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600
credit_reporting
governor name reporting error information exist credit report notice employment information address belong association error information really high risk intervene business way rebuilding everything dynamic employment information address need removed credit info reported ok ok
601
credit_reporting
may concern name trying report inaccurate item credit report year however credit bureau always try avoid responsibility review remove incorrect item ask authorization attached proof identity writing complaint one writing please respect time afford accept anymore excuse job credit bureau even electronic response know tactic acceptable credit bureau fulfill responsible even intend steal money ignoring collection negative account never owned known according fair credit reporting act demand complaint reviewed carefully regulation time frame day employment belong please delete va va address belong attached proof current address select box reported credit card belong never sign contract sign debt delete reported account mine provide full document must delete time frame day reported account mine provide full document must delete time frame day reported never financial obligation company please delete va reported original contract application proof show consent signature person receipt information method verification using electronic response acceptable proof must verified collection belong creditor collection agency sign contact information delete immediately reported provide full information collection must delete credit report place settle unknown debt state authorized delete reported collection account belong creditor collection agency signed contract information demand removed reported collection account belong creditor collection agency signed contract information demand removed reported collection belong delete reported original contract application proof show consent signature person receipt information method verification using electronic response acceptable proof must verified collection belong creditor collection agency sign contact information delete immediately bankruptcy bankruptcy account unauthorized incorrect please delete
602
credit_reporting
may concern name trying report inaccurate item credit report year however credit bureau always try avoid responsibility review remove incorrect item ask authorization attached proof identity writing complaint one writing please respect time afford accept anymore excuse job credit bureau even electronic response know tactic acceptable credit bureau fulfill responsible even intend steal money ignoring collection negative account never owned known according fair credit reporting act demand complaint reviewed carefully regulation time frame day employment belong please delete va va address belong attached proof current address select box reported credit card belong never sign contract sign debt delete reported account mine provide full document must delete time frame day reported account mine provide full document must delete time frame day reported never financial obligation company please delete va reported original contract application proof show consent signature person receipt information method verification using electronic response acceptable proof must verified collection belong creditor collection agency sign contact information delete immediately reported provide full information collection must delete credit report place settle unknown debt state authorized delete reported collection account belong creditor collection agency signed contract information demand removed reported collection account belong creditor collection agency signed contract information demand removed collection belong delete reported original contract application proof show consent signature person receipt information method verification using electronic response acceptable proof must verified collection belong creditor collection agency sign contact information delete immediately bankruptcy bankruptcy account unauthorized incorrect please delete
603
credit_reporting
name trying report incorrect information past year work far see inaccurate address listed credit report please remove address belong inaccurate information intervening building credit believe may belong someone else similar address please investigate auto loan real estate loan reported reported reported reported reported reported request credit bureau delete disputed item within legal time frame day validating debt creditor filing complaint party experian every creditor reporting item filing lawsuit done card reported creditor state late payment however never late account creditor admitted recorded phone call late payment reported administrative error part agreed remove creditor even failed prove sent early warning notice required fair credit billing act metro compliance violation updating dispute status account currently dispute data furnisher updated remark account violation metro compliance violation including creditor contact information account currently dispute data furnisher updated remark account violation metro compliance violation incorrect inconsistent account number account currently dispute data furnisher updated remark account violation credit reported account status closed long time ago however information account number credit card credit report derogatory account reported account without notice warning claim credit bureau intentionally put information account personal benefit predatory lending purpose violation count several item report legally allowed report violation count account report belong identity may compromised violation count compliance procedure violation count creditor record proper identification
604
credit_reporting
name trying report incorrect information past year work far see inaccurate address listed credit report please remove address belong inaccurate information intervening building credit believe may belong someone else similar address please investigate auto loan real estate loan reported reported reported reported reported reported request credit bureau delete disputed item within legal time frame day validating debt creditor filing complaint party transunion every creditor reporting item filing lawsuit done card reported creditor state late payment however never late account creditor admitted recorded phone call late payment reported administrative error part agreed remove creditor even failed prove sent early warning notice required fair credit billing act metro compliance violation updating dispute status account currently dispute data furnisher updated remark account violation metro compliance violation including creditor contact information account currently dispute data furnisher updated remark account violation metro compliance violation incorrect inconsistent account number account currently dispute data furnisher updated remark account violation credit reported account status closed long time ago however information account number credit card credit report derogatory account reported account without notice warning claim credit bureau intentionally put information account personal benefit predatory lending purpose violation count several item report legally allowed report violation count account report belong identity may compromised violation count compliance procedure violation count creditor record proper identification
605
credit_reporting
name repeating complaint inaccurate item still exist credit report please investigate account incorrect belong reported charge account mine please provide full documentation delete charge account mine never receipt loan credit company delete reported provide full documentation delete reported account reported late however never late account please provide proof payment remove reported account mine delete immediately reported provide documentation delete
606
credit_reporting
name repeating complaint inaccurate item still exist credit report please investigate account incorrect belong reported charge account mine please provide full documentation delete reported xxxxxxxx charge account mine never receipt loan credit company delete reported provide full documentation delete account reported late however never late account please provide proof payment remove account mine delete immediately reported provide documentation delete
607
credit_reporting
name repeating complaint inaccurate item still exist credit report please investigate account incorrect belong reported charge account mine please provide full documentation delete charge account mine never receipt loan credit company delete reported provide full documentation delete account reported late however never late account please provide proof payment remove account mine delete immediately reported provide documentation delete
608
credit_reporting
duplicate complaint see requested attachment problem credit reporting due unverified inaccurate misleading information report
609
credit_reporting
duplicate complaint see requested attachment problem credit reporting due unverified inaccurate misleading information report
610
credit_reporting
duplicate complaint see requested attachment problem credit reporting due unverified inaccurate misleading information report
611
credit_reporting
review carefullylook document attached lendingclub falsely reported credit bureau account day past due charged date account current past due payment cured lendingclub withdrew account ending monthly payment loan payment due month ended lendingclub reporting payment made required lendingclub withdrew total account ending account nine monthly payment withdrawal additionally early prior withdrawal designated chase account file lendingclub company withdrew payment another bank account account reported current later shown another withdrawn account represents four month payment subsequent account current therefore account day past due lendingclub reported charged fact account current good standing hence lendingclub reported credit bureau account day past due provided inaccurate misleading damaging information contradicted evidence see attached bank statement previously contacted lendingclub directly regarding failure accurately report payment represented send change credit bureau see email attached obviously mislead believe corrected blatant misrepresentation furthermore many payment made lendingclub yet report payment credit bureau lendingclub misrepresented payment history credit bureau caused harm practice towards unfair misleading discriminatory deceptive damaging hereby request lendingclub provide accounting cease desist unfair deceptive dishonest discriminatory damaging practice towards provide accurate data credit reporting bureau regarding account remove account credit report plagued inaccurate information caused great harm lendingclub take responsibility error harm caused economically emotionally long continue harmed continue report appropriate agency new york state attorney general action taken lendingclub implore cfpb thoroughly review investigate matter many consumer affected lendingclubs unfair deceptive misleading practice
