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SK_ID_CURR int64 100k 456k	TARGET int64 0 1	NAME_CONTRACT_TYPE stringclasses 2 values	CODE_GENDER stringclasses 2 values	FLAG_OWN_CAR stringclasses 2 values	FLAG_OWN_REALTY stringclasses 2 values	CNT_CHILDREN int64 0 8	AMT_INCOME_TOTAL float64 27k 1.8M	AMT_CREDIT float64 45k 3.08M	AMT_ANNUITY float64 3.05k 225k	AMT_GOODS_PRICE float64 45k 2.93M	NAME_TYPE_SUITE stringclasses 7 values	NAME_INCOME_TYPE stringclasses 4 values	NAME_EDUCATION_TYPE stringclasses 5 values	NAME_FAMILY_STATUS stringclasses 6 values	NAME_HOUSING_TYPE stringclasses 6 values	REGION_POPULATION_RELATIVE float64 0 0.07	DAYS_BIRTH int64 -25,165 -7,680	DAYS_EMPLOYED int64 -15,943 365k	DAYS_REGISTRATION float64 -19,463 0	DAYS_ID_PUBLISH int64 -6,259 -1	OWN_CAR_AGE float64 0 65	FLAG_MOBIL int64 1 1	FLAG_EMP_PHONE int64 0 1	FLAG_WORK_PHONE int64 0 1	FLAG_CONT_MOBILE int64 0 1	FLAG_PHONE int64 0 1	FLAG_EMAIL int64 0 1	OCCUPATION_TYPE stringclasses 18 values	CNT_FAM_MEMBERS float64 1 10	REGION_RATING_CLIENT int64 1 3	REGION_RATING_CLIENT_W_CITY int64 1 3	WEEKDAY_APPR_PROCESS_START stringclasses 7 values	HOUR_APPR_PROCESS_START int64 1 23	REG_REGION_NOT_LIVE_REGION int64 0 1	REG_REGION_NOT_WORK_REGION int64 0 1	LIVE_REGION_NOT_WORK_REGION int64 0 1	REG_CITY_NOT_LIVE_CITY int64 0 1	REG_CITY_NOT_WORK_CITY int64 0 1	LIVE_CITY_NOT_WORK_CITY int64 0 1	ORGANIZATION_TYPE stringlengths 3 22	EXT_SOURCE_1 float64 0.03 0.94	EXT_SOURCE_2 float64 0 0.86	EXT_SOURCE_3 float64 0 0.88	APARTMENTS_AVG float64 0 1	BASEMENTAREA_AVG float64 0 1	YEARS_BEGINEXPLUATATION_AVG float64 0 1	YEARS_BUILD_AVG float64 0 1	COMMONAREA_AVG float64 0 1	ELEVATORS_AVG float64 0 1	ENTRANCES_AVG float64 0 1	FLOORSMAX_AVG float64 0 1	FLOORSMIN_AVG float64 0 1	LANDAREA_AVG float64 0 1	LIVINGAPARTMENTS_AVG float64 0 1	LIVINGAREA_AVG float64 0 1	NONLIVINGAPARTMENTS_AVG float64 0 1	NONLIVINGAREA_AVG float64 0 1	APARTMENTS_MODE float64 0 1	BASEMENTAREA_MODE float64 0 1	YEARS_BEGINEXPLUATATION_MODE float64 0 1	YEARS_BUILD_MODE float64 0 1	COMMONAREA_MODE float64 0 1	ELEVATORS_MODE float64 0 1	ENTRANCES_MODE float64 0 1	FLOORSMAX_MODE float64 0 1	FLOORSMIN_MODE float64 0 1	LANDAREA_MODE float64 0 1	LIVINGAPARTMENTS_MODE float64 0 1	LIVINGAREA_MODE float64 0 1	NONLIVINGAPARTMENTS_MODE float64 0 1	NONLIVINGAREA_MODE float64 0 1	APARTMENTS_MEDI float64 0 1	BASEMENTAREA_MEDI float64 0 1	YEARS_BEGINEXPLUATATION_MEDI float64 0 1	YEARS_BUILD_MEDI float64 0 1	COMMONAREA_MEDI float64 0 1	ELEVATORS_MEDI float64 0 1	ENTRANCES_MEDI float64 0 1	FLOORSMAX_MEDI float64 0 1	FLOORSMIN_MEDI float64 0 1	LANDAREA_MEDI float64 0 1	LIVINGAPARTMENTS_MEDI float64 0 1	LIVINGAREA_MEDI float64 0 1	NONLIVINGAPARTMENTS_MEDI float64 0 1	NONLIVINGAREA_MEDI float64 0 1	FONDKAPREMONT_MODE stringclasses 4 values	HOUSETYPE_MODE stringclasses 3 values	TOTALAREA_MODE float64 0 1	WALLSMATERIAL_MODE stringclasses 7 values	EMERGENCYSTATE_MODE stringclasses 2 values	OBS_30_CNT_SOCIAL_CIRCLE float64 0 26	DEF_30_CNT_SOCIAL_CIRCLE float64 0 4	OBS_60_CNT_SOCIAL_CIRCLE float64 0 26	DEF_60_CNT_SOCIAL_CIRCLE float64 0 4	DAYS_LAST_PHONE_CHANGE float64 -3,791 0	FLAG_DOCUMENT_3 int64 0 1	FLAG_DOCUMENT_6 int64 0 1	FLAG_DOCUMENT_8 int64 0 1	FLAG_DOCUMENT_9 int64 0 1	FLAG_DOCUMENT_13 int64 0 1	FLAG_DOCUMENT_14 int64 0 1	FLAG_DOCUMENT_16 int64 0 1	AMT_REQ_CREDIT_BUREAU_DAY float64 0 4	AMT_REQ_CREDIT_BUREAU_WEEK float64 0 4	AMT_REQ_CREDIT_BUREAU_MON float64 0 17	AMT_REQ_CREDIT_BUREAU_QRT float64 0 6	AMT_REQ_CREDIT_BUREAU_YEAR float64 0 9
321,826	0	Cash loans	M	N	Y	1	202,500	986,346	35,559	832,500	Family	Pensioner	Secondary / secondary special	Civil marriage	House / apartment	0.010147	-21,170	365,243	-694	-4,628	7	1	0	0	1	0	1	Laborers	3	2	2	WEDNESDAY	13	0	0	0	0	0	0	XNA	0.689046	0.547031	0.158555	0.0649	0.071	0.9985	0.9796	0.0097	0	0.1034	0.0833	0.125	0.0133	0.053	0.0342	0	0	0.0662	0.0737	0.9985	0.9804	0.0098	0	0.1034	0.0833	0.125	0.0137	0.0579	0.0356	0	0	0.0656	0.071	0.9985	0.9799	0.0098	0	0.1034	0.0833	0.125	0.0136	0.0539	0.0348	0	0	reg oper account	block of flats	0.0441	Stone, brick	No	1	0	0	0	-3,298	1	0	0	0	0	0	0	0	0	0	0	0
389,233	0	Cash loans	F	N	Y	0	180,000	225,000	22,383	225,000	Unaccompanied	Commercial associate	Higher education	Married	House / apartment	0.015221	-15,320	-3,953	-7,439	-3,912	7	1	1	0	1	0	0	Managers	2	2	2	TUESDAY	16	0	0	0	0	0	0	Business Entity Type 3	0.47228	0.657793	0.368969	0.049	0.0479	0.9742	0.6464	0.0192	0	0.1207	0.125	0.1667	0.046	0.0387	0.0377	0.0116	0.0062	0.0483	0.0497	0.9742	0.6602	0.0194	0	0.1034	0.125	0.1667	0.047	0.0422	0.0393	0.0117	0.0065	0.0494	0.0479	0.9742	0.6511	0.0194	0	0.1207	0.125	0.1667	0.0468	0.0393	0.0384	0.0116	0.0063	reg oper account	block of flats	0.0416	Stone, brick	No	0	0	0	0	-387	1	0	0	0	0	0	0	0	0	2	0	0
361,364	1	Cash loans	F	N	N	0	157,500	573,408	29,407.5	495,000	Unaccompanied	Commercial associate	Secondary / secondary special	Single / not married	House / apartment	0.007274	-19,824	-988	-659	-696	7	1	1	0	1	0	0	Cooking staff	1	2	2	THURSDAY	15	0	0	0	0	0	0	Self-employed	0.768138	0.501806	0.7463	0.0993	0.1145	0.9921	0.8912	0.0244	0.1064	0.0459	0.5	0.0417	0	0.0787	0.0922	0.0103	0.0183	0.0966	0.1175	0.9891	0.8563	0.0163	0.0806	0.0345	0.4583	0.0417	0	0.0836	0.0719	0.0039	0.006	0.0978	0.1134	0.9891	0.8524	0.0165	0.08	0.0345	0.4583	0.0417	0	0.0787	0.0766	0.0078	0.0139	reg oper spec account	block of flats	0.0572	Stone, brick	No	0	0	0	0	-127	1	0	0	0	0	0	0	0	0	0	0	0
140,187	0	Cash loans	F	Y	Y	2	180,000	781,920	43,659	675,000	Unaccompanied	Working	Higher education	Married	House / apartment	0.030755	-14,366	-188	-3,850	-4,368	7	1	1	0	1	0	0	Core staff	4	2	2	FRIDAY	11	0	0	0	1	1	0	Other	0.491363	0.561864	0.332851	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	2	0	2	0	-1,798	1	0	0	0	0	0	0	0	0	0	0	0
382,316	0	Cash loans	F	N	Y	2	67,500	269,550	14,751	225,000	Unaccompanied	Working	Secondary / secondary special	Married	House / apartment	0.019689	-13,219	-6,035	-6,230	-4,732	7	1	1	1	1	1	0	Core staff	4	2	2	TUESDAY	8	0	0	0	0	0	0	Kindergarten	0.356323	0.275536	0.533482	0.0082	0	0.9752	0.8232	0	0	0.0345	0.0417	0.2083	0.0273	0.0504	0.0043	0	0	0.0084	0	0.9752	0.8301	0	0	0.0345	0.0417	0.2083	0.0279	0.0551	0.0045	0	0	0.0083	0	0.9752	0.8256	0	0	0.0345	0.0417	0.2083	0.0278	0.0513	0.0044	0	0	reg oper account	block of flats	0.0051	Wooden	No	2	0	2	0	-425	1	0	0	0	0	0	0	0	0	0	1	2
235,425	0	Cash loans	F	N	Y	0	202,500	1,065,433.5	42,385.5	913,500	Family	Commercial associate	Secondary / secondary special	Single / not married	House / apartment	0.014464	-19,804	-1,609	-7,643	-3,250	7	1	1	0	1	1	0	Cleaning staff	1	2	2	WEDNESDAY	4	0	0	0	0	0	0	Housing	0.356323	0.695955	0.7463	0.066	0.0597	0.9796	0.7212	0.0231	0	0.1379	0.1667	0.0417	0.0484	0.0521	0.0594	0.0116	0.016	0.0672	0.062	0.9796	0.7321	0.0233	0	0.1379	0.1667	0.0417	0.0496	0.0569	0.0618	0.0117	0.0169	0.0666	0.0597	0.9796	0.7249	0.0233	0	0.1379	0.1667	0.0417	0.0493	0.053	0.0604	0.0116	0.0163	org spec account	block of flats	0.062	Stone, brick	No	1	0	1	0	0	1	0	0	0	0	0	0	0	0	0	0	2
