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Incorrect information on your report | I have paid accounts and I have differed loans that were settled. I also have medical bills that were paid that are still showing on my credit report |
Incorrect information on your report | Im not sure the name of the company put they took the car back ... they told me if I wanted to return it would be off my credit I returned the car with no problems and its still on my credit |
Billing statement | I am getting charges for walmart credit that I payed off last year. I XXXX XXXX have not made or authorized any charges to that account since and it is now affecting my credit badly. |
Incorrect information on credit report | I dispute inquiries that were not made by me however i have not heard back from them |
Attempts to collect debt not owed | This debt is currently on my credit report for a payment and service that I don not owe. |
Credit decision / Underwriting | I feel like CHASE is not working with me to find a solution with my mortgage. |
Cont'd attempts collect debt not owed | I keep getting calls, they have called my ex husband and my work. They threaten a lawsuit jail time and to have my drivers license revoked. |
Loan servicing, payments, escrow account | Wells Fargo has placed a bankruptcy on my credit report and Wells Fargo has reported I have been late on my mortgage more than 30 days which is incorrect. |
Struggling to repay your loan | Subsidized : XXXX Loan start date : XXXX Loan Amonut : XXXX XXXX XXXX : XXXX Estimated Payoff : XXXX : {$26000.00} 8 % |
Cont'd attempts collect debt not owed | HOW MANY LETTERS DOES A PERSON NEED TO SEND THAT SAYS CEASE AND DESIST? BECAUSE I HAVE SENT XXXX TO THE COMPANY. THEY ARE CALLING AND HAVE IT UP ON MY CREDIT STILL |
Incorrect information on credit report | The addresses have been reported to Experian numerous of times stating that this is incorrect. They continue to publish these addresses regardless of my complaints : XXXX NC XXXX XXXX |
Incorrect information on your report | I have no medical bills with this company. This clearly belongs to someone else. Both my birthday, and SSN have been erroneously reported via XXXX, Equifax and XXXX XXXX. |
Cont'd attempts collect debt not owed | palm beach credit adjustments is not my account its a paid account being reported on my XXXX credit report |
Incorrect information on your report | I sent documentation to the three credit bureaus to remove XXXX XXXX XXXX from my credit report along with a letter from XXXX XXXX. The file was not removed from XXXX. |
Incorrect information on your report | Hi, I noticed that there are many old accounts showing up on my report that date back to 2006. Please review and remove all old information. Thank you |
False statements or representation | Ncb called me the other week stating that I owed them some much money but I do not owe that amout they sent me documents but there wrong documents um |
Improper use of your report | I have notified Trans Union and XXXX XXXX via mail that there are some unrecognized/unauthorized inquiries on my credit report. The inquiries are dated X/X/17. I have not gotten any responses from XXXX XXXX or Trans Union. |
Incorrect information on credit report | Student loan information entered XXXX ( same loan amount and acct number listed XXXX times ) on list of owed liabilities on my credit report. |
Incorrect information on credit report | I have account on my Equifax credit report that I am not responsible for. I have contacted the bureaus along with creditor and have had no help with resolving the situation. |
Communication tactics | XXXX XXXX 2017 XXXX XXXX XXXX {$65.00} i had health insurance to cover the cost |
Communication tactics | The company in question. Sent a typed letter and hand wrote mine and my wife 's SSN # on the letter. This is a breach of state and federal law and I want to pursue action against them. |
Improper use of your report | On two occasions, within a span of 2-3 days, my credit was used to try and finance a vehicle. I had no knowledge of it and did not authorize these inquiries. I contacted each one of them by phone and they refuse to help me. |
Incorrect information on your report | Experian is ignoring my numerous requests to investigate, verify and remove accounts from my credit report that do not belong to me. |
Incorrect information on your report | cra violation sent po report from hpd inaccurate information on credit report no knowledge of accounts |
Balance transfer | I made a balance transfer of {$3000.00} from Citi card to XXXX on XXXX XXXX 2016.
