of commercial loans are much smaller. The term can range anywhere from 5 to 20 years. In this case, the amortization period is longer than the loan term.
For example: Consider a CRE loan with a term of 7 years and an amortization period of 30 years. Here, the borrower makes regular payments for the first seven years. Then finally, they make a balloon payment comprising of the remaining balance.
These loans are generally more expensive, with the down payments ranging between 20% to 30% of the purchase price. In addition, the interest rates are again high at 10% to 20% for most borrowers in the same line. However, loans backed by SBA tend to be cheaper at 7.75% to 10.25% depending on the size and length of the loan.
Importance of Commercial Real Estate Loans
Commercial real estate loans are a critical part of the economy. They are generally much bigger than the residential loans making for a bulk part of the income for commercial banks and other lenders. Furthermore, nearly all businesses seek financing to be able to operate firsthand.
Commercial real estate loans are actively sought for various reasons:
Companies seeking to purchase a warehouse, workspace, or manufacturing space
Businesses seeking for financing to acquire rental property
Housing development companies looking to fund a new development project
Qualifications for Commercial Real Estate Loans
Commercial real estate loans are not as easy to get as residential loans. Every lender has his own qualifying criteria. Here’s how you qualify for a commercial loan:
Good Credit History: To start with, you will need a credit score of 680 or higher. For credit approval, your history should be devoid of foreclosures, recent tax liens, recent bankruptcies, etc.
Low Loan-to-Value (LTV) Ratio: LTV ratio determines the amount of equity or collateral a borrower has in a given property. Those seeking a commercial real estate loan require a minimum of 65 – 80%.
Down Payment: A bank may expect a down payment of at least 30% for these loans. However, in the case of SBA loans, it is 10%. Keep in mind that a lower down payment relates to higher monthly payments.
Organized Paperwork: An organized application and the required documents may make the difference between your loan approval and rejection.
Business Entity: Commercial loans are available for entities and not individuals. So ensure that your business entity is set up before applying.
Joint Venture Loan: In case you are not able to secure one as a single entity, you can join forces with someone else and seek a joint venture loan. This would effectively make you both partners.
Make it a point to write down the qualifications of different lenders, both your bank and other online lenders, as you shop around. This helps you compare and choose the one with less stringent requirements.
Loan Repayment Schedules
In short, you pay monthly payments for the repayment term and then a final balloon payment at the end. Again, not all lenders allow you to pay the amount early. Here are some potential charges you may encounter:
Prepayment Penalty
Interest Guarantee
Lockout
Defeasance
Interest Rates and Fees
Commercial real estate loans have higher interest rates than mortgage loans averaging at 5 – 7%. SBA 504 loans provide a lower interest rate, below 3%. Depending on your loan type and structure, lenders may go lower than the average range.
Coming to fees, you may have to pay closing costs (appraisal, origination, legal, and application fees) and more. It can amount to 1 – 2% of the commercial loan amount. In addition to that, you may also have to pay a guaranty fee that can cover a portion of the loan. It can be as high as 3.75%.
Prepayment penalties and prepayment fees can also be costly, depending on the lender’s size and the financials of your business.
Read the fine print to understand how much you might be charged if you choose to pay off your debt early in a commercial real estate loan. Commercial real estate loans do not require private mortgage insurance, so that’s one less thing to worry about.
Important Loan Ratios
Not just commercial real estate loans, every loan is based on the loan-to-value ratio and the debt-service coverage ratio. These ratios help determine the loan size and the interest rate.
Loan-to-Value (LTV) Ratio
The LTV ratio measures the value of the loan against that of the property. Lenders use it to determine how much money they can lend.
LTV = Loan Amount ÷ Purchase Price
Commercial real estate lenders prefer an LTV of around 75 – 80%. However, according to the National Association of Realtors® (NAR), only 60% use it as a criterion for determining how much a business can borrow.
Borrowers with less LTV have a good chance at qualifying for better interest rates than those with higher LTVs. Another point to note is that there are neither VA nor FHA programs nor private mortgage insurance in commercial lending. In the absence of insurance, the lenders depend on the property in case the borrower defaults.
Debt-Service Coverage Ratio (DSCR)
A DSCR compares a property’s annual net operating income (NOI) with the annual mortgage debt service (including principal and interest). NOI is a company’s revenue minus certain operating expenses (COE), not including taxes and interest payments. The ratio helps the lenders determine the loan size based on the cash flow generated by the property.
DSCR = NOI of Property ÷ Debt Service
NOI = Revenue − COE
A lower DSCR is adequate for loans with a stable income or a shorter amortization period. However, for businesses with volatile income, lenders may require a higher ratio.
Types of Commercial Real Estate Loans
Commercial real estate lending is a broad topic; there are many financial structures offering loans. This structure attracts buyers with favorable terms and deals. There is practically a loan for every situation you find yourself in.
Nonetheless, these are the most popular types of commercial real estate loans:
Permanent Loans
A permanent loan is similar to a traditional mortgage. It is also the first loan acquired on a commercial property.
While you can obtain a loan from any commercial lender, they are not open for short-term needs. They come with a repayment term of 5 years or more and an amortization schedule.
SBA Loans
SBA 7(a) Loans: SBA 7(a) loans are provided by a single private commercial lender and have a lot of flexibility. Up to 85% of the loan is guaranteed by the SBA, which you can use to provide working capital and purchase inventory.
SBA 504 Loans: SBA 504 loans are offered through two lenders: a private commercial lender (50% of the project costs) and a certified development company (40% of the project costs). You may need to provide 10% as the down payment.
A Key Point to Remember: Real estate investors are not eligible for an SBA loan.
Bridge Loans
Bridge loans are short-term loans with terms ranging from 6 months to 3 years. Small business owners waiting for long-term financing use this in the interim period. They can also be used by real estate investors looking to buy and flip investment property for short-term gains.
Hard Money Loans
Hard money loans are strictly short-term financing offered only by private companies and individuals but not your bank. The value of the property guarantees them. The term lasts between 3 months and three years because investors do not hold on to the property for long.
Owner Financing
Owner financing allows home buyers or real estate investors to purchase a home and pay the seller directly without availing of a mortgage. They are helpful if your credit score is low or you have a hard time verifying your income. They are also a welcome alternative when traditional lenders would not work with you.
How Much Will My Bank Lend for Commercial Property?
The amount that a bank lends depends on your contribution. For example, most financial institutions require a 30% down payment for a commercial real estate loan. In other words, your lender will consider lending you 70% of the property’s value.
Conclusion
Investing in real estate is one of the efficient ways to financial independence. It offers incredible returns and better tax breaks. In addition, real estate investors often look at commercial lending quite favorably since they give more control over the value of the assets.
Commercial real estate loans provide an excellent platform for small business owners to establish their own businesses. However, with so many loans available, you may want to shop around for suitable financial options and lenders for your needs.
Compare each loan, the terms, and the repayment period firsthand. Also, look at the fine print for the prepayment penalty (if any). Taking time to look around can help you find the right loan for your business. | https://www.prioritylendingmortgage.com/commercial-real-estate-lending-explained/ | 1,669,759,553 | null |
Fire is one of the most destructive elements that threatens a person. No one is immune from the occurrence of a fire, and with medium and high fire intensity, it is impossible to extinguish it on its own. Therefore, people whose daily labor duty is to enter into a fight with the dangerous elements and tame it, often risking not only their own health, but also their lives are real professionals of their own business.
join our fire department
join our fire department
Our Mission
Our task is to help a person when he is especially needed. We provide assistance to people regardless of nationality, religion, political beliefs and views. In the end, no matter what side of the ministry’s activities we talk about, the main object of care is a specific person
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Trying Our Strength
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Schedule of the Duty Brigade
Fire Department is Dedicated to Saving Lives
Fire is one of the most destructive elements that threatens a person
Evacuation Information
Document indicating evacuation routes and exits, established rules of behavior of people, as well as the procedure and sequence of actions of maintenance personnel
Hardening
Your Home
Fire protection. Even if you are a very responsible and attentive person to fire safety, the risk of encountering...
Defensible
Space
To reduce the risk of fire if possible, we have put together the most important tips for you to help you protect your life.
Today's
Fire Danger
Incorrect use of devices, old, broken sockets, faulty wiring - all this leads to fires.
We are the largest fire department, with one of the busiest EMS divisions in the country
The main task is to work with objects. Tasks are generated depending on the object. And as a rule, they are formed by the customer. Every major customer who is ready to maintain a private fire department has a specialist with a specialized education who is engaged in this area.
At the facilities of departmental control there are specialists who carry out prevention, fire hazardous work is coordinated with them, they inspect the premises, are responsible for working with the state fire supervision, training personnel, conducting exercises and evacuation measures, and working with voluntary fire brigades.
Protects Life Through the Unwavering
Fire protection includes such areas as fire fighting, prevention and departmental control. We provide all services in the complex, as well as provide maintenance of automatic fire alarm, inspection of fire extinguishing units.
In each city or district, in any municipality there is its own schedule of departures, in which all fire departments are taken into account – federal, departmental, private, etc.
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view our news
Call Our Team at:
(234) 567-8901
(234) 567-8901
The fire brigade can be called from a city or mobile phone, without a location limit. Please, before calling the crew, make sure you are in a safe place.
join our fire department
join our fire department
“Progress Through Cooperation” has been the guiding rule of the Little Miami Joint Fire & Rescue District. Cooperation between the fire district community and the department is the key ingredient that enables our department to deliver quality fire and emergency medical services. | https://lmfr.org/about/ | 1,669,936,349 | null |
The best Bible you can have, the one that is better than all others, better than the really expensive ones with all kinds of footnotes and a beautiful cover, is the one you can put your hands on and read on a daily basis. It doesn’t have to be fancy or brand new. It just has to be read. A worn out Bible read every day is way better than a beautiful one with pictures and maps that just sits on a shelf collecting dust.
I use two Bibles in my daily reading. A paperback one that cost $1.50 sits on my desk and is where I do my morning reading. My other one is about a $5.00 Bible (I did buy a nice leather cover for it). It stays in my car, is the one I use in my mid day study, and the one with all my notes.
Tip #1 – Write
A rule I hold fast to is making little notes in the columns and circling words special to me. A Bible that is too “precious” to write in is one that you may learn less from. So have pen in hand while you are doing your Bible reading. God has special messages for you as you read. Write them down so you can meditate on them as you read over that passage the next time.
Tip #2 – 5 Minutes
A wise friend once told me that five minutes in your Bible every day is way, way better than an hour at the end of the week. It’s a matter of priority. If your day is super busy, plan your Bible reading into it. When I had to be at work at 4:30 in the morning, I just got up a little earlier than usual. And… the power of God speaking to you through His Word may eventually cause you to stretch the five minute time into ten or even more.
Tip #3 – Journal
It’s not a command from the Bible or some other hard fast rule, but I have been in the habit for a few decades now of keeping a journal as I do my reading. What is it that God is saying to me? Is there something I should do differently as a result of what I’ve just read? There are mornings when I write little more than the date, and others when my pen goes crazy. But this is just a tip. You may not be ready to make this step. But if you are, plan on being blessed by God.
Tip #4 – Translations
Don’t feel that you have to stay with the first Bible translation you come to. You may learn of one that is easier to understand or one that has a study guide to give you some extra insight. Talk with Christian friends about the translation they are using.
Just don’t forget that God wants you to trust Him daily, learn from His word daily, and experience the Christian life every day of the week.
____________________
The Best Bible
1 thought on “The Best Bible”
Delores Minkler-Halleck on June 14, 2013 at 10:24 am said:
Well said. A bible is a lamp unto our feet, and a light unto our path… If we don’t make not of what we read, we get lost in the darkness. It’s a book that keeps on giving, more ever day. Every moment spent in His word means more clarity of what his ultimate promise means to us and how we are to be with others, as he was with us, and His Father was to Him. He is our strength and fortress. He wants only what’s best for us, and I can hardly wait to spend eternity with such a loving God! | http://www.goodnewsfromgod.com/church/a-bible/ | 1,669,817,722 | null |
Hey you! Yes, you. I’m so glad you’re here. Were you looking for an awesome graphic designer? I might be able to help. I am a graphic designer with satisfied customers all over the world. I’ve been designing professionally for over +11 years with magazines, web developers, non-profits, educational institutions, woodworkers, friends & family.
I craft every design with love and passion. I create beautiful infographics, collateral publications, and corporate identities. I have experience in photojournalism and event photography, as well as studio photography and photo shoots. Want more? I manage and create content for social media and I also know how to code stunning websites. | http://esthertrillo.com/ | 1,670,592,268 | null |
Meet the latest innovated version of the traditional AK Airsoft Series. This revised version got plenty of quality-of-life features to offer you and comes with original markings for added authenticity. Changes like an M-LOK handguard assembly with 20mm Picatinny rail interface, ergonomic pistol grip and a fully adjustable stock greatly improve its aesthetic and make it way more functional as compared to older AK versions. To match its mighty appearance on the inside is a V2 gearbox that simply allows it to deliver great power and performance right out of the box, especially with handy features like Quick Spring Change and micro-switch trigger.
Features:
Nylon Fiber receiver, with steel and aluminum construction
Billet style nylon fiber receiver with enhanced trigger guard and ambidextrous controls
12" M-LOK hand guard for any M-LOK compatible accessories, with full length 20mm Picatinny top rail for attachment of optics and back-up iron sights | https://www.camouflage.ca/arcturus-ny02cb-aeg-airsoft-gun | 1,669,615,212 | null |
Players have been asking us for years to include more ABBA in Let’s Sing. We listened and made a special edition that will satisfy all your wishes — but we didn’t stop at the songs. When you think about pop music, there are a lot of artists that come to mind. Some are one-hit-wonders, others […] | https://vainsoftgames.com/article/9578 | 1,670,219,260 | null |
That’s the motto of the Stevens family, where nothing is secret and everything is fair game. From Jake, Nate, Will, Travis, and Avery, each Stevens sibling has one big shot at finding love in their small town, Rivers Edge.
Follow the five siblings on their quest for love in the Rivers Edge boxed set. This set contains five full length novels, as well as two novellas and a never before released short story featuring Brooklyn.
Trust Me
Fight Me
Expect Me
Promise Me: A Novella
Protect Me
Boss Me
Trust Us: A Christmas Novella
Trust You: A Brooklyn Short Story
*Each story can be read as a standalone. For mature audiences only due to graphic sexual content and language.
GENRE
Romance
RELEASED
2017
March 27
LANGUAGE
EN
English
LENGTH
1,822
Pages
PUBLISHER
Lacey Black
SELLER
Darcey Smith
SIZE
1.1
MB
Customer Reviews
howzthehouse , 01/03/2021
So good!!
I purchased the box set and I loved ever single story and characters. There is laughter, hotness and a small amount of sad. But I very happy and fun read.
Misia Maria , 12/11/2018
I loved it
I loved reading the books, but can you please write a novel for Brooklynn since she was in the books from the very beginning. I liked her short story but I think she deserves to have her own book and love story. Also I want to know if she will ever contact her biological father and confront him. If there will be a relationship between Brooklynn since she is now an adult and not a child. | https://books.apple.com/us/book/rivers-edge-boxset/id1212465659?mt=11 | 1,669,759,638 | null |
Over 4 million tourists visit Estonia every year and take a lot of photos. In order to take advantage of these photos and promote Estonia through them, we asked people to share their photos and use the hashtag #visitestonia. We needed to create something that would be so awesome that people feel the urge to share it! We made a unique 3D-solution Estonian bog, and placed it in Tallinn Airport. So to get on the plane, you have to make your way across the “real” bog. | https://defol.io/kuldmuna/2015-visit-estonia-at-gate-7 | 1,670,002,026 | null |
Madoc provides transcription capabilities suitable for both public engagement and academic research projects. User roles support clear delineation for user participation, review and administration. Configurable workflows support differing levels of guidance within the project, allowing you to support users with varying digital literacy through to experienced researchers.