612
mortgages_and_loans
pdf version complaint complaint v bank hello filing complaint bank america boa unfair lending practice include following applying mortgage payment correctly mismanagement escrow misreporting mortgage account status customer credit reporting agency requiring unnecessary mortgage insurance premium mip charging unnecessary additional fee since started paying escrow paid principal interest p bank america due mismanagement escrow continued assessment mortgage insurance premium even though ive owned home year detail complaint called bank america inquire unscheduled increase mortgage payment monthly payment increased informed representative escrow shortage see attached boa escrow shortage pmt paid amount full phone bring escrow current day told mortgage payment would go back payment processed system following month billing cycle happen five month later mortgage payment increased aware increase mortgage increased yet called inquire payment increase told due another shortage escrow day paid another phone satisfy shortage escrow see attached boa escrow shortage pmt told mortgage payment would go back payment processed following month mortgage statement still making payment toward escrow account never went back led conclude boa willfully incompetent managing escrow deliberately using escrow mismanagement way increase customer mortgage payment charge unnecessary mortgage insurance premium escrow mismanagement unfair practice appealed increase mip charge phone receive response appealed writing see attached boa requested boa following remove escrow mortgage payment allow manage payment tax insurance boa reassess value home take consideration current estimated home value independent third party specifically discontinue mip charge provided boa copy report see attached showing current average value home paid home year ago boa continues use value home alternative suggested letter boa may conduct appraisal accurate value home submitted estimate sufficient boa denied request basis lack equity home see attached boa denied letter remove boa indicated ltv needed refused use current home value nearly original price indicated consider sell price however ltv stated denied letter consistent neither current value sell price boa accepted monthly p payment without fail however went branch make monthly p payment teller indicated accept payment anymore ensure payment would late made payment online via ach bank payment processed electronically boa refunded account see attached boa monthly mortg pmt branch mortg pmt transaction showing payment transaction ensure maintain monthly payment boa timely manner ive always done made p payment boa refunded mortgage payment back account week later see attached boa returned since transferred mortgage payment saving account continue matter resolved also since paid tax insurance separately see attached boa insurance overpayment boa however overrode payment resulting overpayment tax insurance saved tax insurance fund well last month p payment received intent accelerate letter boa see attached boa notice intent also sent notice assessing following unnecessary charge title fee see attached boa title fee see attached called get update account online access disabled boa informed already foreclosure
613
debt_collection
previous page allow actually select option fit situation capital one promised email return account standing paid took half stimulus check paid amount account restricted remains spoke account specialist approximately month ago promised pay additional addition auto pay amount next payment date missed making payment one day accessing website noticed different amount due paid saw account still permanently restricted would unrestricted able review previous response complaint could access website review unable retrieve mail po box sent due however concern account going go restriction information put one email received indicated account danger charged instead told account would remain current good standing paid received stimulus check way could make large enough payment satisfy capital one paid requested bring account current email stated would happen expected however upon going online late verify receipt balloon payment received confirmation payment capital one noticed account account specialist spoke put request restriction lifted upon checking today discovered restriction lifted disappointing frustrating feel capital one misrepresented fact uphold stated email struggled pay something every month since account capital one seems want push pay afford agree disagree point multiple bill pay everyone paid capital one believe acted faith believe honest paid expecting restore account standing could used amount pay several essential bill point nothing satisfy capital one unwilling compromise compromise pay want despite inability pay amount hand made compromise increased original auto pay paid larger amount including balloon agreed pay amount turned pay paying every month disappointed frustrated feel hopeless resolved mutual satisfaction dismayed since seems capital one said made false claim get make large balloon payment reneged statement restore account standing large payment received feel lied lied feel good
614
credit_reporting
account removed report although recording collection company account number account associated disputed two credit entry equifax report first account listed account second account listed california account requested deletion duplicate account dispute knowledge one account equifax confirmed verified updated account account remained report calling creditor recording conversation representative found one account number fact associated name account requested letter creditor confirm correct account number owed amount send bureau letter request refused contacted equifax state validate verify debt account number never associated name current account creditor representative said creditor confirms debt update system creditor state account ssn previous address verify equifax another account number dispute stated duplicate account needed removed equifax rep said confirmed owed amount creditor account owner account number confirm amount owed without first confirming owner account ensure reflected correct credit report
615
credit_reporting
account removed report although recording collection company account number account associated disputed two credit entry equifax report first account listed account second account listed account requested deletion duplicate account dispute knowledge one account equifax confirmed verified updated account account remained report calling creditor recording conversation representative found one account number fact associated name account requested letter creditor confirm correct account number owed amount send bureau letter request refused contacted equifax state validate verify debt account number never associated name current account creditor representative said creditor confirms debt update system creditor state account ssn previous address verify equifax another account number dispute stated duplicate account needed removed equifax rep said confirmed owed amount creditor account owner account number confirm amount owed without first confirming owner account ensure reflected correct credit report
616
credit_card
relation sam ash credit card synchrony bank synchrony bank predatory company stealing people purchasing power need offering customer service one try contact never customer service agent via online chat feature nothing help attached screenshot showing company making impossible work offering assistance people affected related financial hardship predatory keep harassing payment even customer still available credit also closed account sam ash card still available credit denying credit customer need want card reopened resolved satisfaction going report congressman representing district well accessible would love hear customer oklahoma already devasted economic carnage unemployment abused predatory lender like synchrony want cfpb publish description others learn experience
617
credit_reporting
complaint filed ford motor credit year complaint ended promise resolve issue issue resolved reported correctly issue caused score plummet cause multiple denial loan recently new mortgage account ford motor credit closed paid full year ago year ford reported charge repossession car based insurance making payoff time misapplying payment internally plagued year written letter executive analyst stating although disagree issue payment caused charge would removed account would changed positive payment history balance note charge offs removed reach multiple time charge seems randomly credit almost year later contacted mortgage company informed ford motor reported co indicator exception payment showing le year ago dropped score drastically happen phone state ca take call covid disputed verified co indicator correct brought co fresh data dropped score also account closed long time mistake ok verify co letter people ford guaranteeing taken care
618
credit_reporting
