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How can I open my VAT number with LexDo.it?

Opening a VAT number is a mandatory step for any freelancer, consultant, or professional who decides to start their own business and can represent some difficulties. Thanks to the services offered by LexDo.it and Qonto, this step becomes much simpler and faster! 🚀 In fact, you will be able to open your VAT number comfortably from your home in just 24 hours, directly from your smartphone or computer, and benefit from the personalized support of a professional. How? Access the dedicated page on LexDo.it and follow the detailed guide of all the costs for opening the VAT number; Benefit from the assistance of an accountant to choose the regime that best suits your needs; Your VAT number is active! ✅ You won't have to worry about anything else! The LexDo.it team will take care of verifying your eligibility for the flat-rate regime with reduced taxation of 5% for the first 5 years and will carry out all the subsequent procedures, based on your specific case. 📃 The opening of the VAT number is 100% online, with continuous support from expert professionals who will help you make the best choices according to your activity! Opening the VAT number with LexDo.it allows you to save over €400 in the first year and to benefit from a year of legal consulting included in the price! Moreover, thanks to the partnership with Qonto, you can benefit from one month of free rate and a discount of €34 for the following month on your Qonto plan! 🤩 For any further information regarding the VAT number activation procedure with LexDo.it and the associated rates or the 5% flat-rate regime, do not hesitate to consult this page or to contact their team of legal experts! 😉

https://help.qonto.com/en/articles/5603977-how-can-i-open-my-vat-number-with-lexdo-it

How can I set up my company with LexDo.it?

To create your company, we recommend using the services of LexDo.it! 🤩 Thanks to the partnership with Qonto, you can indeed create your SRL (Private Limited Company) or innovative startup 100% online , in a simple and fast way, saving time without unnecessary bureaucracy. To do this, you just need to access the platform provided by LexDo.it and follow the steps indicated here: Create the statute and the deed of incorporation of your company in a few minutes starting from this link ; Benefit from the review of the documents submitted by a professional; Set up an appointment with the notary for the signing of the deed, you can do it both online and in the office closest to your area; Your company is officially established! ✅ Using the services of LexDo.it, you will save over €2,000 in the first year compared to average prices! You can customize the statute and the deed of incorporation of your SRL 100% online and benefit from complete legal support included for the entire year. Furthermore, thanks to our agreement, you can benefit from one month of free rate and a discount of €34 for the following month on your Qonto plan 🤩 For any further information regarding the company formation procedure with LexDo.it and the associated rates, do not hesitate to consult this page or to contact their team of expert lawyers! 😉

https://help.qonto.com/en/articles/5603972-how-can-i-set-up-my-company-with-lexdo-it

What is LexDo.it and how does the partnership with Qonto work?

As a 100% digital payment institution, Qonto has always been committed to streamline and simplify the financial management of Italian SMEs. It is with this goal in mind that the partnership with LexDo.it was born: to minimize the impact of bureaucracy on business operations, giving them back the time to focus on their activities and increase their business! 🤩 What is LexDo.it concretely doing? LexDo.it is the first 100% online legal service , created with the aim of simplify and make legal assistance accessible to everyone, thanks to continuous updates and the use of innovative technologies. 🚀 Through its platform, specifically designed to allow companies, professionals, and even private individuals to easily navigate through forms and timelines, LexDo.it offers a complete legal service, capable of guiding users step by step who need consultancy. With over 200 types of legal documents available in less than 6 minutes, the support of a network of sector professionals, and extremely competitive costs compared to traditional consultancy, LexDo.it presents itself as a quick, simple alternative in line with the needs of an increasingly digital world, fully reflecting Qonto's philosophy. The synergy between Qonto and LexDo.it The agreement between Qonto and LexDo.it covers all the administrative and legal needs that every SME may face in its journey of birth, growth, and evolution, thus allowing to offer a complete professional consultancy in a simple and effective manner. Specifically, thanks to our partnership, you can benefit from a wide range of services: - The establishment of your SRL or innovative startup in just 72 hours , comfortably online up to the signing of the notary deed; - The 100% digital opening of your VAT number, for freelancers and independent professionals; - The availability of all the necessary legal support for your business at advantageous conditions. Eliminate time losses by simplifying bureaucratic complexity and choose LexDo.it for all your legal requirements! 😉 👇 Find below some useful material: Create my SRL or innovative startup Open my VAT number Request my personalized legal contract

https://help.qonto.com/en/articles/5603966-what-is-lexdo-it-and-how-does-the-partnership-with-qonto-work

I need a certified email (PEC) and digital signature for my new company. Qonto Starter Pack

With the Qonto Starter Pack, you get the essential digital tools to start your business quickly and easily. The complete package includes Qonto's business account with integrated electronic invoicing, certified email (PEC), and a digital signature from InfoCert , the largest European Certification Authority. By requesting the Starter Pack, you can choose the complete package or only some of the available tools: 2 months of Qonto business account for free , 100% online, intuitive, and transparent, simplifying the financial and accounting management of your clients. You can open the account even before receiving the Chamber of Commerce Extract, as soon as you have the notarized articles of incorporation; A remote digital signature provided by InfoCert, valid for 3 years. The digital signature holds the same legal value as a handwritten signature and is mandatory for online company formation ; A PEC (certified email) provided by InfoCert , a registered PEC manager in the Public List of Accredited Managers, with one year of usage included, allowing you to send certified emails with legal value equivalent to a return receipt requested letter. How can I take advantage of the Qonto Starter Pack? Request our Starter Pack by filling out the form at this link , and you will be contacted by a Qonto consultant who will guide you step by step through all the necessary steps to start your business, up to the opening of the account.

https://help.qonto.com/en/articles/6789622-i-need-a-certified-email-pec-and-digital-signature-for-my-new-company-qonto-starter-pack

I received an email informing me that my account will be closed in one week. Why?

If you have recently established your company and opened a Qonto account, we need to have a copy of your Chamber of Commerce Extract in order to update the company information based on what is recorded in the Chamber of Commerce. From the date of account validation, as communicated in the emails you have received, you have 30 days to provide us with a copy of the Chamber of Commerce Extract . If you haven't had the opportunity to send it to us yet, you can do so immediately by email, forwarding it to the address [email protected] . Where can I find the Chamber of Commerce Extract for my company? If you haven't received any communications from the Chamber of Commerce in your province, we invite you to contact your accountant; they will be able to provide you with more information and details about it.

https://help.qonto.com/en/articles/8484773-i-received-an-email-informing-me-that-my-account-will-be-closed-in-one-week-why

I have the documents signed by the notary. How can I proceed with the opening of the business account for my company?

After finalizing the signing of the articles of incorporation and the company bylaws with the notary, you only need to send us a signed and stamped copy of these documents to our email address, [email protected] . Our team will perform a review of the documentation, and you will receive a response within the next 48 hours. What verifications does Qonto perform and why? Has the notary not yet provided you with a copy of the deed of incorporation? In the event that the notary needs to submit the original copy of the deed of incorporation to the Chamber of Commerce to finalize the creation of your company, we can also accept a notarized certification signed and stamped by the notary , clearly indicating: Date of the company's establishment; Name of the newly established company; Company address; The entire purpose of the company; Name, surname, and codice fiscale of all partners (for individuals); If the partner is a legal entity: Name, REA (Repertorio Economico Amministrativo), and codice fiscale; Percentage breakdown of corporate shares; Method of payment of the share capital; Name, surname, and codice fiscale of the administrator. 👉 By following this link , you can see an example of an accepted notarial certificate. Are there any other partners in your company besides you? If there are other partners in your company besides you, please make sure to attach a photograph of the identity documents of the beneficial owners of your company to your email. Why does Qonto need to identify the beneficial owners of my company? 💡 Ensure that the photographs of your partners' documents meet our security criteria: How to take a good photo of your ID card and driver's license

https://help.qonto.com/en/articles/8484764-i-have-the-documents-signed-by-the-notary-how-can-i-proceed-with-the-opening-of-the-business-account-for-my-company

I’ve already deposited the share capital and I’m waiting the Visura Camerale: Can I open an account for my future company?

With Qonto, you can open a business account for your company even before getting the proof of registration ( visura camerale ). If you’ve already completed the procedures for the creation of your SRL or SRLS with your notary, you just need to send us a copy of the act of incorporation (atto costitutivo) and the bylaws of the company to request the opening of your business account. Within 48 hours, we’ll verify the documents of your company being created. After that, you’ll be able to access your business account, which will become operational immediately. At this point, you’ll have 30 days to send us your proof of registration (visura camerale) . Can I transfer the share capital to the Qonto account I just opened? After sending us the act of incorporation ( atto costitutivo ) and the bylaws of your company, your business account will be enabled to receive money, and you can transfer the share capital into it. Please note that: 🟢 If you’ve deposited the share capital via transfer to the notary's account, you can request a transfer directly to your new Qonto IBAN. 🟠 If you’ve opted for the capital deposit via cash, you can use the services of our partner Mooney to transfer the cash amount to your business account. 🔴 If you’ve chosen to deposit the share capital via cashier's check, you cannot transfer the capital directly to your new account. Currently, it’s not possible to deposit checks into a Qonto account . How to send a copy of the act of incorporation for the account opening? To start the registration procedure on Qonto and request the opening of a business account for a company being created, follow this link . Enter the details of your new company, choose your future Qonto plan, and select the share capital deposit method you’ve chosen. One of our consultants will soon contact you to guide you through the next steps for the account opening.

https://help.qonto.com/en/articles/8856350-i-ve-already-deposited-the-share-capital-and-i-m-waiting-the-visura-camerale-can-i-open-an-account-for-my-future-company

I want to deposit the share capital of my new company with Qonto, what do I need to do?

If the incorporation meeting with the notary will take place in person, and you’ve decided to deposit the share capital of your company being created via transfer to Qonto , you’ll have – as future company director – a temporary account in your name at your disposal, dedicated to the share capital deposit of all shareholders . The temporary account will be available as soon as you complete your Qonto registration and your identity is verified. We will send the account details and instructions for making the deposit via email. Once the capital deposit is completed, you’ll receive the deposit statement , which you can use to schedule an appointment with your notary and complete the bureaucratic procedures to finalize your company creation. 💡 The deposit statement is a fundamental document to certify that the share capital has been effectively deposited and to finalize your company creation. This document, along with the receipts issued by the issuing bank for the individual transfers made by the company's shareholders, is necessary for signing the act of incorporation ( atto costitutivo ) with the notary. I have the documents signed by the notary, how can I proceed with the opening of my company's business account? Once the signing of the act of incorporation ( atto costitutivo ) and the bylaws of your company at the notary is completed, you just need to email us a signed and stamped copy of these documents to [email protected] . Our team will verify your documents, and will get back to you within the next 48 hours. Why does Qonto perform a regulatory check? ☝️ After verifying your company documents, we’ll release the entire amount of your share capital directly to your business account , which will become operational immediately. Are there other shareholders in your company besides yourself? Along with the act of incorporation and the bylaws, make sure to attach to your email a photo of the identity documents of your company’s beneficial owners. Why does Qonto need to identify the ultimate beneficial owners of my company? 💡 Ensure that the photos comply with our security criteria: How to take a good picture of your identity card / passport / residence permit?

https://help.qonto.com/en/articles/8484740-i-want-to-deposit-the-share-capital-of-my-new-company-with-qonto-what-do-i-need-to-do

How to set up the shareholder structure of your business?

