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SK_ID_CURR int64 100k 456k	TARGET int64 0 1	NAME_CONTRACT_TYPE stringclasses 2 values	CODE_GENDER stringclasses 2 values	FLAG_OWN_CAR stringclasses 2 values	FLAG_OWN_REALTY stringclasses 2 values	CNT_CHILDREN int64 0 8	AMT_INCOME_TOTAL float64 27k 1.8M	AMT_CREDIT float64 45k 3.08M	AMT_ANNUITY float64 3.05k 225k	AMT_GOODS_PRICE float64 45k 2.93M	NAME_TYPE_SUITE stringclasses 7 values	NAME_INCOME_TYPE stringclasses 4 values	NAME_EDUCATION_TYPE stringclasses 5 values	NAME_FAMILY_STATUS stringclasses 6 values	NAME_HOUSING_TYPE stringclasses 6 values	REGION_POPULATION_RELATIVE float64 0 0.07	DAYS_BIRTH int64 -25,165 -7,680	DAYS_EMPLOYED int64 -15,943 365k	DAYS_REGISTRATION float64 -19,463 0	DAYS_ID_PUBLISH int64 -6,259 -1	OWN_CAR_AGE float64 0 65	FLAG_MOBIL int64 1 1	FLAG_EMP_PHONE int64 0 1	FLAG_WORK_PHONE int64 0 1	FLAG_CONT_MOBILE int64 0 1	FLAG_PHONE int64 0 1	FLAG_EMAIL int64 0 1	OCCUPATION_TYPE stringclasses 18 values	CNT_FAM_MEMBERS float64 1 10	REGION_RATING_CLIENT int64 1 3	REGION_RATING_CLIENT_W_CITY int64 1 3	WEEKDAY_APPR_PROCESS_START stringclasses 7 values	HOUR_APPR_PROCESS_START int64 1 23	REG_REGION_NOT_LIVE_REGION int64 0 1	REG_REGION_NOT_WORK_REGION int64 0 1	LIVE_REGION_NOT_WORK_REGION int64 0 1	REG_CITY_NOT_LIVE_CITY int64 0 1	REG_CITY_NOT_WORK_CITY int64 0 1	LIVE_CITY_NOT_WORK_CITY int64 0 1	ORGANIZATION_TYPE stringlengths 3 22	EXT_SOURCE_1 float64 0.03 0.94	EXT_SOURCE_2 float64 0 0.86	EXT_SOURCE_3 float64 0 0.88	APARTMENTS_AVG float64 0 1	BASEMENTAREA_AVG float64 0 1	YEARS_BEGINEXPLUATATION_AVG float64 0 1	YEARS_BUILD_AVG float64 0 1	COMMONAREA_AVG float64 0 1	ELEVATORS_AVG float64 0 1	ENTRANCES_AVG float64 0 1	FLOORSMAX_AVG float64 0 1	FLOORSMIN_AVG float64 0 1	LANDAREA_AVG float64 0 1	LIVINGAPARTMENTS_AVG float64 0 1	LIVINGAREA_AVG float64 0 1	NONLIVINGAPARTMENTS_AVG float64 0 1	NONLIVINGAREA_AVG float64 0 1	APARTMENTS_MODE float64 0 1	BASEMENTAREA_MODE float64 0 1	YEARS_BEGINEXPLUATATION_MODE float64 0 1	YEARS_BUILD_MODE float64 0 1	COMMONAREA_MODE float64 0 1	ELEVATORS_MODE float64 0 1	ENTRANCES_MODE float64 0 1	FLOORSMAX_MODE float64 0 1	FLOORSMIN_MODE float64 0 1	LANDAREA_MODE float64 0 1	LIVINGAPARTMENTS_MODE float64 0 1	LIVINGAREA_MODE float64 0 1	NONLIVINGAPARTMENTS_MODE float64 0 1	NONLIVINGAREA_MODE float64 0 1	APARTMENTS_MEDI float64 0 1	BASEMENTAREA_MEDI float64 0 1	YEARS_BEGINEXPLUATATION_MEDI float64 0 1	YEARS_BUILD_MEDI float64 0 1	COMMONAREA_MEDI float64 0 1	ELEVATORS_MEDI float64 0 1	ENTRANCES_MEDI float64 0 1	FLOORSMAX_MEDI float64 0 1	FLOORSMIN_MEDI float64 0 1	LANDAREA_MEDI float64 0 1	LIVINGAPARTMENTS_MEDI float64 0 1	LIVINGAREA_MEDI float64 0 1	NONLIVINGAPARTMENTS_MEDI float64 0 1	NONLIVINGAREA_MEDI float64 0 1	FONDKAPREMONT_MODE stringclasses 4 values	HOUSETYPE_MODE stringclasses 3 values	TOTALAREA_MODE float64 0 1	WALLSMATERIAL_MODE stringclasses 7 values	EMERGENCYSTATE_MODE stringclasses 2 values	OBS_30_CNT_SOCIAL_CIRCLE float64 0 26	DEF_30_CNT_SOCIAL_CIRCLE float64 0 4	OBS_60_CNT_SOCIAL_CIRCLE float64 0 26	DEF_60_CNT_SOCIAL_CIRCLE float64 0 4	DAYS_LAST_PHONE_CHANGE float64 -3,791 0	FLAG_DOCUMENT_3 int64 0 1	FLAG_DOCUMENT_6 int64 0 1	FLAG_DOCUMENT_8 int64 0 1	FLAG_DOCUMENT_9 int64 0 1	FLAG_DOCUMENT_14 int64 0 1	FLAG_DOCUMENT_16 int64 0 1	AMT_REQ_CREDIT_BUREAU_WEEK float64 0 4	AMT_REQ_CREDIT_BUREAU_MON float64 0 17	AMT_REQ_CREDIT_BUREAU_QRT float64 0 6	AMT_REQ_CREDIT_BUREAU_YEAR float64 0 9
168,628	0	Cash loans	F	N	Y	1	135,000	755,190	36,459	675,000	Unaccompanied	Commercial associate	Secondary / secondary special	Married	House / apartment	0.035792	-14,857	-1,358	-1,850	-1,858	7	1	1	0	1	0	0	Laborers	3	2	2	FRIDAY	19	0	0	0	0	0	0	Business Entity Type 3	0.806418	0.385566	0.654529	0.1753	0.1333	0.9836	0.7756	0.0362	0.08	0.0345	0.3333	0.375	0.0893	0.142	0.1121	0.0039	0.0047	0.1786	0.1383	0.9836	0.7844	0.0365	0.0806	0.0345	0.3333	0.375	0.0913	0.1552	0.1168	0.0039	0.005	0.177	0.1333	0.9836	0.7786	0.0364	0.08	0.0345	0.3333	0.375	0.0909	0.1445	0.1141	0.0039	0.0048	reg oper account	block of flats	0.0892	Stone, brick	No	0	0	0	0	-937	1	0	0	0	0	0	0	0	0	0
247,224	0	Cash loans	F	N	Y	0	202,500	667,237.5	22,180.5	576,000	Unaccompanied	Pensioner	Lower secondary	Married	House / apartment	0.025164	-22,461	365,243	-98	-4,942	7	1	0	0	1	0	0	Laborers	2	2	2	MONDAY	8	0	0	0	0	0	0	XNA	0.696068	0.265824	0.7463	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-2,961	0	1	0	0	0	0	0	0	0	1
251,596	0	Cash loans	F	N	Y	0	67,500	75,636	3,807	49,500	Unaccompanied	Working	Secondary / secondary special	Civil marriage	House / apartment	0.00823	-14,310	-184	-4,951	-4,954	7	1	1	0	1	0	0	Medicine staff	2	2	2	SATURDAY	13	0	0	0	0	1	1	Hotel	0.356323	0.092007	0.315472	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	2	0	2	0	-1,596	1	0	0	0	0	0	0	2	0	2
233,041	0	Revolving loans	F	N	Y	0	90,000	247,500	12,375	247,500	Unaccompanied	State servant	Incomplete higher	Single / not married	House / apartment	0.019689	-14,416	-2,972	-3,000	-2,293	7	1	1	0	1	0	0	Laborers	1	2	2	TUESDAY	16	0	0	0	0	0	0	Government	0.356323	0.507988	0.665855	0.1495	0	0.9831	0.7688	0.0344	0.04	0.0345	0.4583	0.5	0.0232	0.1206	0.1135	0.0116	0.0148	0.1261	0	0.9772	0.6994	0.019	0.0403	0.0345	0.3333	0.375	0.0134	0.1074	0.0886	0.0117	0	0.1509	0	0.9831	0.7719	0.0346	0.04	0.0345	0.4583	0.5	0.0236	0.1227	0.1156	0.0116	0.0152	not specified	block of flats	0.0669	Stone, brick	No	3	0	3	0	-1	0	0	0	0	0	0	0	1	2	1
198,972	0	Cash loans	F	N	N	2	67,500	814,041	23,931	679,500	Unaccompanied	Working	Higher education	Married	House / apartment	0.009657	-12,429	-632	-2,581	-4,779	7	1	1	0	1	0	0	Sales staff	4	2	2	MONDAY	17	0	0	0	0	0	0	Other	0.609252	0.477903	0.7463	0.0825	0.0796	0.9767	0.6804	0	0	0.1379	0.1667	0.2083	0.0684	0.0672	0.0708	0	0	0.084	0.0826	0.9767	0.6929	0	0	0.1379	0.1667	0.2083	0.07	0.0735	0.0738	0	0	0.0833	0.0796	0.9767	0.6847	0	0	0.1379	0.1667	0.2083	0.0696	0.0684	0.0721	0	0	reg oper account	block of flats	0.0603	Panel	No	2	0	2	0	-1,283	1	0	0	0	0	0	0	0	0	0
300,045	0	Cash loans	F	N	Y	0	140,850	1,288,350	41,692.5	1,125,000	Family	Working	Secondary / secondary special	Married	House / apartment	0.016612	-12,604	-2,345	-2,485	-1,851	7	1	1	0	1	0	0	Sales staff	2	2	2	TUESDAY	11	0	0	0	0	0	0	Self-employed	0.356323	0.541498	0.694093	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	1	0	1	0	-423	1	0	0	0	0	0	0	0	1	0