356,665	0	Cash loans	F	N	N	1	103,500	255,960	14,823	202,500	Unaccompanied	Working	Secondary / secondary special	Married	Municipal apartment	0.04622	-10,931	-1,570	-11	-3,580	7	1	1	0	1	0	0	High skill tech staff	3	1	1	TUESDAY	11	0	0	0	0	1	1	Business Entity Type 3	0.477237	0.708664	0.785052	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	1	0	1	0	-491	1	0	0	0	0	0	0	0	0	0	0	1
307,264	0	Cash loans	M	N	Y	1	225,000	239,850	25,317	225,000	Unaccompanied	State servant	Higher education	Civil marriage	House / apartment	0.019689	-13,398	-5,322	-2,379	-5,356	7	1	1	0	1	0	0	Core staff	3	2	2	MONDAY	10	0	0	0	1	0	1	Police	0.416898	0.424624	0.607557	0.0237	0	0.9737	0.6396	0.0028	0	0.069	0.0833	0.125	0.0244	0.0193	0.0181	0	0.0053	0.0242	0	0.9737	0.6537	0.0029	0	0.069	0.0833	0.125	0.0249	0.0211	0.0188	0	0.0056	0.0239	0	0.9737	0.6444	0.0029	0	0.069	0.0833	0.125	0.0248	0.0197	0.0184	0	0.0054	reg oper account	block of flats	0.0162	Stone, brick	No	2	0	2	0	-1,974	0	0	1	0	0	0	0	0	0	0	0	2
280,198	1	Cash loans	F	N	Y	0	81,000	210,456	10,363.5	166,500	Unaccompanied	State servant	Secondary / secondary special	Married	House / apartment	0.005313	-10,015	-3,088	-6,939	-483	7	1	1	1	1	1	0	Core staff	2	2	2	FRIDAY	13	0	0	0	0	0	0	Postal	0.356323	0.29237	0.7463	0.0746	0	0.9846	0.7892	0.013	0.0264	0.1379	0.2221	0.0417	0.0641	0.06	0.0731	0.0039	0.024	0.063	0	0.9846	0.7975	0.0097	0	0.069	0.1667	0.0417	0.0413	0.0551	0.0623	0	0	0.0697	0	0.9846	0.792	0.0145	0	0.1379	0.1667	0.0417	0.0739	0.0547	0.0716	0	0	reg oper account	block of flats	0.0541	Panel	No	0	0	0	0	-1,985	1	0	0	0	0	0	0	0	0	0	0	0
369,848	0	Cash loans	F	N	N	0	180,000	990,000	31,936.5	990,000	Unaccompanied	Working	Secondary / secondary special	Married	House / apartment	0.010006	-14,719	-3,163	-5,590	-747	7	1	1	1	1	1	0	Core staff	2	2	2	MONDAY	16	0	0	0	0	0	0	Kindergarten	0.647077	0.052538	0.574447	0.0433	0	0.9846	0.8232	0	0	0.0345	0.0417	0.2083	0	0.0504	0.0186	0	0.0226	0.0441	0	0.9846	0.8301	0	0	0.0345	0.0417	0.2083	0	0.0551	0.0194	0	0.0239	0.0437	0	0.9846	0.8256	0	0	0.0345	0.0417	0.2083	0	0.0513	0.019	0	0.0231	reg oper account	block of flats	0.0196	Wooden	No	3	0	3	0	-647	1	0	0	0	0	0	0	0	0	0	0	0
260,014	0	Cash loans	F	N	Y	3	49,500	545,040	26,640	450,000	Unaccompanied	State servant	Secondary / secondary special	Married	House / apartment	0.00712	-10,956	-3,995	-416	-3,610	7	1	1	0	1	0	0	Laborers	5	2	2	TUESDAY	15	0	0	0	0	0	0	Kindergarten	0.478578	0.667293	0.54781	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	2	0	2	0	-2,660	1	0	0	0	0	0	0	0	0	0	1	0
338,633	0	Cash loans	M	Y	N	0	225,000	265,536	13,684.5	180,000	Unaccompanied	Working	Secondary / secondary special	Married	House / apartment	0.025164	-14,758	-219	-8,883	-4,313	9	1	1	0	1	0	0	Laborers	2	2	2	WEDNESDAY	10	0	0	0	0	1	1	Industry: type 3	0.319572	0.699814	0.7463	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-1,265	1	0	0	0	0	0	0	0	0	1	0	4
357,935	0	Cash loans	M	Y	N	0	157,500	545,040	35,617.5	450,000	Unaccompanied	Working	Secondary / secondary special	Civil marriage	House / apartment	0.035792	-10,014	-132	-4,538	-2,058	12	1	1	0	1	1	0	Laborers	2	2	2	MONDAY	20	0	0	0	1	1	0	Construction	0.231608	0.523094	0.664248	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-1,374	1	0	0	0	0	0	0	0	0	0	0	0
126,402	0	Cash loans	F	N	Y	0	121,500	755,190	32,125.5	675,000	Unaccompanied	Working	Secondary / secondary special	Married	With parents	0.006296	-14,018	-312	-4,859	-4,858	7	1	1	0	1	1	0	Laborers	2	3	3	WEDNESDAY	12	0	0	0	0	0	0	Trade: type 7	0.692355	0.785244	0.567379	0.1485	0.3041	0.9866	0.8232	0	0.16	0.1379	0.3333	0.2083	0.0625	0.0504	0.0988	0	0.2525	0.1513	0.3156	0.9866	0.8301	0	0.1611	0.1379	0.3333	0.2083	0.0639	0.0551	0.103	0	0.2673	0.1499	0.3041	0.9866	0.8256	0	0.16	0.1379	0.3333	0.2083	0.0636	0.0513	0.1006	0	0.2578	reg oper account	block of flats	0.1326	Monolithic	No	0	0	0	0	-1,180	1	0	0	0	0	0	0	0	0	0	1	3
182,477	0	Cash loans	F	N	Y	1	135,000	568,800	15,772.5	450,000	Unaccompanied	Commercial associate	Higher education	Separated	House / apartment	0.022625	-10,852	-339	-19	-2,344	7	1	1	0	1	0	0	Core staff	2	2	2	WEDNESDAY	10	0	0	0	0	0	0	School	0.524429	0.558723	0.583238	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	8	0	8	0	-394	1	0	0	0	0	1	0	0	0	0	2	0
105,413	0	Cash loans	F	Y	Y	0	180,000	1,042,560	34,587	900,000	Unaccompanied	Commercial associate	Secondary / secondary special	Single / not married	House / apartment	0.025164	-14,539	-1,780	-8,652	-5,075	0	1	1	0	1	0	0	Laborers	1	2	2	WEDNESDAY	15	0	0	0	0	0	0	Self-employed	0.564123	0.670127	0.56206	0.2134	0.136	0.9801	0.728	0.1203	0.16	0.1379	0.3333	0.375	0	0.1731	0.1978	0.0039	0.0039	0.2174	0.1411	0.9801	0.7387	0.1214	0.1611	0.1379	0.3333	0.375	0	0.1892	0.2061	0.0039	0.0041	0.2155	0.136	0.9801	0.7316	0.1211	0.16	0.1379	0.3333	0.375	0	0.1761	0.2014	0.0039	0.0039	reg oper account	block of flats	0.2269	Panel	No	0	0	0	0	-2,443	1	0	0	0	0	0	0	0	0	0	0	3
133,714	0	Cash loans	F	N	Y	1	270,000	314,100	16,033.5	225,000	Unaccompanied	Commercial associate	Secondary / secondary special	Married	House / apartment	0.04622	-15,751	-1,863	-5,346	-4,137	7	1	1	0	1	0	0	Sales staff	3	1	1	TUESDAY	11	0	1	1	0	0	0	Self-employed	0.356323	0.726557	0.7463	0.2794	0.1091	0.9886	0.8436	0.0785	0.32	0.1379	0.6667	0.7083	1	0.2278	0.2961	0	0	0.2847	0.1132	0.9886	0.8497	0.0792	0.3222	0.1379	0.6667	0.7083	1	0.2489	0.3085	0	0	0.2821	0.1091	0.9886	0.8457	0.079	0.32	0.1379	0.6667	0.7083	1	0.2317	0.3014	0	0	reg oper account	block of flats	0.2338	Panel	No	1	0	1	0	-695	1	0	0	0	0	0	0	0	0	0	0	3
267,482	1	Cash loans	M	N	Y	0	405,000	1,494,486	43,825.5	1,305,000	Spouse, partner	Commercial associate	Secondary / secondary special	Married	House / apartment	0.020713	-18,022	-2,894	-251	-1,565	7	1	1	0	1	0	0	Core staff	2	3	3	MONDAY	6	0	0	0	0	1	1	Emergency	0.356323	0.073394	0.665855	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	10	0	10	0	0	1	0	0	0	0	0	0	0	0	0	0	0
264,435	0	Cash loans	F	Y	Y	0	180,000	526,491	18,909	454,500	Unaccompanied	Pensioner	Secondary / secondary special	Married	House / apartment	0.022625	-21,703	365,243	-8,614	-4,900	4	1	0	0	1	1	0	Laborers	2	2	2	TUESDAY	13	0	0	0	0	0	0	XNA	0.828039	0.690019	0.569149	0.1082	0.1434	0.9876	0.83	0.0093	0.16	0.1379	0.2083	0.25	0.0777	0.0883	0.1137	0	0.0089	0.1103	0.1488	0.9876	0.8367	0.0094	0.1611	0.1379	0.2083	0.25	0.0795	0.0964	0.1184	0	0.0094	0.1093	0.1434	0.9876	0.8323	0.0094	0.16	0.1379	0.2083	0.25	0.0791	0.0898	0.1157	0	0.0091	reg oper account	block of flats	0.0964	Stone, brick	No	6	4	6	2	0	0	1	0	0	0	0	0	0	0	1	1	3
