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recently created credit monitoring account hope informed financial standing ready start process purchasing new home however checking credit monitoring sight noticed error credit report believe inaccurate fraudulent would like account complaint removed soon possible

sending request remove account opened fraud another person never give permission open account never signed document account fraud please investigate remove soon possible enclosed police report filed identity theft affidavit please investigate remove account credit report refer matter attorney take immediate legal action constant judgment awarded certainly demonstrate court tolerate bullying made lawful request verify report credit file

transferred bank america account someone bank america account reported bank america bank america primary inquiry told phone since ip device always going refund money

attempted contact via dispute letter never received response contacting attorney general office georiga advised involved litigation item reported fall litigation item company

authorize inquiry

fcra violation kelen nordstrom united state district court new york supp opened credit account claim made unlawful disclosure respect fee payment returned consumer financial institution late payment court describes turn base two claim failure properly disclose fee returned payment disclosure contained table summarizing key account term schumer box detailed explanation account term cardholder agreement id see dkt def schumer box disclosed fee returned payment sac cardholder agreement also disclosed fee payment returned consumer financial institution id report lates august accurate reported company still credit bureau please remove thank inquiry usa juan aguiar et al bbva usa et al court california central district court filed judge nature suit statute consumer credit cause fair credit reporting act party matched xxxxxxxx bank amer koorndyk bank america et al court nevada district court filed judge nature suit statute consumer credit cause fair credit reporting act xxxxxxxx

purchased petroleum product chase credit card worth inr merchant promise delivery within business day payment see merchant declaration attached despite repeated attempt reach merchant business day received promised product till date filed dispute said product chase cardmember service chase bank however despite repeated attempt reach via chase message center hear back see attachment chase wrote decided case favor merchant illegally proof delivery b transaction chargeslips thus transaction bound agreement c merchant response merchant signed response shared addition wall street reform consumer protection act regulation z tila includes prohibition mandatory arbitration waiver consumer right however chase refused abide response see attachment copy complaint outcome shared sec federal reserve board department justice monitoring regulation purpose

unaware debt opportunity dispute also please provide assignment debt method verification validation debt enhanced recovery co

disputed major credit bureau old account capital one received result closed incorrect information paid delinquent account capital one reported first major delinquency impossible paid account stated information verified accurate see attachment second account changed number ask delete reporting wrong year pointed working improve credit report

bayview mortgage placed forced insurance property providing proof insurance sent email page attached indicating removed filing complaint cfpb bayview responded saying needed information insurance company even though previously email clearly stated received sufficient meantime bayview still conducted escrow review bayview action credit score dropped

someone transunion credit bureau keep changing address without consent deposited information time filed two police report gave two letter release stating debt mine transunion keep putting fraudulent account back credit account called credit bureau said ca third party call hung upon u identity stolen time last year correct address il name phone number

paid account still showing negative collection report unpaid submitted recent dispute dispute result outcome unpaid collection debt please report debt credit report settled balance

received call letter company called optimum outcome north carolina call letter maintained delinquent debt asked document debt response followed referenced bill paid including claimed delinquent attached sending letter proof payment request clear record sent follow letter whereby neither confirmed denied debt paid calling claim due showing balance due account acknowledges amount paid show either sent bill bad faith collection agency paid people know bill paid care

cfpb question send copy write dont need interpreter notice error paid flood in continue send duplicate check mortgage

ended service switched another service provider balance owed switching continued bill account data plan place phone service notice continued billing balance appeared credit report year later collection disputed account several time company received successful deletion account turn sold least different collection agency constantly appears credit report affect score negatively reported balance reporting new debt negativelyaffecting mycredit score please investigate account provide accurate information stop fromhappening anylonger requested information furnished proof debt owed owe debt information reported inaccurateand illegal

hello contacted credit bureau regarding identity theft account subsequently asked remove account mine well address belong provided policy report current id support request took several letter get information removed yet update account removed various variation name various incorrect address belong show credit file expressed confusing information probably exposed account risk identity theft begin date still exchanging letter matter still budging help ot get attention critical matter severely affecting time help remove name address belong acct keep updating information dont know getting since another country altogether even told email associated account nothing probably residual fraud happened

inquiry equifax report recognize connected two lender address showing credit report came back return sender address