224,419	0	Cash loans	M	N	Y	0	306,000	769,500	27,391.5	769,500	Unaccompanied	Commercial associate	Secondary / secondary special	Married	Office apartment	0.026392	-14,741	-2,630	-8,687	-4,804	7	1	1	0	1	0	0	Drivers	2	2	2	SATURDAY	11	0	0	0	0	0	0	Bank	0.356323	0.721933	0.7463	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	3	0	3	0	-1,704	1	0	0	0	0	0	0	2	1	8
176,979	0	Cash loans	F	N	Y	0	324,000	1,528,200	53,248.5	1,350,000	Unaccompanied	State servant	Higher education	Separated	House / apartment	0.032561	-14,487	-5,312	-6,743	-4,871	7	1	1	0	1	0	0	Accountants	1	1	1	THURSDAY	14	0	0	0	0	0	0	Other	0.784428	0.676902	0.813917	0.1031	0	0.9781	0.8232	0	0	0.1724	0.1667	0.2083	0	0.0504	0.0615	0	0.0989	0.105	0	0.9782	0.8301	0	0	0.1724	0.1667	0.2083	0	0.0551	0.0641	0	0.1047	0.1041	0	0.9781	0.8256	0	0	0.1724	0.1667	0.2083	0	0.0513	0.0626	0	0.1009	reg oper account	block of flats	0.0699	Panel	No	0	0	0	0	-520	1	0	0	0	0	0	0	0	0	1
161,102	0	Cash loans	F	N	Y	0	270,000	1,270,993.5	53,851.5	1,156,500	Unaccompanied	State servant	Secondary / secondary special	Married	House / apartment	0.00702	-16,756	-561	-8,539	-303	7	1	1	0	1	0	0	Medicine staff	2	2	2	MONDAY	17	0	0	0	0	0	0	Medicine	0.672163	0.41671	0.607557	0.1031	0	0.9836	0.8232	0	0	0.2414	0.1667	0.2083	0	0.0504	0.0793	0	0	0.105	0	0.9786	0.8301	0	0	0.2069	0.1667	0.2083	0	0.0551	0.0787	0	0	0.1041	0	0.9836	0.8256	0	0	0.2414	0.1667	0.2083	0	0.0513	0.0807	0	0	reg oper account	block of flats	0.0743	Panel	No	0	0	0	0	-346	1	0	0	0	0	0	0	0	0	4
157,986	0	Cash loans	M	N	Y	0	135,000	254,700	25,321.5	225,000	Unaccompanied	Pensioner	Secondary / secondary special	Married	House / apartment	0.010006	-20,426	365,243	-3,143	-3,165	7	1	0	0	1	1	0	Laborers	2	2	2	WEDNESDAY	7	0	0	0	0	0	0	XNA	0.356323	0.351603	0.427657	0.2033	0.9397	0.9955	0.9388	0.1605	0.224	0.1931	0.3333	0.375	0.1242	0.1652	0.2173	0.0039	0.0122	0.2248	0.1473	0.996	0.9477	0	0.2417	0.2069	0.3333	0.375	0.0584	0.0643	0.0742	0	0	0.2228	0.1473	0.996	0.9463	0.2136	0.24	0.2069	0.3333	0.375	0.1357	0.183	0.253	0.0039	0.0031	reg oper account	block of flats	0.2047	Panel	No	0	0	0	0	-253	0	1	0	0	0	0	0	0	2	3
364,960	0	Cash loans	F	N	Y	0	225,000	450,000	30,204	450,000	Unaccompanied	Commercial associate	Secondary / secondary special	Married	House / apartment	0.026392	-15,111	-1,561	-4,106	-4,520	7	1	1	0	1	0	0	Laborers	2	2	2	WEDNESDAY	13	0	0	0	0	0	0	Medicine	0.846717	0.587296	0.248536	0.3715	0.815	0.993	0.8232	0	0.16	0.1638	0.6667	0.2083	0.343	0.0504	0.6093	0	0.4613	0.1155	0.8457	0.993	0.8301	0	0	0.0345	0.6667	0.2083	0.3508	0.0551	0.1864	0	0.4883	0.3175	0.815	0.993	0.8256	0	0.06	0.0862	0.6667	0.2083	0.349	0.0513	0.425	0	0.4709	reg oper account	block of flats	0.1515	Monolithic	No	4	0	4	0	-388	1	0	0	0	0	0	0	2	0	5
384,352	0	Cash loans	F	N	Y	0	85,500	215,865	21,028.5	202,500	Unaccompanied	Pensioner	Secondary / secondary special	Single / not married	House / apartment	0.030755	-24,850	365,243	-12,021	-3,909	7	1	0	0	1	1	0	Laborers	1	2	2	FRIDAY	9	0	0	0	0	0	0	XNA	0.356323	0.587078	0.749022	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-1,877	0	1	0	0	0	0	0	0	0	0
418,815	0	Cash loans	F	N	N	1	180,000	450,000	24,412.5	450,000	Unaccompanied	Working	Secondary / secondary special	Separated	House / apartment	0.018209	-13,407	-5,253	-3,168	-5,882	7	1	1	1	1	1	0	Laborers	2	3	3	SUNDAY	12	0	0	0	0	0	0	Agriculture	0.413256	0.440796	0.46866	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-2,137	1	0	0	0	0	0	0	0	1	1
202,312	0	Revolving loans	M	N	Y	2	675,000	675,000	33,750	675,000	Unaccompanied	Working	Higher education	Married	House / apartment	0.018801	-17,270	-672	-11,461	-808	7	1	1	0	0	1	1	Managers	4	2	2	THURSDAY	8	0	0	0	0	0	0	Business Entity Type 2	0.356323	0.09225	0.517297	0.066	0.0789	0.9747	0.6532	0.0584	0	0.1379	0.125	0.1667	0.0583	0.0538	0.0567	0	0	0.0672	0.0818	0.9747	0.6668	0.059	0	0.1379	0.125	0.1667	0.0596	0.0588	0.059	0	0	0.0666	0.0789	0.9747	0.6578	0.0588	0	0.1379	0.125	0.1667	0.0593	0.0547	0.0577	0	0	reg oper account	block of flats	0.0765	Panel	No	1	0	1	0	-1	0	0	1	0	1	0	0	0	0	0
139,648	0	Revolving loans	F	N	N	0	112,500	337,500	16,875	337,500	Unaccompanied	Pensioner	Secondary / secondary special	Separated	House / apartment	0.04622	-21,988	365,243	-10,210	-4,855	7	1	0	0	1	0	0	Laborers	1	1	1	MONDAY	15	0	0	0	0	0	0	XNA	0.356323	0.730407	0.391055	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	11	0	11	0	-2,721	0	0	0	0	0	0	0	0	0	3
128,692	0	Cash loans	F	N	Y	0	202,500	1,223,010	51,948	1,125,000	Unaccompanied	Pensioner	Secondary / secondary special	Married	House / apartment	0.016612	-21,832	365,243	-762	-4,342	7	1	0	0	1	1	0	Laborers	2	2	2	THURSDAY	13	0	0	0	0	0	0	XNA	0.356323	0.588228	0.7463	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-1,661	1	0	0	0	0	0	0	0	0	0
331,013	0	Cash loans	F	N	Y	0	112,500	675,000	30,631.5	675,000	Unaccompanied	Pensioner	Secondary / secondary special	Married	House / apartment	0.026392	-21,742	365,243	-5,066	-4,294	7	1	0	0	1	0	0	Laborers	2	2	2	MONDAY	11	0	0	0	0	0	0	XNA	0.356323	0.169306	0.7463	0.2959	0.1491	0.9806	0.7348	0	0.32	0.2759	0.3333	0	0.2697	0.0504	0.288	0	0.001	0.3015	0.1547	0.9806	0.7452	0	0.3222	0.2759	0.3333	0	0.2758	0.0551	0.3	0	0.0011	0.2987	0.1491	0.9806	0.7383	0	0.32	0.2759	0.3333	0	0.2744	0.0513	0.2931	0	0.001	reg oper account	block of flats	0.2478	Panel	No	3	2	3	2	-21	0	1	0	0	0	0	0	0	0	0
164,221	0	Cash loans	F	N	Y	0	135,000	247,500	26,118	247,500	Unaccompanied	Working	Secondary / secondary special	Married	House / apartment	0.028663	-18,011	-1,063	-7,645	-1,555	7	1	1	0	1	0	0	Sales staff	2	2	2	THURSDAY	13	0	0	0	1	1	0	Trade: type 7	0.356323	0.647702	0.7463	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	0	1	0	0	0	0	0	0	0	0	0
187,203	0	Cash loans	F	Y	N	0	148,500	1,006,920	37,444.5	900,000	Unaccompanied	Commercial associate	Incomplete higher	Single / not married	Municipal apartment	0.009334	-11,108	-1,249	-5,101	-3,208	10	1	1	0	1	0	0	Sales staff	1	2	2	FRIDAY	12	0	0	0	0	0	0	Self-employed	0.356323	0.667273	0.712155	0.0773	0	0.9826	0.9592	0.008	0	0.1379	0.1667	0.2083	0	0.063	0.0389	0	0	0.0788	0	0.9826	0.9608	0.0081	0	0.1379	0.1667	0.2083	0	0.0689	0.0405	0	0	0.0781	0	0.9826	0.9597	0.0081	0	0.1379	0.1667	0.2083	0	0.0641	0.0396	0	0	reg oper account	block of flats	0.054	Panel	No	2	0	2	0	-3	1	0	0	0	1	0	0	0	0	0