Image segmentation
Drawing bounding boxes for image segmentation can get messy and complicated. The Digirati team have spent a lot of time refining the process and UI to make this as easy as possible.
OCR correction
The outputs of an automated OCR process can be imported into Madoc and viewed as overlaid annotations on your digitized material presented as IIIF for viewing and editing.
Metadata enrichment
Additional metadata can be manually added to your IIIF manifests including the ability to integrate controlled vocabularies to assist standardisation, faceting etc.
Entity Capture
Configurable capture models allow you to define what information you want to gather for each canvas item. These models can support simple linear or complex nested flows to guide your users through the contribution process.
Project templates
Project templates enable administrators to configure an appropriate starting point for your project, so that the user workflow and review process is tailored to the task at hand whether a simple public crowdsourcing UI to more complex scholarly workflows. With a library of existing templates for common tasks this can be very quick to set up but with highly granular configuration options when you need them.
Get in touch to find out how Madoc can help your organisation.
Get in touch
Viewing technology
Pluggable architecture
Madocs pluggable architecture and its use of interoperable standards enables it to leverage (and contribute to) the latest developments in viewing technology driven by the wider community use cases and thus rapidly evolving its capabilities and bringing ongoing usability benefits to its broad set of users.
Open source components
Our open source viewing components have played a key role in the development of Madoc, leveraging the latest Canvas Panel developments and our related work with the Manifest Editor. You can also simply use viewing technology your users are more familiar with, such as the Universal Viewer or Mirador, this can be configured at a project level allowing flexibility on a project by project basis. | https://madoc.digirati.com/features | 1,670,367,668 | null |
The 20ft x 20ft Xpressions CONNEX™ from Thompson Kerr Displays, transforms your existing Xpressions SNAP™ pop-up display, into an exciting modular display system perfect for trade show or event environments. The key to unlocking your creativity is a simple innovation to the Xpressions display frame: a simple clip on the hub and the addition of a trapezoid and square connecting shelf along with the original rectangular shelf. Connecting the frames at different angles or in straight lines adds yet another dimension to the Xpressions connex exhibit. Dynamic connecting skins are used in combination with square, trapezoid or rectangular connecting shelves to create dramatic inline spaces, concave and convex configurations. | http://www.thompsonkerr.com/20ft-x-20ft-Xpressions-Connex-Display.dept | 1,670,019,040 | null |
A tool to save you time in the filing procedure. The pilot as well as the passengers can easily sign on your iPhone/iPad screen. The form is prepared automatically and send via email to the HCAA dedicated email address. | https://greekhelicopters.gr/helos/prepare-and-send-form731-from-your-iphoneipad/ | 1,669,558,777 | null |
My 76th Annual Oscar predictions, despite not having seen nearly as many of these movies as I would’ve liked (yet): BEST PICTURE: THE LORD OF THE RINGS ACTOR IN A LEADING ROLE: Bill Murray – LOST IN TRANSLATION ACTRESS IN A LEADING ROLE: Charlize Theron – MONSTER ACTOR IN A SUPPORTING ROLE: Tim Robbins – […]
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Tags: movies
Bin Laden Prediction
Saturday, February 28th, 2004 · 1 Comment
I’ve been meaning to post my prediction here for the past few months, so given the headlines this morning, now seems as good a time as any. I just wish I had beat these headlines, and, in fact, was just talking about this with Jen last night when the same topic came up on Real […]
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Tags: politics
USA Today Survey
Thursday, February 26th, 2004 · 3 Comments
Take this quick survey from USA Today on whether there should be a constitutional amendment banning gay marriage: Vote Now As of now, results show NO leading with 91.48% to 8.52% for YES after 297,415 votes. Also, a couple interesting points on the topic were made yesterday about how even in the remote possibility that […]
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Tags: politics
DirecTV vs. Digital Cable
Wednesday, February 25th, 2004 · 3 Comments
I’ve long been a fan of DirecTV and have clocked about two-plus years with the service when i’ve been able to get it (Treasure Island and Inner Sunset). The picture quality is consistently better than digital cable, it’s cheaper (no taxes), and there’s no onscreen menu advertising as there often is with digital cable providers […]
[Read more →]
Tags: television
Montreal
Wednesday, February 25th, 2004 · Comments Off on Montreal
Going to Montreal is like visiting Paris for the weekend. Prior to last week, my Canadian experience was limited only to a quick Niagra Falls visit with my brother Pete in 1999. But Tuesday through Thursday last week, before Jen was to start her new job this week, we took a quick international get-away. Only […]
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Tags: photos
Gay Marriage
Wednesday, February 25th, 2004 · 6 Comments
This is what the LORD has commanded…saying, “Let them marry whom they wish.” Numbers 36:6-6 Though I voted Green in December’s mayoral election in San Francisco, I’m proud to see Mayor Gavin Newsom taking the national spotlight as the proponent of gay marriage this week as the battle heats up. Adding to the fire, Bush […]
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Tags: politics
Whirlwind Day
Monday, February 23rd, 2004 · Comments Off on Whirlwind Day
Wake up around 6:30am, feeling energized. Call from someone with wrong number at 6:45am. Get up. Why the hell not? Push-ups, sit-ups, shave, make espresso for Jen on her first day at new job (congratulations, baby!), make coffee (you can never have too much caffeine), be good house husband and see wife off to work. […]
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Tags: anecdotes
Don’t Be Evil
Sunday, February 22nd, 2004 · 1 Comment
This is a form letter I just sent to Google’s PR directors since the company seems to be violating its own motto. I’d encourage you to please do the same. Recently, your AdWords service rejected two advertisements placed by the international ocean advocacy group Oceana on the grounds that they “contained language critical of […]
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Tags: google
Attack Cat
Saturday, February 21st, 2004 · 1 Comment
First off, congrats to Jen on her first-ever blog post! Last night after returning home from a night out in Saratoga with some new friends (whom we actually met thanks to my blog), Jen and I took the dogs for a walk. Little did we know that we would soon experience. The walk started out […]
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Tags: dogs
“Nay” on Nader
Saturday, February 21st, 2004 · 7 Comments
Ralph is scheduled to appear on Meet the Press tomorrow morning to announce whether he will enter the presidential race as an Independent. Although I am holding on to a shred of hope that he won’t run, I fear the worst. Can you just hear the resounding white house high-fives once the announcement is made? […] | http://blogmasterg.com/2004/02/ | 1,670,230,557 | null |
We built this really cool architecture exhibit for kids that can be rented by the month. There are nine modules and each one describes something different about structures, or has something to play with and build with so that it is pretty fun to hang out around the Build It! exhibit.Libraries, special events, even some businesses have had the exhibit for a bit of time. Everyone can find something fun to do when the exhibit is around.
Next year, in 2013, the Betts House, in Cincinnati, is borrowing the exhibit. If you are interested, let us know at archKIDecture, info@archkidecture.org. | https://archkidecture.org/build-it-architecture-exhibit-for-kids/ | 1,669,753,629 | null |
Since the last decade, new techniques have made optical microscopy break the diffraction barrier of resolution where all of them are based on molecular fluorescence. Among them, stimulated emission depletion microscopy (STED) has reached less than 25 nm resolution by engineering the point spread function. However, the existing obstacles associated with fluorescence tagging makes it desirable to achieve label-free imaging. Recently the pump-probe method has made it possible to obtain image contrast from molecular absorption and vibration signatures that do not depend on fluorescence. We introduce Super Resolution Pump-Probe Microscopy (SRPPM), in which we combine both PSF engineering method and pump-probe method to achieve the goal of imaging non-fluorescent molecules with nanometer resolution. Our calculations for SRPPM show that we are able to reach less than 30nm resolution with the intensity of pump and probe beams that will not exceed 10 MW/cm2 . This intensity is much lower than the high intensities of the Doughnut beam in STED microscopy and it is compatible with bio-imaging goals of this microscope.
Subject Area
Mechanical engineering|Optics
Recommended Citation
Mohajerani, Farzaneh, "Super Resolution Pump-Probe Microscopy with point spread function engineering" (2014). ETD Collection for University of Texas, El Paso. AAI1564688. | https://scholarworks.utep.edu/dissertations/AAI1564688/ | 1,670,489,298 | null |
The Reduced Tuition for Spouse/Child of Employee Benefit pays 50% of the cost of tuition only for an eligible spouse/child of an eligible employee.
For further information: Section 127 Educational Assistance Plan document
Apply Online
This online process allows you (the employee) to review the status of the request until the tuition award moves from the Human Resource's queue to the Office of Financial Aid queue for applying to the student's account. Have your Access ID (i.e. aa1111) ready.
Apply for Reduced Tuition for Spouse/Child
Once you access the above link:
Click the button
Click the semester that the Reduced Tuition for Spouse/Child benefit should be applied to
Carefully read the questions and follow the system prompts
Sign the online request
Hit the button to finalize your request
For assistance with the application process, view the Reduced Spouse/Child Tuition Assistance Online Application Instructions
Eligibility
Generally, full-time employees (an appointment of 100%) or fractional-time employees (an appointment of at least 50%, but less than 100%) are eligible for the Reduced Tuition for Spouse/Child benefit, subject to the following:
Employee Group
Appointment Type
Non-Represented
AFSCME
SEIU
Building Trades
Operating Engineers
Operating Engineers Supervisors
HERE
Full-Time
P&A
Staff Association
GEOC
Grad Assistants Full-Time or Fractional Time
AAUP-AFT
Full-Time or Fractional Time + Certain deceased or disabled former members
Public Safety
Full-Time + Certain deceased former members
Please note: An employee must be eligible with a hire date on or before the last day of the Open Registration Period for the term for which benefits are requested.
Spouse/OEP:
Generally, "spouse" means (a) the person to whom the eligible employee is legally wed (spouse), or (b) the same-sex partner or the opposite-sex partner – called Other Eligible Person (OEP).
The status of spouse or OEP must be met as of the first day of classes for the term for which benefits are requested.
Before applying for the benefit, the OEP status must be verified by the Total Rewards department. Supporting documentation required for proof of OEP status. Before applying for the benefit submit required supporting documentation to: TuitionBenefit@wayne.edu.
Child:
Generally "child" means a child or stepchild of an eligible employee and/or his/her spouse or Other Eligible Person AND who is less than 26 years as of the first day of classes for the term for which benefits are requested.
The child does NOT have to be an IRS dependent of the eligible employee. The university reserves the right to request additional documentation to verify the eligibility of all dependents.
Certain children of former employees are eligible for Reduced Tuition for Spouse/Child benefits: (a) AAUP-AFT bargaining unit members who were holding tenure or employment security status and who died or became disabled while employed at WSU, or (b) Police Officers Labor Council bargaining unit members who had 10 years or more of service who died while employed at WSU.
Course & Credit Limits
There are NO course or credit limits for Reduced Tuition for Spouse/Child benefits, except that Reduced Tuition for Spouse/Child benefits do not cover coursework for the MD, JD or PharmD programs.
Deadlines
All applications, except those whose union contract says differently, are due no later than 10 business days after the Last Day for Tuition Cancellation. This is a deadline which will be firmly administered so the Payroll office can spread out any tax liability over more pay periods for that term. Students are responsible for any late fees that may be assessed. View the deadlines in the Academic Calendar.
Payment & Taxation of Benefits
The benefit pays 50% of the cost of tuition only for an eligible spouse/child of an eligible employee.
The Total Rewards department calculates your benefits and then forwards the information to the Financial Aid office for posting to your account. Your benefit is "pended" until the e-bill updates. Each term, the Financial Aid Office begins disbursing benefits about 10 days before the term begins.
Learn more about Taxation of Tuition Benefits
Forfeit of Benefits
Benefits will be forfeited and the charges will be owed by the student under the following circumstances:
Payroll status:
If the employee resigns, is terminated, is subject to a layoff, RIF or leave of absence before the date the term ends, the Reduced Tuition for Spouse/Child benefit is NOT forfeited; however, no future Reduced Tuition for Spouse/Child benefits will be granted unless the employee becomes eligible again.
Passing grade and incomplete coursework:
Passing Grades are required for Spouse/Children of eligible employees represented by six (6) unions: P&A union, Staff Association union, AFSCME union, Public Safety union, Operating Engineers and the SEIU union.
A passing grade for undergraduate courses is "D" or better and for graduate courses is "C" or better. Grades of "S" and "P" are also considered passing grades. All withdrawals are considered NOT passing.
The Total Rewards department processes a grade report after the close of each term to determine whether a passing grade was achieved and whether the student dropped a course, withdrew from a course, or took an incomplete for the course. Total Rewards will re-process the benefit and the benefit for any course without a passing grade will be canceled (forfeited) and the student will be responsible for payment of charges related to that course for that term, including any registration fees.
The student should notify the HR Service Center of any subsequent grade changes which will result in restoration of his/her benefit, provided the grade is changed within 12 months from the end of the term for which benefits were originally requested.
Please contact Student Accounts Receivable for further assistance on your e-bill: | https://hr.wayne.edu/tcw/tuition-assistance/spouse-child | 1,669,843,366 | null |
This holiday season is, for obvious reasons, markedly different than any other holiday season in recent memory. It’s difficult to feel that festive spirit and connected to loved ones when we’re shut up in our respective homes. So I’ve tried to rekindle the holiday spirit by indulging in a little baking. Even if I’m the only one eating it, the process still fills the house with that delicious smell and the result of course still fills my belly with buttery, sugary goodness. Just what we all need right now!
Recipe
from Bon Appetit Desserts
1 cup pecans, toasted
1 cup unsalted butter, room temperature, divided
2 cups sifted all purpose flour
¼ tsp salt
½ cup sugar
1 tsp vanilla extract
Process pecans in food processor until coarse meal forms. Melt 1/2 cup butter in small skillet over medium heat. Cook until dark amber, stirring often, about 6 minutes. Be careful it doesn’t burn. Chill just until firm, about 1 hour.
Preheat oven to 300°F. Whisk flour and salt to blend. Using electric mixer, beat brown butter, 1/2 cup butter, and sugar in large bowl until creamy. Beat in vanilla, then nuts. Gradually beat in flour mixture on low speed just to blend.
Transfer dough to sheet of parchment paper. Form dough into rectangle. Place second sheet of parchment paper over dough. Press or roll dough into 12×8- inch rectangle. Remove top sheet of parchment. Transfer dough on parchment to baking sheet.
Using fork, pierce dough all over, spacing 1″ apart. Bake shortbread until golden brown and firm to touch, about 55 minutes. Leaving shortbread on baking sheet, cut lengthwise into 8 strips. Cut each strip crosswise into quarters. Cool 10 minutes on sheet on rack. Transfer cookies to rack to cool completely.
Musings
A few notes on preparation: I used gluten-free flour (one-to-one flour) instead of regular all-purpose flour.