may concern writing dispute fraudulent charge account amount victim identity theft make authorize charge requesting charge removed finance charge related fraudulent amount credited well receive accurate statement request made pursuant fair credit billing act amendment truth lending act see also b writing request method verification dispute initiated subsequent response received enclosed letter accordance fcra section requesting information review completeness accuracy appropriateness lieu sending information reopen dispute ensure proper investigation performed would appreciate timely response outlining step occur resolve matter receive response choice exercise right frca section pursue legal action collection account acct opened balance account

tried open dispute online portal account continue get error saying cant dispute online nuisance ive account several year always issue dispute anything advising security reason doesnt seem right accessing request account

leased new vehicle year lease lease matured lease agreement contains purchase option end lease term stated purchase price lessee record lease agreement therefore unwilling allow purchase vehicle stated price unexecuted substitute lease agreement higher purchase price attempt try resolve purchase price dispute failed furnished copy original signed lease

purchased bedroom set macy promotion month interest free financing calculated would pay pay year would pay interest started making payment told call make payment payment could split properly could tell apply certain amount towards furniture certain amount towards regular balance store holiday made payment total payment towards account wanted make payment purchase went somehow payment applied towards furniture almost paid even told possible happen reviewing statement noticed payment applied furniture made many call credit card nothing worked told would take month fix much frustration credit card department even tried call local store corporate office told yes would take month corrected waited little longer month call back many people working remote finally called macy credit hold got supervisor fixed balance within day month called credit department make monthly payment split towards furniture regular purchase split towards furniture towards regular purchase confirmation hold get someone make payment message stating would start charging beginning make payment live person phone make payment also told employee communicate supervisor charge would acceptable would gladly make payment online store told possible former macy employee know year ago cash register used able accept payment split customer account customer call split payment call going charged talking live person even though spoke someone confirmation number payment split requested applied regular balance point profit furniture never going paid month exasperated called speak supervisor hold minute told would supervisor call back week half later nobody called back

contacted experian inaccurate information reporting credit report according fair credit reporting act section company required verify information reported credit report followed bureau get response today still received response waiting well day violation

purchased gift card website father birthday credit card charged week father receive contacted customer service found card sent wrong address per error inputted address correctly refunding money providing replacement card

friend court michigan sued debt know nothing still moved forward even asked contract signed debt without validating anything started around contacted told mistake still pushed forward never served properly never cause action suit falsely reported credit report slandered publicly putting face wanted poster driver license suspended validation anything

card charged approximate amount given provisional credit refunded remaining amount bank took back provisional credit dollar appealed denial sent proof location time card well police report charge question illinois california bank navy federal credit union denied claim second time stated since used card gas station next house must made person purchase illinois california refuse give money back

midland funding reporting debt credit mine recently checked credit file noticed debt look like trying collect never opened account retail credit card someone else collection issue receiving thing someone similar name debt mine reporting credit suggest midland funding find debt belongs

noticed information reported consumer report without consent law usc permissible purpose consumer report section consumer reporting agency may furnish consumer report following circumstance accordance written instruction consumer relates never gave transunion written consent report anything consumer report violated right privacy filed report ftc reference theft tried calling transunion spoke matter refused delete information reported without consent stated update name phone number address tried talking fcra never gave written permission report anything consumer report began cut saying aware fcra follow procedure transunion asked procedure said could tell told transunion procedure reasonable grave responsibility respect right privacy fair impartial fcra said would delete information asked familiar fcra said yes need go told yes transunion breaking law began cut explaining unfair harming reputation character asked let speak interrupt giving poor customer service asked let speak supervisor said supervisor told requested copy consumer credit file information ever reported received consumer report said thing told fcra right know file said information file report told difference consumer credit file consumer credit report fcra said difference file report asked transferred another supervisor said supervisor dept asked transfer another dept said would transfer whole experience stressful consumer one harmed expect treated fairly right privacy respected victim crime law mailed transunion ftc report copy driver license copy social security card copy mail address letter demanding removal account reported consumer report id affidavit copy fcra stating law

pulled credit first time year derogatory item mine including two bankruptcy account fraudulent need deleted please remove unknown account name