326,939	0	Cash loans	F	N	N	0	99,000	312,768	22,756.5	270,000	Unaccompanied	Working	Secondary / secondary special	Single / not married	Municipal apartment	0.009334	-12,681	-2,397	-5,516	-4,632	7	1	1	0	1	0	0	Sales staff	1	2	2	THURSDAY	9	0	0	0	0	0	0	Business Entity Type 2	0.356323	0.219411	0.7463	0.1608	0.0662	0.9786	0.7076	0.0154	0	0.1034	0.1667	0.2083	0.0653	0.1294	0.0574	0.0077	0.0051	0.1639	0.0687	0.9786	0.719	0.0155	0	0.1034	0.1667	0.2083	0.0668	0.1414	0.0598	0.0078	0.0054	0.1624	0.0662	0.9786	0.7115	0.0155	0	0.1034	0.1667	0.2083	0.0665	0.1317	0.0584	0.0078	0.0052	reg oper account	block of flats	0.0547	Stone, brick	No	2	0	2	0	-2,227	1	0	0	0	0	0	0	1	0	0
332,745	0	Revolving loans	F	Y	N	2	135,000	157,500	7,875	157,500	Unaccompanied	Working	Higher education	Married	House / apartment	0.020246	-13,376	-2,883	-499	-4,207	13	1	1	0	1	1	1	Core staff	4	3	3	THURSDAY	12	0	0	0	0	1	1	Bank	0.537973	0.241311	0.554947	0.1237	0.1063	0.9786	0.7076	0.017	0.32	0.2759	0.1667	0.2083	0.049	0.1009	0.114	0	0	0.1261	0.1103	0.9786	0.719	0.0171	0.3222	0.2759	0.1667	0.2083	0.0501	0.1102	0.1188	0	0	0.1249	0.1063	0.9786	0.7115	0.0171	0.32	0.2759	0.1667	0.2083	0.0499	0.1026	0.1161	0	0	reg oper account	block of flats	0.099	Panel	No	5	0	5	0	-1,742	0	0	0	0	0	0	0	5	0	5
149,915	0	Cash loans	F	N	N	1	90,000	675,000	29,862	675,000	Family	Working	Secondary / secondary special	Married	House / apartment	0.035792	-15,472	-5,921	-9,435	-4,867	7	1	1	1	1	0	0	Waiters/barmen staff	3	2	2	THURSDAY	12	0	0	0	0	1	1	Medicine	0.632542	0.668083	0.652897	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	2	1	2	1	-1,780	1	0	0	0	0	0	1	0	0	1
153,261	0	Cash loans	F	N	N	0	101,250	312,768	13,905	270,000	Unaccompanied	Working	Secondary / secondary special	Married	Municipal apartment	0.010032	-18,869	-10,319	-8,479	-2,431	7	1	1	1	1	1	0	Core staff	2	2	2	FRIDAY	4	0	0	0	0	0	0	Kindergarten	0.356323	0.324361	0.7463	0.0825	0	0.9518	0.8232	0	0	0.069	0.0417	0.2083	0	0.0504	0	0	0	0.084	0	0.9518	0.8301	0	0	0.069	0.0417	0.2083	0	0.0551	0	0	0	0.0833	0	0.9518	0.8256	0	0	0.069	0.0417	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0.0077	Stone, brick	No	0	0	0	0	-507	1	0	0	0	0	0	0	0	0	0
219,961	0	Cash loans	M	Y	N	5	157,500	450,000	22,018.5	450,000	Unaccompanied	Working	Secondary / secondary special	Married	Municipal apartment	0.005002	-13,414	-1,662	-3,949	-3,938	30	1	1	0	1	0	0	Drivers	7	3	3	MONDAY	13	0	0	0	0	1	1	Government	0.356323	0.571877	0.431192	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-246	0	0	1	0	0	0	0	0	0	0
182,449	0	Cash loans	M	Y	Y	1	180,000	1,687,266	68,850	1,575,000	Unaccompanied	Working	Higher education	Married	House / apartment	0.04622	-17,789	-6,050	-6,026	-1,330	18	1	1	0	1	0	1	Low-skill Laborers	3	1	1	WEDNESDAY	17	0	0	0	0	0	0	Government	0.824931	0.676418	0.519097	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-1,685	1	0	0	0	0	0	0	3	0	0
169,686	1	Cash loans	F	Y	Y	0	157,500	755,190	36,459	675,000	Family	Working	Higher education	Married	House / apartment	0.006852	-11,598	-2,904	-2,071	-3,579	14	1	1	0	1	0	0	Laborers	2	3	3	WEDNESDAY	9	0	0	0	1	1	0	Self-employed	0.356323	0.082519	0.7463	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	1	0	1	0	0	0	0	1	0	0	0	0	0	0	0
210,998	0	Cash loans	F	N	N	0	202,500	679,500	22,585.5	679,500	Unaccompanied	Pensioner	Secondary / secondary special	Married	House / apartment	0.018029	-18,778	365,243	-783	-1,862	7	1	0	0	1	0	0	Laborers	2	3	3	MONDAY	14	0	0	0	0	0	0	XNA	0.356323	0.568538	0.365617	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-458	1	0	0	0	0	0	0	1	0	2
171,303	0	Cash loans	F	N	Y	0	144,000	1,123,443	32,328	981,000	Spouse, partner	Working	Secondary / secondary special	Married	House / apartment	0.031329	-21,720	-1,475	-61	-473	7	1	1	0	1	0	0	Sales staff	2	2	2	SATURDAY	11	0	0	0	0	0	0	Self-employed	0.356323	0.480348	0.49206	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	2	1	2	0	-1,438	0	1	0	0	0	0	0	0	1	1
376,602	0	Cash loans	M	N	N	1	180,000	450,000	30,442.5	450,000	Family	Working	Incomplete higher	Married	With parents	0.072508	-11,670	-3,097	-6,129	-2,593	7	1	1	0	1	0	0	Laborers	3	1	1	SUNDAY	10	0	0	0	0	0	0	Industry: type 11	0.356323	0.534585	0.463275	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-2,553	0	0	0	1	0	0	0	0	0	0
340,541	0	Cash loans	F	N	Y	2	31,500	161,730	8,388	135,000	Unaccompanied	Pensioner	Secondary / secondary special	Married	House / apartment	0.01885	-20,159	365,243	-10,893	-3,443	7	1	0	0	1	1	0	Laborers	4	2	2	WEDNESDAY	9	0	0	0	0	0	0	XNA	0.356323	0.27644	0.7463	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	1	0	1	0	0	1	0	0	0	0	0	0	0	0	0
268,530	0	Cash loans	M	N	N	0	112,500	254,700	24,192	225,000	Unaccompanied	Working	Secondary / secondary special	Civil marriage	House / apartment	0.02461	-8,871	-1,295	-496	-1,108	7	1	1	0	1	0	0	Laborers	2	2	2	THURSDAY	17	0	0	0	0	0	0	Self-employed	0.356323	0.228324	0.7463	0.0619	0	0.9752	0.66	0.0314	0	0.1034	0.1667	0.2083	0.0385	0.0504	0.0497	0	0	0.063	0	0.9752	0.6733	0.0317	0	0.1034	0.1667	0.2083	0.0394	0.0551	0.0518	0	0	0.0625	0	0.9752	0.6645	0.0316	0	0.1034	0.1667	0.2083	0.0392	0.0513	0.0506	0	0	reg oper account	block of flats	0.0562	Stone, brick	No	0	0	0	0	-6	1	0	0	0	0	1	0	0	0	0
408,850	0	Cash loans	F	N	Y	1	90,000	247,275	17,716.5	225,000	Unaccompanied	State servant	Secondary / secondary special	Single / not married	House / apartment	0.007274	-13,309	-2,192	-1,520	-1,528	7	1	1	0	1	0	0	Core staff	2	2	2	SATURDAY	14	0	0	0	0	0	0	Kindergarten	0.608303	0.403607	0.700184	0.1845	0.1466	0.9896	0.8572	0.0474	0.2	0.1724	0.3333	0.0417	0.0308	0.1505	0.1316	0	0	0.188	0.1522	0.9896	0.8628	0.0479	0.2014	0.1724	0.3333	0.0417	0.0315	0.1644	0.1371	0	0	0.1863	0.1466	0.9896	0.8591	0.0477	0.2	0.1724	0.3333	0.0417	0.0313	0.1531	0.134	0	0	reg oper account	block of flats	0.1637	Panel	No	0	0	0	0	-88	1	0	0	0	0	0	0	0	2	5
142,104	0	Cash loans	M	N	Y	0	225,000	1,312,110	52,168.5	1,125,000	Unaccompanied	Working	Higher education	Married	House / apartment	0.032561	-12,232	-442	-10,113	-3,084	7	1	1	0	1	0	0	Laborers	2	1	1	MONDAY	10	0	0	0	0	0	0	Business Entity Type 1	0.391591	0.448355	0.576209	0.3412	0.2478	0.9861	0.8232	0	0.36	0.3103	0.3333	0.2083	0.1677	0.0504	0.3442	0	0.2125	0.3477	0.2572	0.9861	0.8301	0	0.3625	0.3103	0.3333	0.2083	0.1715	0.0551	0.3587	0	0.2249	0.3445	0.2478	0.9861	0.8256	0	0.36	0.3103	0.3333	0.2083	0.1706	0.0513	0.3504	0	0.2169	reg oper account	block of flats	0.317	Panel	No	2	0	2	0	-372	1	0	0	0	0	0	0	0	0	0
