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lycn6o7 | National Bank Direct Brokerage | 2 | 7MillnMan | 2024-11-22T02:23:21 | null | 2 | /r/CanadianInvestor/comments/1gv7vw9/looking_to_move_away_from_td_direct_investing/lycn6o7/ | 4 | t3_1gv7vw9 | t1_ly1f9db | false | false |
lycnee5 | True, but with the Simplii account, he can keep making gains until he buys the property. | 1 | Lightning_Catcher258 | 2024-11-22T02:24:39 | null | 1 | /r/CanadianInvestor/comments/1gwthmt/where_to_temporarily_park_100k/lycnee5/ | 2 | t3_1gwthmt | t1_lycjmxv | false | false |
lycodvv | It is 47.61 | 1 | im__a_robot | 2024-11-22T02:30:37 | null | 1 | /r/CanadianInvestor/comments/1gv0t9l/nveito_delisted/lycodvv/ | 2 | t3_1gv0t9l | t1_lyak9wl | false | false |
lycp2cg | It's very rare that investing in a non-registered account is better than an RRSP. A non-registered account will tax you on top of the income tax you already paid. In an RRSP, at worst, you might have to pay a little bit extra tax versus if you would've put it in a TFSA if you end up withdrawing in a higher tax bracket. | 1 | Lightning_Catcher258 | 2024-11-22T02:34:41 | null | 1 | /r/CanadianInvestor/comments/1gv0ir1/am_i_better_off_investing_investing_in_non/lycp2cg/ | 0 | t3_1gv0ir1 | t3_1gv0ir1 | false | false |
lycpm3d | Depends on the duration and premium on the contract. Plus interest is going down | 3 | mech9t5 | 2024-11-22T02:38:02 | null | 3 | /r/CanadianInvestor/comments/1gwncch/wealthsimple_covered_calls/lycpm3d/ | 2 | t3_1gwncch | t1_lycf0xy | false | false |
lycqs33 | Does not depend. Covered call = cash secured put + risk-free bond of the same duration. May depend on commissions though (eg if interest is lower than added commissions to buy shares, but Wealthsimple does not charge commissions). | 1 | dimonoid123 | 2024-11-22T02:45:10 | null | 1 | /r/CanadianInvestor/comments/1gwncch/wealthsimple_covered_calls/lycqs33/ | 3 | t3_1gwncch | t1_lycpm3d | false | false |
lycrucj | I personally prefer using XGRO since I don't want to rebalance the portfolio. However, there's no wrong answer. It depends on your preference.
. | 1 | wethenorth2 | 2024-11-22T02:51:36 | null | 1 | /r/CanadianInvestor/comments/1gvruxj/xeqt_bonds_etf_or_xgro/lycrucj/ | 0 | t3_1gvruxj | t3_1gvruxj | false | false |
lycruw0 | Passive, for the time being. | 1 | IntroductionOk5386 | 2024-11-22T02:51:42 | null | 1 | /r/CanadianInvestor/comments/1gwvd5v/looking_for_investing_advice/lycruw0/ | 1 | t3_1gwvd5v | t1_lycmvit | false | false |
lyct9vw | Whatever you say bro | 2 | mech9t5 | 2024-11-22T03:00:22 | null | 1 | /r/CanadianInvestor/comments/1gwncch/wealthsimple_covered_calls/lyct9vw/ | 4 | t3_1gwncch | t1_lycqs33 | false | false |
lycu7nd | I think they don’t offer Canadian securities for covered call. Just US securities. Good for nothing | 7 | jackhawk56 | 2024-11-22T03:06:08 | null | 7 | /r/CanadianInvestor/comments/1gwncch/wealthsimple_covered_calls/lycu7nd/ | 0 | t3_1gwncch | t3_1gwncch | false | false |
lycuuv8 | What do you all think of dollarama stock | 0 | Iconicbloke | 2024-11-22T03:10:08 | null | -1 | /r/CanadianInvestor/comments/1gwdoc6/daily_discussion_thread_for_november_21_2024/lycuuv8/ | 0 | t3_1gwdoc6 | t3_1gwdoc6 | false | false |
lycwhs8 | $70k pension+ cpp and oas? Or does that include cpp and oas?
$70k is like holding $1.4m in savings.