called california business bureau spoke ext took time admonish paying bill explained never sent collection due family tragedy lost sight one small medical bill settled debt quickly asked deletion letter informed would send deletion letter one time courtesy admonished oversight thanked explained expect ever get sent collection informed letter mail wait business day receive deletion letter called back check status letter informed letter never sent go mail next day needed wait another business day told since going refinancing home lender required letter immediately asked could either email send via expedited mail like informed could could go person pick informed due high risk category think risk take asked reconsider request refused asked speak supervisor want pas supervisor eventually put hold spoke said vice president california business bureau reiterated could send deletion letter via expedited mail interrupted took time admonish paying bill explained deletion letter courtesy became rude hostile aggressive tried speak ask could send deletion letter via expedited mail already settled debt interested speaking giving life lesson holding part agreement providing letter hung concerned send deletion letter spite wo able refinance home also concerned settled debt affect credit score worked hard keep people much power go head cause financial hardship part problem solution requesting help procure deletion letter would like lodge formal complaint debt collector acting good faith

submitted several factual dispute regarding account appearing credit report receiving documentation requested showing contract neither equifax account deleted credit report believe equifax remove well received documentation requested showing contract

bank america discriminating withholding changing account neglecting dispute unauthorized charge done electronically account month ago police report

ad adsta paid full though bank account still credit report

portfolio recovery associate added derogatory mark credit report per upon research account longer responsible account debtor creditor verify collection also written form communication contract written signature accused debt bill without signature validate debt anybody send bill say belongs according fcra portfolio recovery associate violated right consumer requesting legal action remove account immediately

item listed reporting inaccurately credit report compliance trans union required fcra copy original creditor documentation file verify item listed investigation account never updated properly want request original documentation required section section consumer contract signature section fcra required promptly delete information verified reported inaccurately law noticeably clear civil liability remedy available negligent noncompliance section fail comply litigious consumer fully intend pursuing litigation matter enforce right fcra demand following account verified deleted immediately

victim identity theft year placed collection credit report fraudulent activity contacted explained transferred several time disrespected customer service rep explaining situation wrong person company unprofessional also sent copy police report also file cfpb ftc unacceptable

file complaint citi bank agreed send check receive within business day see citi reference number response prior complaint dated today money still received called phone number noted response prior complaint representative answered stated information noted citi reference number would open new case response could take business day dragging since another stall tactic citi us want send agreed pay immediately

made aware total six account inquiry reflecting negatively credit report denied getting auto loan account belong never given anyone permission open account name idea opened account without permission benefit anything money good service benefit ever make payment towards account contract company listed ever give permission access credit history personal information filed police report regarding unauthorized account

problem retrieving equifax credit report fcra registered equifax equifax membership service enables consumer view credit report submit dispute block report equifax third party credit score service able get updated report mine myequifax username

completed lease term never late settled end lease commitment closed account balance received bill gmc financial called gmc financial said error disregard balance received alert monitoring day derogatory credit report call gmc financial said would correct note system previous call already said would fax letter confirm never received another alert saying day late called confirmed note system agreed correcting matter said would fax letter never called complained two time finally received faxed letter saying never late see attached yesterday denied new lease vehicle incorrect late payment reported gmc financial gmc financial ruined credit ability buy new vehicle new leasing company requiring payment result recent late payment gmc financial affected financial livelihood negligence poor customer service disheartening

writing request update following information file item request stated correspondence received directly credit report additionally noticed report reflecting late payment two account american express item inaccurate account paid full good standing late payment american express american express

paypal locked account frozen said activity sending money friend suspicious asked bank account info driver license description charge provided sent email saying would take day review account day major crisis paypal account year absolutely outrageous would arbitrarily freeze fund especially ca transfer fund even suspicion founded legal right freeze fund

filed complaint regarding problem home depot card handled citibank straightened telling fraud charge still outstanding payment coming due still showing balance due credit report giving u run around removing credit report original complaint number

reference multiple letter sent disputing total charge due fact hyundai motor finance unethically conducting business paid hyundai motor finance also insurance sold authorized dealership money collected hyundai motor finance paid monthly lease term payment time evident orderly organized come payment returned car called hyundai motor finance receive inspection kit order file claim also forwarded email insurance company call log xxxxxxxx hyundai motor finance failed provide inspection kit multiple time reason failed send according delay reference call log mentioned essentially chased hyundai motor finance provide inspection kit also called insurance company told file claim unless kit provide understand hyundai motor finance unethically business seems like purposely delaying information need provide claim according insurance policy claim filed within day car returned mentioned car returned meaning six month since ive tried receive inspection kit