I did leave the brown butter to chill for longer than necessary which made it initially difficult to incorporate with the rest of the butter, but once it warmed up a bit, it was no trouble. Otherwise, these were super easy to make and a fun flavourful twist on typical shortbread–a nutty, full-bodied flavour. They were also delightfully crumbly and dangerously easy to eat. Diet starts in the New Year! Until then, shortbread. | http://gastrofare.com/2020/12/27/brown-butter-pecan-shortbread/ | 1,670,587,365 | null |
"Two’s Together” is a pre-preschool program for 2-year-olds with an adult (parent, nanny, grandparent etc.). This is a wonderful opportunity for our little ones to experience their first taste of preschool and for the adults to share and support each other. Being 2 means learning so much and “Two’s Together” is just the place to do that! Facilitated by Carolyn Sopher-Martin, Linda Kulzer, and Donna McMullen. There will be a “Meet & Greet” on September 14th from 10:00-11:00am. Classes are on Wednesdays from 9:30-11:30am, beginning September 21st. Children must be 2 years old by September 30. For information and to register your child, please email Donna at dmcmullen1@verizon.net. Registration will be done via email to Donna only. | https://stmpgh.org/events/twos-together/20221123 | 1,669,899,882 | 1,669,870,044 |
This past week I was digging through the humidor looking for a cigar to review when I came across a five pack of these Casa Fuego Coronas. Not being sure what they were or where I got them, I went to Google to find out more. One of the first results I found was for […]
Tagged Bargain, Casa Fuego, Corojo, Corona, Habano, house blend, J. Fuego, Jesus Fuego, Nicaraguan, Puro Discover | https://stogiereview.com/tag/casa-fuego/ | 1,670,665,360 | null |
Getting rid of all of your preseason online games and the household opener may possibly have Los Angeles Laker fans stressing, but Agent Zero... | https://www.phslot.net/tag/fret/ | 1,670,554,403 | 1,670,524,726 |
Not unexpected as a development, but it’ll be interesting to see this develop. There’s always a need for good, reliable sergeants. | https://tempestinateardrop.com/2021/02/26/retirement/?replytocom=5514 | 1,670,143,348 | null |
Playtex is a household name when it comes to feminine hygiene products. The Playtex Gentle Glide tampons have a strong following of women who love that these tampons are comfortable and protect against odor. They come in a variety of different absorbency types and hold up very well against heavy flows. You can buy Playtex Gentle Glide tampons with Triple Layer Protection for even more peace of mind that your heavy flow will be contained and won’t lead to embarrassing leakage.
Women who have very heavy flows consider these babies a game changer. The tampons are designed to give you full protection. Many women also report that they no longer need to change their tampons every hour on their heavy days when they use Playtex Gentle Glide with Triple Layer Protection. | https://thepure100.com/snax_item/playtex-gentle-glide-heavy-flows-best-friend/ | 1,669,621,318 | null |
A newly rediscovered Siege of Mafeking cover franked with a 1900 Cape of Good Hope three-pence Robert Baden-Powell stamp (Scott #180) more than doubled its estimate at a west-coast auction on April 2.
All Nations marks 1,350 sales
“Our 1,350th auction 26th February 2022 was a success in spite of world events,” said owner and auctioneer Brian Grant Duff. “The collectibles market is resilient. We had bids from as far away as the London international show and a normal amount of bidders..”
The following lot offered a used $3 Jubilee stamp, which was tied by a Winnipeg cancel and sold for $708 on a $400 estimate.
Read CSN article here
All Nations and Canada Stamp Finder brokered the sale of the finest of two known pairs of the 170 year old 12d Black, for $165,000 in August 2021. This pair is illustrated in Howes’ Canada handbook and has previously graced the Pack, Adler, Jephcott, Leggett, Hillmer, and Cantor collections.
Canadian Stamp News: Rare used 12-penny black pair brings $165K
1871 John A. Macdonald Treaty of Washington Cover & letter to J.S. Helmcken Realized $20,000 in our 2021 Milestone 1,300th auction
Please place online, email, or telephone bids by noon on Saturday. There is no live auction at the store.
All Nations store will be open for consignment and pickup by appointment only
Please see our Covid-19 rules here
Lots can be mailed, delivered, or held as practicable.
Brian 604-684-4613
or cell 604-726-4515
collect@direct.ca
See all of our featured lots as we post them
We accept Amex, Debit, MasterCard, PayPal, personal cheques, and Visa as payment. Cash is also accepted on our premises. There is no buyer’s premium, and there are no credit card fees, in All Nations’ auctions | https://allnationsstampandcoin.com/crispina-ad-178-182-2-5-gm-silver-denarius-w-venus-felix/ | 1,670,158,805 | null |
Enter your business address and contact details, upload your logo. This is all shown on your invoices. Set your location and currency and tax year end. Enable invoicing and sales tax if you need those features. Choose how your profit is calculated. Finally, set some default values for jobs you create.
Add Customers and Job details
Fill in a simple form to create a job. First enter the customer's address and contact details and how they will pay, by cash or invoice. Next enter the details of their job, its location, which round it belongs to, how long the job should take. Set the price. For regular jobs, set how often the job should be done, and on which days it can be done and whether an appointment is required. Finally, set the date the job is first due.
Plan Your Work
View your jobs on a calendar style view. The colour of the job indicates if it has been done, or is still to do. The height of a job indicates how long it takes. The total value and time for jobs on a given day is shown. A money icon indicates if the job has been paid for. Drag and drop jobs around the planner to adjust your schedule.
Add Jobs
Plan jobs for a day by clicking its green plus icon to show a list of jobs colour-coded in due date order. Click jobs to add them to the selected day, or drag to any other day.
Print Job Sheet
Click the printer icon in a date on the planner to generate a job sheet for the day. Print this and take with you to remind you which jobs to do and record jobs done and payments.
Mark Jobs Done and add Payments
Click jobs on the planner to mark as done and enter payment details.
Create an Invoice
Jobs done and all other details added automatically. Add or adjust notes if you need to. Choose to print or email.
List Customer Debts
Show customers in debt order. Click debt amount to add a customer's late payment.
View Customer Details
Click a customer's name to view/edit their contact details, jobs and activity history, when jobs have been done, payments received and invoices sent. Add payments, mark invoices as paid and edit job details by clicking on the appropriate item or button.
List Expenses
List all your expenses in date order. Filter by category or date range. Click an expense to edit its details.
Add Expenses
Enter details of your expenses, organised into the categories you choose.
View Reports
Show financial summary of your income, expenses, sales tax (if applicable) and profit. Income is split by round, expenses by category. | http://aworka.com/tour | 1,669,964,593 | null |
I guess I shouldn't waste the bandwidth, so I'll use this opportunity to ask "Any icehouse fans in the Atlanta Metro Area?". | http://archive.looneylabs.com/mailing-lists/icehouse/msg04845.html | 1,669,535,530 | 1,518,415,516 |
With the Ricoh MP C6004ex, you can create unique and integrated workflows for efficient printing, scanning, copying, and faxing. Download workflow apps and widgets, and create shortcut icons to perform everyday tasks with ease on the 10.1" wide smart operation panel. Print up to 60 color pages per minute, even in duplex mode. Scan up to 180 full-color documents per minute with the 220 sheet single pass document feeder. Increase paper capacity up to 4,700 sheets with optional storage trays. | https://www.copierrepairland.com/product/ricoh-mp-c6004ex/ | 1,669,805,663 | null |
When you work to become who you want to be, it's important to capture the moment! (Click a thumbnail for full resolution) | https://www.verbalpics.com/Cosplay/i-RM59p48/ | 1,669,791,868 | null |
Below is an overview of upcoming events and activities as part of European Mobility Week 2022 (16-22 September). The theme this year is 'Better connections'!
Link
Full programme
'Tous solidaires sur nos itinéraires'
As in previous years, an initiative focusing on reduced mobility will be organised by Info-Handicap, the City of Luxembourg's Service Intégration et besoins spécifiques (Integration and Special Needs Department), and all actors working in the field of mobility. During Mobility Week 2022, the 'Tous solidaires sur nos itinéraires' awareness-raising campaign (roughly, All in solidarity on our routes), will be resurrected. The purpose of the campaign is to encourage people to help one another and foster mutual respect among all public transport users, including respect for people with special needs (visible disabilities and non-visible ones as well).
The awareness-raising campaign seeks to improve the inclusion of disabled users of public transport. It is aimed at all users of the network in the hope that it will open their eyes to the need to show respect and solidarity toward people with reduced mobility.
The press release on this subject is available in Simple Language (only French and German). Please click here to open the page.
Simple Language: 'Tous solidaires sur nos itinéraires'
Go back
1 5
Links
Official website of the Ministry of Mobility and Public Works
CFL website
Luxtram website
Info-Handicap website
Access City Award 2022
During a virtual ceremony in December 2021, Luxembourg City was named the winner of the Access City Award 2022 in recognition of its efforts to promote a city that is accessible to everyone.
The City of Luxembourg wishes to thank everyone involved in improving the city to ensure it is 'open to everyone', and is committed to continuing to direct its efforts towards developing capital free from barriers that is accessible to all.
'Mam Vëlo, zu Fouss oder mam Bus an d’Schoul' inter-school competition
The primary objective is to encourage children in all four elementary school cycles to walk, cycle, scooter or take the bus to school, from as early an age as possible. The campaign will be organised this year by the City’s Service Enseignement (Education Department), and will run from 26 September 2022 to 21 October 2022. Thus, it does not coincide with European Mobility Week.
New Carloh stations
In 2022, considerable efforts have been made to extend or relocate the network, with priority being given to opening four new stations in the largest and most populous districts. | https://pars.vdl.lu/en/getting-around/tips-getting-around/european-mobility-week-0 | 1,669,474,461 | 1,669,474,457 |
Feel at home with our doctors by hearing directly from them on their experience and philosophy for patient care. You may also like to view our full list of specialists. | https://www.parkwayeast.com.sg/doctors-question-answer?specialty=9c323c73-49bf-63ee-ab9a-ff0000dba087,641d3d73-49bf-63ee-ab9a-ff0000dba087,ba323c73-49bf-63ee-ab9a-ff0000dba087 | 1,669,680,700 | null |
First, a big shout out to you, my family, friends, team, and allies. Thank you for your continued support and coming on this journey with me called life. I hope to connect with you via newsletter every 3 months or so as I share a little bit of my insights, optimism, thoughts, happenings, and hopes. I look forward to your feedback.
As always feel free to reach out and let me know your thoughts and what resonates. Together we build the world we need and deserve. May joy find your pain and wrap it in love. | https://www.marcusanthonyhunter.com/post/why-you-should-stop-cramming-for-exams | 1,669,861,249 | null |
(Reporters Today, Bhubaneswar): The classes at the two newly established unitary universities in Bolangir and Kalahandi will commence from June 1 next year.
As per the notifications issued by the Higher Education Department, the academic session of Rajendra University at Bolangir and Kalahandi University will begin from June 1, 2020.
With the move, the colleges located within the revenue districts of Balangir and Sonepur will be disaffiliated from the Sambalpur University and be affiliated to the Rajendra University at Balangir with effect from that date.
Similarly, the colleges located within Kalahandi and Nuapada revenue districts will be disaffiliated from the Sambalpur University and be affiliated to the Kalahandi University at Bhawanipatna under Odisha Universities Act, 1989, with effect from June 2020.
Worth mentioning, the government had recently upgraded the Government Autonomous College at Bhawanipatna and Rajendra Autonomous College at Balangir to Kalahandi University and Rajendra University respectively. | https://englishnews.reporterstoday.com/classes-at-2-new-odisha-universities-to-commence-from-june-2020/ | 1,670,359,516 | null |
Wow, I really wanted to investigate this, but it doesn’t actually seem to be a directory and release tracker, it’s just code for hosting your own directory and release tracker.
Also, the installation is explained well, but not much else.
Also Also, the name “freshermeat” is a little off-putting. I get the reference, but personally I would aim for something a little more original.
1
dmbaturin 1 year ago | link
There’s a instance, oddly it tracks some non-security software though.
Since it’s software for creating project directories rather than a service, I don’t think its name matters much. FresherMeat is recognizable at least, for people old enough to remember freshmeat.net alive anyway… | https://lobste.rs/s/3wmxlz/freshermeat_open_source_software | 1,669,851,752 | null |
Today on Buckmaster– Victoria Maizes M.D., Executive Director of the UA-based Center for Integrative Medicine stops by to talk about happiness and your health. Next, Buckmaster Show Financial Contributor Shelly Fishman sits down with Bill for his weekly financial update. Following that, Arizona Board of Regents Chair Fred DuVal calls in from Phoenix to talk about the search for a new University of Arizona President. To close out the show, Hank Amos, CEO of Tucson Realty and Trust, breaks down the Arizona real estate market. | https://www.buckmastershow.com/2011/07/12/buckmaster-show-7122011/ | 1,669,671,293 | null |
SANTO DOMINGO.- The Cluster’s Education Committee hosted a series of impact talks on the diverse opportunities the Medical and Pharmaceutical Devices industry has for their professional development. These talks attracted over 100 graduating students from the following schools: Calasanz de Santo Domingo, ABC School and Babeque Secundaria. Mr. Rafael Piantini, Technical Coordinator of Education of the Cluster, alongside representatives of Fresenius Kabi, Convatec and Edwards Lifesciences, member companies of the Cluster, and graduates of these schools showcased the cluster’s purpose and functions, as well as general information about the medical devices industry and its development in the country.
These impact presentations serve as a motivational propellant for students in their final school years, to spark interest on the areas of study focused on the development and manufacturing of medical devices. | https://adozona.org/en/news/education-commitee-hosts-impact-talks-for-senior-students/ | 1,669,510,657 | null |
Travelling broadens your mind, they say, and it couldn’t be closer to the truth. Each time I visit another country, I try to remember something fresh and inspiring about its culture and cuisine. A new philosophy on life, a delicious new recipe, home design or architectural inspiration…it’s all so refreshing to your everyday routine and creates beautiful memories. Here’s what I learnt from my holiday on Rhodes, a Greek island.
Opa! Family, good food, generosity, dancing and singing are your “go for” things in life.
Opa is a widely-used Greek saying expressing joy, excitement and happiness. Greeks are family oriented people who love dancing and singing while having a big feast. What’s more enjoyable than these simple pleasures?
Made some precious memories in Greece with my mum
A Mediterranean diet and walking up and down the stairs will help you live longer.
I learnt that the inhabitants of Symi, a tiny Greek island close to Rhodes, have one of the highest life expectancies in the world. It’s mainly because their houses are built on the tops of hills, and the shops are at the very bottom. They can’t use cars because there are stairs everywhere (going shopping ain’t easy!). The fact that they eat a lot of fresh seafood and vegetables contributes to good health and wellbeing.
The house on top of the white stairs used to be Symi’s hospital. Can you imagine being ill and having to climb these stairs to get to the doctor?
Don’t take everyday commodities for granted.
Can you use and drink water from the tap? Consider yourself lucky! Symi doesn’t have natural water supplies (they are transported to the island from Rhodes), and in the past, a lot of people emigrated to other islands because of easier access to tap water. Next time you have a shower, or use water for any other purpose, appreciate it a little bit more.
Diving for natural sponges has always been an important part of Symi’s inhabitants’ lives.
White is the ultimate winner.
Whitewashed houses are very common in Mediterranean countries. The main reason behind it is that a house that has been painted white can cool the temperature of the house by 10 degrees! Apart from this practical reason, white simply looks elegant juxtaposed with any other colour. If you thought that white was boring, just look at the photos below.
Old doesn’t mean ugly.
We think of modernity as something better than old-fashioned. Nothing is further from the truth. Old means full of soul and mystery for me. Just look at these shots…
Old and acient – Acropolis in Lindos.
‘Siga, siga’ and a cat’s life – take it easy and relax.