194,109	0	Cash loans	F	N	N	0	112,500	272,520	21,658.5	225,000	Family	Pensioner	Secondary / secondary special	Married	House / apartment	0.025164	-24,379	365,243	-1,170	-2,916	7	1	0	0	1	0	0	Laborers	2	2	2	TUESDAY	13	0	0	0	0	0	0	XNA	0.356323	0.340971	0.45969	0.1371	0.0833	0.9796	0.7212	0.0313	0	0.2759	0.1667	0.2083	0.1378	0.1084	0.1189	0.0154	0.0223	0.1397	0.0865	0.9796	0.7321	0.0316	0	0.2759	0.1667	0.2083	0.141	0.1185	0.1239	0.0156	0.0237	0.1384	0.0833	0.9796	0.7249	0.0315	0	0.2759	0.1667	0.2083	0.1402	0.1103	0.121	0.0155	0.0228	org spec account	block of flats	0.1155	Stone, brick	No	0	0	0	0	0	0	1	0	0	0	0	0	0	0	0	0	1
424,166	0	Revolving loans	M	N	Y	0	270,000	135,000	6,750	135,000	Family	Working	Higher education	Married	House / apartment	0.018634	-18,933	-4,046	-8,483	-2,488	7	1	1	0	1	0	0	Managers	2	2	2	MONDAY	14	0	0	0	0	0	0	Industry: type 11	0.356323	0.578465	0.276441	0.2021	0.0953	0.9886	0.8232	0	0.2	0.1724	0.375	0.2083	0	0.0504	0.2163	0	0.0046	0.2059	0.0989	0.9886	0.8301	0	0.2014	0.1724	0.375	0.2083	0	0.0551	0.2253	0	0.0049	0.204	0.0953	0.9886	0.8256	0	0.2	0.1724	0.375	0.2083	0	0.0513	0.2202	0	0.0047	reg oper account	block of flats	0.1701	Panel	No	0	0	0	0	-2,503	0	0	0	0	0	0	0	0	0	0	0	7
339,415	0	Cash loans	M	Y	Y	1	112,500	640,080	31,261.5	450,000	Family	Working	Secondary / secondary special	Married	House / apartment	0.006852	-18,569	-2,311	-7,958	-1,863	41	1	1	0	1	0	0	Laborers	3	3	3	SATURDAY	11	0	0	0	0	0	0	Business Entity Type 3	0.356323	0.472924	0.096948	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	5	0	5	0	-447	1	0	0	0	0	0	0	0	0	0	1	4
328,538	0	Revolving loans	F	N	Y	0	81,000	135,000	6,750	135,000	Unaccompanied	Working	Secondary / secondary special	Married	House / apartment	0.019689	-15,977	-2,980	-3,468	-4,797	7	1	1	1	1	0	0	Cooking staff	2	2	2	THURSDAY	16	0	0	0	0	1	1	Other	0.356323	0.485879	0.570917	0.0825	0	0.9742	0.8232	0	0	0.0345	0	0.2083	0.0024	0.0504	0.0013	0	0	0.084	0	0.9742	0.8301	0	0	0.0345	0	0.2083	0.0024	0.0551	0.0014	0	0	0.0833	0	0.9742	0.8256	0	0	0.0345	0	0.2083	0.0024	0.0513	0.0013	0	0	reg oper account	block of flats	0.001	Panel	Yes	4	2	4	0	-1,720	0	0	0	0	0	0	0	0	0	0	0	0
301,334	0	Cash loans	M	Y	N	2	180,000	700,830	18,616.5	585,000	Unaccompanied	Working	Secondary / secondary special	Married	House / apartment	0.019689	-12,431	-824	-6,336	-4,749	14	1	1	0	1	0	0	Drivers	4	2	2	TUESDAY	7	0	0	0	0	0	0	Construction	0.356323	0.616808	0.546023	0.0247	0	0.9682	0.8232	0	0	0.1034	0.0417	0.2083	0	0.0504	0.0243	0	0	0.0252	0	0.9682	0.8301	0	0	0.1034	0.0417	0.2083	0	0.0551	0.0253	0	0	0.025	0	0.9682	0.8256	0	0	0.1034	0.0417	0.2083	0	0.0513	0.0247	0	0	reg oper account	block of flats	0.0204	Wooden	No	0	0	0	0	-19	1	0	0	0	1	0	0	0	0	0	0	1
241,659	0	Revolving loans	F	N	Y	0	225,000	180,000	9,000	180,000	Family	State servant	Incomplete higher	Single / not married	House / apartment	0.006305	-11,437	-2,204	-5,415	-3,854	7	1	1	1	1	0	0	Laborers	1	3	3	SUNDAY	5	0	0	0	0	1	1	Military	0.431707	0.556706	0.600658	0.0825	0.0882	0.9801	0.728	0.0416	0	0.1379	0.1667	0.0417	0.0776	0.0672	0.0779	0	0	0.084	0.0915	0.9801	0.7387	0.042	0	0.1379	0.1667	0.0417	0.0793	0.0735	0.0812	0	0	0.0833	0.0882	0.9801	0.7316	0.0419	0	0.1379	0.1667	0.0417	0.0789	0.0684	0.0793	0	0	reg oper account	block of flats	0.0613	Panel	No	1	0	1	0	-595	0	0	0	0	0	0	0	0	0	0	0	1
100,230	0	Revolving loans	F	N	N	0	135,000	405,000	20,250	405,000	Children	Working	Secondary / secondary special	Married	House / apartment	0.008474	-19,070	-837	-6,789	-2,595	7	1	1	1	1	0	0	Sales staff	2	2	2	WEDNESDAY	11	0	0	0	0	0	0	Self-employed	0.621555	0.371543	0.180888	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	10	1	10	0	-481	0	0	0	0	0	0	0	0	0	0	0	2
426,695	1	Cash loans	M	N	N	3	112,500	675,000	26,770.5	675,000	Unaccompanied	Commercial associate	Secondary / secondary special	Single / not married	House / apartment	0.020713	-14,325	-2,012	-6,054	-155	7	1	1	0	1	1	0	Core staff	4	3	3	MONDAY	10	0	0	0	0	1	1	Trade: type 7	0.356323	0.389578	0.812823	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-102	1	0	0	0	0	0	0	0	0	0	0	0
105,443	1	Cash loans	M	Y	Y	2	180,000	790,434	40,486.5	706,500	Unaccompanied	Working	Secondary / secondary special	Separated	House / apartment	0.04622	-14,444	-292	-2,351	-791	9	1	1	0	1	0	0	Managers	3	1	1	TUESDAY	15	0	0	0	1	1	0	Business Entity Type 3	0.356323	0.331198	0.429424	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-820	0	0	1	0	0	0	0	0	0	0	0	0
295,343	0	Cash loans	F	N	Y	1	90,000	129,384	10,503	108,000	Unaccompanied	Working	Higher education	Married	House / apartment	0.02461	-13,274	-1,761	-430	-3,254	7	1	1	0	1	0	0	Core staff	3	2	2	FRIDAY	12	0	0	0	0	1	1	Self-employed	0.735321	0.17753	0.7463	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	7	2	6	2	-1,001	1	0	0	0	0	0	0	0	0	0	0	0
331,421	0	Cash loans	F	N	Y	0	157,500	765,000	22,495.5	765,000	Unaccompanied	Working	Secondary / secondary special	Separated	House / apartment	0.028663	-22,614	-6,110	-11,532	-3,083	7	1	1	0	1	0	1	Cleaning staff	1	2	2	SATURDAY	8	0	0	0	0	0	0	University	0.90374	0.768745	0.652897	0.0825	0	0.9786	0.7076	0	0	0.1379	0.1667	0.2083	0	0.0504	0.0706	0	0.138	0.084	0	0.9786	0.719	0	0	0.1379	0.1667	0.2083	0	0.0551	0.0735	0	0.1461	0.0833	0	0.9786	0.7115	0	0	0.1379	0.1667	0.2083	0	0.0513	0.0719	0	0.1409	reg oper account	block of flats	0.0855	Panel	No	6	1	6	0	-1,555	1	0	0	0	0	0	0	0	0	0	0	2
120,138	0	Cash loans	F	N	Y	0	135,000	954,000	28,021.5	954,000	Unaccompanied	Commercial associate	Higher education	Married	House / apartment	0.025164	-15,953	-3,053	-6,846	-3,415	7	1	1	0	1	0	0	Laborers	2	2	2	WEDNESDAY	14	0	0	0	0	0	0	Business Entity Type 2	0.356323	0.114221	0.766234	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-2,566	1	0	0	0	0	0	0	0	0	0	0	4
216,374	0	Cash loans	M	Y	Y	0	135,000	785,398.5	35,622	702,000	Spouse, partner	Commercial associate	Secondary / secondary special	Married	House / apartment	0.025164	-19,079	-5,232	-5,036	-2,639	8	1	1	0	1	0	0	Laborers	2	2	2	FRIDAY	16	0	0	0	0	0	0	Business Entity Type 3	0.356323	0.720446	0.081726	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	1	0	1	0	-3,022	1	0	0	0	0	0	0	0	0	0	1	4
277,676	1	Cash loans	F	N	Y	0	90,000	1,078,200	34,780.5	900,000	Unaccompanied	Working	Secondary / secondary special	Married	House / apartment	0.020246	-14,228	-2,883	-618	-4,796	7	1	1	1	1	1	0	Laborers	2	3	3	SATURDAY	11	0	0	0	0	0	0	Self-employed	0.356323	0.475982	0.843544	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	4	0	4	0	-1,825	1	0	0	0	0	0	0	0	0	0	0	1
446,357	1	Revolving loans	M	N	Y	0	225,000	540,000	27,000	540,000	Unaccompanied	Working	Secondary / secondary special	Single / not married	House / apartment	0.007114	-15,428	-1,152	-9,400	-4,667	7	1	1	0	1	0	0	Laborers	1	2	2	MONDAY	13	0	0	0	0	1	1	Industry: type 9	0.356323	0.133866	0.141992	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	3	0	3	0	-1,988	0	0	0	0	0	0	0	0	0	0	0	2