What you should look at is ways you can defer cpp using savings as the ROI on that is fantastic. If you can defer cpp to 70 it's worth doing. | 8 | rainman_104 | 2024-11-22T03:20:21 | null | 7 | /r/CanadianInvestor/comments/1gwvd5v/looking_for_investing_advice/lycwhs8/ | 0 | t3_1gwvd5v | t3_1gwvd5v | false | false |
lycxt1e | It's too expensive. But whatever it falls by in the short term, it will eventually regain. | 5 | SirBobPeel | 2024-11-22T03:28:22 | null | 4 | /r/CanadianInvestor/comments/1gwdoc6/daily_discussion_thread_for_november_21_2024/lycxt1e/ | 1 | t3_1gwdoc6 | t1_lycuuv8 | false | false |
lycxugz | I don't use WS, but if WS pays interest on the cash used to secure the put, then the difference between the long stock + CC position vs cash-secured put is minimal. | 1 | rascalscooters | 2024-11-22T03:28:37 | null | 1 | /r/CanadianInvestor/comments/1gwncch/wealthsimple_covered_calls/lycxugz/ | 4 | t3_1gwncch | t1_lycqs33 | false | false |
lycy2ea | I have seen on multiple websites that show insider’s activity they all have been selling not one share was bought so i wonder how this stock will look like in the future | 1 | Iconicbloke | 2024-11-22T03:30:02 | null | 0 | /r/CanadianInvestor/comments/1gwdoc6/daily_discussion_thread_for_november_21_2024/lycy2ea/ | 2 | t3_1gwdoc6 | t1_lycxt1e | false | false |
lycy441 | 1) Wealthsimple does not allow cash secured puts
2) If they allowed, pretty sure they wouldn't have paid any interest on cash. And if they did pay interest, it would have been less than risk-free rate(just as all other brokers). | 0 | dimonoid123 | 2024-11-22T03:30:21 | null | -1 | /r/CanadianInvestor/comments/1gwncch/wealthsimple_covered_calls/lycy441/ | 5 | t3_1gwncch | t1_lycxugz | false | false |
lycy4oq | I'm now up over 300% on CLS in the last year and some. CSU is also a very capable Canadian tech company. | 0 | SirBobPeel | 2024-11-22T03:30:27 | null | 0 | /r/CanadianInvestor/comments/1gwdoc6/daily_discussion_thread_for_november_21_2024/lycy4oq/ | 2 | t3_1gwdoc6 | t1_ly9fsr5 | false | false |
lycz0tl | PNG yes, GOOG no. Because the news comes from the current government, it sets up \*that new government\* to blunderbuss a "We are cancelling the DOJ case against Google" announcement on Twitter late at night, and stop this in its tracks. It's just set up on a tee to do that. But GOOG is a massive company, and the law of large numbers does apply. PNG on the other hand - Canadian company announces a quarterly 50% in revenue, 40% increase in net income, yet goes down 12%. I'm buying that dip. | 1 | cogit2 | 2024-11-22T03:36:07 | null | 0 | /r/CanadianInvestor/comments/1gwdoc6/daily_discussion_thread_for_november_21_2024/lycz0tl/ | 1 | t3_1gwdoc6 | t1_lyarxrz | false | false |
lyd2nhv | Just did this myself. | 2 | jenniferk24 | 2024-11-22T03:59:02 | null | 1 | /r/CanadianInvestor/comments/1gwthmt/where_to_temporarily_park_100k/lyd2nhv/ | 1 | t3_1gwthmt | t1_lybvv7j | false | false |
lyd2wc5 | Only for some. They offered me 5.25% until Feb 28. I’m an existing customer. I think 6% is if you are new. | 2 | jenniferk24 | 2024-11-22T04:00:40 | null | 2 | /r/CanadianInvestor/comments/1gwthmt/where_to_temporarily_park_100k/lyd2wc5/ | 1 | t3_1gwthmt | t1_lycb6ql | false | false |
lyd398n | People are allowed to have differing opinion :) !remindme 1 year !remindme 5 year !remindme 10 year | 0 | kevdanga | 2024-11-22T04:03:04 | null | 0 | /r/CanadianInvestor/comments/1gwuq9u/ive_10k_to_invest_now_xeqt_or_xwd_or_xaw_which/lyd398n/ | 2 | t3_1gwuq9u | t1_lycf1ew | false | false |
lyd3dpf | I will be messaging you in 1 year on [**2025-11-22 04:03:04 UTC**](http://www.wolframalpha.com/input/?i=2025-11-22%2004:03:04%20UTC%20To%20Local%20Time) to remind you of [**this link**](https://www.reddit.com/r/CanadianInvestor/comments/1gwuq9u/ive_10k_to_invest_now_xeqt_or_xwd_or_xaw_which/lyd398n/?context=3)
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|-|-|-|-| | 0 | RemindMeBot | 2024-11-22T04:03:53 | null | -1 | /r/CanadianInvestor/comments/1gwuq9u/ive_10k_to_invest_now_xeqt_or_xwd_or_xaw_which/lyd3dpf/ | 3 | t3_1gwuq9u | t1_lyd398n | false | false |
lyd3hhl | True. It's only for new customers. | 1 | Lightning_Catcher258 | 2024-11-22T04:04:35 | null | 1 | /r/CanadianInvestor/comments/1gwthmt/where_to_temporarily_park_100k/lyd3hhl/ | 2 | t3_1gwthmt | t1_lyd2wc5 | false | false |
lyd4x5n | I had 20% zag and when XEQT dipped I sold my bonds to buy 100% XEQT. | 2 | NastroAzzurro | 2024-11-22T04:14:01 | null | 2 | /r/CanadianInvestor/comments/1gvruxj/xeqt_bonds_etf_or_xgro/lyd4x5n/ | 0 | t3_1gvruxj | t3_1gvruxj | false | false |
lyd6gkr | Depends on your income today and your expected income in retirement. RRSP contributions when you are in the 25% tax bracket only make sense of you think you’ll be in a lower tax bracket once you are retired. Otherwise, you are getting a credit at 25% today for money you will pay more on when you withdraw in retirement. | 1 | jenniferk24 | 2024-11-22T04:24:25 | null | 1 | /r/CanadianInvestor/comments/1gvt15n/where_to_start/lyd6gkr/ | 3 | t3_1gvt15n | t1_ly9kbns | false | false |
lyd6rt9 | FHSA is where I’ve told my 20 something children to save after they max TFSA. If they don’t buy a house with it, it can be transferred to their RRSP later. | 1 | jenniferk24 | 2024-11-22T04:26:32 | null | 1 | /r/CanadianInvestor/comments/1gvt15n/where_to_start/lyd6rt9/ | 3 | t3_1gvt15n | t1_ly9lu1e | false | false |
lyd93lv | It really isn't. | 1 | HowsYourSexLifeMarc | 2024-11-22T04:43:01 | null | 1 | /r/CanadianInvestor/comments/1gwdoc6/daily_discussion_thread_for_november_21_2024/lyd93lv/ | 2 | t3_1gwdoc6 | t1_lya76gf | false | false |
lyd9bhn | I'm sure you have much more insight on this issue than all the PhDs and CFAs working at the world's largest asset managers.