complaint filed year complaint ended promise resolve issue issue resolved reported correctly issue caused score plummet cause multiple denial loan recently new mortgage account closed paid full year ago year reported charge repossession car based insurance making payoff time misapplying payment internally plagued year written letter executive analyst stating although disagree issue payment caused charge would removed account would changed positive payment history balance note charge offs removed reach multiple time charge seems randomly credit almost year later contacted mortgage company informed reported co indicator exception payment showing equifax le year ago dropped score drastically happen phone state ca take call covid disputed equifax verified co indicator correct brought co fresh data dropped score also account closed long time mistake ok verify co letter people guaranteeing taken care
619
credit_reporting
new original attached letter found citi simplicity titled account approval notice dated month according citi already day late opened card identity theft reached citi card could pay online pay phone time new card reissued new account apparently attached company incorrect previously filed cfpb complaint denied citi please help clean credit put identity theft behind thank
620
credit_reporting
new original attached letter found titled account approval notice dated month according already day late opened card identity theft reached could pay online pay phone time new card reissued new account apparently attached company incorrect previously filed cfpb complaint denied please help clean credit put identity theft behind thank
621
credit_reporting
duplicate complaint resubmitting company trying get away breaking law closed first complaint stating say wuen submitted copy id social notarized letter notary public started dispute experian back put dispute account account reported verified experian provided documentation prove previously reached company able provide information either reached three bureau investigate account showing report asked company investigate matter notified within day investigation could get information either account deleted file filed dispute experian stated came back suprisingly verified reporting accurately found unusual requested information company informed ftc commission wrote section could request original document file company result investigation section still received account still reporting experian one given documentation asked received response today section could honor request specific letter asked spoke rep told allowed ask information provide must go creditor ask back unsuccessful provide requested documentation section say deleted yes read information provided ftc refuse deceived tactic properly job bureau find nothing experian say something different creditor reported account three given information removed bureau
622
credit_reporting
duplicate complaint resubmitting company trying get away breaking law closed first complaint stating say wuen submitted copy id social notarized letter notary public started dispute experian back put dispute account account reported verified experian provided documentation prove previously reached company able provide information either reached three bureau investigate account showing report asked company investigate matter transunion notified within day investigation could get information either account deleted file filed dispute experian stated came back suprisingly verified reporting accurately found unusual requested information company informed ftc commission wrote section could request original document file company result investigation section still received account still reporting experian one given documentation asked received response today section could honor request specific letter asked spoke rep told allowed ask information provide must go creditor ask back unsuccessful provide requested documentation section say deleted yes read information provided ftc refuse deceived tactic properly job bureau find nothing experian say something different creditor reported account three given information removed bureau
623
credit_reporting
demand see verifiable proof original consumer contract signature file account listed failure positively verify account hurt ability obtain credit fcra unverifiable account must removed unable provide copy verifiable proof must remove account listed demand following account verified removed immediately identity theft account number please remove credit report identity theft account number please remove credit report demand see verifiable proof original consumer contract signature file account listed failure positively verify account hurt ability obtain credit fcra unverifiable account must removed unable provide copy verifiable proof must remove account listed identity theft account number please remove credit report identity theft account number please remove credit report demand see verifiable proof original consumer contract signature file account listed failure positively verify account hurt ability obtain credit fcra unverifiable account must removed unable provide copy verifiable proof must remove account listed demand following account verified removed immediately identity theft account number please remove credit report identity theft account number please remove credit report sincerely
624
retail_banking
stolen stolen well fargo declined claim even though working private investigator suspect name well fargo claim situation wallet stolen collectively credit card checking account around charged well fargo debit card immediately refunded charged credit card originally told well fargo would refunded within business day called immediately call fraud department three time able successfully stop transfer money charge account end business day told denied private investigator working case suspect camera using car well fargo unresponsive working please help going school late tuition pay
625
credit_reporting
demand see verifiable proof original consumer contract signature file account listed failure positively verify account hurt ability obtain credit fcra unverifiable account must removed unable provide copy verifiable proof must remove account listed demand following account verified removed immediately identity theft account number please remove credit report identity theft account number please remove credit report demand see verifiable proof original consumer contract signature file account listed failure positively verify account hurt ability obtain credit fcra unverifiable account must removed unable provide copy verifiable proof must remove account listed identity theft account number please remove credit report identity theft account please remove credit report demand see verifiable proof original consumer contract signature file account listed failure positively verify account hurt ability obtain credit fcra unverifiable account must removed unable provide copy verifiable proof must remove account listed demand following account verified removed immediately identity theft account number please remove credit report identity theft account number please remove credit report sincerely
626
credit_reporting
demand see verifiable proof original consumer contract signature file account listed failure positively verify account hurt ability obtain credit fcra unverifiable account must removed unable provide copy verifiable proof must remove account listed demand following account verified removed immediately identity theft account number please remove credit report identity theft account number please remove credit report demand see verifiable proof original consumer contract signature file account listed failure positively verify account hurt ability obtain credit fcra unverifiable account must removed unable provide copy verifiable proof must remove account listed identity theft account number please remove credit report identity theft account number please remove credit report demand see verifiable proof original consumer contract signature file account listed failure positively verify account hurt ability obtain credit fcra unverifiable account must removed unable provide copy verifiable proof must remove account listed demand following account verified removed immediately identity theft account number please remove credit report identity theft account please remove credit report sincerely
627
credit_reporting
recent credit report currently reporting applied credit company aware grant authorization review credit report
628
credit_reporting
recent credit report currently reporting applied credit company aware grant authorization review credit report
629
credit_reporting
name previous customer loan tx loan transferred another servicer writing dispute negative credit reported credit bureau account due hurricane harvey disaster placed forebearance forgiveness plan reported negatively credit dear valued customer generated support ticket help u track inquiry ticket code please use code communication please see attached document state please advised removed delinquent reporting credit bureau report reflect current transferred customer support va also submitted dispute received decision stating following company reported information certified information accurate item changed result processing removed delinquent reporting credit score result forbearance forgiveness hurricane harvey disaster month also active dispute
630
credit_reporting
name previous customer loan tx loan transferred another servicer writing dispute negative credit reported credit bureau account due hurricane harvey disaster placed forebearance forgiveness plan loancare reported negatively credit dear valued customer generated support ticket help u track inquiry ticket code please use code communication please see attached document state please advised removed delinquent reporting credit bureau report reflect current transferred customer support va also submitted dispute experian received decision experian stating following company reported information certified experian information accurate item changed result processing removed delinquent reporting credit score result forbearance forgiveness hurricane harvey disaster month also active dispute
631
credit_reporting
name xxxxxxxx previous customer loan tx loan transferred another servicer writing dispute negative credit reported credit bureau account due hurricane harvey disaster placed forebearance forgiveness plan loancare reported negatively credit dear valued customer generated support ticket help u track inquiry ticket code please use code communication please see attached document state please advised removed delinquent reporting credit bureau report reflect current transferred customer support va also submitted dispute received decision stating following company reported information certified information accurate item changed result processing removed delinquent reporting credit score result forbearance forgiveness hurricane harvey disaster month also active dispute transunion