When registering with Qonto, it is required that you specify all shareholders of your company. Qonto accepts both natural persons and companies (legal entities) as shareholders; in case a company holds shares in your company, this company must have its registered office in Germany, France, Spain, Italy, Luxembourg, Belgium or Netherlands and must not be an association or public corporation. Main menu After signing the contract, you will be redirected to a new window with 4 steps for the further registration process for your company in formation. The first step relates to the shareholder structure, where you can choose what type of shareholders are involved in the capital contribution - natural/physical or legal persons . ​After you have clicked on "Add shareholder", a new window will open in which you can add new shareholders and specify the amount of the capital contribution for each of them. Registration of a natural person as a shareholder If you select the natural person, you will be asked to specify the amount of the capital contribution for this shareholder: After confirming with "Save", you will be forwarded to the next step, in which the data fields for this person must be filled in and the valid ID document/proof of identity must be attached: After you have confirmed with "Save", you will return to the first window of the list of shareholders. You will receive confirmation (green) that your shareholder structure has been updated. Registration of a legal entity as a shareholder If you add a legal entity (company) as a shareholder, you must first specify the name of the company, the registration number and the amount of the contribution (capital contribution); After you have confirmed with "Save", you will be asked to specify the legal representative (a natural person) for this legal entity, with two options available: Select option 1 (marked in the image above) if you are not only the legal representative of the company in formation, but also of the shareholder company. As your data has already been saved during registration, selecting this option will automatically define the shareholder structure and you will be informed of this by a green pop-up window in the bottom right-hand corner: Select option 2 (marked in the image above) in the event that you are not the legal representative of the shareholder company and you wish to specify a third person. Then enter the personal data of the third person and upload the identification document of the alternative managing director of the shareholder company. After you have confirmed with "Save", you will return to the first window of the list of shareholders. You will receive confirmation (green) that your shareholder structure has been updated. Once you have entered all the shareholders of your company , confirm this in the overview Done! 🚀 You will now be taken to t he next step in the main menu, which will guide you through setting up your company ( paying in the share capital ).

https://help.qonto.com/en/articles/8497192-how-to-set-up-the-shareholder-structure-of-your-business

What's to consider if a shareholder is a minor?

If one of the shareholders involved in the company formation is a minor, a capital contribution is only possible with the restrictions mentioned below: The shareholder is only invited to the business account in order to pay her/his part of the share capital, but she/he will not have access to the account. ​ There is a family court authorisation stating that the legal representative(s) authorise the minor to act as shareholder. ​ A function as future managing director of the company being formed is excluded until the minor reaches the age of majority, even if a family court authorisation exists in this respect.

https://help.qonto.com/en/articles/6215594-what-s-to-consider-if-a-shareholder-is-a-minor

What's to consider if one or more shareholders are legal entities (companies)?

If one of the shareholders involved in the formation of the company is a legal entity (company), its registered office must be located in one of the following countries: 🇩🇪 Germany 🇫🇷 France 🇮🇹 Italy 🇪🇸 Spain 🇱🇺Luxembourg 🇧🇪 Belgium ​ 🇳🇱 Netherlands ​ 🇬🇧 United Kingdom The legal representative of the shareholder company is responsible for the payment of the share capital and must be invited to the business account as a shareholder for this purpose. You can upload the extract from the commercial register of the shareholder company/legal entity together with the incorporation documents during the registration. ​ Important : Qonto does not accept shareholder companies that are still in the incorporation phase as shareholders, unless the companies concerned have already opened an account with Qonto. The legal representative is always indicated on the extract from the commercial register of the legal entity of the shareholder. Any legal form and activity of the legal entity is permitted with the exception of associations . Depending on the country of the company's registered office, the legal representative identifies himself in the respective extract from the commercial register as follows: ​ Land Legal representative 🇩🇪 Germany Einzelvertretungsberechtigter Geschäftsführer (Any of them if more than one exists) Geschäftsführer (any one if there are several and the company is jointly represented) 🇫🇷 France Directeur Général Président (in case that there is no Directeur Général ) 🇮🇹 Italy Amministratore Unico Legale Rappresentante ( Amministratore Unico exists) 🇪🇸 Spain Administrador Único Administrador Solidario (any of them, in case if several exist and if no Administrador Único exists) 🇱🇺 Luxembourg Administrateur (Any of them if more than one exists) 🇧🇪 Belgium Legal representative/administrator ​ Administrateur Bestuurder Director (Any of them if more than one exists) 🇳🇱 Netherlands Legal representative/administrator ​Administrateur Director (Any of them if more than one exists) 🇬🇧 United Kingdom Corporate Officer (Any of them if more than one exists) 💡Other Frequently asked questions Can any organization open a Qonto account? My company is registered, which documents do I need to open an account? What are the requirements for opening an account with Qonto for German companies in foundation? How does the account opening for German companies in formation work with Qonto?

https://help.qonto.com/en/articles/6215432-what-s-to-consider-if-one-or-more-shareholders-are-legal-entities-companies

What should be considered in the case when a shareholder is a non-EU/EFTA national?

If one of the shareholders involved in the company creation process is a person who is not in possession of a proof of identity (ID card, Passport) issued in a country of the EU or EFTA, a capital contribution is possible with the restrictions mentioned below: The shareholder is only invited to the business account for the payment of her/his capital deposit, but is not given access to the account. ​ The shareholder's proof of identity provided (ID card, passport) is not from one of the following countries: Afghanistan Syrian Arab Republic Bahamas Botswana Cayman Islands Democratic People's Republic of Korea (North Korea) Eritrea Ghana Iraq Islamic Republic of Iran Yemen Virgin Islands, British Virgin Islands, U.S. Cambodia Cuba Libya Macau Mongolia Myanmar Nauru Nicaragua Pakistan Palestine, State Palau Panama Russia Zimbabwe Somalia St. Kitts and Nevis Sudan South Sudan Trinidad and Tobago Uganda Vanuatu Central African Republic

https://help.qonto.com/en/articles/6236081-what-should-be-considered-in-the-case-when-a-shareholder-is-a-non-eu-efta-national

Can I open a Qonto account for my company being created?

If you’re creating a new Società a Responsabilità Limitata (S.R.L.) or a Società a Responsabilità Limitata Semplificata (S.R.L.S.) , you can start the opening of a Qonto account dedicated to the share capital deposit and for your future company. This can be done even before receiving the proof of registration ( visura camerale ) at the Chamber of Commerce. How can I open a corporate account without the Visura Camerale? As a future company director, you can start the account opening procedure by following this link , providing the name and legal form of the company being created. 💡 Before starting the registration procedure, ensure that your business activity aligns with the activities accepted by Qonto . Ensure that you’ve already determined how to deposit the share capital. Options include: via transfer directly to Qonto before the meeting with the notary via cash, cashier's check, or transfer to the notary's account You can select the capital deposit method in the company creation dashboard from your computer. When will my business account be active? To finalize the opening of the account for your company , submit a copy of the act of incorporation ( atto costitutivo ) and bylaws signed and stamped by the notary, along with the identity documents of all the company beneficial owners . Once your documentation is verified, your Qonto account will become operational, and the share capital will be available in your account. 💡 Remember to send us the Visura Camerale of your newly created company within 30 days to avoid limitations on foreign currency transfers (SWIFT transfers). With the submission of the Visura Camerale, you can continue to use your Qonto account without any restrictions, including foreign currency transfers. How can I request legal assistance for my company creation? Through the existing partnership between Qonto and LexDo.it , Qonto customers can access legal support for the online establishment of their company , streamlining the procedure and saving time and money. For more information on the Lexdo.it service in partnership with Qonto, click here .

https://help.qonto.com/en/articles/8484687-can-i-open-a-qonto-account-for-my-company-being-created

What is to be considered regarding the shareholder structure and the capital deposit?

During the registration it is possible to add natural person and legal entities as shareholders. There are some details that has to be considered in this process. ​ Due to regulatory requirements to minimise risk, Qonto can only accept certain shareholders when setting up a company. Minors, legal entities and persons outside EU/EFTA countries may only be accepted with restrictions. ​ In these following links, we can find the important guidelines regarding the mentioned exceptions: Minors | What must be observed in the case of shareholders who are minors? Legal entities/companies | What must be observed in the case of legal persons as shareholders? Persons without proof of identity from EU/EFTA countries | What must be observed in the case of shareholders originating from outside the EU/EFTA? When it is about the paying of the capital deposit, we have to emphasise that the emitter-name and the amount have to be the same as it is stated in the contract. ​ In case of any discrepancies the transaction will be send back to the emitter IBAN and the client will be informed about the details through an E-mail. ​ ⚠️ In case where the shareholder is a legal entity, the emitter-name should of course be the name of that company who is taking over the part of the capital deposit - that means not the name of the natural person which is representing this legal entity. ​ When all the data is correct (emitter-name and the amount) the capital deposit will be validated - which means that the client is receiving the new generated bank statement as a proof for the notary. ​ ​

https://help.qonto.com/en/articles/6376949-what-is-to-be-considered-regarding-the-shareholder-structure-and-the-capital-deposit

Which are the general requirements for a capital deposit at Qonto?

In order to support company founders in Germany in the best possible way, Qonto allows you to open a business account to deposit the share capital. In order to start registering your company in formation on Qonto, you first only need the signed and stamped notarial formation documents or the certificate of formation. The capital contribution is currently offered for the following legal forms: (g)GmbH i. Gr. | (non-profit) Gesellschaft mit beschränkter Haftung in Gründung (limited liability company) (g)UG i. Gr. | (non-profit) entrepreneurial company in formation To enable the capital contribution, the following basic conditions must be met: The account holder is in possession of a valid European proof of identity/passport (or a work permit for Germany). [What proof of identity does Qonto accept for your registration?] The activity/activity of the prospective company is accepted by Qonto , i.e. is not listed in the list of activities prohibited on Qonto. [Which activities are prohibited on Qonto?] The respective share of the capital contribution must be transferred from an account held in the name of the respective shareholder. The amount of the capital contribution must be fixed and the shares must be transferred by the respective shareholders exactly as provided by the constitutional documents. The payment of each shareholder's share of the capital must be made in full and immediately (unfortunately, partial payments are not possible). The contribution of each shareholder must be at least 1€ per shareholder. Non-monetary contributions (e.g. real estate, motor vehicles, etc.) are not accepted. All shareholders mentioned in the incorporation documents must be indicated during registration and will consequently be invited to the account for verification purposes. ⚠️ Important: For each shareholder, a double-sided colour copy of their proof of identity must be uploaded during registration. ​ ⚠️ Important: Before the official activation and before the full range of functions becomes available, your account can only be used for the deposit of the share capital. All other incoming payments will be automatically returned to the sender during this time. In addition to the above conditions, further conditions may be required if at least one of the shareholders involved in the formation of the company belongs to one of the following groups of persons: Legal entities/companies | What must be observed in the case of legal persons as shareholders? ​ Minors | What must be observed in the case of shareholders who are minors? ​ Persons without proof of identity from EU/EFTA countries | What must be observed in the case of shareholders originating from outside the EU/EFTA? If one of the above situations applies in your case, we recommend that you read the respective linked help article. If more than one of the above situations applies and you are still unsure whether it is possible to form a company via Qonto in your individual case, we recommend that you first read the following article: Who can participate in the share capital when founding a company through Qonto?

https://help.qonto.com/en/articles/6859142-which-are-the-general-requirements-for-a-capital-deposit-at-qonto

Which commercial register document does Qonto require for german companies in formation?

🚀 Now live - account opening with commercial register application! With the new account opening for founders, you can already fully use and activate your account at Qonto immediately with the notarised commercial register application to avoid unnecessary waiting time! ➡️ Click here to open an account for founders 👆 What should I pay attention to when applying to the commercial register? Qonto will send you the proof of your bank account with the share capital. If you indicate this during registration, we will automatically send a copy of the document to your notary. Once your notary has completed the commercial register application for you, have your notary give you a certified copy of the document. The document must be signed by the notary and have a stamp or seal. Now upload the commercial register application in the Qonto app and we can activate your account immediately! Only outgoing SWIFT payments are only possible after complete registration in the commercial register. We check for you in the background for 70 days whether your company has been fully registered and do the work for you. ❓ What information must the commercial register application contain? Company name, registered office Object of the company (business activity) Details of the persons authorised to represent the company (managing directors, authorised signatories) Representation regulations of the company Reference to the underlying articles of association with list of shareholders Details of the competent commercial register Signature of the managing director(s) Signature and stamp/seal of the notary public Example of an application to the commercial register Click here for more articles for founders and Qonto.

https://help.qonto.com/en/articles/4359583-which-commercial-register-document-does-qonto-require-for-german-companies-in-formation

How does the account opening for German companies in formation work with Qonto?

