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lyi4gnd | I just assume it’s the “worked in 2023” part
This is Reddit after all | 6 | kingofwale | 2024-11-23T00:20:49 | null | 5 | /r/CanadianInvestor/comments/1gxl6e8/canadas_tax_relief_plan_who_gets_a_cheque/lyi4gnd/ | 2 | t3_1gxl6e8 | t1_lyhzntc | false | false |
lyi4o66 | So retirees, dependents (e.g. children), and those not working do NOT receive the $250, but those who are working, do?
That makes no sense at all. | 1 | Icy_Acanthisitta8060 | 2024-11-23T00:22:06 | null | -1 | /r/CanadianInvestor/comments/1gxl6e8/canadas_tax_relief_plan_who_gets_a_cheque/lyi4o66/ | 0 | t3_1gxl6e8 | t3_1gxl6e8 | false | false |
lyi51a3 | im not suprised that im not banned already with my name but i like to try and help people
and i use my phone so my typing is bad
the fact is 100% equities for someone under the age of 30 is the way
not 60/40
do not even reply to the message and just search yourself | 0 | DOGEWHALE | 2024-11-23T00:24:21 | null | 0 | /r/CanadianInvestor/comments/1gxey4s/newer_investor/lyi51a3/ | 8 | t3_1gxey4s | t1_lyi3ggs | false | false |
lyi52ne | >”he honestly hates us tbh”
So if you earn $150k, “he” “hates you” for not giving you 0.17% of your earnings? Cry much?
I’m not a fan of printing money, but what you gonna do? Let the economy keep spiralling down hill? A lot of small business owners are going to love a bit of boost in spending. | 1 | NextTrillion | 2024-11-23T00:24:35 | null | -3 | /r/CanadianInvestor/comments/1gxl6e8/canadas_tax_relief_plan_who_gets_a_cheque/lyi52ne/ | 2 | t3_1gxl6e8 | t1_lyi2j7r | false | false |
lyi54w7 | Do the math on the conversion fees and decide if it’s worth it to you. | 6 | AccomplishedBison369 | 2024-11-23T00:24:58 | null | 5 | /r/CanadianInvestor/comments/1gxmawu/is_it_okay_to_shift_my_predominantly_us_stock/lyi54w7/ | 2 | t3_1gxmawu | t1_lyi3m7s | false | false |
lyi5587 | What is the WS corporate rate?
Also, TD is doing curency exchange at 2.5%, isnt 1.5% a good rate? | 0 | snarky_greasel | 2024-11-23T00:25:02 | null | -4 | /r/CanadianInvestor/comments/1gxmawu/is_it_okay_to_shift_my_predominantly_us_stock/lyi5587/ | 3 | t3_1gxmawu | t1_lyi3j8h | false | false |
lyi5c2i | Small businesses across the country are probably going to love this. Higher paid salaried workers probably not so much. 🤷♂️ | 1 | NextTrillion | 2024-11-23T00:26:12 | null | 1 | /r/CanadianInvestor/comments/1gxl6e8/canadas_tax_relief_plan_who_gets_a_cheque/lyi5c2i/ | 2 | t3_1gxl6e8 | t1_lyhyk67 | false | false |
lyi5rtq | Have you ever worked at retail lol?
Unless you are a super small store or sell exclusively the items on the list and nothing else you might be able to get away with manually adjusting each sale but any decently sized store would need to setup their systems to exclude these items and then revert it within 2 months lol | 2 | Serpuarien | 2024-11-23T00:28:55 | null | 2 | /r/CanadianInvestor/comments/1gxl6e8/canadas_tax_relief_plan_who_gets_a_cheque/lyi5rtq/ | 1 | t3_1gxl6e8 | t1_lyhxgvk | false | false |
lyi5xrx | Yeah but we’re on the Canadian investor sub. Great place for wealthy property owners to whine about things.
These guys should move to Ohio or something. | 1 | NextTrillion | 2024-11-23T00:29:56 | null | -1 | /r/CanadianInvestor/comments/1gxl6e8/canadas_tax_relief_plan_who_gets_a_cheque/lyi5xrx/ | 1 | t3_1gxl6e8 | t1_lyhvu1s | false | false |
lyi5ydd | I only read the article diagonally, but again I missed where they mentioned a new tax category would be created. | 5 | MyFishisBetter | 2024-11-23T00:30:02 | null | 1 | /r/CanadianInvestor/comments/1gxl6e8/canadas_tax_relief_plan_who_gets_a_cheque/lyi5ydd/ | 2 | t3_1gxl6e8 | t1_lyi149e | false | false |
lyi62gb | He can also gimme that $250 so I can get 250 beers | 5 | take-a-gamble | 2024-11-23T00:30:45 | null | 1 | /r/CanadianInvestor/comments/1gxl6e8/canadas_tax_relief_plan_who_gets_a_cheque/lyi62gb/ | 3 | t3_1gxl6e8 | t1_lyi52ne | false | false |