632
credit_reporting
amount day late payment day late payment account reporting mismatch information remove immediately amount date opened account reporting day late payment amount reporting day late payment account reporting mismatch false information remove immediately amount acct xxxxxxxxxxx date opened reporting day late payment amount account reporting day late payment account reporting mismatch false information credit file remove immediately acct date inquiry account belong remove immediately
633
retail_banking
able prove identity state identification selfie video birth certificate social security instrument well phone number file hello registered account coinbase email phone number enabled phone number assigned mid deposited bitcoin atm coinbase bitcoin wallet address girlfriend split stole device hacked everything used register account access anything created coinbase account device made contact support team different email longer access coinbase wanted send selfie video device ip explained problem different email device stolen device ip address phone number made complaint never herd anything back made one last attempt email attempt gain access trust account please please help resolve issue please really need money right anyone thank able prove identity state identification selfie video birth certificate social security instrument well phone number file
634
credit_reporting
collection account credit report medicredit show paid closed wanted information nature account discus removed credit report called number listed medicredit credit report spent hour phone three separate individual one company able find record used full name phone number address social security number account number listed credit report called hospital listed original creditor spent three day talking four different people different billing department told show record anything going collection everything paid full call medicredit back discus problem spoke three individual medicredit unable find record eventually hung incredibly calm respectful throughout whole process finally cried cried frustration disappointment hung day hour trying get bottom account credit report please help remove credit report
635
retail_banking
follow previous claim sent kind two part problem venmo happened attempted purchase football ticket individual online know huge mistake scammed requested sent person claimed never got attempted venmo promise return original receive sent venmo another mobile banking another bank thing claimed never got thats started click scammed refused send anymore money blocked way contacting individual attempted every possible route recover money venmo wont help bank wont help department recommended go route anything guy
636
credit_reporting
demand see verifiable proof original consumer contract signature file account listed failure positively verify account hurt ability obtain credit fcra unverifiable account must removed unable provide copy verifiable proof must remove account listed demand following account verified removed immediately identity theft date inquiry please remove credit report identity theft u dept ed account number please remove credit report account number identity theft u dept ed account number please remove credit report identity theft account please remove credit report identity theft account number please remove credit report identity theft account number please remove credit report identity theft af date inquiry please remove credit report identity theft date inquiry please remove credit report identity theft date inquiry please remove credit report identity theft date inquiry please remove credit report demand see verifiable proof original consumer contract signature file account listed failure positively verify account hurt ability obtain credit fcra unverifiable account must removed unable provide copy verifiable proof must remove account listed demand following account verified removed immediately identity theft u dept ed account number please remove credit report account number identity theft u dept ed account number please remove credit report identity theft account please remove credit report identity theft account number please remove credit report identity theft account number please remove credit report following personal information incorrect account number previous address e nc following personal information incorrect account number previous address e ct ga identity theft fin date inquiry please remove credit report demand see verifiable proof original consumer contract signature file account listed failure positively verify account hurt ability obtain credit fcra unverifiable account must removed unable provide copy verifiable proof must remove account listed demand following account verified removed immediately identity theft date inquiry please remove credit report identity theft u dept ed account number please remove credit report account number identity theft u dept ed account number please remove credit report identity theft account please remove credit report identity theft account number please remove credit report identity theft account number please remove credit report following personal information incorrect account number current address e ct ga following personal information incorrect account number previous address e nc identity theft date inquiry please remove credit report sincerely
637
credit_reporting
collection remains charge remains charge remains acct remains
638
credit_reporting
requested proof ownership account auto transunion still received proof however still reporting account report proof amount sent certified letter stating fact since answer date
639
credit_reporting
requested proof ownership account auto experian still received proof however still reporting account report proof amount sent certified letter stating fact since answer date
640
mortgages_and_loans
writing regard concern upside financially ive experienced third salesperson name dealership arizona basically took lease brown put red went pricing thing nature leasing different purchase however never explained going absorption cost lease cost used rental dealership im upside lease name work independent consultant due pandemic going thru reorge reorganization found week know option offer verge filing bankruptcy chapter next friday thought could get resolution based last conversation customer service need figure thing feel like struggle car put predatory lender car longer even company sale car two half year would love option maybe leasing possibly voluntarily surrender car back wanted inform someone misinformation miscommunication presented put current car financial situation please advise next step sincerely
641
debt_collection
company asked forward formal letter fia card service na write company fia card service na present judgment v sc
642
retail_banking
date amount total usd company remitly found someone hacked remitly account took cash debit card linked remitly account reported unauthorized activity case remitly company soon found said consumer protect team contact within feedback contacted complained answer always sorry hear customer protection team contact next step within
643
credit_reporting
writing due failed remove information affiliated personal detail challenged past strongly believe violation fcra outright refusing uphold law
644
credit_reporting
fervently demand credit report reflect true accurate information accordance law would like put record following legal name please remove name variation immediately legally accurate name also known akas name alias name middle name erroneous suitable legally binding contract credit account current address al please remove inaccurate address immediately unlawful demand delete social security number last digit unlawful shown file please remove social security number immediately unlawful demand deletion fraudulent account inquiry listed resulted reported incident identity theft fraudulent inaccurate account deleted account reported identity theft fraudulently opened u department edu account reported identity theft fraudulently opened u dept ed account reported identity theft fraudulently opened u department edu account reported identity theft fraudulently opened xxxxxxxx account reported identity theft fraudulently opened u dept educatio account reported identity theft fraudulently opened account reported identity theft fraudulently opened account reported identity theft fraudulently opened xxxxxxxx account reported identity theft fraudulently opened fraudulent inaccurate inquiry deleted reported identity theft reported identity theft reported identity theft reported identity theft reported identity theft dept ed reported identity theft reported identity theft
645
debt_collection
consistently hounded cooper respect debt claim owe chapter bankruptcy attorney defended fight motion stay chapter proof payment provided motion withdrawn process held discharge chapter three month asked provide copy check far back cooper account time mortgage servicing company called account consequently sold seterus cooper consistently provided proof payment included check image certified mail receipt given nature company took extra step cost always mailing payment via certified mail week chapter discharge received letter cooper requesting payment letter also asked lawyer provide name amount due arbitrary accounting information ever provided fact given proof cooper record detailing arrived amount credit score checked today due report cooper day arrears copy certified mail receipt prove arrears credit fraudulently ruined
646
credit_reporting
account credit report reporting seven year
647
debt_collection