You are welcome to register with Qonto and open an account even if your company is still in the start-up phase. ​ For the german market we currently offer foundation accounts exclusively for the legal forms of Gesellschaft mit beschränkter Haftung (GmbH) and Unternehmergesellschaft (UG) as well as their special non-profit forms gGmbH in Gründung and gUG in Gründung. ​ We accompany you from the registration with Qonto, through the deposit of your share capital to the final opening of the account. Registration takes place in four simple steps. ​ ​ ➡️ Click here to open an account for founders ⚙️ Step 1 - Registration One of the owners of your company starts the registration process here. Enter your company details and provide information on the beneficial owners and legal representatives. Upload the foundation documents directly during registration. The foundation documents must be signed and notarised with a stamp or seal. The list of shareholders must be signed by all shareholders. The person submitting the account application confirms his/her identity via video call with IDnow. He/she must be in possession of a valid European identity document or a work permit for Germany. If the person submitting the account application is not a legal representative of the company, a power of attorney must be filled out and signed when opening the account. ​ You can find out more about opening an account with a power of attorney here: ​ Who can open a Qonto account on behalf of my company? ⚙️ Step 2 - Deposit of the share capital All owners who have shares in the company are now added to the account by us and deposit their share capital into a separate account at Qonto. Once the full share capital has been correctly deposited, it will be transferred to a final IBAN. ⚙️ Step 3 - Trade register application You will now automatically receive proof of the final bank account with the share capital for submission to the notary. Your advantage - when registering, you can directly enter the notary's e-mail so that he or she receives a copy. ⚙️ Step 4 - Activating your account at Qonto now even easier & faster! After you have completed the commercial register application with the notary, upload the notarised commercial register application to your account. 🚀 Done! We will activate your account immediately after verification. You avoid unnecessary waiting time until the commercial register entry. ​ ​ 👉Important notes Please note that outgoing SWIFT payments are only possible after complete registration in the commercial register. Qonto will check for you in the background for 70 days whether your company has been fully registered. ​ If your company has not been registered within 90 days after activation, we unfortunately have to deactivate your account again for regulatory reasons. Click here for more articles for founders at Qonto.

https://help.qonto.com/en/articles/8009635-how-does-the-account-opening-for-german-companies-in-formation-work-with-qonto

What are the requirements for opening an account with Qonto for German companies in foundation?

The following requirements must be met to open an account with Qonto for your start-up company. Accepted legal form Account opening is currently supported for the following legal forms in formation: Gesellschaft mit beschränkter Haftung (GmbH i.G.) gemeinnützige Gesellschaft mit beschränkter Haftung (gGmbH i.G.) Unternehmergesellschaft (UG i.G.) gemeinnützige Unternehmergesellschaft (gUG i.G.) Registered office The registered office of the company must be in Germany. If one of the partners is a legal entity - a company - it must have its registered office in one of the following countries: Germany, France, Spain, Italy, Luxembourg or Belgium. Activity The activity of the company must comply with Qonto's guidelines and must not be one of the illicit activities. The list of activities that are not allowed at Qonto can be found here . Shareholder structure & shareholders When the company is established, the shareholder structure may consist of natural persons and legal entities. Both subjects can participate in the capital contribution, which is determined by the contract and list of shareholders. The following requirements apply to the shareholders of the company: Natural persons According to the German Civil Code (BGB), every person is a natural person with legal personality. They require valid proof of identity in the case of emancipated minor shareholders, a court judgment signed by a judge is required for non-emancipated minors, at least one parent must also be a shareholder and a certificate signed by the parents with custody must be provided Legal persons A legal person is an association of persons or a fund which is itself the bearer of rights and obligations and has its own legal capacity. A distinction is made between partnerships (OHG, KG), corporations (AG, GmbH, UG) and public corporations. Qonto does not accept public corporations as shareholders. If one of the shareholders is a legal entity, it must have its registered office in one of the following countries: Germany, France, Spain, Italy, Luxembourg or Belgium. Share capital The paid-up share capital, the shareholders and the distribution must correspond to the information in the notarial formation documents (the issuer name and the amount). The share capital must be at least EUR 1.00 in the case of an entrepreneurial company. The share capital must be at least EUR 25,000.00 for a limited liability company. It is possible to start with a share capital of at least EUR 12,500.00, which is topped up. ​ Do you meet all the necessary requirements? Let's go! Click on this link to start your account opening at Qonto! 🚀 We look forward to welcoming you as a customer! ​ 💡Other frequently asked questions Who can open a business account with Qonto? What documents do I need to open an account?

https://help.qonto.com/en/articles/8428498-what-are-the-requirements-for-opening-an-account-with-qonto-for-german-companies-in-foundation

What are the frequently asked questions about capital increase?

👉 Your questions about the modalities of the operation: Why can't funds of the increase be transferred directly to my Qonto account? Qonto is not accredited by the “ACPR” to provide a deposit certificate, therefore we will not be able to provide you this document if the subscriptions have been transferred directly into your Qonto account. In order to obtain a deposit certificate, the capital increase procedure set up by Qonto and our notaries partners must be followed. Are "open" funds raising accepted at Qonto ? In order to send you the IBAN of the deposit account, we first need to collect some documents, including a list of participants mentioning the amount contributed by each one. You must therefore be in possession of the requested documents before you can obtain the IBAN of the deposit account. This allows us to ensure an optimal follow-up of your application and to keep you informed if a subscriber transfers a different amount than the one announced at the beginning of the process. Can I carry out a capital increase in several installments ? Only a part of the investors are ready to transfer funds, but you want to receive the capital as soon as possible? You have the possibility of carrying out a capital increase in several installments. Each installment will allow you to obtain a deposit certificate which will mention the contributions already made. The funds of each installment can be released on the company's Qonto account, even if you have not yet obtained your updated proof of registration (synthèse INPI définitive, extrait Kbis or extrait INPI) at the Guichet unique. Once all the contributions have been made, you can present the several deposit certificates you have received to the Guichet unique in order to update the share capital of your company. ⚠ Each new installment needs to be registered as a new request for increase via our form and will be charged. What is a share premium? Should it be included in the amount of the subscription? The share premium is used to give old shares a higher value than their nominal value during a capital increase. It allows this difference to be taken into account and thus brings the value of the share into line with the current situation in the company. It is to be included in the total amount of the increase . The amount of the subscription to be transferred into the deposit account must therefore correspond to the amount of the increase + the amount of the issue premiums. How long does the procedure take ? The duration of the procedure mainly depends on your responsiveness and the one of your investors. If the participants are responsive, the procedure can be very fast. Our team commits to the following timeframes: Analysis of documents and response within 6 business hours after receiving your email; Transmission of the digital funds deposit certificate within 48 business hours after complete fund reception and, if necessary, the decision minutes for the increase; Return of funds to the Qonto current account within 48 business hours after validation of the requested proof. 👉 Your questions regarding contributions Can I deposit the subscription amount for one of my associates? No, the funds must strictly come from a personal account in the name of the individual participating in the increase. If you make the payment for one of your associates, you will be considered the participant in the capital increase, and your associate will not be mentioned on the deposit certificate. Can I make the deposit from my Qonto account? If you wish to use your company's funds to increase its capital, this corresponds to a capital increase by reserve incorporation. 💡 This type of increase does not require a funds deposit certificate and is not within Qonto's purview. We suggest you consult your accountant or legal advisor for this type of increase. Qonto is only able to assist with capital increases through cash contributions, which means funds must come from a personal account in the name of the individual subscriber or from a professional account in the name of the company for a corporate subscriber . Can the subscription payment be made from a joint account? Yes, this is entirely possible. You will simply need to provide us with the joint account agreement, which will be included in our email containing the escrow account IBAN. I cannot exceed a certain limit for my transfers. Is it possible to make multiple payments into the deposit account? You can indeed make the subscription payment in multiple installments. It is important that each transfer made contains the reference that will have been communicated to you by email beforehand. Without this reference, your transfer may be rejected due to lack of identification. Can contributions be made via SWIFT transfer? It is possible to make a SWIFT transfer for the capital increase. However, the subscriber must choose the "OUR" option. This option assigns all fees to the sender and ensures that we receive the intended amount. ⚠️ The amount received in the deposit account must correspond to the exact subscription amount of the participant in the capital increase. Therefore, it is essential to be very careful when converting currencies. ​

https://help.qonto.com/en/articles/6127132-what-are-the-frequently-asked-questions-about-capital-increase

What are the different steps of capital increase at Qonto ?

Qonto guides you step by step in obtaining a funds deposit certificate as part of a capital increase through a cash contribution. Step 1: Submit your capital increase request To initiate your capital increase request, start by clicking the button below: ​ Submit my request ☝️ Before submitting your request , make sure you meet all the required conditions to be eligible for this service. ​ Step 2: Receive the list of required documents Once your request is accepted, you will receive an email within minutes containing a complete list of documents required for opening the escrow account. ​ 💡 Tip : Don't forget to check your spam folder in case our email ends up there. ​ Step 3: Provide the requested documents Send us all the requested documents in response to our email. ​ 💡 Note : A dedicated advisor will be assigned to you upon receipt of your documents. They will guide you through to the return of funds to your company's Qonto account. ​ Step 4: Receive the escrow account IBAN Your advisor will analyze your documents within 6 business hours upon receiving your email. If your file is complete, you will receive the escrow account details along with instructions for fund transfer 🚀. ​ 💡 Good to know : Participants in the capital increase can make their contribution via instant transfer. ​ Step 5: Track the progress of fund reception We will inform you of fund arrivals via email or through a tracking file, depending on the number of participants in the increase. ​ ⚠️ Important : We do not have direct visibility on the escrow account, which may result in delays in updating the tracking file. ​ Step 6: Receive your deposit certificate The deposit certificate will be sent to you by email within 48 business hours after complete fund reception and, if necessary, the decision minutes for the increase. ​ Step 7: Provide proof of fund release Submit proof of capital increase completion: a sworn statement or an observation minutes, depending on the operation's modalities. ​ 💡 For your information : The sworn statement to be completed will be sent to you with the deposit certificate, while the observation minutes will be required for capital increases equal to or exceeding €50,000, involving more than 15 participants, or with subscriptions paid from foreign bank accounts. ​ Step 8: Receive your funds Your funds will be released to your Qonto current account within 72 business hours after validation of the requested proof. ​ Step 9: Complete legal formalities The capital increase must be registered with " guichet des formalités des entreprises" , including the deposit certificate provided by Qonto. ​ 💡 Please note : Qonto's capital increase service does not cover legal procedures, which remain your responsibility. 👉 Do you need more information ? All the answers to your questions about the capital increase are here !

https://help.qonto.com/en/articles/6127094-what-are-the-different-steps-of-capital-increase-at-qonto

What are the sources of funds rejected by Qonto for capital increases?