lyi6fpr | VFV and chill if you don't know what you're doing. | 1 | celtickerr | 2024-11-23T00:33:02 | null | 1 | /r/CanadianInvestor/comments/1gxey4s/newer_investor/lyi6fpr/ | 0 | t3_1gxey4s | t3_1gxey4s | false | false |
lyi6orr | no its actually not
keep it in a hisa if your worried about the market | -2 | DOGEWHALE | 2024-11-23T00:34:38 | null | -2 | /r/CanadianInvestor/comments/1gxey4s/newer_investor/lyi6orr/ | 8 | t3_1gxey4s | t1_lyhr9fk | false | false |
lyi6pxj | The bribe is meant to appeal to everyone, so even higher paid workers will get no GST on restaurant meals and many consumer goods. | 1 | Dadoftwingirls | 2024-11-23T00:34:50 | null | 0 | /r/CanadianInvestor/comments/1gxl6e8/canadas_tax_relief_plan_who_gets_a_cheque/lyi6pxj/ | 3 | t3_1gxl6e8 | t1_lyi5c2i | false | false |
lyi6y9g | Over 100k trans no conversion fees | 0 | ThisusernameThen | 2024-11-23T00:36:17 | null | -4 | /r/CanadianInvestor/comments/1gxmawu/is_it_okay_to_shift_my_predominantly_us_stock/lyi6y9g/ | 3 | t3_1gxmawu | t1_lyi3j8h | false | false |
lyi7771 | FYI WS charges a subscription fee to hold a USD account if you don't have a certain portfolio size | 1 | take-a-gamble | 2024-11-23T00:37:51 | null | 0 | /r/CanadianInvestor/comments/1gxmawu/is_it_okay_to_shift_my_predominantly_us_stock/lyi7771/ | 0 | t3_1gxmawu | t3_1gxmawu | false | false |
lyi7e1z | 100% | 1 | take-a-gamble | 2024-11-23T00:39:03 | null | 1 | /r/CanadianInvestor/comments/1gxl6e8/canadas_tax_relief_plan_who_gets_a_cheque/lyi7e1z/ | 6 | t3_1gxl6e8 | t1_lyi381q | false | false |
lyi7ojy | I know this doesn’t directly answer your question, but here’s an email allegedly from the CDIC providing context:
“ Hello,
Thank you for your e-mail regarding Wealthsimple and the Canada Deposit Insurance Corporation.
Wealthsimple is not a CDIC member institution.
However, balances held in Wealthsimple Cash Accounts are held in trust at CDIC member institutions.
Under the trust framework, CDIC insures eligible deposits up to $100,000, per beneficiary (Wealthsimple Cash customer), per member institution, provided certain disclosure rules are met.
This means that if Wealthsimple places your money at more than one member, your coverage can increase (for example, if $100,000 is placed at five separate members, you could be covered for $500,000; $100,000 at each).
Eligible deposits held in trust are protected separately from other deposits held by the trustee or a beneficiary, in their own name, at the same CDIC member institution.
We encourage you to contact Wealthsimple directly to receive additional information on how your deposits are placed.
We trust that you will find this information useful.”
https://www.reddit.com/r/Wealthsimple/comments/1dpc12n/wealthsimple_and_cdic/ | 7 | StoichMixture | 2024-11-23T00:40:55 | null | 5 | /r/CanadianInvestor/comments/1gxlwcb/can_this_happen_to_wealthsimple/lyi7ojy/ | 4 | t3_1gxlwcb | t1_lyi40uo | false | false |
lyi7ut9 | You and digital\_tuna have more patience for these long exchanges than I can stomach lol. | 3 | AugustusAugustine | 2024-11-23T00:42:00 | null | 3 | /r/CanadianInvestor/comments/1gxey4s/newer_investor/lyi7ut9/ | 6 | t3_1gxey4s | t1_lyhvu7i | false | false |
lyi7yz3 | > the fact is 100% equities for someone under the age of 30 is the way
Nope. | 1 | StoichMixture | 2024-11-23T00:42:45 | null | 1 | /r/CanadianInvestor/comments/1gxey4s/newer_investor/lyi7yz3/ | 9 | t3_1gxey4s | t1_lyi51a3 | false | false |
lyi81o4 | I don’t have the same confidence about the real estate market so I’d consider buying a house. Even if it isn’t “easy money” it is usually a safe bet, especially when the alternative is $3,000 rent. | 1 | Dumdumhijumper | 2024-11-23T00:43:13 | null | 1 | /r/CanadianInvestor/comments/1guufee/investment_advice/lyi81o4/ | 1 | t3_1guufee | t1_lxxec9n | false | false |
lyi8ebx | We already know RBC is one of them.