171,900	1	Cash loans	M	N	Y	1	112,500	253,737	18,594	229,500	Unaccompanied	Commercial associate	Secondary / secondary special	Civil marriage	House / apartment	0.008068	-13,741	-886	-2,832	-4,648	7	1	1	0	1	0	0	Drivers	3	3	3	FRIDAY	10	0	0	0	0	1	1	Self-employed	0.188189	0.170617	0.504681	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-824	1	0	0	0	0	0	1	0	0	1
315,008	0	Cash loans	F	N	Y	1	157,500	675,000	19,867.5	675,000	Family	State servant	Higher education	Single / not married	House / apartment	0.035792	-14,426	-1,684	-6,753	-1,785	7	1	1	1	1	1	0	Laborers	2	2	2	WEDNESDAY	14	0	0	0	0	0	0	Other	0.356323	0.581565	0.52989	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	2	1	2	1	-571	1	0	0	0	0	0	0	0	0	1
307,894	1	Cash loans	F	N	Y	1	202,500	640,080	24,259.5	450,000	Unaccompanied	Commercial associate	Secondary / secondary special	Separated	House / apartment	0.030755	-17,837	-662	-1,199	-1,340	7	1	1	0	1	0	0	Accountants	2	2	2	MONDAY	17	0	0	0	0	0	0	Business Entity Type 3	0.356323	0.58764	0.706205	0.1546	0.1255	0.9846	0.8232	0	0	0.1724	0.1667	0.2083	0.0622	0.0504	0.093	0	0	0.1576	0.1302	0.9846	0.8301	0	0	0.1724	0.1667	0.2083	0.0636	0.0551	0.0969	0	0	0.1561	0.1255	0.9846	0.8256	0	0	0.1724	0.1667	0.2083	0.0633	0.0513	0.0947	0	0	reg oper account	block of flats	0.0852	Stone, brick	No	1	0	1	0	-943	1	0	0	0	0	0	0	1	0	3
218,389	1	Cash loans	F	N	Y	0	36,000	143,910	14,017.5	135,000	Family	Pensioner	Secondary / secondary special	Single / not married	House / apartment	0.031329	-21,907	365,243	-7,006	-4,419	7	1	0	0	1	0	0	Laborers	1	2	2	FRIDAY	8	0	0	0	0	0	0	XNA	0.356323	0.159679	0.7463	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	8	0	8	0	-435	1	0	0	0	0	0	0	0	0	1
451,667	0	Cash loans	M	N	Y	1	202,500	522,000	19,305	522,000	Unaccompanied	Working	Secondary / secondary special	Married	House / apartment	0.026392	-13,206	-2,573	-6,058	-744	7	1	1	0	1	1	0	Drivers	3	2	2	MONDAY	12	0	0	0	0	0	0	Government	0.432753	0.616668	0.165407	0.0412	0.0145	0.9732	0.8232	0	0	0.069	0.1667	0.2083	0.0186	0.0504	0.0313	0	0	0.042	0.015	0.9732	0.8301	0	0	0.069	0.1667	0.2083	0.019	0.0551	0.0326	0	0	0.0416	0.0145	0.9732	0.8256	0	0	0.069	0.1667	0.2083	0.0189	0.0513	0.0319	0	0	reg oper account	block of flats	0.0246	Stone, brick	No	6	0	6	0	-1,578	1	0	0	0	0	0	0	5	1	5
243,576	0	Cash loans	F	N	Y	0	67,500	66,222	7,155	58,500	Children	Working	Secondary / secondary special	Married	House / apartment	0.010966	-16,513	-4,113	-6,762	-38	7	1	1	0	1	0	0	Cleaning staff	2	2	2	MONDAY	13	0	0	0	0	0	0	School	0.356323	0.200775	0.49206	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-1,474	1	0	0	0	0	0	0	0	0	2
237,707	0	Cash loans	F	N	N	0	103,500	143,910	14,017.5	135,000	Unaccompanied	Working	Secondary / secondary special	Married	House / apartment	0.02461	-19,075	-1,569	-9,242	-2,626	7	1	1	1	1	1	0	Cleaning staff	2	2	2	WEDNESDAY	17	0	0	0	0	0	0	Business Entity Type 3	0.356323	0.705925	0.563835	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-1,031	1	0	0	0	0	0	0	0	0	3
233,539	0	Cash loans	F	N	Y	0	90,000	862,560	25,348.5	720,000	Unaccompanied	Working	Secondary / secondary special	Widow	House / apartment	0.018029	-22,746	-1,486	-1,365	-4,858	7	1	1	0	1	0	0	Laborers	1	3	3	TUESDAY	6	0	0	0	0	0	0	Kindergarten	0.356323	0.532816	0.770087	0.0825	0.0822	0.9737	0.8232	0	0	0.1379	0.1667	0.2083	0.0558	0.0504	0.0703	0	0	0.084	0.0853	0.9737	0.8301	0	0	0.1379	0.1667	0.2083	0.0571	0.0551	0.0732	0	0	0.0833	0.0822	0.9737	0.8256	0	0	0.1379	0.1667	0.2083	0.0568	0.0513	0.0715	0	0	reg oper account	block of flats	0.0861	Panel	No	0	0	0	0	-385	1	0	0	0	0	0	0	0	0	0
296,862	0	Cash loans	M	Y	N	1	135,000	454,500	16,452	454,500	Family	Working	Secondary / secondary special	Married	House / apartment	0.028663	-12,249	-1,684	-2,158	-4,751	7	1	1	0	1	0	0	Drivers	3	2	2	WEDNESDAY	15	0	0	0	0	1	1	Business Entity Type 3	0.356323	0.602063	0.565608	0.2062	0.0326	0.9945	0.8232	0	0.12	0.1034	0.4167	0.2083	0	0.0504	0.1018	0	0.0026	0.1229	0.0043	0.995	0.8301	0	0.0806	0.069	0.375	0.2083	0	0.0551	0.0643	0	0	0.1738	0.0063	0.995	0.8256	0	0.1	0.0862	0.375	0.2083	0	0.0513	0.0794	0	0	reg oper account	block of flats	0.233	Mixed	No	1	0	1	0	-94	0	0	1	0	0	0	0	0	1	4
252,446	0	Cash loans	F	N	Y	0	171,000	201,663	13,027.5	166,500	Children	Pensioner	Secondary / secondary special	Single / not married	House / apartment	0.020246	-20,327	365,243	-6,571	-3,780	7	1	0	0	1	0	1	Laborers	1	3	3	TUESDAY	11	0	0	0	0	0	0	XNA	0.688195	0.456042	0.686382	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-1,738	1	0	0	0	0	0	0	0	0	8
379,380	0	Cash loans	F	N	Y	0	90,000	295,168.5	14,328	238,500	Unaccompanied	Pensioner	Incomplete higher	Married	House / apartment	0.025164	-20,761	365,243	-4,300	-4,300	7	1	0	0	1	0	0	Laborers	2	2	2	THURSDAY	13	0	0	0	0	0	0	XNA	0.356323	0.649929	0.7463	0.066	0.0657	0.9757	0.8232	0	0	0.1379	0.125	0.2083	0.0141	0.0504	0.0561	0	0	0.0672	0.0682	0.9757	0.8301	0	0	0.1379	0.125	0.2083	0.0144	0.0551	0.0585	0	0	0.0666	0.0657	0.9757	0.8256	0	0	0.1379	0.125	0.2083	0.0143	0.0513	0.0571	0	0	reg oper account	block of flats	0.0441	Panel	No	5	0	5	0	-3,046	1	0	0	0	0	0	0	0	0	0
131,710	0	Cash loans	M	Y	Y	0	180,000	341,280	24,961.5	270,000	Unaccompanied	Working	Higher education	Married	House / apartment	0.019101	-10,241	-1,767	-5,154	-2,905	6	1	1	0	1	0	0	Laborers	2	2	2	FRIDAY	9	0	0	0	0	0	0	Self-employed	0.490555	0.608885	0.501075	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	1	0	1	0	-1,074	1	0	0	0	0	0	0	1	0	0
404,779	0	Cash loans	F	N	N	0	72,000	536,917.5	19,413	463,500	Unaccompanied	State servant	Secondary / secondary special	Married	House / apartment	0.006296	-19,610	-11,790	-10,107	-2,977	7	1	1	1	1	0	0	Secretaries	2	3	3	THURSDAY	11	0	0	0	0	1	1	Security Ministries	0.356323	0.554184	0.403142	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-1,650	1	0	0	0	0	0	0	0	0	1
185,871	0	Cash loans	M	Y	N	2	315,000	1,381,113	39,712.5	1,206,000	Unaccompanied	Working	Secondary / secondary special	Married	House / apartment	0.009175	-12,784	-499	-5,718	-4,756	10	1	1	0	1	0	0	Laborers	4	2	2	SATURDAY	15	0	1	1	1	0	0	Construction	0.356323	0.719309	0.604113	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-2	1	0	0	0	0	1	0	0	0	1