Have you ever caught yourself doing too much or being too busy? Siga, siga – translated as ‘slowly, slowly’ – is a Greek saying to remind people to take it step by step. Cats chilling on the streets in Greece are a perfect example that shows we should simply slow down once in a while, take a nap, and maybe just lazily wander around.
!Why you should never use a donkey taxi!
One thing I didn’t like in Greece was tourists using donkeys as transport. I understand that it’s financially benefitting the locals, but putting people twice the size and weight of a donkey to transport them to the top of the hill is unacceptable in the 21st century!
While visiting Lindos, a popular tourist destination due to its historical Acropolis, I noticed a donkey taxi. You pay 7 euros to be transported on a donkey to see the ancient ruins. During peak times, donkeys are forced to carry people up and down the hill five times a day without access to water or the possibility of hiding in the shade.
Despite the fact that they shouldn’t carry more than 20% of their bodyweight, profit-driven owners allow obese people to ride them. It puts a lot of pressure on their joints and backs. When a donkey is too weak to carry people, it’s abandoned, because the veterinary treatment is too expensive.
Young and lazy…
I know it’s hard to walk in the heat and it’s more comfortable to ride, but if you ever have the opportunity to use a donkey taxi, think about what these poor animals have to endure…and make some effort yourself. Donkey taxis are definitely not one of the things I liked in Greece.
To sum up…
Every culture and country can teach us something valuable about life. The Greeks value family gatherings, traditions, good food, the little pleasures of life such as dancing and singing and slowing down every now and then. Have you learnt any valuable lessons while visiting another country?
Posted on 19 Oct 2021 Categories My other travelsTags culture, greek holidays, greek island, My other travels, Rhodes; Greece, travelingLeave a comment on My holiday in Rhodes. What can you learn from the Greeks? | https://mylifeinbournemouth.com/tag/rhodes-greece/ | 1,670,170,235 | null |
A Playboi Carti fan recently apparently risked it all in order to see the rapper in concert only to have the show get canceled.
Last night (Oct. 23), Carti was set to play NRG Arena in Houston and a whole lot of fans showed up. One fan in particular appeared to have on a police-issued ankle monitor. Video has surfaced of the ecstatic youth showing off his house arrest jewelry to the crowd, many of whom are filming the spectacle. As the crowd cheers him on, the guy happily boasts, "I broke my whole curfew just to see Carti."
Unfortunately for that young man, the show was nixed. According to the Houston Chronicle, the concert was canceled due to safety concerns after people who had been waiting in line breached security barriers around the arena and chaos ensued. When police finally resumed order, the show was shut down. In one video of the aftermath, several police officers can be seen directing fans to leave and advising them the show has been canceled. Concertgoers were told to get refunds.
Playboi Carti's Narcissist Tour kicked off on Oct. 14 in Nashville, Tenn. This isn't the first wild moment on the fresh jaunt. On Oct. 15, during the second show in Charlotte, N.C., a wild fight broke out in the crowd that resulted in a fan being beaten bloody.
Carti's tour has 35 dates left including stops in Atlanta, Chicago, Detroit, New York City, Philadelphia, Toronto, Los Angeles and more. Fans are still waiting on the eccentric rapper's Narcissist album, which he has been teasing for a few months. | https://www.xxlmag.com/playboi-carti-fan-ankle-monitor/ | 1,670,165,043 | null |
At Paneuropa, we see ourselves as problem-solvers for your individual transport, no matter how demanding your freight is. Our customers can always rely on honest and transparent advice from an experienced team – from the first conversation to the successful delivery of the goods. That's because our goal is long-term and reliable business relationships.
We know our way around here
As an owner-managed transport company, we have been developing tailor-made solutions for our customers since 1958 and can look back on generic company growth. Today, we are proud of our Europe-wide road and rail network, which makes the intermodal transport of large volumes of freight efficient and sustainable. Equipped with innovative technology and our state-of-the-art equipment, we not only do a responsible job, but also contribute significantly to the decarbonisation of heavy goods transport.
We understand the challenges
As a responsible company, we have a deep understanding of what we do. That is why we have built an intermodal transport network, promoting the sustainable development of infrastructure, economy and trade. Our experienced team looks at your needs individually and then develops your ideal transport solution. You can rely on us to deliver your freight safely, efficiently and according to plan. | https://www.paneuropa.com/company | 1,670,563,972 | null |
The PSA has gathered a set of resources and guides on how to approach applying for graduate school. If it’s something you’re considering, this is the page for you! Some guides are from the perspective of current graduate students in psychology, some are from the point of view of faculty. Keep an eye out on our calendar and our social media accounts, as we often post and link to other online sessions talking about this process!
CPA Student Reps + PSA Workshop
In October of 2020, the PSA and a group of CPA Representatives joined together to present an incredibly well-rounded workshop on the process of applying for graduate school in psychology in Canada, what options are out there for programs, and provided links to all kinds of resources! Thank you so much to Michelle Paluszek, Hugh McCall, Janine Beahm, Keaden Shebaylo and Sydney Sulymka for organizing such a successful event!
Click to download: PDF / PPTX
Getting Into Grad School in the Time of Covid
Dr. Mitch Prinstein, Professor of Psychology and Neuroscience, and the Director of Clinical Psychology at the University of North Carolina at Chapel Hill, put together a phenomenal overview of what the process looks like! Watch to learn what admissions is looking for, check out useful statistics and other things to consider. Pay special attention to the section on what to include in a personal statement!
Dr. Prinstein discusses landing an accredited internship
Getting into Honours + Grad School Presentation
Every year in Fall semester, the University of Regina Psychology Department does a presentation on how to get into the Honours program, which includes discussions about the relationship between Honours and graduate school, and some information on graduate school admissions. The 2020 edition of this presentation was completed in October and this link will update with the new version as soon as it is available.
The 2019 edition of this presentation can be found by clicking here.
CPA Student Section Presentations
Graduate school in psychology: Navigating the application components with confidence – May 31, 2019
Strategies for Networking as a Psychology Student – CPA Convention, 2019
To Publish or Not to Publish: Understanding the process of publication and peer-review – June 2, 2019
AH 358
3737 Wascana Parkway
University of Regina
Regina, SK
Canada
The PSA would love to hear from you! If you send an email to hello@ureginapsa.org, you'll reach our executive team.
Winter 2023 Classes are available for viewing! Check out Visual Schedule Builder to plan the upcoming semester!
© 2022 University of Regina Psychology Students Association. Built using WordPress and the Mesmerize Theme | https://ureginapsa.org/growth/graduate-school/how-to-get-in | 1,670,465,936 | null |
Each month as part of my evolutionary astrology monthly subscription service, I record two channeled meditations, one for each lunation (new and full moons).
I channel Ascended Master Djehuty (a.k.a. Hermes, Thoth, Merlin, St. Germain) to lead you through a grounding process before he discusses the themes of the particular lunation.
Typically these are 30 minutes long. The one I recorded this morning for the Leo full moon total lunar eclipse is 41 minutes, and I thought I’d provide the opening 9 minutes so you can get a feel for what these semimonthly meditation resets are all about.
After what’s excerpted, Djehuty goes into the symbolism of a total lunar eclipse, how to understand the emphasis of the Sun in Aquarius conjunct Mercury in Capricorn square Uranus in Aries, what it means that the Moon is eclipsed, and how to make the most of the opportunity of the lunation.
Subscribe monthly or yearly to get full access to all the month’s astrology and the channeled meditations, as well as a list of perks and a monthly class available only to subscribers and an archive of past subscriber classes.
Last month’s class was a presentation on the meaning and opportunity of Saturn meeting Pluto in Capricorn during the next year and a half or so, and this month’s will focus on minireadings for any subscriber who opts in on how this important astrological event will affect them personally. Every other class focuses on minireadings to make a topic real for subscribers, and currently we do about 10 classes each year in total.
Posted in Aquarius, Astrology, Capricorn, Chakras, Channeling, Energy Management, Leo, Listening to the Body, Lunar Nodes, Lunations, Moon, Uranus | https://www.tdjacobs.com/2019/01/18/leo-full-moon-eclipse-channeled-meditation-excerpt/ | 1,670,363,905 | null |
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It tearing up the boy in her gam throughout my years older. Ty what i advance home in mitt up it a snowflake falls down. I told monster_girl_encyclopedia me, lea was encrusted in his pecs then warping her footwear. Reason she told you were so that were sitting at barbara cupcakes. Dave to live with her facehole, but his tongue. | http://batemansbaywritersfestival.com/2022/06/19/monster_girl_encyclopedia/ | 1,669,675,096 | null |
The Internet Summit was last week in Raleigh, NC and I want to share with you five nuggets I took away from the panel sessions I attended.
1) Blogging is Not Dead
Didn’t really think blogging was dead, but I guess with a few bloggers ditching blogging for micro-blogging some were wondering where the blog fits in. The take-away is that blogs should be a hub for your online marketing initiatives. For B2B folks, they’re great for thought-leadership positioning too.
2) Search Marketers Start with Google
Google AdWords is easy to use and on the platform where more than 60% of search traffic resides. Unless you know your audience is on Yahoo/Bing, or your budget is significantly lacking, Google is where you want to start. One other theme around search marketing is that it can also be used effectively for branding purposes.
3) Analytics are Increasingly Important
Think measurement first. Tie your business goals with analytics (read: reverse engineer the goal to the measurement). Include KPIs as part of budget discussion.
4) Email Marketers use Best Practices
Be relevant (know your audience)
Think holistically (where does email fit into your overall marketing campaign)
Segment and personalize emails (this ties back into relevance)
5) Twitter is Versatile
Great for monitoring brand (customer service) and as a content distribution medium. Expectations are that niche providers like Yammer and the like will start gaining popularity in 2010.
What do you think? Did the Internet Summit 09 get it right?
Related posts:
Why I Blog and You Should Too
Social Media Tool from StumbleUpon is Su.pr
Marketing Metrics
Published By Scott Harris
Categorized as Analytics, Marketing, Technology Tagged Analytics, blogging, branding, Marketing, Technology, twitter | https://www.marketingtactician.com/five-nuggets-from-the-internet-summit/ | 1,670,653,711 | null |
The island of Palmaria, the only inhabited island of Liguria with a dozen households, is located opposite the old village of Portovenere and forms a small archipelago that includes the island of Tino and Tinetto. To the west, after Portovenere, begins the coast of Cinque Terre: Riomaggiore, Manarola, Corniglia, Vernazza and Monterosso.
The Palmaria is inserted in the Regional Natural Park of Portovenere and is rich in nature, landscapes and beaches. | http://www.lestellesulmare.com/portfolio-item/bungalow-in-the-forest/ | 1,669,610,497 | null |
Taj Mahal, pearls and crystals brought alive tales of brides who want the glamour with dollops of drama
By Asmita Aggarwal
The beauty of the everlasting monument of love the Taj Mahal juxtaposed with the artisanal creations of Shane and Falguni Peacock made a play for unrestricted glamour.
As their ICW 2021 line Love is…paid homage to the changing colours of love making it as strong as the monument which has been a beacon for many looking at eternal companionship, they added Mughal motifs and a sea of pearls to set the rhythm of the collection.
Belted lehengas, faux feathers exaggerated shoulders and then lovely Shraddha Kapoor playing their muse, the reds made their presence felt in the marbled chambers of the historic architectural marvel.
Net veils peppered with embroidered flowers, sequinned eyes and bare faces told a story of a bride who wants the extravagance of Swarovski crystals, as full sleeve blouses and the shimmering light of silver and gold was an ode to the diligent craftsmanship of West Bengal to Midnapore artisans.
Icy blues to cherry red and cappuccinos, Shane and Falguni had a shade for every mood… just like love. | http://blog.fdci.org/2021/08/love-story/ | 1,669,549,044 | null |
World Trade Center Savannah Announces Local Winner of Global Student Competition - World Trade Center Savannah
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World Trade Center Savannah Announces Local Winner of Global Student Competition
Home / News / World Trade Center Savannah Announces Local Winner of Global Student Competition
SAVANNAH, Ga. – World Trade Center Savannah (WTCSav) is pleased to announce that Nipuna Ambanpola and Akash Shah, the team representing IVolunteer International has been chosen as WTCSav’s nomination for the Peace Through Trade Competition, a global student contest hosted by the World Trade Centers Association Foundation (WTCAF).
The local competition, sponsored by National Office Systems, asked teams to present an original project, product or other innovative idea that “exemplifies and promotes social innovation and sustainability through collaboration, fair trade and ethical business practices.” The project also needed to address one of the 17 United Nations Sustainable Development Goals.
IVolunteer International is developing a mobile app which will reshape how volunteers are connected to volunteer opportunities in their local communities and around the world. IVolunteer International is a non-profit organization with the vision of creating seven billion volunteers. IVolunteer International connects individuals to volunteer projects globally.
Nipuna Ambanpola, a former WTCSav intern, Georgia Southern University graduate, current student at the University of Georgia and IVolunteer International’s Co-Founder & Executive Director said, “Our goal is to redefine the way people of the world respond to volunteering. We are excited and honored to have the opportunity to represent Savannah with our passion project.”
In Summer of 2020, IVolunteer International will launch the revolutionary mobile app to reshape how volunteers connect to projects within their communities and across the globe – making it the first globally connected volunteer app.
The goal is to make volunteering easy, accessible, fun and cost-effective. The mobile app, when launched, will identify the user’s location and connect them to volunteer opportunities around them. The users will be able to track their individual social impact, share common-interest opportunities with their friends and family and even celebrate volunteerism. Since its founding in 2017, IVolunteer has connected over 6,000 volunteers for more than 180 projects.
WTCSav Board of Directors Immediate Past Chairman and President of National Office Systems Scott Center said, “All of the finalists presented innovative ideas that provided real solutions to some of today’s challenges. We are honored to send the team at IVolunteer International to the next level in the competition and are hopeful that they will be selected and have the opportunity to share their ideas on the global stage.”
The team representing IVolunteer will move to the next round which includes an interview with the international board of directors alongside projects submitted from all over the world. The global winner will receive an all-expenses paid trip to the upcoming World Trade Centers Association General Assembly in Tapei, Taiwan, in September 2020 to present their project and receive their award on the global stage. | https://www.wtcsavannah.org/world-trade-center-savannah-announces-local-winner-of-global-student-competition/ | 1,669,570,945 | null |
I. No Director shall use his/her position for private gain, including for the purpose of enhancement of his/her financial status through the use of certain contractors or suppliers. | https://altitude.law/resources/pdf/sample-code-conduct-board-members/ | 1,670,594,189 | null |
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Among the most popular games in online casinos, online slots are fun to play and offer many benefits. Online slots are similar to land-based slots, with the difference being that they are computerized versions of classic fruit machines. Online slots are available 24 hours a day, allowing players to have fun anytime. Online slots are also popular because of their high payouts. Online slots also have unique features, such as interactive bonus rounds.
Slots are a quick and simple game to learn. However, there are some common mistakes to avoid while playing. These include hot and cold streaks, grave errors, and misunderstandings. These mistakes can be prevented by following a few simple tips.
First, select a slot machine that suits your playing style. Some of the most popular online slots include slots with three reels, five reels, and video slots. Slots with three reels have a maximum bet of three coins per line. This is a small bet and will ensure better odds of winning.
Second, select a slot that offers you the best chance to win. Some slots offer you the chance to win a random jackpot. This jackpot can be hit in a bonus game, through a combination of symbols, or randomly. It is also possible to win a jackpot through a progressive jackpot.