[https://help.wealthsimple.com/hc/en-ca/articles/10991374448155-Set-up-a-payee-and-pay-your-bills-with-Wealthsimple](https://help.wealthsimple.com/hc/en-ca/articles/10991374448155-Set-up-a-payee-and-pay-your-bills-with-Wealthsimple)
\> Wealthsimple has partnered with RBC to facilitate your bill payments. Once enrolled, you pay your bills directly from your Wealthsimple Cash account, and Wealthsimple uses RBC's systems to facilitate payment to the biller. While some billers state the payment has been made by RBC, you can be assured your payment was made through Wealthsimple as a Wealthsimple customer. | 3 | Acceptable-Month8430 | 2024-11-23T00:45:28 | null | 3 | /r/CanadianInvestor/comments/1gxlwcb/can_this_happen_to_wealthsimple/lyi8ebx/ | 4 | t3_1gxlwcb | t1_lyi40uo | false | false |
lyi8mdl | https://www.wealthsimple.com/en-ca/legal/fees/trade | 4 | SobeysOvertime | 2024-11-23T00:46:51 | null | 4 | /r/CanadianInvestor/comments/1gxmawu/is_it_okay_to_shift_my_predominantly_us_stock/lyi8mdl/ | 4 | t3_1gxmawu | t1_lyi6y9g | false | false |
lyi94es | If you're over 30 and have friends who worked hard in their 20s, this isn't very out of touch | 2 | snapcaster_bolt1992 | 2024-11-23T00:50:03 | null | 2 | /r/CanadianInvestor/comments/1gxcz0i/this_wealthsimple_promo_is_so_out_of_touch/lyi94es/ | 0 | t3_1gxcz0i | t3_1gxcz0i | false | false |
lyi9bhh | source? | 1 | DOGEWHALE | 2024-11-23T00:51:17 | null | 1 | /r/CanadianInvestor/comments/1gxey4s/newer_investor/lyi9bhh/ | 1 | t3_1gxey4s | t1_lyi7yz3 | false | false |
lyi9k7e | ill give you 10 maybe 20 yrs but there is no way 30 year bond outperforms stock | 1 | DOGEWHALE | 2024-11-23T00:52:49 | null | 1 | /r/CanadianInvestor/comments/1gxey4s/newer_investor/lyi9k7e/ | 2 | t3_1gxey4s | t1_lyi9bhh | false | false |
lyia2nk | They’re transferring a minimum $100k to take advantage of the promo. That’s enough to get the usd account for free | 8 | rhunter99 | 2024-11-23T00:56:03 | null | 7 | /r/CanadianInvestor/comments/1gxmawu/is_it_okay_to_shift_my_predominantly_us_stock/lyia2nk/ | 1 | t3_1gxmawu | t1_lyi7771 | false | false |
lyia9y9 | hypothetically yes. realistically, not anytime soon. Remember you are insured up to 1 mil. | 1 | JamesVirani | 2024-11-23T00:57:20 | null | -5 | /r/CanadianInvestor/comments/1gxlwcb/can_this_happen_to_wealthsimple/lyia9y9/ | 0 | t3_1gxlwcb | t3_1gxlwcb | false | false |
lyiaccn | You and u/digital_tuna are doing God’s work; you’re both under-appreciated within this community.
I hope my quarrel didn’t detract too much from your contribution! | 2 | StoichMixture | 2024-11-23T00:57:45 | null | 2 | /r/CanadianInvestor/comments/1gxey4s/newer_investor/lyiaccn/ | 7 | t3_1gxey4s | t1_lyi7ut9 | false | false |
lyiaeet | Worth noting that you MUST keep the balance above 100k (or whatever tier you're going for) + your prior WS balance, give or take 5%, for 365 days after the promotion or Wealthsimple will charge you for the cost of the iphone/mac.
This means no shifting around funds for other bank promotions or better interest rates elsewhere, no withdrawing the money to use (with the exception of buying a house with FHSA), and only a 5% leeway for shifts in the market if most of your WS funds are in stocks - for a YEAR.
Might seem obvious to some, but thought I'd mention it in case anyone reading isn't aware of the fine terms and conditions. | 1 | railtoons | 2024-11-23T00:58:06 | null | 1 | /r/CanadianInvestor/comments/1gxcz0i/this_wealthsimple_promo_is_so_out_of_touch/lyiaeet/ | 1 | t3_1gxcz0i | t1_lyg99jm | false | false |
lyiaep1 | I haven’t tried it, but it may be possible to keep national bank and link it to ws. Then use nb to perform the gambit, get your usd and move it to ws. Buy your stocks from there
I know I have my regular bank’s usd savings account linked.
Also consider using a referral if you do sign up to get a $25 bonus on top | 1 | rhunter99 | 2024-11-23T00:58:09 | null | -1 | /r/CanadianInvestor/comments/1gxmawu/is_it_okay_to_shift_my_predominantly_us_stock/lyiaep1/ | 0 | t3_1gxmawu | t3_1gxmawu | false | false |
lyiaqyn | The new sales tax rules are only applicable for certain categories of products, and during a certain period of time. That's the rub. It's much more straightforward to make blanket sales tax changes, and even those typically come with many months of warning. | 5 | CaptanTypoe | 2024-11-23T01:00:20 | null | 5 | /r/CanadianInvestor/comments/1gxl6e8/canadas_tax_relief_plan_who_gets_a_cheque/lyiaqyn/ | 3 | t3_1gxl6e8 | t1_lyi5ydd | false | false |
lyiay1n | All these comments about CDIC insurance might be missing the point.
The failure here seems to have been Synapse, the payment processor, that turned out to be wobbly.