At Qonto, we are committed to supporting our clients in their financial steps while adhering to the strictest security and compliance standards. ​ Conditions for acceptance of funds for capital increase When a company considers increasing its capital, it is crucial to ensure that the injected funds meet our acceptability criteria. We take these measures to ensure compliance with current regulations and maintain the security of our financial ecosystem. ​ Limitations on the origin of funds If a contributor to the capital increase plans to make a contribution from a bank account whose ISO 3 code appears on our exclusion list, we will unfortunately not be able to accept this contribution. ​ 💡 Alternative Solution: We recommend that the concerned subscribers consider transferring funds from an alternative bank account, in the name of the entity participating in the capital increase, which is not subject to these restrictions. ​ List of rejected sources of funds CONTINENTS COUNTRIES ISO CODE 3 Africa Botswana, Burundi, Congo, Eritrea, Libya, Uganda, Central African Republic, Somalia, Sudan, South Sudan, Chad, Zimbabwe BWA, BDI, COD, ERI, LBY, UGA, CAF, SOM, SDN, SSD, TCD, ZWE Asia Afghanistan, Azerbaijan, Korea, Iran, Iraq, Kyrgyzstan, Macao, Mongolia, Myanmar, Pakistan, Palestine, Philippines, Syria, Yemen AFG, AZE, PRK, IRN, IRQ, KGZ, MAC, MNG, MMR, PAK, PSE, PHL, SYR, YEM Europe Belarus, Russia BLR, RUS North America Anguilla, Bahamas, Cuba, Cayman Islands, British Virgin Islands, United States Virgin Islands, Nicaragua, Panama, Saint Kitts and Nevis, Trinidad and Tobago AIA, BHS, CUB, CYM, VGB, VIR, NIC, PAN, KNA, TTO South America Venezuela VEN Oceania Nauru, Vanuatu NRU, VUT Why are some sources of funds refused? The decision to refuse funds from certain countries or entities is not taken lightly. It is based on regulatory compliance considerations, anti-money laundering and counter-terrorism financing efforts. By adhering to these principles, Qonto ensures a secure environment for all its clients' financial transactions.

https://help.qonto.com/en/articles/6127168-what-are-the-sources-of-funds-rejected-by-qonto-for-capital-increases

What are the required documents to do a capital increase with Qonto?

Once your capital increase request is submitted through our online form , you will receive an email notification detailing all the necessary documents to obtain the escrow account details. ​ This account is essential for the subscription deposits during the capital increase. ​ ⚠️ Please note : This procedure applies to capital increases of less than 5 million euros. For amounts higher than this, we invite you to contact us directly at [email protected] . ​ To optimize your time, we advise you to gather the following documents before submitting your request: ​ Documents related to the company undergoing the increase: The signed current articles of association of the company, indicating the share capital before the increase, as shown on the registration certificate; ​ A recent registration certificate (less than 3 months old), such as a final INPI summary, an extract from the Commercial Court Registry (Kbis), or an INPI extract; ​ The complete list of participants in the capital increase, including name, surname, or company name, as well as the exact subscription amount for each participant; ​ The minutes of the decision to increase capital (required if the increase exceeds €50,000 and/or involves more than 15 participants and/or involves international funds). Documents for individual participants: A valid copy of their ID (front and back of ID card or passport). Documents for French corporate participants: A recent registration certificate (less than 3 months old), such as a final INPI summary, an extract from the Commercial Court Registry (Kbis), or an INPI extract. 💡 If the participant is an investment fund, please provide the AMF (French Financial Markets Authority) extract of the fund and its regulations. Documents for foreign corporate participants: A registration certificate of the company, in original version and translated into English. 💡 Here are examples of registration certificates accepted by Qonto, categorized by country: Countries Proof of registration equivalent Argentina 🇦🇷 Request the company’s identity document to the company Registry of Argentina Austria 🇦🇹 Request the Vereinsregisterauszug extract Australia 🇦🇺 Request the certified document of ASIC “ Australian Securities and Investments Commission “ containing ABN “ Australian Business Number“ or ACN “ Australian Company Number ” Belgium 🇧🇪 Request the BCE “ Banque-Carrefour des Entreprises ” extract Brasil 🇧🇷 Request the company’s identity document to CNPJ : “ Cadastro Nacional da Pessoa Jurídica “ Croatia 🇭🇷 Request the company’s identity document to the Croatian company Registry Czechia 🇨🇿 Request the company’s identity document to the “ MPSV : Ministerstvo Práce a Sociálních Vìcí ” Danmark 🇩🇰 Request the “ Erhvervsstyrelsen “ extract Estonia 🇪🇪 Request the company’s identity document to the Estonian company Registry Finland 🇫🇮 Request the company’s identity document to the Finnish company Registry Germany 🇩🇪 Request the ” Eintragungsnachweis ( des Handelsregisters )“ extract Greece 🇬🇷 Request the company’s identity document to “ GEMI : Geniko Emboriko Mitroo-G.Ε.ΜH “ Hungary 🇭🇺 Request the company’s identity document to the Hungarian company Registry Iceland 🇮🇸 Request the company’s identity document to the company Registry of Iceland India 🇮🇳 Request the “ Certificate of Incorporation of India ” Ireland 🇮🇪 Request the “ Certificate of incorporation ” Italy 🇮🇹 Request the “ Certificato di iscrizione nella sezione ordinaria ” Japan 🇯🇵 Request the “ Certificate of Incorporation of Japan ” Luxembourg 🇱🇺 Request the “ Extract from the Luxembourg Trade and Companies Register ” Netherlands 🇳🇱 Request the “ Verklaring omtrent de hoedanigheid van belastingplichtige ” Norway 🇳🇴 Request the company’s identity document to “ Brønnøysundregistrene “ Northern Ireland 🇬🇧 Request the company’s identity document to “ CRO (Companies Registration Office) ” Poland 🇵🇱 Request the company’s identity document to “ KRAJOWY REJESTR SADOWY ” Portugal 🇵🇹 Request the “ Certidão do Registo Comercial ” Romania 🇷🇴 Request the “ Certificat de Inregistrare “ Slovakia 🇸🇰 Request the company’s identity document to the Slovakian company Registry Slovenia 🇸🇮 Request the company’s identity document to the Slovenian company Registry Spain 🇪🇸 Request the “ Escrituras de constitución ” Sweden 🇸🇪 Request the company’s identity document to the “ RegistreringsBevis ” Switzerland 🇨🇭 Request the Certificate of incorporation or “ HANDELSREGISTERAMT “ United Kingdom 🇬🇧 Request the “ Certificate of incorporation ” USA 🇺🇸 Request the “ Certificate of Good Standing ” Reunion Island, French southern territories, Guadeloupe, Martinique, New-Caledonia 🇫🇷 Request the proof of registration (synthèse INPI définitive, extrait Kbis or extrait INPI) This comprehensive list will assist you in preparing all the required documents accurately, thereby facilitating the capital increase process and enabling faster processing of your request with Qonto.

https://help.qonto.com/en/articles/8911836-what-are-the-required-documents-to-do-a-capital-increase-with-qonto

How to do a capital increase at Qonto ?

Prepare your capital increase with Qonto When considering a fundraising round (Series A, B, C, etc.) or a capitalization operation for your company, Qonto is by your side to streamline this process. We guide you through obtaining your funds deposit certificate within just 48 business hours after fund transfer, thanks to our fast and efficient service 🚀. Procedure for opening an escrow account Our team takes care of opening an escrow account with a partner notary. This account is intended to receive various subscriptions before issuing the certificate and transferring the funds to your Qonto current account. ​ ⚠️ Important : Funds intended for the capital increase must not be deposited directly into your Qonto account. What are the conditions for a capital increase? To benefit from our support, your company must meet the following conditions: Be registered in France and have an active Qonto account; ​ Carry out a capital increase through a cash contribution with full release of shares*; ​ Each amount transferred to the escrow account must comply with the sources of funds accepted by Qonto. ⚠️ Qonto reserves the right to refuse any transfer from individual accounts such as Lydia, Sumup, or Nickel. * Note : Capital increases through reserve incorporation (use of company's own funds), debt offsetting (contribution of debt in exchange for shares or equity), in-kind contribution (contribution of assets in exchange for shares), as well as contributions via BSA and BSA AIR are not supported by Qonto . How to submit a capital increase request? Your request must be completed through our online form, which is the first step of the process. You can fill out your request by clicking the button below: Make a request If your request is accepted, you will receive an email listing all the necessary documents for opening the escrow account. 💡 For more information on the next steps in the process, visit our page: The different steps of the capital increase . What are the fees associated with the service? Fees vary depending on the total amount of the increase, the number of participants, and the source of funds :  ​ Classic projects : capital increase below 1.2 million euros for a maximum of 15 shareholders, with funds exclusively from French bank accounts => €150 excl. VAT . ​ International projects : capital increase below 1.2 million euros for a maximum of 15 shareholders, with funds from international bank accounts => €250 excl. VAT . ​ Expert projects : capital increase between 1.2 and 5 million euros and/or for 15 to 30 shareholders, with funds from French or international bank accounts => €300 excl. VAT . 💡 These fees will be deducted directly from your Qonto current account when requesting the funds return. ​ What do these fees cover? Qonto's capital increase service includes the opening of the escrow account, fund deposition, obtaining a deposit certificate, and capital return. You benefit from the assistance of a dedicated advisor throughout the process. ​ ⚠️ Note: We do not provide support for legal formalities, which remain your responsibility. We recommend contacting your legal advisor for more information on administrative procedures and associated fees. How to contact our team? For any questions regarding the capital increase, our team is available via email at [email protected] , from 9:00 am to 6:00 pm, Monday to Friday. ​ We kindly ask you to use this address only for matters concerning the capital increase.

https://help.qonto.com/en/articles/4359542-how-to-do-a-capital-increase-at-qonto

Which proof of incorporation are accepted by Qonto?

Congratulations, you have deposited your share capital on Qonto and finalized the application for registering of your company on the Guichet unique . All you have to do now is provide us with your proof of incorporation. Which proof of incorporation are accepted on Qonto? To facilitate the opening of your account, Qonto now accepts three documents proving the incorporation of your company: The definitive Guichet Unique synthesis (or definitive INPI synthesis) You can get it for free from the Guichet unique. The document must indicate "Formalité validée" to be accepted. ​ ❌ Don't mix it up with the "Synthèse de dépôt" which is a recap of your ongoing registration deposit, not a proof of incorporation. ​ The definitive Kbis extract Document provided by the Registry of the Commercial Court on which you depend. You will receive it as soon as the incorporation is completed in digital format and by post a few days later. The digital document is also available on Infogreffe (paying service) and Monidenum (free service for company owners) platforms. ​ ❌ Don't mix it up with the temporary Kbis which does not contain your company incorportion number (RCS). ​ The INPI extract Accessible free of charge for all companies from the platforms pappers.fr , data.inpi or the annuaire des entreprises . ☝️ The following documents will not allow the opening of your account: An Avis de situation au répertoire SIRENE (Avis INSEE) A Synthèse de dépôt INPI (this is a simple summary of your current procedure) A Synthèse des bénéficiaires effectifs - Version définitive - Formalité validée (this document only list ultimate beneficial owners) A provisional Kbis (whose registration number is "en cours d’attribution") An extract from Chambre des Métiers et de l’Artisanat An URSAFF registration certificate A document from the Public Finances or memento fiscal How to send us your proof of incorporation? Send us your document by uploading it on your Qonto interface. ☝️ If you want to request a change on the deposit certificate, don't upload it or bylaws instead of the proof of incorporation. Use this form . What are the next steps? Once your SIREN number is recognized by legal databases, your account will be validated and activated! 💡 Remember to download your final RIB and share it. The request to release your capital will be sent to the notary at the same time. The funds will be credited to your Qonto account within 72 business hours. Discover the features of your account and order your Qonto card now.

https://help.qonto.com/en/articles/7003907-which-proof-of-incorporation-are-accepted-by-qonto

What is an ultimate beneficial owner ?

Before we can successfully take care of your capital deposit and help you develop your company, we need to know you a little better! Therefore, we need you to register all the ultimate beneficial owners of your business. Don’t panic! Although this term may seem daunting, it’s really quite simple. First things first, a definition. A beneficial owner is a natural person who: Either owns more than 25% of the capital or voting rights Or has controlling power over the company 💡 For each ultimate beneficial owner, we need their date/place of birth and a copy of their ID. To sum up, we need their: First name Surname Date of birth City of birth Country of birth Zip code of birth Country of residence Nationality If you’re reading this, that means you’re a natural person. From now on, corporate entities can also deposit capital with Qonto! To find out more about corporate entities , keep reading . To learn how 100% online capital deposits work, click here .

https://help.qonto.com/en/articles/5231579-what-is-an-ultimate-beneficial-owner

How to register your business with the Guichet Unique?