335,718	0	Cash loans	M	Y	Y	0	157,500	414,000	19,431	414,000	Unaccompanied	Working	Secondary / secondary special	Married	House / apartment	0.028663	-16,019	-2,581	-1,301	-2,538	8	1	1	0	1	1	0	Laborers	2	2	2	MONDAY	8	0	0	0	0	1	1	Construction	0.356323	0.287544	0.7463	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-333	1	0	0	0	0	0	0	0	0	0	0	0
260,448	0	Cash loans	F	Y	Y	0	549,000	755,190	36,328.5	675,000	Unaccompanied	Commercial associate	Higher education	Married	House / apartment	0.072508	-11,546	-3,731	-5,138	-2,344	3	1	1	1	1	1	1	Managers	2	1	1	FRIDAY	13	0	0	0	0	0	0	Other	0.337512	0.711307	0.461482	0.0619	0.0726	0.9821	0.7552	0.0814	0	0.1034	0.1667	0.2083	0	0.0504	0.0563	0	0.001	0.063	0.0753	0.9821	0.7648	0.0821	0	0.1034	0.1667	0.2083	0	0.0551	0.0586	0	0.0011	0.0625	0.0726	0.9821	0.7585	0.0819	0	0.1034	0.1667	0.2083	0	0.0513	0.0573	0	0.001	reg oper account	block of flats	0.0445	Stone, brick	No	0	0	0	0	-941	0	0	0	1	0	0	0	0	0	0	1	5
224,178	0	Cash loans	M	Y	N	0	135,000	774,000	24,624	774,000	Family	Working	Secondary / secondary special	Married	House / apartment	0.028663	-10,151	-226	-8,138	-2,838	10	1	1	0	1	0	0	Drivers	2	2	2	FRIDAY	11	0	0	0	0	1	1	Business Entity Type 3	0.356323	0.368602	0.176653	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	3	0	3	0	-1	1	0	0	0	0	0	0	0	0	0	0	0
324,056	0	Cash loans	F	Y	Y	1	99,000	1,921,797	66,928.5	1,755,000	Unaccompanied	Working	Secondary / secondary special	Married	House / apartment	0.018029	-14,511	-2,447	-2,598	-855	21	1	1	0	1	0	0	Sales staff	3	3	3	SATURDAY	7	0	0	0	0	0	0	Self-employed	0.652214	0.569653	0.384207	0.1031	0.1331	0.9866	0.8164	0.0201	0	0.1724	0.1667	0.0417	0	0.0504	0.1042	0	0	0.105	0.1381	0.9866	0.8236	0.0203	0	0.1724	0.1667	0.0417	0	0.0551	0.1086	0	0	0.1041	0.1331	0.9866	0.8189	0.0202	0	0.1724	0.1667	0.0417	0	0.0513	0.1061	0	0	reg oper account	block of flats	0.093	Panel	No	3	2	3	2	-2,155	1	0	0	0	0	0	0	0	0	0	0	1
278,548	0	Cash loans	F	N	N	1	135,000	550,980	40,221	450,000	Unaccompanied	Working	Secondary / secondary special	Civil marriage	Municipal apartment	0.010643	-14,375	-357	-2,212	-2,297	7	1	1	0	1	0	0	Laborers	3	2	2	TUESDAY	12	0	0	0	0	0	0	Industry: type 4	0.356323	0.658679	0.612704	0.168	0.0282	0.9796	0.7212	0.0646	0	0.0345	0.1667	0.2083	0.037	0.137	0.049	0	0	0.1712	0.0292	0.9796	0.7321	0.0652	0	0.0345	0.1667	0.2083	0.0378	0.1497	0.051	0	0	0.1697	0.0282	0.9796	0.7249	0.065	0	0.0345	0.1667	0.2083	0.0376	0.1394	0.0498	0	0	reg oper account	block of flats	0.0738	Stone, brick	No	1	0	1	0	-381	1	0	0	0	0	0	0	0	0	1	1	0
268,638	0	Cash loans	F	Y	N	1	112,500	595,903.5	32,454	481,500	Other_B	Commercial associate	Incomplete higher	Separated	House / apartment	0.014464	-8,084	-152	-314	-234	7	1	1	0	1	0	0	Accountants	2	2	2	MONDAY	5	0	0	0	0	0	0	Restaurant	0.230645	0.44542	0.328063	0.0619	0.0628	0.9796	0.8232	0	0	0.1379	0.1667	0.2083	0.06	0.0504	0.0536	0	0	0.063	0.0652	0.9796	0.8301	0	0	0.1379	0.1667	0.2083	0.0614	0.0551	0.0559	0	0	0.0625	0.0628	0.9796	0.8256	0	0	0.1379	0.1667	0.2083	0.061	0.0513	0.0546	0	0	reg oper account	block of flats	0.0422	Panel	No	3	2	3	1	-795	1	0	0	0	0	0	0	0	0	0	0	0
353,663	0	Cash loans	F	N	N	0	135,000	254,700	14,350.5	225,000	Unaccompanied	Pensioner	Secondary / secondary special	Married	House / apartment	0.020246	-24,255	365,243	-3,530	-4,420	7	1	0	0	1	0	0	Laborers	2	3	3	THURSDAY	9	0	0	0	0	0	0	XNA	0.356323	0.168346	0.728141	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-161	1	0	0	0	0	0	0	0	0	0	0	7
442,910	0	Cash loans	M	N	N	0	450,000	1,506,816	49,927.5	1,350,000	Unaccompanied	Commercial associate	Higher education	Married	House / apartment	0.04622	-18,628	-1,187	-1,981	-2,138	7	1	1	0	1	1	0	High skill tech staff	2	1	1	TUESDAY	12	0	1	1	0	0	0	Business Entity Type 1	0.356323	0.625263	0.681706	0.1031	0.1013	0.9771	0.6872	0.012	0	0.1724	0.1667	0.2083	0	0.0841	0.0893	0	0	0.105	0.1052	0.9772	0.6994	0.0121	0	0.1724	0.1667	0.2083	0	0.0918	0.093	0	0	0.1041	0.1013	0.9771	0.6914	0.0121	0	0.1724	0.1667	0.2083	0	0.0855	0.0909	0	0	reg oper account	block of flats	0.0809	Panel	No	4	0	4	0	-2,261	1	0	0	0	0	0	0	0	0	0	0	2
406,458	0	Cash loans	M	Y	Y	1	225,000	133,659	10,120.5	108,000	Unaccompanied	State servant	Secondary / secondary special	Married	Office apartment	0.014464	-12,839	-5,532	-821	-4,943	8	1	1	0	1	0	0	Drivers	3	2	2	THURSDAY	3	0	0	0	0	0	0	Military	0.21994	0.504813	0.604113	0.134	0.0699	0.998	0.966	0.1009	0.12	0.1034	0.375	0.4167	0.1239	0.1093	0.1559	0	0	0.1366	0.0725	0.998	0.9673	0.1018	0.1208	0.1034	0.375	0.4167	0.1267	0.1194	0.1624	0	0	0.1353	0.0699	0.998	0.9665	0.1015	0.12	0.1034	0.375	0.4167	0.1261	0.1112	0.1587	0	0	not specified	block of flats	0.1413	Stone, brick	No	0	0	0	0	-1,310	0	0	1	0	0	0	0	0	0	1	0	6
280,765	0	Cash loans	F	Y	N	0	171,000	292,500	20,488.5	292,500	Unaccompanied	Commercial associate	Higher education	Single / not married	House / apartment	0.026392	-14,016	-6,879	-8,032	-4,288	2	1	1	0	1	1	0	Core staff	1	2	2	MONDAY	10	0	0	0	0	0	0	Police	0.54429	0.678926	0.609276	0.2959	0	0.9816	0.8232	0	0.32	0.2759	0.3333	0.2083	0	0.0504	0.3078	0	0	0.3015	0	0.9816	0.8301	0	0.3222	0.2759	0.3333	0.2083	0	0.0551	0.3207	0	0	0.2987	0	0.9816	0.8256	0	0.32	0.2759	0.3333	0.2083	0	0.0513	0.3133	0	0	reg oper account	block of flats	0.2421	Panel	No	9	0	9	0	-1,526	1	0	0	0	0	0	0	0	0	1	1	2
270,860	0	Cash loans	F	N	Y	2	67,500	549,882	20,331	459,000	Family	Working	Secondary / secondary special	Married	Office apartment	0.02461	-11,836	-910	-5,856	-1,412	7	1	1	0	1	0	0	Medicine staff	4	2	2	THURSDAY	10	0	0	0	0	1	1	Medicine	0.356323	0.561374	0.7463	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-815	1	0	0	0	0	0	0	0	0	0	0	0
107,029	0	Cash loans	F	N	Y	0	90,000	254,700	26,874	225,000	Unaccompanied	Pensioner	Secondary / secondary special	Married	House / apartment	0.006671	-19,904	365,243	-8,699	-3,411	7	1	0	0	1	0	0	Laborers	2	2	2	FRIDAY	19	0	0	0	0	0	0	XNA	0.356323	0.696182	0.670652	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	1	0	1	0	-99	1	0	0	0	0	0	0	0	0	0	1	1
124,980	0	Cash loans	F	N	Y	1	292,500	2,013,840	53,253	1,800,000	Unaccompanied	Working	Lower secondary	Married	House / apartment	0.025164	-13,450	-1,556	-5,223	-1,761	7	1	1	0	1	0	0	Accountants	3	2	2	SATURDAY	11	0	0	0	0	0	0	Transport: type 4	0.356323	0.574471	0.546023	0.1057	0.12	0.9801	0.728	0	0	0.2414	0.1667	0.2083	0	0.0862	0.1019	0	0	0.0893	0.1005	0.9801	0.7387	0	0	0.2069	0.1667	0.2083	0	0.0781	0.0864	0	0	0.1067	0.12	0.9801	0.7316	0	0	0.2414	0.1667	0.2083	0	0.0876	0.1038	0	0	reg oper account	block of flats	0.0653	Panel	No	3	0	3	0	-1,792	1	0	0	0	0	0	0	0	0	0	0	2