incomplete account many error unaware debt opportunity dispute account xxxxxxxx

specialized loan servicing sl assured u verbally writing would flag record sl would suspend foreclosure process assigned relationship manager continued tell u would work u available mortgage relief option remained close contact sl since date received amount payoff reinstatement since time actively pursued option address mortgage sl keeping informed activity pursuing lender either payoff completely refinance successfully found lender work u beginning informed sl broker lender reflect ongoing effort sl assured u would work u worry continuing foreclosure process exact date title company requested payoff information sl initiated paperwork record notice default recorded completely suspended work already approved loan appraisal completed certificate loan approval lender day closing loan sl chose file notice default knowing pursuing loan although transparent communication acted maliciously near end loan closing hamper ability obtain funding requested sl remove notice default long enough u close loan refused requesting cfpb assist u sl appears continue take advantage u attempt end mortgage want sl remove nod day may complete loan please note original loan reinstatement amount payoff amount question payoff amount reinstatement amount well thank support consideration

several delinquent federal loan reporting credit account mine

complaint equifax credit bureau failed verify two account listed within allotted time per standard fair credit reporting act fcra background filed dispute equifax per fcra section letter demanded see verifiable proof original consumer contract signature file account dispute also demanded two account verified removed immediately account name account number reason unverified account account name account number reason unverified account additional fact certified dispute letter received equifax see attachment deadline provide verifiable proof equifax failed provide verifiable proof meet standard fcra two account remain equifax credit report

received letter student loan lender northstar claimed would suspending repayment bonus loan form letter state program merely gratuitous reduction contractual obligation northstar settled similar suit similarly suspended program justification ongoing disruption global market deal required lender honor program remaining life loan

received pre approval auto loan applied pre approved score theyre saying almost point difference fico credit bureau score range denial letter application fico score denial letter listed alll credit bureau im certain give false information capital one determining car loan getting pre approval kind misleading capital one invited also hv credit card ive paid consistent basis dont know score low pulled score im denied

always perfect credit pay bill time relocated mail proper made payment onetime whoever agent took wrong account number company reported late credit bureau report included husband company remove late credit want disassociate company successful reason late credit report due company error

receiving solicitation letter company called clearpath company target veteran take refinance loan lower rate contacted company phone email informed interested product want business called told person call center name information would removed database personal information would sold rented subsidiary private company organization made call receiving countless solicitation letter call clearpath prior emailed complaint clearpath corporate complaint email address received response stating solicitation letter would stop well received two solicitation letter one one total received solicitation letter want bully tactic stop help thank

recently tried dispute account credit report trans union collection report owe mine still heard anything credit bureau read taken relaxed stance credit bureau job placed link even though know one issued ware http want credit bureau job need delete account belong immediately need without file complaint thank

going issue account given written consent account furnished inaccurate already recognized issue removed report caused stress shown bad representation consumer

disputing account requesting immediate removal three reporting credit bureau account paid full submitted receipt show proof payment

company contract legal right collect said debt reporting debt violation fcra section section b section b e please provide true certified copy complete audit final forensic internal audit said account furthermore order company validate debt please provide verification audit certification debt entry accordance accordance basel accord convention notice fail provide u copy agreement provide person name communicate consider matter end notify demand unsolicited good service regarded claim unjust enrichment contravention fair trading act unsolicited good service act forwarded solicitor action failure respond within day receipt notice rebut particularity everything document disagree lawful legal binding agreement admission fact everything document true correct legal lawful binding upon court anywhere united state america without protest objection represent silence acquiescence see connally general construction notification legal responsibility first essential due process law also see tweel silence equated fraud legal moral duty speak inquiry left unanswered would intentionally misleading recipient document obligated verify record correct correct record defect found

loan original creditor navy fcu always made payment time see always stellar payment record company tried contacting original creditor navy fcuwith successful resolution definitely error part

collection account blakely witt assoc mine account belong mean person account original creditor sold account collection agency reporting debt

concern writing dispute fraudulent charge account amount victim identity theft make authorize charge requesting charge removed finance charge related fraudulent amount credited well receive accurate statement request made pursuant fair credit billing act amendment truth lending act see also b open account acct opened balance account closed account acct opened balance account

charge reported equifax credit report company company charged car loan car went repo lot said could pay fes pick car continue making payment needed vehicle well late paying car picked sold thought payment reported credit bureau reporting charge company litigation deceptive lender disputed credit report requested deletion account based wtong payment history balance term date last activity equifax validate information somehow nothing change even get written reply either credit bureau