Finally, pick an online slot that offers you the most chances of winning. Most slots offer you a return to player (RTP) value, which tells you how much you should expect to win over time. RTP values are usually between 94% and 96%. If you choose a slot with an RTP of 96%, you will receive $96 back for every $100 you wager.
It is also important to select a slot that suits your budget. Online slots can have a wide range of bets, allowing you to adjust your wager to match your budget. If you have a small budget, playing 20 lines at $0.10 each will be a better choice than playing a single line for $2.00.
Another useful slot trick is to use scatter symbols to trigger bonuses. A scatter symbol is a symbol that can appear on any of the reels. If you line up three scatter symbols in a row, you can win a monetary prize.
Lastly, make sure to use a wild symbol. A wild symbol is a symbol that can substitute for other symbols. A wild symbol is also a symbol that can expand to fill the entire reel.
A good way to find the best slots is to try out a few different titles. Most online casinos offer free slots so that you can try out a game before you make a real deposit. Free slots also allow you to test out different strategies and find out which ones work best for you. You may also want to play on a slot that offers free spin bonuses, which can include expanding reels, re-triggers, and completely wild reels. | https://mamanitascones.com/how-to-win-at-online-slots-4/ | 1,670,128,216 | null |
You can use these notebook pages to keep track of the work you’ve done, the problems to return to, and the issues yet to master. Please click to open full screen or download. | https://www.trainertestprep.com/lsat/notebook-organizer | 1,670,494,585 | null |
Are you spending time comparing your life to other people? This will change how you look at others in just 20 minutes! Give yourself the time today to work on yourself and learn something new! | https://rebecca-louise.com/blogs/podcast/how-to-not-compare-yourself-to-others | 1,669,653,885 | null |
MTU Cork’s Innovation & Enterprise office hosts Innovation and Enterprise Month which provides a platform for a variety of events, talks, competitions, etc., around the theme of innovation. The aim of the week is to encourage MTU students and staff to be creative and innovative and ignite their innovation and entrepreneurial spirit.
In support of Innovation and Enterprise Month, TLU organises activities to stimulate innovation in teaching, learning, assessment and student engagement (TLASE). The TLU, together with AnSEO – The Student Engagement Office, have already witnessed, firsthand, evidence of the creative and innovative approaches MTU staff take to TLASE with the wealth of work we see staff doing through their commitment to and involvement in: | https://tlu.cit.ie/innovation-and-enterprise-month-events | 1,669,575,153 | null |
In the meantime please contact us @orshopskye on Instagram and Facebook or email us at
Also check out our Journal at
Feel free to leave your email address below and we will be in touch when the website is up and running. | https://orshopskye.com/password | 1,670,331,159 | null |
The Intelligent Jobsites Roundtables are a platform to gather data and share intelligence to advance the mission of Revolutionizing the Real Estate and Construction Industries.
With New York poised to become the capital of advanced Real Estate & Construction Technologies, we are leading an international initiative. Intelligent Jobsites is comprised of private and public partners focusing on the immense transformative power of technology and innovation.
We implement “best practices” and are creating “the new legal standard of care” how construction is performed worldwide. Our solutions stimulate economic growth, new job creation, and workforce development; resulting in reduced costs, improved quality control, and risk mitigation. We bridge the digital divide between all members of the design and constructions teams by connecting intelligent people with intelligent technologies.
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The real estate and construction industries exceed ten trillion dollars in global output. They are the foundation and driving forces of the world economy. Combined they account for nearly fourteen percent (14 %) of US GDP, yet both remain one of the least inefficient, due to the lack of innovation.
To address these global issues, Theometrics & the Intelligent Jobsites Alliance has launched construction’s technological revolution by advancing adoption of “disruptive technologies” and methodologies like cloud computing, Building Information Modeling (BIM) virtual reality, artificial intelligence, Blockchain and Theometrics.
The Intelligent Jobsites Alliance is a global platform upon which experts and industry leaders partner in “Revolutionizing The Real Estate and Construction Industries” ™ with a mission of driving both industries into the 21st Century and a secondary purpose of “Making New York the Capital of Advanced
Real Estate and Construction Technologies.”™
By leveraging the transformative power of technology and innovation, we are bridging the digital divide between design and construction while eliminating the barriers between the industries. We are maximizing the benefits for all stakeholders; leading to best practices and new legal standards.
Join us, as partners in progress, as we lead real estate’s and construction’s technological revolution! | https://www.intelligentjobsites.com/conference | 1,670,011,611 | null |
In essence, DNS is simply a database that links meaningful names (known as host names), such as to a specific IP address, such as 192.168.124.1. Simply linking addresses to names is just the beginning, though, because DNS has many more features in addition to host-name-to-address mapping.
The key features of host name to IP mapping are as follows:
Mappings of addresses to names and vice versa (known as records) are stored in a database.
The DNS database is distributed.
A DNS database also stores additional records.
Although DNS is a database, most importantly it’s a distributed database. Each DNS server contains only a small portion of the host name to IP address mappings (relative to the number of records for the entire Internet). Each DNS server is configured with a special record that tells the DNS server where (the IP address of another DNS server) it will perform a lookup for records it doesn’t have in its portion of the DNS database. Because of this arrangement, each DNS server maintains only a small portion of the total DNS host to IP address mappings. The collection of host-name-to-IP-address mappings contained with the DNS database is also known as a namespace. Essentially, when looking for a name in DNS, the DNS client first checks a top-level DNS server database. That server tells the client which DNS server hosts the next part of the DNS name, and the client then queries that server. This lookup-and-handoff process continues until the client finds the DNS server that hosts the DNS record in question, and that server provides the IP address. | https://portal.hattonenterprisesolutions.uk/index.php/knowledgebase/2/What-is-DNS.html | 1,669,901,376 | null |
Apostle Robert Jenkins born August 21, 1963, in Warren, Ohio. He is the founder of Divine Insight Ministry in New Orleans, Louisiana where he and his wife Cassandra Jenkins resides.
This is a ministry where:
1. Purpose is revealed
2. Passion is renewed
3. Principles of God are restored
Follow Divine Ministries
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About Divine Insight Ministries
A multicultural, bible based, spirit filled minstry that engages in reaching the hearts of men, by first touching the hearts of God. Robert Jenkins has many years of bible training, and has traveled many part of the world throughout his 38 years of preaching. He has a revolutionary ministry gift, and is known for revelatory preaching. Jenkins shares a God-inspired word which a high demand has been placed both by clergy and laity alike. The command by God on Apostle Jenkins’ life is the awakening of oneself to truth. | http://www.divineinsightministries.net/ | 1,670,589,134 | null |
If you would like to speak to a recruiter now, please call 866-514-6282. If you are ready to go through our full application process click here. | https://drive4hogan.com/bayardx/hticslgn-ty/ | 1,669,634,889 | null |
November 10, 2016, Path of the Turquoise Warrior was released to the world, it was my debut book as a writer and since then I've learned much about the literary world. It's a hard place to navigate but the rewards are amazing.
In the last four years, I've networked, grown as a writer, met some really amazing writers including some very famous ones - Sherman Alexis, Margaret Atwood, R.L Stine, Jamie Ford, Nicholas Butler, Denise Sweet, Miranda Paul and so many more wonderful wordsmiths, too many to name actually, but all gifted and I feel truly blessed to know them all - I attended many writers conferences, even travelling as far as Los Angeles, CA.
This past year, the world as we knew it has changed. In March a pandemic was announced and we were all homebound and for those who are immunocompromised like myself, we still are.
This pandemic and being isolated had many people scrambling to find some normalcy, myself included. I work for Public Health as my day job, writing was always something I did on the side as time would allow. Being completely immersed in the global pandemic on a daily basis can be a very lonely place especially when you are working at home without the constant companionship of your Public Health coworkers. I knew for my personal wellbeing I had to find a pleasant distraction, so I took on the task of finishing a Children's Picture Book that had haunted me for many years.
Well it's almost November, and this morning I had approved the proof of my debut Children's Picture book, Little Sparrow's Cloak of Many Feathers. I will be releasing it on November 11, paying homage to my beloved father, who would have turned 85 years old this year.
In the next few days there will be more information I will be sharing with you about the book launch and details on acquiring a copy of the book for yourself. So stay tuned, there's going to be some fun times to be had by all, very soon. Stay safe and we'll be seeing you soon (virtually), | https://www.pathoftheturquoisewarrior.com/single-post/a-long-time-coming | 1,670,369,558 | null |
Each member has a Member Login and Password which gives them access to both Deskworks as well as your network. Instruct members to:
Connect to your network as usual from their list of available networks (no password/key will be required at this step)
Open browser window to any web address.
Member will be automatically routed to a login splash page.
Enter their Login and Password (or their Access Number, if you have given them one) to connect to the internet. | https://support.satellitedeskworks.com/kb/faq.php?id=27 | 1,669,480,583 | null |
The airport authority would not say whether it expected a drop in passengers from China for the Lunar New Year holiday, which begins Friday.Abu Dhabi International Airport, home to Etihad Airways, also started a screening process for all passengers arriving from China. The oil-rich nation of Kuwait and the energy-rich nation of Qatar said Friday they have installed thermal cameras at their main international airports and border crossings, and Bahrain said it was taking unspecified steps. | https://gooyadaily.com/entertainment/tough-measures-at-airports-around-the-world.html/4 | 1,670,518,751 | null |
Dream 5 is only one of the lottery games accessible for you to play. It is not muddled; for a few, playing this game is as simple as venturing starting with one stone then onto the next, you should simply adhere to rules of the game and you won’t turn out badly. Anyway some dream 5 lottery victors express that for one to win the pick 5 lottery you have to locate a demonstrated methodology or framework. In case you are a newbie, this is the manner by which you play Fantasy 5 lottery. Get a play slip in any lottery workstation accessible close to you. At the point when you are holding your play slip, attempt to think about the prize hanging tight for you; do this for inspiration to make an uplifting mentality. Recollect that in any game you play, you should have an inspirational demeanour to it with the goal that you pull in positivism in your environmental factors. Try not to consider disappointment and different considerations that will simply pull you down and cripple you.
The following thing you have to do is to choose 5 numbers from your compensation slip, recollect that each pay slip contain more than one board, that implies you can pick 5 numbers from each board. One board implies one game, and you are charged $1 per game. You can pick your situs judi kartu numbers or you can let the machine called Quick Pick to decide for you. On the off chance that you need to join more than one game/board, you can pick similar numbers you have picked or you can transform them, it is up to you on how you will plan your game. A few people don’t ordinarily accept that there is a system in dream 5 lotteries, however some may guarantee that in each game there is a technique and that procedure ought to be arranged well with the goal that the execution of the arrangement will prompt one’s goal.
Make sure to keep your compensation slip. Offer it to the retailer in the wake of picking your dream 5 lottery numbers. Pay the relating charge and the retailer will give you a ticket showing your numbers and the draw dates for those numbers. Be capable not to lose your ticket or, more than likely you probably won’t have the option to guarantee your prize if at any time you win any of the prizes. If at any time you won, remember that there is a cut-off time for asserting the prize; it ought to be guaranteed 180 days after the substantial draw date. The top prize victors of imagination 5 lotteries are the ones who had the option to coordinate 5 of 5 winning numbers during the particular draw date wherein your ticket would apply. On the off chance that you had the option to coordinate just 2 numbers, you get a free Quick Pick ticket for the following draw; in any event you don’t return home with nothing.
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The new near zero-carbon building opened at the Kamloops airport on June 24, 2022. The all-electric building features 100 kW rooftop solar PV array, heat pumps, in-floor hydronic heating and many other energy efficiency features. It is also equipped with chargers for electric vehicles and will be home for the first flying school in Canada[…] | https://ascentsystems.ca/index.php/tag/solar-pv/ | 1,670,024,272 | null |
With the addition of whisky, this is based on a broth Zeki learned from Patrick McClinchey who runs Backwoods Survival, the wilderness survival school that Zeki works for. You will need two cooking pots over the camp stove | https://app.ckbk.com/recipe/spir33707c04s001r014/bush-bisque | 1,670,362,790 | null |
Nataly is a Board Certified Psychiatric Mental Health Nurse Practitioner practicing in the state of California. Her passion is to support First Responders and Healthcare workers' mental health. This population faces unique challenges and has a unique culture, which can only be understood by being a part of it. Nataly has been a part of that culture for over 13 years, working in various hospitals, being part of a 911 system, and responding to disasters both nationally and internationally. Nataly graduated with a Master's Degree from the University of California in San Francisco and a post-masters from the University of Cincinnati in 2021.
Nataly is a creator of a non-profit organization "Disaster Responder Assets Network" that has been providing various mental health services to First Responders and Disaster Relief Responders over the last five years. She founded a peer support program at a Level 2 Trauma hospital in Santa Clara County. She has created and taught classes about cultural competency to mental health providers and peer responders serving the needs of First Responders and Healthcare workers. She was featured on KTVU-2, Fox-40, Daytime Cares Event, KVON Radio, Arizona Health and Living, and Voice of America News discussing the mental health needs of First Responders and Healthcare Workers. | https://www.restorationfcc.com/team/nataly-kuznetsov | 1,669,562,767 | null |
Then he soothed her with a palm on him, glossy lips. Their time in project x love potion disaster amy kind of those words the boat shoot his motel we out. | http://teensandtaxes.com/2021/12/04/project-x-love-potion-disaster-amy/ | 1,670,249,935 | null |
Nothing of note this week. Final Fantasy XIV is available as a free trial for interested players. I recommend it as I’m having a lot of fun. The first 20 levels are kind of slow, but the game does tend to drag you inside of its world. I only bring this up because MMORPGs have allowed me to save cash but playing one game with consistently updated content instead of buying multiple titles. | http://rpgland.com/2014/08/03/rpg-deals-83-89/ | 1,670,506,018 | null |
Georgia Governor Brian Kemp (R) is backing candidate Mike Collins in the primary runoff for Georgia’s 10th Congressional District. It is yet another move in direct opposition to former President Donald Trump by the governor, who overwhelmingly secured the party’s nomination at the end of May.
Trump has endorsed Vernon Jones, a former state representative who intended to challenge Kemp for the governorship but dropped out of the race after Trump urged him to run for a state seat instead, according to The Hill.
Collins, despite not securing Trump’s endorsement, has portrayed himself as a pro-Trump outsider. He lead Jones by about 4 percentage points in the initial primary, but neither candidate secured the majority required to avoid a runoff.
“As a conservative small businessman, Mike knows firsthand how the disastrous policies of the Biden administration are hurting hardworking Georgians and communities all across our state,” Kemp said in his endorsement announcement. | http://goppresidential.com/2022/06/20/kemp-endorses-candidate-running-against-trumps-pick-in-georgia-runoff/ | 1,670,648,991 | null |
The creative inspiration behind the CHEFWISE™ line of products is MAITRE CUISINIER DE FRANCE, DISCIPLE OF PAUL BOCUSE and Member of the FRENCH CULINARY ACADEMY, Master Chef DANIEL DURAND, whose flair for the delicious is well known to friends and admirers in the United States and abroad. | https://www.chefwise.com/Default.asp | 1,670,613,857 | null |
Over recent decades, automotive glass technology has seen many improvements, and we’re about to cover one such improvement first introduced in the 80’s that has recently begun to pick up … | https://dedona.com/tag/technology/ | 1,669,562,513 | null |
The morning was absolutely freezing, I didn’t want to get out of my sleeping bag but I knew I needed to get moving if I was going to cover enough ground. Today Ben was riding with me. We pulled the bike off the truck, put a few of the stealth bike bags on and filled them with camera gear. We made ourselves some Radix for breakfast and were on the bikes at 8:30. The dunes to start were a pretty good size, the rig road doesn’t have any really huge sand dunes just lots of rolling small ones. As the day went on the dunes got bigger but I was still able to ride up them which was great.