Today is XXXX XXXX 2016 and the {$3000.00} still show in both accounts. |
Incorrect information on credit report | I have an XXXX XXXX XXXX account on my report. i have submitted the correct paperwork provided by the XXXX XXXX XXXX. this account was fraud and should not be posted on my account. |
Other | THERE IS XXXX INQUIRES ON MY CREDIT REPORT. AND WHEN I CALL BARCLAYS BANK DELAWARE THEY HAVE FAILED TO SEND ME PROOF THAT I MADE THE INQUIRES |
Cont'd attempts collect debt not owed | This debt was wrote off and paid. I have no contract with this company and do not owe this debt. I requested verification and received nothing |
Improper use of your report | Equifax got hacked and all the data they had on me has been stolen. Their cybersecurity practices are abysmal and could cause great harm to me and my family for years to come. |
Incorrect information on your report | I contacted Equifax to have them remove an account on my credit report that does not belong to me and was re-aged. Equifax stated that this " time-barred '' account would remain on my credit report. |
Disclosure verification of debt | Recieved a call telling me that I needed to call or there would be charges from this number but told me to contact a different company when I ask what the bill was for the Lady refuses to tell me |
Delinquent account | I have a legitimate debt with a collection agency. Recently, they have begun calling my adult son 's cell phone number about my debt. This is harassment, as he does not live with me and is not responsible for my debts in any way. |
Improper contact or sharing of info | XXXX is more than 7 years old and was supposed to be removed from my credit report. someone must have shared or bought some information because that debt should have been removed and it was not. |
Attempts to collect debt not owed | Convergent Outsourcing wants me to call a phone number about a debt. I have no debts. That company 's phone number in the message was XXXX . |
Cont'd attempts collect debt not owed | My wife and I cancelled our policy with XXXX but they are trying to charge us for another month of coverage after the cancellation went into effect. |
Improper use of your report | I have XXXX Hard Inquiries from a XXXX XXXX XXXX Credit Card XXXX XXXX dated XXXX XXXX XXXX and XXXX XXXX XXXX respectively and I did not apply for credit. |
Incorrect information on credit report | Unauthorized inquiries causing hard hits |
Took or threatened to take negative or legal action | Portfolio Recovery Associates, LLC for the amount of {$280.00}. I have sent Portfolio Recovery Associates, LLC a debt validation several times with no response. This item does not belong to me. |
Problem with a credit reporting company's investigation into an existing problem | I have NEVER been past 30 days late on my XXXX credit card and all XXXX agencies are reporting a late payment, this is wrong |
Incorrect information on your report | My ex husband added me to his AMEX card as an authorized user before we were divorced ... .Amex will not remove this fir me. XXXX is also refusing to remove this. I am not responsible for this account |
Attempts to collect debt not owed | XX/XX//2016 {$720.00} spoke with fraud dept. no further action taken by company |
Communication tactics | calling my family members |
Incorrect information on credit report | The students loans I owed for college are paid off in full. My credit report states that I have different student loans, but all were paid. XXXX University in Ohio confirmed they are all paid. |
Attempts to collect debt not owed | I do not owe this debt. I am seeking legal council for this collection attempt.i paid at the time of the service in full. I feel like they are just asking for more money now. |
Opening an account | I have not applied for a checking or savings account with this bank. Any inquiries made on my XXXX XXXX or credit file are unauthorized? |
Closing an account | Someone claiming to be from BB & T responded to my complaint number XXXX . I could not send online feedback because my consumer rights is threatened by error or related matters. Time is important. Attendance is a plus. |
Managing the loan or lease | This loan violates Arkansas usury law because the interest rate is above the cap. |
Account opening, closing, or management | American Express Centurion Bank is unreliable as a bank for disputes against unauthorized transactions period. They closed my account out after they though XXXX charges I authorized were not authorized!!! |
Improper use of your report | credit was pull unlawfully |
Communication tactics | Said if i did n't pay they would have a sheriff at my house within minutes to arrest me |
Improper use of your report | unlawfully add inquiry to my report and offending my score |
Taking out the loan or lease | I 've received an unsolicited loan offer with an annual interest rate ranging from 99.75 % to 184.36 % from a company called LoanMe, Inc. based in XXXX, CA. ( License # XXXX ) |
Incorrect information on credit report | Equifax is not responding to my requests to investigate and remove accounts from my credit report that do not belong to me. |
Improper use of your report | Hard hit unknown. Not i |
Incorrect information on your report | my name is XXXX XXXX XXXX and my address is XXXX XXXX XXXX XXXX XXXX del XXXX all of the others names and address that appear on my credit report is not correct. |
Attempts to collect debt not owed | I have no knowledge of this loan |
Improper use of your report | I did not give these companies permission to pull my credit reports.
XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XX/XX/XXXX |
Incorrect information on your report | I have asked and provided enough information to transunion to delete personal wrong information from my report. |
Incorrect information on your report | On my transunion credit report it doesn't show my XXXX limit as XXXX $ but it instead it shows my old limit. i have a XXXX and XXXX XXXX credit card which i cant see on my report. |
Communication tactics | Harassing calls and bringing up the past credit one bank with XXXX credit monitoring |
Improper contact or sharing of info | Contacting my father and other family memebers on theirr cell phones and at their jobs. They have never mailed anything to verify the debt. |
Incorrect information on your report | Equifax continues to report a medical bill of {$100.00} on credit report that has been paid. |
Incorrect information on credit report | My credit report from Transunion shows a collection from XXXX, collecting for XXXX. I have not had a XXXX account in about 13-14 years. This is outside the statute of limitations |
Incorrect information on your report | XXXX XXXX XXXX XXXX XXXX XXXX, Ohio XXXX I have never lived at this address.