Please continue giving us your highly qualified opinion. | 3 | digital_tuna | 2024-11-22T04:44:37 | null | 3 | /r/CanadianInvestor/comments/1gwuq9u/ive_10k_to_invest_now_xeqt_or_xwd_or_xaw_which/lyd9bhn/ | 3 | t3_1gwuq9u | t1_lyd398n | false | false |
lyd9tp4 | Let’s reconnect on the above intervals and see who ends up right. | 1 | kevdanga | 2024-11-22T04:48:20 | null | 1 | /r/CanadianInvestor/comments/1gwuq9u/ive_10k_to_invest_now_xeqt_or_xwd_or_xaw_which/lyd9tp4/ | 4 | t3_1gwuq9u | t1_lyd9bhn | false | false |
lydcszq | You might be surprised to learn that some of us invest for more than 10 years, so those intervals don't mean anything to long term investors.
Stock performance of countries is random and unpredictable. [Here's a 20 year sample of returns for 22 developed countries.](https://www.saltmarshcpa.com/cpa-news/blog/which_country_will_outperform__here_s_why_it_shouldn_t_matte.asp)
Pick a country and see how they ranked from year to year across those two decades, and you'll see how random the relative performance is. The worst country one year is sometimes the best country the following year, or vice versa. This is why you shouldn't base your portfolio allocations on your opinion about expected performance of a particular country. | 3 | digital_tuna | 2024-11-22T05:11:27 | null | 3 | /r/CanadianInvestor/comments/1gwuq9u/ive_10k_to_invest_now_xeqt_or_xwd_or_xaw_which/lydcszq/ | 5 | t3_1gwuq9u | t1_lyd9tp4 | false | false |
lydcwir | Let’s reconnect at 20 and 30 years as well! | 1 | kevdanga | 2024-11-22T05:12:14 | null | 1 | /r/CanadianInvestor/comments/1gwuq9u/ive_10k_to_invest_now_xeqt_or_xwd_or_xaw_which/lydcwir/ | 6 | t3_1gwuq9u | t1_lydcszq | false | false |
lydemtj | > I'll be super interested then.
So how do you get your mind around the size of their debt?
I spent next to no time looking into it, but a cursory glance said their debt will be tough for them to manage in a softening economy, which makes BCE an untouchable for me.
Edit: Hats off on the good call, by the way. | 2 | Woodporter | 2024-11-22T05:26:24 | null | 2 | /r/CanadianInvestor/comments/1gwdoc6/daily_discussion_thread_for_november_21_2024/lydemtj/ | 1 | t3_1gwdoc6 | t1_lya9pyy | false | false |
lydesl5 | Good luck with your gambling. | 2 | digital_tuna | 2024-11-22T05:27:45 | null | 2 | /r/CanadianInvestor/comments/1gwuq9u/ive_10k_to_invest_now_xeqt_or_xwd_or_xaw_which/lydesl5/ | 7 | t3_1gwuq9u | t1_lydcwir | false | false |
lydg2aj | Open a self-directed RRSP investment account at one of the low fee places - Questrade, Wealthsimple. Get the new investment brokerage to transfer your account “in kind” from the credit union to your new account. Sell mutual funds, buy all-in-one ETF. Consider TFSA first as mentioned by someone else but don’t withdraw the registered funds and pay tax on them to move them to a TFSA now. Just put new contributions into a TFSA. Your brokerage firm will have many account types and you can have several. | 1 | jenniferk24 | 2024-11-22T05:38:23 | null | 1 | /r/CanadianInvestor/comments/1gwfhij/please_help_my_rsp_or_tfsa/lydg2aj/ | 0 | t3_1gwfhij | t3_1gwfhij | false | false |
lydgdc5 | i live in a very high cost of living area but ill admit i do live quite well in my time off. i will likely work on both at the same time and throw my tax return at my mortgage | 1 | sharknado__ | 2024-11-22T05:40:59 | null | 1 | /r/CanadianInvestor/comments/1gwfhij/please_help_my_rsp_or_tfsa/lydgdc5/ | 3 | t3_1gwfhij | t1_ly9vma7 | false | false |
lydjxj4 | Ive had it for a few weeks now. Works just like you'd expect. Hit sell on a stock, click covered calls. Select strike and date. Can do limit orders or market. Submit. $2 fee per contract.