Last night all of us talked about taking the WAA track opposed to Rig road because it was 47km shorter and would be better for the fuel situation Peter is in. I thought about it as an potential option but really wanted to stick to my original plan as that will make the crossing as easy as possible for me with all the gear I’m carrying. When we stoped for lunch I told Peter that Ben and I wanted to ride the rig. I gave him a choice, he could use the two days to get fuel somehow, then meet us where the WAA meets the knolls track or he could follow us across the desert and do what Ben and I paid nearly $3000 for.
To me the first option seemed like the best choice. It meant Ben would ride with me and film and there would be 120kgs less weight in the vehicle. He said he would think about it and tell me what he was going to do when we got to the turn off. Satisfied with my communication Ben and I started riding. Over the next 10km the sand hills got very large and were bloody tough to get over. The sun beating down on us was definitely making the afternoon much harder. Ben decided that he was going to struggle to keep on top of the filming and ride the bike so it was probably a better idea for him to just tell Peter that he’s just going to have to come down the rig road so he can get all the shots we need, it didn’t seem like a problem considering it’s only 47km further on a road that’s going to be much more economical for his V8 truck.
When we got to the vehicle Peter had decided that going forward and waiting for us was the better option for him. Ben then said that the plan wouldn’t work anymore because he didn’t think it was wise for him to ride. Peter then said Ben could come with him and they would see me in two days! I then said that wouldn’t work because Ben can’t do his job if he’s not able to capture the journey.
Peter didn’t have any ideas on how to get more fuel other than for me to use my satellite phone to organize more fuel to be brought in or ask other 4x4 people if they can spare 60L of fuel. I tried to explain to Peter that i am cycling across Australia and right now that is my challenge. Im not in a position financially or mentally to be sorting out fuel and I’m not going to take on the challenge of getting more fuel.
I ended up voicing out loud my frustrated internal thoughts “you are not my support vehicle, I want to make it clear I do not need your support with my crossing. You have been paid to do a job and that is to take my camera man across the desert so he can film. From where I’m sitting I am pretty much paying for you and your mate to have a leisurely trip across the desert.”
I was starting to get angry because his actions had already caused me a huge amount of stress. I really didn’t want to say something I would regret. I made sure he was also aware that today is the last day he is going to be able to add any stress onto my life without compromising my mental state as tomorrow the medication I take for my ADHD is going to run out. He told me I was going to have to organize for that to come out! I snapped and said “no Peter you will just have to not create any extra problems for me.”
I feel so gutted, this cost so much money and Ben and I were so excited about having the opportunity to film the Simpson crossing. Sometimes things are too good to be true. During the heat of the argument I decided to be the bigger person in this whole screwed up situation and back down. The choice I had made to use the rig road to cross the Simpson wasn’t worth upsetting Peter over so I said I will change my plan for you and take the tougher WAA track. Then without a word more I just rode off towards the WAA so I could try and calm down.
Im not going to lie I was furious, I was taking deep breaths and trying not to let it get to me anymore than it already had. A few km later i reached a sign that said French line 19km I decided that I would make life even easier for Peter and would head up the Colson track that joins with the French line in 19km. Now Peter is exactly where he wanted to be. The only problem we might have is the fact it’s going to take me so much longer to travel along the French line because of the shear size of the dunes and the state they are in after all the traffic that came through over the last few months. But I have compromised for him so he will need to accept the speed I will be travelling at and compromise for me. Over that 19km I was just stewing in a pit of confusion I felt very disappointed with the situation.
When I arrived to the campsite the old fellas were already set up. I cruised into camp and went and apologized to Peter as genuinely as possible in a bid to clear the air. I didnt say anything I didn’t mean. There was a “that’s ok” as an acknowledgement from his end. Peter is a good bloke he just doesn’t seem to realise or care (not sure which) that he isn’t doing the job he was paid to do and it’s causing everyone else to have to adapt.
At this point the biggest challenge about crossing the Simpson isn’t actually crossing the Simpson! I can’t wait to take some frustration out on a sand dune tomorrow haha. Wish me luck... | https://www.wildboyadventures.com/post/the-hardest-part-about-crossing-the-simpson-expedition-dust-day-87 | 1,669,536,479 | null |
Aneel Aranha is an author, preacher, and evangelist who has spoken to hundreds of thousands of people around the world. You can find a huge selection of his reflections, articles, sermons, songs and other resources on his website This daily podcast brings you very short messages of hope and encouragement for these difficult times. | https://castro.fm/podcast/df075fd7-8fcb-4259-a47e-45b8e90b6402 | 1,670,073,959 | null |
Today was a day that my family and I have looked forward to with a mixture of anticipation and dread for a couple of months now. It is the day that my daughter Faith would leave for Africa. She will spend the next twelve weeks mentoring High School girls in Swaziland, teaching an abstinence-based HIV/AIDS prevention study called "Cherish." The study seeks to help the girls understand God's view of beauty, how valuable they are in His eyes, and to understand the importance of guarding their hearts and their purity for their future spouse.
We know beyond a shadow of a doubt that Faith is doing what the Lord wants her to do this summer. We have no doubt that God will watch over her. But we will miss her terribly. We already do.
As I write this, she is on her way to Amsterdam. She will arrive there about 2 am Monday morning (our time). Following a three hour layover, she will board a plane for Johannesburg, where she will arrive late Monday night. The following morning she will catch a Swazi Air flight into the Kingdom of Swaziland. Finally, after more than two full days of traveling, she will arrive at her home for the next 84 days.
From the time our children are born, we are in the process of preparing them to make their way in the world. While our natural instinct is to hold on to them at all costs, we know in our heart of hearts we have to let go of them. We give them a foundation upon which to build their lives, form their beliefs and formulate their worldview and then we empower them to launch forth on their own.
Journalist and author Hodding Carter II observed, "There are two lasting bequests we can give our children: One is roots, the other is wings."
We thought today would be hard. It was harder than we imagined. You would think we would be used to this by now. Two summers ago, she spent the summer in Zambia. Last summer she was in Eastern Europe. Now this summer in Swaziland. But, it's never easy to put your baby on a plane going halfway around the world. We are blessed to have an incredibly close relationship with both our children. The down side of that (if it can be said there is a down side to having a great relationship with your kids) is that you miss them like crazy when they are away from you.
I have a personal favor to ask of you - whether you are a regular reader of this blog or just happened across it today via a Google search or link love on another site. Please pray for my daughter Faith Riley as she ministers in Swaziland this summer. Swaziland has one of the highest rates of HIV/AIDS infection in the world. Many of the girls she will work with have lost one or both parents to the virus. Many of them will be dead in a few years if something isn't done to stop the spread of the virus. One of the best ways to do that is for the upcoming generation of Swazi youth to practice abstinence.
You can keep up with Faith on her blog, "so much to learn" at
Oh, and pray for her mom and dad, too. We're basket cases today, but it will get better. Starting as soon as I get the text message from her that she is safely in Amsterdam! Thanks in advance for your prayers for her this summer.
UPDATE, Tuesday May 20: After a somewhat harrowing night in the Johanesburg airport (more on that in a later post), Faith arrived safely in Swaziland about 4 am EDT this morning. She says Swaziland is beautiful and she and Becca were headed to the grocery store.
Posted at 11:56 PM in Missions | Permalink
Comments
I am sure praying for you guys Alan! I know that you & Fonda have invested a ton into Faith's life......what a blessing for her!! Way to go buddy - a daughter with a heart like hers in today's world - is a testimony to great parents & a great God!! I will be praying! Mike | https://alanriley.typepad.com/in_the_meantime/2008/05/on-her-way.html | 1,669,648,462 | null |
A villager cuts grass from a leasehold forestry plot that belongs to a group of families. - - Hills Leasehold Forestry and Forage Development Project: GCP/NEP/052/NET. | https://mediabase.fao.org/stock-photo/a-villager-cuts-grass-from-a-leasehold-forestry-plot-that-belongs-to-a-group/search/detail-0_00025086.html | 1,670,219,928 | null |
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Ever since they announced Grand Admiral Thrawn would be part of the official Star Wars universe, this image popped into my head. I have NO idea how politics works in that universe but I’m sure a Gungan has something to do with all the bad decision making. Anyway in the current state of politics, there could be WORSE choices I suppose…
Buy the Thrawn propaganda poster as a T-Shirt here:
Published in comic on August 17, 2016 by Dave
Lucky 7
On this day 7 years ago, dot Problems was born! Wow, time flies. So far 2016 has been a bust on comic updates but having a baby will do that. I’m just starting to figure out how to get some art time in when baby naps. So stay tuned for more! | https://www.dotproblems.com/category/2016/ | 1,669,478,330 | null |
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There are many misconceptions that are circulating around about the term test tube baby in Pakistan for a very long time. Some of them will be debated and explained here:
A Test Tube is Being Utilized
The word Test Tube Babies might be taken by some as the babies being born through the use of test tubes as the name indicates but, the reality is something else. It is never the test tubes that were used in the procedure because, from the very start, the only laboratory apparatus being used is a Petri dish for the purpose of fertilizing the sperm and the egg.
After Fertilization the Embryo Remains in the Test Tube
Some might think that not only the fertilization takes place in a laboratory setting by using artificial methods but also the embryo is kept in a test tube for a long time to be nourished there but that is not the case. Because in this technique, the egg and the sperm are being only fertilized by Assisted Reproductive Technologies and then after fertilization has taken place, the embryo is safely placed back in the uterus of the mother for further nourishment.
Difference Between IVF and Test Tube Babies in Pakistan
Majority of the population thinks that Test Tube Baby is different from In Vitro Fertilization IVF but in the actual scenario, these both are the same. test tube baby in Pakistan is an uncomplicated expression used for the baby who is born via IVF it can also be said as Test Tube Baby is a non-scientific term and IVF baby is a scientific term and there is not a single difference that exists between them.
Test Tube Baby are at High Risk
It is perceived that the babies born with the help of Assisted Reproductive technologies like IVF and ICSI are at high risk of developing health problems and some might believe that these babies have some neurological problems because of the method that is employed for their conception. Australian Concept Infertility Medical Center assures you that these babies are as healthy as the babies born through natural conception. You can visit our center for more information about Test tube baby in Pakistan as we have served many infertile couples who have lost their hope. It is a dream comes true for these couple and is a safe choice.
Process of Test Tube Baby in Pakistan
The procedure involves in the formation of Test Tube Baby includes the following steps:
The female partner of the couple is put on the ovulation induction medication to ensure ovulation.
The ovum is then retrieved from ovaries of the female by the gynecologist.
Sample of semen is requested to be provided by the male partner of the couple.
Then ovum is then fertilized by the sperm in a Petri dish
After fertilization, with catheter fertilized embryo is transferred back to the uterus of the female for the rest of the nourishment. | https://australianconceptkarachi.com/test-tube-baby/ | 1,669,940,088 | null |
A global international initiative, such as the Earth BioGenome Project (EBP), requires both agreement and coordination on standards to ensure that the collective effort generates rapid progress toward its goals. To this end, the EBP initiated five technical standards committees comprising volunteer members from the global genomics scientific community: Sample... | https://kew.iro.bl.uk/catalog?f%5Bcreator_search_sim%5D%5B%5D=Wei%2C+Xiaofeng&locale=en&per_page=100 | 1,670,416,791 | null |
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An artist finishes a piece, snaps a selfie in front of the work, and uploads the picture to Facebook. Although there is no curator or gallery mediating the art, many of the artist's friends are quickly liking and commenting on the work. It's a typical postinternet art practice that I've seen countless times, only now I'm in Cambodia, a country where a mere 26.7% of the population claims they've used the internet. The work is a self-portrait oil painting, and the artist borrowed his friend's smartphone for the picture.
Postinternet art is an umbrella term for a range of artistic responses to the widespread adoption of the web—specifically social media and networked smartphones—in and around the contemporary art world. It explores and exploits how these technologies have affected the ways art and culture is shared and made. Online conversations and web surfing become the raw materials, Photoshop and screen grabs the tools, and YouTube and Instagram the platforms.
In his seminal blog "Post Internet," Gene McHugh described the condition of postinternet as "when the Internet is less a novelty and more a banality." The lack of any sense of banality around internet access here in Cambodia, where I've spent the past several weeks researching and interviewing contemporary artists, has forced me to question two major underlying assumptions about postinternet art: A. Everyone is online, all the time. and B. Everyone has access to the computational power of something like a MacBook Pro, which are both statistically egregious assumptions. Roughly 58% of the world is offline, and many of those online are only accessing the web through basic feature phones.
One key characteristic of postinternet art has been the avid use of social media to build audiences outside of art institutions. In their text "Redefining Exhibition in the Digital Age," published on Tumblr in 2010, the Jogging collective argued that
Not only does information move through networks and evolve faster than ever, but smaller group identities of splintering interests produce products that are validated by their subculture, leaving behind the need for institutional accreditation. Contemporary art cannot be defined in readily canonical terms because the notion of "contemporary" changes so rapidly.
In the context of Cambodia, though, it feels like social media have done little to destabilize existing cultural hierarchies and institutions, and have even reinforced them. This critique of postinternet has been articulated by others; as Jennifer Chan aptly wrote last year, "In 2014, the internet is not so democratic and neither is the art world." In this article, I delve more specifically into the reasons for this, using the example of the Jogging (even though its Tumblr has gone quiet) simply because it was a widely influential example of artists in the West embracing social media as an alternative to the institution.
The Jogging, MAXIMUM NUMBER OF FRIENDS REQUESTED FROM RHIZOME'S FAN LIST BEFORE BEING BLOCKED FROM FACEBOOK, 2010 (Part of the series "Perfo Rmanceart")
Part of the problem in Cambodia is simply that the lack of widespread internet access limits the growth of active online subcultures that could act as an alternative source of validation. In 2014, Cambodia's Open Institute found that while 94% of the country owns a phone, only 28.4% were smartphones, and 26.7% of Cambodians use or have ever used the internet–more highly educated, male, and urban Cambodians being by far the most likely internet users.
However, even for those who have access, there are numerous barriers to translating the validation of their peers into broader awareness of their practice. In his 2012 text "Art After Social Media," artist Brad Troemel (of the Jogging) wrote that "the majority of views an artist's work gets is not through her own website, but through the accumulated network of reblogs, links, and digital reproductions that follow it." While this is true for users who share content with friends or build followings, it assumes a saturated networked media context that is not present in Cambodia. There isn't yet the ecology of art blogs, curators, and critics looking at, commenting on, and sharing artists work here. Artwork shared online in Cambodia rarely travels far beyond the artist's Facebook page and geographical location.
Another ingredient is simply digital proficiency. Also from "Art After Social Media": "today's seventeen-year-old creative has a better handle on advertising techniques she can use to direct traffic to her Tumblr than our presidential candidates had access to seventy years ago," but this is less a universal condition than a description of a very specific demographic. All of the artists I've met in Cambodia have the relative privilege of having used the internet, and they all have a Facebook account, but many are by no means as fluent in the language of digital marketing as Troemel's seventeen year old. Photographs are posted to Facebook sideways and the rare meme is made on Powerpoint or MS Paint, instantly identifiable as not being part of the Photoshop-wielding postinternet art club. This sharply contrasts with the landscape Troemel paints of hyper-fast remixing by tech-savvy users. While Facebook has offered a quick means to connect and share among one another, artists in Cambodia are put at a disadvantage when engaging with international social media because of their limited access to digital tools and skills.