301,570	0	Cash loans	F	Y	Y	0	157,500	450,000	21,888	450,000	Unaccompanied	Working	Secondary / secondary special	Civil marriage	House / apartment	0.01452	-16,831	-917	-2,884	-372	20	1	1	0	1	0	0	Sales staff	2	2	2	FRIDAY	11	0	0	0	0	0	0	Self-employed	0.356323	0.594453	0.7463	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	2	0	2	0	-2,980	1	0	0	0	0	0	0	0	0	0	0	3
212,911	0	Cash loans	F	N	N	0	58,500	679,500	19,867.5	679,500	Unaccompanied	Pensioner	Secondary / secondary special	Married	House / apartment	0.01452	-20,551	365,243	-3,839	-4,060	7	1	0	0	1	1	0	Laborers	2	2	2	MONDAY	12	0	0	0	0	0	0	XNA	0.356323	0.229003	0.7463	0.0256	0	0.9692	0.8232	0	0	0.0738	0.0771	0.2083	0	0.0504	0.0132	0	0	0.0252	0	0.9702	0.8301	0	0	0.069	0.0833	0.2083	0	0.0551	0.0087	0	0	0.025	0	0.9702	0.8256	0	0	0.069	0.0833	0.2083	0	0.0513	0.0128	0	0	reg oper account	block of flats	0.0166	Stone, brick	No	6	0	5	0	-405	1	0	0	0	0	0	0	0	0	0	0	0
234,120	0	Cash loans	F	N	N	0	157,500	225,000	17,410.5	225,000	Unaccompanied	Pensioner	Higher education	Married	House / apartment	0.00712	-21,472	365,243	-2,995	-4,803	7	1	0	0	1	1	0	Laborers	2	2	2	WEDNESDAY	9	0	0	0	0	0	0	XNA	0.687563	0.670102	0.256706	0.1134	0.1173	0.9796	0.7212	0.0552	0	0.2759	0.1667	0.2083	0.0776	0.0916	0.1153	0.0039	0.0039	0.1155	0.1217	0.9796	0.7321	0.0557	0	0.2759	0.1667	0.2083	0.0794	0.1001	0.1201	0.0039	0.0042	0.1145	0.1173	0.9796	0.7249	0.0555	0	0.2759	0.1667	0.2083	0.079	0.0932	0.1174	0.0039	0.004	reg oper spec account	block of flats	0.1217	Panel	No	0	0	0	0	-2,238	1	0	0	0	0	0	0	0	0	1	0	4
214,227	0	Cash loans	F	N	N	0	135,000	269,550	9,985.5	225,000	Unaccompanied	Pensioner	Higher education	Civil marriage	House / apartment	0.035792	-20,030	365,243	-456	-3,589	7	1	0	0	1	0	0	Laborers	2	2	2	MONDAY	13	0	0	0	0	0	0	XNA	0.356323	0.413657	0.707699	0.1711	0	0.999	0.8232	0	0.08	0.1034	0.375	0.2083	0.0316	0.0504	0.184	0	0.284	0.1744	0	0.999	0.8301	0	0.0806	0.1034	0.375	0.2083	0.0323	0.0551	0.1917	0	0.3007	0.1728	0	0.999	0.8256	0	0.08	0.1034	0.375	0.2083	0.0321	0.0513	0.1873	0	0.29	reg oper account	terraced house	0.2065	Stone, brick	No	3	1	3	1	-11	0	1	0	0	0	0	0	0	0	0	0	0
241,027	0	Cash loans	M	Y	Y	0	315,000	1,319,269.5	38,704.5	1,152,000	Unaccompanied	Commercial associate	Higher education	Married	House / apartment	0.032561	-16,278	-195	-1,277	-3,683	2	1	1	0	1	0	0	Managers	2	1	1	SATURDAY	16	0	0	0	0	0	0	Business Entity Type 3	0.356323	0.704087	0.7463	0.0186	0.022	0.9737	0.6396	0	0	0.069	0.0833	0.2083	0.0433	0.0504	0.0155	0	0.0174	0.0189	0.0228	0.9737	0.6537	0	0	0.069	0.0833	0.2083	0.0443	0.0551	0.0161	0	0.0184	0.0187	0.022	0.9737	0.6444	0	0	0.069	0.0833	0.2083	0.044	0.0513	0.0157	0	0.0177	reg oper account	block of flats	0.0159	Panel	No	0	0	0	0	-836	1	0	0	0	0	0	0	0	0	0	0	1
163,233	0	Revolving loans	F	N	N	0	121,500	270,000	13,500	270,000	Unaccompanied	Commercial associate	Secondary / secondary special	Married	House / apartment	0.01885	-17,627	-1,928	-8,416	-1,136	7	1	1	0	1	0	0	Laborers	2	2	2	MONDAY	13	0	0	0	0	0	0	Self-employed	0.356323	0.526982	0.535276	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	1	1	1	1	0	0	0	0	0	0	0	0	0	0	0	0	0
443,485	1	Cash loans	M	Y	Y	0	112,500	355,536	21,613.5	270,000	Unaccompanied	Working	Secondary / secondary special	Civil marriage	House / apartment	0.018634	-9,954	-164	-3,961	-2,649	9	1	1	0	1	0	0	High skill tech staff	2	2	2	MONDAY	10	0	0	0	1	1	0	Self-employed	0.356323	0.055588	0.465069	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	0	1	0	0	0	0	0	0	0	0	0	0	0
171,916	0	Cash loans	M	Y	N	1	157,500	450,000	27,324	450,000	Unaccompanied	Working	Secondary / secondary special	Married	House / apartment	0.026392	-10,463	-2,005	-8,101	-2,073	65	1	1	0	1	1	0	High skill tech staff	3	2	2	FRIDAY	9	0	0	0	1	1	0	Military	0.483422	0.628169	0.3808	0.0165	0	0.9881	0.8232	0	0	0.0345	0.125	0.2083	0	0.0504	0.0159	0	0	0.0168	0	0.9881	0.8301	0	0	0.0345	0.125	0.2083	0	0.0551	0.0166	0	0	0.0167	0	0.9881	0.8256	0	0	0.0345	0.125	0.2083	0	0.0513	0.0162	0	0	reg oper account	block of flats	0.0125	Stone, brick	No	0	0	0	0	-504	1	0	0	0	0	0	0	0	0	0	0	2
162,005	0	Cash loans	F	Y	Y	1	112,500	808,650	26,217	675,000	Unaccompanied	Working	Secondary / secondary special	Married	Co-op apartment	0.035792	-15,950	-1,490	-3,865	-2,857	10	1	1	0	1	1	0	Core staff	3	2	2	SATURDAY	9	0	0	0	0	1	1	Government	0.356323	0.701108	0.42237	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	4	0	4	0	0	1	0	0	0	0	0	0	0	0	0	0	0
113,628	0	Cash loans	M	N	N	0	135,000	450,000	44,509.5	450,000	Family	Working	Secondary / secondary special	Married	With parents	0.028663	-10,251	-936	-4,774	-2,829	7	1	1	0	1	0	0	Laborers	2	2	2	FRIDAY	10	0	0	0	0	0	0	Business Entity Type 1	0.356323	0.299863	0.713631	0.1897	0.1117	0.9906	0.8232	0	0.1864	0.1607	0.3608	0.2083	0	0.0504	0.205	0	0.0977	0.1155	0.0725	0.9881	0.8301	0	0.1208	0.1034	0.375	0.2083	0	0.0551	0.1275	0	0.0056	0.1582	0.0819	0.9906	0.8256	0	0.12	0.1034	0.375	0.2083	0	0.0513	0.1656	0	0.0265	reg oper account	block of flats	0.3482	Stone, brick	No	8	2	8	0	-1,782	1	0	0	0	0	0	0	0	0	1	0	4
455,288	0	Cash loans	F	N	Y	1	225,000	1,339,884	36,976.5	1,170,000	Spouse, partner	Working	Secondary / secondary special	Married	House / apartment	0.011703	-16,694	-2,823	-3,210	-228	7	1	1	0	1	0	0	High skill tech staff	3	2	2	SATURDAY	13	0	0	0	0	0	0	Postal	0.709193	0.722064	0.662638	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	3	0	3	0	-1,914	1	0	0	0	0	0	0	0	0	0	3	3
330,902	0	Cash loans	F	Y	Y	0	225,000	715,765.5	68,089.5	688,500	Spouse, partner	Working	Secondary / secondary special	Married	House / apartment	0.025164	-15,910	-3,254	-1,286	-4,261	7	1	1	0	1	0	0	Sales staff	2	2	2	SATURDAY	15	0	0	0	0	0	0	Business Entity Type 3	0.356323	0.163187	0.681706	0.1557	0.0778	0.998	0.9796	0.0549	0.16	0.1379	0.375	0.4167	0.0796	0.121	0.1437	0.027	0.1235	0.1586	0.0807	0.998	0.9804	0.0554	0.1611	0.1379	0.375	0.4167	0.0814	0.1322	0.1498	0.0272	0.1308	0.1572	0.0778	0.998	0.9799	0.0552	0.16	0.1379	0.375	0.4167	0.081	0.1231	0.1463	0.0272	0.1261	reg oper account	block of flats	0.1702	Panel	No	0	0	0	0	-1,822	1	0	0	0	0	0	0	0	0	0	1	8
133,594	0	Cash loans	M	Y	Y	1	171,000	1,288,350	37,800	1,125,000	Family	Working	Secondary / secondary special	Married	House / apartment	0.030755	-21,117	-3,672	-153	-190	13	1	1	0	1	0	0	Core staff	3	2	2	TUESDAY	12	0	0	0	0	1	1	School	0.356323	0.603849	0.659406	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	0	1	0	0	0	0	0	0	0	0	0	0	2
259,792	0	Revolving loans	M	Y	Y	0	180,000	180,000	9,000	180,000	Unaccompanied	Commercial associate	Secondary / secondary special	Married	House / apartment	0.00702	-9,126	-465	-9,098	-1,801	10	1	1	0	1	0	0	Laborers	2	2	2	SUNDAY	14	0	1	1	0	1	1	Government	0.206312	0.244929	0.58499	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	1	1	1	1	-645	0	0	0	0	0	0	0	0	0	1	0	0