Once you have obtained your certificate of deposit through Qonto, you can begin your registration on the Guichet unique website . Step 1: Your registration The first step is to create your account on the portal . After creating your login and password, simply log in and click on " Deposer une formalité d’entreprise ". Then you access your dashboard with different options for filing business formalities. Simply select the one that suits your needs. To register your company, you must press the button on the left "Créer une entreprise": Step 2: Information about your future business Once you have chosen the section that applies to you, you will be redirected to an application form to be completed online. You must then choose the form under which your activity will be carried out: individual entrepreneur (natural person) ; legal entity (companies, groups or associations); joint operation (several individuals or legal entities are associated). Depending on your choice, you will be asked questions (about the legal form of your company, about your activity, etc.). The answers will determine to which competent authority your file will be sent. Once this step is completed, you begin the registration process by following the steps below: Identity of the business : you are asked to complete the company name, the corporate purpose and the address of your company; Legal publications : this is where you should fill in the information about your company's legal notice Composition : you must provide the complete list of the company's shareholders (legal person(s) and/or physical person(s) if necessary); Establishments : you must provide the details of your company's address (trade name, sign, number of employees, etc.); Ultimate beneficiaries : you will to explain the identity of the true owners of the company Tax options : you are asked to indicate the information concerning the company's profit tax system, as well as the VAT system. Make sure you fill in all the required fields and provide all the documents requested. Step 3: Supporting documents to be provided In the Attachments section, you must submit : the identity documents of each partner ; the power of attorney given to the proxy (if the registration is made by a third party); the proof of address of your company; the deposit certificate (with Qonto, you can deposit your capital in a single transfer and receive your certificate of deposit in digital form within 12 business hours); a copy of your bylaws; and any other documents needed for your registration (e.g., the report of the contribution auditor). 👉 In case of a contribution in kind, you will be asked to bring the documentation related to the valuation. For more information on contributions in kind, follow this link . Finally, the Summary section allows you to check your file one last time before submitting it for registration. ☝️ Your file must be imperatively complete to avoid rejection. 📌 Just after you submitted the request to Guichet Unique , you will obtain a synthesis of deposit. This document is just a recap of the case and not a proof of incorporation. Read about it: Which proof of incorporation are accepted by Qonto?

https://help.qonto.com/en/articles/6881736-how-to-register-your-business-with-the-guichet-unique

How to re-issue the deposit certificate ?

The re-issue of a deposit certificate occurs when a change is made to the company's information during the creation process. How do I request a certificate amendment? You can fill in your request directly by clicking on the button below : Change information on your deposit certificate Our dedicated team will analyze your request and get back to you within a few minutes to take the next steps. You can request the following changes to your certificate: Change the surname/first name of one of the shareholders you can contact us directly via the form . Change your address and legal form We need your updated bylaws Change your company name We need your updated bylaws and a declaration of honor for the change of name (available at the bottom of this page) Change your capital amount We need your updated bylaws, your personal IBAN (if it is a capital decrease) and/or an additional transfer to the deposit account (if it is a capital increase). ⚠️ Deposit accounts are closed at this stage. **It is therefore important to initiate the change request before making the complementary transfer, **otherwise we will not be able to receive the transfer. Replace an expired certificate Nothing needed, you can contact us directly via the form . Please note: Any changes to the list of subscribers after the funds have been received will result in the closure of your account. We will reimburse you for the costs incurred and assist you with your new registration. These procedures involve the re-issuing of your certificate by the notary. An additional time is necessary to make the changes: you will receive your new certificate reissue within a few days. 🕚 🚨 Be sure to communicate the final information: the notary will only be able to reissue your certificate of deposit twice. What happens after I submit my amendment request? Once you have submitted your amendment request, you will receive a new deposit request to sign from a computer. 💡 Please disregard the "File your share capital" page, go directly to the next step. After your signature, 2 versions of your modified certificate will be available: Digital deposit certificate : the notary will send it to you by email within 48 working hours. This version allows you to register online on the Guichet unique . Original deposit certificate : This will be sent to you by post, within 7 working days at your home address. Declaration of honor for the change of company name ( remember to select the notary listed on your certificate ): Attachment icon Carnot Associés - Attestation transfert changement dénomination.pdf Attachment icon Quentin Fourez - Attestation transfert changement dénomination .pdf Attachment icon Vincennes MB Notaires - Attestation transfert changement dénomination.pdf

https://help.qonto.com/en/articles/7947087-how-to-re-issue-the-deposit-certificate

How to do a capital deposit with a variable capital ?

📌 *Before registering, please read our conditions of eligibility for the capital deposit service .* Variable capital is the opposite of the fixed capital found in most company creations with Qonto. It allows the share capital to be increased or decreased without having to amend the bylaws, which can be particularly useful during the life of a company. It is therefore possible to start the company's activity with less capital and gradually increase it. ℹ️ Please note that variable capital and partial release are not compatible. Variable capital in short For example, let's take the case of a capital increase in a SARL with variable capital, whose subscribed capital is 5,000 euros. The minimum capital is 500 euros and the maximum capital is 10,000 euros. If the SARL decides to increase its share capital to 8,000 euros, no fees or formalities are required. However, if the SARL decides to increase its share capital to 12,000 euros, it will be necessary to file a capital increase request . How to proceed? The company's bylaws must include a clause allowing the company's capital to vary. This allows the capital to vary flexibly within set limits. Three parts should be mentioned: - Subscribed/initial capital : corresponds to the amount deposited by the shareholder(s). - The "minimum" share capital or floor : corresponds to the amount below which associates may not go (⚠ it may not be less than 10% of the subscribed/initial share capital). - The "maximum" share capital or ceiling : corresponds to the maximum amount. In the case of contributions in excess of €100,000, additional documents may be requested by our team. 💡 Good to know It may be worthwhile to opt for an SAS with variable capital when starting up a business. For more information, see our blog article .

https://help.qonto.com/en/articles/8632184-how-to-do-a-capital-deposit-with-a-variable-capital

What is a deposit certificate?

What kind of document is a deposit certificate? The deposit certificate is a document that certifies the cash contributions deposited when a company is incorporated. With Qonto you can get your certificate of deposit : In digital format 💻 within 12 business hours ( downloadable from your Qonto interface ) In paper format ✉️ within 5 working days to the personal address of the account owner This document is necessary for the registration of your company on the Guichet unique website . What information is mentioned on the deposit certificate? The certificate of deposit of funds, in order to be valid, must contain the following mandatory information: The name of the company The legal form of the company The address of the registered office of the company The identity and distributions of the cash contributors The validity period of the certificate (6 months from the date of signature by the notary) ⚠️ The signature date of the bylaws must be after the signature date of the certificate. Why the deposit certificate is not certifying my full capital amount? The deposit certificate only mentions the cash contributions made by each partner at the time of incorporation. ​ In-kind contributors (property, premises, etc.) are mentioned in the bylaws. 💡 The certificate of deposit of funds should not be confused with the list of subscribers. What is the list of subscribers? The list of subscribers is a mandatory document for the registration of an SAS/SASU. It is not required for SARL/EURL. It lists the shareholders who make contributions to the capital, the nature of the contributions (in cash or in kind), the amounts of these contributions, and the number of shares received in return. This document is not provided by Qonto. It is a document related to your articles of association and is typically provided by the drafter of the articles. ​ You will find an example template attached to this article ⚠️ Be careful! A deposit certificate is not the same as a bank guarantee certificate. Qonto does not issue a bank certificate, as Qonto is not a bank but a payment institution, and the certificate is/will be signed by a partner notary. Attachment icon Liste des souscripteurs.pdf

https://help.qonto.com/en/articles/7947024-what-is-a-deposit-certificate

How to proceed to capital deposit in France with in-kind contributions?

📌 Before signing up, please review our eligibility requirements for the capital deposit service In the context of company creation , it's possible to build the share capital through various types of contributions . With in-kind contributions , the partner can provide a wide range of tangible or intangible assets , such as real estate, equipment, shares, patents, etc. A business goodwill is also considered an in-kind contribution. 💡 Even if your situation might be approved by the French administration for your incorporation, Qonto has some acceptance conditions. What are Qonto's conditions regarding in-kind contributions? Qonto accepts in-kind contributions only for the following legal forms: SARL, EURL, SAS, and SASU . Qonto accepts in-kind contributions only if they complement a cash contribution. The list of tangible or intangible assets must be explicit in your bylaws! Qonto accepts contributions that have been certified by a contributions referee . Qonto can accept contributions that haven't been externally certified, only if: → The individual value of each asset doesn't exceed 30 000 euros . → The total value of in-kind contributions doesn't exceed half of the share capital . → Supporting documents are provided. 💡 In the case of in-kind contributions, the supporting documents will be requested outside the registration process, during the analysis of your application by Qonto. What documents are requested? For contributions not certified by a report from an external contribution's appraiser, you can provide, for example: For a vehicle: the vehicle registration under your name and/or a transfer certificate and/or an invoice if available. For equipment (furniture, IT equipment, industrial machines, tools) : an invoice under your name or the company's name. Shares of a company: the company's bylaws (if the company is less than a year old) or the latest balance sheet or tax return. For a business goodwill: a transfer certificate or a business goodwill attestation. For a commercial space: a notarized purchase deed. For a trade name or a trademark: a proof from the INPI ( French National Institute of Industrial Property). ☝️ The verification of those documents is to confirm the ownership and estimate the current value of the asset indicated in your bylaws. Therefore, it's crucial for the documents to be consistent. ✌️ Certain types of contributions, like intangibles assets, might require a deeper analysis. We may contact you for more information.

https://help.qonto.com/en/articles/7188272-how-to-proceed-to-capital-deposit-in-france-with-in-kind-contributions

What are the rules for the transfer of your cash contributions ?

Note: this article only applies to French company creation. 🇫🇷 📌 Before you sign up, check out our eligibility requirements for the capital deposit. ℹ️ Each associate receives his deposit IBAN by email. A deposit account, temporary and nominative , is assigned to each associate. The associate in charge of the register can also retrieve the IBANs and track the progress of the payments on the Qonto interface. Below you will find our conditions : The payment of contributions is only possible by bank transfer. SEPA , Instant SEPA and SWIFT transfers are accepted. ✅ However, there is a list of countries from which SWIFT transfers are not accepted. 🔍 A natural person associate (individual) must pay his contribution from his personal account, except for minors. An associate who is a legal entity (company) must pay his contribution from his business account. It is not possible for an associate (individual or legal entity) to have the payment of his contribution made by another person or company. ⚠️ The payment of an associate's contribution can be made in several transfers and from his different accounts. Transfers from a Lydia, Paypal, Xoom, Western Union or other electronic payment service are not accepted ❌ Virement Spécifique Orienté Trésorerie (VSOT) are automatically rejected. ❌ Good to know 💡 Prefer the Instant SEPA Transfer ⚡️ The transmission of classic transfers by banks is not ensured on weekends and holidays. In addition, the reception time of a SEPA transfer is 1 to 2 working days and that of a SWIFT transfer is 5 working days. Only the SEPA Instant network operates 24/7/365 and ensures receipt within minutes! 💜 Don't mix up immediate transfers with instant transfers! Immediate means "as soon as possible" as opposed to delayed transfers. Instant means "sent via the SEPA Instant network", if the recipient's bank is compatible. Some banks charge a fee for this. If you make your transfer : From a joint account , you will probably be asked for the RIB of the account showing the full name of the partner. You can send it in advance on [email protected] From a PEA / PEA-PME account , you will be asked to provide proof of the subscription request to your bank. You can send them in advance to [email protected] On the deposit account of another partner , Qonto will be able to rectify the situation without asking you for a new payment. If the amount transferred is higher than expected , the excess will be returned to the issuing account. On a closed deposit account , the transfer will be automatically rejected and returned to the sender within 5 business days.

https://help.qonto.com/en/articles/4359532-what-are-the-rules-for-the-transfer-of-your-cash-contributions

How to proceed to a partial release of your capital ?