Have to have a USD account tho. | 2 | Lichius | 2024-11-22T06:12:16 | null | 2 | /r/CanadianInvestor/comments/1gwncch/wealthsimple_covered_calls/lydjxj4/ | 0 | t3_1gwncch | t3_1gwncch | false | false |
lydk4e5 | You can easily get the risk free rate through money market funds or directly buying t-bills. | 1 | Dangerous_Position79 | 2024-11-22T06:14:00 | null | 1 | /r/CanadianInvestor/comments/1gwncch/wealthsimple_covered_calls/lydk4e5/ | 6 | t3_1gwncch | t1_lycy441 | false | false |
lydk7eg | If only there were margin accounts. | 1 | dimonoid123 | 2024-11-22T06:14:46 | null | 1 | /r/CanadianInvestor/comments/1gwncch/wealthsimple_covered_calls/lydk7eg/ | 7 | t3_1gwncch | t1_lydk4e5 | false | false |
lydk8xz | It's $2 a contract lol. Unless you're already rich and selling 100s of contracts a year the difference is negligible to IBKR. If you're that savvy of a trader then what are you even doing on wealth simple to begin with. | 1 | Lichius | 2024-11-22T06:15:10 | null | 1 | /r/CanadianInvestor/comments/1gwncch/wealthsimple_covered_calls/lydk8xz/ | 1 | t3_1gwncch | t1_lyb6g6x | false | false |
lydlfqo | The existence of margin accounts does not take away from your being wrong about easily being able to get the risk-free rate | 1 | Dangerous_Position79 | 2024-11-22T06:26:09 | null | 1 | /r/CanadianInvestor/comments/1gwncch/wealthsimple_covered_calls/lydlfqo/ | 8 | t3_1gwncch | t1_lydk7eg | false | false |
lydlka5 | I mean, it would be impossible in a cash account. | 1 | dimonoid123 | 2024-11-22T06:27:20 | null | 1 | /r/CanadianInvestor/comments/1gwncch/wealthsimple_covered_calls/lydlka5/ | 9 | t3_1gwncch | t1_lydlfqo | false | false |
lydpgc6 | Yes, all ETFs outside of XEQT should be considered gambling 🤷♂️ | 1 | kevdanga | 2024-11-22T07:04:39 | null | 1 | /r/CanadianInvestor/comments/1gwuq9u/ive_10k_to_invest_now_xeqt_or_xwd_or_xaw_which/lydpgc6/ | 8 | t3_1gwuq9u | t1_lydesl5 | false | false |
lydqe20 | Considering I have no idea what you mean by Catch 22, maybe you're not communicating your value effectively to prospective clients. | 1 | Hexadecimalkink | 2024-11-22T07:13:59 | null | 1 | /r/CanadianInvestor/comments/1gx0wap/feeling_frustrated_for_not_finding_any_investor/lydqe20/ | 0 | t3_1gx0wap | t3_1gx0wap | false | false |
lydzzjv | Thanks for that idea | 2 | IntroductionOk5386 | 2024-11-22T08:55:57 | null | 1 | /r/CanadianInvestor/comments/1gwvd5v/looking_for_investing_advice/lydzzjv/ | 1 | t3_1gwvd5v | t1_lycwhs8 | false | false |
lyeci32 | Of course, but you pay less commission if it’s a single trade. Can be a significant amount when I’m rolling a bunch of contracts in a single order. | 2 | SeeYahNextTuesday | 2024-11-22T11:10:43 | null | 2 | /r/CanadianInvestor/comments/1gwncch/wealthsimple_covered_calls/lyeci32/ | 2 | t3_1gwncch | t1_lyawfnn | false | false |
lyee6i3 | LOL yes asking someone experienced would be better on reddit | 1 | LorenzaCote | 2024-11-22T11:27:07 | null | 0 | /r/CanadianInvestor/comments/1gwvd5v/looking_for_investing_advice/lyee6i3/ | 1 | t3_1gwvd5v | t1_lycmshz | false | false |
lyefzyq | Yeah it is so expensive that I didn't even buy any though I want to | 1 | WavaSturm | 2024-11-22T11:43:57 | null | 1 | /r/CanadianInvestor/comments/1gwdoc6/daily_discussion_thread_for_november_21_2024/lyefzyq/ | 2 | t3_1gwdoc6 | t1_lycxt1e | false | false |
lyege9e | Defer CPP or OAS? If there are that many non working years between 51 and 65 doesn't that negatively impact the CPP calculation? To the point where deferring doesn't help? | 4 | Physical_Wonder_6998 | 2024-11-22T11:47:30 | null | 2 | /r/CanadianInvestor/comments/1gwvd5v/looking_for_investing_advice/lyege9e/ | 1 | t3_1gwvd5v | t1_lycwhs8 | false | false |
lyehjxy | > I remember how bearish this sub was about Canadian equities, thought they were so bad.