140,240	0	Revolving loans	M	N	Y	0	67,500	180,000	9,000	180,000	Spouse, partner	Working	Secondary / secondary special	Married	House / apartment	0.019689	-8,586	-1,597	-8,085	-1,252	7	1	1	0	1	0	0	Laborers	2	2	2	FRIDAY	13	0	0	0	0	0	0	Business Entity Type 3	0.198818	0.580399	0.7463	0.0825	0	0.9891	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0.1604	0	0	0.084	0	0.9891	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0.1671	0	0	0.0833	0	0.9891	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0.1633	0	0	reg oper account	block of flats	0.1882	Panel	No	2	0	2	0	-300	0	0	0	0	0	0	0	0	0	0	0	0
329,178	0	Cash loans	M	Y	N	0	202,500	630,000	48,753	630,000	Unaccompanied	State servant	Incomplete higher	Married	With parents	0.009657	-14,625	-880	-3,983	-4,929	2	1	1	1	1	1	0	Managers	2	2	2	WEDNESDAY	14	0	0	0	0	0	0	Self-employed	0.356323	0.768803	0.665855	0.3433	0.2433	0.9861	0.8096	0.2404	0.36	0.3103	0.4583	0.375	0.1909	0.2799	0.3837	0	0	0.3498	0.2525	0.9861	0.8171	0.2426	0.3625	0.3103	0.4583	0.375	0.1953	0.3058	0.3997	0	0	0.3466	0.2433	0.9861	0.8121	0.2419	0.36	0.3103	0.4583	0.375	0.1943	0.2847	0.3906	0	0	reg oper account	block of flats	0.4332	Panel	No	2	0	2	0	-1,743	1	0	0	0	0	0	0	0	0	0	0	1
452,886	0	Cash loans	M	N	N	1	135,000	521,280	27,423	450,000	Unaccompanied	Commercial associate	Secondary / secondary special	Civil marriage	With parents	0.04622	-10,371	-1,729	-5,199	-363	7	1	1	1	1	0	0	Cooking staff	3	1	1	WEDNESDAY	17	0	0	0	0	0	0	Business Entity Type 3	0.356323	0.639668	0.7463	0.0082	0	0.9692	0.5784	0.0012	0	0.0345	0.0417	0.0833	0	0.0067	0.0082	0	0	0.0084	0	0.9692	0.5949	0.0012	0	0.0345	0.0417	0.0833	0	0.0073	0.0086	0	0	0.0083	0	0.9692	0.584	0.0012	0	0.0345	0.0417	0.0833	0	0.0068	0.0084	0	0	reg oper account	block of flats	0.0071	Others	No	0	0	0	0	-244	1	0	0	0	0	0	0	0	0	0	0	0
380,073	0	Cash loans	M	Y	N	0	45,000	286,704	20,083.5	247,500	Unaccompanied	Pensioner	Secondary / secondary special	Single / not married	With parents	0.072508	-18,732	365,243	-9,010	-2,165	22	1	0	0	1	0	0	Laborers	1	1	1	WEDNESDAY	15	0	0	0	0	0	0	XNA	0.356323	0.44662	0.842589	0.0247	0.0366	0.9622	0.4832	0	0	0.1034	0.125	0.1667	0	0.0202	0.0368	0	0.0199	0.0252	0.038	0.9623	0.5034	0	0	0.1034	0.125	0.1667	0	0.022	0.0384	0	0.0211	0.025	0.0366	0.9622	0.4901	0	0	0.1034	0.125	0.1667	0	0.0205	0.0375	0	0.0203	reg oper account	block of flats	0.0333	Stone, brick	No	0	0	0	0	-1,720	0	0	1	0	0	0	0	0	0	0	0	0
264,998	0	Cash loans	M	Y	Y	0	112,500	254,700	25,834.5	225,000	Unaccompanied	Working	Higher education	Single / not married	House / apartment	0.010966	-9,404	-542	-6,338	-2,060	7	1	1	0	1	0	0	Sales staff	1	2	2	SUNDAY	16	0	0	0	0	0	0	Trade: type 7	0.356323	0.702737	0.511892	0.1031	0.1069	0.9771	0.6872	0.0113	0	0.2069	0.1667	0.2083	0.0185	0.0841	0.0941	0	0	0.105	0.1109	0.9772	0.6994	0.0114	0	0.2069	0.1667	0.2083	0.019	0.0918	0.0981	0	0	0.1041	0.1069	0.9771	0.6914	0.0114	0	0.2069	0.1667	0.2083	0.0189	0.0855	0.0958	0	0	org spec account	block of flats	0.0802	Panel	No	2	0	2	0	0	1	0	0	0	1	0	0	0	0	0	0	0
328,265	0	Cash loans	F	N	Y	1	135,000	675,000	26,284.5	675,000	Unaccompanied	Commercial associate	Secondary / secondary special	Single / not married	House / apartment	0.028663	-13,425	-448	-3,732	-4,269	7	1	1	0	1	1	0	Sales staff	2	2	2	SATURDAY	15	0	0	0	0	0	0	Trade: type 7	0.356323	0.553752	0.638044	0.0124	0	0.9712	0.8232	0	0	0.069	0.0417	0.2083	0	0.0504	0.0073	0	0	0.0126	0	0.9712	0.8301	0	0	0.069	0.0417	0.2083	0	0.0551	0.0076	0	0	0.0125	0	0.9712	0.8256	0	0	0.069	0.0417	0.2083	0	0.0513	0.0074	0	0	reg oper account	block of flats	0.0089	Wooden	No	10	0	10	0	-438	1	0	0	0	0	0	0	0	0	0	0	2
133,186	0	Cash loans	M	N	Y	0	72,000	312,768	13,378.5	270,000	Unaccompanied	Pensioner	Secondary / secondary special	Married	House / apartment	0.007305	-22,574	365,243	-12,563	-4,579	7	1	0	0	1	1	0	Laborers	2	3	3	TUESDAY	12	0	0	0	0	0	0	XNA	0.356323	0.140565	0.577969	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	0	1	0	0	0	0	0	0	0	0	0	0	3
307,226	0	Cash loans	F	Y	Y	1	90,000	490,495.5	30,136.5	454,500	Unaccompanied	Working	Higher education	Married	House / apartment	0.026392	-12,433	-1,397	-2,938	-4,733	6	1	1	1	1	1	1	Sales staff	3	2	2	SATURDAY	9	0	0	0	0	0	0	Industry: type 11	0.342288	0.582879	0.384207	0.0247	0	0.9836	0.8232	0	0	0.069	0.0833	0.2083	0.0083	0.0504	0.017	0	0	0.0252	0	0.9836	0.8301	0	0	0.069	0.0833	0.2083	0.0085	0.0551	0.0177	0	0	0.025	0	0.9836	0.8256	0	0	0.069	0.0833	0.2083	0.0085	0.0513	0.0173	0	0	reg oper account	block of flats	0.0134	Stone, brick	No	0	0	0	0	-864	1	0	0	0	0	0	0	0	0	0	0	2
168,594	0	Cash loans	M	Y	Y	0	270,000	1,170,000	46,530	1,170,000	Unaccompanied	Pensioner	Secondary / secondary special	Married	House / apartment	0.026392	-23,716	365,243	-4,293	-4,318	2	1	0	0	1	0	0	Laborers	2	2	2	THURSDAY	9	0	0	0	0	0	0	XNA	0.356323	0.515807	0.7463	0.0041	0	0.9881	0.8232	0	0	0.0345	0.0417	0.2083	0	0.0504	0.0034	0	0	0.0042	0	0.9881	0.8301	0	0	0.0345	0.0417	0.2083	0	0.0551	0.0035	0	0	0.0042	0	0.9881	0.8256	0	0	0.0345	0.0417	0.2083	0	0.0513	0.0035	0	0	reg oper account	block of flats	0.0027	Stone, brick	No	0	0	0	0	-862	1	0	0	0	0	0	0	0	0	0	0	0
335,845	0	Cash loans	M	N	N	0	135,000	254,700	27,558	225,000	Unaccompanied	Commercial associate	Secondary / secondary special	Single / not married	House / apartment	0.003069	-10,107	-1,110	-694	-2,678	7	1	1	0	1	0	0	Laborers	1	3	3	SATURDAY	15	0	0	0	0	0	0	Business Entity Type 3	0.098474	0.247323	0.263647	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-1,195	1	0	0	0	0	0	0	0	0	0	0	2
338,068	0	Cash loans	M	Y	Y	2	225,000	755,190	35,122.5	675,000	Unaccompanied	Working	Secondary / secondary special	Single / not married	With parents	0.018801	-12,799	-207	-4,906	-4,906	16	1	1	1	1	1	0	Laborers	3	2	2	WEDNESDAY	8	0	0	0	0	1	1	Construction	0.339571	0.651227	0.411849	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-533	1	0	0	0	0	0	0	0	0	0	0	1
434,016	0	Revolving loans	F	N	Y	2	225,000	270,000	13,500	270,000	Unaccompanied	Commercial associate	Lower secondary	Civil marriage	House / apartment	0.04622	-14,177	-5,016	-7,100	-4,679	7	1	1	0	1	0	0	Medicine staff	4	1	1	SATURDAY	13	0	1	1	1	0	0	Transport: type 2	0.543877	0.736236	0.736623	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	4	0	4	0	-547	0	0	0	0	0	0	0	0	0	0	0	5
110,407	0	Cash loans	F	N	N	0	135,000	373,500	10,831.5	225,000	Unaccompanied	Working	Higher education	Single / not married	House / apartment	0.020246	-12,148	-1,528	-3,535	-4,464	7	1	1	0	1	0	1	Accountants	1	3	3	FRIDAY	15	0	0	0	0	0	0	Business Entity Type 3	0.320056	0.387578	0.56206	0.1175	0.1329	0.9781	0.7008	0.0172	0	0.2759	0.1667	0.2083	0.0541	0.095	0.1095	0.0039	0.0089	0.1197	0.1379	0.9782	0.7125	0.0174	0	0.2759	0.1667	0.2083	0.0553	0.1038	0.1141	0.0039	0.0094	0.1187	0.1329	0.9781	0.7048	0.0174	0	0.2759	0.1667	0.2083	0.0551	0.0966	0.1115	0.0039	0.0091	reg oper account	block of flats	0.0975	Panel	No	3	0	3	0	-756	1	0	0	0	0	0	0	0	0	0	0	0