How does partial release work? When depositing capital, Qonto offers you the choice of depositing all or part of your capital. ℹ️ Please note that partial release and variable capital are not compatible. Here are the steps you need to take: Prepare your bylaws, clearly indicating the amount you wish to liberate at the subscription of the capital deposit (as well as the breakdown of capital by associates). Once you have obtained your deposit certificate, you can proceed to register your company via the guichet unique . Once your company has been registered, you have 5 years to deposit the remainder of your capital in your company’s account. More information about the 5 years delay In the case of a partial release, the maximum legal period for proceeding to your full release is 5 years from the anniversary date of your capital deposit (registration). 💡 You have the option of liberating the capital in several parts within this 5-year period. There is no limit to the number of times and parts you can proceed to deposit. We also invite you to find out about the conditions for qualifying for the reduced rate of corporation tax . See the following link for more information: b) al.2 of article 219 du code général des impôts The amount of the partial release varies depending on the legal form of the company: SARL, EURL The associates are obliged to deposit at least a minimum of 20% of the total amount of cash contributions at subscription. SA, SAS, SASU The partners have to deposit at least 50% of the total amount of cash contributions at subscription. SNC There is no minimum amount to be paid up at the at subscription. The customer is free to choose the amount. SCI, SELARL, SELAS Partial payment is not possible for these legal forms ❌ ⚠ The initial amount deposited and its distribution amongst the associates must be specified in your bylaws . Example of breakdown: If your company has 2 partners 👥, share capital of 1000 EUR, 50% deposited, i.e. 500 EUR (SAS) on formation. You will need to indicate the breakdown in partially released capital (EUR per associate): Partner 1 👨 → to deposit 340 EUR (out of 500 EUR). Partner 2 🧔‍♀️ → to deposit 160 EUR (out of 500 EUR). Conditions for releasing the remainder of your capital with Qonto The issue of a deposit certificate is reserved for customers creating a company with Qonto. If you did not make your initial capital deposit with our services, don't worry, you can still release the remainder of your capital with Qonto. However, you will not receive a certificate of deposit for this transaction. All you have to do is transfer the funds to your Qonto account with a clear label. Your account statement will then serve as proof of your release. 💡 The capital increase offered at Qonto is not available to partially released customers until the capital has been fully released .

https://help.qonto.com/en/articles/7990551-how-to-proceed-to-a-partial-release-of-your-capital

What types of contributions are accepted for french capital deposit?

What are contributions to the share capital of a company? 🤔 Contributions refer to the resources that the partners of a company decide to bring during its creation or during a subsequent capital increase. In return, each partner receives shares/stocks proportionately to the value of their contribution. 💡 Certain legal forms do not require share capital and therefore do not necessitate capital deposit. This is the case for sole entrepreneurs and independent professional practices, for instance. These contributions can take different forms: Cash Contributions: This involves the contribution of liquid money. Shareholders contribute financially by depositing a sum of money into the company's capital. In-Kind Contributions: These contributions consist of providing tangible or intangible assets, such as real estate, equipment, vehicles, shares, patents, etc. A business's goodwill is also considered a non-cash contribution. Contributions of Expertise: In some cases, shareholders can contribute their skills, expertise, or know-how to the company. And at Qonto? In the context of a capital deposit at Qonto, we can handle company creation projects with cash contributions alone or with a combination of cash and in-kind contributions. ✌️ 💶 Cash Contributions: Qonto accepts cash contributions, whether in the context of partial or total capital release during incorporation. Deposit can only be made through bank transfers. For more information, here's our dedicated article on cash contributions deposit . 🏭 In-Kind Contributions: Qonto accepts in-kind contributions for SARL, EURL, SAS, and SASU entities, only if they complement a cash contribution. We support all contributions that have been evaluated by a contribution appraiser . For contributions that have not undergone external evaluation of their value, we can accept them under the following conditions: → The individual value of each asset does not exceed 30,000 euros. → The total value of in-kind contributions does not exceed half of the share capital. → Each is accompanied by a supporting document. For more information, here's our dedicated article on in-kind contributions . 💡 Contributions of expertise can be accepted if they do not constitute a part of your share capital.

https://help.qonto.com/en/articles/4359539-what-types-of-contributions-are-accepted-for-french-capital-deposit

Do You Want to Deposit Your Company's Capital? Qonto Offers a Simplified Solution in Partnership with Your Certified Public Accountant.

Can you really complete your capital deposit in just one week? Yes, with Qonto. Certified Public Accountants can initiate the capital deposit on behalf of their business-creating clients . 1- Getting Started Your dedicated capital deposit journey can be started by clicking right here . Before you begin, make sure you meet the following conditions: ✅ You are a Certified Public Accountant, accredited by the tax administration (a verification will be carried out to confirm this eligibility). ✅ The legal form of the company is accepted by Qonto (Single shareholder company: SASU, EURL, …). ✅ Your client meets our eligibility conditions . If you're an accountant and not yet a partner, feel free to join our program here . 2- Provide Us with Your and Your Client's Information Accountants, you will need to provide us with the necessary information for your client's registration as well as your professional information. Regarding your certified accounting activity: Your first and last name, Your contact email address, The trade name of your firm, Your SIRET registration number. Regarding your client's company: Information about your client (name, surname, date of birth, domicile, email address), Information about the company (corporate name, legal form, registered office address, capital amount), The draft by-laws . 3 - Account Holder Registration The registration on Qonto must be continued by the account holder and the unique shareholder, who will receive an invitation by email. This redirect to the Qonto site saves you time, as we directly collect the documents and information you have previously provided for your client. 1 - Click on the link received by email to access your registration area. 2 - Confirm your email address with a code. 3 - Follow the steps, fill in your information and choose the plan suited for your Qonto account creation. Once you have signed your contract, we will receive your complete file. It will be checked by our dedicated team within 24 business hours. 4 - Verification of the Registration and Capital Deposit If everything is in order, once the file is validated, you will move on to the capital deposit step. Otherwise, additional information or documents may be requested. 5 - Signing Your Deposit Certificate Once the funds are received, verified, and validated, we will send the account holder a deposit request by email to be signed digitally. The deposit certificate will be issued by our notary within 12 business hours: An original digital version of the Deposit Certificate: which will be sent by email to both the account holder and the accountant within 12 business hours after receiving the deposit request signature. An original paper version of the Deposit Certificate: which will be sent by postal mail to the sole partner's personal address within 7 business days from the reception of your share capital. 💡 Receiving the deposit certificate is necessary before proceeding with the signing of the statutes and the publication of the legal notice. 6 - Registration The crucial step of registration is made easier through the collaboration between Qonto, your accountant, and the registration services, ensuring a quick and efficient process. Upon obtaining your KBIS, the Qonto account holder must submit a valid incorporation proof directly on the Qonto interface (accessible only by the account holder). You can also send it following our exchanges, or by contacting us directly at [email protected] . Upon receipt of this, the official sign of your company's creation, we will finalize the setup of your business account within a maximum of three days. 7 - Account Validation Has your KBIS been validated by our service? You can then fully enjoy Qonto's services for the daily management of your company, with the peace of mind that your creation procedures have been handled efficiently and effortlessly. ☝️ Remember to download your final RIB and share it. Once the request for the release of your share capital is received by the notary, the funds are credited to your Qonto account within 72 business hours. 🎉 Most Common Questions What happens if my accounting activity is not eligible? If your activity is not validated, you can still accompany your client by assisting them in making their capital deposit through our standard process. As a business creator, I want to facilitate my capital deposit with the support of an accountant, how can I find one? We collaborate with numerous accountants who will be delighted to assist you in your business creation process. Find the one that suits you directly on Qonto here . Is it possible to create my company through this process with more than one shareholder? We hope to soon offer the possibility to initiate your capital deposit in collaboration with your accountant for a company with more than one shareholder. However, it is already possible to do so independently with Qonto through our standard process .

https://help.qonto.com/en/articles/9038022-do-you-want-to-deposit-your-company-s-capital-qonto-offers-a-simplified-solution-in-partnership-with-your-certified-public-accountant

How to trademark and use my company logo?

📌 How to check if your logo is already trademarked? When creating your logo, to protect yourself but also to ensure that you do not infringe rights already attributed to a third party, a verification stage is essential . There are three cumulative conditions for protecting a logo under trademark law: the logo must be distinctive , lawful and available to constitute a valid trademark. Distinctive : The logo is often made up of several figurative and/or verbal elements. Not all of them necessarily need to be distinctive when taken in isolation. Lawful : The registered logo must not offend public decency, public order or be composed of a sign whose use is legally prohibited or regulated (this is the case, for example, with flags, coats of arms, state emblems, Olympic emblems, etc.). Available : The logo must not be identical or similar to a sign previously used or registered for identical or similar goods or services: Identical search: this enables the owner of the registration application to find out about trademarks, company names and domain names that are strictly identical to the sign they wish to register. Similarity search: this enables the existence of similarities to be highlighted. Before you start the formalities for registering your logo, you can check its availability using official databases: For France 🇫🇷, you can use the database of the Institut national de la propriété industrielle ( INPI ) For Europe 🇪🇺, you can use the database of the Office of the European Union for Intellectual Property ( EUIPO ) These databases list all trademarks published and/or registered in France and Europe. 📌 How to register your logo? Competent institutions At national level, logo protection under trademark law requires the completion of registration formalities. The procedure can be carried out at several levels: Registration of the trademark property right may be carried out directly with the relevant national institutions . In France, this is the Institut national de la propriété industrielle (INPI) In Germany, this is the Deutsches Patent und Markenamt (DPMA) In Spain, this is the Oficina Espanola de Patentes y Marcas In Italy, this is the Ministero delle Imprese e del Made in Italy In the European territory , you can obtain protection for the whole territory. To do this, you need to apply directly to the European Union Intellectual Property Office (EUIPO). Once obtained, this property right is automatically valid throughout the 27 Member States for a renewable period of 10 years from the date of registration. The registration procedure Once the application has been filed with the relevant institutions, a preliminary examination stage begins: For example, in France, the INPI examines your application and may issue observations or objections. An opposition allows the owner of a prior right to oppose the registration of your trademark if they consider that it infringes their rights. Observation allows you to draw the INPI's attention to the fact that the trademark is not valid, for example, under other regulations, such as those protecting Geographical Indications. Anyone concerned can make observations. If there is no opposition, INPI publishes the registration in the Bulletin Officiel de la Propriété Industrielle (BOPI). You will then receive a certificate stating that your trademark has been registered. Caution: It is advisable to reread the registration certificate and report any errors to INPI as soon as possible. Scope of the trademark rights Trademark protection will be granted for the logo as registered, for the goods and services referred to at the time of registration (" principle of specialty ") and for the territory or territories in which it was registered (" principle of territoriality ") . Principle of specialty When filing and examining a trademark, the NICE Classification is useful. You should therefore pay particular attention to it. To help you draw it up, you will find below for each class of the classification an overview of the titles of the goods and services which are related to it ( NICE Classification ). Example: if the Lacoste trademark is used by a third party to market musical instruments. As class 15 relating to musical instruments had not been selected at the time of filing by Lacoste (known for its ready-to-wear clothing), the company would not benefit from protection. There is no likelihood of confusion between the two marks. The use of the mark cannot be contested. Principle of territoriality In principle, the protection is national. This means that a trademark protected by a national institution will only have effect in the territory concerned. Conversely, the protection will have no effect in other territories. Finally, by analogy, registration with the European authorities/international bodies will have effect in their respective jurisdictions. Registering a trademark gives you exclusive rights to distinctive signs - such as names, logos, colors, images, patterns, shapes, packaging or sounds - that characterize your products and differentiate them from other goods or services. In most countries, trademarks are protected for 10 years. The cost of trademark registration formalities There is a cost involved in registering a trademark. At national level, here are useful links: In France → ( INPI ): In Germany → Deutsches Patent und Markenamt (DPMA). In Spain → l "Oficina Espanola de Patentes y Marcas" In Italy → Ministero delle Imprese e del Made in Italy And the World Directory for any additional information Supra-national institutions, here are useful links: At the Europe → EUIPO For international trademarks → WIPO 📌 How you can use your logo if you don’t register/trademark it ? The rights acquired under trademark law confer property right to the owner for the products or services he/she has designated. In the absence of such formalities, the logo may also be protected by copyright as soon as it is created, provided it is original. Caution: Being the owner of a trademark confers a definite advantage by virtue of possession of an intellectual property title, easier to oppose to third parties and to invoke before a judge. This right is exercised without prejudice to rights acquired by third parties prior to the filing date or priority date of the trademark. 📌 This FAQ is for information purposes only and does not constitute legal advice. The document contained in this FAQ is intended to provide a general overview of the subject matter and should not be construed as legal advice specific to your situation. It is therefore suggested that you consult a qualified lawyer for advice that addresses your particular circumstances.

https://help.qonto.com/en/articles/8989730-how-to-trademark-and-use-my-company-logo

Create an impactful business logo with Qonto AI-powered generator!