most people here literally don't know what theyre talking about and are just gambling | 1 | NewMom2002 | 2024-11-22T11:57:32 | null | 1 | /r/CanadianInvestor/comments/1gwdoc6/daily_discussion_thread_for_november_21_2024/lyehjxy/ | 1 | t3_1gwdoc6 | t1_ly9gobb | false | false |
lyeirvj | What is your annual spending? It's a big factor here. | 1 | Dadoftwingirls | 2024-11-22T12:07:53 | null | 0 | /r/CanadianInvestor/comments/1gwvd5v/looking_for_investing_advice/lyeirvj/ | 0 | t3_1gwvd5v | t3_1gwvd5v | false | false |
lyeitor | You have a good plan already. Maybe your investment choices need a little adjustment. Keep the portfolio simple that's the point of their ETFs. Having more diversity on diversity isnt better. XEQT is your main holding add VBAL (70/30). Keep the 75K in cash.To. | 0 | JustAHumbleMonk | 2024-11-22T12:08:19 | null | 0 | /r/CanadianInvestor/comments/1gwvd5v/looking_for_investing_advice/lyeitor/ | 0 | t3_1gwvd5v | t3_1gwvd5v | false | false |
lyejksl | Will Cash.to always hover around 3-5% ? | 1 | IntroductionOk5386 | 2024-11-22T12:14:26 | null | 0 | /r/CanadianInvestor/comments/1gwvd5v/looking_for_investing_advice/lyejksl/ | 1 | t3_1gwvd5v | t1_lyeitor | false | false |
lyelobf | About 96k. | 1 | IntroductionOk5386 | 2024-11-22T12:30:54 | null | 1 | /r/CanadianInvestor/comments/1gwvd5v/looking_for_investing_advice/lyelobf/ | 1 | t3_1gwvd5v | t1_lyeirvj | false | false |
lyercsl | So you're set. Take your $500k, put it in VRIF for $20k/year. Plus your pension, you are pretty much there. | 1 | Dadoftwingirls | 2024-11-22T13:12:02 | null | 1 | /r/CanadianInvestor/comments/1gwvd5v/looking_for_investing_advice/lyercsl/ | 2 | t3_1gwvd5v | t1_lyelobf | false | false |
lyf2kr8 | It's hard looking at some of my dividend stocks like MFC, ENB and POW that are at all time highs yet I think to myself I probably shouldn't sell them anyways. | 5 | Ironpikachu150 | 2024-11-22T14:23:17 | null | 4 | /r/CanadianInvestor/comments/1gx5a1x/daily_discussion_thread_for_november_22_2024/lyf2kr8/ | 0 | t3_1gx5a1x | t3_1gx5a1x | false | false |
lyf395a | [Most stocks suck.](https://finance.yahoo.com/news/one-stat-shows-how-hard-it-is-to-pick-market-beating-stocks-231312491.html) Only a handful are responsible for the market’s returns. Knowing which stocks those will be ahead of time is exceedingly difficult to predict consistently and reliably.
Dividends are irrelevant. When a stock goes ex-dividend, its share price must fall by the exact dollar amount distributed (all else being equal).
Selling shares produces the same outcome as receiving dividends. You’re simply moving money from one pocket to the other. It’s neither destroyed nor created.
From a risk-adjusted perspective, you should be agnostic with regards to how your returns materialize (before frictions, such as trading costs and taxes).
[Why Chasing Dividends is a Mistake](https://www.cbsnews.com/news/why-chasing-dividends-is-a-mistake/) | -1 | StoichMixture | 2024-11-22T14:27:20 | null | -4 | /r/CanadianInvestor/comments/1gx5a1x/daily_discussion_thread_for_november_22_2024/lyf395a/ | 1 | t3_1gx5a1x | t1_lyf2kr8 | false | false |
lyf3loq | Do you need to move the whole thing? Why not just move the amounts that you plan on doing frequent trades with?
I'm in the same boat with the commissions bothering me - though I plan to only move the amount that I'm trading more frequently (to IBKR), and leaving the long term positions with TD. At the end of the day I do like their responsiveness when I need help.
Also dont forget - with another institution there's more tax slips / reporting that needs to be handled. | 1 | SwimmingDownstream | 2024-11-22T14:29:23 | null | 1 | /r/CanadianInvestor/comments/1gv7vw9/looking_to_move_away_from_td_direct_investing/lyf3loq/ | 0 | t3_1gv7vw9 | t3_1gv7vw9 | false | false |
lyf420b | I’m up 210% with drip on MFC since I bought at 17$ in 2020. I’m not selling my best performer. | 7 | Agent2k4 | 2024-11-22T14:32:04 | null | 5 | /r/CanadianInvestor/comments/1gx5a1x/daily_discussion_thread_for_november_22_2024/lyf420b/ | 1 | t3_1gx5a1x | t1_lyf2kr8 | false | false |
lyf4hya | TSX is at all-time high.
Normal to have many large stock at all-time high | 17 | le_bib | 2024-11-22T14:34:41 | null | 14 | /r/CanadianInvestor/comments/1gx5a1x/daily_discussion_thread_for_november_22_2024/lyf4hya/ | 1 | t3_1gx5a1x | t1_lyf2kr8 | false | false |
lyf5g4l | Almost broken even with WBD stock! | 0 | LordPiraveen | 2024-11-22T14:40:13 | null | -6 | /r/CanadianInvestor/comments/1gx5a1x/daily_discussion_thread_for_november_22_2024/lyf5g4l/ | 0 | t3_1gx5a1x | t3_1gx5a1x | false | false |
lyf7wru | Considering adding a position in RBC, NB, CM. Any thoughts on the valuations of these names? | 1 | None | 2024-11-22T14:54:19 | null | -1 | /r/CanadianInvestor/comments/1gx5a1x/daily_discussion_thread_for_november_22_2024/lyf7wru/ | 0 | t3_1gx5a1x | t3_1gx5a1x | false | false |
lyf890t | I’m actually surprised 22% of stocks outperformed the S&P 500 over 20 years. Would have thought it would be lower for a 20 years period. Holding a stock for 20 years is quite a commitment. | 3 | le_bib | 2024-11-22T14:56:15 | null | 2 | /r/CanadianInvestor/comments/1gx5a1x/daily_discussion_thread_for_november_22_2024/lyf890t/ | 2 | t3_1gx5a1x | t1_lyf395a | false | false |
lyf8dqq | > I’m not selling my best performer.
Past performance ≠ future returns.
The simple fact that it’s performed well isn’t justification for “holding”.