Wealthsimple uses Payments Canada for payment processing, the same as the big banks, and has a clearing account with the Bank of Canada. | 6 | bagelzzzzzzzzz | 2024-11-23T01:01:36 | null | 5 | /r/CanadianInvestor/comments/1gxlwcb/can_this_happen_to_wealthsimple/lyiay1n/ | 0 | t3_1gxlwcb | t3_1gxlwcb | false | false |
lyib78n | Why would anyone use that software | 5 | Late-Channel7899 | 2024-11-23T01:03:15 | null | 4 | /r/CanadianInvestor/comments/1gxlwcb/can_this_happen_to_wealthsimple/lyib78n/ | 1 | t3_1gxlwcb | t1_lyi3zms | false | false |
lyib7bk | I appreciate the response but I think you’re mistaken, as long as I don’t withdraw money I’m good. If the market fluctuates that doesn’t count against the withdrawal limit. | 1 | Time4Timmy | 2024-11-23T01:03:16 | null | 1 | /r/CanadianInvestor/comments/1gxcz0i/this_wealthsimple_promo_is_so_out_of_touch/lyib7bk/ | 2 | t3_1gxcz0i | t1_lyiaeet | false | false |
lyiby9p | RBC might just be their bill payment processor. Canadian Tire Mastercard has a special feature to allow you to make bill payments through this card and the processor is RBC as well. | 3 | T_47 | 2024-11-23T01:08:06 | null | 3 | /r/CanadianInvestor/comments/1gxlwcb/can_this_happen_to_wealthsimple/lyiby9p/ | 5 | t3_1gxlwcb | t1_lyi8ebx | false | false |
lyidcf3 | Yeah, people try to make it sound like its the impossible. For most of my 20s, I earned under 20/h and many of those years earned under 50k a year. Worked 2 jobs for years, lived in a shoe box apartment, biked to work, didn't take vacations, only once I hit 29 was I able to make over 50k by working one job. 32, now and up to 80k a year
Saved up and bought a house, have 65k in investments, bought a house, no debt other than mortgage. Fully funded emergency fund, can take a vacation every year now. It's not like I did all that in 3 years, if you live within your means and bust your ass you can be a millionaire by 45 without ever earning a 6 figure salary. | 2 | snapcaster_bolt1992 | 2024-11-23T01:17:10 | null | 1 | /r/CanadianInvestor/comments/1gxcz0i/this_wealthsimple_promo_is_so_out_of_touch/lyidcf3/ | 1 | t3_1gxcz0i | t1_lygljlq | false | false |
lyidf5n | Yeah and 85% of all the money has been returned to their owners already. The remaining is in limbo of figuring out which bank is holding what so the money is theoretically still there and just needs to be sorted out. If evidence comes out that money was actually illegally siphoned off then the US government would finally step in but until then it looks like they won't act which is why everything is still in limbo. | 2 | T_47 | 2024-11-23T01:17:40 | null | 2 | /r/CanadianInvestor/comments/1gxlwcb/can_this_happen_to_wealthsimple/lyidf5n/ | 1 | t3_1gxlwcb | t1_lyiay1n | false | false |
lyidrb2 | I’m transferring my RRSP which has about 50% USD investments. Basically I know I’m in for a hit if I ever convert the USD all at once, but my plan will be to withdraw the USD in pieces and convert on Wise.
It’s a small problem for 30 years down the road imo. | 1 | StefanoA | 2024-11-23T01:19:51 | null | 1 | /r/CanadianInvestor/comments/1gxmawu/is_it_okay_to_shift_my_predominantly_us_stock/lyidrb2/ | 0 | t3_1gxmawu | t3_1gxmawu | false | false |
lyie6vi | I certainly hope I am mistaken! It would make a lot more sense to count from the deposit amount rather than the portfolio amount. Still, the note about being tied to WS for a year is still worthwhile pointing out for folks who don't read the terms and conditions page. | 1 | railtoons | 2024-11-23T01:22:40 | null | 0 | /r/CanadianInvestor/comments/1gxcz0i/this_wealthsimple_promo_is_so_out_of_touch/lyie6vi/ | 3 | t3_1gxcz0i | t1_lyib7bk | false | false |
lyiejqm | Yea, it’s definitely worth knowing. It wouldn’t make sense if you could just transfer money over get a free phone and then transfer back. Not a deal breaker for me, I’ve been wanting to make the move anyways and I’m in it for the long run. | 1 | Time4Timmy | 2024-11-23T01:25:00 | null | 1 | /r/CanadianInvestor/comments/1gxcz0i/this_wealthsimple_promo_is_so_out_of_touch/lyiejqm/ | 4 | t3_1gxcz0i | t1_lyie6vi | false | false |
lyievv3 | Well for starters, about a year ago they had digital gambling games on their app so you could buy their virtual currency with real money and gamble with it on the gambling games they had.
A lot of people left when they started doing that gambling stuff, but it seems quite a few remained anyway. | 1 | Bushido_Plan | 2024-11-23T01:27:12 | null | 1 | /r/CanadianInvestor/comments/1gxlwcb/can_this_happen_to_wealthsimple/lyievv3/ | 2 | t3_1gxlwcb | t1_lyib78n | false | false |
lyijs9h | Personally for the amounts I typically am converting I’m not bothering with Norbert’s Gambit to save <$30. If you come into a larger sum, you can convert it off the platform and then transfer it in USD (once you hit $100k you’ll get a free USD account with them anyway)
Also there’s no reason you have to stop using National’s brokerage going forward just because you move over the $100k… | 11 | AGreenerRoom | 2024-11-23T01:59:05 | null | 10 | /r/CanadianInvestor/comments/1gxmawu/is_it_okay_to_shift_my_predominantly_us_stock/lyijs9h/ | 0 | t3_1gxmawu | t3_1gxmawu | false | false |
lyim4fy | There are many people in Canada with a 100k+ net worth.