inquiry credit report suntrust bank dated apply loan company company provided response claiming company name lightstream attached letter never heard company never contacted company never applied loan never gave consent run hard credit inquiry original application company provide last response appears company obtained information illegally third party placed inquiry credit report asking inquiry removed

day since tried dispute still result shocked today reviewed credit report found late payment student loan account disputed account nothing sent legally verify accuracy legitimacy reporting continues report incomplete inaccurate unverifiable information therefore impossible investigated verified accurate hows possible youve reported day late late payment prior like day questionable balance still reporting also student loan servicer sued applying payment consumer account correctly reporting violation right honestly want waste time mine going back forth would like removed credit never late way reporting

contacting california business bureau received reply show requesting amount debt collection taken record due duplicate wrote complaint returning email call response said contacting responding untrue deceitful agency trying collect debt amount record spoken hospital involved debt originated replied number address different debt collection agency one also different amount requested would like clarity transparency need pay company pay get credit report neither company tried reaching believe pandemic occurring give right straight lie trying reach

filed dispute regard incorrect item credit report well day received investigation result

attempting get forebarance plan third federal offered three option option credit would negatively impacted third would accrue interest forbearance plan directly violates care act recorded conversation bank well proof also denied modification ran credit several time unnecessarily worse position lower credit score due hit credit score took inquires care client

synchrony maxx reporting day late unfortunately due unforeseen event surround covid pandemic financially impacted loyal customer never late something really affected life got took financially recover also found care act federal mandate creditor allowed file late notation credit pandemic ask please remove lates file

experience refuse stop sending email unsubscribed time refuse saying email sent contains important information account please note previously unsubscribed experian creditworks basic longer receive newsletter special offer however continue receive email notification regarding account ensure youll receive email u please add address book violation civil right want email stopped experience fined refusing

authorized pull credit car dealership went ahead financial institution pull credit without consent specially told prior giving personal information assured would happen happened anyways lied tried excuse away phony article stating even though send credit million bank count one inquiry lie credit report prove otherwise refinance house stuck higher mortgage payment reason even considered new truck offer interest month six month payment even told score asked would qualify since know score needed qualify deal lied said yes single mom dont like lied taken advantage credit destroyed due unethical sneaky business practice car dealership

u bank customer since time enjoyed experience greatly writing see would willing make goodwill adjustment reporting three credit agency late payment referenced account since time exceptional customer paying every month time exceptional payment history last year would like consider removing negative payment credit report time late payment process changing job say justify payment late rather show late payment good indicator actual credit worthiness

credit card inaccurately reported account closed delinquent information incorrect contacted creditor informed reporting account open good standing balance never history account delinquent past due please correct asap thank

currently heloc key bank closed roughly day ago knew refinancing first mortgage time closed heloc advance anyway knew needed pay additional fee refinance first closed cover cost new subordination okay fee time told possible key fee roughly week ago lender ignoring key sent letter saying longer want business want either cut availability pay loan seriously day later income substantial multiple loan income changed first mortgage refinancing reduction interest well top tier interest rate spend almost year top bank key mortgage position better taken large amount initially loan plus another subordination fee key wo even call cell back impacting potential maintain rate causing significant potential hardship received email loan officer basically saying ca help responded minimum entitled fee back especially subordination fee declined week nothing back acceptable practice truly believe based year industry experience lender key knew entire time collected money lender likely paid fee one

processing payment online purchase paypal victim identity theft thought communicating paypal employee however someone intercepted instructed use link fix problem account using debit card space minute criminal transferred four payment bank account amounting total soon realized happening ended call attempted contact paypal without success called credit card company cancelled card notified bank immediately refused pay paypal transferred pending amount found victimized registered complaint paypay explaining authorize payment negligent failed monitor account purchase way line customary type purchase never made purchase amounted questioned transaction purchase totalled placed within period minute contacted paypal customer service department transferred resolution department three attempt made resolve problem refused work behalf informed payment unauthorized incident happened paypal assigned collection agency collect

victim identity theft due corona virus pandemic facing sitting still home saw recent news multiple data breach decided look credit report major credit bureau found someone used identity idea theft took place also knowledge suspect receive money good service result identity theft contacted credit bureau told file identity theft report appreciate effort getting matter resolved thank please let know need information block information credit report thank