[Recency Bias](https://www.investopedia.com/recency-availability-bias-5206686) | 0 | StoichMixture | 2024-11-22T14:56:59 | null | -12 | /r/CanadianInvestor/comments/1gx5a1x/daily_discussion_thread_for_november_22_2024/lyf8dqq/ | 2 | t3_1gx5a1x | t1_lyf420b | false | false |
lyf8jiu | What can *you* tell us about these companies? | 7 | StoichMixture | 2024-11-22T14:57:53 | null | 5 | /r/CanadianInvestor/comments/1gx5a1x/daily_discussion_thread_for_november_22_2024/lyf8jiu/ | 1 | t3_1gx5a1x | t1_lyf7wru | false | false |
lyf8uva | In fairness, the data was effectively all pre-pandemic.
I’m sure the past 4 years paint a much different picture. | 6 | StoichMixture | 2024-11-22T14:59:41 | null | 3 | /r/CanadianInvestor/comments/1gx5a1x/daily_discussion_thread_for_november_22_2024/lyf8uva/ | 3 | t3_1gx5a1x | t1_lyf890t | false | false |
lyf9ds8 | I hear you. But until it starts underperforming, I’ll keep holding. | 3 | Agent2k4 | 2024-11-22T15:02:39 | null | 1 | /r/CanadianInvestor/comments/1gx5a1x/daily_discussion_thread_for_november_22_2024/lyf9ds8/ | 3 | t3_1gx5a1x | t1_lyf8dqq | false | false |
lyf9dxu | YTD, 175 out of 500 (35%) outperformed the S&P 500:
https://www.slickcharts.com/sp500/performance
Instinctively, the longer the timeframe, the smaller the number of outperformers. | 5 | le_bib | 2024-11-22T15:02:40 | null | 4 | /r/CanadianInvestor/comments/1gx5a1x/daily_discussion_thread_for_november_22_2024/lyf9dxu/ | 4 | t3_1gx5a1x | t1_lyf8uva | false | false |
lyf9mu0 | Congrats
and fun fact, $CLS is +240% YTD alone!! INSANE (5-year +1100%), wish I was all-in :P | 0 | jerryhung | 2024-11-22T15:04:04 | null | -2 | /r/CanadianInvestor/comments/1gx5a1x/daily_discussion_thread_for_november_22_2024/lyf9mu0/ | 2 | t3_1gx5a1x | t1_lyf420b | false | false |
lyfa9id | Anyone else having issues with WebBroker? I cant even log in. | 7 | Simple_Throat_6523 | 2024-11-22T15:07:40 | null | 6 | /r/CanadianInvestor/comments/1gx5a1x/daily_discussion_thread_for_november_22_2024/lyfa9id/ | 0 | t3_1gx5a1x | t3_1gx5a1x | false | false |
lyfaoug | Fuck TD. The mobile app is down. What kind of sick joke is this. | 10 | Saten_level0 | 2024-11-22T15:10:03 | null | 9 | /r/CanadianInvestor/comments/1gx5a1x/daily_discussion_thread_for_november_22_2024/lyfaoug/ | 0 | t3_1gx5a1x | t3_1gx5a1x | false | false |
lyfay9s | Desktop down also. | 1 | Simple_Throat_6523 | 2024-11-22T15:11:31 | null | 0 | /r/CanadianInvestor/comments/1gx5a1x/daily_discussion_thread_for_november_22_2024/lyfay9s/ | 1 | t3_1gx5a1x | t1_lyfaoug | false | false |
lyfb1nk | Wow. Just. Wow. | 1 | Saten_level0 | 2024-11-22T15:12:03 | null | 0 | /r/CanadianInvestor/comments/1gx5a1x/daily_discussion_thread_for_november_22_2024/lyfb1nk/ | 2 | t3_1gx5a1x | t1_lyfay9s | false | false |
lyfb1uk | OK its back now | 1 | Simple_Throat_6523 | 2024-11-22T15:12:05 | null | 0 | /r/CanadianInvestor/comments/1gx5a1x/daily_discussion_thread_for_november_22_2024/lyfb1uk/ | 2 | t3_1gx5a1x | t1_lyfay9s | false | false |
lyfbnju | That’s quite possibly the worst strategy.
But I guess that’s par for this course… | 2 | StoichMixture | 2024-11-22T15:15:22 | null | -1 | /r/CanadianInvestor/comments/1gx5a1x/daily_discussion_thread_for_november_22_2024/lyfbnju/ | 4 | t3_1gx5a1x | t1_lyf9ds8 | false | false |
lyfbqeg | TDDI is down (on and off) for me also, annyoing, including Advanced Dashboard
Thankfully today isn't the day after Election | -1 | jerryhung | 2024-11-22T15:15:48 | null | -2 | /r/CanadianInvestor/comments/1gx5a1x/daily_discussion_thread_for_november_22_2024/lyfbqeg/ | 1 | t3_1gx5a1x | t1_lyfaoug | false | false |
lyfc0g0 | > 5-year +1100%
Relevance?
NVDA is up 2600% over 5 years… | 0 | StoichMixture | 2024-11-22T15:17:20 | null | -10 | /r/CanadianInvestor/comments/1gx5a1x/daily_discussion_thread_for_november_22_2024/lyfc0g0/ | 3 | t3_1gx5a1x | t1_lyf9mu0 | false | false |
lyfcdpd | Just showing that TSX has some moonshots
can't compare with US index.