I would like for it to be removed from my credit bureau on Equifax and any other credit reports. |
Cont'd attempts collect debt not owed | Collection company insists that I have a debt from 2007 for an XXXX. Debt is supposedly {$2000.00} and they first started calling me a month ago. I have never had a XXXX. |
Problems when you are unable to pay | ERC has been asked to please stop calling my place of employment and correspond via mail. I asked them politely.. |
Loan servicing, payments, escrow account | I have been trying to do a short sale for months and have not heard from my mortgage company since XXXX. Please help me with resolving this issue as I have a foreclosure sale next month. |
Incorrect information on your report | multiple accounts are reporting incorrect balance information on my credit file. |
Cont'd attempts collect debt not owed | I have never had XXXX XXXX XXXX. This was disputed once before and removed from my credit profile nearly a year ago and now it reappears. |
Incorrect information on your report | There are many mistakes appear in my report without my understanding. |
Disclosure verification of debt | On XXXX/XXXX/15 I requested Business and Professional provide validation for {$160.00} debt being reported to credit bureaus. As of XXXX/XXXX/15 I have not received any response in relation to my request. |
Credit line increase/decrease | I had XXXX late payment so Citi card lowered my limit. The late payment could not be avoided. I am told that this is an illegal act. |
Closing/Cancelling account | I closed my credit card ( American Express ) account with XXXX XXXX XXXX XXXX XXXX on XXXX/XXXX/2017. The bank has still not sent me my credit balance amounting to XXXX {$550.00} |
Incorrect information on your report | I placed a dispute with the Experian regarding an XXXX/XXXX XXXXXXXX showing as not paid in full. Experian refuses to update and validate this information. This account has been paid in full as of XXXX XXXX, XXXX |
Dealing with my lender or servicer | Navient making it hard to repay, additional fees and excessive credit reporting to agencies |
Incorrect information on your report | i have a report onXX/XX/XXXX saying i have a collection / charge off on a accont that was settled and closed in XXXX. |
Account opening, closing, or management | Bank of America has submitted a false and inaccurate report to the consumer credit agencies and has caused me great financial and personal harm. |
Unable to get credit report/credit score | Equifax claims they can not send my my credit report and I need to go away |
Improper contact or sharing of info | I have asked this company to stop contacting me and they continue to call me everyday, several times a day and today they called me at XXXX pm. |
Disclosure verification of debt | I have no recollection of any medical bills unpaid by me, I have not been to a doctor in over 2 years. I have not received XXXX phone call, letter, or email. I think this is a scam. |
Incorrect information on credit report | Landlord cash my last check before I broke my lease and still put my account in collection spoke with collection agency who does n't want to remove this from my credit. |
Improper use of your report | My personal information was not properly or reasonably protected by Equifax and was subject to the recent data breach they are involved in. |
Dealing with my lender or servicer | I will need to send you the information because it takes place over several years and will not fit in this space. Happy to provide it, just not enough room here. Thanks. |
Dealing with my lender or servicer | ignoring complaints, giving inaccurate information, incorrectly processing payments and steering borrowers to higher-cost repayment plans. |
Attempts to collect debt not owed | This debt has been paid in full. |
Deposits and withdrawals | Bank of America account was reported for suspected fraud activity. Charge off amount of XXXX is fraudulent and I am not responsible for the balance because I have never had this amount of money on my account. |
Credit decision / Underwriting | XXXX scores carry too much weight and are there methods are hidden.
The government should publish the XXXX formulas!!! |
Improper use of your report | XXXX 2016 I have a hard inquiry on my credit report from CBNA. I had not authorized an inquiry, requested credit limit increase or any such action on my accounts. |
Incorrect information on your report | sent police report id theft victim
also id theft gov
ftc
inaccurate information |
Advertising and marketing | I would like CFPB to continue pursuing this case with Discover regarding its false advertising ( changing terms and conditions after advertising to the public ). |
Cont'd attempts collect debt not owed | I recieved a letter From Express Recovery Services, a collection company. XXXX, XXXX XXXX XXXX XXXX XXXX, Utah XXXX regarding a debt that had previously been discharged in a Bankruptcy. |
Improper use of your report | XXXX/XXXX/XXXX. XXXX/XXXX/XXXX hard inquires |
Problem caused by your funds being low | XXXX/XXXX/2017 overdraft and bank would n't send info to XXXX |
Improper use of your report | XXXX XXXX is listed under Hard Inquiries they pulled my credit 4 times started in XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX and XX/XX/XXXX.
I did not authorize all these inquiries.
Please remove from my report.
Thank you. |
Communication tactics | Van Ru Credit Corporation called me to attempt to collect a debt in the middle of the night ( XXXX EST, which is my local time ). |
Struggling to pay your loan | I took out a loan for XXXX but the finance charges are so ridiculously high that I ca n't sustain the payments. I feel these predatory and illegal practices that are designed to trap consumers in never ending debt. |
Managing the loan or lease | I had an auto loan with XXXX that has been paid in full per a letter I received from them ( the car was traded in ) however they are reporting my account as delinquent to the credit bureaus with a balance of {$0.00} |
Improper use of your report | Unauthorized inquiries on my credit report. |
Incorrect information on credit report | EXPERIAN HAS VIOLATED THE DODD-FRANK ACT AND HAS VIOLATED FCRA AND CREDIT REPORTING FRAUD WITH ITS FFFFURNISHERS. |
Improper use of your report | I dont have dates but many companies are running my credit without my permission and adding a lot of inquiries on my account and is messing up my credit |