intend pursue litigation accordance fcra seek relief recover monetary damage may entitled section section unverified item listed deleted immediately copy letter well copy three written letter sent previously also become part formal complaint federal trade commission shall used evidence pending litigation provided fail comply offer settlement despite three written request unverified item listed still remain credit report violation federal law required fcra copy original creditor documentation file verify information mine correct result investigation stated writing verified item reported correctly verified account provided copy original documentation consumer contract signature required section section furthermore failed provide method verification required section please advised section fcra required promptly delete information verified law clear civil liability remedy available section fail comply federal law litigious consumer fully intend pursuing litigation matter enforce right fcra certified mail tracking last letter
648
mortgages_and_loans
intend pursue litigation accordance fcra seek relief recover monetary damage may entitled section section unverified item listed deleted immediately copy letter well copy three written letter sent previously also become part formal complaint federal trade commission shall used evidence pending litigation provided fail comply offer settlement despite three written request unverified item listed still remain credit report violation federal law required fcra copy original creditor documentation file verify information mine correct result investigation stated writing verified item reported correctly verified account provided copy original documentation consumer contract signature required section section furthermore failed provide method verification required section please advised section fcra required promptly delete information verified law clear civil liability remedy available section fail comply federal law litigious consumer fully intend pursuing litigation matter enforce right fcra certified mail tracking last letter
649
debt_collection
intend pursue litigation accordance fcra seek relief recover monetary damage may entitled section section unverified item listed deleted immediately copy letter well copy three written letter sent previously also become part formal complaint federal trade commission shall used evidence pending litigation provided fail comply offer settlement despite three written request unverified item listed still remain credit report violation federal law required fcra copy original creditor documentation file verify information mine correct result investigation stated writing verified item reported correctly verified account provided copy original documentation consumer contract signature required section section furthermore failed provide method verification required section please advised section fcra required promptly delete information verified law clear civil liability remedy available section fail comply federal law litigious consumer fully intend pursuing litigation matter enforce right fcra certified mail tracking last letter
650
debt_collection
intend pursue litigation accordance fcra seek relief recover monetary damage may entitled section section unverified item listed deleted immediately copy letter well copy three written letter sent previously also become part formal complaint federal trade commission shall used evidence pending litigation provided fail comply offer settlement despite three written request unverified item listed still remain credit report violation federal law required fcra copy original creditor documentation file verify information mine correct result investigation stated writing verified item reported correctly verified account provided copy original documentation consumer contract signature required section section furthermore failed provide method verification required section please advised section fcra required promptly delete information verified law clear civil liability remedy available section fail comply federal law litigious consumer fully intend pursuing litigation matter enforce right fcra certified mail tracking last letter
651
debt_collection
intend pursue litigation accordance fcra seek relief recover monetary damage may entitled section section unverified item listed deleted immediately copy letter well copy three written letter sent previously also become part formal complaint federal trade commission shall used evidence pending litigation provided fail comply offer settlement despite three written request unverified item listed still remain credit report violation federal law required fcra copy original creditor documentation file verify information mine correct result investigation stated writing verified item reported correctly verified account provided copy original documentation consumer contract signature required section section furthermore failed provide method verification required section please advised section fcra required promptly delete information verified law clear civil liability remedy available section fail comply federal law litigious consumer fully intend pursuing litigation matter enforce right fcra certified mail tracking last letter
652
mortgages_and_loans
intend pursue litigation accordance fcra seek relief recover monetary damage may entitled section section unverified item listed deleted immediately copy letter well copy three written letter sent previously also become part formal complaint federal trade commission shall used evidence pending litigation provided fail comply offer settlement despite three written request unverified item listed still remain credit report violation federal law required fcra copy original creditor documentation file verify information mine correct result investigation stated writing verified item reported correctly verified account provided copy original documentation consumer contract signature required section section furthermore failed provide method verification required section please advised section fcra required promptly delete information verified law clear civil liability remedy available section fail comply federal law litigious consumer fully intend pursuing litigation matter enforce right fcra certified mail tracking last letter
653
mortgages_and_loans
recently applied cash refi owner ltv first send doc portfolio program product requested wanted fnma year fixed self employed rental income sufficient support payment would lowering payment form monthly provide enough information qualify actually prequalified rep underwriting terrible know guideline ask question understand something file discriminatory towards client sent denial letter based assumption without bothering ask letter explanation denial letter provide explanation provided rep denial letter vague never received list condition done issue could resolved underwriter wrong restarts ownership rental property understand trustee various title real estate held asked would seen underwriter totally incorrect make decision borrower loan based income think ask question offered correct underwriter told rate expired would need reapply higher rate apply portfolio loan portfolio loan higher rate pushing towards would sufficient income excellent credit loan home also enough reserve bank account
654
credit_reporting
submitted dispute letter equifax notifying account belong yet receive response credit report bureau violation consumer right failure comply federal regulation credit reporting agency investigated federal trade commission ftc see usc et seq disputed item entirely inaccurate represents serious error reporting
655
credit_reporting
submitted dispute letter experian notifying account belong yet receive response credit report bureau violation consumer right failure comply federal regulation credit reporting agency investigated federal trade commission ftc see usc et seq disputed item entirely inaccurate represents serious error reporting
656
credit_reporting
submitted dispute letter transunion notifying account belong yet receive response credit report bureau violation consumer right failure comply federal regulation credit reporting agency investigated federal trade commission ftc see usc et seq disputed item entirely inaccurate represents serious error reporting
657
debt_collection
identity compromised somebody know please feel free give call question concern
658
debt_collection
balance past due monthly payment account longer owed original company account researched see sort rental contract requested company online collection send signed contact account illegally collecting rep ive spoken told theyd send never provide dispute experian instead verify point reading horrendous review peer understand come cfpb assistance ridiculous classified illegal please assist
659
mortgages_and_loans
timeline first lender interest rate see title attached ocwen purchased loan amount initial payment note monthly ocwen ca hardship ocwen letter support application loan modification approved ocwen suppose help u get mortgage payment back track affordable mortgage lived home year want work hard keep fell behind mortgage payment due loss income due loss job year husband injured job filed claim l osha fired file pension rest life hard time dealing debt never financial problem many expense managing home family hard employed business year working inside injured job filed claim l osha immediately husband fired file pension rest life accrued mountain financial medical bill credit history destroyed hard time dealing debt lower income two year granted applied application assistance placed forbearance plan accumulated excessive late fee attorney fee reoccurring foreclosure fee fraud homeowner abuse unfair deceptive practice like lending unprocessed modification illegal threat foreclosure charging payment modification denied several time finally given loan modification agreement begin received notice assignment sale transfer servicing right ocwen loan number effective ocwen sold loan pour principal balance ocwen called pph mortgage service nj ocwen added loan abusively continue report loan late addition credit history damaged reporting u late ocwen sold loan charged excessive late fee continuously placing u forbearance failed accrued fee attorney fee hidden fee failing report payment selling loan gmac mortgage finally house went foreclosure forced file chapter order save home widespread mortgage servicing issue failing apply report payment mortgage company mortgage company abusive unprofessional
660
credit_reporting