274,734	1	Cash loans	M	N	N	0	157,500	284,400	18,513	225,000	Unaccompanied	Working	Secondary / secondary special	Married	With parents	0.007305	-10,714	-734	-4,592	-2,259	7	1	1	0	1	1	0	Laborers	2	3	3	MONDAY	18	0	1	1	0	1	1	Other	0.356323	0.059668	0.190706	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-108	1	0	0	0	0	0	0	0	0	1
352,476	0	Revolving loans	F	N	Y	0	90,000	270,000	13,500	270,000	Unaccompanied	Working	Secondary / secondary special	Married	House / apartment	0.008019	-14,408	-856	-6,257	-4,404	7	1	1	0	1	0	0	Laborers	2	2	2	TUESDAY	16	0	0	0	0	0	0	Business Entity Type 3	0.718488	0.316031	0.835777	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-1,662	0	0	0	0	0	0	0	0	0	3
270,708	0	Cash loans	M	N	N	0	180,000	1,078,200	38,200.5	900,000	Unaccompanied	Working	Secondary / secondary special	Married	Municipal apartment	0.008019	-15,251	-2,194	-1,793	-5,057	7	1	1	0	1	0	0	Drivers	2	2	2	TUESDAY	13	0	0	0	0	0	0	Business Entity Type 3	0.356323	0.515425	0.704706	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	1	0	1	0	-3,336	1	0	0	0	0	0	0	0	0	1
429,778	0	Cash loans	M	N	Y	0	112,500	900,000	26,446.5	900,000	Unaccompanied	Working	Secondary / secondary special	Single / not married	House / apartment	0.026392	-16,914	-1,654	-478	-458	7	1	1	1	1	1	0	Drivers	1	2	2	SATURDAY	10	0	0	0	0	0	0	Business Entity Type 3	0.356323	0.646514	0.542445	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	2	0	2	0	-1,975	1	0	0	0	0	0	0	1	0	0
284,863	1	Cash loans	M	Y	Y	3	202,500	1,078,200	34,911	900,000	Unaccompanied	Working	Higher education	Married	House / apartment	0.01885	-15,001	-810	-7,329	-3,879	64	1	1	0	1	0	0	Drivers	5	2	2	WEDNESDAY	10	0	0	0	0	0	0	Construction	0.356323	0.597823	0.707699	0.099	0.0545	0.9806	0.8232	0	0.08	0.069	0.3333	0.2083	0	0.0504	0.0548	0	0.1028	0.1008	0.0566	0.9806	0.8301	0	0.0806	0.069	0.3333	0.2083	0	0.0551	0.057	0	0.1089	0.0999	0.0545	0.9806	0.8256	0	0.08	0.069	0.3333	0.2083	0	0.0513	0.0557	0	0.105	reg oper account	block of flats	0.0882	Stone, brick	No	0	0	0	0	-2,223	1	0	0	0	0	0	0	0	0	2
271,892	0	Cash loans	F	N	Y	0	137,250	948,582	27,733.5	679,500	Unaccompanied	Commercial associate	Secondary / secondary special	Married	House / apartment	0.02461	-13,696	-492	-7,963	-580	7	1	1	0	1	1	0	Laborers	2	2	2	FRIDAY	13	0	0	0	0	0	0	Business Entity Type 3	0.356323	0.680207	0.223831	0.2918	0.2165	0.9881	0.8368	0.0583	0.28	0.2414	0.375	0.4167	0.1247	0.2362	0.3146	0.0077	0.031	0.2973	0.2246	0.9881	0.8432	0.0588	0.282	0.2414	0.375	0.4167	0.1275	0.258	0.3277	0.0078	0.0329	0.2946	0.2165	0.9881	0.839	0.0587	0.28	0.2414	0.375	0.4167	0.1268	0.2403	0.3202	0.0078	0.0317	reg oper account	block of flats	0.2542	Stone, brick	No	0	0	0	0	-388	1	0	0	0	0	0	0	0	0	2
280,033	0	Cash loans	M	Y	N	0	180,000	1,546,020	45,333	1,350,000	Spouse, partner	Commercial associate	Secondary / secondary special	Married	House / apartment	0.031329	-20,316	-1,749	-900	-2,241	15	1	1	0	1	0	0	Drivers	2	2	2	SATURDAY	9	0	0	0	0	0	0	Business Entity Type 2	0.440888	0.649342	0.695622	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-1,393	1	0	0	0	0	0	0	0	0	0
150,608	0	Cash loans	M	N	Y	0	103,500	52,128	5,602.5	45,000	Family	Commercial associate	Higher education	Married	House / apartment	0.010276	-10,505	-1,271	-1,133	-3,198	7	1	1	0	1	0	1	Laborers	2	2	2	WEDNESDAY	18	0	0	0	0	0	0	Industry: type 7	0.280404	0.684888	0.739412	0.1639	0	0.9906	0.864	0	0.16	0.1379	0.375	0.2083	0.1025	0.1336	0.1712	0	0	0.167	0	0.9906	0.8693	0	0.1611	0.1379	0.375	0.2083	0.1048	0.146	0.1784	0	0	0.1655	0	0.9906	0.8658	0	0.16	0.1379	0.375	0.2083	0.1042	0.136	0.1743	0	0	org spec account	block of flats	0.1347	Panel	No	1	1	1	1	-2,338	0	0	1	0	0	0	0	0	0	1
260,873	0	Cash loans	M	N	Y	0	157,500	225,000	10,944	225,000	Unaccompanied	Working	Secondary / secondary special	Civil marriage	House / apartment	0.022625	-8,955	-1,024	-8,925	-1,620	7	1	1	1	1	0	0	Laborers	2	2	2	TUESDAY	16	0	0	0	0	0	0	Industry: type 1	0.356323	0.646953	0.042929	0.0124	0	0.9712	0.6056	0.0018	0	0.069	0.0417	0.0833	0.0173	0.0101	0.0157	0	0	0.0126	0	0.9712	0.621	0.0018	0	0.069	0.0417	0.0833	0.0177	0.011	0.0164	0	0	0.0125	0	0.9712	0.6109	0.0018	0	0.069	0.0417	0.0833	0.0176	0.0103	0.016	0	0	reg oper account	block of flats	0.0133	Block	No	3	0	3	0	-1,282	1	0	0	0	0	0	0	1	0	1
157,688	0	Cash loans	F	N	Y	1	135,000	545,040	20,677.5	450,000	Children	Working	Secondary / secondary special	Separated	House / apartment	0.025164	-13,868	-807	-4,305	-4,783	7	1	1	0	1	0	0	Laborers	2	2	2	WEDNESDAY	12	0	0	0	0	0	0	Business Entity Type 1	0.666291	0.551319	0.37065	0	0	0	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0.0242	0	0	0	0	0.0005	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0.0252	0	0	0	0	0	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0.0246	0	0	reg oper account	block of flats	0.0238	Panel	No	4	0	4	0	-1,221	1	0	0	0	0	0	0	0	1	6
447,366	0	Cash loans	F	N	Y	0	171,000	675,000	19,071	675,000	Unaccompanied	State servant	Higher education	Married	House / apartment	0.01452	-22,798	-11,707	-15,618	-4,229	7	1	1	0	1	0	0	Managers	2	2	2	SATURDAY	8	0	0	0	0	0	0	School	0.356323	0.660956	0.661024	0.0082	0	0.9712	0.6056	0.0013	0	0.069	0.0417	0.0833	0.026	0.0067	0.0103	0	0	0.0084	0	0.9712	0.621	0.0013	0	0.069	0.0417	0.0833	0.0266	0.0073	0.0107	0	0	0.0083	0	0.9712	0.6109	0.0013	0	0.069	0.0417	0.0833	0.0264	0.0068	0.0105	0	0	reg oper account	block of flats	0.0081	Block	No	1	0	1	0	-2,781	1	0	0	0	0	0	0	0	0	1
263,295	0	Revolving loans	M	Y	Y	0	360,000	900,000	45,000	900,000	Unaccompanied	Commercial associate	Higher education	Married	House / apartment	0.030755	-10,831	-1,194	-1,236	-3,510	2	1	1	0	1	0	1	Core staff	2	2	2	MONDAY	13	0	0	0	0	1	1	University	0.742985	0.695858	0.7463	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-240	0	0	0	0	0	0	0	0	0	0
130,164	0	Cash loans	M	Y	Y	0	270,000	1,125,000	37,309.5	1,125,000	Family	Working	Secondary / secondary special	Married	House / apartment	0.028663	-13,634	-4,718	-3,735	-4,394	23	1	1	0	1	0	0	Laborers	2	2	2	SATURDAY	10	0	0	0	0	1	1	Industry: type 9	0.356323	0.341413	0.384207	0.0144	0.033	0.9786	0.7008	0.0015	0	0.069	0.0417	0.0833	0.0111	0.0134	0.0081	0	0.0014	0.0126	0.0343	0.9782	0.7125	0.0015	0	0.069	0.0417	0.0833	0.0058	0.0147	0.0064	0	0	0.0146	0.033	0.9786	0.7048	0.0015	0	0.069	0.0417	0.0833	0.0113	0.0137	0.0083	0	0.0014	reg oper account	block of flats	0.0086	Block	No	0	0	0	0	-1,751	1	0	0	0	0	0	0	0	1	0