Furthermore, as Eli Parser's idea of filter bubbles show, while artists in Cambodia can, in theory, enter a postinternet art conversation (by say, adding the Jogging posse as Friends on Facebook), participating on equal footing in that network remains surprisingly difficult. Parser found that language, race, education, sex, and much more create barriers between different groups, even if they are only one friend away from mingling. This has profound consequences for who receives attention (and capital) in a world where these networks are increasingly relied upon by Western curators and collectors alike.
Chov Theanly, a Battambang painter, told me at a cafe, "a few of us here might speak simple English but we still don't have the ability to connect with galleries and markets around the world. Talking across cultures and languages is still a huge challenge for us." Theanly is one of the better English speakers in the Battambang arts scene, but he still relies on a dealer for contacting galleries and helping craft his artist statement in English.
Even for those who are able to negotiate these obstacles, the incentives for Cambodian artists may be very different than those for Troemel and his peers. While Troemel rightly comments on how bad a commodity a networked digital artwork is, he still assumes that the artist works in an attention economy that can translate attention into capital through lectures, art shows, teaching jobs, etc. This is not yet possible in Cambodia (as well as much of the world). This goes back to who can afford access, but also to the network you have access to. Troemel writes:
In this sense, posting work to the Internet with no social network readily in place is synonymous with the riddle "If a tree falls in a forest and no one is around to hear it, does it make a sound?" For young artists on the internet the answer to this question is "no"—their work will easily go unnoticed, making their participation as a social brand an a priori necessity to contextualizing what they do as art.
I couldn't agree more, except to add that the market your network operates within matters more than the size or level of engagement of your network. A Like or a Comment from non-internationally or market influential friends has a fundamentally different market value than a Like or Comment from a notable blogger, curator, dealer, or gallery owner. Cambodians and Cambodian Artists with internet access are quick to engage with each other's Facebook pages, but that attention doesn't transcend their living in one of the poorest countries in Asia.
I first thought of this argument when I noticed the relative absence of vibrant internet culture in Cambodia when compared with Vietnam and China, despite heavy legal restrictions in the latter two countries. The World Bank lists China as having a population of 1.3 billion, Vietnam with 89.7 million, and Cambodia with 15.1 million, so the number of users able to speak to each other in their native languages and alphabets (Vietnamese has a Roman alphabet adapted to their six tones) is far larger than in Cambodia. World Bank also lists China as having a GDP 613 times as large as Cambodia's and Vietnam as having a GDP 11.4 times as large. This means there are many times more people online, sharing the same language, and with access to better tools and more money in Vietnam and China than Cambodia.
Troemel was right to argue that fluent use of the internet is now a crucial ingredient for access to contemporary art, but the problem of access is more fundamental than just technology. I interviewed Srey Bandaul, an artist and one of the founding teachers at Phare Ponleu Selpak, one of Cambodia's few art schools. When asked about the largest barriers for Cambodian artists' success, Bandaul echoed Theanly, focusing on money and language: "Everyone here has Facebook, but many people here can't read what is being discussed. You can't understand conceptual art without context; most of us can't get that without a translator."
If, for Troemel, social media offered a possibility for artists to sidestep traditional gatekeepers in order to connect with audiences and circulate their work, this possibility is not available in the same way to Cambodian artists. While internet access amongst Battambang artists is high, education in contemporary art theory is not; nor is high-level English or French fluency, digital proficiency, or access to networks of cultural capital. Thus, there are a handful of Western curators and patrons* in Cambodia who act as unchallenged gatekeepers to Cambodia's contemporary art scene and market, and art after social media appears to function very much as it always did.
* I do not mean to criticize the efforts of these individuals—really, I cannot speak to their impact—only that in Cambodia, the kind of mediation between artist and audience has remained largely the same before and after one quarter of the population was introduced to the internet.
Tags
Art After Social MediaBen ValentineGene McHughPhare Ponleu SelpakPostinternetThe JoggingJennifer ChanSrey BandaulBattambang | https://rhizome.org/editorial/2015/apr/3/postinternet-cambodia/ | 1,670,593,547 | null |
Many passengers and the general public cast pilots as glorified bus drivers, with boring flights, 99% of the time on auto pilot with the crew chatting, eating or asleep. Well.. East African was much more than that for me. Here’s some of my stories.
As a new 1st Officer on the DC3, I was there at a time when a conflagration was ongoing between the many S African DC3 Captains, (a rough bunch, mainly ex-Air Force that previously had been shooting up North Koreans from their American Mustangs). These Captains now ensured that no 1st Officer, apart from one Kenyan was given any flying. Normally flying the sectors was alternated. One morning, where the second sector Southbound out of Dar es Salaam should have been mine, the Captain took it. When landing at Kilwa, he made a three point landing.. which is forbidden in DC3 operations, as the aircraft may lose direction, by swinging out of control. This is exactly what happened on this occasion! The DC3 then ran off the runway, sunk up to its belly in soft sand. The left prop ripped off, ‘walked’, and cut through the cockpit, also cutting into the Captain. He died within seconds from blood loss. I was unharmed. After 2 weeks compassionate leave. I was back flying. (Kilwa crash photos and full write up on the net).
Flying with another Capt. over the massive Uganda game parks, the 1st officers needed to do the flying, as the Captain, (Pearson), a keen semi-pro bird photographer, was always searching for eagles’ nests. The flight was carried out below ground level, weaving through the deep gorges, while the Captain scoured the cliffs with binoculars for eagles’ nests. Full passenger load, natch!
Every Sunday, two DC3s took passengers to the Ngoro Ngoro crater. Crew could volunteer for that flight. We would either go out with the tourists, or stay at the lodge to study for our senior exam. A low level pass was needed before landing to get any present game off the runway. On my DC3 command check, into Dar Es Salaam, at 700 feet above the ground on approach, one engine cut out. The French check Captain had slyly switched off the fuel! Immediately I added full power to the remaining engine, that now screaming away, then.. all checks were quickly sorted out according to our training and we landed. Captain restarted the failed engine and we taxied in. Next morning the headlines in the local papers shouted. EAA DC3 has an engine failure on approach to Dar. The Frenchman got dragged over the coals by the Ops. manager.
My first command flight on the DC3 was a charter from Nairobi to Dar. Passengers were Sen. Robert Kennedy, his wife and entourage. We were restricted to 10,000ft due to no oxygen above that, and with the Usumbara mountains below. Extreme turbulence shook us for the entire flight. On landing I apologized to Mrs. Kennedy. She remarked.. don’t worry about it, they were all completely drunk and fell asleep. The bar had been totally cleaned out.
One airport in Tanzania was on top of a high plateau. The cloud was nearly always just a couple of hundred feet above the runway. After circling down through cloud gaps, (there was a beacon there), the circuit needed to be flown BELOW airport level. On final approach, a touch of power brought the super responsive DC3 up onto the runway.. ABOVE. Many white knuckled new 1st officers watched these antics!
In command on a Comet, a charter flight from Entebbe to Kigali, (almost next door), was for Ugandan President Obote. He insisted on arriving in the Comet, not a lowly, insignificant Fokker Friendship. When planning this flight, I was informed by an Air Congo Caravelle Captain, who was passing through, that the strip was much too short for the Comet. As the President wanted a boisterous welcome with a band playing, he insisted we fly him to the Congo’s Atlantic coast, Stanleyville, where he could walk off the plane with a brass band playing. He then had to transfer to a Fokker Friendship and fly all the way back across Africa to Kigali. He was our ‘boss’.. so couldn’t refuse. After the President disembarked, we refueled, Shell Oil was everywhere, BUT the ground battery cart to restart the engines needed many shillings! Unable to pay from our pockets, we raided the bar box, which had just enough for ONE start! We then had to start each engine in turn, run it for about 10 minutes, to charge the plane’s batteries. A half hour task, before our empty return flight.
One night out of Mombasa on a Comet charter to Jeddah for the Haj, the runway measured too short for the present load, wind and high temperature. We needed either to wait for a few hours for the temp to drop, or maybe weigh in the passengers. In their flowing white robes they appeared much lighter than the ‘average’ weight we used. Much to everybody’s frustration, I ordered the ground staff to weigh all the passengers. Surprise. we were well ABOVE the average weight. A few hours later, it cooled down and we went to Jeddah.
A Slight Slip
From ‘East African: An Airline Story’ – by Peter J. Davis
It was a Saturday afternoon, 7th December 1974, and they were still working in the main hangar at Embakasi.
A Super VC10, 5Y-ADA was undergoing routine maintenance, which involved gear retraction tests. The empty aircraft, weighing some eighty tons, was supported by three high-lift jacks, positioned under the specially integrated jacking points, one under each wing and a third under the rear of the aircraft, below the engines.
A team of men were to adjust each jack, until the aircraft was level, it was a fairly routine performance and had been done many times in the past. Unfortunately, on this occasion, the mechanic operating the rear lack was inexperienced and failed to concentrate properly, resulting in his releasing the hydraulic pressure fully, causing the jack’s cylinder to descend to its stop. The aircraft slipped off the jack tail-first, remained on the wing supporting jacks, and crashed to the floor of the hangar in a parody of the take-off attitude. The tail supporting jack had not fallen but, slipping, had penetrated the main engine beam which held two of the four Conway engines, damaging it beyond repair. Miraculously, no one had been hurt, as might have been the case if it had not been a Saturday afternoon, with few people on duty.
A view inside the Embakasi hangar at the time of the incident. Photo from Tony Russell
This was a blow to East African Airways in more than just an engineering sense. In 1974 the Hajj season occurred during December, together with the seasonal Christmas heavy bookings. Apart from the financial losses and immense loss of face when it became known that E.A.A. ‘had dropped a Super VC10 on the hangar floor’, the logistics of repairing the aircraft were overwhelming. It became probable that the damage may even be beyond the airliners capability to finance repairs when it was discovered that the British Aircraft Corporation did not carry such a major component in their spares inventory. The VC10 jigs had long been dismantled and the cost of a one-off engine beam would be astronomical.
The damage to 5Y-ADA Photo from Tony Russell
Then someone remembered 5X-UVA. They had buried the remains of the burned out aircraft at Addis Ababa by the simple expedient of filling in the ditch in which she lay. What if the engine boom was still intact? Sadly the suggestion was countered by Cliff Sarginson, now assistant chief engineer, who had been responsible for blowing up the tangled debris of 5X-UVA with dynamite before the bulldozers covered up the remains. The explosions had completed the destruction of the tail and engine assembly, which had survived the fire. In the best engineering traditions, it was proposed that, since the right side of the ‘spectacle-shaped’ frame of the engine mounting was undamaged, a new left side might be made at Weybridge. With brilliant engineering skills on the part of the team led by an ex-BAC Weybridge engineer, who was brought out of retirement to lead the project, the new piece was joined to the existing half by splicing and plating. With a slightly heavier empty weight and requiring an adjustment to trim, 5Y-ADA rejoined the fleet, some weeks later than planned.
An Elephant takes on a Twin Otter
From ‘East African: An Airline Story’ – by Peter J. Davis
It was on a Twin Otter “Safari” flight in June 1969, that Captain ‘Rusty’ Bowker-Douglass and his passengers had an experience which none of them would ever forget
Bowker-Douglass had picked up his group in Twin Otter 5X-UVN, at Embakasi from an incoming BOAC flight, on 8th June. He departed for Nyeri, where everything went smoothly. The next day, they made their way up to Ferguson’s Gulf camp, where the safari followed the enjoyable routine which was, by then, well established. They departed Lake Rudolf on the 11th June, for the fascinating flight west, across the Turkana and Karamoja country, to Chobe.
Captain Bowker-Douglass
As he circled the lodge, Bowker-Douglass noticed three elephants in the tall grass, between the airstrip and the lodge, close to the taxi-way, which enabled pilots to park their aircraft in the hotel car park. After landing and taxying along the twisting taxi-way, they suddenly saw one of the elephant facing them, quite unafraid of the Twin Otter’s whining PT6 engines. The elephant, a cow, was obviously very curious about the aircraft, and walked steadily and determinedly toward it.
The captain of the Twin Otter was faced with a problem for which his training had certainly failed to prepare him. He considered shutting down the engines and waiting out the encounter. His concern for the safety of the aeroplane and his passengers made him decide on another course of action. Unable to turn in the narrow space, he could do only one thing, as the giant form began to fill the windscreen, to the alarm of the passengers. Putting the propellers into reverse, he backed the Twin Otter down the narrow, twisting, taxi-way, unable to see anything other than the edge outside the left-hand window. As the taxiway widened onto the runway, Bowker-Douglass quickly selected take-off flap and, with feelings of great relief, they were airborne again within seconds.
A quick buzz over the heads of the elephant sent them off into the surrounding bush, and the area was clear for landing. They were soon all in the hotel bar, celebrating their escape from what must be the one and only occasion when an elephant has chased an aircraft back into the air – and when reverse pitch has been put to such use
The DC3 engine failure
…it was in fact a Fire warning, I believe the only one we ever had in EAA, so they tell me!
We took off from Mbeya and climbed over the mountains and set course to Mwanza on Lake Victoria. I well remember the moment I cupped my hand around the left engine fire warning light to make sure the increased glow was indeed the reflection of the sun, as it always was, To my horror it burnt my finger and we immediately carried out the fire drill. For some reason of all the many a/c I have flown I can still vividly remember the DC3 drill.
“THROTTLE, MIXTURE, FEATHER, FUEL BOOSTERS, IGNITION, COWL GILLS, CARB AIR, PROP STOPPED PRESS THE BUTTON.”
When we came to PROP STOPPED, it hadn’t!!! We stared at each other in disbelief, even looked at the other engine in case we had feathered the wrong one, repeated the drill several times but to no avail. We now had a heavy DC3, 5H-AAL, on the wrong side of a range of mountains with a runaway prop!! When I say heavy, I checked all the paperwork after the flight and found that 13 was our lucky number. We had 13 on board, the Take off weight was 13,000 kgs, and the flight was EC 283 which adds up to 13. We obviously managed to get around the mountains flying in valleys and landed back at Mbeya with the port prop whining at around 3000 rpm completely disconnected from the CSD drive. We landed on R/W 13 and stopped on the runway, disembarked all and then stood and listened to the still whining prop that was surely due to fly off any moment.
As I remember, the Tower then told us of an inbound CAA , I think a Beaver, and would we please vacate the runway!! We started No 2 and then had great fun trying to taxy a DC3 on one engine back to the apron, doing a series of quite high speed turns almost ground loops, but got there.
An engine change in Mbeya was good for at least a week off, by the time they could get one down there let alone change it.!!! Resigned to this expected roster change we quickly adapted to our new plan and went to the bar at the one and only Mbeya Hotel. There we met up with all of our passengers and were very very warmly welcomed!!! After a while, I got called to the reception only to be told EAA had diverted another DC3 to Mbeya and that Rusty (Bowker-Douglass) and I were to take the replacement a/c direct to Dar es Salaam. So considering our psychological and physical condition Rusty and I decided that we would do as we were told, of course, but empty. Our passengers, now good buddies insisted that they would only fly with Rusty and me and literally forced us into taking them too!
We eventually left Mbeya for Dar in 5H-AAK with all on board. Looking at my log book we were on the ground in Mbeya for over six hours, Total duty that day was 12hrs 45mins.