account legally paid full acct legally paid full account paid full paid full legally paid full legally paid full account paid full going closing report late refuse delete account paid owe nothing even stated paid full report refuse update report delete report closing house week friday loose earnest deposit help please contacted credit bureau helping
661
debt_collection
make sure delivered delivered properly must say first young hardworking man deserves fair share consumer right laid u see abide held responsible thing liable big business everyday get away unfair business practice order save extra buck gain extra buck one let happen currently going identity theft recovery couple credit account opened name also fraud charge actual account incident early guy ran outside pretty much beat took wallet held id social card insurance card card contacting bank giving head happened long behold multiple fraud charge credit card compromised able take care situation bank mostly hold liable unauthorized charge except credit card issued department store national bank personally called early unauthorized charge made posted account said investigate case take meanwhile account still accessible crime thief charged another contacted told worry account adjusted proper amount credit moved along assumed taken care around early come back view account online see reversed disputed fraud charge account also got alert credit bureau card account maxed staining credibility also got letter mail dated see letter attachment stating review investigation decided permanently reverse credit account said charge made using previous card protected embedded chip like meant anything case card code process charge credit card hence anyone literally use card problem claimed letter card possession transaction questioned arent considered fraudulent activity literally told yall wallet card stolen kind made story yall got yall system presence card fraudulently used beat robbed filed ftc law enforcement police report sent credit bureau account opened name fraud charge incident thief used card responsible liable worth purchase need give back full credit onto account use credit account close either way make right ca force liability unacceptable making possession story yall back office claimed claim initiated yall know total unfair business practice wont stand fight tooth nail pursue litigation defend right stand claim
662
mortgages_and_loans
loan used vehicle navy federal credit union va year purchase first car subject date nfcu nfcu approved loan wrote check seller full amount know process time nfcu run title check least think loan good faith act agent behalf seemingly care large loan approved without driver license title vehicle told get title bring day recently went register vehicle lien already vehicle per state va result stuck loan title car register use getting ready exit however loan responsible since could get title nfcu already knew known change loan consumer loan increased interest rate leaf struggling pay vehicle use addition tried check loan process nfcu gave appointment believe nfcu act good faith behalf young inexperience buyer
663
retail_banking
may concern im submitting complaint behalf dispute list transaction happened understanding impossible dispute transaction directly thats agent told anyways im asking cfpb involved signing documentation anything would simply like fund back merchant fully highlighted statement attached draw fund back id like know came term investigation process answer cfpb portal call mail anything mailing address phone number tn usa number thank much understanding prompt response thanks
664
mortgages_and_loans
authorized freedom mortgage withdraw mortgage payment due amount making online payment illegally withdrew brand new checking account without authorization causing brand new account overdrawn phoned freedom mortgage went purchase grocery debit card declined due unlawful withdrawal fund account freedom mortgage holding hour told customer service reversal amount would processed fund back account said need send additional documentation anything additional fund get put back account forced call work gas money get work without fund called freedom mortgage told needed provide bank statement showing fund came account higher amount would take day completely unacceptable told person spoke friday given incorrect information procedure getting fund reversed refunded asked supervisor spoke id indicated would expedite due urgency food gas money get work jeopardy losing job call work due error part assured would personally walk cash department processed today call back end shift none happened either facing job loss serious financial damage due horrendous error caused theft fraud company would like investigated penalty imposed accordingly authorized withdraw fund amount account need corrected immediately fund owed returned along damage suffered result error freedom mortgage wait day money returned lose job face losing home well feel done deceptively purpose company people large amount equity home force foreclosure gain company need fully investigated intend pursue every agency possible resolved satisfaction including court law unjustly harmed freedom mortgage intend making company make situation right mental anguish suffered worrying eating losing job etc unacceptable tolerated even go hospital treatment without worry endangered exposed horrible pandemic unacceptable level responsible training customer service staff provide correct information first time called either call recorded suggest pull mine made minute duration review told nothing needed done behalf
665
credit_reporting
pulled credit alerted social security card getting stolen see list derogatory item mine including bankruptcy account fraudulent need deleted please remove unknown account name chapter bankruptcy dismissed chapter bankruptcy
666
credit_reporting
pulled credit alerted social security card getting stolen see list derogatory item mine including bankruptcy account fraudulent need deleted please remove unknown account name chapter bankruptcy dismissed chapter bankruptcy xxxxxxxx
667
credit_reporting
pulled credit alerted social security card getting stolen see list derogatory item mine including bankruptcy account fraudulent need deleted please remove unknown account name chapter bankruptcy dismissed chapter bankruptcy xxxxxxxx
668
retail_banking
sure right date two transfer made account one standard transaction procedure received message paypal two transaction stating deposited account upon checking account however fund available immediately sent message alerting customer service missing fund reply stated questioned whether might deposited previous account submitted replace latest provided representative confirm denied possibility back forth ensued issue avail called bank could verify deposit told since said account already since month paypal either reluctant unwilling bring issue close frustrated issue closed account paypal
669
credit_reporting
equifax started unfreeze credit report allow mortgage broker access account home mortgage used password user name created way back original equifax breach froze account spent week website original well documented password say innacurate tried need help password email link never got email attempt many log page internet many dead retired many case kept getting try later never worked link lead page work called customer service told mail personal information wish put document someone could use steal identity envelope able access account set year informed customer service bad logins bad link site requested let know said allowed tried setting new account successful getting account find link clicked unfreeze account lead try page available today get email saying login check free credit report login page three time attempted log get sorry try later website total mess unable unfreeze account apply lower mortgage rate back breach issue site service deplorable access acccount apply mortgage fairly sure one problem someone need go ladder equifax let know issue preventing u getting access account get free credit report unfreeze account costing time money still unfreeze account serious situation need immediate attention cfpb
670
credit_card
stayed weekend gentleman checked charged card said put hold card explained processed charge card said tried charge said declined explained attempting charge card reporting declined pulled credit card history show removed balance received letter hotel door night checkout saying card could charged went spoke accounting personnel explaining card already charged heated exchange gave gave another card charge check hotel debit card charged told hold account would fall returned home noticed charge still credit card called hotel back advised could take day pending charge fall tenth day charge still credit card called back spoke manager advised unfortunately nothing bank release called credit card company three way rep said nothing vendor remove pending charge dispute item hard hit citicard rep anything address matter credit card rep said option wait day account refresh system would still see account pending possibly remove today see credit card still showing pending amount hotel reward member traveled world never experienced incompetence magnitude hotel staff fails digest fact ultimate charged twice stay competent hotel team would know hold placed credit card final bill charged billing owed holding visit card charging visit another card need item addressed asap midst pandemic husband working held credit card due lack regard hotel chain
671
mortgages_and_loans
buyer home using cmg mortgage lender loan scheduled close lender scheduled appraisal asked extension claimed loan officer reviewed borrower financial information asked extension date claimed still reviewing document asked additional extension claim one document disclosure signed needed three extra day mortgage respond call understand moved house living hotel help
672
credit_reporting