384,718	0	Revolving loans	F	N	Y	1	99,000	315,000	15,750	315,000	Unaccompanied	Working	Secondary / secondary special	Married	House / apartment	0.006233	-14,466	-1,504	-5,824	-1,194	7	1	1	0	1	0	0	Sales staff	3	2	2	WEDNESDAY	16	0	0	0	0	0	0	Self-employed	0.356323	0.585201	0.7463	0.0928	0.1	0.9841	0.8232	0	0	0.2069	0.1667	0.2083	0.0874	0.0504	0.0599	0	0	0.0945	0.1038	0.9841	0.8301	0	0	0.2069	0.1667	0.2083	0.0894	0.0551	0.0624	0	0	0.0937	0.1	0.9841	0.8256	0	0	0.2069	0.1667	0.2083	0.089	0.0513	0.061	0	0	reg oper account	block of flats	0.0682	Panel	No	2	0	2	0	-328	0	0	0	0	0	0	0	0	0	0
350,431	0	Cash loans	M	Y	N	4	180,000	675,000	28,597.5	675,000	Unaccompanied	Working	Secondary / secondary special	Married	House / apartment	0.035792	-13,532	-3,747	-2,556	-4,247	15	1	1	0	1	0	0	Laborers	6	2	2	THURSDAY	11	0	0	0	0	1	1	Transport: type 4	0.292448	0.668505	0.477649	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-1,603	1	0	0	0	0	0	0	0	0	0
224,691	0	Cash loans	F	N	N	0	135,000	1,236,816	39,897	1,080,000	Unaccompanied	Pensioner	Secondary / secondary special	Married	House / apartment	0.008625	-16,978	365,243	-8,969	-527	7	1	0	0	1	1	0	Laborers	2	2	2	THURSDAY	16	0	0	0	0	0	0	XNA	0.356323	0.491234	0.454321	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-1,205	1	0	0	0	0	0	0	0	0	0
290,096	0	Cash loans	F	N	Y	0	292,500	351,000	19,170	351,000	Unaccompanied	Commercial associate	Secondary / secondary special	Married	House / apartment	0.02461	-11,758	-2,128	-1,144	-1,887	7	1	1	0	1	0	0	Private service staff	2	2	2	MONDAY	10	0	0	0	0	0	0	Business Entity Type 3	0.356323	0.514179	0.448962	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-420	1	0	0	0	0	0	1	0	0	0
360,708	0	Cash loans	F	N	Y	0	270,000	497,520	32,521.5	450,000	Unaccompanied	State servant	Higher education	Married	House / apartment	0.002506	-18,162	-2,478	-6,519	-1,710	7	1	1	0	1	0	0	Managers	2	2	2	THURSDAY	8	0	0	0	0	0	0	School	0.356323	0.679288	0.583238	0.0247	0	0.9801	0.8232	0	0	0.069	0.0833	0.2083	0	0.0504	0.0235	0	0.0074	0.0252	0	0.9801	0.8301	0	0	0.069	0.0833	0.2083	0	0.0551	0.0245	0	0.0079	0.025	0	0.9801	0.8256	0	0	0.069	0.0833	0.2083	0	0.0513	0.0239	0	0.0076	reg oper account	block of flats	0.0201	Block	No	0	0	0	0	-218	1	0	0	0	0	0	0	0	1	0
340,569	0	Cash loans	M	N	Y	0	112,500	112,500	12,064.5	112,500	Unaccompanied	Working	Higher education	Married	House / apartment	0.028663	-11,532	-3,162	-2,230	-3,269	7	1	1	0	1	0	0	Laborers	2	2	2	FRIDAY	13	0	0	0	0	0	0	Business Entity Type 3	0.45895	0.473147	0.7463	0.066	0.0799	0.9786	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0.0484	0.0672	0.0829	0.9786	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0.0513	0.0666	0.0799	0.9786	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0.0494	reg oper account	block of flats	0.0733	Mixed	No	0	0	0	0	0	1	0	0	0	0	0	0	0	0	0
260,811	0	Cash loans	F	N	Y	0	67,500	805,536	34,258.5	720,000	Unaccompanied	Working	Secondary / secondary special	Married	House / apartment	0.010966	-20,663	-1,881	-4,039	-4,047	7	1	1	0	1	0	0	Laborers	2	2	2	FRIDAY	15	0	0	0	0	0	0	Kindergarten	0.356323	0.363426	0.420611	0.0722	0.0755	0.9776	0.8232	0.0077	0	0.1379	0.1667	0.2083	0.0595	0.0588	0.0654	0	0	0.0735	0.0784	0.9777	0.8301	0.0078	0	0.1379	0.1667	0.2083	0.0609	0.0643	0.0681	0	0	0.0729	0.0755	0.9776	0.8256	0.0077	0	0.1379	0.1667	0.2083	0.0605	0.0599	0.0665	0	0	reg oper spec account	block of flats	0.0556	Panel	No	3	1	3	1	-544	1	0	0	0	0	0	0	0	1	0
243,833	0	Cash loans	F	N	N	0	270,000	1,800,000	62,698.5	1,800,000	Unaccompanied	Working	Higher education	Married	House / apartment	0.025164	-16,158	-1,304	-892	-1,839	7	1	1	1	1	0	0	Laborers	2	2	2	THURSDAY	9	0	0	0	0	0	0	Other	0.445901	0.565376	0.169429	0.1124	0.0631	0.997	0.9592	0.061	0.12	0.1034	0.375	0.4167	0	0.0908	0.1219	0.0039	0.0053	0.1145	0.0655	0.997	0.9608	0.0616	0.1208	0.1034	0.375	0.4167	0	0.0992	0.127	0.0039	0.0056	0.1135	0.0631	0.997	0.9597	0.0614	0.12	0.1034	0.375	0.4167	0	0.0923	0.1241	0.0039	0.0054	reg oper account	block of flats	0.1304	Panel	No	0	0	0	0	-938	1	0	0	0	0	0	0	0	1	0
313,032	0	Cash loans	F	N	N	0	135,000	942,300	27,679.5	675,000	Unaccompanied	Commercial associate	Secondary / secondary special	Married	House / apartment	0.00712	-16,679	-3,274	-7,926	-219	7	1	1	0	1	0	0	Sales staff	2	2	2	THURSDAY	11	0	0	0	0	1	1	Self-employed	0.356323	0.52853	0.706205	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	0	1	0	0	0	0	0	0	0	0	1
375,523	1	Cash loans	F	Y	Y	0	315,000	1,016,991	43,087.5	909,000	Unaccompanied	Commercial associate	Secondary / secondary special	Single / not married	House / apartment	0.031329	-16,276	-3,037	-192	-2,739	24	1	1	1	1	0	0	Laborers	1	2	2	SUNDAY	13	0	0	0	0	0	0	Realtor	0.499614	0.657818	0.415347	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-1,858	0	0	1	0	0	0	0	0	3	1
339,190	0	Cash loans	F	N	N	1	135,000	283,419	16,398	234,000	Unaccompanied	Commercial associate	Higher education	Separated	House / apartment	0.01885	-15,869	-6,190	-6,737	-4,126	7	1	1	0	1	0	0	Laborers	2	2	2	FRIDAY	14	0	0	0	0	1	1	Medicine	0.665534	0.757962	0.501075	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-2,159	1	0	0	0	0	0	0	2	0	4
443,560	0	Cash loans	F	Y	Y	0	135,000	772,686	25,056	553,500	Unaccompanied	Pensioner	Secondary / secondary special	Married	Municipal apartment	0.04622	-23,426	365,243	-13,643	-4,044	15	1	0	0	1	0	0	Laborers	2	1	1	WEDNESDAY	14	0	0	0	0	0	0	XNA	0.356323	0.710466	0.7463	0.0619	0	0.9796	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0.0346	0	0	0.063	0	0.9796	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0.0361	0	0	0.0625	0	0.9796	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0.0353	0	0	reg oper account	block of flats	0.0423	Panel	No	3	2	3	2	-3,188	1	0	0	0	0	0	0	0	0	0
362,346	0	Cash loans	M	Y	N	0	211,500	270,000	12,987	270,000	Family	Working	Secondary / secondary special	Married	House / apartment	0.010276	-12,394	-1,061	-6,523	-4,051	29	1	1	1	1	1	0	Security staff	2	2	2	THURSDAY	14	0	0	0	0	0	0	Security	0.356323	0.633856	0.643026	0.0732	0	0.9866	0.8232	0	0.08	0.069	0.3333	0.2083	0.0286	0.0504	0.0727	0	0	0.0746	0	0.9866	0.8301	0	0.0806	0.069	0.3333	0.2083	0.0292	0.0551	0.0758	0	0	0.0739	0	0.9866	0.8256	0	0.08	0.069	0.3333	0.2083	0.0291	0.0513	0.0741	0	0	reg oper account	block of flats	0.0572	Panel	No	0	0	0	0	-2,019	1	0	0	0	0	0	0	0	0	3