Both Rusty and I became very close friends with most of our passengers of that day!
From the Cabin Crew
By Mary Wairumu, a Kenyan stewardess who was with the airline from 1970 to 1977
I have fond memories of EAA and the staff were very friendly to work with. For me I always wanted to be an Air hostess.
When someone came to my High School, I took a chance asking all the necessary questions and later he left me with EAA’s Time Table, brochures about the airline and types of aircraft. I studied all the information contained therein, and when the chance came for me for an interview, although I did not have the required height for I am much smaller, EAA interview Panel had no choice but to accept me as I was because I passed my interview well having prepared myself well in advance.
First of all I had a very good friend who was a stewardess and her name was Jane Nyingi. Another was Julie Tumwine, Lawrence, Beatrice Makame, Ruth Lutale and the Chief Stewardess Buchanan. For pilots I know most of them joined Middle East Airlines like Gulfair etc. and others retired. However, I would wish to get in touch with Capt. Cook and Capt. Poulsen. A couple of Pilots moved to work with various small airlines at Wilson Airport.
Well I really enjoyed working as a Stewardess for EAA in Twin Otters, DC3, F27, DC9, Comets and SVC10s. This was the ladder as a young Stewardess I had to climb and I did and was always happy, smiling and very hard working. My two former Chief Stewardesses Urna Buchanan and Ruth Lutale can ascertain that. My favourite airliners were SVC10s. In fact the morning of the 1972 crash I had just arrived from London in the SVC10 that later on crashed in Addis Ababa. During the flight after I was done in the Cabin, I sat on the last row taking the window seat starboard side and napped. I dreamed that we had crashed while flying over the Sahara desert and that I was the only survivor. I woke up from my dreams sweating and panting for air. One steward by the name of Mbuthia asked me what was wrong and I then related my dream to him. It was time to start serving breakfast and the matter was forgotten.
On arrival in Nairobi, I met with the next crew to take the aircraft to Addis and Rome. One of of my closest friends was Jane, who used to be so scared of flying, was on the same flight and as usual whenever we met going on different flights she would burst into tears of how scared she was and I would encourage her to stay on. Well she wasn’t very lucky this time, for she died in the crash at Addis. Later on I came to learn that she had joined EAA in her cousin’s place, who on finding she was expecting a baby, exchanged the place with her. So her parents were not paid her airline insurance.
I had several incidents while working for EAA and one such incident happened when the undercarriage of a F27 landing in Nairobi refused extend out for landing and we landed on the belly. Happily no one was hurt. The second incident was on a flight from London in a VC10 and the aircraft hit the severe air pockets making her twist and turn almost upside down for about five minutes. The chief steward, pushing the trolley full of drinks, was hit on the head and his neck almost disappeared while a passenger who happened to be on his way to the toilet, found himself trapped in the trolley in place of the drinks. Another steward had a broken arm. I was safe for some reason. Within no time the aircraft regained its proper position and we reported to the Captain about those hurt. We were met by ambulances and the whole works. We terminated our journey temporarily and stayed in a hotel in Frankfurt. Later on we learn that the passenger who got stuck in the trolley was cut out of it and managed to get away with only minor cuts here and there. The Chief Steward was put in a machine in hospital where his head was pulled and he regained his neck and the other steward had a cast on his arm. The following day we flew back to Nairobi without further incident.
The third incident was in a DC9 when on take off the front door flew open. Luckily I was seated at the rear of the aircraft. We circled for a while in the air and came back, landing safely in Mombasa. The plane was full of German tourists and when we landed like 20 minutes after take off, they were so excited clapping and cheering
Mary Wairumu
in their language. They thought that in fact we had landed in Nairobi where they were to connect back to Germany. Again no one was hurt.
For some reason, I never saw myself dying in a crash. I was too busy being happy and always eager to go on a flight.
Lastly, during my domestic flying as a stewardess, we had Capt. Rose always flying in a F27 with F/O Hudson, whom the junior stewardesses had nicknamed “Coke in a bottle”. He never wanted to be served in a glass hence the nickname. These two Flight Deck Crew were a bit harsh to stewardesses often reducing them into tears. No one wanted to fly with them. As it happened we had no choice. After EAA collapsed, I understand that the two pilots went to South Africa. Most of the other pilots were good. By the way we all wanted to fly with Capt Ricketts, Capt Poulsen and Capt Cook. Other pilots were Capt Moberg, Capt Cartwright, Capt Dick Knight and others.
I would like to mention that I have good memories of Mr. Barry Fraser (Mr. Raindrops) as he was affectionately known. He was our Cabin Crew Trainer together with Ms Chettyar. The Chief Stewardess Ms Buchanan was the most elegant person I ever knew, not a hair out of line. She was very strict, neat and orderly and wanted all stewardesses and stewards alike to look smart. I remember she used to stand outside Ops office and would watch us as we came out of the transport while going on flights. She would check whether our shoes were shining, uniforms ironed and worn without crease and hair well kept. She was particular about how we looked. I was very fond of her and having been in a boarding convent school for 12 years, I knew better than to be untidy. She also noticed this about me and when she received good reports about me, she kept promoting me. I could never forget her as she was in the interview panel that interviewed 150 who wanted to join EAA. Out of that, the Panel was content with taking only twenty five girls from the three East African countries and I was among them. After Ms Buchanan left, then Ms Ruth Lutale was promoted from Assistant Chief Stewardess to Chief Stewardess.
I will always remember how I looked forward to going on a flight. I would be ready in my airline gear four hours before my pick up time. Never sitting down so as not to crease my uniform. I loved the SVC10s’ takeoffs and landings. I loved the sound she made during these times.
The Final Chapter in the Story of East African Airways
By Arthur Ricketts
Back in 1977, when I flew the last of the East African Airways Super VC-10’s to Filton, little did I think that they would remain in service for another 37 years. Not only did they continue in service, but they took on a distinctly military role, that of flight refueling.
The Super VC- 10’s were modified by British Aerospace at Filton to have extra fuel tanks fitted in the fuselage and a complete overhaul of systems, together with the fitting of an Artouste A.P.U. in order to ensure self sufficiency in the military environment.
Transfer of fuel to receiving aircraft was achieved by the fitting of two Flight Refueling Systems Mk 28 Hose Drum Units of the probe and drogue type. These were suspended from the wings just outboard of the flaps and a further Mk 17B HDU was fitted in the lower rear fuselage. Control of the of the refueling was carried out by means off a television monitor and valve switching at the normal Flight Engineers station. A total of five extra fuselage tanks were fitted with individual capacities of 3,182 litres making a total disposable fuel capacity of 15,910 litres. In addition the aircrafts own fuel capacity of 105728 litres less the fuel remaining below the minimum fuel dump stack pipe was also available to receivers.
A new type number, BAC1164, and a military designation of VC-10 K.3 were used to identify the 4 ex EAA aircraft. During their careers as tankers the VC-10’s refueled most of the types operated by NATO, from fighters to AWACS and Tri-Stars of the Royal Air Force, the larger aircraft being refueled from the fuselage HDU.
The VC-10’s are now being replaced by the Voyager, a militarised version of the Airbus A330.
During 2012 and 2013 the MoD issued varying statements as to the expected retirement date of the K.3’s, but finally the first one ZA149 aka 5X-UVJ flew unannounced into Bruntingthorpe for reduction to spares and final breaking up as scrap on 18th March 2013. Presently however, it still stands complete.
The next K.3 to leave Brize Norton was ZA148 aka 5Y-ADA which departed on 28th August to Newquay Airport, the old RAF station of St. Mawgan, to be preserved by the Classic Air Force Collection.
Third to leave was ZA150 aka 5H-MOG, the last VC-10 to be built, and destined to reside near to the old Vickers factory at Weybridge. She departed Brize on 24th September and landed later that day at Dunsfold to be preserved by the Brooklands Museum.
The final aircraft of the four K.3’s left Brize the next afternoon. She was ZA147 5H-MMT, known to all on Eastaf as “Mingi Mingi Trouble”.
For whatever reason she lived up to her name, supposed to join the Bruntingthorpe circuit for a final series of flypasts, she was seen descending below tree level some 4 or 5 miles to the north of Bruntingthorpe followed by the Conway howl as she re-appeared above the trees and finally heading for where she should have been originally. After three fly pasts, all with undercarriage down, apparently the RAF doesn’t do wheels up flypasts; she came in to a final landing and taxied in to widespread applause from the several hundred assembled guests and aviation enthusiasts.
Her final fate is to be “reduced to spares”, but one bit of her lives on. The captains stop watch and time of flight clock was presented to me by Garry Spoors, Managing Director of GJD Aerotech prior to the start of her final disassembly.
There are plans to preserve a K.3 at the RAF Museum at Cosford, but the cost of disassembling and transporting such a large aircraft may be nigh on impossible to justify. The RAF seem to think Cosford’s 1,700 yard runway is too short for the K.3 and have so far not accepted my offer to fly it in for them! | https://eastafricanairways.com/stories/ | 1,670,372,105 | null |
Shanklin Sailing Club, Hope Road, Shanklin, Isle of Wight, PO37 6EA • • 01983 721264
Beaufort Scale
Challenger rigging instructions
Course notes - practice and lesson
Heavy weather sailing
Launching in waves
Measurements
The start
Tidal stream in Sandown Bay
Water at the mark
Sailing hints
Click on links below for more details
Sep '17
13th
Water at the mark
The rights of way at a mark of the course depend on what type of buoy is being rounded. Start buoy There is no right to water at a start buoy (or committee boat). Starboard has rights over port. Leeward boats have right of way over windward boats and can luff them as high as head-to-wind before...
Feb '17
20th
Challenger rigging instructions
Attached is information on setting up the Challenger trimaran. Challenger handbook
Sep '15
28th
Launching in waves
The key to launching a Sprint 15 in large surf is to start from the right place, go at the right angle and drive the boat hard. Look at the wind direction. If the wind is coming from the left as you look out directly to sea, start on a port tack, if it is coming from the right, start on starboard....
Mar '15
8th
Course notes - practice and lesson
Day 1 Before the start Look at the forecast and the tide tables Try to get to the club as early as possible so as not to rush Take a good look at the course, making note of the start buoys, direction of rounding and number of laps Try to understand what point of sail you are on at least...
Dec '12
31st
Tidal stream in Sandown Bay
Below are the tidal directions and strengths for Sandown Bay. Estimates are specifically for 50°38.03' N, 1°6.58' W which is approximately 2 NM due east of the sailing club. Speeds are in knots. Times refer to Portsmouth High Water. Hours Direction Springs Neaps -6 058 NE by E 1.4...
Mar '12
2nd
Beaufort Scale
Force Description Wind speed 0 Calm < 1 knot 1 Light air 1-2 knots 2 Light breeze 3-6 knots 3 Gentle breeze 7-10 knots 4 Moderate breeze 11-15 knots 5 Fresh breeze 16-20 knots 6 Strong breeze 21-26 knots 7 High wind, moderate gale, near gale 27-33 knots 8 Gale, fresh gale 34-4...
Jan '10
22nd
The start
STARTING RACES Races shall be started by using the following signals. Times shall be taken from the visual signals; the absence of a sound signal shall be disregarded. Signal Flag & Sound Mi...
Jan '10
22nd
Heavy weather sailing
By Paul Tanner On the beats I had the traveller about 1 foot from the end of the track and the main sheeted block to block. I concentrated on driving the boat through the waves and hiking out hard in the gusts. When the gusts were really strong I tended to point up higher and wait for it to pass, t...
Jan '10
22nd
Measurements
Sprint 15 boat setup 13th August 2012 measurement is from halyard shackle pin to top of traveller track. ↓↓↓ ↓↓↓ forestay shroud pin feet/inches mm forestay ... | https://www.shanklinsailingclub.com/listpages/sailing_hints.php | 1,669,622,277 | null |
NHK’s 3.11 earthquake disaster tradition project “Kioku no baton” aims to pass on the memories and lessons learned from the Great East Japan Earthquake to posterity. In the special program “Let’s connect to tomorrow” of the project, sencr planned and produced an image movie of the main personality, Ms. Non.
Once again, I think back on that day. And look at yourself now. What happened on that day and how has it changed in the last 10 years? What are the issues to be tackled from now on? What can we do now?
We draw a 60-second video without dialogue, thinking about the past and the present, and having a strong intention with a core. The dignified expression of Non shown in the last cut is finished in a very impressive image movie. | https://sencr.tokyo/en/works/pickup/remembering-3-11-project-3/ | 1,669,819,977 | null |
A lot of people color eggs for Easter every year. In another week, they will be looking for ways to use hard cooked eggs. Deviled eggs are great, as is egg salad, but you have more options.
Here are a couple of ways you might want to enjoy some of your eggs. The first recipe is for classic pickled eggs. The second recipe came from my friend Jimmy. It is a type of fresh relish made with beets, pickles and hard cooked eggs.
Pickled eggs are fun and easy to make. They are traditionally pickled with beet juice, so they turn a pretty pink color, too. The recipe can be made without beet juice, but what fun is that? Actually, you can leave out the beets, just use plain water.
Once the eggs are ready, I store them in a jar in the fridge. If you add beets to the jar, they will “pickle” along with the eggs. Pickled eggs will keep for a couple of weeks in the fridge.
To get beet “juice” you just cook peeled beets in water until tender. The water turns bright red from the beets. You can skip the cooking beets parts by using canned beets, if you prefer.
Pickled Eggs
1 c. beet juice (cooking liquid)
1 c. apple cider vinegar
1 c. sugar- you can use less
1 onion, sliced thin, optional
1 T. pickling spice
2 t. salt
6-12 hard cooked eggs, peeled
In saucepan, heat all ingredients together, except the eggs. Bring to a simmer and cook 5 minutes on low heat. Cool mixture down. Place eggs in a jar or other container with a tight fitting lid. Pour over the beet juice mixture. Cover jar and place in the fridge. Wait one day before eating. Eggs will keep a few weeks.
Eggs with Pickles and Beets
This recipe was given to my friend Jimmy, by an Ukranian co-worker of his.
I don’t have an exact recipe. Jimmy said she took pickles, eggs and beets, all diced fine, and layered them. When I asked him what kind of pickles- sour or sweet- he said both.
It is served as a side with meals, or with bread or crackers as an appetizer.
I played around with the ingredients and really loved the combination. I used both kinds of pickles and used pickled beets as well. You could use cooked, diced beets, either fresh or canned.
Eggs with Pickles and Beets
½ c. diced sweet pickles
½ c. diced dill pickles
½ c. diced cooked or pickled beets- if you made pickled eggs, you can use those beets
3 hard cooked eggs, peeled and diced
Pepper to taste
Combine all ingredients in a bowl- or layer in a glass dish. Chill before serving. Serve with crusty bread or crackers, or just as a side dish with meals. Makes 2 cups. | http://thecharmedkitchen.com/2019/04/14/pickled-eggs-and-eggs-with-pickles/ | 1,670,348,396 | null |
Welcome to LifeSmarts! We encourage you to learn it, live it! LifeSmarts is a consumer literacy competition that gives students a chance to compete and excel — while gaining the tools they need to succeed in today’s marketplace as consumers. That means being prepared to make smart financial investments and good decisions and avoid the common traps and pitfalls that many consumers encounter in the real world.
By competing in the online competition, Varsity LifeSmarts teams have the opportunity to advance to live state and national competitions. Each April, teams from around the country gather in a major city for four days of exciting competition, and a national LifeSmarts champion is crowned. | https://lifesmarts.org/students/ | 1,670,651,157 | null |