153,538	0	Cash loans	F	N	Y	0	256,500	922,500	36,715.5	922,500	Unaccompanied	Commercial associate	Secondary / secondary special	Single / not married	House / apartment	0.026392	-15,546	-5,202	-6,416	-4,182	7	1	1	0	1	0	0	Medicine staff	1	2	2	SATURDAY	11	0	0	0	0	1	1	Medicine	0.550251	0.711374	0.194068	0.0825	0	0.9781	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0.0476	0	0	0.084	0	0.9782	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0.0496	0	0	0.0833	0	0.9781	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0.0485	0	0	reg oper account	block of flats	0.0558	Panel	No	2	0	2	0	-1,595	1	0	0	0	0	0	0	0	0	0	1	1
211,461	0	Revolving loans	F	Y	Y	1	135,000	180,000	9,000	180,000	Unaccompanied	Commercial associate	Higher education	Married	House / apartment	0.007274	-9,079	-443	-1,965	-1,463	15	1	1	0	1	0	0	Laborers	3	2	2	TUESDAY	11	0	0	0	0	0	0	Postal	0.299964	0.529527	0.075966	0.0923	0	0.9836	0.7756	0.0063	0	0.0517	0.1667	0.1042	0.0359	0.0752	0.0388	0	0.0539	0.0315	0	0.9791	0.7256	0.0061	0	0.0345	0.1667	0	0.0267	0.0275	0.0326	0	0	0.0932	0	0.9836	0.7786	0.0064	0	0.0517	0.1667	0.1042	0.0366	0.0765	0.0395	0	0.055	reg oper account	block of flats	0.028	Stone, brick	No	1	0	1	0	-189	0	0	0	0	0	0	0	0	0	0	0	0
374,561	0	Cash loans	F	N	Y	3	405,000	900,000	24,750	900,000	Unaccompanied	Commercial associate	Higher education	Married	House / apartment	0.072508	-20,566	-393	-1,592	-4,127	7	1	1	1	1	0	1	Core staff	5	1	1	FRIDAY	16	0	0	0	0	0	0	Insurance	0.356323	0.651986	0.704706	0.3887	0.2301	0.996	0.9456	0.212	0.64	0.2759	0.625	0.4167	0	0.3093	0.4074	0.0347	0.1155	0.396	0.2388	0.996	0.9477	0.2139	0.6445	0.2759	0.625	0.4167	0	0.3379	0.4245	0.035	0.1223	0.3924	0.2301	0.996	0.9463	0.2133	0.64	0.2759	0.625	0.4167	0	0.3147	0.4147	0.0349	0.118	reg oper spec account	block of flats	0.3454	Panel	No	0	0	0	0	-366	0	0	0	0	0	0	0	0	0	0	0	0
334,020	1	Revolving loans	M	N	Y	2	180,000	180,000	9,000	180,000	Unaccompanied	Commercial associate	Secondary / secondary special	Married	House / apartment	0.04622	-14,142	-330	-8,273	-1,973	7	1	1	0	1	1	1	Drivers	4	1	1	THURSDAY	16	0	0	0	0	0	0	Self-employed	0.161343	0.386597	0.7463	0.1258	0.0628	0.9886	0.8232	0	0.08	0.069	0.3333	0.2083	0.0255	0.0504	0.075	0	0.0482	0.1282	0.0652	0.9886	0.8301	0	0.0806	0.069	0.3333	0.2083	0.0261	0.0551	0.0781	0	0.051	0.127	0.0628	0.9886	0.8256	0	0.08	0.069	0.3333	0.2083	0.026	0.0513	0.0763	0	0.0492	reg oper account	block of flats	0.0969	Stone, brick	No	0	0	0	0	-179	0	0	0	0	0	0	0	0	0	0	0	0
377,015	0	Cash loans	F	Y	Y	1	180,000	760,225.5	32,337	679,500	Unaccompanied	State servant	Higher education	Married	House / apartment	0.04622	-15,488	-2,403	-1,151	-3,349	2	1	1	0	1	0	0	Core staff	3	1	1	SUNDAY	15	0	0	0	0	1	1	School	0.356323	0.716292	0.718033	0.0825	0.1126	0.9826	0.762	0	0	0.2069	0.1667	0.2083	0.06	0.0672	0.0722	0	0.0717	0.084	0.1168	0.9826	0.7713	0	0	0.2069	0.1667	0.2083	0.0613	0.0735	0.0752	0	0.0759	0.0833	0.1126	0.9826	0.7652	0	0	0.2069	0.1667	0.2083	0.061	0.0684	0.0735	0	0.0732	reg oper account	block of flats	0.0568	Stone, brick	No	0	0	0	0	-2,171	1	0	0	0	0	0	0	0	0	0	0	1
193,601	1	Cash loans	M	N	N	0	180,000	855,000	25,128	855,000	Unaccompanied	Working	Secondary / secondary special	Civil marriage	House / apartment	0.005313	-12,817	-242	-5,492	-1,969	7	1	1	1	1	1	0	Low-skill Laborers	2	2	2	THURSDAY	18	1	1	1	1	1	1	Agriculture	0.356323	0.696607	0.071055	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	1	1	1	0	-788	1	0	0	0	0	0	0	0	0	0	0	1
324,766	0	Cash loans	F	N	N	0	79,650	225,000	14,647.5	225,000	Unaccompanied	Working	Secondary / secondary special	Civil marriage	House / apartment	0.009657	-9,897	-905	-4,434	-2,568	7	1	1	0	1	0	0	Laborers	2	2	2	TUESDAY	13	0	0	0	0	0	0	Business Entity Type 3	0.356323	0.624874	0.7463	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-2,228	1	0	0	0	0	0	0	0	0	0	0	0
399,076	0	Cash loans	F	N	Y	0	225,000	562,491	20,974.5	454,500	Unaccompanied	Pensioner	Higher education	Married	House / apartment	0.010032	-22,712	365,243	-4,018	-4,129	7	1	0	0	1	0	0	Laborers	2	2	2	TUESDAY	10	0	0	0	0	0	0	XNA	0.356323	0.534264	0.607557	0.0175	0.0272	0.9707	0.5988	0.0126	0	0.1034	0.0833	0.125	0.0369	0.0134	0.025	0.0039	0	0.0179	0.0282	0.9707	0.6145	0.0127	0	0.1034	0.0833	0.125	0.0377	0.0147	0.026	0.0039	0	0.0177	0.0272	0.9707	0.6042	0.0127	0	0.1034	0.0833	0.125	0.0375	0.0137	0.0254	0.0039	0	reg oper account	block of flats	0.0265	Stone, brick	No	2	0	2	0	-1,661	0	1	0	0	0	0	0	0	0	0	0	0
157,323	0	Cash loans	M	N	Y	2	225,000	720,000	21,181.5	720,000	Unaccompanied	Working	Secondary / secondary special	Married	House / apartment	0.009549	-11,756	-3,167	-2,297	-3,014	7	1	1	1	1	1	0	Drivers	4	2	2	SATURDAY	17	0	0	0	0	1	1	Self-employed	0.166242	0.736511	0.384207	0.1175	0.1018	0.9871	0.8232	0	0.16	0.1379	0.3333	0.0417	0	0.0504	0.146	0	0.0343	0.1197	0.1057	0.9871	0.8301	0	0.1611	0.1379	0.3333	0.0417	0	0.0551	0.1521	0	0.0363	0.1187	0.1018	0.9871	0.8256	0	0.16	0.1379	0.3333	0.0417	0	0.0513	0.1486	0	0.035	reg oper account	block of flats	0.1262	Stone, brick	No	3	3	3	2	-1,798	0	0	1	0	0	0	0	0	0	0	0	0
269,297	0	Cash loans	F	N	Y	0	90,000	148,500	11,619	148,500	Unaccompanied	Working	Secondary / secondary special	Single / not married	House / apartment	0.018209	-9,557	-1,459	-1,922	-2,209	7	1	1	0	1	0	1	Laborers	1	3	3	MONDAY	13	0	0	0	0	0	0	Other	0.182897	0.528808	0.619528	0.0309	0	0.9697	0.5852	0	0	0.0345	0.0417	0.0833	0.0028	0.0252	0.0157	0	0	0.0315	0	0.9697	0.6014	0	0	0.0345	0.0417	0.0833	0.0029	0.0275	0.0164	0	0	0.0312	0	0.9697	0.5907	0	0	0.0345	0.0417	0.0833	0.0029	0.0257	0.016	0	0	reg oper account	block of flats	0.0124	Stone, brick	No	0	0	0	0	-1,650	1	0	0	0	0	0	0	0	1	2	0	8
447,609	0	Revolving loans	F	N	Y	1	93,600	202,500	10,125	202,500	Unaccompanied	Commercial associate	Secondary / secondary special	Civil marriage	House / apartment	0.008068	-10,696	-2,735	-790	-2,021	7	1	1	0	1	0	0	Sales staff	3	3	3	MONDAY	8	0	0	0	0	0	0	Trade: type 1	0.420683	0.562257	0.484851	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	1	0	1	0	-1,954	0	0	0	0	0	0	0	0	0	0	0	7
369,729	0	Revolving loans	M	Y	Y	0	351,000	270,000	13,500	270,000	Unaccompanied	Working	Secondary / secondary special	Single / not married	House / apartment	0.006233	-13,925	-4,875	-8,041	-4,767	13	1	1	0	1	0	0	Laborers	1	2	2	WEDNESDAY	16	0	0	0	0	0	0	Business Entity Type 2	0.3717	0.705425	0.445396	0.099	0.0865	0.9786	0.7076	0.0133	0	0.2069	0.1667	0.2083	0.1187	0.079	0.0863	0.0077	0.0221	0.1008	0.0898	0.9786	0.719	0.0135	0	0.2069	0.1667	0.2083	0.1214	0.0863	0.09	0.0078	0.0234	0.0999	0.0865	0.9786	0.7115	0.0134	0	0.2069	0.1667	0.2083	0.1208	0.0804	0.0879	0.0078	0.0226	reg oper account	block of flats	0.08	Stone, brick	No	3	0	3	0	-1,053	0	0	0	0	0	0	0	0	0	0	0	2