Wealthsimple targets younger generations. This is a way of convincing parents, grandparents, uncles, and aunts to switch to their platform. | 1 | Concealus | 2024-11-23T02:14:44 | null | 1 | /r/CanadianInvestor/comments/1gxcz0i/this_wealthsimple_promo_is_so_out_of_touch/lyim4fy/ | 0 | t3_1gxcz0i | t3_1gxcz0i | false | false |
lyim8zx | Wealthsimple is just a broker. You hold the underlying stocks and companies. | 2 | Concealus | 2024-11-23T02:15:34 | null | 1 | /r/CanadianInvestor/comments/1gxlwcb/can_this_happen_to_wealthsimple/lyim8zx/ | 0 | t3_1gxlwcb | t3_1gxlwcb | false | false |
lyimaqu | I’m confused. Why are you singling out Wealthsimple exactly? | 1 | AGreenerRoom | 2024-11-23T02:15:55 | null | 1 | /r/CanadianInvestor/comments/1gxlwcb/can_this_happen_to_wealthsimple/lyimaqu/ | 0 | t3_1gxlwcb | t3_1gxlwcb | false | false |
lyine8k | "Influencers" started pushing it. | 1 | s1far | 2024-11-23T02:23:22 | null | 1 | /r/CanadianInvestor/comments/1gxlwcb/can_this_happen_to_wealthsimple/lyine8k/ | 2 | t3_1gxlwcb | t1_lyib78n | false | false |
lyipa6d | Yes | 2 | _BoNgRiPPeR_420 | 2024-11-23T02:36:15 | null | 2 | /r/CanadianInvestor/comments/1gxp8ev/buying_usbased_companies_in_cad_tfsa_account/lyipa6d/ | 0 | t3_1gxp8ev | t3_1gxp8ev | false | false |
lyipfaj | Thesis? | 1 | D1toD2 | 2024-11-23T02:37:14 | null | 1 | /r/CanadianInvestor/comments/1gx5a1x/daily_discussion_thread_for_november_22_2024/lyipfaj/ | 1 | t3_1gx5a1x | t1_lygxi8d | false | false |
lyiq72f | It sounds like half the items in your shopping cart get hst and half won’t. So gonna present some challenges but seems doable.
Fuck what a joke. I thought they would cap it at incomes below 70k or something then I see you get money even if you are making $150k looool. Going after conservatives haha.
Tax holiday on booze of course
What a fucking wanker | 6 | farrapona | 2024-11-23T02:42:30 | null | 5 | /r/CanadianInvestor/comments/1gxl6e8/canadas_tax_relief_plan_who_gets_a_cheque/lyiq72f/ | 3 | t3_1gxl6e8 | t1_lyi5ydd | false | false |
lyiqcf5 | Don’t worry just use that $250 | 6 | farrapona | 2024-11-23T02:43:30 | null | 3 | /r/CanadianInvestor/comments/1gxl6e8/canadas_tax_relief_plan_who_gets_a_cheque/lyiqcf5/ | 4 | t3_1gxl6e8 | t1_lyi3voo | false | false |
lyirylp | Why wouldn't you open a USD account to hold your USD after you have sold? Also check out norberts gambit to convert funds | 9 | thymeizmoney | 2024-11-23T02:54:29 | null | 9 | /r/CanadianInvestor/comments/1gxp8ev/buying_usbased_companies_in_cad_tfsa_account/lyirylp/ | 0 | t3_1gxp8ev | t3_1gxp8ev | false | false |
lyisonw | The question I have is how do I withdraw over 100k from weathsimple? That’s the problem, with traditional banks I can walk in and get a certified check | 1 | EntropyRX | 2024-11-23T02:59:23 | null | -2 | /r/CanadianInvestor/comments/1gxcz0i/this_wealthsimple_promo_is_so_out_of_touch/lyisonw/ | 0 | t3_1gxcz0i | t3_1gxcz0i | false | false |
lyisvq8 | I sold at 83 before they got the final penalty from the US. Buying back low and doing covered calls on it. That's really it. | 4 | Shigelerdud | 2024-11-23T03:00:43 | null | 2 | /r/CanadianInvestor/comments/1gx5a1x/daily_discussion_thread_for_november_22_2024/lyisvq8/ | 2 | t3_1gx5a1x | t1_lyipfaj | false | false |
lyitq8s | "Do you guys think it’s a good time for me to be take a few risks?"
No, not because I don't think there are good strategies going around WSB. But because you clearly have no idea why those strategies work.
Study WSB for a year and then you'll understand why investing in TSLA before the election wasn't a random "gamble". | 1 | -SuperUserDO | 2024-11-23T03:06:29 | null | 1 | /r/CanadianInvestor/comments/1gvbkss/my_gains_are_not_bad_but_i_feel_dumb/lyitq8s/ | 0 | t3_1gvbkss | t3_1gvbkss | false | false |
lyiu3c2 | strawman argument re: MSTR
just because something will go bankrupt in 1,000 years doesn't mean it's a bad investment for the next two months | 1 | -SuperUserDO | 2024-11-23T03:09:00 | null | 1 | /r/CanadianInvestor/comments/1gvbkss/my_gains_are_not_bad_but_i_feel_dumb/lyiu3c2/ | 1 | t3_1gvbkss | t1_ly0reis | false | false |
lyiv1k4 | I tried for years to get my parents away from IG. | 2 | senorhyperface | 2024-11-23T03:15:35 | null | 0 | /r/CanadianInvestor/comments/1gxcz0i/this_wealthsimple_promo_is_so_out_of_touch/lyiv1k4/ | 3 | t3_1gxcz0i | t1_lygbo8n | false | false |
lyivb5q | This iPhone is not worth even 1000. | 1 | senorhyperface | 2024-11-23T03:17:30 | null | -3 | /r/CanadianInvestor/comments/1gxcz0i/this_wealthsimple_promo_is_so_out_of_touch/lyivb5q/ | 3 | t3_1gxcz0i | t1_lygsaku | false | false |
lyivf9b | If the account serves your needs why would you? | 5 | senorhyperface | 2024-11-23T03:18:19 | null | 4 | /r/CanadianInvestor/comments/1gxcz0i/this_wealthsimple_promo_is_so_out_of_touch/lyivf9b/ | 4 | t3_1gxcz0i | t1_lyglalg | false | false |
lyivik7 | What’s shitty? | 5 | senorhyperface | 2024-11-23T03:18:59 | null | 4 | /r/CanadianInvestor/comments/1gxcz0i/this_wealthsimple_promo_is_so_out_of_touch/lyivik7/ | 6 | t3_1gxcz0i | t1_lyhlilt | false | false |
lyixd18 | 32% 50/50 in ZNQ/ZSP in one account and 50/50 in ZUQ/ZSP in the other | 9 | Haber88 | 2024-11-23T03:32:11 | null | 7 | /r/CanadianInvestor/comments/1gxpwkj/whats_your_ytd_return_so_far_and_what_did_you/lyixd18/ | 0 | t3_1gxpwkj | t3_1gxpwkj | false | false |
lyixguq | i'm up about 44% YTD in my trading account. I hold about 50% AMZN and the remaining sprinkled into NFLX, SHOP, then a good core in VB and VOO.