consumer complaint narrative received confirmation certified testimony office complied fcra mandated rule come reporting accurately therefore present certificate testimony fraudulent inquiry present exhibit c fact compliant subterfuge copied item listed exhibit b fraudulent invalid inaccurate timely carry documented evidence least authenticated per requirement damaging character creditworthiness falsely stating fraudulent unverifiable inquiry report copied

misinformation placed incorrect address telephone number name information need investigated fixed immediately best serv co original creditor

equifax reporting incorrectly day late partial account number reporting incorrectly day late partial account number please see page attached credit report account report balance past due please keep mind would impossible late account dollar balance false reporting lates seriously harming credit score line item need removed credit report contacted bureau remove however successful

call u bankrelia card unauthorized charge account told would receive new card mail within business day received new card mail tried activate account come find account disabled inactive log account called find want send proof identity send form sent information everything asked account still inactive card account cant even use im given run around receive money l

disputed account listed belong requesting immediate removal account three reporting credit bureau negative unauthorized account tarnished name ssn pleading reinvestigation matter

tried resolve matter transunion numerous occasion avail since currently lawsuit violation fdcpa also liable provision usc civil liability also liable amount judgment sent police report ucc affidavit truth ftc identity theft report letter response account validated transunion shown evidence method used validate alleged debt transunion ignored state illinois secretary state office city police department document identity theft report still reported account verified accurate also violation fdcpa law state federally protected consumer demand matter resolved also compensated transunion infraction

common wealth financial reporting credit report violating hipaa law would like removed credit report

purchased bike online using paypal payment processor company ordered using paypal fraudulent transaction promise merchandise ca fulfill price offered paypal sends payment allows continue business even though numerous complaint question status order company sends fraudulent tracking number different person different address upon reporting paypal deny claim stating received delivery tracking information company filed complaint alabama attorney general company posted bike researching company found hundred complaint scenario processed paypal successful money returned many u opened appeal denial still waiting hear business model protect people type fraudulent transaction apparently following please investigate allowing company continue process order payment aware numerous fraudulent transaction thank company involved paypal ca al

harley davidson financial service honoring provision care act accurately reporting account credit bureau making hard obtain home loan credit dropped point due honoring deferral agreement made reporting day late today told going account showing due amount regular p past due told supervisor payment agreement wiped payment next payment due fulfillment arrangement made time agreed plus extra care act report account current long fulfill obligation agreement reported day late credit bureau however due payment already made payment totaling totaling payment buy deferral wanted argue despite test become issue mid late sure true personally attest never day past due per review attorney forensic accountant represented matter either control accident required hdfs seems think want punish

discovered victim identity theft couple year ago told credit bureau needed file identity theft report forwarded learned supposed block item credit report upon receiving requested document sent information last time according per conversation recently went apply discovered item still reached legal advice handle educated fcra experian refused block account called asked federal regulation didnt apply lady fraud department told didnt qualify asked didnt qualify protected federal regulation point said company policy said couldnt tell didnt qualify continued argue company policy supersedes federal regulation risk losing employee hard time experian feel like need take law hand please help get resolved didnt ask experian store personal record choose profit really disgusting witness handle people life like

credit reporting agency experian account name reporting account late fact never late went county ny child support office get month payment history list saw credit report person spoke stated verbally paid mother monthly payment since failed pay forced make additional payment due error asked proof error obviously provide evidence

accordance fair credit reporting act section practicing right challenge questionable information found personal credit report recognize information xxxxxxxx contacted court sent letter send anything credit bureau file match personal information contacted show record bankruptcy file name attached copy letter want remove inaccurate tradeline credit report allowing day complete investigation authorize mail updated credit report along investigation result

made subscription website using capital one credit card site recommended felt safe purchase issue capital one would protect using site day everything great sudden could log tried reset password got error tired giving subscribe another site next day tried using site error say anywhere site would downtime log issue something going happening messaged site numerous time filing charge back disputed ask documentation giving money back taken back account protected time ever charged back item issue forcing pay something provided name supervisor said would pay illegal

submitted least four different dispute equifax three account time equifax responded stating three account verified equifax failed provide detailed statement investigation dispute conducted equifax continues report three disputed account idea equifax made contact reporter three account idea equifax contacted reporter three disputed account idea equifax corresponded communicated reporter three disputed account verify information equifax violation fair credit reporting act least four different dispute three account equifax refused provide specific information verified account equifax still reporting three disputed account lawyer file small claim lawsuit equifax case number county justice court precinct place county texas lawyer even reached equifax lawyer offered dismiss lawsuit equifax agreed remove three disputed account equifax credit file