agency report inaccurate information gone back forth agency writing letter submitted dispute online take longer thirty day take longer respond mail receive report incomplete provide full report transunion online account indicates different information online actual paper report removed consumer energy disputed numerous time bill continue dispute sent copy police report explaining identity thief medical bill report taken care notified reporting agency informed medical bill paid sent copy payment receipt still refuse update debt medical bill reported pandemic except one bill reported appears two different report sent consumer show different information shown creditor request copy credit report deceptive asking matter investigated timely manner thank
673
debt_collection
shocked reviewed credit report week found multiple inaccuracy credit report major credit bureau collection company never dealt attempted several time ratify issue original creditor credit bureau still reporting inaccurate unverifiable information disputed item credit reporting agency reported confirmed account valid honestly believe ever relationship collection agency original creditor also several inaccuracy account way reporting total violation fcra fdcpa law regulation good faith effort resolve matter amicably must demand proof debt specifically alleged contract instrument bearing signature well proof authority matter absent proof must correct erroneous report past debt mine writing request please provide following information please evidence authorization usc e usc f alleged matter authorization law collection information authorization law collection alleged debt please evidence authorization business operate state please evidence proof alleged debt including alleged contract instrument bearing signature please provide complete account history including charge added collection activity day upon receipt letter provide strict proof contract event provide strict proof contract must cease desist collection effort immediately remove derogatory information reported consumer reporting agency addition need provide agreement writing closing file ceasing collecting activity deleting information related reference number credit report youve furnished information event transfer account attorney without providing proof contract proving claim immediate reported code ethic violation
674
debt_collection
intent file lawsuit hipaa privacy violation request validation debt phoenix financial serv account may concern please advised requested validation verification item reported original agency received validation debt cphoenix financial serv provide hipaa release release medical information therefore providing information violation hipaa right proceeding legal action prescribed law named original agency item deleted within required time allowed law seek every legal remedy available file suit collection agency credit bureau reporting violation urge take extremely seriously documented case without error encourage response expeditiously please remove debt properly provide validation proof hippa right violated please send following item within day money say owe please provide copy signed contract explain show calculated say owe provide copy paper show agreed pay say owe provide verification copy judgment applicable identify original creditor prove statute limitation expired account show licensed collect state provide license number registered agent agent service
675
credit_card
macys card credit limit drastically decreased reason decrease based false information limit went decrease strangely paying account according macys reason decreased limit negative information credit report high balance versus credit limit lie false claim receiving letter macys based lie pulled fresh copy credit report annual credit single negative account derogatory account account excellent standing account close credit limit single late payment good customer paying macys credit card reward decreasing credit limit based lie deciding factor giving macys reason decreased credit limit race thats single reason gave accurate addition macys claim reviewed credit report checked credit single hard soft credit check macys also customer service number never available nobody ever available pick
676
debt_collection
service manager sending threatening letter place mechanic lie n selling car auction away military service paid nearly ive serviced year still run able make progress give accurate diagnosis issue since car towed service mgr charging dollar storage fee violating right scra service member civil relief act
677
credit_reporting
dispute social security number xxx xx show dispute date birth dispute address information current address tx dispute previous address tx dispute previous address fm tx dispute previous address tx dispute identification information available file name name dispute name dispute employment information last reported employment dispute previous employment dispute previous employment dispute alert name address mine inquires date inquiry dispute date inquiry dispute date inquiry dispute date inquiry dispute date inquiry dispute date inquiry dispute date inquiry dispute date inquiry dispute
678
credit_card
case number hello filed cfpb believe cfpb handled legally defrauded capital one told payment cancelled admitted cfpb fact lie admitted cancel payment cfpb closed case explanation explain supervisor took payment promised payment cancelled obviously lied
679
credit_reporting
credit fraud may concern hello writing letter get advice situation several day ago got credit report dropped quite suddenly due paypal know rarely use paypal allow hard inquiry moreover found charged obvious fraud due ca reach appreciate help best
680
credit_reporting
name return address date debt collector name debt collector address account number debt dear debt collector name responding contact debt trying collect contacted date identified debt information gave debt please supply information information think owe debt owe including name address creditor debt currently owed account number used creditor amount owed debt started different creditor provide name address original creditor account number used creditor amount owed creditor time transferred identify original creditor please provide name might know different official name addition tell current creditor obtained debt current creditor obtained provide verification documentation valid basis claiming must pay debt current creditor example provide copy written agreement created original requirement pay asking pay debt somebody else required pay identify person provide verification documentation debt must pay amount age debt including copy last billing statement sent original creditor state amount debt obtained additional interest fee charge added since last billing statement original creditor provide itemization showing date amount added amount addition explain added interest fee charge expressly authorized agreement creating debt permitted law payment reduction since last billing statement original creditor provide itemization showing date amount change adjustment since last billing statement original creditor please provide full verification documentation amount trying collect explain amount calculated addition explain change adjustment expressly authorized agreement creating debt permitted law tell creditor claim debt became due became delinquent identify date last payment made account made determination debt within statute limitation applicable tell think statute limitation expires debt determined detail authority collect debt would like information firm discus debt firm debt collection license state say provide date license name license license number name address telephone number state agency issuing license contacting place outside state firm debt collection license place provide date license name license license number name address telephone number state agency issuing license
681
credit_reporting
name return address date debt collector name debt collector address account number debt dear debt collector name responding contact debt trying collect contacted date identified debt information gave debt please supply information information think owe debt owe including name address creditor debt currently owed account number used creditor amount owed debt started different creditor provide name address original creditor account number used creditor amount owed creditor time transferred identify original creditor please provide name might know different official name addition tell current creditor obtained debt current creditor obtained provide verification documentation valid basis claiming must pay debt current creditor example provide copy written agreement created original requirement pay asking pay debt somebody else required pay identify person provide verification documentation debt must pay amount age debt including copy last billing statement sent original creditor state amount debt obtained additional interest fee charge added since last billing statement original creditor provide itemization showing date amount added amount addition explain added interest fee charge expressly authorized agreement creating debt permitted law payment reduction since last billing statement original creditor provide itemization showing date amount change adjustment since last billing statement original creditor please provide full verification documentation amount trying collect explain amount calculated addition explain change adjustment expressly authorized agreement creating debt permitted law tell creditor claim debt became due became delinquent identify date last payment made account made determination debt within statute limitation applicable tell think statute limitation expires debt determined detail authority collect debt would like information firm discus debt firm debt collection license state say provide date license name license license number name address telephone number state agency issuing license contacting place outside state firm debt collection license place provide date license name license license number name address telephone number state agency issuing license
682
credit_reporting