418,841	0	Revolving loans	F	N	Y	0	315,000	720,000	36,000	720,000	Unaccompanied	Commercial associate	Secondary / secondary special	Married	House / apartment	0.04622	-18,292	-6,342	-12,435	-1,841	7	1	1	1	1	1	0	Laborers	2	1	1	FRIDAY	19	0	1	1	0	1	1	Business Entity Type 2	0.356323	0.717074	0.707699	0.0619	0	0.9747	0.6532	0.0052	0	0.1034	0.1667	0.2083	0.0454	0.0504	0.0504	0	0	0.063	0	0.9747	0.6668	0.0053	0	0.1034	0.1667	0.2083	0.0464	0.0551	0.0525	0	0	0.0625	0	0.9747	0.6578	0.0053	0	0.1034	0.1667	0.2083	0.0462	0.0513	0.0513	0	0	reg oper account	block of flats	0.0425	Stone, brick	No	0	0	0	0	-2,575	0	0	0	0	0	0	0	0	0	0	1	2
245,725	1	Revolving loans	F	N	Y	0	90,000	225,000	11,250	225,000	Unaccompanied	Working	Secondary / secondary special	Married	House / apartment	0.028663	-14,593	-70	-1,508	-354	7	1	1	0	1	0	0	Laborers	2	2	2	MONDAY	7	0	0	0	0	0	0	Services	0.356323	0.256357	0.377404	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	3	2	3	1	-688	0	0	0	0	0	0	0	0	0	0	0	0
311,805	0	Cash loans	F	Y	Y	1	270,000	582,804	25,803	463,500	Unaccompanied	Working	Incomplete higher	Married	House / apartment	0.019101	-15,986	-219	-8,274	-4,590	8	1	1	0	1	0	0	Sales staff	3	2	2	WEDNESDAY	16	0	0	0	0	0	0	Self-employed	0.705526	0.401718	0.720944	0.0742	0.0656	0.9846	0.7892	0.1204	0.08	0.069	0.3333	0.375	0.0467	0.0605	0.0821	0	0.006	0.0756	0.068	0.9846	0.7975	0.1215	0.0806	0.069	0.3333	0.375	0.0478	0.0661	0.0855	0	0.0063	0.0749	0.0656	0.9846	0.792	0.1212	0.08	0.069	0.3333	0.375	0.0475	0.0616	0.0835	0	0.0061	reg oper account	block of flats	0.0658	Stone, brick	No	0	0	0	0	-2,558	1	0	0	0	0	0	0	1	0	0	0	3
160,649	0	Cash loans	F	N	Y	2	112,500	835,380	40,320	675,000	Unaccompanied	Working	Secondary / secondary special	Married	House / apartment	0.018801	-12,754	-5,040	-3,828	-3,507	7	1	1	0	1	0	0	Medicine staff	4	2	2	THURSDAY	14	0	0	0	0	1	1	University	0.693818	0.580378	0.798137	0.034	0	0.9732	0.6328	0.0101	0	0.0345	0.0417	0.0833	0.0254	0.0277	0.0135	0	0	0.0347	0	0.9732	0.6472	0.0102	0	0.0345	0.0417	0.0833	0.0259	0.0303	0.0111	0	0	0.0344	0	0.9732	0.6377	0.0102	0	0.0345	0.0417	0.0833	0.0258	0.0282	0.0137	0	0	not specified	block of flats	0.0128	Block	No	0	0	0	0	-234	1	0	0	0	0	0	0	0	0	0	0	1
263,372	0	Cash loans	F	Y	Y	2	225,000	239,418	28,543.5	211,500	Family	State servant	Higher education	Married	House / apartment	0.006629	-12,941	-5,560	-4,998	-4,524	13	1	1	0	1	1	0	Core staff	4	2	2	FRIDAY	5	0	0	0	0	0	0	School	0.356323	0.488808	0.58499	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	0	1	0	0	0	0	0	0	0	0	0	0	0
370,796	0	Cash loans	F	Y	N	2	117,000	306,000	13,954.5	306,000	Unaccompanied	Working	Secondary / secondary special	Married	House / apartment	0.015221	-14,042	-3,977	-5,232	-4,962	3	1	1	1	1	0	0	Sales staff	4	2	2	SATURDAY	10	0	0	0	0	0	0	Self-employed	0.356323	0.482755	0.515495	0.0371	0.0151	0.9518	0.8232	0	0	0.0345	0.0417	0.2083	0.2402	0.0504	0.0205	0	0	0.0378	0.0157	0.9518	0.8301	0	0	0.0345	0.0417	0.2083	0.2457	0.0551	0.0214	0	0	0.0375	0.0151	0.9518	0.8256	0	0	0.0345	0.0417	0.2083	0.2444	0.0513	0.0209	0	0	reg oper account	block of flats	0.0227	Stone, brick	No	0	0	0	0	-2,338	1	0	0	0	0	0	1	0	0	0	0	1
375,240	0	Cash loans	M	N	N	1	112,500	740,704.5	34,452	598,500	Unaccompanied	Working	Secondary / secondary special	Married	House / apartment	0.009175	-10,708	-2,500	-4,491	-3,276	7	1	1	0	1	0	0	Laborers	3	2	2	FRIDAY	17	1	0	1	0	0	0	Construction	0.356323	0.629272	0.7463	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	0	0	0	1	0	0	0	0	0	0	0	0	0
409,075	0	Cash loans	M	N	Y	0	342,000	273,636	15,835.5	247,500	Unaccompanied	Commercial associate	Incomplete higher	Single / not married	House / apartment	0.072508	-11,111	-138	-5,465	-3,089	7	1	1	0	1	0	0	Core staff	1	1	1	SUNDAY	16	0	0	0	0	0	0	Business Entity Type 2	0.264508	0.753367	0.751724	0.2959	0.1875	0.9786	0.7076	0.043	0.32	0.2759	0.3333	0.375	0	0.2412	0.2784	0	0	0.3015	0.1946	0.9786	0.719	0.0434	0.3222	0.2759	0.3333	0.375	0	0.2635	0.29	0	0	0.2987	0.1875	0.9786	0.7115	0.0433	0.32	0.2759	0.3333	0.375	0	0.2454	0.2834	0	0	reg oper account	block of flats	0.2189	Panel	No	0	0	0	0	-1,857	1	0	0	0	0	0	0	0	0	0	0	4
349,820	0	Cash loans	M	Y	N	0	315,000	2,141,671.5	108,927	1,984,500	Unaccompanied	Commercial associate	Incomplete higher	Married	Municipal apartment	0.072508	-9,547	-1,563	-1,318	-168	1	1	1	0	1	1	0	Managers	2	1	1	TUESDAY	12	0	0	0	0	0	0	Business Entity Type 3	0.561576	0.129208	0.535276	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0.1683	Panel	No	1	0	1	0	-3	0	0	1	0	1	0	0	0	0	0	0	0
277,504	0	Cash loans	M	Y	Y	1	225,000	675,000	28,728	675,000	Unaccompanied	Commercial associate	Secondary / secondary special	Married	House / apartment	0.018209	-16,883	-2,898	-2,864	-428	18	1	1	0	1	0	1	Drivers	3	3	3	TUESDAY	14	0	0	0	0	0	0	Business Entity Type 3	0.431939	0.13046	0.71657	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-1,350	1	0	0	0	0	0	0	0	0	1	0	1
438,451	0	Cash loans	M	N	Y	0	155,790	675,000	25,839	675,000	Unaccompanied	Commercial associate	Secondary / secondary special	Single / not married	House / apartment	0.030755	-13,479	-2,252	-6,852	-4,364	7	1	1	1	1	1	0	High skill tech staff	1	2	2	MONDAY	15	0	0	0	0	1	1	Trade: type 3	0.244318	0.641787	0.365617	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-1,381	0	0	0	0	0	0	0	0	0	0	0	2
270,016	0	Cash loans	F	N	N	0	135,000	679,500	22,455	679,500	Unaccompanied	Working	Higher education	Single / not married	House / apartment	0.028663	-11,909	-3,721	-11,065	-1,354	7	1	1	1	1	1	0	High skill tech staff	1	2	2	SUNDAY	13	0	0	0	0	0	0	Transport: type 2	0.356323	0.682126	0.7463	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-672	1	0	0	0	0	0	0	0	0	0	0	0
313,682	0	Cash loans	F	N	Y	0	135,000	314,100	13,437	225,000	Unaccompanied	Commercial associate	Secondary / secondary special	Single / not married	House / apartment	0.031329	-20,082	-4,980	-677	-3,617	7	1	1	0	1	0	0	Accountants	1	2	2	SUNDAY	13	0	0	0	0	0	0	Self-employed	0.356323	0.76268	0.513694	0.0814	0.0895	0.9801	0.8232	0	0	0.2069	0.1667	0.2083	0	0.0504	0.0745	0	0.0094	0.083	0.0929	0.9801	0.8301	0	0	0.2069	0.1667	0.2083	0	0.0551	0.0776	0	0.0099	0.0822	0.0895	0.9801	0.8256	0	0	0.2069	0.1667	0.2083	0	0.0513	0.0758	0	0.0096	reg oper account	block of flats	0.0606	Block	No	0	0	0	0	-1,550	1	0	0	0	0	0	0	0	0	4	0	1
388,938	0	Cash loans	F	N	Y	0	112,500	675,000	24,246	675,000	Unaccompanied	Pensioner	Secondary / secondary special	Separated	House / apartment	0.035792	-20,544	365,243	-5,434	-3,844	7	1	0	0	1	0	0	Laborers	1	2	2	FRIDAY	16	0	0	0	0	0	0	XNA	0.645926	0.609177	0.535276	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	2	0	2	0	-1,695	1	0	0	0	0	0	0	0	0	0	0	2