Let'r Buck | 5 | bigstankfoot | 2024-11-23T03:32:57 | null | 4 | /r/CanadianInvestor/comments/1gxpwkj/whats_your_ytd_return_so_far_and_what_did_you/lyixguq/ | 0 | t3_1gxpwkj | t3_1gxpwkj | false | false |
lyiy840 | 40.31% YTD - short term investments in many different companies ranging from 1 day to 6 months in duration. Quick small gains are good enough for me, never felt the need to swing for home runs. | 2 | thorpfan | 2024-11-23T03:38:26 | null | -2 | /r/CanadianInvestor/comments/1gxpwkj/whats_your_ytd_return_so_far_and_what_did_you/lyiy840/ | 0 | t3_1gxpwkj | t3_1gxpwkj | false | false |
lyiycgu | Highest return is my TFSA account which is 106% up. Lowest is my young adult daughters non registered account with 26% which started just I this August. I buy solely NVIDIA | 2 | tapiocacappuccino | 2024-11-23T03:39:18 | null | 0 | /r/CanadianInvestor/comments/1gxpwkj/whats_your_ytd_return_so_far_and_what_did_you/lyiycgu/ | 0 | t3_1gxpwkj | t3_1gxpwkj | false | false |
lyiyt1r | This promo honestly made me question having my investments with this company | 1 | BrockAndaHardPlace | 2024-11-23T03:42:36 | null | -2 | /r/CanadianInvestor/comments/1gxcz0i/this_wealthsimple_promo_is_so_out_of_touch/lyiyt1r/ | 0 | t3_1gxcz0i | t3_1gxcz0i | false | false |
lyiyxr0 | 145%, Bitcoin, Mstr, and Tesla | 12 | Mr_HODL1993 | 2024-11-23T03:43:32 | null | 11 | /r/CanadianInvestor/comments/1gxpwkj/whats_your_ytd_return_so_far_and_what_did_you/lyiyxr0/ | 0 | t3_1gxpwkj | t3_1gxpwkj | false | false |
lyiz6kr | Does the same go for Questtrade? | 1 | rob1099 | 2024-11-23T03:45:16 | null | -1 | /r/CanadianInvestor/comments/1gxlwcb/can_this_happen_to_wealthsimple/lyiz6kr/ | 0 | t3_1gxlwcb | t3_1gxlwcb | false | false |
lyiz8qz | Sounds like a lot of work. | 13 | ryan0063 | 2024-11-23T03:45:41 | null | 12 | /r/CanadianInvestor/comments/1gxpwkj/whats_your_ytd_return_so_far_and_what_did_you/lyiz8qz/ | 1 | t3_1gxpwkj | t1_lyiy840 | false | false |
lyiz92k | congrats | 3 | -SuperUserDO | 2024-11-23T03:45:45 | null | 3 | /r/CanadianInvestor/comments/1gxpwkj/whats_your_ytd_return_so_far_and_what_did_you/lyiz92k/ | 1 | t3_1gxpwkj | t1_lyiyxr0 | false | false |
lyiz9vc | diamond hands | 3 | -SuperUserDO | 2024-11-23T03:45:55 | null | 0 | /r/CanadianInvestor/comments/1gxpwkj/whats_your_ytd_return_so_far_and_what_did_you/lyiz9vc/ | 1 | t3_1gxpwkj | t1_lyiycgu | false | false |
lyizjw0 | 250% due to PLTR | 10 | Tank_The_C4 | 2024-11-23T03:47:54 | null | 9 | /r/CanadianInvestor/comments/1gxpwkj/whats_your_ytd_return_so_far_and_what_did_you/lyizjw0/ | 0 | t3_1gxpwkj | t3_1gxpwkj | false | false |
lyizvls | Total: 78.82%
TFSA: TSLA, CLSK, 68.57%
Crypto: BTC, SOL, 163.77% | 1 | Bobbybluffer | 2024-11-23T03:50:15 | null | 0 | /r/CanadianInvestor/comments/1gxpwkj/whats_your_ytd_return_so_far_and_what_did_you/lyizvls/ | 0 | t3_1gxpwkj | t3_1gxpwkj | false | false |
lyj0t1u | Rhc.v hopefully something happens | 1 | drunkfox04 | 2024-11-23T03:56:58 | null | 1 | /r/CanadianInvestor/comments/1gxpwkj/whats_your_ytd_return_so_far_and_what_did_you/lyj0t1u/ | 0 | t3_1gxpwkj | t3_1gxpwkj | false | false |
lyj0x17 | 210% PLTR, MSTR, SHOP, and IBIT | 46 | chrisco571 | 2024-11-23T03:57:47 | null | 45 | /r/CanadianInvestor/comments/1gxpwkj/whats_your_ytd_return_so_far_and_what_did_you/lyj0x17/ | 0 | t3_1gxpwkj | t3_1gxpwkj | false | false |
lyj16uh | Main trading account +76% big winners btcc, rddt, pltr tax sheltered access +32% us equity index funds | 5 | JustAHumbleMonk | 2024-11-23T03:59:47 | null | 4 | /r/CanadianInvestor/comments/1gxpwkj/whats_your_ytd_return_so_far_and_what_did_you/lyj16uh/ | 0 | t3_1gxpwkj | t3_1gxpwkj | false | false |
lyj1o8a | I do this every year, that's why I'm with WS to consider this. It's not that difficult to make 1000s every year. | 1 | Gabers49 | 2024-11-23T04:03:21 | null | 1 | /r/CanadianInvestor/comments/1gxcz0i/this_wealthsimple_promo_is_so_out_of_touch/lyj1o8a/ | 2 | t3_1gxcz0i | t1_lyg4ob2 | false | false |