name return address date incorrect credit inquiry dear credit bureau responding contact credit inquiry trying say happened contacted identified credit inquiry something caused recognize please supply information information think owe debt owe including name address creditor debt currently owed account number used creditor amount owed debt started different creditor provide name address original creditor account number used creditor amount owed creditor time transferred identify original creditor please provide name might know different official name addition tell current creditor obtained debt current creditor obtained provide verification documentation valid basis claiming must pay debt current creditor example provide copy written agreement created original requirement pay asking pay debt somebody else required pay identify person provide verification documentation debt must pay amount age debt including copy last billing statement sent original creditor state amount debt obtained additional interest fee charge added since last billing statement original creditor provide itemization showing date amount added amount addition explain added interest fee charge expressly authorized agreement creating debt permitted law payment reduction since last billing statement original creditor provide itemization showing date amount change adjustment since last billing statement original creditor please provide full verification documentation amount trying collect explain amount calculated addition explain change adjustment expressly authorized agreement creating debt permitted law tell creditor claim debt became due became delinquent identify date last payment made account made determination debt within statute limitation applicable tell think statute limitation expires debt determined detail authority collect debt would like information firm discus debt firm debt collection license state say provide date license name license license number name address telephone number state agency issuing license contacting place outside state firm debt collection license place provide date license name license license number name address telephone number state agency issuing license
683
credit_reporting
name return address date dear credit bureau responding contact incorrect personal information account contacted date identified debt information gave debt please supply information information think owe debt owe including name address creditor debt currently owed account number used creditor amount owed debt started different creditor provide name address original creditor account number used creditor amount owed creditor time transferred identify original creditor please provide name might know different official name addition tell current creditor obtained debt current creditor obtained provide verification documentation valid basis claiming must pay debt current creditor example provide copy written agreement created original requirement pay asking pay debt somebody else required pay identify person provide verification documentation debt must pay amount age debt including copy last billing statement sent original creditor state amount debt obtained additional interest fee charge added since last billing statement original creditor provide itemization showing date amount added amount addition explain added interest fee charge expressly authorized agreement creating debt permitted law payment reduction since last billing statement original creditor provide itemization showing date amount change adjustment since last billing statement original creditor please provide full verification documentation amount trying collect explain amount calculated addition explain change adjustment expressly authorized agreement creating debt permitted law tell creditor claim debt became due became delinquent identify date last payment made account made determination debt within statute limitation applicable tell think statute limitation expires debt determined detail authority collect debt would like information firm discus debt firm debt collection license state say provide date license name license license number name address telephone number state agency issuing license contacting place outside state firm debt collection license place provide date license name license license number name address telephone number state agency issuing license
684
debt_collection
transworld system inc wa account number dear debt collector name submitting complaint transworld contacting collecting debt contacted mail identified debt responsibility responsibility debt trying collect good reason believe responsible debt mail document make believe want stop communication address record dispute obligation debt stop collection debt forward return another company please indicate disputed report credit bureau already done also report debt disputed thank cooperation sincerely
685
credit_reporting
mn dear federal trade commission writing dispute following information appears consumer report dispute following example meant helpful include dispute apply account number information identify account source dispute information td bank type disputed information credit report report date associated item disputed insert date appears report help ensure correct account identified company identify aspect report disputed still file dispute date explanation item disputed please investigate individually report includes account reported name different legal name account td bank closed account statute limitation report falsely state account abuse tactic target minority done retaliation filing complaint racist call center worker recognize account question account td bank closed closed balance closed woman texas call center called boy would escalate discrimination complaint contacted corporate office line woman claimed manager denied call recorded played recording hung asked call back called back told issue would resolved account settled report show owed money company already repaid wrote email corporate office experience texas call center confirmed account closed balance three account similar name conveniently date corresponded date made complaint racist call center worker believe name status account correct report show three account balance closed different date false account closed different day victim identity theft recognize one account report investigation found woman dated using card called card cancelled take claim seriously white police officer last certainly least allowed open account banker want assist told never dealt man refused assist branch manager open account bank cry due branch manager telling helping customer job filed complaint never followed member td bank send branch manager woman never fired thank assistance
686
mortgages_and_loans
revocation authorization debit may concern please stop taking automatic payment bank account payment account company account number company writing inform revoking authorization debit account via electronic fund transfer revocation applies future debit sincerely
687
credit_reporting
dear governor today would like repeat report incorrect information exist credit account trying contact guy problem fix never see change notice name address employment information inaccurate want assure none wrong information belong business listed name address employment information need corrected info ca ca ca
688
credit_reporting
dear governor today would like repeat report incorrect information exist credit account trying contact guy problem fix never see change notice name address employment information inaccurate want assure none wrong information belong business listed name address employment information need corrected info ca ca ca
689
credit_reporting
governor name trying complaint error exist credit report last year none afford worked employment information address belong association error cause bad effect credit report really happen harvest time family barely suffer throughout dynamic employment information address need removed credit report info reported il il
690
credit_reporting
governor name trying complaint error exist credit report last year none afford worked employment information address belong association error cause bad effect credit report really happen harvest time family barely suffer throughout dynamic employment information address need removed credit report info reported il michigan il
691
credit_reporting
governor name trying complaint error exist credit report last year none afford worked employment information address belong association error cause bad effect credit report really happen harvest time family barely suffer throughout dynamic employment information address need removed credit report info reported il il
692
credit_reporting
government name repeating complaint incorrect information exist credit report trying reach change year never work inaccurate address employment information reported credit report association relationship record assume would cause unexpected affect credit report address employment information need corrected info ny reported ny ny
693
credit_reporting
government name repeating complaint incorrect information exist credit report trying reach change year never work inaccurate address employment information reported credit report association relationship record assume would cause unexpected affect credit report address employment information need corrected info ny reported ny ny
694
credit_reporting
government name repeating complaint incorrect information exist credit report trying reach change year never work inaccurate address employment information reported credit report association relationship record assume would cause unexpected affect credit report address employment information need corrected info ny reported ny ny
695
retail_banking
send deposit wrong account need dispute
696
debt_collection
e para false representation implication document legal process local county court served law enforcement para causing telephone ring engaging person phone conversation repeatedly intent annoy abuse harrass person called number time one day
697
debt_collection
collection bureau account paid full company offered removed result rendered
698
debt_collection
enhancemed recovery company claim owe ive never done business
699
credit_card
stolen account bank america saying fraudulent transaction happened hour away never county town answering phone even call soon open est hang one hour waiting never get speak representative additional stolen well bother reporting previous incident reason reporting bank america saying fraud charging requested documentation incident occurred two month ago trying make culprit situation victim theft making pay essentially losing extra confused