applied loan found two account never open two account fraudulent account lost document one copy personal information person used open account name

recently looked credit report noticed thing believe wrong reached credit bureau investigation report sent letter never heard anything back sent day comply yet get feedback investigation

several week ago discovered charged onto chase freedom card card closed asked chase open fraud inquiry charge recognize could locate receipt amount reported charge fraudulent chase told chase would inquire situation yesterday received letter chase notifying chase completed investigation unauthorized transaction account concluded received benefit transaction consider fraud incensed digging contacted fraud department learned charge made credit card someone else name address would tell name address provided time ordering privacy reason tell order item purchased handbag product assistance resolution dispute would helpful thank

financial difficulty summer fall due natural disaster issue crop property tariff war etc insurance covered loss taking time spoke student loan servicer late payment explained late payment going affect score checked credit report two late payment showing called company explain urgency refinance said nothing could tried talk credit department told accept call asked speak management waited hold quite time told manager would return call never received return call

two year ago filed dispute experian regarding vehicle given back lender due spouse losing income even though disputed experian allowed keep reporting vehicle bad debt five full year recently received cashier check along letter apology error experian still refuse remove offending account credit report add insult injury noticed applied loan credit union experian several different credit score consumer one u see case show one gave credit union went site try ascertain issue forced pay privilege charged charged finally charged called find charge informed consumer need pay time want look score experian time federal government reign private organization much control financial life

attempting file dispute credit report citi bank credit report correct monthly balance stopped reporting credit bureau statement attempted start reporting balance match credit card statement file dispute credit bureau daily call citi bank try get fixed ii sent several fax dispute department come back inssufient information issue found month report showing data available citi bank helping seems like think nothing wrong different credit card never happened simple fix since copy credit card statement fix correctly

reaching assist getting identity theft item incorrect status item unknown item removed credit file following item belong bureau unknown acct bal unknown acct bal following item reporting inaccurate late status following account bal incorrect late status day late bal incorrect late status day late bal incorrect late status day late following public record mine chapter dismissed

shocked reviewed credit report week found multiple inaccuracy credit report major credit bureau collection company never dealt attempted several time ratify issue original creditor credit bureau still reporting inaccurate unverifiable information disputed item credit reporting agency reported confirmed account valid honestly believe ever relationship collection agency original creditor also several inaccuracy account way reporting total violation fcra fdcpa law regulation good faith effort resolve matter amicably must demand proof debt specifically alleged contract instrument bearing signature well proof authority matter absent proof must correct erroneous report past debt mine writing request please provide following information please evidence authorization usc e usc f alleged matter authorization law collection information authorization law collection alleged debt please evidence authorization business operate state please evidence proof alleged debt including alleged contract instrument bearing signature please provide complete account history including charge added collection activity day upon receipt letter provide strict proof contract event provide strict proof contract must cease desist collection effort immediately remove derogatory information reported consumer reporting agency addition need provide agreement writing closing file ceasing collecting activity deleting information related reference number credit report youve furnished information event transfer account attorney without providing proof contract proving claim immediate reported code ethic violation

submitted dispute transunion proof one account listed credit report valid requested remove account parroted response last dispute believe investigated

submitted dispute incorrect information contained experian consumer report letter contained dispute first two dispute investigated experian experian apparently ignored third dispute letter respect incorrect information account number submitted relevant documentation dispute including court record contain proof payment week received result dispute

company name aargon collection agency reporting balance hospital bill belong sent letter asking signed hospital document debt since health insurance send print nonsense data number ca understand yet signed document

writing regard account coming credit report absolutely knowledge account sent letter requesting validation avail validate report enclosed certified return receipt sent creditor since unable give information maybe could tell original creditor service performed located amount balance able provide proof debt collection agency able provide proof either must delete read fair credit reporting act state must report complete accurate information must honor request investigate disputed item expect since cant confirm cant either must removed credit report forced involve federal trade commission

several item credit report mine noticed recently applied credit card wasnt approved prompt check credit report item listed mine need

advised experian several occasion information reported credit file incorrect possibly error result identity theft following address e belong following employer belong never paid account late xxxxxxxx account belong account belong item result error identity theft removed credit file please help get matter resolved