355,952	0	Revolving loans	M	Y	Y	0	315,000	405,000	20,250	405,000	Unaccompanied	Working	Secondary / secondary special	Married	House / apartment	0.010556	-20,898	-522	-7,331	-4,391	11	1	1	0	1	0	0	Laborers	2	3	3	THURSDAY	10	0	0	0	0	1	1	Construction	0.356323	0.453276	0.598926	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-1,455	0	0	0	0	0	0	0	0	0	1
420,563	0	Cash loans	M	Y	N	0	157,500	225,000	11,619	225,000	Unaccompanied	Commercial associate	Higher education	Single / not married	House / apartment	0.010006	-14,412	-1,767	-6,008	-1,397	7	1	1	0	1	0	0	Drivers	1	2	1	FRIDAY	14	0	0	0	0	0	0	Transport: type 1	0.517917	0.585609	0.695622	0.1227	0.0812	0.9831	0.7688	0.0185	0	0.2069	0.1667	0.2083	0.0812	0.1	0.0758	0	0.0029	0.125	0.0843	0.9831	0.7779	0.0187	0	0.2069	0.1667	0.2083	0.0831	0.1093	0.079	0	0.003	0.1239	0.0812	0.9831	0.7719	0.0186	0	0.2069	0.1667	0.2083	0.0826	0.1018	0.0771	0	0.0029	reg oper account	block of flats	0.0684	Panel	No	9	0	9	0	-1,716	0	0	1	0	0	0	0	1	0	0
173,995	0	Cash loans	F	N	Y	2	225,000	253,737	24,849	229,500	Unaccompanied	Working	Higher education	Civil marriage	House / apartment	0.018029	-14,441	-2,864	-2,737	-4,774	7	1	1	0	1	0	0	Managers	4	3	3	FRIDAY	9	0	0	0	0	0	0	Business Entity Type 3	0.356323	0.588827	0.65126	0.0392	0	0.996	0.8232	0.0084	0.04	0.0345	0.3333	0.2083	0.4228	0.0303	0.0488	0.0077	0.0071	0.0399	0	0.996	0.8301	0.0084	0.0403	0.0345	0.3333	0.2083	0.4324	0.0331	0.0508	0.0078	0.0075	0.0396	0	0.996	0.8256	0.0084	0.04	0.0345	0.3333	0.2083	0.4301	0.0308	0.0496	0.0078	0.0072	reg oper account	block of flats	0.0445	Mixed	No	2	1	2	1	-2,323	1	0	0	0	0	0	0	0	0	1
136,935	0	Cash loans	F	N	Y	0	67,500	610,335	20,299.5	463,500	Unaccompanied	Working	Secondary / secondary special	Single / not married	House / apartment	0.035792	-21,317	-2,913	-2,907	-4,244	7	1	1	0	1	0	0	Laborers	1	2	2	SATURDAY	10	0	0	0	0	0	0	Other	0.356323	0.569037	0.722393	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	4	0	4	0	-1,414	0	1	0	0	0	0	0	0	0	0
251,398	0	Cash loans	F	Y	Y	0	166,500	378,000	29,992.5	378,000	Unaccompanied	Commercial associate	Secondary / secondary special	Single / not married	House / apartment	0.028663	-14,163	-746	-3,002	-4,323	19	1	1	0	1	0	0	Sales staff	1	2	2	TUESDAY	8	0	0	0	0	0	0	Business Entity Type 3	0.188136	0.266067	0.239226	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	8	0	8	0	0	0	0	1	0	0	0	0	0	0	0
175,598	0	Revolving loans	M	Y	Y	0	112,500	337,500	16,875	337,500	Unaccompanied	Working	Secondary / secondary special	Married	House / apartment	0.020246	-19,340	-234	-1,890	-2,892	5	1	1	1	1	0	0	Security staff	2	3	3	TUESDAY	12	0	0	0	0	1	1	Security	0.356323	0.48636	0.667458	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	1	1	1	1	-2,211	0	0	0	0	0	0	0	0	0	2
411,517	0	Cash loans	M	N	Y	1	108,000	225,000	15,790.5	225,000	Unaccompanied	Working	Secondary / secondary special	Married	House / apartment	0.009657	-14,853	-5,038	-7,845	-4,540	7	1	1	1	1	0	0	Core staff	3	2	2	MONDAY	11	0	0	0	0	0	0	Police	0.625022	0.623186	0.612704	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-1,608	1	0	0	0	0	0	0	0	0	2
278,630	0	Cash loans	F	N	Y	0	157,500	808,650	23,773.5	675,000	Unaccompanied	Pensioner	Secondary / secondary special	Separated	House / apartment	0.018634	-20,264	365,243	-11,069	-3,227	7	1	0	0	1	0	0	Laborers	1	2	2	THURSDAY	10	0	0	0	0	0	0	XNA	0.356323	0.191499	0.215182	0.0928	0.0838	0.9851	0.8232	0	0	0.2069	0.1667	0.2083	0.0162	0.0504	0.0789	0	0.0904	0.0945	0.0869	0.9851	0.8301	0	0	0.2069	0.1667	0.2083	0.0166	0.0551	0.0822	0	0.0957	0.0937	0.0838	0.9851	0.8256	0	0	0.2069	0.1667	0.2083	0.0165	0.0513	0.0803	0	0.0923	reg oper account	block of flats	0.0817	Panel	No	0	0	0	0	-2,530	1	0	0	0	0	0	0	2	0	1
132,107	0	Cash loans	M	Y	Y	0	225,000	157,500	16,960.5	157,500	Unaccompanied	Commercial associate	Secondary / secondary special	Married	House / apartment	0.018209	-10,661	-397	-4,756	-3,327	12	1	1	0	1	1	0	Laborers	2	3	3	SUNDAY	7	0	0	0	0	0	0	Business Entity Type 3	0.176399	0.578684	0.144648	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	1	1	1	1	0	1	0	0	0	0	0	0	1	0	1
335,935	0	Cash loans	F	N	N	2	225,000	152,820	16,587	135,000	Unaccompanied	Working	Higher education	Married	Rented apartment	0.019101	-11,403	-516	-2,944	-3,686	7	1	1	0	1	0	0	Laborers	4	2	2	SATURDAY	15	1	1	0	1	1	0	Self-employed	0.442337	0.586214	0.7463	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	2	0	2	0	-564	1	0	0	0	0	0	0	0	0	0
380,769	0	Cash loans	F	N	Y	0	135,000	225,000	15,790.5	225,000	Unaccompanied	Working	Secondary / secondary special	Single / not married	House / apartment	0.028663	-24,437	-2,605	-14,264	-4,487	7	1	1	0	1	0	0	Laborers	1	2	2	TUESDAY	14	0	0	0	0	0	0	Medicine	0.356323	0.57554	0.384207	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	1	1	1	1	-216	1	0	0	0	0	0	0	0	0	4
230,191	0	Cash loans	F	Y	Y	0	90,000	298,512	19,075.5	270,000	Unaccompanied	Working	Secondary / secondary special	Married	House / apartment	0.015221	-15,233	-8,624	-8,444	-4,197	10	1	1	1	1	1	0	Laborers	2	2	2	MONDAY	13	0	0	0	0	0	0	Business Entity Type 2	0.376771	0.076213	0.404878	0.1216	0.1302	0.9791	0.7144	0	0	0.2759	0.1667	0.0417	0.1128	0.0504	0.113	0	0	0.1239	0.1351	0.9791	0.7256	0	0	0.2759	0.1667	0.0417	0.1154	0.0551	0.1177	0	0	0.1228	0.1302	0.9791	0.7182	0	0	0.2759	0.1667	0.0417	0.1148	0.0513	0.115	0	0	reg oper spec account	block of flats	0.0978	Panel	No	0	0	0	0	-1,554	1	0	0	0	0	0	0	0	0	0
447,393	0	Cash loans	M	Y	Y	0	202,500	1,152,000	33,813	1,152,000	Unaccompanied	Working	Higher education	Married	House / apartment	0.008474	-22,029	-3,047	-724	-4,122	3	1	1	0	1	1	0	Laborers	2	2	2	MONDAY	13	0	1	1	0	1	1	Business Entity Type 3	0.356323	0.241483	0.252599	0.1052	0	0.9975	0.8232	0	0.16	0.069	0.5	0.2083	0	0.0504	0.1116	0	0.0399	0.1071	0	0.9975	0.8301	0	0.1611	0.069	0.5	0.2083	0	0.0551	0.1163	0	0.0422	0.1062	0	0.9975	0.8256	0	0.16	0.069	0.5	0.2083	0	0.0513	0.1136	0	0.0407	reg oper account	block of flats	0.1575	Stone, brick	No	0	0	0	0	0	1	0	0	0	0	0	0	1	0	2