Look at $MSTR .... LOL 5-year +2700% too, YTD +500% | 3 | jerryhung | 2024-11-22T15:19:23 | null | 1 | /r/CanadianInvestor/comments/1gx5a1x/daily_discussion_thread_for_november_22_2024/lyfcdpd/ | 4 | t3_1gx5a1x | t1_lyfc0g0 | false | false |
lyfcytz | 😂
"Ah, it started to drop. Guess I'll sell low now" | 3 | AfterC | 2024-11-22T15:22:34 | null | 3 | /r/CanadianInvestor/comments/1gx5a1x/daily_discussion_thread_for_november_22_2024/lyfcytz/ | 5 | t3_1gx5a1x | t1_lyfbnju | false | false |
lyfd8dc | I hear you, but hindsight is 20/20.
We all experience regret at some point in time over our investing careers, but it’s important to remember that comparison is the theft of joy.
It’s easy to look back in time and identify (what may only now appear to be) obvious winners, but that just goes to show how difficult it is to pick “winning” stocks. | 1 | StoichMixture | 2024-11-22T15:24:01 | null | -6 | /r/CanadianInvestor/comments/1gx5a1x/daily_discussion_thread_for_november_22_2024/lyfd8dc/ | 5 | t3_1gx5a1x | t1_lyfcdpd | false | false |
lyfd9sc | Yeah, reddit's not supposed to be the base of your stock research. Even if someone was able to give you their opinion you still need to verify by doing your own research anyways. I'd suggest u/DaBrownMamba4, do the research first, give your opinion and see if other people agree or disagree. | 3 | Training_Exit_5849 | 2024-11-22T15:24:14 | null | 2 | /r/CanadianInvestor/comments/1gx5a1x/daily_discussion_thread_for_november_22_2024/lyfd9sc/ | 2 | t3_1gx5a1x | t1_lyf8jiu | false | false |
lyfdgem | Mine is working fine. Send me your login details and I'll do your banking for you | 35 | Souriii | 2024-11-22T15:25:13 | null | 32 | /r/CanadianInvestor/comments/1gx5a1x/daily_discussion_thread_for_november_22_2024/lyfdgem/ | 1 | t3_1gx5a1x | t1_lyfaoug | false | false |
lyfdj53 | We live in exciting times! | 8 | StoichMixture | 2024-11-22T15:25:37 | null | 7 | /r/CanadianInvestor/comments/1gx5a1x/daily_discussion_thread_for_november_22_2024/lyfdj53/ | 5 | t3_1gx5a1x | t1_lyf9dxu | false | false |
lyfejve | https://youtu.be/P5LKZ1-6BWM?si=MikGVHUMHr61um8N
Here's Dr. Mark Meldrum, the guy who teaches thousands of CFA students a year, telling us why MSTR is one of the most obvious pyramid schemes out there
If you're looking to speculate on this stock, be sure to take profits | 16 | AfterC | 2024-11-22T15:31:09 | null | 15 | /r/CanadianInvestor/comments/1gx5a1x/daily_discussion_thread_for_november_22_2024/lyfejve/ | 0 | t3_1gx5a1x | t3_1gx5a1x | false | false |
lyfggil | In fairness, I’m skeptical someone with that mentality would sell on the first dip.
They’ll typically hold, anticipating a recovery.
When that recovery never manifests, they’ll hold until they’re in the red.
Then they’ll continue holding in order to avoid selling at a loss.
It’ll be a few more years of watching the stock price flounder, until eventually they “break even” and finally sell, realizing a *massive* opportunity cost. | 6 | StoichMixture | 2024-11-22T15:41:29 | null | 4 | /r/CanadianInvestor/comments/1gx5a1x/daily_discussion_thread_for_november_22_2024/lyfggil/ | 6 | t3_1gx5a1x | t1_lyfcytz | false | false |
lyfgogf | Good enough to beat the S&P 5 years in a row ;) | 2 | Agent2k4 | 2024-11-22T15:42:39 | null | 1 | /r/CanadianInvestor/comments/1gx5a1x/daily_discussion_thread_for_november_22_2024/lyfgogf/ | 5 | t3_1gx5a1x | t1_lyfbnju | false | false |
lyfh6m1 | MFC didn’t “beat” *either* Canadian or US S&P indices 5 years in a row.
Nearly all of its gains have manifested over the past year (post GFC). | 2 | StoichMixture | 2024-11-22T15:45:19 | null | 2 | /r/CanadianInvestor/comments/1gx5a1x/daily_discussion_thread_for_november_22_2024/lyfh6m1/ | 6 | t3_1gx5a1x | t1_lyfgogf | false | false |
lyfhx8z | works for me. | 2 | Interesting_Screen99 | 2024-11-22T15:49:14 | null | 0 | /r/CanadianInvestor/comments/1gx5a1x/daily_discussion_thread_for_november_22_2024/lyfhx8z/ | 1 | t3_1gx5a1x | t1_lyfa9id | false | false |
lyfhzpp | I think Target wouldn't actually be a bad long term play at this price. They are at a 5 year low, but I don't think they are going anywhere. Target will likely begin to rebound whenever consumer sentiment begins to turn around. | 2 | Godkun007 | 2024-11-22T15:49:36 | null | 0 | /r/CanadianInvestor/comments/1gx5a1x/daily_discussion_thread_for_november_22_2024/lyfhzpp/ | 0 | t3_1gx5a1x | t3_1gx5a1x | false | false |
lyfjgd5 | I’m talking about my ‘worst’ strategy, think I’m doing ok beating the s&p 5 years in a row | 1 | Agent2k4 | 2024-11-22T15:57:20 | null | 1 | /r/CanadianInvestor/comments/1gx5a1x/daily_discussion_thread_for_november_22_2024/lyfjgd5/ | 7 | t3_1gx5a1x | t1_lyfh6m1 | false | false |
lyfjit6 | >They are at a 5 year low, but I don't think they are going anywhere.