lyj1sy1 | Doing the same shit as the Ontario PCs. If anyone was serious about helping the middle class they would cut income taxes. | 3 | EddyMcDee | 2024-11-23T04:04:20 | null | 2 | /r/CanadianInvestor/comments/1gxl6e8/canadas_tax_relief_plan_who_gets_a_cheque/lyj1sy1/ | 0 | t3_1gxl6e8 | t3_1gxl6e8 | false | false |
lyj29m5 | According to RBC DI 38%. Got lucky with some outperformers like AXON, CLS, TT and FI | 1 | 1baby2cats | 2024-11-23T04:07:50 | null | 1 | /r/CanadianInvestor/comments/1gxpwkj/whats_your_ytd_return_so_far_and_what_did_you/lyj29m5/ | 0 | t3_1gxpwkj | t3_1gxpwkj | false | false |
lyj2eba | That's the joke they were going for.
If you don't get it...
*Look of great realization
You'll pay for it... | 2 | angershark | 2024-11-23T04:08:49 | null | 1 | /r/CanadianInvestor/comments/1gxcz0i/this_wealthsimple_promo_is_so_out_of_touch/lyj2eba/ | 4 | t3_1gxcz0i | t1_lygo9di | false | false |
lyj2q1d | 22% ytd.
XEQT/XAW/VFV in my TFSA,
VOO in my RRSP. | 42 | llebberrr | 2024-11-23T04:11:17 | null | 40 | /r/CanadianInvestor/comments/1gxpwkj/whats_your_ytd_return_so_far_and_what_did_you/lyj2q1d/ | 0 | t3_1gxpwkj | t3_1gxpwkj | false | false |
lyj2sfm | 400% solana | 3 | Dunitanime | 2024-11-23T04:11:47 | null | 0 | /r/CanadianInvestor/comments/1gxpwkj/whats_your_ytd_return_so_far_and_what_did_you/lyj2sfm/ | 0 | t3_1gxpwkj | t3_1gxpwkj | false | false |
lyj31zc | 15.5%
Mostly VFV/XEQT, a bit of XEC/XEF and then RACE and COSTCO are our 15% fun stocks. | 7 | FolkmasterFlex | 2024-11-23T04:13:49 | null | 6 | /r/CanadianInvestor/comments/1gxpwkj/whats_your_ytd_return_so_far_and_what_did_you/lyj31zc/ | 0 | t3_1gxpwkj | t3_1gxpwkj | false | false |
lyj3ebd | I started in May and am up 20% | 5 | trodg23 | 2024-11-23T04:16:24 | null | 5 | /r/CanadianInvestor/comments/1gxpwkj/whats_your_ytd_return_so_far_and_what_did_you/lyj3ebd/ | 0 | t3_1gxpwkj | t3_1gxpwkj | false | false |
lyj3nhs | 76%
Mix of etf/single stock (Tesla, Nvidia, Brookfield) | 1 | nastynastoescobar | 2024-11-23T04:18:22 | null | 1 | /r/CanadianInvestor/comments/1gxpwkj/whats_your_ytd_return_so_far_and_what_did_you/lyj3nhs/ | 0 | t3_1gxpwkj | t3_1gxpwkj | false | false |
lyj3x1w | All the jealous haters downvoting | 3 | hockeyfan1990 | 2024-11-23T04:20:22 | null | 1 | /r/CanadianInvestor/comments/1gxpwkj/whats_your_ytd_return_so_far_and_what_did_you/lyj3x1w/ | 0 | t3_1gxpwkj | t3_1gxpwkj | false | false |
lyj5ldd | Wait -what, Stocks can go up? | 33 | saabzternater | 2024-11-23T04:33:17 | null | 33 | /r/CanadianInvestor/comments/1gxpwkj/whats_your_ytd_return_so_far_and_what_did_you/lyj5ldd/ | 0 | t3_1gxpwkj | t3_1gxpwkj | false | false |
lyj7b3w | 121% in TFSA and 51% in retirement accounts. TSLA and mining stocks mostly. | 1 | 2PhotoKaz | 2024-11-23T04:46:48 | null | -2 | /r/CanadianInvestor/comments/1gxpwkj/whats_your_ytd_return_so_far_and_what_did_you/lyj7b3w/ | 0 | t3_1gxpwkj | t3_1gxpwkj | false | false |
lyj8wtu | Can you explain the no withdrawing the money with the exception of FHSA, say you put the 100k in WS FHSA but want to make a down-payment? | 1 | LegendaryVenusaur | 2024-11-23T04:59:45 | null | 1 | /r/CanadianInvestor/comments/1gxcz0i/this_wealthsimple_promo_is_so_out_of_touch/lyj8wtu/ | 2 | t3_1gxcz0i | t1_lyiaeet | false | false |
lyj9q0r | I'm rooting for LULU and I'm up nicely already after holding a bag for a while throughout August and September. Still very attractive from a valuation standpoint and much bigger than just yoga pants these days. I wear abcs and someone told me my ass looked amazing the other day, and I'm a dude. I think all the signs are there. | 1 | werk_werk | 2024-11-23T05:06:31 | null | 1 | /r/CanadianInvestor/comments/1gx5a1x/daily_discussion_thread_for_november_22_2024/lyj9q0r/ | 1 | t3_1gx5a1x | t1_lyg7p78 | false | false |
lyjaacf | I always put one cent below the bid price and I'd say the transaction can be successful 99% of the time | 2 | edm_guy2 | 2024-11-23T05:11:17 | null | 2 | /r/CanadianInvestor/comments/1gxjw3x/advice_please_market_or_limit_sell_td_eseries_and/lyjaacf/ | 1 | t3_1gxjw3x | t1_lyhvflb | false | false |
lyjacjo | How do people calculate return, have you had these investments a whole year and didn't add to it?