At Qonto, we're always looking for ways to support business creators. That's why we're excited to introduce our new logo creation feature. This tool leverages artificial intelligence to design professional-looking logos tailored to your company's identity. Whether you’re just beginning or seeking to perfect a logo idea, our tool powers you up! 🚀 What is Artificial Intelligence (AI) and how does it work? Artificial Intelligence is a branch of computer science that aims to create software programs capable of intelligent behavior such as solving problems, giving guidance or making something new, like a logo for your company. AI works by analyzing vast amounts of data given by their programmer, recognizing patterns, and making decisions based on this analysis. 🤖 This technology is not brand new, it was used already in a wide range of applications like video games, industrial automations, security systems, healthcare, finance, marketing recommendations, self-driving-cars. The new thing is the great democratization coming from AI programs that use humans words as instructions. ✍️ While mind-blowing, an AI, like any other computer program, is only capable of doing what it is designed and trained for. It just gets better and better at it, learning from feedbacks and/or new data. How to generate an impactful logo? From the moment you wait for the deposit certificate until you access your business account, you will be able to use our creative tool to generate up to 20 logos. Access the tool from the left panel and let your ideas flourish! 🪷 Write as many details as you want about your industry, company activity or brand identity. Request for any symbols, shapes or objects to be included with associated colors if necessary, but focus on only a few elements to avoid overloading. Keep sentences simple, precise and organized for maximum accuracy. ​ The tool is configured to generate a business logo, not masterpiece paintings. Also, please take care to respect OpenAI usage policy . ​ Select the main color theme of your logo or let the AI choose what could suit the best. ​ Select the design style of your logo or let the AI surprise you. You can see as example the Qonto flower. ​ Read and accept the terms and conditions. ​ Click on generate and see from yourself! 🙌 Once you generated a logo that you like, you can set it as Qonto avatar (and Qonto invoicing logo if eligible) . All your previously created logos, up to 20, are stored in the logo creation tool and you can download them for later use. 💡 Still be mindful, with AI using the same details and criteria will never produce the same logo. If you’re interested in one and want to iterate on it with externals tools, better download it. What usage can I legally make of this logo? Now that you have a great company logo, you might wonder what can you legally do with it? How to officially register it? Everything is answered in this extensive article .

https://help.qonto.com/en/articles/8890964-create-an-impactful-business-logo-with-qonto-ai-powered-generator

What is the difference between a physical person and a legal entity ?

Physical person A physical person (or legally speaking, a natural person) is any living human being considered as a subject of rights and obligations. A natural person can be recognised by several elements: a family name (or several) a first name (or several) a home address (fixed for at least 6 months per year) a nationality . A natural person has a legal personality, which means that he or she has rights (e.g. voting rights) and duties (e.g. respect for others). In France, to benefit fully and autonomously from their legal personality, a natural person must be of legal age (or emancipated) and not be placed under guardianship or curatorship. Legal entity Legal entity Under French law, a legal entity (or, legally speaking, a legal person) is a group with legal personality. Usually, a legal person consists of a group of natural persons gathered to accomplish something in common. This group may also include individuals and legal entities. It may also consist of only one element. French law distinguishes between: corporate entities in public law: the State, local authorities, public establishments, etc. corporate entities in private law : most commonly private companies, civil companies (SC), economic interest groups and associations. Some corporate entities in private law are entrusted with the operation of services of general economic interest. To recap a legal entity is : A legal person is an entity which, although it’s not a natural person, has rights and responsibilities . The legal person can be directly controlled by naturals persons or by others legals persons , which in turn can always find natural persons. It can be subject to both public and private law . If it meets the required criteria, it can proceed to share capital contribution with Qonto . How to add a legal entity as a shareholder in Qonto Before depositing your share capital with Qonto, you’ll be asked to define your company shareholders and their shareholding type : To file the capital of a company with one or more legal entities as shareholders, you only need to provide : The date/place of birth of the physical representative A copy of the ID of the physical representative of each corporate entity. We’ll take care of finding the proof of registration (synthèse INPI définitive, extrait Kbis or extrait INPI) and bylaws, so you don’t need to worry ! 💡 Additional documents may be requested outside the registration process for legal entities outside-France

https://help.qonto.com/en/articles/5231586-what-is-the-difference-between-a-physical-person-and-a-legal-entity

What bylaws should I provide for the capital deposit?

What are the bylaws? The bylaws contain all the important information about your new company: its corporate name (the name of your company) the legal form the registered office address the amount of share capital the contributions of each partner or shareholder the corporate purpose ( summary of the company's main activities *) the life span of the company 1️⃣ This is a document to provide to the Guichet unique des entreprises when you apply for registration. 💡 To help you, we offer model of bylaws to customize to suit your project. You can also ask your accountant, lawyer or formalist to help you redact the document. 2️⃣ This document will also be requested by Qonto when you register your company, and you'll need to drag and drop it into the " Deposit your bylaws " section. ⚠️ Some important information about your status In order to avoid a refusal by the Guichet unique, your status projects: Must not ❌ Must ✅ Be dated before the date you obtain your certificate of deposit Be perfectly legible (Tip: use PDF format) Because Qonto is a payment institution, not a bank (a credit institution), certificates of deposit are issued and signed by notaries. For this reason, we add an appendix at the end of your bylaws. This appendix completes the "Contributions" section of your bylaws by mentioning the notary's office that certifies the capital deposit, in order to register with the Guichet unique. The appendix is automatically added to your bylaws once they have been validated by our teams. When your deposit certificate is available, we'll send you the complete version of your bylaws (with appendix). To avoid a refusal when registering with the Guichet unique, it is important to use the version with the appendix of your bylaws. This appendix contains essential information about your capital deposit.

https://help.qonto.com/en/articles/4359543-what-bylaws-should-i-provide-for-the-capital-deposit

You want to register and deposit your capital? Qonto offers you an integrated solution with Legalstart.

You’ve initiated the creation of your company on Legalstart, but you need a deposit certificate of capital to finalize the creation of your company: Legalstart offers you to obtain this document through Qonto. 1- TO GET STARTED You’ll need to meet the following requirements: ✅ The legal form of your company is accepted by Qonto (SAS, SASU, SARL, EURL, SELARL, SNC or SCI). ✅ You meet our eligibility requirements. Legalstart offers you to file your share capital on Qonto. Click on the Go to Qonto button (bottom right) : You’ll be redirected to the Qonto homepage, then click on Start : 2- DATA TRANSFER 1️⃣ For information, by choosing to continue the adventure with Qonto, Legalstart will send us the information necessary for your registration: your email address the company legal name the company legal form the company address your nationality your birth address, city and zip code the capital amount of your company your residence address your phone number your gender For physical shareholders: first name, last name, email, date of birth, residence address country, birth address country For legal shareholders: ultimate beneficiary city of birth, nationality, company name, registration number, share contribution amount, first name of legal representative, last name of legal representative, email address of legal representative. 3- DEPOSIT YOUR CAPITAL ON QONTO ⚠️ The registration on Qonto must be done by the main shareholder of the company. If the registration is started by another person, the main shareholder will receive an email inviting him/her to start the registration. This redirection to the Qonto website will save you time. As we collect the email address you filled out on Legalstart. 💡 If you already have a Qonto account, you'll just need to log in to start your registration. Your email address is pre-filled directly on our site: You can then follow the steps of the capital deposit : 1) The creation of your Qonto account 2) Receive your deposit certificate within 12 business hours (Mon-Fri, 9am-6pm) 3) Sending your certificate to Legalstart to register your company 4) Activate your Qonto account 4- REGISTER YOUR COMPANY ON LEGALSTART Once your deposit certificate is available on your Qonto account, we will send it automatically to Legalstart. Legalstart will then register your company, and you can come back to us once you have obtained your proof of registration (synthèse INPI définitive, extrait Kbis or extrait INPI). 5- AFTER YOUR REGISTRATION After the validation of your registration on the Guichet unique, you will have to import your proof of registration (final INPI summary, Kbis extract or INPI extract) directly on your Qonto interface. ☝️ Carry out this operation from a computer, using the Google Chrome browser. Once your RCS number has been recognized by the legal databases, your account will be validated and activated! 💡 Do not forget to download your final IBAN and share it. Once the request to release your share capital has been received by the notary, the funds will be credited to your Qonto account within 72 business hours. 🎉

https://help.qonto.com/en/articles/6291285-you-want-to-register-and-deposit-your-capital-qonto-offers-you-an-integrated-solution-with-legalstart

What type of shareholders does Qonto accept for capital deposit ?

To make a capital deposit with Qonto, we accept that your file includes natural persons (individuals) and/or legal entities (companies) as partners. 💜 Accepted physical shareholders : Adults Emancipated minors (a letter of emancipation signed by a judge will be requested) Non-emancipated minors , if one of the parents is a shareholder in the company. Both parents will be required to sign an attestation authorising the minor to create a company (or the sole legal guardian + court decision giving parental authority to one parent) . Having an admissible identity document with ongoing validity Accepted legal entity shareholders : Companies registered in France 🇫🇷, Italy 🇮🇹, Spain 🇪🇸, Germany 🇩🇪, Belgium 🇧🇪, Luxembourg 🇱🇺, Netherlands 🇳🇱, United Kingdom 🇬🇧 (and if applicable, managed by companies from these countries). French associations under the 1901 law or similar 🇫🇷 The stacking of companies does not exceed two consecutive parent companies . Additional documents may be requested outside the registration process. Several combinations are currently possible in terms of shareholders: A legal entity as sole shareholder : must be represented by a legal representative of FR nationality Several legal entity shareholders :legal representatives of EU nationality and at least one of FR nationality Combination of physical persons and legal entities (with legal representatives of EU nationality and at least one of FR nationality) ⚠️ The acceptance of a registration is however conditioned. Therefore, before registering, please check out all our eligibility conditions for the capital deposit service . If you meet all the necessary requirements, then you can apply. Then let's get started! Click on this link to start your registration! 🚀

https://help.qonto.com/en/articles/5231600-what-type-of-shareholders-does-qonto-accept-for-capital-deposit

What are the steps of the capital deposit?