A company doesn’t need to disappear in order to be a poor investment, though.
> Target will likely begin to rebound whenever consumer sentiment begins to turn around.
This gives way to [Opportunity Cost](https://www.investopedia.com/terms/o/opportunitycost.asp). | 1 | StoichMixture | 2024-11-22T15:57:41 | null | -5 | /r/CanadianInvestor/comments/1gx5a1x/daily_discussion_thread_for_november_22_2024/lyfjit6/ | 1 | t3_1gx5a1x | t1_lyfhzpp | false | false |
lyfkkji | From Oct 2019 to Oct 2024, MFC.to generated a cumulative return of 104%.
Over the same time period, VFV.to generated a cumulative return of 114%.
So yes, your “worst” strategy failed to match the returns of the S&P500. | 5 | StoichMixture | 2024-11-22T16:03:12 | null | 2 | /r/CanadianInvestor/comments/1gx5a1x/daily_discussion_thread_for_november_22_2024/lyfkkji/ | 8 | t3_1gx5a1x | t1_lyfjgd5 | false | false |
lyfl5y6 | Never thought about that. Thanks as well. | 4 | IntroductionOk5386 | 2024-11-22T16:06:21 | null | 3 | /r/CanadianInvestor/comments/1gwvd5v/looking_for_investing_advice/lyfl5y6/ | 3 | t3_1gwvd5v | t1_lyercsl | false | false |
lyflr9l | Warren Buffet says otherwise. ;) | 1 | trodg23 | 2024-11-22T16:09:30 | null | 1 | /r/CanadianInvestor/comments/1gx5a1x/daily_discussion_thread_for_november_22_2024/lyflr9l/ | 5 | t3_1gx5a1x | t1_lyfbnju | false | false |
lyfltju | Now add DRIP. 117% | 0 | Agent2k4 | 2024-11-22T16:09:50 | null | -2 | /r/CanadianInvestor/comments/1gx5a1x/daily_discussion_thread_for_november_22_2024/lyfltju/ | 9 | t3_1gx5a1x | t1_lyfkkji | false | false |
lyfly4w | Warren Buffett’s advice is to sell only once your investments start underperforming? | 0 | StoichMixture | 2024-11-22T16:10:30 | null | 0 | /r/CanadianInvestor/comments/1gx5a1x/daily_discussion_thread_for_november_22_2024/lyfly4w/ | 6 | t3_1gx5a1x | t1_lyflr9l | false | false |
lyfm1ox | No - the figures I published are total return.
Even if we assume your number is correct, a 3% premium over the broad market isn’t nearly enough to justify the idiosyncratic risk taken on by buying an individual stock. | 4 | StoichMixture | 2024-11-22T16:11:01 | null | 4 | /r/CanadianInvestor/comments/1gx5a1x/daily_discussion_thread_for_november_22_2024/lyfm1ox/ | 1 | t3_1gx5a1x | t1_lyfltju | false | false |
lyfm8si | Once the company itself is no longer performing as it once has, yes. | 2 | trodg23 | 2024-11-22T16:12:04 | null | 0 | /r/CanadianInvestor/comments/1gx5a1x/daily_discussion_thread_for_november_22_2024/lyfm8si/ | 7 | t3_1gx5a1x | t1_lyfly4w | false | false |
lyfmjdh | And how will you know it’s underperforming before everyone else? | 2 | StoichMixture | 2024-11-22T16:13:37 | null | 2 | /r/CanadianInvestor/comments/1gx5a1x/daily_discussion_thread_for_november_22_2024/lyfmjdh/ | 8 | t3_1gx5a1x | t1_lyfm8si | false | false |
lyfmwz2 | You don"t?? Know one has a crystal ball. Just because your stocks have run up does not mean you should sell, as long as the valuation is in tact and your thesis / evaluation of the company is the same aa when you first bought in, continue holding. Otherwise you're just timing the market | 1 | trodg23 | 2024-11-22T16:15:36 | null | -2 | /r/CanadianInvestor/comments/1gx5a1x/daily_discussion_thread_for_november_22_2024/lyfmwz2/ | 9 | t3_1gx5a1x | t1_lyfmjdh | false | false |
lyfngoy | >You don"t?? Know one has a crystal ball.
If you can’t reliably discern between when a company is performing well or poorly before the markets do, what chance do you stand at timing your sale?
>Just because your stocks have run up does not mean you should sell
And just because a stock has run up doesn’t mean you should *hold*.
>as long as the valuation is in tact and your thesis / evaluation of the company is the same aa when you first bought in, continue holding.
What was OP’s thesis/evaluation?
>Otherwise you're just timing the market
Exactly right. | 2 | StoichMixture | 2024-11-22T16:18:31 | null | 1 | /r/CanadianInvestor/comments/1gx5a1x/daily_discussion_thread_for_november_22_2024/lyfngoy/ | 1 | t3_1gx5a1x | t1_lyfmwz2 | false | false |