121,137	0	Cash loans	F	N	Y	0	157,500	1,849,500	48,919.5	1,849,500	Family	Working	Higher education	Married	Municipal apartment	0.026392	-20,985	-562	-13,237	-3,786	7	1	1	0	1	0	0	Laborers	2	2	2	MONDAY	10	0	0	0	0	1	1	Medicine	0.356323	0.675753	0.761026	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	6	0	6	0	-2,216	1	0	0	0	0	0	0	1	0	1
157,075	0	Cash loans	M	Y	N	0	157,500	225,000	11,074.5	225,000	Unaccompanied	Working	Secondary / secondary special	Married	With parents	0.01452	-10,638	-803	-104	-2,867	19	1	1	0	1	0	0	Sales staff	2	2	2	MONDAY	6	0	0	0	0	0	0	Self-employed	0.356323	0.410182	0.273565	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-667	1	0	0	0	0	0	0	1	0	1
322,708	0	Cash loans	F	Y	Y	0	135,000	142,200	5,238	112,500	Unaccompanied	Pensioner	Secondary / secondary special	Married	House / apartment	0.030755	-22,055	365,243	-9,078	-4,923	1	1	0	0	1	1	0	Laborers	2	2	2	MONDAY	15	0	0	0	0	0	0	XNA	0.356323	0.131556	0.801601	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	2	1	2	0	0	0	1	0	0	0	0	0	1	0	1
183,124	1	Revolving loans	M	N	Y	0	90,000	270,000	13,500	270,000	Unaccompanied	Working	Higher education	Married	House / apartment	0.018209	-21,252	-1,899	-12,311	-4,425	7	1	1	0	1	1	0	Security staff	2	3	3	WEDNESDAY	13	0	0	0	0	0	0	Restaurant	0.61869	0.067288	0.726711	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	7	0	7	0	-1,042	0	0	0	0	0	0	0	0	0	3
340,073	0	Cash loans	F	N	N	0	99,000	284,400	18,643.5	225,000	Unaccompanied	Working	Secondary / secondary special	Civil marriage	House / apartment	0.00712	-11,559	-1,144	-3,363	-2,218	7	1	1	0	1	0	0	Laborers	2	2	2	MONDAY	13	0	0	0	0	0	0	Industry: type 3	0.342477	0.586182	0.235311	0.1598	0.0931	0.9781	0.7008	0.0327	0	0.0345	0.1667	0.0417	0.0532	0.1244	0.0456	0.027	0.0142	0.1628	0.0966	0.9782	0.7125	0.033	0	0.0345	0.1667	0.0417	0.0544	0.1359	0.0475	0.0272	0.0151	0.1613	0.0931	0.9781	0.7048	0.0329	0	0.0345	0.1667	0.0417	0.0541	0.1266	0.0464	0.0272	0.0145	reg oper account	block of flats	0.0568	Stone, brick	No	0	0	0	0	-2,170	1	0	0	0	0	0	0	0	0	2
221,240	0	Cash loans	F	N	Y	4	225,000	835,380	40,320	675,000	Unaccompanied	Working	Higher education	Civil marriage	Rented apartment	0.031329	-16,780	-3,498	-728	-304	7	1	1	0	1	0	1	Accountants	6	2	2	FRIDAY	16	0	0	0	0	0	0	Transport: type 4	0.356323	0.499996	0.286652	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0.047	Panel	No	0	0	0	0	-683	1	0	0	0	0	0	0	0	2	3
361,420	0	Revolving loans	F	N	Y	1	202,500	157,500	7,875	157,500	Unaccompanied	State servant	Higher education	Married	House / apartment	0.018209	-9,662	-2,940	-1,124	-2,328	7	1	1	0	1	1	0	Laborers	3	3	3	FRIDAY	14	0	0	0	0	0	0	Police	0.144573	0.493458	0.357293	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	1	0	1	0	-2,066	0	0	0	0	0	0	0	0	0	3
193,646	0	Cash loans	F	Y	N	0	135,000	1,078,200	31,522.5	900,000	Unaccompanied	Working	Secondary / secondary special	Married	House / apartment	0.032561	-9,830	-444	-4,421	-2,465	2	1	1	1	1	1	0	Core staff	2	1	1	TUESDAY	13	0	0	0	0	0	0	Bank	0.356323	0.719807	0.497469	0.1467	0	0.9801	0.8232	0	0.16	0.1379	0.3333	0.2083	0.1081	0.0504	0.1498	0	0.0064	0.187	0	0.9801	0.8301	0	0.2014	0.1724	0.3333	0.2083	0.0684	0.0551	0.0834	0	0.0034	0.1853	0	0.9801	0.8256	0	0.2	0.1724	0.3333	0.2083	0.1178	0.0513	0.1879	0	0.0054	reg oper account	block of flats	0.0653	Panel	No	1	0	1	0	-569	0	0	0	1	0	0	0	0	0	1
449,477	0	Cash loans	M	N	N	0	54,000	276,277.5	10,368	238,500	Unaccompanied	Pensioner	Secondary / secondary special	Married	House / apartment	0.032561	-24,262	365,243	-6,824	-4,515	7	1	0	0	1	0	0	Laborers	2	1	1	TUESDAY	11	0	0	0	0	0	0	XNA	0.356323	0.70612	0.7463	0.0825	0	0.9851	0.8232	0	0.48	0.2069	0.4583	0.2083	0	0.0504	0	0	0	0.084	0	0.9851	0.8301	0	0.4834	0.2069	0.4583	0.2083	0	0.0551	0	0	0	0.0833	0	0.9851	0.8256	0	0.48	0.2069	0.4583	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0.3664	Panel	No	0	0	0	0	-2	0	1	0	0	0	0	0	0	0	0
408,228	1	Cash loans	M	Y	Y	1	211,500	279,000	13,698	279,000	Unaccompanied	Working	Incomplete higher	Married	House / apartment	0.026392	-11,064	-895	-2,176	-3,353	12	1	1	0	1	0	0	Core staff	3	2	2	THURSDAY	17	0	0	0	0	1	1	Self-employed	0.356323	0.030545	0.112474	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	3	0	3	0	-1,650	1	0	0	0	0	0	0	0	0	0
221,355	0	Cash loans	F	Y	N	0	67,500	261,000	13,662	261,000	Unaccompanied	Pensioner	Secondary / secondary special	Married	House / apartment	0.028663	-21,924	365,243	-5,661	-4,551	14	1	0	0	1	0	0	Laborers	2	2	2	WEDNESDAY	16	0	0	0	0	0	0	XNA	0.671227	0.604481	0.7463	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	2	0	2	0	0	1	0	0	0	0	0	0	0	0	0
250,320	0	Cash loans	F	N	Y	0	225,000	900,000	52,753.5	900,000	Unaccompanied	Working	Secondary / secondary special	Married	House / apartment	0.028663	-17,036	-2,323	-7,013	-574	7	1	1	0	1	0	0	Laborers	2	2	2	MONDAY	10	0	0	0	0	0	0	Business Entity Type 3	0.664094	0.647587	0.7463	0.1031	0.0592	0.9906	0.8708	0.0176	0.104	0.0897	0.3333	0.2917	0	0.0824	0.1004	0.0029	0.0027	0.1134	0.087	0.9896	0.8628	0.0193	0.1208	0.1034	0.3333	0.375	0	0.0992	0.0794	0	0	0.1124	0.0679	0.9896	0.8658	0.0193	0.12	0.1034	0.3333	0.375	0	0.0906	0.1116	0	0	reg oper account	block of flats	0.0669	Panel	No	1	0	1	0	-294	1	0	0	0	0	0	0	0	0	2
214,726	0	Revolving loans	F	N	Y	2	90,000	180,000	9,000	180,000	Unaccompanied	Commercial associate	Secondary / secondary special	Separated	House / apartment	0.025164	-18,300	-137	-4,395	-1,862	7	1	1	0	1	0	0	Laborers	3	2	2	MONDAY	8	0	0	0	0	1	1	Other	0.863577	0.642375	0.180888	0.0825	0	0.9871	0.8232	0	0	0.1379	0.1667	0.2083	0	0.0504	0	0	0	0.084	0	0.9871	0.8301	0	0	0.1379	0.1667	0.2083	0	0.0551	0	0	0	0.0833	0	0.9871	0.8256	0	0	0.1379	0.1667	0.2083	0	0.0513	0	0	0	reg oper account	block of flats	0	Panel	No	0	0	0	0	-2,056	0	0	0	0	0	0	0	0	0	0
275,161	0	Cash loans	F	N	Y	0	121,500	810,000	32,251.5	810,000	Family	Commercial associate	Secondary / secondary special	Married	House / apartment	0.015221	-9,915	-2,001	-7,329	-405	7	1	1	0	1	1	0	Waiters/barmen staff	2	2	2	THURSDAY	12	0	0	0	0	0	0	Business Entity Type 3	0.354439	0.449854	0.531686	0.0082	0	0.9707	0.8232	0	0	0.069	0.0417	0.2083	0.0073	0.0504	0.009	0	0	0.0084	0	0.9707	0.8301	0	0	0.069	0.0417	0.2083	0.0075	0.0551	0.0094	0	0	0.0083	0	0.9707	0.8256	0	0	0.069	0.0417	0.2083	0.0074	0.0513	0.0092	0	0	reg oper account	block of flats	0.0079	Stone, brick	No	0	0	0	0	-937	1	0	0	0	0	0	0	1	0	8