Like if you have investments from last year, then add some in march and then October, how are you supposed to calculate | 9 | Servichay | 2024-11-23T05:11:48 | null | 5 | /r/CanadianInvestor/comments/1gxpwkj/whats_your_ytd_return_so_far_and_what_did_you/lyjacjo/ | 1 | t3_1gxpwkj | t1_lyj0x17 | false | false |
lyjag4j | 150% mainly btc | 2 | littlepino34 | 2024-11-23T05:12:38 | null | 1 | /r/CanadianInvestor/comments/1gxpwkj/whats_your_ytd_return_so_far_and_what_did_you/lyjag4j/ | 0 | t3_1gxpwkj | t3_1gxpwkj | false | false |
lyjaj0c | Most people here beat the SP500 ratio lmaoo | 5 | shugo7 | 2024-11-23T05:13:18 | null | 4 | /r/CanadianInvestor/comments/1gxpwkj/whats_your_ytd_return_so_far_and_what_did_you/lyjaj0c/ | 0 | t3_1gxpwkj | t3_1gxpwkj | false | false |
lyjaqb0 | 40% overall net worth appreciation (cash plus investments). Can't be bothered to figure out the portfolio return since I moved a bunch of accounts around.
I did a bit of rebalancing this year and went mostly in on XEQT, and then a little in CIBC when it dipped in the summer | 0 | omnicorp_intl | 2024-11-23T05:15:02 | null | -1 | /r/CanadianInvestor/comments/1gxpwkj/whats_your_ytd_return_so_far_and_what_did_you/lyjaqb0/ | 0 | t3_1gxpwkj | t3_1gxpwkj | false | false |
lyjb1pt | real answer | 0 | InterestingStretch56 | 2024-11-23T05:17:46 | null | -9 | /r/CanadianInvestor/comments/1gxpwkj/whats_your_ytd_return_so_far_and_what_did_you/lyjb1pt/ | 1 | t3_1gxpwkj | t1_lyj2sfm | false | false |
lyjbfb1 | Switched my RRSP to WS on Aug 30 and since then I'm up 102.47%. Was holding NVDA, ARE, RKLB for the first 2 months, then started daytrading. Up quite a bit past 3 weeks with plays on RKLB, LUNR, PLTR, OKLO, NNE, SMR and today with PDYN. | 3 | lsdc86 | 2024-11-23T05:20:58 | null | 2 | /r/CanadianInvestor/comments/1gxpwkj/whats_your_ytd_return_so_far_and_what_did_you/lyjbfb1/ | 0 | t3_1gxpwkj | t3_1gxpwkj | false | false |
lyjbmkf | Around $1 million in private mortgages. YTD is around $150K cash. | -1 | Staplersarefun | 2024-11-23T05:22:41 | null | -7 | /r/CanadianInvestor/comments/1gxpwkj/whats_your_ytd_return_so_far_and_what_did_you/lyjbmkf/ | 0 | t3_1gxpwkj | t3_1gxpwkj | false | false |
lyjbr5u | Up over 150%, NVDA, PLTR, SOFI, BTCC, are my biggest holdings right now all in a non-registered, wish it was my TSFA sadly | 8 | InterestingStretch56 | 2024-11-23T05:23:46 | null | 8 | /r/CanadianInvestor/comments/1gxpwkj/whats_your_ytd_return_so_far_and_what_did_you/lyjbr5u/ | 0 | t3_1gxpwkj | t3_1gxpwkj | false | false |
lyjbtaw | I legitimately laughed out loud | 1 | techtimee | 2024-11-23T05:24:16 | null | -1 | /r/CanadianInvestor/comments/1gxcz0i/this_wealthsimple_promo_is_so_out_of_touch/lyjbtaw/ | 0 | t3_1gxcz0i | t3_1gxcz0i | false | false |
lyjdjjz | Tesla is up this year about 150% from its lows - so im just making money back.... when i bought, im up over 1500% or so | 1 | hockeytemper | 2024-11-23T05:39:01 | null | -1 | /r/CanadianInvestor/comments/1gxpwkj/whats_your_ytd_return_so_far_and_what_did_you/lyjdjjz/ | 0 | t3_1gxpwkj | t3_1gxpwkj | false | false |