Qonto, the leading European platform for SME and freelancer finance management, facilitates online company capital deposits. We prioritize transparency, providing clear steps and verifications for your capital deposit compared to traditional players. Upon completion, you'll receive both a digital and paper certificate, streamlining registration at the Guichet unique . Here are the steps: Step 1: Your registration Initiate your capital deposit by completing the online form here . We will need the following documents: Your articles of incorporation or bylaws A proof of identity for each shareholder A proof of address for your company headquarters Choose the pricing adapted to your situation, including the fees linked to the capital deposit and your Qonto subscription (see the pricing here ). ☝️ Ensure alignment with eligibility criteria before initiating your capital deposit registration for a smooth process ⚡️. 📌 When registering on our site, you must indicate only cash subscribers (sum of money). Contributors exclusively in-kind do not need to be filled in. Step 2: Verification of your application As soon as we receive all your information, your application will be checked by our dedicated team within 24 hours . Once your application is accepted, you will proceed to the next step. Step 3: Payment of your share capital A temporary, and nominative, deposit account is allocated to each associate in order he can make the payment of his contribution by wire transfer. ☝️ Each associate receives his deposit IBAN by email. The account owner can also retrieve the IBANs and follow the progress of the payments on the Qonto customer area . 📌 To make this step easier, see our Rules and advices on the payment of contributions . Step 4: Origins of the funds' review If you opt for instant SEPA transfer, we'll immediately receive the transfer(s). ⚡️ Otherwise, it can take up to 48 hours (depending on the bank transfer delays). After receiving the transfer(s), we'll check the origins of the funds, and let you proceed to step 5 . ☝️ Make sure that all the associates do the transfer at a similar date. This will prevent you from delays, waiting for all the funds. Step 5: Your deposit request The funds' origin has been checked and validated! We will send you the deposit request by mail mentioning all your company informations. Sign it online to confirm it! ☝️ An error or oversight can easily occur. Check your company's information in the request document before making the signature. If you notice any inconsistencies, contact us to make the necessary changes. Step 6: Your capital deposit certificate As soon as the deposit request is signed, we will transfer the funds to the notary. He will then sign your deposit certificate once he will receive the funds (within 12 business hours). Two versions are produce: The digital deposit certificate : sent by email by the notary as soon as your funds will be received by him. You can register your company online with this document on Guichet unique website. The original deposit certificate : sent by postal service by the notary within 7 open days after he receives your capital deposit. Step 7: Your company registration With your deposit certificate, you can now send this document to the Guichet unique in order to obtain your proof of registration (synthèse INPI définitive, extrait Kbis or extrait INPI). ☝️ The easiest solution is to start your registration online on the Guichet unique . 💡 If you are assisted by a partner for your registration documents and your procedures for the registration of your company, you just have to complete your application on their website . Once the dossier is completed on their side (don’t forget to include your deposit certificate ), they will take care of your registration through the Guichet unique. 📌 You must sign your bylaws before submitting them to the Guichet unique. Make sure the date you sign the bylaws is after the date on your Deposit certificate. Also, if you include the date you obtained the Deposit certificate in your bylaws, make sure it matches the date on the Deposit certificate. Example: For a certificate signed on 01/01/2022, the bylaws must be signed on 01/01/2022 at the earliest. Step 8: Your proof of registration To finish your capital deposit process, we need your definitive proof of registration (synthèse INPI définitive, extrait Kbis or extrait INPI). ☝️ Careful, temporary documents are not accepted. Take the time to read : Which proof of incorporation are accepted by Qonto? Please upload it directly on your Qonto account . Step 9: Validation of your Qonto account Once the SIREN number is recognized in the legal bases, your account will be validated and activated. ☝️ You can now download your definitive IBAN and share it with your partners. Step 10: Your capital restitution When the restitution request will be received by the notary, the funds will be credited on your Qonto account within 72 business hours . 💡 Qonto does not deliver a certificate for the release of capital. If your accountant asks for this document, you can provide: your account statement, which will serve as proof of your capital release. You will receive your account statement at the end of the month in which you registered, so that you can forward it to your accountant. Step 11: Your Qonto card Discover the features of your account and order your credit card right away. The adventure can now begin 🚀

https://help.qonto.com/en/articles/4359544-what-are-the-steps-of-the-capital-deposit

What are the requirements to proceed to the initial capital deposit of a French company with Qonto?

You want to make your capital deposit with Qonto in order to incorporate your company. We invite you to consult the conditions below to confirm that your project is eligible: Legal Form Capital deposit with Qonto is open to the following legal form : SAS / SASU SARL / EURL SELARL SELAS SCI / SC SNC ℹ️ You want to transform your freelance activity into a company (SASU, SAS, SARL, …) ? Transformation of a freelance activity into a company requires formalities and often a capital deposit. The capital deposit cannot be done directly on your freelance Qonto account. You will need to start a new Qonto registration for company creation. Headquarters Headquarters must be located in France (except Monaco) , Guadeloupe , Guyane, Martinique, Mayotte, La Réunion, Saint-Barthélemy, Saint-Martin ou Saint-Pierre-et-Miquelon. Activity Your company’s activity must not be related to the activity listed in the forbidden activities . Holding companies cases : Holding companies can open a Qonto account in minutes , 100% online. For more information about our conditions, please contact us. Shareholders Physical shareholders (individuals) 👤 : Must provide an acceptable proof of identity with ongoing validity Emancipated minors are accepted upon presentation of an emancipation letter signed by a judge Non-emancipated minors are accepted only if one of the parents is a shareholder and upon presentation of a certificate signed by both parents (or the sole legal guardian + the court decision giving parental authority to one single parent) Corporate shareholders (companies) 🏢 : Companies incorporated in France 🇫🇷, Italy 🇮🇹, Spain 🇪🇸, Germany 🇩🇪, Belgium 🇧🇪, Luxembourg 🇱🇺, Netherlands 🇳🇱, United Kingdom 🇬🇧 (and if applicable, owned by companies in those countries) French law 1901 associations or assimilated 🇫🇷 ℹ️ At least one shareholder (or legal representative of a corporate shareholder) must live in France 📍🇫🇷 Share capital The minimal cash contribution is €1 by cash contributor and the share capital must be fixed o r partially released: Partially released contributions are accepted, under these conditions: SARL, EURL: the associates are obliged to deposit a minimum of 20% of the total amount of funds at the capital deposit stage. SA, SAS, SASU: the associates are obliged to deposit a minimum of 50% of the total amount of funds at the capital deposit stage. SNC: there is no mandatory amount to deposit at the capital deposit stage. The client is free to choose the amount. ⚠️ The amount to be deposited must be specified in the draft bylaws by the client, and the remaining capital must be deposited within 5 years of the anniversary of your registration. New companies with variable capital are accepted, under these conditions: The bylaws need to provide a variability clause defining max/min values Maximum share capital for SCI / SC is €10 000 (no limit for other legal forms) The minimum capital to be deposited for a transport company is 1800 euros ℹ️ Please note that partial release and variable capital are not compatible. In-kind contributions are accepted, under these conditions: Total in-kind contributions does not represent more than half of total share capital Individual value of each in-kind item is under €30 000 Validation by Qonto of invoices and value estimates to date (in case of material items) Frequently asked questions 💡 Who can start opening the Qonto account? *The Registration *** on Qonto must be carried out by an associate (or a legal representative of a corporate shareholder) Which documents should I provide to be the account owner? The account owner is the person doing the registration. It must provide an admissible and valid identity document What means of payment are accepted for registration? It is only possible to pay for Qonto registration fee by credit card Can I deposit my capital by credit card, check or cash? The deposit of contributions can only be made by bank transfer. For more information on the deposit of contributions, click here Would you like to find the invoice for your Capital Deposit payment? We have sent it to you in the mail entitled "Your Qonto invoice" on the day of your payment. Do you meet all the necessary conditions? So, let's go ! Click on this link to start your registration! 🚀

https://help.qonto.com/en/articles/4359524-what-are-the-requirements-to-proceed-to-the-initial-capital-deposit-of-a-french-company-with-qonto

What's the story behind Qonto?

You think that the traditional banking experience is time-consuming, lacks transparency and doesn't cater to your needs? That's exactly what happened to Alex and Steve, who were very frustrated with their bank when they started their first business. That's why they decided to launch Qonto, the first business account that you can manage 100% online , dedicated to SMEs and freelancers. Qonto aims at reinventing the whole banking experience for entrepreneurs : a quick and seamless account opening, an efficient tool to manage your finances and a great customer support! Qonto, why this name? Alex and Steve wanted to launch a fintech startup with European ambitions. Account in English... Compte in French... Konto in German... and conto in Italian... this is how they came up with Qonto ! A name that all European countries could understand.

https://help.qonto.com/en/articles/4359675-what-s-the-story-behind-qonto

What is Qonto?

Qonto is the solution that simplifies financial management of freelancers, SMEs, startups, and associations* ​ Our business accounts offer numerous advantages : 100% online: open your account in minutes, get your IBAN instantly and order your Qonto MasterCards from the app Helping you make your accounting easier with automated receipts matching, personalized labels and so much more Offering complementary capabilities related to invoicing , cashflow and suppliers management. Designed for teams: team members can manage their transactions via their own user account Integrated with the best 'fintech' and 'SaaS' (Stripe, Slack, Sage, Cegid...) Available and reactive customer support: 7 days a week, via chat, phone, and social networks. Qonto is simpler, faster, and its pricing is fairer than any traditional bank. With Qonto you don't only open a business account, you also get access to a tool that makes your financial management more... Efficient: an account that you will understand effortlessly, and that will make you save a lot of time with complementary capabilities User-friendly: we abstain from useless processes to guarantee our users the best banking experience possible Collaborative: manage your team members' user rights in a few clicks and give them the autonomy they need while controlling your company spendings Connected: seamlessly connect your favorite business software and always keep track of your finances, wherever you are, thanks to our application. so we don't do personal accounts (yet!).

https://help.qonto.com/en/articles/4359540-what-is-qonto

Disambiguation page: credit institutions and payment institutions, bank accounts and business accounts.

Qonto is a French payment institution, registered in the Registre des agents financiers under license number 16958 and subject to the supervision of the Autorité de Contrôle Prudentiel et de Résolution (ACPR). What is a payment institution in simple terms? A Payment Institution is a financial intermediary other than Credit Institutions. The substantial difference is that Payment Institutions cannot provide credit. Payment Institutions can provide payment services associated with a payment account. Furthermore, Payment Institutions are not allowed to collect deposits from users. The funds received from customers must be deposited with a credit institution, in an account separate from that of the Payment Institution, with the clear indication that they are third party assets. In other words, the sums held in the payment accounts on behalf of each customer cannot be confused with those of the payment institution. What is the difference between a bank account and a payment account? As the word itself indicates, only banks can open bank current accounts. The accounts provided by the Payment Institutions are legally referred to as "payment accounts". Unlike bank current accounts, funds set up in a payment account do not accrue interest and are subject to the protection methods described above. In any case, for the use made of it, any reference to a "bank account" on our site must be understood in the common sense of the term.

https://help.qonto.com/en/articles/4359545-disambiguation-page-credit-institutions-and-payment-institutions-bank-accounts-and-business-accounts

Is it possible to open a dedicated account on Qonto?

The dedicated account-which came into force with Law 136 of 2010-is nothing more than a particular current account , opened at a Banking Institution or at the Italian Post Office-restricted to the management of receipts and disbursements to and from the Public Administration, in order to ensure their traceability . The dedicated account is required, by way of example but not limited to, for companies wishing to participate in: Public contracts Major works In addition, the same may also be necessary for enterprises that need to receive funds from: Public Administration (public works, services and supplies) Concessionaires of public funding (including European funding) A dedicated account is for all intents and purposes a special type of current account and, for this reason, cannot be offered by our Institute. Qonto is in fact a Payment Institution and - as such - can only offer "payment accounts" but not "current accounts."

https://help.qonto.com/en/articles/6448423-is-it-possible-to-open-a-dedicated-account-on-qonto